Home > German American Bank > Income and Expense

German American Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$256,524,000254
Total interest expense$61,132,000339
Net interest income$195,392,000230
Provision for loan and lease losses$2,550,000489
Total noninterest income$60,250,000220
Gross Fiduciary activities income$8,562,000196
Service charges on deposit accounts$12,238,000139
Trading account gains and fees$0123
Additional Noninterest Income$39,450,000198
Total noninterest expense$143,490,000238
Salaries and employee benefits$82,709,000221
Premises and equipment expense$14,460,000219
Additional noninterest expense$39,450,000198
Pre-tax net operating income$109,602,000202
Securities gains (losses)$40,000451
Applicable income taxes$19,949,000210
Income before extraordinary items$89,693,000189
Extraordinary gains, net$054
Net income$89,693,000193
Minority interest net income$088
Net income of bank and minority interests.$89,693,000192
Net charge-offs$2,953,000320
Cash dividends$50,000,000166
Sale, conversion, retirement of capital stock, net$0540
Net operating income$89,660,200196
2023-09-30 (YTD Data)Rank
Total interest income$189,537,000255
Total interest expense$41,042,000349
Net interest income$148,495,000229
Provision for loan and lease losses$2,550,000398
Total noninterest income$44,647,000220
Gross Fiduciary activities income$6,279,000199
Service charges on deposit accounts$9,184,000141
Trading account gains and fees$0125
Additional Noninterest Income$29,184,000204
Total noninterest expense$108,092,000235
Salaries and employee benefits$61,895,000222
Premises and equipment expense$10,948,000218
Additional noninterest expense$29,184,000204
Pre-tax net operating income$82,500,000208
Securities gains (losses)$40,000296
Applicable income taxes$15,000,000223
Income before extraordinary items$67,540,000197
Extraordinary gains, net$052
Net income$67,540,000198
Minority interest net income$081
Net income of bank and minority interests.$67,540,000198
Net charge-offs$2,072,000295
Cash dividends$25,000,000218
Sale, conversion, retirement of capital stock, net$0507
Net operating income$67,507,200203
2023-06-30 (YTD Data)Rank
Total interest income$123,921,000247
Total interest expense$24,268,000347
Net interest income$99,653,000227
Provision for loan and lease losses$1,650,000397
Total noninterest income$29,836,000214
Gross Fiduciary activities income$4,113,000196
Service charges on deposit accounts$5,674,000143
Trading account gains and fees$178,00082
Additional Noninterest Income$19,871,000197
Total noninterest expense$72,733,000229
Salaries and employee benefits$41,682,000221
Premises and equipment expense$7,259,000211
Additional noninterest expense$19,871,000197
Pre-tax net operating income$55,106,000207
Securities gains (losses)$40,000308
Applicable income taxes$10,000,000223
Income before extraordinary items$45,146,000195
Extraordinary gains, net$051
Net income$45,146,000199
Minority interest net income$081
Net income of bank and minority interests.$45,146,000195
Net charge-offs$1,552,000255
Cash dividends$25,000,000158
Sale, conversion, retirement of capital stock, net$0486
Net operating income$45,113,200202
2023-03-31 (YTD Data)Rank
Total interest income$60,447,000255
Total interest expense$10,267,000355
Net interest income$50,180,000229
Provision for loan and lease losses$1,100,000329
Total noninterest income$14,972,000209
Gross Fiduciary activities income$1,923,000213
Service charges on deposit accounts$2,788,000149
Trading account gains and fees$-50,0001,174
Additional Noninterest Income$10,311,000184
Total noninterest expense$37,062,000236
Salaries and employee benefits$21,713,000219
Premises and equipment expense$3,818,000210
Additional noninterest expense$10,311,000184
Pre-tax net operating income$26,990,000210
Securities gains (losses)$2,000837
Applicable income taxes$4,759,000229
Income before extraordinary items$22,233,000201
Extraordinary gains, net$04
Net income$22,233,000201
Minority interest net income$048
Net income of bank and minority interests.$22,233,000201
Net charge-offs$953,000206
Cash dividends$15,000,000133
Sale, conversion, retirement of capital stock, net$0430
Net operating income$22,231,360206
2022-12-31 (YTD Data)Rank
Total interest income$218,809,000227
Total interest expense$14,477,000341
Net interest income$204,332,000220
Provision for loan and lease losses$6,350,000235
Total noninterest income$58,540,000222
Gross Fiduciary activities income$7,215,000224
Service charges on deposit accounts$11,461,000148
Trading account gains and fees$402,00088
Additional Noninterest Income$39,462,000209
Total noninterest expense$150,424,000229
Salaries and employee benefits$83,611,000220
Premises and equipment expense$14,912,000213
Additional noninterest expense$39,462,000209
Pre-tax net operating income$106,098,000222
Securities gains (losses)$589,00063
Applicable income taxes$19,284,000247
Income before extraordinary items$87,403,000213
Extraordinary gains, net$05
Net income$87,403,000213
Minority interest net income$063
Net income of bank and minority interests.$87,403,000213
Net charge-offs$2,316,000265
Cash dividends$35,000,000209
Sale, conversion, retirement of capital stock, net$0568
Net operating income$86,920,020218
2022-09-30 (YTD Data)Rank
Total interest income$157,980,000225
Total interest expense$7,140,000339
Net interest income$150,840,000215
Provision for loan and lease losses$5,850,000181
Total noninterest income$44,961,000228
Gross Fiduciary activities income$5,483,000223
Service charges on deposit accounts$8,570,000150
Trading account gains and fees$455,00086
Additional Noninterest Income$30,453,000210
Total noninterest expense$115,124,000219
Salaries and employee benefits$62,822,000220
Premises and equipment expense$11,260,000212
Additional noninterest expense$30,453,000210
Pre-tax net operating income$74,827,000230
Securities gains (losses)$473,00065
Applicable income taxes$13,383,000270
Income before extraordinary items$61,917,000227
Extraordinary gains, net$04
Net income$61,917,000227
Minority interest net income$057
Net income of bank and minority interests.$61,917,000227
Net charge-offs$1,285,000267
Cash dividends$25,000,000203
Sale, conversion, retirement of capital stock, net$0519
Net operating income$61,529,140227
2022-06-30 (YTD Data)Rank
Total interest income$101,491,000220
Total interest expense$3,332,000365
Net interest income$98,159,000213
Provision for loan and lease losses$5,500,000134
Total noninterest income$30,888,000216
Gross Fiduciary activities income$3,789,000189
Service charges on deposit accounts$5,556,000151
Trading account gains and fees$344,00077
Additional Noninterest Income$21,199,000213
Total noninterest expense$82,212,000203
Salaries and employee benefits$43,205,000205
Premises and equipment expense$7,576,000207
Additional noninterest expense$31,431,000184
Pre-tax net operating income$41,335,000255
Securities gains (losses)$450,00056
Applicable income taxes$6,730,000309
Income before extraordinary items$35,055,000249
Extraordinary gains, net$04
Net income$35,055,000249
Minority interest net income$060
Net income of bank and minority interests.$35,055,000249
Net charge-offs$603,000302
Cash dividends$10,000,000268
Sale, conversion, retirement of capital stock, net$0494
Net operating income$34,677,000250
2022-03-31 (YTD Data)Rank
Total interest income$49,254,000217
Total interest expense$1,581,000357
Net interest income$47,673,000211
Provision for loan and lease losses$5,200,00070
Total noninterest income$15,788,000224
Gross Fiduciary activities income$1,849,000200
Service charges on deposit accounts$2,684,000158
Trading account gains and fees$214,00076
Additional Noninterest Income$11,041,000211
Total noninterest expense$46,864,000184
Salaries and employee benefits$22,954,000197
Premises and equipment expense$3,807,000210
Additional noninterest expense$20,103,000156
Pre-tax net operating income$11,397,000379
Securities gains (losses)$372,00061
Applicable income taxes$1,270,000556
Income before extraordinary items$10,499,000345
Extraordinary gains, net$04
Net income$10,499,000346
Minority interest net income$050
Net income of bank and minority interests.$10,499,000346
Net charge-offs$256,000320
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,167,920362
2021-12-31 (YTD Data)Rank
Total interest income$170,331,000242
Total interest expense$6,882,000399
Net interest income$163,449,000235
Provision for loan and lease losses$-6,500,0004,696
Total noninterest income$57,205,000253
Gross Fiduciary activities income$7,212,000198
Service charges on deposit accounts$7,727,000197
Trading account gains and fees$1,131,00079
Additional Noninterest Income$41,135,000251
Total noninterest expense$122,505,000251
Salaries and employee benefits$68,032,000255
Premises and equipment expense$14,822,000214
Additional noninterest expense$39,651,000255
Pre-tax net operating income$104,649,000227
Securities gains (losses)$2,247,000127
Applicable income taxes$20,252,000253
Income before extraordinary items$86,644,000220
Extraordinary gains, net$010
Net income$86,644,000220
Minority interest net income$074
Net income of bank and minority interests.$86,644,000220
Net charge-offs$3,342,000208
Cash dividends$65,000,000150
Sale, conversion, retirement of capital stock, net$0582
Net operating income$84,823,930221
2021-09-30 (YTD Data)Rank
Total interest income$127,366,000243
Total interest expense$5,294,000412
Net interest income$122,072,000235
Provision for loan and lease losses$-8,500,0004,795
Total noninterest income$42,993,000256
Gross Fiduciary activities income$5,319,000199
Service charges on deposit accounts$5,434,000208
Trading account gains and fees$854,00078
Additional Noninterest Income$31,386,000252
Total noninterest expense$91,524,000252
Salaries and employee benefits$51,050,000259
Premises and equipment expense$11,623,000209
Additional noninterest expense$28,851,000261
Pre-tax net operating income$82,041,000217
Securities gains (losses)$1,493,000147
Applicable income taxes$16,707,000238
Income before extraordinary items$66,827,000213
Extraordinary gains, net$08
Net income$66,827,000214
Minority interest net income$069
Net income of bank and minority interests.$66,827,000214
Net charge-offs$561,000467
Cash dividends$45,000,000144
Sale, conversion, retirement of capital stock, net$0543
Net operating income$65,632,600213
2021-06-30 (YTD Data)Rank
Total interest income$83,800,000245
Total interest expense$3,670,000415
Net interest income$80,130,000237
Provision for loan and lease losses$-6,500,0004,831
Total noninterest income$27,656,000264
Gross Fiduciary activities income$3,449,000201
Service charges on deposit accounts$3,416,000210
Trading account gains and fees$675,00082
Additional Noninterest Income$20,116,000268
Total noninterest expense$59,647,000258
Salaries and employee benefits$33,910,000258
Premises and equipment expense$8,173,000200
Additional noninterest expense$17,564,000275
Pre-tax net operating income$54,639,000217
Securities gains (losses)$1,275,000133
Applicable income taxes$11,326,000235
Income before extraordinary items$44,588,000210
Extraordinary gains, net$06
Net income$44,588,000211
Minority interest net income$067
Net income of bank and minority interests.$44,588,000211
Net charge-offs$364,000472
Cash dividends$45,000,000106
Sale, conversion, retirement of capital stock, net$0517
Net operating income$43,568,000213
2021-03-31 (YTD Data)Rank
Total interest income$41,514,000246
Total interest expense$1,921,000424
Net interest income$39,593,000242
Provision for loan and lease losses$-1,500,0004,818
Total noninterest income$14,059,000267
Gross Fiduciary activities income$1,605,000206
Service charges on deposit accounts$1,679,000208
