Gibraltar Private Bank & Trust Co., Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$61,397,000475
Total interest expense$11,193,000345
Net interest income$50,204,000505
Provision for loan and lease losses$04,227
Total noninterest income$6,404,000929
Gross Fiduciary activities income$4,324,000223
Service charges on deposit accounts$446,0002,222
Trading account gains and fees$0151
Additional Noninterest Income$1,634,0001,719
Total noninterest expense$51,439,000440
Salaries and employee benefits$31,698,000399
Premises and equipment expense$8,554,000327
Additional noninterest expense$11,187,000601
Pre-tax net operating income$5,169,0001,663
Securities gains (losses)$02,243
Applicable income taxes$775,0002,092
Income before extraordinary items$4,394,0001,499
Extraordinary gains, net$09
Net income$4,394,0001,499
Minority interest net income$076
Net income of bank and minority interests.$4,394,0001,499
Net charge-offs$-592,0005,587
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$470,000302
Net operating income$4,394,0001,484
2017-09-30 (YTD Data)Rank
Total interest income$45,693,000478
Total interest expense$8,255,000336
Net interest income$37,438,000513
Provision for loan and lease losses$04,088
Total noninterest income$5,065,000915
Gross Fiduciary activities income$3,262,000225
Service charges on deposit accounts$342,0002,190
Trading account gains and fees$0145
Additional Noninterest Income$1,461,0001,578
Total noninterest expense$38,832,000442
Salaries and employee benefits$23,967,000405
Premises and equipment expense$6,486,000327
Additional noninterest expense$8,379,000606
Pre-tax net operating income$3,671,0001,762
Securities gains (losses)$02,274
Applicable income taxes$1,234,0001,278
Income before extraordinary items$2,437,0002,064
Extraordinary gains, net$09
Net income$2,437,0002,065
Minority interest net income$071
Net income of bank and minority interests.$2,437,0002,065
Net charge-offs$-468,0005,636
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$341,000289
Net operating income$2,437,0002,029
2017-06-30 (YTD Data)Rank
Total interest income$30,191,000477
Total interest expense$5,340,000333
Net interest income$24,851,000508
Provision for loan and lease losses$03,871
Total noninterest income$3,737,000855
Gross Fiduciary activities income$2,203,000226
Service charges on deposit accounts$232,0002,149
Trading account gains and fees$0139
Additional Noninterest Income$1,302,0001,306
Total noninterest expense$26,136,000445
Salaries and employee benefits$16,005,000408
Premises and equipment expense$4,349,000323
Additional noninterest expense$5,782,000594
Pre-tax net operating income$2,452,0001,728
Securities gains (losses)$01,906
Applicable income taxes$738,0001,346
Income before extraordinary items$1,714,0001,940
Extraordinary gains, net$011
Net income$1,714,0001,940
Minority interest net income$071
Net income of bank and minority interests.$1,714,0001,940
Net charge-offs$-216,0005,599
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$228,000265
Net operating income$1,714,0001,913
2017-03-31 (YTD Data)Rank
Total interest income$15,345,000467
Total interest expense$2,544,000332
Net interest income$12,801,000496
Provision for loan and lease losses$03,537
Total noninterest income$2,122,000767
Gross Fiduciary activities income$1,124,000224
Service charges on deposit accounts$129,0001,993
Trading account gains and fees$0142
Additional Noninterest Income$869,0001,062
Total noninterest expense$13,451,000437
Salaries and employee benefits$8,197,000407
Premises and equipment expense$2,108,000339
Additional noninterest expense$3,146,000547
Pre-tax net operating income$1,472,0001,462
Securities gains (losses)$01,153
Applicable income taxes$332,0001,411
Income before extraordinary items$1,140,0001,517
Extraordinary gains, net$08
Net income$1,140,0001,517
Minority interest net income$055
Net income of bank and minority interests.$1,140,0001,517
Net charge-offs$22,0001,835
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$125,000228
Net operating income$1,140,0001,495
2016-12-31 (YTD Data)Rank
Total interest income$62,617,000434
Total interest expense$9,497,000323
Net interest income$53,120,000460
Provision for loan and lease losses$04,332
Total noninterest income$7,927,000820
Gross Fiduciary activities income$4,558,000212
Service charges on deposit accounts$489,0002,114
Trading account gains and fees$0170
Additional Noninterest Income$2,880,0001,239
Total noninterest expense$59,246,000393
Salaries and employee benefits$35,148,000365
Premises and equipment expense$8,761,000315
Additional noninterest expense$15,337,000448
Pre-tax net operating income$1,801,0003,232
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$1,801,0002,973
Extraordinary gains, net$05
Net income$1,801,0002,972
Minority interest net income$082
Net income of bank and minority interests.$1,801,0002,972
Net charge-offs$-1,372,0005,876
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,937,000152
Net operating income$1,801,0002,925
2016-09-30 (YTD Data)Rank
Total interest income$47,544,000432
Total interest expense$7,174,000316
Net interest income$40,370,000452
Provision for loan and lease losses$04,186
Total noninterest income$5,182,000911
Gross Fiduciary activities income$3,397,000210
Service charges on deposit accounts$372,0002,107
Trading account gains and fees$0169
Additional Noninterest Income$1,413,0001,646
Total noninterest expense$44,173,000395
Salaries and employee benefits$25,521,000377
Premises and equipment expense$6,604,000309
Additional noninterest expense$12,048,000436
Pre-tax net operating income$1,379,0003,242
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$1,379,0002,948
Extraordinary gains, net$05
Net income$1,379,0002,948
Minority interest net income$071
Net income of bank and minority interests.$1,379,0002,948
Net charge-offs$-1,298,0005,943
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,379,0002,898
2016-06-30 (YTD Data)Rank
Total interest income$31,574,000435
Total interest expense$4,835,000312
Net interest income$26,739,000459
Provision for loan and lease losses$04,017
Total noninterest income$2,806,0001,043
Gross Fiduciary activities income$2,261,000212
Service charges on deposit accounts$306,0001,777
Trading account gains and fees$0157
Additional Noninterest Income$239,0003,341
Total noninterest expense$29,672,000393
Salaries and employee benefits$17,165,000372
Premises and equipment expense$4,441,000312
Additional noninterest expense$8,066,000436
Pre-tax net operating income$-127,0005,887
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-127,0005,901
Extraordinary gains, net$016
Net income$-127,0005,901
Minority interest net income$071
Net income of bank and minority interests.$-127,0005,901
Net charge-offs$-601,0005,987
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-127,0005,886
2016-03-31 (YTD Data)Rank
Total interest income$15,038,000453
Total interest expense$2,455,000304
Net interest income$12,583,000475
Provision for loan and lease losses$03,656
Total noninterest income$1,269,0001,090
Gross Fiduciary activities income$1,156,000208
Service charges on deposit accounts$152,0001,784
Trading account gains and fees$0142
Additional Noninterest Income$-39,0006,093
Total noninterest expense$14,842,000392
Salaries and employee benefits$8,652,000369
Premises and equipment expense$2,257,000311
Additional noninterest expense$3,933,000437
Pre-tax net operating income$-990,0006,094
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-990,0006,090
Extraordinary gains, net$012
Net income$-990,0006,090
Minority interest net income$062
Net income of bank and minority interests.$-990,0006,090
Net charge-offs$-116,0005,906
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-990,0006,088
2015-12-31 (YTD Data)Rank
Total interest income$59,510,000433
Total interest expense$9,414,000295
Net interest income$50,096,000452
Provision for loan and lease losses$-4,500,0006,154
Total noninterest income$7,783,000817
Gross Fiduciary activities income$5,060,000199
Service charges on deposit accounts$736,0001,588
Trading account gains and fees$0159
Additional Noninterest Income$1,987,0001,527
Total noninterest expense$56,773,000398
Salaries and employee benefits$30,011,000405
Premises and equipment expense$8,623,000312
Additional noninterest expense$18,139,000402
Pre-tax net operating income$5,606,0001,432
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$5,606,0001,243
Extraordinary gains, net$023
Net income$5,606,0001,243
Minority interest net income$081
Net income of bank and minority interests.$5,606,0001,243
Net charge-offs$-2,867,0006,158
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,606,0001,209
2015-09-30 (YTD Data)Rank
Total interest income$44,559,000434
Total interest expense$7,059,000296
Net interest income$37,500,000459
Provision for loan and lease losses$-4,500,0006,241
Total noninterest income$5,602,000863
Gross Fiduciary activities income$3,837,000195
Service charges on deposit accounts$557,0001,583
Trading account gains and fees$0153
Additional Noninterest Income$1,208,0001,791
Total noninterest expense$43,631,000396
Salaries and employee benefits$22,151,000411
Premises and equipment expense$6,486,000317
Additional noninterest expense$14,994,000372
Pre-tax net operating income$3,971,0001,532
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,971,0001,306
Extraordinary gains, net$021
Net income$3,971,0001,306
Minority interest net income$078
Net income of bank and minority interests.$3,971,0001,306
Net charge-offs$-2,273,0006,243
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,971,0001,276
2015-06-30 (YTD Data)Rank
Total interest income$29,953,000431
Total interest expense$4,672,000299
Net interest income$25,281,000446
Provision for loan and lease losses$-4,500,0006,329
Total noninterest income$4,347,000768
Gross Fiduciary activities income$2,608,000195
Service charges on deposit accounts$380,0001,536
Trading account gains and fees$0157
Additional Noninterest Income$1,359,0001,266
Total noninterest expense$31,104,000372
Salaries and employee benefits$14,917,000408
Premises and equipment expense$4,311,000325
Additional noninterest expense$11,876,000330
Pre-tax net operating income$3,024,0001,370
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,024,0001,164
Extraordinary gains, net$022
Net income$3,024,0001,164
Minority interest net income$075
Net income of bank and minority interests.$3,024,0001,165
Net charge-offs$-2,142,0006,323
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,024,0001,132
2015-03-31 (YTD Data)Rank
Total interest income$14,892,000432
Total interest expense$2,323,000302
Net interest income$12,569,000450
Provision for loan and lease losses$03,703
Total noninterest income$1,877,000835
Gross Fiduciary activities income$1,317,000196
Service charges on deposit accounts$194,0001,482
Trading account gains and fees$0152
Additional Noninterest Income$366,0001,874
Total noninterest expense$16,323,000358
Salaries and employee benefits$7,501,000410
Premises and equipment expense$2,158,000323
Additional noninterest expense$6,664,000299
Pre-tax net operating income$-1,877,0006,404
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-1,877,0006,399
Extraordinary gains, net$013
Net income$-1,877,0006,400
Minority interest net income$064
Net income of bank and minority interests.$-1,877,0006,400
Net charge-offs$-395,0006,318
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-1,877,0006,398
2014-12-31 (YTD Data)Rank
Total interest income$60,027,000426
Total interest expense$10,492,000272
Net interest income$49,535,000446
Provision for loan and lease losses$-6,000,0006,477
Total noninterest income$8,975,000694
Gross Fiduciary activities income$5,339,000189
Service charges on deposit accounts$746,0001,668
Trading account gains and fees$0180
Additional Noninterest Income$2,890,0001,114
Total noninterest expense$59,098,000380
Salaries and employee benefits$32,645,000368
Premises and equipment expense$8,572,000312
Additional noninterest expense$17,881,000408
Pre-tax net operating income$5,412,0001,421
Securities gains (losses)$259,000674
Applicable income taxes$04,531
Income before extraordinary items$5,671,0001,163
Extraordinary gains, net$017
Net income$5,671,0001,161
Minority interest net income$084
Net income of bank and minority interests.$5,671,0001,162
Net charge-offs$-3,059,0006,496
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,412,0001,185
2014-09-30 (YTD Data)Rank
Total interest income$45,648,000424
Total interest expense$8,089,000264
Net interest income$37,559,000444
Provision for loan and lease losses$-6,000,0006,563
Total noninterest income$6,515,000710
Gross Fiduciary activities income$3,939,000190
Service charges on deposit accounts$550,0001,700
Trading account gains and fees$0174
Additional Noninterest Income$2,026,0001,191
Total noninterest expense$42,423,000397
Salaries and employee benefits$24,513,000363
Premises and equipment expense$5,959,000341
Additional noninterest expense$11,951,000434
Pre-tax net operating income$7,651,000819
Securities gains (losses)$259,000531
Applicable income taxes$04,583
Income before extraordinary items$7,910,000647
Extraordinary gains, net$015
Net income$7,910,000643
Minority interest net income$081
Net income of bank and minority interests.$7,910,000645
Net charge-offs$-3,030,0006,579
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,651,000656
2014-06-30 (YTD Data)Rank
Total interest income$30,651,000413
Total interest expense$5,373,000263
Net interest income$25,278,000440
Provision for loan and lease losses$04,196
Total noninterest income$4,173,000727
Gross Fiduciary activities income$2,592,000190
Service charges on deposit accounts$371,0001,669
Trading account gains and fees$0172
Additional Noninterest Income$1,210,0001,276
Total noninterest expense$28,157,000394
Salaries and employee benefits$16,406,000361
Premises and equipment expense$3,963,000342
Additional noninterest expense$7,788,000442
Pre-tax net operating income$1,294,0002,507
Securities gains (losses)$259,000408
Applicable income taxes$04,568
Income before extraordinary items$1,553,0001,927
Extraordinary gains, net$020
Net income$1,553,0001,931
Minority interest net income$080
Net income of bank and minority interests.$1,553,0001,930
Net charge-offs$-1,654,0006,636
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,294,0002,168
2014-03-31 (YTD Data)Rank
Total interest income$14,573,000431
Total interest expense$2,687,000263
Net interest income$11,886,000456
Provision for loan and lease losses$03,817
Total noninterest income$1,710,000828
Gross Fiduciary activities income$1,261,000196
Service charges on deposit accounts$189,0001,632
Trading account gains and fees$0147
Additional Noninterest Income$260,0002,206
Total noninterest expense$13,877,000404
Salaries and employee benefits$8,143,000358
Premises and equipment expense$1,947,000354
Additional noninterest expense$3,787,000451
Pre-tax net operating income$-281,0006,568
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-281,0006,575
Extraordinary gains, net$016
Net income$-281,0006,575
Minority interest net income$066
Net income of bank and minority interests.$-281,0006,575
Net charge-offs$-110,0006,492
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-281,0006,575
2013-12-31 (YTD Data)Rank
Total interest income$58,232,000430
Total interest expense$11,214,000281
Net interest income$47,018,000460
Provision for loan and lease losses$-8,000,0006,788
Total noninterest income$3,135,0001,564
Gross Fiduciary activities income$4,768,000192
Service charges on deposit accounts$696,0001,842
Trading account gains and fees$0184
Additional Noninterest Income$-2,329,0006,800
