Home > Grandpoint Bank > Income and Expense

Grandpoint Bank, Income and Expense

2018-06-30 (YTD Data)Rank
Total interest income$65,879,000293
Total interest expense$8,257,000327
Net interest income$57,622,000282
Provision for loan and lease losses$03,782
Total noninterest income$3,018,000978
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,200,000528
Trading account gains and fees$0130
Additional Noninterest Income$1,818,0001,007
Total noninterest expense$43,631,000306
Salaries and employee benefits$21,783,000322
Premises and equipment expense$4,588,000312
Additional noninterest expense$17,260,000258
Pre-tax net operating income$17,009,000398
Securities gains (losses)$-503,0005,480
Applicable income taxes$-1,112,0005,525
Income before extraordinary items$17,618,000336
Extraordinary gains, net$06
Net income$17,618,000336
Minority interest net income$065
Net income of bank and minority interests.$17,618,000336
Net charge-offs$274,000775
Cash dividends$12,500,000200
Sale, conversion, retirement of capital stock, net$-25,897,0005,540
Net operating income$18,121,000331
2018-03-31 (YTD Data)Rank
Total interest income$32,862,000291
Total interest expense$3,796,000334
Net interest income$29,066,000280
Provision for loan and lease losses$03,508
Total noninterest income$1,244,0001,099
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$572,000554
Trading account gains and fees$0123
Additional Noninterest Income$672,0001,234
Total noninterest expense$17,362,000356
Salaries and employee benefits$11,013,000318
Premises and equipment expense$2,224,000326
Additional noninterest expense$4,125,000436
Pre-tax net operating income$12,948,000294
Securities gains (losses)$-329,0005,551
Applicable income taxes$3,496,000246
Income before extraordinary items$9,123,000324
Extraordinary gains, net$07
Net income$9,123,000324
Minority interest net income$052
Net income of bank and minority interests.$9,123,000324
Net charge-offs$229,000537
Cash dividends$5,000,000206
Sale, conversion, retirement of capital stock, net$13,000474
Net operating income$9,382,910318
2017-12-31 (YTD Data)Rank
Total interest income$128,362,000277
Total interest expense$12,003,000334
Net interest income$116,359,000267
Provision for loan and lease losses$350,0001,810
Total noninterest income$7,784,000830
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,289,000561
Trading account gains and fees$0151
Additional Noninterest Income$5,495,000769
Total noninterest expense$69,385,000345
Salaries and employee benefits$46,463,000286
Premises and equipment expense$8,692,000323
Additional noninterest expense$14,230,000483
Pre-tax net operating income$54,408,000267
Securities gains (losses)$170,000441
Applicable income taxes$28,111,000208
Income before extraordinary items$26,467,000335
Extraordinary gains, net$09
Net income$26,467,000335
Minority interest net income$076
Net income of bank and minority interests.$26,467,000335
Net charge-offs$-37,0005,070
Cash dividends$61,000,000113
Sale, conversion, retirement of capital stock, net$358,000334
Net operating income$26,358,200334
2017-09-30 (YTD Data)Rank
Total interest income$95,941,000275
Total interest expense$9,018,000324
Net interest income$86,923,000264
Provision for loan and lease losses$350,0001,474
Total noninterest income$5,580,000863
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,711,000564
Trading account gains and fees$0145
Additional Noninterest Income$3,869,000812
Total noninterest expense$48,445,000368
Salaries and employee benefits$31,536,000314
Premises and equipment expense$6,524,000325
Additional noninterest expense$10,385,000498
Pre-tax net operating income$43,708,000259
Securities gains (losses)$170,000408
Applicable income taxes$17,848,000208
Income before extraordinary items$26,030,000292
Extraordinary gains, net$09
Net income$26,030,000292
Minority interest net income$071
Net income of bank and minority interests.$26,030,000292
Net charge-offs$264,0001,203
Cash dividends$15,000,000215
Sale, conversion, retirement of capital stock, net$164,000370
Net operating income$25,921,200288
2017-06-30 (YTD Data)Rank
Total interest income$63,284,000276
Total interest expense$5,649,000323
Net interest income$57,635,000267
Provision for loan and lease losses$250,0001,362
Total noninterest income$3,786,000850
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,123,000564
Trading account gains and fees$0139
Additional Noninterest Income$2,663,000795
Total noninterest expense$32,321,000366
Salaries and employee benefits$21,019,000316
Premises and equipment expense$4,299,000329
Additional noninterest expense$7,003,000492
Pre-tax net operating income$28,850,000256
Securities gains (losses)$170,000310
Applicable income taxes$11,818,000214
Income before extraordinary items$17,202,000293
Extraordinary gains, net$011
Net income$17,202,000293
Minority interest net income$071
Net income of bank and minority interests.$17,202,000293
Net charge-offs$347,000750
Cash dividends$10,000,000208
Sale, conversion, retirement of capital stock, net$109,000344
Net operating income$17,093,200292
2017-03-31 (YTD Data)Rank
