Home > Golden City Commercial Bank > Income and Expense
Golden City Commercial Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 5,290 |
| Total interest expense | $2,058,000 | 6,089 |
| Net interest income | $3,449,000 | 4,654 |
| Provision for loan and lease losses | $332,000 | 2,396 |
| Total noninterest income | $886,000 | 3,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $742,000 | 2,288 |
| Total noninterest expense | $3,921,000 | 3,265 |
| Salaries and employee benefits | $2,077,000 | 3,215 |
| Premises and equipment expense | $1,003,000 | 1,961 |
| Additional noninterest expense | $841,000 | 4,509 |
| Pre-tax net operating income | $82,000 | 9,487 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $149,000 | 6,849 |
| Income before extraordinary items | $-67,000 | 9,924 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-67,000 | 9,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,125 |
| Cash dividends | $65,000 | 6,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-67,000 | 9,884 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 5,636 |
| Total interest expense | $1,761,000 | 6,753 |
| Net interest income | $3,442,000 | 4,791 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $519,000 | 4,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,239 |
| Total noninterest expense | $3,657,000 | 3,468 |
| Salaries and employee benefits | $2,008,000 | 3,300 |
| Premises and equipment expense | $863,000 | 2,285 |
| Additional noninterest expense | $786,000 | 4,792 |
| Pre-tax net operating income | $264,000 | 9,217 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $80,000 | 8,742 |
| Income before extraordinary items | $184,000 | 9,299 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $184,000 | 9,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,389 |
| Cash dividends | $54,000 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $184,000 | 9,257 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 5,702 |
| Total interest expense | $1,859,000 | 6,715 |
| Net interest income | $3,414,000 | 4,927 |
| Provision for loan and lease losses | $107,000 | 4,936 |
| Total noninterest income | $409,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,872 |
| Total noninterest expense | $2,978,000 | 4,334 |
| Salaries and employee benefits | $1,486,000 | 4,347 |
| Premises and equipment expense | $785,000 | 2,499 |
| Additional noninterest expense | $707,000 | 5,708 |
| Pre-tax net operating income | $738,000 | 6,756 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $175,000 | 7,516 |
| Income before extraordinary items | $563,000 | 6,488 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $563,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $17,000 | 8,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $563,000 | 6,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 6,235 |
| Total interest expense | $1,701,000 | 7,142 |
| Net interest income | $3,003,000 | 5,493 |
| Provision for loan and lease losses | $79,000 | 5,161 |
| Total noninterest income | $335,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,316 |
| Total noninterest expense | $2,899,000 | 4,422 |
| Salaries and employee benefits | $1,440,000 | 4,445 |
| Premises and equipment expense | $786,000 | 2,518 |
| Additional noninterest expense | $673,000 | 6,042 |
| Pre-tax net operating income | $360,000 | 9,328 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $38,000 | 10,426 |
| Income before extraordinary items | $322,000 | 8,726 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $322,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,120 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $322,000 | 8,693 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 6,764 |
| Total interest expense | $1,178,000 | 7,997 |
| Net interest income | $2,771,000 | 5,968 |
| Provision for loan and lease losses | $294,000 | 2,334 |
| Total noninterest income | $303,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,748 |
| Total noninterest expense | $3,139,000 | 4,245 |
| Salaries and employee benefits | $1,464,000 | 4,367 |
| Premises and equipment expense | $836,000 | 2,422 |
| Additional noninterest expense | $839,000 | 5,482 |
| Pre-tax net operating income | $-359,000 | 12,329 |
| Securities gains (losses) | $33,000 | 1,406 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-327,000 | 12,292 |
| Extraordinary gains, net | $1,000 | 245 |
| Net income | $-326,000 | 12,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-360,000 | 12,312 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 6,798 |
| Total interest expense | $1,278,000 | 7,964 |
| Net interest income | $2,787,000 | 5,997 |
| Provision for loan and lease losses | $-140,000 | 12,964 |
| Total noninterest income | $328,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,935 |
| Total noninterest expense | $2,977,000 | 4,544 |
| Salaries and employee benefits | $1,626,000 | 3,968 |
| Premises and equipment expense | $598,000 | 3,340 |
| Additional noninterest expense | $753,000 | 6,217 |
| Pre-tax net operating income | $278,000 | 10,411 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $34,000 | 11,288 |
| Income before extraordinary items | $244,000 | 10,115 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $244,000 | 10,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 2,124 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $244,000 | 9,869 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 6,176 |
| Total interest expense | $2,257,000 | 6,491 |
| Net interest income | $2,948,000 | 5,797 |
| Provision for loan and lease losses | $2,446,000 | 990 |
| Total noninterest income | $745,000 | 4,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 9,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $664,000 | 2,633 |
| Total noninterest expense | $3,622,000 | 3,816 |
| Salaries and employee benefits | $1,590,000 | 4,013 |
| Premises and equipment expense | $516,000 | 3,858 |
| Additional noninterest expense | $1,516,000 | 3,565 |
| Pre-tax net operating income | $-2,375,000 | 13,673 |
| Securities gains (losses) | $316,000 | 1,485 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,059,000 | 13,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,059,000 | 13,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,679,000 | 1,095 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $570,000 | 531 |
| Net operating income | $-2,375,000 | 13,662 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.