Home > FirstSouth Bank > Income and Expense
FirstSouth Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,409,000 | 2,692 |
| Total interest expense | $5,628,000 | 2,731 |
| Net interest income | $6,781,000 | 2,632 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $1,124,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $771,000 | 1,770 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $353,000 | 3,590 |
| Total noninterest expense | $4,895,000 | 2,774 |
| Salaries and employee benefits | $2,520,000 | 2,652 |
| Premises and equipment expense | $769,000 | 2,586 |
| Additional noninterest expense | $1,606,000 | 2,911 |
| Pre-tax net operating income | $2,815,000 | 2,563 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,002,000 | 2,379 |
| Income before extraordinary items | $1,813,000 | 2,721 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,813,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $410,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $456,000 | 389 |
| Net operating income | $1,813,000 | 2,690 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,358,000 | 3,229 |
| Total interest expense | $3,534,000 | 3,424 |
| Net interest income | $5,824,000 | 3,085 |
| Provision for loan and lease losses | $215,000 | 2,891 |
| Total noninterest income | $1,073,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $708,000 | 1,900 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $365,000 | 3,622 |
| Total noninterest expense | $4,462,000 | 3,076 |
| Salaries and employee benefits | $2,199,000 | 3,008 |
| Premises and equipment expense | $678,000 | 2,901 |
| Additional noninterest expense | $1,585,000 | 3,149 |
| Pre-tax net operating income | $2,220,000 | 3,151 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $804,000 | 2,752 |
| Income before extraordinary items | $1,410,000 | 3,351 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,410,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $313,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $445,000 | 570 |
| Net operating income | $1,413,840 | 3,364 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,874,000 | 3,870 |
| Total interest expense | $3,062,000 | 4,047 |
| Net interest income | $4,812,000 | 3,693 |
| Provision for loan and lease losses | $310,000 | 2,913 |
| Total noninterest income | $1,276,000 | 2,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $595,000 | 2,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,643 |
| Total noninterest expense | $3,978,000 | 3,509 |
| Salaries and employee benefits | $2,063,000 | 3,185 |
| Premises and equipment expense | $712,000 | 2,835 |
| Additional noninterest expense | $1,203,000 | 4,180 |
| Pre-tax net operating income | $1,800,000 | 3,675 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $659,000 | 3,305 |
| Income before extraordinary items | $1,141,000 | 4,204 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,141,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $227,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,083 |
| Net operating income | $1,141,000 | 3,986 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,324,000 | 4,636 |
| Total interest expense | $3,306,000 | 4,773 |
| Net interest income | $4,018,000 | 4,423 |
| Provision for loan and lease losses | $385,000 | 3,542 |
| Total noninterest income | $849,000 | 3,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,537 |
| Total noninterest expense | $3,425,000 | 4,005 |
| Salaries and employee benefits | $1,722,000 | 3,712 |
| Premises and equipment expense | $656,000 | 3,099 |
| Additional noninterest expense | $1,047,000 | 4,869 |
| Pre-tax net operating income | $1,057,000 | 5,411 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $355,000 | 5,285 |
| Income before extraordinary items | $702,000 | 5,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $702,000 | 5,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 6,028 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 910 |
| Net operating income | $702,000 | 5,562 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.