Home > FNBT BANK > Income and Expense

FNBT BANK, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,589,0001,540
Total interest expense$6,887,0001,659
Net interest income$19,702,0001,453
Provision for loan and lease losses$-146,0004,359
Total noninterest income$6,115,0001,034
Gross Fiduciary activities income$0981
Service charges on deposit accounts$489,0001,664
Trading account gains and feesNANA
Additional Noninterest Income$5,626,000814
Total noninterest expense$14,415,0001,578
Salaries and employee benefits$8,171,0001,578
Premises and equipment expense$1,035,0001,989
Additional noninterest expense$5,626,000814
Pre-tax net operating income$11,548,0001,048
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$11,548,000897
Extraordinary gains, net$054
Net income$11,548,000910
Minority interest net income$088
Net income of bank and minority interests.$11,548,000900
Net charge-offs$-16,0003,935
Cash dividends$9,000,000526
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,548,000909
2023-09-30 (YTD Data)Rank
Total interest income$19,424,0001,541
Total interest expense$4,548,0001,695
Net interest income$14,876,0001,463
Provision for loan and lease losses$-82,0004,367
Total noninterest income$4,596,0001,052
Gross Fiduciary activities income$0950
Service charges on deposit accounts$376,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$4,220,000833
Total noninterest expense$10,798,0001,570
Salaries and employee benefits$6,116,0001,590
Premises and equipment expense$754,0002,024
Additional noninterest expense$4,220,000833
Pre-tax net operating income$8,756,0001,072
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$8,756,000923
Extraordinary gains, net$052
Net income$8,756,000928
Minority interest net income$081
Net income of bank and minority interests.$8,756,000923
Net charge-offs$-15,0003,928
Cash dividends$4,000,000715
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,756,000939
2023-06-30 (YTD Data)Rank
Total interest income$12,595,0001,543
Total interest expense$2,500,0001,752
Net interest income$10,095,0001,456
Provision for loan and lease losses$-52,0004,414
Total noninterest income$3,069,000987
Gross Fiduciary activities income$0931
Service charges on deposit accounts$255,0001,613
Trading account gains and feesNANA
Additional Noninterest Income$2,814,000781
Total noninterest expense$7,099,0001,568
Salaries and employee benefits$4,071,0001,584
Premises and equipment expense$454,0002,135
Additional noninterest expense$2,814,000781
Pre-tax net operating income$6,117,0001,035
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$6,117,000906
Extraordinary gains, net$051
Net income$6,117,000918
Minority interest net income$081
Net income of bank and minority interests.$6,117,000906
Net charge-offs$-16,0004,052
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,117,000916
2023-03-31 (YTD Data)Rank
Total interest income$6,050,0001,560
Total interest expense$983,0001,852
Net interest income$5,067,0001,455
Provision for loan and lease losses$-27,0004,475
Total noninterest income$1,475,0001,011
Gross Fiduciary activities income$0913
Service charges on deposit accounts$129,0001,604
Trading account gains and feesNANA
Additional Noninterest Income$1,346,000792
Total noninterest expense$3,486,0001,616
Salaries and employee benefits$2,001,0001,640
Premises and equipment expense$231,0002,152
Additional noninterest expense$1,346,000792
Pre-tax net operating income$3,083,0001,056
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,083,000924
Extraordinary gains, net$04
Net income$3,083,000923
Minority interest net income$048
Net income of bank and minority interests.$3,083,000923
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,083,000937
2022-12-31 (YTD Data)Rank
Total interest income$16,405,0001,831
Total interest expense$1,248,0002,145
Net interest income$15,157,0001,778
Provision for loan and lease losses$-122,0004,382
Total noninterest income$6,991,000959
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$542,0001,596
Trading account gains and feesNANA
Additional Noninterest Income$6,449,000751
Total noninterest expense$14,101,0001,564
Salaries and employee benefits$8,268,0001,519
Premises and equipment expense$1,018,0001,992
Additional noninterest expense$6,449,000751
Pre-tax net operating income$8,169,0001,459
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$8,169,0001,288
Extraordinary gains, net$05
Net income$8,169,0001,288
Minority interest net income$063
Net income of bank and minority interests.$8,169,0001,288
Net charge-offs$-234,0004,465
Cash dividends$2,500,0001,291
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,169,0001,306
2022-09-30 (YTD Data)Rank
Total interest income$11,145,0001,908
Total interest expense$813,0002,018
Net interest income$10,332,0001,870
Provision for loan and lease losses$-123,0004,473
Total noninterest income$5,569,000944
Gross Fiduciary activities income$0968
Service charges on deposit accounts$418,0001,583
Trading account gains and feesNANA
Additional Noninterest Income$5,151,000740
Total noninterest expense$10,673,0001,552
Salaries and employee benefits$6,311,0001,510
Premises and equipment expense$806,0001,951
Additional noninterest expense$5,151,000740
Pre-tax net operating income$5,351,0001,612
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,351,0001,411
Extraordinary gains, net$04
Net income$5,351,0001,410
Minority interest net income$057
Net income of bank and minority interests.$5,351,0001,411
Net charge-offs$-242,0004,512
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,351,0001,443
2022-06-30 (YTD Data)Rank
Total interest income$6,855,0001,985
Total interest expense$507,0001,937
Net interest income$6,348,0001,960
Provision for loan and lease losses$-80,0004,457
Total noninterest income$3,646,000937
Gross Fiduciary activities income$0925
Service charges on deposit accounts$286,0001,545
Trading account gains and feesNANA
Additional Noninterest Income$3,360,000761
Total noninterest expense$7,041,0001,545
Salaries and employee benefits$4,221,0001,504
Premises and equipment expense$531,0001,957
Additional noninterest expense$2,289,0001,455
Pre-tax net operating income$3,033,0001,722
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,033,0001,518
Extraordinary gains, net$04
Net income$3,033,0001,517
Minority interest net income$060
Net income of bank and minority interests.$3,033,0001,518
Net charge-offs$-248,0004,592
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,033,0001,553
2022-03-31 (YTD Data)Rank
Total interest income$3,081,0002,100
Total interest expense$241,0001,962
Net interest income$2,840,0002,068
Provision for loan and lease losses$-16,0004,430
Total noninterest income$1,816,000944
Gross Fiduciary activities income$0892
Service charges on deposit accounts$143,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$1,673,000778
Total noninterest expense$3,429,0001,575
Salaries and employee benefits$2,061,0001,529
Premises and equipment expense$263,0001,983
Additional noninterest expense$1,105,0001,467
Pre-tax net operating income$1,243,0001,873
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,243,0001,658
Extraordinary gains, net$04
Net income$1,243,0001,658
Minority interest net income$050
Net income of bank and minority interests.$1,243,0001,658
Net charge-offs$-116,0004,586
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,243,0001,680
2021-12-31 (YTD Data)Rank
Total interest income$11,719,0002,234
Total interest expense$1,259,0001,884
Net interest income$10,460,0002,266
Provision for loan and lease losses$21,0002,855
Total noninterest income$8,556,000939
Gross Fiduciary activities income$0994
Service charges on deposit accounts$532,0001,540
Trading account gains and feesNANA
Additional Noninterest Income$8,024,000786
Total noninterest expense$14,660,0001,482
Salaries and employee benefits$8,802,0001,443
Premises and equipment expense$1,007,0002,019
Additional noninterest expense$4,851,0001,369
Pre-tax net operating income$4,335,0002,225
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$4,335,0002,062
Extraordinary gains, net$010
Net income$4,335,0002,062
Minority interest net income$074
Net income of bank and minority interests.$4,335,0002,064
Net charge-offs$80,0001,436
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,335,0002,037
2021-09-30 (YTD Data)Rank
Total interest income$8,908,0002,267
Total interest expense$952,0001,963
Net interest income$7,956,0002,274
Provision for loan and lease losses$16,0002,767
Total noninterest income$6,575,000943
Gross Fiduciary activities income$0957
Service charges on deposit accounts$395,0001,544
Trading account gains and feesNANA
Additional Noninterest Income$6,180,000794
Total noninterest expense$10,960,0001,487
Salaries and employee benefits$6,580,0001,442
Premises and equipment expense$791,0001,997
Additional noninterest expense$3,589,0001,385
Pre-tax net operating income$3,555,0002,212
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,555,0002,028
Extraordinary gains, net$08
Net income$3,555,0002,027
Minority interest net income$069
Net income of bank and minority interests.$3,555,0002,028
Net charge-offs$87,0001,137
Cash dividends$2,000,0001,149
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,555,0002,004
2021-06-30 (YTD Data)Rank
Total interest income$5,983,0002,239
Total interest expense$623,0002,052
Net interest income$5,360,0002,232
Provision for loan and lease losses$20,0002,537
Total noninterest income$4,402,000936
Gross Fiduciary activities income$0951
Service charges on deposit accounts$256,0001,515
Trading account gains and feesNANA
Additional Noninterest Income$4,146,000788
Total noninterest expense$7,272,0001,489
Salaries and employee benefits$4,313,0001,456
Premises and equipment expense$547,0001,949
Additional noninterest expense$2,412,0001,360
Pre-tax net operating income$2,470,0002,136
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,470,0001,962
Extraordinary gains, net$06
Net income$2,470,0001,961
Minority interest net income$067
Net income of bank and minority interests.$2,470,0001,962
Net charge-offs$79,000997
Cash dividends$2,000,000837
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,470,0001,924
2021-03-31 (YTD Data)Rank
Total interest income$3,143,0002,144
Total interest expense$306,0002,149
Net interest income$2,837,0002,107
Provision for loan and lease losses$3,0002,653
Total noninterest income$2,159,000953
Gross Fiduciary activities income$0922
Service charges on deposit accounts$131,0001,486
Trading account gains and feesNANA
Additional Noninterest Income$2,028,000809
Total noninterest expense$3,456,0001,540
Salaries and employee benefits$2,080,0001,502
Premises and equipment expense$240,0002,113
Additional noninterest expense$1,136,0001,389
