Home > Flagstar Bank > Net charge- offs to loans
Flagstar Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2840% | 80 |
| Percentage Net Loans Charged-off:Construction & development | 0.0094% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5452% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2805% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2239% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1692% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5118% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5118% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1807% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0077% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1510% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4786% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4786% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1273% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1301% | 4,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3494% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3494% | 1,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 325 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2599% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1700% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4450% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4450% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0112% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1038% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3273% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0434% | 2,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1527% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 590 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0975% | 4,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7623% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2330% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2330% | 1,387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2291% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 548 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 3,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1440% | 3,434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0383% | 47 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2310% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2310% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4452% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4563% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5764% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3445% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3445% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 3,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0117% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8748% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1901% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1901% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0297% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0223% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9419% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2075% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2075% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0979% | 4,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0508% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1236% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2741% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2741% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2058% | 4,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1195% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1995% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2595% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2595% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0494% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1549% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4307% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4307% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1107% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1131% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4749% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4749% | 1,111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0480% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1235% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5848% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5848% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0900% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1300% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4462% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4462% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2483% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0434% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7322% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3078% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3078% | 510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3170% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,190 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0307% | 3,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5904% | 124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3668% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3668% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4907% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6639% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6373% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6373% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0608% | 3,788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0335% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0296% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0296% | 659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0243% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 3,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4579% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4579% | 1,554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0608% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2688% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2688% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 4,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0250% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 3,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3369% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3369% | 1,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 792 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 5,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 4,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5476% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5476% | 1,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0849% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.0574% | 4,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2382% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0938% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0767% | 4,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6749% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6749% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 928 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 4,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2966% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 4,148 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3285% | 5,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3285% | 5,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0970% | 779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 5,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1205% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 4,126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7414% | 5,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7414% | 5,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1802% | 407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,619 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 5,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2184% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1845% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2200% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 4,024 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5262% | 5,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5262% | 5,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3898% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5044% | 207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0858% | 4,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5895% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4714% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5961% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 4,827 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9207% | 5,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9207% | 5,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0447% | 1,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4949% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6431% | 134 |
| Percentage Net Loans Charged-off:Construction & development | -0.0527% | 4,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7427% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5434% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7541% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0179% | 4,379 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4774% | 5,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4774% | 5,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0417% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4481% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5770% | 177 |
| Percentage Net Loans Charged-off:Construction & development | -0.0876% | 4,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6610% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6966% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6590% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1668% | 5,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1668% | 5,829 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0367% | 1,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5298% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6811% | 166 |
| Percentage Net Loans Charged-off:Construction & development | -0.1949% | 5,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0406% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7739% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8722% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7680% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 4,310 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7578% | 5,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.7578% | 5,900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0250% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1450% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3643% | 60 |
| Percentage Net Loans Charged-off:Construction & development | -0.4402% | 5,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2316% | 5,808 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5143% | 4,890 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5629% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6549% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6257% | 62 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8971% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4879% | 5,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4879% | 5,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0864% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4512% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7205% | 40 |
| Percentage Net Loans Charged-off:Construction & development | -0.6728% | 5,482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3178% | 5,940 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6778% | 4,940 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9740% | 41 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6388% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0739% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2297% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0139% | 5,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0139% | 4,961 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0870% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5985% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9872% | 41 |
| Percentage Net Loans Charged-off:Construction & development | -1.2414% | 5,618 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4604% | 6,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9557% | 4,977 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3022% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5961% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4308% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9632% | 6,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9632% | 6,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0733% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3369% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8976% | 23 |
| Percentage Net Loans Charged-off:Construction & development | -2.9202% | 5,720 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8752% | 6,196 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0397% | 4,903 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4014% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0783% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5603% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 4,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2790% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2790% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0295% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6376% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7629% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 0.1212% | 903 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 5,838 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0338% | 4,988 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8458% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9801% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7767% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1796% | 5,565 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8386% | 6,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8386% | 6,185 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0414% | 5,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6645% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7785% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.4558% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0602% | 5,938 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0175% | 5,008 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8558% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2966% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7698% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2423% | 5,716 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1333% | 5,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1333% | 5,626 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0093% | 5,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5942% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6924% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.9844% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3540% | 6,335 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0221% | 5,050 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7769% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5324% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6732% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3807% | 5,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4669% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4669% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0149% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7520% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8679% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 2.6836% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6730% | 6,470 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0247% | 5,090 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9748% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5821% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8238% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7874% | 6,172 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3646% | 5,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3646% | 5,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1016% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0819% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3503% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 3.9820% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.2838% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4335% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9751% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7210% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9858% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2664% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2555% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2555% | 2,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3246% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4241% | 132 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7588% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 6.3732% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.3203% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7901% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3196% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6303% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3461% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4138% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6510% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6510% | 546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2080% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5259% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9100% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 8.9158% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.7789% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8937% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3430% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0297% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3535% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7261% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5459% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5459% | 1,562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1711% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4802% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6947% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.5194% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0212% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2334% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2973% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3860% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2196% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2513% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4357% | 6,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4357% | 6,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1617% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7283% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2890% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 3.8624% | 701 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.0251% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1420% | 725 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5347% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 8.3650% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3714% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0850% | 3,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1790% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1790% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3122% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.6178% | 49 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0058% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6386% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 4.5748% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 12.9792% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8574% | 5,609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7076% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7474% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5626% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0599% | 5,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4019% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4019% | 439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2907% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.9481% | 45 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9134% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7165% | 63 |
