Home > Four Oaks Bank & Trust Company > Income and Expense
Four Oaks Bank & Trust Company, Income and Expense
2017-09-30 (YTD Data) | Rank | |
Total interest income | $22,698,000 | 945 |
Total interest expense | $2,754,000 | 879 |
Net interest income | $19,944,000 | 946 |
Provision for loan and lease losses | $0 | 4,088 |
Total noninterest income | $4,462,000 | 1,002 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $1,121,000 | 825 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,341,000 | 905 |
Total noninterest expense | $17,353,000 | 930 |
Salaries and employee benefits | $9,881,000 | 918 |
Premises and equipment expense | $1,368,000 | 1,288 |
Additional noninterest expense | $6,104,000 | 809 |
Pre-tax net operating income | $7,053,000 | 1,060 |
Securities gains (losses) | $0 | 2,274 |
Applicable income taxes | $2,445,000 | 795 |
Income before extraordinary items | $4,608,000 | 1,236 |
Extraordinary gains, net | $0 | 9 |
Net income | $4,608,000 | 1,236 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $4,608,000 | 1,236 |
Net charge-offs | $257,000 | 1,220 |
Cash dividends | $1,000,000 | 1,672 |
Sale, conversion, retirement of capital stock, net | $746,000 | 212 |
Net operating income | $4,608,000 | 1,218 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $15,137,000 | 942 |
Total interest expense | $1,841,000 | 858 |
Net interest income | $13,296,000 | 946 |
Provision for loan and lease losses | $0 | 3,871 |
Total noninterest income | $2,948,000 | 1,007 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $741,000 | 825 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,207,000 | 899 |
Total noninterest expense | $11,736,000 | 916 |
Salaries and employee benefits | $6,480,000 | 934 |
Premises and equipment expense | $911,000 | 1,296 |
Additional noninterest expense | $4,345,000 | 765 |
Pre-tax net operating income | $4,508,000 | 1,079 |
Securities gains (losses) | $0 | 1,906 |
Applicable income taxes | $1,573,000 | 801 |
Income before extraordinary items | $2,935,000 | 1,264 |
Extraordinary gains, net | $0 | 11 |
Net income | $2,935,000 | 1,264 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,935,000 | 1,264 |
Net charge-offs | $-7,000 | 4,687 |
Cash dividends | $1,000,000 | 1,294 |
Sale, conversion, retirement of capital stock, net | $324,000 | 225 |
Net operating income | $2,935,000 | 1,243 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $7,603,000 | 923 |
Total interest expense | $916,000 | 836 |
Net interest income | $6,687,000 | 937 |
Provision for loan and lease losses | $0 | 3,537 |
Total noninterest income | $1,327,000 | 1,090 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $368,000 | 827 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $959,000 | 990 |
Total noninterest expense | $5,890,000 | 925 |
Salaries and employee benefits | $3,333,000 | 917 |
Premises and equipment expense | $453,000 | 1,303 |
Additional noninterest expense | $2,104,000 | 773 |
Pre-tax net operating income | $2,124,000 | 1,114 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $749,000 | 812 |
Income before extraordinary items | $1,375,000 | 1,315 |
Extraordinary gains, net | $0 | 8 |
Net income | $1,375,000 | 1,314 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $1,375,000 | 1,315 |
Net charge-offs | $27,000 | 1,709 |
Cash dividends | $0 | 2,846 |
Sale, conversion, retirement of capital stock, net | $171,000 | 196 |
Net operating income | $1,375,000 | 1,298 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $29,186,000 | 937 |
Total interest expense | $3,814,000 | 773 |
Net interest income | $25,372,000 | 950 |
Provision for loan and lease losses | $0 | 4,332 |
Total noninterest income | $5,087,000 | 1,132 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $1,445,000 | 868 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $3,642,000 | 1,057 |
Total noninterest expense | $24,249,000 | 882 |
Salaries and employee benefits | $13,324,000 | 885 |
Premises and equipment expense | $1,993,000 | 1,182 |
Additional noninterest expense | $8,932,000 | 747 |
Pre-tax net operating income | $6,210,000 | 1,361 |
Securities gains (losses) | $266,000 | 720 |
Applicable income taxes | $-166,000 | 5,796 |
Income before extraordinary items | $6,642,000 | 1,100 |
Extraordinary gains, net | $0 | 5 |
Net income | $6,642,000 | 1,099 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $6,642,000 | 1,099 |
Net charge-offs | $-31,000 | 5,226 |
Cash dividends | $0 | 4,239 |
Sale, conversion, retirement of capital stock, net | $281,000 | 355 |
Net operating income | $6,376,000 | 1,115 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $21,796,000 | 936 |
Total interest expense | $2,885,000 | 766 |
Net interest income | $18,911,000 | 956 |
Provision for loan and lease losses | $0 | 4,186 |
Total noninterest income | $3,762,000 | 1,146 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $1,081,000 | 870 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $2,681,000 | 1,067 |
Total noninterest expense | $17,810,000 | 894 |
Salaries and employee benefits | $9,896,000 | 895 |
Premises and equipment expense | $1,520,000 | 1,169 |
Additional noninterest expense | $6,394,000 | 776 |
Pre-tax net operating income | $4,863,000 | 1,340 |
Securities gains (losses) | $266,000 | 653 |
Applicable income taxes | $1,895,000 | 900 |
Income before extraordinary items | $3,234,000 | 1,576 |
Extraordinary gains, net | $0 | 5 |
Net income | $3,234,000 | 1,575 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $3,234,000 | 1,576 |
Net charge-offs | $-57,000 | 5,410 |
Cash dividends | $0 | 3,792 |
Sale, conversion, retirement of capital stock, net | $157,000 | 373 |
Net operating income | $3,063,760 | 1,606 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $14,415,000 | 939 |
Total interest expense | $1,942,000 | 745 |
Net interest income | $12,473,000 | 968 |
Provision for loan and lease losses | $0 | 4,017 |
Total noninterest income | $2,451,000 | 1,146 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $718,000 | 867 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $1,733,000 | 1,079 |
Total noninterest expense | $11,945,000 | 893 |
Salaries and employee benefits | $6,571,000 | 901 |
Premises and equipment expense | $1,007,000 | 1,173 |
Additional noninterest expense | $4,367,000 | 760 |
Pre-tax net operating income | $2,979,000 | 1,414 |
Securities gains (losses) | $266,000 | 476 |
Applicable income taxes | $1,158,000 | 966 |
Income before extraordinary items | $2,087,000 | 1,592 |
Extraordinary gains, net | $0 | 16 |
Net income | $2,087,000 | 1,593 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,087,000 | 1,593 |
Net charge-offs | $547,000 | 565 |
Cash dividends | $0 | 3,654 |
Sale, conversion, retirement of capital stock, net | $81,000 | 388 |
Net operating income | $1,916,760 | 1,679 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $7,119,000 | 947 |
Total interest expense | $982,000 | 738 |
Net interest income | $6,137,000 | 979 |
Provision for loan and lease losses | $0 | 3,656 |
Total noninterest income | $1,161,000 | 1,169 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $357,000 | 858 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $804,000 | 1,090 |
Total noninterest expense | $5,748,000 | 917 |
Salaries and employee benefits | $3,222,000 | 922 |
Premises and equipment expense | $507,000 | 1,178 |
Additional noninterest expense | $2,019,000 | 811 |
Pre-tax net operating income | $1,550,000 | 1,379 |
Securities gains (losses) | $0 | 2,077 |
Applicable income taxes | $550,000 | 986 |
Income before extraordinary items | $1,000,000 | 1,621 |
Extraordinary gains, net | $0 | 12 |
Net income | $1,000,000 | 1,622 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $1,000,000 | 1,622 |
Net charge-offs | $532,000 | 323 |
Cash dividends | $0 | 2,895 |
Sale, conversion, retirement of capital stock, net | $6,000 | 563 |
Net operating income | $1,000,000 | 1,584 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $29,363,000 | 879 |
Total interest expense | $5,532,000 | 498 |
Net interest income | $23,831,000 | 968 |
Provision for loan and lease losses | $0 | 4,380 |
Total noninterest income | $8,964,000 | 735 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $1,566,000 | 821 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $7,398,000 | 614 |
Total noninterest expense | $28,161,000 | 730 |
Salaries and employee benefits | $14,263,000 | 806 |
Premises and equipment expense | $2,144,000 | 1,105 |
Additional noninterest expense | $11,754,000 | 570 |
Pre-tax net operating income | $4,634,000 | 1,682 |
Securities gains (losses) | $265,000 | 611 |
Applicable income taxes | $-15,468,000 | 6,169 |
Income before extraordinary items | $20,367,000 | 382 |
Extraordinary gains, net | $0 | 23 |
Net income | $20,367,000 | 382 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $20,367,000 | 382 |
Net charge-offs | $-238,000 | 5,890 |
Cash dividends | $0 | 4,291 |
Sale, conversion, retirement of capital stock, net | $540,000 | 301 |
Net operating income | $20,102,000 | 381 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $22,133,000 | 874 |
Total interest expense | $4,208,000 | 490 |
Net interest income | $17,925,000 | 971 |
Provision for loan and lease losses | $0 | 4,232 |
Total noninterest income | $4,361,000 | 1,022 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $1,198,000 | 809 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $3,163,000 | 919 |
Total noninterest expense | $18,797,000 | 835 |
Salaries and employee benefits | $9,830,000 | 871 |
Premises and equipment expense | $1,688,000 | 1,073 |
Additional noninterest expense | $7,279,000 | 695 |
Pre-tax net operating income | $3,489,000 | 1,698 |
Securities gains (losses) | $265,000 | 523 |
Applicable income taxes | $-15,468,000 | 6,264 |
Income before extraordinary items | $19,222,000 | 321 |
Extraordinary gains, net | $0 | 21 |
Net income | $19,222,000 | 320 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $19,222,000 | 320 |
Net charge-offs | $-894,000 | 6,185 |
Cash dividends | $0 | 3,825 |
Sale, conversion, retirement of capital stock, net | $426,000 | 270 |
Net operating income | $18,957,000 | 319 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $14,745,000 | 874 |
Total interest expense | $2,805,000 | 490 |
Net interest income | $11,940,000 | 963 |
Provision for loan and lease losses | $0 | 4,069 |
Total noninterest income | $2,944,000 | 1,021 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $797,000 | 808 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $2,147,000 | 918 |
Total noninterest expense | $12,403,000 | 855 |
Salaries and employee benefits | $6,483,000 | 881 |
Premises and equipment expense | $1,168,000 | 1,040 |
Additional noninterest expense | $4,752,000 | 709 |
Pre-tax net operating income | $2,481,000 | 1,590 |
Securities gains (losses) | $56,000 | 1,170 |
Applicable income taxes | $-15,557,000 | 6,344 |
Income before extraordinary items | $18,094,000 | 262 |
Extraordinary gains, net | $0 | 22 |
Net income | $18,094,000 | 262 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $18,094,000 | 262 |
Net charge-offs | $-434,000 | 6,195 |
Cash dividends | $0 | 3,664 |
Sale, conversion, retirement of capital stock, net | $284,000 | 263 |
Net operating income | $18,038,000 | 260 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $7,482,000 | 857 |
Total interest expense | $1,421,000 | 480 |
Net interest income | $6,061,000 | 936 |
Provision for loan and lease losses | $0 | 3,703 |
Total noninterest income | $1,354,000 | 1,042 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $414,000 | 765 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $940,000 | 969 |
Total noninterest expense | $6,188,000 | 848 |
Salaries and employee benefits | $3,172,000 | 901 |
Premises and equipment expense | $591,000 | 1,030 |
Additional noninterest expense | $2,425,000 | 683 |
Pre-tax net operating income | $1,227,000 | 1,568 |
Securities gains (losses) | $56,000 | 801 |
Applicable income taxes | $0 | 4,400 |
Income before extraordinary items | $1,283,000 | 1,293 |
Extraordinary gains, net | $0 | 13 |
Net income | $1,283,000 | 1,294 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $1,283,000 | 1,295 |
Net charge-offs | $-413,000 | 6,325 |
Cash dividends | $0 | 2,892 |
Sale, conversion, retirement of capital stock, net | $143,000 | 222 |
Net operating income | $1,227,000 | 1,302 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $29,646,000 | 846 |
Total interest expense | $6,873,000 | 407 |
Net interest income | $22,773,000 | 983 |
Provision for loan and lease losses | $7,954,000 | 155 |
Total noninterest income | $8,858,000 | 702 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $1,672,000 | 806 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $7,186,000 | 583 |
Total noninterest expense | $27,070,000 | 751 |
Salaries and employee benefits | $11,874,000 | 922 |
Premises and equipment expense | $2,538,000 | 956 |
Additional noninterest expense | $12,658,000 | 544 |
Pre-tax net operating income | $-3,393,000 | 6,469 |
Securities gains (losses) | $265,000 | 663 |
Applicable income taxes | $0 | 4,531 |
Income before extraordinary items | $-3,128,000 | 6,458 |
Extraordinary gains, net | $0 | 17 |
Net income | $-3,128,000 | 6,457 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-3,128,000 | 6,457 |
Net charge-offs | $10,166,000 | 130 |
Cash dividends | $0 | 4,358 |
Sale, conversion, retirement of capital stock, net | $19,199,000 | 21 |
Net operating income | $-3,393,000 | 6,464 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $22,259,000 | 848 |
Total interest expense | $5,217,000 | 403 |
Net interest income | $17,042,000 | 988 |
Provision for loan and lease losses | $7,954,000 | 123 |
Total noninterest income | $5,752,000 | 798 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $1,259,000 | 805 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $4,493,000 | 670 |
Total noninterest expense | $19,198,000 | 793 |
Salaries and employee benefits | $8,684,000 | 939 |
Premises and equipment expense | $1,925,000 | 948 |
Additional noninterest expense | $8,589,000 | 589 |
Pre-tax net operating income | $-4,358,000 | 6,573 |
Securities gains (losses) | $265,000 | 519 |
Applicable income taxes | $0 | 4,583 |
Income before extraordinary items | $-4,093,000 | 6,560 |
Extraordinary gains, net | $0 | 15 |
Net income | $-4,093,000 | 6,559 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-4,093,000 | 6,559 |
Net charge-offs | $10,197,000 | 111 |
Cash dividends | $0 | 3,845 |
Sale, conversion, retirement of capital stock, net | $19,187,000 | 20 |
Net operating income | $-4,358,000 | 6,564 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $14,898,000 | 841 |
Total interest expense | $3,474,000 | 407 |
Net interest income | $11,424,000 | 972 |
Provision for loan and lease losses | $0 | 4,196 |
Total noninterest income | $4,948,000 | 640 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $813,000 | 826 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $4,135,000 | 514 |
Total noninterest expense | $12,242,000 | 817 |
Salaries and employee benefits | $5,813,000 | 935 |
Premises and equipment expense | $1,280,000 | 960 |
Additional noninterest expense | $5,149,000 | 645 |
Pre-tax net operating income | $4,130,000 | 991 |
Securities gains (losses) | $214,000 | 466 |
Applicable income taxes | $0 | 4,568 |
Income before extraordinary items | $4,344,000 | 753 |
Extraordinary gains, net | $0 | 20 |
Net income | $4,344,000 | 752 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $4,344,000 | 753 |
Net charge-offs | $644,000 | 708 |
Cash dividends | $0 | 3,668 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $4,130,000 | 766 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $7,451,000 | 841 |
Total interest expense | $1,738,000 | 408 |
Net interest income | $5,713,000 | 964 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $1,522,000 | 902 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $400,000 | 812 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $1,122,000 | 763 |
Total noninterest expense | $5,780,000 | 869 |
Salaries and employee benefits | $2,898,000 | 950 |
Premises and equipment expense | $589,000 | 1,060 |
Additional noninterest expense | $2,293,000 | 718 |
Pre-tax net operating income | $1,455,000 | 1,286 |
Securities gains (losses) | $124,000 | 373 |
Applicable income taxes | $0 | 4,445 |
Income before extraordinary items | $1,579,000 | 989 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,579,000 | 989 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $1,579,000 | 990 |
Net charge-offs | $74,000 | 1,565 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $1,455,000 | 1,057 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $29,848,000 | 837 |
Total interest expense | $7,549,000 | 416 |
Net interest income | $22,299,000 | 977 |
Provision for loan and lease losses | $35,000 | 4,474 |
Total noninterest income | $4,538,000 | 1,216 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $1,744,000 | 792 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $2,794,000 | 1,194 |
Total noninterest expense | $26,366,000 | 769 |
Salaries and employee benefits | $12,153,000 | 888 |
Premises and equipment expense | $2,618,000 | 923 |
Additional noninterest expense | $11,595,000 | 599 |
Pre-tax net operating income | $436,000 | 5,142 |
Securities gains (losses) | $462,000 | 482 |
Applicable income taxes | $0 | 4,631 |
Income before extraordinary items | $898,000 | 4,087 |
Extraordinary gains, net | $0 | 29 |
Net income | $898,000 | 4,090 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $898,000 | 4,090 |
Net charge-offs | $4,994,000 | 331 |
Cash dividends | $0 | 4,350 |
Sale, conversion, retirement of capital stock, net | $40,000 | 701 |
Net operating income | $436,000 | 4,995 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $22,232,000 | 848 |
Total interest expense | $5,735,000 | 422 |
Net interest income | $16,497,000 | 999 |
Provision for loan and lease losses | $35,000 | 4,223 |
Total noninterest income | $3,313,000 | 1,257 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $1,333,000 | 788 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $1,980,000 | 1,283 |
Total noninterest expense | $19,243,000 | 790 |
Salaries and employee benefits | $9,133,000 | 887 |
Premises and equipment expense | $1,962,000 | 924 |
Additional noninterest expense | $8,148,000 | 635 |
Pre-tax net operating income | $532,000 | 4,685 |
Securities gains (losses) | $462,000 | 437 |
Applicable income taxes | $0 | 4,713 |
Income before extraordinary items | $994,000 | 3,436 |
Extraordinary gains, net | $0 | 25 |
Net income | $994,000 | 3,439 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $994,000 | 3,440 |
Net charge-offs | $4,288,000 | 306 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $30,000 | 655 |
Net operating income | $532,000 | 4,427 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $14,739,000 | 848 |
Total interest expense | $3,865,000 | 422 |
Net interest income | $10,874,000 | 993 |
Provision for loan and lease losses | $35,000 | 3,880 |
Total noninterest income | $2,475,000 | 1,169 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $875,000 | 788 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $1,600,000 | 1,150 |
