Home > Florida Bank of Sarasota > Income and Expense

Florida Bank of Sarasota, Income and Expense

2008-09-30 (YTD Data)Rank
Total interest income$1,042,0007,850
Total interest expense$377,0007,776
Net interest income$665,0007,792
Provision for loan and lease losses$310,0003,488
Total noninterest income$-10,0008,282
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,0007,312
Trading account gains and fees$0148
Additional Noninterest Income$-13,0008,212
Total noninterest expense$1,355,0006,484
Salaries and employee benefits$860,0006,110
Premises and equipment expense$113,0007,197
Additional noninterest expense$382,0006,576
Pre-tax net operating income$-1,010,0007,541
Securities gains (losses)$03,106
Applicable income taxes$-374,0007,812
Income before extraordinary items$-636,0007,290
Extraordinary gains, net$031
Net income$-636,0007,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$9,0001,159
Net operating income$-636,0007,418
2008-06-30 (YTD Data)Rank
Total interest income$655,0007,945
Total interest expense$239,0007,909
Net interest income$416,0007,897
Provision for loan and lease losses$160,0003,502
Total noninterest income$-8,0008,366
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$-8,0008,318
Total noninterest expense$913,0006,500
Salaries and employee benefits$591,0006,094
Premises and equipment expense$77,0007,206
Additional noninterest expense$245,0006,690
Pre-tax net operating income$-665,0007,722
Securities gains (losses)$03,233
Applicable income taxes$-245,0008,029
Income before extraordinary items$-420,0007,633
Extraordinary gains, net$021
Net income$-420,0007,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$9,0001,028
Net operating income$-420,0007,620
2008-03-31 (YTD Data)Rank
Total interest income$411,0007,808
Total interest expense$165,0007,726
Net interest income$246,0007,764
Provision for loan and lease losses$105,0002,634
Total noninterest income$1,0008,296
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$1,0008,110
Total noninterest expense$511,0006,245
Salaries and employee benefits$352,0005,614
Premises and equipment expense$44,0007,000
Additional noninterest expense$115,0006,809
Pre-tax net operating income$-369,0007,975
Securities gains (losses)$02,688
Applicable income taxes$-136,0008,196
Income before extraordinary items$-233,0007,893
Extraordinary gains, net$015
Net income$-233,0007,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$10,000822
Net operating income$-233,0007,858
2007-12-31 (YTD Data)Rank
Total interest income$2,494,0007,212
Total interest expense$1,108,0007,007
Net interest income$1,386,0007,266
Provision for loan and lease losses$656,0001,932
Total noninterest income$15,0008,275
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,0007,419
Trading account gains and fees$0178
Additional Noninterest Income$12,0008,001
Total noninterest expense$3,366,0004,648
Salaries and employee benefits$1,776,0004,783
Premises and equipment expense$546,0004,105
Additional noninterest expense$1,044,0004,520
Pre-tax net operating income$-2,621,0008,343
Securities gains (losses)$02,146
Applicable income taxes$-967,0008,402
Income before extraordinary items$-1,654,0008,266
Extraordinary gains, net$039
Net income$-1,654,0008,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$112,000899
Net operating income$-1,654,0008,256
2007-09-30 (YTD Data)Rank
Total interest income$1,723,0007,378
Total interest expense$772,0007,152
Net interest income$951,0007,467
Provision for loan and lease losses$336,0002,149
Total noninterest income$11,0008,330
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,480
Trading account gains and fees$0184
Additional Noninterest Income$10,0008,023
Total noninterest expense$2,541,0004,609
Salaries and employee benefits$1,347,0004,724
Premises and equipment expense$405,0004,131
Additional noninterest expense$789,0004,405
Pre-tax net operating income$-1,915,0008,438
Securities gains (losses)$01,655
Applicable income taxes$-708,0008,476
Income before extraordinary items$-1,207,0008,368
Extraordinary gains, net$033
Net income$-1,207,0008,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$72,000825
Net operating income$-1,207,0008,359
2007-06-30 (YTD Data)Rank
Total interest income$1,040,0007,581
Total interest expense$484,0007,276
Net interest income$556,0007,706
Provision for loan and lease losses$250,0001,793
Total noninterest income$9,0008,377
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$8,0008,008
Total noninterest expense$1,685,0004,634
Salaries and employee benefits$880,0004,822
Premises and equipment expense$267,0004,182
Additional noninterest expense$538,0004,344
Pre-tax net operating income$-1,370,0008,510
Securities gains (losses)$01,444
Applicable income taxes$-491,0008,547
Income before extraordinary items$-879,0008,459
Extraordinary gains, net$029
Net income$-879,0008,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$50,000737
Net operating income$-879,0008,450
2007-03-31 (YTD Data)Rank
Total interest income$508,0007,656
Total interest expense$264,0007,151
Net interest income$244,0007,950
Provision for loan and lease losses$29,0004,032
Total noninterest income$1,0008,512
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$1,0008,340
Total noninterest expense$783,0004,862
Salaries and employee benefits$428,0004,948
Premises and equipment expense$132,0004,228
Additional noninterest expense$223,0004,889
Pre-tax net operating income$-567,0008,527
Securities gains (losses)$01,187
Applicable income taxes$-208,0008,565
Income before extraordinary items$-359,0008,476
Extraordinary gains, net$022
Net income$-359,0008,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$25,000633
Net operating income$-359,0008,467
2006-12-31 (YTD Data)Rank
Total interest income$134,0008,651
Total interest expense$40,0008,583
Net interest income$94,0008,653
Provision for loan and lease losses$17,0006,393
Total noninterest income$08,609
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$404,0008,531
Salaries and employee benefits$192,0008,558
Premises and equipment expense$43,0008,425
Additional noninterest expense$169,0008,269
Pre-tax net operating income$-327,0008,184
Securities gains (losses)$01,687
Applicable income taxes$-118,0008,391
Income before extraordinary items$-209,0008,156
Extraordinary gains, net$051
Net income$-209,0008,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-209,0008,150

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.