Trading account gains and fees$485,00072
Additional Noninterest Income$10,290,000270
Total noninterest expense$30,810,000249
Salaries and employee benefits$17,672,000250
Premises and equipment expense$4,346,000192
Additional noninterest expense$8,792,000268
Pre-tax net operating income$24,342,000246
Securities gains (losses)$975,000113
Applicable income taxes$4,971,000261
Income before extraordinary items$20,346,000241
Extraordinary gains, net$03
Net income$20,346,000241
Minority interest net income$055
Net income of bank and minority interests.$20,346,000241
Net charge-offs$260,000368
Cash dividends$25,000,00084
Sale, conversion, retirement of capital stock, net$0482
Net operating income$19,566,000246
2020-12-31 (YTD Data)Rank
Total interest income$174,291,000238
Total interest expense$16,326,000323
Net interest income$157,965,000230
Provision for loan and lease losses$17,550,000240
Total noninterest income$50,368,000275
Gross Fiduciary activities income$5,518,000210
Service charges on deposit accounts$7,337,000198
Trading account gains and fees$268,000125
Additional Noninterest Income$37,245,000262
Total noninterest expense$116,295,000254
Salaries and employee benefits$67,613,000241
Premises and equipment expense$14,017,000221
Additional noninterest expense$34,665,000270
Pre-tax net operating income$74,488,000210
Securities gains (losses)$4,081,000126
Applicable income taxes$14,747,000225
Income before extraordinary items$63,822,000205
Extraordinary gains, net$04
Net income$63,822,000205
Minority interest net income$072
Net income of bank and minority interests.$63,822,000205
Net charge-offs$2,622,000348
Cash dividends$40,000,000180
Sale, conversion, retirement of capital stock, net$0566
Net operating income$60,516,390211
2020-09-30 (YTD Data)Rank
Total interest income$129,165,000242
Total interest expense$13,996,000307
Net interest income$115,169,000233
Provision for loan and lease losses$15,550,000240
Total noninterest income$37,572,000267
Gross Fiduciary activities income$4,015,000210
Service charges on deposit accounts$5,377,000201
Trading account gains and fees$-169,0001,338
Additional Noninterest Income$28,349,000253
Total noninterest expense$86,938,000249
Salaries and employee benefits$50,287,000234
Premises and equipment expense$10,420,000220
Additional noninterest expense$26,231,000269
Pre-tax net operating income$50,253,000209
Securities gains (losses)$2,190,000168
Applicable income taxes$9,442,000232
Income before extraordinary items$43,001,000209
Extraordinary gains, net$04
Net income$43,001,000209
Minority interest net income$065
Net income of bank and minority interests.$43,001,000209
Net charge-offs$713,000612
Cash dividends$40,000,000139
Sale, conversion, retirement of capital stock, net$0532
Net operating income$41,205,200211
2020-06-30 (YTD Data)Rank
Total interest income$87,068,000244
Total interest expense$10,943,000296
Net interest income$76,125,000237
Provision for loan and lease losses$11,050,000249
Total noninterest income$24,904,000248
Gross Fiduciary activities income$2,675,000209
Service charges on deposit accounts$3,604,000198
Trading account gains and fees$-234,0001,348
Additional Noninterest Income$18,859,000243
Total noninterest expense$57,731,000248
Salaries and employee benefits$33,014,000236
Premises and equipment expense$7,059,000220
Additional noninterest expense$17,658,000258
Pre-tax net operating income$32,248,000195
Securities gains (losses)$1,583,000147
Applicable income taxes$5,995,000213
Income before extraordinary items$27,836,000191
Extraordinary gains, net$04
Net income$27,836,000191
Minority interest net income$065
Net income of bank and minority interests.$27,836,000191
Net charge-offs$550,000558
Cash dividends$40,000,000113
Sale, conversion, retirement of capital stock, net$0504
Net operating income$26,537,940190
2020-03-31 (YTD Data)Rank
Total interest income$43,543,000252
Total interest expense$6,583,000291
Net interest income$36,960,000243
Provision for loan and lease losses$5,150,000255
Total noninterest income$13,480,000223
Gross Fiduciary activities income$1,360,000210
Service charges on deposit accounts$2,238,000186
Trading account gains and fees$-280,0001,350
Additional Noninterest Income$10,162,000201
Total noninterest expense$29,887,000250
Salaries and employee benefits$17,266,000228
Premises and equipment expense$3,579,000221
Additional noninterest expense$9,042,000251
Pre-tax net operating income$15,403,000186
Securities gains (losses)$590,000162
Applicable income taxes$2,718,000212
Income before extraordinary items$13,275,000182
Extraordinary gains, net$04
Net income$13,275,000182
Minority interest net income$056
Net income of bank and minority interests.$13,275,000182
Net charge-offs$440,000404
Cash dividends$25,000,000115
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,785,300180
2019-12-31 (YTD Data)Rank
Total interest income$176,328,000251
Total interest expense$28,560,000298
Net interest income$147,768,000234
Provision for loan and lease losses$5,325,000251
Total noninterest income$44,256,000256
Gross Fiduciary activities income$4,861,000218
Service charges on deposit accounts$8,722,000194
Trading account gains and fees$429,000108
Additional Noninterest Income$30,244,000244
Total noninterest expense$112,546,000245
Salaries and employee benefits$63,354,000240
Premises and equipment expense$13,769,000223
Additional noninterest expense$35,423,000246
Pre-tax net operating income$74,153,000237
Securities gains (losses)$1,248,000195
Applicable income taxes$13,704,000272
Income before extraordinary items$61,697,000229
Extraordinary gains, net$011
Net income$61,697,000230
Minority interest net income$076
Net income of bank and minority interests.$61,697,000230
Net charge-offs$4,870,000216
Cash dividends$45,000,000187
Sale, conversion, retirement of capital stock, net$0626
Net operating income$60,673,640225
2019-09-30 (YTD Data)Rank
Total interest income$129,029,000258
Total interest expense$21,386,000307
Net interest income$107,643,000244
Provision for loan and lease losses$3,725,000254
Total noninterest income$33,265,000254
Gross Fiduciary activities income$3,574,000217
Service charges on deposit accounts$6,321,000198
Trading account gains and fees$108,000118
Additional Noninterest Income$23,262,000234
Total noninterest expense$82,771,000250
Salaries and employee benefits$46,326,000245
Premises and equipment expense$10,177,000230
Additional noninterest expense$26,268,000248
Pre-tax net operating income$54,412,000242
Securities gains (losses)$984,000198
Applicable income taxes$9,916,000280
Income before extraordinary items$45,480,000238
Extraordinary gains, net$011
Net income$45,480,000239
Minority interest net income$072
Net income of bank and minority interests.$45,480,000239
Net charge-offs$3,679,000210
Cash dividends$25,000,000215
Sale, conversion, retirement of capital stock, net$0590
Net operating income$44,673,120236
2019-06-30 (YTD Data)Rank
Total interest income$82,151,000267
Total interest expense$13,819,000310
Net interest income$68,332,000255
Provision for loan and lease losses$925,000521
Total noninterest income$21,513,000252
Gross Fiduciary activities income$2,311,000223
Service charges on deposit accounts$3,926,000209
Trading account gains and fees$-206,0001,675
Additional Noninterest Income$15,482,000231
Total noninterest expense$51,497,000267
Salaries and employee benefits$28,913,000254
Premises and equipment expense$6,428,000241
Additional noninterest expense$16,156,000272
Pre-tax net operating income$37,423,000232
Securities gains (losses)$671,000180
Applicable income taxes$6,702,000273
Income before extraordinary items$31,392,000224
Extraordinary gains, net$011
Net income$31,392,000226
Minority interest net income$069
Net income of bank and minority interests.$31,392,000226
Net charge-offs$509,000564
Cash dividends$25,000,000161
Sale, conversion, retirement of capital stock, net$0573
Net operating income$30,841,780223
2019-03-31 (YTD Data)Rank
Total interest income$41,152,000265
Total interest expense$7,011,000306
Net interest income$34,141,000256
Provision for loan and lease losses$675,000378
Total noninterest income$11,504,000229
Gross Fiduciary activities income$1,026,000234
Service charges on deposit accounts$1,901,000213
Trading account gains and fees$-74,0001,699
Additional Noninterest Income$8,651,000203
Total noninterest expense$26,233,000268
Salaries and employee benefits$14,910,000255
Premises and equipment expense$3,217,000238
Additional noninterest expense$8,106,000269
Pre-tax net operating income$18,737,000229
Securities gains (losses)$155,000221
Applicable income taxes$3,088,000284
Income before extraordinary items$15,804,000224
Extraordinary gains, net$05
Net income$15,804,000224
Minority interest net income$052
Net income of bank and minority interests.$15,804,000224
Net charge-offs$255,000522
Cash dividends$5,000,000260
Sale, conversion, retirement of capital stock, net$0529
Net operating income$15,673,800220
2018-12-31 (YTD Data)Rank
Total interest income$133,627,000297
Total interest expense$17,898,000335
Net interest income$115,729,000288
Provision for loan and lease losses$2,070,000495
Total noninterest income$36,376,000285
Gross Fiduciary activities income$4,466,000223
Service charges on deposit accounts$7,049,000226
Trading account gains and fees$48,000121
Additional Noninterest Income$24,813,000265
Total noninterest expense$91,543,000291
Salaries and employee benefits$50,730,000279
Premises and equipment expense$10,871,000267
Additional noninterest expense$29,942,000286
Pre-tax net operating income$58,492,000284
Securities gains (losses)$706,000101
Applicable income taxes$10,548,000302
Income before extraordinary items$48,650,000274
Extraordinary gains, net$06
Net income$48,650,000274
Minority interest net income$072
Net income of bank and minority interests.$48,650,000274
Net charge-offs$1,941,000372
Cash dividends$7,000,000555
Sale, conversion, retirement of capital stock, net$0671
Net operating income$48,071,080277
2018-09-30 (YTD Data)Rank
Total interest income$94,060,000304
Total interest expense$11,831,000344
Net interest income$82,229,000298
Provision for loan and lease losses$2,070,000384
Total noninterest income$26,930,000289
Gross Fiduciary activities income$3,378,000223
Service charges on deposit accounts$4,976,000234
Trading account gains and fees$133,000117
Additional Noninterest Income$18,443,000278
Total noninterest expense$62,470,000318
Salaries and employee benefits$35,837,000298
Premises and equipment expense$7,669,000281
Additional noninterest expense$18,964,000318
Pre-tax net operating income$44,619,000277
Securities gains (losses)$434,000137
Applicable income taxes$8,282,000284
Income before extraordinary items$36,771,000270
Extraordinary gains, net$05
Net income$36,771,000270
Minority interest net income$066
Net income of bank and minority interests.$36,771,000270
Net charge-offs$1,713,000302
Cash dividends$7,000,000419
Sale, conversion, retirement of capital stock, net$0633
Net operating income$36,415,120273
2018-06-30 (YTD Data)Rank
Total interest income$60,617,000309
Total interest expense$7,148,000355
Net interest income$53,469,000304
Provision for loan and lease losses$1,570,000332
Total noninterest income$18,046,000283
Gross Fiduciary activities income$2,315,000223
Service charges on deposit accounts$3,118,000246
Trading account gains and fees$116,000103
Additional Noninterest Income$12,497,000268
Total noninterest expense$41,131,000321
Salaries and employee benefits$23,878,000295
Premises and equipment expense$4,932,000289
Additional noninterest expense$12,321,000323
Pre-tax net operating income$28,814,000274
Securities gains (losses)$344,000127
Applicable income taxes$5,296,000289
