Home > Fort Bend Federal Savings and Loan Association > Income and Expense
Fort Bend Federal Savings and Loan Association, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,412,000 | 1,439 |
| Total interest expense | $11,334,000 | 1,358 |
| Net interest income | $11,078,000 | 1,532 |
| Provision for loan and lease losses | $153,000 | 4,102 |
| Total noninterest income | $5,849,000 | 836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,849,000 | 587 |
| Total noninterest expense | $13,906,000 | 977 |
| Salaries and employee benefits | $8,066,000 | 821 |
| Premises and equipment expense | $2,430,000 | 806 |
| Additional noninterest expense | $3,410,000 | 1,301 |
| Pre-tax net operating income | $2,868,000 | 2,485 |
| Securities gains (losses) | $1,313,000 | 319 |
| Applicable income taxes | $1,516,000 | 1,609 |
| Income before extraordinary items | $2,665,000 | 1,964 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,665,000 | 1,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 10,107 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 662 |
| Net operating income | $1,824,680 | 2,689 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,368,000 | 1,540 |
| Total interest expense | $11,194,000 | 1,406 |
| Net interest income | $10,174,000 | 1,715 |
| Provision for loan and lease losses | $274,000 | 2,806 |
| Total noninterest income | $5,576,000 | 862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,576,000 | 572 |
| Total noninterest expense | $12,081,000 | 1,104 |
| Salaries and employee benefits | $7,073,000 | 938 |
| Premises and equipment expense | $2,198,000 | 909 |
| Additional noninterest expense | $2,810,000 | 1,524 |
| Pre-tax net operating income | $3,395,000 | 2,227 |
| Securities gains (losses) | $1,033,000 | 271 |
| Applicable income taxes | $1,544,000 | 1,670 |
| Income before extraordinary items | $2,884,000 | 1,837 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,884,000 | 1,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,310 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $514,000 | 535 |
| Net operating income | $2,212,550 | 2,302 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,941,000 | 1,891 |
| Total interest expense | $10,040,000 | 1,585 |
| Net interest income | $7,901,000 | 2,277 |
| Provision for loan and lease losses | $146,000 | 4,145 |
| Total noninterest income | $2,147,000 | 1,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,147,000 | 1,095 |
| Total noninterest expense | $8,014,000 | 1,771 |
| Salaries and employee benefits | $3,526,000 | 1,875 |
| Premises and equipment expense | $1,252,000 | 1,634 |
| Additional noninterest expense | $3,236,000 | 1,611 |
| Pre-tax net operating income | $1,888,000 | 3,568 |
| Securities gains (losses) | $263,000 | 594 |
| Applicable income taxes | $673,000 | 3,264 |
| Income before extraordinary items | $1,478,000 | 3,227 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,478,000 | 3,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 1,114 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 587 |
| Net operating income | $1,296,530 | 3,577 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,126,000 | 2,084 |
| Total interest expense | $9,481,000 | 1,685 |
| Net interest income | $6,645,000 | 2,682 |
| Provision for loan and lease losses | $193,000 | 3,096 |
| Total noninterest income | $1,599,000 | 2,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,599,000 | 1,328 |
| Total noninterest expense | $5,336,000 | 2,545 |
| Salaries and employee benefits | $2,954,000 | 2,235 |
| Premises and equipment expense | $937,000 | 2,147 |
| Additional noninterest expense | $1,445,000 | 3,188 |
| Pre-tax net operating income | $2,715,000 | 2,653 |
| Securities gains (losses) | $248,000 | 591 |
| Applicable income taxes | $1,086,000 | 2,213 |
| Income before extraordinary items | $1,877,000 | 2,648 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,877,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,534 |
| Cash dividends | $1,700,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,718,280 | 2,835 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,031,000 | 2,180 |
| Total interest expense | $7,241,000 | 1,737 |
| Net interest income | $6,790,000 | 2,661 |
| Provision for loan and lease losses | $170,000 | 3,353 |
| Total noninterest income | $1,115,000 | 2,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,115,000 | 1,712 |
| Total noninterest expense | $4,935,000 | 2,805 |
| Salaries and employee benefits | $2,675,000 | 2,494 |
| Premises and equipment expense | $823,000 | 2,467 |
| Additional noninterest expense | $1,437,000 | 3,447 |
| Pre-tax net operating income | $2,800,000 | 2,529 |
| Securities gains (losses) | $132,000 | 657 |
| Applicable income taxes | $945,000 | 2,362 |
| Income before extraordinary items | $1,987,000 | 2,449 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,987,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,309 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 772 |
| Net operating income | $1,897,240 | 2,576 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,004,000 | 2,221 |
| Total interest expense | $7,961,000 | 1,653 |
| Net interest income | $6,043,000 | 3,008 |
| Provision for loan and lease losses | $89,000 | 6,111 |
| Total noninterest income | $1,115,000 | 3,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,115,000 | 1,889 |
| Total noninterest expense | $5,153,000 | 2,774 |
| Salaries and employee benefits | $2,452,000 | 2,693 |
| Premises and equipment expense | $843,000 | 2,424 |
| Additional noninterest expense | $1,858,000 | 2,908 |
| Pre-tax net operating income | $1,916,000 | 3,449 |
| Securities gains (losses) | $469,000 | 943 |
| Applicable income taxes | $795,000 | 2,772 |
| Income before extraordinary items | $1,590,000 | 3,069 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,590,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $6,745,000 | 162 |
| Net operating income | $1,275,770 | 3,586 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,812,000 | 2,231 |
| Total interest expense | $10,004,000 | 1,718 |
| Net interest income | $5,808,000 | 3,164 |
| Provision for loan and lease losses | $94,000 | 7,468 |
| Total noninterest income | $1,157,000 | 2,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,157,000 | 1,808 |
| Total noninterest expense | $6,237,000 | 2,341 |
| Salaries and employee benefits | $2,290,000 | 2,835 |
| Premises and equipment expense | $773,000 | 2,683 |
| Additional noninterest expense | $3,174,000 | 1,911 |
| Pre-tax net operating income | $634,000 | 7,491 |
| Securities gains (losses) | $448,000 | 1,170 |
| Applicable income taxes | $339,000 | 5,482 |
| Income before extraordinary items | $743,000 | 5,666 |
| Extraordinary gains, net | $1,216,000 | 102 |
| Net income | $1,959,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $433,880 | 7,540 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.