Home > Georgetown Bank > Income and Expense
Georgetown Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 1,908 |
| Total interest expense | $669,000 | 1,127 |
| Net interest income | $2,727,000 | 2,052 |
| Provision for loan and lease losses | $39,000 | 2,296 |
| Total noninterest income | $215,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $62,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,908 |
| Total noninterest expense | $2,352,000 | 2,035 |
| Salaries and employee benefits | $1,415,000 | 1,945 |
| Premises and equipment expense | $254,000 | 2,122 |
| Additional noninterest expense | $683,000 | 2,086 |
| Pre-tax net operating income | $551,000 | 2,933 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $176,000 | 1,975 |
| Income before extraordinary items | $375,000 | 3,251 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $375,000 | 3,249 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $375,000 | 3,251 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 216 |
| Net operating income | $375,000 | 3,227 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,817,000 | 1,958 |
| Total interest expense | $2,498,000 | 1,153 |
| Net interest income | $10,319,000 | 2,124 |
| Provision for loan and lease losses | $194,000 | 2,490 |
| Total noninterest income | $998,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $261,000 | 3,189 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $737,000 | 2,763 |
| Total noninterest expense | $9,914,000 | 1,923 |
| Salaries and employee benefits | $5,633,000 | 1,898 |
| Premises and equipment expense | $1,031,000 | 2,102 |
| Additional noninterest expense | $3,250,000 | 1,838 |
| Pre-tax net operating income | $1,209,000 | 3,806 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $467,000 | 2,309 |
| Income before extraordinary items | $742,000 | 4,288 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $742,000 | 4,286 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $742,000 | 4,287 |
| Net charge-offs | $-3,000 | 4,789 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $537,000 | 272 |
| Net operating income | $742,000 | 4,233 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,538,000 | 1,974 |
| Total interest expense | $1,828,000 | 1,182 |
| Net interest income | $7,710,000 | 2,135 |
| Provision for loan and lease losses | $141,000 | 2,415 |
| Total noninterest income | $738,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $198,000 | 3,187 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $540,000 | 2,795 |
| Total noninterest expense | $7,581,000 | 1,891 |
| Salaries and employee benefits | $4,267,000 | 1,866 |
| Premises and equipment expense | $785,000 | 2,074 |
| Additional noninterest expense | $2,529,000 | 1,777 |
| Pre-tax net operating income | $726,000 | 4,185 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $271,000 | 2,571 |
| Income before extraordinary items | $455,000 | 4,609 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $455,000 | 4,609 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $455,000 | 4,609 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $392,000 | 248 |
| Net operating income | $455,000 | 4,546 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,358,000 | 1,977 |
| Total interest expense | $1,193,000 | 1,202 |
| Net interest income | $5,165,000 | 2,126 |
| Provision for loan and lease losses | $74,000 | 2,582 |
| Total noninterest income | $497,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $143,000 | 3,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $354,000 | 2,821 |
| Total noninterest expense | $5,171,000 | 1,852 |
| Salaries and employee benefits | $2,860,000 | 1,868 |
| Premises and equipment expense | $529,000 | 2,065 |
| Additional noninterest expense | $1,782,000 | 1,708 |
| Pre-tax net operating income | $417,000 | 4,397 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $153,000 | 2,694 |
| Income before extraordinary items | $264,000 | 4,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $264,000 | 4,759 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $264,000 | 4,759 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $256,000 | 244 |
| Net operating income | $264,000 | 4,702 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 1,984 |
| Total interest expense | $581,000 | 1,227 |
| Net interest income | $2,583,000 | 2,127 |
| Provision for loan and lease losses | $74,000 | 1,856 |
| Total noninterest income | $241,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $77,000 | 2,901 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $164,000 | 2,875 |
| Total noninterest expense | $2,605,000 | 1,844 |
| Salaries and employee benefits | $1,403,000 | 1,915 |
| Premises and equipment expense | $265,000 | 2,070 |
| Additional noninterest expense | $937,000 | 1,618 |
| Pre-tax net operating income | $145,000 | 4,770 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $50,000 | 2,979 |
| Income before extraordinary items | $95,000 | 5,052 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $95,000 | 5,052 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $95,000 | 5,052 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 235 |
| Net operating income | $95,000 | 4,996 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,887,000 | 2,040 |
| Total interest expense | $1,759,000 | 1,554 |
| Net interest income | $10,128,000 | 2,105 |
| Provision for loan and lease losses | $200,000 | 2,306 |
| Total noninterest income | $1,120,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $293,000 | 3,076 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $827,000 | 2,609 |
| Total noninterest expense | $8,572,000 | 2,166 |
| Salaries and employee benefits | $4,842,000 | 2,108 |
| Premises and equipment expense | $1,055,000 | 2,090 |
| Additional noninterest expense | $2,675,000 | 2,202 |
| Pre-tax net operating income | $2,476,000 | 2,655 |
| Securities gains (losses) | $60,000 | 1,515 |
| Applicable income taxes | $966,000 | 1,619 |
| Income before extraordinary items | $1,570,000 | 3,144 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,570,000 | 3,145 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,570,000 | 3,146 |
| Net charge-offs | $21,000 | 3,740 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $430,000 | 324 |
| Net operating income | $1,531,600 | 3,139 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,733,000 | 2,098 |
| Total interest expense | $1,262,000 | 1,629 |
| Net interest income | $7,471,000 | 2,146 |
| Provision for loan and lease losses | $138,000 | 2,345 |
| Total noninterest income | $833,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $218,000 | 3,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $615,000 | 2,641 |
| Total noninterest expense | $6,424,000 | 2,168 |
| Salaries and employee benefits | $3,631,000 | 2,116 |
| Premises and equipment expense | $793,000 | 2,121 |
| Additional noninterest expense | $2,000,000 | 2,203 |
| Pre-tax net operating income | $1,742,000 | 2,821 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $659,000 | 1,756 |
| Income before extraordinary items | $1,083,000 | 3,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,083,000 | 3,360 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,083,000 | 3,361 |
| Net charge-offs | $21,000 | 3,328 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 301 |
| Net operating income | $1,083,000 | 3,312 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 2,125 |
| Total interest expense | $824,000 | 1,678 |
| Net interest income | $4,917,000 | 2,175 |
| Provision for loan and lease losses | $27,000 | 3,342 |
| Total noninterest income | $461,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $144,000 | 3,102 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $317,000 | 3,003 |
| Total noninterest expense | $4,321,000 | 2,170 |
| Salaries and employee benefits | $2,424,000 | 2,131 |
| Premises and equipment expense | $531,000 | 2,120 |
| Additional noninterest expense | $1,366,000 | 2,157 |
| Pre-tax net operating income | $1,030,000 | 3,011 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $383,000 | 1,886 |
| Income before extraordinary items | $647,000 | 3,540 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $647,000 | 3,540 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $647,000 | 3,541 |
| Net charge-offs | $22,000 | 2,884 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $207,000 | 284 |
| Net operating income | $647,000 | 3,482 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 2,119 |
| Total interest expense | $407,000 | 1,705 |
| Net interest income | $2,452,000 | 2,174 |
| Provision for loan and lease losses | $27,000 | 2,662 |
| Total noninterest income | $219,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $75,000 | 2,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $144,000 | 3,083 |
| Total noninterest expense | $2,217,000 | 2,130 |
| Salaries and employee benefits | $1,219,000 | 2,125 |
| Premises and equipment expense | $278,000 | 2,076 |
| Additional noninterest expense | $720,000 | 2,054 |
| Pre-tax net operating income | $427,000 | 3,283 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $160,000 | 2,035 |
| Income before extraordinary items | $267,000 | 3,851 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $267,000 | 3,854 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $267,000 | 3,855 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 263 |
| Net operating income | $267,000 | 3,767 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,183,000 | 2,161 |
| Total interest expense | $1,483,000 | 1,908 |
| Net interest income | $9,700,000 | 2,193 |
| Provision for loan and lease losses | $98,000 | 3,257 |
| Total noninterest income | $1,068,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $261,000 | 3,458 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $807,000 | 2,629 |
| Total noninterest expense | $8,228,000 | 2,273 |
| Salaries and employee benefits | $4,633,000 | 2,193 |
| Premises and equipment expense | $1,021,000 | 2,204 |
| Additional noninterest expense | $2,574,000 | 2,358 |
| Pre-tax net operating income | $2,442,000 | 2,628 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $895,000 | 1,665 |
| Income before extraordinary items | $1,547,000 | 3,191 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,547,000 | 3,191 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,547,000 | 3,192 |
| Net charge-offs | $265,000 | 2,157 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $292,000 | 376 |
| Net operating income | $1,547,000 | 3,130 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,353,000 | 2,186 |
| Total interest expense | $1,101,000 | 1,953 |
| Net interest income | $7,252,000 | 2,215 |
| Provision for loan and lease losses | $1,000 | 4,384 |
| Total noninterest income | $770,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $192,000 | 3,537 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $578,000 | 2,701 |
| Total noninterest expense | $6,279,000 | 2,255 |
| Salaries and employee benefits | $3,518,000 | 2,178 |
| Premises and equipment expense | $740,000 | 2,294 |
| Additional noninterest expense | $2,021,000 | 2,223 |
| Pre-tax net operating income | $1,742,000 | 2,762 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $652,000 | 1,726 |
| Income before extraordinary items | $1,090,000 | 3,341 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,090,000 | 3,342 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,090,000 | 3,342 |
| Net charge-offs | $261,000 | 1,712 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 352 |
| Net operating income | $1,090,000 | 3,297 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 2,184 |
| Total interest expense | $721,000 | 1,998 |
| Net interest income | $4,827,000 | 2,190 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $523,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $129,000 | 3,504 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $394,000 | 2,646 |
| Total noninterest expense | $4,263,000 | 2,207 |
| Salaries and employee benefits | $2,393,000 | 2,146 |
| Premises and equipment expense | $501,000 | 2,268 |
| Additional noninterest expense | $1,369,000 | 2,182 |
| Pre-tax net operating income | $1,087,000 | 2,811 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $404,000 | 1,750 |
| Income before extraordinary items | $683,000 | 3,377 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $683,000 | 3,383 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $683,000 | 3,383 |
| Net charge-offs | $224,000 | 1,492 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 354 |
| Net operating income | $683,000 | 3,339 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 2,187 |
| Total interest expense | $348,000 | 2,092 |
| Net interest income | $2,423,000 | 2,183 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $242,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $68,000 | 3,391 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $174,000 | 2,754 |
| Total noninterest expense | $2,200,000 | 2,157 |
| Salaries and employee benefits | $1,234,000 | 2,101 |
| Premises and equipment expense | $256,000 | 2,264 |
| Additional noninterest expense | $710,000 | 2,120 |
| Pre-tax net operating income | $465,000 | 3,032 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $172,000 | 1,871 |
| Income before extraordinary items | $293,000 | 3,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $293,000 | 3,588 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $293,000 | 3,588 |
| Net charge-offs | $211,000 | 914 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 290 |
| Net operating income | $293,000 | 3,539 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,655,000 | 2,502 |
| Total interest expense | $1,209,000 | 2,545 |
| Net interest income | $8,446,000 | 2,474 |
| Provision for loan and lease losses | $708,000 | 1,463 |
| Total noninterest income | $1,670,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $265,000 | 3,604 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,405,000 | 1,937 |
| Total noninterest expense | $8,130,000 | 2,302 |
| Salaries and employee benefits | $4,695,000 | 2,179 |
| Premises and equipment expense | $913,000 | 2,429 |
| Additional noninterest expense | $2,522,000 | 2,444 |
| Pre-tax net operating income | $1,278,000 | 3,666 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $469,000 | 2,228 |
| Income before extraordinary items | $809,000 | 4,248 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $809,000 | 4,250 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $809,000 | 4,251 |
| Net charge-offs | $92,000 | 3,824 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 376 |
| Net operating income | $809,000 | 4,195 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,960,000 | 2,619 |
| Total interest expense | $894,000 | 2,650 |
| Net interest income | $6,066,000 | 2,591 |
| Provision for loan and lease losses | $407,000 | 1,746 |
| Total noninterest income | $1,297,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $185,000 | 3,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,112,000 | 1,906 |
| Total noninterest expense | $6,037,000 | 2,335 |
| Salaries and employee benefits | $3,502,000 | 2,179 |
| Premises and equipment expense | $678,000 | 2,471 |
| Additional noninterest expense | $1,857,000 | 2,466 |
| Pre-tax net operating income | $919,000 | 3,827 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $336,000 | 2,326 |
| Income before extraordinary items | $583,000 | 4,358 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $583,000 | 4,361 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $583,000 | 4,362 |
| Net charge-offs | $91,000 | 3,346 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 344 |
| Net operating income | $583,000 | 4,279 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 2,690 |
| Total interest expense | $596,000 | 2,716 |
| Net interest income | $3,895,000 | 2,666 |
| Provision for loan and lease losses | $163,000 | 2,354 |
| Total noninterest income | $1,058,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $134,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $924,000 | 1,680 |
| Total noninterest expense | $4,153,000 | 2,285 |
| Salaries and employee benefits | $2,392,000 | 2,146 |
| Premises and equipment expense | $454,000 | 2,470 |
| Additional noninterest expense | $1,307,000 | 2,348 |
| Pre-tax net operating income | $637,000 | 3,726 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $241,000 | 2,248 |
| Income before extraordinary items | $396,000 | 4,331 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $396,000 | 4,333 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $396,000 | 4,334 |
| Net charge-offs | $116,000 | 2,609 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 329 |
| Net operating income | $396,000 | 4,219 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 2,739 |
| Total interest expense | $304,000 | 2,748 |
| Net interest income | $1,910,000 | 2,723 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $619,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $555,000 | 1,461 |
| Total noninterest expense | $2,070,000 | 2,294 |
| Salaries and employee benefits | $1,172,000 | 2,205 |
| Premises and equipment expense | $237,000 | 2,408 |
| Additional noninterest expense | $661,000 | 2,341 |
| Pre-tax net operating income | $369,000 | 3,429 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $141,000 | 2,047 |
| Income before extraordinary items | $228,000 | 4,050 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $228,000 | 4,053 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $228,000 | 4,053 |
| Net charge-offs | $129,000 | 1,702 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 309 |
| Net operating income | $228,000 | 3,955 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,054,000 | 2,816 |
| Total interest expense | $1,721,000 | 2,433 |
| Net interest income | $7,333,000 | 2,875 |
| Provision for loan and lease losses | $200,000 | 3,920 |
| Total noninterest income | $2,002,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $268,000 | 3,700 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,734,000 | 1,684 |
| Total noninterest expense | $7,556,000 | 2,490 |
| Salaries and employee benefits | $4,281,000 | 2,302 |
| Premises and equipment expense | $900,000 | 2,484 |
| Additional noninterest expense | $2,375,000 | 2,677 |
| Pre-tax net operating income | $1,579,000 | 3,247 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $588,000 | 2,017 |
| Income before extraordinary items | $991,000 | 3,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $991,000 | 3,932 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $991,000 | 3,934 |
| Net charge-offs | $244,000 | 3,557 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $4,277,000 | 93 |
| Net operating income | $991,000 | 3,766 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 2,878 |
| Total interest expense | $1,352,000 | 2,431 |
| Net interest income | $5,411,000 | 2,959 |
| Provision for loan and lease losses | $162,000 | 3,784 |
| Total noninterest income | $1,224,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $201,000 | 3,747 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,023,000 | 1,971 |
| Total noninterest expense | $5,597,000 | 2,525 |
| Salaries and employee benefits | $3,124,000 | 2,359 |
| Premises and equipment expense | $676,000 | 2,509 |
| Additional noninterest expense | $1,797,000 | 2,676 |
| Pre-tax net operating income | $876,000 | 3,880 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $314,000 | 2,417 |
| Income before extraordinary items | $562,000 | 4,483 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $562,000 | 4,482 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $562,000 | 4,481 |
| Net charge-offs | $235,000 | 3,115 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $4,226,000 | 63 |
| Net operating income | $562,000 | 4,306 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 2,867 |
| Total interest expense | $962,000 | 2,366 |
| Net interest income | $3,619,000 | 2,955 |
| Provision for loan and lease losses | $95,000 | 3,930 |
| Total noninterest income | $609,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $130,000 | 3,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $479,000 | 2,391 |
| Total noninterest expense | $3,679,000 | 2,562 |
| Salaries and employee benefits | $2,063,000 | 2,390 |
| Premises and equipment expense | $443,000 | 2,555 |
| Additional noninterest expense | $1,173,000 | 2,741 |
| Pre-tax net operating income | $454,000 | 4,255 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $154,000 | 2,685 |
| Income before extraordinary items | $300,000 | 4,819 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $300,000 | 4,822 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $300,000 | 4,822 |
| Net charge-offs | $366,000 | 2,104 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 402 |
| Net operating income | $300,000 | 4,628 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 2,870 |
| Total interest expense | $509,000 | 2,329 |
| Net interest income | $1,812,000 | 2,961 |
| Provision for loan and lease losses | $64,000 | 3,407 |
| Total noninterest income | $283,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 2,562 |
| Total noninterest expense | $1,790,000 | 2,616 |
| Salaries and employee benefits | $1,004,000 | 2,458 |
| Premises and equipment expense | $221,000 | 2,575 |
| Additional noninterest expense | $565,000 | 2,801 |
| Pre-tax net operating income | $241,000 | 4,229 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $83,000 | 2,616 |
| Income before extraordinary items | $158,000 | 4,762 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $158,000 | 4,765 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $158,000 | 4,766 |
| Net charge-offs | $190,000 | 1,898 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 361 |
| Net operating income | $158,000 | 4,624 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 2,603 |
| Total interest expense | $2,468,000 | 2,343 |
| Net interest income | $8,234,000 | 2,654 |
| Provision for loan and lease losses | $946,000 | 2,498 |
| Total noninterest income | $992,000 | 3,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,652 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $511,000 | 3,089 |
| Total noninterest expense | $6,675,000 | 2,770 |
| Salaries and employee benefits | $3,915,000 | 2,450 |
| Premises and equipment expense | $1,030,000 | 2,363 |
| Additional noninterest expense | $1,730,000 | 3,519 |
| Pre-tax net operating income | $1,605,000 | 2,920 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $587,000 | 1,871 |
| Income before extraordinary items | $1,018,000 | 3,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,018,000 | 3,532 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,018,000 | 3,533 |
| Net charge-offs | $1,056,000 | 2,296 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,018,000 | 3,413 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,145,000 | 2,589 |
| Total interest expense | $1,936,000 | 2,336 |
| Net interest income | $6,209,000 | 2,643 |
| Provision for loan and lease losses | $823,000 | 2,237 |
| Total noninterest income | $628,000 | 3,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 2,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $272,000 | 3,606 |
| Total noninterest expense | $5,085,000 | 2,741 |
| Salaries and employee benefits | $2,979,000 | 2,417 |
| Premises and equipment expense | $764,000 | 2,397 |
| Additional noninterest expense | $1,342,000 | 3,421 |
| Pre-tax net operating income | $929,000 | 3,452 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $329,000 | 2,167 |
| Income before extraordinary items | $600,000 | 4,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 4,030 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $600,000 | 4,030 |
| Net charge-offs | $853,000 | 2,069 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $600,000 | 3,913 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 2,549 |
| Total interest expense | $1,342,000 | 2,332 |
| Net interest income | $4,230,000 | 2,605 |
| Provision for loan and lease losses | $744,000 | 1,831 |
| Total noninterest income | $425,000 | 3,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 2,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 3,629 |
| Total noninterest expense | $3,436,000 | 2,726 |
| Salaries and employee benefits | $1,999,000 | 2,423 |
| Premises and equipment expense | $506,000 | 2,420 |
| Additional noninterest expense | $931,000 | 3,366 |
| Pre-tax net operating income | $475,000 | 3,906 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $161,000 | 2,434 |
| Income before extraordinary items | $314,000 | 4,371 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 4,370 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $314,000 | 4,372 |
| Net charge-offs | $753,000 | 1,730 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $314,000 | 4,290 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 2,557 |
| Total interest expense | $683,000 | 2,362 |
| Net interest income | $2,113,000 | 2,599 |
| Provision for loan and lease losses | $63,000 | 3,912 |
| Total noninterest income | $226,000 | 3,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 2,582 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $104,000 | 3,509 |
| Total noninterest expense | $1,744,000 | 2,715 |
| Salaries and employee benefits | $1,026,000 | 2,377 |
| Premises and equipment expense | $267,000 | 2,350 |
| Additional noninterest expense | $451,000 | 3,444 |
| Pre-tax net operating income | $532,000 | 2,454 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $199,000 | 1,521 |
| Income before extraordinary items | $333,000 | 3,021 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $333,000 | 3,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $333,000 | 3,021 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $333,000 | 2,965 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,181,000 | 2,679 |
| Total interest expense | $3,374,000 | 2,339 |
| Net interest income | $7,807,000 | 2,788 |
| Provision for loan and lease losses | $185,000 | 5,430 |
| Total noninterest income | $1,340,000 | 2,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,340,000 | 1,813 |
| Total noninterest expense | $6,606,000 | 2,867 |
| Salaries and employee benefits | $3,808,000 | 2,522 |
| Premises and equipment expense | $1,007,000 | 2,464 |
| Additional noninterest expense | $1,791,000 | 3,544 |
| Pre-tax net operating income | $2,356,000 | 1,969 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $873,000 | 1,353 |
| Income before extraordinary items | $1,483,000 | 2,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,483,000 | 2,530 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,483,000 | 2,535 |
| Net charge-offs | $96,000 | 5,443 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,483,000 | 2,441 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,331,000 | 2,764 |
| Total interest expense | $2,626,000 | 2,359 |
| Net interest income | $5,705,000 | 2,892 |
| Provision for loan and lease losses | $185,000 | 4,976 |
| Total noninterest income | $870,000 | 2,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $870,000 | 1,975 |
| Total noninterest expense | $4,823,000 | 2,932 |
| Salaries and employee benefits | $2,724,000 | 2,643 |
| Premises and equipment expense | $762,000 | 2,491 |
| Additional noninterest expense | $1,337,000 | 3,530 |
| Pre-tax net operating income | $1,567,000 | 2,292 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $567,000 | 1,538 |
| Income before extraordinary items | $1,000,000 | 2,883 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,000,000 | 2,878 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,000,000 | 2,882 |
| Net charge-offs | $109,000 | 4,824 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,000,000 | 2,745 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 2,805 |
| Total interest expense | $1,759,000 | 2,438 |
| Net interest income | $3,742,000 | 2,940 |
| Provision for loan and lease losses | $163,000 | 4,512 |
| Total noninterest income | $562,000 | 2,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $562,000 | 1,950 |
| Total noninterest expense | $3,159,000 | 2,984 |
| Salaries and employee benefits | $1,806,000 | 2,674 |
| Premises and equipment expense | $510,000 | 2,501 |
| Additional noninterest expense | $843,000 | 3,658 |
| Pre-tax net operating income | $982,000 | 2,413 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $349,000 | 1,582 |
| Income before extraordinary items | $633,000 | 2,964 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $633,000 | 2,958 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $633,000 | 2,963 |
| Net charge-offs | $101,000 | 4,243 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $633,000 | 2,848 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 2,905 |
| Total interest expense | $876,000 | 2,563 |
| Net interest income | $1,819,000 | 3,038 |
| Provision for loan and lease losses | $84,000 | 4,211 |
| Total noninterest income | $310,000 | 2,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $310,000 | 1,796 |
| Total noninterest expense | $1,588,000 | 2,994 |
| Salaries and employee benefits | $890,000 | 2,758 |
| Premises and equipment expense | $268,000 | 2,436 |
| Additional noninterest expense | $430,000 | 3,620 |
| Pre-tax net operating income | $457,000 | 2,578 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $167,000 | 1,617 |
| Income before extraordinary items | $290,000 | 3,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $290,000 | 3,186 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $290,000 | 3,189 |
| Net charge-offs | $55,000 | 3,635 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $290,000 | 3,079 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,550,000 | 3,100 |
| Total interest expense | $4,305,000 | 2,571 |
| Net interest income | $6,245,000 | 3,353 |
| Provision for loan and lease losses | $259,000 | 5,475 |
| Total noninterest income | $1,035,000 | 3,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,035,000 | 2,105 |
| Total noninterest expense | $6,189,000 | 3,105 |
| Salaries and employee benefits | $3,485,000 | 2,797 |
| Premises and equipment expense | $1,015,000 | 2,537 |
| Additional noninterest expense | $1,689,000 | 3,762 |
| Pre-tax net operating income | $832,000 | 3,274 |
| Securities gains (losses) | $25,000 | 2,955 |
| Applicable income taxes | $290,000 | 2,056 |
| Income before extraordinary items | $567,000 | 3,686 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $567,000 | 3,684 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $567,000 | 3,684 |
| Net charge-offs | $120,000 | 5,530 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $550,500 | 3,651 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,928,000 | 3,135 |
| Total interest expense | $3,381,000 | 2,584 |
| Net interest income | $4,547,000 | 3,437 |
| Provision for loan and lease losses | $97,000 | 6,015 |
| Total noninterest income | $750,000 | 3,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $750,000 | 2,200 |
| Total noninterest expense | $4,605,000 | 3,129 |
| Salaries and employee benefits | $2,576,000 | 2,859 |
| Premises and equipment expense | $750,000 | 2,605 |
| Additional noninterest expense | $1,279,000 | 3,703 |
| Pre-tax net operating income | $595,000 | 3,612 |
| Securities gains (losses) | $25,000 | 2,648 |
| Applicable income taxes | $214,000 | 2,259 |
| Income before extraordinary items | $406,000 | 4,024 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $406,000 | 4,020 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $406,000 | 4,023 |
| Net charge-offs | $60,000 | 5,538 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $389,750 | 3,999 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 3,144 |
| Total interest expense | $2,338,000 | 2,601 |
| Net interest income | $2,977,000 | 3,478 |
| Provision for loan and lease losses | $67,000 | 5,757 |
| Total noninterest income | $512,000 | 3,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $512,000 | 2,188 |
| Total noninterest expense | $3,087,000 | 3,150 |
| Salaries and employee benefits | $1,724,000 | 2,876 |
| Premises and equipment expense | $500,000 | 2,638 |
| Additional noninterest expense | $863,000 | 3,672 |
| Pre-tax net operating income | $335,000 | 3,981 |
| Securities gains (losses) | $25,000 | 2,233 |
| Applicable income taxes | $113,000 | 2,523 |
| Income before extraordinary items | $247,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 4,264 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $247,000 | 4,264 |
| Net charge-offs | $98,000 | 4,266 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $229,750 | 4,259 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 3,157 |
| Total interest expense | $1,218,000 | 2,593 |
| Net interest income | $1,459,000 | 3,534 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $194,000 | 3,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $194,000 | 2,563 |
| Total noninterest expense | $1,557,000 | 3,041 |
| Salaries and employee benefits | $866,000 | 2,896 |
| Premises and equipment expense | $252,000 | 2,661 |
| Additional noninterest expense | $439,000 | 3,335 |
| Pre-tax net operating income | $96,000 | 5,078 |
| Securities gains (losses) | $25,000 | 1,589 |
| Applicable income taxes | $38,000 | 3,107 |
| Income before extraordinary items | $83,000 | 5,178 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 5,183 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $83,000 | 5,182 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $65,750 | 5,283 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,904,000 | 3,556 |
| Total interest expense | $4,787,000 | 3,080 |
| Net interest income | $5,117,000 | 3,889 |
| Provision for loan and lease losses | $320,000 | 4,511 |
| Total noninterest income | $858,000 | 3,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $858,000 | 2,356 |
| Total noninterest expense | $6,343,000 | 2,917 |
| Salaries and employee benefits | $3,801,000 | 2,629 |
| Premises and equipment expense | $1,028,000 | 2,559 |
| Additional noninterest expense | $1,514,000 | 3,595 |
| Pre-tax net operating income | $-688,000 | 6,868 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-351,000 | 7,373 |
| Income before extraordinary items | $-337,000 | 6,602 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-337,000 | 6,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-337,000 | 6,749 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,217,000 | 3,692 |
| Total interest expense | $3,532,000 | 3,227 |
| Net interest income | $3,685,000 | 4,011 |
| Provision for loan and lease losses | $231,000 | 3,967 |
| Total noninterest income | $674,000 | 3,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $674,000 | 2,372 |
| Total noninterest expense | $4,939,000 | 2,803 |
| Salaries and employee benefits | $2,997,000 | 2,543 |
| Premises and equipment expense | $780,000 | 2,549 |
| Additional noninterest expense | $1,162,000 | 3,473 |
| Pre-tax net operating income | $-811,000 | 7,437 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-390,000 | 7,823 |
| Income before extraordinary items | $-421,000 | 7,127 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-421,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,648 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-421,000 | 7,265 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 3,817 |
| Total interest expense | $2,364,000 | 3,322 |
| Net interest income | $2,304,000 | 4,200 |
| Provision for loan and lease losses | $146,000 | 3,706 |
| Total noninterest income | $526,000 | 3,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $526,000 | 2,165 |
| Total noninterest expense | $3,542,000 | 2,649 |
| Salaries and employee benefits | $2,192,000 | 2,360 |
| Premises and equipment expense | $537,000 | 2,483 |
| Additional noninterest expense | $813,000 | 3,319 |
| Pre-tax net operating income | $-858,000 | 7,827 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-419,000 | 8,144 |
| Income before extraordinary items | $-439,000 | 7,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-439,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,746 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-439,000 | 7,627 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 3,915 |
| Total interest expense | $1,239,000 | 3,379 |
| Net interest income | $1,084,000 | 4,367 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $146,000 | 4,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $146,000 | 3,086 |
| Total noninterest expense | $1,412,000 | 3,242 |
| Salaries and employee benefits | $752,000 | 3,347 |
| Premises and equipment expense | $278,000 | 2,426 |
| Additional noninterest expense | $382,000 | 3,433 |
| Pre-tax net operating income | $-182,000 | 7,732 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-124,000 | 8,177 |
| Income before extraordinary items | $-58,000 | 7,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-58,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-58,000 | 7,470 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 4,003 |
| Total interest expense | $5,255,000 | 3,346 |
| Net interest income | $3,869,000 | 4,732 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $696,000 | 4,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $696,000 | 2,769 |
| Total noninterest expense | $5,349,000 | 3,274 |
| Salaries and employee benefits | $2,839,000 | 3,373 |
| Premises and equipment expense | $1,107,000 | 2,343 |
| Additional noninterest expense | $1,403,000 | 3,612 |
| Pre-tax net operating income | $-784,000 | 7,956 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-273,000 | 8,190 |
| Income before extraordinary items | $-511,000 | 7,889 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-511,000 | 7,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-391,000 | 8,488 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-511,000 | 7,878 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 4,056 |
| Total interest expense | $3,841,000 | 3,408 |
| Net interest income | $2,902,000 | 4,741 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $514,000 | 4,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $514,000 | 2,801 |
| Total noninterest expense | $4,019,000 | 3,232 |
| Salaries and employee benefits | $2,113,000 | 3,382 |
| Premises and equipment expense | $838,000 | 2,306 |
| Additional noninterest expense | $1,068,000 | 3,517 |
| Pre-tax net operating income | $-603,000 | 8,135 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-209,000 | 8,322 |
| Income before extraordinary items | $-394,000 | 8,068 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-394,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-390,000 | 8,513 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-394,000 | 8,051 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 4,099 |
| Total interest expense | $2,527,000 | 3,427 |