Income before extraordinary items$23,862,000272
Extraordinary gains, net$06
Net income$23,862,000272
Minority interest net income$065
Net income of bank and minority interests.$23,862,000272
Net charge-offs$1,627,000248
Cash dividends$7,000,000301
Sale, conversion, retirement of capital stock, net$0620
Net operating income$23,579,920273
2018-03-31 (YTD Data)Rank
Total interest income$29,116,000313
Total interest expense$3,320,000363
Net interest income$25,796,000309
Provision for loan and lease losses$350,000615
Total noninterest income$9,230,000279
Gross Fiduciary activities income$1,222,000219
Service charges on deposit accounts$1,473,000260
Trading account gains and fees$90,00094
Additional Noninterest Income$6,445,000258
Total noninterest expense$20,158,000324
Salaries and employee benefits$11,992,000297
Premises and equipment expense$2,407,000300
Additional noninterest expense$5,759,000343
Pre-tax net operating income$14,518,000272
Securities gains (losses)$270,00098
Applicable income taxes$2,702,000292
Income before extraordinary items$12,086,000266
Extraordinary gains, net$07
Net income$12,086,000266
Minority interest net income$052
Net income of bank and minority interests.$12,086,000266
Net charge-offs$1,584,000165
Cash dividends$7,000,000168
Sale, conversion, retirement of capital stock, net$0580
Net operating income$11,864,600268
2017-12-31 (YTD Data)Rank
Total interest income$110,947,000306
Total interest expense$10,273,000369
Net interest income$100,674,000300
Provision for loan and lease losses$1,750,000575
Total noninterest income$31,236,000310
Gross Fiduciary activities income$3,357,000259
Service charges on deposit accounts$6,181,000245
Trading account gains and fees$478,00094
Additional Noninterest Income$21,220,000299
Total noninterest expense$77,178,000318
Salaries and employee benefits$46,109,000289
Premises and equipment expense$9,223,000308
Additional noninterest expense$21,846,000355
Pre-tax net operating income$52,982,000274
Securities gains (losses)$592,000203
Applicable income taxes$12,919,000340
Income before extraordinary items$40,655,000249
Extraordinary gains, net$09
Net income$40,655,000249
Minority interest net income$076
Net income of bank and minority interests.$40,655,000249
Net charge-offs$864,000776
Cash dividends$25,000,000200
Sale, conversion, retirement of capital stock, net$0711
Net operating income$40,205,080248
2017-09-30 (YTD Data)Rank
Total interest income$82,362,000308
Total interest expense$7,335,000372
Net interest income$75,027,000302
Provision for loan and lease losses$1,100,000641
Total noninterest income$23,665,000310
Gross Fiduciary activities income$2,484,000262
Service charges on deposit accounts$4,746,000241
Trading account gains and fees$449,00090
Additional Noninterest Income$15,986,000295
Total noninterest expense$57,225,000320
Salaries and employee benefits$34,066,000295
Premises and equipment expense$6,773,000317
Additional noninterest expense$16,386,000354
Pre-tax net operating income$40,367,000271
Securities gains (losses)$572,000190
Applicable income taxes$11,562,000282
Income before extraordinary items$29,377,000267
Extraordinary gains, net$09
Net income$29,377,000267
Minority interest net income$071
Net income of bank and minority interests.$29,377,000267
Net charge-offs$587,000710
Cash dividends$20,000,000177
Sale, conversion, retirement of capital stock, net$0677
Net operating income$28,965,160269
2017-06-30 (YTD Data)Rank
Total interest income$54,396,000314
Total interest expense$4,482,000383
Net interest income$49,914,000303
Provision for loan and lease losses$850,000559
Total noninterest income$15,947,000303
Gross Fiduciary activities income$1,637,000263
Service charges on deposit accounts$3,076,000245
Trading account gains and fees$348,00088
Additional Noninterest Income$10,886,000298
Total noninterest expense$37,603,000328
Salaries and employee benefits$22,655,000295
Premises and equipment expense$4,403,000320
Additional noninterest expense$10,545,000367
Pre-tax net operating income$27,408,000267
Securities gains (losses)$01,906
Applicable income taxes$7,795,000279
Income before extraordinary items$19,613,000271
Extraordinary gains, net$011
Net income$19,613,000271
Minority interest net income$071
Net income of bank and minority interests.$19,613,000271
Net charge-offs$338,000760
Cash dividends$20,000,000125
Sale, conversion, retirement of capital stock, net$0659
Net operating income$19,613,000267
2017-03-31 (YTD Data)Rank
Total interest income$27,016,000314
Total interest expense$2,104,000395
Net interest income$24,912,000302
Provision for loan and lease losses$500,000453
Total noninterest income$8,208,000298
Gross Fiduciary activities income$735,000277
Service charges on deposit accounts$1,538,000245
Trading account gains and fees$348,00072
Additional Noninterest Income$5,587,000287
Total noninterest expense$18,854,000328
Salaries and employee benefits$11,319,000299
Premises and equipment expense$2,180,000326
Additional noninterest expense$5,355,000360
Pre-tax net operating income$13,766,000259
Securities gains (losses)$01,153
Applicable income taxes$4,084,000276
Income before extraordinary items$9,682,000266
Extraordinary gains, net$08
Net income$9,682,000266
Minority interest net income$055
Net income of bank and minority interests.$9,682,000266
Net charge-offs$142,000743
Cash dividends$10,000,000118
Sale, conversion, retirement of capital stock, net$0632
Net operating income$9,682,000263
2016-12-31 (YTD Data)Rank
Total interest income$103,305,000298
Total interest expense$7,734,000386
Net interest income$95,571,000296
Provision for loan and lease losses$1,200,000778
Total noninterest income$30,075,000315
Gross Fiduciary activities income$2,695,000280
Service charges on deposit accounts$6,192,000240
Trading account gains and fees$1,207,00074
Additional Noninterest Income$19,981,000311
Total noninterest expense$74,766,000326
Salaries and employee benefits$42,955,000305
Premises and equipment expense$8,545,000323
Additional noninterest expense$23,266,000339
Pre-tax net operating income$49,680,000260
Securities gains (losses)$1,979,000122
Applicable income taxes$15,215,000266
Income before extraordinary items$36,444,000266
Extraordinary gains, net$05
Net income$36,444,000265
Minority interest net income$082
Net income of bank and minority interests.$36,444,000265
Net charge-offs$830,000761
Cash dividends$15,000,000261
Sale, conversion, retirement of capital stock, net$39,000609
Net operating income$35,038,910267
2016-09-30 (YTD Data)Rank
Total interest income$76,223,000298
Total interest expense$5,725,000387
Net interest income$70,498,000297
Provision for loan and lease losses$1,200,000607
Total noninterest income$22,268,000320
Gross Fiduciary activities income$1,977,000285
Service charges on deposit accounts$4,541,000251
Trading account gains and fees$828,00079
Additional Noninterest Income$14,922,000314
Total noninterest expense$55,679,000328
Salaries and employee benefits$31,570,000310
Premises and equipment expense$6,318,000321
Additional noninterest expense$17,791,000331
Pre-tax net operating income$35,887,000269
Securities gains (losses)$1,426,000146
Applicable income taxes$11,113,000268
Income before extraordinary items$26,200,000271
Extraordinary gains, net$05
Net income$26,200,000271
Minority interest net income$071
Net income of bank and minority interests.$26,200,000271
Net charge-offs$484,000814
Cash dividends$15,000,000204
Sale, conversion, retirement of capital stock, net$0719
Net operating income$25,201,800271
2016-06-30 (YTD Data)Rank
Total interest income$49,503,000305
Total interest expense$3,729,000394
Net interest income$45,774,000303
Provision for loan and lease losses$1,200,000436
Total noninterest income$14,320,000325
Gross Fiduciary activities income$1,229,000297
Service charges on deposit accounts$2,869,000262
Trading account gains and fees$158,000105
Additional Noninterest Income$10,064,000309
Total noninterest expense$37,289,000328
Salaries and employee benefits$21,215,000308
Premises and equipment expense$4,096,000338
Additional noninterest expense$11,978,000333
Pre-tax net operating income$21,605,000284
Securities gains (losses)$968,000147
Applicable income taxes$6,732,000272
Income before extraordinary items$15,841,000282
Extraordinary gains, net$016
Net income$15,841,000281
Minority interest net income$071
Net income of bank and minority interests.$15,841,000281
Net charge-offs$334,000799
Cash dividends$10,000,000204
Sale, conversion, retirement of capital stock, net$0705
Net operating income$15,163,400286
2016-03-31 (YTD Data)Rank
Total interest income$22,670,000327
Total interest expense$1,770,000411
Net interest income$20,900,000321
Provision for loan and lease losses$850,000308
Total noninterest income$7,217,000306
Gross Fiduciary activities income$560,000310
Service charges on deposit accounts$1,280,000291
Trading account gains and fees$55,000106
Additional Noninterest Income$5,322,000282
Total noninterest expense$19,183,000319
Salaries and employee benefits$11,157,000291
Premises and equipment expense$1,883,000366
Additional noninterest expense$6,143,000316
Pre-tax net operating income$8,084,000333
Securities gains (losses)$02,077
Applicable income taxes$2,206,000363
Income before extraordinary items$5,878,000338
Extraordinary gains, net$012
Net income$5,878,000338
Minority interest net income$062
Net income of bank and minority interests.$5,878,000338
Net charge-offs$127,000881
Cash dividends$10,000,000134
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,878,000332
2015-12-31 (YTD Data)Rank
Total interest income$81,560,000347
Total interest expense$5,607,000489
Net interest income$75,953,000337
Provision for loan and lease losses$04,380
Total noninterest income$26,698,000334
Gross Fiduciary activities income$2,108,000326
Service charges on deposit accounts$5,015,000292
Trading account gains and fees$491,00092
Additional Noninterest Income$19,084,000311
Total noninterest expense$60,479,000375
Salaries and employee benefits$34,541,000361
Premises and equipment expense$6,804,000397
Additional noninterest expense$19,134,000384
Pre-tax net operating income$42,172,000277
Securities gains (losses)$698,000276
Applicable income taxes$12,476,000270
Income before extraordinary items$30,394,000279
Extraordinary gains, net$023
Net income$30,394,000279
Minority interest net income$081
Net income of bank and minority interests.$30,394,000279
Net charge-offs$491,0001,178
Cash dividends$15,900,000275
Sale, conversion, retirement of capital stock, net$0804
Net operating income$29,898,420281
2015-09-30 (YTD Data)Rank
Total interest income$60,552,000354
Total interest expense$4,138,000505
Net interest income$56,414,000343
Provision for loan and lease losses$04,232
Total noninterest income$20,297,000332
Gross Fiduciary activities income$1,578,000327
Service charges on deposit accounts$3,735,000299
Trading account gains and fees$344,00096
Additional Noninterest Income$14,640,000316
Total noninterest expense$45,660,000378
Salaries and employee benefits$25,705,000366
Premises and equipment expense$5,143,000401
Additional noninterest expense$14,812,000378
Pre-tax net operating income$31,051,000289
Securities gains (losses)$698,000237
Applicable income taxes$9,272,000290
Income before extraordinary items$22,477,000284
Extraordinary gains, net$021
Net income$22,477,000284
Minority interest net income$078
Net income of bank and minority interests.$22,477,000284
Net charge-offs$159,0001,733
Cash dividends$10,000,000284
Sale, conversion, retirement of capital stock, net$0773
Net operating income$21,981,420287
2015-06-30 (YTD Data)Rank
Total interest income$40,145,000355
Total interest expense$2,693,000515
Net interest income$37,452,000344
