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Florida Bank, Income and Expense

2014-12-31 (YTD Data)Rank
Total interest income$18,678,0001,361
Total interest expense$2,835,0001,051
Net interest income$15,843,0001,406
Provision for loan and lease losses$-2,917,0006,444
Total noninterest income$1,981,0002,122
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$912,0001,407
Trading account gains and fees$0180
Additional Noninterest Income$1,069,0002,243
Total noninterest expense$16,412,0001,209
Salaries and employee benefits$8,911,0001,220
Premises and equipment expense$3,496,000705
Additional noninterest expense$4,005,0001,566
Pre-tax net operating income$4,329,0001,726
Securities gains (losses)$03,259
Applicable income taxes$-36,474,0006,504
Income before extraordinary items$40,803,000227
Extraordinary gains, net$017
Net income$40,803,000226
Minority interest net income$084
Net income of bank and minority interests.$40,803,000226
Net charge-offs$-1,225,0006,462
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$275,000388
Net operating income$40,803,000227
2014-09-30 (YTD Data)Rank
Total interest income$14,161,0001,348
Total interest expense$2,159,0001,045
Net interest income$12,002,0001,398
Provision for loan and lease losses$-2,288,0006,533
Total noninterest income$1,529,0002,084
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$678,0001,434
Trading account gains and fees$0174
Additional Noninterest Income$851,0002,166
Total noninterest expense$12,626,0001,194
Salaries and employee benefits$6,788,0001,192
Premises and equipment expense$2,585,000721
Additional noninterest expense$3,253,0001,462
Pre-tax net operating income$3,193,0001,755
Securities gains (losses)$02,980
Applicable income taxes$-671,0006,530
Income before extraordinary items$3,864,0001,253
Extraordinary gains, net$015
Net income$3,864,0001,250
Minority interest net income$081
Net income of bank and minority interests.$3,864,0001,252
Net charge-offs$-1,022,0006,540
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$209,000352
Net operating income$3,864,0001,237
2014-06-30 (YTD Data)Rank
Total interest income$9,515,0001,334
Total interest expense$1,456,0001,035
Net interest income$8,059,0001,375
Provision for loan and lease losses$-1,233,0006,574
Total noninterest income$1,049,0002,029
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$444,0001,437
Trading account gains and fees$0172
Additional Noninterest Income$605,0002,047
Total noninterest expense$8,575,0001,173
Salaries and employee benefits$4,496,0001,206
Premises and equipment expense$1,693,000734
Additional noninterest expense$2,386,0001,351
Pre-tax net operating income$1,766,0002,003
Securities gains (losses)$02,580
Applicable income taxes$-830,0006,621
Income before extraordinary items$2,596,0001,219
Extraordinary gains, net$020
Net income$2,596,0001,218
Minority interest net income$080
Net income of bank and minority interests.$2,596,0001,220
Net charge-offs$-773,0006,597
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$145,000326
Net operating income$2,596,0001,193
2014-03-31 (YTD Data)Rank
Total interest income$4,847,0001,304
Total interest expense$742,0001,023
Net interest income$4,105,0001,347
Provision for loan and lease losses$-616,0006,638
Total noninterest income$568,0001,873
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$202,0001,537
Trading account gains and fees$0147
Additional Noninterest Income$366,0001,767
Total noninterest expense$4,685,0001,091
Salaries and employee benefits$2,337,0001,173
Premises and equipment expense$919,000697
Additional noninterest expense$1,429,0001,124
Pre-tax net operating income$604,0002,559
Securities gains (losses)$01,715
Applicable income taxes$-471,0006,700
Income before extraordinary items$1,075,0001,406
Extraordinary gains, net$016
Net income$1,075,0001,407
Minority interest net income$066
Net income of bank and minority interests.$1,075,0001,408
Net charge-offs$-360,0006,653
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$86,000266
Net operating income$1,075,0001,385
2013-12-31 (YTD Data)Rank
Total interest income$19,939,0001,269
Total interest expense$3,442,000981
Net interest income$16,497,0001,322
Provision for loan and lease losses$1,767,000686
Total noninterest income$-381,0006,762
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$846,0001,571
Trading account gains and fees$0184
Additional Noninterest Income$-1,227,0006,785
Total noninterest expense$18,283,0001,118
Salaries and employee benefits$9,036,0001,201
Premises and equipment expense$4,008,000608
Additional noninterest expense$5,239,0001,280
Pre-tax net operating income$-3,934,0006,741
Securities gains (losses)$03,182
Applicable income taxes$1,215,0001,293
Income before extraordinary items$-5,149,0006,755
Extraordinary gains, net$029
Net income$-5,149,0006,755
Minority interest net income$090
Net income of bank and minority interests.$-5,149,0006,755
Net charge-offs$4,714,000353
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$27,000752
Net operating income$-5,149,0006,754
2013-09-30 (YTD Data)Rank
Total interest income$14,903,0001,282
Total interest expense$2,677,000986
Net interest income$12,226,0001,338
Provision for loan and lease losses$3,371,000297
Total noninterest income$-625,0006,863
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$636,0001,574
Trading account gains and fees$0180
Additional Noninterest Income$-1,261,0006,876
Total noninterest expense$13,904,0001,097
Salaries and employee benefits$6,817,0001,194
Premises and equipment expense$3,030,000607
Additional noninterest expense$4,057,0001,233
Pre-tax net operating income$-5,674,0006,864
Securities gains (losses)$03,040
Applicable income taxes$708,0001,565
Income before extraordinary items$-6,382,0006,867
Extraordinary gains, net$025
Net income$-6,382,0006,868
Minority interest net income$084
Net income of bank and minority interests.$-6,382,0006,868
Net charge-offs$4,761,000282
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-6,382,0006,866
2013-06-30 (YTD Data)Rank
Total interest income$10,072,0001,254
Total interest expense$1,872,000973
Net interest income$8,200,0001,311
Provision for loan and lease losses$1,785,000408
Total noninterest income$492,0003,325
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$408,0001,601
Trading account gains and fees$0157
Additional Noninterest Income$84,0004,951
Total noninterest expense$9,474,0001,079
Salaries and employee benefits$4,546,0001,186
Premises and equipment expense$2,015,000612
Additional noninterest expense$2,913,0001,147
Pre-tax net operating income$-2,567,0006,891
Securities gains (losses)$02,791
Applicable income taxes$771,0001,125
Income before extraordinary items$-3,338,0006,901
Extraordinary gains, net$022
Net income$-3,338,0006,902
Minority interest net income$082
Net income of bank and minority interests.$-3,338,0006,902
Net charge-offs$3,312,000301
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-3,338,0006,894
2013-03-31 (YTD Data)Rank
Total interest income$5,188,0001,241
Total interest expense$1,019,000920
Net interest income$4,169,0001,292
Provision for loan and lease losses$1,541,000260
Total noninterest income$723,0001,684
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$197,0001,638
Trading account gains and fees$0148
Additional Noninterest Income$526,0001,520
Total noninterest expense$4,826,0001,065
Salaries and employee benefits$2,276,0001,197
Premises and equipment expense$1,022,000620
Additional noninterest expense$1,528,0001,088
Pre-tax net operating income$-1,475,0006,961
Securities gains (losses)$01,966
Applicable income taxes$40,0003,151
Income before extraordinary items$-1,515,0006,968
Extraordinary gains, net$010
Net income$-1,515,0006,969
Minority interest net income$076
Net income of bank and minority interests.$-1,515,0006,969
Net charge-offs$2,016,000261
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,515,0006,962
2012-12-31 (YTD Data)Rank
Total interest income$25,325,0001,045
Total interest expense$7,575,000555
Net interest income$17,750,0001,241
Provision for loan and lease losses$4,465,000555
Total noninterest income$151,0005,968
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$834,0001,638
Trading account gains and fees$0166
Additional Noninterest Income$-683,0006,964
Total noninterest expense$20,162,000986
Salaries and employee benefits$9,530,0001,105
Premises and equipment expense$4,259,000564
Additional noninterest expense$6,373,0001,083
Pre-tax net operating income$-6,726,0006,988
Securities gains (losses)$1,244,000423
Applicable income taxes$322,0002,596
Income before extraordinary items$-5,804,0006,978
Extraordinary gains, net$029
Net income$-5,804,0006,977
Minority interest net income$093
Net income of bank and minority interests.$-5,804,0006,977
Net charge-offs$12,485,000267
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-7,048,0006,986
2012-09-30 (YTD Data)Rank
Total interest income$19,713,0001,018
Total interest expense$6,121,000548
Net interest income$13,592,0001,233
Provision for loan and lease losses$2,996,000628
Total noninterest income$658,0003,521
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$620,0001,669
Trading account gains and fees$0157
Additional Noninterest Income$38,0005,960
Total noninterest expense$15,333,000981
Salaries and employee benefits$7,222,0001,077
Premises and equipment expense$3,200,000567
Additional noninterest expense$4,911,0001,050
Pre-tax net operating income$-4,079,0007,067
Securities gains (losses)$1,244,000321
Applicable income taxes$137,0003,151
Income before extraordinary items$-2,972,0007,049
Extraordinary gains, net$020
Net income$-2,972,0007,048
Minority interest net income$086
Net income of bank and minority interests.$-2,972,0007,048
Net charge-offs$9,773,000265
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-4,216,0007,075
2012-06-30 (YTD Data)Rank
Total interest income$13,535,000993
Total interest expense$4,432,000514
Net interest income$9,103,0001,230
Provision for loan and lease losses$2,010,000634
Total noninterest income$415,0003,584
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$410,0001,667
Trading account gains and fees$0153
Additional Noninterest Income$5,0006,592
Total noninterest expense$10,422,000960
Salaries and employee benefits$4,866,0001,072
Premises and equipment expense$2,143,000563
Additional noninterest expense$3,413,0001,021
Pre-tax net operating income$-2,914,0007,139
Securities gains (losses)$1,244,000224
Applicable income taxes$354,0001,866
Income before extraordinary items$-2,024,0007,113
Extraordinary gains, net$019
Net income$-2,024,0007,113
Minority interest net income$084
Net income of bank and minority interests.$-2,024,0007,113
Net charge-offs$5,597,000309
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-3,268,0007,151
2012-03-31 (YTD Data)Rank
Total interest income$6,890,000985
Total interest expense$2,376,000488
Net interest income$4,514,0001,235
Provision for loan and lease losses$-133,0007,213
Total noninterest income$250,0003,247
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$209,0001,624
Trading account gains and fees$0148
Additional Noninterest Income$41,0004,998
Total noninterest expense$5,326,000931
Salaries and employee benefits$2,526,0001,026
Premises and equipment expense$1,052,000574
Additional noninterest expense$1,748,000980
Pre-tax net operating income$-429,0007,014
Securities gains (losses)$690,000206
Applicable income taxes$264,0001,429
Income before extraordinary items$-3,0006,546
Extraordinary gains, net$019
Net income$-3,0006,546
Minority interest net income$078
Net income of bank and minority interests.$-3,0006,546
Net charge-offs$1,474,000509
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-444,6007,026
2011-12-31 (YTD Data)Rank
Total interest income$32,824,000847
Total interest expense$12,119,000457
Net interest income$20,705,0001,072
Provision for loan and lease losses$15,962,000281
Total noninterest income$-616,0007,210
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$893,0001,640
Trading account gains and fees$0146
Additional Noninterest Income$-1,509,0007,237
Total noninterest expense$22,006,000890
Salaries and employee benefits$10,596,000922
Premises and equipment expense$4,309,000585
Additional noninterest expense$7,101,000995
Pre-tax net operating income$-17,879,0007,288
Securities gains (losses)$85,0002,196
Applicable income taxes$-715,0007,122
Income before extraordinary items$-17,079,0007,281
Extraordinary gains, net$029
Net income$-17,079,0007,282
Minority interest net income$096
Net income of bank and minority interests.$-17,079,0007,282
Net charge-offs$17,329,000286
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-17,160,6007,280
2011-09-30 (YTD Data)Rank
Total interest income$25,264,000838
Total interest expense$9,397,000468
Net interest income$15,867,0001,051
Provision for loan and lease losses$15,651,000223
Total noninterest income$-648,0007,322
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$662,0001,652
Trading account gains and fees$0145
Additional Noninterest Income$-1,310,0007,348
Total noninterest expense$16,717,000886
Salaries and employee benefits$8,058,000917
Premises and equipment expense$3,266,000584
Additional noninterest expense$5,393,000984
Pre-tax net operating income$-17,149,0007,386
Securities gains (losses)$85,0001,924
Applicable income taxes$04,740
Income before extraordinary items$-17,064,0007,387
Extraordinary gains, net$021
Net income$-17,064,0007,388
Minority interest net income$087
Net income of bank and minority interests.$-17,064,0007,387
Net charge-offs$14,148,000265
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-17,149,0007,382
2011-06-30 (YTD Data)Rank
Total interest income$17,172,000838
Total interest expense$6,488,000478
Net interest income$10,684,0001,035
Provision for loan and lease losses$13,494,000184
Total noninterest income$569,0002,890
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$436,0001,655
Trading account gains and fees$0153
Additional Noninterest Income$133,0004,152
Total noninterest expense$11,349,000880
Salaries and employee benefits$5,434,000912
Premises and equipment expense$2,183,000592
Additional noninterest expense$3,732,000973
Pre-tax net operating income$-13,590,0007,463
Securities gains (losses)$43,0001,678
Applicable income taxes$04,697
Income before extraordinary items$-13,547,0007,459
Extraordinary gains, net$015
Net income$-13,547,0007,459
Minority interest net income$089
Net income of bank and minority interests.$-13,547,0007,459
Net charge-offs$12,925,000223
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-13,590,0007,460
2011-03-31 (YTD Data)Rank
Total interest income$8,723,000838
Total interest expense$3,295,000486
Net interest income$5,428,0001,018
Provision for loan and lease losses$7,754,000167
Total noninterest income$167,0003,950
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$212,0001,660
Trading account gains and fees$0158
Additional Noninterest Income$-45,0007,287
Total noninterest expense$5,797,000865
Salaries and employee benefits$2,793,000900
Premises and equipment expense$1,099,000603
Additional noninterest expense$1,905,000933
Pre-tax net operating income$-7,956,0007,538
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-7,956,0007,530
Extraordinary gains, net$09
Net income$-7,956,0007,530
Minority interest net income$086
Net income of bank and minority interests.$-7,956,0007,530
Net charge-offs$7,288,000203
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-7,956,0007,531
2010-12-31 (YTD Data)Rank
Total interest income$38,112,000801
Total interest expense$15,883,000499
Net interest income$22,229,000993
Provision for loan and lease losses$25,022,000294
Total noninterest income$453,0004,746
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$932,0001,594
Trading account gains and fees$0175
Additional Noninterest Income$-479,0007,390
Total noninterest expense$24,296,000824
Salaries and employee benefits$11,496,000857
Premises and equipment expense$4,839,000524
Additional noninterest expense$7,961,000927
Pre-tax net operating income$-26,636,0007,558
Securities gains (losses)$3,226,000168
Applicable income taxes$19,213,000147
Income before extraordinary items$-42,623,0007,591
Extraordinary gains, net$029
Net income$-42,623,0007,591
Minority interest net income$0111
Net income of bank and minority interests.$-42,623,0007,591
Net charge-offs$24,929,000285
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-45,849,0007,594
2010-09-30 (YTD Data)Rank
Total interest income$29,136,000790
Total interest expense$12,134,000508
Net interest income$17,002,000975
Provision for loan and lease losses$11,735,000438
Total noninterest income$520,0003,990
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$701,0001,647
Trading account gains and fees$0165
Additional Noninterest Income$-181,0007,451
Total noninterest expense$17,033,000870
Salaries and employee benefits$8,419,000864
Premises and equipment expense$3,628,000526
Additional noninterest expense$4,986,0001,078
Pre-tax net operating income$-11,246,0007,579
Securities gains (losses)$3,226,000136
Applicable income taxes$-2,989,0007,653
Income before extraordinary items$-5,031,0007,423
Extraordinary gains, net$023
Net income$-5,031,0007,423
Minority interest net income$0110
Net income of bank and minority interests.$-5,031,0007,423
Net charge-offs$11,119,000422
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-7,095,6407,491
2010-06-30 (YTD Data)Rank
Total interest income$19,505,000790
Total interest expense$8,281,000513
Net interest income$11,224,000983
Provision for loan and lease losses$10,843,000339
Total noninterest income$141,0005,591
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$463,0001,658
Trading account gains and fees$0152
Additional Noninterest Income$-322,0007,656
Total noninterest expense$11,326,000880
Salaries and employee benefits$5,603,000868
Premises and equipment expense$2,379,000539
Additional noninterest expense$3,344,0001,061
Pre-tax net operating income$-10,804,0007,695
Securities gains (losses)$1,0003,060
Applicable income taxes$-4,046,0007,764
Income before extraordinary items$-6,757,0007,639
Extraordinary gains, net$019
Net income$-6,757,0007,639
Minority interest net income$0105
Net income of bank and minority interests.$-6,757,0007,639
Net charge-offs$6,161,000488
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-6,757,6407,639
2010-03-31 (YTD Data)Rank
Total interest income$9,622,000820
Total interest expense$4,194,000532
Net interest income$5,428,0001,032
Provision for loan and lease losses$3,441,000502
Total noninterest income$465,0002,147
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$219,0001,742
Trading account gains and fees$0175
Additional Noninterest Income$246,0002,094
Total noninterest expense$5,859,000851
Salaries and employee benefits$3,161,000770
Premises and equipment expense$1,166,000573
Additional noninterest expense$1,532,0001,152
Pre-tax net operating income$-3,407,0007,714
Securities gains (losses)$02,284
Applicable income taxes$-1,282,0007,824
Income before extraordinary items$-2,125,0007,658
Extraordinary gains, net$016
Net income$-2,125,0007,659
Minority interest net income$091
Net income of bank and minority interests.$-2,125,0007,659
Net charge-offs$1,284,000868
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-2,125,0007,655
2009-12-31 (YTD Data)Rank
Total interest income$40,738,000821
Total interest expense$21,502,000524
Net interest income$19,236,0001,150
Provision for loan and lease losses$17,683,000534
Total noninterest income$715,0004,020
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$917,0001,814
Trading account gains and fees$0211
Additional Noninterest Income$-202,0007,684
Total noninterest expense$24,537,000860
Salaries and employee benefits$7,809,0001,256
Premises and equipment expense$4,814,000551
