Home > Florida Bank of Sarasota > Income and Expense
Florida Bank of Sarasota, Income and Expense
2008-09-30 (YTD Data) | Rank | |
Total interest income | $1,042,000 | 7,850 |
Total interest expense | $377,000 | 7,776 |
Net interest income | $665,000 | 7,792 |
Provision for loan and lease losses | $310,000 | 3,488 |
Total noninterest income | $-10,000 | 8,282 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $3,000 | 7,312 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $-13,000 | 8,212 |
Total noninterest expense | $1,355,000 | 6,484 |
Salaries and employee benefits | $860,000 | 6,110 |
Premises and equipment expense | $113,000 | 7,197 |
Additional noninterest expense | $382,000 | 6,576 |
Pre-tax net operating income | $-1,010,000 | 7,541 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $-374,000 | 7,812 |
Income before extraordinary items | $-636,000 | 7,290 |
Extraordinary gains, net | $0 | 31 |
Net income | $-636,000 | 7,288 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,534 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $9,000 | 1,159 |
Net operating income | $-636,000 | 7,418 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $655,000 | 7,945 |
Total interest expense | $239,000 | 7,909 |
Net interest income | $416,000 | 7,897 |
Provision for loan and lease losses | $160,000 | 3,502 |
Total noninterest income | $-8,000 | 8,366 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $0 | 7,428 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $-8,000 | 8,318 |
Total noninterest expense | $913,000 | 6,500 |
Salaries and employee benefits | $591,000 | 6,094 |
Premises and equipment expense | $77,000 | 7,206 |
Additional noninterest expense | $245,000 | 6,690 |
Pre-tax net operating income | $-665,000 | 7,722 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $-245,000 | 8,029 |
Income before extraordinary items | $-420,000 | 7,633 |
Extraordinary gains, net | $0 | 21 |
Net income | $-420,000 | 7,633 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,998 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $9,000 | 1,028 |
Net operating income | $-420,000 | 7,620 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $411,000 | 7,808 |
Total interest expense | $165,000 | 7,726 |
Net interest income | $246,000 | 7,764 |
Provision for loan and lease losses | $105,000 | 2,634 |
Total noninterest income | $1,000 | 8,296 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $0 | 7,431 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $1,000 | 8,110 |
Total noninterest expense | $511,000 | 6,245 |
Salaries and employee benefits | $352,000 | 5,614 |
Premises and equipment expense | $44,000 | 7,000 |
Additional noninterest expense | $115,000 | 6,809 |
Pre-tax net operating income | $-369,000 | 7,975 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $-136,000 | 8,196 |
Income before extraordinary items | $-233,000 | 7,893 |
Extraordinary gains, net | $0 | 15 |
Net income | $-233,000 | 7,892 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $10,000 | 822 |
Net operating income | $-233,000 | 7,858 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $2,494,000 | 7,212 |
Total interest expense | $1,108,000 | 7,007 |
Net interest income | $1,386,000 | 7,266 |
Provision for loan and lease losses | $656,000 | 1,932 |
Total noninterest income | $15,000 | 8,275 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $3,000 | 7,419 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $12,000 | 8,001 |
Total noninterest expense | $3,366,000 | 4,648 |
Salaries and employee benefits | $1,776,000 | 4,783 |
Premises and equipment expense | $546,000 | 4,105 |
Additional noninterest expense | $1,044,000 | 4,520 |
Pre-tax net operating income | $-2,621,000 | 8,343 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-967,000 | 8,402 |
Income before extraordinary items | $-1,654,000 | 8,266 |
Extraordinary gains, net | $0 | 39 |
Net income | $-1,654,000 | 8,263 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $112,000 | 899 |
Net operating income | $-1,654,000 | 8,256 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $1,723,000 | 7,378 |
Total interest expense | $772,000 | 7,152 |
Net interest income | $951,000 | 7,467 |
Provision for loan and lease losses | $336,000 | 2,149 |
Total noninterest income | $11,000 | 8,330 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $1,000 | 7,480 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $10,000 | 8,023 |
Total noninterest expense | $2,541,000 | 4,609 |
Salaries and employee benefits | $1,347,000 | 4,724 |
Premises and equipment expense | $405,000 | 4,131 |
Additional noninterest expense | $789,000 | 4,405 |
Pre-tax net operating income | $-1,915,000 | 8,438 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $-708,000 | 8,476 |
Income before extraordinary items | $-1,207,000 | 8,368 |
Extraordinary gains, net | $0 | 33 |
Net income | $-1,207,000 | 8,365 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $72,000 | 825 |
Net operating income | $-1,207,000 | 8,359 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $1,040,000 | 7,581 |
Total interest expense | $484,000 | 7,276 |
Net interest income | $556,000 | 7,706 |
Provision for loan and lease losses | $250,000 | 1,793 |
Total noninterest income | $9,000 | 8,377 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $1,000 | 7,510 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $8,000 | 8,008 |
Total noninterest expense | $1,685,000 | 4,634 |
Salaries and employee benefits | $880,000 | 4,822 |
Premises and equipment expense | $267,000 | 4,182 |
Additional noninterest expense | $538,000 | 4,344 |
Pre-tax net operating income | $-1,370,000 | 8,510 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $-491,000 | 8,547 |
Income before extraordinary items | $-879,000 | 8,459 |
Extraordinary gains, net | $0 | 29 |
Net income | $-879,000 | 8,456 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $50,000 | 737 |
Net operating income | $-879,000 | 8,450 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $508,000 | 7,656 |
Total interest expense | $264,000 | 7,151 |
Net interest income | $244,000 | 7,950 |
Provision for loan and lease losses | $29,000 | 4,032 |
Total noninterest income | $1,000 | 8,512 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $0 | 7,573 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $1,000 | 8,340 |
Total noninterest expense | $783,000 | 4,862 |
Salaries and employee benefits | $428,000 | 4,948 |
Premises and equipment expense | $132,000 | 4,228 |
Additional noninterest expense | $223,000 | 4,889 |
Pre-tax net operating income | $-567,000 | 8,527 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $-208,000 | 8,565 |
Income before extraordinary items | $-359,000 | 8,476 |
Extraordinary gains, net | $0 | 22 |
Net income | $-359,000 | 8,474 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $25,000 | 633 |
Net operating income | $-359,000 | 8,467 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $134,000 | 8,651 |
Total interest expense | $40,000 | 8,583 |
Net interest income | $94,000 | 8,653 |
Provision for loan and lease losses | $17,000 | 6,393 |
Total noninterest income | $0 | 8,609 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $0 | 7,634 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $0 | 8,532 |
Total noninterest expense | $404,000 | 8,531 |
Salaries and employee benefits | $192,000 | 8,558 |
Premises and equipment expense | $43,000 | 8,425 |
Additional noninterest expense | $169,000 | 8,269 |
Pre-tax net operating income | $-327,000 | 8,184 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $-118,000 | 8,391 |
Income before extraordinary items | $-209,000 | 8,156 |
Extraordinary gains, net | $0 | 51 |
Net income | $-209,000 | 8,158 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $-209,000 | 8,150 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.