Provision for loan and lease losses$500,000753
Total noninterest income$12,539,000358
Gross Fiduciary activities income$993,000337
Service charges on deposit accounts$2,449,000302
Trading account gains and fees$165,000102
Additional Noninterest Income$8,932,000334
Total noninterest expense$28,922,000405
Salaries and employee benefits$16,854,000369
Premises and equipment expense$3,384,000407
Additional noninterest expense$8,684,000411
Pre-tax net operating income$20,569,000287
Securities gains (losses)$698,000194
Applicable income taxes$6,618,000276
Income before extraordinary items$14,649,000293
Extraordinary gains, net$022
Net income$14,649,000293
Minority interest net income$075
Net income of bank and minority interests.$14,649,000293
Net charge-offs$171,0001,295
Cash dividends$5,000,000347
Sale, conversion, retirement of capital stock, net$0751
Net operating income$14,167,380295
2015-03-31 (YTD Data)Rank
Total interest income$19,983,000355
Total interest expense$1,338,000516
Net interest income$18,645,000344
Provision for loan and lease losses$250,000741
Total noninterest income$6,680,000334
Gross Fiduciary activities income$503,000335
Service charges on deposit accounts$1,180,000307
Trading account gains and fees$58,000114
Additional Noninterest Income$4,939,000301
Total noninterest expense$14,756,000386
Salaries and employee benefits$8,710,000365
Premises and equipment expense$1,703,000407
Additional noninterest expense$4,343,000400
Pre-tax net operating income$10,319,000279
Securities gains (losses)$463,000180
Applicable income taxes$3,481,000261
Income before extraordinary items$7,301,000287
Extraordinary gains, net$013
Net income$7,301,000287
Minority interest net income$064
Net income of bank and minority interests.$7,301,000287
Net charge-offs$10,0002,483
Cash dividends$5,000,000197
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,986,160289
2014-12-31 (YTD Data)Rank
Total interest income$80,312,000336
Total interest expense$5,491,000506
Net interest income$74,821,000329
Provision for loan and lease losses$150,0002,763
Total noninterest income$22,432,000356
Gross Fiduciary activities income$1,696,000365
Service charges on deposit accounts$4,833,000321
Trading account gains and fees$15,000166
Additional Noninterest Income$15,888,000322
Total noninterest expense$57,354,000389
Salaries and employee benefits$32,248,000370
Premises and equipment expense$7,041,000381
Additional noninterest expense$18,065,000401
Pre-tax net operating income$39,749,000275
Securities gains (losses)$1,481,000140
Applicable income taxes$12,840,000258
Income before extraordinary items$28,390,000287
Extraordinary gains, net$017
Net income$28,390,000286
Minority interest net income$084
Net income of bank and minority interests.$28,390,000286
Net charge-offs$-195,0006,245
Cash dividends$20,000,000210
Sale, conversion, retirement of capital stock, net$0862
Net operating income$27,368,110286
2014-09-30 (YTD Data)Rank
Total interest income$59,801,000333
Total interest expense$4,131,000511
Net interest income$55,670,000325
Provision for loan and lease losses$550,0001,057
Total noninterest income$17,179,000342
Gross Fiduciary activities income$1,245,000366
Service charges on deposit accounts$3,556,000321
Trading account gains and fees$74,000127
Additional Noninterest Income$12,304,000307
Total noninterest expense$42,989,000388
Salaries and employee benefits$23,938,000370
Premises and equipment expense$5,243,000383
Additional noninterest expense$13,808,000386
Pre-tax net operating income$29,310,000280
Securities gains (losses)$1,039,000149
Applicable income taxes$9,565,000262
Income before extraordinary items$20,784,000288
Extraordinary gains, net$015
Net income$20,784,000288
Minority interest net income$081
Net income of bank and minority interests.$20,784,000288
Net charge-offs$-458,0006,465
Cash dividends$13,000,000216
Sale, conversion, retirement of capital stock, net$0819
Net operating income$20,077,480285
2014-06-30 (YTD Data)Rank
Total interest income$39,471,000333
Total interest expense$2,714,000528
Net interest income$36,757,000325
Provision for loan and lease losses$550,000770
Total noninterest income$11,310,000340
Gross Fiduciary activities income$794,000380
Service charges on deposit accounts$2,255,000323
Trading account gains and fees$78,000124
Additional Noninterest Income$8,183,000302
Total noninterest expense$28,994,000380
Salaries and employee benefits$16,078,000367
Premises and equipment expense$3,519,000380
Additional noninterest expense$9,397,000378
Pre-tax net operating income$18,523,000285
Securities gains (losses)$472,000241
Applicable income taxes$5,937,000269
Income before extraordinary items$13,058,000294
Extraordinary gains, net$020
Net income$13,058,000294
Minority interest net income$080
Net income of bank and minority interests.$13,058,000294
Net charge-offs$-416,0006,547
Cash dividends$13,000,000159
Sale, conversion, retirement of capital stock, net$0794
Net operating income$12,732,320295
2014-03-31 (YTD Data)Rank
Total interest income$19,663,000333
Total interest expense$1,345,000539
Net interest income$18,318,000323
Provision for loan and lease losses$350,000616
Total noninterest income$6,053,000319
Gross Fiduciary activities income$385,000381
Service charges on deposit accounts$1,062,000335
Trading account gains and fees$-38,0006,715
Additional Noninterest Income$4,644,000274
Total noninterest expense$14,951,000374
Salaries and employee benefits$8,305,000354
Premises and equipment expense$1,821,000381
Additional noninterest expense$4,825,000370
Pre-tax net operating income$9,070,000282
Securities gains (losses)$228,000258
Applicable income taxes$2,950,000259
Income before extraordinary items$6,348,000287
Extraordinary gains, net$016
Net income$6,348,000287
Minority interest net income$066
Net income of bank and minority interests.$6,348,000287
Net charge-offs$-550,0006,674
Cash dividends$7,000,000130
Sale, conversion, retirement of capital stock, net$0747
Net operating income$6,192,960286
2013-12-31 (YTD Data)Rank
Total interest income$75,610,000343
Total interest expense$5,937,000532
Net interest income$69,673,000333
Provision for loan and lease losses$350,0002,264
Total noninterest income$21,111,000393
Gross Fiduciary activities income$1,700,000354
Service charges on deposit accounts$4,151,000362
Trading account gains and fees$120,000137
Additional Noninterest Income$15,140,000357
Total noninterest expense$54,080,000413
Salaries and employee benefits$30,658,000379
Premises and equipment expense$7,734,000336
Additional noninterest expense$15,688,000457
Pre-tax net operating income$36,354,000271
Securities gains (losses)$2,065,000121
Applicable income taxes$12,675,000235
Income before extraordinary items$25,744,000298
Extraordinary gains, net$029
Net income$25,744,000298
Minority interest net income$090
Net income of bank and minority interests.$25,744,000298
Net charge-offs$1,286,0001,048
Cash dividends$14,000,000252
Sale, conversion, retirement of capital stock, net$0924
Net operating income$24,360,450305
2013-09-30 (YTD Data)Rank
Total interest income$55,593,000357
Total interest expense$4,459,000549
Net interest income$51,134,000344
Provision for loan and lease losses$-250,0006,647
Total noninterest income$15,917,000403
Gross Fiduciary activities income$1,284,000351
Service charges on deposit accounts$3,039,000368
Trading account gains and fees$110,000129
Additional Noninterest Income$11,484,000367
Total noninterest expense$39,500,000421
Salaries and employee benefits$22,209,000388
Premises and equipment expense$5,583,000350
Additional noninterest expense$11,708,000460
Pre-tax net operating income$27,801,000272
Securities gains (losses)$1,496,000153
Applicable income taxes$9,792,000237
Income before extraordinary items$19,505,000297
Extraordinary gains, net$025
Net income$19,505,000298
Minority interest net income$084
Net income of bank and minority interests.$19,505,000298
Net charge-offs$806,0001,174
Cash dividends$9,000,000263
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,502,680306
2013-06-30 (YTD Data)Rank
Total interest income$36,797,000355
Total interest expense$3,006,000553
Net interest income$33,791,000338
Provision for loan and lease losses$150,0002,434
Total noninterest income$10,915,000397
Gross Fiduciary activities income$888,000345
Service charges on deposit accounts$2,009,000366
Trading account gains and fees$144,000104
Additional Noninterest Income$7,874,000373
Total noninterest expense$26,235,000417
Salaries and employee benefits$14,827,000389
Premises and equipment expense$3,694,000353
Additional noninterest expense$7,714,000463
Pre-tax net operating income$18,321,000271
Securities gains (losses)$1,080,000166
Applicable income taxes$6,531,000237
Income before extraordinary items$12,870,000295
Extraordinary gains, net$022
Net income$12,870,000296
Minority interest net income$082
Net income of bank and minority interests.$12,870,000296
Net charge-offs$407,0001,428
Cash dividends$9,000,000188
Sale, conversion, retirement of capital stock, net$0838
Net operating income$12,157,200298
2013-03-31 (YTD Data)Rank
Total interest income$18,353,000356
Total interest expense$1,577,000547
Net interest income$16,776,000344
Provision for loan and lease losses$350,000887
Total noninterest income$5,284,000411
Gross Fiduciary activities income$473,000330
Service charges on deposit accounts$958,000372
Trading account gains and fees$0148
Additional Noninterest Income$3,853,000377
Total noninterest expense$13,383,000416
Salaries and employee benefits$7,667,000379
Premises and equipment expense$1,849,000350
Additional noninterest expense$3,867,000467
Pre-tax net operating income$8,327,000290
Securities gains (losses)$613,000177
Applicable income taxes$2,889,000265
Income before extraordinary items$6,051,000301
Extraordinary gains, net$010
Net income$6,051,000302
Minority interest net income$076
Net income of bank and minority interests.$6,051,000302
Net charge-offs$136,0001,658
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,634,160308
2012-12-31 (YTD Data)Rank
Total interest income$77,106,000351
Total interest expense$8,740,000477
Net interest income$68,366,000339
Provision for loan and lease losses$2,412,000917
Total noninterest income$20,074,000425
Gross Fiduciary activities income$1,264,000396
Service charges on deposit accounts$4,080,000373
Trading account gains and fees$10,000153
Additional Noninterest Income$14,720,000375
Total noninterest expense$50,629,000441
Salaries and employee benefits$28,628,000388
Premises and equipment expense$7,056,000357
Additional noninterest expense$14,945,000498
Pre-tax net operating income$35,399,000271
Securities gains (losses)$1,667,000325
Applicable income taxes$11,993,000242
Income before extraordinary items$25,073,000292
Extraordinary gains, net$029
Net income$25,073,000292
Minority interest net income$093
Net income of bank and minority interests.$25,073,000292
Net charge-offs$2,204,0001,084
Cash dividends$17,500,000210
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$23,939,440290
2012-09-30 (YTD Data)Rank
Total interest income$58,203,000356
Total interest expense$6,948,000470
Net interest income$51,255,000343
Provision for loan and lease losses$1,721,000978
Total noninterest income$15,064,000418
Gross Fiduciary activities income$935,000397
Service charges on deposit accounts$3,005,000381
Trading account gains and fees$-6,0007,145
Additional Noninterest Income$11,130,000368
Total noninterest expense$37,360,000441
Salaries and employee benefits$21,065,000392
Premises and equipment expense$5,267,000355
Additional noninterest expense$11,028,000502
Pre-tax net operating income$27,238,000268
Securities gains (losses)$692,000584
