Home > Generations Commercial Bank > Performance and Condition Ratios
Generations Commercial Bank, Performance and Condition Ratios
| 2024-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 11 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1599% | 4,119 |
| Cost of funding earning assets | 2.0576% | 1,866 |
| Net interest margin | 2.1023% | 4,255 |
| Noninterest income to average assets | 0.0000% | 4,505 |
| Noninterest expense to average assets | 0.4610% | 4,518 |
| Loan and lease loss provision to assets | 0.0000% | 2,519 |
| Net operating income to assets | 1.2734% | 1,286 |
| Return on assets (ROA) | 1.2734% | 1,296 |
| Pretax return on assets | 1.6027% | 1,090 |
| Return on Equity (ROE) | 2.6100% | 3,922 |
| Retained earnings to average equity (ytd only) | 2.6059% | 3,093 |
| Net charge-offs to loans | 0.0000% | 2,236 |
| Credit loss provision to net charge-offs | 0.0000% | 1,619 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
| Efficiency ratio | 22.3404% | 4,500 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,272 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,440 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,825 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,894 |
| Noncurrent loans to loans | 0.0000% | 3,844 |
| Net loans and leases to total assets | 0.0000% | 4,458 |
| Net loans and leases to deposits | 0.0000% | 4,457 |
| Net loans and leases to core deposits | 0.0000% | 4,479 |
| Total domestic deposits to total assets | 50.3200% | 4,457 |
| Equity capital to assets | 48.9922% | 128 |
| Core capital (leverage) ratio | 53.8415% | 81 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 240.1513% | 38 |
| Memoranda: | ||
| Average total assets | $18,219,500 | 4,502 |
| Average earning assets | $17,885,000 | 4,468 |
| Average equity | $8,903,000 | 3,894 |
| Average total loans | $0 | 4,458 |
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.9398% | 4,535 |
| Cost of funding earning assets | 1.5282% | 1,872 |
| Net interest margin | 1.4116% | 4,516 |
| Noninterest income to average assets | 0.0000% | 4,534 |
| Noninterest expense to average assets | 0.5116% | 4,535 |
| Loan and lease loss provision to assets | 0.0000% | 3,179 |
| Net operating income to assets | 0.6821% | 3,237 |
| Return on assets (ROA) | 0.6821% | 3,214 |
| Pretax return on assets | 0.8640% | 3,053 |
| Return on Equity (ROE) | 1.4000% | 4,221 |
| Retained earnings to average equity (ytd only) | 1.3978% | 3,737 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 37.1901% | 4,419 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,458 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 0.0000% | 4,475 |
| Net loans and leases to deposits | 0.0000% | 4,474 |
| Net loans and leases to core deposits | 0.0000% | 4,493 |
| Total domestic deposits to total assets | 50.0700% | 4,471 |
| Equity capital to assets | 48.7404% | 129 |
| Core capital (leverage) ratio | 56.2514% | 79 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 242.2839% | 39 |
| Memoranda: | ||
| Average total assets | $17,591,800 | 4,527 |
| Average earning assets | $17,144,200 | 4,488 |
| Average equity | $8,585,200 | 3,867 |
| Average total loans | $0 | 4,477 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.5077% | 4,575 |
| Cost of funding earning assets | 1.3485% | 2,008 |
| Net interest margin | 1.1592% | 4,554 |
| Noninterest income to average assets | 0.0000% | 4,562 |
| Noninterest expense to average assets | 0.4752% | 4,562 |
| Loan and lease loss provision to assets | 0.0000% | 2,992 |
| Net operating income to assets | 0.5135% | 3,734 |
| Return on assets (ROA) | 0.5135% | 3,726 |
| Pretax return on assets | 0.6515% | 3,643 |
| Return on Equity (ROE) | 1.0500% | 4,312 |
| Retained earnings to average equity (ytd only) | 1.0519% | 3,940 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 42.1769% | 4,306 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,482 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 0.0000% | 4,500 |
| Net loans and leases to deposits | 0.0000% | 4,499 |
| Net loans and leases to core deposits | 0.0000% | 4,490 |
| Total domestic deposits to total assets | 53.3100% | 4,490 |
| Equity capital to assets | 45.9294% | 138 |
| Core capital (leverage) ratio | 54.5847% | 82 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 225.8417% | 40 |