Total noninterest expense | $13,086,000 | 787 |
Salaries and employee benefits | $6,313,000 | 862 |
Premises and equipment expense | $1,358,000 | 892 |
Additional noninterest expense | $5,415,000 | 628 |
Pre-tax net operating income | $228,000 | 5,170 |
Securities gains (losses) | $370,000 | 477 |
Applicable income taxes | $0 | 4,679 |
Income before extraordinary items | $598,000 | 3,615 |
Extraordinary gains, net | $0 | 22 |
Net income | $598,000 | 3,617 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $598,000 | 3,618 |
Net charge-offs | $2,546,000 | 369 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $19,000 | 632 |
Net operating income | $228,000 | 4,995 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $7,498,000 | 836 |
Total interest expense | $1,954,000 | 433 |
Net interest income | $5,544,000 | 969 |
Provision for loan and lease losses | $35,000 | 3,111 |
Total noninterest income | $1,463,000 | 1,039 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $465,000 | 737 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $998,000 | 1,000 |
Total noninterest expense | $6,645,000 | 777 |
Salaries and employee benefits | $3,319,000 | 826 |
Premises and equipment expense | $710,000 | 878 |
Additional noninterest expense | $2,616,000 | 662 |
Pre-tax net operating income | $327,000 | 3,651 |
Securities gains (losses) | $49,000 | 931 |
Applicable income taxes | $0 | 4,602 |
Income before extraordinary items | $376,000 | 3,140 |
Extraordinary gains, net | $0 | 10 |
Net income | $376,000 | 3,141 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $376,000 | 3,142 |
Net charge-offs | $1,337,000 | 366 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $15,000 | 514 |
Net operating income | $327,000 | 3,311 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $34,289,000 | 762 |
Total interest expense | $10,748,000 | 374 |
Net interest income | $23,541,000 | 922 |
Provision for loan and lease losses | $7,381,000 | 361 |
Total noninterest income | $2,146,000 | 2,088 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $1,934,000 | 741 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $212,000 | 4,521 |
Total noninterest expense | $26,309,000 | 762 |
Salaries and employee benefits | $12,342,000 | 847 |
Premises and equipment expense | $2,806,000 | 857 |
Additional noninterest expense | $11,161,000 | 636 |
Pre-tax net operating income | $-8,003,000 | 7,005 |
Securities gains (losses) | $1,981,000 | 270 |
Applicable income taxes | $-175,000 | 6,770 |
Income before extraordinary items | $-5,847,000 | 6,979 |
Extraordinary gains, net | $0 | 29 |
Net income | $-5,847,000 | 6,978 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $-5,847,000 | 6,978 |
Net charge-offs | $11,973,000 | 278 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $62,000 | 665 |
Net operating income | $-7,768,570 | 6,998 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $25,966,000 | 763 |
Total interest expense | $8,358,000 | 377 |
Net interest income | $17,608,000 | 933 |
Provision for loan and lease losses | $1,803,000 | 926 |
Total noninterest income | $1,905,000 | 1,850 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $1,440,000 | 749 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $465,000 | 3,057 |
Total noninterest expense | $19,609,000 | 766 |
Salaries and employee benefits | $9,108,000 | 857 |
Premises and equipment expense | $2,103,000 | 863 |
Additional noninterest expense | $8,398,000 | 641 |
Pre-tax net operating income | $-1,899,000 | 6,964 |
Securities gains (losses) | $1,006,000 | 404 |
Applicable income taxes | $-175,000 | 6,962 |
Income before extraordinary items | $-718,000 | 6,823 |
Extraordinary gains, net | $0 | 20 |
Net income | $-718,000 | 6,820 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-718,000 | 6,821 |
Net charge-offs | $6,023,000 | 397 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $49,000 | 606 |
Net operating income | $-1,522,800 | 6,931 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $17,680,000 | 762 |
Total interest expense | $5,766,000 | 381 |
Net interest income | $11,914,000 | 921 |
Provision for loan and lease losses | $-286,000 | 7,161 |
Total noninterest income | $1,381,000 | 1,727 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $932,000 | 759 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $449,000 | 2,482 |
Total noninterest expense | $13,247,000 | 756 |
Salaries and employee benefits | $6,080,000 | 852 |
Premises and equipment expense | $1,427,000 | 847 |
Additional noninterest expense | $5,740,000 | 622 |
Pre-tax net operating income | $334,000 | 4,716 |
Securities gains (losses) | $657,000 | 423 |
Applicable income taxes | $-175,000 | 7,057 |
Income before extraordinary items | $1,166,000 | 2,324 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,166,000 | 2,323 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,166,000 | 2,324 |
Net charge-offs | $2,437,000 | 593 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $34,000 | 564 |
Net operating income | $509,000 | 3,761 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $9,137,000 | 740 |
Total interest expense | $2,913,000 | 382 |
Net interest income | $6,224,000 | 871 |
Provision for loan and lease losses | $-247,000 | 7,240 |
Total noninterest income | $773,000 | 1,569 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $469,000 | 752 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $304,000 | 2,085 |
Total noninterest expense | $6,434,000 | 775 |
Salaries and employee benefits | $3,051,000 | 847 |
Premises and equipment expense | $719,000 | 849 |
Additional noninterest expense | $2,664,000 | 646 |
Pre-tax net operating income | $810,000 | 2,009 |
Securities gains (losses) | $12,000 | 1,741 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $822,000 | 1,757 |
Extraordinary gains, net | $0 | 19 |
Net income | $822,000 | 1,759 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $822,000 | 1,758 |
Net charge-offs | $1,511,000 | 496 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $25,000 | 449 |
Net operating income | $810,000 | 1,677 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $39,883,000 | 701 |
Total interest expense | $12,879,000 | 432 |
Net interest income | $27,004,000 | 808 |
Provision for loan and lease losses | $11,440,000 | 375 |
Total noninterest income | $1,674,000 | 2,283 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $2,017,000 | 725 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $-343,000 | 7,038 |
Total noninterest expense | $25,642,000 | 772 |
Salaries and employee benefits | $12,399,000 | 797 |
Premises and equipment expense | $2,977,000 | 844 |
Additional noninterest expense | $10,266,000 | 702 |
Pre-tax net operating income | $-8,404,000 | 7,181 |
Securities gains (losses) | $848,000 | 515 |
Applicable income taxes | $0 | 4,719 |
Income before extraordinary items | $-7,556,000 | 7,157 |
Extraordinary gains, net | $0 | 29 |
Net income | $-7,556,000 | 7,156 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-7,556,000 | 7,158 |
Net charge-offs | $12,399,000 | 366 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $95,000 | 682 |
Net operating income | $-8,404,000 | 7,176 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $30,679,000 | 698 |
Total interest expense | $9,867,000 | 447 |
Net interest income | $20,812,000 | 794 |
Provision for loan and lease losses | $9,832,000 | 322 |
Total noninterest income | $2,583,000 | 1,361 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $1,521,000 | 729 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $1,062,000 | 1,700 |
Total noninterest expense | $19,181,000 | 772 |
Salaries and employee benefits | $9,285,000 | 803 |
Premises and equipment expense | $2,263,000 | 841 |
Additional noninterest expense | $7,633,000 | 698 |
Pre-tax net operating income | $-5,618,000 | 7,253 |
Securities gains (losses) | $743,000 | 457 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $-4,875,000 | 7,241 |
Extraordinary gains, net | $0 | 21 |
Net income | $-4,875,000 | 7,239 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-4,875,000 | 7,240 |
Net charge-offs | $9,595,000 | 361 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $73,000 | 627 |
Net operating income | $-5,618,000 | 7,266 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $21,023,000 | 685 |
Total interest expense | $6,732,000 | 459 |
Net interest income | $14,291,000 | 776 |
Provision for loan and lease losses | $5,126,000 | 422 |
Total noninterest income | $1,729,000 | 1,353 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $995,000 | 732 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $734,000 | 1,660 |
Total noninterest expense | $12,876,000 | 778 |
Salaries and employee benefits | $6,241,000 | 796 |
Premises and equipment expense | $1,503,000 | 856 |
Additional noninterest expense | $5,132,000 | 708 |
Pre-tax net operating income | $-1,982,000 | 7,167 |
Securities gains (losses) | $328,000 | 515 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $-1,654,000 | 7,171 |
Extraordinary gains, net | $0 | 15 |
Net income | $-1,654,000 | 7,172 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-1,654,000 | 7,172 |
Net charge-offs | $5,327,000 | 441 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $50,000 | 543 |
Net operating income | $-1,982,000 | 7,197 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $10,647,000 | 679 |
Total interest expense | $3,391,000 | 475 |
Net interest income | $7,256,000 | 766 |
Provision for loan and lease losses | $2,631,000 | 411 |