Applicable income taxes$9,113,000246
Income before extraordinary items$18,817,000291
Extraordinary gains, net$020
Net income$18,817,000291
Minority interest net income$086
Net income of bank and minority interests.$18,817,000291
Net charge-offs$1,111,0001,358
Cash dividends$11,000,000196
Sale, conversion, retirement of capital stock, net$0952
Net operating income$18,353,360290
2012-06-30 (YTD Data)Rank
Total interest income$39,263,000354
Total interest expense$4,932,000451
Net interest income$34,331,000344
Provision for loan and lease losses$1,081,0001,031
Total noninterest income$9,516,000426
Gross Fiduciary activities income$603,000404
Service charges on deposit accounts$1,955,000385
Trading account gains and fees$0153
Additional Noninterest Income$6,958,000374
Total noninterest expense$24,748,000437
Salaries and employee benefits$13,921,000389
Premises and equipment expense$3,553,000354
Additional noninterest expense$7,274,000506
Pre-tax net operating income$18,018,000265
Securities gains (losses)$94,0001,647
Applicable income taxes$5,902,000255
Income before extraordinary items$12,210,000297
Extraordinary gains, net$019
Net income$12,210,000297
Minority interest net income$084
Net income of bank and minority interests.$12,210,000297
Net charge-offs$701,0001,449
Cash dividends$4,000,000301
Sale, conversion, retirement of capital stock, net$0928
Net operating income$12,147,020282
2012-03-31 (YTD Data)Rank
Total interest income$19,715,000353
Total interest expense$2,564,000448
Net interest income$17,151,000341
Provision for loan and lease losses$690,000832
Total noninterest income$4,771,000413
Gross Fiduciary activities income$287,000416
Service charges on deposit accounts$936,000400
Trading account gains and fees$0148
Additional Noninterest Income$3,548,000364
Total noninterest expense$12,472,000421
Salaries and employee benefits$7,207,000376
Premises and equipment expense$1,770,000356
Additional noninterest expense$3,495,000521
Pre-tax net operating income$8,760,000264
Securities gains (losses)$18,0001,629
Applicable income taxes$2,867,000249
Income before extraordinary items$5,911,000297
Extraordinary gains, net$019
Net income$5,911,000298
Minority interest net income$078
Net income of bank and minority interests.$5,911,000298
Net charge-offs$236,0001,700
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,898,940278
2011-12-31 (YTD Data)Rank
Total interest income$80,117,000355
Total interest expense$13,979,000397
Net interest income$66,138,000347
Provision for loan and lease losses$6,800,000612
Total noninterest income$18,494,000394
Gross Fiduciary activities income$844,000436
Service charges on deposit accounts$4,156,000372
Trading account gains and fees$0146
Additional Noninterest Income$13,494,000349
Total noninterest expense$50,131,000418
Salaries and employee benefits$27,549,000370
Premises and equipment expense$7,191,000362
Additional noninterest expense$15,391,000489
Pre-tax net operating income$27,701,000279
Securities gains (losses)$2,089,000232
Applicable income taxes$9,089,000266
Income before extraordinary items$20,701,000291
Extraordinary gains, net$029
Net income$20,701,000292
Minority interest net income$096
Net income of bank and minority interests.$20,701,000292
Net charge-offs$4,805,000826
Cash dividends$22,500,000133
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$19,259,590296
2011-09-30 (YTD Data)Rank
Total interest income$60,112,000358
Total interest expense$10,924,000403
Net interest income$49,188,000352
Provision for loan and lease losses$3,900,000755
Total noninterest income$13,866,000392
Gross Fiduciary activities income$549,000474
Service charges on deposit accounts$3,135,000371
Trading account gains and fees$0145
Additional Noninterest Income$10,182,000343
Total noninterest expense$37,729,000414
Salaries and employee benefits$20,481,000374
Premises and equipment expense$5,453,000359
Additional noninterest expense$11,795,000476
Pre-tax net operating income$21,425,000289
Securities gains (losses)$03,555
Applicable income taxes$6,784,000277
Income before extraordinary items$14,641,000307
Extraordinary gains, net$021
Net income$14,641,000308
Minority interest net income$087
Net income of bank and minority interests.$14,641,000308
Net charge-offs$2,051,0001,204
Cash dividends$12,500,000132
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$14,641,000295
2011-06-30 (YTD Data)Rank
Total interest income$40,018,000361
Total interest expense$7,569,000407
Net interest income$32,449,000355
Provision for loan and lease losses$2,600,000759
Total noninterest income$9,317,000394
Gross Fiduciary activities income$301,000530
Service charges on deposit accounts$2,016,000386
Trading account gains and fees$0153
Additional Noninterest Income$7,000,000343
Total noninterest expense$25,774,000413
Salaries and employee benefits$13,910,000365
Premises and equipment expense$3,692,000360
Additional noninterest expense$8,172,000468
Pre-tax net operating income$13,392,000284
Securities gains (losses)$02,914
Applicable income taxes$4,177,000280
Income before extraordinary items$9,215,000315
Extraordinary gains, net$015
Net income$9,215,000315
Minority interest net income$089
Net income of bank and minority interests.$9,215,000315
Net charge-offs$1,137,0001,363
Cash dividends$12,500,00092
Sale, conversion, retirement of capital stock, net$0986
Net operating income$9,215,000306
2011-03-31 (YTD Data)Rank
Total interest income$19,510,000376
Total interest expense$3,863,000417
Net interest income$15,647,000367
Provision for loan and lease losses$1,300,000714
Total noninterest income$4,950,000377
Gross Fiduciary activities income$135,000551
Service charges on deposit accounts$942,000405
Trading account gains and fees$0158
Additional Noninterest Income$3,873,000316
Total noninterest expense$13,658,000392
Salaries and employee benefits$7,296,000346
Premises and equipment expense$1,853,000364
Additional noninterest expense$4,509,000417
Pre-tax net operating income$5,639,000331
Securities gains (losses)$01,772
Applicable income taxes$1,658,000323
Income before extraordinary items$3,981,000354
Extraordinary gains, net$09
Net income$3,981,000353
Minority interest net income$086
Net income of bank and minority interests.$3,981,000353
Net charge-offs$444,0001,436
Cash dividends$5,000,00092
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,981,000345
2010-12-31 (YTD Data)Rank
Total interest income$64,165,000465
Total interest expense$13,675,000581
Net interest income$50,490,000443
Provision for loan and lease losses$5,225,0001,109
Total noninterest income$16,829,000445
Gross Fiduciary activities income$589,000521
Service charges on deposit accounts$4,067,000384
Trading account gains and fees$0175
Additional Noninterest Income$12,173,000401
Total noninterest expense$40,386,000523
Salaries and employee benefits$21,651,000455
Premises and equipment expense$6,075,000434
Additional noninterest expense$12,660,000598
Pre-tax net operating income$21,708,000278
Securities gains (losses)$03,793
Applicable income taxes$6,863,000282
Income before extraordinary items$14,845,000316
Extraordinary gains, net$029
Net income$14,845,000315
Minority interest net income$0111
Net income of bank and minority interests.$14,845,000317
Net charge-offs$2,924,0001,487
Cash dividends$14,000,000134
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$14,845,000305
2010-09-30 (YTD Data)Rank
Total interest income$47,859,000467
Total interest expense$10,465,000591
Net interest income$37,394,000441
Provision for loan and lease losses$3,875,0001,071
Total noninterest income$12,729,000427
Gross Fiduciary activities income$435,000525
Service charges on deposit accounts$3,076,000378
Trading account gains and fees$0165
Additional Noninterest Income$9,218,000384
Total noninterest expense$30,258,000515
Salaries and employee benefits$15,988,000457
Premises and equipment expense$4,505,000432
Additional noninterest expense$9,765,000564
Pre-tax net operating income$15,990,000286
Securities gains (losses)$03,651
Applicable income taxes$5,052,000273
Income before extraordinary items$10,938,000322
Extraordinary gains, net$023
Net income$10,938,000323
Minority interest net income$0110
Net income of bank and minority interests.$10,938,000323
Net charge-offs$3,191,0001,090
Cash dividends$9,000,000119
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,938,000310
2010-06-30 (YTD Data)Rank
Total interest income$31,510,000471
Total interest expense$7,050,000605
Net interest income$24,460,000449
Provision for loan and lease losses$2,500,0001,079
Total noninterest income$8,316,000428
Gross Fiduciary activities income$301,000517
Service charges on deposit accounts$2,022,000383
Trading account gains and fees$0152
Additional Noninterest Income$5,993,000375
Total noninterest expense$19,962,000512
Salaries and employee benefits$10,626,000455
Premises and equipment expense$2,970,000439
Additional noninterest expense$6,366,000573
Pre-tax net operating income$10,314,000286
Securities gains (losses)$03,184
Applicable income taxes$3,224,000277
Income before extraordinary items$7,090,000315
Extraordinary gains, net$019
Net income$7,090,000314
Minority interest net income$0105
Net income of bank and minority interests.$7,090,000315
Net charge-offs$2,703,000901
Cash dividends$5,000,000135
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,090,000308
2010-03-31 (YTD Data)Rank
Total interest income$15,577,000493
Total interest expense$3,481,000651
Net interest income$12,096,000460
Provision for loan and lease losses$1,500,000888
Total noninterest income$4,549,000401
Gross Fiduciary activities income$164,000501
Service charges on deposit accounts$947,000401
Trading account gains and fees$0175
Additional Noninterest Income$3,438,000339
Total noninterest expense$10,190,000503
Salaries and employee benefits$5,443,000443
Premises and equipment expense$1,538,000441
Additional noninterest expense$3,209,000571
Pre-tax net operating income$4,955,000277
Securities gains (losses)$02,284
Applicable income taxes$1,499,000281
Income before extraordinary items$3,456,000310
Extraordinary gains, net$016
Net income$3,456,000312
Minority interest net income$091
Net income of bank and minority interests.$3,456,000312
Net charge-offs$1,803,000692
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,456,000302
2009-12-31 (YTD Data)Rank
Total interest income$63,708,000518
Total interest expense$17,822,000641
Net interest income$45,886,000467
Provision for loan and lease losses$3,750,0001,721
Total noninterest income$16,084,000447
Gross Fiduciary activities income$580,000516
Service charges on deposit accounts$4,399,000383
Trading account gains and fees$0211
Additional Noninterest Income$11,105,000418
Total noninterest expense$39,839,000539
Salaries and employee benefits$21,598,000450
Premises and equipment expense$6,028,000449
Additional noninterest expense$12,213,000666
Pre-tax net operating income$18,381,000234
Securities gains (losses)$03,754
Applicable income taxes$5,280,000257
Income before extraordinary items$13,101,000251
Extraordinary gains, net$034
Net income$13,101,000253
Minority interest net income$0115
Net income of bank and minority interests.$13,101,000252
Net charge-offs$2,256,0001,893
Cash dividends$8,000,000223
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$13,101,000254
2009-09-30 (YTD Data)Rank
Total interest income$47,918,000533
Total interest expense$13,754,000664
Net interest income$34,164,000479
Provision for loan and lease losses$3,000,0001,475
Total noninterest income$12,004,000459
Gross Fiduciary activities income$423,000519
Service charges on deposit accounts$3,274,000386
Trading account gains and fees$0212
Additional Noninterest Income$8,307,000422
Total noninterest expense$29,722,000544
