Home > George Washington Savings Bank > Income and Expense
George Washington Savings Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,895,000 | 1,716 |
| Total interest expense | $9,218,000 | 1,287 |
| Net interest income | $10,677,000 | 2,052 |
| Provision for loan and lease losses | $41,042,000 | 291 |
| Total noninterest income | $1,402,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $342,000 | 3,635 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,060,000 | 2,078 |
| Total noninterest expense | $8,202,000 | 2,414 |
| Salaries and employee benefits | $3,102,000 | 3,072 |
| Premises and equipment expense | $1,086,000 | 2,410 |
| Additional noninterest expense | $4,014,000 | 1,849 |
| Pre-tax net operating income | $-37,165,000 | 7,829 |
| Securities gains (losses) | $-925,000 | 7,694 |
| Applicable income taxes | $-8,655,000 | 7,851 |
| Income before extraordinary items | $-29,435,000 | 7,813 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-29,435,000 | 7,813 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-29,435,000 | 7,813 |
| Net charge-offs | $25,365,000 | 334 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-28,722,750 | 7,811 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,345,000 | 1,593 |
| Total interest expense | $7,077,000 | 1,326 |
| Net interest income | $9,268,000 | 1,799 |
| Provision for loan and lease losses | $24,500,000 | 347 |
| Total noninterest income | $989,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $268,000 | 3,553 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $721,000 | 2,256 |
| Total noninterest expense | $5,267,000 | 2,792 |
| Salaries and employee benefits | $2,055,000 | 3,467 |
| Premises and equipment expense | $829,000 | 2,400 |
| Additional noninterest expense | $2,383,000 | 2,196 |
| Pre-tax net operating income | $-19,510,000 | 7,868 |
| Securities gains (losses) | $-964,000 | 7,857 |
| Applicable income taxes | $-8,085,000 | 7,959 |
| Income before extraordinary items | $-12,389,000 | 7,830 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-12,389,000 | 7,829 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-12,389,000 | 7,829 |
| Net charge-offs | $14,265,000 | 395 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,772,040 | 7,823 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,990,000 | 1,494 |
| Total interest expense | $4,827,000 | 1,375 |
| Net interest income | $7,163,000 | 1,564 |
| Provision for loan and lease losses | $15,500,000 | 354 |
| Total noninterest income | $763,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $196,000 | 3,358 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $567,000 | 2,064 |
| Total noninterest expense | $3,277,000 | 2,985 |
| Salaries and employee benefits | $1,317,000 | 3,619 |
| Premises and equipment expense | $557,000 | 2,405 |
| Additional noninterest expense | $1,403,000 | 2,478 |
| Pre-tax net operating income | $-10,851,000 | 7,932 |
| Securities gains (losses) | $-964,000 | 7,998 |
| Applicable income taxes | $-4,695,000 | 8,031 |
| Income before extraordinary items | $-7,120,000 | 7,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,120,000 | 7,881 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,120,000 | 7,881 |
| Net charge-offs | $14,274,000 | 295 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-6,503,040 | 7,873 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 1,485 |
| Total interest expense | $2,510,000 | 1,372 |
| Net interest income | $3,579,000 | 1,553 |
| Provision for loan and lease losses | $1,500,000 | 913 |
| Total noninterest income | $313,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $97,000 | 3,322 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $216,000 | 2,404 |
| Total noninterest expense | $1,333,000 | 3,471 |
| Salaries and employee benefits | $480,000 | 4,610 |
| Premises and equipment expense | $288,000 | 2,377 |
| Additional noninterest expense | $565,000 | 2,697 |
| Pre-tax net operating income | $1,059,000 | 1,216 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $345,000 | 935 |
| Income before extraordinary items | $714,000 | 1,527 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $714,000 | 1,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $714,000 | 1,529 |
| Net charge-offs | $-20,000 | 7,996 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $714,000 | 1,445 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,460,000 | 1,587 |
| Total interest expense | $11,391,000 | 1,438 |
| Net interest income | $13,069,000 | 1,701 |
| Provision for loan and lease losses | $3,225,000 | 1,321 |
| Total noninterest income | $993,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $399,000 | 3,459 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $594,000 | 2,906 |
| Total noninterest expense | $6,057,000 | 3,047 |
| Salaries and employee benefits | $3,337,000 | 2,955 |
| Premises and equipment expense | $967,000 | 2,709 |
| Additional noninterest expense | $1,753,000 | 3,203 |
| Pre-tax net operating income | $4,780,000 | 1,142 |
| Securities gains (losses) | $-2,653,000 | 7,961 |
| Applicable income taxes | $515,000 | 1,828 |
| Income before extraordinary items | $1,612,000 | 2,392 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,612,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,936,000 | 1,321 |