Total noninterest expense$60,941,000364
Salaries and employee benefits$35,305,000321
Premises and equipment expense$7,860,000330
Additional noninterest expense$17,776,000410
Pre-tax net operating income$-2,788,0006,708
Securities gains (losses)$504,000446
Applicable income taxes$7,056,000363
Income before extraordinary items$-9,340,0006,783
Extraordinary gains, net$029
Net income$-9,340,0006,784
Minority interest net income$090
Net income of bank and minority interests.$-9,340,0006,784
Net charge-offs$-1,403,0006,794
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-9,844,0006,782
2013-09-30 (YTD Data)Rank
Total interest income$44,569,000424
Total interest expense$8,556,000284
Net interest income$36,013,000450
Provision for loan and lease losses$04,941
Total noninterest income$4,924,000947
Gross Fiduciary activities income$3,537,000191
Service charges on deposit accounts$522,0001,849
Trading account gains and fees$0180
Additional Noninterest Income$865,0002,247
Total noninterest expense$45,016,000373
Salaries and employee benefits$26,591,000320
Premises and equipment expense$5,881,000327
Additional noninterest expense$12,544,000427
Pre-tax net operating income$-4,079,0006,846
Securities gains (losses)$490,000419
Applicable income taxes$7,056,000296
Income before extraordinary items$-10,645,0006,876
Extraordinary gains, net$025
Net income$-10,645,0006,876
Minority interest net income$084
Net income of bank and minority interests.$-10,645,0006,876
Net charge-offs$-1,331,0006,871
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-11,135,0006,876
2013-06-30 (YTD Data)Rank
Total interest income$29,933,000422
Total interest expense$5,850,000281
Net interest income$24,083,000452
Provision for loan and lease losses$04,788
Total noninterest income$3,968,000820
Gross Fiduciary activities income$2,348,000189
Service charges on deposit accounts$354,0001,795
Trading account gains and fees$0157
Additional Noninterest Income$1,266,0001,338
Total noninterest expense$29,339,000380
Salaries and employee benefits$17,320,000329
Premises and equipment expense$3,811,000334
Additional noninterest expense$8,208,000431
Pre-tax net operating income$-1,288,0006,825
Securities gains (losses)$490,000377
Applicable income taxes$-257,0006,831
Income before extraordinary items$-541,0006,734
Extraordinary gains, net$022
Net income$-541,0006,736
Minority interest net income$082
Net income of bank and minority interests.$-541,0006,735
Net charge-offs$-418,0006,875
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-874,2006,779
2013-03-31 (YTD Data)Rank
Total interest income$15,037,000424
Total interest expense$2,959,000280
Net interest income$12,078,000451
Provision for loan and lease losses$04,409
Total noninterest income$1,786,000898
Gross Fiduciary activities income$1,194,000187
Service charges on deposit accounts$177,0001,781
Trading account gains and fees$0148
Additional Noninterest Income$415,0001,810
Total noninterest expense$13,546,000411
Salaries and employee benefits$7,944,000366
Premises and equipment expense$1,892,000336
Additional noninterest expense$3,710,000485
Pre-tax net operating income$318,0003,697
Securities gains (losses)$01,966
Applicable income taxes$151,0001,989
Income before extraordinary items$167,0004,573
Extraordinary gains, net$010
Net income$167,0004,574
Minority interest net income$076
Net income of bank and minority interests.$167,0004,575
Net charge-offs$471,000798
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$167,0004,475
2012-12-31 (YTD Data)Rank
Total interest income$64,702,000405
Total interest expense$14,304,000283
Net interest income$50,398,000442
Provision for loan and lease losses$2,384,000928
Total noninterest income$5,522,0001,073
Gross Fiduciary activities income$5,000,000173
Service charges on deposit accounts$762,0001,760
Trading account gains and fees$0166
Additional Noninterest Income$-240,0006,831
Total noninterest expense$57,635,000383
Salaries and employee benefits$29,307,000384
Premises and equipment expense$7,436,000340
Additional noninterest expense$20,892,000381
Pre-tax net operating income$-4,099,0006,932
Securities gains (losses)$03,810
Applicable income taxes$-210,0006,797
Income before extraordinary items$-3,889,0006,934
Extraordinary gains, net$029
Net income$-3,889,0006,933
Minority interest net income$093
Net income of bank and minority interests.$-3,889,0006,933
Net charge-offs$8,473,000372
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$-727,0007,048
Net operating income$-3,889,0006,925
2012-09-30 (YTD Data)Rank
Total interest income$49,097,000407
Total interest expense$11,047,000290
Net interest income$38,050,000445
Provision for loan and lease losses$2,355,000743
Total noninterest income$3,907,0001,108
Gross Fiduciary activities income$3,738,000169
Service charges on deposit accounts$570,0001,788
Trading account gains and fees$0157
Additional Noninterest Income$-401,0007,054
Total noninterest expense$43,953,000378
Salaries and employee benefits$22,703,000363
Premises and equipment expense$5,197,000360
Additional noninterest expense$16,053,000367
Pre-tax net operating income$-4,351,0007,078
Securities gains (losses)$03,575
Applicable income taxes$-326,0007,011
Income before extraordinary items$-4,025,0007,075
Extraordinary gains, net$020
Net income$-4,025,0007,075
Minority interest net income$086
Net income of bank and minority interests.$-4,025,0007,075
Net charge-offs$7,330,000330
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$-727,0007,153
Net operating income$-4,025,0007,066
2012-06-30 (YTD Data)Rank
Total interest income$32,582,000416
Total interest expense$7,688,000285
Net interest income$24,894,000455
Provision for loan and lease losses$3,388,000412
Total noninterest income$2,345,0001,182
Gross Fiduciary activities income$2,548,000168
Service charges on deposit accounts$375,0001,805
Trading account gains and fees$0153
Additional Noninterest Income$-578,0007,173
Total noninterest expense$29,244,000375
Salaries and employee benefits$16,191,000342
Premises and equipment expense$3,537,000355
Additional noninterest expense$9,516,000404
Pre-tax net operating income$-5,393,0007,190
Securities gains (losses)$03,178
Applicable income taxes$10,976,000167
Income before extraordinary items$-16,369,0007,233
Extraordinary gains, net$019
Net income$-16,369,0007,232
Minority interest net income$084
Net income of bank and minority interests.$-16,369,0007,233
Net charge-offs$6,697,000261
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$290,000227
Net operating income$-16,369,0007,231
2012-03-31 (YTD Data)Rank
Total interest income$16,631,000408
Total interest expense$4,196,000271
Net interest income$12,435,000455
Provision for loan and lease losses$-1,136,0007,286
Total noninterest income$1,456,000997
Gross Fiduciary activities income$1,299,000167
Service charges on deposit accounts$178,0001,864
Trading account gains and fees$0148
Additional Noninterest Income$-21,0007,022
Total noninterest expense$15,201,000363
Salaries and employee benefits$8,173,000329
Premises and equipment expense$1,842,000341
Additional noninterest expense$5,186,000365
Pre-tax net operating income$-174,0006,825
Securities gains (losses)$02,210
Applicable income taxes$-33,0007,077
Income before extraordinary items$-141,0006,849
Extraordinary gains, net$019
Net income$-141,0006,850
Minority interest net income$078
Net income of bank and minority interests.$-141,0006,850
Net charge-offs$3,714,000238
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$144,000187
Net operating income$-141,0006,802
2011-12-31 (YTD Data)Rank
Total interest income$74,461,000376
Total interest expense$15,727,000352
Net interest income$58,734,000378
Provision for loan and lease losses$12,495,000353
Total noninterest income$5,038,0001,039
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,670,000876