Salaries and employee benefits$16,250,000457
Premises and equipment expense$4,526,000458
Additional noninterest expense$8,946,000644
Pre-tax net operating income$13,446,000252
Securities gains (losses)$03,497
Applicable income taxes$4,063,000255
Income before extraordinary items$9,383,000275
Extraordinary gains, net$027
Net income$9,383,000274
Minority interest net income$0118
Net income of bank and minority interests.$9,383,000275
Net charge-offs$1,734,0001,640
Cash dividends$3,000,000406
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,383,000268
2009-06-30 (YTD Data)Rank
Total interest income$31,767,000554
Total interest expense$9,541,000678
Net interest income$22,226,000494
Provision for loan and lease losses$1,750,0001,527
Total noninterest income$7,980,000459
Gross Fiduciary activities income$278,000526
Service charges on deposit accounts$2,143,000387
Trading account gains and fees$0193
Additional Noninterest Income$5,559,000429
Total noninterest expense$20,083,000546
Salaries and employee benefits$10,940,000458
Premises and equipment expense$2,995,000468
Additional noninterest expense$6,148,000633
Pre-tax net operating income$8,373,000268
Securities gains (losses)$03,136
Applicable income taxes$2,554,000275
Income before extraordinary items$5,819,000309
Extraordinary gains, net$021
Net income$5,819,000306
Minority interest net income$0112
Net income of bank and minority interests.$5,819,000308
Net charge-offs$977,0001,657
Cash dividends$3,000,000283
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,819,000291
2009-03-31 (YTD Data)Rank
Total interest income$15,852,000562
Total interest expense$5,095,000657
Net interest income$10,757,000496
Provision for loan and lease losses$750,0001,392
Total noninterest income$4,161,000427
Gross Fiduciary activities income$131,000546
Service charges on deposit accounts$1,062,000377
Trading account gains and fees$0171
Additional Noninterest Income$2,968,000368
Total noninterest expense$9,955,000523
Salaries and employee benefits$5,518,000454
Premises and equipment expense$1,527,000462
Additional noninterest expense$2,910,000591
Pre-tax net operating income$4,213,000286
Securities gains (losses)$02,434
Applicable income taxes$1,311,000290
Income before extraordinary items$2,902,000340
Extraordinary gains, net$015
Net income$2,902,000341
Minority interest net income$0102
Net income of bank and minority interests.$2,902,000342
Net charge-offs$228,0002,039
Cash dividends$3,000,000141
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,902,000319
2008-12-31 (YTD Data)Rank
Total interest income$67,813,000554
Total interest expense$25,985,000606
Net interest income$41,828,000525
Provision for loan and lease losses$3,990,0001,181
Total noninterest income$17,955,000381
Gross Fiduciary activities income$673,000503
Service charges on deposit accounts$4,924,000351
Trading account gains and fees$0154
Additional Noninterest Income$12,358,000331
Total noninterest expense$36,088,000555
Salaries and employee benefits$20,623,000463
Premises and equipment expense$5,669,000481
Additional noninterest expense$9,796,000692
Pre-tax net operating income$19,705,000292
Securities gains (losses)$1,031,000210
Applicable income taxes$6,859,000250
Income before extraordinary items$13,877,000293
Extraordinary gains, net$039
Net income$13,877,000293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,512,0001,124
Cash dividends$13,000,000236
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,186,230319
2008-09-30 (YTD Data)Rank
Total interest income$51,310,000568
Total interest expense$20,015,000623
Net interest income$31,295,000535
Provision for loan and lease losses$3,116,000882
Total noninterest income$13,533,000395
Gross Fiduciary activities income$516,000502
Service charges on deposit accounts$3,724,000359
Trading account gains and fees$0148
Additional Noninterest Income$9,293,000361
Total noninterest expense$26,710,000557
Salaries and employee benefits$15,386,000488
Premises and equipment expense$4,272,000486
Additional noninterest expense$7,052,000680
Pre-tax net operating income$15,002,000353
Securities gains (losses)$529,000305
Applicable income taxes$5,287,000304
Income before extraordinary items$10,244,000358
Extraordinary gains, net$031
Net income$10,244,000357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,802,000887
Cash dividends$10,000,000230
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,894,860392
2008-06-30 (YTD Data)Rank
Total interest income$34,587,000568
Total interest expense$13,913,000620
Net interest income$20,674,000542
Provision for loan and lease losses$2,278,000718
Total noninterest income$9,148,000406
Gross Fiduciary activities income$356,000505
Service charges on deposit accounts$2,431,000360
Trading account gains and fees$0149
Additional Noninterest Income$6,361,000366
Total noninterest expense$17,756,000557
Salaries and employee benefits$10,252,000492
Premises and equipment expense$2,867,000485
Additional noninterest expense$4,637,000668
Pre-tax net operating income$9,788,000380
Securities gains (losses)$285,000469
Applicable income taxes$3,460,000349
Income before extraordinary items$6,613,000425
Extraordinary gains, net$021
Net income$6,613,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,367
Cash dividends$10,000,000179
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,424,900422
2008-03-31 (YTD Data)Rank
Total interest income$17,816,000569
Total interest expense$7,378,000631
Net interest income$10,438,000528
Provision for loan and lease losses$1,344,000524
Total noninterest income$4,699,000414
Gross Fiduciary activities income$175,000518
Service charges on deposit accounts$1,183,000363
Trading account gains and fees$0158
Additional Noninterest Income$3,341,000359
Total noninterest expense$9,069,000544
Salaries and employee benefits$5,228,000490
Premises and equipment expense$1,470,000476
Additional noninterest expense$2,371,000620
Pre-tax net operating income$4,724,000426
Securities gains (losses)$285,000345
Applicable income taxes$1,719,000386
Income before extraordinary items$3,290,000455
Extraordinary gains, net$015
Net income$3,290,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,307
Cash dividends$5,000,000181
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,101,900471
2007-12-31 (YTD Data)Rank
Total interest income$72,219,000582
Total interest expense$32,379,000622
Net interest income$39,840,000572
Provision for loan and lease losses$3,591,000552
Total noninterest income$16,156,000439
Gross Fiduciary activities income$721,000504
Service charges on deposit accounts$4,361,000399
Trading account gains and fees$0178
Additional Noninterest Income$11,074,000389
Total noninterest expense$35,938,000524
Salaries and employee benefits$21,304,000455
Premises and equipment expense$5,372,000497
Additional noninterest expense$9,262,000628
Pre-tax net operating income$16,467,000543
Securities gains (losses)$02,146
Applicable income taxes$5,459,000503
Income before extraordinary items$11,008,000601
Extraordinary gains, net$039
Net income$11,008,000599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,676,000505
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,008,000591
2007-09-30 (YTD Data)Rank
Total interest income$53,892,000585
Total interest expense$24,414,000615
Net interest income$29,478,000578
Provision for loan and lease losses$3,244,000366
Total noninterest income$11,872,000452
Gross Fiduciary activities income$531,000511
Service charges on deposit accounts$3,154,000407
Trading account gains and fees$0184
Additional Noninterest Income$8,187,000399
Total noninterest expense$26,790,000528
Salaries and employee benefits$16,081,000458
Premises and equipment expense$4,023,000492
Additional noninterest expense$6,686,000621
Pre-tax net operating income$11,316,000633
Securities gains (losses)$01,655
Applicable income taxes$3,695,000589
Income before extraordinary items$7,621,000692
Extraordinary gains, net$033
Net income$7,621,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,318,000360
Cash dividends$2,000,0001,205
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,621,000680
2007-06-30 (YTD Data)Rank
Total interest income$35,288,000607
Total interest expense$15,860,000636
Net interest income$19,428,000597
Provision for loan and lease losses$2,303,000296
Total noninterest income$7,979,000457
Gross Fiduciary activities income$356,000521
Service charges on deposit accounts$2,032,000429
Trading account gains and fees$0168
Additional Noninterest Income$5,591,000404
Total noninterest expense$18,065,000538
Salaries and employee benefits$10,793,000470
Premises and equipment expense$2,695,000503
Additional noninterest expense$4,577,000615
Pre-tax net operating income$7,039,000700
Securities gains (losses)$01,444
Applicable income taxes$2,225,000671
Income before extraordinary items$4,814,000751
Extraordinary gains, net$029
Net income$4,814,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,656,000310
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,814,000746
2007-03-31 (YTD Data)Rank
Total interest income$17,328,000614
Total interest expense$7,693,000649
Net interest income$9,635,000597
Provision for loan and lease losses$1,928,000189
Total noninterest income$3,853,000466
Gross Fiduciary activities income$156,000555
Service charges on deposit accounts$918,000455
Trading account gains and fees$0195
Additional Noninterest Income$2,779,000400
Total noninterest expense$9,075,000536
Salaries and employee benefits$5,393,000467
Premises and equipment expense$1,348,000504
Additional noninterest expense$2,334,000596
Pre-tax net operating income$2,485,000954
Securities gains (losses)$01,187
Applicable income taxes$692,000988
Income before extraordinary items$1,793,000979
Extraordinary gains, net$022
Net income$1,793,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,437,000186
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,793,000966
2006-12-31 (YTD Data)Rank
Total interest income$63,540,000622
Total interest expense$25,926,000655
Net interest income$37,614,000608
Provision for loan and lease losses$1,382,000754
Total noninterest income$14,060,000488
Gross Fiduciary activities income$682,000510
Service charges on deposit accounts$3,901,000440
Trading account gains and fees$0130
Additional Noninterest Income$9,477,000433
Total noninterest expense$28,771,000620
Salaries and employee benefits$16,466,000575
Premises and equipment expense$4,176,000614
Additional noninterest expense$8,129,000671
Pre-tax net operating income$21,521,000509
Securities gains (losses)$951,000168
Applicable income taxes$7,485,000473
Income before extraordinary items$14,987,000527
Extraordinary gains, net$051
Net income$14,987,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,151,000269
Cash dividends$24,325,000202
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$14,349,830539
2006-09-30 (YTD Data)Rank
Total interest income$46,455,000641
Total interest expense$18,477,000676
Net interest income$27,978,000625
Provision for loan and lease losses$1,091,000701
Total noninterest income$10,665,000500
Gross Fiduciary activities income$502,000511
Service charges on deposit accounts$2,976,000437
Trading account gains and fees$0126
Additional Noninterest Income$7,187,000441
Total noninterest expense$21,391,000639
Salaries and employee benefits$12,093,000605
Premises and equipment expense$3,079,000638
Additional noninterest expense$6,219,000669
Pre-tax net operating income$16,161,000527
Securities gains (losses)$951,000146
Applicable income taxes$5,751,000485
Income before extraordinary items$11,361,000543
Extraordinary gains, net$045
Net income$11,361,000543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$878,000515