| Cash dividends | $620,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,628,280 | 1,215 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,390,000 | 1,625 |
| Total interest expense | $8,717,000 | 1,465 |
| Net interest income | $9,673,000 | 1,738 |
| Provision for loan and lease losses | $2,425,000 | 1,040 |
| Total noninterest income | $750,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $286,000 | 3,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $464,000 | 2,932 |
| Total noninterest expense | $4,396,000 | 3,123 |
| Salaries and employee benefits | $2,342,000 | 3,168 |
| Premises and equipment expense | $761,000 | 2,608 |
| Additional noninterest expense | $1,293,000 | 3,171 |
| Pre-tax net operating income | $3,602,000 | 1,371 |
| Securities gains (losses) | $-2,653,000 | 8,115 |
| Applicable income taxes | $130,000 | 3,354 |
| Income before extraordinary items | $819,000 | 3,516 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $819,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,842,000 | 868 |
| Cash dividends | $620,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,100,580 | 1,260 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,133,000 | 1,657 |
| Total interest expense | $5,957,000 | 1,480 |
| Net interest income | $6,176,000 | 1,813 |
| Provision for loan and lease losses | $1,725,000 | 865 |
| Total noninterest income | $468,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $174,000 | 3,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $294,000 | 3,055 |
| Total noninterest expense | $2,914,000 | 3,146 |
| Salaries and employee benefits | $1,618,000 | 3,100 |
| Premises and equipment expense | $476,000 | 2,754 |
| Additional noninterest expense | $820,000 | 3,288 |
| Pre-tax net operating income | $2,005,000 | 1,690 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $615,000 | 1,369 |
| Income before extraordinary items | $1,390,000 | 1,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,390,000 | 1,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $715,000 | 1,051 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,390,000 | 1,891 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 1,643 |
| Total interest expense | $3,175,000 | 1,481 |
| Net interest income | $3,143,000 | 1,778 |
| Provision for loan and lease losses | $450,000 | 1,056 |
| Total noninterest income | $208,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $85,000 | 3,772 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $123,000 | 3,399 |
| Total noninterest expense | $1,100,000 | 3,958 |
| Salaries and employee benefits | $463,000 | 4,799 |
| Premises and equipment expense | $242,000 | 2,723 |
| Additional noninterest expense | $395,000 | 3,346 |
| Pre-tax net operating income | $1,801,000 | 1,055 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $635,000 | 842 |
| Income before extraordinary items | $1,166,000 | 1,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,166,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 685 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,166,000 | 1,258 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,489,000 | 1,562 |
| Total interest expense | $12,451,000 | 1,613 |
| Net interest income | $15,038,000 | 1,517 |
| Provision for loan and lease losses | $425,000 | 2,593 |
| Total noninterest income | $798,000 | 4,012 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $276,000 | 4,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $522,000 | 3,230 |
| Total noninterest expense | $7,748,000 | 2,354 |
| Salaries and employee benefits | $5,374,000 | 1,880 |
| Premises and equipment expense | $790,000 | 3,109 |
| Additional noninterest expense | $1,584,000 | 3,264 |
| Pre-tax net operating income | $7,663,000 | 1,103 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $2,655,000 | 893 |
| Income before extraordinary items | $5,006,000 | 1,280 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,006,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,364 |
| Cash dividends | $950,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,007,300 | 1,269 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,596,000 | 1,570 |
| Total interest expense | $9,150,000 | 1,636 |
| Net interest income | $11,446,000 | 1,492 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $584,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $196,000 | 4,377 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $388,000 | 3,258 |
| Total noninterest expense | $5,655,000 | 2,396 |
| Salaries and employee benefits | $3,903,000 | 1,929 |
| Premises and equipment expense | $583,000 | 3,133 |
| Additional noninterest expense | $1,169,000 | 3,263 |
| Pre-tax net operating income | $6,300,000 | 1,093 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $2,225,000 | 884 |
| Income before extraordinary items | $4,073,000 | 1,265 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,073,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,198 |
| Cash dividends | $700,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,074,300 | 1,254 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,498,000 | 1,613 |
| Total interest expense | $5,969,000 | 1,676 |
| Net interest income | $7,529,000 | 1,534 |
| Provision for loan and lease losses | $-225,000 | 8,528 |
| Total noninterest income | $394,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $126,000 | 4,462 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $268,000 | 3,202 |
| Total noninterest expense | $3,694,000 | 2,464 |
| Salaries and employee benefits | $2,616,000 | 1,947 |
| Premises and equipment expense | $339,000 | 3,531 |
| Additional noninterest expense | $739,000 | 3,398 |
| Pre-tax net operating income | $4,454,000 | 1,076 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,595,000 | 871 |
| Income before extraordinary items | $2,859,000 | 1,248 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,859,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,057 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,859,000 | 1,228 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,426,000 | 1,679 |
| Total interest expense | $2,914,000 | 1,707 |
| Net interest income | $3,512,000 | 1,638 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $117,000 | 3,484 |
| Total noninterest expense | $1,871,000 | 2,439 |
| Salaries and employee benefits | $1,282,000 | 2,004 |
| Premises and equipment expense | $191,000 | 3,230 |
| Additional noninterest expense | $398,000 | 3,185 |
| Pre-tax net operating income | $1,586,000 | 1,468 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $530,000 | 1,231 |
| Income before extraordinary items | $1,056,000 | 1,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,056,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,056,000 | 1,621 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,890,000 | 1,687 |
| Total interest expense | $9,816,000 | 1,705 |
| Net interest income | $14,074,000 | 1,627 |
| Provision for loan and lease losses | $900,000 | 1,140 |
| Total noninterest income | $890,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $235,000 | 4,642 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $655,000 | 2,851 |
| Total noninterest expense | $7,130,000 | 2,477 |
| Salaries and employee benefits | $4,615,000 | 2,119 |
| Premises and equipment expense | $1,102,000 | 2,256 |
| Additional noninterest expense | $1,413,000 | 3,457 |
| Pre-tax net operating income | $6,934,000 | 1,421 |
| Securities gains (losses) | $-23,000 | 7,610 |
| Applicable income taxes | $2,345,000 | 1,180 |
| Income before extraordinary items | $4,566,000 | 1,584 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,566,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,461 |
| Cash dividends | $550,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,581,180 | 1,569 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,388,000 | 1,724 |
| Total interest expense | $6,983,000 | 1,750 |
| Net interest income | $10,405,000 | 1,663 |
| Provision for loan and lease losses | $675,000 | 1,080 |
| Total noninterest income | $706,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $172,000 | 4,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $534,000 | 2,760 |
| Total noninterest expense | $5,250,000 | 2,505 |
| Salaries and employee benefits | $3,276,000 | 2,240 |
| Premises and equipment expense | $859,000 | 2,175 |
| Additional noninterest expense | $1,115,000 | 3,318 |
| Pre-tax net operating income | $5,186,000 | 1,461 |
| Securities gains (losses) | $-23,000 | 7,893 |
| Applicable income taxes | $1,750,000 | 1,223 |
| Income before extraordinary items | $3,413,000 | 1,627 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,413,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,421 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,428,180 | 1,599 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,083,000 | 1,777 |
| Total interest expense | $4,479,000 | 1,731 |
| Net interest income | $6,604,000 | 1,758 |
| Provision for loan and lease losses | $450,000 | 1,060 |
| Total noninterest income | $534,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $110,000 | 4,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $424,000 | 2,466 |
| Total noninterest expense | $3,500,000 | 2,524 |
| Salaries and employee benefits | $2,160,000 | 2,274 |
| Premises and equipment expense | $594,000 | 2,101 |
| Additional noninterest expense | $746,000 | 3,310 |
| Pre-tax net operating income | $3,188,000 | 1,572 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,055,000 | 1,344 |
| Income before extraordinary items | $2,133,000 | 1,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,133,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,422 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,133,000 | 1,691 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 1,803 |
| Total interest expense | $2,149,000 | 1,714 |
| Net interest income | $3,194,000 | 1,807 |
| Provision for loan and lease losses | $195,000 | 1,170 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,699 |
| Total noninterest expense | $1,655,000 | 2,656 |
| Salaries and employee benefits | $1,009,000 | 2,426 |
| Premises and equipment expense | $287,000 | 2,179 |
| Additional noninterest expense | $359,000 | 3,396 |
| Pre-tax net operating income | $1,494,000 | 1,635 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $500,000 | 1,401 |
| Income before extraordinary items | $994,000 | 1,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $994,000 | 1,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,393 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $994,000 | 1,789 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,383,000 | 2,036 |
| Total interest expense | $6,154,000 | 1,847 |
| Net interest income | $10,229,000 | 2,164 |
| Provision for loan and lease losses | $855,000 | 1,191 |
| Total noninterest income | $608,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $177,000 | 5,296 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $431,000 | 3,650 |
| Total noninterest expense | $5,725,000 | 2,868 |
| Salaries and employee benefits | $3,834,000 | 2,385 |
| Premises and equipment expense | $742,000 | 3,096 |
| Additional noninterest expense | $1,149,000 | 3,993 |
| Pre-tax net operating income | $4,257,000 | 2,124 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,410,000 | 1,784 |
| Income before extraordinary items | $2,847,000 | 2,349 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,847,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,847,000 | 2,322 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,501,000 | 2,120 |
| Total interest expense | $4,184,000 | 1,911 |
| Net interest income | $7,317,000 | 2,242 |
| Provision for loan and lease losses | $660,000 | 1,130 |
| Total noninterest income | $444,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 5,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 3,656 |
| Total noninterest expense | $4,159,000 | 2,918 |
| Salaries and employee benefits | $2,807,000 | 2,394 |
| Premises and equipment expense | $472,000 | 3,511 |
| Additional noninterest expense | $880,000 | 3,880 |
| Pre-tax net operating income | $2,942,000 | 2,270 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $970,000 | 1,922 |
| Income before extraordinary items | $1,972,000 | 2,513 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,972,000 | 2,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,448 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,972,000 | 2,481 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,229,000 | 2,182 |
| Total interest expense | $2,469,000 | 2,013 |
| Net interest income | $4,760,000 | 2,277 |
| Provision for loan and lease losses | $465,000 | 1,037 |
| Total noninterest income | $280,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $73,000 | 5,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $207,000 | 3,704 |
| Total noninterest expense | $2,697,000 | 2,983 |
| Salaries and employee benefits | $1,859,000 | 2,394 |
| Premises and equipment expense | $265,000 | 3,962 |
| Additional noninterest expense | $573,000 | 3,937 |
| Pre-tax net operating income | $1,878,000 | 2,296 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $585,000 | 2,046 |
| Income before extraordinary items | $1,293,000 | 2,499 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,293,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,294 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,293,000 | 2,460 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 2,201 |
| Total interest expense | $1,224,000 | 1,937 |
| Net interest income | $2,292,000 | 2,342 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $128,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $1,222,000 | 3,274 |
| Salaries and employee benefits | $865,000 | 2,587 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $250,000 | 4,364 |
| Pre-tax net operating income | $958,000 | 2,242 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $325,000 | 1,869 |
| Income before extraordinary items | $633,000 | 2,500 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $633,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $633,000 | 2,464 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,424,000 | 2,512 |
| Total interest expense | $4,185,000 | 1,950 |
| Net interest income | $7,239,000 | 2,796 |
| Provision for loan and lease losses | $1,660,000 | 649 |
| Total noninterest income | $493,000 | 5,308 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $133,000 | 6,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $360,000 | 3,912 |
| Total noninterest expense | $4,387,000 | 3,489 |
| Salaries and employee benefits | $3,031,000 | 2,814 |
| Premises and equipment expense | $432,000 | 4,539 |
| Additional noninterest expense | $924,000 | 4,610 |
| Pre-tax net operating income | $1,685,000 | 3,951 |
| Securities gains (losses) | $900,000 | 303 |
| Applicable income taxes | $715,000 | 2,726 |
| Income before extraordinary items | $1,870,000 | 3,094 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,870,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,004,000 | 778 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,222,000 | 4,086 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,231,000 | 2,559 |
| Total interest expense | $3,044,000 | 1,969 |
| Net interest income | $5,187,000 | 2,898 |
| Provision for loan and lease losses | $1,420,000 | 553 |
| Total noninterest income | $362,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $99,000 | 6,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $263,000 | 3,972 |
| Total noninterest expense | $3,269,000 | 3,482 |
| Salaries and employee benefits | $2,229,000 | 2,834 |
| Premises and equipment expense | $335,000 | 4,420 |
| Additional noninterest expense | $705,000 | 4,494 |
| Pre-tax net operating income | $860,000 | 5,002 |
| Securities gains (losses) | $199,000 | 766 |
| Applicable income taxes | $220,000 | 4,300 |
| Income before extraordinary items | $839,000 | 4,483 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $839,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,102,000 | 528 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $681,790 | 4,941 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 2,615 |
| Total interest expense | $2,006,000 | 1,961 |
| Net interest income | $3,334,000 | 2,991 |
| Provision for loan and lease losses | $1,180,000 | 465 |
| Total noninterest income | $220,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $157,000 | 4,218 |
| Total noninterest expense | $2,114,000 | 3,581 |
| Salaries and employee benefits | $1,414,000 | 2,986 |
| Premises and equipment expense | $232,000 | 4,308 |
| Additional noninterest expense | $468,000 | 4,545 |
| Pre-tax net operating income | $260,000 | 6,766 |
| Securities gains (losses) | $123,000 | 913 |
| Applicable income taxes | $35,000 | 5,928 |
| Income before extraordinary items | $348,000 | 5,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 5,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,119,000 | 392 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $236,070 | 6,485 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 2,644 |
| Total interest expense | $994,000 | 1,991 |
| Net interest income | $1,642,000 | 3,021 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $1,025,000 | 3,676 |
| Salaries and employee benefits | $701,000 | 3,028 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $224,000 | 4,663 |
| Pre-tax net operating income | $549,000 | 3,292 |
| Securities gains (losses) | $123,000 | 709 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $482,000 | 3,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $482,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,990 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $393,440 | 3,444 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,323,000 | 2,744 |
| Total interest expense | $4,414,000 | 2,021 |
| Net interest income | $5,909,000 | 3,234 |
| Provision for loan and lease losses | $700,000 | 1,617 |
| Total noninterest income | $638,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $117,000 | 6,317 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $521,000 | 3,511 |
| Total noninterest expense | $3,982,000 | 3,735 |
| Salaries and employee benefits | $2,859,000 | 2,894 |
| Premises and equipment expense | $280,000 | 5,874 |
| Additional noninterest expense | $843,000 | 4,884 |
| Pre-tax net operating income | $1,865,000 | 3,545 |
| Securities gains (losses) | $607,000 | 664 |
| Applicable income taxes | $724,000 | 2,730 |
| Income before extraordinary items | $1,748,000 | 3,171 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,748,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,737 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,317,030 | 3,712 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 2,804 |
| Total interest expense | $3,362,000 | 2,066 |
| Net interest income | $4,338,000 | 3,303 |
| Provision for loan and lease losses | $550,000 | 1,522 |
| Total noninterest income | $572,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $88,000 | 6,353 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $484,000 | 3,198 |
| Total noninterest expense | $3,033,000 | 3,683 |
| Salaries and employee benefits | $2,155,000 | 2,881 |
| Premises and equipment expense | $221,000 | 5,697 |
| Additional noninterest expense | $657,000 | 4,691 |
| Pre-tax net operating income | $1,327,000 | 3,796 |
| Securities gains (losses) | $607,000 | 605 |
| Applicable income taxes | $554,000 | 2,833 |
| Income before extraordinary items | $1,380,000 | 3,159 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,380,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,653 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $949,030 | 3,942 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 2,798 |
| Total interest expense | $2,264,000 | 2,114 |
| Net interest income | $2,912,000 | 3,278 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $344,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $58,000 | 6,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $286,000 | 3,398 |
| Total noninterest expense | $2,007,000 | 3,689 |
| Salaries and employee benefits | $1,402,000 | 2,963 |
| Premises and equipment expense | $144,000 | 5,786 |
| Additional noninterest expense | $461,000 | 4,512 |
| Pre-tax net operating income | $849,000 | 3,900 |
| Securities gains (losses) | $445,000 | 623 |
| Applicable income taxes | $359,000 | 2,912 |
| Income before extraordinary items | $935,000 | 3,117 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $935,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,877 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $614,600 | 4,019 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,807 |
| Total interest expense | $1,133,000 | 2,159 |
| Net interest income | $1,467,000 | 3,232 |
| Provision for loan and lease losses | $210,000 | 1,306 |
| Total noninterest income | $100,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $866,000 | 4,118 |
| Salaries and employee benefits | $610,000 | 3,315 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $187,000 | 5,211 |
| Pre-tax net operating income | $491,000 | 3,547 |
| Securities gains (losses) | $262,000 | 559 |
| Applicable income taxes | $210,000 | 2,601 |
| Income before extraordinary items | $543,000 | 2,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $354,360 | 3,594 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,574,000 | 2,872 |
| Total interest expense | $5,331,000 | 2,108 |
| Net interest income | $5,243,000 | 3,514 |
| Provision for loan and lease losses | $560,000 | 2,185 |
| Total noninterest income | $433,000 | 5,588 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $119,000 | 6,270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 4,159 |
| Total noninterest expense | $3,672,000 | 3,800 |
| Salaries and employee benefits | $2,239,000 | 3,408 |
| Premises and equipment expense | $465,000 | 4,170 |
| Additional noninterest expense | $968,000 | 4,284 |
| Pre-tax net operating income | $1,444,000 | 4,217 |
| Securities gains (losses) | $507,000 | 652 |
| Applicable income taxes | $461,000 | 3,619 |
| Income before extraordinary items | $1,490,000 | 3,522 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,490,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,859 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,104,680 | 4,205 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,122,000 | 3,032 |
| Total interest expense | $6,799,000 | 2,355 |
| Net interest income | $4,323,000 | 3,886 |
| Provision for loan and lease losses | $159,000 | 4,667 |
| Total noninterest income | $396,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $119,000 | 6,263 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $277,000 | 4,284 |
| Total noninterest expense | $2,880,000 | 4,478 |
| Salaries and employee benefits | $2,005,000 | 3,584 |
| Premises and equipment expense | $278,000 | 5,763 |
| Additional noninterest expense | $597,000 | 5,855 |
| Pre-tax net operating income | $1,680,000 | 3,585 |
| Securities gains (losses) | $81,000 | 1,924 |
| Applicable income taxes | $311,000 | 4,191 |
| Income before extraordinary items | $1,450,000 | 3,296 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,450,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,490 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,383,580 | 3,329 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,393,000 | 2,815 |
| Total interest expense | $8,123,000 | 2,116 |
| Net interest income | $4,270,000 | 3,961 |
| Provision for loan and lease losses | $560,000 | 1,711 |
| Total noninterest income | $193,000 | 7,357 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $127,000 | 6,101 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $2,717,000 | 4,571 |
| Salaries and employee benefits | $1,830,000 | 3,721 |
| Premises and equipment expense | $282,000 | 5,628 |
| Additional noninterest expense | $605,000 | 5,762 |
| Pre-tax net operating income | $1,186,000 | 4,752 |
| Securities gains (losses) | $-15,000 | 8,587 |
| Applicable income taxes | $-62,000 | 9,518 |
| Income before extraordinary items | $1,233,000 | 3,788 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,233,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 915 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,248,000 | 3,740 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,518,000 | 2,602 |
| Total interest expense | $7,898,000 | 1,904 |
| Net interest income | $4,620,000 | 3,698 |
| Provision for loan and lease losses | $280,000 | 2,822 |
| Total noninterest income | $232,000 | 7,129 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $2,848,000 | 4,399 |
| Salaries and employee benefits | $1,603,000 | 4,118 |
| Premises and equipment expense | $226,000 | 6,413 |
| Additional noninterest expense | $1,019,000 | 3,967 |
| Pre-tax net operating income | $1,724,000 | 3,731 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $263,000 | 5,094 |
| Income before extraordinary items | $1,474,000 | 3,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,474,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,514 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,462,950 | 3,264 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,785,000 | 2,997 |
| Total interest expense | $6,595,000 | 2,291 |
| Net interest income | $4,190,000 | 3,973 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $164,000 | 8,032 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $96,000 | 6,938 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $2,442,000 | 4,847 |
| Salaries and employee benefits | $1,507,000 | 4,221 |
| Premises and equipment expense | $184,000 | 6,975 |
| Additional noninterest expense | $751,000 | 4,887 |
| Pre-tax net operating income | $1,912,000 | 3,454 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $452,000 | 4,115 |