Pre-tax net operating income$1,537,0001,842
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,537,0001,698
Extraordinary gains, net$03
Net income$1,537,0001,698
Minority interest net income$055
Net income of bank and minority interests.$1,537,0001,698
Net charge-offs$-9,0004,024
Cash dividends$2,000,000449
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,537,0001,655
2020-12-31 (YTD Data)Rank
Total interest income$13,621,0002,020
Total interest expense$1,640,0002,246
Net interest income$11,981,0001,952
Provision for loan and lease losses$-22,0004,914
Total noninterest income$10,008,000798
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$573,0001,472
Trading account gains and feesNANA
Additional Noninterest Income$9,435,000670
Total noninterest expense$14,370,0001,455
Salaries and employee benefits$8,613,0001,420
Premises and equipment expense$1,086,0001,920
Additional noninterest expense$4,671,0001,358
Pre-tax net operating income$7,641,0001,301
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$7,641,0001,177
Extraordinary gains, net$04
Net income$7,641,0001,177
Minority interest net income$072
Net income of bank and minority interests.$7,641,0001,177
Net charge-offs$-75,0004,686
Cash dividends$5,400,000712
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,641,0001,148
2020-09-30 (YTD Data)Rank
Total interest income$10,362,0002,012
Total interest expense$1,357,0002,193
Net interest income$9,005,0001,946
Provision for loan and lease losses$-9,0004,962
Total noninterest income$7,329,000784
Gross Fiduciary activities income$0981
Service charges on deposit accounts$412,0001,509
Trading account gains and feesNANA
Additional Noninterest Income$6,917,000657
Total noninterest expense$10,617,0001,458
Salaries and employee benefits$6,252,0001,437
Premises and equipment expense$874,0001,832
Additional noninterest expense$3,491,0001,340
Pre-tax net operating income$5,726,0001,264
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$5,726,0001,141
Extraordinary gains, net$04
Net income$5,726,0001,141
Minority interest net income$065
Net income of bank and minority interests.$5,726,0001,141
Net charge-offs$-88,0004,790
Cash dividends$2,400,000962
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,726,0001,109
2020-06-30 (YTD Data)Rank
Total interest income$7,112,0001,997
Total interest expense$1,019,0002,119
Net interest income$6,093,0001,932
Provision for loan and lease losses$1,0004,118
Total noninterest income$3,604,000926
Gross Fiduciary activities income$0970
Service charges on deposit accounts$304,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$3,300,000760
Total noninterest expense$7,014,0001,459
Salaries and employee benefits$4,001,0001,485
Premises and equipment expense$613,0001,764
Additional noninterest expense$2,400,0001,291
Pre-tax net operating income$2,682,0001,596
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,682,0001,448
Extraordinary gains, net$04
Net income$2,682,0001,448
Minority interest net income$065
Net income of bank and minority interests.$2,682,0001,448
Net charge-offs$-94,0004,879
Cash dividends$800,0001,513
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,682,0001,407
2020-03-31 (YTD Data)Rank
Total interest income$3,747,0001,914
Total interest expense$624,0001,996
Net interest income$3,123,0001,857
Provision for loan and lease losses$-14,0005,052
Total noninterest income$1,758,000881
Gross Fiduciary activities income$0941
Service charges on deposit accounts$181,0001,408
Trading account gains and feesNANA
Additional Noninterest Income$1,577,000708
Total noninterest expense$3,580,0001,450
Salaries and employee benefits$2,065,0001,457
Premises and equipment expense$337,0001,666
Additional noninterest expense$1,178,0001,323
Pre-tax net operating income$1,315,0001,464
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,315,0001,323
Extraordinary gains, net$04
Net income$1,315,0001,322
Minority interest net income$056
Net income of bank and minority interests.$1,315,0001,323
Net charge-offs$-4,0004,126
Cash dividends$800,000949
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,315,0001,299
2019-12-31 (YTD Data)Rank
Total interest income$16,037,0001,823
Total interest expense$2,808,0001,893
Net interest income$13,229,0001,787
Provision for loan and lease losses$-34,0004,939
Total noninterest income$8,536,000771
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$765,0001,390
Trading account gains and feesNANA
Additional Noninterest Income$7,771,000629
Total noninterest expense$14,165,0001,427
Salaries and employee benefits$8,636,0001,372
Premises and equipment expense$1,382,0001,605
Additional noninterest expense$4,147,0001,463
Pre-tax net operating income$7,634,0001,266
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$7,634,0001,156
Extraordinary gains, net$011
Net income$7,634,0001,157
Minority interest net income$076
Net income of bank and minority interests.$7,634,0001,158
Net charge-offs$-423,0005,094
Cash dividends$4,952,000808
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,634,0001,134
2019-09-30 (YTD Data)Rank
Total interest income$12,122,0001,833
Total interest expense$2,132,0001,886
Net interest income$9,990,0001,804
Provision for loan and lease losses$-19,0005,052
Total noninterest income$6,388,000774
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$572,0001,400
Trading account gains and feesNANA
Additional Noninterest Income$5,816,000623
Total noninterest expense$10,642,0001,434
Salaries and employee benefits$6,542,0001,357
Premises and equipment expense$1,055,0001,597
Additional noninterest expense$3,045,0001,490
Pre-tax net operating income$5,755,0001,303
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$5,755,0001,176
Extraordinary gains, net$011
Net income$5,755,0001,177
Minority interest net income$072
Net income of bank and minority interests.$5,755,0001,178
Net charge-offs$-450,0005,184
Cash dividends$2,640,000965
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,755,0001,156
2019-06-30 (YTD Data)Rank
Total interest income$7,931,0001,862
Total interest expense$1,425,0001,868
Net interest income$6,506,0001,840
Provision for loan and lease losses$-28,0005,135
Total noninterest income$4,135,000782
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$386,0001,366
Trading account gains and feesNANA
Additional Noninterest Income$3,749,000624
Total noninterest expense$6,956,0001,461
Salaries and employee benefits$4,300,0001,367
Premises and equipment expense$711,0001,590
Additional noninterest expense$1,945,0001,548
Pre-tax net operating income$3,713,0001,314
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,713,0001,178
Extraordinary gains, net$011
Net income$3,713,0001,178
Minority interest net income$069
Net income of bank and minority interests.$3,713,0001,178
Net charge-offs$-386,0005,237
Cash dividends$1,100,0001,355
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,713,0001,155
2019-03-31 (YTD Data)Rank
Total interest income$4,486,0001,672
Total interest expense$692,0001,858
Net interest income$3,794,0001,606
Provision for loan and lease losses$-21,0005,223
Total noninterest income$1,103,0001,166
Gross Fiduciary activities income$0972
Service charges on deposit accounts$198,0001,327
Trading account gains and feesNANA
Additional Noninterest Income$905,000959
Total noninterest expense$3,284,0001,540
Salaries and employee benefits$2,006,0001,461
Premises and equipment expense$366,0001,574
Additional noninterest expense$912,0001,636
Pre-tax net operating income$1,634,0001,417
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,634,0001,275
Extraordinary gains, net$05
Net income$1,634,0001,274
Minority interest net income$052
Net income of bank and minority interests.$1,634,0001,274
Net charge-offs$-400,0005,319
Cash dividends$1,100,000763
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,634,0001,252
2018-12-31 (YTD Data)Rank
Total interest income$16,185,0001,749
Total interest expense$1,982,0001,948
Net interest income$14,203,0001,692
Provision for loan and lease losses$1,0004,072
Total noninterest income$4,606,0001,147
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$831,0001,328
Trading account gains and feesNANA
Additional Noninterest Income$3,775,000960
Total noninterest expense$13,517,0001,468
Salaries and employee benefits$8,132,0001,403
Premises and equipment expense$1,368,0001,633
Additional noninterest expense$4,017,0001,496
Pre-tax net operating income$5,291,0001,712
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,291,0001,508
Extraordinary gains, net$06
Net income$5,291,0001,506
Minority interest net income$072
Net income of bank and minority interests.$5,291,0001,507
Net charge-offs$-15,0004,601
Cash dividends$4,600,000792
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,291,0001,501
2018-09-30 (YTD Data)Rank
Total interest income$11,610,0001,801
Total interest expense$1,326,0002,030
Net interest income$10,284,0001,736
Provision for loan and lease losses$40,0003,338
Total noninterest income$3,449,0001,159
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$620,0001,346
Trading account gains and feesNANA
Additional Noninterest Income$2,829,000972
Total noninterest expense$10,139,0001,471
Salaries and employee benefits$6,104,0001,397
Premises and equipment expense$1,074,0001,574
Additional noninterest expense$2,961,0001,530
Pre-tax net operating income$3,554,0001,870
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,554,0001,659
Extraordinary gains, net$05
Net income$3,554,0001,657
Minority interest net income$066
Net income of bank and minority interests.$3,554,0001,658
Net charge-offs$51,0002,192
Cash dividends$2,100,0001,025
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,554,0001,648
2018-06-30 (YTD Data)Rank
Total interest income$7,389,0001,858
Total interest expense$803,0002,080
Net interest income$6,586,0001,784
Provision for loan and lease losses$38,0003,005
Total noninterest income$2,346,0001,142
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$415,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$1,931,000959
Total noninterest expense$6,704,0001,481
Salaries and employee benefits$4,049,0001,410
Premises and equipment expense$704,0001,615
Additional noninterest expense$1,951,0001,540
Pre-tax net operating income$2,190,0001,961
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,190,0001,751
Extraordinary gains, net$06
Net income$2,190,0001,750
Minority interest net income$065
Net income of bank and minority interests.$2,190,0001,750
Net charge-offs$55,0001,701
Cash dividends$1,100,0001,217
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,190,0001,744
2018-03-31 (YTD Data)Rank
Total interest income$3,360,0001,989
Total interest expense$363,0002,160
Net interest income$2,997,0001,947
Provision for loan and lease losses$6,0003,271
