Home > Fox River State Bank > Net Charge- offs 1- 4 Family Residential
Fox River State Bank, Net Charge- offs 1- 4 Family Residential
| 2019-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 4,080 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 879 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,758 |
| Home equity lines of credit - net charge-offs | $0 | 226 |
| 2018-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 4,500 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,914 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 4,793 |
| Home equity lines of credit - net charge-offs | $-2,000 | 4,908 |
| 2018-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 4,479 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,645 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 4,803 |
| Home equity lines of credit - net charge-offs | $-2,000 | 4,982 |
| 2018-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 4,629 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,383 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 4,948 |
| Home equity lines of credit - net charge-offs | $-2,000 | 5,104 |
| 2018-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 4,899 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 984 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,938 |
| Home equity lines of credit - net charge-offs | $-3,000 | 5,353 |
| 2017-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-77,000 | 5,452 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-67,000 | 5,482 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 5,019 |
| Home equity lines of credit - net charge-offs | $-7,000 | 5,380 |
| 2017-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-72,000 | 5,537 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-65,000 | 5,577 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 5,033 |
| Home equity lines of credit - net charge-offs | $-5,000 | 5,409 |
| 2017-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-61,000 | 5,604 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-55,000 | 5,634 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 5,142 |
| Home equity lines of credit - net charge-offs | $-4,000 | 5,480 |
| 2017-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-9,000 | 5,430 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-6,000 | 5,464 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,131 |
| Home equity lines of credit - net charge-offs | $-2,000 | 5,527 |
| 2016-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-34,000 | 5,522 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-26,000 | 5,591 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 5,256 |
| Home equity lines of credit - net charge-offs | $-5,000 | 5,554 |
| 2016-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-26,000 | 5,573 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-20,000 | 5,630 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 5,249 |
| Home equity lines of credit - net charge-offs | $-4,000 | 5,605 |
| 2016-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-19,000 | 5,649 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-14,000 | 5,691 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 5,413 |
| Home equity lines of credit - net charge-offs | $-3,000 | 5,667 |
| 2016-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-10,000 | 5,687 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-8,000 | 5,776 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,376 |
| Home equity lines of credit - net charge-offs | $-1,000 | 5,576 |
| 2015-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-25,000 | 5,795 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-18,000 | 5,825 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 5,517 |
| Home equity lines of credit - net charge-offs | $-4,000 | 5,783 |
| 2015-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-16,000 | 5,801 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-10,000 | 5,831 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 5,512 |
| Home equity lines of credit - net charge-offs | $-4,000 | 5,890 |
| 2015-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 5,757 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 5,665 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,478 |
| Home equity lines of credit - net charge-offs | $-3,000 | 5,975 |
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 5,129 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,618 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 448 |
| Home equity lines of credit - net charge-offs | $-1,000 | 5,892 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $118,000 | 1,503 |
| Loans secured by 1-4 family senior liens - net charge-offs | $122,000 | 1,197 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,241 |
| Home equity lines of credit - net charge-offs | $-4,000 | 6,178 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $118,000 | 1,210 |
| Loans secured by 1-4 family senior liens - net charge-offs | $122,000 | 940 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,090 |
| Home equity lines of credit - net charge-offs | $-4,000 | 6,267 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $60,000 | 1,429 |
| Loans secured by 1-4 family senior liens - net charge-offs | $63,000 | 1,143 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 881 |
| Home equity lines of credit - net charge-offs | $-3,000 | 6,332 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 1,766 |
| Loans secured by 1-4 family senior liens - net charge-offs | $11,000 | 1,490 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 615 |
| Home equity lines of credit - net charge-offs | $-1,000 | 6,205 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $382,000 | 913 |
| Loans secured by 1-4 family senior liens - net charge-offs | $363,000 | 721 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 1,089 |
| Home equity lines of credit - net charge-offs | $-3,000 | 6,512 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $383,000 | 721 |
| Loans secured by 1-4 family senior liens - net charge-offs | $363,000 | 554 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 924 |
| Home equity lines of credit - net charge-offs | $-2,000 | 6,524 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $384,000 | 556 |
| Loans secured by 1-4 family senior liens - net charge-offs | $363,000 | 413 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 758 |
| Home equity lines of credit - net charge-offs | $-1,000 | 6,465 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $39,000 | 1,552 |
| Loans secured by 1-4 family senior liens - net charge-offs | $40,000 | 1,230 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 792 |
| Home equity lines of credit - net charge-offs | $-1,000 | 6,554 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $205,000 | 1,946 |
| Loans secured by 1-4 family senior liens - net charge-offs | $80,000 | 2,457 |
| Loans secured by 1-4 family junior liens - net charge-offs | $34,000 | 1,237 |