Trading account gains and fees$0146
Additional Noninterest Income$3,368,000956
Total noninterest expense$70,699,000308
Salaries and employee benefits$29,956,000338
Premises and equipment expense$9,421,000281
Additional noninterest expense$31,322,000271
Pre-tax net operating income$-19,422,0007,293
Securities gains (losses)$235,0001,328
Applicable income taxes$-6,559,0007,324
Income before extraordinary items$-12,628,0007,248
Extraordinary gains, net$029
Net income$-12,628,0007,248
Minority interest net income$096
Net income of bank and minority interests.$-12,628,0007,248
Net charge-offs$13,494,000346
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-12,783,1007,243
2011-09-30 (YTD Data)Rank
Total interest income$56,921,000373
Total interest expense$11,678,000370
Net interest income$45,243,000373
Provision for loan and lease losses$9,663,000330
Total noninterest income$3,526,0001,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$840,0001,329
Trading account gains and fees$0145
Additional Noninterest Income$2,686,000903
Total noninterest expense$40,237,000394
Salaries and employee benefits$22,289,000338
Premises and equipment expense$7,067,000279
Additional noninterest expense$10,881,000511
Pre-tax net operating income$-1,131,0006,830
Securities gains (losses)$235,0001,091
Applicable income taxes$-249,0007,116
Income before extraordinary items$-647,0006,744
Extraordinary gains, net$021
Net income$-647,0006,744
Minority interest net income$087
Net income of bank and minority interests.$-647,0006,744
Net charge-offs$11,759,000307
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-816,2006,769
2011-06-30 (YTD Data)Rank
Total interest income$38,357,000377
Total interest expense$7,699,000399
Net interest income$30,658,000373
Provision for loan and lease losses$8,183,000276
Total noninterest income$2,320,0001,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0002,858
Trading account gains and fees$0153
Additional Noninterest Income$2,104,000804
Total noninterest expense$26,401,000403
Salaries and employee benefits$14,673,000343
Premises and equipment expense$4,758,000284
Additional noninterest expense$6,970,000528
Pre-tax net operating income$-1,606,0007,118
Securities gains (losses)$100,0001,143
Applicable income taxes$-513,0007,339
Income before extraordinary items$-993,0007,030
Extraordinary gains, net$015
Net income$-993,0007,029
Minority interest net income$089
Net income of bank and minority interests.$-993,0007,030
Net charge-offs$7,800,000326
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,059,0007,033
2011-03-31 (YTD Data)Rank
Total interest income$19,592,000374
Total interest expense$3,829,000423
Net interest income$15,763,000363
Provision for loan and lease losses$2,711,000406
Total noninterest income$1,342,0001,001
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0001,635
Trading account gains and fees$0158
Additional Noninterest Income$1,126,000756
Total noninterest expense$14,251,000369
Salaries and employee benefits$7,772,000324
Premises and equipment expense$2,326,000303
Additional noninterest expense$4,153,000454
Pre-tax net operating income$143,0004,712
Securities gains (losses)$01,772
Applicable income taxes$94,0002,246
Income before extraordinary items$49,0005,727
Extraordinary gains, net$09
Net income$49,0005,726
Minority interest net income$086
Net income of bank and minority interests.$49,0005,727
Net charge-offs$2,457,000476
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$49,0005,685
2010-12-31 (YTD Data)Rank
Total interest income$77,286,000392
Total interest expense$19,498,000402
Net interest income$57,788,000376
Provision for loan and lease losses$23,318,000315
Total noninterest income$5,603,000986
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$5,603,000682
Total noninterest expense$55,599,000391
Salaries and employee benefits$27,921,000354
Premises and equipment expense$9,363,000293
Additional noninterest expense$18,315,000439
Pre-tax net operating income$-15,526,0007,462
Securities gains (losses)$228,0001,483
Applicable income taxes$-5,803,0007,595
Income before extraordinary items$-9,495,0007,364
Extraordinary gains, net$029
Net income$-9,495,0007,364
Minority interest net income$0111
Net income of bank and minority interests.$-9,495,0007,364
Net charge-offs$22,354,000308
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$40,300,00031
Net operating income$-9,640,9207,360
2010-09-30 (YTD Data)Rank
Total interest income$57,537,000393
Total interest expense$15,445,000394
Net interest income$42,092,000392
Provision for loan and lease losses$13,683,000388
Total noninterest income$4,955,000855
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$4,955,000578
Total noninterest expense$38,309,000406
Salaries and employee benefits$20,095,000362
Premises and equipment expense$6,974,000295
Additional noninterest expense$11,240,000504
Pre-tax net operating income$-4,945,0007,358
Securities gains (losses)$228,0001,274
Applicable income taxes$-1,830,0007,590
Income before extraordinary items$-2,887,0007,256
Extraordinary gains, net$023
Net income$-2,887,0007,256
Minority interest net income$0110
Net income of bank and minority interests.$-2,887,0007,256
Net charge-offs$13,391,000367
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$40,300,00027
Net operating income$-3,032,9207,251
2010-06-30 (YTD Data)Rank
Total interest income$37,318,000409
Total interest expense$11,029,000378
Net interest income$26,289,000417
Provision for loan and lease losses$5,048,000633
Total noninterest income$3,002,000898
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$3,002,000596
Total noninterest expense$24,768,000413
Salaries and employee benefits$13,240,000364
Premises and equipment expense$4,570,000302
Additional noninterest expense$6,958,000528
Pre-tax net operating income$-525,0006,764
Securities gains (losses)$228,000866
Applicable income taxes$-32,0007,018
Income before extraordinary items$-265,0006,645
Extraordinary gains, net$019
Net income$-265,0006,647
Minority interest net income$0105
Net income of bank and minority interests.$-265,0006,646
Net charge-offs$6,411,000475
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$40,200,00018
Net operating income$-467,9206,795
2010-03-31 (YTD Data)Rank
Total interest income$18,551,000423
Total interest expense$5,562,000397
Net interest income$12,989,000432
Provision for loan and lease losses$2,415,000642
Total noninterest income$1,876,000759
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,876,000507
Total noninterest expense$11,716,000438
Salaries and employee benefits$6,431,000381
Premises and equipment expense$2,279,000318
Additional noninterest expense$3,006,000603
Pre-tax net operating income$734,0001,739
Securities gains (losses)$228,000477
Applicable income taxes$422,000809
Income before extraordinary items$540,0002,006
Extraordinary gains, net$016
Net income$540,0002,004
Minority interest net income$091
Net income of bank and minority interests.$540,0002,006
Net charge-offs$2,793,000509
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$16,128,00023
Net operating income$394,0802,487
2009-12-31 (YTD Data)Rank
Total interest income$78,041,000429
Total interest expense$31,560,000352
Net interest income$46,481,000461
Provision for loan and lease losses$29,275,000379
Total noninterest income$6,977,000845
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$6,977,000564
Total noninterest expense$57,736,000395
Salaries and employee benefits$24,064,000402
Premises and equipment expense$9,720,000290
Additional noninterest expense$23,952,000385
Pre-tax net operating income$-33,553,0007,813
Securities gains (losses)$356,0001,095
Applicable income taxes$-12,954,0007,890
Income before extraordinary items$-20,243,0007,740
Extraordinary gains, net$034
Net income$-20,243,0007,738
