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Gibsland Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$23,730,0001,675
Total interest expense$5,256,0001,959
Net interest income$18,474,0001,537
Provision for loan and lease losses$1,350,000698
Total noninterest income$8,229,000856
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,476,000742
Trading account gains and feesNANA
Additional Noninterest Income$6,753,000723
Total noninterest expense$16,899,0001,383
Salaries and employee benefits$7,686,0001,656
Premises and equipment expense$2,620,000968
Additional noninterest expense$6,753,000723
Pre-tax net operating income$8,454,0001,338
Securities gains (losses)$-424,0004,152
Applicable income taxes$1,271,0001,280
Income before extraordinary items$6,759,0001,380
Extraordinary gains, net$054
Net income$6,759,0001,396
Minority interest net income$088
Net income of bank and minority interests.$6,759,0001,383
Net charge-offs$1,063,000514
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,115,1601,343
2023-09-30 (YTD Data)Rank
Total interest income$17,353,0001,673
Total interest expense$3,510,0001,975
Net interest income$13,843,0001,549
Provision for loan and lease losses$1,350,000553
Total noninterest income$7,480,000739
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,107,000741
Trading account gains and feesNANA
Additional Noninterest Income$6,373,000622
Total noninterest expense$13,786,0001,285
Salaries and employee benefits$5,931,0001,617
Premises and equipment expense$1,765,0001,053
Additional noninterest expense$6,373,000622
Pre-tax net operating income$6,187,0001,418
Securities gains (losses)$-502,0004,378
Applicable income taxes$865,0001,383
Income before extraordinary items$4,820,0001,492
Extraordinary gains, net$052
Net income$4,820,0001,504
Minority interest net income$081
Net income of bank and minority interests.$4,820,0001,492
Net charge-offs$2,742,000248
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,246,7001,410
2023-06-30 (YTD Data)Rank
Total interest income$11,229,0001,682
Total interest expense$2,067,0001,982
Net interest income$9,162,0001,573
Provision for loan and lease losses$400,000882
Total noninterest income$1,375,0001,638
Gross Fiduciary activities income$0931
Service charges on deposit accounts$697,000759
Trading account gains and feesNANA
Additional Noninterest Income$678,0001,899
Total noninterest expense$7,081,0001,571
Salaries and employee benefits$3,420,0001,796
Premises and equipment expense$1,153,0001,065
Additional noninterest expense$678,0001,896
Pre-tax net operating income$3,056,0001,741
Securities gains (losses)$0938
Applicable income taxes$385,0001,674
Income before extraordinary items$2,671,0001,711
Extraordinary gains, net$051
Net income$2,671,0001,731
Minority interest net income$081
Net income of bank and minority interests.$2,671,0001,711
Net charge-offs$1,841,000231
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,671,0001,719
2023-03-31 (YTD Data)Rank
Total interest income$5,463,0001,698
Total interest expense$910,0001,946
Net interest income$4,553,0001,591
Provision for loan and lease losses$02,612
Total noninterest income$685,0001,638
Gross Fiduciary activities income$0913
Service charges on deposit accounts$365,000750
Trading account gains and feesNANA
Additional Noninterest Income$320,0001,939
Total noninterest expense$3,608,0001,566
Salaries and employee benefits$1,591,0001,913
Premises and equipment expense$621,0001,034
Additional noninterest expense$320,0001,939
Pre-tax net operating income$1,630,0001,689
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,630,0001,513
Extraordinary gains, net$04
Net income$1,630,0001,513
Minority interest net income$048
Net income of bank and minority interests.$1,630,0001,513
Net charge-offs$-21,0004,245
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,630,0001,527
2022-12-31 (YTD Data)Rank
Total interest income$18,039,0001,697
Total interest expense$1,108,0002,275
Net interest income$16,931,0001,640
Provision for loan and lease losses$03,012
Total noninterest income$1,803,0002,146
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,409,000781
Trading account gains and feesNANA
Additional Noninterest Income$394,0003,269
Total noninterest expense$14,101,0001,564
Salaries and employee benefits$6,575,0001,826
Premises and equipment expense$2,317,0001,065
Additional noninterest expense$394,0003,269
Pre-tax net operating income$4,633,0002,121
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$4,633,0001,917
Extraordinary gains, net$05
Net income$4,633,0001,916
Minority interest net income$063
Net income of bank and minority interests.$4,633,0001,916
Net charge-offs$6,627,000121
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,633,0001,952
2022-09-30 (YTD Data)Rank
Total interest income$12,868,0001,709
Total interest expense$745,0002,129
Net interest income$12,123,0001,676
Provision for loan and lease losses$02,835
Total noninterest income$1,840,0001,846
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,052,000790
Trading account gains and feesNANA
Additional Noninterest Income$788,0002,321
Total noninterest expense$9,834,0001,644
Salaries and employee benefits$4,417,0001,976
Premises and equipment expense$1,664,0001,097
Additional noninterest expense$788,0002,321
Pre-tax net operating income$4,129,0001,895
Securities gains (losses)$0740
Applicable income taxes$703,0001,602
Income before extraordinary items$3,426,0001,919
Extraordinary gains, net$04
Net income$3,426,0001,918
Minority interest net income$057
Net income of bank and minority interests.$3,426,0001,918
Net charge-offs$6,950,00094
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,426,0001,955
2022-06-30 (YTD Data)Rank
Total interest income$8,189,0001,728
Total interest expense$477,0002,019
Net interest income$7,712,0001,706
Provision for loan and lease losses$02,599
Total noninterest income$751,0002,361
Gross Fiduciary activities income$0925
Service charges on deposit accounts$690,000794
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,116
Total noninterest expense$5,800,0001,807
Salaries and employee benefits$2,751,0002,051
Premises and equipment expense$1,055,0001,136
Additional noninterest expense$1,994,0001,604
Pre-tax net operating income$2,663,0001,871
Securities gains (losses)$0687
Applicable income taxes$494,0001,490
Income before extraordinary items$2,169,0001,900
Extraordinary gains, net$04
Net income$2,169,0001,900
Minority interest net income$060
Net income of bank and minority interests.$2,169,0001,900
Net charge-offs$5,547,00083
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,169,0001,939
2022-03-31 (YTD Data)Rank
Total interest income$3,850,0001,774
Total interest expense$242,0001,958
Net interest income$3,608,0001,751
Provision for loan and lease losses$02,285
Total noninterest income$304,0002,574
Gross Fiduciary activities income$0892
Service charges on deposit accounts$343,000792
Trading account gains and feesNANA
Additional Noninterest Income$-39,0004,776
Total noninterest expense$3,151,0001,678
Salaries and employee benefits$1,371,0002,049
Premises and equipment expense$514,0001,180
Additional noninterest expense$1,266,0001,321
Pre-tax net operating income$761,0002,457
Securities gains (losses)$0623
Applicable income taxes$120,0001,959
Income before extraordinary items$641,0002,467
Extraordinary gains, net$04
Net income$641,0002,464
Minority interest net income$050
Net income of bank and minority interests.$641,0002,467
Net charge-offs$1,987,000115
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$641,0002,487
2021-12-31 (YTD Data)Rank
Total interest income$17,764,0001,627
Total interest expense$1,687,0001,522
Net interest income$16,077,0001,636
Provision for loan and lease losses$5,295,000103
Total noninterest income$4,509,0001,403
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,347,000762
Trading account gains and feesNANA
Additional Noninterest Income$3,162,0001,437
Total noninterest expense$12,726,0001,671
Salaries and employee benefits$5,748,0001,991
Premises and equipment expense$1,874,0001,283
Additional noninterest expense$5,104,0001,305
Pre-tax net operating income$2,565,0002,870
Securities gains (losses)$02,062
Applicable income taxes$422,0002,208
Income before extraordinary items$2,143,0002,934
Extraordinary gains, net$010
Net income$2,143,0002,934
Minority interest net income$074
Net income of bank and minority interests.$2,143,0002,934
Net charge-offs$5,292,000166
Cash dividends$270,0003,162
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,143,0002,913
2021-09-30 (YTD Data)Rank
Total interest income$13,627,0001,636
Total interest expense$1,340,0001,530
Net interest income$12,287,0001,637
Provision for loan and lease losses$3,780,000101
Total noninterest income$3,966,0001,299
Gross Fiduciary activities income$0957
Service charges on deposit accounts$984,000775
Trading account gains and feesNANA
Additional Noninterest Income$2,982,0001,293
Total noninterest expense$8,987,0001,745
Salaries and employee benefits$3,952,0002,115
Premises and equipment expense$1,411,0001,290
Additional noninterest expense$3,624,0001,374
Pre-tax net operating income$3,486,0002,234
Securities gains (losses)$02,015
Applicable income taxes$194,0002,593
Income before extraordinary items$3,292,0002,127
Extraordinary gains, net$08
Net income$3,292,0002,128
Minority interest net income$069
Net income of bank and minority interests.$3,292,0002,128
Net charge-offs$3,237,000186
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,292,0002,099
2021-06-30 (YTD Data)Rank
Total interest income$9,670,0001,545
Total interest expense$920,0001,558
Net interest income$8,750,0001,533
Provision for loan and lease losses$3,180,00082
Total noninterest income$1,485,0001,813
Gross Fiduciary activities income$0951
Service charges on deposit accounts$647,000756
Trading account gains and feesNANA
Additional Noninterest Income$838,0002,112
Total noninterest expense$5,833,0001,766
Salaries and employee benefits$2,468,0002,192
Premises and equipment expense$926,0001,307
Additional noninterest expense$2,439,0001,346
Pre-tax net operating income$1,222,0003,028
Securities gains (losses)$01,818
Applicable income taxes$194,0002,319
Income before extraordinary items$1,028,0003,103
Extraordinary gains, net$06
Net income$1,028,0003,101
Minority interest net income$067
Net income of bank and minority interests.$1,028,0003,103
Net charge-offs$1,344,000230
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,028,0003,075
2021-03-31 (YTD Data)Rank
Total interest income$5,065,0001,492
Total interest expense$483,0001,560
Net interest income$4,582,0001,468
Provision for loan and lease losses$1,590,000111
Total noninterest income$746,0001,808
Gross Fiduciary activities income$0922
Service charges on deposit accounts$347,000690
Trading account gains and feesNANA
Additional Noninterest Income$399,0002,156
Total noninterest expense$2,789,0001,808
Salaries and employee benefits$1,245,0002,168
Premises and equipment expense$436,0001,398
Additional noninterest expense$1,108,0001,409
Pre-tax net operating income$949,0002,439
Securities gains (losses)$01,392
Applicable income taxes$165,0001,943
Income before extraordinary items$784,0002,540
Extraordinary gains, net$03
Net income$784,0002,538
Minority interest net income$055
Net income of bank and minority interests.$784,0002,540
Net charge-offs$382,000302
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$784,0002,510
2020-12-31 (YTD Data)Rank
Total interest income$21,454,0001,396
Total interest expense$3,524,0001,302
Net interest income$17,930,0001,419
Provision for loan and lease losses$5,130,000561
Total noninterest income$1,789,0002,241
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,348,000744
Trading account gains and feesNANA
Additional Noninterest Income$441,0003,276
Total noninterest expense$12,887,0001,603
Salaries and employee benefits$6,274,0001,840
Premises and equipment expense$1,792,0001,310
Additional noninterest expense$4,821,0001,323
Pre-tax net operating income$1,702,0003,130
Securities gains (losses)$02,675
Applicable income taxes$281,0002,348
Income before extraordinary items$1,421,0003,246
Extraordinary gains, net$04
Net income$1,421,0003,245
Minority interest net income$072
Net income of bank and minority interests.$1,421,0003,246
Net charge-offs$5,033,000221
Cash dividends$270,0003,239
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,421,0003,183
2020-09-30 (YTD Data)Rank
Total interest income$16,789,0001,358
Total interest expense$2,905,0001,270
Net interest income$13,884,0001,373
Provision for loan and lease losses$4,210,000564
Total noninterest income$2,234,0001,678
Gross Fiduciary activities income$0981
Service charges on deposit accounts$991,000750
Trading account gains and feesNANA
Additional Noninterest Income$1,243,0001,932
Total noninterest expense$9,744,0001,567
Salaries and employee benefits$4,763,0001,788
Premises and equipment expense$1,344,0001,307
Additional noninterest expense$3,637,0001,296
Pre-tax net operating income$2,164,0002,469
Securities gains (losses)$02,494
Applicable income taxes$389,0001,891
Income before extraordinary items$1,775,0002,613
Extraordinary gains, net$04
Net income$1,775,0002,613
Minority interest net income$065
Net income of bank and minority interests.$1,775,0002,613
Net charge-offs$3,196,000232
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,775,0002,570
2020-06-30 (YTD Data)Rank
Total interest income$11,740,0001,313
Total interest expense$2,161,0001,233
Net interest income$9,579,0001,326
Provision for loan and lease losses$2,470,000633
Total noninterest income$1,516,0001,615
Gross Fiduciary activities income$0970
Service charges on deposit accounts$672,000747
Trading account gains and feesNANA
Additional Noninterest Income$844,0001,842
Total noninterest expense$6,601,0001,536
Salaries and employee benefits$3,212,0001,781
Premises and equipment expense$903,0001,290
Additional noninterest expense$2,486,0001,253
Pre-tax net operating income$2,024,0001,988
Securities gains (losses)$02,249
Applicable income taxes$389,0001,552
Income before extraordinary items$1,635,0002,114
Extraordinary gains, net$04
Net income$1,635,0002,114
Minority interest net income$065
Net income of bank and minority interests.$1,635,0002,114
Net charge-offs$511,000584
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,635,0002,071
2020-03-31 (YTD Data)Rank
Total interest income$5,507,0001,392
Total interest expense$1,190,0001,244
Net interest income$4,317,0001,421
Provision for loan and lease losses$880,000664
Total noninterest income$769,0001,499
Gross Fiduciary activities income$0941
Service charges on deposit accounts$366,000799
Trading account gains and feesNANA
Additional Noninterest Income$403,0001,724
Total noninterest expense$3,445,0001,493
Salaries and employee benefits$1,716,0001,700
Premises and equipment expense$432,0001,347
Additional noninterest expense$1,297,0001,228
Pre-tax net operating income$761,0002,225
Securities gains (losses)$01,705
Applicable income taxes$153,0001,616
Income before extraordinary items$608,0002,385
Extraordinary gains, net$04
Net income$608,0002,384
Minority interest net income$056
Net income of bank and minority interests.$608,0002,385
Net charge-offs$298,000496
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$608,0002,353
2019-12-31 (YTD Data)Rank
Total interest income$22,400,0001,384
Total interest expense$4,900,0001,263
Net interest income$17,500,0001,398
Provision for loan and lease losses$3,945,000306
Total noninterest income$2,898,0001,603
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,338,000892
Trading account gains and feesNANA
Additional Noninterest Income$1,560,0001,758
Total noninterest expense$13,279,0001,506
Salaries and employee benefits$6,602,0001,710
Premises and equipment expense$1,638,0001,396
Additional noninterest expense$5,039,0001,234
Pre-tax net operating income$3,174,0002,373
Securities gains (losses)$4,0002,137
Applicable income taxes$570,0001,882
Income before extraordinary items$2,608,0002,517
Extraordinary gains, net$011
Net income$2,608,0002,518
Minority interest net income$076
Net income of bank and minority interests.$2,608,0002,519
Net charge-offs$3,965,000249
Cash dividends$270,0003,402
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,604,7202,488
2019-09-30 (YTD Data)Rank
Total interest income$16,687,0001,398
Total interest expense$3,646,0001,277
Net interest income$13,041,0001,416
Provision for loan and lease losses$2,910,000308
Total noninterest income$2,098,0001,630
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$951,000925
Trading account gains and feesNANA
Additional Noninterest Income$1,147,0001,773
Total noninterest expense$9,558,0001,563
Salaries and employee benefits$4,702,0001,789
Premises and equipment expense$1,249,0001,381
Additional noninterest expense$3,607,0001,295
Pre-tax net operating income$2,671,0002,267
Securities gains (losses)$4,0001,882
Applicable income taxes$445,0001,908
Income before extraordinary items$2,230,0002,361
Extraordinary gains, net$011
Net income$2,230,0002,362
Minority interest net income$072
Net income of bank and minority interests.$2,230,0002,362
Net charge-offs$1,797,000334
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,226,6802,332
2019-06-30 (YTD Data)Rank
Total interest income$10,908,0001,417
Total interest expense$2,327,0001,310
Net interest income$8,581,0001,438
Provision for loan and lease losses$2,160,000275
Total noninterest income$1,275,0001,694
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$574,000998
Trading account gains and feesNANA
Additional Noninterest Income$701,0001,837
Total noninterest expense$6,178,0001,610
Salaries and employee benefits$2,979,0001,861
Premises and equipment expense$817,0001,410
Additional noninterest expense$2,382,0001,317
Pre-tax net operating income$1,518,0002,484
Securities gains (losses)$4,0001,415
Applicable income taxes$247,0002,037
Income before extraordinary items$1,275,0002,565
Extraordinary gains, net$011
Net income$1,275,0002,564
Minority interest net income$069
Net income of bank and minority interests.$1,275,0002,564
Net charge-offs$1,399,000286
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,271,6402,539
2019-03-31 (YTD Data)Rank
Total interest income$5,414,0001,426
Total interest expense$1,108,0001,320
Net interest income$4,306,0001,422
Provision for loan and lease losses$1,080,000266
Total noninterest income$543,0001,845
Gross Fiduciary activities income$0972
Service charges on deposit accounts$254,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$289,0002,003
Total noninterest expense$2,949,0001,691
Salaries and employee benefits$1,403,0001,965
Premises and equipment expense$381,0001,523
Additional noninterest expense$1,165,0001,326
Pre-tax net operating income$820,0002,336
Securities gains (losses)$44,000411
Applicable income taxes$143,0001,874
Income before extraordinary items$721,0002,324
Extraordinary gains, net$05
Net income$721,0002,323
Minority interest net income$052
Net income of bank and minority interests.$721,0002,323
Net charge-offs$1,243,000191
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$684,4802,381
2018-12-31 (YTD Data)Rank
Total interest income$20,958,0001,379
Total interest expense$3,997,0001,131
Net interest income$16,961,0001,428
Provision for loan and lease losses$3,815,000315
Total noninterest income$2,303,0001,842
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$949,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$1,354,0001,905
Total noninterest expense$12,218,0001,587
Salaries and employee benefits$6,101,0001,778
Premises and equipment expense$1,639,0001,375
Additional noninterest expense$4,478,0001,366
Pre-tax net operating income$3,231,0002,395
Securities gains (losses)$2,000956
Applicable income taxes$644,0001,762
Income before extraordinary items$2,589,0002,542
Extraordinary gains, net$06
Net income$2,589,0002,541
Minority interest net income$072
Net income of bank and minority interests.$2,589,0002,541
Net charge-offs$3,394,000259
Cash dividends$270,0003,434
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,587,4002,534
2018-09-30 (YTD Data)Rank
Total interest income$15,639,0001,375
Total interest expense$2,884,0001,098
Net interest income$12,755,0001,417
Provision for loan and lease losses$2,465,000338
Total noninterest income$1,688,0001,876
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$686,0001,255
Trading account gains and feesNANA
Additional Noninterest Income$1,002,0001,933
Total noninterest expense$9,313,0001,560
Salaries and employee benefits$4,642,0001,766
Premises and equipment expense$1,211,0001,406
Additional noninterest expense$3,460,0001,339
Pre-tax net operating income$2,665,0002,291
Securities gains (losses)$01,118
Applicable income taxes$490,0001,804
Income before extraordinary items$2,175,0002,387
Extraordinary gains, net$05
Net income$2,175,0002,386
Minority interest net income$066
Net income of bank and minority interests.$2,175,0002,386
Net charge-offs$718,000566
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,175,0002,378
2018-06-30 (YTD Data)Rank
Total interest income$10,445,0001,355
Total interest expense$1,843,0001,084
Net interest income$8,602,0001,402
Provision for loan and lease losses$1,290,000393
Total noninterest income$1,135,0001,866
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$462,0001,240
Trading account gains and feesNANA
Additional Noninterest Income$673,0001,923
Total noninterest expense$6,035,0001,611
Salaries and employee benefits$3,012,0001,814
Premises and equipment expense$802,0001,434
Additional noninterest expense$2,221,0001,381
Pre-tax net operating income$2,412,0001,827
Securities gains (losses)$0961
Applicable income taxes$462,0001,478
Income before extraordinary items$1,950,0001,918
Extraordinary gains, net$06
Net income$1,950,0001,916
Minority interest net income$065
Net income of bank and minority interests.$1,950,0001,917
Net charge-offs$469,000544
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,950,0001,914
2018-03-31 (YTD Data)Rank
Total interest income$5,173,0001,353
Total interest expense$868,0001,094
Net interest income$4,305,0001,401
Provision for loan and lease losses$600,000396
Total noninterest income$533,0001,905