Total noninterest income$1,216,0001,109
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$211,0001,326
Trading account gains and feesNANA
Additional Noninterest Income$1,005,000935
Total noninterest expense$3,251,0001,533
Salaries and employee benefits$1,935,0001,474
Premises and equipment expense$378,0001,536
Additional noninterest expense$938,0001,603
Pre-tax net operating income$956,0002,104
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$956,0001,900
Extraordinary gains, net$07
Net income$956,0001,899
Minority interest net income$052
Net income of bank and minority interests.$956,0001,900
Net charge-offs$10,0001,963
Cash dividends$1,100,000657
Sale, conversion, retirement of capital stock, net$0580
Net operating income$956,0001,888
2017-12-31 (YTD Data)Rank
Total interest income$12,283,0002,093
Total interest expense$1,091,0002,399
Net interest income$11,192,0002,030
Provision for loan and lease losses$7,0004,132
Total noninterest income$5,988,000984
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$807,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$5,181,000795
Total noninterest expense$13,459,0001,488
Salaries and employee benefits$7,452,0001,492
Premises and equipment expense$1,379,0001,634
Additional noninterest expense$4,628,0001,326
Pre-tax net operating income$3,714,0002,146
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,714,0001,705
Extraordinary gains, net$09
Net income$3,714,0001,705
Minority interest net income$076
Net income of bank and minority interests.$3,714,0001,705
Net charge-offs$-155,0005,398
Cash dividends$2,580,0001,156
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,714,0001,685
2017-09-30 (YTD Data)Rank
Total interest income$9,237,0002,091
Total interest expense$765,0002,494
Net interest income$8,472,0002,019
Provision for loan and lease losses$5,0003,993
Total noninterest income$4,774,000950
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$594,0001,441
Trading account gains and feesNANA
Additional Noninterest Income$4,180,000769
Total noninterest expense$10,085,0001,496
Salaries and employee benefits$5,665,0001,483
Premises and equipment expense$990,0001,712
Additional noninterest expense$3,430,0001,337
Pre-tax net operating income$3,156,0001,985
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,156,0001,663
Extraordinary gains, net$09
Net income$3,156,0001,664
Minority interest net income$071
Net income of bank and minority interests.$3,156,0001,664
Net charge-offs$-163,0005,452
Cash dividends$2,580,000863
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,156,0001,643
2017-06-30 (YTD Data)Rank
Total interest income$5,926,0002,139
Total interest expense$488,0002,531
Net interest income$5,438,0002,072
Provision for loan and lease losses$7,0003,712
Total noninterest income$3,367,000920
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$386,0001,451
Trading account gains and feesNANA
Additional Noninterest Income$2,981,000740
Total noninterest expense$6,698,0001,503
Salaries and employee benefits$3,733,0001,505
Premises and equipment expense$654,0001,735
Additional noninterest expense$2,311,0001,322
Pre-tax net operating income$2,100,0001,956
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,100,0001,634
Extraordinary gains, net$011
Net income$2,100,0001,634
Minority interest net income$071
Net income of bank and minority interests.$2,100,0001,634
Net charge-offs$-79,0005,387
Cash dividends$1,390,0001,017
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,100,0001,616
2017-03-31 (YTD Data)Rank
Total interest income$2,678,0002,308
Total interest expense$237,0002,549
Net interest income$2,441,0002,263
Provision for loan and lease losses$7,0003,282
Total noninterest income$1,608,000937
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$201,0001,406
Trading account gains and feesNANA
Additional Noninterest Income$1,407,000749
Total noninterest expense$3,316,0001,516
Salaries and employee benefits$1,801,0001,563
Premises and equipment expense$331,0001,727
Additional noninterest expense$1,184,0001,298
Pre-tax net operating income$726,0002,474
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$726,0002,141
Extraordinary gains, net$08
Net income$726,0002,142
Minority interest net income$055
Net income of bank and minority interests.$726,0002,142
Net charge-offs$14,0002,073
Cash dividends$550,0001,118
Sale, conversion, retirement of capital stock, net$0632
Net operating income$726,0002,108
2016-12-31 (YTD Data)Rank
Total interest income$10,854,0002,259
Total interest expense$850,0002,705
Net interest income$10,004,0002,187
Provision for loan and lease losses$-8,0005,472
Total noninterest income$6,913,000912
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$829,0001,400
Trading account gains and fees$0170
Additional Noninterest Income$6,084,000724
Total noninterest expense$13,393,0001,471
Salaries and employee benefits$7,258,0001,493
Premises and equipment expense$1,306,0001,730
Additional noninterest expense$4,829,0001,301
Pre-tax net operating income$3,532,0002,114
Securities gains (losses)$16,0002,474
Applicable income taxes$04,278
Income before extraordinary items$3,548,0001,819
Extraordinary gains, net$05
Net income$3,548,0001,818
Minority interest net income$082
Net income of bank and minority interests.$3,548,0001,818
Net charge-offs$04,281
Cash dividends$3,581,000896
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,532,0001,797
2016-09-30 (YTD Data)Rank
Total interest income$8,203,0002,238
Total interest expense$624,0002,752
Net interest income$7,579,0002,163
Provision for loan and lease losses$-11,0005,637
Total noninterest income$5,407,000878
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$623,0001,403
Trading account gains and fees$0169
Additional Noninterest Income$4,784,000715
Total noninterest expense$10,074,0001,464
Salaries and employee benefits$5,484,0001,483
Premises and equipment expense$1,008,0001,690
Additional noninterest expense$3,582,0001,311
Pre-tax net operating income$2,923,0001,996
Securities gains (losses)$16,0002,406
Applicable income taxes$04,325
Income before extraordinary items$2,939,0001,718
Extraordinary gains, net$05
Net income$2,939,0001,718
Minority interest net income$071
Net income of bank and minority interests.$2,939,0001,718
Net charge-offs$-2,0004,547
Cash dividends$1,081,0001,583
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,923,0001,671
2016-06-30 (YTD Data)Rank
Total interest income$5,137,0002,358
Total interest expense$409,0002,792
Net interest income$4,728,0002,301
Provision for loan and lease losses$-9,0005,753
Total noninterest income$3,416,000912
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$413,0001,391
Trading account gains and fees$0157
Additional Noninterest Income$3,003,000732
Total noninterest expense$6,629,0001,488
Salaries and employee benefits$3,616,0001,510
Premises and equipment expense$625,0001,793
Additional noninterest expense$2,388,0001,317
Pre-tax net operating income$1,524,0002,373
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,524,0002,098
Extraordinary gains, net$016
Net income$1,524,0002,098
Minority interest net income$071
Net income of bank and minority interests.$1,524,0002,098
Net charge-offs$-4,0004,670
Cash dividends$580,0001,821
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,524,0002,031
2016-03-31 (YTD Data)Rank
Total interest income$2,400,0002,487
Total interest expense$203,0002,809
Net interest income$2,197,0002,438
Provision for loan and lease losses$-4,0005,877
Total noninterest income$1,561,000932
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$209,0001,387
Trading account gains and fees$0142
Additional Noninterest Income$1,352,000759
Total noninterest expense$3,250,0001,509
Salaries and employee benefits$1,754,0001,553
Premises and equipment expense$287,0001,946
Additional noninterest expense$1,209,0001,299
Pre-tax net operating income$512,0003,004
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$512,0002,708
Extraordinary gains, net$012
Net income$512,0002,708
Minority interest net income$062
Net income of bank and minority interests.$512,0002,708
Net charge-offs$2,0002,815
Cash dividends$580,0001,103
Sale, conversion, retirement of capital stock, net$0659
Net operating income$512,0002,661
2015-12-31 (YTD Data)Rank
Total interest income$10,272,0002,317
Total interest expense$793,0002,837
Net interest income$9,479,0002,257
Provision for loan and lease losses$75,0003,289
Total noninterest income$7,751,000820
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$889,0001,354
Trading account gains and fees$0159
Additional Noninterest Income$6,862,000643
Total noninterest expense$14,478,0001,355
Salaries and employee benefits$7,333,0001,449
Premises and equipment expense$1,485,0001,548
Additional noninterest expense$5,660,0001,143
Pre-tax net operating income$2,677,0002,514
Securities gains (losses)$35,0001,887
Applicable income taxes$04,402
Income before extraordinary items$2,712,0002,201
Extraordinary gains, net$023
Net income$2,712,0002,201
Minority interest net income$081
Net income of bank and minority interests.$2,712,0002,202
Net charge-offs$493,0001,173
Cash dividends$1,658,0001,536
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,677,0002,175
2015-09-30 (YTD Data)Rank
Total interest income$7,945,0002,275
Total interest expense$591,0002,888
Net interest income$7,354,0002,194
Provision for loan and lease losses$83,0002,887
Total noninterest income$6,202,000793
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$675,0001,347
Trading account gains and fees$0153
Additional Noninterest Income$5,527,000626
Total noninterest expense$11,270,0001,312
Salaries and employee benefits$5,638,0001,431
Premises and equipment expense$1,176,0001,480
Additional noninterest expense$4,456,0001,095
Pre-tax net operating income$2,203,0002,402
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,203,0002,103
Extraordinary gains, net$021
Net income$2,203,0002,104
Minority interest net income$078
Net income of bank and minority interests.$2,203,0002,104
Net charge-offs$15,0003,486
Cash dividends$857,0001,766
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,203,0002,054
2015-06-30 (YTD Data)Rank
Total interest income$5,205,0002,307
Total interest expense$393,0002,915
Net interest income$4,812,0002,228
Provision for loan and lease losses$11,0003,753
Total noninterest income$3,879,000837
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$447,0001,337
Trading account gains and fees$0157
Additional Noninterest Income$3,432,000655
Total noninterest expense$7,414,0001,335
Salaries and employee benefits$3,710,0001,449
Premises and equipment expense$783,0001,493
Additional noninterest expense$2,921,0001,111
Pre-tax net operating income$1,266,0002,639
