Home > FirstAtlantic Bank > Income and Expense
FirstAtlantic Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,265,000 | 1,389 |
| Total interest expense | $1,985,000 | 1,548 |
| Net interest income | $17,280,000 | 1,360 |
| Provision for loan and lease losses | $138,000 | 2,741 |
| Total noninterest income | $1,451,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $482,000 | 2,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $969,000 | 2,335 |
| Total noninterest expense | $12,819,000 | 1,540 |
| Salaries and employee benefits | $7,952,000 | 1,420 |
| Premises and equipment expense | $1,453,000 | 1,556 |
| Additional noninterest expense | $3,414,000 | 1,751 |
| Pre-tax net operating income | $5,774,000 | 1,513 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,581,000 | 1,493 |
| Income before extraordinary items | $4,193,000 | 1,545 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,193,000 | 1,545 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,193,000 | 1,545 |
| Net charge-offs | $-197,000 | 5,432 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 670 |
| Net operating income | $4,193,000 | 1,532 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,523,000 | 1,381 |
| Total interest expense | $1,484,000 | 1,528 |
| Net interest income | $13,039,000 | 1,363 |
| Provision for loan and lease losses | $138,000 | 2,376 |
| Total noninterest income | $1,082,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $356,000 | 2,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,364 |
| Total noninterest expense | $9,323,000 | 1,589 |
| Salaries and employee benefits | $5,864,000 | 1,440 |
| Premises and equipment expense | $1,109,000 | 1,545 |
| Additional noninterest expense | $2,350,000 | 1,868 |
| Pre-tax net operating income | $4,660,000 | 1,442 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,408,000 | 1,171 |
| Income before extraordinary items | $3,252,000 | 1,627 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,252,000 | 1,627 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,252,000 | 1,627 |
| Net charge-offs | $61,000 | 2,312 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 568 |
| Net operating income | $3,252,000 | 1,609 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,543,000 | 1,392 |
| Total interest expense | $959,000 | 1,530 |
| Net interest income | $8,584,000 | 1,375 |
| Provision for loan and lease losses | $138,000 | 1,930 |
| Total noninterest income | $702,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $229,000 | 2,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 2,398 |
| Total noninterest expense | $6,199,000 | 1,594 |
| Salaries and employee benefits | $3,888,000 | 1,447 |
| Premises and equipment expense | $740,000 | 1,549 |
| Additional noninterest expense | $1,571,000 | 1,866 |
| Pre-tax net operating income | $2,949,000 | 1,487 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,091,000 | 1,045 |
| Income before extraordinary items | $1,858,000 | 1,809 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,858,000 | 1,809 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,858,000 | 1,809 |
| Net charge-offs | $43,000 | 2,097 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 400 |
| Net operating income | $1,858,000 | 1,787 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 1,420 |
| Total interest expense | $455,000 | 1,570 |
| Net interest income | $4,161,000 | 1,404 |
| Provision for loan and lease losses | $65,000 | 1,825 |
| Total noninterest income | $311,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $98,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 2,499 |
| Total noninterest expense | $3,157,000 | 1,574 |
| Salaries and employee benefits | $1,965,000 | 1,453 |
| Premises and equipment expense | $359,000 | 1,599 |
| Additional noninterest expense | $833,000 | 1,775 |
| Pre-tax net operating income | $1,250,000 | 1,664 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $474,000 | 1,124 |
| Income before extraordinary items | $776,000 | 2,031 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $776,000 | 2,032 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $776,000 | 2,032 |
| Net charge-offs | $9,000 | 2,245 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 374 |
| Net operating income | $776,000 | 2,005 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,413,000 | 1,385 |
| Total interest expense | $1,474,000 | 1,822 |
| Net interest income | $16,939,000 | 1,350 |
| Provision for loan and lease losses | $357,000 | 1,830 |
| Total noninterest income | $1,284,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $456,000 | 2,237 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $828,000 | 2,623 |
| Total noninterest expense | $12,111,000 | 1,604 |
| Salaries and employee benefits | $7,411,000 | 1,472 |
| Premises and equipment expense | $1,519,000 | 1,503 |
| Additional noninterest expense | $3,181,000 | 1,877 |
| Pre-tax net operating income | $5,755,000 | 1,443 |
| Securities gains (losses) | $373,000 | 563 |
| Applicable income taxes | $2,325,000 | 931 |
| Income before extraordinary items | $3,803,000 | 1,711 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,803,000 | 1,710 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,803,000 | 1,710 |
| Net charge-offs | $90,000 | 2,692 |
| Cash dividends | $3,778,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 497 |
| Net operating income | $3,564,280 | 1,778 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,557,000 | 1,409 |
| Total interest expense | $1,088,000 | 1,852 |
| Net interest income | $12,469,000 | 1,373 |
| Provision for loan and lease losses | $277,000 | 1,707 |
| Total noninterest income | $985,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $354,000 | 2,187 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $631,000 | 2,603 |
| Total noninterest expense | $9,116,000 | 1,594 |
| Salaries and employee benefits | $5,560,000 | 1,463 |
| Premises and equipment expense | $1,135,000 | 1,510 |
| Additional noninterest expense | $2,421,000 | 1,849 |
| Pre-tax net operating income | $4,061,000 | 1,545 |
| Securities gains (losses) | $373,000 | 519 |
| Applicable income taxes | $1,684,000 | 993 |
| Income before extraordinary items | $2,750,000 | 1,803 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,750,000 | 1,803 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,750,000 | 1,803 |
| Net charge-offs | $99,000 | 2,076 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 451 |
| Net operating income | $2,511,280 | 1,883 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,024,000 | 1,410 |
| Total interest expense | $721,000 | 1,862 |
| Net interest income | $8,303,000 | 1,374 |
| Provision for loan and lease losses | $277,000 | 1,339 |
| Total noninterest income | $662,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $348,000 | 1,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $314,000 | 2,960 |
| Total noninterest expense | $6,093,000 | 1,594 |
| Salaries and employee benefits | $3,709,000 | 1,472 |
| Premises and equipment expense | $763,000 | 1,500 |
| Additional noninterest expense | $1,621,000 | 1,848 |
| Pre-tax net operating income | $2,595,000 | 1,586 |
| Securities gains (losses) | $373,000 | 362 |
| Applicable income taxes | $1,128,000 | 989 |
| Income before extraordinary items | $1,840,000 | 1,787 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,840,000 | 1,787 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,840,000 | 1,787 |
| Net charge-offs | $85,000 | 1,770 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 557 |