Total noninterest income | $771,000 | 1,459 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $473,000 | 757 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $298,000 | 1,927 |
Total noninterest expense | $6,272,000 | 798 |
Salaries and employee benefits | $3,136,000 | 812 |
Premises and equipment expense | $758,000 | 867 |
Additional noninterest expense | $2,378,000 | 753 |
Pre-tax net operating income | $-876,000 | 7,239 |
Securities gains (losses) | $44,000 | 800 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $-832,000 | 7,254 |
Extraordinary gains, net | $0 | 9 |
Net income | $-832,000 | 7,255 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-832,000 | 7,255 |
Net charge-offs | $2,606,000 | 455 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $25,000 | 492 |
Net operating income | $-876,000 | 7,264 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $45,842,000 | 653 |
Total interest expense | $14,821,000 | 529 |
Net interest income | $31,021,000 | 697 |
Provision for loan and lease losses | $31,744,000 | 251 |
Total noninterest income | $1,194,000 | 2,926 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $2,035,000 | 744 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-841,000 | 7,469 |
Total noninterest expense | $25,572,000 | 784 |
Salaries and employee benefits | $12,611,000 | 773 |
Premises and equipment expense | $3,042,000 | 845 |
Additional noninterest expense | $9,919,000 | 755 |
Pre-tax net operating income | $-25,101,000 | 7,549 |
Securities gains (losses) | $3,411,000 | 154 |
Applicable income taxes | $6,074,000 | 312 |
Income before extraordinary items | $-27,764,000 | 7,554 |
Extraordinary gains, net | $0 | 29 |
Net income | $-27,764,000 | 7,553 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-27,764,000 | 7,554 |
Net charge-offs | $25,320,000 | 279 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $28,000 | 1,050 |
Net operating income | $-31,175,000 | 7,564 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $35,027,000 | 639 |
Total interest expense | $11,327,000 | 542 |
Net interest income | $23,700,000 | 676 |
Provision for loan and lease losses | $20,186,000 | 274 |
Total noninterest income | $2,197,000 | 1,570 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $1,510,000 | 766 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $687,000 | 2,293 |
Total noninterest expense | $19,235,000 | 768 |
Salaries and employee benefits | $9,458,000 | 763 |
Premises and equipment expense | $2,273,000 | 852 |
Additional noninterest expense | $7,504,000 | 726 |
Pre-tax net operating income | $-13,524,000 | 7,611 |
Securities gains (losses) | $2,918,000 | 147 |
Applicable income taxes | $-4,701,000 | 7,693 |
Income before extraordinary items | $-5,905,000 | 7,462 |
Extraordinary gains, net | $0 | 23 |
Net income | $-5,905,000 | 7,462 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-5,905,000 | 7,462 |
Net charge-offs | $18,412,000 | 280 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $91,000 | 680 |
Net operating income | $-7,772,520 | 7,521 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $23,501,000 | 643 |
Total interest expense | $7,695,000 | 554 |
Net interest income | $15,806,000 | 678 |
Provision for loan and lease losses | $5,136,000 | 620 |
Total noninterest income | $1,309,000 | 1,663 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $1,005,000 | 766 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $304,000 | 2,824 |
Total noninterest expense | $13,151,000 | 737 |
Salaries and employee benefits | $6,456,000 | 741 |
Premises and equipment expense | $1,478,000 | 886 |
Additional noninterest expense | $5,217,000 | 695 |
Pre-tax net operating income | $-1,172,000 | 7,072 |
Securities gains (losses) | $1,387,000 | 186 |
Applicable income taxes | $-357,000 | 7,426 |
Income before extraordinary items | $572,000 | 3,158 |
Extraordinary gains, net | $0 | 19 |
Net income | $572,000 | 3,153 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $572,000 | 3,156 |
Net charge-offs | $3,522,000 | 723 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $59,000 | 610 |
Net operating income | $-815,000 | 6,978 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $11,622,000 | 668 |
Total interest expense | $3,876,000 | 576 |
Net interest income | $7,746,000 | 702 |
Provision for loan and lease losses | $2,061,000 | 738 |
Total noninterest income | $697,000 | 1,603 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $504,000 | 767 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $193,000 | 2,453 |
Total noninterest expense | $6,616,000 | 752 |
Salaries and employee benefits | $3,298,000 | 739 |
Premises and equipment expense | $742,000 | 914 |
Additional noninterest expense | $2,576,000 | 711 |
Pre-tax net operating income | $-234,000 | 6,885 |
Securities gains (losses) | $254,000 | 438 |
Applicable income taxes | $-220,000 | 7,578 |
Income before extraordinary items | $240,000 | 3,571 |
Extraordinary gains, net | $0 | 16 |
Net income | $240,000 | 3,567 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $240,000 | 3,570 |
Net charge-offs | $1,237,000 | 893 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $27,000 | 582 |
Net operating income | $-14,000 | 6,377 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $47,259,000 | 699 |
Total interest expense | $17,970,000 | 635 |
Net interest income | $29,289,000 | 732 |
Provision for loan and lease losses | $15,471,000 | 591 |
Total noninterest income | $4,536,000 | 1,188 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $2,179,000 | 782 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $2,357,000 | 1,219 |
Total noninterest expense | $30,280,000 | 692 |
Salaries and employee benefits | $12,365,000 | 795 |
Premises and equipment expense | $2,789,000 | 973 |
Additional noninterest expense | $15,126,000 | 549 |
Pre-tax net operating income | $-11,926,000 | 7,556 |
Securities gains (losses) | $2,261,000 | 247 |
Applicable income taxes | $-2,745,000 | 7,598 |
Income before extraordinary items | $-6,920,000 | 7,428 |
Extraordinary gains, net | $0 | 34 |
Net income | $-6,920,000 | 7,427 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-6,920,000 | 7,427 |
Net charge-offs | $9,337,000 | 723 |
Cash dividends | $282,000 | 3,297 |
Sale, conversion, retirement of capital stock, net | $71,000 | 983 |
Net operating income | $-8,547,920 | 7,513 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $35,774,000 | 710 |
Total interest expense | $13,925,000 | 652 |
Net interest income | $21,849,000 | 734 |
Provision for loan and lease losses | $10,497,000 | 603 |
Total noninterest income | $3,357,000 | 1,214 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $1,649,000 | 768 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $1,708,000 | 1,279 |
Total noninterest expense | $17,613,000 | 882 |
Salaries and employee benefits | $9,111,000 | 813 |
Premises and equipment expense | $2,041,000 | 1,000 |
Additional noninterest expense | $6,461,000 | 869 |
Pre-tax net operating income | $-2,904,000 | 7,261 |
Securities gains (losses) | $1,912,000 | 223 |
Applicable income taxes | $-1,236,000 | 7,616 |
Income before extraordinary items | $244,000 | 4,658 |
Extraordinary gains, net | $0 | 27 |
Net income | $244,000 | 4,656 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $244,000 | 4,659 |
Net charge-offs | $3,713,000 | 1,034 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $55,000 | 904 |
Net operating income | $-979,680 | 6,733 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $23,790,000 | 729 |
Total interest expense | $9,589,000 | 675 |
Net interest income | $14,201,000 | 756 |
Provision for loan and lease losses | $6,014,000 | 654 |
Total noninterest income | $2,179,000 | 1,258 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $1,108,000 | 747 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $1,071,000 | 1,365 |
Total noninterest expense | $11,757,000 | 895 |
Salaries and employee benefits | $6,116,000 | 828 |
Premises and equipment expense | $1,366,000 | 1,033 |
Additional noninterest expense | $4,275,000 | 890 |
Pre-tax net operating income | $-1,391,000 | 7,193 |
Securities gains (losses) | $1,232,000 | 238 |
Applicable income taxes | $-600,000 | 7,628 |
Income before extraordinary items | $441,000 | 3,322 |
Extraordinary gains, net | $0 | 21 |
Net income | $441,000 | 3,317 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $441,000 | 3,320 |
Net charge-offs | $2,267,000 | 1,049 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $40,000 | 860 |
Net operating income | $-347,480 | 6,580 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $11,853,000 | 738 |
Total interest expense | $5,055,000 | 665 |
Net interest income | $6,798,000 | 788 |
Provision for loan and lease losses | $1,642,000 | 861 |
Total noninterest income | $1,017,000 | 1,266 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $550,000 | 727 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $467,000 | 1,446 |
Total noninterest expense | $5,578,000 | 915 |
Salaries and employee benefits | $3,145,000 | 805 |
Premises and equipment expense | $661,000 | 1,076 |
Additional noninterest expense | $1,772,000 | 944 |
Pre-tax net operating income | $595,000 | 2,068 |
Securities gains (losses) | $537,000 | 309 |
Applicable income taxes | $138,000 | 1,847 |
Income before extraordinary items | $994,000 | 1,094 |
Extraordinary gains, net | $0 | 15 |
Net income | $994,000 | 1,096 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $994,000 | 1,096 |
Net charge-offs | $733,000 | 1,125 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $24,000 | 708 |