Total interest income$30,982,000279
Total interest expense$2,500,000334
Net interest income$28,482,000265
Provision for loan and lease losses$250,000786
Total noninterest income$1,692,000907
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$567,000558
Trading account gains and fees$0142
Additional Noninterest Income$1,125,000879
Total noninterest expense$15,847,000382
Salaries and employee benefits$10,265,000332
Premises and equipment expense$2,116,000337
Additional noninterest expense$3,466,000498
Pre-tax net operating income$14,077,000256
Securities gains (losses)$170,000176
Applicable income taxes$5,800,000211
Income before extraordinary items$8,447,000289
Extraordinary gains, net$08
Net income$8,447,000290
Minority interest net income$055
Net income of bank and minority interests.$8,447,000290
Net charge-offs$-70,0005,540
Cash dividends$5,000,000195
Sale, conversion, retirement of capital stock, net$55,000309
Net operating income$8,338,200286
2016-12-31 (YTD Data)Rank
Total interest income$122,741,000270
Total interest expense$8,047,000373
Net interest income$114,694,000254
Provision for loan and lease losses$1,150,000815
Total noninterest income$5,914,0001,021
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,421,000541
Trading account gains and fees$0170
Additional Noninterest Income$3,493,0001,088
Total noninterest expense$61,893,000381
Salaries and employee benefits$38,907,000344
Premises and equipment expense$8,473,000325
Additional noninterest expense$14,513,000488
Pre-tax net operating income$57,565,000246
Securities gains (losses)$28,0002,207
Applicable income taxes$23,191,000207
Income before extraordinary items$34,402,000273
Extraordinary gains, net$05
Net income$34,402,000272
Minority interest net income$082
Net income of bank and minority interests.$34,402,000272
Net charge-offs$-157,0005,621
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$561,000266
Net operating income$34,384,080269
2016-09-30 (YTD Data)Rank
Total interest income$90,808,000266
Total interest expense$5,930,000373
Net interest income$84,878,000253
Provision for loan and lease losses$350,0001,475
Total noninterest income$4,568,000991
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,835,000534
Trading account gains and fees$0169
Additional Noninterest Income$2,733,0001,055
Total noninterest expense$46,052,000380
Salaries and employee benefits$28,641,000347
Premises and equipment expense$6,339,000320
Additional noninterest expense$11,072,000472
Pre-tax net operating income$43,044,000241
Securities gains (losses)$6,0002,746
Applicable income taxes$17,322,000203
Income before extraordinary items$25,728,000272
Extraordinary gains, net$05
Net income$25,728,000272
Minority interest net income$071
Net income of bank and minority interests.$25,728,000272
Net charge-offs$-263,0005,777
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$293,000287
Net operating income$25,724,160266
2016-06-30 (YTD Data)Rank
Total interest income$60,056,000267
Total interest expense$3,870,000379
Net interest income$56,186,000254
Provision for loan and lease losses$04,017
Total noninterest income$3,043,000982
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,250,000512
Trading account gains and fees$0157
Additional Noninterest Income$1,793,0001,056
Total noninterest expense$30,595,000383
Salaries and employee benefits$18,961,000347
Premises and equipment expense$4,229,000325
Additional noninterest expense$7,405,000471
Pre-tax net operating income$28,634,000231
Securities gains (losses)$02,835
Applicable income taxes$11,508,000204
Income before extraordinary items$17,126,000266
Extraordinary gains, net$016
Net income$17,126,000265
Minority interest net income$071
Net income of bank and minority interests.$17,126,000265
Net charge-offs$120,0001,467
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$196,000281
Net operating income$17,126,000263
2016-03-31 (YTD Data)Rank
Total interest income$29,721,000267
Total interest expense$1,938,000381
Net interest income$27,783,000255
Provision for loan and lease losses$03,656
Total noninterest income$1,528,000948
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$626,000513
Trading account gains and fees$0142
Additional Noninterest Income$902,0001,011
Total noninterest expense$15,235,000379
Salaries and employee benefits$9,524,000346
Premises and equipment expense$2,088,000333
Additional noninterest expense$3,623,000477
Pre-tax net operating income$14,076,000235
Securities gains (losses)$02,077
Applicable income taxes$5,665,000204
Income before extraordinary items$8,411,000267
Extraordinary gains, net$012
Net income$8,411,000267
Minority interest net income$062
Net income of bank and minority interests.$8,411,000267
Net charge-offs$-269,0006,030
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$98,000259
Net operating income$8,411,000263
2015-12-31 (YTD Data)Rank
Total interest income$113,684,000263
Total interest expense$5,640,000485
Net interest income$108,044,000248
Provision for loan and lease losses$3,750,000264
Total noninterest income$6,223,000969
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,646,000500
Trading account gains and fees$0159
Additional Noninterest Income$3,577,0001,032
Total noninterest expense$60,452,000377
Salaries and employee benefits$37,310,000333
Premises and equipment expense$8,234,000326
Additional noninterest expense$14,908,000465
Pre-tax net operating income$50,065,000248
Securities gains (losses)$-6,0005,825
Applicable income taxes$20,031,000214
Income before extraordinary items$30,028,000280
Extraordinary gains, net$023
Net income$30,028,000280
Minority interest net income$081
Net income of bank and minority interests.$30,028,000280
Net charge-offs$523,0001,129
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$902,000238
Net operating income$30,031,840279
2015-09-30 (YTD Data)Rank
Total interest income$83,538,000273
Total interest expense$4,010,000522
Net interest income$79,528,000258
Provision for loan and lease losses$3,750,000209
Total noninterest income$4,992,000923
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,983,000503
Trading account gains and fees$0153
Additional Noninterest Income$3,009,000965
Total noninterest expense$44,710,000385
Salaries and employee benefits$27,676,000346
Premises and equipment expense$6,137,000339
Additional noninterest expense$10,897,000478
Pre-tax net operating income$36,060,000258
Securities gains (losses)$-6,0005,959
Applicable income taxes$14,415,000218
Income before extraordinary items$21,639,000293
Extraordinary gains, net$021
Net income$21,639,000293
Minority interest net income$078
Net income of bank and minority interests.$21,639,000293
Net charge-offs$-215,0005,979
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$603,000228
Net operating income$21,642,840293
2015-06-30 (YTD Data)Rank
Total interest income$54,107,000278
Total interest expense$2,564,000538
Net interest income$51,543,000265
Provision for loan and lease losses$1,500,000301
Total noninterest income$3,579,000885
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,303,000503
Trading account gains and fees$0157
Additional Noninterest Income$2,276,000883
Total noninterest expense$29,435,000394
Salaries and employee benefits$18,297,000347
Premises and equipment expense$4,062,000337
Additional noninterest expense$7,076,000491
Pre-tax net operating income$24,187,000254
Securities gains (losses)$-6,0006,065
Applicable income taxes$9,672,000221
Income before extraordinary items$14,509,000295
Extraordinary gains, net$022
Net income$14,509,000295
Minority interest net income$075
Net income of bank and minority interests.$14,509,000295
Net charge-offs$-375,0006,175
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$402,000219
Net operating income$14,512,840290
2015-03-31 (YTD Data)Rank
Total interest income$26,453,000279
Total interest expense$1,313,000526
Net interest income$25,140,000269
Provision for loan and lease losses$250,000741
Total noninterest income$1,694,000892
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$659,000487
Trading account gains and fees$0152
Additional Noninterest Income$1,035,000901
Total noninterest expense$14,545,000396
Salaries and employee benefits$9,279,000338
Premises and equipment expense$2,010,000346
Additional noninterest expense$3,256,000510
Pre-tax net operating income$12,039,000248
Securities gains (losses)$-6,0006,202
Applicable income taxes$4,811,000215
Income before extraordinary items$7,222,000290
Extraordinary gains, net$013
Net income$7,222,000290
Minority interest net income$064
Net income of bank and minority interests.$7,222,000290
Net charge-offs$-203,0006,249
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$201,000186
Net operating income$7,225,840285
2014-12-31 (YTD Data)Rank
Total interest income$102,604,000275
Total interest expense$3,991,000730
Net interest income$98,613,000264
Provision for loan and lease losses$3,898,000257
Total noninterest income$5,849,000976
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,097,000647
Trading account gains and fees$0180
Additional Noninterest Income$3,752,000948
Total noninterest expense$67,621,000336
Salaries and employee benefits$38,793,000307
Premises and equipment expense$8,935,000296
Additional noninterest expense$19,893,000369
Pre-tax net operating income$32,943,000312
Securities gains (losses)$189,000835
Applicable income taxes$13,507,000250
Income before extraordinary items$19,625,000382
Extraordinary gains, net$017
Net income$19,625,000380
Minority interest net income$084
Net income of bank and minority interests.$19,625,000382
Net charge-offs$1,944,000525
Cash dividends$11,000,000309
Sale, conversion, retirement of capital stock, net$1,180,000185
Net operating income$19,504,040379
2014-09-30 (YTD Data)Rank
Total interest income$76,773,000274
Total interest expense$2,817,000792
Net interest income$73,956,000265
Provision for loan and lease losses$3,898,000204
Total noninterest income$4,216,0001,006
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,554,000652
Trading account gains and fees$0174
Additional Noninterest Income$2,662,000993
Total noninterest expense$52,016,000331
Salaries and employee benefits$29,070,000308
Premises and equipment expense$6,892,000286
Additional noninterest expense$16,054,000348
Pre-tax net operating income$22,258,000336
Securities gains (losses)$189,000659
Applicable income taxes$9,199,000272
Income before extraordinary items$13,248,000413
Extraordinary gains, net$015
Net income$13,248,000410
Minority interest net income$081
Net income of bank and minority interests.$13,248,000412
Net charge-offs$1,340,000526
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$834,000166
Net operating income$13,127,040410
2014-06-30 (YTD Data)Rank
Total interest income$50,355,000275
Total interest expense$1,712,000886
Net interest income$48,643,000264
Provision for loan and lease losses$2,398,000220
Total noninterest income$2,674,0001,028
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,019,000654
Trading account gains and fees$0172
Additional Noninterest Income$1,655,0001,024
Total noninterest expense$35,574,000323
Salaries and employee benefits$19,555,000300
Premises and equipment expense$4,734,000274
Additional noninterest expense$11,285,000330
Pre-tax net operating income$13,345,000362
Securities gains (losses)$189,000502
Applicable income taxes$5,549,000279
Income before extraordinary items$7,985,000442
Extraordinary gains, net$020
Net income$7,985,000440
Minority interest net income$080
Net income of bank and minority interests.$7,985,000442
Net charge-offs$1,289,000416
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$556,000156
Net operating income$7,864,040433
2014-03-31 (YTD Data)Rank
Total interest income$24,076,000282
Total interest expense$775,000987
Net interest income$23,301,000272
Provision for loan and lease losses$748,000324
Total noninterest income$1,277,0001,038
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$503,000649
Trading account gains and fees$0147
Additional Noninterest Income$774,0001,037
Total noninterest expense$17,871,000321
Salaries and employee benefits$9,898,000291
Premises and equipment expense$2,372,000285
Additional noninterest expense$5,601,000329
Pre-tax net operating income$5,959,000376
Securities gains (losses)$01,715
Applicable income taxes$2,439,000292
Income before extraordinary items$3,520,000462
Extraordinary gains, net$016
Net income$3,520,000461
Minority interest net income$066
Net income of bank and minority interests.$3,520,000462
Net charge-offs$902,000323
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$278,000146
Net operating income$3,520,000449
2013-12-31 (YTD Data)Rank
Total interest income$80,078,000320
Total interest expense$2,872,0001,179
Net interest income$77,206,000303
Provision for loan and lease losses$3,094,000424
Total noninterest income$5,164,0001,104
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,545,000897
Trading account gains and fees$0184
Additional Noninterest Income$3,619,0001,023
Total noninterest expense$68,358,000336
Salaries and employee benefits$37,292,000304
Premises and equipment expense$7,444,000351
Additional noninterest expense$23,622,000328
Pre-tax net operating income$10,918,000726
Securities gains (losses)$545,000421
Applicable income taxes$4,641,000477
Income before extraordinary items$6,822,000915
Extraordinary gains, net$029
Net income$6,822,000916
Minority interest net income$090
Net income of bank and minority interests.$6,822,000916
Net charge-offs$491,0002,032
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$1,088,000203
Net operating income$6,473,200929
2013-09-30 (YTD Data)Rank
Total interest income$58,769,000331
Total interest expense$2,251,0001,165
Net interest income$56,518,000311
Provision for loan and lease losses$3,094,000323
Total noninterest income$4,060,0001,098
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,120,000924
Trading account gains and fees$0180
Additional Noninterest Income$2,940,000981
Total noninterest expense$49,856,000344
Salaries and employee benefits$26,562,000321
Premises and equipment expense$5,345,000367
Additional noninterest expense$17,949,000324
Pre-tax net operating income$7,628,000770
Securities gains (losses)$385,000523
Applicable income taxes$3,188,000526
Income before extraordinary items$4,825,000967
Extraordinary gains, net$025
Net income$4,825,000970
Minority interest net income$084
Net income of bank and minority interests.$4,825,000970
Net charge-offs$-47,0006,455
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$582,000219
Net operating income$4,578,600995
2013-06-30 (YTD Data)Rank
Total interest income$24,590,000505
Total interest expense$938,0001,886
Net interest income$23,652,000457
Provision for loan and lease losses$62,0003,366
Total noninterest income$1,566,0001,594
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$467,0001,429
Trading account gains and fees$0157
Additional Noninterest Income$1,099,0001,482
Total noninterest expense$21,697,000489
Salaries and employee benefits$12,588,000447
Premises and equipment expense$2,517,000487
Additional noninterest expense$6,592,000529
Pre-tax net operating income$3,459,0001,086
Securities gains (losses)$345,000506
Applicable income taxes$1,520,000662
Income before extraordinary items$2,284,0001,328
Extraordinary gains, net$022
Net income$2,284,0001,330
Minority interest net income$082
Net income of bank and minority interests.$2,284,0001,330
Net charge-offs$-347,0006,861
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$504,000165
Net operating income$2,063,2001,404
2013-03-31 (YTD Data)Rank
Total interest income$9,067,000695
Total interest expense$368,0002,364
Net interest income$8,699,000606
Provision for loan and lease losses$04,409
Total noninterest income$606,0001,939
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$174,0001,815
Trading account gains and fees$0148
Additional Noninterest Income$432,0001,756
Total noninterest expense$8,247,000643
Salaries and employee benefits$5,572,000508
Premises and equipment expense$973,000647
Additional noninterest expense$1,702,000988
Pre-tax net operating income$1,058,0001,628
Securities gains (losses)$14,0001,385
Applicable income taxes$415,0001,061
Income before extraordinary items$657,0002,100
Extraordinary gains, net$010
Net income$657,0002,102
Minority interest net income$076
Net income of bank and minority interests.$657,0002,102
Net charge-offs$-69,0006,777
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$289,000127
Net operating income$648,0402,041
2012-12-31 (YTD Data)Rank
Total interest income$36,910,000708
Total interest expense$1,711,0002,451
Net interest income$35,199,000612
Provision for loan and lease losses$1,370,0001,415
Total noninterest income$3,007,0001,634
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,269,0001,125
Trading account gains and fees$0166
Additional Noninterest Income$1,738,0001,682
Total noninterest expense$33,551,000624
Salaries and employee benefits$21,954,000485
Premises and equipment expense$4,355,000555
Additional noninterest expense$7,242,000965
Pre-tax net operating income$3,285,0001,934
Securities gains (losses)$2,117,000249
Applicable income taxes$-3,300,0007,036
Income before extraordinary items$8,702,000691
Extraordinary gains, net$029
Net income$8,702,000690
Minority interest net income$093
Net income of bank and minority interests.$8,702,000691
Net charge-offs$145,0004,080
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$719,000259
Net operating income$6,585,000842
2012-09-30 (YTD Data)Rank
Total interest income$27,644,000721
Total interest expense$1,335,0002,461
Net interest income$26,309,000617
Provision for loan and lease losses$950,0001,488
Total noninterest income$2,205,0001,661
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$950,0001,128
Trading account gains and fees$0157
Additional Noninterest Income$1,255,0001,732
Total noninterest expense$25,153,000622
Salaries and employee benefits$16,360,000487
Premises and equipment expense$3,236,000558
Additional noninterest expense$5,557,000939
Pre-tax net operating income$2,411,0002,043
Securities gains (losses)$1,144,000352
Applicable income taxes$04,802
Income before extraordinary items$3,555,0001,268
Extraordinary gains, net$020
Net income$3,555,0001,270
Minority interest net income$086
Net income of bank and minority interests.$3,555,0001,269
Net charge-offs$121,0003,780
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$551,000228
Net operating income$2,411,0001,706
2012-06-30 (YTD Data)Rank
Total interest income$18,817,000718
Total interest expense$951,0002,393
Net interest income$17,866,000613
Provision for loan and lease losses$730,0001,384
Total noninterest income$1,441,0001,677
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$643,0001,104
Trading account gains and fees$0153
Additional Noninterest Income$798,0001,756
Total noninterest expense$16,867,000616
Salaries and employee benefits$10,924,000480
Premises and equipment expense$2,146,000561
Additional noninterest expense$3,797,000910
Pre-tax net operating income$1,710,0001,909
Securities gains (losses)$593,000458
Applicable income taxes$04,770
Income before extraordinary items$2,303,0001,294
Extraordinary gains, net$019
Net income$2,303,0001,293
Minority interest net income$084
Net income of bank and minority interests.$2,303,0001,294
Net charge-offs$78,0003,649
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$354,000205
Net operating income$1,710,0001,613
2012-03-31 (YTD Data)Rank
Total interest income$9,601,000704
Total interest expense$489,0002,430
Net interest income$9,112,000605
Provision for loan and lease losses$630,000889
Total noninterest income$723,0001,654
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$321,0001,089
Trading account gains and fees$0148
Additional Noninterest Income$402,0001,748
Total noninterest expense$8,271,000617
Salaries and employee benefits$5,473,000481
Premises and equipment expense$1,018,000593
Additional noninterest expense$1,780,000948
Pre-tax net operating income$934,0001,779
Securities gains (losses)$259,000504
Applicable income taxes$04,704
Income before extraordinary items$1,193,0001,221
Extraordinary gains, net$019
Net income$1,193,0001,221
Minority interest net income$078
Net income of bank and minority interests.$1,193,0001,222
Net charge-offs$19,0003,713
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$177,000172
Net operating income$934,0001,470