Cash dividends$11,825,000268
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,733,340555
2006-06-30 (YTD Data)Rank
Total interest income$12,499,0001,558
Total interest expense$4,986,0001,560
Net interest income$7,513,0001,532
Provision for loan and lease losses$550,000898
Total noninterest income$1,604,0001,532
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$851,0001,039
Trading account gains and fees$0126
Additional Noninterest Income$753,0001,670
Total noninterest expense$3,582,0002,469
Salaries and employee benefits$1,745,0002,748
Premises and equipment expense$535,0002,319
Additional noninterest expense$1,302,0002,017
Pre-tax net operating income$4,985,0001,025
Securities gains (losses)$01,185
Applicable income taxes$1,581,000943
Income before extraordinary items$3,404,0001,133
Extraordinary gains, net$039
Net income$3,404,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,969
Cash dividends$3,200,000542
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,404,0001,112
2006-03-31 (YTD Data)Rank
Total interest income$6,071,0001,563
Total interest expense$2,335,0001,574
Net interest income$3,736,0001,534
Provision for loan and lease losses$475,000506
Total noninterest income$815,0001,488
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$401,0001,076
Trading account gains and fees$0115
Additional Noninterest Income$414,0001,534
Total noninterest expense$1,777,0002,493
Salaries and employee benefits$868,0002,773
Premises and equipment expense$259,0002,403
Additional noninterest expense$650,0002,008
Pre-tax net operating income$2,299,0001,082
Securities gains (losses)$0955
Applicable income taxes$705,0001,044
Income before extraordinary items$1,594,0001,171
Extraordinary gains, net$021
Net income$1,594,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$1,400,000567
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,594,0001,150
2005-12-31 (YTD Data)Rank
Total interest income$22,217,0001,501
Total interest expense$7,934,0001,430
Net interest income$14,283,0001,541
Provision for loan and lease losses$725,0001,375
Total noninterest income$3,638,0001,377
Gross Fiduciary activities income$2,0001,452
Service charges on deposit accounts$1,874,000925
Trading account gains and fees$0138
Additional Noninterest Income$1,762,0001,480
Total noninterest expense$7,530,0002,227
Salaries and employee benefits$3,537,0002,577
Premises and equipment expense$1,137,0002,111
Additional noninterest expense$2,856,0001,768
Pre-tax net operating income$9,666,0001,010
Securities gains (losses)$02,296
Applicable income taxes$3,001,000948
Income before extraordinary items$6,665,0001,090
Extraordinary gains, net$046
Net income$6,665,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,482
Cash dividends$8,650,000429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,665,0001,071
2005-09-30 (YTD Data)Rank
Total interest income$16,323,0001,487
Total interest expense$5,700,0001,407
Net interest income$10,623,0001,525
Provision for loan and lease losses$75,0004,689
Total noninterest income$2,762,0001,368
Gross Fiduciary activities income$2,0001,379
Service charges on deposit accounts$1,401,000930
Trading account gains and fees$0126
Additional Noninterest Income$1,359,0001,455
Total noninterest expense$5,641,0002,192
Salaries and employee benefits$2,671,0002,521
Premises and equipment expense$854,0002,084
Additional noninterest expense$2,116,0001,765
Pre-tax net operating income$7,669,000962
Securities gains (losses)$02,317
Applicable income taxes$2,398,000937
Income before extraordinary items$5,271,0001,021
Extraordinary gains, net$035
Net income$5,271,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,098
Cash dividends$6,150,000408
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,271,0001,006
2005-06-30 (YTD Data)Rank
Total interest income$10,682,0001,470
Total interest expense$3,656,0001,381
Net interest income$7,026,0001,518
Provision for loan and lease losses$900,000570
Total noninterest income$1,918,0001,314
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$902,000938
Trading account gains and fees$0116
Additional Noninterest Income$1,015,0001,331
Total noninterest expense$3,779,0002,166
Salaries and employee benefits$1,789,0002,493
Premises and equipment expense$585,0002,021
Additional noninterest expense$1,405,0001,762
Pre-tax net operating income$4,265,0001,103
Securities gains (losses)$02,146
Applicable income taxes$1,241,0001,123
Income before extraordinary items$3,024,0001,164
Extraordinary gains, net$030
Net income$3,024,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,000885
Cash dividends$4,500,000368
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,024,0001,138
2005-03-31 (YTD Data)Rank
Total interest income$5,314,0001,449
Total interest expense$1,761,0001,359
Net interest income$3,553,0001,492
Provision for loan and lease losses$375,000622
Total noninterest income$760,0001,552
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$426,000968
Trading account gains and fees$0115
Additional Noninterest Income$333,0001,763
Total noninterest expense$1,889,0002,187
Salaries and employee benefits$901,0002,495
Premises and equipment expense$287,0002,078
Additional noninterest expense$701,0001,768
Pre-tax net operating income$2,049,0001,133
Securities gains (losses)$01,685
Applicable income taxes$590,0001,169
Income before extraordinary items$1,459,0001,189
Extraordinary gains, net$024
Net income$1,459,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,000549
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,459,0001,163
2004-12-31 (YTD Data)Rank
Total interest income$20,376,0001,404
Total interest expense$7,056,0001,151
Net interest income$13,320,0001,522
Provision for loan and lease losses$400,0002,359
Total noninterest income$2,995,0001,610
Gross Fiduciary activities income$1,0001,536
Service charges on deposit accounts$1,777,000997
Trading account gains and fees$0138
Additional Noninterest Income$1,217,0001,891
Total noninterest expense$7,465,0002,129
Salaries and employee benefits$3,603,0002,414
Premises and equipment expense$1,128,0002,036
Additional noninterest expense$2,734,0001,785
Pre-tax net operating income$8,450,0001,035
Securities gains (losses)$-535,0008,875
Applicable income taxes$2,232,0001,153
Income before extraordinary items$5,683,0001,149
Extraordinary gains, net$034
Net income$5,683,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,194
Cash dividends$5,450,000578
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,068,2001,046
2004-09-30 (YTD Data)Rank
Total interest income$15,080,0001,404
Total interest expense$5,338,0001,118
Net interest income$9,742,0001,550
Provision for loan and lease losses$337,0002,064
Total noninterest income$2,235,0001,628
Gross Fiduciary activities income$1,0001,478
Service charges on deposit accounts$1,323,0001,008
Trading account gains and fees$0134
Additional Noninterest Income$911,0001,901
Total noninterest expense$5,765,0002,075
Salaries and employee benefits$2,777,0002,331
Premises and equipment expense$934,0001,854
Additional noninterest expense$2,054,0001,752
Pre-tax net operating income$5,875,0001,123
Securities gains (losses)$5,0003,038
Applicable income taxes$1,635,0001,195
Income before extraordinary items$4,245,0001,168
Extraordinary gains, net$026
Net income$4,245,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,433
Cash dividends$4,550,000498
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,241,4001,124
2004-06-30 (YTD Data)Rank
Total interest income$10,009,0001,394
Total interest expense$3,631,0001,076
Net interest income$6,378,0001,563
Provision for loan and lease losses$275,0001,692
Total noninterest income$1,493,0001,601
Gross Fiduciary activities income$1,0001,443
Service charges on deposit accounts$881,000997
Trading account gains and fees$0130
Additional Noninterest Income$611,0001,901
Total noninterest expense$3,797,0002,105
Salaries and employee benefits$1,826,0002,363
Premises and equipment expense$608,0001,875
Additional noninterest expense$1,363,0001,754
Pre-tax net operating income$3,799,0001,137
Securities gains (losses)$5,0002,738
Applicable income taxes$1,047,0001,234
Income before extraordinary items$2,757,0001,191
Extraordinary gains, net$021
Net income$2,757,0001,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,563
Cash dividends$3,750,000421
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,753,4001,147
2004-03-31 (YTD Data)Rank
Total interest income$4,992,0001,394
Total interest expense$1,847,0001,077
Net interest income$3,145,0001,586
Provision for loan and lease losses$62,0002,894
Total noninterest income$685,0001,694
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$430,000987
Trading account gains and fees$0121
Additional Noninterest Income$255,0002,104
Total noninterest expense$1,903,0002,101
Salaries and employee benefits$922,0002,354
Premises and equipment expense$310,0001,872
Additional noninterest expense$671,0001,770
Pre-tax net operating income$1,865,0001,134
Securities gains (losses)$5,0002,336
Applicable income taxes$510,0001,274
Income before extraordinary items$1,360,0001,200
Extraordinary gains, net$016
Net income$1,360,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,331
Cash dividends$2,000,000367
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,356,3501,139
2003-12-31 (YTD Data)Rank
Total interest income$20,574,0001,392
Total interest expense$8,034,0001,118
Net interest income$12,540,0001,552
Provision for loan and lease losses$250,0003,535
Total noninterest income$2,672,0001,849
Gross Fiduciary activities income$1,0001,575
Service charges on deposit accounts$1,737,0001,002
Trading account gains and fees$0160
Additional Noninterest Income$934,0002,491
Total noninterest expense$7,664,0002,065
Salaries and employee benefits$3,598,0002,358
Premises and equipment expense$1,258,0001,814
Additional noninterest expense$2,808,0001,728
Pre-tax net operating income$7,298,0001,146
Securities gains (losses)$28,0002,979
Applicable income taxes$1,931,0001,322
Income before extraordinary items$5,395,0001,191
Extraordinary gains, net$054
Net income$5,395,0001,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,810
Cash dividends$4,525,000708
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,374,2801,130
2003-09-30 (YTD Data)Rank
Total interest income$15,470,0001,415
Total interest expense$6,137,0001,144
Net interest income$9,333,0001,567
Provision for loan and lease losses$187,0003,450
Total noninterest income$2,096,0001,836
Gross Fiduciary activities income$1,0001,533
Service charges on deposit accounts$1,268,0001,034
Trading account gains and fees$0153
Additional Noninterest Income$827,0002,325
Total noninterest expense$5,874,0002,016
Salaries and employee benefits$2,796,0002,271
Premises and equipment expense$960,0001,782
Additional noninterest expense$2,118,0001,709
Pre-tax net operating income$5,368,0001,208
Securities gains (losses)$25,0002,828
Applicable income taxes$1,417,0001,412
Income before extraordinary items$3,976,0001,237
Extraordinary gains, net$040
Net income$3,976,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,0009,043
Cash dividends$4,325,000538
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,957,5001,171
2003-06-30 (YTD Data)Rank
Total interest income$10,539,0001,387
Total interest expense$4,179,0001,144
Net interest income$6,360,0001,532
Provision for loan and lease losses$125,0003,389
Total noninterest income$1,284,0001,940
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$788,0001,083
Trading account gains and fees$0150
Additional Noninterest Income$495,0002,452
Total noninterest expense$3,866,0002,040
Salaries and employee benefits$1,860,0002,275
Premises and equipment expense$639,0001,779
Additional noninterest expense$1,367,0001,759