Net operating income | $521,440 | 1,930 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $48,953,000 | 761 |
Total interest expense | $22,901,000 | 697 |
Net interest income | $26,052,000 | 826 |
Provision for loan and lease losses | $3,336,000 | 1,297 |
Total noninterest income | $4,641,000 | 1,132 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $2,291,000 | 764 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $2,350,000 | 1,159 |
Total noninterest expense | $21,663,000 | 917 |
Salaries and employee benefits | $12,361,000 | 799 |
Premises and equipment expense | $2,568,000 | 1,092 |
Additional noninterest expense | $6,734,000 | 950 |
Pre-tax net operating income | $5,694,000 | 984 |
Securities gains (losses) | $576,000 | 334 |
Applicable income taxes | $1,649,000 | 798 |
Income before extraordinary items | $4,621,000 | 878 |
Extraordinary gains, net | $0 | 39 |
Net income | $4,621,000 | 878 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,837,000 | 1,367 |
Cash dividends | $5,482,000 | 522 |
Sale, conversion, retirement of capital stock, net | $277,000 | 685 |
Net operating income | $4,194,760 | 1,055 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $36,719,000 | 784 |
Total interest expense | $17,204,000 | 727 |
Net interest income | $19,515,000 | 840 |
Provision for loan and lease losses | $1,589,000 | 1,371 |
Total noninterest income | $3,528,000 | 1,149 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $1,703,000 | 778 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $1,825,000 | 1,185 |
Total noninterest expense | $15,928,000 | 929 |
Salaries and employee benefits | $9,072,000 | 843 |
Premises and equipment expense | $1,925,000 | 1,090 |
Additional noninterest expense | $4,931,000 | 924 |
Pre-tax net operating income | $5,526,000 | 921 |
Securities gains (losses) | $389,000 | 382 |
Applicable income taxes | $1,778,000 | 714 |
Income before extraordinary items | $4,137,000 | 883 |
Extraordinary gains, net | $0 | 31 |
Net income | $4,137,000 | 882 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,035,000 | 1,273 |
Cash dividends | $4,096,000 | 541 |
Sale, conversion, retirement of capital stock, net | $235,000 | 532 |
Net operating income | $3,864,700 | 1,005 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $24,339,000 | 797 |
Total interest expense | $11,672,000 | 733 |
Net interest income | $12,667,000 | 858 |
Provision for loan and lease losses | $1,242,000 | 1,070 |
Total noninterest income | $2,422,000 | 1,140 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $1,066,000 | 809 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $1,356,000 | 1,134 |
Total noninterest expense | $10,404,000 | 951 |
Salaries and employee benefits | $5,945,000 | 868 |
Premises and equipment expense | $1,239,000 | 1,127 |
Additional noninterest expense | $3,220,000 | 925 |
Pre-tax net operating income | $3,443,000 | 1,043 |
Securities gains (losses) | $296,000 | 450 |
Applicable income taxes | $1,106,000 | 865 |
Income before extraordinary items | $2,633,000 | 1,043 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,633,000 | 1,043 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $901,000 | 924 |
Cash dividends | $1,046,000 | 1,347 |
Sale, conversion, retirement of capital stock, net | $192,000 | 425 |
Net operating income | $2,425,800 | 1,117 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $12,118,000 | 830 |
Total interest expense | $5,842,000 | 786 |
Net interest income | $6,276,000 | 864 |
Provision for loan and lease losses | $288,000 | 1,450 |
Total noninterest income | $1,154,000 | 1,188 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $531,000 | 808 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $623,000 | 1,205 |
Total noninterest expense | $4,879,000 | 998 |
Salaries and employee benefits | $2,849,000 | 913 |
Premises and equipment expense | $601,000 | 1,157 |
Additional noninterest expense | $1,429,000 | 1,006 |
Pre-tax net operating income | $2,263,000 | 843 |
Securities gains (losses) | $133,000 | 590 |
Applicable income taxes | $804,000 | 690 |
Income before extraordinary items | $1,592,000 | 946 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,592,000 | 948 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $141,000 | 1,531 |
Cash dividends | $497,000 | 1,398 |
Sale, conversion, retirement of capital stock, net | $150,000 | 253 |
Net operating income | $1,504,220 | 961 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $47,455,000 | 884 |
Total interest expense | $23,175,000 | 852 |
Net interest income | $24,280,000 | 913 |
Provision for loan and lease losses | $1,362,000 | 1,140 |
Total noninterest income | $3,851,000 | 1,336 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $2,098,000 | 851 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $1,753,000 | 1,496 |
Total noninterest expense | $17,409,000 | 1,076 |
Salaries and employee benefits | $10,134,000 | 980 |
Premises and equipment expense | $2,208,000 | 1,197 |
Additional noninterest expense | $5,067,000 | 1,115 |
Pre-tax net operating income | $9,360,000 | 903 |
Securities gains (losses) | $-36,000 | 7,925 |
Applicable income taxes | $3,187,000 | 770 |
Income before extraordinary items | $6,137,000 | 1,058 |
Extraordinary gains, net | $0 | 39 |
Net income | $6,137,000 | 1,056 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $275,000 | 2,412 |
Cash dividends | $1,784,000 | 1,771 |
Sale, conversion, retirement of capital stock, net | $432,000 | 563 |
Net operating income | $6,160,760 | 1,035 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $34,996,000 | 898 |
Total interest expense | $17,104,000 | 865 |
Net interest income | $17,892,000 | 930 |
Provision for loan and lease losses | $774,000 | 1,126 |
Total noninterest income | $2,858,000 | 1,356 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $1,526,000 | 864 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $1,332,000 | 1,494 |
Total noninterest expense | $12,968,000 | 1,075 |
Salaries and employee benefits | $7,582,000 | 987 |
Premises and equipment expense | $1,609,000 | 1,228 |
Additional noninterest expense | $3,777,000 | 1,088 |
Pre-tax net operating income | $7,008,000 | 984 |
Securities gains (losses) | $-44,000 | 8,144 |
Applicable income taxes | $2,311,000 | 857 |
Income before extraordinary items | $4,653,000 | 1,127 |
Extraordinary gains, net | $0 | 33 |
Net income | $4,653,000 | 1,124 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $155,000 | 2,263 |
Cash dividends | $1,289,000 | 1,691 |
Sale, conversion, retirement of capital stock, net | $373,000 | 463 |
Net operating income | $4,682,480 | 1,099 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $22,695,000 | 937 |
Total interest expense | $11,097,000 | 890 |
Net interest income | $11,598,000 | 972 |
Provision for loan and lease losses | $494,000 | 1,048 |
Total noninterest income | $1,675,000 | 1,542 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $1,013,000 | 885 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $662,000 | 1,850 |
Total noninterest expense | $8,704,000 | 1,085 |
Salaries and employee benefits | $5,051,000 | 1,004 |
Premises and equipment expense | $1,042,000 | 1,285 |
Additional noninterest expense | $2,611,000 | 1,065 |
Pre-tax net operating income | $4,075,000 | 1,157 |
Securities gains (losses) | $-29,000 | 8,202 |
Applicable income taxes | $1,315,000 | 1,024 |
Income before extraordinary items | $2,731,000 | 1,311 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,731,000 | 1,309 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $130,000 | 1,774 |
Cash dividends | $840,000 | 1,761 |
Sale, conversion, retirement of capital stock, net | $309,000 | 375 |
Net operating income | $2,750,430 | 1,284 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $11,114,000 | 950 |
Total interest expense | $5,342,000 | 914 |
Net interest income | $5,772,000 | 969 |
Provision for loan and lease losses | $262,000 | 925 |
Total noninterest income | $1,013,000 | 1,296 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $489,000 | 884 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $524,000 | 1,311 |
Total noninterest expense | $4,203,000 | 1,118 |
Salaries and employee benefits | $2,497,000 | 1,020 |
Premises and equipment expense | $506,000 | 1,327 |
Additional noninterest expense | $1,200,000 | 1,132 |
Pre-tax net operating income | $2,320,000 | 1,013 |
Securities gains (losses) | $1,000 | 1,055 |
Applicable income taxes | $750,000 | 923 |
Income before extraordinary items | $1,571,000 | 1,122 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,571,000 | 1,121 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $72,000 | 1,440 |
Cash dividends | $392,000 | 1,702 |
Sale, conversion, retirement of capital stock, net | $211,000 | 236 |
Net operating income | $1,570,320 | 1,104 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $40,511,000 | 966 |
Total interest expense | $17,378,000 | 966 |
Net interest income | $23,133,000 | 961 |
Provision for loan and lease losses | $873,000 | 1,185 |
Total noninterest income | $4,241,000 | 1,246 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $2,053,000 | 862 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $2,188,000 | 1,276 |
Total noninterest expense | $15,427,000 | 1,169 |
Salaries and employee benefits | $8,640,000 | 1,123 |
Premises and equipment expense | $2,118,000 | 1,208 |
Additional noninterest expense | $4,669,000 | 1,149 |
Pre-tax net operating income | $11,074,000 | 900 |
Securities gains (losses) | $-121,000 | 8,263 |
Applicable income taxes | $3,619,000 | 816 |
Income before extraordinary items | $7,334,000 | 1,022 |
Extraordinary gains, net | $0 | 51 |
Net income | $7,334,000 | 1,022 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $272,000 | 1,800 |
Cash dividends | $1,448,000 | 1,986 |
Sale, conversion, retirement of capital stock, net | $436,000 | 624 |
Net operating income | $7,415,070 | 996 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $29,428,000 | 1,000 |
Total interest expense | $12,251,000 | 997 |
Net interest income | $17,177,000 | 987 |
Provision for loan and lease losses | $686,000 | 1,068 |
Total noninterest income | $3,435,000 | 1,191 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $1,541,000 | 861 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $1,894,000 | 1,141 |
Total noninterest expense | $11,129,000 | 1,229 |
Salaries and employee benefits | $6,166,000 | 1,202 |
Premises and equipment expense | $1,589,000 | 1,222 |
Additional noninterest expense | $3,374,000 | 1,199 |
Pre-tax net operating income | $8,797,000 | 885 |
Securities gains (losses) | $-103,000 | 8,412 |
Applicable income taxes | $2,966,000 | 798 |
Income before extraordinary items | $5,728,000 | 1,014 |
Extraordinary gains, net | $0 | 45 |
Net income | $5,728,000 | 1,013 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $84,000 | 2,554 |
Cash dividends | $1,059,000 | 1,845 |
Sale, conversion, retirement of capital stock, net | $227,000 | 572 |
Net operating income | $5,795,980 | 985 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $18,901,000 | 1,015 |
Total interest expense | $7,631,000 | 998 |
Net interest income | $11,270,000 | 1,005 |
Provision for loan and lease losses | $354,000 | 1,298 |
Total noninterest income | $1,803,000 | 1,414 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $1,002,000 | 870 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $801,000 | 1,596 |
Total noninterest expense | $7,243,000 | 1,264 |
Salaries and employee benefits | $4,027,000 | 1,228 |
Premises and equipment expense | $1,031,000 | 1,255 |
Additional noninterest expense | $2,185,000 | 1,235 |
Pre-tax net operating income | $5,476,000 | 941 |
Securities gains (losses) | $-86,000 | 8,503 |
Applicable income taxes | $1,892,000 | 827 |
Income before extraordinary items | $3,498,000 | 1,101 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,498,000 | 1,102 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 4,181 |
Cash dividends | $705,000 | 1,867 |
Sale, conversion, retirement of capital stock, net | $163,000 | 458 |
Net operating income | $3,553,900 | 1,062 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $9,235,000 | 1,013 |
Total interest expense | $3,623,000 | 998 |
Net interest income | $5,612,000 | 1,012 |
Provision for loan and lease losses | $186,000 | 1,209 |
Total noninterest income | $897,000 | 1,388 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $487,000 | 863 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $410,000 | 1,547 |
Total noninterest expense | $3,482,000 | 1,312 |
Salaries and employee benefits | $1,872,000 | 1,330 |
Premises and equipment expense | $509,000 | 1,278 |
Additional noninterest expense | $1,101,000 | 1,208 |
Pre-tax net operating income | $2,841,000 | 898 |
Securities gains (losses) | $-20,000 | 8,379 |
Applicable income taxes | $1,030,000 | 768 |
Income before extraordinary items | $1,791,000 | 1,056 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,791,000 | 1,055 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 1,837 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $123,000 | 293 |
Net operating income | $1,803,800 | 1,032 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $29,386,000 | 1,122 |
Total interest expense | $10,062,000 | 1,125 |
Net interest income | $19,324,000 | 1,123 |
Provision for loan and lease losses | $1,403,000 | 767 |
Total noninterest income | $3,356,000 | 1,465 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $1,875,000 | 924 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,481,000 | 1,680 |
Total noninterest expense | $13,295,000 | 1,294 |
Salaries and employee benefits | $7,338,000 | 1,259 |
Premises and equipment expense | $1,862,000 | 1,319 |
Additional noninterest expense | $4,095,000 | 1,265 |
Pre-tax net operating income | $7,982,000 | 1,198 |
Securities gains (losses) | $-386,000 | 8,678 |
Applicable income taxes | $2,730,000 | 1,045 |
Income before extraordinary items | $4,866,000 | 1,452 |
Extraordinary gains, net | $0 | 46 |
Net income | $4,866,000 | 1,452 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $493,000 | 1,178 |
Cash dividends | $937,000 | 2,595 |
Sale, conversion, retirement of capital stock, net | $106,000 | 715 |
Net operating income | $5,113,040 | 1,378 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $20,885,000 | 1,154 |
Total interest expense | $6,709,000 | 1,178 |
Net interest income | $14,176,000 | 1,133 |
Provision for loan and lease losses | $876,000 | 862 |
Total noninterest income | $2,848,000 | 1,343 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $1,392,000 | 935 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $1,456,000 | 1,397 |
Total noninterest expense | $9,912,000 | 1,289 |
Salaries and employee benefits | $5,469,000 | 1,259 |
Premises and equipment expense | $1,398,000 | 1,304 |
Additional noninterest expense | $3,045,000 | 1,260 |
Pre-tax net operating income | $6,236,000 | 1,151 |
Securities gains (losses) | $-179,000 | 8,712 |
Applicable income taxes | $2,195,000 | 989 |
Income before extraordinary items | $3,862,000 | 1,388 |
Extraordinary gains, net | $0 | 35 |
Net income | $3,862,000 | 1,389 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $231,000 | 1,525 |
Cash dividends | $937,000 | 1,892 |
Sale, conversion, retirement of capital stock, net | $64,000 | 608 |
Net operating income | $3,976,560 | 1,335 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $13,123,000 | 1,193 |
Total interest expense | $3,990,000 | 1,255 |
Net interest income | $9,133,000 | 1,155 |
Provision for loan and lease losses | $378,000 | 1,244 |
Total noninterest income | $1,714,000 | 1,440 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $904,000 | 935 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $810,000 | 1,567 |
Total noninterest expense | $6,557,000 | 1,295 |
Salaries and employee benefits | $3,554,000 | 1,289 |
Premises and equipment expense | $936,000 | 1,283 |
Additional noninterest expense | $2,067,000 | 1,216 |
Pre-tax net operating income | $3,912,000 | 1,192 |
Securities gains (losses) | $-113,000 | 8,721 |
Applicable income taxes | $1,338,000 | 1,053 |
Income before extraordinary items | $2,461,000 | 1,423 |
Extraordinary gains, net | $0 | 30 |
Net income | $2,461,000 | 1,423 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $99,000 | 1,928 |
Cash dividends | $623,000 | 1,887 |
Sale, conversion, retirement of capital stock, net | $53,000 | 491 |
Net operating income | $2,534,450 | 1,359 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $6,219,000 | 1,235 |
Total interest expense | $1,820,000 | 1,314 |
Net interest income | $4,399,000 | 1,193 |
Provision for loan and lease losses | $187,000 | 1,186 |
Total noninterest income | $793,000 | 1,504 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $428,000 | 965 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $365,000 | 1,655 |
Total noninterest expense | $3,166,000 | 1,348 |
Salaries and employee benefits | $1,739,000 | 1,323 |
Premises and equipment expense | $476,000 | 1,263 |
Additional noninterest expense | $951,000 | 1,302 |
Pre-tax net operating income | $1,839,000 | 1,243 |
Securities gains (losses) | $-54,000 | 8,791 |
Applicable income taxes | $617,000 | 1,119 |
Income before extraordinary items | $1,168,000 | 1,453 |
Extraordinary gains, net | $0 | 24 |
Net income | $1,168,000 | 1,454 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $57,000 | 1,591 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $43,000 | 333 |
Net operating income | $1,203,100 | 1,388 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $21,733,000 | 1,300 |
Total interest expense | $5,841,000 | 1,407 |
Net interest income | $15,892,000 | 1,271 |
Provision for loan and lease losses | $1,596,000 | 679 |
Total noninterest income | $3,702,000 | 1,364 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $1,941,000 | 895 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,761,000 | 1,458 |
Total noninterest expense | $11,478,000 | 1,417 |
Salaries and employee benefits | $6,391,000 | 1,389 |
Premises and equipment expense | $1,730,000 | 1,336 |
Additional noninterest expense | $3,357,000 | 1,480 |
Pre-tax net operating income | $6,520,000 | 1,324 |
Securities gains (losses) | $71,000 | 1,485 |
Applicable income taxes | $2,306,000 | 1,116 |
Income before extraordinary items | $4,285,000 | 1,504 |
Extraordinary gains, net | $0 | 34 |
Net income | $4,285,000 | 1,505 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $971,000 | 798 |
Cash dividends | $1,089,000 | 2,183 |
Sale, conversion, retirement of capital stock, net | $94,000 | 665 |
Net operating income | $4,238,850 | 1,471 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $15,881,000 | 1,327 |
Total interest expense | $4,265,000 | 1,414 |
Net interest income | $11,616,000 | 1,292 |
Provision for loan and lease losses | $1,391,000 | 568 |
Total noninterest income | $2,797,000 | 1,375 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $1,485,000 | 879 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $1,312,000 | 1,469 |
Total noninterest expense | $8,421,000 | 1,449 |
Salaries and employee benefits | $4,729,000 | 1,399 |
Premises and equipment expense | $1,290,000 | 1,337 |
Additional noninterest expense | $2,402,000 | 1,520 |