| Percentage Net Loans Charged-off:Construction & development | 5.7413% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 16.1641% | 13 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8724% | 5,617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5236% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6445% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3404% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 5,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7753% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7753% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4313% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.3929% | 34 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8314% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9359% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 8.8653% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 18.1923% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9967% | 5,663 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.8096% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 11.1984% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6443% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3234% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3234% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0296% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 20.6957% | 15 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6327% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7569% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 7.7156% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5141% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0831% | 5,661 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4152% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8057% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2274% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3989% | 2,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0401% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0284% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8533% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8791% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | 7.0066% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9762% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1497% | 5,690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4811% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2662% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2761% | 2,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2703% | 2,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2267% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2133% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1671% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2178% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 11.1812% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8958% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8310% | 5,756 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6551% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9308% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4273% | 1,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0694% | 3,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2500% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2348% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1263% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1569% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 13.1614% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4118% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3145% | 374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6822% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8121% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4557% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1031% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0587% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0390% | 195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1037% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2342% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 17.4727% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7507% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7955% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2306% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5349% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0188% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1201% | 4,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9700% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1790% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2953% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 14.7449% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.5573% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3705% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3793% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8043% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1565% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3354% | 3,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1766% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3064% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4048% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 15.2378% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.1931% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1575% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3578% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 7.2193% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1102% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4726% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3056% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4717% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5192% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 11.3927% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0267% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5143% | 6,004 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9588% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3728% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7659% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2212% | 2,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7570% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9738% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0392% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 8.5126% | 728 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.7463% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.0603% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6720% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 9.1458% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3306% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0844% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9709% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3735% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4538% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 9.3738% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 12.0845% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 32.8831% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7551% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 8.3281% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4487% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3607% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4807% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6164% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6903% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 8.7242% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 13.0299% | 33 |
| Percentage Net Loans Charged-off: Multi-family residential | 50.5803% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9137% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 7.2690% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6614% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7129% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8440% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6875% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7716% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 7.2595% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0844% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 96.6494% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7074% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9468% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5046% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4515% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8956% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0371% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0445% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 8.8222% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6333% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9730% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2241% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2195% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1794% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4487% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2239% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6671% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6636% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 5.2850% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4220% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9527% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1854% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2702% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1389% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3005% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0332% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4886% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4732% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 2.0514% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0362% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6919% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1532% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0629% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3723% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1894% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4355% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3973% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 1.3957% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7614% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3959% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0621% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7866% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0428% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4480% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4367% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 5.3517% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9297% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4915% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8512% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1347% | 3,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6909% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3057% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 3.3893% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6950% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1501% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6152% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1888% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4647% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2733% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5623% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1460% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0067% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1733% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1326% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2377% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0935% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5894% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2466% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9293% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 3,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0898% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1552% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9869% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1175% | 7,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1003% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.1336% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0631% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1475% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8342% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1749% | 7,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3560% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.2008% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0918% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9237% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7479% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2737% | 7,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9853% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.3634% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1883% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2535% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9208% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6632% | 8,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7691% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 4,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2596% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4413% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2293% | 7,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8109% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 4,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1565% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4344% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2827% | 7,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4137% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3342% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4093% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0249% | 8,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4246% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4869% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5714% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3652% | 8,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0081% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 6,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 3,259 |
| Percentage Net Loans Charged-off:Construction & development | -0.1708% | 7,971 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1425% | 8,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1659% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 3,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4056% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 5,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.1807% | 7,969 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 8,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1935% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 3,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6608% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 5,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2439% | 8,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0981% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 2,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1309% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0154% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5205% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2022% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.2961% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2124% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2144% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2123% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2143% | 3,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7663% | 3,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1899% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.4045% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2214% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1971% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2564% | 2,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2788% | 4,964 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2612% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2648% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.6081% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2751% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3415% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2737% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2224% | 2,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2033% | 4,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2687% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2430% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 1.1859% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2434% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2062% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2441% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5242% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7100% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 5,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0062% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9455% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 2,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2057% | 3,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7013% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0309% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2158% | 6,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0812% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7288% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 1.0830% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3843% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 5,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 1.1148% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5295% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0891% | 5,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 2.3113% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9496% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 4,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1651% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0588% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1711% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1742% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0847% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4022% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 6,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.7311% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0403% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5584% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 7,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0788% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 7,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 8,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.3785% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0537% | 12,723 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |