Home > Grand Bank & Trust of Florida > Income and Expense
Grand Bank & Trust of Florida, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 3,127 |
| Total interest expense | $342,000 | 3,173 |
| Net interest income | $3,166,000 | 3,095 |
| Provision for loan and lease losses | $-1,578,000 | 6,290 |
| Total noninterest income | $251,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $195,000 | 2,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $56,000 | 5,081 |
| Total noninterest expense | $3,530,000 | 2,582 |
| Salaries and employee benefits | $1,786,000 | 2,718 |
| Premises and equipment expense | $525,000 | 2,142 |
| Additional noninterest expense | $1,219,000 | 2,391 |
| Pre-tax net operating income | $1,465,000 | 2,376 |
| Securities gains (losses) | $174,000 | 583 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,639,000 | 1,905 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,639,000 | 1,907 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,639,000 | 1,907 |
| Net charge-offs | $-561,000 | 6,234 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,465,000 | 2,038 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 3,132 |
| Total interest expense | $168,000 | 3,240 |
| Net interest income | $1,597,000 | 3,091 |
| Provision for loan and lease losses | $-1,002,000 | 6,376 |
| Total noninterest income | $207,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $99,000 | 2,487 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 3,481 |
| Total noninterest expense | $1,860,000 | 2,466 |
| Salaries and employee benefits | $938,000 | 2,655 |
| Premises and equipment expense | $269,000 | 2,125 |
| Additional noninterest expense | $653,000 | 2,243 |
| Pre-tax net operating income | $946,000 | 1,950 |
| Securities gains (losses) | $174,000 | 398 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,120,000 | 1,446 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,120,000 | 1,448 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,120,000 | 1,448 |
| Net charge-offs | $-28,000 | 5,789 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $946,000 | 1,621 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 2,907 |
| Total interest expense | $710,000 | 3,280 |
| Net interest income | $7,202,000 | 2,831 |
| Provision for loan and lease losses | $-905,000 | 6,339 |
| Total noninterest income | $643,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $362,000 | 2,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $281,000 | 4,102 |
| Total noninterest expense | $7,725,000 | 2,378 |
| Salaries and employee benefits | $3,798,000 | 2,609 |
| Premises and equipment expense | $1,168,000 | 1,963 |
| Additional noninterest expense | $2,759,000 | 2,200 |
| Pre-tax net operating income | $1,025,000 | 4,088 |
| Securities gains (losses) | $39,000 | 1,908 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,064,000 | 3,849 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,064,000 | 3,849 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,064,000 | 3,850 |
| Net charge-offs | $-289,000 | 6,314 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,025,000 | 3,862 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 2,891 |
| Total interest expense | $538,000 | 3,309 |
| Net interest income | $5,549,000 | 2,809 |
| Provision for loan and lease losses | $-903,000 | 6,453 |
| Total noninterest income | $418,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $276,000 | 2,878 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $142,000 | 4,647 |
| Total noninterest expense | $5,913,000 | 2,349 |
| Salaries and employee benefits | $2,899,000 | 2,577 |
| Premises and equipment expense | $897,000 | 1,939 |
| Additional noninterest expense | $2,117,000 | 2,134 |
| Pre-tax net operating income | $957,000 | 3,836 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $996,000 | 3,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $996,000 | 3,513 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $996,000 | 3,514 |
| Net charge-offs | $-263,000 | 6,391 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $957,000 | 3,535 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 3,015 |
| Total interest expense | $364,000 | 3,322 |
| Net interest income | $3,423,000 | 2,974 |
| Provision for loan and lease losses | $-901,000 | 6,555 |
| Total noninterest income | $310,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $192,000 | 2,779 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $118,000 | 4,355 |
| Total noninterest expense | $4,005,000 | 2,327 |
| Salaries and employee benefits | $1,945,000 | 2,572 |
| Premises and equipment expense | $609,000 | 1,921 |
| Additional noninterest expense | $1,451,000 | 2,082 |
| Pre-tax net operating income | $629,000 | 3,783 |
| Securities gains (losses) | $39,000 | 1,311 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $668,000 | 3,421 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $668,000 | 3,427 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $668,000 | 3,427 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $629,000 | 3,485 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,051 |
| Total interest expense | $187,000 | 3,320 |
| Net interest income | $1,694,000 | 2,999 |
| Provision for loan and lease losses | $-900,000 | 6,661 |
| Total noninterest income | $-31,000 | 6,666 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $96,000 | 2,751 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-127,000 | 6,673 |
| Total noninterest expense | $2,059,000 | 2,280 |
| Salaries and employee benefits | $968,000 | 2,589 |
| Premises and equipment expense | $321,000 | 1,870 |
| Additional noninterest expense | $770,000 | 1,957 |
| Pre-tax net operating income | $504,000 | 2,876 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $504,000 | 2,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $504,000 | 2,554 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $504,000 | 2,554 |
| Net charge-offs | $-42,000 | 6,265 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $504,000 | 2,503 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 2,784 |
| Total interest expense | $1,082,000 | 2,788 |
| Net interest income | $7,498,000 | 2,769 |
| Provision for loan and lease losses | $6,000 | 4,983 |
| Total noninterest income | $2,590,000 | 1,813 |
| Gross Fiduciary activities income | $581,000 | 570 |
| Service charges on deposit accounts | $385,000 | 2,896 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,624,000 | 1,760 |
| Total noninterest expense | $8,992,000 | 2,107 |
| Salaries and employee benefits | $4,265,000 | 2,339 |
| Premises and equipment expense | $1,228,000 | 1,876 |
| Additional noninterest expense | $3,499,000 | 1,822 |
| Pre-tax net operating income | $1,090,000 | 3,941 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-84,000 | 6,464 |
| Income before extraordinary items | $1,174,000 | 3,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,174,000 | 3,602 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,174,000 | 3,604 |
| Net charge-offs | $836,000 | 1,441 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,174,000 | 3,560 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 2,745 |
| Total interest expense | $884,000 | 2,679 |
| Net interest income | $5,694,000 | 2,738 |
| Provision for loan and lease losses | $3,000 | 4,879 |
| Total noninterest income | $2,203,000 | 1,668 |
| Gross Fiduciary activities income | $581,000 | 511 |
| Service charges on deposit accounts | $285,000 | 2,937 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,337,000 | 1,687 |
| Total noninterest expense | $6,910,000 | 2,049 |
| Salaries and employee benefits | $3,290,000 | 2,296 |
| Premises and equipment expense | $914,000 | 1,904 |
| Additional noninterest expense | $2,706,000 | 1,751 |
| Pre-tax net operating income | $984,000 | 3,711 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $65,000 | 3,573 |
| Income before extraordinary items | $919,000 | 3,585 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $919,000 | 3,587 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $919,000 | 3,589 |
| Net charge-offs | $1,011,000 | 992 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $919,000 | 3,502 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 2,697 |
| Total interest expense | $669,000 | 2,485 |
| Net interest income | $3,816,000 | 2,716 |
| Provision for loan and lease losses | $2,000 | 4,732 |
| Total noninterest income | $1,199,000 | 1,972 |
| Gross Fiduciary activities income | $493,000 | 463 |
| Service charges on deposit accounts | $191,000 | 2,884 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $515,000 | 2,439 |
| Total noninterest expense | $4,648,000 | 2,042 |
| Salaries and employee benefits | $2,248,000 | 2,268 |
| Premises and equipment expense | $610,000 | 1,897 |
| Additional noninterest expense | $1,790,000 | 1,764 |
| Pre-tax net operating income | $365,000 | 4,613 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $65,000 | 3,323 |
| Income before extraordinary items | $300,000 | 4,747 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $300,000 | 4,750 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $300,000 | 4,751 |
| Net charge-offs | $934,000 | 808 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $300,000 | 4,634 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 2,670 |
| Total interest expense | $358,000 | 2,418 |
| Net interest income | $1,930,000 | 2,694 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $705,000 | 1,714 |
| Gross Fiduciary activities income | $257,000 | 458 |
| Service charges on deposit accounts | $97,000 | 2,834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $351,000 | 2,009 |
| Total noninterest expense | $2,334,000 | 2,050 |
| Salaries and employee benefits | $1,117,000 | 2,291 |
| Premises and equipment expense | $306,000 | 1,933 |
| Additional noninterest expense | $911,000 | 1,756 |
| Pre-tax net operating income | $300,000 | 3,810 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $33,000 | 3,291 |
| Income before extraordinary items | $267,000 | 3,776 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $267,000 | 3,775 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $267,000 | 3,778 |
| Net charge-offs | $216,000 | 1,299 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $267,000 | 3,671 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,871,000 | 2,376 |
| Total interest expense | $1,787,000 | 2,358 |
| Net interest income | $9,084,000 | 2,364 |
| Provision for loan and lease losses | $170,000 | 4,144 |
| Total noninterest income | $2,010,000 | 2,173 |
| Gross Fiduciary activities income | $1,048,000 | 443 |
| Service charges on deposit accounts | $462,000 | 2,642 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $500,000 | 3,349 |
| Total noninterest expense | $10,450,000 | 1,838 |
| Salaries and employee benefits | $4,916,000 | 2,034 |
| Premises and equipment expense | $1,680,000 | 1,417 |
| Additional noninterest expense | $3,854,000 | 1,724 |
| Pre-tax net operating income | $474,000 | 4,978 |
| Securities gains (losses) | $24,000 | 3,114 |
| Applicable income taxes | $-17,000 | 6,554 |
| Income before extraordinary items | $515,000 | 4,894 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $515,000 | 4,894 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $515,000 | 4,895 |
| Net charge-offs | $2,160,000 | 1,100 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 976 |
| Net operating income | $491,000 | 4,768 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,500,000 | 2,333 |
| Total interest expense | $1,403,000 | 2,348 |
| Net interest income | $7,097,000 | 2,301 |
| Provision for loan and lease losses | $166,000 | 3,751 |
| Total noninterest income | $1,677,000 | 2,028 |
| Gross Fiduciary activities income | $773,000 | 442 |
| Service charges on deposit accounts | $308,000 | 2,913 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $596,000 | 2,689 |
| Total noninterest expense | $8,263,000 | 1,743 |
| Salaries and employee benefits | $3,835,000 | 1,972 |
| Premises and equipment expense | $1,342,000 | 1,347 |
| Additional noninterest expense | $3,086,000 | 1,633 |
| Pre-tax net operating income | $345,000 | 5,146 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-66,000 | 6,876 |
| Income before extraordinary items | $411,000 | 4,944 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $411,000 | 4,945 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $411,000 | 4,945 |
| Net charge-offs | $1,901,000 | 954 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 928 |
| Net operating income | $411,000 | 4,769 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 2,320 |
| Total interest expense | $956,000 | 2,380 |
| Net interest income | $4,803,000 | 2,262 |
| Provision for loan and lease losses | $156,000 | 3,303 |
| Total noninterest income | $1,142,000 | 1,963 |
| Gross Fiduciary activities income | $520,000 | 440 |
| Service charges on deposit accounts | $208,000 | 2,871 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $414,000 | 2,598 |
| Total noninterest expense | $5,589,000 | 1,736 |
| Salaries and employee benefits | $2,658,000 | 1,889 |
| Premises and equipment expense | $955,000 | 1,244 |
| Additional noninterest expense | $1,976,000 | 1,692 |
| Pre-tax net operating income | $200,000 | 5,308 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-54,000 | 6,952 |
| Income before extraordinary items | $254,000 | 5,040 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $254,000 | 5,043 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $254,000 | 5,043 |
| Net charge-offs | $826,000 | 1,304 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 910 |
| Net operating income | $254,000 | 4,847 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 2,256 |
| Total interest expense | $493,000 | 2,412 |
| Net interest income | $2,502,000 | 2,191 |
| Provision for loan and lease losses | $144,000 | 2,482 |
| Total noninterest income | $604,000 | 1,890 |
| Gross Fiduciary activities income | $263,000 | 432 |
| Service charges on deposit accounts | $106,000 | 2,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $235,000 | 2,419 |
| Total noninterest expense | $2,936,000 | 1,644 |
| Salaries and employee benefits | $1,418,000 | 1,768 |
| Premises and equipment expense | $499,000 | 1,203 |
| Additional noninterest expense | $1,019,000 | 1,624 |
| Pre-tax net operating income | $26,000 | 6,164 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-36,000 | 7,086 |
| Income before extraordinary items | $62,000 | 5,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $62,000 | 5,849 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $62,000 | 5,849 |
| Net charge-offs | $414,000 | 1,225 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $62,000 | 5,698 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,230,000 | 1,976 |
| Total interest expense | $3,440,000 | 1,728 |
| Net interest income | $10,790,000 | 2,023 |
| Provision for loan and lease losses | $8,594,000 | 478 |
| Total noninterest income | $947,000 | 3,214 |
| Gross Fiduciary activities income | $1,145,000 | 370 |
| Service charges on deposit accounts | $461,000 | 2,743 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-659,000 | 7,137 |
| Total noninterest expense | $12,454,000 | 1,571 |
| Salaries and employee benefits | $5,798,000 | 1,675 |
| Premises and equipment expense | $2,034,000 | 1,234 |
| Additional noninterest expense | $4,622,000 | 1,487 |
| Pre-tax net operating income | $-9,311,000 | 7,199 |
| Securities gains (losses) | $295,000 | 1,152 |
| Applicable income taxes | $71,000 | 3,577 |
| Income before extraordinary items | $-9,087,000 | 7,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,087,000 | 7,198 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,087,000 | 7,198 |
| Net charge-offs | $9,494,000 | 485 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,061 |
| Net operating income | $-9,382,000 | 7,197 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,036,000 | 1,940 |
| Total interest expense | $2,895,000 | 1,630 |
| Net interest income | $8,141,000 | 2,022 |
| Provision for loan and lease losses | $8,170,000 | 383 |
| Total noninterest income | $316,000 | 4,738 |
| Gross Fiduciary activities income | $884,000 | 359 |
| Service charges on deposit accounts | $356,000 | 2,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-924,000 | 7,308 |
| Total noninterest expense | $9,615,000 | 1,524 |
| Salaries and employee benefits | $4,446,000 | 1,654 |
| Premises and equipment expense | $1,540,000 | 1,239 |
| Additional noninterest expense | $3,629,000 | 1,424 |
| Pre-tax net operating income | $-9,328,000 | 7,331 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $-158,000 | 7,059 |
| Income before extraordinary items | $-9,166,000 | 7,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,166,000 | 7,333 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-9,166,000 | 7,333 |
| Net charge-offs | $7,720,000 | 436 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 999 |
| Net operating income | $-9,169,920 | 7,325 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,627,000 | 1,878 |
| Total interest expense | $2,217,000 | 1,474 |
| Net interest income | $5,410,000 | 2,034 |
| Provision for loan and lease losses | $4,283,000 | 508 |
| Total noninterest income | $-27,000 | 7,250 |
| Gross Fiduciary activities income | $617,000 | 358 |
| Service charges on deposit accounts | $246,000 | 2,595 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-890,000 | 7,425 |
| Total noninterest expense | $6,483,000 | 1,519 |
| Salaries and employee benefits | $3,021,000 | 1,634 |
| Premises and equipment expense | $1,014,000 | 1,265 |
| Additional noninterest expense | $2,448,000 | 1,435 |
| Pre-tax net operating income | $-5,383,000 | 7,379 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $-56,000 | 7,050 |
| Income before extraordinary items | $-5,323,000 | 7,385 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,323,000 | 7,384 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-5,323,000 | 7,385 |
| Net charge-offs | $3,983,000 | 561 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 952 |
| Net operating income | $-5,326,960 | 7,384 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 1,834 |
| Total interest expense | $1,200,000 | 1,417 |
| Net interest income | $2,736,000 | 2,000 |
| Provision for loan and lease losses | $2,961,000 | 376 |
| Total noninterest income | $-283,000 | 7,485 |
| Gross Fiduciary activities income | $321,000 | 353 |
| Service charges on deposit accounts | $130,000 | 2,458 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-734,000 | 7,531 |
| Total noninterest expense | $3,175,000 | 1,548 |
| Salaries and employee benefits | $1,527,000 | 1,629 |
| Premises and equipment expense | $521,000 | 1,258 |
| Additional noninterest expense | $1,127,000 | 1,539 |
| Pre-tax net operating income | $-3,683,000 | 7,481 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $102,000 | 2,155 |
| Income before extraordinary items | $-3,781,000 | 7,478 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,781,000 | 7,478 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,781,000 | 7,478 |
| Net charge-offs | $2,961,000 | 406 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $-3,785,000 | 7,481 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,723,000 | 1,629 |
| Total interest expense | $6,088,000 | 1,363 |
| Net interest income | $12,635,000 | 1,753 |
| Provision for loan and lease losses | $15,923,000 | 459 |
| Total noninterest income | $581,000 | 4,304 |
| Gross Fiduciary activities income | $1,312,000 | 339 |
| Service charges on deposit accounts | $509,000 | 2,613 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,240,000 | 7,515 |
| Total noninterest expense | $12,732,000 | 1,555 |
| Salaries and employee benefits | $4,818,000 | 2,008 |
| Premises and equipment expense | $2,318,000 | 1,121 |
| Additional noninterest expense | $5,596,000 | 1,312 |
| Pre-tax net operating income | $-15,439,000 | 7,460 |
| Securities gains (losses) | $432,000 | 1,001 |
| Applicable income taxes | $4,349,000 | 406 |
| Income before extraordinary items | $-19,356,000 | 7,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-19,356,000 | 7,516 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-19,356,000 | 7,516 |
| Net charge-offs | $18,554,000 | 360 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,046 |
| Net operating income | $-19,788,000 | 7,512 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,442,000 | 1,625 |
| Total interest expense | $4,710,000 | 1,377 |
| Net interest income | $9,732,000 | 1,730 |
| Provision for loan and lease losses | $12,862,000 | 410 |
| Total noninterest income | $220,000 | 5,530 |
| Gross Fiduciary activities income | $990,000 | 337 |
| Service charges on deposit accounts | $406,000 | 2,556 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,176,000 | 7,668 |
| Total noninterest expense | $8,714,000 | 1,697 |
| Salaries and employee benefits | $3,310,000 | 2,197 |
| Premises and equipment expense | $1,767,000 | 1,117 |
| Additional noninterest expense | $3,637,000 | 1,458 |
| Pre-tax net operating income | $-11,624,000 | 7,587 |
| Securities gains (losses) | $432,000 | 841 |
| Applicable income taxes | $-4,314,000 | 7,683 |
| Income before extraordinary items | $-6,878,000 | 7,505 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,878,000 | 7,505 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,878,000 | 7,505 |
| Net charge-offs | $14,293,000 | 339 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 973 |
| Net operating income | $-7,154,480 | 7,494 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 1,604 |
| Total interest expense | $3,242,000 | 1,381 |
| Net interest income | $6,677,000 | 1,690 |
| Provision for loan and lease losses | $8,899,000 | 391 |
| Total noninterest income | $665,000 | 2,676 |
| Gross Fiduciary activities income | $656,000 | 339 |
| Service charges on deposit accounts | $293,000 | 2,402 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-284,000 | 7,644 |
| Total noninterest expense | $5,381,000 | 1,825 |
| Salaries and employee benefits | $1,770,000 | 2,732 |
| Premises and equipment expense | $1,170,000 | 1,133 |
| Additional noninterest expense | $2,441,000 | 1,457 |
| Pre-tax net operating income | $-6,938,000 | 7,618 |
| Securities gains (losses) | $367,000 | 607 |
| Applicable income taxes | $-2,540,000 | 7,717 |
| Income before extraordinary items | $-4,031,000 | 7,525 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,031,000 | 7,524 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,031,000 | 7,525 |
| Net charge-offs | $7,210,000 | 423 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 892 |
| Net operating income | $-4,265,880 | 7,538 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,982,000 | 1,620 |
| Total interest expense | $1,672,000 | 1,410 |
| Net interest income | $3,310,000 | 1,714 |
| Provision for loan and lease losses | $3,891,000 | 459 |
| Total noninterest income | $359,000 | 2,549 |
| Gross Fiduciary activities income | $360,000 | 326 |
| Service charges on deposit accounts | $160,000 | 2,235 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-161,000 | 7,785 |
| Total noninterest expense | $3,398,000 | 1,478 |
| Salaries and employee benefits | $1,650,000 | 1,514 |
| Premises and equipment expense | $588,000 | 1,157 |
| Additional noninterest expense | $1,160,000 | 1,528 |
| Pre-tax net operating income | $-3,620,000 | 7,719 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $-1,393,000 | 7,831 |
| Income before extraordinary items | $-2,222,000 | 7,665 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,222,000 | 7,666 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,222,000 | 7,666 |
| Net charge-offs | $3,472,000 | 434 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 825 |
| Net operating income | $-2,225,200 | 7,661 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,371,000 | 1,467 |
| Total interest expense | $9,309,000 | 1,276 |
| Net interest income | $14,062,000 | 1,594 |
| Provision for loan and lease losses | $13,637,000 | 658 |
| Total noninterest income | $1,115,000 | 3,131 |
| Gross Fiduciary activities income | $1,575,000 | 294 |
| Service charges on deposit accounts | $730,000 | 2,174 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,190,000 | 7,895 |
| Total noninterest expense | $14,447,000 | 1,418 |
| Salaries and employee benefits | $6,886,000 | 1,466 |
| Premises and equipment expense | $2,449,000 | 1,121 |
| Additional noninterest expense | $5,112,000 | 1,460 |
| Pre-tax net operating income | $-12,907,000 | 7,584 |
| Securities gains (losses) | $828,000 | 584 |
| Applicable income taxes | $-4,711,000 | 7,749 |
| Income before extraordinary items | $-7,368,000 | 7,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,368,000 | 7,448 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,368,000 | 7,449 |
| Net charge-offs | $8,606,000 | 768 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,123 |
| Net operating income | $-7,897,920 | 7,490 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,005,000 | 1,459 |
| Total interest expense | $7,432,000 | 1,268 |
| Net interest income | $10,573,000 | 1,592 |
| Provision for loan and lease losses | $10,565,000 | 597 |
| Total noninterest income | $1,379,000 | 2,304 |
| Gross Fiduciary activities income | $1,191,000 | 286 |
| Service charges on deposit accounts | $565,000 | 2,140 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-377,000 | 7,935 |
| Total noninterest expense | $11,280,000 | 1,354 |
| Salaries and employee benefits | $5,410,000 | 1,415 |
| Premises and equipment expense | $1,851,000 | 1,113 |
| Additional noninterest expense | $4,019,000 | 1,354 |
| Pre-tax net operating income | $-9,893,000 | 7,740 |
| Securities gains (losses) | $455,000 | 743 |
| Applicable income taxes | $-3,571,000 | 7,844 |
| Income before extraordinary items | $-5,867,000 | 7,641 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,867,000 | 7,641 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,867,000 | 7,641 |
| Net charge-offs | $7,165,000 | 640 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 1,039 |
| Net operating income | $-6,158,200 | 7,667 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,366,000 | 1,438 |
| Total interest expense | $5,187,000 | 1,274 |
| Net interest income | $7,179,000 | 1,562 |
| Provision for loan and lease losses | $9,741,000 | 449 |
| Total noninterest income | $1,122,000 | 2,009 |
| Gross Fiduciary activities income | $773,000 | 295 |
| Service charges on deposit accounts | $399,000 | 2,030 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-50,000 | 7,911 |
| Total noninterest expense | $7,757,000 | 1,347 |
| Salaries and employee benefits | $3,679,000 | 1,416 |
| Premises and equipment expense | $1,224,000 | 1,148 |
| Additional noninterest expense | $2,854,000 | 1,300 |
| Pre-tax net operating income | $-9,197,000 | 7,904 |
| Securities gains (losses) | $402,000 | 604 |
| Applicable income taxes | $-3,330,000 | 7,989 |
| Income before extraordinary items | $-5,465,000 | 7,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,465,000 | 7,825 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,465,000 | 7,825 |
| Net charge-offs | $5,541,000 | 548 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,018,000 | 281 |
| Net operating income | $-5,722,280 | 7,846 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 1,431 |
| Total interest expense | $2,734,000 | 1,252 |
| Net interest income | $3,557,000 | 1,568 |
| Provision for loan and lease losses | $3,661,000 | 495 |
| Total noninterest income | $753,000 | 1,616 |
| Gross Fiduciary activities income | $387,000 | 289 |
| Service charges on deposit accounts | $220,000 | 1,817 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $146,000 | 3,009 |
| Total noninterest expense | $3,589,000 | 1,385 |
| Salaries and employee benefits | $1,835,000 | 1,426 |
| Premises and equipment expense | $603,000 | 1,195 |
| Additional noninterest expense | $1,151,000 | 1,414 |
| Pre-tax net operating income | $-2,940,000 | 7,939 |
| Securities gains (losses) | $402,000 | 414 |
| Applicable income taxes | $-962,000 | 7,998 |
| Income before extraordinary items | $-1,576,000 | 7,845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,576,000 | 7,846 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,576,000 | 7,846 |
| Net charge-offs | $261,000 | 1,913 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $-1,833,280 | 7,878 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,134,000 | 1,327 |
| Total interest expense | $12,182,000 | 1,343 |
| Net interest income | $16,952,000 | 1,315 |
| Provision for loan and lease losses | $4,975,000 | 1,000 |
| Total noninterest income | $2,707,000 | 1,707 |
| Gross Fiduciary activities income | $1,796,000 | 286 |
| Service charges on deposit accounts | $662,000 | 2,456 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $249,000 | 4,446 |
| Total noninterest expense | $14,115,000 | 1,386 |
| Salaries and employee benefits | $7,729,000 | 1,308 |
| Premises and equipment expense | $2,401,000 | 1,156 |
| Additional noninterest expense | $3,985,000 | 1,552 |
| Pre-tax net operating income | $569,000 | 4,684 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $54,000 | 3,814 |
| Income before extraordinary items | $521,000 | 4,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $521,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,175,000 | 791 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 1,165 |
| Net operating income | $515,540 | 4,559 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,989,000 | 1,346 |
| Total interest expense | $9,267,000 | 1,373 |
| Net interest income | $12,722,000 | 1,328 |
| Provision for loan and lease losses | $2,292,000 | 1,078 |
| Total noninterest income | $2,032,000 | 1,761 |
| Gross Fiduciary activities income | $1,363,000 | 291 |
| Service charges on deposit accounts | $433,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $236,000 | 4,132 |
| Total noninterest expense | $10,754,000 | 1,340 |
| Salaries and employee benefits | $5,977,000 | 1,288 |
| Premises and equipment expense | $1,790,000 | 1,161 |
| Additional noninterest expense | $2,987,000 | 1,492 |
| Pre-tax net operating income | $1,708,000 | 2,574 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $492,000 | 1,928 |
| Income before extraordinary items | $1,222,000 | 2,723 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,222,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,292,000 | 766 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,041 |
| Net operating income | $1,217,740 | 2,873 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,648,000 | 1,363 |
| Total interest expense | $6,320,000 | 1,393 |
| Net interest income | $8,328,000 | 1,346 |
| Provision for loan and lease losses | $1,562,000 | 924 |
| Total noninterest income | $1,450,000 | 1,693 |
| Gross Fiduciary activities income | $898,000 | 301 |
| Service charges on deposit accounts | $291,000 | 2,704 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $261,000 | 3,269 |
| Total noninterest expense | $7,211,000 | 1,328 |
| Salaries and employee benefits | $4,101,000 | 1,257 |
| Premises and equipment expense | $1,160,000 | 1,186 |
| Additional noninterest expense | $1,950,000 | 1,515 |
| Pre-tax net operating income | $1,005,000 | 2,934 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $281,000 | 2,293 |
| Income before extraordinary items | $730,000 | 3,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,262,000 | 517 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 976 |
| Net operating income | $725,680 | 3,198 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,647,000 | 1,338 |
| Total interest expense | $3,420,000 | 1,372 |
| Net interest income | $4,227,000 | 1,312 |
| Provision for loan and lease losses | $649,000 | 856 |
| Total noninterest income | $728,000 | 1,690 |
| Gross Fiduciary activities income | $450,000 | 300 |
| Service charges on deposit accounts | $150,000 | 2,617 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $128,000 | 3,321 |
| Total noninterest expense | $3,690,000 | 1,305 |
| Salaries and employee benefits | $2,093,000 | 1,247 |
| Premises and equipment expense | $592,000 | 1,169 |
| Additional noninterest expense | $1,005,000 | 1,428 |
| Pre-tax net operating income | $616,000 | 2,649 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $186,000 | 2,064 |
| Income before extraordinary items | $436,000 | 3,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $436,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,699,000 | 329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 838 |
| Net operating income | $431,800 | 2,934 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $30,796,000 | 1,393 |
| Total interest expense | $14,913,000 | 1,338 |
| Net interest income | $15,883,000 | 1,412 |
| Provision for loan and lease losses | $717,000 | 1,821 |
| Total noninterest income | $2,659,000 | 1,794 |
| Gross Fiduciary activities income | $1,631,000 | 312 |
| Service charges on deposit accounts | $462,000 | 3,226 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $566,000 | 3,107 |
| Total noninterest expense | $13,804,000 | 1,337 |
| Salaries and employee benefits | $7,775,000 | 1,284 |
| Premises and equipment expense | $2,303,000 | 1,148 |
| Additional noninterest expense | $3,726,000 | 1,488 |
| Pre-tax net operating income | $4,021,000 | 1,980 |
| Securities gains (losses) | $-24,000 | 7,800 |
| Applicable income taxes | $1,196,000 | 1,651 |
| Income before extraordinary items | $2,801,000 | 2,152 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,801,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,909 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $9,820,000 | 193 |
| Net operating income | $2,817,800 | 2,121 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,332,000 | 1,380 |
| Total interest expense | $11,173,000 | 1,344 |
| Net interest income | $12,159,000 | 1,389 |
| Provision for loan and lease losses | $251,000 | 2,599 |
| Total noninterest income | $1,983,000 | 1,800 |
| Gross Fiduciary activities income | $1,216,000 | 311 |
| Service charges on deposit accounts | $344,000 | 3,228 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $423,000 | 3,104 |
| Total noninterest expense | $10,628,000 | 1,296 |
| Salaries and employee benefits | $6,091,000 | 1,224 |
| Premises and equipment expense | $1,725,000 | 1,152 |
| Additional noninterest expense | $2,812,000 | 1,439 |
| Pre-tax net operating income | $3,263,000 | 1,959 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $984,000 | 1,669 |
| Income before extraordinary items | $2,270,000 | 2,149 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,270,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,232 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $9,818,000 | 142 |
| Net operating income | $2,276,300 | 2,125 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,423,000 | 1,406 |
| Total interest expense | $7,412,000 | 1,347 |
| Net interest income | $8,011,000 | 1,428 |
| Provision for loan and lease losses | $59,000 | 4,208 |
| Total noninterest income | $1,299,000 | 1,844 |
| Gross Fiduciary activities income | $785,000 | 319 |
| Service charges on deposit accounts | $229,000 | 3,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $285,000 | 3,102 |
| Total noninterest expense | $7,121,000 | 1,309 |
| Salaries and employee benefits | $4,164,000 | 1,219 |
| Premises and equipment expense | $1,145,000 | 1,170 |
| Additional noninterest expense | $1,812,000 | 1,505 |
| Pre-tax net operating income | $2,130,000 | 2,050 |
| Securities gains (losses) | $-9,000 | 7,974 |
| Applicable income taxes | $640,000 | 1,761 |
| Income before extraordinary items | $1,481,000 | 2,224 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,481,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $9,810,000 | 103 |
| Net operating income | $1,487,300 | 2,202 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 1,420 |
| Total interest expense | $3,736,000 | 1,329 |
| Net interest income | $3,848,000 | 1,481 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $622,000 | 1,892 |
| Gross Fiduciary activities income | $374,000 | 334 |
| Service charges on deposit accounts | $116,000 | 3,150 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $132,000 | 3,238 |
| Total noninterest expense | $3,499,000 | 1,326 |
| Salaries and employee benefits | $2,055,000 | 1,251 |
| Premises and equipment expense | $552,000 | 1,214 |
| Additional noninterest expense | $892,000 | 1,495 |
| Pre-tax net operating income | $963,000 | 2,239 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $282,000 | 1,933 |
| Income before extraordinary items | $681,000 | 2,387 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $681,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $9,804,000 | 51 |
| Net operating income | $681,000 | 2,373 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,129,000 | 1,418 |
| Total interest expense | $13,187,000 | 1,285 |
| Net interest income | $14,942,000 | 1,533 |
| Provision for loan and lease losses | $262,000 | 3,016 |
| Total noninterest income | $2,387,000 | 1,952 |
| Gross Fiduciary activities income | $1,375,000 | 337 |
| Service charges on deposit accounts | $472,000 | 3,182 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $540,000 | 3,209 |
| Total noninterest expense | $13,071,000 | 1,366 |
| Salaries and employee benefits | $7,768,000 | 1,251 |
| Premises and equipment expense | $1,852,000 | 1,390 |
| Additional noninterest expense | $3,451,000 | 1,531 |
| Pre-tax net operating income | $3,996,000 | 2,264 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $1,210,000 | 1,946 |
| Income before extraordinary items | $2,788,000 | 2,397 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,788,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,890 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,084 |
| Net operating income | $2,786,600 | 2,379 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,342,000 | 1,462 |
| Total interest expense | $9,266,000 | 1,324 |
| Net interest income | $11,076,000 | 1,570 |
| Provision for loan and lease losses | $234,000 | 2,549 |
| Total noninterest income | $1,763,000 | 1,982 |
| Gross Fiduciary activities income | $998,000 | 343 |
| Service charges on deposit accounts | $353,000 | 3,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $412,000 | 3,170 |
| Total noninterest expense | $9,896,000 | 1,369 |
| Salaries and employee benefits | $5,920,000 | 1,248 |
| Premises and equipment expense | $1,360,000 | 1,432 |
| Additional noninterest expense | $2,616,000 | 1,514 |
| Pre-tax net operating income | $2,709,000 | 2,495 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $804,000 | 2,193 |
| Income before extraordinary items | $1,907,000 | 2,668 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,907,000 | 2,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 906 |
| Net operating income | $1,905,600 | 2,661 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,817,000 | 1,508 |
| Total interest expense | $5,592,000 | 1,385 |
| Net interest income | $7,225,000 | 1,606 |
| Provision for loan and lease losses | $232,000 | 1,886 |
| Total noninterest income | $1,158,000 | 2,007 |
| Gross Fiduciary activities income | $629,000 | 357 |
| Service charges on deposit accounts | $249,000 | 3,061 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,139 |
| Total noninterest expense | $6,513,000 | 1,386 |
| Salaries and employee benefits | $3,880,000 | 1,279 |
| Premises and equipment expense | $869,000 | 1,496 |
| Additional noninterest expense | $1,764,000 | 1,505 |
| Pre-tax net operating income | $1,638,000 | 2,698 |
| Securities gains (losses) | $-31,000 | 8,225 |
| Applicable income taxes | $467,000 | 2,414 |
| Income before extraordinary items | $1,140,000 | 2,900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,140,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 760 |
| Net operating income | $1,162,010 | 2,858 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 1,597 |
| Total interest expense | $2,475,000 | 1,484 |
| Net interest income | $3,459,000 | 1,670 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $549,000 | 2,064 |
| Gross Fiduciary activities income | $272,000 | 380 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $3,203,000 | 1,412 |
| Salaries and employee benefits | $1,913,000 | 1,297 |
| Premises and equipment expense | $425,000 | 1,535 |
| Additional noninterest expense | $865,000 | 1,518 |
| Pre-tax net operating income | $804,000 | 2,696 |
| Securities gains (losses) | $-31,000 | 8,470 |
| Applicable income taxes | $235,000 | 2,365 |
| Income before extraordinary items | $538,000 | 2,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 2,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $559,700 | 2,879 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,883,000 | 1,695 |
| Total interest expense | $6,642,000 | 1,712 |
| Net interest income | $13,241,000 | 1,651 |
| Provision for loan and lease losses | $1,191,000 | 900 |
| Total noninterest income | $3,613,000 | 1,385 |
| Gross Fiduciary activities income | $1,642,000 | 309 |
| Service charges on deposit accounts | $535,000 | 2,915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,436,000 | 1,721 |
| Total noninterest expense | $10,817,000 | 1,586 |
| Salaries and employee benefits | $6,350,000 | 1,477 |
| Premises and equipment expense | $1,533,000 | 1,589 |
| Additional noninterest expense | $2,934,000 | 1,722 |
| Pre-tax net operating income | $4,846,000 | 1,920 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,624,000 | 1,611 |
| Income before extraordinary items | $3,222,000 | 2,116 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,222,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,413 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,222,000 | 2,090 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,147,000 | 1,734 |
| Total interest expense | $4,396,000 | 1,817 |
| Net interest income | $9,751,000 | 1,665 |
| Provision for loan and lease losses | $992,000 | 766 |
| Total noninterest income | $2,756,000 | 1,371 |
| Gross Fiduciary activities income | $1,121,000 | 319 |
| Service charges on deposit accounts | $387,000 | 2,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,248,000 | 1,548 |
| Total noninterest expense | $7,797,000 | 1,627 |
| Salaries and employee benefits | $4,615,000 | 1,511 |
| Premises and equipment expense | $1,140,000 | 1,588 |
| Additional noninterest expense | $2,042,000 | 1,826 |
| Pre-tax net operating income | $3,718,000 | 1,881 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,270,000 | 1,577 |
| Income before extraordinary items | $2,448,000 | 2,103 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,448,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,448,000 | 2,066 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 1,801 |
| Total interest expense | $2,603,000 | 1,915 |
| Net interest income | $6,227,000 | 1,727 |
| Provision for loan and lease losses | $718,000 | 699 |
| Total noninterest income | $2,127,000 | 1,210 |
| Gross Fiduciary activities income | $782,000 | 314 |
| Service charges on deposit accounts | $248,000 | 3,024 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,097,000 | 1,248 |
| Total noninterest expense | $5,103,000 | 1,647 |
| Salaries and employee benefits | $2,977,000 | 1,556 |
| Premises and equipment expense | $765,000 | 1,579 |
| Additional noninterest expense | $1,361,000 | 1,819 |
| Pre-tax net operating income | $2,533,000 | 1,819 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $880,000 | 1,504 |
| Income before extraordinary items | $1,653,000 | 2,046 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,653,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,653,000 | 2,007 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 1,904 |
| Total interest expense | $1,161,000 | 2,032 |
| Net interest income | $2,921,000 | 1,827 |
| Provision for loan and lease losses | $296,000 | 809 |
| Total noninterest income | $614,000 | 1,843 |
| Gross Fiduciary activities income | $336,000 | 331 |
| Service charges on deposit accounts | $128,000 | 2,879 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $150,000 | 2,977 |
| Total noninterest expense | $2,396,000 | 1,744 |
| Salaries and employee benefits | $1,395,000 | 1,657 |
| Premises and equipment expense | $368,000 | 1,650 |
| Additional noninterest expense | $633,000 | 1,937 |
| Pre-tax net operating income | $843,000 | 2,471 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $291,000 | 2,016 |
| Income before extraordinary items | $552,000 | 2,800 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $552,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $552,000 | 2,749 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,119,000 | 2,368 |
| Total interest expense | $2,451,000 | 3,098 |
| Net interest income | $9,668,000 | 2,102 |
| Provision for loan and lease losses | $896,000 | 1,160 |
| Total noninterest income | $2,227,000 | 2,044 |
| Gross Fiduciary activities income | $1,187,000 | 342 |
| Service charges on deposit accounts | $544,000 | 2,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $496,000 | 3,322 |
| Total noninterest expense | $8,086,000 | 1,984 |
| Salaries and employee benefits | $4,704,000 | 1,863 |
| Premises and equipment expense | $1,340,000 | 1,724 |
| Additional noninterest expense | $2,042,000 | 2,374 |
| Pre-tax net operating income | $2,913,000 | 2,657 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,060,000 | 2,059 |
| Income before extraordinary items | $1,853,000 | 3,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,853,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,853,000 | 3,052 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,573,000 | 2,470 |
| Total interest expense | $1,607,000 | 3,404 |
| Net interest income | $6,966,000 | 2,180 |
| Provision for loan and lease losses | $675,000 | 1,126 |
| Total noninterest income | $1,574,000 | 2,141 |
| Gross Fiduciary activities income | $804,000 | 368 |
| Service charges on deposit accounts | $415,000 | 2,915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $355,000 | 3,414 |
| Total noninterest expense | $6,066,000 | 1,982 |
| Salaries and employee benefits | $3,417,000 | 1,912 |
| Premises and equipment expense | $959,000 | 1,805 |
| Additional noninterest expense | $1,690,000 | 2,135 |
| Pre-tax net operating income | $1,799,000 | 3,150 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $652,000 | 2,428 |
| Income before extraordinary items | $1,147,000 | 3,663 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,147,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,147,000 | 3,593 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 2,587 |
| Total interest expense | $948,000 | 3,768 |
| Net interest income | $4,439,000 | 2,255 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $1,049,000 | 2,119 |
| Gross Fiduciary activities income | $525,000 | 373 |
| Service charges on deposit accounts | $279,000 | 2,869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $3,982,000 | 2,002 |
| Salaries and employee benefits | $2,242,000 | 1,937 |
| Premises and equipment expense | $594,000 | 1,925 |
| Additional noninterest expense | $1,146,000 | 2,109 |
| Pre-tax net operating income | $1,056,000 | 3,411 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $382,000 | 2,644 |
| Income before extraordinary items | $675,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $674,360 | 3,860 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 2,733 |
| Total interest expense | $426,000 | 4,140 |
| Net interest income | $2,130,000 | 2,342 |
| Provision for loan and lease losses | $221,000 | 1,078 |
| Total noninterest income | $559,000 | 1,993 |
| Gross Fiduciary activities income | $297,000 | 355 |
| Service charges on deposit accounts | $147,000 | 2,717 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $115,000 | 3,415 |
| Total noninterest expense | $1,943,000 | 2,064 |
| Salaries and employee benefits | $1,108,000 | 1,988 |
| Premises and equipment expense | $296,000 | 1,958 |
| Additional noninterest expense | $539,000 | 2,204 |
| Pre-tax net operating income | $525,000 | 3,389 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $336,000 | 3,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $336,000 | 3,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $335,360 | 3,834 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,538,000 | 3,249 |
| Total interest expense | $1,537,000 | 4,804 |
| Net interest income | $7,001,000 | 2,748 |
| Provision for loan and lease losses | $780,000 | 1,488 |
| Total noninterest income | $1,753,000 | 2,546 |
| Gross Fiduciary activities income | $738,000 | 445 |
| Service charges on deposit accounts | $557,000 | 2,853 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $458,000 | 3,730 |
| Total noninterest expense | $6,860,000 | 2,297 |
| Salaries and employee benefits | $3,831,000 | 2,219 |
| Premises and equipment expense | $1,172,000 | 1,947 |
| Additional noninterest expense | $1,857,000 | 2,557 |
| Pre-tax net operating income | $1,114,000 | 4,879 |
| Securities gains (losses) | $118,000 | 1,742 |
| Applicable income taxes | $459,000 | 3,533 |
| Income before extraordinary items | $773,000 | 5,327 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $773,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,417 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $697,480 | 5,431 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 3,445 |
| Total interest expense | $1,124,000 | 5,002 |
| Net interest income | $4,968,000 | 2,915 |
| Provision for loan and lease losses | $574,000 | 1,474 |
| Total noninterest income | $1,323,000 | 2,586 |
| Gross Fiduciary activities income | $561,000 | 456 |
| Service charges on deposit accounts | $390,000 | 3,008 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 3,663 |
| Total noninterest expense | $5,051,000 | 2,336 |
| Salaries and employee benefits | $2,821,000 | 2,253 |
| Premises and equipment expense | $864,000 | 1,981 |
| Additional noninterest expense | $1,366,000 | 2,594 |
| Pre-tax net operating income | $666,000 | 5,633 |
| Securities gains (losses) | $118,000 | 1,597 |
| Applicable income taxes | $292,000 | 3,962 |
| Income before extraordinary items | $492,000 | 5,898 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $492,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,181 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $416,480 | 6,092 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 3,568 |
| Total interest expense | $805,000 | 4,908 |
| Net interest income | $3,126,000 | 3,064 |
| Provision for loan and lease losses | $356,000 | 1,566 |
| Total noninterest income | $851,000 | 2,632 |
| Gross Fiduciary activities income | $359,000 | 463 |
| Service charges on deposit accounts | $236,000 | 3,210 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $256,000 | 3,585 |
| Total noninterest expense | $3,376,000 | 2,324 |
| Salaries and employee benefits | $1,881,000 | 2,252 |
| Premises and equipment expense | $572,000 | 1,999 |
| Additional noninterest expense | $923,000 | 2,554 |
| Pre-tax net operating income | $245,000 | 6,878 |
| Securities gains (losses) | $104,000 | 1,475 |
| Applicable income taxes | $129,000 | 4,742 |
| Income before extraordinary items | $220,000 | 6,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $220,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,803 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $153,440 | 7,237 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 3,641 |
| Total interest expense | $418,000 | 4,901 |
| Net interest income | $1,507,000 | 3,158 |
| Provision for loan and lease losses | $178,000 | 1,503 |
| Total noninterest income | $449,000 | 2,479 |
| Gross Fiduciary activities income | $220,000 | 429 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $1,695,000 | 2,296 |
| Salaries and employee benefits | $948,000 | 2,219 |
| Premises and equipment expense | $275,000 | 2,071 |
| Additional noninterest expense | $472,000 | 2,466 |
| Pre-tax net operating income | $83,000 | 7,472 |
| Securities gains (losses) | $49,000 | 1,402 |
| Applicable income taxes | $47,000 | 5,201 |
| Income before extraordinary items | $85,000 | 7,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 7,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,736 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $53,640 | 7,675 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,976,000 | 4,061 |
| Total interest expense | $1,884,000 | 5,010 |
| Net interest income | $5,092,000 | 3,616 |
| Provision for loan and lease losses | $608,000 | 2,038 |
| Total noninterest income | $977,000 | 3,535 |
| Gross Fiduciary activities income | $303,000 | 711 |
| Service charges on deposit accounts | $364,000 | 3,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 4,188 |
| Total noninterest expense | $4,601,000 | 3,164 |
| Salaries and employee benefits | $2,526,000 | 3,094 |
| Premises and equipment expense | $679,000 | 3,073 |
| Additional noninterest expense | $1,396,000 | 3,137 |
| Pre-tax net operating income | $860,000 | 5,589 |
| Securities gains (losses) | $129,000 | 1,517 |
| Applicable income taxes | $369,000 | 4,051 |
| Income before extraordinary items | $620,000 | 5,883 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $620,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,377 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $537,440 | 6,075 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,413,000 | 4,727 |
| Total interest expense | $2,301,000 | 5,659 |
| Net interest income | $4,112,000 | 4,041 |
| Provision for loan and lease losses | $564,000 | 2,002 |
| Total noninterest income | $499,000 | 5,077 |
| Gross Fiduciary activities income | $33,000 | 1,218 |
| Service charges on deposit accounts | $271,000 | 4,431 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $195,000 | 4,987 |
| Total noninterest expense | $3,161,000 | 4,161 |
| Salaries and employee benefits | $1,662,000 | 4,181 |
| Premises and equipment expense | $375,000 | 4,801 |
| Additional noninterest expense | $1,124,000 | 3,706 |
| Pre-tax net operating income | $886,000 | 5,234 |
| Securities gains (losses) | $105,000 | 1,704 |
| Applicable income taxes | $374,000 | 3,860 |
| Income before extraordinary items | $617,000 | 5,547 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $617,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,210,000 | 372 |
| Net operating income | $549,800 | 5,730 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 5,566 |
| Total interest expense | $2,228,000 | 5,942 |
| Net interest income | $3,025,000 | 5,129 |
| Provision for loan and lease losses | $355,000 | 2,545 |
| Total noninterest income | $270,000 | 6,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,226 |
| Total noninterest expense | $2,586,000 | 4,739 |
| Salaries and employee benefits | $1,320,000 | 4,849 |
| Premises and equipment expense | $460,000 | 4,055 |
| Additional noninterest expense | $806,000 | 4,714 |
| Pre-tax net operating income | $354,000 | 7,668 |
| Securities gains (losses) | $17,000 | 991 |
| Applicable income taxes | $-360,000 | 9,760 |
| Income before extraordinary items | $731,000 | 5,302 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $731,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $714,000 | 5,370 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 8,118 |
| Total interest expense | $960,000 | 8,277 |
| Net interest income | $1,355,000 | 7,857 |
| Provision for loan and lease losses | $475,000 | 1,844 |
| Total noninterest income | $117,000 | 8,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $1,878,000 | 5,915 |
| Salaries and employee benefits | $953,000 | 6,083 |
| Premises and equipment expense | $342,000 | 5,052 |
| Additional noninterest expense | $583,000 | 5,928 |
| Pre-tax net operating income | $-881,000 | 10,034 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-881,000 | 10,059 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-881,000 | 10,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,554,000 | 134 |
| Net operating income | $-881,000 | 10,049 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.