Pre-tax net operating income | $4,601,000 | 1,412 |
Securities gains (losses) | $64,000 | 1,472 |
Applicable income taxes | $1,615,000 | 1,209 |
Income before extraordinary items | $3,050,000 | 1,590 |
Extraordinary gains, net | $0 | 26 |
Net income | $3,050,000 | 1,591 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $821,000 | 659 |
Cash dividends | $542,000 | 2,570 |
Sale, conversion, retirement of capital stock, net | $44,000 | 604 |
Net operating income | $3,008,400 | 1,562 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $10,275,000 | 1,351 |
Total interest expense | $2,751,000 | 1,445 |
Net interest income | $7,524,000 | 1,316 |
Provision for loan and lease losses | $990,000 | 529 |
Total noninterest income | $1,722,000 | 1,443 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $1,007,000 | 854 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $715,000 | 1,686 |
Total noninterest expense | $5,633,000 | 1,435 |
Salaries and employee benefits | $3,180,000 | 1,380 |
Premises and equipment expense | $851,000 | 1,355 |
Additional noninterest expense | $1,602,000 | 1,509 |
Pre-tax net operating income | $2,623,000 | 1,598 |
Securities gains (losses) | $106,000 | 987 |
Applicable income taxes | $961,000 | 1,321 |
Income before extraordinary items | $1,768,000 | 1,793 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,768,000 | 1,794 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $615,000 | 602 |
Cash dividends | $542,000 | 2,022 |
Sale, conversion, retirement of capital stock, net | $41,000 | 503 |
Net operating income | $1,699,100 | 1,796 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $5,019,000 | 1,387 |
Total interest expense | $1,344,000 | 1,488 |
Net interest income | $3,675,000 | 1,350 |
Provision for loan and lease losses | $568,000 | 473 |
Total noninterest income | $837,000 | 1,443 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $496,000 | 854 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $341,000 | 1,717 |
Total noninterest expense | $2,771,000 | 1,469 |
Salaries and employee benefits | $1,616,000 | 1,372 |
Premises and equipment expense | $412,000 | 1,421 |
Additional noninterest expense | $743,000 | 1,605 |
Pre-tax net operating income | $1,173,000 | 1,761 |
Securities gains (losses) | $56,000 | 1,127 |
Applicable income taxes | $429,000 | 1,470 |
Income before extraordinary items | $800,000 | 1,959 |
Extraordinary gains, net | $0 | 16 |
Net income | $800,000 | 1,959 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $133,000 | 1,063 |
Cash dividends | $271,000 | 1,850 |
Sale, conversion, retirement of capital stock, net | $39,000 | 330 |
Net operating income | $763,600 | 1,945 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $18,697,000 | 1,537 |
Total interest expense | $5,943,000 | 1,494 |
Net interest income | $12,754,000 | 1,526 |
Provision for loan and lease losses | $1,373,000 | 883 |
Total noninterest income | $3,372,000 | 1,535 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $1,866,000 | 918 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $1,506,000 | 1,815 |
Total noninterest expense | $10,572,000 | 1,512 |
Salaries and employee benefits | $5,942,000 | 1,444 |
Premises and equipment expense | $1,617,000 | 1,405 |
Additional noninterest expense | $3,013,000 | 1,626 |
Pre-tax net operating income | $4,181,000 | 1,909 |
Securities gains (losses) | $273,000 | 1,113 |
Applicable income taxes | $1,612,000 | 1,522 |
Income before extraordinary items | $2,842,000 | 2,138 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,842,000 | 2,138 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $803,000 | 1,092 |
Cash dividends | $1,166,000 | 2,108 |
Sale, conversion, retirement of capital stock, net | $18,000 | 792 |
Net operating income | $2,667,280 | 2,151 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $13,819,000 | 1,588 |
Total interest expense | $4,595,000 | 1,511 |
Net interest income | $9,224,000 | 1,587 |
Provision for loan and lease losses | $1,051,000 | 854 |
Total noninterest income | $2,544,000 | 1,564 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,378,000 | 944 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,166,000 | 1,845 |
Total noninterest expense | $7,944,000 | 1,519 |
Salaries and employee benefits | $4,478,000 | 1,453 |
Premises and equipment expense | $1,200,000 | 1,428 |
Additional noninterest expense | $2,266,000 | 1,612 |
Pre-tax net operating income | $2,773,000 | 2,180 |
Securities gains (losses) | $275,000 | 1,020 |
Applicable income taxes | $1,065,000 | 1,768 |
Income before extraordinary items | $1,983,000 | 2,362 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,983,000 | 2,361 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $660,000 | 945 |
Cash dividends | $688,000 | 2,205 |
Sale, conversion, retirement of capital stock, net | $18,000 | 630 |
Net operating income | $1,804,250 | 2,434 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $9,145,000 | 1,608 |
Total interest expense | $3,178,000 | 1,511 |
Net interest income | $5,967,000 | 1,632 |
Provision for loan and lease losses | $766,000 | 796 |
Total noninterest income | $1,609,000 | 1,630 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $903,000 | 950 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $706,000 | 1,952 |
Total noninterest expense | $5,283,000 | 1,522 |
Salaries and employee benefits | $2,982,000 | 1,447 |
Premises and equipment expense | $786,000 | 1,456 |
Additional noninterest expense | $1,515,000 | 1,603 |
Pre-tax net operating income | $1,527,000 | 2,546 |
Securities gains (losses) | $264,000 | 884 |
Applicable income taxes | $548,000 | 2,187 |
Income before extraordinary items | $1,243,000 | 2,496 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,243,000 | 2,494 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $461,000 | 893 |
Cash dividends | $688,000 | 1,737 |
Sale, conversion, retirement of capital stock, net | $18,000 | 499 |
Net operating income | $1,060,840 | 2,682 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $4,552,000 | 1,632 |
Total interest expense | $1,662,000 | 1,491 |
Net interest income | $2,890,000 | 1,693 |
Provision for loan and lease losses | $343,000 | 832 |
Total noninterest income | $749,000 | 1,674 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $443,000 | 942 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $306,000 | 2,083 |
Total noninterest expense | $2,528,000 | 1,577 |
Salaries and employee benefits | $1,439,000 | 1,486 |
Premises and equipment expense | $393,000 | 1,476 |
Additional noninterest expense | $696,000 | 1,693 |
Pre-tax net operating income | $768,000 | 2,554 |
Securities gains (losses) | $165,000 | 736 |
Applicable income taxes | $303,000 | 2,040 |
Income before extraordinary items | $630,000 | 2,417 |
Extraordinary gains, net | $0 | 21 |
Net income | $630,000 | 2,415 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $243,000 | 824 |
Cash dividends | $214,000 | 2,129 |
Sale, conversion, retirement of capital stock, net | $18,000 | 325 |
Net operating income | $517,800 | 2,733 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $19,583,000 | 1,574 |
Total interest expense | $7,674,000 | 1,476 |
Net interest income | $11,909,000 | 1,623 |
Provision for loan and lease losses | $1,248,000 | 1,090 |
Total noninterest income | $3,013,000 | 1,551 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $1,827,000 | 886 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,186,000 | 1,947 |
Total noninterest expense | $9,438,000 | 1,625 |
Salaries and employee benefits | $5,230,000 | 1,549 |
Premises and equipment expense | $1,349,000 | 1,629 |
Additional noninterest expense | $2,859,000 | 1,642 |
Pre-tax net operating income | $4,236,000 | 1,894 |
Securities gains (losses) | $-8,000 | 8,882 |
Applicable income taxes | $1,306,000 | 1,841 |
Income before extraordinary items | $2,922,000 | 2,054 |
Extraordinary gains, net | $0 | 70 |
Net income | $2,922,000 | 2,053 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,038,000 | 941 |
Cash dividends | $638,000 | 3,051 |
Sale, conversion, retirement of capital stock, net | $52,000 | 711 |
Net operating income | $2,927,520 | 1,980 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $21,270,000 | 1,591 |
Total interest expense | $10,193,000 | 1,595 |
Net interest income | $11,077,000 | 1,605 |
Provision for loan and lease losses | $834,000 | 1,456 |
Total noninterest income | $2,673,000 | 1,614 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $1,436,000 | 1,038 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $1,237,000 | 1,759 |
Total noninterest expense | $8,827,000 | 1,651 |
Salaries and employee benefits | $4,610,000 | 1,623 |
Premises and equipment expense | $1,088,000 | 1,967 |
Additional noninterest expense | $3,129,000 | 1,491 |
Pre-tax net operating income | $4,089,000 | 1,745 |
Securities gains (losses) | $-198,000 | 9,542 |
Applicable income taxes | $1,255,000 | 1,748 |
Income before extraordinary items | $2,636,000 | 1,991 |
Extraordinary gains, net | $0 | 105 |
Net income | $2,636,000 | 1,994 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $954,000 | 974 |
Cash dividends | $753,000 | 2,723 |
Sale, conversion, retirement of capital stock, net | $15,000 | 825 |
Net operating income | $2,770,640 | 1,817 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $20,808,000 | 1,663 |
Total interest expense | $9,696,000 | 1,769 |
Net interest income | $11,112,000 | 1,576 |
Provision for loan and lease losses | $808,000 | 1,268 |
Total noninterest income | $1,879,000 | 1,966 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $1,007,000 | 1,355 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $872,000 | 2,031 |
Total noninterest expense | $7,398,000 | 1,881 |
Salaries and employee benefits | $3,900,000 | 1,849 |
Premises and equipment expense | $743,000 | 2,744 |
Additional noninterest expense | $2,755,000 | 1,615 |
Pre-tax net operating income | $4,785,000 | 1,544 |
Securities gains (losses) | $-27,000 | 8,889 |
Applicable income taxes | $1,664,000 | 1,381 |
Income before extraordinary items | $3,094,000 | 1,695 |
Extraordinary gains, net | $0 | 38 |
Net income | $3,094,000 | 1,695 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $388,000 | 1,507 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $16,000 | 869 |
Net operating income | $3,111,550 | 1,678 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $18,335,000 | 1,776 |
Total interest expense | $7,691,000 | 1,946 |
Net interest income | $10,644,000 | 1,634 |
Provision for loan and lease losses | $857,000 | 1,114 |
Total noninterest income | $1,759,000 | 2,036 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $920,000 | 1,412 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $839,000 | 2,091 |
Total noninterest expense | $6,630,000 | 2,052 |
Salaries and employee benefits | $3,658,000 | 1,909 |
Premises and equipment expense | $672,000 | 2,964 |
Additional noninterest expense | $2,300,000 | 1,893 |
Pre-tax net operating income | $4,916,000 | 1,529 |
Securities gains (losses) | $-14,000 | 9,441 |
Applicable income taxes | $1,805,000 | 1,350 |
Income before extraordinary items | $3,097,000 | 1,724 |
Extraordinary gains, net | $0 | 35 |
Net income | $3,097,000 | 1,725 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $452,000 | 1,316 |
Cash dividends | $148,000 | 5,697 |
Sale, conversion, retirement of capital stock, net | $12,000 | 966 |
Net operating income | $3,105,960 | 1,684 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $17,463,000 | 1,854 |
Total interest expense | $8,157,000 | 1,872 |
Net interest income | $9,306,000 | 1,837 |
Provision for loan and lease losses | $993,000 | 983 |
Total noninterest income | $1,398,000 | 2,395 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $875,000 | 1,432 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $523,000 | 2,901 |
Total noninterest expense | $5,869,000 | 2,229 |
Salaries and employee benefits | $3,139,000 | 2,158 |
Premises and equipment expense | $609,000 | 3,120 |
Additional noninterest expense | $2,121,000 | 2,006 |
Pre-tax net operating income | $3,842,000 | 1,899 |
Securities gains (losses) | $49,000 | 1,746 |
Applicable income taxes | $1,300,000 | 1,850 |
Income before extraordinary items | $2,591,000 | 2,020 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,591,000 | 2,019 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $773,000 | 909 |
Cash dividends | $534,000 | 3,371 |
Sale, conversion, retirement of capital stock, net | $109,000 | 760 |
Net operating income | $2,558,170 | 1,965 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $14,827,000 | 2,205 |
Total interest expense | $7,045,000 | 2,138 |
Net interest income | $7,782,000 | 2,265 |
Provision for loan and lease losses | $785,000 | 1,208 |
Total noninterest income | $1,452,000 | 2,266 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $991,000 | 1,296 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $461,000 | 2,990 |
Total noninterest expense | $5,238,000 | 2,462 |
Salaries and employee benefits | $2,716,000 | 2,448 |
Premises and equipment expense | $573,000 | 3,284 |
Additional noninterest expense | $1,949,000 | 2,150 |
Pre-tax net operating income | $3,211,000 | 2,335 |
Securities gains (losses) | $-4,000 | 9,548 |
Applicable income taxes | $1,076,000 | 2,293 |
Income before extraordinary items | $2,131,000 | 2,437 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,131,000 | 2,436 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $500,000 | 1,336 |
Cash dividends | $476,000 | 3,603 |
Sale, conversion, retirement of capital stock, net | $312,000 | 606 |
Net operating income | $2,133,640 | 2,376 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $12,248,000 | 2,713 |
Total interest expense | $5,694,000 | 2,670 |
Net interest income | $6,554,000 | 2,708 |
Provision for loan and lease losses | $397,000 | 2,115 |
Total noninterest income | $947,000 | 3,269 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $620,000 | 2,177 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $327,000 | 3,872 |
Total noninterest expense | $4,374,000 | 3,092 |
Salaries and employee benefits | $2,312,000 | 2,891 |
Premises and equipment expense | $441,000 | 4,189 |
Additional noninterest expense | $1,621,000 | 2,929 |
Pre-tax net operating income | $2,730,000 | 2,565 |
Securities gains (losses) | $-66,000 | 11,113 |
Applicable income taxes | $843,000 | 2,719 |
Income before extraordinary items | $1,821,000 | 2,671 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,821,000 | 2,673 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $177,000 | 2,872 |
Cash dividends | $425,000 | 3,738 |
Sale, conversion, retirement of capital stock, net | $213,000 | 566 |
Net operating income | $1,865,880 | 2,571 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $10,465,000 | 3,171 |
Total interest expense | $4,785,000 | 3,143 |
Net interest income | $5,680,000 | 3,140 |
Provision for loan and lease losses | $385,000 | 1,912 |
Total noninterest income | $771,000 | 3,786 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $535,000 | 2,510 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $236,000 | 4,654 |
Total noninterest expense | $3,819,000 | 3,467 |
Salaries and employee benefits | $2,003,000 | 3,306 |
Premises and equipment expense | $423,000 | 4,322 |
Additional noninterest expense | $1,393,000 | 3,283 |
Pre-tax net operating income | $2,247,000 | 3,156 |
Securities gains (losses) | $-42,000 | 11,077 |
Applicable income taxes | $681,000 | 3,314 |
Income before extraordinary items | $1,524,000 | 3,203 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,524,000 | 3,200 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $120,000 | 3,382 |
Cash dividends | $393,000 | 3,952 |
Sale, conversion, retirement of capital stock, net | $88,000 | 587 |
Net operating income | $1,552,980 | 3,120 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,070,000 | 3,709 |
Total interest expense | $3,131,000 | 3,805 |
Net interest income | $4,939,000 | 3,606 |
Provision for loan and lease losses | $224,000 | 2,835 |
Total noninterest income | $677,000 | 4,230 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $486,000 | 2,838 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $191,000 | 5,424 |
Total noninterest expense | $3,312,000 | 4,042 |
Salaries and employee benefits | $1,638,000 | 3,951 |
Premises and equipment expense | $394,000 | 4,638 |
Additional noninterest expense | $1,280,000 | 3,832 |
Pre-tax net operating income | $2,080,000 | 3,314 |
Securities gains (losses) | $-286,000 | 12,100 |
Applicable income taxes | $537,000 | 3,836 |
Income before extraordinary items | $1,257,000 | 3,689 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,257,000 | 3,698 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $114,000 | 3,482 |
Cash dividends | $371,000 | 3,936 |
Sale, conversion, retirement of capital stock, net | $15,000 | 1,042 |
Net operating income | $1,457,200 | 3,285 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $7,105,000 | 4,258 |
Total interest expense | $2,933,000 | 4,192 |
Net interest income | $4,172,000 | 4,238 |
Provision for loan and lease losses | $239,000 | 3,549 |
Total noninterest income | $686,000 | 4,505 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $493,000 | 2,834 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $193,000 | 5,775 |
Total noninterest expense | $3,050,000 | 4,446 |
Salaries and employee benefits | $1,533,000 | 4,192 |
Premises and equipment expense | $393,000 | 4,785 |
Additional noninterest expense | $1,124,000 | 4,449 |
Pre-tax net operating income | $1,569,000 | 4,152 |
Securities gains (losses) | $10,000 | 5,473 |
Applicable income taxes | $491,000 | 4,255 |
Income before extraordinary items | $1,088,000 | 4,364 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,088,000 | 4,480 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $219,000 | 2,962 |
Cash dividends | $345,000 | 4,044 |
Sale, conversion, retirement of capital stock, net | $16,000 | 1,105 |
Net operating income | $1,081,100 | 4,172 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $7,012,000 | 4,818 |
Total interest expense | $3,232,000 | 4,861 |
Net interest income | $3,780,000 | 4,686 |
Provision for loan and lease losses | $236,000 | 4,790 |
Total noninterest income | $570,000 | 5,153 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $439,000 | 3,198 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $131,000 | 7,138 |
Total noninterest expense | $2,782,000 | 4,843 |
Salaries and employee benefits | $1,370,000 | 4,598 |
Premises and equipment expense | $324,000 | 5,670 |
Additional noninterest expense | $1,088,000 | 4,728 |
Pre-tax net operating income | $1,332,000 | 4,520 |
Securities gains (losses) | $30,000 | 4,989 |
Applicable income taxes | $404,000 | 4,753 |
Income before extraordinary items | $958,000 | 4,674 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $958,000 | 4,725 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $76,000 | 6,591 |
Cash dividends | $325,000 | 3,812 |
Sale, conversion, retirement of capital stock, net | $19,000 | 1,018 |
Net operating income | $937,000 | 4,453 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.