| Home equity lines of credit - net charge-offs | $91,000 | 885 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $183,000 | 1,727 |
| Loans secured by 1-4 family senior liens - net charge-offs | $58,000 | 2,376 |
| Loans secured by 1-4 family junior liens - net charge-offs | $34,000 | 1,060 |
| Home equity lines of credit - net charge-offs | $91,000 | 759 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $126,000 | 1,687 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,399 |
| Loans secured by 1-4 family junior liens - net charge-offs | $34,000 | 860 |
| Home equity lines of credit - net charge-offs | $92,000 | 604 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $119,000 | 1,116 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,597 |
| Loans secured by 1-4 family junior liens - net charge-offs | $34,000 | 533 |
| Home equity lines of credit - net charge-offs | $85,000 | 419 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $447,000 | 1,465 |
| Loans secured by 1-4 family senior liens - net charge-offs | $167,000 | 1,998 |
| Loans secured by 1-4 family junior liens - net charge-offs | $254,000 | 487 |
| Home equity lines of credit - net charge-offs | $26,000 | 1,537 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $433,000 | 1,174 |
| Loans secured by 1-4 family senior liens - net charge-offs | $153,000 | 1,696 |
| Loans secured by 1-4 family junior liens - net charge-offs | $254,000 | 384 |
| Home equity lines of credit - net charge-offs | $26,000 | 1,334 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $345,000 | 1,032 |
| Loans secured by 1-4 family senior liens - net charge-offs | $64,000 | 1,986 |
| Loans secured by 1-4 family junior liens - net charge-offs | $254,000 | 286 |
| Home equity lines of credit - net charge-offs | $27,000 | 1,109 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $130,000 | 1,136 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,638 |
| Loans secured by 1-4 family junior liens - net charge-offs | $103,000 | 323 |
| Home equity lines of credit - net charge-offs | $27,000 | 745 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 4,279 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 3,752 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,359 |
| Home equity lines of credit - net charge-offs | $0 | 1,956 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 3,801 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 3,273 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,020 |
| Home equity lines of credit - net charge-offs | $0 | 1,718 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,093 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,549 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,636 |
| Home equity lines of credit - net charge-offs | $0 | 1,424 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,124 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,652 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,122 |
| Home equity lines of credit - net charge-offs | $0 | 979 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,216,000 | 769 |
| Loans secured by 1-4 family senior liens - net charge-offs | $128,000 | 2,112 |
| Loans secured by 1-4 family junior liens - net charge-offs | $383,000 | 454 |
| Home equity lines of credit - net charge-offs | $705,000 | 312 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $601,000 | 903 |
| Loans secured by 1-4 family senior liens - net charge-offs | $123,000 | 1,656 |
| Loans secured by 1-4 family junior liens - net charge-offs | $383,000 | 325 |
| Home equity lines of credit - net charge-offs | $95,000 | 837 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $70,000 | 2,117 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,233 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,465 |
| Home equity lines of credit - net charge-offs | $70,000 | 713 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,745 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,234 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 900 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 3,332 |
| Loans secured by 1-4 family senior liens - net charge-offs | $7,000 | 3,202 |
| Loans secured by 1-4 family junior liens - net charge-offs | $13,000 | 1,405 |
| Home equity lines of credit - net charge-offs | $0 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 3,155 |
| Loans secured by 1-4 family senior liens - net charge-offs | $7,000 | 2,547 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,335 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 2,494 |
| Loans secured by 1-4 family senior liens - net charge-offs | $7,000 | 1,973 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 991 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,939 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,535 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,352 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,744 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,177 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,699 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,203 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 879 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,135 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,739 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 665 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,473 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,164 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,928 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,424 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
| Home equity lines of credit - net charge-offs | $0 | 727 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,436 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,020 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,021 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,673 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,059 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,550 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,617 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,162 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,147 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,540 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,241 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,708 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
| Home equity lines of credit - net charge-offs | $0 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,765 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,271 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,286 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,846 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,591 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,467 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,575 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,919 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,126 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.