Home > Five Star Bank > Net charge- offs to loans
Five Star Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 0.1992% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0925% | 4,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0042% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7790% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7790% | 743 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0447% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1230% | 4,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0056% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0005% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6170% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6170% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0084% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 3,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4628% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4628% | 1,010 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0168% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 4,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7620% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7620% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 4,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0930% | 4,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5146% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5146% | 920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1227% | 4,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3031% | 4,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 3,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4715% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4715% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 3,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1901% | 4,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4691% | 4,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3011% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3011% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 3,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3006% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3006% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1941% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4630% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 3,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1833% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1833% | 1,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 4,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1319% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1319% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0949% | 4,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1144% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1144% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3528% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3528% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4032% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5580% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4078% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2009% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5309% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5309% | 1,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4499% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7129% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8243% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3369% | 4,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4617% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4617% | 1,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6585% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0181% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5863% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5148% | 4,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6982% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6982% | 862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2549% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8150% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6013% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8387% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8387% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3645% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1927% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4399% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0031% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4096% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6788% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6789% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2488% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5931% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6484% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6484% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1942% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6267% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6267% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0628% | 4,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7397% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7397% | 897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3338% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1728% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0676% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3882% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7287% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7287% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2692% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0673% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 4,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1967% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7135% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7135% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2636% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0998% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1023% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7509% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7509% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2931% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2018% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0671% | 4,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8616% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8616% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3812% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 5,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0096% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7532% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7532% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3239% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0618% | 5,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6906% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7215% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7215% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3624% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 5,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0904% | 5,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0356% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7567% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7567% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4440% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0777% | 5,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1572% | 5,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 5,020 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 3,846 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 5,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3435% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9695% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9695% | 766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 4,560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 3,873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 2,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1678% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6586% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6586% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0414% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0123% | 4,604 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 3,888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2466% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6192% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6192% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0209% | 1,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 5,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 3,922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4026% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6676% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6676% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0146% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3590% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 5,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 3,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8862% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7829% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7829% | 904 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0059% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3979% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1105% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4074% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0968% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5748% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7978% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7980% | 952 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0687% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4035% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1350% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1531% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5481% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1274% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6958% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7423% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7425% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0668% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4276% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1851% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2413% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6643% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1915% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0191% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6319% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6319% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0750% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6646% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2349% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4978% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1197% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2391% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8555% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8555% | 775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1408% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3662% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 2,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0354% | 5,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0365% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 4,371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 2,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9291% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9292% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0875% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3823% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0456% | 5,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1178% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 4,405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1638% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9323% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9325% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1274% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3690% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0629% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1469% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 4,449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2067% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8868% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8871% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0548% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3667% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 5,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 4,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1858% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0841% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9021% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9021% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0886% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4013% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 3,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 2,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1423% | 2,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 1,391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3649% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8625% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8636% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1245% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3604% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 3,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0514% | 6,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 1,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2032% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2653% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8394% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8404% | 1,126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1264% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3509% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 6,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2100% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0341% | 1,048 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2853% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2889% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7485% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7498% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1734% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3726% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1807% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 6,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3771% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0676% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5128% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4338% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6394% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6420% | 1,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1322% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3545% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 4,033 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 5,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1653% | 2,428 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1025% | 5,506 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 3,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0413% | 1,695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 3,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2859% | 2,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7705% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7706% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0988% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3021% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 4,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.0468% | 6,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 2,350 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1376% | 5,548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 3,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 3,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2896% | 2,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6764% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6764% | 1,619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0277% | 1,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 3,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.0638% | 6,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1500% | 1,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0058% | 585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 3,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 2,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 2,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5811% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5811% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1196% | 6,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 3,232 |
| Percentage Net Loans Charged-off:Construction & development | -0.1112% | 6,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0730% | 1,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5852% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 2,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 2,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 5,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5919% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5919% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0830% | 6,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3556% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1874% | 4,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 6,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2887% | 2,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2461% | 857 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1332% | 3,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1946% | 3,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3185% | 3,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6589% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5522% | 2,359 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1244% | 6,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3000% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 4,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 6,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1701% | 2,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0308% | 830 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 3,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1821% | 3,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0854% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6761% | 2,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5448% | 2,132 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1887% | 6,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2896% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1657% | 3,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0378% | 6,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2502% | 1,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0538% | 648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1397% | 3,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2040% | 2,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1077% | 2,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5845% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4425% | 2,259 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3064% | 6,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3424% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2499% | 2,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.0692% | 6,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5316% | 1,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 2,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1303% | 2,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 6,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7198% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4872% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0512% | 6,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5356% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 5,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0326% | 3,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1692% | 984 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 4,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0742% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8727% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0792% | 6,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5919% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 5,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0560% | 2,997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 3,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2340% | 774 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7888% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8461% | 2,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1342% | 6,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2258% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 7,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0467% | 2,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 2,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3639% | 584 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1057% | 7,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1514% | 7,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 3,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8028% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2042% | 6,645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1820% | 7,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0574% | 1,974 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 7,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3499% | 7,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0302% | 958 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5132% | 7,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0529% | 6,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9667% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1623% | 6,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4736% | 3,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0849% | 4,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0777% | 2,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1125% | 3,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0323% | 1,876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 3,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2524% | 2,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9134% | 2,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6712% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5129% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 2,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1383% | 3,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0442% | 1,563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 2,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7289% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8717% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6656% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3647% | 3,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 2,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2314% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6347% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8225% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1571% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3499% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 2,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0863% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1761% | 1,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2306% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 6,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0422% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0922% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3226% | 3,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2003% | 2,876 |
| Percentage Net Loans Charged-off:Construction & development | -0.0459% | 7,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2834% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1924% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 1,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2389% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 7,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8765% | 2,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3305% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1934% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.0663% | 7,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3441% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1325% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0462% | 1,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1578% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1984% | 7,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7920% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3727% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3167% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2772% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0963% | 7,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5291% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1705% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2203% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2202% | 7,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8156% | 2,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0737% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2840% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2307% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6079% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 1,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5386% | 7,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2111% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2495% | 7,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1704% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0933% | 6,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1278% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1075% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1343% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3351% | 7,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8557% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1446% | 7,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 2,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1050% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1257% | 6,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1470% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3886% | 7,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8678% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0974% | 7,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,887 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0951% | 6,178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1248% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4240% | 7,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7898% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6959% | 7,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 8,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1184% | 8,199 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1876% | 6,134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1272% | 7,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7478% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9840% | 7,384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0555% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1274% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0287% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1474% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3272% | 7,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5397% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3076% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0980% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0755% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1507% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0025% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1194% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5095% | 8,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4203% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4953% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1466% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.1138% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1730% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1701% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1152% | 8,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3793% | 2,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3732% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3098% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4891% | 8,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3981% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4878% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1862% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5223% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 1.6970% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.5444% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.4599% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0298% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2612% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0950% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.9783% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6087% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4719% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1479% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 2,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5307% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1436% | 1,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5540% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7670% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6972% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6953% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7513% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0582% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2105% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1487% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8626% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3298% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 2,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1336% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 3,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7707% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0409% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2105% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1037% | 2,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2197% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5789% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2200% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1896% | 2,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1899% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6491% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3954% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3571% | 8,197 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9401% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3842% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8902% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4760% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2320% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2239% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2282% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 3,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 2,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2741% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9409% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1567% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 8,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 8,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9358% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6829% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 3,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5796% | 2,946 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1527% | 2,690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2616% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 2,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1260% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 2,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3620% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7890% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6959% | 1,389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 6,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 3,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 2,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1489% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 7,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1765% | 6,127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2144% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 5,410 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 4,231 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 6,126 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4716% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3946% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7226% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |