Home > Founders Bank & Trust > Income and Expense
Founders Bank & Trust, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,846,000 | 1,414 |
| Total interest expense | $2,162,000 | 1,354 |
| Net interest income | $15,684,000 | 1,418 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $5,853,000 | 974 |
| Gross Fiduciary activities income | $2,537,000 | 297 |
| Service charges on deposit accounts | $222,000 | 3,752 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,094,000 | 1,084 |
| Total noninterest expense | $15,355,000 | 1,287 |
| Salaries and employee benefits | $9,418,000 | 1,155 |
| Premises and equipment expense | $1,486,000 | 1,584 |
| Additional noninterest expense | $4,451,000 | 1,430 |
| Pre-tax net operating income | $6,002,000 | 1,312 |
| Securities gains (losses) | $14,000 | 2,497 |
| Applicable income taxes | $1,338,000 | 1,287 |
| Income before extraordinary items | $4,678,000 | 1,385 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,678,000 | 1,384 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,678,000 | 1,384 |
| Net charge-offs | $91,000 | 3,266 |
| Cash dividends | $6,218,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,667,080 | 1,357 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,345,000 | 1,430 |
| Total interest expense | $1,688,000 | 1,300 |
| Net interest income | $11,657,000 | 1,437 |
| Provision for loan and lease losses | $130,000 | 2,543 |
| Total noninterest income | $4,274,000 | 991 |
| Gross Fiduciary activities income | $1,882,000 | 301 |
| Service charges on deposit accounts | $167,000 | 3,790 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,225,000 | 1,116 |
| Total noninterest expense | $10,815,000 | 1,360 |
| Salaries and employee benefits | $6,685,000 | 1,206 |
| Premises and equipment expense | $1,082,000 | 1,635 |
| Additional noninterest expense | $3,048,000 | 1,544 |
| Pre-tax net operating income | $4,986,000 | 1,222 |
| Securities gains (losses) | $14,000 | 2,191 |
| Applicable income taxes | $1,154,000 | 1,177 |
| Income before extraordinary items | $3,846,000 | 1,261 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,846,000 | 1,259 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,846,000 | 1,260 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $5,479,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,835,220 | 1,248 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,826,000 | 1,437 |
| Total interest expense | $1,127,000 | 1,313 |
| Net interest income | $7,699,000 | 1,438 |
| Provision for loan and lease losses | $110,000 | 2,256 |
| Total noninterest income | $2,864,000 | 978 |
| Gross Fiduciary activities income | $1,246,000 | 301 |
| Service charges on deposit accounts | $110,000 | 3,783 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,508,000 | 1,094 |
| Total noninterest expense | $7,247,000 | 1,354 |
| Salaries and employee benefits | $4,458,000 | 1,214 |
| Premises and equipment expense | $717,000 | 1,646 |
| Additional noninterest expense | $2,072,000 | 1,512 |
| Pre-tax net operating income | $3,206,000 | 1,232 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $722,000 | 1,221 |
| Income before extraordinary items | $2,483,000 | 1,274 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,483,000 | 1,274 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,483,000 | 1,275 |
| Net charge-offs | $30,000 | 3,174 |
| Cash dividends | $5,479,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,483,770 | 1,251 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,380,000 | 1,446 |
| Total interest expense | $566,000 | 1,328 |
| Net interest income | $3,814,000 | 1,446 |
| Provision for loan and lease losses | $65,000 | 1,970 |
| Total noninterest income | $1,423,000 | 955 |
| Gross Fiduciary activities income | $625,000 | 299 |
| Service charges on deposit accounts | $51,000 | 3,887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $747,000 | 1,061 |
| Total noninterest expense | $3,659,000 | 1,359 |
| Salaries and employee benefits | $2,249,000 | 1,225 |
| Premises and equipment expense | $367,000 | 1,641 |
| Additional noninterest expense | $1,043,000 | 1,499 |
| Pre-tax net operating income | $1,513,000 | 1,239 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $327,000 | 1,261 |
| Income before extraordinary items | $1,185,000 | 1,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,185,000 | 1,282 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,185,000 | 1,282 |
| Net charge-offs | $-18,000 | 5,996 |
| Cash dividends | $2,718,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,185,780 | 1,246 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,990,000 | 1,417 |
| Total interest expense | $2,531,000 | 1,345 |
| Net interest income | $15,459,000 | 1,393 |
| Provision for loan and lease losses | $255,000 | 2,654 |
| Total noninterest income | $6,488,000 | 940 |
| Gross Fiduciary activities income | $2,349,000 | 299 |
| Service charges on deposit accounts | $276,000 | 3,502 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,863,000 | 961 |
| Total noninterest expense | $14,049,000 | 1,406 |
| Salaries and employee benefits | $8,403,000 | 1,266 |
| Premises and equipment expense | $1,489,000 | 1,586 |
| Additional noninterest expense | $4,157,000 | 1,580 |
| Pre-tax net operating income | $7,643,000 | 999 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,741,000 | 1,004 |
| Income before extraordinary items | $5,902,000 | 1,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,902,000 | 1,052 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,902,000 | 1,052 |
| Net charge-offs | $476,000 | 2,066 |
| Cash dividends | $5,245,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,902,000 | 1,023 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,582,000 | 1,415 |
| Total interest expense | $1,930,000 | 1,359 |
| Net interest income | $11,652,000 | 1,388 |
| Provision for loan and lease losses | $155,000 | 2,893 |
| Total noninterest income | $5,319,000 | 893 |
| Gross Fiduciary activities income | $1,759,000 | 295 |
| Service charges on deposit accounts | $222,000 | 3,402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,338,000 | 907 |
| Total noninterest expense | $10,484,000 | 1,410 |
| Salaries and employee benefits | $6,289,000 | 1,281 |
| Premises and equipment expense | $1,136,000 | 1,569 |
| Additional noninterest expense | $3,059,000 | 1,590 |
| Pre-tax net operating income | $6,332,000 | 926 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,447,000 | 957 |
| Income before extraordinary items | $4,885,000 | 954 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,885,000 | 956 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,885,000 | 956 |
| Net charge-offs | $375,000 | 1,891 |
| Cash dividends | $5,027,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,885,000 | 923 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,090,000 | 1,402 |
| Total interest expense | $1,301,000 | 1,372 |
| Net interest income | $7,789,000 | 1,375 |
| Provision for loan and lease losses | $135,000 | 2,601 |
| Total noninterest income | $3,643,000 | 876 |
| Gross Fiduciary activities income | $1,183,000 | 291 |
| Service charges on deposit accounts | $156,000 | 3,275 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,304,000 | 883 |
| Total noninterest expense | $7,019,000 | 1,405 |
| Salaries and employee benefits | $4,235,000 | 1,265 |
| Premises and equipment expense | $757,000 | 1,584 |
| Additional noninterest expense | $2,027,000 | 1,592 |
| Pre-tax net operating income | $4,278,000 | 889 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,013,000 | 927 |
| Income before extraordinary items | $3,265,000 | 941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,265,000 | 942 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,265,000 | 944 |
| Net charge-offs | $346,000 | 1,551 |
| Cash dividends | $4,811,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,265,000 | 903 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 1,407 |
| Total interest expense | $665,000 | 1,392 |
| Net interest income | $3,864,000 | 1,389 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $1,722,000 | 921 |
| Gross Fiduciary activities income | $590,000 | 288 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,043,000 | 966 |
| Total noninterest expense | $3,417,000 | 1,447 |
| Salaries and employee benefits | $2,105,000 | 1,276 |
| Premises and equipment expense | $363,000 | 1,666 |
| Additional noninterest expense | $949,000 | 1,682 |
| Pre-tax net operating income | $2,124,000 | 882 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $501,000 | 910 |
| Income before extraordinary items | $1,623,000 | 943 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,623,000 | 944 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,623,000 | 945 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $170,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,623,000 | 898 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,229,000 | 1,385 |
| Total interest expense | $3,448,000 | 1,305 |
| Net interest income | $15,781,000 | 1,385 |
| Provision for loan and lease losses | $782,000 | 2,107 |
| Total noninterest income | $7,085,000 | 882 |
| Gross Fiduciary activities income | $2,273,000 | 290 |
| Service charges on deposit accounts | $254,000 | 3,811 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,558,000 | 873 |
| Total noninterest expense | $13,258,000 | 1,479 |
| Salaries and employee benefits | $7,988,000 | 1,294 |
| Premises and equipment expense | $1,357,000 | 1,740 |
| Additional noninterest expense | $3,913,000 | 1,702 |
| Pre-tax net operating income | $8,826,000 | 817 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,286,000 | 781 |
| Income before extraordinary items | $6,540,000 | 923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,540,000 | 922 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,540,000 | 923 |
| Net charge-offs | $727,000 | 2,182 |
| Cash dividends | $2,855,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,540,000 | 852 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,387,000 | 1,421 |
| Total interest expense | $2,704,000 | 1,307 |
| Net interest income | $11,683,000 | 1,425 |
| Provision for loan and lease losses | $627,000 | 1,992 |
| Total noninterest income | $5,662,000 | 826 |
| Gross Fiduciary activities income | $1,687,000 | 289 |
| Service charges on deposit accounts | $187,000 | 3,901 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,788,000 | 788 |
| Total noninterest expense | $9,750,000 | 1,506 |
| Salaries and employee benefits | $5,909,000 | 1,309 |
| Premises and equipment expense | $1,026,000 | 1,730 |
| Additional noninterest expense | $2,815,000 | 1,764 |
| Pre-tax net operating income | $6,968,000 | 809 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,866,000 | 751 |
| Income before extraordinary items | $5,102,000 | 896 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,102,000 | 894 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,102,000 | 896 |
| Net charge-offs | $697,000 | 1,815 |
| Cash dividends | $493,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,102,000 | 835 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,624,000 | 1,425 |
| Total interest expense | $1,866,000 | 1,306 |
| Net interest income | $7,758,000 | 1,430 |
| Provision for loan and lease losses | $327,000 | 2,301 |
| Total noninterest income | $3,469,000 | 878 |
| Gross Fiduciary activities income | $1,118,000 | 291 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,225,000 | 852 |
| Total noninterest expense | $6,639,000 | 1,472 |
| Salaries and employee benefits | $4,077,000 | 1,278 |
| Premises and equipment expense | $672,000 | 1,755 |
| Additional noninterest expense | $1,890,000 | 1,763 |
| Pre-tax net operating income | $4,261,000 | 853 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,114,000 | 814 |
| Income before extraordinary items | $3,147,000 | 966 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,147,000 | 966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,147,000 | 966 |
| Net charge-offs | $350,000 | 2,146 |
| Cash dividends | $313,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,147,000 | 912 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,832,000 | 1,431 |
| Total interest expense | $978,000 | 1,290 |
| Net interest income | $3,854,000 | 1,440 |
| Provision for loan and lease losses | $252,000 | 1,734 |
| Total noninterest income | $1,697,000 | 877 |
| Gross Fiduciary activities income | $560,000 | 293 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,072,000 | 859 |
| Total noninterest expense | $3,318,000 | 1,480 |
| Salaries and employee benefits | $2,089,000 | 1,250 |
| Premises and equipment expense | $317,000 | 1,879 |
| Additional noninterest expense | $912,000 | 1,821 |
| Pre-tax net operating income | $1,981,000 | 899 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $507,000 | 873 |
| Income before extraordinary items | $1,474,000 | 1,009 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,474,000 | 1,011 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,474,000 | 1,010 |
| Net charge-offs | $290,000 | 1,522 |
| Cash dividends | $133,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,474,000 | 948 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,948,000 | 1,427 |
| Total interest expense | $4,922,000 | 1,225 |
| Net interest income | $15,026,000 | 1,474 |
| Provision for loan and lease losses | $1,000,000 | 2,401 |
| Total noninterest income | $4,620,000 | 1,108 |
| Gross Fiduciary activities income | $2,086,000 | 261 |
| Service charges on deposit accounts | $241,000 | 4,034 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,293,000 | 1,239 |
| Total noninterest expense | $12,295,000 | 1,594 |
| Salaries and employee benefits | $7,493,000 | 1,322 |
| Premises and equipment expense | $1,286,000 | 1,930 |
| Additional noninterest expense | $3,516,000 | 1,916 |
| Pre-tax net operating income | $6,351,000 | 941 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,853,000 | 851 |
| Income before extraordinary items | $4,498,000 | 1,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,498,000 | 1,109 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,498,000 | 1,109 |
| Net charge-offs | $1,220,000 | 2,124 |
| Cash dividends | $2,579,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,498,000 | 1,053 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,998,000 | 1,442 |
| Total interest expense | $3,806,000 | 1,239 |
| Net interest income | $11,192,000 | 1,497 |
| Provision for loan and lease losses | $850,000 | 2,178 |
| Total noninterest income | $3,220,000 | 1,180 |
| Gross Fiduciary activities income | $1,566,000 | 259 |
| Service charges on deposit accounts | $182,000 | 4,038 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,472,000 | 1,360 |
| Total noninterest expense | $9,098,000 | 1,606 |
| Salaries and employee benefits | $5,555,000 | 1,339 |
| Premises and equipment expense | $958,000 | 1,954 |
| Additional noninterest expense | $2,585,000 | 1,958 |