Minority interest net income$0115
Net income of bank and minority interests.$-20,243,0007,738
Net charge-offs$20,419,000408
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,526,000235
Net operating income$-20,470,8407,747
2009-09-30 (YTD Data)Rank
Total interest income$59,154,000441
Total interest expense$24,538,000366
Net interest income$34,616,000470
Provision for loan and lease losses$23,559,000352
Total noninterest income$5,326,000829
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$5,326,000561
Total noninterest expense$34,696,000468
Salaries and employee benefits$17,932,000417
Premises and equipment expense$7,186,000300
Additional noninterest expense$9,578,000604
Pre-tax net operating income$-18,313,0007,855
Securities gains (losses)$264,0001,092
Applicable income taxes$-6,932,0007,937
Income before extraordinary items$-11,117,0007,802
Extraordinary gains, net$027
Net income$-11,117,0007,800
Minority interest net income$0118
Net income of bank and minority interests.$-11,117,0007,801
Net charge-offs$15,147,000379
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$2,000,000276
Net operating income$-11,285,9607,811
2009-06-30 (YTD Data)Rank
Total interest income$39,964,000440
Total interest expense$17,246,000372
Net interest income$22,718,000481
Provision for loan and lease losses$18,644,000312
Total noninterest income$3,505,000851
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$3,505,000568
Total noninterest expense$23,179,000477
Salaries and employee benefits$12,059,000418
Premises and equipment expense$4,812,000303
Additional noninterest expense$6,308,000621
Pre-tax net operating income$-15,600,0007,990
Securities gains (losses)$130,0001,294
Applicable income taxes$-5,900,0008,056
Income before extraordinary items$-9,570,0007,939
Extraordinary gains, net$021
Net income$-9,570,0007,938
Minority interest net income$0112
Net income of bank and minority interests.$-9,570,0007,938
Net charge-offs$10,479,000365
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-9,653,2007,944
2009-03-31 (YTD Data)Rank
Total interest income$20,165,000443
Total interest expense$8,930,000376
Net interest income$11,235,000484
Provision for loan and lease losses$3,311,000529
Total noninterest income$1,816,000799
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,816,000539
Total noninterest expense$11,243,000462
Salaries and employee benefits$6,161,000407
Premises and equipment expense$2,287,000325
Additional noninterest expense$2,795,000617
Pre-tax net operating income$-1,503,0007,751
Securities gains (losses)$19,0001,701
Applicable income taxes$-526,0007,892
Income before extraordinary items$-958,0007,689
Extraordinary gains, net$015
Net income$-958,0007,690
Minority interest net income$0102
Net income of bank and minority interests.$-958,0007,690
Net charge-offs$1,736,000663
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-970,3507,694
2008-12-31 (YTD Data)Rank
Total interest income$90,294,000434
Total interest expense$39,044,000421
Net interest income$51,250,000438
Provision for loan and lease losses$14,952,000451
Total noninterest income$9,576,000617
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$9,576,000398
Total noninterest expense$189,332,000151
Salaries and employee benefits$25,857,000375
Premises and equipment expense$9,136,000311
Additional noninterest expense$154,339,00097
Pre-tax net operating income$-143,458,0008,257
Securities gains (losses)$140,000909
Applicable income taxes$-6,961,0008,151
Income before extraordinary items$-136,357,0008,248
Extraordinary gains, net$039
Net income$-136,357,0008,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,907,000539
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-136,490,0008,252
2008-09-30 (YTD Data)Rank
Total interest income$68,899,000442
Total interest expense$29,568,000427
Net interest income$39,331,000442
Provision for loan and lease losses$7,725,000478
Total noninterest income$7,460,000622
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$7,460,000415
Total noninterest expense$159,933,000135
Salaries and employee benefits$19,502,000390
Premises and equipment expense$6,902,000321
Additional noninterest expense$133,529,00086
Pre-tax net operating income$-120,867,0008,358
Securities gains (losses)$130,000822
Applicable income taxes$1,905,000680
Income before extraordinary items$-122,642,0008,351
Extraordinary gains, net$031
Net income$-122,642,0008,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,769,000457
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-122,772,0008,351
2008-06-30 (YTD Data)Rank
Total interest income$46,397,000444
Total interest expense$19,518,000457
Net interest income$26,879,000433
Provision for loan and lease losses$5,762,000390
Total noninterest income$5,073,000627
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$5,073,000430
Total noninterest expense$22,944,000451
Salaries and employee benefits$13,138,000385
Premises and equipment expense$4,606,000323
Additional noninterest expense$5,200,000604
Pre-tax net operating income$3,246,0001,089
Securities gains (losses)$95,0001,008
Applicable income taxes$1,411,000695
Income before extraordinary items$1,930,0001,434
Extraordinary gains, net$021
Net income$1,930,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,428
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,869,2001,443
2008-03-31 (YTD Data)Rank
Total interest income$24,056,000442
Total interest expense$10,251,000463
Net interest income$13,805,000423
Provision for loan and lease losses$4,662,000228
Total noninterest income$2,474,000643
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$2,474,000446
Total noninterest expense$11,484,000442
Salaries and employee benefits$6,869,000376
Premises and equipment expense$2,281,000325
Additional noninterest expense$2,334,000631
Pre-tax net operating income$133,0005,620
Securities gains (losses)$35,0001,284
Applicable income taxes$109,0002,682
Income before extraordinary items$59,0006,436
Extraordinary gains, net$015
Net income$59,0006,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,051
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$36,6006,691
2007-12-31 (YTD Data)Rank
Total interest income$95,131,000462
Total interest expense$44,939,000456
Net interest income$50,192,000461
Provision for loan and lease losses$1,462,0001,076
Total noninterest income$8,624,000691
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$8,624,000454
Total noninterest expense$75,963,000274
Salaries and employee benefits$26,269,000384
Premises and equipment expense$9,059,000312
Additional noninterest expense$40,635,000212
Pre-tax net operating income$-18,609,0008,502
Securities gains (losses)$519,000262
Applicable income taxes$4,551,000587
Income before extraordinary items$-22,641,0008,507
Extraordinary gains, net$039
Net income$-22,641,0008,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0001,567
Cash dividends$1,200,0002,329
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-23,160,0008,505
2007-09-30 (YTD Data)Rank
Total interest income$70,764,000464
Total interest expense$33,308,000469
Net interest income$37,456,000463
Provision for loan and lease losses$842,0001,039
Total noninterest income$6,235,000718
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$6,235,000471
Total noninterest expense$35,340,000423
Salaries and employee benefits$20,041,000378
Premises and equipment expense$6,743,000311
Additional noninterest expense$8,556,000509
Pre-tax net operating income$7,509,000921
Securities gains (losses)$478,000242
Applicable income taxes$3,300,000642
Income before extraordinary items$4,687,0001,120
Extraordinary gains, net$033
Net income$4,687,0001,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,163
Cash dividends$1,200,0001,769
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,381,0801,162
2007-06-30 (YTD Data)Rank
Total interest income$46,317,000487
Total interest expense$21,799,000489
Net interest income$24,518,000479
Provision for loan and lease losses$417,0001,196
Total noninterest income$3,959,000782
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$3,959,000507
Total noninterest expense$23,394,000437
Salaries and employee benefits$13,321,000388
Premises and equipment expense$4,397,000328
Additional noninterest expense$5,676,000515
Pre-tax net operating income$4,666,0001,025
Securities gains (losses)$400,000201
Applicable income taxes$2,112,000703
Income before extraordinary items$2,954,0001,216
Extraordinary gains, net$029
Net income$2,954,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$1,200,0001,328
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,698,0001,302
2007-03-31 (YTD Data)Rank
Total interest income$22,840,000489
Total interest expense$10,559,000493
Net interest income$12,281,000477
Provision for loan and lease losses$255,000940
Total noninterest income$2,022,000746
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$2,022,000490
Total noninterest expense$11,655,000436
Salaries and employee benefits$6,820,000385
Premises and equipment expense$2,086,000347
Additional noninterest expense$2,749,000519
Pre-tax net operating income$2,393,000984
Securities gains (losses)$218,000191
Applicable income taxes$1,094,000676
Income before extraordinary items$1,517,0001,164
Extraordinary gains, net$022
Net income$1,517,0001,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,377,4801,251
2006-12-31 (YTD Data)Rank
Total interest income$82,399,000506
Total interest expense$29,482,000584
Net interest income$52,917,000434
Provision for loan and lease losses$1,939,000578
Total noninterest income$7,470,000787
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$7,470,000502
Total noninterest expense$44,489,000438
Salaries and employee benefits$25,470,000387
Premises and equipment expense$7,596,000349
Additional noninterest expense$11,423,000500
Pre-tax net operating income$13,959,000730
Securities gains (losses)$732,000211
Applicable income taxes$5,997,000558
Income before extraordinary items$8,694,000861
Extraordinary gains, net$051
Net income$8,694,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-348,0008,628
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,225,520901
2006-09-30 (YTD Data)Rank
Total interest income$60,163,000523
Total interest expense$19,496,000645
Net interest income$40,667,000447
Provision for loan and lease losses$1,639,000486
Total noninterest income$5,443,000816
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$5,443,000527
Total noninterest expense$33,200,000449
Salaries and employee benefits$19,080,000396
Premises and equipment expense$5,418,000372
Additional noninterest expense$8,702,000503
Pre-tax net operating income$11,271,000719
Securities gains (losses)$556,000202
Applicable income taxes$4,795,000557
Income before extraordinary items$7,032,000827
Extraordinary gains, net$045
Net income$7,032,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-312,0008,676
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,676,160861
2006-06-30 (YTD Data)Rank
Total interest income$38,519,000534
Total interest expense$11,028,000713
Net interest income$27,491,000438
Provision for loan and lease losses$1,327,000388
Total noninterest income$3,560,000824
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,560,000535
Total noninterest expense$22,144,000452
Salaries and employee benefits$12,642,000404
Premises and equipment expense$3,529,000380
Additional noninterest expense$5,973,000493
Pre-tax net operating income$7,580,000712
Securities gains (losses)$425,000180
Applicable income taxes$3,254,000560
Income before extraordinary items$4,751,000821
Extraordinary gains, net$039
Net income$4,751,000821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,602
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,479,000855
2006-03-31 (YTD Data)Rank
Total interest income$18,539,000532
Total interest expense$4,581,000797
Net interest income$13,958,000429
Provision for loan and lease losses$667,000373
Total noninterest income$1,764,000818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,764,000536
Total noninterest expense$11,130,000449
Salaries and employee benefits$6,554,000390
Premises and equipment expense$1,717,000391
Additional noninterest expense$2,859,000506
Pre-tax net operating income$3,925,000679
Securities gains (losses)$199,000182
Applicable income taxes$1,681,000532
Income before extraordinary items$2,443,000777
Extraordinary gains, net$021
Net income$2,443,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,315,640816
2005-12-31 (YTD Data)Rank
Total interest income$18,750,0001,801
Total interest expense$4,097,0002,602
Net interest income$14,653,0001,498
Provision for loan and lease losses$698,0001,428
Total noninterest income$1,815,0002,361
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,815,0001,443
Total noninterest expense$33,727,000538
Salaries and employee benefits$26,405,000364
Premises and equipment expense$1,466,0001,665
Additional noninterest expense$5,856,000879
Pre-tax net operating income$-17,957,0008,834
Securities gains (losses)$170,000549
Applicable income taxes$-5,627,0008,827
Income before extraordinary items$-12,160,0008,827
Extraordinary gains, net$046
Net income$-12,160,0008,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-124,0008,660
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$221,797,0009
Net operating income$-12,275,6008,819
2005-09-30 (YTD Data)Rank
Total interest income$43,595,000566
Total interest expense$10,003,000804
Net interest income$33,592,000488
Provision for loan and lease losses$1,730,000437
Total noninterest income$4,646,000909
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,646,000590
Total noninterest expense$22,115,000604
Salaries and employee benefits$15,052,000470
Premises and equipment expense$3,747,000489
Additional noninterest expense$3,316,0001,137
Pre-tax net operating income$14,393,000550
Securities gains (losses)$633,000228
Applicable income taxes$06,976
Income before extraordinary items$15,026,000416
Extraordinary gains, net$035
Net income$15,026,000416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,229,000432
Cash dividends$3,000,000734
Sale, conversion, retirement of capital stock, net$0769
Net operating income$14,393,000421
2005-06-30 (YTD Data)Rank
Total interest income$28,117,000569
Total interest expense$6,299,000791
Net interest income$21,818,000496
Provision for loan and lease losses$1,130,000444
Total noninterest income$3,153,000885
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$3,153,000578
Total noninterest expense$14,417,000606
Salaries and employee benefits$9,836,000473
Premises and equipment expense$2,407,000501
Additional noninterest expense$2,174,0001,148
Pre-tax net operating income$9,424,000553
Securities gains (losses)$432,000245
Applicable income taxes$06,961
Income before extraordinary items$9,856,000416
Extraordinary gains, net$030
Net income$9,856,000416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,387,000290
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$9,424,000420
2005-03-31 (YTD Data)Rank
Total interest income$13,003,000584
Total interest expense$3,005,000798
Net interest income$9,998,000534
Provision for loan and lease losses$455,000517
Total noninterest income$1,492,000903
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,492,000582
Total noninterest expense$6,831,000622
Salaries and employee benefits$4,664,000488
Premises and equipment expense$1,154,000519
Additional noninterest expense$1,013,0001,230
Pre-tax net operating income$4,204,000599
Securities gains (losses)$219,000235
Applicable income taxes$06,892
Income before extraordinary items$4,423,000449
Extraordinary gains, net$024
Net income$4,423,000449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$896,000243
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,204,000451
2004-12-31 (YTD Data)Rank
Total interest income$43,806,000646
Total interest expense$10,564,000780
Net interest income$33,242,000599
Provision for loan and lease losses$1,240,000859
Total noninterest income$6,136,000891
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$6,136,000571
Total noninterest expense$23,939,000683
Salaries and employee benefits$15,314,000561
Premises and equipment expense$4,449,000524
Additional noninterest expense$4,176,0001,180
Pre-tax net operating income$14,199,000644
Securities gains (losses)$837,000314
Applicable income taxes$07,185
Income before extraordinary items$15,036,000479
Extraordinary gains, net$034
Net income$15,036,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,046
Cash dividends$4,500,000676
Sale, conversion, retirement of capital stock, net$0872
Net operating income$14,199,000490
2004-09-30 (YTD Data)Rank
Total interest income$31,161,000667
Total interest expense$7,705,000780
Net interest income$23,456,000633
Provision for loan and lease losses$705,0001,078
Total noninterest income$4,319,000970
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$4,319,000614
Total noninterest expense$17,167,000698
Salaries and employee benefits$10,894,000585
Premises and equipment expense$3,325,000526
Additional noninterest expense$2,948,0001,249
Pre-tax net operating income$9,903,000693
Securities gains (losses)$687,000344
Applicable income taxes$07,220
Income before extraordinary items$10,590,000503
Extraordinary gains, net$026
Net income$10,590,000504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,727
Cash dividends$3,500,000615
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,903,000508
2004-06-30 (YTD Data)Rank
Total interest income$20,032,000682
Total interest expense$5,070,000780
Net interest income$14,962,000649
Provision for loan and lease losses$370,0001,316
Total noninterest income$2,827,000975
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,827,000631
Total noninterest expense$11,231,000711
Salaries and employee benefits$7,104,000603
Premises and equipment expense$2,203,000523
Additional noninterest expense$1,924,0001,263
Pre-tax net operating income$6,188,000727
Securities gains (losses)$457,000375
Applicable income taxes$07,214
Income before extraordinary items$6,645,000533
Extraordinary gains, net$021
Net income$6,645,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,656
Cash dividends$2,500,000580
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,188,000545
2004-03-31 (YTD Data)Rank
Total interest income$9,712,000717
Total interest expense$2,527,000798
Net interest income$7,185,000683
Provision for loan and lease losses$135,0001,665
Total noninterest income$1,373,000982
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$1,373,000626
Total noninterest expense$5,516,000733
Salaries and employee benefits$3,513,000617
Premises and equipment expense$1,093,000538
Additional noninterest expense$910,0001,331
Pre-tax net operating income$2,907,000756
Securities gains (losses)$190,000525
Applicable income taxes$07,103
Income before extraordinary items$3,097,000569
Extraordinary gains, net$016
Net income$3,097,000568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,807
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,907,000554
2003-12-31 (YTD Data)Rank
Total interest income$37,924,000751
Total interest expense$11,524,000765
Net interest income$26,400,000714
Provision for loan and lease losses$842,0001,395
Total noninterest income$5,138,0001,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$5,138,000750
Total noninterest expense$20,602,000781
Salaries and employee benefits$12,435,000684
Premises and equipment expense$4,435,000524
Additional noninterest expense$3,732,0001,330
Pre-tax net operating income$10,094,000851
Securities gains (losses)$1,322,000389
Applicable income taxes$07,459
Income before extraordinary items$11,416,000596
Extraordinary gains, net$054
Net income$11,416,000597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-992,0009,175
Cash dividends$5,200,000601
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,094,000611
2003-09-30 (YTD Data)Rank
Total interest income$27,891,000781
Total interest expense$8,891,000782
Net interest income$19,000,000761
Provision for loan and lease losses$662,0001,294
Total noninterest income$3,559,0001,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$3,559,000821
Total noninterest expense$14,985,000818
Salaries and employee benefits$9,004,000725
Premises and equipment expense$3,350,000530
Additional noninterest expense$2,631,0001,404
Pre-tax net operating income$6,912,000954
Securities gains (losses)$1,062,000424
Applicable income taxes$07,524
Income before extraordinary items$7,974,000647
Extraordinary gains, net$040
Net income$7,974,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-914,0009,228
Cash dividends$3,500,000642
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,912,000688
2003-06-30 (YTD Data)Rank
Total interest income$18,683,000786
Total interest expense$6,130,000784
Net interest income$12,553,000770
Provision for loan and lease losses$395,0001,425
Total noninterest income$2,316,0001,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$2,316,000828
Total noninterest expense$10,006,000815
Salaries and employee benefits$5,949,000739
Premises and equipment expense$2,209,000540
Additional noninterest expense$1,848,0001,336
Pre-tax net operating income$4,468,000977
Securities gains (losses)$698,000469
Applicable income taxes$07,529
Income before extraordinary items$5,166,000666
Extraordinary gains, net$030
Net income$5,166,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-268,0009,228
Cash dividends$3,500,000459
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,468,000703
2003-03-31 (YTD Data)Rank
Total interest income$9,222,000806
Total interest expense$3,143,000778
Net interest income$6,079,000794
Provision for loan and lease losses$140,0001,874
Total noninterest income$1,143,0001,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,143,000814
Total noninterest expense$4,930,000826
Salaries and employee benefits$2,947,000739
Premises and equipment expense$1,091,000549
Additional noninterest expense$892,0001,356
Pre-tax net operating income$2,152,0001,015
Securities gains (losses)$326,000485
Applicable income taxes$07,403
Income before extraordinary items$2,478,000690
Extraordinary gains, net$021
Net income$2,478,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-179,0009,265
Cash dividends$1,500,000477
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,152,000723
2002-12-31 (YTD Data)Rank
Total interest income$36,427,000829
Total interest expense$13,762,000820
Net interest income$22,665,000852
Provision for loan and lease losses$1,257,0001,083
Total noninterest income$5,361,000985
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$5,361,000656
Total noninterest expense$16,851,000935
Salaries and employee benefits$10,442,000782
Premises and equipment expense$3,810,000583
Additional noninterest expense$2,599,0001,794
Pre-tax net operating income$9,918,000879
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$9,918,000630
Extraordinary gains, net$070
Net income$9,918,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$836,0001,120
Cash dividends$3,178,000886
Sale, conversion, retirement of capital stock, net$2,000,000287
Net operating income$9,918,000605
2001-12-31 (YTD Data)Rank
Total interest income$34,897,000974
Total interest expense$15,987,0001,013
Net interest income$18,910,000941
Provision for loan and lease losses$1,260,0001,046
Total noninterest income$3,700,0001,260
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$3,700,000819
Total noninterest expense$13,300,0001,119
Salaries and employee benefits$8,124,000925
Premises and equipment expense$2,949,000728
Additional noninterest expense$2,227,0002,019
Pre-tax net operating income$8,050,000938
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$8,050,000696
Extraordinary gains, net$0105
Net income$8,050,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,0009,457
Cash dividends$1,100,0002,069
Sale, conversion, retirement of capital stock, net$5,000,000183
Net operating income$8,050,000671
2000-12-31 (YTD Data)Rank
Total interest income$27,848,0001,274
Total interest expense$13,787,0001,265
Net interest income$14,061,0001,245
Provision for loan and lease losses$1,380,000818
Total noninterest income$2,707,0001,479
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,707,000919
Total noninterest expense$10,732,0001,284
Salaries and employee benefits$6,289,0001,125
Premises and equipment expense$2,453,000816
Additional noninterest expense$1,990,0002,168
Pre-tax net operating income$4,656,0001,587
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$4,656,0001,131
Extraordinary gains, net$038
Net income$4,656,0001,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$917,000794
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$3,000,000298
Net operating income$4,656,0001,132
1999-12-31 (YTD Data)Rank
Total interest income$19,590,0001,654
Total interest expense$9,919,0001,507
Net interest income$9,671,0001,802
Provision for loan and lease losses$715,0001,300
Total noninterest income$1,835,0001,976
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,835,0001,224
Total noninterest expense$8,639,0001,587
Salaries and employee benefits$4,704,0001,462
Premises and equipment expense$2,342,000858
Additional noninterest expense$1,593,0002,720
Pre-tax net operating income$2,152,0003,151
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$2,152,0002,420
Extraordinary gains, net$035
Net income$2,152,0002,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,078
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,800,000380
Net operating income$2,152,0002,391
1998-12-31 (YTD Data)Rank
Total interest income$15,514,0002,101
Total interest expense$8,060,0001,897
Net interest income$7,454,0002,295
Provision for loan and lease losses$1,225,000812
Total noninterest income$3,851,0001,119
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$3,851,000769
Total noninterest expense$6,762,0001,929
Salaries and employee benefits$3,179,0002,129
Premises and equipment expense$1,523,0001,264
Additional noninterest expense$2,060,0002,066
Pre-tax net operating income$3,318,0002,169
Securities gains (losses)$04,449
Applicable income taxes$1,327,0001,818
Income before extraordinary items$1,991,0002,561
Extraordinary gains, net$032
Net income$1,991,0002,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$751,000928
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$2,500,000359
Net operating income$1,991,0002,489
1997-12-31 (YTD Data)Rank
Total interest income$12,012,0002,722
Total interest expense$6,172,0002,433
Net interest income$5,840,0002,988
Provision for loan and lease losses$513,0001,734
Total noninterest income$792,0003,598
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$792,0002,041
Total noninterest expense$4,247,0003,008
Salaries and employee benefits$2,381,0002,779
Premises and equipment expense$934,0002,106
Additional noninterest expense$932,0004,175
Pre-tax net operating income$1,872,0003,740
Securities gains (losses)$94,0001,009
Applicable income taxes$789,0002,959
Income before extraordinary items$1,177,0004,123
Extraordinary gains, net$044
Net income$1,177,0004,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,506
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$645,000504
Net operating income$1,116,8404,244
1996-12-31 (YTD Data)Rank
Total interest income$7,778,0004,142
Total interest expense$3,990,0003,720
Net interest income$3,788,0004,520
Provision for loan and lease losses$233,0003,098
Total noninterest income$477,0005,325
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$477,0003,025
Total noninterest expense$3,812,0003,487
Salaries and employee benefits$1,770,0003,730
Premises and equipment expense$733,0002,668
Additional noninterest expense$1,309,0003,513
Pre-tax net operating income$220,0009,660
Securities gains (losses)$216,000662
Applicable income taxes$144,0007,971
Income before extraordinary items$292,0008,495
Extraordinary gains, net$053
Net income$292,0008,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$2,000,000295
Net operating income$147,2809,759
1995-12-31 (YTD Data)Rank
Total interest income$4,822,0006,153
Total interest expense$2,683,0005,258
Net interest income$2,139,0007,004
Provision for loan and lease losses$453,0001,703
Total noninterest income$335,0006,662
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$335,0003,733
Total noninterest expense$2,974,0004,314
Salaries and employee benefits$1,443,0004,439
Premises and equipment expense$611,0003,165
Additional noninterest expense$920,0004,680
Pre-tax net operating income$-953,00011,869
Securities gains (losses)$171,000734
Applicable income taxes$-291,00011,833
Income before extraordinary items$-491,00011,790
Extraordinary gains, net$065
Net income$-491,00011,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$-600,44011,808
1994-12-31 (YTD Data)Rank
Total interest income$2,816,0008,366
Total interest expense$1,450,0007,048
Net interest income$1,366,0009,258
Provision for loan and lease losses$51,0006,050
Total noninterest income$205,0008,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$205,0005,180
Total noninterest expense$1,407,0007,891
Salaries and employee benefits$685,0007,993
Premises and equipment expense$357,0005,031
Additional noninterest expense$365,0009,181
Pre-tax net operating income$113,00011,539
Securities gains (losses)$19,0001,821
Applicable income taxes$53,00010,390
Income before extraordinary items$79,00011,575
Extraordinary gains, net$0249
Net income$79,00011,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,338
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,185,000395
Net operating income$66,84011,727
1993-12-31 (YTD Data)Rank
Total interest income$2,751,0008,746
Total interest expense$1,466,0007,319
Net interest income$1,285,0009,784
Provision for loan and lease losses$54,0007,292
Total noninterest income$323,0007,346
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$323,0004,288
Total noninterest expense$1,205,0008,876
Salaries and employee benefits$444,00010,215
Premises and equipment expense$365,0005,065
Additional noninterest expense$396,0009,306
Pre-tax net operating income$349,0009,822
Securities gains (losses)$24,0004,420
Applicable income taxes$-331,00013,094
Income before extraordinary items$704,0006,089
Extraordinary gains, net$03,149
Net income$704,0006,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,986
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$680,0005,990
1992-12-31 (YTD Data)Rank
Total interest income$3,484,0008,209
Total interest expense$2,111,0006,841
Net interest income$1,373,0009,724
Provision for loan and lease losses$267,0004,437
Total noninterest income$146,00010,574
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$146,0006,738
Total noninterest expense$1,393,0008,323
Salaries and employee benefits$440,00010,403
Premises and equipment expense$369,0005,129
Additional noninterest expense$584,0007,654
Pre-tax net operating income$-141,00013,011
Securities gains (losses)$58,0003,883
Applicable income taxes$012,680
Income before extraordinary items$-83,00013,044
Extraordinary gains, net$01,422
Net income$-83,00013,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0004,417
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-141,00012,972

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.