2011-12-31 (YTD Data)Rank
Total interest income$29,444,000950
Total interest expense$3,057,0001,929
Net interest income$26,387,000827
Provision for loan and lease losses$4,800,000811
Total noninterest income$3,637,0001,315
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$746,0001,884
Trading account gains and fees$0146
Additional Noninterest Income$2,891,0001,066
Total noninterest expense$32,380,000618
Salaries and employee benefits$17,225,000563
Premises and equipment expense$3,457,000719
Additional noninterest expense$11,698,000622
Pre-tax net operating income$-7,156,0007,150
Securities gains (losses)$516,000782
Applicable income taxes$-1,337,0007,203
Income before extraordinary items$-5,303,0007,075
Extraordinary gains, net$029
Net income$-5,303,0007,073
Minority interest net income$096
Net income of bank and minority interests.$-5,303,0007,074
Net charge-offs$1,227,0002,119
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$827,000352
Net operating income$-5,715,8007,089
2011-09-30 (YTD Data)Rank
Total interest income$20,214,0001,062
Total interest expense$2,406,0001,921
Net interest income$17,808,000927
Provision for loan and lease losses$2,836,000973
Total noninterest income$2,865,0001,262
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$457,0002,221
Trading account gains and fees$0145
Additional Noninterest Income$2,408,000982
Total noninterest expense$22,028,000676
Salaries and employee benefits$12,029,000604
Premises and equipment expense$2,402,000788
Additional noninterest expense$7,597,000703
Pre-tax net operating income$-4,191,0007,189
Securities gains (losses)$147,0001,448
Applicable income taxes$04,740
Income before extraordinary items$-4,044,0007,215
Extraordinary gains, net$021
Net income$-4,044,0007,213
Minority interest net income$087
Net income of bank and minority interests.$-4,044,0007,215
Net charge-offs$773,0002,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,191,0007,206
2011-06-30 (YTD Data)Rank
Total interest income$12,869,0001,128
Total interest expense$1,578,0002,014
Net interest income$11,291,000981
Provision for loan and lease losses$2,270,000845
Total noninterest income$1,510,0001,473
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$201,0003,006
Trading account gains and fees$0153
Additional Noninterest Income$1,309,0001,119
Total noninterest expense$14,543,000693
Salaries and employee benefits$7,690,000638
Premises and equipment expense$1,537,000830
Additional noninterest expense$5,316,000676
Pre-tax net operating income$-4,012,0007,326
Securities gains (losses)$-11,0007,087
Applicable income taxes$04,697
Income before extraordinary items$-4,023,0007,337
Extraordinary gains, net$015
Net income$-4,023,0007,337
Minority interest net income$089
Net income of bank and minority interests.$-4,023,0007,337
Net charge-offs$709,0001,785
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,012,0007,334
2011-03-31 (YTD Data)Rank
Total interest income$6,522,0001,118
Total interest expense$760,0002,153
Net interest income$5,762,000967
Provision for loan and lease losses$1,210,000744
Total noninterest income$864,0001,352
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$88,0003,243
Trading account gains and fees$0158
Additional Noninterest Income$776,000997
Total noninterest expense$7,746,000657
Salaries and employee benefits$3,976,000624
Premises and equipment expense$793,000827
Additional noninterest expense$2,977,000599
Pre-tax net operating income$-2,330,0007,410
Securities gains (losses)$-179,0007,455
Applicable income taxes$04,545
Income before extraordinary items$-2,509,0007,429
Extraordinary gains, net$09
Net income$-2,509,0007,428
Minority interest net income$086
Net income of bank and minority interests.$-2,509,0007,429
Net charge-offs$279,0001,819
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,330,0007,417
2010-12-31 (YTD Data)Rank
Total interest income$1,747,0006,893
Total interest expense$152,0007,430
Net interest income$1,595,0006,636
Provision for loan and lease losses$1,050,0002,967
Total noninterest income$5,638,000977
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$19,0006,627
Trading account gains and fees$0175
Additional Noninterest Income$5,619,000679
Total noninterest expense$8,950,0002,171
Salaries and employee benefits$4,915,0001,972
Premises and equipment expense$1,120,0002,255
Additional noninterest expense$2,915,0002,334
Pre-tax net operating income$-2,767,0006,886
Securities gains (losses)$68,0002,455
Applicable income taxes$04,655
Income before extraordinary items$-2,699,0006,961
Extraordinary gains, net$029
Net income$-2,699,0006,961
Minority interest net income$0111
Net income of bank and minority interests.$-2,699,0006,962
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$28,0001,050
Net operating income$-2,767,0006,945
2010-09-30 (YTD Data)Rank
Total interest income$503,0007,617
Total interest expense$27,0007,703
Net interest income$476,0007,536
Provision for loan and lease losses$228,0004,699
Total noninterest income$217,0005,550
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,0006,858
Trading account gains and fees$0165