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,266,0002,337
Extraordinary gains, net$022
Net income$1,266,0002,339
Minority interest net income$075
Net income of bank and minority interests.$1,266,0002,339
Net charge-offs$-8,0005,189
Cash dividends$857,0001,391
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,266,0002,292
2015-03-31 (YTD Data)Rank
Total interest income$2,334,0002,539
Total interest expense$193,0002,977
Net interest income$2,141,0002,456
Provision for loan and lease losses$-4,0006,079
Total noninterest income$1,918,000818
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$216,0001,351
Trading account gains and fees$0152
Additional Noninterest Income$1,702,000637
Total noninterest expense$3,579,0001,374
Salaries and employee benefits$1,749,0001,536
Premises and equipment expense$365,0001,613
Additional noninterest expense$1,465,0001,091
Pre-tax net operating income$484,0003,071
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$484,0002,783
Extraordinary gains, net$013
Net income$484,0002,786
Minority interest net income$064
Net income of bank and minority interests.$484,0002,786
Net charge-offs$2,0002,999
Cash dividends$476,0001,173
Sale, conversion, retirement of capital stock, net$0697
Net operating income$484,0002,707
2014-12-31 (YTD Data)Rank
Total interest income$10,267,0002,342
Total interest expense$821,0002,978
Net interest income$9,446,0002,244
Provision for loan and lease losses$50,0003,764
Total noninterest income$8,330,000746
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$911,0001,408
Trading account gains and fees$0180
Additional Noninterest Income$7,419,000573
Total noninterest expense$14,169,0001,365
Salaries and employee benefits$7,168,0001,455
Premises and equipment expense$1,553,0001,525
Additional noninterest expense$5,448,0001,211
Pre-tax net operating income$3,557,0002,003
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,557,0001,739
Extraordinary gains, net$017
Net income$3,557,0001,739
Minority interest net income$084
Net income of bank and minority interests.$3,557,0001,738
Net charge-offs$247,0002,240
Cash dividends$4,000,000729
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,557,0001,703
2014-09-30 (YTD Data)Rank
Total interest income$7,719,0002,356
Total interest expense$623,0003,009
Net interest income$7,096,0002,258
Provision for loan and lease losses$14,0004,074
Total noninterest income$6,417,000719
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$691,0001,408
Trading account gains and fees$0174
Additional Noninterest Income$5,726,000559
Total noninterest expense$10,811,0001,361
Salaries and employee benefits$5,468,0001,444
Premises and equipment expense$1,144,0001,555
Additional noninterest expense$4,199,0001,176
Pre-tax net operating income$2,688,0002,025
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,688,0001,737
Extraordinary gains, net$015
Net income$2,688,0001,738
Minority interest net income$081
Net income of bank and minority interests.$2,688,0001,737
Net charge-offs$198,0002,000
Cash dividends$3,250,000626
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,688,0001,703
2014-06-30 (YTD Data)Rank
Total interest income$4,904,0002,455
Total interest expense$421,0003,020
Net interest income$4,483,0002,360
Provision for loan and lease losses$15,0003,758
Total noninterest income$4,469,000691
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$475,0001,346
Trading account gains and fees$0172
Additional Noninterest Income$3,994,000532
Total noninterest expense$7,300,0001,351
Salaries and employee benefits$3,620,0001,447
Premises and equipment expense$760,0001,562
Additional noninterest expense$2,920,0001,112
Pre-tax net operating income$1,637,0002,130
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,637,0001,839
Extraordinary gains, net$020
Net income$1,637,0001,843
Minority interest net income$080
Net income of bank and minority interests.$1,637,0001,842
Net charge-offs$176,0001,709
Cash dividends$1,500,000822
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,637,0001,789
2014-03-31 (YTD Data)Rank
Total interest income$2,422,0002,480
Total interest expense$211,0003,047
Net interest income$2,211,0002,382
Provision for loan and lease losses$17,0003,054
Total noninterest income$2,311,000653
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$241,0001,317
Trading account gains and fees$0147
Additional Noninterest Income$2,070,000495
Total noninterest expense$3,733,0001,342
Salaries and employee benefits$1,737,0001,512
Premises and equipment expense$415,0001,468
Additional noninterest expense$1,581,0001,020
Pre-tax net operating income$772,0002,151
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$772,0001,865
Extraordinary gains, net$016
Net income$772,0001,869
Minority interest net income$066
Net income of bank and minority interests.$772,0001,868
Net charge-offs$163,0001,069
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$772,0001,828
2013-12-31 (YTD Data)Rank
Total interest income$11,210,0002,178
Total interest expense$874,0003,248
Net interest income$10,336,0002,035
Provision for loan and lease losses$350,0002,264
Total noninterest income$8,759,000751
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,037,0001,307
Trading account gains and fees$0184
Additional Noninterest Income$7,722,000584
Total noninterest expense$14,755,0001,338
Salaries and employee benefits$7,276,0001,434
Premises and equipment expense$1,553,0001,534
Additional noninterest expense$5,926,0001,142
Pre-tax net operating income$3,990,0001,731
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,990,0001,514
Extraordinary gains, net$029
Net income$3,990,0001,516
Minority interest net income$090
Net income of bank and minority interests.$3,990,0001,518
Net charge-offs$604,0001,808
Cash dividends$4,032,000682
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,990,0001,478
2013-09-30 (YTD Data)Rank
Total interest income$8,699,0002,127
Total interest expense$649,0003,356
Net interest income$8,050,0001,974
Provision for loan and lease losses$105,0003,304
Total noninterest income$6,633,000751
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$774,0001,319
Trading account gains and fees$0180
Additional Noninterest Income$5,859,000588
Total noninterest expense$11,343,0001,316
Salaries and employee benefits$5,623,0001,406
Premises and equipment expense$1,279,0001,405
Additional noninterest expense$4,441,0001,134
Pre-tax net operating income$3,235,0001,635
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$3,235,0001,401
Extraordinary gains, net$025
Net income$3,235,0001,403
Minority interest net income$084
Net income of bank and minority interests.$3,235,0001,403
Net charge-offs$427,0001,770
Cash dividends$2,532,000722
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,235,0001,373
2013-06-30 (YTD Data)Rank
Total interest income$5,762,0002,138
Total interest expense$435,0003,407
Net interest income$5,327,0001,976
Provision for loan and lease losses$63,0003,355
Total noninterest income$4,415,000765
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$517,0001,298
Trading account gains and fees$0157
Additional Noninterest Income$3,898,000599
Total noninterest expense$7,523,0001,328
Salaries and employee benefits$3,680,0001,435
Premises and equipment expense$875,0001,370
Additional noninterest expense$2,968,0001,131
Pre-tax net operating income$2,156,0001,615
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,156,0001,404
Extraordinary gains, net$022
Net income$2,156,0001,407
Minority interest net income$082
Net income of bank and minority interests.$2,156,0001,407
Net charge-offs$348,0001,548
Cash dividends$1,672,000731
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,156,0001,344
2013-03-31 (YTD Data)Rank
Total interest income$2,619,0002,366
Total interest expense$215,0003,513
Net interest income$2,404,0002,182
Provision for loan and lease losses$-7,0006,738
Total noninterest income$2,156,000773
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$261,0001,275
Trading account gains and fees$0148
Additional Noninterest Income$1,895,000610
Total noninterest expense$3,690,0001,358
Salaries and employee benefits$1,787,0001,486
Premises and equipment expense$466,0001,302
Additional noninterest expense$1,437,0001,153
Pre-tax net operating income$877,0001,913
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$877,0001,654
Extraordinary gains, net$010
Net income$877,0001,656
Minority interest net income$076
Net income of bank and minority interests.$877,0001,656
Net charge-offs$1,0004,010
Cash dividends$925,000592
Sale, conversion, retirement of capital stock, net$0789
Net operating income$877,0001,606
2012-12-31 (YTD Data)Rank
Total interest income$12,080,0002,166
Total interest expense$1,050,0003,501
Net interest income$11,030,0001,976
Provision for loan and lease losses$1,124,0001,643
Total noninterest income$8,846,000742
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,131,0001,258
Trading account gains and fees$0166
Additional Noninterest Income$7,715,000587
Total noninterest expense$14,399,0001,370
Salaries and employee benefits$7,505,0001,367
Premises and equipment expense$1,554,0001,530
Additional noninterest expense$5,340,0001,271
Pre-tax net operating income$4,353,0001,554
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$4,353,0001,356
Extraordinary gains, net$029
Net income$4,353,0001,357
Minority interest net income$093
Net income of bank and minority interests.$4,353,0001,357
Net charge-offs$419,0002,886
Cash dividends$3,427,000793
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,353,0001,289
2012-09-30 (YTD Data)Rank
Total interest income$9,049,0002,206
Total interest expense$809,0003,562
Net interest income$8,240,0002,016
Provision for loan and lease losses$63,0004,774
Total noninterest income$6,516,000757
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$836,0001,287
Trading account gains and fees$0157
Additional Noninterest Income$5,680,000594
Total noninterest expense$11,322,0001,321
Salaries and employee benefits$5,664,0001,365
Premises and equipment expense$1,263,0001,422
Additional noninterest expense$4,395,0001,178
Pre-tax net operating income$3,371,0001,541
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,371,0001,341
Extraordinary gains, net$020
Net income$3,371,0001,342
Minority interest net income$086
Net income of bank and minority interests.$3,371,0001,342
Net charge-offs$311,0002,777
Cash dividends$1,427,0001,047
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,371,0001,268
2012-06-30 (YTD Data)Rank
Total interest income$5,895,0002,281
Total interest expense$566,0003,540
Net interest income$5,329,0002,067
Provision for loan and lease losses$-12,0007,033
Total noninterest income$4,317,000758
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$536,0001,318
Trading account gains and fees$0153
Additional Noninterest Income$3,781,000579
Total noninterest expense$7,574,0001,313
Salaries and employee benefits$3,791,0001,359
Premises and equipment expense$863,0001,376
Additional noninterest expense$2,920,0001,182
Pre-tax net operating income$2,084,0001,640
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,084,0001,429
Extraordinary gains, net$019
Net income$2,084,0001,428
Minority interest net income$084
Net income of bank and minority interests.$2,084,0001,429
Net charge-offs$248,0002,506
Cash dividends$706,0001,270
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,084,0001,343
2012-03-31 (YTD Data)Rank
Total interest income$2,931,0002,319
Total interest expense$312,0003,437
Net interest income$2,619,0002,107
Provision for loan and lease losses$3,0005,118
Total noninterest income$2,086,000771
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$270,0001,303
Trading account gains and fees$0148
Additional Noninterest Income$1,816,000594
Total noninterest expense$3,702,0001,337
Salaries and employee benefits$1,883,0001,376
Premises and equipment expense$440,0001,352
Additional noninterest expense$1,379,0001,221
Pre-tax net operating income$1,000,0001,684
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,000,0001,461
Extraordinary gains, net$019
Net income$1,000,0001,461
Minority interest net income$078
Net income of bank and minority interests.$1,000,0001,462
Net charge-offs$-116,0007,190
Cash dividends$327,0001,211
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,000,0001,379
2011-12-31 (YTD Data)Rank
Total interest income$11,867,0002,343
Total interest expense$1,978,0002,803
Net interest income$9,889,0002,204
Provision for loan and lease losses$985,0002,434
Total noninterest income$8,278,000717
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,088,0001,365
Trading account gains and fees$0146
Additional Noninterest Income$7,190,000542
Total noninterest expense$14,536,0001,349
Salaries and employee benefits$7,373,0001,351
Premises and equipment expense$1,810,0001,375
Additional noninterest expense$5,353,0001,296
Pre-tax net operating income$2,646,0002,044
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,646,0001,796
Extraordinary gains, net$029
Net income$2,646,0001,797
Minority interest net income$096
Net income of bank and minority interests.$2,646,0001,797
Net charge-offs$780,0002,672
Cash dividends$4,225,000493
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,646,0001,717
2011-09-30 (YTD Data)Rank
Total interest income$8,896,0002,371
Total interest expense$1,524,0002,840
Net interest income$7,372,0002,238
Provision for loan and lease losses$43,0005,673
Total noninterest income$6,170,000716
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$804,0001,390
Trading account gains and fees$0145
Additional Noninterest Income$5,366,000554
Total noninterest expense$10,811,0001,354
Salaries and employee benefits$5,555,0001,339
Premises and equipment expense$1,412,0001,335
Additional noninterest expense$3,844,0001,342
Pre-tax net operating income$2,688,0001,627
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,688,0001,414
Extraordinary gains, net$021
Net income$2,688,0001,414
Minority interest net income$087
Net income of bank and minority interests.$2,688,0001,414
Net charge-offs$175,0003,864
Cash dividends$2,825,000479
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,688,0001,344
2011-06-30 (YTD Data)Rank
Total interest income$5,897,0002,410
Total interest expense$1,046,0002,864
Net interest income$4,851,0002,260
Provision for loan and lease losses$-3,0007,357
Total noninterest income$4,170,000705
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$522,0001,397
Trading account gains and fees$0153
Additional Noninterest Income$3,648,000546
Total noninterest expense$7,132,0001,390
Salaries and employee benefits$3,667,0001,362
Premises and equipment expense$966,0001,319
Additional noninterest expense$2,499,0001,401
Pre-tax net operating income$1,892,0001,528
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,892,0001,330
Extraordinary gains, net$015
Net income$1,892,0001,330
Minority interest net income$089
Net income of bank and minority interests.$1,892,0001,330
Net charge-offs$45,0004,534
Cash dividends$1,325,000635
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,892,0001,261
2011-03-31 (YTD Data)Rank
Total interest income$2,891,0002,467
Total interest expense$540,0002,863
Net interest income$2,351,0002,323
Provision for loan and lease losses$6,0005,552
Total noninterest income$2,214,000682
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$254,0001,409
Trading account gains and fees$0158
Additional Noninterest Income$1,960,000522
Total noninterest expense$3,583,0001,393
Salaries and employee benefits$1,779,0001,421
Premises and equipment expense$560,0001,179
Additional noninterest expense$1,244,0001,405
Pre-tax net operating income$976,0001,471
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$976,0001,265
Extraordinary gains, net$09
Net income$976,0001,264
Minority interest net income$086
Net income of bank and minority interests.$976,0001,265
Net charge-offs$24,0003,913
Cash dividends$540,000689
Sale, conversion, retirement of capital stock, net$0925
Net operating income$976,0001,232
2010-12-31 (YTD Data)Rank
Total interest income$12,550,0002,395
Total interest expense$2,945,0002,648
Net interest income$9,605,0002,280
Provision for loan and lease losses$2,060,0002,027
Total noninterest income$10,145,000628
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,202,0001,244
Trading account gains and fees$0175
Additional Noninterest Income$8,943,000497
Total noninterest expense$15,604,0001,285
Salaries and employee benefits$7,556,0001,302
Premises and equipment expense$2,246,0001,161
Additional noninterest expense$5,802,0001,272
Pre-tax net operating income$2,086,0002,164
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,086,0001,950
Extraordinary gains, net$029
Net income$2,086,0001,951
Minority interest net income$0111
Net income of bank and minority interests.$2,086,0001,952
Net charge-offs$2,517,0001,626
Cash dividends$2,200,000748
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,086,0001,875
2010-09-30 (YTD Data)Rank
Total interest income$9,496,0002,431
Total interest expense$2,322,0002,631
Net interest income$7,174,0002,330
Provision for loan and lease losses$50,0006,224
Total noninterest income$7,630,000608
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$914,0001,266
Trading account gains and fees$0165
Additional Noninterest Income$6,716,000476
Total noninterest expense$11,693,0001,271
Salaries and employee benefits$5,655,0001,307
Premises and equipment expense$1,639,0001,197
Additional noninterest expense$4,399,0001,230
Pre-tax net operating income$3,061,0001,299
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$3,061,0001,109
Extraordinary gains, net$023
Net income$3,061,0001,112
Minority interest net income$0110
Net income of bank and minority interests.$3,061,0001,112
Net charge-offs$431,0003,269
Cash dividends$1,100,000967
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,061,0001,068
2010-06-30 (YTD Data)Rank
Total interest income$6,252,0002,485
Total interest expense$1,540,0002,724
Net interest income$4,712,0002,372
Provision for loan and lease losses$62,0005,575
Total noninterest income$4,819,000623
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$625,0001,248
Trading account gains and fees$0152
Additional Noninterest Income$4,194,000477
Total noninterest expense$7,463,0001,328
Salaries and employee benefits$3,702,0001,338
Premises and equipment expense$740,0001,765
Additional noninterest expense$3,021,0001,180
Pre-tax net operating income$2,006,0001,302
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,006,0001,116
Extraordinary gains, net$019
Net income$2,006,0001,116
Minority interest net income$0105
Net income of bank and minority interests.$2,006,0001,117
Net charge-offs$478,0002,502
Cash dividends$845,000852
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,006,0001,069
2010-03-31 (YTD Data)Rank
Total interest income$3,005,0002,630
Total interest expense$773,0002,835
Net interest income$2,232,0002,518
Provision for loan and lease losses$64,0004,529
Total noninterest income$2,485,000598
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$325,0001,205
Trading account gains and fees$0175
Additional Noninterest Income$2,160,000463
Total noninterest expense$3,826,0001,305
Salaries and employee benefits$1,817,0001,381
Premises and equipment expense$479,0001,427
Additional noninterest expense$1,530,0001,155
Pre-tax net operating income$827,0001,576
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$827,0001,327
Extraordinary gains, net$016
Net income$827,0001,330
Minority interest net income$091
Net income of bank and minority interests.$827,0001,329
Net charge-offs$290,0002,065
Cash dividends$385,000895
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$827,0001,285
2009-12-31 (YTD Data)Rank
Total interest income$15,309,0002,194
Total interest expense$3,584,0002,994
Net interest income$11,725,0001,894
Provision for loan and lease losses$3,685,0001,743
Total noninterest income$12,748,000538
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,613,0001,079
Trading account gains and fees$0211
Additional Noninterest Income$11,135,000415
Total noninterest expense$16,792,0001,240
Salaries and employee benefits$8,577,0001,136
Premises and equipment expense$2,276,0001,194
Additional noninterest expense$5,939,0001,277
Pre-tax net operating income$3,996,0001,039
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$3,996,000865
Extraordinary gains, net$034
Net income$3,996,000863
Minority interest net income$0115
Net income of bank and minority interests.$3,996,000864
Net charge-offs$4,937,0001,158
Cash dividends$2,255,000808
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,996,000862
2009-09-30 (YTD Data)Rank
Total interest income$11,475,0002,219
Total interest expense$2,728,0003,078
Net interest income$8,747,0001,892
Provision for loan and lease losses$2,593,0001,624
Total noninterest income$10,305,000520
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,238,0001,053
Trading account gains and fees$0212
Additional Noninterest Income$9,067,000395
Total noninterest expense$12,961,0001,189
Salaries and employee benefits$6,745,0001,097
Premises and equipment expense$1,765,0001,173
Additional noninterest expense$4,451,0001,253
Pre-tax net operating income$3,498,000951
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$3,498,000776
Extraordinary gains, net$027
Net income$3,498,000774
Minority interest net income$0118
Net income of bank and minority interests.$3,498,000777