Additional noninterest expense$11,914,000680
Pre-tax net operating income$-22,269,0007,739
Securities gains (losses)$169,0001,685
Applicable income taxes$-6,519,0007,820
Income before extraordinary items$-15,581,0007,683
Extraordinary gains, net$034
Net income$-15,581,0007,682
Minority interest net income$0115
Net income of bank and minority interests.$-15,581,0007,682
Net charge-offs$14,496,000514
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-15,700,9907,686
2009-09-30 (YTD Data)Rank
Total interest income$30,864,000827
Total interest expense$16,841,000532
Net interest income$14,023,0001,184
Provision for loan and lease losses$4,001,0001,229
Total noninterest income$598,0003,844
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$693,0001,805
Trading account gains and fees$0212
Additional Noninterest Income$-95,0007,802
Total noninterest expense$14,009,0001,113
Salaries and employee benefits$5,491,0001,389
Premises and equipment expense$3,602,000561
Additional noninterest expense$4,916,0001,143
Pre-tax net operating income$-3,389,0007,351
Securities gains (losses)$169,0001,411
Applicable income taxes$-1,212,0007,613
Income before extraordinary items$-2,008,0007,172
Extraordinary gains, net$027
Net income$-2,008,0007,172
Minority interest net income$0118
Net income of bank and minority interests.$-2,008,0007,171
Net charge-offs$8,482,000573
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,116,1607,194
2009-06-30 (YTD Data)Rank
Total interest income$20,698,000844
Total interest expense$11,680,000542
Net interest income$9,018,0001,236
Provision for loan and lease losses$751,0002,404
Total noninterest income$687,0002,781
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$480,0001,733
Trading account gains and fees$0193
Additional Noninterest Income$207,0003,608
Total noninterest expense$8,742,0001,186
Salaries and employee benefits$3,576,0001,455
Premises and equipment expense$2,408,000571
Additional noninterest expense$2,758,0001,350
Pre-tax net operating income$212,0004,578
Securities gains (losses)$169,0001,117
Applicable income taxes$143,0002,315
Income before extraordinary items$238,0004,323
Extraordinary gains, net$021
Net income$238,0004,322
Minority interest net income$0112
Net income of bank and minority interests.$238,0004,322
Net charge-offs$5,558,000546
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$129,8404,921
2009-03-31 (YTD Data)Rank
Total interest income$10,304,000849
Total interest expense$6,085,000540
Net interest income$4,219,0001,313
Provision for loan and lease losses$1,0006,705
Total noninterest income$349,0002,735
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$246,0001,640
Trading account gains and fees$0171
Additional Noninterest Income$103,0003,613
Total noninterest expense$4,068,0001,234
Salaries and employee benefits$1,718,0001,521
Premises and equipment expense$1,171,000602
Additional noninterest expense$1,179,0001,381
Pre-tax net operating income$499,0002,380
Securities gains (losses)$83,0001,090
Applicable income taxes$231,0001,295
Income before extraordinary items$351,0002,811
Extraordinary gains, net$015
Net income$351,0002,810
Minority interest net income$0102
Net income of bank and minority interests.$351,0002,812
Net charge-offs$2,591,000504
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$297,8803,003
2008-12-31 (YTD Data)Rank
Total interest income$32,648,0001,173
Total interest expense$19,217,000828
Net interest income$13,431,0001,652
Provision for loan and lease losses$7,655,000736
Total noninterest income$928,0003,575
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$662,0002,456
Trading account gains and fees$0154
Additional Noninterest Income$266,0004,316
Total noninterest expense$15,552,0001,263
Salaries and employee benefits$7,046,0001,466
Premises and equipment expense$3,009,000912
Additional noninterest expense$5,497,0001,163
Pre-tax net operating income$-8,848,0007,964
Securities gains (losses)$233,000651
Applicable income taxes$-3,193,0008,028
Income before extraordinary items$-5,422,0007,840
Extraordinary gains, net$039
Net income$-5,422,0007,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,357,0001,651
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$891,000446
Net operating income$-5,571,1207,897
2008-09-30 (YTD Data)Rank
Total interest income$23,922,0001,226
Total interest expense$14,007,000886
Net interest income$9,915,0001,690
Provision for loan and lease losses$1,551,0001,394
Total noninterest income$687,0003,678
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$477,0002,547
Trading account gains and fees$0148
Additional Noninterest Income$210,0004,324
Total noninterest expense$8,873,0001,642
Salaries and employee benefits$4,185,0001,856
Premises and equipment expense$2,108,000988
Additional noninterest expense$2,580,0001,722
Pre-tax net operating income$178,0006,119
Securities gains (losses)$75,0001,148
Applicable income taxes$125,0003,400
Income before extraordinary items$128,0006,036
Extraordinary gains, net$031
Net income$128,0006,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,455
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$361,000454
Net operating income$80,0006,424
2008-06-30 (YTD Data)Rank
Total interest income$15,947,0001,245
Total interest expense$9,281,000925
Net interest income$6,666,0001,678
Provision for loan and lease losses$416,0002,120
Total noninterest income$430,0003,862
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$291,0002,704
Trading account gains and fees$0149
Additional Noninterest Income$139,0004,437
Total noninterest expense$5,901,0001,650
Salaries and employee benefits$2,827,0001,851
Premises and equipment expense$1,332,0001,049
Additional noninterest expense$1,742,0001,688
Pre-tax net operating income$779,0003,482
Securities gains (losses)$69,0001,213
Applicable income taxes$342,0002,044
Income before extraordinary items$506,0003,991
Extraordinary gains, net$021
Net income$506,0003,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,584
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$266,000364
Net operating income$461,8404,123
2008-03-31 (YTD Data)Rank
Total interest income$8,148,0001,242
Total interest expense$4,815,000953
Net interest income$3,333,0001,669
Provision for loan and lease losses$141,0002,257
Total noninterest income$198,0004,023
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$126,0002,950
Trading account gains and fees$0158
Additional Noninterest Income$72,0004,378
Total noninterest expense$3,097,0001,557
Salaries and employee benefits$1,475,0001,787
Premises and equipment expense$636,0001,098
Additional noninterest expense$986,0001,452
Pre-tax net operating income$293,0004,208
Securities gains (losses)$66,000931
Applicable income taxes$156,0002,269
Income before extraordinary items$203,0004,625
Extraordinary gains, net$015
Net income$203,0004,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,452
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$123,000286
Net operating income$160,7605,001
2007-12-31 (YTD Data)Rank
Total interest income$33,614,0001,258
Total interest expense$20,049,000979
Net interest income$13,565,0001,666
Provision for loan and lease losses$890,0001,558
Total noninterest income$807,0003,991
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$387,0003,587
Trading account gains and fees$0178
Additional Noninterest Income$420,0003,645
Total noninterest expense$11,840,0001,552
Salaries and employee benefits$5,199,0001,937
Premises and equipment expense$2,333,0001,137
Additional noninterest expense$4,308,0001,307
Pre-tax net operating income$1,642,0003,735
Securities gains (losses)$-42,0007,976
Applicable income taxes$636,0002,432
Income before extraordinary items$964,0004,393
Extraordinary gains, net$039
Net income$964,0004,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,301
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$474,000544
Net operating income$990,8804,337
2007-09-30 (YTD Data)Rank
Total interest income$24,734,0001,284
Total interest expense$14,669,0001,002
Net interest income$10,065,0001,689
Provision for loan and lease losses$611,0001,331
Total noninterest income$589,0004,061
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$277,0003,675
Trading account gains and fees$0184
Additional Noninterest Income$312,0003,663
Total noninterest expense$9,248,0001,475
Salaries and employee benefits$4,115,0001,836
Premises and equipment expense$1,721,0001,155
Additional noninterest expense$3,412,0001,204
Pre-tax net operating income$795,0004,848
Securities gains (losses)$5,0001,185
Applicable income taxes$332,0003,056
Income before extraordinary items$468,0005,519
Extraordinary gains, net$033
Net income$468,0005,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,278
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$365,000467
Net operating income$464,8005,517
2007-06-30 (YTD Data)Rank
Total interest income$16,075,0001,332
Total interest expense$9,485,0001,040
Net interest income$6,590,0001,743
Provision for loan and lease losses$435,0001,161
Total noninterest income$387,0004,106
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$159,0003,978
Trading account gains and fees$0168
Additional Noninterest Income$228,0003,536
Total noninterest expense$6,155,0001,496
Salaries and employee benefits$2,714,0001,885
Premises and equipment expense$1,142,0001,171
Additional noninterest expense$2,299,0001,209
Pre-tax net operating income$387,0005,573
Securities gains (losses)$5,0001,010
Applicable income taxes$169,0003,492
Income before extraordinary items$223,0006,203
Extraordinary gains, net$029
Net income$223,0006,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$243,000418
Net operating income$219,8006,220
2007-03-31 (YTD Data)Rank
Total interest income$7,867,0001,358
Total interest expense$4,632,0001,059
Net interest income$3,235,0001,777
Provision for loan and lease losses$243,000993
Total noninterest income$204,0003,968
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$71,0004,138
Trading account gains and fees$0195
Additional Noninterest Income$133,0003,224
Total noninterest expense$2,988,0001,539
Salaries and employee benefits$1,323,0001,941
Premises and equipment expense$576,0001,176
Additional noninterest expense$1,089,0001,244
Pre-tax net operating income$208,0005,431
Securities gains (losses)$5,000805
Applicable income taxes$93,0003,366
Income before extraordinary items$120,0006,087
Extraordinary gains, net$022
Net income$120,0006,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$120,000314
Net operating income$116,8006,125
2006-12-31 (YTD Data)Rank
Total interest income$27,246,0001,464
Total interest expense$14,818,0001,129
Net interest income$12,428,0001,860
Provision for loan and lease losses$1,091,000970
Total noninterest income$1,360,0002,889
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$212,0004,859
Trading account gains and fees$0130
Additional Noninterest Income$1,148,0002,029
Total noninterest expense$10,032,0001,778
Salaries and employee benefits$5,690,0001,714
Premises and equipment expense$1,693,0001,525
Additional noninterest expense$2,649,0002,002
Pre-tax net operating income$2,665,0003,000
Securities gains (losses)$-6,0007,127
Applicable income taxes$333,0003,660
Income before extraordinary items$2,326,0002,770
Extraordinary gains, net$051
Net income$2,326,0002,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$111,000873
Net operating income$2,331,2202,756
2006-09-30 (YTD Data)Rank
Total interest income$19,724,0001,508
Total interest expense$10,621,0001,156
Net interest income$9,103,0001,928
Provision for loan and lease losses$644,0001,133
Total noninterest income$934,0003,079
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$147,0005,073
Trading account gains and fees$0126
Additional Noninterest Income$787,0002,155
Total noninterest expense$7,118,0001,870
Salaries and employee benefits$4,172,0001,760
Premises and equipment expense$1,152,0001,672
Additional noninterest expense$1,794,0002,176
Pre-tax net operating income$2,275,0002,851
Securities gains (losses)$-6,0007,439
Applicable income taxes$108,0004,852
Income before extraordinary items$2,161,0002,417
Extraordinary gains, net$045
Net income$2,161,0002,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,166,7002,409
2006-06-30 (YTD Data)Rank
Total interest income$12,392,0001,570
Total interest expense$6,560,0001,186
Net interest income$5,832,0002,001
Provision for loan and lease losses$401,0001,165
Total noninterest income$523,0003,427
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$96,0005,111
Trading account gains and fees$0126
Additional Noninterest Income$427,0002,455
Total noninterest expense$4,567,0001,937
Salaries and employee benefits$2,651,0001,847
Premises and equipment expense$734,0001,735
Additional noninterest expense$1,182,0002,209
Pre-tax net operating income$1,387,0003,045
Securities gains (losses)$01,185
Applicable income taxes$-267,0008,709
Income before extraordinary items$1,654,0002,165
Extraordinary gains, net$039
Net income$1,654,0002,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,654,0002,152
2006-03-31 (YTD Data)Rank
Total interest income$5,750,0001,656
Total interest expense$3,002,0001,244
Net interest income$2,748,0002,115