Additional Noninterest Income$214,0004,076
Total noninterest expense$4,193,0003,295
Salaries and employee benefits$2,560,0002,800
Premises and equipment expense$579,0003,115
Additional noninterest expense$1,054,0004,162
Pre-tax net operating income$-3,728,0007,278
Securities gains (losses)$24,0002,816
Applicable income taxes$04,726
Income before extraordinary items$-3,704,0007,337
Extraordinary gains, net$023
Net income$-3,704,0007,337
Minority interest net income$0110
Net income of bank and minority interests.$-3,704,0007,337
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$28,000943
Net operating income$-3,728,0007,327
2010-06-30 (YTD Data)Rank
Total interest income$29,0007,817
Total interest expense$5,0007,791
Net interest income$24,0007,813
Provision for loan and lease losses$06,857
Total noninterest income$47,0006,900
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$47,0005,665
Total noninterest expense$578,0007,034
Salaries and employee benefits$317,0006,949
Premises and equipment expense$45,0007,280
Additional noninterest expense$216,0006,816
Pre-tax net operating income$-507,0006,749
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-507,0006,869
Extraordinary gains, net$019
Net income$-507,0006,871
Minority interest net income$0105
Net income of bank and minority interests.$-507,0006,870
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$28,000802
Net operating income$-507,0006,822
2010-03-31 (YTD Data)Rank
Total interest income$290,0007,541
Total interest expense$61,0007,537
Net interest income$229,0007,484
Provision for loan and lease losses$13,0006,045
Total noninterest income$14,0007,324
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$11,0006,478
Trading account gains and fees$0175
Additional Noninterest Income$3,0007,164
Total noninterest expense$836,0004,780
Salaries and employee benefits$310,0005,732
Premises and equipment expense$121,0004,447
Additional noninterest expense$405,0003,767
Pre-tax net operating income$-606,0007,242
Securities gains (losses)$47,0001,172
Applicable income taxes$04,611
Income before extraordinary items$-559,0007,300
Extraordinary gains, net$016
Net income$-559,0007,300
Minority interest net income$091
Net income of bank and minority interests.$-559,0007,301
Net charge-offs$173,0002,592
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$17,000699
Net operating income$-606,0007,298
2009-12-31 (YTD Data)Rank
Total interest income$1,096,0007,656
Total interest expense$316,0007,554
Net interest income$780,0007,633
Provision for loan and lease losses$515,0004,497
Total noninterest income$40,0007,476
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$28,0006,793
Trading account gains and fees$0211
Additional Noninterest Income$12,0007,140
Total noninterest expense$2,983,0005,196
Salaries and employee benefits$1,314,0005,582
Premises and equipment expense$457,0004,626
Additional noninterest expense$1,212,0004,714
Pre-tax net operating income$-2,678,0006,819
Securities gains (losses)$35,0002,803
Applicable income taxes$1,0004,275
Income before extraordinary items$-2,644,0006,920
Extraordinary gains, net$034
Net income$-2,644,0006,921
Minority interest net income$0115
Net income of bank and minority interests.$-2,644,0006,921
Net charge-offs$200,0005,006
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$186,000728
Net operating income$-2,679,0006,937
2009-09-30 (YTD Data)Rank
Total interest income$791,0007,772
Total interest expense$228,0007,687
Net interest income$563,0007,727
Provision for loan and lease losses$485,0003,845
Total noninterest income$25,0007,645
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$17,0006,916
Trading account gains and fees$0212
Additional Noninterest Income$8,0007,336
Total noninterest expense$2,217,0005,226
Salaries and employee benefits$1,050,0005,430
Premises and equipment expense$339,0004,705
Additional noninterest expense$828,0004,966
Pre-tax net operating income$-2,114,0007,075
Securities gains (losses)$35,0002,478
Applicable income taxes$1,0004,465
Income before extraordinary items$-2,080,0007,196
Extraordinary gains, net$027
Net income$-2,080,0007,196
Minority interest net income$0118
Net income of bank and minority interests.$-2,080,0007,195
Net charge-offs$200,0004,244
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$157,000638
Net operating income$-2,115,0007,193
2009-06-30 (YTD Data)Rank
Total interest income$486,0007,900
Total interest expense$134,0007,851
Net interest income$352,0007,837
Provision for loan and lease losses$140,0004,862
Total noninterest income$13,0007,780
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$7,0007,083
Trading account gains and fees$0193
Additional Noninterest Income$6,0007,431
Total noninterest expense$1,483,0005,283
Salaries and employee benefits$718,0005,411
Premises and equipment expense$222,0004,786
Additional noninterest expense$543,0005,009
Pre-tax net operating income$-1,258,0007,141
Securities gains (losses)$35,0002,094
Applicable income taxes$1,0004,523
Income before extraordinary items$-1,224,0007,240
Extraordinary gains, net$021
Net income$-1,224,0007,239
