Home > Florida Shores Bank - Southeast > Income and Expense
Florida Shores Bank - Southeast, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,317,000 | 3,141 |
| Total interest expense | $973,000 | 3,002 |
| Net interest income | $6,344,000 | 3,125 |
| Provision for loan and lease losses | $1,010,000 | 1,084 |
| Total noninterest income | $326,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $110,000 | 5,111 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $216,000 | 4,517 |
| Total noninterest expense | $6,509,000 | 2,800 |
| Salaries and employee benefits | $2,334,000 | 3,716 |
| Premises and equipment expense | $1,540,000 | 1,542 |
| Additional noninterest expense | $2,635,000 | 2,345 |
| Pre-tax net operating income | $-849,000 | 6,551 |
| Securities gains (losses) | $-27,000 | 6,372 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-876,000 | 6,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-876,000 | 6,566 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-876,000 | 6,566 |
| Net charge-offs | $2,251,000 | 685 |
| Cash dividends | $60,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $1,316,000 | 189 |
| Net operating income | $-849,000 | 6,557 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 3,130 |
| Total interest expense | $754,000 | 3,009 |
| Net interest income | $4,809,000 | 3,121 |
| Provision for loan and lease losses | $1,248,000 | 753 |
| Total noninterest income | $231,000 | 5,173 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $86,000 | 5,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $145,000 | 4,754 |
| Total noninterest expense | $4,851,000 | 2,813 |
| Salaries and employee benefits | $1,707,000 | 3,787 |
| Premises and equipment expense | $1,092,000 | 1,628 |
| Additional noninterest expense | $2,052,000 | 2,253 |
| Pre-tax net operating income | $-1,059,000 | 6,711 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,059,000 | 6,721 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,059,000 | 6,722 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,059,000 | 6,722 |
| Net charge-offs | $2,478,000 | 515 |
| Cash dividends | $45,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $1,296,000 | 143 |
| Net operating income | $-1,059,000 | 6,713 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 3,131 |
| Total interest expense | $519,000 | 2,988 |
| Net interest income | $3,216,000 | 3,119 |
| Provision for loan and lease losses | $500,000 | 1,162 |
| Total noninterest income | $149,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $82,000 | 4,467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $67,000 | 5,218 |
| Total noninterest expense | $3,218,000 | 2,834 |
| Salaries and employee benefits | $1,162,000 | 3,742 |
| Premises and equipment expense | $724,000 | 1,641 |
| Additional noninterest expense | $1,332,000 | 2,299 |
| Pre-tax net operating income | $-353,000 | 6,632 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-353,000 | 6,673 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-353,000 | 6,674 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-353,000 | 6,674 |
| Net charge-offs | $1,870,000 | 482 |
| Cash dividends | $30,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $1,313,000 | 102 |
| Net operating income | $-353,000 | 6,649 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,134 |
| Total interest expense | $270,000 | 2,975 |
| Net interest income | $1,611,000 | 3,123 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $87,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $1,563,000 | 2,926 |
| Salaries and employee benefits | $569,000 | 3,837 |
| Premises and equipment expense | $361,000 | 1,675 |
| Additional noninterest expense | $633,000 | 2,424 |
| Pre-tax net operating income | $115,000 | 5,156 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $115,000 | 5,071 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $115,000 | 5,073 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $115,000 | 5,073 |
| Net charge-offs | $1,412,000 | 351 |
| Cash dividends | $15,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $1,274,000 | 53 |
| Net operating income | $115,000 | 4,963 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 3,365 |
| Total interest expense | $1,197,000 | 3,201 |
| Net interest income | $6,058,000 | 3,348 |
| Provision for loan and lease losses | $1,576,000 | 1,279 |
| Total noninterest income | $-46,000 | 6,881 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $102,000 | 5,406 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-148,000 | 6,774 |
| Total noninterest expense | $6,510,000 | 2,843 |
| Salaries and employee benefits | $2,615,000 | 3,451 |
| Premises and equipment expense | $1,432,000 | 1,642 |
| Additional noninterest expense | $2,463,000 | 2,608 |
| Pre-tax net operating income | $-2,074,000 | 6,817 |
| Securities gains (losses) | $83,000 | 2,408 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,991,000 | 6,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,991,000 | 6,835 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,991,000 | 6,836 |
| Net charge-offs | $1,070,000 | 1,756 |
| Cash dividends | $57,000 | 4,160 |
| Sale, conversion, retirement of capital stock, net | $2,102,000 | 153 |
| Net operating income | $-2,074,000 | 6,823 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 3,413 |
| Total interest expense | $916,000 | 3,269 |
| Net interest income | $4,530,000 | 3,409 |
| Provision for loan and lease losses | $426,000 | 2,497 |
| Total noninterest income | $121,000 | 5,981 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $72,000 | 5,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $49,000 | 5,782 |
| Total noninterest expense | $4,713,000 | 2,941 |
| Salaries and employee benefits | $2,467,000 | 2,943 |
| Premises and equipment expense | $1,050,000 | 1,692 |
| Additional noninterest expense | $1,196,000 | 3,674 |
| Pre-tax net operating income | $-488,000 | 6,684 |
| Securities gains (losses) | $80,000 | 2,137 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-408,000 | 6,724 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-408,000 | 6,722 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-408,000 | 6,722 |
| Net charge-offs | $905,000 | 1,564 |
| Cash dividends | $42,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $1,169,000 | 147 |
| Net operating income | $-488,000 | 6,693 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 3,398 |
| Total interest expense | $631,000 | 3,292 |
| Net interest income | $3,044,000 | 3,400 |
| Provision for loan and lease losses | $51,000 | 4,542 |
| Total noninterest income | $126,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 4,997 |
| Total noninterest expense | $3,198,000 | 2,897 |
| Salaries and employee benefits | $1,658,000 | 2,940 |
| Premises and equipment expense | $722,000 | 1,645 |
| Additional noninterest expense | $818,000 | 3,617 |
| Pre-tax net operating income | $-79,000 | 6,498 |
| Securities gains (losses) | $80,000 | 1,747 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,000 | 6,452 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,000 | 6,452 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,000 | 6,452 |
| Net charge-offs | $934,000 | 1,198 |
| Cash dividends | $27,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $1,062,000 | 114 |
| Net operating income | $-79,000 | 6,515 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 3,462 |
| Total interest expense | $352,000 | 3,134 |
| Net interest income | $1,471,000 | 3,507 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $65,000 | 5,544 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,056 |
| Total noninterest expense | $1,583,000 | 2,927 |
| Salaries and employee benefits | $832,000 | 2,940 |
| Premises and equipment expense | $356,000 | 1,675 |
| Additional noninterest expense | $395,000 | 3,664 |
| Pre-tax net operating income | $-47,000 | 6,615 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-47,000 | 6,707 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-47,000 | 6,709 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-47,000 | 6,709 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $12,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $1,025,000 | 66 |
| Net operating income | $-47,000 | 6,626 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 3,711 |
| Total interest expense | $1,546,000 | 3,374 |
| Net interest income | $5,340,000 | 3,751 |
| Provision for loan and lease losses | $3,022,000 | 1,184 |
| Total noninterest income | $235,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $76,000 | 5,877 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $159,000 | 4,785 |
| Total noninterest expense | $5,771,000 | 3,149 |
| Salaries and employee benefits | $2,849,000 | 3,236 |
| Premises and equipment expense | $1,210,000 | 2,049 |
| Additional noninterest expense | $1,712,000 | 3,544 |
| Pre-tax net operating income | $-3,218,000 | 6,937 |
| Securities gains (losses) | $59,000 | 2,466 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,159,000 | 6,963 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,159,000 | 6,964 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,159,000 | 6,964 |
| Net charge-offs | $1,726,000 | 1,702 |
| Cash dividends | $19,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $5,036,000 | 132 |
| Net operating income | $-3,218,000 | 6,948 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 3,750 |
| Total interest expense | $1,177,000 | 3,450 |
| Net interest income | $3,999,000 | 3,771 |
| Provision for loan and lease losses | $1,461,000 | 1,539 |
| Total noninterest income | $77,000 | 6,492 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $52,000 | 6,032 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $25,000 | 6,271 |
| Total noninterest expense | $4,184,000 | 3,245 |
| Salaries and employee benefits | $2,151,000 | 3,231 |
| Premises and equipment expense | $858,000 | 2,161 |
| Additional noninterest expense | $1,175,000 | 3,744 |
| Pre-tax net operating income | $-1,569,000 | 6,933 |
| Securities gains (losses) | $60,000 | 2,204 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,509,000 | 6,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,509,000 | 6,986 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,509,000 | 6,986 |
| Net charge-offs | $1,310,000 | 1,633 |
| Cash dividends | $6,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $5,026,000 | 113 |
| Net operating income | $-1,569,000 | 6,972 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 3,805 |
| Total interest expense | $769,000 | 3,602 |
| Net interest income | $2,667,000 | 3,794 |
| Provision for loan and lease losses | $411,000 | 2,560 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $35,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $2,779,000 | 3,290 |
| Salaries and employee benefits | $1,436,000 | 3,243 |
| Premises and equipment expense | $537,000 | 2,306 |
| Additional noninterest expense | $806,000 | 3,730 |
| Pre-tax net operating income | $-470,000 | 6,773 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-470,000 | 6,824 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-470,000 | 6,823 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-470,000 | 6,824 |
| Net charge-offs | $110,000 | 3,749 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 599 |
| Net operating income | $-470,000 | 6,815 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 3,842 |
| Total interest expense | $382,000 | 3,705 |
| Net interest income | $1,325,000 | 3,791 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $29,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $1,298,000 | 3,477 |
| Salaries and employee benefits | $716,000 | 3,271 |
| Premises and equipment expense | $250,000 | 2,505 |
| Additional noninterest expense | $332,000 | 4,241 |
| Pre-tax net operating income | $56,000 | 5,667 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $56,000 | 5,616 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $56,000 | 5,615 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $56,000 | 5,616 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 508 |
| Net operating income | $56,000 | 5,570 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,369,000 | 4,620 |
| Total interest expense | $1,468,000 | 4,319 |
| Net interest income | $3,901,000 | 4,652 |
| Provision for loan and lease losses | $841,000 | 3,338 |
| Total noninterest income | $110,000 | 6,598 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,740 |
| Total noninterest expense | $4,084,000 | 4,150 |
| Salaries and employee benefits | $1,954,000 | 4,304 |
| Premises and equipment expense | $660,000 | 3,465 |
| Additional noninterest expense | $1,470,000 | 4,059 |
| Pre-tax net operating income | $-914,000 | 6,439 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-914,000 | 6,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-914,000 | 6,558 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-914,000 | 6,558 |
| Net charge-offs | $677,000 | 3,218 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,193 |
| Net operating income | $-914,000 | 6,517 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 4,818 |
| Total interest expense | $1,064,000 | 4,551 |
| Net interest income | $2,812,000 | 4,826 |
| Provision for loan and lease losses | $801,000 | 2,847 |
| Total noninterest income | $83,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $76,000 | 5,556 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,000 | 6,979 |
| Total noninterest expense | $2,783,000 | 4,441 |
| Salaries and employee benefits | $1,297,000 | 4,673 |
| Premises and equipment expense | $474,000 | 3,634 |
| Additional noninterest expense | $1,012,000 | 4,273 |
| Pre-tax net operating income | $-689,000 | 6,643 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-689,000 | 6,768 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-689,000 | 6,769 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-689,000 | 6,769 |
| Net charge-offs | $636,000 | 2,745 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 856 |
| Net operating income | $-689,000 | 6,717 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 4,915 |
| Total interest expense | $703,000 | 4,678 |
| Net interest income | $1,829,000 | 4,898 |
| Provision for loan and lease losses | $637,000 | 2,492 |
| Total noninterest income | $54,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $49,000 | 5,620 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $1,818,000 | 4,511 |
| Salaries and employee benefits | $849,000 | 4,759 |
| Premises and equipment expense | $314,000 | 3,683 |
| Additional noninterest expense | $655,000 | 4,350 |
| Pre-tax net operating income | $-572,000 | 6,793 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-572,000 | 6,906 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-572,000 | 6,906 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-572,000 | 6,906 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 871 |
| Net operating income | $-572,000 | 6,865 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 5,167 |
| Total interest expense | $345,000 | 4,868 |
| Net interest income | $843,000 | 5,155 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $898,000 | 4,597 |
| Salaries and employee benefits | $440,000 | 4,715 |
| Premises and equipment expense | $154,000 | 3,821 |
| Additional noninterest expense | $304,000 | 4,553 |
| Pre-tax net operating income | $-36,000 | 6,446 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-36,000 | 6,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-36,000 | 6,556 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-36,000 | 6,555 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 623 |
| Net operating income | $-36,000 | 6,482 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 6,081 |
| Total interest expense | $1,161,000 | 5,726 |
| Net interest income | $2,251,000 | 6,100 |
| Provision for loan and lease losses | $897,000 | 3,670 |
| Total noninterest income | $72,000 | 7,220 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $57,000 | 6,369 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $15,000 | 7,069 |
| Total noninterest expense | $3,138,000 | 5,045 |
| Salaries and employee benefits | $1,495,000 | 5,205 |
| Premises and equipment expense | $475,000 | 4,510 |
| Additional noninterest expense | $1,168,000 | 4,812 |
| Pre-tax net operating income | $-1,712,000 | 6,539 |
| Securities gains (losses) | $-25,000 | 7,080 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,737,000 | 6,660 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,737,000 | 6,660 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,737,000 | 6,660 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 932 |
| Net operating income | $-1,712,000 | 6,646 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 6,332 |
| Total interest expense | $787,000 | 6,063 |
| Net interest income | $1,568,000 | 6,269 |
| Provision for loan and lease losses | $655,000 | 3,389 |
| Total noninterest income | $33,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $25,000 | 6,783 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,000 | 7,336 |
| Total noninterest expense | $2,312,000 | 5,116 |
| Salaries and employee benefits | $1,154,000 | 5,163 |
| Premises and equipment expense | $381,000 | 4,378 |
| Additional noninterest expense | $777,000 | 5,139 |
| Pre-tax net operating income | $-1,366,000 | 6,815 |
| Securities gains (losses) | $-25,000 | 7,302 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,391,000 | 6,958 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,391,000 | 6,959 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,391,000 | 6,959 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 897 |
| Net operating income | $-1,366,000 | 6,924 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 6,504 |
| Total interest expense | $493,000 | 6,300 |
| Net interest income | $976,000 | 6,444 |
| Provision for loan and lease losses | $271,000 | 3,892 |
| Total noninterest income | $15,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $12,000 | 6,959 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $1,535,000 | 5,177 |
| Salaries and employee benefits | $790,000 | 5,134 |
| Premises and equipment expense | $252,000 | 4,424 |
| Additional noninterest expense | $493,000 | 5,288 |
| Pre-tax net operating income | $-815,000 | 6,909 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-815,000 | 7,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-815,000 | 7,030 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-815,000 | 7,030 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 912 |
| Net operating income | $-815,000 | 7,017 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $682,000 | 6,708 |
| Total interest expense | $218,000 | 6,656 |
| Net interest income | $464,000 | 6,565 |
| Provision for loan and lease losses | $151,000 | 3,198 |
| Total noninterest income | $5,000 | 7,912 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $735,000 | 5,236 |
| Salaries and employee benefits | $386,000 | 5,256 |
| Premises and equipment expense | $126,000 | 4,497 |
| Additional noninterest expense | $223,000 | 5,294 |
| Pre-tax net operating income | $-417,000 | 7,224 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-417,000 | 7,364 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-417,000 | 7,365 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-417,000 | 7,365 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 654 |
| Net operating income | $-417,000 | 7,329 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 7,288 |
| Total interest expense | $1,004,000 | 6,770 |
| Net interest income | $1,058,000 | 7,517 |
| Provision for loan and lease losses | $263,000 | 4,838 |
| Total noninterest income | $23,000 | 7,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,112 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $8,000 | 7,741 |
| Total noninterest expense | $3,004,000 | 5,106 |
| Salaries and employee benefits | $1,558,000 | 5,224 |
| Premises and equipment expense | $595,000 | 3,966 |
| Additional noninterest expense | $851,000 | 5,303 |
| Pre-tax net operating income | $-2,186,000 | 7,408 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,181,000 | 7,431 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,181,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $6,433,000 | 206 |
| Net operating income | $-2,186,000 | 7,520 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 7,443 |
| Total interest expense | $791,000 | 6,799 |
| Net interest income | $677,000 | 7,776 |
| Provision for loan and lease losses | $113,000 | 5,017 |
| Total noninterest income | $17,000 | 8,047 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,000 | 7,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $2,171,000 | 5,218 |
| Salaries and employee benefits | $1,143,000 | 5,305 |
| Premises and equipment expense | $441,000 | 4,001 |
| Additional noninterest expense | $587,000 | 5,483 |