| Pre-tax net operating income | $4,464,000 | 1,039 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,268,000 | 908 |
| Income before extraordinary items | $3,196,000 | 1,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,196,000 | 1,208 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,196,000 | 1,208 |
| Net charge-offs | $935,000 | 1,967 |
| Cash dividends | $2,446,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,196,000 | 1,140 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 1,455 |
| Total interest expense | $2,602,000 | 1,256 |
| Net interest income | $7,393,000 | 1,508 |
| Provision for loan and lease losses | $625,000 | 2,008 |
| Total noninterest income | $1,873,000 | 1,288 |
| Gross Fiduciary activities income | $1,041,000 | 258 |
| Service charges on deposit accounts | $123,000 | 3,990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $709,000 | 1,707 |
| Total noninterest expense | $6,048,000 | 1,620 |
| Salaries and employee benefits | $3,718,000 | 1,343 |
| Premises and equipment expense | $645,000 | 1,958 |
| Additional noninterest expense | $1,685,000 | 2,029 |
| Pre-tax net operating income | $2,593,000 | 1,153 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $720,000 | 997 |
| Income before extraordinary items | $1,873,000 | 1,340 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,873,000 | 1,340 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,873,000 | 1,340 |
| Net charge-offs | $580,000 | 1,989 |
| Cash dividends | $441,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,873,000 | 1,272 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 1,485 |
| Total interest expense | $1,344,000 | 1,258 |
| Net interest income | $3,591,000 | 1,546 |
| Provision for loan and lease losses | $375,000 | 1,701 |
| Total noninterest income | $968,000 | 1,245 |
| Gross Fiduciary activities income | $516,000 | 265 |
| Service charges on deposit accounts | $65,000 | 3,827 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $387,000 | 1,604 |
| Total noninterest expense | $3,161,000 | 1,562 |
| Salaries and employee benefits | $1,961,000 | 1,280 |
| Premises and equipment expense | $329,000 | 1,957 |
| Additional noninterest expense | $871,000 | 1,946 |
| Pre-tax net operating income | $1,023,000 | 1,406 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $268,000 | 1,226 |
| Income before extraordinary items | $755,000 | 1,564 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $755,000 | 1,564 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $755,000 | 1,564 |
| Net charge-offs | $298,000 | 1,761 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $755,000 | 1,515 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,364,000 | 1,512 |
| Total interest expense | $6,467,000 | 1,278 |
| Net interest income | $13,897,000 | 1,609 |
| Provision for loan and lease losses | $2,600,000 | 1,773 |
| Total noninterest income | $5,837,000 | 955 |
| Gross Fiduciary activities income | $1,975,000 | 264 |
| Service charges on deposit accounts | $252,000 | 3,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,610,000 | 928 |
| Total noninterest expense | $12,512,000 | 1,586 |
| Salaries and employee benefits | $7,666,000 | 1,284 |
| Premises and equipment expense | $1,246,000 | 2,033 |
| Additional noninterest expense | $3,600,000 | 1,967 |
| Pre-tax net operating income | $4,622,000 | 1,101 |
| Securities gains (losses) | $62,000 | 2,518 |
| Applicable income taxes | $1,309,000 | 998 |
| Income before extraordinary items | $3,375,000 | 1,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,375,000 | 1,260 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,375,000 | 1,261 |
| Net charge-offs | $2,211,000 | 1,756 |
| Cash dividends | $500,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,330,360 | 1,231 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,146,000 | 1,550 |
| Total interest expense | $4,984,000 | 1,294 |
| Net interest income | $10,162,000 | 1,661 |
| Provision for loan and lease losses | $1,850,000 | 1,744 |
| Total noninterest income | $4,081,000 | 979 |
| Gross Fiduciary activities income | $1,484,000 | 260 |
| Service charges on deposit accounts | $193,000 | 4,021 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,404,000 | 972 |
| Total noninterest expense | $8,804,000 | 1,671 |
| Salaries and employee benefits | $5,356,000 | 1,379 |
| Premises and equipment expense | $935,000 | 2,057 |
| Additional noninterest expense | $2,513,000 | 2,054 |
| Pre-tax net operating income | $3,589,000 | 1,128 |
| Securities gains (losses) | $34,000 | 2,661 |
| Applicable income taxes | $999,000 | 1,004 |
| Income before extraordinary items | $2,624,000 | 1,267 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,624,000 | 1,271 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,624,000 | 1,271 |
| Net charge-offs | $1,098,000 | 2,084 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,599,520 | 1,236 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,002,000 | 1,586 |
| Total interest expense | $3,388,000 | 1,324 |
| Net interest income | $6,614,000 | 1,703 |
| Provision for loan and lease losses | $1,000,000 | 1,929 |
| Total noninterest income | $2,507,000 | 1,038 |
| Gross Fiduciary activities income | $1,006,000 | 257 |
| Service charges on deposit accounts | $130,000 | 3,991 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,371,000 | 1,054 |
| Total noninterest expense | $5,620,000 | 1,758 |
| Salaries and employee benefits | $3,465,000 | 1,425 |
| Premises and equipment expense | $612,000 | 2,110 |
| Additional noninterest expense | $1,543,000 | 2,203 |
| Pre-tax net operating income | $2,501,000 | 1,070 |
| Securities gains (losses) | $18,000 | 2,397 |
| Applicable income taxes | $696,000 | 938 |
| Income before extraordinary items | $1,823,000 | 1,224 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,823,000 | 1,225 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,823,000 | 1,225 |
| Net charge-offs | $672,000 | 2,133 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,810,040 | 1,188 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 1,632 |
| Total interest expense | $1,750,000 | 1,341 |
| Net interest income | $3,195,000 | 1,772 |
| Provision for loan and lease losses | $575,000 | 1,690 |
| Total noninterest income | $1,232,000 | 1,031 |
| Gross Fiduciary activities income | $517,000 | 255 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $646,000 | 1,073 |
| Total noninterest expense | $2,783,000 | 1,787 |
| Salaries and employee benefits | $1,706,000 | 1,472 |
| Premises and equipment expense | $308,000 | 2,153 |
| Additional noninterest expense | $769,000 | 2,209 |
| Pre-tax net operating income | $1,069,000 | 1,227 |
| Securities gains (losses) | $18,000 | 1,558 |
| Applicable income taxes | $298,000 | 1,058 |
| Income before extraordinary items | $789,000 | 1,394 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $789,000 | 1,395 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $789,000 | 1,396 |
| Net charge-offs | $401,000 | 1,776 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $775,860 | 1,370 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,817,000 | 1,728 |
| Total interest expense | $8,679,000 | 1,383 |
| Net interest income | $11,138,000 | 1,979 |
| Provision for loan and lease losses | $2,675,000 | 2,105 |
| Total noninterest income | $4,349,000 | 1,227 |
| Gross Fiduciary activities income | $1,821,000 | 266 |
| Service charges on deposit accounts | $257,000 | 4,184 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,271,000 | 1,254 |