Provision for loan and lease losses$286,000837
Total noninterest income$233,0003,643
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$47,0005,070
Trading account gains and fees$0115
Additional Noninterest Income$186,0002,618
Total noninterest expense$2,210,0001,999
Salaries and employee benefits$1,266,0001,940
Premises and equipment expense$354,0001,793
Additional noninterest expense$590,0002,191
Pre-tax net operating income$485,0003,809
Securities gains (losses)$0955
Applicable income taxes$-729,0008,771
Income before extraordinary items$1,214,0001,492
Extraordinary gains, net$021
Net income$1,214,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,214,0001,474
2005-12-31 (YTD Data)Rank
Total interest income$14,695,0002,258
Total interest expense$5,986,0001,886
Net interest income$8,709,0002,500
Provision for loan and lease losses$1,227,000857
Total noninterest income$539,0005,063
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$174,0005,339
Trading account gains and fees$0138
Additional Noninterest Income$365,0003,932
Total noninterest expense$6,899,0002,420
Salaries and employee benefits$4,025,0002,275
Premises and equipment expense$1,003,0002,354
Additional noninterest expense$1,871,0002,656
Pre-tax net operating income$1,122,0005,060
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,122,0004,517
Extraordinary gains, net$046
Net income$1,122,0004,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,922
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,122,0004,470
2005-09-30 (YTD Data)Rank
Total interest income$9,720,0002,487
Total interest expense$3,650,0002,135
Net interest income$6,070,0002,647
Provision for loan and lease losses$834,000907
Total noninterest income$392,0005,165
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$129,0005,380
Trading account gains and fees$0126
Additional Noninterest Income$263,0004,036
Total noninterest expense$4,931,0002,509
Salaries and employee benefits$2,825,0002,383
Premises and equipment expense$747,0002,357
Additional noninterest expense$1,359,0002,712
Pre-tax net operating income$697,0005,652
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$697,0005,100
Extraordinary gains, net$035
Net income$697,0005,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$697,0005,053
2005-06-30 (YTD Data)Rank
Total interest income$5,671,0002,727
Total interest expense$1,989,0002,429
Net interest income$3,682,0002,866
Provision for loan and lease losses$443,0001,098
Total noninterest income$252,0005,199
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$78,0005,536
Trading account gains and fees$0116
Additional Noninterest Income$174,0004,010
Total noninterest expense$3,173,0002,565
Salaries and employee benefits$1,850,0002,404
Premises and equipment expense$405,0002,812
Additional noninterest expense$918,0002,648
Pre-tax net operating income$318,0006,476
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$318,0005,995
Extraordinary gains, net$030
Net income$318,0005,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$318,0005,941
2005-03-31 (YTD Data)Rank
Total interest income$2,585,0002,908
Total interest expense$854,0002,642
Net interest income$1,731,0003,020
Provision for loan and lease losses$153,0001,365
Total noninterest income$123,0005,206
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$35,0005,695
Trading account gains and fees$0115
Additional Noninterest Income$88,0003,999
Total noninterest expense$1,546,0002,629
Salaries and employee benefits$916,0002,457
Premises and equipment expense$110,0004,551
Additional noninterest expense$520,0002,340
Pre-tax net operating income$155,0006,491
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$155,0006,032
Extraordinary gains, net$024
Net income$155,0006,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$155,0005,991
2004-12-31 (YTD Data)Rank
Total interest income$6,246,0004,135
Total interest expense$1,766,0004,028
Net interest income$4,480,0004,136
Provision for loan and lease losses$1,295,000829
Total noninterest income$299,0006,414
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$129,0006,061
Trading account gains and fees$0138
Additional Noninterest Income$170,0005,444
Total noninterest expense$5,288,0002,955
Salaries and employee benefits$2,959,0002,874
Premises and equipment expense$562,0003,734
Additional noninterest expense$1,767,0002,698
Pre-tax net operating income$-1,804,0008,884
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-1,804,0008,904
Extraordinary gains, net$034
Net income$-1,804,0008,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-1,804,0008,888
2004-09-30 (YTD Data)Rank
Total interest income$4,090,0004,545
Total interest expense$1,092,0004,559
Net interest income$2,998,0004,474
Provision for loan and lease losses$863,000897
Total noninterest income$217,0006,534
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$89,0006,233
Trading account gains and fees$0134
Additional Noninterest Income$128,0005,445
Total noninterest expense$3,847,0003,006
Salaries and employee benefits$2,059,0003,057
Premises and equipment expense$380,0004,024
Additional noninterest expense$1,408,0002,519
Pre-tax net operating income$-1,495,0008,948
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-1,495,0008,961
Extraordinary gains, net$026
Net income$-1,495,0008,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-1,495,0008,949
2004-06-30 (YTD Data)Rank
Total interest income$2,417,0004,958
Total interest expense$620,0005,011
Net interest income$1,797,0004,813
Provision for loan and lease losses$529,000936
Total noninterest income$141,0006,599
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$52,0006,467
Trading account gains and fees$0130
Additional Noninterest Income$89,0005,394
Total noninterest expense$2,414,0003,196
Salaries and employee benefits$1,243,0003,341
Premises and equipment expense$203,0004,713
Additional noninterest expense$968,0002,460
Pre-tax net operating income$-1,005,0008,993
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-1,005,0009,011
Extraordinary gains, net$021
Net income$-1,005,0009,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-1,005,0008,995
2004-03-31 (YTD Data)Rank
Total interest income$1,101,0005,261
Total interest expense$291,0005,256
Net interest income$810,0005,160
Provision for loan and lease losses$204,0001,135
Total noninterest income$67,0006,667
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$24,0006,539
Trading account gains and fees$0121
Additional Noninterest Income$43,0005,417
Total noninterest expense$1,128,0003,416
Salaries and employee benefits$491,0004,068
Premises and equipment expense$63,0006,196