| Net interest income | $1,934,000 | 4,769 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $347,000 | 4,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $347,000 | 2,787 |
| Total noninterest expense | $2,682,000 | 3,261 |
| Salaries and employee benefits | $1,378,000 | 3,464 |
| Premises and equipment expense | $579,000 | 2,233 |
| Additional noninterest expense | $725,000 | 3,461 |
| Pre-tax net operating income | $-401,000 | 8,227 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-139,000 | 8,424 |
| Income before extraordinary items | $-262,000 | 8,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-262,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-357,000 | 8,562 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-262,000 | 8,157 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 4,119 |
| Total interest expense | $1,255,000 | 3,425 |
| Net interest income | $951,000 | 4,834 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $163,000 | 4,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $163,000 | 2,873 |
| Total noninterest expense | $1,299,000 | 3,357 |
| Salaries and employee benefits | $695,000 | 3,478 |
| Premises and equipment expense | $271,000 | 2,403 |
| Additional noninterest expense | $333,000 | 3,656 |
| Pre-tax net operating income | $-185,000 | 8,285 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-64,000 | 8,454 |
| Income before extraordinary items | $-121,000 | 8,218 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-121,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-207,000 | 8,574 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-121,000 | 8,206 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,680,000 | 3,978 |
| Total interest expense | $4,872,000 | 3,098 |
| Net interest income | $3,808,000 | 4,803 |
| Provision for loan and lease losses | $142,000 | 4,147 |
| Total noninterest income | $633,000 | 4,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $633,000 | 2,921 |
| Total noninterest expense | $5,036,000 | 3,340 |
| Salaries and employee benefits | $2,826,000 | 3,297 |
| Premises and equipment expense | $1,080,000 | 2,296 |
| Additional noninterest expense | $1,130,000 | 4,124 |
| Pre-tax net operating income | $-737,000 | 8,351 |
| Securities gains (losses) | $-56,000 | 7,986 |
| Applicable income taxes | $-254,000 | 8,494 |
| Income before extraordinary items | $-539,000 | 8,313 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-539,000 | 8,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,438 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-500,920 | 8,293 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,459,000 | 3,965 |
| Total interest expense | $3,526,000 | 3,088 |
| Net interest income | $2,933,000 | 4,758 |
| Provision for loan and lease losses | $107,000 | 3,986 |
| Total noninterest income | $465,000 | 4,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $465,000 | 2,964 |
| Total noninterest expense | $3,833,000 | 3,274 |
| Salaries and employee benefits | $2,174,000 | 3,226 |
| Premises and equipment expense | $822,000 | 2,261 |
| Additional noninterest expense | $837,000 | 4,142 |
| Pre-tax net operating income | $-542,000 | 8,468 |
| Securities gains (losses) | $-56,000 | 8,221 |
| Applicable income taxes | $-187,000 | 8,619 |
| Income before extraordinary items | $-411,000 | 8,425 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-411,000 | 8,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,924 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-372,360 | 8,403 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 4,011 |
| Total interest expense | $2,238,000 | 3,111 |
| Net interest income | $1,929,000 | 4,822 |
| Provision for loan and lease losses | $47,000 | 4,552 |
| Total noninterest income | $288,000 | 4,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $288,000 | 3,097 |
| Total noninterest expense | $2,592,000 | 3,255 |
| Salaries and employee benefits | $1,480,000 | 3,159 |
| Premises and equipment expense | $551,000 | 2,256 |
| Additional noninterest expense | $561,000 | 4,121 |
| Pre-tax net operating income | $-422,000 | 8,536 |
| Securities gains (losses) | $-56,000 | 8,390 |
| Applicable income taxes | $-146,000 | 8,667 |
| Income before extraordinary items | $-332,000 | 8,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-332,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,125 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-293,360 | 8,487 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 3,966 |
| Total interest expense | $1,060,000 | 3,114 |
| Net interest income | $1,015,000 | 4,669 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $132,000 | 4,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,209 |
| Total noninterest expense | $1,236,000 | 3,385 |
| Salaries and employee benefits | $749,000 | 3,152 |
| Premises and equipment expense | $260,000 | 2,391 |
| Additional noninterest expense | $227,000 | 4,767 |
| Pre-tax net operating income | $-89,000 | 8,427 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-34,000 | 8,617 |
| Income before extraordinary items | $-55,000 | 8,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-55,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-55,000 | 8,378 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 3,851 |
| Total interest expense | $3,381,000 | 3,025 |
| Net interest income | $4,345,000 | 4,370 |
| Provision for loan and lease losses | $136,000 | 4,286 |
| Total noninterest income | $428,000 | 5,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $428,000 | 3,660 |
| Total noninterest expense | $4,838,000 | 3,324 |
| Salaries and employee benefits | $2,725,000 | 3,240 |
| Premises and equipment expense | $898,000 | 2,607 |
| Additional noninterest expense | $1,215,000 | 3,841 |
| Pre-tax net operating income | $-201,000 | 8,386 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-86,000 | 8,594 |
| Income before extraordinary items | $-115,000 | 8,373 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-115,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $8,165,000 | 227 |
| Net operating income | $-115,000 | 8,347 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 3,848 |
| Total interest expense | $2,373,000 | 3,056 |
| Net interest income | $3,341,000 | 4,296 |
| Provision for loan and lease losses | $111,000 | 4,028 |
| Total noninterest income | $320,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $320,000 | 3,688 |
| Total noninterest expense | $3,639,000 | 3,292 |
| Salaries and employee benefits | $2,086,000 | 3,150 |
| Premises and equipment expense | $678,000 | 2,571 |
| Additional noninterest expense | $875,000 | 3,906 |
| Pre-tax net operating income | $-89,000 | 8,419 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-45,000 | 8,675 |
| Income before extraordinary items | $-44,000 | 8,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-44,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $8,165,000 | 158 |
| Net operating income | $-44,000 | 8,377 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 3,808 |
| Total interest expense | $1,500,000 | 3,041 |
| Net interest income | $2,258,000 | 4,228 |
| Provision for loan and lease losses | $78,000 | 3,781 |
| Total noninterest income | $208,000 | 5,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $208,000 | 3,697 |
| Total noninterest expense | $2,534,000 | 3,149 |
| Salaries and employee benefits | $1,423,000 | 3,067 |
| Premises and equipment expense | $460,000 | 2,523 |
| Additional noninterest expense | $651,000 | 3,554 |
| Pre-tax net operating income | $-146,000 | 8,521 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-62,000 | 8,720 |
| Income before extraordinary items | $-84,000 | 8,502 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-84,000 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $8,165,000 | 102 |
| Net operating income | $-84,000 | 8,477 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 3,867 |
| Total interest expense | $696,000 | 3,134 |
| Net interest income | $1,131,000 | 4,239 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $1,101,000 | 3,560 |
| Salaries and employee benefits | $583,000 | 3,651 |
| Premises and equipment expense | $231,000 | 2,529 |
| Additional noninterest expense | $287,000 | 3,945 |
| Pre-tax net operating income | $102,000 | 7,192 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $30,000 | 5,303 |
| Income before extraordinary items | $72,000 | 7,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $72,000 | 7,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $8,165,000 | 51 |
| Net operating income | $72,000 | 7,353 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 4,140 |
| Total interest expense | $2,312,000 | 3,246 |
| Net interest income | $3,920,000 | 4,543 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $384,000 | 5,885 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $189,000 | 5,345 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $195,000 | 5,160 |
| Total noninterest expense | $3,626,000 | 4,063 |
| Salaries and employee benefits | $1,801,000 | 4,340 |
| Premises and equipment expense | $629,000 | 3,401 |
| Additional noninterest expense | $1,196,000 | 3,761 |
| Pre-tax net operating income | $606,000 | 6,368 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $213,000 | 4,678 |
| Income before extraordinary items | $391,000 | 6,817 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $391,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,385 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $392,300 | 6,756 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 4,250 |
| Total interest expense | $1,639,000 | 3,346 |
| Net interest income | $2,855,000 | 4,642 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $288,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $146,000 | 5,322 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $2,766,000 | 3,961 |
| Salaries and employee benefits | $1,391,000 | 4,208 |
| Premises and equipment expense | $479,000 | 3,375 |
| Additional noninterest expense | $896,000 | 3,739 |
| Pre-tax net operating income | $323,000 | 7,082 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $114,000 | 5,197 |
| Income before extraordinary items | $207,000 | 7,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $207,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $208,280 | 7,362 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 4,382 |
| Total interest expense | $1,038,000 | 3,495 |
| Net interest income | $1,824,000 | 4,773 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $189,000 | 5,946 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 5,336 |
| Total noninterest expense | $1,850,000 | 3,987 |
| Salaries and employee benefits | $934,000 | 4,189 |
| Premises and equipment expense | $327,000 | 3,315 |
| Additional noninterest expense | $589,000 | 3,803 |
| Pre-tax net operating income | $127,000 | 7,709 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $47,000 | 5,703 |
| Income before extraordinary items | $80,000 | 7,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $80,000 | 7,909 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 4,420 |
| Total interest expense | $518,000 | 3,524 |
| Net interest income | $911,000 | 4,789 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $900,000 | 4,091 |
| Salaries and employee benefits | $464,000 | 4,249 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $275,000 | 4,024 |
| Pre-tax net operating income | $87,000 | 7,358 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 4,468 |
| Total interest expense | $2,183,000 | 3,740 |
| Net interest income | $3,479,000 | 4,819 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $513,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $229,000 | 4,959 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $284,000 | 4,614 |
| Total noninterest expense | $3,210,000 | 4,400 |
| Salaries and employee benefits | $1,588,000 | 4,662 |
| Premises and equipment expense | $475,000 | 4,223 |
| Additional noninterest expense | $1,147,000 | 3,861 |
| Pre-tax net operating income | $734,000 | 5,897 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $264,000 | 4,475 |
| Income before extraordinary items | $462,000 | 6,507 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $462,000 | 6,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $467,120 | 6,330 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 4,534 |
| Total interest expense | $1,661,000 | 3,819 |
| Net interest income | $2,580,000 | 4,862 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $406,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $174,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 4,516 |
| Total noninterest expense | $2,339,000 | 4,483 |
| Salaries and employee benefits | $1,170,000 | 4,712 |
| Premises and equipment expense | $325,000 | 4,483 |
| Additional noninterest expense | $844,000 | 3,914 |
| Pre-tax net operating income | $611,000 | 5,832 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $225,000 | 4,464 |
| Income before extraordinary items | $386,000 | 6,436 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $386,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $386,000 | 6,260 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 4,556 |
| Total interest expense | $1,126,000 | 3,874 |
| Net interest income | $1,713,000 | 4,874 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $291,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $115,000 | 4,936 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $176,000 | 4,274 |
| Total noninterest expense | $1,518,000 | 4,545 |
| Salaries and employee benefits | $777,000 | 4,707 |
| Premises and equipment expense | $188,000 | 4,904 |
| Additional noninterest expense | $553,000 | 3,938 |
| Pre-tax net operating income | $462,000 | 5,520 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $176,000 | 4,215 |
| Income before extraordinary items | $286,000 | 6,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $286,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $286,000 | 5,998 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 4,562 |
| Total interest expense | $572,000 | 3,910 |
| Net interest income | $856,000 | 4,854 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $137,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 4,290 |
| Total noninterest expense | $696,000 | 4,814 |
| Salaries and employee benefits | $365,000 | 4,940 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $251,000 | 4,205 |
| Pre-tax net operating income | $285,000 | 4,922 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $117,000 | 3,681 |
| Income before extraordinary items | $168,000 | 5,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $168,000 | 5,545 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 4,448 |
| Total interest expense | $2,533,000 | 4,061 |
| Net interest income | $3,674,000 | 4,611 |
| Provision for loan and lease losses | $228,000 | 4,082 |
| Total noninterest income | $490,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $217,000 | 5,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 4,454 |
| Total noninterest expense | $2,427,000 | 5,177 |
| Salaries and employee benefits | $1,147,000 | 5,646 |
| Premises and equipment expense | $301,000 | 5,570 |
| Additional noninterest expense | $979,000 | 4,248 |
| Pre-tax net operating income | $1,509,000 | 4,106 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $575,000 | 3,190 |
| Income before extraordinary items | $934,000 | 4,776 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $934,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $934,000 | 4,649 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 4,930 |