| Total noninterest expense | $10,846,000 | 1,876 |
| Salaries and employee benefits | $6,699,000 | 1,500 |
| Premises and equipment expense | $1,273,000 | 2,104 |
| Additional noninterest expense | $2,874,000 | 2,437 |
| Pre-tax net operating income | $1,966,000 | 1,935 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $372,000 | 1,832 |
| Income before extraordinary items | $1,594,000 | 2,008 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,594,000 | 2,005 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,594,000 | 2,007 |
| Net charge-offs | $2,122,000 | 1,964 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,594,000 | 1,981 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,799,000 | 1,753 |
| Total interest expense | $6,674,000 | 1,420 |
| Net interest income | $8,125,000 | 2,022 |
| Provision for loan and lease losses | $1,890,000 | 1,983 |
| Total noninterest income | $3,300,000 | 1,227 |
| Gross Fiduciary activities income | $1,352,000 | 265 |
| Service charges on deposit accounts | $195,000 | 4,167 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,753,000 | 1,261 |
| Total noninterest expense | $8,190,000 | 1,856 |
| Salaries and employee benefits | $5,038,000 | 1,506 |
| Premises and equipment expense | $959,000 | 2,114 |
| Additional noninterest expense | $2,193,000 | 2,375 |
| Pre-tax net operating income | $1,345,000 | 2,249 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $238,000 | 2,145 |
| Income before extraordinary items | $1,107,000 | 2,300 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,107,000 | 2,298 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,107,000 | 2,301 |
| Net charge-offs | $1,668,000 | 1,677 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,107,000 | 2,261 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,925,000 | 1,772 |
| Total interest expense | $4,564,000 | 1,460 |
| Net interest income | $5,361,000 | 2,042 |
| Provision for loan and lease losses | $1,140,000 | 1,919 |
| Total noninterest income | $2,334,000 | 1,181 |
| Gross Fiduciary activities income | $875,000 | 272 |
| Service charges on deposit accounts | $128,000 | 4,181 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,331,000 | 1,178 |
| Total noninterest expense | $5,676,000 | 1,808 |
| Salaries and employee benefits | $3,495,000 | 1,489 |
| Premises and equipment expense | $645,000 | 2,116 |
| Additional noninterest expense | $1,536,000 | 2,286 |
| Pre-tax net operating income | $879,000 | 2,340 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $158,000 | 2,210 |
| Income before extraordinary items | $721,000 | 2,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $721,000 | 2,417 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $721,000 | 2,419 |
| Net charge-offs | $705,000 | 1,978 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $721,000 | 2,346 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 1,777 |
| Total interest expense | $2,350,000 | 1,475 |
| Net interest income | $2,678,000 | 2,042 |
| Provision for loan and lease losses | $460,000 | 1,857 |
| Total noninterest income | $972,000 | 1,308 |
| Gross Fiduciary activities income | $448,000 | 271 |
| Service charges on deposit accounts | $69,000 | 3,996 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $455,000 | 1,483 |
| Total noninterest expense | $2,662,000 | 1,870 |
| Salaries and employee benefits | $1,625,000 | 1,601 |
| Premises and equipment expense | $332,000 | 2,097 |
| Additional noninterest expense | $705,000 | 2,218 |
| Pre-tax net operating income | $528,000 | 2,274 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $115,000 | 2,038 |
| Income before extraordinary items | $413,000 | 2,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $413,000 | 2,510 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $413,000 | 2,512 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $413,000 | 2,362 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,540,000 | 1,865 |
| Total interest expense | $10,371,000 | 1,564 |
| Net interest income | $10,169,000 | 2,184 |
| Provision for loan and lease losses | $1,970,000 | 1,813 |
| Total noninterest income | $3,404,000 | 1,435 |
| Gross Fiduciary activities income | $1,991,000 | 267 |
| Service charges on deposit accounts | $282,000 | 4,129 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,131,000 | 1,963 |
| Total noninterest expense | $9,621,000 | 2,007 |
| Salaries and employee benefits | $5,846,000 | 1,739 |
| Premises and equipment expense | $1,332,000 | 2,039 |
| Additional noninterest expense | $2,443,000 | 2,396 |
| Pre-tax net operating income | $1,982,000 | 2,464 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $429,000 | 2,000 |
| Income before extraordinary items | $1,553,000 | 2,455 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,553,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,356,000 | 1,652 |
| Cash dividends | $800,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,553,000 | 2,596 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,373,000 | 1,907 |
| Total interest expense | $7,944,000 | 1,588 |
| Net interest income | $7,429,000 | 2,254 |
| Provision for loan and lease losses | $1,520,000 | 1,414 |
| Total noninterest income | $2,775,000 | 1,387 |
| Gross Fiduciary activities income | $1,593,000 | 259 |
| Service charges on deposit accounts | $219,000 | 4,086 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $963,000 | 1,865 |
| Total noninterest expense | $7,099,000 | 2,020 |
| Salaries and employee benefits | $4,393,000 | 1,765 |
| Premises and equipment expense | $1,005,000 | 2,039 |
| Additional noninterest expense | $1,701,000 | 2,489 |
| Pre-tax net operating income | $1,585,000 | 2,726 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $362,000 | 2,272 |
| Income before extraordinary items | $1,223,000 | 2,721 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,223,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $967,000 | 1,332 |
| Cash dividends | $800,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,223,000 | 2,861 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 1,950 |
| Total interest expense | $5,427,000 | 1,606 |
| Net interest income | $4,739,000 | 2,324 |
| Provision for loan and lease losses | $1,120,000 | 1,145 |
| Total noninterest income | $1,928,000 | 1,369 |
| Gross Fiduciary activities income | $1,100,000 | 261 |
| Service charges on deposit accounts | $146,000 | 4,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $682,000 | 1,832 |
| Total noninterest expense | $4,726,000 | 2,029 |
| Salaries and employee benefits | $2,937,000 | 1,773 |
| Premises and equipment expense | $670,000 | 2,022 |
| Additional noninterest expense | $1,119,000 | 2,488 |
| Pre-tax net operating income | $821,000 | 3,380 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $160,000 | 2,942 |
| Income before extraordinary items | $661,000 | 3,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $661,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,382 |
| Cash dividends | $800,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $661,000 | 3,382 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 1,998 |
| Total interest expense | $2,854,000 | 1,645 |
| Net interest income | $2,240,000 | 2,447 |
| Provision for loan and lease losses | $255,000 | 1,560 |
| Total noninterest income | $1,085,000 | 1,250 |
| Gross Fiduciary activities income | $564,000 | 259 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $444,000 | 1,523 |
| Total noninterest expense | $2,403,000 | 1,998 |
| Salaries and employee benefits | $1,507,000 | 1,746 |
| Premises and equipment expense | $338,000 | 2,011 |
| Additional noninterest expense | $558,000 | 2,471 |
| Pre-tax net operating income | $667,000 | 2,511 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $166,000 | 2,194 |
| Income before extraordinary items | $501,000 | 2,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $501,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,388 |
| Cash dividends | $800,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $501,000 | 2,613 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,314,000 | 1,980 |
| Total interest expense | $11,964,000 | 1,674 |
| Net interest income | $9,350,000 | 2,383 |
| Provision for loan and lease losses | $605,000 | 2,032 |
| Total noninterest income | $3,953,000 | 1,315 |
| Gross Fiduciary activities income | $2,393,000 | 250 |
| Service charges on deposit accounts | $217,000 | 4,735 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,343,000 | 1,812 |
| Total noninterest expense | $9,350,000 | 1,976 |
| Salaries and employee benefits | $5,749,000 | 1,758 |
| Premises and equipment expense | $1,341,000 | 1,942 |
| Additional noninterest expense | $2,260,000 | 2,385 |
| Pre-tax net operating income | $3,348,000 | 2,270 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $915,000 | 1,966 |
| Income before extraordinary items | $2,433,000 | 2,439 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,433,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $783,000 | 1,229 |
| Cash dividends | $3,750,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,433,000 | 2,430 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,990,000 | 1,985 |
| Total interest expense | $8,908,000 | 1,687 |
| Net interest income | $7,082,000 | 2,365 |
| Provision for loan and lease losses | $375,000 | 1,954 |
| Total noninterest income | $2,975,000 | 1,310 |
| Gross Fiduciary activities income | $1,809,000 | 248 |
| Service charges on deposit accounts | $159,000 | 4,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,007,000 | 1,828 |
| Total noninterest expense | $7,104,000 | 1,930 |
| Salaries and employee benefits | $4,309,000 | 1,748 |
| Premises and equipment expense | $1,016,000 | 1,921 |
| Additional noninterest expense | $1,779,000 | 2,230 |
| Pre-tax net operating income | $2,578,000 | 2,380 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $730,000 | 2,030 |
| Income before extraordinary items | $1,848,000 | 2,548 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,848,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,218 |
| Cash dividends | $3,500,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,848,000 | 2,516 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,572,000 | 2,009 |
| Total interest expense | $5,797,000 | 1,729 |
| Net interest income | $4,775,000 | 2,375 |
| Provision for loan and lease losses | $255,000 | 1,760 |
| Total noninterest income | $1,921,000 | 1,368 |
| Gross Fiduciary activities income | $1,205,000 | 257 |
| Service charges on deposit accounts | $102,000 | 4,904 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $614,000 | 1,949 |
| Total noninterest expense | $4,697,000 | 1,967 |
| Salaries and employee benefits | $2,835,000 | 1,811 |
| Premises and equipment expense | $692,000 | 1,892 |
| Additional noninterest expense | $1,170,000 | 2,271 |
| Pre-tax net operating income | $1,744,000 | 2,403 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $495,000 | 2,081 |
| Income before extraordinary items | $1,249,000 | 2,555 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,249,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,544 |
| Cash dividends | $3,500,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,249,000 | 2,538 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 2,009 |
| Total interest expense | $2,895,000 | 1,716 |
| Net interest income | $2,380,000 | 2,384 |
| Provision for loan and lease losses | $85,000 | 2,287 |
| Total noninterest income | $946,000 | 1,359 |
| Gross Fiduciary activities income | $607,000 | 254 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $293,000 | 1,996 |
| Total noninterest expense | $2,424,000 | 1,909 |
| Salaries and employee benefits | $1,443,000 | 1,791 |
| Premises and equipment expense | $344,000 | 1,903 |
| Additional noninterest expense | $637,000 | 2,062 |
| Pre-tax net operating income | $817,000 | 2,527 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $228,000 | 2,214 |
| Income before extraordinary items | $589,000 | 2,673 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $589,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,608 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $589,000 | 2,659 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,065,000 | 1,975 |
| Total interest expense | $10,398,000 | 1,620 |
| Net interest income | $9,667,000 | 2,364 |
| Provision for loan and lease losses | $410,000 | 2,219 |
| Total noninterest income | $3,713,000 | 1,360 |
| Gross Fiduciary activities income | $2,452,000 | 236 |
| Service charges on deposit accounts | $177,000 | 5,217 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,084,000 | 2,096 |
| Total noninterest expense | $8,430,000 | 2,090 |
| Salaries and employee benefits | $5,114,000 | 1,905 |
| Premises and equipment expense | $1,185,000 | 2,097 |
| Additional noninterest expense | $2,131,000 | 2,421 |
| Pre-tax net operating income | $4,540,000 | 2,036 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,452,000 | 1,715 |
| Income before extraordinary items | $3,088,000 | 2,226 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,088,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,498 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,088,000 | 2,217 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,760,000 | 1,993 |
| Total interest expense | $7,560,000 | 1,623 |
| Net interest income | $7,200,000 | 2,399 |
| Provision for loan and lease losses | $295,000 | 2,188 |
| Total noninterest income | $2,828,000 | 1,365 |
| Gross Fiduciary activities income | $1,846,000 | 240 |
| Service charges on deposit accounts | $137,000 | 5,206 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $845,000 | 2,052 |
| Total noninterest expense | $6,387,000 | 2,066 |
| Salaries and employee benefits | $3,934,000 | 1,853 |
| Premises and equipment expense | $881,000 | 2,123 |
| Additional noninterest expense | $1,572,000 | 2,440 |
| Pre-tax net operating income | $3,346,000 | 2,133 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,070,000 | 1,797 |
| Income before extraordinary items | $2,276,000 | 2,329 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,276,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,857 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,276,000 | 2,315 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,530,000 | 2,016 |
| Total interest expense | $4,784,000 | 1,629 |
| Net interest income | $4,746,000 | 2,421 |
| Provision for loan and lease losses | $238,000 | 1,859 |
| Total noninterest income | $1,891,000 | 1,364 |
| Gross Fiduciary activities income | $1,235,000 | 245 |
| Service charges on deposit accounts | $94,000 | 5,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $562,000 | 2,052 |
| Total noninterest expense | $4,247,000 | 2,074 |
| Salaries and employee benefits | $2,643,000 | 1,854 |
| Premises and equipment expense | $569,000 | 2,182 |
| Additional noninterest expense | $1,035,000 | 2,478 |
| Pre-tax net operating income | $2,152,000 | 2,189 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $688,000 | 1,870 |