Minority interest net income$0112
Net income of bank and minority interests.$-1,224,0007,239
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$104,000593
Net operating income$-1,259,0007,251
2009-03-31 (YTD Data)Rank
Total interest income$221,0008,003
Total interest expense$52,0008,018
Net interest income$169,0007,918
Provision for loan and lease losses$100,0003,845
Total noninterest income$4,0007,935
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,0007,175
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$757,0005,151
Salaries and employee benefits$361,0005,447
Premises and equipment expense$113,0004,786
Additional noninterest expense$283,0004,590
Pre-tax net operating income$-684,0007,473
Securities gains (losses)$35,0001,454
Applicable income taxes$04,835
Income before extraordinary items$-649,0007,558
Extraordinary gains, net$015
Net income$-649,0007,559
Minority interest net income$0102
Net income of bank and minority interests.$-649,0007,559
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$52,000493
Net operating income$-684,0007,561
2008-12-31 (YTD Data)Rank
Total interest income$633,0008,144
Total interest expense$108,0008,184
Net interest income$525,0008,062
Provision for loan and lease losses$112,0005,913
Total noninterest income$11,0008,016
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$6,0007,219
Trading account gains and fees$0154
Additional Noninterest Income$5,0007,796
Total noninterest expense$2,628,0005,512
Salaries and employee benefits$1,296,0005,769
Premises and equipment expense$443,0004,797
Additional noninterest expense$889,0005,176
Pre-tax net operating income$-2,204,0007,415
Securities gains (losses)$93,0001,185
Applicable income taxes$1,0004,863
Income before extraordinary items$-2,112,0007,413
Extraordinary gains, net$039
Net income$-2,112,0007,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$239,000721
Net operating income$-2,205,0007,526
2008-09-30 (YTD Data)Rank
Total interest income$426,0008,261
Total interest expense$64,0008,294
Net interest income$362,0008,180
Provision for loan and lease losses$76,0005,486
Total noninterest income$7,0008,147
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$4,0007,286
Trading account gains and fees$0148
Additional Noninterest Income$3,0007,993
Total noninterest expense$1,920,0005,581
Salaries and employee benefits$965,0005,804
Premises and equipment expense$331,0004,822
Additional noninterest expense$624,0005,316
Pre-tax net operating income$-1,627,0007,773
Securities gains (losses)$93,0001,020
Applicable income taxes$1,0005,240
Income before extraordinary items$-1,535,0007,713
Extraordinary gains, net$031
Net income$-1,535,0007,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$182,000609
Net operating income$-1,628,0007,842
2008-06-30 (YTD Data)Rank
Total interest income$255,0008,352
Total interest expense$33,0008,368
Net interest income$222,0008,269
Provision for loan and lease losses$32,0005,548
Total noninterest income$5,0008,216
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,0007,352
Trading account gains and fees$0149
Additional Noninterest Income$3,0008,035
Total noninterest expense$1,237,0005,710
Salaries and employee benefits$659,0005,771
Premises and equipment expense$216,0004,923
Additional noninterest expense$362,0005,695
Pre-tax net operating income$-1,042,0007,933
Securities gains (losses)$84,0001,092
Applicable income taxes$1,0005,487
Income before extraordinary items$-959,0007,980
Extraordinary gains, net$021
Net income$-959,0007,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$124,000533
Net operating income$-1,043,0007,998
2008-03-31 (YTD Data)Rank
Total interest income$109,0008,426
Total interest expense$11,0008,419
Net interest income$98,0008,368
Provision for loan and lease losses$7,0005,635
Total noninterest income$2,0008,268
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$1,0008,110
Total noninterest expense$655,0005,564
Salaries and employee benefits$371,0005,467
Premises and equipment expense$105,0005,030
Additional noninterest expense$179,0005,687
Pre-tax net operating income$-562,0008,119
Securities gains (losses)$84,000798
Applicable income taxes$05,622
Income before extraordinary items$-478,0008,134
Extraordinary gains, net$015
Net income$-478,0008,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$63,000422
Net operating income$-562,0008,162
2007-12-31 (YTD Data)Rank
Total interest income$424,0008,423
Total interest expense$31,0008,448
Net interest income$393,0008,358
Provision for loan and lease losses$8,0006,652
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$2,505,0005,605
Salaries and employee benefits$1,020,0006,384
Premises and equipment expense$338,0005,500
Additional noninterest expense$1,147,0004,206
Pre-tax net operating income$-2,120,0008,289
Securities gains (losses)$02,146
Applicable income taxes$3,0005,864
Income before extraordinary items$-2,123,0008,329
Extraordinary gains, net$039
Net income$-2,123,0008,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$12,536,000150
Net operating income$-2,123,0008,318

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.