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$235,0001,228
Trading account gains and feesNANA
Additional Noninterest Income$298,0002,031
Total noninterest expense$3,059,0001,604
Salaries and employee benefits$1,576,0001,773
Premises and equipment expense$402,0001,443
Additional noninterest expense$1,081,0001,401
Pre-tax net operating income$1,179,0001,803
Securities gains (losses)$0735
Applicable income taxes$228,0001,455
Income before extraordinary items$951,0001,908
Extraordinary gains, net$07
Net income$951,0001,907
Minority interest net income$052
Net income of bank and minority interests.$951,0001,908
Net charge-offs$232,000529
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$951,0001,898
2017-12-31 (YTD Data)Rank
Total interest income$20,309,0001,329
Total interest expense$3,197,0001,018
Net interest income$17,112,0001,374
Provision for loan and lease losses$1,835,000550
Total noninterest income$1,854,0002,130
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$874,0001,321
Trading account gains and feesNANA
Additional Noninterest Income$980,0002,320
Total noninterest expense$11,167,0001,716
Salaries and employee benefits$5,540,0001,933
Premises and equipment expense$1,526,0001,499
Additional noninterest expense$4,101,0001,485
Pre-tax net operating income$5,964,0001,466
Securities gains (losses)$02,243
Applicable income taxes$1,770,0001,387
Income before extraordinary items$4,194,0001,544
Extraordinary gains, net$09
Net income$4,194,0001,544
Minority interest net income$076
Net income of bank and minority interests.$4,194,0001,544
Net charge-offs$1,841,000433
Cash dividends$270,0003,474
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,194,0001,531
2017-09-30 (YTD Data)Rank
Total interest income$15,313,0001,329
Total interest expense$2,263,0001,061
Net interest income$13,050,0001,361
Provision for loan and lease losses$1,350,000550
Total noninterest income$1,518,0002,038
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$662,0001,320
Trading account gains and feesNANA
Additional Noninterest Income$856,0002,152
Total noninterest expense$8,426,0001,710
Salaries and employee benefits$4,151,0001,937
Premises and equipment expense$1,146,0001,506
Additional noninterest expense$3,129,0001,461
Pre-tax net operating income$4,792,0001,413
Securities gains (losses)$02,274
Applicable income taxes$1,474,0001,137
Income before extraordinary items$3,318,0001,599
Extraordinary gains, net$09
Net income$3,318,0001,598
Minority interest net income$071
Net income of bank and minority interests.$3,318,0001,599
Net charge-offs$1,397,000391
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,318,0001,577
2017-06-30 (YTD Data)Rank
Total interest income$10,136,0001,331
Total interest expense$1,428,0001,088
Net interest income$8,708,0001,360
Provision for loan and lease losses$675,000684
Total noninterest income$930,0002,146
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$453,0001,280
Trading account gains and feesNANA
Additional Noninterest Income$477,0002,392
Total noninterest expense$5,441,0001,768
Salaries and employee benefits$2,733,0001,963
Premises and equipment expense$779,0001,475
Additional noninterest expense$1,929,0001,555
Pre-tax net operating income$3,522,0001,314
Securities gains (losses)$01,906
Applicable income taxes$1,141,0001,015
Income before extraordinary items$2,381,0001,484
Extraordinary gains, net$011
Net income$2,381,0001,483
Minority interest net income$071
Net income of bank and minority interests.$2,381,0001,484
Net charge-offs$540,000527
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,381,0001,467
2017-03-31 (YTD Data)Rank
Total interest income$4,982,0001,336
Total interest expense$678,0001,118
Net interest income$4,304,0001,371
Provision for loan and lease losses$300,000670
Total noninterest income$483,0002,096
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$214,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$269,0002,230
Total noninterest expense$2,795,0001,742
Salaries and employee benefits$1,427,0001,929
Premises and equipment expense$396,0001,471
Additional noninterest expense$972,0001,549
Pre-tax net operating income$1,692,0001,331
Securities gains (losses)$01,153
Applicable income taxes$554,0001,008
Income before extraordinary items$1,138,0001,520
Extraordinary gains, net$08
Net income$1,138,0001,520
Minority interest net income$055
Net income of bank and minority interests.$1,138,0001,520
Net charge-offs$103,000917
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,138,0001,498
2016-12-31 (YTD Data)Rank
Total interest income$18,750,0001,360
Total interest expense$2,492,0001,156
Net interest income$16,258,0001,394
Provision for loan and lease losses$1,150,000815
Total noninterest income$1,936,0002,163
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$989,0001,222
Trading account gains and fees$0170
Additional Noninterest Income$947,0002,456
Total noninterest expense$10,836,0001,770
Salaries and employee benefits$5,332,0001,994
Premises and equipment expense$1,708,0001,353
Additional noninterest expense$3,796,0001,606
Pre-tax net operating income$6,208,0001,362
Securities gains (losses)$3,0002,978
Applicable income taxes$1,916,0001,083
Income before extraordinary items$4,295,0001,560
Extraordinary gains, net$05
Net income$4,295,0001,559
Minority interest net income$082
Net income of bank and minority interests.$4,295,0001,559
Net charge-offs$1,154,000589
Cash dividends$270,0003,504
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,292,9301,534
2016-09-30 (YTD Data)Rank
Total interest income$13,867,0001,378
Total interest expense$1,854,0001,166
Net interest income$12,013,0001,417
Provision for loan and lease losses$650,000956
Total noninterest income$1,440,0002,176
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$703,0001,276
Trading account gains and fees$0169
Additional Noninterest Income$737,0002,431
Total noninterest expense$8,124,0001,766
Salaries and employee benefits$4,057,0001,957
Premises and equipment expense$1,255,0001,374
Additional noninterest expense$2,812,0001,620
Pre-tax net operating income$4,679,0001,376
Securities gains (losses)$3,0002,908
Applicable income taxes$1,463,0001,098
Income before extraordinary items$3,219,0001,583
Extraordinary gains, net$05
Net income$3,219,0001,583
Minority interest net income$071
Net income of bank and minority interests.$3,219,0001,583
Net charge-offs$296,0001,148
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,216,9301,549
2016-06-30 (YTD Data)Rank
Total interest income$8,952,0001,421
Total interest expense$1,236,0001,159
Net interest income$7,716,0001,469
Provision for loan and lease losses$400,0001,011
Total noninterest income$902,0002,227
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$440,0001,331
Trading account gains and fees$0157
Additional Noninterest Income$462,0002,476
Total noninterest expense$5,384,0001,781
Salaries and employee benefits$2,669,0001,988
Premises and equipment expense$841,0001,369
Additional noninterest expense$1,874,0001,625
Pre-tax net operating income$2,834,0001,472
Securities gains (losses)$02,835
Applicable income taxes$896,0001,173
Income before extraordinary items$1,938,0001,714
Extraordinary gains, net$016
Net income$1,938,0001,715
Minority interest net income$071
Net income of bank and minority interests.$1,938,0001,715
Net charge-offs$247,000988
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,938,0001,660
2016-03-31 (YTD Data)Rank
Total interest income$4,299,0001,479
Total interest expense$621,0001,147
Net interest income$3,678,0001,521
Provision for loan and lease losses$150,0001,146
Total noninterest income$538,0001,978
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$201,0001,422
Trading account gains and fees$0142
Additional Noninterest Income$337,0001,953
Total noninterest expense$2,787,0001,734
Salaries and employee benefits$1,280,0002,061
Premises and equipment expense$408,0001,410
Additional noninterest expense$1,099,0001,400
Pre-tax net operating income$1,279,0001,579
Securities gains (losses)$02,077
Applicable income taxes$422,0001,197
Income before extraordinary items$857,0001,872
Extraordinary gains, net$012
Net income$857,0001,873
Minority interest net income$062
Net income of bank and minority interests.$857,0001,873
Net charge-offs$7,0002,464
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$857,0001,828
2015-12-31 (YTD Data)Rank
Total interest income$18,281,0001,371
Total interest expense$2,393,0001,164
Net interest income$15,888,0001,399
Provision for loan and lease losses$825,000949
Total noninterest income$1,762,0002,277
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$805,0001,469
Trading account gains and fees$0159
Additional Noninterest Income$957,0002,431
Total noninterest expense$10,557,0001,794
Salaries and employee benefits$5,173,0001,999
Premises and equipment expense$1,655,0001,396
Additional noninterest expense$3,729,0001,629
Pre-tax net operating income$6,268,0001,320
Securities gains (losses)$03,216
Applicable income taxes$2,097,000975
Income before extraordinary items$4,171,0001,551
Extraordinary gains, net$023
Net income$4,171,0001,551
Minority interest net income$081
Net income of bank and minority interests.$4,171,0001,551
Net charge-offs$446,0001,272
Cash dividends$216,0003,642
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,171,0001,522
2015-09-30 (YTD Data)Rank
Total interest income$13,582,0001,391
Total interest expense$1,761,0001,198
Net interest income$11,821,0001,420
Provision for loan and lease losses$675,000812
Total noninterest income$1,351,0002,255
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$588,0001,520
Trading account gains and fees$0153
Additional Noninterest Income$763,0002,380
Total noninterest expense$7,713,0001,844
Salaries and employee benefits$3,816,0002,034
Premises and equipment expense$1,170,0001,492
Additional noninterest expense$2,727,0001,664
Pre-tax net operating income$4,784,0001,320
Securities gains (losses)$03,031
Applicable income taxes$1,518,0001,024
Income before extraordinary items$3,266,0001,525
Extraordinary gains, net$021
Net income$3,266,0001,526
Minority interest net income$078
Net income of bank and minority interests.$3,266,0001,526
Net charge-offs$-270,0006,018
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,266,0001,487
2015-06-30 (YTD Data)Rank
Total interest income$8,967,0001,409
Total interest expense$1,147,0001,226
Net interest income$7,820,0001,443
Provision for loan and lease losses$450,000841
Total noninterest income$900,0002,263
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$359,0001,605
Trading account gains and fees$0157
Additional Noninterest Income$541,0002,328
Total noninterest expense$5,185,0001,840
Salaries and employee benefits$2,580,0002,021
Premises and equipment expense$793,0001,472
Additional noninterest expense$1,812,0001,678
Pre-tax net operating income$3,085,0001,348
Securities gains (losses)$02,636
Applicable income taxes$982,0001,042
Income before extraordinary items$2,103,0001,546
Extraordinary gains, net$022
Net income$2,103,0001,549
Minority interest net income$075
Net income of bank and minority interests.$2,103,0001,549
Net charge-offs$-314,0006,146
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,103,0001,513
2015-03-31 (YTD Data)Rank
Total interest income$4,479,0001,408
Total interest expense$554,0001,265
Net interest income$3,925,0001,427
Provision for loan and lease losses$225,000816
Total noninterest income$450,0002,244
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$181,0001,573
Trading account gains and fees$0152
Additional Noninterest Income$269,0002,262
Total noninterest expense$2,450,0001,936
Salaries and employee benefits$1,205,0002,150
Premises and equipment expense$391,0001,516
Additional noninterest expense$854,0001,759
Pre-tax net operating income$1,700,0001,197
Securities gains (losses)$02,027
Applicable income taxes$520,000988
Income before extraordinary items$1,180,0001,395
Extraordinary gains, net$013
Net income$1,180,0001,397
Minority interest net income$064
Net income of bank and minority interests.$1,180,0001,397
Net charge-offs$-110,0006,135
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,180,0001,352
2014-12-31 (YTD Data)Rank
Total interest income$17,183,0001,460
Total interest expense$2,060,0001,430
Net interest income$15,123,0001,462
Provision for loan and lease losses$885,000958
Total noninterest income$1,873,0002,208
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$925,0001,395
Trading account gains and fees$0180
Additional Noninterest Income$948,0002,397
Total noninterest expense$10,094,0001,873
Salaries and employee benefits$5,103,0002,002
Premises and equipment expense$1,590,0001,489
Additional noninterest expense$3,401,0001,816
Pre-tax net operating income$6,017,0001,305
Securities gains (losses)$2,0003,069
Applicable income taxes$1,975,000989
Income before extraordinary items$4,044,0001,577
Extraordinary gains, net$017
Net income$4,044,0001,575
Minority interest net income$084
Net income of bank and minority interests.$4,044,0001,576
Net charge-offs$536,0001,398
Cash dividends$162,0003,836
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,042,6601,543
2014-09-30 (YTD Data)Rank
Total interest income$12,694,0001,488
Total interest expense$1,498,0001,504
Net interest income$11,196,0001,483
Provision for loan and lease losses$735,000860
Total noninterest income$1,356,0002,256
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$728,0001,338
Trading account gains and fees$0174
Additional Noninterest Income$628,0002,582
Total noninterest expense$7,269,0001,957
Salaries and employee benefits$3,560,0002,158
Premises and equipment expense$1,165,0001,533
Additional noninterest expense$2,544,0001,810
Pre-tax net operating income$4,548,0001,311
Securities gains (losses)$02,980
Applicable income taxes$1,572,000963
Income before extraordinary items$2,976,0001,592
Extraordinary gains, net$015
Net income$2,976,0001,592
Minority interest net income$081
Net income of bank and minority interests.$2,976,0001,592
Net charge-offs$269,0001,691
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,976,0001,569
2014-06-30 (YTD Data)Rank
Total interest income$8,298,0001,507
Total interest expense$955,0001,575
Net interest income$7,343,0001,497
Provision for loan and lease losses$535,000791
Total noninterest income$1,027,0002,054
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$508,0001,264
Trading account gains and fees$0172
Additional Noninterest Income$519,0002,266
Total noninterest expense$4,925,0001,921
Salaries and employee benefits$2,410,0002,130
Premises and equipment expense$717,0001,646
Additional noninterest expense$1,798,0001,716
Pre-tax net operating income$2,910,0001,321
Securities gains (losses)$02,580
Applicable income taxes$917,0001,036
Income before extraordinary items$1,993,0001,544
Extraordinary gains, net$020
Net income$1,993,0001,547
Minority interest net income$080
Net income of bank and minority interests.$1,993,0001,546
Net charge-offs$243,0001,438
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,993,0001,518
2014-03-31 (YTD Data)Rank
Total interest income$4,013,0001,543
Total interest expense$455,0001,665
Net interest income$3,558,0001,542
Provision for loan and lease losses$335,000636
Total noninterest income$513,0001,995
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$261,0001,218
Trading account gains and fees$0147
Additional Noninterest Income$252,0002,246
Total noninterest expense$2,443,0001,944
Salaries and employee benefits$1,124,0002,270
Premises and equipment expense$375,0001,610
Additional noninterest expense$944,0001,629
Pre-tax net operating income$1,293,0001,420
Securities gains (losses)$01,715
Applicable income taxes$396,0001,091
Income before extraordinary items$897,0001,631
Extraordinary gains, net$016
Net income$897,0001,634
Minority interest net income$066
Net income of bank and minority interests.$897,0001,634
Net charge-offs$-35,0006,209
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$897,0001,599
2013-12-31 (YTD Data)Rank
Total interest income$14,835,0001,682
Total interest expense$1,623,0002,018
Net interest income$13,212,0001,633
Provision for loan and lease losses$865,0001,248
Total noninterest income$2,121,0002,079
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,024,0001,327
Trading account gains and fees$0184
Additional Noninterest Income$1,097,0002,251
Total noninterest expense$9,358,0002,021
Salaries and employee benefits$4,575,0002,226
Premises and equipment expense$1,438,0001,639
Additional noninterest expense$3,345,0001,894
Pre-tax net operating income$5,110,0001,404
Securities gains (losses)$2,0002,972
Applicable income taxes$1,435,0001,154
Income before extraordinary items$3,677,0001,613
Extraordinary gains, net$029
Net income$3,677,0001,616
Minority interest net income$090
Net income of bank and minority interests.$3,677,0001,617
Net charge-offs$815,0001,466
Cash dividends$162,0003,711
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,675,5601,576
2013-09-30 (YTD Data)Rank
Total interest income$10,884,0001,721
Total interest expense$1,197,0002,106
Net interest income$9,687,0001,670
Provision for loan and lease losses$510,0001,480
Total noninterest income$1,524,0002,191
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$758,0001,351
Trading account gains and fees$0180
Additional Noninterest Income$766,0002,393
Total noninterest expense$6,854,0002,064
Salaries and employee benefits$3,418,0002,228
Premises and equipment expense$1,034,0001,716
Additional noninterest expense$2,402,0001,952
Pre-tax net operating income$3,847,0001,426
Securities gains (losses)$2,0002,831
Applicable income taxes$1,144,0001,133
Income before extraordinary items$2,705,0001,668
Extraordinary gains, net$025
Net income$2,705,0001,671
Minority interest net income$084
Net income of bank and minority interests.$2,705,0001,672
Net charge-offs$205,0002,534
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,703,6001,619
2013-06-30 (YTD Data)Rank
Total interest income$7,162,0001,746
Total interest expense$803,0002,127
Net interest income$6,359,0001,681
Provision for loan and lease losses$300,0001,629
Total noninterest income$911,0002,351
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$479,0001,392
Trading account gains and fees$0157
Additional Noninterest Income$432,0002,687
Total noninterest expense$4,464,0002,112
Salaries and employee benefits$2,320,0002,191
Premises and equipment expense$641,0001,817
Additional noninterest expense$1,503,0002,055
Pre-tax net operating income$2,506,0001,438
Securities gains (losses)$2,0002,612
Applicable income taxes$744,0001,152
Income before extraordinary items$1,764,0001,696
Extraordinary gains, net$022
Net income$1,764,0001,700
Minority interest net income$082
Net income of bank and minority interests.$1,764,0001,701
Net charge-offs$-16,0006,269
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,762,6001,626
2013-03-31 (YTD Data)Rank
Total interest income$3,496,0001,807
Total interest expense$405,0002,177
Net interest income$3,091,0001,739
Provision for loan and lease losses$150,0001,610
Total noninterest income$401,0002,551
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$167,0001,871
Trading account gains and fees$0148
Additional Noninterest Income$234,0002,552
Total noninterest expense$2,201,0002,163
Salaries and employee benefits$1,098,0002,321
Premises and equipment expense$306,0001,933
Additional noninterest expense$797,0001,963
Pre-tax net operating income$1,141,0001,531
Securities gains (losses)$2,0001,785
Applicable income taxes$343,0001,208
Income before extraordinary items$800,0001,769
Extraordinary gains, net$010
Net income$800,0001,771
Minority interest net income$076
Net income of bank and minority interests.$800,0001,771
Net charge-offs$-28,0006,547
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$798,6001,710
2012-12-31 (YTD Data)Rank
Total interest income$13,882,0001,901
Total interest expense$1,842,0002,290
Net interest income$12,040,0001,819
Provision for loan and lease losses$575,0002,523
Total noninterest income$2,367,0001,938
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,009,0001,407
Trading account gains and fees$0166
Additional Noninterest Income$1,358,0001,973
Total noninterest expense$8,520,0002,220
Salaries and employee benefits$4,174,0002,359
Premises and equipment expense$1,232,0001,901
Additional noninterest expense$3,114,0002,081
Pre-tax net operating income$5,312,0001,304
Securities gains (losses)$03,810
Applicable income taxes$1,553,0001,076
Income before extraordinary items$3,759,0001,529
Extraordinary gains, net$029
Net income$3,759,0001,531
Minority interest net income$093
Net income of bank and minority interests.$3,759,0001,530
Net charge-offs$625,0002,364
Cash dividends$162,0003,755
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,759,0001,438
2012-09-30 (YTD Data)Rank
Total interest income$10,242,0001,963
Total interest expense$1,402,0002,351
Net interest income$8,840,0001,880
Provision for loan and lease losses$425,0002,500
Total noninterest income$1,597,0002,099
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$744,0001,437
Trading account gains and fees$0157
Additional Noninterest Income$853,0002,209
Total noninterest expense$6,146,0002,309
Salaries and employee benefits$2,999,0002,457
Premises and equipment expense$948,0001,875
Additional noninterest expense$2,199,0002,198
Pre-tax net operating income$3,866,0001,366
Securities gains (losses)$03,575
Applicable income taxes$1,178,0001,082
Income before extraordinary items$2,688,0001,633
Extraordinary gains, net$020
Net income$2,688,0001,634
Minority interest net income$086
Net income of bank and minority interests.$2,688,0001,634
Net charge-offs$158,0003,539
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,688,0001,546
2012-06-30 (YTD Data)Rank
Total interest income$6,631,0002,024
Total interest expense$960,0002,368
Net interest income$5,671,0001,952
Provision for loan and lease losses$265,0002,606
Total noninterest income$1,074,0002,061
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$492,0001,439
Trading account gains and fees$0153
Additional Noninterest Income$582,0002,140
Total noninterest expense$4,047,0002,344
Salaries and employee benefits$2,008,0002,441
Premises and equipment expense$589,0001,997