Net charge-offs$1,595,0001,711
Cash dividends$2,255,000563
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,498,000767
2009-06-30 (YTD Data)Rank
Total interest income$7,717,0002,236
Total interest expense$1,848,0003,154
Net interest income$5,869,0001,877
Provision for loan and lease losses$2,594,0001,194
Total noninterest income$7,933,000465
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$822,0001,046
Trading account gains and fees$0193
Additional Noninterest Income$7,111,000358
Total noninterest expense$8,653,0001,200
Salaries and employee benefits$4,547,0001,114
Premises and equipment expense$1,153,0001,229
Additional noninterest expense$2,953,0001,270
Pre-tax net operating income$2,555,000896
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$2,555,000722
Extraordinary gains, net$021
Net income$2,555,000718
Minority interest net income$0112
Net income of bank and minority interests.$2,555,000723
Net charge-offs$137,0003,877
Cash dividends$1,055,000848
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,555,000703
2009-03-31 (YTD Data)Rank
Total interest income$3,769,0002,314
Total interest expense$930,0003,254
Net interest income$2,839,0001,923
Provision for loan and lease losses$-7,0008,180
Total noninterest income$2,515,000625
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$412,0001,002
Trading account gains and fees$0171
Additional Noninterest Income$2,103,000487
Total noninterest expense$4,086,0001,227
Salaries and employee benefits$2,225,0001,135
Premises and equipment expense$549,0001,303
Additional noninterest expense$1,312,0001,251
Pre-tax net operating income$1,275,000990
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,275,000822
Extraordinary gains, net$015
Net income$1,275,000823
Minority interest net income$0102
Net income of bank and minority interests.$1,275,000824
Net charge-offs$-2,0007,404
Cash dividends$125,0002,062
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,275,000761
2008-12-31 (YTD Data)Rank
Total interest income$20,060,0001,904
Total interest expense$4,830,0003,052
Net interest income$15,230,0001,473
Provision for loan and lease losses$1,537,0002,131
Total noninterest income$10,683,000555
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,229,000789
Trading account gains and fees$0154
Additional Noninterest Income$8,454,000433
Total noninterest expense$18,071,0001,088
Salaries and employee benefits$10,038,000994
Premises and equipment expense$2,214,0001,232
Additional noninterest expense$5,819,0001,103
Pre-tax net operating income$6,305,000889
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$6,305,000633
Extraordinary gains, net$039
Net income$6,305,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$740,0002,294
Cash dividends$8,320,000351
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,305,000682
2008-09-30 (YTD Data)Rank
Total interest income$15,367,0001,910
Total interest expense$3,880,0002,982
Net interest income$11,487,0001,477
Provision for loan and lease losses$14,0006,656
Total noninterest income$8,034,000585
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,696,000783
Trading account gains and fees$0148
Additional Noninterest Income$6,338,000463
Total noninterest expense$13,507,0001,089
Salaries and employee benefits$7,516,0001,016
Premises and equipment expense$1,732,0001,195
Additional noninterest expense$4,259,0001,084
Pre-tax net operating income$6,000,000845
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$6,000,000605
Extraordinary gains, net$031
Net income$6,000,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$530,0001,901
Cash dividends$2,320,000902
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,000,000639
2008-06-30 (YTD Data)Rank
Total interest income$10,777,0001,852
Total interest expense$2,794,0002,892
Net interest income$7,983,0001,400
Provision for loan and lease losses$06,671
Total noninterest income$5,610,000594
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,152,000755
Trading account gains and fees$0149
Additional Noninterest Income$4,458,000466
Total noninterest expense$9,151,0001,070
Salaries and employee benefits$5,039,0001,021
Premises and equipment expense$1,117,0001,221
Additional noninterest expense$2,995,000993
Pre-tax net operating income$4,442,000796
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$4,442,000619
Extraordinary gains, net$021
Net income$4,442,000618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,644
Cash dividends$1,450,0001,034
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,442,000605
2008-03-31 (YTD Data)Rank
Total interest income$5,731,0001,792
Total interest expense$1,647,0002,652
Net interest income$4,084,0001,357
Provision for loan and lease losses$9,0005,509
Total noninterest income$2,865,000577
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$595,000728
Trading account gains and fees$0158
Additional Noninterest Income$2,270,000466
Total noninterest expense$4,474,0001,085
Salaries and employee benefits$2,543,0001,027
Premises and equipment expense$558,0001,231
Additional noninterest expense$1,373,0001,056
Pre-tax net operating income$2,466,000769
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,466,000613
Extraordinary gains, net$015
Net income$2,466,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,277
Cash dividends$800,000908
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,466,000588
2007-12-31 (YTD Data)Rank
Total interest income$25,667,0001,684
Total interest expense$8,447,0002,226
Net interest income$17,220,0001,299
Provision for loan and lease losses$1,077,0001,349
Total noninterest income$11,301,000562
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,632,000667
Trading account gains and fees$0178
Additional Noninterest Income$8,669,000448
Total noninterest expense$18,671,0001,002
Salaries and employee benefits$10,551,000946
Premises and equipment expense$2,152,0001,238
Additional noninterest expense$5,968,000947
Pre-tax net operating income$8,773,000973
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$8,773,000745
Extraordinary gains, net$039
Net income$8,773,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,447
Cash dividends$4,350,000844
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,773,000737
2007-09-30 (YTD Data)Rank
Total interest income$19,487,0001,662
Total interest expense$6,303,0002,234
Net interest income$13,184,0001,275
Provision for loan and lease losses$33,0005,491
Total noninterest income$8,230,000576
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,966,000656
Trading account gains and fees$0184
Additional Noninterest Income$6,264,000470
Total noninterest expense$13,554,0001,024
Salaries and employee benefits$7,616,000980
Premises and equipment expense$1,634,0001,209
Additional noninterest expense$4,304,000955
Pre-tax net operating income$7,827,000889
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$7,827,000664
Extraordinary gains, net$033
Net income$7,827,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,703
Cash dividends$2,800,000927
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,827,000652
2007-06-30 (YTD Data)Rank
Total interest income$12,976,0001,675
Total interest expense$4,012,0002,323
Net interest income$8,964,0001,270
Provision for loan and lease losses$32,0004,837
Total noninterest income$5,686,000582
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,302,000668
Trading account gains and fees$0168
Additional Noninterest Income$4,384,000474
Total noninterest expense$9,151,0001,030
Salaries and employee benefits$5,005,0001,011
Premises and equipment expense$1,078,0001,242
Additional noninterest expense$3,068,000905
Pre-tax net operating income$5,467,000885
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$5,467,000671
Extraordinary gains, net$029
Net income$5,467,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,892
Cash dividends$2,300,000775
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,467,000659
2007-03-31 (YTD Data)Rank
Total interest income$6,410,0001,685
Total interest expense$1,928,0002,389
Net interest income$4,482,0001,277
Provision for loan and lease losses$-10,0008,430
Total noninterest income$2,690,000593
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$653,000647
Trading account gains and fees$0195
Additional Noninterest Income$2,037,000488
Total noninterest expense$4,465,0001,055
Salaries and employee benefits$2,490,0001,025
Premises and equipment expense$534,0001,262
Additional noninterest expense$1,441,000940
Pre-tax net operating income$2,717,000866
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,717,000667
Extraordinary gains, net$022
Net income$2,717,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,191
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,717,000657
2006-12-31 (YTD Data)Rank
Total interest income$26,178,0001,525
Total interest expense$6,755,0002,351
Net interest income$19,423,0001,148
Provision for loan and lease losses$952,0001,083
Total noninterest income$10,720,000574
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,811,000604
Trading account gains and fees$0130
Additional Noninterest Income$7,909,000483
Total noninterest expense$17,784,0001,013
Salaries and employee benefits$10,724,000895
Premises and equipment expense$2,304,0001,111
Additional noninterest expense$4,756,0001,126
Pre-tax net operating income$11,407,000875
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$11,407,000663
Extraordinary gains, net$051
Net income$11,407,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,039
Cash dividends$6,000,000600
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,407,000652
2006-09-30 (YTD Data)Rank
Total interest income$19,625,0001,515
Total interest expense$4,842,0002,379
Net interest income$14,783,0001,146
Provision for loan and lease losses$-26,0008,496
Total noninterest income$8,013,000591
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,108,000608
Trading account gains and fees$0126
Additional Noninterest Income$5,905,000503
Total noninterest expense$12,601,0001,077
Salaries and employee benefits$7,260,0001,009
Premises and equipment expense$1,752,0001,090
Additional noninterest expense$3,589,0001,123
Pre-tax net operating income$10,221,000775
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$10,221,000591
Extraordinary gains, net$045
Net income$10,221,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,845
Cash dividends$5,000,000514
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,221,000578
2006-06-30 (YTD Data)Rank
Total interest income$12,850,0001,505
Total interest expense$2,948,0002,471
Net interest income$9,902,0001,138
Provision for loan and lease losses$-5,0008,488
Total noninterest income$5,256,000600
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,413,000601
Trading account gains and fees$0126