| Net operating income | $1,601,280 | 1,933 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 1,413 |
| Total interest expense | $360,000 | 1,873 |
| Net interest income | $4,121,000 | 1,387 |
| Provision for loan and lease losses | $155,000 | 1,124 |
| Total noninterest income | $349,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $193,000 | 1,471 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $156,000 | 2,936 |
| Total noninterest expense | $3,044,000 | 1,597 |
| Salaries and employee benefits | $1,870,000 | 1,464 |
| Premises and equipment expense | $376,000 | 1,535 |
| Additional noninterest expense | $798,000 | 1,862 |
| Pre-tax net operating income | $1,271,000 | 1,593 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $483,000 | 1,088 |
| Income before extraordinary items | $788,000 | 2,013 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $788,000 | 2,013 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $788,000 | 2,013 |
| Net charge-offs | $-22,000 | 5,496 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 517 |
| Net operating income | $788,000 | 1,967 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,599,000 | 1,411 |
| Total interest expense | $1,550,000 | 1,725 |
| Net interest income | $16,049,000 | 1,387 |
| Provision for loan and lease losses | $501,000 | 1,345 |
| Total noninterest income | $2,146,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $656,000 | 1,736 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,490,000 | 1,860 |
| Total noninterest expense | $11,736,000 | 1,631 |
| Salaries and employee benefits | $6,972,000 | 1,523 |
| Premises and equipment expense | $1,431,000 | 1,602 |
| Additional noninterest expense | $3,333,000 | 1,812 |
| Pre-tax net operating income | $5,958,000 | 1,370 |
| Securities gains (losses) | $29,000 | 2,012 |
| Applicable income taxes | $2,273,000 | 915 |
| Income before extraordinary items | $3,714,000 | 1,708 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,714,000 | 1,708 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,714,000 | 1,710 |
| Net charge-offs | $278,000 | 1,675 |
| Cash dividends | $2,436,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 737 |
| Net operating income | $3,695,440 | 1,679 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,132,000 | 1,429 |
| Total interest expense | $1,189,000 | 1,716 |
| Net interest income | $11,943,000 | 1,407 |
| Provision for loan and lease losses | $501,000 | 1,032 |
| Total noninterest income | $1,800,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $475,000 | 1,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,325,000 | 1,683 |
| Total noninterest expense | $8,788,000 | 1,651 |
| Salaries and employee benefits | $5,245,000 | 1,526 |
| Premises and equipment expense | $1,077,000 | 1,600 |
| Additional noninterest expense | $2,466,000 | 1,839 |
| Pre-tax net operating income | $4,454,000 | 1,401 |
| Securities gains (losses) | $29,000 | 1,813 |
| Applicable income taxes | $1,702,000 | 942 |
| Income before extraordinary items | $2,781,000 | 1,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,781,000 | 1,743 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,781,000 | 1,744 |
| Net charge-offs | $117,000 | 2,014 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 715 |
| Net operating income | $2,762,440 | 1,711 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,623,000 | 1,451 |
| Total interest expense | $793,000 | 1,725 |
| Net interest income | $7,830,000 | 1,441 |
| Provision for loan and lease losses | $266,000 | 1,237 |
| Total noninterest income | $1,336,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $304,000 | 1,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,032,000 | 1,524 |
| Total noninterest expense | $5,831,000 | 1,662 |
| Salaries and employee benefits | $3,523,000 | 1,519 |
| Premises and equipment expense | $710,000 | 1,650 |
| Additional noninterest expense | $1,598,000 | 1,891 |
| Pre-tax net operating income | $3,069,000 | 1,354 |
| Securities gains (losses) | $29,000 | 1,517 |
| Applicable income taxes | $1,177,000 | 920 |
| Income before extraordinary items | $1,921,000 | 1,675 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,921,000 | 1,679 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,921,000 | 1,679 |
| Net charge-offs | $272,000 | 979 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 732 |
| Net operating income | $1,902,440 | 1,636 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 1,480 |
| Total interest expense | $399,000 | 1,733 |
| Net interest income | $3,818,000 | 1,464 |
| Provision for loan and lease losses | $41,000 | 2,290 |
| Total noninterest income | $772,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $147,000 | 1,850 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $625,000 | 1,294 |
| Total noninterest expense | $2,859,000 | 1,689 |
| Salaries and employee benefits | $1,798,000 | 1,496 |
| Premises and equipment expense | $347,000 | 1,694 |
| Additional noninterest expense | $714,000 | 2,068 |
| Pre-tax net operating income | $1,690,000 | 1,205 |
| Securities gains (losses) | $29,000 | 1,077 |
| Applicable income taxes | $651,000 | 844 |
| Income before extraordinary items | $1,068,000 | 1,494 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,068,000 | 1,496 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,068,000 | 1,496 |
| Net charge-offs | $46,000 | 1,619 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 6,374 |
| Net operating income | $1,049,440 | 1,476 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,375,000 | 1,309 |
| Total interest expense | $1,835,000 | 1,596 |
| Net interest income | $17,540,000 | 1,276 |
| Provision for loan and lease losses | $1,768,000 | 526 |
| Total noninterest income | $2,446,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $586,000 | 2,012 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,860,000 | 1,552 |
| Total noninterest expense | $12,595,000 | 1,514 |
| Salaries and employee benefits | $6,960,000 | 1,499 |
| Premises and equipment expense | $1,516,000 | 1,553 |
| Additional noninterest expense | $4,119,000 | 1,521 |
| Pre-tax net operating income | $5,623,000 | 1,375 |
| Securities gains (losses) | $41,000 | 1,863 |
| Applicable income taxes | $1,887,000 | 1,024 |
| Income before extraordinary items | $3,777,000 | 1,667 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,777,000 | 1,667 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,777,000 | 1,666 |
| Net charge-offs | $2,033,000 | 508 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 733 |
| Net operating income | $3,749,530 | 1,649 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,438,000 | 1,326 |
| Total interest expense | $1,387,000 | 1,603 |
| Net interest income | $13,051,000 | 1,289 |
| Provision for loan and lease losses | $1,485,000 | 463 |
| Total noninterest income | $1,038,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $426,000 | 2,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $612,000 | 2,615 |
| Total noninterest expense | $9,218,000 | 1,555 |
| Salaries and employee benefits | $5,278,000 | 1,483 |
| Premises and equipment expense | $1,068,000 | 1,656 |
| Additional noninterest expense | $2,872,000 | 1,632 |
| Pre-tax net operating income | $3,386,000 | 1,675 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,286,000 | 1,104 |
| Income before extraordinary items | $2,100,000 | 2,143 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,100,000 | 2,141 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,100,000 | 2,141 |
| Net charge-offs | $1,689,000 | 438 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 698 |
| Net operating income | $2,100,000 | 2,095 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,909,000 | 1,271 |
| Total interest expense | $936,000 | 1,595 |
| Net interest income | $8,973,000 | 1,242 |
| Provision for loan and lease losses | $500,000 | 845 |
| Total noninterest income | $682,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $274,000 | 2,097 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $408,000 | 2,598 |
| Total noninterest expense | $6,148,000 | 1,551 |
| Salaries and employee benefits | $3,567,000 | 1,468 |
| Premises and equipment expense | $709,000 | 1,670 |
| Additional noninterest expense | $1,872,000 | 1,659 |
| Pre-tax net operating income | $3,007,000 | 1,282 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,142,000 | 878 |
| Income before extraordinary items | $1,865,000 | 1,629 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,865,000 | 1,632 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,865,000 | 1,631 |
| Net charge-offs | $86,000 | 2,332 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 660 |
| Net operating income | $1,865,000 | 1,600 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 1,292 |
| Total interest expense | $465,000 | 1,633 |
| Net interest income | $4,424,000 | 1,264 |
| Provision for loan and lease losses | $250,000 | 826 |
| Total noninterest income | $307,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $132,000 | 2,157 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $175,000 | 2,750 |
| Total noninterest expense | $2,988,000 | 1,611 |
| Salaries and employee benefits | $1,781,000 | 1,479 |
| Premises and equipment expense | $358,000 | 1,683 |
| Additional noninterest expense | $849,000 | 1,790 |
| Pre-tax net operating income | $1,493,000 | 1,249 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $567,000 | 842 |
| Income before extraordinary items | $926,000 | 1,588 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $926,000 | 1,591 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $926,000 | 1,591 |
| Net charge-offs | $92,000 | 1,427 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 642 |
| Net operating income | $926,000 | 1,557 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,579,000 | 1,441 |
| Total interest expense | $2,192,000 | 1,560 |
| Net interest income | $15,387,000 | 1,401 |
| Provision for loan and lease losses | $1,180,000 | 965 |
| Total noninterest income | $4,626,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $532,000 | 2,275 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,094,000 | 926 |
| Total noninterest expense | $12,028,000 | 1,604 |
| Salaries and employee benefits | $6,665,000 | 1,559 |
| Premises and equipment expense | $1,564,000 | 1,526 |
| Additional noninterest expense | $3,799,000 | 1,678 |
| Pre-tax net operating income | $6,805,000 | 1,098 |
| Securities gains (losses) | $144,000 | 1,093 |
| Applicable income taxes | $2,639,000 | 732 |
| Income before extraordinary items | $4,310,000 | 1,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,310,000 | 1,400 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,310,000 | 1,400 |
| Net charge-offs | $947,000 | 1,324 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 800 |
| Net operating income | $4,217,840 | 1,407 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,653,000 | 1,497 |
| Total interest expense | $1,690,000 | 1,554 |
| Net interest income | $10,963,000 | 1,487 |
| Provision for loan and lease losses | $1,180,000 | 783 |
| Total noninterest income | $4,663,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $374,000 | 2,404 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,289,000 | 749 |
| Total noninterest expense | $8,897,000 | 1,624 |
| Salaries and employee benefits | $5,015,000 | 1,556 |
| Premises and equipment expense | $1,172,000 | 1,534 |
| Additional noninterest expense | $2,710,000 | 1,745 |
| Pre-tax net operating income | $5,549,000 | 1,047 |
| Securities gains (losses) | $144,000 | 999 |
| Applicable income taxes | $2,147,000 | 693 |
| Income before extraordinary items | $3,546,000 | 1,296 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,546,000 | 1,298 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,546,000 | 1,298 |
| Net charge-offs | $549,000 | 1,506 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 790 |
| Net operating income | $3,453,840 | 1,294 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,746,000 | 1,619 |
| Total interest expense | $1,155,000 | 1,544 |
| Net interest income | $6,591,000 | 1,633 |
| Provision for loan and lease losses | $850,000 | 764 |
| Total noninterest income | $4,259,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $238,000 | 2,457 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,021,000 | 584 |
| Total noninterest expense | $5,805,000 | 1,659 |
| Salaries and employee benefits | $3,326,000 | 1,566 |
| Premises and equipment expense | $751,000 | 1,591 |
| Additional noninterest expense | $1,728,000 | 1,828 |
| Pre-tax net operating income | $4,195,000 | 907 |
| Securities gains (losses) | $144,000 | 898 |
| Applicable income taxes | $1,650,000 | 623 |
| Income before extraordinary items | $2,689,000 | 1,138 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,689,000 | 1,139 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,689,000 | 1,140 |
| Net charge-offs | $552,000 | 1,183 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 767 |
| Net operating income | $2,596,840 | 1,124 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 1,776 |
| Total interest expense | $582,000 | 1,584 |
| Net interest income | $2,968,000 | 1,807 |
| Provision for loan and lease losses | $220,000 | 1,281 |
| Total noninterest income | $265,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $114,000 | 2,549 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 3,163 |
| Total noninterest expense | $2,628,000 | 1,843 |
| Salaries and employee benefits | $1,465,000 | 1,782 |
| Premises and equipment expense | $374,000 | 1,617 |
| Additional noninterest expense | $789,000 | 1,987 |
| Pre-tax net operating income | $385,000 | 3,361 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $146,000 | 2,009 |
| Income before extraordinary items | $239,000 | 3,963 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $239,000 | 3,966 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $239,000 | 3,966 |
| Net charge-offs | $30,000 | 2,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $239,000 | 3,880 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,594,000 | 1,806 |
| Total interest expense | $2,218,000 | 1,964 |
| Net interest income | $12,376,000 | 1,776 |
| Provision for loan and lease losses | $1,516,000 | 1,313 |
| Total noninterest income | $1,170,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $322,000 | 3,357 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $848,000 | 2,598 |
| Total noninterest expense | $9,822,000 | 1,951 |
| Salaries and employee benefits | $5,347,000 | 1,890 |
| Premises and equipment expense | $1,396,000 | 1,687 |
| Additional noninterest expense | $3,079,000 | 2,099 |
| Pre-tax net operating income | $2,208,000 | 2,633 |
| Securities gains (losses) | $575,000 | 834 |
| Applicable income taxes | $1,059,000 | 1,422 |
| Income before extraordinary items | $1,724,000 | 2,880 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,724,000 | 2,883 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,724,000 | 2,882 |
| Net charge-offs | $1,710,000 | 1,299 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 927 |