| Memoranda: | ||
| Average total assets | $17,395,000 | 4,555 |
| Average earning assets | $16,907,750 | 4,517 |
| Average equity | $8,492,000 | 3,886 |
| Average total loans | $0 | 4,502 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9477% | 4,627 |
| Cost of funding earning assets | 1.0095% | 2,574 |
| Net interest margin | 0.9382% | 4,602 |
| Noninterest income to average assets | 0.0000% | 4,595 |
| Noninterest expense to average assets | 0.4853% | 4,591 |
| Loan and lease loss provision to assets | 0.0000% | 2,857 |
| Net operating income to assets | 0.3351% | 4,109 |
| Return on assets (ROA) | 0.3351% | 4,132 |
| Pretax return on assets | 0.4275% | 4,076 |
| Return on Equity (ROE) | 0.6700% | 4,395 |
| Retained earnings to average equity (ytd only) | 0.6728% | 3,965 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | 53.1646% | 3,680 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,517 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 0.0000% | 4,533 |
| Net loans and leases to deposits | 0.0000% | 4,532 |
| Net loans and leases to core deposits | 0.0000% | 4,550 |
| Total domestic deposits to total assets | 51.4200% | 4,520 |
| Equity capital to assets | 47.8487% | 129 |
| Core capital (leverage) ratio | 57.0873% | 78 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 237.5000% | 35 |
| Memoranda: | ||
| Average total assets | $17,309,667 | 4,587 |
| Average earning assets | $16,840,333 | 4,546 |
| Average equity | $8,620,333 | 3,887 |
| Average total loans | $0 | 4,533 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.0765% | 4,655 |
| Cost of funding earning assets | 0.6107% | 3,348 |
| Net interest margin | 1.4657% | 4,640 |
| Noninterest income to average assets | 0.0000% | 4,636 |
| Noninterest expense to average assets | 0.4967% | 4,662 |
| Loan and lease loss provision to assets | 0.0000% | 2,553 |
| Net operating income to assets | 0.7332% | 3,389 |
| Return on assets (ROA) | 0.7332% | 3,349 |
| Pretax return on assets | 0.9224% | 3,180 |
| Return on Equity (ROE) | 1.4400% | 4,346 |
| Retained earnings to average equity (ytd only) | 1.4420% | 3,794 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 35.0000% | 4,556 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,580 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.0000% | 3,889 |
| Net loans and leases to total assets | 0.0000% | 4,605 |
| Net loans and leases to deposits | 0.0000% | 4,604 |
| Net loans and leases to core deposits | 0.0000% | 4,587 |
| Total domestic deposits to total assets | 49.8700% | 4,577 |
| Equity capital to assets | 49.6651% | 85 |
| Core capital (leverage) ratio | 58.5417% | 76 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 243.8601% | 34 |
| Memoranda: | ||
| Average total assets | $16,912,000 | 4,647 |
| Average earning assets | $16,374,000 | 4,617 |
| Average equity | $8,599,000 | 3,938 |
| Average total loans | $0 | 4,605 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9059% | 4,622 |
| Cost of funding earning assets | 0.1512% | 4,113 |
| Net interest margin | 1.7548% | 4,602 |
| Noninterest income to average assets | 0.0000% | 4,670 |
| Noninterest expense to average assets | 0.5132% | 4,686 |
| Loan and lease loss provision to assets | 0.0000% | 2,926 |
| Net operating income to assets | 0.9879% | 2,614 |
| Return on assets (ROA) | 0.9879% | 2,563 |
| Pretax return on assets | 1.1996% | 2,437 |
| Return on Equity (ROE) | 1.7600% | 4,406 |
| Retained earnings to average equity (ytd only) | 1.7571% | 4,027 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | 29.9625% | 4,653 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,606 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.0000% | 3,914 |
| Net loans and leases to total assets | 0.0000% | 4,635 |
| Net loans and leases to deposits | 0.0000% | 4,634 |
| Net loans and leases to core deposits | 0.0000% | 4,617 |
| Total domestic deposits to total assets | 47.1700% | 4,613 |
| Equity capital to assets | 52.1288% | 82 |
| Core capital (leverage) ratio | 62.6362% | 73 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 335.8012% | 25 |
| Memoranda: | ||
| Average total assets | $15,588,800 | 4,689 |
| Average earning assets | $15,215,800 | 4,653 |
| Average equity | $8,764,200 | 4,014 |
| Average total loans | $0 | 4,639 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7712% | 4,640 |
| Cost of funding earning assets | 0.0881% | 4,360 |
| Net interest margin | 1.6831% | 4,617 |
| Noninterest income to average assets | 0.0000% | 4,708 |
| Noninterest expense to average assets | 0.5183% | 4,727 |
| Loan and lease loss provision to assets | 0.0000% | 2,752 |
| Net operating income to assets | 0.9416% | 2,700 |
| Return on assets (ROA) | 0.9416% | 2,666 |
| Pretax return on assets | 1.1316% | 2,621 |
| Return on Equity (ROE) | 1.6400% | 4,435 |
| Retained earnings to average equity (ytd only) | 1.6434% | 4,102 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | 31.4136% | 4,679 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,653 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.0000% | 3,992 |
| Net loans and leases to total assets | 0.0000% | 4,679 |
| Net loans and leases to deposits | 0.0000% | 4,678 |
| Net loans and leases to core deposits | 0.0000% | 4,661 |
| Total domestic deposits to total assets | 49.8500% | 4,653 |
| Equity capital to assets | 49.7371% | 86 |
| Core capital (leverage) ratio | 66.8567% | 73 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 240.4000% | 37 |
| Memoranda: | ||
| Average total assets | $15,434,500 | 4,727 |
| Average earning assets | $15,130,500 | 4,689 |
| Average equity | $8,843,250 | 4,053 |
| Average total loans | $0 | 4,681 |
| 2022-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7427% | 4,674 |
| Cost of funding earning assets | 0.0798% | 4,382 |
| Net interest margin | 1.6629% | 4,661 |
| Noninterest income to average assets | 0.0000% | 4,732 |
| Noninterest expense to average assets | 0.5244% | 4,752 |
| Loan and lease loss provision to assets | 0.0000% | 2,599 |
| Net operating income to assets | 0.9309% | 2,442 |
| Return on assets (ROA) | 0.9309% | 2,422 |
| Pretax return on assets | 1.1144% | 2,352 |
| Return on Equity (ROE) | 1.5532% | 4,399 |
| Retained earnings to average equity (ytd only) | 1.5532% | 3,871 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 32.0000% | 4,703 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,927 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,740 |
| Net loans and leases to deposits | 0.0000% | 4,740 |
| Net loans and leases to core deposits | 0.0000% | 4,730 |
| Total domestic deposits to total assets | 39.7192% | 4,734 |
| Equity capital to assets | 59.9139% | 37 |
| Core capital (leverage) ratio | 65.8599% | 36 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 287.8005% | 11 |
| Memoranda: | ||
| Average total assets | $15,254,667 | 4,761 |
| Average earning assets | $15,034,333 | 4,739 |
| Average equity | $9,142,667 | 4,088 |
| Average total loans | NA | NA |
| 2022-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6618% | 4,688 |
| Cost of funding earning assets | 0.0767% | 4,387 |
| Net interest margin | 1.5851% | 4,675 |
| Noninterest income to average assets | 0.0000% | 4,754 |
| Noninterest expense to average assets | 0.5065% | 4,778 |
| Loan and lease loss provision to assets | 0.0000% | 2,285 |
| Net operating income to assets | 0.8863% | 2,335 |
| Return on assets (ROA) | 0.8863% | 2,331 |
| Pretax return on assets | 1.0636% | 2,253 |
| Return on Equity (ROE) | 1.4786% | 4,345 |
| Retained earnings to average equity (ytd only) | 1.4786% | 3,700 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 32.2581% | 4,726 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,254 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,768 |
| Net loans and leases to deposits | 0.0000% | 4,768 |
| Net loans and leases to core deposits | 0.0000% | 4,758 |
| Total domestic deposits to total assets | 40.1229% | 4,760 |
| Equity capital to assets | 59.3607% | 31 |
| Core capital (leverage) ratio | 58.9595% | 31 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 289.0639% | 11 |
| Memoranda: | ||
| Average total assets | $15,796,000 | 4,782 |
| Average earning assets | $15,645,500 | 4,762 |
| Average equity | $9,468,500 | 4,113 |
| Average total loans | NA | NA |
| 2021-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6315% | 4,737 |
| Cost of funding earning assets | 0.0753% | 4,558 |
| Net interest margin | 1.5562% | 4,719 |
| Noninterest income to average assets | 0.0000% | 4,810 |
| Noninterest expense to average assets | 0.7662% | 4,792 |
| Loan and lease loss provision to assets | 0.0000% | 3,064 |
| Net operating income to assets | 0.6354% | 3,791 |
| Return on assets (ROA) | 0.6354% | 3,843 |
| Pretax return on assets | 0.7786% | 3,770 |
| Return on Equity (ROE) | 1.0451% | 4,607 |
| Retained earnings to average equity (ytd only) | 1.0451% | 4,248 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 49.5968% | 4,317 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,588 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,813 |
| Net loans and leases to deposits | 0.0000% | 4,812 |
| Net loans and leases to core deposits | 0.0000% | 4,801 |
| Total domestic deposits to total assets | 38.7014% | 4,805 |
| Equity capital to assets | 60.2921% | 30 |
| Core capital (leverage) ratio | 60.1129% | 25 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 300.5075% | 11 |
| Memoranda: | ||
| Average total assets | $16,054,000 | 4,825 |
| Average earning assets | $15,935,800 | 4,804 |
| Average equity | $9,760,200 | 4,156 |
| Average total loans | NA | NA |
| 2021-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6561% | 4,816 |
| Cost of funding earning assets | 0.0757% | 4,656 |
| Net interest margin | 1.5804% | 4,793 |
| Noninterest income to average assets | 0.0000% | 4,883 |
| Noninterest expense to average assets | 0.7836% | 4,870 |
| Loan and lease loss provision to assets | 0.0000% | 2,963 |
| Net operating income to assets | 0.6502% | 3,899 |
| Return on assets (ROA) | 0.6502% | 3,950 |
| Pretax return on assets | 0.7836% | 3,921 |
| Return on Equity (ROE) | 1.0673% | 4,689 |
| Retained earnings to average equity (ytd only) | 1.0673% | 4,406 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 50.0000% | 4,221 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,236 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,885 |
| Net loans and leases to deposits | 0.0000% | 4,885 |
| Net loans and leases to core deposits | 0.0000% | 4,874 |
| Total domestic deposits to total assets | 33.4568% | 4,887 |
| Equity capital to assets | 65.6477% | 30 |
| Core capital (leverage) ratio | 61.0505% | 31 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 321.9761% | 11 |
| Memoranda: | ||
| Average total assets | $15,994,000 | 4,898 |
| Average earning assets | $15,860,500 | 4,878 |
| Average equity | $9,744,250 | 4,215 |
| Average total loans | NA | NA |
| 2021-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6254% | 4,859 |
| Cost of funding earning assets | 0.0739% | 4,722 |
| Net interest margin | 1.5515% | 4,838 |
| Noninterest income to average assets | 0.0000% | 4,919 |
| Noninterest expense to average assets | 0.7573% | 4,912 |
| Loan and lease loss provision to assets | 0.0000% | 2,862 |
| Net operating income to assets | 0.6229% | 3,934 |
| Return on assets (ROA) | 0.6229% | 3,991 |
| Pretax return on assets | 0.7817% | 3,907 |
| Return on Equity (ROE) | 1.0470% | 4,696 |
| Retained earnings to average equity (ytd only) | 1.0470% | 4,328 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 49.2063% | 4,302 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,087 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,922 |
| Net loans and leases to deposits | 0.0000% | 4,922 |
| Net loans and leases to core deposits | 0.0000% | 4,911 |
| Total domestic deposits to total assets | 35.6556% | 4,918 |
| Equity capital to assets | 63.4380% | 33 |
| Core capital (leverage) ratio | 59.5462% | 31 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 316.0684% | 11 |
| Memoranda: | ||
| Average total assets | $16,374,667 | 4,933 |
| Average earning assets | $16,242,000 | 4,910 |
| Average equity | $9,742,333 | 4,233 |
| Average total loans | NA | NA |
| 2021-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6031% | 4,894 |
| Cost of funding earning assets | 0.0957% | 4,679 |
| Net interest margin | 1.5074% | 4,873 |
| Noninterest income to average assets | 0.0000% | 4,935 |
| Noninterest expense to average assets | 0.7364% | 4,948 |
| Loan and lease loss provision to assets | 0.0000% | 2,741 |
| Net operating income to assets | 0.5938% | 3,961 |
| Return on assets (ROA) | 0.5938% | 4,020 |
| Pretax return on assets | 0.7601% | 3,886 |
| Return on Equity (ROE) | 1.0294% | 4,708 |