Additional Noninterest Income$3,843,000507
Total noninterest expense$8,333,0001,086
Salaries and employee benefits$4,791,0001,024
Premises and equipment expense$1,176,0001,085
Additional noninterest expense$2,366,0001,145
Pre-tax net operating income$6,830,000780
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$6,830,000589
Extraordinary gains, net$039
Net income$6,830,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,137
Cash dividends$3,200,000542
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,830,000575
2006-03-31 (YTD Data)Rank
Total interest income$6,183,0001,534
Total interest expense$1,319,0002,614
Net interest income$4,864,0001,155
Provision for loan and lease losses$-7,0008,540
Total noninterest income$2,620,000596
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$680,000604
Trading account gains and fees$0115
Additional Noninterest Income$1,940,000503
Total noninterest expense$4,230,0001,068
Salaries and employee benefits$2,500,000987
Premises and equipment expense$640,000991
Additional noninterest expense$1,090,0001,219
Pre-tax net operating income$3,261,000794
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$3,261,000606
Extraordinary gains, net$021
Net income$3,261,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,850,000454
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,261,000592
2005-12-31 (YTD Data)Rank
Total interest income$22,284,0001,496
Total interest expense$4,445,0002,436
Net interest income$17,839,0001,216
Provision for loan and lease losses$301,0002,795
Total noninterest income$10,485,000602
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,659,000646
Trading account gains and fees$0138
Additional Noninterest Income$7,826,000501
Total noninterest expense$17,015,000999
Salaries and employee benefits$10,598,000861
Premises and equipment expense$2,100,0001,167
Additional noninterest expense$4,317,0001,198
Pre-tax net operating income$11,008,000901
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$11,008,000672
Extraordinary gains, net$046
Net income$11,008,000673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,377
Cash dividends$7,200,000492
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,008,000658
2005-09-30 (YTD Data)Rank
Total interest income$16,068,0001,513
Total interest expense$3,121,0002,462
Net interest income$12,947,0001,248
Provision for loan and lease losses$32,0005,761
Total noninterest income$7,934,000605
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,948,000660
Trading account gains and fees$0126
Additional Noninterest Income$5,986,000501
Total noninterest expense$11,722,0001,077
Salaries and employee benefits$7,091,000957
Premises and equipment expense$1,496,0001,219
Additional noninterest expense$3,135,0001,216
Pre-tax net operating income$9,127,000811
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$9,127,000613
Extraordinary gains, net$035
Net income$9,127,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$3,500,000637
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,127,000597
2005-06-30 (YTD Data)Rank
Total interest income$10,194,0001,566
Total interest expense$1,978,0002,440
Net interest income$8,216,0001,308
Provision for loan and lease losses$-1,0008,586
Total noninterest income$5,423,000586
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,272,000662
Trading account gains and fees$0116
Additional Noninterest Income$4,151,000478
Total noninterest expense$7,713,0001,083
Salaries and employee benefits$4,597,000980
Premises and equipment expense$938,0001,280
Additional noninterest expense$2,178,0001,143
Pre-tax net operating income$5,927,000805
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$5,927,000608
Extraordinary gains, net$030
Net income$5,927,000608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,872
Cash dividends$2,200,000654
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,927,000594
2005-03-31 (YTD Data)Rank
Total interest income$4,746,0001,659
Total interest expense$934,0002,474
Net interest income$3,812,0001,389
Provision for loan and lease losses$-4,0008,697
Total noninterest income$2,089,000686
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$598,000681
Trading account gains and fees$0115
Additional Noninterest Income$1,491,000583
Total noninterest expense$3,839,0001,083
Salaries and employee benefits$2,207,0001,015
Premises and equipment expense$470,0001,277
Additional noninterest expense$1,162,0001,064
Pre-tax net operating income$2,066,0001,121
Securities gains (losses)$917,000106
Applicable income taxes$06,892
Income before extraordinary items$2,983,000609
Extraordinary gains, net$024
Net income$2,983,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0001,641
Cash dividends$1,100,000593
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,066,000824
2004-12-31 (YTD Data)Rank
Total interest income$16,359,0001,747
Total interest expense$3,383,0002,374
Net interest income$12,976,0001,568
Provision for loan and lease losses$446,0002,165
Total noninterest income$8,452,000689
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,783,000626
Trading account gains and fees$0138
Additional Noninterest Income$5,669,000610
Total noninterest expense$15,280,0001,052
Salaries and employee benefits$9,521,000902
Premises and equipment expense$1,842,0001,237
Additional noninterest expense$3,917,0001,267
Pre-tax net operating income$5,702,0001,495
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$5,702,0001,146
Extraordinary gains, net$034
Net income$5,702,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,719
Cash dividends$3,065,000949
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,702,0001,117
2004-09-30 (YTD Data)Rank
Total interest income$11,878,0001,786
Total interest expense$2,533,0002,330
Net interest income$9,345,0001,623
Provision for loan and lease losses$36,0005,817
Total noninterest income$6,253,000705
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,165,000608
Trading account gains and fees$0134
Additional Noninterest Income$4,088,000649
Total noninterest expense$11,000,0001,098
Salaries and employee benefits$6,677,000957
Premises and equipment expense$1,410,0001,223
Additional noninterest expense$2,913,0001,268
Pre-tax net operating income$4,562,0001,423
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$4,562,0001,077
Extraordinary gains, net$026
Net income$4,562,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,844
Cash dividends$1,565,0001,206
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,562,0001,040
2004-06-30 (YTD Data)Rank
Total interest income$7,741,0001,813
Total interest expense$1,697,0002,296
Net interest income$6,044,0001,660
Provision for loan and lease losses$24,0005,696
Total noninterest income$4,258,000703
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,439,000606
Trading account gains and fees$0130
Additional Noninterest Income$2,819,000635
Total noninterest expense$7,267,0001,109
Salaries and employee benefits$4,458,000951
Premises and equipment expense$932,0001,234
Additional noninterest expense$1,877,0001,297
Pre-tax net operating income$3,011,0001,421
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$3,011,0001,096
Extraordinary gains, net$021
Net income$3,011,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,214
Cash dividends$725,0001,654
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,011,0001,056
2004-03-31 (YTD Data)Rank
Total interest income$3,770,0001,864
Total interest expense$848,0002,316
Net interest income$2,922,0001,704
Provision for loan and lease losses$2,0006,358
Total noninterest income$1,901,000743
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$690,000621
Trading account gains and fees$0121
Additional Noninterest Income$1,211,000690
Total noninterest expense$3,494,0001,164
Salaries and employee benefits$2,170,000994
Premises and equipment expense$447,0001,302
Additional noninterest expense$877,0001,381
Pre-tax net operating income$1,327,0001,556
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,327,0001,229
Extraordinary gains, net$016
Net income$1,327,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,327,0001,159
2003-12-31 (YTD Data)Rank
Total interest income$16,110,0001,765
Total interest expense$3,868,0002,286
Net interest income$12,242,0001,590
Provision for loan and lease losses$476,0002,269
Total noninterest income$8,262,000761
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,940,000582
Trading account gains and fees$0160
Additional Noninterest Income$5,322,000722
Total noninterest expense$15,154,0001,074
Salaries and employee benefits$9,666,000879
Premises and equipment expense$1,887,0001,191
Additional noninterest expense$3,601,0001,371
Pre-tax net operating income$4,874,0001,674
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$4,874,0001,308
Extraordinary gains, net$054
Net income$4,874,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,349
Cash dividends$2,373,0001,209
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,874,0001,241
2003-09-30 (YTD Data)Rank
Total interest income$12,348,0001,758
Total interest expense$2,993,0002,298
Net interest income$9,355,0001,564
Provision for loan and lease losses$111,0004,490
Total noninterest income$5,955,000809
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,226,000588
Trading account gains and fees$0153
Additional Noninterest Income$3,729,000794
Total noninterest expense$11,109,0001,101
Salaries and employee benefits$6,891,000947
Premises and equipment expense$1,462,0001,171
Additional noninterest expense$2,756,0001,339
Pre-tax net operating income$4,090,0001,549
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$4,090,0001,212
Extraordinary gains, net$040
Net income$4,090,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,091
Cash dividends$1,687,0001,162
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,090,0001,143
2003-06-30 (YTD Data)Rank
Total interest income$8,165,0001,784
Total interest expense$2,064,0002,297
Net interest income$6,101,0001,600
Provision for loan and lease losses$110,0003,695
Total noninterest income$3,926,000809
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,494,000574
Trading account gains and fees$0150
Additional Noninterest Income$2,432,000799
Total noninterest expense$7,348,0001,110
Salaries and employee benefits$4,561,000949
Premises and equipment expense$883,0001,303
Additional noninterest expense$1,904,0001,298
Pre-tax net operating income$2,569,0001,635
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$2,569,0001,287
Extraordinary gains, net$030
Net income$2,569,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,447
Cash dividends$843,0001,516
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,569,0001,197
2003-03-31 (YTD Data)Rank
Total interest income$4,004,0001,832