| Total interest expense | $3,043,000 | 4,677 |
| Net interest income | $3,005,000 | 5,066 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $364,000 | 5,924 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $173,000 | 5,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $191,000 | 5,037 |
| Total noninterest expense | $2,386,000 | 5,122 |
| Salaries and employee benefits | $1,092,000 | 5,671 |
| Premises and equipment expense | $341,000 | 5,123 |
| Additional noninterest expense | $953,000 | 4,225 |
| Pre-tax net operating income | $935,000 | 5,079 |
| Securities gains (losses) | $24,000 | 3,012 |
| Applicable income taxes | $334,000 | 4,068 |
| Income before extraordinary items | $625,000 | 5,503 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $625,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 9,488 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $609,400 | 5,452 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 5,447 |
| Total interest expense | $2,856,000 | 5,109 |
| Net interest income | $2,561,000 | 5,715 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $269,000 | 6,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $2,192,000 | 5,343 |
| Salaries and employee benefits | $961,000 | 6,079 |
| Premises and equipment expense | $302,000 | 5,394 |
| Additional noninterest expense | $929,000 | 4,238 |
| Pre-tax net operating income | $542,000 | 6,809 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $199,000 | 5,399 |
| Income before extraordinary items | $343,000 | 7,196 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $343,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $343,000 | 7,188 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 5,606 |
| Total interest expense | $2,671,000 | 5,012 |
| Net interest income | $2,298,000 | 6,101 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $226,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,811 |
| Total noninterest expense | $2,320,000 | 5,127 |
| Salaries and employee benefits | $977,000 | 5,977 |
| Premises and equipment expense | $414,000 | 4,407 |
| Additional noninterest expense | $929,000 | 4,263 |
| Pre-tax net operating income | $132,000 | 8,905 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $31,000 | 7,987 |
| Income before extraordinary items | $101,000 | 8,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $101,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,667 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $101,000 | 8,927 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 6,315 |
| Total interest expense | $2,090,000 | 6,042 |
| Net interest income | $2,097,000 | 6,496 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $207,000 | 7,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,420 |
| Total noninterest expense | $1,546,000 | 6,562 |
| Salaries and employee benefits | $680,000 | 7,304 |
| Premises and equipment expense | $125,000 | 8,162 |
| Additional noninterest expense | $741,000 | 4,935 |
| Pre-tax net operating income | $710,000 | 6,444 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $291,000 | 5,247 |
| Income before extraordinary items | $419,000 | 7,096 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $419,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $419,000 | 7,001 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 7,224 |
| Total interest expense | $1,524,000 | 7,286 |
| Net interest income | $1,917,000 | 7,089 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $210,000 | 7,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,315,000 | 7,281 |
| Salaries and employee benefits | $570,000 | 8,122 |
| Premises and equipment expense | $114,000 | 8,637 |
| Additional noninterest expense | $631,000 | 5,619 |
| Pre-tax net operating income | $788,000 | 6,589 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $320,000 | 5,547 |
| Income before extraordinary items | $468,000 | 7,181 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $468,000 | 7,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $468,000 | 7,133 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 7,780 |
| Total interest expense | $1,496,000 | 7,586 |
| Net interest income | $1,673,000 | 7,849 |
| Provision for loan and lease losses | $41,000 | 6,948 |
| Total noninterest income | $209,000 | 8,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $1,260,000 | 7,799 |
| Salaries and employee benefits | $582,000 | 8,244 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $567,000 | 6,568 |
| Pre-tax net operating income | $581,000 | 7,520 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $234,000 | 6,651 |
| Income before extraordinary items | $330,000 | 8,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $330,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $340,880 | 8,029 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 8,026 |
| Total interest expense | $1,505,000 | 7,692 |
| Net interest income | $1,631,000 | 8,191 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $218,000 | 8,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,277,000 | 7,924 |
| Salaries and employee benefits | $589,000 | 8,432 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $582,000 | 6,646 |
| Pre-tax net operating income | $542,000 | 8,207 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $199,000 | 7,429 |
| Income before extraordinary items | $346,000 | 8,518 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $346,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $344,080 | 8,497 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 8,245 |
| Total interest expense | $1,253,000 | 7,709 |
| Net interest income | $1,640,000 | 8,481 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $240,000 | 8,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $1,311,000 | 8,197 |
| Salaries and employee benefits | $573,000 | 8,800 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $619,000 | 6,901 |
| Pre-tax net operating income | $491,000 | 8,719 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $244,000 | 9,763 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $244,000 | 9,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,937 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $267,040 | 9,572 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 8,302 |
| Total interest expense | $1,360,000 | 7,675 |
| Net interest income | $1,662,000 | 8,604 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $170,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $1,335,000 | 8,389 |
| Salaries and employee benefits | $557,000 | 9,152 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $677,000 | 6,728 |
| Pre-tax net operating income | $465,000 | 8,906 |
| Securities gains (losses) | $68,000 | 3,011 |
| Applicable income taxes | $221,000 | 7,240 |
| Income before extraordinary items | $312,000 | 9,341 |
| Extraordinary gains, net | $76,000 | 1,827 |
| Net income | $388,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $268,480 | 9,577 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 8,361 |
| Total interest expense | $1,657,000 | 8,024 |
| Net interest income | $1,723,000 | 8,585 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $253,000 | 8,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 6,272 |
| Total noninterest expense | $1,236,000 | 8,892 |
| Salaries and employee benefits | $535,000 | 9,417 |
| Premises and equipment expense | $123,000 | 9,930 |
| Additional noninterest expense | $578,000 | 7,711 |
| Pre-tax net operating income | $664,000 | 7,302 |
| Securities gains (losses) | $58,000 | 3,883 |
| Applicable income taxes | $284,000 | 6,159 |
| Income before extraordinary items | $438,000 | 7,850 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $438,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $400,880 | 7,854 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.