| Net operating income | $1,356,000 | 3,166 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,031,000 | 1,825 |
| Total interest expense | $1,696,000 | 2,011 |
| Net interest income | $9,335,000 | 1,788 |
| Provision for loan and lease losses | $1,126,000 | 1,306 |
| Total noninterest income | $953,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $232,000 | 3,462 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $721,000 | 2,415 |
| Total noninterest expense | $7,154,000 | 1,997 |
| Salaries and employee benefits | $4,057,000 | 1,857 |
| Premises and equipment expense | $1,058,000 | 1,681 |
| Additional noninterest expense | $2,039,000 | 2,371 |
| Pre-tax net operating income | $2,008,000 | 2,353 |
| Securities gains (losses) | $424,000 | 857 |
| Applicable income taxes | $915,000 | 1,318 |
| Income before extraordinary items | $1,517,000 | 2,622 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,517,000 | 2,623 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,517,000 | 2,623 |
| Net charge-offs | $1,071,000 | 1,392 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 746 |
| Net operating income | $1,245,640 | 2,845 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 1,817 |
| Total interest expense | $1,181,000 | 1,995 |
| Net interest income | $6,225,000 | 1,789 |
| Provision for loan and lease losses | $526,000 | 1,746 |
| Total noninterest income | $346,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $96,000 | 4,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 3,341 |
| Total noninterest expense | $4,821,000 | 1,983 |
| Salaries and employee benefits | $2,777,000 | 1,805 |
| Premises and equipment expense | $721,000 | 1,647 |
| Additional noninterest expense | $1,323,000 | 2,455 |
| Pre-tax net operating income | $1,224,000 | 2,487 |
| Securities gains (losses) | $424,000 | 660 |
| Applicable income taxes | $620,000 | 1,294 |
| Income before extraordinary items | $1,028,000 | 2,577 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,028,000 | 2,577 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,028,000 | 2,577 |
| Net charge-offs | $515,000 | 1,732 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 715 |
| Net operating income | $756,640 | 3,004 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 1,788 |
| Total interest expense | $626,000 | 1,962 |
| Net interest income | $3,183,000 | 1,753 |
| Provision for loan and lease losses | $326,000 | 1,411 |
| Total noninterest income | $200,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 3,043 |
| Total noninterest expense | $2,453,000 | 1,959 |
| Salaries and employee benefits | $1,417,000 | 1,771 |
| Premises and equipment expense | $361,000 | 1,653 |
| Additional noninterest expense | $675,000 | 2,371 |
| Pre-tax net operating income | $604,000 | 2,513 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $243,000 | 1,518 |
| Income before extraordinary items | $361,000 | 3,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 3,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $361,000 | 3,286 |
| Net charge-offs | $250,000 | 1,648 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 651 |
| Net operating income | $361,000 | 3,110 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,810,000 | 3,082 |
| Total interest expense | $2,602,000 | 2,211 |
| Net interest income | $6,208,000 | 3,383 |
| Provision for loan and lease losses | $1,090,000 | 2,299 |
| Total noninterest income | $1,520,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $97,000 | 5,561 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,423,000 | 1,706 |
| Total noninterest expense | $6,507,000 | 2,855 |
| Salaries and employee benefits | $3,668,000 | 2,627 |
| Premises and equipment expense | $816,000 | 2,869 |
| Additional noninterest expense | $2,023,000 | 3,115 |
| Pre-tax net operating income | $131,000 | 5,670 |
| Securities gains (losses) | $738,000 | 582 |
| Applicable income taxes | $366,000 | 2,334 |
| Income before extraordinary items | $503,000 | 4,656 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $503,000 | 4,659 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $503,000 | 4,658 |
| Net charge-offs | $1,337,000 | 2,028 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 609 |
| Net operating income | $30,680 | 5,961 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 3,167 |
| Total interest expense | $1,981,000 | 2,284 |
| Net interest income | $4,467,000 | 3,500 |
| Provision for loan and lease losses | $402,000 | 3,202 |
| Total noninterest income | $504,000 | 3,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 6,397 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $468,000 | 2,798 |
| Total noninterest expense | $4,689,000 | 2,955 |
| Salaries and employee benefits | $2,660,000 | 2,711 |
| Premises and equipment expense | $842,000 | 2,197 |
| Additional noninterest expense | $1,187,000 | 3,719 |
| Pre-tax net operating income | $-120,000 | 6,314 |
| Securities gains (losses) | $738,000 | 460 |
| Applicable income taxes | $232,000 | 2,527 |
| Income before extraordinary items | $386,000 | 4,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 4,713 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $386,000 | 4,713 |
| Net charge-offs | $125,000 | 4,208 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-86,320 | 6,308 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 3,151 |
| Total interest expense | $1,350,000 | 2,312 |
| Net interest income | $3,034,000 | 3,448 |
| Provision for loan and lease losses | $352,000 | 2,762 |
| Total noninterest income | $300,000 | 4,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $264,000 | 3,077 |
| Total noninterest expense | $3,057,000 | 3,051 |
| Salaries and employee benefits | $1,788,000 | 2,707 |
| Premises and equipment expense | $554,000 | 2,234 |
| Additional noninterest expense | $715,000 | 4,046 |
| Pre-tax net operating income | $-75,000 | 6,377 |
| Securities gains (losses) | $523,000 | 356 |
| Applicable income taxes | $163,000 | 2,427 |
| Income before extraordinary items | $285,000 | 4,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $285,000 | 4,517 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $285,000 | 4,519 |
| Net charge-offs | $261,000 | 2,839 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-49,720 | 6,367 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 3,101 |
| Total interest expense | $694,000 | 2,337 |
| Net interest income | $1,554,000 | 3,369 |
| Provision for loan and lease losses | $252,000 | 2,159 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,124 |
| Total noninterest expense | $1,509,000 | 3,096 |
| Salaries and employee benefits | $886,000 | 2,742 |
| Premises and equipment expense | $279,000 | 2,267 |
| Additional noninterest expense | $344,000 | 4,142 |
| Pre-tax net operating income | $-101,000 | 6,686 |
| Securities gains (losses) | $200,000 | 340 |
| Applicable income taxes | $37,000 | 3,058 |
| Income before extraordinary items | $62,000 | 5,525 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $62,000 | 5,523 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $62,000 | 5,524 |
| Net charge-offs | $159,000 | 2,305 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-66,000 | 6,615 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,151,000 | 3,174 |
| Total interest expense | $3,266,000 | 2,415 |
| Net interest income | $5,885,000 | 3,520 |
| Provision for loan and lease losses | $661,000 | 3,691 |
| Total noninterest income | $963,000 | 3,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $963,000 | 2,219 |
| Total noninterest expense | $5,995,000 | 3,107 |
| Salaries and employee benefits | $3,399,000 | 2,802 |
| Premises and equipment expense | $1,109,000 | 2,264 |
| Additional noninterest expense | $1,487,000 | 4,030 |
| Pre-tax net operating income | $192,000 | 5,223 |
| Securities gains (losses) | $363,000 | 1,107 |
| Applicable income taxes | $94,000 | 3,272 |
| Income before extraordinary items | $461,000 | 4,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $461,000 | 4,418 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $461,000 | 4,418 |
| Net charge-offs | $1,117,000 | 2,534 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $159,710 | 5,288 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,955,000 | 3,203 |
| Total interest expense | $2,515,000 | 2,459 |
| Net interest income | $4,440,000 | 3,547 |
| Provision for loan and lease losses | $150,000 | 5,242 |
| Total noninterest income | $761,000 | 3,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $761,000 | 2,137 |
| Total noninterest expense | $4,684,000 | 3,006 |
| Salaries and employee benefits | $2,641,000 | 2,724 |
| Premises and equipment expense | $828,000 | 2,324 |
| Additional noninterest expense | $1,215,000 | 3,772 |
| Pre-tax net operating income | $367,000 | 4,622 |
| Securities gains (losses) | $174,000 | 1,485 |
| Applicable income taxes | $204,000 | 2,536 |
| Income before extraordinary items | $337,000 | 4,716 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $337,000 | 4,719 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $337,000 | 4,719 |
| Net charge-offs | $482,000 | 3,134 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $225,640 | 5,030 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 3,220 |
| Total interest expense | $1,707,000 | 2,509 |
| Net interest income | $2,967,000 | 3,544 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $503,000 | 3,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $503,000 | 2,086 |
| Total noninterest expense | $3,192,000 | 2,962 |
| Salaries and employee benefits | $1,768,000 | 2,734 |
| Premises and equipment expense | $563,000 | 2,288 |
| Additional noninterest expense | $861,000 | 3,607 |
| Pre-tax net operating income | $128,000 | 5,337 |
| Securities gains (losses) | $174,000 | 1,025 |
| Applicable income taxes | $114,000 | 2,670 |
| Income before extraordinary items | $188,000 | 4,970 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $188,000 | 4,971 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $188,000 | 4,970 |
| Net charge-offs | $482,000 | 2,493 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $76,640 | 5,590 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 3,224 |
| Total interest expense | $862,000 | 2,590 |
| Net interest income | $1,516,000 | 3,528 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $98,000 | 5,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $98,000 | 3,557 |
| Total noninterest expense | $1,586,000 | 2,997 |
| Salaries and employee benefits | $926,000 | 2,649 |
| Premises and equipment expense | $287,000 | 2,296 |
| Additional noninterest expense | $373,000 | 3,975 |
| Pre-tax net operating income | $-122,000 | 6,703 |
| Securities gains (losses) | $174,000 | 565 |
| Applicable income taxes | $20,000 | 3,454 |
| Income before extraordinary items | $32,000 | 5,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 5,966 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $32,000 | 5,964 |
| Net charge-offs | $482,000 | 1,607 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-79,360 | 6,631 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,647,000 | 3,617 |
| Total interest expense | $3,563,000 | 3,009 |
| Net interest income | $5,084,000 | 3,908 |
| Provision for loan and lease losses | $842,000 | 3,781 |
| Total noninterest income | $377,000 | 5,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $377,000 | 3,639 |
| Total noninterest expense | $6,240,000 | 3,082 |
| Salaries and employee benefits | $3,912,000 | 2,500 |
| Premises and equipment expense | $998,000 | 2,581 |
| Additional noninterest expense | $1,330,000 | 4,438 |
| Pre-tax net operating income | $-1,621,000 | 6,498 |
| Securities gains (losses) | $843,000 | 572 |
| Applicable income taxes | $-2,407,000 | 7,567 |
| Income before extraordinary items | $1,629,000 | 1,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,629,000 | 1,976 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,629,000 | 1,978 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,089,480 | 2,583 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 3,781 |
| Total interest expense | $2,620,000 | 3,182 |
| Net interest income | $3,548,000 | 4,089 |
| Provision for loan and lease losses | $692,000 | 3,303 |
| Total noninterest income | $224,000 | 5,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $224,000 | 4,098 |
| Total noninterest expense | $4,758,000 | 3,048 |
| Salaries and employee benefits | $3,030,000 | 2,456 |
| Premises and equipment expense | $725,000 | 2,689 |
| Additional noninterest expense | $1,003,000 | 4,371 |
| Pre-tax net operating income | $-1,678,000 | 6,939 |
| Securities gains (losses) | $750,000 | 500 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-929,000 | 6,712 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-929,000 | 6,713 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-929,000 | 6,713 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,679,000 | 7,052 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 4,033 |
| Total interest expense | $1,715,000 | 3,344 |
| Net interest income | $2,107,000 | 4,427 |
| Provision for loan and lease losses | $510,000 | 2,941 |
| Total noninterest income | $146,000 | 5,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $146,000 | 4,171 |
| Total noninterest expense | $3,172,000 | 3,071 |
| Salaries and employee benefits | $2,050,000 | 2,461 |
| Premises and equipment expense | $472,000 | 2,786 |
| Additional noninterest expense | $650,000 | 4,491 |
| Pre-tax net operating income | $-1,429,000 | 7,208 |
| Securities gains (losses) | $544,000 | 475 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-886,000 | 7,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-886,000 | 7,085 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-886,000 | 7,085 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,430,000 | 7,309 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,275 |
| Total interest expense | $858,000 | 3,434 |
| Net interest income | $913,000 | 4,837 |
| Provision for loan and lease losses | $175,000 | 3,026 |
| Total noninterest income | $71,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $71,000 | 4,212 |
| Total noninterest expense | $1,533,000 | 3,083 |
| Salaries and employee benefits | $1,051,000 | 2,431 |
| Premises and equipment expense | $228,000 | 2,903 |
| Additional noninterest expense | $254,000 | 4,905 |
| Pre-tax net operating income | $-724,000 | 7,499 |
| Securities gains (losses) | $345,000 | 453 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-380,000 | 7,308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-380,000 | 7,309 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-380,000 | 7,309 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-725,000 | 7,580 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 6,125 |
| Total interest expense | $1,490,000 | 5,998 |
| Net interest income | $2,309,000 | 6,085 |
| Provision for loan and lease losses | $863,000 | 2,931 |
| Total noninterest income | $166,000 | 6,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $166,000 | 5,141 |
| Total noninterest expense | $6,855,000 | 2,732 |