Additional noninterest expense$574,0002,053
Pre-tax net operating income$-455,0009,026
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-455,0009,046
Extraordinary gains, net$016
Net income$-455,0009,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-455,0009,025
2003-12-31 (YTD Data)Rank
Total interest income$4,091,0005,559
Total interest expense$1,243,0005,457
Net interest income$2,848,0005,469
Provision for loan and lease losses$89,0005,527
Total noninterest income$212,0007,246
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$142,0005,959
Trading account gains and fees$0160
Additional Noninterest Income$70,0007,103
Total noninterest expense$3,396,0004,223
Salaries and employee benefits$1,185,0005,690
Premises and equipment expense$230,0006,432
Additional noninterest expense$1,981,0002,433
Pre-tax net operating income$-425,0008,789
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-425,0008,873
Extraordinary gains, net$054
Net income$-425,0008,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$80,0005,694
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-425,0008,810
2003-09-30 (YTD Data)Rank
Total interest income$3,150,0005,526
Total interest expense$951,0005,532
Net interest income$2,199,0005,390
Provision for loan and lease losses$67,0005,386
Total noninterest income$157,0007,311
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$108,0005,977
Trading account gains and fees$0153
Additional Noninterest Income$49,0007,244
Total noninterest expense$1,874,0005,198
Salaries and employee benefits$858,0005,764
Premises and equipment expense$177,0006,353
Additional noninterest expense$839,0003,932
Pre-tax net operating income$415,0006,651
Securities gains (losses)$04,204
Applicable income taxes$232,0004,406
Income before extraordinary items$183,0007,692
Extraordinary gains, net$040
Net income$183,0007,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$80,0004,885
Sale, conversion, retirement of capital stock, net$0722
Net operating income$183,0007,549
2003-06-30 (YTD Data)Rank
Total interest income$2,112,0005,557
Total interest expense$643,0005,611
Net interest income$1,469,0005,391
Provision for loan and lease losses$45,0005,281
Total noninterest income$107,0007,271
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$76,0005,869
Trading account gains and fees$0150
Additional Noninterest Income$31,0007,275
Total noninterest expense$1,135,0005,533
Salaries and employee benefits$624,0005,488
Premises and equipment expense$116,0006,372
Additional noninterest expense$395,0005,050
Pre-tax net operating income$396,0005,886
Securities gains (losses)$03,782
Applicable income taxes$195,0004,029
Income before extraordinary items$201,0006,959
Extraordinary gains, net$030
Net income$201,0006,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$44,0004,832
Sale, conversion, retirement of capital stock, net$0589
Net operating income$201,0006,768
2003-03-31 (YTD Data)Rank
Total interest income$1,053,0005,604
Total interest expense$317,0005,767
Net interest income$736,0005,384
Provision for loan and lease losses$22,0005,127
Total noninterest income$56,0007,155
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$40,0005,673
Trading account gains and fees$0134
Additional Noninterest Income$16,0007,254
Total noninterest expense$559,0005,574
Salaries and employee benefits$257,0006,157
Premises and equipment expense$53,0006,622
Additional noninterest expense$249,0004,226
Pre-tax net operating income$211,0005,718
Securities gains (losses)$02,891
Applicable income taxes$102,0003,894
Income before extraordinary items$109,0006,730
Extraordinary gains, net$021
Net income$109,0006,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$109,0006,561
2002-12-31 (YTD Data)Rank
Total interest income$4,338,0005,654
Total interest expense$1,297,0006,185
Net interest income$3,041,0005,239
Provision for loan and lease losses$170,0004,692
Total noninterest income$250,0006,857
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$170,0005,598
Trading account gains and fees$0153
Additional Noninterest Income$80,0006,874
Total noninterest expense$1,913,0006,029
Salaries and employee benefits$1,009,0006,116
Premises and equipment expense$205,0006,726
Additional noninterest expense$699,0005,407
Pre-tax net operating income$1,208,0004,697
Securities gains (losses)$04,537
Applicable income taxes$312,0004,373
Income before extraordinary items$896,0004,897
Extraordinary gains, net$070
Net income$896,0004,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,852
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$896,0004,765
2001-12-31 (YTD Data)Rank
Total interest income$4,509,0005,961
Total interest expense$2,106,0005,939
Net interest income$2,403,0005,850
Provision for loan and lease losses$20,0007,552
Total noninterest income$264,0006,730
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$157,0005,715
Trading account gains and fees$0177
Additional Noninterest Income$107,0006,284
Total noninterest expense$1,711,0006,317
Salaries and employee benefits$1,001,0005,977
Premises and equipment expense$192,0006,897
Additional noninterest expense$518,0006,329
Pre-tax net operating income$936,0005,076
Securities gains (losses)$04,612
Applicable income taxes$362,0003,926
Income before extraordinary items$574,0005,742
Extraordinary gains, net$0105
Net income$574,0005,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$574,0005,610
2000-12-31 (YTD Data)Rank
Total interest income$4,200,0006,331
Total interest expense$2,179,0006,003
Net interest income$2,021,0006,531
Provision for loan and lease losses$08,337
Total noninterest income$245,0006,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0005,428
Trading account gains and feesNANA
Additional Noninterest Income$70,0007,177
Total noninterest expense$1,576,0006,543
Salaries and employee benefits$949,0006,134
Premises and equipment expense$190,0006,913
Additional noninterest expense$437,0006,868
Pre-tax net operating income$690,0006,263
Securities gains (losses)$9,0001,192
Applicable income taxes$261,0004,889
Income before extraordinary items$438,0006,640
Extraordinary gains, net$038
Net income$438,0006,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,877
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$432,2406,680
1999-12-31 (YTD Data)Rank
Total interest income$3,620,0006,709
Total interest expense$1,866,0006,230
Net interest income$1,754,0007,099
Provision for loan and lease losses$25,0007,415
Total noninterest income$203,0007,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0005,653
Trading account gains and feesNANA
Additional Noninterest Income$41,0008,376
Total noninterest expense$1,468,0006,860
Salaries and employee benefits$874,0006,428
Premises and equipment expense$211,0006,631
Additional noninterest expense$383,0007,422
Pre-tax net operating income$464,0007,303
Securities gains (losses)$03,155
Applicable income taxes$97,0006,963
Income before extraordinary items$367,0007,177
Extraordinary gains, net$035
Net income$367,0007,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$367,0007,151
1998-12-31 (YTD Data)Rank
Total interest income$3,089,0007,429
Total interest expense$1,567,0007,048
Net interest income$1,522,0007,644
Provision for loan and lease losses$08,652
Total noninterest income$156,0008,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0006,978
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,734
Total noninterest expense$1,264,0007,368
Salaries and employee benefits$775,0006,793
Premises and equipment expense$162,0007,398
Additional noninterest expense$327,0007,872
Pre-tax net operating income$414,0007,799
Securities gains (losses)$13,0002,771
Applicable income taxes$161,0006,698
Income before extraordinary items$266,0008,137
Extraordinary gains, net$032
Net income$266,0008,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,064
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$257,6808,126
1997-12-31 (YTD Data)Rank
Total interest income$2,648,0008,191
Total interest expense$1,314,0007,815
Net interest income$1,334,0008,401
Provision for loan and lease losses$3,0008,731
Total noninterest income$161,0008,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0007,219
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,946
Total noninterest expense$1,017,0008,286
Salaries and employee benefits$646,0007,630
Premises and equipment expense$90,0009,218
Additional noninterest expense$281,0008,516
Pre-tax net operating income$475,0008,066
Securities gains (losses)$03,944
Applicable income taxes$179,0007,191
Income before extraordinary items$296,0008,408
Extraordinary gains, net$044
Net income$296,0008,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,092
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$296,0008,365
1996-12-31 (YTD Data)Rank
Total interest income$2,562,0008,617
Total interest expense$1,331,0008,016
Net interest income$1,231,0008,963
Provision for loan and lease losses$280,0002,725
Total noninterest income$146,0009,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0007,389
Trading account gains and feesNANA
Additional Noninterest Income$41,0009,308
Total noninterest expense$967,0008,790
Salaries and employee benefits$631,0007,948
Premises and equipment expense$91,0009,522
Additional noninterest expense$245,0009,448
Pre-tax net operating income$130,00010,210
Securities gains (losses)$-2,0009,485
Applicable income taxes$49,0009,705
Income before extraordinary items$79,00010,393
Extraordinary gains, net$750,0008
Net income$829,0005,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,170
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$80,28010,347
1995-12-31 (YTD Data)Rank
Total interest income$2,311,0009,238
Total interest expense$1,211,0008,552
Net interest income$1,100,0009,624
Provision for loan and lease losses$08,958
Total noninterest income$155,0009,222
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0007,593
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,382
Total noninterest expense$1,007,0008,926
Salaries and employee benefits$664,0007,965
Premises and equipment expense$91,0009,885
Additional noninterest expense$252,0009,795
Pre-tax net operating income$248,00010,131
Securities gains (losses)$12,0002,250
Applicable income taxes$011,151
Income before extraordinary items$260,0009,326
Extraordinary gains, net$065
Net income$260,0009,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,189
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$248,0009,411
1994-12-31 (YTD Data)Rank
Total interest income$2,000,0009,803
Total interest expense$1,012,0008,642
Net interest income$988,00010,428
Provision for loan and lease losses$216,0002,887
Total noninterest income$149,0009,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0007,987
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,881
Total noninterest expense$1,104,0008,967
Salaries and employee benefits$603,0008,590
Premises and equipment expense$115,0009,543
Additional noninterest expense$386,0008,964
Pre-tax net operating income$-183,00012,252
Securities gains (losses)$-201,00011,956
Applicable income taxes$011,630
Income before extraordinary items$-384,00012,312
Extraordinary gains, net$0249
Net income$-384,00012,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,137
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$350,000609
Net operating income$-183,00012,242
1993-12-31 (YTD Data)Rank
Total interest income$2,228,0009,717
Total interest expense$1,200,0008,248
Net interest income$1,028,00010,681
Provision for loan and lease losses$502,0002,080
Total noninterest income$268,0008,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0008,262
Trading account gains and feesNANA
Additional Noninterest Income$164,0006,280
Total noninterest expense$1,234,0008,757
Salaries and employee benefits$549,0009,225
Premises and equipment expense$119,0009,813
Additional noninterest expense$566,0007,636
Pre-tax net operating income$-440,00012,828
Securities gains (losses)$26,0004,293
Applicable income taxes$012,141
Income before extraordinary items$-414,00012,871
Extraordinary gains, net$03,149
Net income$-414,00012,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0002,391
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-440,00012,814
1992-12-31 (YTD Data)Rank
Total interest income$1,991,00010,904
Total interest expense$1,092,00010,013
Net interest income$899,00011,522
Provision for loan and lease losses$250,0004,577
Total noninterest income$242,0008,633
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0008,897
Trading account gains and feesNANA
Additional Noninterest Income$154,0006,548
Total noninterest expense$966,00010,136
Salaries and employee benefits$427,00010,555
Premises and equipment expense$180,0008,311
Additional noninterest expense$359,00010,081
Pre-tax net operating income$-75,00012,900
Securities gains (losses)$-25,00013,532
Applicable income taxes$012,680
Income before extraordinary items$-100,00013,068
Extraordinary gains, net$01,422
Net income$-100,00013,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0003,815
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$700,000482
Net operating income$-75,00012,866

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.