| Income before extraordinary items | $1,464,000 | 2,380 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,464,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,530 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,464,000 | 2,367 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,558,000 | 2,064 |
| Total interest expense | $2,249,000 | 1,638 |
| Net interest income | $2,309,000 | 2,469 |
| Provision for loan and lease losses | $105,000 | 1,911 |
| Total noninterest income | $888,000 | 1,396 |
| Gross Fiduciary activities income | $625,000 | 246 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $214,000 | 2,394 |
| Total noninterest expense | $2,128,000 | 2,077 |
| Salaries and employee benefits | $1,369,000 | 1,806 |
| Premises and equipment expense | $288,000 | 2,175 |
| Additional noninterest expense | $471,000 | 2,677 |
| Pre-tax net operating income | $964,000 | 2,339 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $307,000 | 1,994 |
| Income before extraordinary items | $657,000 | 2,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $657,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,100 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $657,000 | 2,541 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,399,000 | 2,033 |
| Total interest expense | $7,311,000 | 1,555 |
| Net interest income | $9,088,000 | 2,415 |
| Provision for loan and lease losses | $345,000 | 2,552 |
| Total noninterest income | $3,662,000 | 1,369 |
| Gross Fiduciary activities income | $2,310,000 | 244 |
| Service charges on deposit accounts | $205,000 | 4,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,147,000 | 2,026 |
| Total noninterest expense | $7,989,000 | 2,086 |
| Salaries and employee benefits | $5,046,000 | 1,844 |
| Premises and equipment expense | $1,117,000 | 2,148 |
| Additional noninterest expense | $1,826,000 | 2,721 |
| Pre-tax net operating income | $4,416,000 | 2,063 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,411,000 | 1,782 |
| Income before extraordinary items | $3,005,000 | 2,244 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,005,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,944 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,005,000 | 2,210 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,020,000 | 2,025 |
| Total interest expense | $5,267,000 | 1,526 |
| Net interest income | $6,753,000 | 2,422 |
| Provision for loan and lease losses | $325,000 | 2,053 |
| Total noninterest income | $2,808,000 | 1,355 |
| Gross Fiduciary activities income | $1,716,000 | 244 |
| Service charges on deposit accounts | $152,000 | 5,043 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $940,000 | 1,897 |
| Total noninterest expense | $5,959,000 | 2,078 |
| Salaries and employee benefits | $3,759,000 | 1,842 |
| Premises and equipment expense | $839,000 | 2,127 |
| Additional noninterest expense | $1,361,000 | 2,706 |
| Pre-tax net operating income | $3,277,000 | 2,085 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,057,000 | 1,805 |
| Income before extraordinary items | $2,220,000 | 2,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,220,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,756 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,220,000 | 2,254 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,763,000 | 2,036 |
| Total interest expense | $3,315,000 | 1,517 |
| Net interest income | $4,448,000 | 2,424 |
| Provision for loan and lease losses | $275,000 | 1,648 |
| Total noninterest income | $1,764,000 | 1,407 |
| Gross Fiduciary activities income | $1,111,000 | 246 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $553,000 | 2,043 |
| Total noninterest expense | $3,845,000 | 2,126 |
| Salaries and employee benefits | $2,407,000 | 1,897 |
| Premises and equipment expense | $545,000 | 2,180 |
| Additional noninterest expense | $893,000 | 2,725 |
| Pre-tax net operating income | $2,092,000 | 2,103 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $675,000 | 1,833 |
| Income before extraordinary items | $1,417,000 | 2,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,417,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,200 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,417,000 | 2,293 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 2,051 |
| Total interest expense | $1,549,000 | 1,540 |
| Net interest income | $2,226,000 | 2,407 |
| Provision for loan and lease losses | $185,000 | 1,198 |
| Total noninterest income | $837,000 | 1,441 |
| Gross Fiduciary activities income | $549,000 | 252 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $236,000 | 2,241 |
| Total noninterest expense | $1,915,000 | 2,159 |
| Salaries and employee benefits | $1,211,000 | 1,894 |
| Premises and equipment expense | $262,000 | 2,255 |
| Additional noninterest expense | $442,000 | 2,734 |
| Pre-tax net operating income | $963,000 | 2,228 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $311,000 | 1,926 |
| Income before extraordinary items | $652,000 | 2,446 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $652,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,713 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $652,000 | 2,406 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,500,000 | 2,124 |
| Total interest expense | $5,102,000 | 1,608 |
| Net interest income | $8,398,000 | 2,433 |
| Provision for loan and lease losses | $580,000 | 1,719 |
| Total noninterest income | $3,564,000 | 1,403 |
| Gross Fiduciary activities income | $2,084,000 | 253 |
| Service charges on deposit accounts | $222,000 | 5,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,258,000 | 1,847 |
| Total noninterest expense | $7,382,000 | 2,159 |
| Salaries and employee benefits | $4,875,000 | 1,804 |
| Premises and equipment expense | $872,000 | 2,594 |
| Additional noninterest expense | $1,635,000 | 2,919 |
| Pre-tax net operating income | $4,000,000 | 2,062 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,282,000 | 1,812 |
| Income before extraordinary items | $2,718,000 | 2,252 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,718,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,253 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,718,000 | 2,205 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,805,000 | 2,176 |
| Total interest expense | $3,641,000 | 1,658 |
| Net interest income | $6,164,000 | 2,452 |
| Provision for loan and lease losses | $440,000 | 1,648 |
| Total noninterest income | $2,667,000 | 1,414 |
| Gross Fiduciary activities income | $1,544,000 | 258 |
| Service charges on deposit accounts | $168,000 | 5,031 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $955,000 | 1,833 |
| Total noninterest expense | $5,487,000 | 2,164 |
| Salaries and employee benefits | $3,688,000 | 1,776 |
| Premises and equipment expense | $642,000 | 2,621 |
| Additional noninterest expense | $1,157,000 | 3,040 |
| Pre-tax net operating income | $2,904,000 | 2,125 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $920,000 | 1,907 |
| Income before extraordinary items | $1,984,000 | 2,334 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,984,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,271 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,984,000 | 2,284 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 2,227 |
| Total interest expense | $2,333,000 | 1,710 |
| Net interest income | $3,948,000 | 2,519 |
| Provision for loan and lease losses | $290,000 | 1,635 |