| Salaries and employee benefits | $4,869,000 | 2,087 |
| Premises and equipment expense | $777,000 | 3,251 |
| Additional noninterest expense | $1,209,000 | 4,273 |
| Pre-tax net operating income | $-5,243,000 | 7,816 |
| Securities gains (losses) | $199,000 | 720 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-5,044,000 | 7,813 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,044,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 5,145 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,243,000 | 7,877 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 6,592 |
| Total interest expense | $819,000 | 6,747 |
| Net interest income | $1,536,000 | 6,419 |
| Provision for loan and lease losses | $459,000 | 2,861 |
| Total noninterest income | $101,000 | 7,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $101,000 | 5,612 |
| Total noninterest expense | $4,848,000 | 2,846 |
| Salaries and employee benefits | $3,413,000 | 2,257 |
| Premises and equipment expense | $544,000 | 3,441 |
| Additional noninterest expense | $891,000 | 4,241 |
| Pre-tax net operating income | $-3,670,000 | 8,067 |
| Securities gains (losses) | $151,000 | 739 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-3,519,000 | 8,053 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,519,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,670,000 | 8,112 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 7,078 |
| Total interest expense | $357,000 | 7,521 |
| Net interest income | $921,000 | 6,658 |
| Provision for loan and lease losses | $206,000 | 3,106 |
| Total noninterest income | $52,000 | 7,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $52,000 | 6,079 |
| Total noninterest expense | $3,193,000 | 2,892 |
| Salaries and employee benefits | $2,233,000 | 2,322 |
| Premises and equipment expense | $337,000 | 3,638 |
| Additional noninterest expense | $623,000 | 4,065 |
| Pre-tax net operating income | $-2,426,000 | 8,202 |
| Securities gains (losses) | $97,000 | 990 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-2,329,000 | 8,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,329,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,426,000 | 8,239 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 7,570 |
| Total interest expense | $77,000 | 8,215 |
| Net interest income | $419,000 | 6,915 |
| Provision for loan and lease losses | $114,000 | 2,554 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $1,474,000 | 3,112 |
| Salaries and employee benefits | $1,087,000 | 2,396 |
| Premises and equipment expense | $141,000 | 4,177 |
| Additional noninterest expense | $246,000 | 4,747 |
| Pre-tax net operating income | $-1,148,000 | 8,295 |
| Securities gains (losses) | $32,000 | 1,330 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,116,000 | 8,323 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,116,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,148,000 | 8,316 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 6,189 |
| Total interest expense | $1,670,000 | 6,215 |
| Net interest income | $2,410,000 | 6,072 |
| Provision for loan and lease losses | $542,000 | 2,216 |
| Total noninterest income | $100,000 | 7,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $100,000 | 6,213 |
| Total noninterest expense | $3,132,000 | 4,875 |
| Salaries and employee benefits | $1,917,000 | 4,529 |
| Premises and equipment expense | $404,000 | 5,000 |
| Additional noninterest expense | $811,000 | 5,306 |
| Pre-tax net operating income | $-1,164,000 | 8,097 |
| Securities gains (losses) | $66,000 | 714 |
| Applicable income taxes | $11,000 | 5,610 |
| Income before extraordinary items | $-1,109,000 | 8,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,109,000 | 8,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,552 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $-1,175,000 | 8,147 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 5,831 |
| Total interest expense | $1,583,000 | 5,731 |
| Net interest income | $2,051,000 | 5,766 |
| Provision for loan and lease losses | $474,000 | 1,644 |
| Total noninterest income | $97,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $97,000 | 5,858 |
| Total noninterest expense | $2,069,000 | 5,251 |
| Salaries and employee benefits | $1,163,000 | 5,193 |
| Premises and equipment expense | $314,000 | 4,875 |
| Additional noninterest expense | $592,000 | 5,344 |
| Pre-tax net operating income | $-395,000 | 8,010 |
| Securities gains (losses) | $61,000 | 594 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $-345,000 | 8,040 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-345,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,697 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 407 |
| Net operating income | $-406,000 | 8,061 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 4,946 |
| Total interest expense | $1,537,000 | 4,716 |
| Net interest income | $1,761,000 | 5,064 |
| Provision for loan and lease losses | $470,000 | 1,081 |
| Total noninterest income | $97,000 | 6,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $97,000 | 5,176 |
| Total noninterest expense | $1,414,000 | 5,205 |
| Salaries and employee benefits | $734,000 | 5,399 |
| Premises and equipment expense | $275,000 | 4,104 |
| Additional noninterest expense | $405,000 | 5,263 |
| Pre-tax net operating income | $-26,000 | 7,845 |
| Securities gains (losses) | $53,000 | 520 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $16,000 | 7,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,157 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-17,920 | 7,829 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 4,964 |
| Total interest expense | $711,000 | 4,932 |
| Net interest income | $924,000 | 4,923 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $45,000 | 6,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $710,000 | 5,206 |
| Salaries and employee benefits | $391,000 | 5,243 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $179,000 | 5,608 |
| Pre-tax net operating income | $199,000 | 5,526 |
| Securities gains (losses) | $21,000 | 555 |
| Applicable income taxes | $77,000 | 3,631 |
| Income before extraordinary items | $143,000 | 5,743 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $143,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,557 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $129,350 | 5,929 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 5,162 |
| Total interest expense | $2,312,000 | 5,026 |
| Net interest income | $3,422,000 | 5,127 |
| Provision for loan and lease losses | $510,000 | 1,870 |
| Total noninterest income | $341,000 | 5,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $341,000 | 4,051 |
| Total noninterest expense | $2,950,000 | 4,948 |
| Salaries and employee benefits | $1,554,000 | 5,073 |
| Premises and equipment expense | $565,000 | 3,941 |
| Additional noninterest expense | $831,000 | 5,123 |
| Pre-tax net operating income | $303,000 | 7,108 |
| Securities gains (losses) | $167,000 | 426 |
| Applicable income taxes | $160,000 | 4,528 |
| Income before extraordinary items | $310,000 | 6,872 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $310,000 | 6,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,261 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $199,780 | 7,279 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 5,229 |
| Total interest expense | $1,662,000 | 5,064 |
| Net interest income | $2,515,000 | 5,239 |
| Provision for loan and lease losses | $403,000 | 1,689 |
| Total noninterest income | $301,000 | 5,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $301,000 | 3,727 |
| Total noninterest expense | $2,198,000 | 4,942 |
| Salaries and employee benefits | $1,173,000 | 5,047 |
| Premises and equipment expense | $429,000 | 3,914 |
| Additional noninterest expense | $596,000 | 5,240 |
| Pre-tax net operating income | $215,000 | 7,363 |
| Securities gains (losses) | $124,000 | 402 |
| Applicable income taxes | $115,000 | 4,785 |
| Income before extraordinary items | $224,000 | 7,093 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $224,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,159 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $142,160 | 7,528 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 5,320 |
| Total interest expense | $1,050,000 | 5,107 |
| Net interest income | $1,635,000 | 5,346 |
| Provision for loan and lease losses | $258,000 | 1,718 |
| Total noninterest income | $228,000 | 5,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $228,000 | 3,485 |
| Total noninterest expense | $1,468,000 | 4,952 |
| Salaries and employee benefits | $780,000 | 5,067 |
| Premises and equipment expense | $288,000 | 3,888 |
| Additional noninterest expense | $400,000 | 5,206 |
| Pre-tax net operating income | $137,000 | 7,466 |
| Securities gains (losses) | $66,000 | 404 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $134,000 | 7,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $134,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,591 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $90,440 | 7,612 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 5,390 |
| Total interest expense | $484,000 | 5,213 |
| Net interest income | $803,000 | 5,385 |
| Provision for loan and lease losses | $68,000 | 2,673 |
| Total noninterest income | $164,000 | 4,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $755,000 | 4,869 |
| Salaries and employee benefits | $394,000 | 5,063 |
| Premises and equipment expense | $144,000 | 3,911 |
| Additional noninterest expense | $217,000 | 4,927 |
| Pre-tax net operating income | $144,000 | 6,498 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $51,000 | 4,470 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 5,505 |
| Total interest expense | $1,661,000 | 4,974 |
| Net interest income | $2,812,000 | 5,703 |
| Provision for loan and lease losses | $175,000 | 3,852 |
| Total noninterest income | $182,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $182,000 | 5,351 |
| Total noninterest expense | $2,784,000 | 5,031 |
| Salaries and employee benefits | $1,529,000 | 4,980 |
| Premises and equipment expense | $537,000 | 3,973 |
| Additional noninterest expense | $718,000 | 5,507 |
| Pre-tax net operating income | $35,000 | 8,162 |
| Securities gains (losses) | $484,000 | 284 |
| Applicable income taxes | $178,000 | 4,807 |
| Income before extraordinary items | $341,000 | 7,004 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $341,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,986 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $21,560 | 8,194 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 5,570 |
| Total interest expense | $1,208,000 | 4,920 |
| Net interest income | $2,039,000 | 5,833 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $122,000 | 7,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 5,575 |
| Total noninterest expense | $2,076,000 | 5,016 |
| Salaries and employee benefits | $1,137,000 | 4,995 |
| Premises and equipment expense | $397,000 | 3,995 |
| Additional noninterest expense | $542,000 | 5,464 |
| Pre-tax net operating income | $-65,000 | 8,402 |
| Securities gains (losses) | $372,000 | 326 |
| Applicable income taxes | $108,000 | 5,164 |
| Income before extraordinary items | $199,000 | 7,451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $199,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,446 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-42,800 | 8,376 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,119,000 | 5,567 |
| Total interest expense | $788,000 | 4,825 |
| Net interest income | $1,331,000 | 5,881 |
| Provision for loan and lease losses | $105,000 | 3,281 |
| Total noninterest income | $52,000 | 7,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $1,362,000 | 5,067 |
| Salaries and employee benefits | $747,000 | 5,041 |
| Premises and equipment expense | $261,000 | 4,016 |
| Additional noninterest expense | $354,000 | 5,485 |
| Pre-tax net operating income | $-84,000 | 8,466 |
| Securities gains (losses) | $221,000 | 385 |
| Applicable income taxes | $46,000 | 5,584 |
| Income before extraordinary items | $91,000 | 7,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,135 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-54,860 | 8,441 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,604 |
| Total interest expense | $367,000 | 4,924 |
| Net interest income | $675,000 | 5,841 |
| Provision for loan and lease losses | $53,000 | 3,110 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $664,000 | 5,182 |
| Salaries and employee benefits | $375,000 | 5,042 |
| Premises and equipment expense | $127,000 | 4,141 |
| Additional noninterest expense | $162,000 | 5,752 |
| Pre-tax net operating income | $-6,000 | 8,461 |
| Securities gains (losses) | $101,000 | 364 |
| Applicable income taxes | $31,000 | 5,273 |
| Income before extraordinary items | $64,000 | 7,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $64,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-3,670 | 8,439 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 5,803 |
| Total interest expense | $1,244,000 | 5,017 |
| Net interest income | $2,461,000 | 6,058 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $137,000 | 7,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,850 |
| Total noninterest expense | $2,627,000 | 5,123 |
| Salaries and employee benefits | $1,402,000 | 5,168 |
| Premises and equipment expense | $564,000 | 3,722 |
| Additional noninterest expense | $661,000 | 5,715 |
| Pre-tax net operating income | $-389,000 | 8,608 |
| Securities gains (losses) | $424,000 | 502 |
| Applicable income taxes | $14,000 | 6,668 |
| Income before extraordinary items | $21,000 | 8,376 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,000 | 8,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,886 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-250,360 | 8,572 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 5,901 |
| Total interest expense | $877,000 | 5,161 |
| Net interest income | $1,802,000 | 6,134 |
| Provision for loan and lease losses | $220,000 | 2,845 |
| Total noninterest income | $102,000 | 7,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 5,884 |
| Total noninterest expense | $1,862,000 | 5,290 |
| Salaries and employee benefits | $1,001,000 | 5,316 |
| Premises and equipment expense | $420,000 | 3,740 |
| Additional noninterest expense | $441,000 | 6,001 |
| Pre-tax net operating income | $-178,000 | 8,635 |
| Securities gains (losses) | $354,000 | 532 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $176,000 | 7,614 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $176,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,147 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-178,000 | 8,636 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 6,066 |
| Total interest expense | $529,000 | 5,492 |
| Net interest income | $1,175,000 | 6,212 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $64,000 | 7,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $1,239,000 | 5,322 |
| Salaries and employee benefits | $675,000 | 5,312 |
| Premises and equipment expense | $285,000 | 3,696 |
| Additional noninterest expense | $279,000 | 6,195 |
| Pre-tax net operating income | $-105,000 | 8,697 |
| Securities gains (losses) | $277,000 | 514 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $172,000 | 7,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 1,604 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-105,000 | 8,700 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 5,991 |
| Total interest expense | $197,000 | 6,391 |
| Net interest income | $683,000 | 5,720 |
| Provision for loan and lease losses | $53,000 | 3,225 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $592,000 | 5,497 |
| Salaries and employee benefits | $310,000 | 5,642 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $141,000 | 6,189 |
| Pre-tax net operating income | $80,000 | 7,464 |
| Securities gains (losses) | $162,000 | 593 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $242,000 | 4,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 4,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $80,000 | 7,142 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 8,590 |
| Total interest expense | $347,000 | 8,302 |
| Net interest income | $645,000 | 8,638 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $38,000 | 8,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $38,000 | 7,880 |
| Total noninterest expense | $591,000 | 8,677 |
| Salaries and employee benefits | $328,000 | 8,672 |
| Premises and equipment expense | $137,000 | 7,576 |
| Additional noninterest expense | $126,000 | 8,888 |
| Pre-tax net operating income | $92,000 | 8,234 |
| Securities gains (losses) | $116,000 | 1,758 |
| Applicable income taxes | $11,000 | 7,016 |
| Income before extraordinary items | $197,000 | 7,781 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $197,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $86,800 | 8,184 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 5,144 |
| Total interest expense | $1,843,000 | 3,498 |
| Net interest income | $1,708,000 | 6,242 |
| Provision for loan and lease losses | $82,000 | 5,091 |
| Total noninterest income | $367,000 | 5,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 3,692 |
| Total noninterest expense | $2,022,000 | 4,941 |
| Salaries and employee benefits | $1,211,000 | 4,585 |
| Premises and equipment expense | $493,000 | 3,256 |
| Additional noninterest expense | $318,000 | 6,989 |
| Pre-tax net operating income | $-29,000 | 8,687 |
| Securities gains (losses) | $457,000 | 729 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $428,000 | 6,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $428,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-29,000 | 8,685 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 5,176 |
| Total interest expense | $1,232,000 | 3,589 |
| Net interest income | $1,132,000 | 6,264 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $279,000 | 5,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $279,000 | 3,436 |
| Total noninterest expense | $1,293,000 | 5,080 |
| Salaries and employee benefits | $777,000 | 4,707 |
| Premises and equipment expense | $301,000 | 3,474 |
| Additional noninterest expense | $215,000 | 6,954 |
| Pre-tax net operating income | $46,000 | 8,400 |
| Securities gains (losses) | $234,000 | 949 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $280,000 | 6,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $46,000 | 8,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 5,186 |
| Total interest expense | $631,000 | 3,604 |
| Net interest income | $560,000 | 6,287 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $210,000 | 4,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $210,000 | 2,635 |
| Total noninterest expense | $593,000 | 5,380 |
| Salaries and employee benefits | $349,000 | 5,108 |
| Premises and equipment expense | $142,000 | 3,648 |
| Additional noninterest expense | $102,000 | 7,099 |
| Pre-tax net operating income | $141,000 | 6,585 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $141,000 | 6,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $141,000 | 5,977 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 5,475 |
| Total interest expense | $2,980,000 | 3,558 |
| Net interest income | $1,600,000 | 7,269 |
| Provision for loan and lease losses | $655,000 | 1,924 |
| Total noninterest income | $4,024,000 | 1,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-17,000 | 9,293 |
| Additional Noninterest Income | $4,041,000 | 803 |
| Total noninterest expense | $6,149,000 | 2,408 |
| Salaries and employee benefits | $4,106,000 | 1,949 |
| Premises and equipment expense | $1,060,000 | 2,069 |
| Additional noninterest expense | $983,000 | 4,235 |
| Pre-tax net operating income | $-1,180,000 | 9,161 |
| Securities gains (losses) | $564,000 | 618 |
| Applicable income taxes | $3,000 | 7,526 |
| Income before extraordinary items | $-619,000 | 9,084 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-619,000 | 9,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,585 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,183,000 | 9,182 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 6,053 |
| Total interest expense | $3,304,000 | 4,389 |
| Net interest income | $1,059,000 | 8,167 |
| Provision for loan and lease losses | $135,000 | 4,984 |
| Total noninterest income | $179,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $179,000 | 5,173 |
| Total noninterest expense | $2,201,000 | 5,387 |
| Salaries and employee benefits | $1,138,000 | 5,511 |
| Premises and equipment expense | $499,000 | 3,870 |
| Additional noninterest expense | $564,000 | 6,067 |
| Pre-tax net operating income | $-1,098,000 | 9,378 |
| Securities gains (losses) | $287,000 | 916 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-811,000 | 9,356 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-811,000 | 9,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,098,000 | 9,406 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 8,343 |
| Total interest expense | $1,107,000 | 7,994 |
| Net interest income | $953,000 | 8,583 |
| Provision for loan and lease losses | $272,000 | 3,065 |
| Total noninterest income | $33,000 | 9,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $1,477,000 | 6,804 |
| Salaries and employee benefits | $841,000 | 6,545 |
| Premises and equipment expense | $243,000 | 6,148 |
| Additional noninterest expense | $393,000 | 7,200 |
| Pre-tax net operating income | $-763,000 | 9,654 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-763,000 | 9,675 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-763,000 | 9,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-763,000 | 9,673 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $95,000 | 10,184 |
| Total interest expense | $10,000 | 10,171 |
| Net interest income | $85,000 | 10,173 |
| Provision for loan and lease losses | $33,000 | 7,151 |
| Total noninterest income | $1,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $250,000 | 10,113 |
| Salaries and employee benefits | $142,000 | 10,061 |
| Premises and equipment expense | $21,000 | 10,076 |
| Additional noninterest expense | $87,000 | 10,006 |
| Pre-tax net operating income | $-197,000 | 9,630 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-197,000 | 9,675 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-197,000 | 9,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,300,000 | 144 |
| Net operating income | $-197,000 | 9,651 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.