Pre-tax net operating income$3,653,0001,169
Securities gains (losses)$03,782
Applicable income taxes$968,0001,409
Income before extraordinary items$2,685,0001,234
Extraordinary gains, net$030
Net income$2,685,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,0009,107
Cash dividends$3,125,000494
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,685,0001,149
2003-03-31 (YTD Data)Rank
Total interest income$5,336,0001,376
Total interest expense$2,127,0001,154
Net interest income$3,209,0001,512
Provision for loan and lease losses$62,0003,213
Total noninterest income$560,0002,104
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$357,0001,158
Trading account gains and fees$0134
Additional Noninterest Income$203,0002,697
Total noninterest expense$1,965,0001,997
Salaries and employee benefits$952,0002,208
Premises and equipment expense$322,0001,776
Additional noninterest expense$691,0001,709
Pre-tax net operating income$1,742,0001,237
Securities gains (losses)$02,891
Applicable income taxes$446,0001,507
Income before extraordinary items$1,296,0001,276
Extraordinary gains, net$021
Net income$1,296,0001,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$2,350,000347
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,296,0001,191
2002-12-31 (YTD Data)Rank
Total interest income$23,646,0001,292
Total interest expense$9,877,0001,140
Net interest income$13,769,0001,418
Provision for loan and lease losses$365,0003,024
Total noninterest income$2,622,0001,737
Gross Fiduciary activities income$93,0001,006
Service charges on deposit accounts$1,289,0001,254
Trading account gains and fees$0153
Additional Noninterest Income$1,240,0001,902
Total noninterest expense$7,904,0001,904
Salaries and employee benefits$4,208,0001,917
Premises and equipment expense$1,135,0001,945
Additional noninterest expense$2,561,0001,816
Pre-tax net operating income$8,122,0001,042
Securities gains (losses)$04,537
Applicable income taxes$2,179,0001,200
Income before extraordinary items$5,943,0001,057
Extraordinary gains, net$070
Net income$5,943,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,573
Cash dividends$6,700,000485
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,943,0001,016
2001-12-31 (YTD Data)Rank
Total interest income$27,671,0001,239
Total interest expense$14,133,0001,133
Net interest income$13,538,0001,308
Provision for loan and lease losses$08,228
Total noninterest income$2,938,0001,500
Gross Fiduciary activities income$220,000812
Service charges on deposit accounts$1,115,0001,344
Trading account gains and fees$0177
Additional Noninterest Income$1,603,0001,445
Total noninterest expense$8,025,0001,806
Salaries and employee benefits$4,251,0001,767
Premises and equipment expense$1,087,0001,968
Additional noninterest expense$2,687,0001,710
Pre-tax net operating income$8,451,000898
Securities gains (losses)$1,0004,410
Applicable income taxes$2,561,000958
Income before extraordinary items$5,891,000933
Extraordinary gains, net$0105
Net income$5,891,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$530,0001,496
Cash dividends$5,025,000608
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,890,300892
2000-12-31 (YTD Data)Rank
Total interest income$28,781,0001,227
Total interest expense$15,389,0001,133
Net interest income$13,392,0001,308
Provision for loan and lease losses$30,0007,204
Total noninterest income$2,559,0001,554
Gross Fiduciary activities income$222,000783
Service charges on deposit accounts$1,011,0001,349
Trading account gains and fees$0180
Additional Noninterest Income$1,326,0001,528
Total noninterest expense$8,139,0001,704
Salaries and employee benefits$4,245,0001,684
Premises and equipment expense$1,194,0001,750
Additional noninterest expense$2,700,0001,645
Pre-tax net operating income$7,782,000993
Securities gains (losses)$6,0001,308
Applicable income taxes$2,340,0001,013
Income before extraordinary items$5,448,000986
Extraordinary gains, net$038
Net income$5,448,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,625
Cash dividends$4,000,000747
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,443,800982
1999-12-31 (YTD Data)Rank
Total interest income$21,543,0001,518
Total interest expense$10,658,0001,403
Net interest income$10,885,0001,591
Provision for loan and lease losses$08,503
Total noninterest income$2,067,0001,820
Gross Fiduciary activities income$214,000847
Service charges on deposit accounts$849,0001,550
Trading account gains and fees$0173
Additional Noninterest Income$1,004,0001,859
Total noninterest expense$6,197,0002,204
Salaries and employee benefits$2,885,0002,433
Premises and equipment expense$824,0002,465
Additional noninterest expense$2,488,0001,782
Pre-tax net operating income$6,755,0001,140
Securities gains (losses)$03,155
Applicable income taxes$1,910,0001,280
Income before extraordinary items$4,845,0001,130
Extraordinary gains, net$035
Net income$4,845,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0009,915
Cash dividends$3,408,000880
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,845,0001,114
1998-12-31 (YTD Data)Rank
Total interest income$21,051,0001,533
Total interest expense$10,368,0001,470
Net interest income$10,683,0001,582
Provision for loan and lease losses$08,652
Total noninterest income$1,863,0001,939
Gross Fiduciary activities income$254,000821
Service charges on deposit accounts$788,0001,608
Trading account gains and fees$0224
Additional Noninterest Income$821,0002,135
Total noninterest expense$5,491,0002,387
Salaries and employee benefits$2,836,0002,381
Premises and equipment expense$813,0002,417
Additional noninterest expense$1,842,0002,269
Pre-tax net operating income$7,055,0001,068
Securities gains (losses)$2,0003,909
Applicable income taxes$2,165,0001,163
Income before extraordinary items$4,892,0001,105
Extraordinary gains, net$032
Net income$4,892,0001,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,985
Cash dividends$6,050,000549
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,890,6201,068
1997-12-31 (YTD Data)Rank
Total interest income$20,896,0001,580
Total interest expense$10,257,0001,514
Net interest income$10,639,0001,629
Provision for loan and lease losses$198,0003,485
Total noninterest income$1,594,0002,095
Gross Fiduciary activities income$253,000843
Service charges on deposit accounts$731,0001,777
Trading account gains and fees$0239
Additional Noninterest Income$610,0002,446
Total noninterest expense$5,821,0002,215
Salaries and employee benefits$2,794,0002,379
Premises and equipment expense$794,0002,443
Additional noninterest expense$2,233,0001,903
Pre-tax net operating income$6,214,0001,259
Securities gains (losses)$03,944
Applicable income taxes$1,941,0001,366
Income before extraordinary items$4,273,0001,278
Extraordinary gains, net$044
Net income$4,273,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-147,00010,780
Cash dividends$2,300,0001,150
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,273,0001,246
1996-12-31 (YTD Data)Rank
Total interest income$19,586,0001,726
Total interest expense$9,495,0001,664
Net interest income$10,091,0001,755
Provision for loan and lease losses$198,0003,456
Total noninterest income$1,448,0002,359
Gross Fiduciary activities income$177,000998
Service charges on deposit accounts$561,0002,425
Trading account gains and fees$0262
Additional Noninterest Income$710,0002,278
Total noninterest expense$5,377,0002,535
Salaries and employee benefits$2,786,0002,382
Premises and equipment expense$792,0002,480
Additional noninterest expense$1,799,0002,691
Pre-tax net operating income$5,964,0001,217
Securities gains (losses)$04,148
Applicable income taxes$1,867,0001,314
Income before extraordinary items$4,097,0001,230
Extraordinary gains, net$053
Net income$4,097,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,0001,423
Cash dividends$3,553,000836
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,097,0001,203
1995-12-31 (YTD Data)Rank
Total interest income$19,531,0001,737
Total interest expense$9,379,0001,699
Net interest income$10,152,0001,764
Provision for loan and lease losses$396,0001,882
Total noninterest income$1,151,0002,805
Gross Fiduciary activities income$182,0001,028
Service charges on deposit accounts$425,0003,162
Trading account gains and fees$0522
Additional Noninterest Income$544,0002,717
Total noninterest expense$5,876,0002,320
Salaries and employee benefits$2,909,0002,273
Premises and equipment expense$966,0002,082
Additional noninterest expense$2,001,0002,394
Pre-tax net operating income$5,031,0001,494
Securities gains (losses)$03,831
Applicable income taxes$1,544,0001,611
Income before extraordinary items$3,487,0001,470
Extraordinary gains, net$065
Net income$3,487,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$1,634,0001,410
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,487,0001,458
1994-12-31 (YTD Data)Rank
Total interest income$16,231,0001,897
Total interest expense$7,278,0001,724
Net interest income$8,953,0002,023
Provision for loan and lease losses$396,0001,848
Total noninterest income$1,364,0002,477
Gross Fiduciary activities income$167,0001,054
Service charges on deposit accounts$412,0003,295
Trading account gains and fees$0475
Additional Noninterest Income$785,0002,162
Total noninterest expense$5,550,0002,513
Salaries and employee benefits$2,825,0002,372
Premises and equipment expense$947,0002,136
Additional noninterest expense$1,778,0002,864
Pre-tax net operating income$4,371,0001,640
Securities gains (losses)$54,0001,106
Applicable income taxes$1,387,0001,665
Income before extraordinary items$3,038,0001,610
Extraordinary gains, net$0249
Net income$3,038,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,160
Cash dividends$2,645,000893
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,000,7401,641
1993-12-31 (YTD Data)Rank
Total interest income$16,271,0001,922
Total interest expense$7,673,0001,719
Net interest income$8,598,0002,097
Provision for loan and lease losses$420,0002,359
Total noninterest income$1,302,0002,736
Gross Fiduciary activities income$137,0001,147
Service charges on deposit accounts$374,0003,662
Trading account gains and fees$0532
Additional Noninterest Income$791,0002,403
Total noninterest expense$5,972,0002,405
Salaries and employee benefits$3,198,0002,069
Premises and equipment expense$915,0002,237
Additional noninterest expense$1,859,0002,906
Pre-tax net operating income$3,508,0001,943
Securities gains (losses)$2,0006,773
Applicable income taxes$1,016,0002,216
Income before extraordinary items$2,494,0002,012
Extraordinary gains, net$75,0001,837
Net income$2,569,0002,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,711
Cash dividends$4,149,000561
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,492,5801,892
1992-12-31 (YTD Data)Rank
Total interest income$17,533,0002,025
Total interest expense$8,906,0001,903
Net interest income$8,627,0002,114
Provision for loan and lease losses$460,0003,175
Total noninterest income$1,095,0003,072
Gross Fiduciary activities income$127,0001,201
Service charges on deposit accounts$330,0004,128
Trading account gains and fees$0504
Additional Noninterest Income$638,0002,711
Total noninterest expense$5,831,0002,485
Salaries and employee benefits$3,199,0002,058
Premises and equipment expense$835,0002,468
Additional noninterest expense$1,797,0003,062
Pre-tax net operating income$3,431,0001,802
Securities gains (losses)$174,0002,214
Applicable income taxes$1,056,0002,010
Income before extraordinary items$2,549,0001,787
Extraordinary gains, net$01,422
Net income$2,549,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0004,083
Cash dividends$1,113,0001,411
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,425,4601,724

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.