| Pre-tax net operating income | $-1,590,000 | 7,762 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,590,000 | 7,745 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,590,000 | 7,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $6,317,000 | 138 |
| Net operating income | $-1,590,000 | 7,831 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 7,456 |
| Total interest expense | $585,000 | 6,735 |
| Net interest income | $437,000 | 7,849 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $10,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $5,000 | 7,264 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $1,362,000 | 5,433 |
| Salaries and employee benefits | $737,000 | 5,452 |
| Premises and equipment expense | $269,000 | 4,307 |
| Additional noninterest expense | $356,000 | 5,739 |
| Pre-tax net operating income | $-939,000 | 7,878 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-939,000 | 7,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-939,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 936 |
| Net operating income | $-939,000 | 7,958 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,245 |
| Total interest expense | $423,000 | 6,136 |
| Net interest income | $193,000 | 8,007 |
| Provision for loan and lease losses | $61,000 | 3,456 |
| Total noninterest income | $5,000 | 8,194 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $639,000 | 5,635 |
| Salaries and employee benefits | $352,000 | 5,614 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $155,000 | 6,092 |
| Pre-tax net operating income | $-502,000 | 8,089 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-502,000 | 8,152 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-502,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-502,000 | 8,136 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 7,355 |
| Total interest expense | $1,527,000 | 6,397 |
| Net interest income | $744,000 | 8,039 |
| Provision for loan and lease losses | $263,000 | 3,416 |
| Total noninterest income | $18,000 | 8,251 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $12,000 | 7,272 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $2,491,000 | 5,619 |
| Salaries and employee benefits | $1,255,000 | 5,847 |
| Premises and equipment expense | $492,000 | 4,421 |
| Additional noninterest expense | $744,000 | 5,565 |
| Pre-tax net operating income | $-1,992,000 | 8,274 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,992,000 | 8,319 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,992,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,992,000 | 8,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 7,584 |
| Total interest expense | $1,004,000 | 6,688 |
| Net interest income | $516,000 | 8,157 |
| Provision for loan and lease losses | $251,000 | 2,599 |
| Total noninterest income | $9,000 | 8,345 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $1,719,000 | 5,818 |
| Salaries and employee benefits | $893,000 | 5,992 |
| Premises and equipment expense | $419,000 | 4,027 |
| Additional noninterest expense | $407,000 | 6,352 |
| Pre-tax net operating income | $-1,445,000 | 8,383 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,445,000 | 8,412 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,445,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,445,000 | 8,401 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $857,000 | 7,849 |
| Total interest expense | $535,000 | 7,118 |
| Net interest income | $322,000 | 8,274 |
| Provision for loan and lease losses | $113,000 | 3,123 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $1,097,000 | 5,983 |
| Salaries and employee benefits | $566,000 | 6,187 |
| Premises and equipment expense | $293,000 | 3,904 |
| Additional noninterest expense | $238,000 | 6,706 |
| Pre-tax net operating income | $-888,000 | 8,433 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-888,000 | 8,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-888,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-888,000 | 8,452 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,325 |
| Total interest expense | $110,000 | 8,185 |
| Net interest income | $160,000 | 8,334 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $504,000 | 6,266 |
| Salaries and employee benefits | $272,000 | 6,334 |
| Premises and equipment expense | $142,000 | 4,012 |
| Additional noninterest expense | $90,000 | 7,277 |
| Pre-tax net operating income | $-394,000 | 8,470 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-394,000 | 8,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-394,000 | 8,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-394,000 | 8,486 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $142,000 | 8,650 |
| Total interest expense | $20,000 | 8,618 |
| Net interest income | $122,000 | 8,641 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $929,000 | 7,821 |
| Salaries and employee benefits | $543,000 | 7,754 |
| Premises and equipment expense | $109,000 | 7,703 |
| Additional noninterest expense | $277,000 | 7,708 |
| Pre-tax net operating income | $-807,000 | 8,369 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-807,000 | 8,410 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-807,000 | 8,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $13,496,000 | 160 |
| Net operating income | $-807,000 | 8,396 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.