| Retained earnings to average equity (ytd only) | 1.0294% | 4,211 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 49.2063% | 4,252 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,433 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,422 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,950 |
| Net loans and leases to deposits | 0.0000% | 4,950 |
| Net loans and leases to core deposits | 0.0000% | 4,939 |
| Total domestic deposits to total assets | 41.6477% | 4,935 |
| Equity capital to assets | 57.7066% | 33 |
| Core capital (leverage) ratio | 51.4819% | 30 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 284.6713% | 12 |
| Memoranda: | ||
| Average total assets | $16,839,500 | 4,955 |
| Average earning assets | $16,717,500 | 4,937 |
| Average equity | $9,714,500 | 4,242 |
| Average total loans | NA | NA |
| 2020-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.7417% | 4,779 |
| Cost of funding earning assets | 1.6023% | 49 |
| Net interest margin | 1.1394% | 4,951 |
| Noninterest income to average assets | 0.0000% | 4,957 |
| Noninterest expense to average assets | 0.4393% | 4,979 |
| Loan and lease loss provision to assets | 0.0000% | 4,319 |
| Net operating income to assets | 0.6868% | 3,476 |
| Return on assets (ROA) | 1.8091% | 411 |
| Pretax return on assets | 1.8280% | 646 |
| Return on Equity (ROE) | 12.4149% | 1,200 |
| Retained earnings to average equity (ytd only) | 12.4149% | 284 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 38.7500% | 4,893 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,731 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,492 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,974 |
| Net loans and leases to deposits | 0.0000% | 4,974 |
| Net loans and leases to core deposits | 0.0000% | 4,963 |
| Total domestic deposits to total assets | 41.6445% | 4,959 |
| Equity capital to assets | 57.6712% | 29 |
| Core capital (leverage) ratio | 28.4647% | 72 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 284.6902% | 9 |
| Memoranda: | ||
| Average total assets | $42,342,200 | 4,741 |
| Average earning assets | $42,126,400 | 4,691 |
| Average equity | $6,170,000 | 4,625 |
| Average total loans | NA | NA |
| 2020-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.6533% | 4,871 |
| Cost of funding earning assets | 1.5744% | 84 |
| Net interest margin | 1.0789% | 4,998 |
| Noninterest income to average assets | 0.0000% | 4,986 |
| Noninterest expense to average assets | 0.3669% | 5,024 |
| Loan and lease loss provision to assets | 0.0000% | 4,239 |
| Net operating income to assets | 0.7065% | 3,436 |
| Return on assets (ROA) | 2.0209% | 311 |
| Pretax return on assets | 2.0209% | 499 |
| Return on Equity (ROE) | 18.6775% | 314 |
| Retained earnings to average equity (ytd only) | 18.6775% | 99 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 34.1837% | 4,969 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,332 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,543 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,006 |
| Net loans and leases to deposits | 0.0000% | 5,006 |
| Net loans and leases to core deposits | 0.0000% | 4,995 |
| Total domestic deposits to total assets | 86.6704% | 1,788 |
| Equity capital to assets | 12.8637% | 1,244 |
| Core capital (leverage) ratio | 12.3317% | 1,186 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 62.0857% | 56 |
| Memoranda: | ||
| Average total assets | $48,689,500 | 4,691 |
| Average earning assets | $48,441,750 | 4,631 |
| Average equity | $5,268,250 | 4,746 |
| Average total loans | NA | NA |
| 2020-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.7313% | 4,930 |
| Cost of funding earning assets | 1.6079% | 109 |
| Net interest margin | 1.1234% | 5,041 |
| Noninterest income to average assets | 0.0000% | 5,011 |
| Noninterest expense to average assets | 0.3445% | 5,058 |
| Loan and lease loss provision to assets | 0.0000% | 4,134 |
| Net operating income to assets | 0.7721% | 3,149 |
| Return on assets (ROA) | 0.7721% | 3,263 |
| Pretax return on assets | 0.7721% | 3,667 |
| Return on Equity (ROE) | 7.6370% | 2,887 |
| Retained earnings to average equity (ytd only) | 7.6370% | 1,421 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 30.8550% | 5,013 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,182 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,603 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,039 |
| Net loans and leases to deposits | 0.0000% | 5,039 |
| Net loans and leases to core deposits | 0.0000% | 5,027 |
| Total domestic deposits to total assets | 86.9998% | 1,619 |
| Equity capital to assets | 12.4838% | 1,383 |
| Core capital (leverage) ratio | 11.3228% | 1,752 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 57.2072% | 61 |
| Memoranda: | ||
| Average total assets | $48,179,667 | 4,715 |
| Average earning assets | $47,889,000 | 4,654 |
| Average equity | $4,871,000 | 4,821 |
| Average total loans | NA | NA |
| 2020-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.6992% | 5,016 |
| Cost of funding earning assets | 1.6415% | 165 |
| Net interest margin | 1.0577% | 5,102 |
| Noninterest income to average assets | 0.0000% | 5,056 |
| Noninterest expense to average assets | 0.3447% | 5,106 |
| Loan and lease loss provision to assets | 0.0000% | 3,711 |
| Net operating income to assets | 0.7062% | 3,252 |
| Return on assets (ROA) | 0.7062% | 3,331 |
| Pretax return on assets | 0.7062% | 3,669 |
| Return on Equity (ROE) | 7.9536% | 2,538 |
| Retained earnings to average equity (ytd only) | 7.9536% | 1,245 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 32.8000% | 5,050 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,581 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,662 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,086 |
| Net loans and leases to deposits | 0.0000% | 5,086 |
| Net loans and leases to core deposits | 0.0000% | 5,074 |
| Total domestic deposits to total assets | 87.5127% | 1,325 |
| Equity capital to assets | 12.0938% | 1,999 |
| Core capital (leverage) ratio | 11.3830% | 2,173 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 56.8912% | 67 |
| Memoranda: | ||
| Average total assets | $47,581,500 | 4,750 |
| Average earning assets | $47,273,500 | 4,688 |
| Average equity | $4,224,500 | 4,920 |
| Average total loans | NA | NA |
| 2019-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9380% | 5,146 |
| Cost of funding earning assets | 1.7414% | 170 |
| Net interest margin | 0.1966% | 5,173 |
| Noninterest income to average assets | 0.0000% | 5,130 |
| Noninterest expense to average assets | 0.8007% | 5,141 |
| Loan and lease loss provision to assets | 0.0000% | 3,973 |
| Net operating income to assets | -0.6169% | 5,062 |
| Return on assets (ROA) | -0.6169% | 5,066 |
| Pretax return on assets | -0.6169% | 5,063 |
| Return on Equity (ROE) | -3.6724% | 5,061 |
| Retained earnings to average equity (ytd only) | -3.6724% | 4,939 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 435.7143% | 10 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,913 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,701 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,149 |
| Net loans and leases to deposits | 0.0000% | 5,149 |
| Net loans and leases to core deposits | 0.0000% | 5,138 |
| Total domestic deposits to total assets | 94.4106% | 6 |
| Equity capital to assets | 5.4571% | 5,167 |
| Core capital (leverage) ratio | 6.5851% | 5,157 |
| Tier 1 risk-based capital ratio | 26.0249% | 675 |
| Total risk-based capital ratio | 26.0249% | 750 |
| Memoranda: | ||
| Average total assets | $15,236,800 | 5,151 |
| Average earning assets | $14,241,600 | 5,141 |
| Average equity | $2,559,600 | 5,098 |
| Average total loans | NA | NA |
| 2019-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.8028% | 5,235 |
| Cost of funding earning assets | 0.8596% | 2,416 |
| Net interest margin | 0.9434% | 5,242 |
| Noninterest income to average assets | 0.0000% | 5,208 |
| Noninterest expense to average assets | 1.5071% | 5,064 |
| Loan and lease loss provision to assets | 0.0000% | 3,836 |
| Net operating income to assets | -0.7092% | 5,155 |
| Return on assets (ROA) | -0.7092% | 5,160 |
| Pretax return on assets | -0.7092% | 5,155 |
| Return on Equity (ROE) | -2.0747% | 5,121 |
| Retained earnings to average equity (ytd only) | -2.0747% | 4,931 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 188.8889% | 25 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,563 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,789 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,226 |
| Net loans and leases to deposits | 0.0000% | 5,226 |
| Net loans and leases to core deposits | 0.0000% | 5,215 |
| Total domestic deposits to total assets | 72.9516% | 4,869 |