| Total noninterest income | $1,848,000 | 1,363 |
| Gross Fiduciary activities income | $1,009,000 | 265 |
| Service charges on deposit accounts | $114,000 | 4,983 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $725,000 | 1,672 |
| Total noninterest expense | $3,690,000 | 2,160 |
| Salaries and employee benefits | $2,504,000 | 1,751 |
| Premises and equipment expense | $430,000 | 2,607 |
| Additional noninterest expense | $756,000 | 3,100 |
| Pre-tax net operating income | $1,816,000 | 2,220 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $575,000 | 1,997 |
| Income before extraordinary items | $1,241,000 | 2,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,241,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,241,000 | 2,384 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 2,269 |
| Total interest expense | $1,160,000 | 1,738 |
| Net interest income | $1,939,000 | 2,557 |
| Provision for loan and lease losses | $140,000 | 1,616 |
| Total noninterest income | $882,000 | 1,386 |
| Gross Fiduciary activities income | $496,000 | 267 |
| Service charges on deposit accounts | $58,000 | 4,878 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $328,000 | 1,772 |
| Total noninterest expense | $1,779,000 | 2,239 |
| Salaries and employee benefits | $1,220,000 | 1,814 |
| Premises and equipment expense | $214,000 | 2,641 |
| Additional noninterest expense | $345,000 | 3,329 |
| Pre-tax net operating income | $902,000 | 2,191 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $285,000 | 2,001 |
| Income before extraordinary items | $617,000 | 2,434 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $617,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $617,000 | 2,348 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,895,000 | 2,403 |
| Total interest expense | $4,309,000 | 2,069 |
| Net interest income | $7,586,000 | 2,540 |
| Provision for loan and lease losses | $420,000 | 2,478 |
| Total noninterest income | $4,461,000 | 1,228 |
| Gross Fiduciary activities income | $1,712,000 | 289 |
| Service charges on deposit accounts | $206,000 | 5,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,543,000 | 1,207 |
| Total noninterest expense | $7,504,000 | 2,097 |
| Salaries and employee benefits | $5,108,000 | 1,688 |
| Premises and equipment expense | $841,000 | 2,633 |
| Additional noninterest expense | $1,555,000 | 2,978 |
| Pre-tax net operating income | $4,123,000 | 1,936 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $1,342,000 | 1,781 |
| Income before extraordinary items | $2,780,000 | 2,185 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,780,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,780,670 | 2,080 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,811,000 | 2,469 |
| Total interest expense | $3,232,000 | 2,155 |
| Net interest income | $5,579,000 | 2,612 |
| Provision for loan and lease losses | $335,000 | 2,318 |
| Total noninterest income | $3,688,000 | 1,162 |
| Gross Fiduciary activities income | $1,237,000 | 306 |
| Service charges on deposit accounts | $149,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,302,000 | 1,119 |
| Total noninterest expense | $5,741,000 | 2,068 |
| Salaries and employee benefits | $3,965,000 | 1,639 |
| Premises and equipment expense | $627,000 | 2,663 |
| Additional noninterest expense | $1,149,000 | 3,011 |
| Pre-tax net operating income | $3,191,000 | 1,945 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $1,083,000 | 1,739 |
| Income before extraordinary items | $2,107,000 | 2,221 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,107,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,563 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,107,660 | 2,108 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,786,000 | 2,518 |
| Total interest expense | $2,215,000 | 2,163 |
| Net interest income | $3,571,000 | 2,720 |
| Provision for loan and lease losses | $195,000 | 2,557 |
| Total noninterest income | $2,341,000 | 1,212 |
| Gross Fiduciary activities income | $797,000 | 313 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,447,000 | 1,168 |
| Total noninterest expense | $3,740,000 | 2,106 |
| Salaries and employee benefits | $2,568,000 | 1,673 |
| Premises and equipment expense | $421,000 | 2,645 |
| Additional noninterest expense | $751,000 | 3,034 |
| Pre-tax net operating income | $1,977,000 | 2,058 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $661,000 | 1,904 |
| Income before extraordinary items | $1,315,000 | 2,360 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,315,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,315,670 | 2,233 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 2,573 |
| Total interest expense | $1,138,000 | 2,148 |
| Net interest income | $1,710,000 | 2,819 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $1,150,000 | 1,201 |
| Gross Fiduciary activities income | $391,000 | 318 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $710,000 | 1,158 |
| Total noninterest expense | $1,848,000 | 2,117 |
| Salaries and employee benefits | $1,282,000 | 1,664 |
| Premises and equipment expense | $215,000 | 2,597 |
| Additional noninterest expense | $351,000 | 3,181 |
| Pre-tax net operating income | $922,000 | 2,195 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $295,000 | 2,083 |
| Income before extraordinary items | $627,000 | 2,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $627,000 | 2,294 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,174,000 | 2,726 |
| Total interest expense | $4,469,000 | 2,488 |
| Net interest income | $6,705,000 | 2,843 |
| Provision for loan and lease losses | $562,000 | 2,179 |
| Total noninterest income | $3,209,000 | 1,488 |
| Gross Fiduciary activities income | $1,431,000 | 336 |
| Service charges on deposit accounts | $176,000 | 5,514 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,602,000 | 1,567 |
| Total noninterest expense | $6,365,000 | 2,340 |
| Salaries and employee benefits | $3,987,000 | 2,002 |
| Premises and equipment expense | $790,000 | 2,720 |
| Additional noninterest expense | $1,588,000 | 2,831 |
| Pre-tax net operating income | $2,987,000 | 2,515 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $918,000 | 2,357 |
| Income before extraordinary items | $2,069,000 | 2,727 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,069,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,980 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,069,000 | 2,633 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,452,000 | 3,194 |
| Total interest expense | $5,453,000 | 2,910 |
| Net interest income | $4,999,000 | 3,426 |
| Provision for loan and lease losses | $686,000 | 1,700 |
| Total noninterest income | $2,420,000 | 1,722 |
| Gross Fiduciary activities income | $1,212,000 | 382 |
| Service charges on deposit accounts | $182,000 | 5,365 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,026,000 | 2,005 |
| Total noninterest expense | $5,200,000 | 2,733 |
| Salaries and employee benefits | $2,917,000 | 2,573 |
| Premises and equipment expense | $710,000 | 2,914 |
| Additional noninterest expense | $1,573,000 | 2,762 |
| Pre-tax net operating income | $1,533,000 | 3,798 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $470,000 | 3,435 |
| Income before extraordinary items | $1,080,000 | 4,072 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,080,000 | 4,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,525 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,068,100 | 3,976 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,138,000 | 3,684 |
| Total interest expense | $5,215,000 | 3,187 |
| Net interest income | $3,923,000 | 4,248 |
| Provision for loan and lease losses | $499,000 | 1,884 |
| Total noninterest income | $1,266,000 | 2,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,123,000 | 1,721 |
| Total noninterest expense | $3,923,000 | 3,387 |
| Salaries and employee benefits | $2,167,000 | 3,234 |
| Premises and equipment expense | $539,000 | 3,575 |
| Additional noninterest expense | $1,217,000 | 3,391 |
| Pre-tax net operating income | $767,000 | 5,980 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $200,000 | 5,386 |
| Income before extraordinary items | $567,000 | 6,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $567,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,325 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $567,000 | 6,012 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 4,788 |
| Total interest expense | $3,180,000 | 4,383 |
| Net interest income | $3,125,000 | 5,012 |
| Provision for loan and lease losses | $78,000 | 5,718 |
| Total noninterest income | $885,000 | 3,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $762,000 | 2,236 |
| Total noninterest expense | $3,088,000 | 4,113 |
| Salaries and employee benefits | $1,666,000 | 3,991 |
| Premises and equipment expense | $345,000 | 5,015 |
| Additional noninterest expense | $1,077,000 | 3,772 |
| Pre-tax net operating income | $844,000 | 5,776 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $275,000 | 5,006 |
| Income before extraordinary items | $569,000 | 6,048 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $569,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 890 |
| Net operating income | $569,000 | 6,022 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 5,403 |
| Total interest expense | $2,843,000 | 4,913 |
| Net interest income | $2,520,000 | 5,826 |
| Provision for loan and lease losses | $203,000 | 3,483 |
| Total noninterest income | $1,128,000 | 2,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,045,000 | 1,793 |
| Total noninterest expense | $2,434,000 | 4,862 |
| Salaries and employee benefits | $1,272,000 | 4,853 |
| Premises and equipment expense | $283,000 | 5,554 |
| Additional noninterest expense | $879,000 | 4,370 |
| Pre-tax net operating income | $1,011,000 | 5,377 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $353,000 | 4,744 |
| Income before extraordinary items | $658,000 | 5,778 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $658,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 10,202 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $658,000 | 5,671 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 5,890 |
| Total interest expense | $2,569,000 | 5,312 |
| Net interest income | $2,324,000 | 6,329 |
| Provision for loan and lease losses | $127,000 | 4,498 |
| Total noninterest income | $497,000 | 5,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 3,218 |
| Total noninterest expense | $2,031,000 | 5,604 |
| Salaries and employee benefits | $1,115,000 | 5,417 |
| Premises and equipment expense | $219,000 | 6,510 |
| Additional noninterest expense | $697,000 | 5,238 |
| Pre-tax net operating income | $663,000 | 7,146 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $236,000 | 6,417 |
| Income before extraordinary items | $440,000 | 7,376 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $440,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,830 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $431,550 | 7,380 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 7,050 |
| Total interest expense | $1,864,000 | 6,702 |
| Net interest income | $1,939,000 | 7,277 |
| Provision for loan and lease losses | $46,000 | 6,787 |
| Total noninterest income | $295,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,611 |
| Total noninterest expense | $1,757,000 | 6,484 |
| Salaries and employee benefits | $921,000 | 6,363 |
| Premises and equipment expense | $240,000 | 6,386 |
| Additional noninterest expense | $596,000 | 6,379 |
| Pre-tax net operating income | $431,000 | 8,331 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $-298,000 | 11,308 |
| Income before extraordinary items | $731,000 | 5,621 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $731,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $729,000 | 5,575 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 8,018 |
| Total interest expense | $1,544,000 | 7,574 |
| Net interest income | $1,598,000 | 8,263 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $218,000 | 8,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $1,532,000 | 7,167 |
| Salaries and employee benefits | $792,000 | 7,144 |
| Premises and equipment expense | $247,000 | 6,404 |
| Additional noninterest expense | $493,000 | 7,308 |
| Pre-tax net operating income | $229,000 | 10,271 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $229,000 | 9,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $229,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 11,748 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $229,000 | 9,594 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 9,496 |
| Total interest expense | $933,000 | 8,980 |
| Net interest income | $1,230,000 | 9,678 |
| Provision for loan and lease losses | $254,000 | 2,564 |
| Total noninterest income | $148,000 | 9,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,127 |
| Total noninterest expense | $1,302,000 | 8,230 |
| Salaries and employee benefits | $672,000 | 8,097 |
| Premises and equipment expense | $181,000 | 7,828 |
| Additional noninterest expense | $449,000 | 8,324 |
| Pre-tax net operating income | $-178,000 | 12,248 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-181,000 | 12,210 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-181,000 | 12,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,291 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $976,000 | 441 |
| Net operating income | $-178,000 | 12,238 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 11,508 |
| Total interest expense | $623,000 | 11,007 |
| Net interest income | $750,000 | 11,693 |
| Provision for loan and lease losses | $185,000 | 4,083 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $1,119,000 | 9,255 |
| Salaries and employee benefits | $618,000 | 8,650 |
| Premises and equipment expense | $153,000 | 8,816 |
| Additional noninterest expense | $348,000 | 9,861 |
| Pre-tax net operating income | $-444,000 | 12,834 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-444,000 | 12,879 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-444,000 | 12,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-444,000 | 12,819 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 13,716 |
| Total interest expense | $237,000 | 13,630 |
| Net interest income | $244,000 | 13,716 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $79,000 | 12,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 11,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $915,000 | 10,391 |
| Salaries and employee benefits | $542,000 | 9,347 |
| Premises and equipment expense | $132,000 | 9,627 |
| Additional noninterest expense | $241,000 | 11,657 |
| Pre-tax net operating income | $-676,000 | 13,387 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-676,000 | 13,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-676,000 | 13,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-676,000 | 13,364 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.