Total interest expense$1,059,0002,299
Net interest income$2,945,0001,660
Provision for loan and lease losses$14,0005,838
Total noninterest income$1,741,000869
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$748,000562
Trading account gains and fees$0134
Additional Noninterest Income$993,000894
Total noninterest expense$3,574,0001,122
Salaries and employee benefits$2,154,0001,000
Premises and equipment expense$456,0001,257
Additional noninterest expense$964,0001,269
Pre-tax net operating income$1,098,0001,878
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,098,0001,485
Extraordinary gains, net$021
Net income$1,098,0001,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,098,0001,391
2002-12-31 (YTD Data)Rank
Total interest income$18,333,0001,676
Total interest expense$5,840,0001,944
Net interest income$12,493,0001,551
Provision for loan and lease losses$277,0003,627
Total noninterest income$6,884,000804
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,915,000559
Trading account gains and fees$0153
Additional Noninterest Income$3,969,000812
Total noninterest expense$15,013,0001,033
Salaries and employee benefits$8,970,000898
Premises and equipment expense$1,810,0001,224
Additional noninterest expense$4,233,0001,156
Pre-tax net operating income$4,087,0001,954
Securities gains (losses)$162,0001,318
Applicable income taxes$07,681
Income before extraordinary items$4,249,0001,465
Extraordinary gains, net$070
Net income$4,249,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,318
Cash dividends$3,004,000916
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,087,0001,458
2001-12-31 (YTD Data)Rank
Total interest income$21,266,0001,593
Total interest expense$8,726,0001,856
Net interest income$12,540,0001,414
Provision for loan and lease losses$356,0002,877
Total noninterest income$6,184,000838
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,753,000555
Trading account gains and fees$0177
Additional Noninterest Income$3,431,000856
Total noninterest expense$13,720,0001,081
Salaries and employee benefits$8,654,000864
Premises and equipment expense$1,821,0001,170
Additional noninterest expense$3,245,0001,440
Pre-tax net operating income$4,648,0001,553
Securities gains (losses)$191,0001,225
Applicable income taxes$07,903
Income before extraordinary items$4,839,0001,126
Extraordinary gains, net$0105
Net income$4,839,0001,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,631
Cash dividends$4,415,000681
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,648,0001,126
2000-12-31 (YTD Data)Rank
Total interest income$20,885,0001,655
Total interest expense$8,495,0002,031
Net interest income$12,390,0001,416
Provision for loan and lease losses$412,0002,228
Total noninterest income$6,074,000805
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,642,000513
Trading account gains and fees$0180
Additional Noninterest Income$3,432,000791
Total noninterest expense$13,552,0001,034
Salaries and employee benefits$8,040,000866
Premises and equipment expense$2,031,000980
Additional noninterest expense$3,481,0001,308
Pre-tax net operating income$4,500,0001,632
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$4,500,0001,177
Extraordinary gains, net$038
Net income$4,500,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,171
Cash dividends$1,702,0001,516
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,500,0001,176
1999-12-31 (YTD Data)Rank
Total interest income$18,086,0001,798
Total interest expense$6,307,0002,332
Net interest income$11,779,0001,495
Provision for loan and lease losses$560,0001,611
Total noninterest income$5,637,000849
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,600,000522
Trading account gains and fees$0173
Additional Noninterest Income$3,037,000881
Total noninterest expense$12,044,0001,147
Salaries and employee benefits$7,228,000947
Premises and equipment expense$1,830,0001,099
Additional noninterest expense$2,986,0001,522
Pre-tax net operating income$4,812,0001,563
Securities gains (losses)$03,155
Applicable income taxes$47,0007,686
Income before extraordinary items$4,765,0001,152
Extraordinary gains, net$035
Net income$4,765,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$558,0001,123
Cash dividends$4,252,000738
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,765,0001,135
1998-12-31 (YTD Data)Rank
Total interest income$18,137,0001,786
Total interest expense$6,639,0002,280
Net interest income$11,498,0001,463
Provision for loan and lease losses$819,0001,159
Total noninterest income$5,172,000911
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,257,000553
Trading account gains and fees$0224
Additional Noninterest Income$2,915,000913
Total noninterest expense$11,293,0001,160
Salaries and employee benefits$6,160,0001,060
Premises and equipment expense$1,852,0001,042
Additional noninterest expense$3,281,0001,339
Pre-tax net operating income$4,558,0001,623
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$4,558,0001,177
Extraordinary gains, net$032
Net income$4,558,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$854,000854
Cash dividends$3,063,000956
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,558,0001,140
1997-12-31 (YTD Data)Rank
Total interest income$17,319,0001,905
Total interest expense$6,241,0002,412
Net interest income$11,078,0001,554
Provision for loan and lease losses$913,0001,061
Total noninterest income$4,143,0001,053
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,032,000629
Trading account gains and fees$0239
Additional Noninterest Income$2,111,0001,057
Total noninterest expense$9,786,0001,345
Salaries and employee benefits$5,117,0001,285
Premises and equipment expense$1,307,0001,490
Additional noninterest expense$3,362,0001,303
Pre-tax net operating income$4,522,0001,697
Securities gains (losses)$03,944
Applicable income taxes$90,0008,571
Income before extraordinary items$4,432,0001,234
Extraordinary gains, net$044
Net income$4,432,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,0001,097
Cash dividends$2,800,0001,007
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,432,0001,211
1996-12-31 (YTD Data)Rank
Total interest income$16,296,0002,074
Total interest expense$5,679,0002,678
Net interest income$10,617,0001,665
Provision for loan and lease losses$259,0002,886
Total noninterest income$3,681,0001,182
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,036,000664
Trading account gains and fees$0262
Additional Noninterest Income$1,645,0001,326
Total noninterest expense$8,934,0001,580
Salaries and employee benefits$4,531,0001,485
Premises and equipment expense$1,276,0001,600
Additional noninterest expense$3,127,0001,662
Pre-tax net operating income$5,105,0001,411
Securities gains (losses)$04,148
Applicable income taxes$1,954,0001,259
Income before extraordinary items$3,151,0001,576
Extraordinary gains, net$053
Net income$3,151,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$563,0001,304
Cash dividends$1,128,0001,958
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,151,0001,545
1995-12-31 (YTD Data)Rank
Total interest income$15,560,0002,170
Total interest expense$6,139,0002,499
Net interest income$9,421,0001,903
Provision for loan and lease losses$385,0001,912
Total noninterest income$3,209,0001,299
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,859,000721
Trading account gains and fees$0522
Additional Noninterest Income$1,350,0001,457
Total noninterest expense$8,494,0001,662
Salaries and employee benefits$3,889,0001,711
Premises and equipment expense$1,143,0001,768
Additional noninterest expense$3,462,0001,495
Pre-tax net operating income$3,751,0001,965
Securities gains (losses)$-6,0009,789
Applicable income taxes$1,335,0001,829
Income before extraordinary items$2,410,0002,095
Extraordinary gains, net$065
Net income$2,410,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,894
Cash dividends$1,209,0001,759
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,413,8402,059
1994-12-31 (YTD Data)Rank
Total interest income$12,514,0002,425
Total interest expense$4,531,0002,703
Net interest income$7,983,0002,263
Provision for loan and lease losses$-73,00012,077
Total noninterest income$3,000,0001,364
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,577,000826
Trading account gains and fees$-16,0004,826
Additional Noninterest Income$1,439,0001,423
Total noninterest expense$8,153,0001,786
Salaries and employee benefits$3,933,0001,704
Premises and equipment expense$1,206,0001,713
Additional noninterest expense$3,014,0001,797
Pre-tax net operating income$2,903,0002,446
Securities gains (losses)$03,600
Applicable income taxes$1,045,0002,138
Income before extraordinary items$1,858,0002,617
Extraordinary gains, net$0249
Net income$1,858,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,00012,115
Cash dividends$1,436,0001,454
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,858,0002,635
1993-12-31 (YTD Data)Rank
Total interest income$12,336,0002,500
Total interest expense$4,298,0002,968
Net interest income$8,038,0002,231
Provision for loan and lease losses$464,0002,215
Total noninterest income$2,580,0001,636
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,453,000911
Trading account gains and fees$0532
Additional Noninterest Income$1,127,0001,877
Total noninterest expense$7,580,0001,949
Salaries and employee benefits$3,770,0001,774
Premises and equipment expense$1,127,0001,861
Additional noninterest expense$2,683,0002,087
Pre-tax net operating income$2,574,0002,645
Securities gains (losses)$07,477
Applicable income taxes$889,0002,537
Income before extraordinary items$1,685,0002,913
Extraordinary gains, net$125,0001,386
Net income$1,810,0002,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0002,060
Cash dividends$725,0002,324
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,685,0002,761
1992-12-31 (YTD Data)Rank
Total interest income$13,926,0002,524
Total interest expense$5,650,0002,948
Net interest income$8,276,0002,193
Provision for loan and lease losses$886,0002,001
Total noninterest income$2,554,0001,626
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,416,000926
Trading account gains and fees$0504
Additional Noninterest Income$1,138,0001,831
Total noninterest expense$7,181,0002,056
Salaries and employee benefits$3,477,0001,893
Premises and equipment expense$1,085,0001,951
Additional noninterest expense$2,619,0002,241
Pre-tax net operating income$2,763,0002,237
Securities gains (losses)$297,0001,543
Applicable income taxes$1,023,0002,066
Income before extraordinary items$2,037,0002,249
Extraordinary gains, net$01,422
Net income$2,037,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$837,0001,758
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,838,0102,315

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.