Additional noninterest expense$1,450,0002,237
Pre-tax net operating income$2,433,0001,429
Securities gains (losses)$03,178
Applicable income taxes$727,0001,142
Income before extraordinary items$1,706,0001,700
Extraordinary gains, net$019
Net income$1,706,0001,699
Minority interest net income$084
Net income of bank and minority interests.$1,706,0001,700
Net charge-offs$45,0004,124
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,706,0001,616
2012-03-31 (YTD Data)Rank
Total interest income$3,289,0002,050
Total interest expense$491,0002,420
Net interest income$2,798,0001,976
Provision for loan and lease losses$95,0002,953
Total noninterest income$792,0001,538
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$237,0001,472
Trading account gains and fees$0148
Additional Noninterest Income$555,0001,403
Total noninterest expense$2,130,0002,236
Salaries and employee benefits$901,0002,736
Premises and equipment expense$307,0001,940
Additional noninterest expense$922,0001,801
Pre-tax net operating income$1,365,0001,280
Securities gains (losses)$02,210
Applicable income taxes$412,0001,046
Income before extraordinary items$953,0001,537
Extraordinary gains, net$019
Net income$953,0001,538
Minority interest net income$078
Net income of bank and minority interests.$953,0001,538
Net charge-offs$31,0003,398
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$953,0001,441
2011-12-31 (YTD Data)Rank
Total interest income$12,730,0002,200
Total interest expense$2,014,0002,766
Net interest income$10,716,0002,032
Provision for loan and lease losses$605,0003,144
Total noninterest income$1,738,0002,217
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$942,0001,548
Trading account gains and fees$0146
Additional Noninterest Income$796,0002,454
Total noninterest expense$7,865,0002,408
Salaries and employee benefits$3,895,0002,459
Premises and equipment expense$1,016,0002,383
Additional noninterest expense$2,954,0002,232
Pre-tax net operating income$3,984,0001,436
Securities gains (losses)$03,838
Applicable income taxes$1,075,0001,278
Income before extraordinary items$2,909,0001,652
Extraordinary gains, net$029
Net income$2,909,0001,652
Minority interest net income$096
Net income of bank and minority interests.$2,909,0001,652
Net charge-offs$678,0002,819
Cash dividends$108,0003,720
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,909,0001,581
2011-09-30 (YTD Data)Rank
Total interest income$9,371,0002,260
Total interest expense$1,546,0002,809
Net interest income$7,825,0002,103
Provision for loan and lease losses$505,0002,868
Total noninterest income$1,298,0002,221
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$745,0001,491
Trading account gains and fees$0145
Additional Noninterest Income$553,0002,544
Total noninterest expense$5,626,0002,512
Salaries and employee benefits$2,678,0002,699
Premises and equipment expense$678,0002,647
Additional noninterest expense$2,270,0002,201
Pre-tax net operating income$2,992,0001,498
Securities gains (losses)$03,555
Applicable income taxes$855,0001,224
Income before extraordinary items$2,137,0001,738
Extraordinary gains, net$021
Net income$2,137,0001,739
Minority interest net income$087
Net income of bank and minority interests.$2,137,0001,739
Net charge-offs$456,0002,769
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,137,0001,663
2011-06-30 (YTD Data)Rank
Total interest income$6,145,0002,311
Total interest expense$1,079,0002,791
Net interest income$5,066,0002,157
Provision for loan and lease losses$405,0002,579
Total noninterest income$873,0002,192
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$503,0001,459
Trading account gains and fees$0153
Additional Noninterest Income$370,0002,550
Total noninterest expense$3,796,0002,500
Salaries and employee benefits$1,855,0002,598
Premises and equipment expense$458,0002,630
Additional noninterest expense$1,483,0002,262
Pre-tax net operating income$1,738,0001,638
Securities gains (losses)$02,914
Applicable income taxes$481,0001,356
Income before extraordinary items$1,257,0001,880
Extraordinary gains, net$015
Net income$1,257,0001,880
Minority interest net income$089
Net income of bank and minority interests.$1,257,0001,880
Net charge-offs$485,0002,179
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,257,0001,807
2011-03-31 (YTD Data)Rank
Total interest income$2,958,0002,409
Total interest expense$556,0002,806
Net interest income$2,402,0002,273
Provision for loan and lease losses$300,0001,892
Total noninterest income$485,0002,035
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$268,0001,326
Trading account gains and fees$0158
Additional Noninterest Income$217,0002,358
Total noninterest expense$1,890,0002,532
Salaries and employee benefits$874,0002,772
Premises and equipment expense$295,0002,176
Additional noninterest expense$721,0002,301
Pre-tax net operating income$697,0001,977
Securities gains (losses)$01,772
Applicable income taxes$181,0001,605
Income before extraordinary items$516,0002,198
Extraordinary gains, net$09
Net income$516,0002,197
Minority interest net income$086
Net income of bank and minority interests.$516,0002,198
Net charge-offs$370,0001,583
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$516,0002,155
2010-12-31 (YTD Data)Rank
Total interest income$11,800,0002,532
Total interest expense$2,190,0003,317
Net interest income$9,610,0002,279
Provision for loan and lease losses$435,0004,351
Total noninterest income$1,829,0002,194
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,191,0001,262
Trading account gains and fees$0175
Additional Noninterest Income$638,0002,823
Total noninterest expense$7,231,0002,663
Salaries and employee benefits$3,663,0002,627
Premises and equipment expense$904,0002,686
Additional noninterest expense$2,664,0002,530
Pre-tax net operating income$3,773,0001,327
Securities gains (losses)$03,793
Applicable income taxes$1,028,0001,195
Income before extraordinary items$2,745,0001,515
Extraordinary gains, net$029
Net income$2,745,0001,516
Minority interest net income$0111
Net income of bank and minority interests.$2,745,0001,517
Net charge-offs$509,0003,632
Cash dividends$110,0003,652
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,745,0001,463
2010-09-30 (YTD Data)Rank
Total interest income$8,782,0002,620
Total interest expense$1,627,0003,495
Net interest income$7,155,0002,335
Provision for loan and lease losses$135,0005,367
Total noninterest income$1,400,0002,193
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$889,0001,311
Trading account gains and fees$0165
Additional Noninterest Income$511,0002,723
Total noninterest expense$5,066,0002,807
Salaries and employee benefits$2,457,0002,896
Premises and equipment expense$752,0002,516
Additional noninterest expense$1,857,0002,656
Pre-tax net operating income$3,354,0001,182
Securities gains (losses)$03,651
Applicable income taxes$985,0001,009
Income before extraordinary items$2,369,0001,404
Extraordinary gains, net$023
Net income$2,369,0001,407
Minority interest net income$0110
Net income of bank and minority interests.$2,369,0001,408
Net charge-offs$231,0004,050
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,369,0001,349
2010-06-30 (YTD Data)Rank
Total interest income$5,725,0002,702
Total interest expense$1,077,0003,607
Net interest income$4,648,0002,394
Provision for loan and lease losses$105,0005,093
Total noninterest income$975,0002,094
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$610,0001,281
Trading account gains and fees$0152
Additional Noninterest Income$365,0002,542
Total noninterest expense$3,317,0002,858
Salaries and employee benefits$1,624,0002,934
Premises and equipment expense$491,0002,573
Additional noninterest expense$1,202,0002,714
Pre-tax net operating income$2,201,0001,189
Securities gains (losses)$03,184
Applicable income taxes$682,000954
Income before extraordinary items$1,519,0001,450
Extraordinary gains, net$019
Net income$1,519,0001,450
Minority interest net income$0105
Net income of bank and minority interests.$1,519,0001,451
Net charge-offs$119,0004,054
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,519,0001,389
2010-03-31 (YTD Data)Rank
Total interest income$2,765,0002,848
Total interest expense$527,0003,788
Net interest income$2,238,0002,512
Provision for loan and lease losses$75,0004,293
Total noninterest income$517,0001,984
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$303,0001,295
Trading account gains and fees$0175
Additional Noninterest Income$214,0002,294
Total noninterest expense$1,574,0003,024
Salaries and employee benefits$711,0003,361
Premises and equipment expense$242,0002,655
Additional noninterest expense$621,0002,625
Pre-tax net operating income$1,106,0001,179
Securities gains (losses)$02,284
Applicable income taxes$335,000956
Income before extraordinary items$771,0001,426
Extraordinary gains, net$016
Net income$771,0001,428
Minority interest net income$091
Net income of bank and minority interests.$771,0001,428
Net charge-offs$12,0004,735
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$771,0001,377
2009-12-31 (YTD Data)Rank
Total interest income$9,903,0003,258
Total interest expense$2,379,0004,027
Net interest income$7,524,0002,873
Provision for loan and lease losses$45,0006,900
Total noninterest income$1,710,0002,360
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,090,0001,552
Trading account gains and fees$0211
Additional Noninterest Income$620,0002,852
Total noninterest expense$5,864,0003,239
Salaries and employee benefits$2,882,0003,298
Premises and equipment expense$798,0003,130
Additional noninterest expense$2,184,0003,103
Pre-tax net operating income$3,325,0001,217
Securities gains (losses)$03,754
Applicable income taxes$952,000999
Income before extraordinary items$2,373,0001,410
Extraordinary gains, net$034
Net income$2,373,0001,408
Minority interest net income$0115
Net income of bank and minority interests.$2,373,0001,409
Net charge-offs$95,0005,743
Cash dividends$110,0004,065
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,373,0001,383
2009-09-30 (YTD Data)Rank
Total interest income$7,228,0003,370
Total interest expense$1,867,0004,036
Net interest income$5,361,0003,007
Provision for loan and lease losses$45,0006,580
Total noninterest income$1,310,0002,380
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$814,0001,564
Trading account gains and fees$0212
Additional Noninterest Income$496,0002,824
Total noninterest expense$4,091,0003,439
Salaries and employee benefits$1,858,0003,751
Premises and equipment expense$572,0003,301
Additional noninterest expense$1,661,0003,029
Pre-tax net operating income$2,535,0001,278
Securities gains (losses)$03,497
Applicable income taxes$738,0001,059
Income before extraordinary items$1,797,0001,493
Extraordinary gains, net$027
Net income$1,797,0001,491
Minority interest net income$0118
Net income of bank and minority interests.$1,797,0001,493
Net charge-offs$-15,0007,915
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,797,0001,453
2009-06-30 (YTD Data)Rank
Total interest income$4,678,0003,481
Total interest expense$1,320,0003,987
Net interest income$3,358,0003,162
Provision for loan and lease losses$45,0006,163
Total noninterest income$855,0002,426
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$500,0001,657
Trading account gains and fees$0193
Additional Noninterest Income$355,0002,720
Total noninterest expense$2,587,0003,627
Salaries and employee benefits$1,181,0003,944
Premises and equipment expense$382,0003,308
Additional noninterest expense$1,024,0003,234
Pre-tax net operating income$1,581,0001,450
Securities gains (losses)$03,136
Applicable income taxes$462,0001,151
Income before extraordinary items$1,119,0001,660
Extraordinary gains, net$021
Net income$1,119,0001,657
Minority interest net income$0112
Net income of bank and minority interests.$1,119,0001,659
Net charge-offs$-8,0007,866
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,119,0001,625
2009-03-31 (YTD Data)Rank
Total interest income$2,282,0003,586
Total interest expense$697,0003,957
Net interest income$1,585,0003,287
Provision for loan and lease losses$45,0004,992
Total noninterest income$452,0002,289
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$227,0001,771
Trading account gains and fees$0171
Additional Noninterest Income$225,0002,352
Total noninterest expense$1,215,0003,728
Salaries and employee benefits$572,0004,037
Premises and equipment expense$181,0003,488
Additional noninterest expense$462,0003,208
Pre-tax net operating income$777,0001,650
Securities gains (losses)$02,434
Applicable income taxes$228,0001,315
Income before extraordinary items$549,0001,955
Extraordinary gains, net$015
Net income$549,0001,957
Minority interest net income$0102
Net income of bank and minority interests.$549,0001,957
Net charge-offs$-21,0008,005
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$549,0001,840
2008-12-31 (YTD Data)Rank
Total interest income$9,104,0003,770
Total interest expense$2,813,0004,433
Net interest income$6,291,0003,351
Provision for loan and lease losses$07,334
Total noninterest income$1,482,0002,658
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,051,0001,691
Trading account gains and fees$0154
Additional Noninterest Income$431,0003,451
Total noninterest expense$4,726,0003,731
Salaries and employee benefits$2,366,0003,936
Premises and equipment expense$700,0003,514
Additional noninterest expense$1,660,0003,358
Pre-tax net operating income$3,047,0001,769
Securities gains (losses)$03,220
Applicable income taxes$788,0001,415
Income before extraordinary items$2,259,0001,771
Extraordinary gains, net$039
Net income$2,259,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0004,314
Cash dividends$110,0004,901
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,259,0001,888
2008-09-30 (YTD Data)Rank
Total interest income$6,715,0003,875
Total interest expense$2,143,0004,509
Net interest income$4,572,0003,462
Provision for loan and lease losses$06,991
Total noninterest income$1,181,0002,609
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$774,0001,733
Trading account gains and fees$0148
Additional Noninterest Income$407,0003,152
Total noninterest expense$3,285,0003,938
Salaries and employee benefits$1,580,0004,301
Premises and equipment expense$497,0003,651
Additional noninterest expense$1,208,0003,374
Pre-tax net operating income$2,468,0001,952
Securities gains (losses)$03,106
Applicable income taxes$716,0001,503
Income before extraordinary items$1,752,0002,013
Extraordinary gains, net$031
Net income$1,752,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,019
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,752,0002,111
2008-06-30 (YTD Data)Rank
Total interest income$4,421,0003,967
Total interest expense$1,456,0004,588
Net interest income$2,965,0003,523
Provision for loan and lease losses$06,671
Total noninterest income$772,0002,663
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$502,0001,747
Trading account gains and fees$0149
Additional Noninterest Income$270,0003,208
Total noninterest expense$2,109,0004,087
Salaries and employee benefits$1,006,0004,502
Premises and equipment expense$326,0003,711
Additional noninterest expense$777,0003,434
Pre-tax net operating income$1,628,0002,035
Securities gains (losses)$03,233
Applicable income taxes$468,0001,680
Income before extraordinary items$1,160,0002,277
Extraordinary gains, net$021
Net income$1,160,0002,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,516
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,160,0002,222
2008-03-31 (YTD Data)Rank
Total interest income$2,229,0004,033
Total interest expense$742,0004,724
Net interest income$1,487,0003,506
Provision for loan and lease losses$06,080
Total noninterest income$397,0002,617
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$243,0001,768
Trading account gains and fees$0158
Additional Noninterest Income$154,0002,987
Total noninterest expense$1,059,0004,071
Salaries and employee benefits$531,0004,338
Premises and equipment expense$165,0003,711
Additional noninterest expense$363,0003,562
Pre-tax net operating income$825,0002,084
Securities gains (losses)$02,688
Applicable income taxes$241,0001,720
Income before extraordinary items$584,0002,361
Extraordinary gains, net$015
Net income$584,0002,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,326
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$584,0002,295
2007-12-31 (YTD Data)Rank
Total interest income$8,439,0004,214
Total interest expense$3,085,0004,718
Net interest income$5,354,0003,800
Provision for loan and lease losses$06,851
Total noninterest income$1,287,0002,999
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$850,0002,027
Trading account gains and fees$0178
Additional Noninterest Income$437,0003,560
Total noninterest expense$4,217,0003,954
Salaries and employee benefits$2,155,0004,148
Premises and equipment expense$649,0003,639
Additional noninterest expense$1,413,0003,594
Pre-tax net operating income$2,424,0002,896
Securities gains (losses)$-15,0007,664
Applicable income taxes$619,0002,460
Income before extraordinary items$1,790,0003,054
Extraordinary gains, net$039
Net income$1,790,0003,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,420
Cash dividends$107,0005,315
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,801,1003,043
2007-09-30 (YTD Data)Rank
Total interest income$6,274,0004,257
Total interest expense$2,345,0004,688
Net interest income$3,929,0003,868
Provision for loan and lease losses$06,528
Total noninterest income$944,0003,037
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$584,0002,164
Trading account gains and fees$0184
Additional Noninterest Income$360,0003,404
Total noninterest expense$3,036,0004,063
Salaries and employee benefits$1,559,0004,256
Premises and equipment expense$476,0003,682
Additional noninterest expense$1,001,0003,695
Pre-tax net operating income$1,837,0003,011
Securities gains (losses)$-15,0007,879
Applicable income taxes$472,0002,604
Income before extraordinary items$1,350,0003,202
Extraordinary gains, net$033
Net income$1,350,0003,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,148
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,361,1003,163
2007-06-30 (YTD Data)Rank
Total interest income$4,130,0004,316
Total interest expense$1,551,0004,689
Net interest income$2,579,0003,933
Provision for loan and lease losses$06,209
Total noninterest income$583,0003,214
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$335,0002,436
Trading account gains and fees$0168
Additional Noninterest Income$248,0003,364
Total noninterest expense$1,978,0004,155
Salaries and employee benefits$1,004,0004,399
Premises and equipment expense$316,0003,712
Additional noninterest expense$658,0003,739
Pre-tax net operating income$1,184,0003,149
Securities gains (losses)$01,444
Applicable income taxes$282,0002,809
Income before extraordinary items$902,0003,239
Extraordinary gains, net$029
Net income$902,0003,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,350
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$902,0003,221
2007-03-31 (YTD Data)Rank
Total interest income$2,025,0004,368
Total interest expense$746,0004,794
Net interest income$1,279,0003,961
Provision for loan and lease losses$05,779
Total noninterest income$287,0003,203
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$146,0002,650
Trading account gains and fees$0195
Additional Noninterest Income$141,0003,128
Total noninterest expense$1,028,0004,061
Salaries and employee benefits$536,0004,215
Premises and equipment expense$148,0003,888
Additional noninterest expense$344,0003,578
Pre-tax net operating income$538,0003,356
Securities gains (losses)$01,187
Applicable income taxes$124,0002,994
Income before extraordinary items$414,0003,411
Extraordinary gains, net$022
Net income$414,0003,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,351
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$414,0003,390
2006-12-31 (YTD Data)Rank
Total interest income$7,340,0004,439
Total interest expense$2,399,0004,927
Net interest income$4,941,0004,039
Provision for loan and lease losses$440,0002,115
Total noninterest income$1,138,0003,248
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$648,0002,534
Trading account gains and fees$0130
Additional Noninterest Income$490,0003,374
Total noninterest expense$4,161,0003,872
Salaries and employee benefits$2,351,0003,781
Premises and equipment expense$640,0003,585
Additional noninterest expense$1,170,0004,015
Pre-tax net operating income$1,478,0004,320
Securities gains (losses)$-14,0007,418
Applicable income taxes$276,0003,915
Income before extraordinary items$1,188,0004,301
Extraordinary gains, net$051
Net income$1,188,0004,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,220
Cash dividends$577,0003,520
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,199,3404,265
2006-09-30 (YTD Data)Rank
Total interest income$5,371,0004,492
Total interest expense$1,694,0005,012
Net interest income$3,677,0004,091
Provision for loan and lease losses$360,0001,848
Total noninterest income$916,0003,109
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$480,0002,567
Trading account gains and fees$0126
Additional Noninterest Income$436,0003,071
Total noninterest expense$2,842,0004,135
Salaries and employee benefits$1,530,0004,186
Premises and equipment expense$461,0003,701
Additional noninterest expense$851,0004,083
Pre-tax net operating income$1,391,0003,959
Securities gains (losses)$-14,0007,714
Applicable income taxes$329,0003,454
Income before extraordinary items$1,048,0004,060
Extraordinary gains, net$045
Net income$1,048,0004,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,032
Cash dividends$507,0002,897
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,058,6404,023
2006-06-30 (YTD Data)Rank
Total interest income$3,507,0004,498
Total interest expense$1,059,0005,079
Net interest income$2,448,0004,096
Provision for loan and lease losses$200,0002,096
Total noninterest income$622,0003,047
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$322,0002,527
Trading account gains and fees$0126
Additional Noninterest Income$300,0003,017
Total noninterest expense$1,800,0004,304
Salaries and employee benefits$934,0004,484
Premises and equipment expense$301,0003,763
Additional noninterest expense$565,0004,096
Pre-tax net operating income$1,070,0003,640
Securities gains (losses)$-14,0007,975
Applicable income taxes$252,0003,295
Income before extraordinary items$804,0003,739
Extraordinary gains, net$039
Net income$804,0003,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,000821
Cash dividends$95,0004,451
Sale, conversion, retirement of capital stock, net$0887
Net operating income$814,6403,700
2006-03-31 (YTD Data)Rank
Total interest income$1,710,0004,531
Total interest expense$503,0005,102
Net interest income$1,207,0004,137
Provision for loan and lease losses$160,0001,352
Total noninterest income$367,0002,692
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$161,0002,439
Trading account gains and fees$0115
Additional Noninterest Income$206,0002,446
Total noninterest expense$922,0004,239
Salaries and employee benefits$482,0004,395
Premises and equipment expense$148,0003,826
Additional noninterest expense$292,0003,980
Pre-tax net operating income$492,0003,772
Securities gains (losses)$0955
Applicable income taxes$106,0003,517
Income before extraordinary items$386,0003,786
Extraordinary gains, net$021
Net income$386,0003,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,000654
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$386,0003,769
2005-12-31 (YTD Data)Rank
Total interest income$6,339,0004,459
Total interest expense$1,554,0005,142
Net interest income$4,785,0004,089
Provision for loan and lease losses$520,0001,829
Total noninterest income$1,010,0003,538
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$648,0002,501
Trading account gains and fees$0138
Additional Noninterest Income$362,0003,944
Total noninterest expense$3,719,0004,086
Salaries and employee benefits$1,973,0004,157
Premises and equipment expense$616,0003,578
Additional noninterest expense$1,130,0004,043
Pre-tax net operating income$1,556,0004,282
Securities gains (losses)$-34,0008,043
Applicable income taxes$367,0003,836
Income before extraordinary items$1,155,0004,440
Extraordinary gains, net$046
Net income$1,155,0004,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,334
Cash dividends$607,0003,299
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,180,8404,353
2005-09-30 (YTD Data)Rank
Total interest income$4,662,0004,475
Total interest expense$1,093,0005,192
Net interest income$3,569,0004,100
Provision for loan and lease losses$360,0001,866
Total noninterest income$763,0003,517
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$495,0002,468
Trading account gains and fees$0126
Additional Noninterest Income$268,0003,997
Total noninterest expense$2,684,0004,180
Salaries and employee benefits$1,391,0004,336
Premises and equipment expense$434,0003,740
Additional noninterest expense$859,0003,958
Pre-tax net operating income$1,288,0004,144
Securities gains (losses)$-38,0008,393
Applicable income taxes$273,0003,952
Income before extraordinary items$977,0004,226
Extraordinary gains, net$035
Net income$977,0004,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,298
Cash dividends$279,0003,646
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,006,6404,100
2005-06-30 (YTD Data)Rank
Total interest income$3,027,0004,491
Total interest expense$670,0005,274
Net interest income$2,357,0004,106
Provision for loan and lease losses$200,0002,158
Total noninterest income$484,0003,605
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$329,0002,429
Trading account gains and fees$0116
Additional Noninterest Income$155,0004,242
Total noninterest expense$1,729,0004,286
Salaries and employee benefits$915,0004,358
Premises and equipment expense$276,0003,862
Additional noninterest expense$538,0004,122
Pre-tax net operating income$912,0003,962
Securities gains (losses)$-31,0008,483
Applicable income taxes$184,0003,933
Income before extraordinary items$697,0004,002
Extraordinary gains, net$030
Net income$697,0004,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,821
Cash dividends$279,0003,089
Sale, conversion, retirement of capital stock, net$0643
Net operating income$721,4903,860
2005-03-31 (YTD Data)Rank
Total interest income$1,478,0004,536
Total interest expense$321,0005,301
Net interest income$1,157,0004,186
Provision for loan and lease losses$120,0001,733
Total noninterest income$227,0003,687
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$161,0002,413
Trading account gains and fees$0115
Additional Noninterest Income$66,0004,568
Total noninterest expense$894,0004,192
Salaries and employee benefits$489,0004,155
Premises and equipment expense$135,0003,965
Additional noninterest expense$270,0004,122
Pre-tax net operating income$370,0004,473
Securities gains (losses)$-7,0008,456
Applicable income taxes$54,0004,665
Income before extraordinary items$309,0004,285
Extraordinary gains, net$024
Net income$309,0004,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,740
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$314,9504,187
2004-12-31 (YTD Data)Rank
Total interest income$5,672,0004,436
Total interest expense$1,158,0005,216
Net interest income$4,514,0004,111
Provision for loan and lease losses$440,0002,189
Total noninterest income$1,006,0003,521
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$676,0002,455
Trading account gains and fees$0138
Additional Noninterest Income$330,0004,091
Total noninterest expense$3,651,0004,036
Salaries and employee benefits$1,866,0004,220
Premises and equipment expense$585,0003,606
Additional noninterest expense$1,200,0003,743
Pre-tax net operating income$1,429,0004,372
Securities gains (losses)$-5,0008,058
Applicable income taxes$312,0004,119
Income before extraordinary items$1,112,0004,404
Extraordinary gains, net$034
Net income$1,112,0004,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,483
Cash dividends$464,0003,676
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,115,9004,321
2004-09-30 (YTD Data)Rank
Total interest income$4,219,0004,445
Total interest expense$861,0005,209
Net interest income$3,358,0004,127
Provision for loan and lease losses$365,0001,917
Total noninterest income$785,0003,452
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$513,0002,438
Trading account gains and fees$0134
Additional Noninterest Income$272,0003,913
Total noninterest expense$2,647,0004,118
Salaries and employee benefits$1,322,0004,369
Premises and equipment expense$413,0003,783
Additional noninterest expense$912,0003,678
Pre-tax net operating income$1,131,0004,316
Securities gains (losses)$-4,0008,316
Applicable income taxes$255,0004,045
Income before extraordinary items$872,0004,368
Extraordinary gains, net$026
Net income$872,0004,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,386
Cash dividends$106,0004,579
Sale, conversion, retirement of capital stock, net$0738
Net operating income$875,0804,281
2004-06-30 (YTD Data)Rank
Total interest income$2,769,0004,495
Total interest expense$578,0005,217
Net interest income$2,191,0004,195
Provision for loan and lease losses$290,0001,635
Total noninterest income$544,0003,383
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$345,0002,427
Trading account gains and fees$0130
Additional Noninterest Income$199,0003,743
Total noninterest expense$1,748,0004,169
Salaries and employee benefits$876,0004,415
Premises and equipment expense$262,0003,931
Additional noninterest expense$610,0003,699
Pre-tax net operating income$697,0004,464
Securities gains (losses)$03,413
Applicable income taxes$138,0004,383
Income before extraordinary items$559,0004,431
Extraordinary gains, net$021
Net income$559,0004,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,064
Cash dividends$105,0004,135
Sale, conversion, retirement of capital stock, net$0638
Net operating income$559,0004,348
2004-03-31 (YTD Data)Rank
Total interest income$1,381,0004,533
Total interest expense$296,0005,202
Net interest income$1,085,0004,219
Provision for loan and lease losses$145,0001,577
Total noninterest income$297,0003,130
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$179,0002,293
Trading account gains and fees$0121
Additional Noninterest Income$118,0003,377
Total noninterest expense$929,0003,993
Salaries and employee benefits$487,0004,094
Premises and equipment expense$125,0004,106
Additional noninterest expense$317,0003,581
Pre-tax net operating income$308,0004,750
Securities gains (losses)$02,934
Applicable income taxes$66,0004,439
Income before extraordinary items$242,0004,839
Extraordinary gains, net$016
Net income$242,0004,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,000657
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$242,0004,719
2003-12-31 (YTD Data)Rank
Total interest income$5,343,0004,673
Total interest expense$1,359,0005,192
Net interest income$3,984,0004,382
Provision for loan and lease losses$600,0001,837
Total noninterest income$977,0003,777
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$645,0002,538
Trading account gains and fees$0160
Additional Noninterest Income$332,0004,300
Total noninterest expense$3,252,0004,364
Salaries and employee benefits$1,607,0004,623
Premises and equipment expense$521,0003,945
Additional noninterest expense$1,124,0003,917
Pre-tax net operating income$1,109,0004,893
Securities gains (losses)$48,0002,552
Applicable income taxes$263,0004,478
Income before extraordinary items$894,0004,955
Extraordinary gains, net$054
Net income$894,0004,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,406
Cash dividends$281,0004,480
Sale, conversion, retirement of capital stock, net$0868
Net operating income$857,0404,903
2003-09-30 (YTD Data)Rank
Total interest income$3,980,0004,749
Total interest expense$1,052,0005,226
Net interest income$2,928,0004,460
Provision for loan and lease losses$525,0001,587
Total noninterest income$749,0003,789
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$481,0002,564
Trading account gains and fees$0153
Additional Noninterest Income$268,0004,251
Total noninterest expense$2,327,0004,491
Salaries and employee benefits$1,111,0004,870
Premises and equipment expense$379,0004,021
Additional noninterest expense$837,0003,944
Pre-tax net operating income$825,0005,049
Securities gains (losses)$48,0002,347
Applicable income taxes$224,0004,478
Income before extraordinary items$649,0005,186
Extraordinary gains, net$040
Net income$649,0005,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,0001,295
Cash dividends$121,0004,553
Sale, conversion, retirement of capital stock, net$0722
Net operating income$613,4805,159
2003-06-30 (YTD Data)Rank
Total interest income$2,648,0004,794
Total interest expense$730,0005,212
Net interest income$1,918,0004,516
Provision for loan and lease losses$340,0001,634
Total noninterest income$496,0003,759
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$328,0002,477
Trading account gains and fees$0150
Additional Noninterest Income$168,0004,354
Total noninterest expense$1,550,0004,477
Salaries and employee benefits$763,0004,788
Premises and equipment expense$240,0004,180
Additional noninterest expense$547,0003,973
Pre-tax net operating income$524,0005,200
Securities gains (losses)$48,0002,051
Applicable income taxes$152,0004,473
Income before extraordinary items$420,0005,277
Extraordinary gains, net$030