| Income before extraordinary items | $1,460,000 | 3,328 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,460,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,460,000 | 3,242 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,888,000 | 3,272 |
| Total interest expense | $5,830,000 | 2,560 |
| Net interest income | $4,058,000 | 4,191 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $127,000 | 8,945 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $81,000 | 7,630 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $2,224,000 | 5,253 |
| Salaries and employee benefits | $1,524,000 | 4,197 |
| Premises and equipment expense | $192,000 | 6,989 |
| Additional noninterest expense | $508,000 | 6,444 |
| Pre-tax net operating income | $1,958,000 | 3,606 |
| Securities gains (losses) | $211,000 | 682 |
| Applicable income taxes | $604,000 | 3,643 |
| Income before extraordinary items | $1,565,000 | 3,237 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,565,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,413,080 | 3,466 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,767,000 | 3,356 |
| Total interest expense | $5,735,000 | 2,658 |
| Net interest income | $4,032,000 | 4,292 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $120,000 | 9,519 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $84,000 | 7,883 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $2,806,000 | 4,548 |
| Salaries and employee benefits | $1,297,000 | 4,863 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $1,297,000 | 3,537 |
| Pre-tax net operating income | $1,313,000 | 4,803 |
| Securities gains (losses) | $105,000 | 935 |
| Applicable income taxes | $486,000 | 4,235 |
| Income before extraordinary items | $932,000 | 4,753 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $932,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $862,700 | 4,967 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,561,000 | 3,422 |
| Total interest expense | $5,758,000 | 2,664 |
| Net interest income | $3,803,000 | 4,506 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $131,000 | 9,641 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $85,000 | 8,173 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $1,984,000 | 6,020 |
| Salaries and employee benefits | $1,089,000 | 5,650 |
| Premises and equipment expense | $208,000 | 7,042 |
| Additional noninterest expense | $687,000 | 5,941 |
| Pre-tax net operating income | $1,950,000 | 3,573 |
| Securities gains (losses) | $74,000 | 1,086 |
| Applicable income taxes | $722,000 | 3,155 |
| Income before extraordinary items | $1,302,000 | 3,681 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,302,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,254,640 | 3,786 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 3,982 |
| Total interest expense | $3,855,000 | 3,168 |
| Net interest income | $3,608,000 | 4,813 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $155,000 | 6,118 |
| Total noninterest expense | $1,890,000 | 6,478 |
| Salaries and employee benefits | $1,021,000 | 5,993 |
| Premises and equipment expense | $180,000 | 7,850 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $1,906,000 | 3,573 |
| Securities gains (losses) | $-147,000 | 11,783 |
| Applicable income taxes | $615,000 | 3,442 |
| Income before extraordinary items | $1,144,000 | 4,041 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,144,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,239,550 | 3,776 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 4,107 |
| Total interest expense | $3,773,000 | 3,336 |
| Net interest income | $3,602,000 | 4,834 |
| Provision for loan and lease losses | $144,000 | 4,763 |
| Total noninterest income | $291,000 | 7,794 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $214,000 | 5,461 |
| Total noninterest expense | $2,014,000 | 6,301 |
| Salaries and employee benefits | $1,112,000 | 5,587 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $808,000 | 5,880 |
| Pre-tax net operating income | $1,735,000 | 3,821 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $663,000 | 3,281 |
| Income before extraordinary items | $1,085,000 | 4,372 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,085,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 12,247 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,076,680 | 4,182 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,225,000 | 4,197 |
| Total interest expense | $4,776,000 | 3,448 |
| Net interest income | $3,449,000 | 5,070 |
| Provision for loan and lease losses | $87,000 | 7,678 |
| Total noninterest income | $250,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $250,000 | 4,958 |
| Total noninterest expense | $1,813,000 | 6,900 |
| Salaries and employee benefits | $1,071,000 | 5,696 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $584,000 | 7,654 |
| Pre-tax net operating income | $1,799,000 | 3,434 |
| Securities gains (losses) | $-104,000 | 13,790 |
| Applicable income taxes | $374,000 | 5,049 |
| Income before extraordinary items | $1,321,000 | 3,462 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,321,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,402,120 | 3,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.