| Equity capital to assets | 21.2661% | 208 |
| Core capital (leverage) ratio | 26.3581% | 107 |
| Tier 1 risk-based capital ratio | 101.4851% | 42 |
| Total risk-based capital ratio | 101.4851% | 43 |
| Memoranda: | ||
| Average total assets | $7,519,750 | 5,262 |
| Average earning assets | $6,360,250 | 5,247 |
| Average equity | $2,570,500 | 5,173 |
| Average total loans | NA | NA |
| 2019-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7169% | 5,289 |
| Cost of funding earning assets | 0.8155% | 2,572 |
| Net interest margin | 0.9014% | 5,287 |
| Noninterest income to average assets | 0.1018% | 5,031 |
| Noninterest expense to average assets | 1.4594% | 5,135 |
| Loan and lease loss provision to assets | 0.0000% | 3,685 |
| Net operating income to assets | -0.6448% | 5,199 |
| Return on assets (ROA) | -0.6448% | 5,205 |
| Pretax return on assets | -0.6448% | 5,202 |
| Return on Equity (ROE) | -1.4912% | 5,154 |
| Retained earnings to average equity (ytd only) | -1.4912% | 4,877 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 179.1667% | 29 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,431 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,834 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,274 |
| Net loans and leases to deposits | 0.0000% | 5,274 |
| Net loans and leases to core deposits | 0.0000% | 5,263 |
| Total domestic deposits to total assets | 72.9028% | 4,916 |
| Equity capital to assets | 26.7173% | 105 |
| Core capital (leverage) ratio | 29.4727% | 73 |
| Tier 1 risk-based capital ratio | 91.7541% | 48 |
| Total risk-based capital ratio | 91.7541% | 48 |
| Memoranda: | ||
| Average total assets | $5,893,000 | 5,309 |
| Average earning assets | $4,659,670 | 5,295 |
| Average equity | $2,548,330 | 5,215 |
| Average total loans | NA | NA |
| 2019-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7686% | 5,356 |
| Cost of funding earning assets | 1.0317% | 1,442 |
| Net interest margin | 0.7369% | 5,355 |
| Noninterest income to average assets | 0.0000% | 5,305 |
| Noninterest expense to average assets | 0.6045% | 5,344 |
| Loan and lease loss provision to assets | 0.0000% | 3,406 |
| Net operating income to assets | -0.1008% | 5,179 |
| Return on assets (ROA) | -0.1008% | 5,179 |
| Pretax return on assets | -0.1008% | 5,173 |
| Return on Equity (ROE) | -0.1586% | 5,159 |
| Retained earnings to average equity (ytd only) | -0.1586% | 4,555 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 120.0000% | 78 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,768 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,905 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,335 |
| Net loans and leases to deposits | 0.0000% | 5,334 |
| Net loans and leases to core deposits | 0.0000% | 5,323 |
| Total domestic deposits to total assets | 52.9963% | 5,309 |
| Equity capital to assets | 46.7463% | 38 |
| Core capital (leverage) ratio | 65.5509% | 29 |
| Tier 1 risk-based capital ratio | 240.0579% | 19 |
| Total risk-based capital ratio | 240.0579% | 19 |
| Memoranda: | ||
| Average total assets | $3,970,000 | 5,369 |
| Average earning assets | $2,714,000 | 5,357 |
| Average equity | $2,521,500 | 5,271 |
| Average total loans | NA | NA |
| 2018-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,351 |
| Noninterest expense to average assets | 0.0000% | 5,405 |
| Loan and lease loss provision to assets | 0.0000% | 4,082 |
| Net operating income to assets | 0.0000% | 5,232 |
| Return on assets (ROA) | 0.0000% | 5,229 |
| Pretax return on assets | 0.0000% | 5,226 |
| Return on Equity (ROE) | 0.0000% | 5,229 |
| Retained earnings to average equity (ytd only) | 0.0000% | 4,982 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | NA | NA |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,937 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,379 |
| Net loans and leases to deposits | NA | NA |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 0.0000% | 5,415 |
| Equity capital to assets | 100.0000% | 1 |
| Core capital (leverage) ratio | 296.9121% | 1 |
| Tier 1 risk-based capital ratio | 555.5556% | 4 |
| Total risk-based capital ratio | 555.5556% | 4 |
| Memoranda: | ||
| Average total assets | $2,500,000 | 5,415 |
| Average earning assets | NA | NA |
| Average equity | $2,500,000 | 5,320 |
| Average total loans | NA | NA |