Net income$420,0005,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,006
Cash dividends$121,0004,069
Sale, conversion, retirement of capital stock, net$0589
Net operating income$384,9605,302
2003-03-31 (YTD Data)Rank
Total interest income$1,322,0004,821
Total interest expense$373,0005,244
Net interest income$949,0004,554
Provision for loan and lease losses$250,0001,115
Total noninterest income$234,0003,784
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$155,0002,520
Trading account gains and fees$0134
Additional Noninterest Income$79,0004,363
Total noninterest expense$753,0004,559
Salaries and employee benefits$349,0005,108
Premises and equipment expense$121,0004,122
Additional noninterest expense$283,0003,827
Pre-tax net operating income$180,0006,085
Securities gains (losses)$02,891
Applicable income taxes$50,0005,100
Income before extraordinary items$130,0006,366
Extraordinary gains, net$021
Net income$130,0006,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,000781
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$130,0006,189
2002-12-31 (YTD Data)Rank
Total interest income$5,803,0004,669
Total interest expense$1,903,0004,968
Net interest income$3,900,0004,428
Provision for loan and lease losses$1,030,0001,312
Total noninterest income$955,0003,581
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$661,0002,360
Trading account gains and fees$0153
Additional Noninterest Income$294,0004,307
Total noninterest expense$3,054,0004,402
Salaries and employee benefits$1,522,0004,647
Premises and equipment expense$529,0003,779
Additional noninterest expense$1,003,0004,167
Pre-tax net operating income$771,0005,858
Securities gains (losses)$117,0001,602
Applicable income taxes$305,0004,416
Income before extraordinary items$583,0006,037
Extraordinary gains, net$070
Net income$583,0006,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$709,0001,263
Cash dividends$54,0005,926
Sale, conversion, retirement of capital stock, net$0862
Net operating income$505,7806,223
2001-12-31 (YTD Data)Rank
Total interest income$5,862,0005,046
Total interest expense$2,605,0005,267
Net interest income$3,257,0004,783
Provision for loan and lease losses$810,0001,485
Total noninterest income$894,0003,586
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$625,0002,359
Trading account gains and fees$0177
Additional Noninterest Income$269,0004,345
Total noninterest expense$2,554,0004,890
Salaries and employee benefits$1,290,0005,060
Premises and equipment expense$344,0005,086
Additional noninterest expense$920,0004,333
Pre-tax net operating income$787,0005,527
Securities gains (losses)$04,612
Applicable income taxes$218,0004,878
Income before extraordinary items$569,0005,755
Extraordinary gains, net$0105
Net income$569,0005,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,0001,224
Cash dividends$58,0006,096
Sale, conversion, retirement of capital stock, net$0922
Net operating income$569,0005,638
2000-12-31 (YTD Data)Rank
Total interest income$4,748,0005,923
Total interest expense$2,164,0006,026
Net interest income$2,584,0005,681
Provision for loan and lease losses$340,0002,622
Total noninterest income$868,0003,479
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$569,0002,396
Trading account gains and feesNANA
Additional Noninterest Income$299,0003,929
Total noninterest expense$2,083,0005,533
Salaries and employee benefits$1,010,0005,874
Premises and equipment expense$304,0005,381
Additional noninterest expense$769,0004,861
Pre-tax net operating income$1,029,0005,182
Securities gains (losses)$01,956
Applicable income taxes$432,0003,829
Income before extraordinary items$597,0005,864
Extraordinary gains, net$038
Net income$597,0005,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,555
Cash dividends$52,0006,373
Sale, conversion, retirement of capital stock, net$0969
Net operating income$597,0005,878
1999-12-31 (YTD Data)Rank
Total interest income$3,802,0006,518
Total interest expense$1,717,0006,508
Net interest income$2,085,0006,487
Provision for loan and lease losses$205,0003,496
Total noninterest income$592,0004,464
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$430,0003,024
Trading account gains and feesNANA
Additional Noninterest Income$162,0005,429
Total noninterest expense$1,959,0005,771
Salaries and employee benefits$952,0006,084
Premises and equipment expense$298,0005,484
Additional noninterest expense$709,0005,201
Pre-tax net operating income$513,0007,084
Securities gains (losses)$1,0002,805
Applicable income taxes$229,0005,413
Income before extraordinary items$285,0007,691
Extraordinary gains, net$035
Net income$285,0007,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,263
Cash dividends$54,0006,566
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$284,3607,675
1998-12-31 (YTD Data)Rank
Total interest income$3,262,0007,218
Total interest expense$1,399,0007,424
Net interest income$1,863,0006,917
Provision for loan and lease losses$240,0003,065
Total noninterest income$461,0005,170
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$364,0003,399
Trading account gains and feesNANA
Additional Noninterest Income$97,0006,704
Total noninterest expense$1,583,0006,464
Salaries and employee benefits$758,0006,876
Premises and equipment expense$256,0005,883
Additional noninterest expense$569,0005,952
Pre-tax net operating income$501,0007,358
Securities gains (losses)$14,0002,712
Applicable income taxes$208,0006,105
Income before extraordinary items$307,0007,826
Extraordinary gains, net$032
Net income$307,0007,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,752
Cash dividends$56,0006,802
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$298,0407,823
1997-12-31 (YTD Data)Rank
Total interest income$2,844,0007,946
Total interest expense$1,200,0008,110
Net interest income$1,644,0007,676
Provision for loan and lease losses$213,0003,308
Total noninterest income$346,0006,198
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$241,0004,777
Trading account gains and feesNANA
Additional Noninterest Income$105,0006,653
Total noninterest expense$1,465,0006,881
Salaries and employee benefits$702,0007,306
Premises and equipment expense$244,0006,139
Additional noninterest expense$519,0006,352
Pre-tax net operating income$312,0008,930
Securities gains (losses)$03,944
Applicable income taxes$69,0008,921
Income before extraordinary items$243,0008,804
Extraordinary gains, net$044
Net income$243,0008,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,774
Cash dividends$54,0007,131
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$243,0008,762
1996-12-31 (YTD Data)Rank
Total interest income$2,702,0008,420
Total interest expense$1,131,0008,595
Net interest income$1,571,0008,101
Provision for loan and lease losses$100,0005,070
Total noninterest income$316,0006,758
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,177
Trading account gains and feesNANA
Additional Noninterest Income$92,0007,384
Total noninterest expense$1,364,0007,480
Salaries and employee benefits$677,0007,666
Premises and equipment expense$231,0006,516
Additional noninterest expense$456,0007,412
Pre-tax net operating income$423,0008,377
Securities gains (losses)$04,148
Applicable income taxes$63,0009,453
Income before extraordinary items$360,0007,925
Extraordinary gains, net$053
Net income$360,0007,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,928
Cash dividends$54,0007,455
Sale, conversion, retirement of capital stock, net$0953
Net operating income$360,0007,864
1995-12-31 (YTD Data)Rank
Total interest income$2,617,0008,780
Total interest expense$1,062,0009,038
Net interest income$1,555,0008,377
Provision for loan and lease losses$110,0004,388
Total noninterest income$328,0006,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$232,0005,168
Trading account gains and feesNANA
Additional Noninterest Income$96,0007,354
Total noninterest expense$1,479,0007,335
Salaries and employee benefits$707,0007,680
Premises and equipment expense$165,0007,915
Additional noninterest expense$607,0006,489
Pre-tax net operating income$294,0009,785
Securities gains (losses)$03,831
Applicable income taxes$60,0009,978
Income before extraordinary items$234,0009,560
Extraordinary gains, net$065
Net income$234,0009,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,871
Cash dividends$54,0007,684
Sale, conversion, retirement of capital stock, net$0809
Net operating income$234,0009,541
1994-12-31 (YTD Data)Rank
Total interest income$2,549,0008,825
Total interest expense$970,0008,827
Net interest income$1,579,0008,648
Provision for loan and lease losses$278,0002,410
Total noninterest income$332,0006,879
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,425
Trading account gains and feesNANA
Additional Noninterest Income$107,0007,294
Total noninterest expense$1,439,0007,794
Salaries and employee benefits$672,0008,097
Premises and equipment expense$193,0007,590
Additional noninterest expense$574,0007,223
Pre-tax net operating income$194,00010,941
Securities gains (losses)$1,0003,293
Applicable income taxes$24,00011,075
Income before extraordinary items$171,00010,597
Extraordinary gains, net$0249
Net income$171,00010,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,907
Cash dividends$54,0007,843
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$170,12010,645
1993-12-31 (YTD Data)Rank
Total interest income$2,737,0008,762
Total interest expense$948,0009,339
Net interest income$1,789,0008,275
Provision for loan and lease losses$681,0001,696
Total noninterest income$310,0007,513
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$219,0005,619
Trading account gains and feesNANA
Additional Noninterest Income$91,0008,188
Total noninterest expense$1,345,0008,354
Salaries and employee benefits$640,0008,474
Premises and equipment expense$200,0007,681
Additional noninterest expense$505,0008,159
Pre-tax net operating income$73,00012,034
Securities gains (losses)$18,0004,806
Applicable income taxes$4,00011,985
Income before extraordinary items$87,00011,931
Extraordinary gains, net$03,149
Net income$87,00011,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,0001,519
Cash dividends$56,0007,820
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$69,72011,933
1992-12-31 (YTD Data)Rank
Total interest income$3,114,0008,777
Total interest expense$1,145,0009,809
Net interest income$1,969,0007,841
Provision for loan and lease losses$775,0002,197
Total noninterest income$294,0007,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0006,208
Trading account gains and feesNANA
Additional Noninterest Income$105,0007,891
Total noninterest expense$1,234,0008,902
Salaries and employee benefits$556,0009,219
Premises and equipment expense$195,0007,943
Additional noninterest expense$483,0008,623
Pre-tax net operating income$254,00010,568
Securities gains (losses)$08,369
Applicable income taxes$47,00011,335
Income before extraordinary items$207,00010,504
Extraordinary gains, net$01,422
Net income$207,00010,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,0002,002
Cash dividends$56,0007,543
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$207,00010,163

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.