Home > Founders Bank of Arizona > Income and Expense
Founders Bank of Arizona, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,611,000 | 1,374 |
| Total interest expense | $7,867,000 | 1,911 |
| Net interest income | $15,744,000 | 1,114 |
| Provision for loan and lease losses | $763,000 | 1,235 |
| Total noninterest income | $5,361,000 | 896 |
| Gross Fiduciary activities income | $525,000 | 623 |
| Service charges on deposit accounts | $607,000 | 2,198 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,229,000 | 716 |
| Total noninterest expense | $13,980,000 | 997 |
| Salaries and employee benefits | $8,782,000 | 792 |
| Premises and equipment expense | $1,649,000 | 1,227 |
| Additional noninterest expense | $3,549,000 | 1,298 |
| Pre-tax net operating income | $6,362,000 | 1,202 |
| Securities gains (losses) | $-34,000 | 9,691 |
| Applicable income taxes | $1,977,000 | 1,243 |
| Income before extraordinary items | $4,351,000 | 1,249 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,351,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,374,460 | 1,227 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,778,000 | 1,557 |
| Total interest expense | $7,407,000 | 2,053 |
| Net interest income | $13,371,000 | 1,267 |
| Provision for loan and lease losses | $1,069,000 | 915 |
| Total noninterest income | $6,051,000 | 813 |
| Gross Fiduciary activities income | $446,000 | 674 |
| Service charges on deposit accounts | $558,000 | 2,308 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,047,000 | 641 |
| Total noninterest expense | $13,549,000 | 990 |
| Salaries and employee benefits | $8,533,000 | 781 |
| Premises and equipment expense | $1,383,000 | 1,414 |
| Additional noninterest expense | $3,633,000 | 1,233 |
| Pre-tax net operating income | $4,804,000 | 1,535 |
| Securities gains (losses) | $70,000 | 1,509 |
| Applicable income taxes | $1,627,000 | 1,508 |
| Income before extraordinary items | $3,247,000 | 1,623 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,247,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,958 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 766 |
| Net operating income | $3,200,100 | 1,581 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,529,000 | 2,840 |
| Total interest expense | $3,868,000 | 3,801 |
| Net interest income | $7,661,000 | 2,292 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $3,805,000 | 1,111 |
| Gross Fiduciary activities income | $378,000 | 752 |
| Service charges on deposit accounts | $384,000 | 3,338 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,043,000 | 837 |
| Total noninterest expense | $7,818,000 | 1,673 |
| Salaries and employee benefits | $5,209,000 | 1,264 |
| Premises and equipment expense | $897,000 | 2,183 |
| Additional noninterest expense | $1,712,000 | 2,417 |
| Pre-tax net operating income | $3,423,000 | 2,201 |
| Securities gains (losses) | $-24,000 | 10,433 |
| Applicable income taxes | $1,231,000 | 2,025 |
| Income before extraordinary items | $2,168,000 | 2,400 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,168,000 | 2,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,406 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,183,360 | 2,328 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,952,000 | 4,064 |
| Total interest expense | $2,673,000 | 5,270 |
| Net interest income | $5,279,000 | 3,359 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $2,902,000 | 1,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,634,000 | 961 |
| Total noninterest expense | $5,763,000 | 2,388 |
| Salaries and employee benefits | $3,840,000 | 1,722 |
| Premises and equipment expense | $666,000 | 2,923 |
| Additional noninterest expense | $1,257,000 | 3,632 |
| Pre-tax net operating income | $2,208,000 | 3,148 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $400,000 | 4,887 |
| Income before extraordinary items | $1,808,000 | 2,691 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,808,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 11,020 |
| Cash dividends | $875,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,808,000 | 2,647 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 5,250 |
| Total interest expense | $1,759,000 | 6,995 |
| Net interest income | $4,170,000 | 4,166 |
| Provision for loan and lease losses | $101,000 | 4,564 |
| Total noninterest income | $2,005,000 | 1,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,849,000 | 1,188 |
| Total noninterest expense | $4,497,000 | 2,990 |
| Salaries and employee benefits | $2,843,000 | 2,331 |
| Premises and equipment expense | $459,000 | 4,049 |
| Additional noninterest expense | $1,195,000 | 3,754 |
| Pre-tax net operating income | $1,577,000 | 4,275 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $-195,000 | 11,789 |
| Income before extraordinary items | $1,746,000 | 2,823 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,746,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 11,654 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,772,000 | 2,746 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 6,468 |
| Total interest expense | $922,000 | 9,028 |
| Net interest income | $3,281,000 | 5,226 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $1,803,000 | 1,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,674,000 | 1,276 |
| Total noninterest expense | $4,000,000 | 3,427 |
| Salaries and employee benefits | $2,271,000 | 2,922 |
| Premises and equipment expense | $485,000 | 3,904 |
| Additional noninterest expense | $1,244,000 | 3,929 |
| Pre-tax net operating income | $1,006,000 | 5,932 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-365,000 | 12,454 |
| Income before extraordinary items | $1,371,000 | 3,424 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,371,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,371,000 | 3,458 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 7,698 |
| Total interest expense | $892,000 | 9,587 |
| Net interest income | $2,494,000 | 6,559 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $2,475,000 | 1,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,334,000 | 1,142 |
| Total noninterest expense | $3,886,000 | 3,578 |
| Salaries and employee benefits | $2,389,000 | 2,768 |
| Premises and equipment expense | $407,000 | 4,650 |
| Additional noninterest expense | $1,090,000 | 4,573 |
| Pre-tax net operating income | $1,033,000 | 5,764 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $1,031,000 | 4,581 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,031,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,442 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,023,080 | 4,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 8,492 |
| Total interest expense | $1,245,000 | 9,440 |
| Net interest income | $2,040,000 | 7,644 |
| Provision for loan and lease losses | $265,000 | 4,453 |
| Total noninterest income | $1,662,000 | 2,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,536,000 | 1,490 |
| Total noninterest expense | $3,132,000 | 4,350 |
| Salaries and employee benefits | $1,729,000 | 3,697 |
| Premises and equipment expense | $351,000 | 5,357 |
| Additional noninterest expense | $1,052,000 | 4,852 |
| Pre-tax net operating income | $305,000 | 10,089 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $4,000 | 12,540 |
| Income before extraordinary items | $353,000 | 8,684 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $353,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 3,394 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $301,520 | 8,929 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.