First Victoria National Bank

Status:Inactive as of 2013-11-01
 Merger - Without Assistance
Successor Bank:Prosperity Bank
Headquarters:First Victoria National Bank
101 South Main Street
Victoria, TX 77901
Established:1867-01-01
FDIC Insurance:1934-01-01
FDIC Cert:#5570
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:37
Total Assets:$2,471,099,000
Total Deposits:$2,195,865,000

History

1867-01-01Institution established: Original name:First Victoria National Bank
1985-05-31Reorganized.
1998-09-17Reorganized.
2000-04-14Reorganized.
2000-04-24Acquired Mid-Coast Savings Bank, SSB (31050) in EDNA, TX
2003-11-07Acquired Citizens Bank of Texas, National Association (10336) in NEW WAVERLY, TX
2005-08-31Acquired Planters & Merchants State Bank (10355) in HEARNE, TX
2012-10-01Acquired First State Bank (2413) in NEW BRAUNFELS, TX
2013-11-01Merged into and subsequently operated as part of Prosperity Bank (16835) in EL CAMPO, TX
2014-04-01Acquired The F&M Bank & Trust Company (16390) in TULSA, OK

Historical Financial Information

2013-09-30Rank
# of Employees:569241
Assets and Liabilities
Total Assets:$2,471,099,000302
Cash and due from depository institutions$284,733,000241
Interest-bearing balances$235,851,000170
Securities$394,752,000395
Federal funds sold & reverse repurchase agreements$11,037,000382
Net loans & leases$1,622,916,000296
Loan loss allowance$24,711,000310
Trading account assets$317,000202
Bank premises and fixed assets$52,257,000193
Other real estate owned$457,000241
Goodwill and other intangibles$46,968,000198
All other assets$57,662,000419
Life insurance assets$37,409,000225
Total liabilities and capital$2,471,099,000302
Total liabilities$2,213,067,000298
Total deposits$2,195,865,000273
Interest-bearing deposits$1,617,614,000292
Deposits held in domestic offices$2,195,865,000272
% insured74.87%5,684
Federal funds purchased & repurchase agreements$3,400,0001,372
Trading liabilities$317,000128
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$13,485,000484
Total equity capital$258,032,000314
Total bank equity capital$258,032,000314
Perpetual preferred stock$0217
Common stock$5,932,000719
Surplus$120,980,000350
Undivided profits$131,120,000273
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$12,428,000692
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$9,012,000267
Earning assets$2,264,556,000296
Long-term assets (5+ years)$832,029,000282
Average Assets, year-to-date$2,421,255,250301
Average Assets, quarterly$2,443,416,000304
Volatile liabilities$70,905,000689
Insider loans$5,332,0001,162
FHLB advances$03,717
Loans and leases held for sale$02,008
Unused loan commitments$394,679,000291
Tier 1 (core) risk-based capital$212,100,000345
Tier 2 risk-based capital$20,562,000292
Total risk weighted assets$1,640,772,000310
Total unused commitments$394,679,000291
Derivatives$38,493,000384
2013-06-30Rank
# of Employees:580248
Assets and Liabilities
Total Assets:$2,415,733,000307
Cash and due from depository institutions$218,860,000248
Interest-bearing balances$177,803,000206
Securities$396,542,000381
Federal funds sold & reverse repurchase agreements$15,822,000279
Net loans & leases$1,623,497,000294
Loan loss allowance$24,681,000311
Trading account assets$139,000221
Bank premises and fixed assets$52,979,000190
Other real estate owned$1,304,000248
Goodwill and other intangibles$47,079,000197
All other assets$59,511,000412
Life insurance assets$37,979,000225
Total liabilities and capital$2,415,733,000307
Total liabilities$2,163,408,000308
Total deposits$2,152,049,000277
Interest-bearing deposits$1,606,353,000297
Deposits held in domestic offices$2,152,049,000276
% insured75.76%5,691
Federal funds purchased & repurchase agreements$3,400,0001,328
Trading liabilities$139,000131
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$7,820,000732
Total equity capital$252,325,000314
Total bank equity capital$252,325,000314
Perpetual preferred stock$0228
Common stock$5,932,000718
Surplus$120,748,000353
Undivided profits$125,645,000286
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$12,978,000700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$9,987,000238
Earning assets$2,213,664,000300
Long-term assets (5+ years)$787,521,000290
Average Assets, year-to-date$2,404,640,670303
Average Assets, quarterly$2,412,526,000305
Volatile liabilities$73,950,000648
Insider loans$5,845,0001,060
FHLB advances$03,718
Loans and leases held for sale$02,138
Unused loan commitments$428,436,000269
Tier 1 (core) risk-based capital$204,338,000354
Tier 2 risk-based capital$20,643,000286
Total risk weighted assets$1,647,368,000304
Total unused commitments$428,436,000269
Derivatives$23,654,000541
2013-03-31Rank
# of Employees:582243
Assets and Liabilities
Total Assets:$2,409,319,000307
Cash and due from depository institutions$281,927,000243
Interest-bearing balances$249,310,000180
Securities$374,217,000411
Federal funds sold & reverse repurchase agreements$7,614,000837
Net loans & leases$1,582,789,000296
Loan loss allowance$24,892,000317
Trading account assets$334,000194
Bank premises and fixed assets$53,839,000186
Other real estate owned$1,130,000243
Goodwill and other intangibles$47,234,000201
All other assets$60,235,000401
Life insurance assets$36,738,000221
Total liabilities and capital$2,409,319,000307
Total liabilities$2,161,437,000309
Total deposits$2,149,487,000276
Interest-bearing deposits$1,629,373,000291
Deposits held in domestic offices$2,149,487,000275
% insured74.69%5,870
Federal funds purchased & repurchase agreements$3,400,0001,275
Trading liabilities$334,000122
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$8,216,000711
Total equity capital$247,882,000328
Total bank equity capital$247,882,000328
Perpetual preferred stock$0239
Common stock$5,932,000730
Surplus$120,540,000356
Undivided profits$121,410,000300
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$13,273,000733
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$8,517,000286
Earning assets$2,213,930,000303
Long-term assets (5+ years)$752,978,000297
Average Assets, year-to-date$2,399,094,500309
Average Assets, quarterly$2,399,094,500309
Volatile liabilities$72,648,000626
Insider loans$5,975,0001,040
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$393,808,000283
Tier 1 (core) risk-based capital$197,116,000367
Tier 2 risk-based capital$20,120,000292
Total risk weighted assets$1,600,029,000311
Total unused commitments$393,808,000283
Derivatives$23,843,000527
2012-12-31Rank
# of Employees:546261
Assets and Liabilities
Total Assets:$2,388,870,000317
Cash and due from depository institutions$265,040,000261
Interest-bearing balances$205,140,000198
Securities$368,351,000410
Federal funds sold & reverse repurchase agreements$5,706,0001,004
Net loans & leases$1,590,802,000294
Loan loss allowance$25,017,000324
Trading account assets$384,000191
Bank premises and fixed assets$54,833,000180
Other real estate owned$1,851,000261
Goodwill and other intangibles$47,389,000196
All other assets$54,514,000432
Life insurance assets$36,499,000219
Total liabilities and capital$2,388,870,000317
Total liabilities$2,146,866,000313
Total deposits$2,134,078,000282
Interest-bearing deposits$1,594,114,000299
Deposits held in domestic offices$2,134,078,000280
% insured75.59%6,367
Federal funds purchased & repurchase agreements$3,400,0001,391
Trading liabilities$385,000115
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$9,003,000682
Total equity capital$242,004,000330
Total bank equity capital$242,004,000330
Perpetual preferred stock$0246
Common stock$5,932,000735
Surplus$120,328,000360
Undivided profits$115,744,000311
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$15,721,000677
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$3,900,000621
Earning assets$2,169,999,000310
Long-term assets (5+ years)$717,923,000306
Average Assets, year-to-date$2,046,798,000349
Average Assets, quarterly$2,222,902,500328
Volatile liabilities$85,753,000582
Insider loans$6,245,000999
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$419,157,000262
Tier 1 (core) risk-based capital$190,151,000371
Tier 2 risk-based capital$20,265,000292
Total risk weighted assets$1,610,270,000312
Total unused commitments$419,157,000262
Derivatives$23,927,000531
2012-09-30Rank
# of Employees:505273
Assets and Liabilities
Total Assets:$2,056,935,000346
Cash and due from depository institutions$215,017,000273
Interest-bearing balances$180,470,000234
Securities$328,787,000466
Federal funds sold & reverse repurchase agreements$8,177,000683
Net loans & leases$1,365,427,000324
Loan loss allowance$24,252,000338
Trading account assets$425,000183
Bank premises and fixed assets$50,142,000193
Other real estate owned$2,985,000273
Goodwill and other intangibles$27,969,000252
All other assets$58,006,000420
Life insurance assets$35,464,000223
Total liabilities and capital$2,056,935,000346
Total liabilities$1,851,549,000344
Total deposits$1,842,621,000313
Interest-bearing deposits$1,391,029,000329
Deposits held in domestic offices$1,842,621,000312
% insured72.73%6,700
Federal funds purchased & repurchase agreements$3,400,0001,372
Trading liabilities$425,000118
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$5,103,0001,096
Total equity capital$205,386,000379
Total bank equity capital$205,386,000379
Perpetual preferred stock$0250
Common stock$5,933,000751
Surplus$88,958,000441
Undivided profits$110,495,000324
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$18,883,000639
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$8,630,000293
Earning assets$1,882,861,000343
Long-term assets (5+ years)$603,819,000343
Average Assets, year-to-date$1,961,280,000360
Average Assets, quarterly$2,009,738,000355
Volatile liabilities$73,890,000665
Insider loans$7,743,000795
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$365,074,000290
Tier 1 (core) risk-based capital$172,296,000403
Tier 2 risk-based capital$17,644,000334
Total risk weighted assets$1,397,395,000345
Total unused commitments$365,074,000290
Derivatives$23,958,000542
2012-06-30Rank
# of Employees:501275
Assets and Liabilities
Total Assets:$1,962,541,000363
Cash and due from depository institutions$171,932,000275
Interest-bearing balances$138,184,000280
Securities$294,619,000528
Federal funds sold & reverse repurchase agreements$3,104,0001,535
Net loans & leases$1,357,980,000326
Loan loss allowance$24,042,000347
Trading account assets$336,000170
Bank premises and fixed assets$49,697,000195
Other real estate owned$2,451,000275
Goodwill and other intangibles$28,127,000250
All other assets$54,295,000441
Life insurance assets$35,203,000222
Total liabilities and capital$1,962,541,000363
Total liabilities$1,755,914,000359
Total deposits$1,744,569,000325
Interest-bearing deposits$1,347,859,000336
Deposits held in domestic offices$1,744,569,000324
% insured72.61%6,752
Federal funds purchased & repurchase agreements$3,401,0001,380
Trading liabilities$336,000101
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$7,608,000775
Total equity capital$206,627,000370
Total bank equity capital$206,627,000370
Perpetual preferred stock$0254
Common stock$5,932,000768
Surplus$88,830,000434
Undivided profits$111,865,000310
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$19,272,000653
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$8,722,000279
Earning assets$1,793,887,000349
Long-term assets (5+ years)$558,828,000366
Average Assets, year-to-date$1,929,395,000369
Average Assets, quarterly$1,938,455,000367
Volatile liabilities$81,219,000615
Insider loans$8,270,000745
FHLB advances$03,987
Loans and leases held for sale$102,0002,101
Unused loan commitments$340,125,000300
Tier 1 (core) risk-based capital$174,109,000397
Tier 2 risk-based capital$17,502,000331
Total risk weighted assets$1,386,356,000343
Total unused commitments$340,125,000300
Derivatives$23,990,000530
2012-03-31Rank
# of Employees:515267
Assets and Liabilities
Total Assets:$1,914,369,000371
Cash and due from depository institutions$165,710,000267
Interest-bearing balances$130,006,000309
Securities$284,935,000556
Federal funds sold & reverse repurchase agreements$6,984,0001,034
Net loans & leases$1,322,610,000329
Loan loss allowance$23,536,000354
Trading account assets$96,000193
Bank premises and fixed assets$48,688,000201
Other real estate owned$3,487,000267
Goodwill and other intangibles$28,286,000248
All other assets$53,573,000442
Life insurance assets$34,941,000218
Total liabilities and capital$1,914,369,000371
Total liabilities$1,713,657,000369
Total deposits$1,702,826,000332
Interest-bearing deposits$1,324,534,000347
Deposits held in domestic offices$1,702,826,000331
% insured73.62%6,747
Federal funds purchased & repurchase agreements$3,400,0001,367
Trading liabilities$96,000113
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$7,335,000767
Total equity capital$200,712,000370
Total bank equity capital$200,712,000369
Perpetual preferred stock$0259
Common stock$5,932,000781
Surplus$88,696,000433
Undivided profits$106,084,000314
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$9,663,0001,220
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$7,601,000318
Earning assets$1,744,535,000364
Long-term assets (5+ years)$529,858,000368
Average Assets, year-to-date$1,912,822,000370
Average Assets, quarterly$1,912,822,000370
Volatile liabilities$77,918,000640
Insider loans$33,002,000125
FHLB advances$04,028
Loans and leases held for sale$225,0001,891
Unused loan commitments$341,429,000294
Tier 1 (core) risk-based capital$168,867,000402
Tier 2 risk-based capital$17,232,000329
Total risk weighted assets$1,368,639,000345
Total unused commitments$341,429,000294
Derivatives$20,000,000522
2011-12-31Rank
# of Employees:509271
Assets and Liabilities
Total Assets:$1,911,275,000370
Cash and due from depository institutions$199,364,000271
Interest-bearing balances$162,841,000238
Securities$266,175,000572
Federal funds sold & reverse repurchase agreements$7,181,000854
Net loans & leases$1,303,778,000334
Loan loss allowance$24,022,000352
Trading account assets$0205
Bank premises and fixed assets$49,745,000195
Other real estate owned$3,498,000271
Goodwill and other intangibles$28,446,000247
All other assets$53,088,000459
Life insurance assets$34,669,000213
Total liabilities and capital$1,911,275,000370
Total liabilities$1,715,139,000366
Total deposits$1,700,211,000327
Interest-bearing deposits$1,323,677,000343
Deposits held in domestic offices$1,700,211,000327
% insured72.40%6,867
Federal funds purchased & repurchase agreements$3,400,0001,429
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$11,528,000544
Total equity capital$196,136,000371
Total bank equity capital$196,136,000370
Perpetual preferred stock$0263
Common stock$5,932,000784
Surplus$88,596,000437
Undivided profits$101,608,000329
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$16,372,000815
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$6,987,000353
Earning assets$1,739,975,000360
Long-term assets (5+ years)$515,921,000295
Average Assets, year-to-date$1,809,018,600369
Average Assets, quarterly$1,894,432,500372
Volatile liabilities$97,865,000569
Insider loans$32,449,000129
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$324,147,000300
Tier 1 (core) risk-based capital$163,834,000409
Tier 2 risk-based capital$17,140,000334
Total risk weighted assets$1,359,157,000345
Total unused commitments$324,147,000300
Derivatives$01,191
2011-09-30Rank
# of Employees:503272
Assets and Liabilities
Total Assets:$1,877,590,000372
Cash and due from depository institutions$207,318,000272
Interest-bearing balances$174,296,000251
Securities$247,142,000609
Federal funds sold & reverse repurchase agreements$6,056,0001,055
Net loans & leases$1,277,196,000336
Loan loss allowance$23,799,000360
Trading account assets$0209
Bank premises and fixed assets$50,178,000189
Other real estate owned$7,466,000272
Goodwill and other intangibles$28,604,000246
All other assets$53,630,000460
Life insurance assets$34,382,000207
Total liabilities and capital$1,877,590,000372
Total liabilities$1,685,399,000369
Total deposits$1,673,605,000329
Interest-bearing deposits$1,316,180,000344
Deposits held in domestic offices$1,673,605,000328
% insured65.82%7,184
Federal funds purchased & repurchase agreements$3,400,0001,436
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$8,394,000697
Total equity capital$192,191,000384
Total bank equity capital$192,191,000384
Perpetual preferred stock$0266
Common stock$5,932,000795
Surplus$88,533,000447
Undivided profits$97,726,000343
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$12,712,0001,093
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$7,535,000328
Earning assets$1,704,690,000362
Long-term assets (5+ years)$481,017,000308
Average Assets, year-to-date$1,783,454,500377
Average Assets, quarterly$1,828,148,500375
Volatile liabilities$133,492,000459
Insider loans$32,472,000133
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$325,549,000297
Tier 1 (core) risk-based capital$159,561,000427
Tier 2 risk-based capital$16,880,000334
Total risk weighted assets$1,336,650,000349
Total unused commitments$325,549,000297
Derivatives$01,195
2011-06-30Rank
# of Employees:505274
Assets and Liabilities
Total Assets:$1,778,707,000386
Cash and due from depository institutions$133,388,000274
Interest-bearing balances$108,493,000356
Securities$245,292,000605
Federal funds sold & reverse repurchase agreements$1,021,0002,726
Net loans & leases$1,259,179,000344
Loan loss allowance$23,674,000370
Trading account assets$0213
Bank premises and fixed assets$49,197,000192
Other real estate owned$7,380,000274
Goodwill and other intangibles$28,764,000246
All other assets$54,486,000461
Life insurance assets$34,079,000206
Total liabilities and capital$1,778,707,000386
Total liabilities$1,598,210,000380
Total deposits$1,574,430,000347
Interest-bearing deposits$1,257,319,000363
Deposits held in domestic offices$1,574,430,000345
% insured65.77%7,253
Federal funds purchased & repurchase agreements$3,400,0001,466
Trading liabilities$0112
Other borrowed funds$15,204,0001,610
Subordinated debt$0212
All other liabilities$5,176,000963
Total equity capital$180,497,000410
Total bank equity capital$180,497,000409
Perpetual preferred stock$0222
Common stock$5,932,000810
Surplus$72,031,000540
Undivided profits$102,534,000304
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$15,240,000976
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$8,802,000279
Earning assets$1,613,985,000382
Long-term assets (5+ years)$484,734,000303
Average Assets, year-to-date$1,752,076,000387
Average Assets, quarterly$1,762,578,500389
Volatile liabilities$172,783,000374
Insider loans$31,836,000141
FHLB advances$15,204,0001,519
Loans and leases held for sale$01,752
Unused loan commitments$306,521,000310
Tier 1 (core) risk-based capital$148,814,000454
Tier 2 risk-based capital$16,555,000348
Total risk weighted assets$1,313,228,000354
Total unused commitments$306,521,000311
Derivatives$01,174
2011-03-31Rank
# of Employees:498279
Assets and Liabilities
Total Assets:$1,746,450,000392
Cash and due from depository institutions$87,472,000279
Interest-bearing balances$74,876,000535
Securities$248,630,000596
Federal funds sold & reverse repurchase agreements$1,378,0002,904
Net loans & leases$1,273,876,000342
Loan loss allowance$22,727,000391
Trading account assets$0208
Bank premises and fixed assets$48,354,000195
Other real estate owned$3,039,000279
Goodwill and other intangibles$28,922,000250
All other assets$54,779,000460
Life insurance assets$33,778,000206
Total liabilities and capital$1,746,450,000392
Total liabilities$1,569,217,000391
Total deposits$1,544,165,000358
Interest-bearing deposits$1,238,721,000368
Deposits held in domestic offices$1,544,165,000356
% insured66.47%7,280
Federal funds purchased & repurchase agreements$1,900,0001,712
Trading liabilities$0108
Other borrowed funds$17,204,0001,512
Subordinated debt$0214
All other liabilities$5,948,000860
Total equity capital$177,233,000408
Total bank equity capital$177,233,000407
Perpetual preferred stock$0224
Common stock$5,932,000819
Surplus$71,929,000542
Undivided profits$99,372,000306
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$17,616,000901
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$7,856,000327
Earning assets$1,598,760,000383
Long-term assets (5+ years)$485,505,000300
Average Assets, year-to-date$1,738,760,500390
Average Assets, quarterly$1,738,760,500390
Volatile liabilities$169,544,000389
Insider loans$20,174,000262
FHLB advances$17,204,0001,426
Loans and leases held for sale$01,676
Unused loan commitments$251,366,000357
Tier 1 (core) risk-based capital$147,602,000444
Tier 2 risk-based capital$16,638,000351
Total risk weighted assets$1,323,315,000357
Total unused commitments$251,366,000357
Derivatives$01,153
2010-12-31Rank
# of Employees:512277
Assets and Liabilities
Total Assets:$1,731,071,000393
Cash and due from depository institutions$80,417,000277
Interest-bearing balances$57,725,000621
Securities$242,237,000580
Federal funds sold & reverse repurchase agreements$1,033,0003,038
Net loans & leases$1,273,151,000350
Loan loss allowance$22,171,000403
Trading account assets$0207
Bank premises and fixed assets$48,656,000192
Other real estate owned$2,990,000277
Goodwill and other intangibles$29,082,000252
All other assets$53,505,000471
Life insurance assets$33,480,000206
Total liabilities and capital$1,731,071,000393
Total liabilities$1,557,678,000392
Total deposits$1,528,363,000354
Interest-bearing deposits$1,260,249,000361
Deposits held in domestic offices$1,528,363,000352
% insured65.66%7,321
Federal funds purchased & repurchase agreements$1,900,0001,801
Trading liabilities$0108
Other borrowed funds$22,254,0001,368
Subordinated debt$0220
All other liabilities$5,161,000976
Total equity capital$173,393,000415
Total bank equity capital$173,393,000415
Perpetual preferred stock$0224
Common stock$5,932,000823
Surplus$71,716,000539
Undivided profits$95,745,000314
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$18,390,000915
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$7,602,000333
Earning assets$1,574,146,000391
Long-term assets (5+ years)$505,075,000289
Average Assets, year-to-date$1,655,222,400412
Average Assets, quarterly$1,714,862,000401
Volatile liabilities$335,433,000420
Insider loans$7,042,000965
FHLB advances$22,254,0001,289
Loans and leases held for sale$01,952
Unused loan commitments$309,857,000308
Tier 1 (core) risk-based capital$143,550,000455
Tier 2 risk-based capital$16,446,000365
Total risk weighted assets$1,308,135,000364
Total unused commitments$309,857,000309
Derivatives$01,176
2010-09-30Rank
# of Employees:510274
Assets and Liabilities
Total Assets:$1,698,653,000400
Cash and due from depository institutions$97,155,000274
Interest-bearing balances$69,683,000529
Securities$229,022,000598
Federal funds sold & reverse repurchase agreements$1,071,0003,185
Net loans & leases$1,242,548,000359
Loan loss allowance$21,511,000412
Trading account assets$0210
Bank premises and fixed assets$49,748,000182
Other real estate owned$4,710,000274
Goodwill and other intangibles$29,241,000248
All other assets$45,158,000529
Life insurance assets$23,277,000293
Total liabilities and capital$1,698,653,000400
Total liabilities$1,536,288,000402
Total deposits$1,498,351,000354
Interest-bearing deposits$1,223,770,000379
Deposits held in domestic offices$1,498,351,000352
% insured65.71%7,284
Federal funds purchased & repurchase agreements$1,900,0001,806
Trading liabilities$0103
Other borrowed funds$27,298,0001,225
Subordinated debt$0233
All other liabilities$8,739,000694
Total equity capital$162,365,000432
Total bank equity capital$162,365,000432
Perpetual preferred stock$0229
Common stock$5,932,000830
Surplus$60,178,000599
Undivided profits$96,255,000315
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$16,846,000990
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$8,451,000312
Earning assets$1,542,324,000401
Long-term assets (5+ years)$482,257,000280
Average Assets, year-to-date$1,636,260,250413
Average Assets, quarterly$1,674,314,000402
Volatile liabilities$338,560,000415
Insider loans$6,607,0001,087
FHLB advances$27,298,0001,143
Loans and leases held for sale$01,963
Unused loan commitments$294,457,000323
Tier 1 (core) risk-based capital$129,422,000481
Tier 2 risk-based capital$16,034,000376
Total risk weighted assets$1,272,578,000377
Total unused commitments$294,457,000326
Derivatives$01,218
2010-06-30Rank
# of Employees:510275
Assets and Liabilities
Total Assets:$1,649,975,000414
Cash and due from depository institutions$82,325,000275
Interest-bearing balances$54,602,000640
Securities$211,855,000632
Federal funds sold & reverse repurchase agreements$1,037,0003,294
Net loans & leases$1,227,110,000364
Loan loss allowance$21,090,000418
Trading account assets$0210
Bank premises and fixed assets$49,276,000179
Other real estate owned$2,768,000275
Goodwill and other intangibles$29,400,000246
All other assets$46,204,000521
Life insurance assets$23,074,000295
Total liabilities and capital$1,649,975,000414
Total liabilities$1,492,437,000408
Total deposits$1,450,859,000363
Interest-bearing deposits$1,177,033,000390
Deposits held in domestic offices$1,450,859,000362
% insured66.60%7,337
Federal funds purchased & repurchase agreements$1,900,0001,819
Trading liabilities$0104
Other borrowed funds$32,364,0001,128
Subordinated debt$0241
All other liabilities$7,314,000759
Total equity capital$157,538,000441
Total bank equity capital$157,538,000440
Perpetual preferred stock$0222
Common stock$5,932,000838
Surplus$60,080,000595
Undivided profits$91,526,000331
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$18,867,000910
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$8,755,000295
Earning assets$1,494,604,000411
Long-term assets (5+ years)$470,491,000281
Average Assets, year-to-date$1,615,462,670419
Average Assets, quarterly$1,635,612,500417
Volatile liabilities$327,441,000442
Insider loans$6,841,0001,056
FHLB advances$32,364,0001,062
Loans and leases held for sale$01,852
Unused loan commitments$326,699,000295
Tier 1 (core) risk-based capital$125,758,000484
Tier 2 risk-based capital$15,865,000382
Total risk weighted assets$1,259,888,000376
Total unused commitments$326,699,000295
Derivatives$01,168
2010-03-31Rank
# of Employees:517280
Assets and Liabilities
Total Assets:$1,621,250,000437
Cash and due from depository institutions$72,694,000280
Interest-bearing balances$47,457,000726
Securities$212,976,000620
Federal funds sold & reverse repurchase agreements$1,035,0003,579
Net loans & leases$1,202,031,000380
Loan loss allowance$20,455,000453
Trading account assets$0227
Bank premises and fixed assets$49,016,000187
Other real estate owned$4,214,000280
Goodwill and other intangibles$29,559,000249
All other assets$49,725,000504
Life insurance assets$22,865,000296
Total liabilities and capital$1,621,250,000437
Total liabilities$1,466,997,000432
Total deposits$1,374,429,000393
Interest-bearing deposits$1,118,044,000420
Deposits held in domestic offices$1,374,429,000391
% insured67.78%7,365
Federal funds purchased & repurchase agreements$1,900,0001,845
Trading liabilities$0108
Other borrowed funds$82,400,000543
Subordinated debt$0248
All other liabilities$8,268,000689
Total equity capital$154,253,000450
Total bank equity capital$154,253,000450
Perpetual preferred stock$0220
Common stock$5,932,000853
Surplus$59,983,000605
Undivided profits$88,338,000338
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$15,637,0001,079
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$71,0001,006
Income earned, not collected on loans$8,485,000329
Earning assets$1,463,499,000438
Long-term assets (5+ years)$472,899,000283
Average Assets, year-to-date$1,598,206,500438
Average Assets, quarterly$1,598,206,500438
Volatile liabilities$346,583,000438
Insider loans$6,929,0001,080
FHLB advances$82,400,000480
Loans and leases held for sale$01,823
Unused loan commitments$286,834,000339
Tier 1 (core) risk-based capital$122,253,000506
Tier 2 risk-based capital$15,544,000411
Total risk weighted assets$1,236,415,000408
Total unused commitments$286,834,000340
Derivatives$01,155
2009-12-31Rank
# of Employees:500286
Assets and Liabilities
Total Assets:$1,575,163,000442
Cash and due from depository institutions$40,702,000286
Interest-bearing balances$527,0005,596
Securities$203,538,000632
Federal funds sold & reverse repurchase agreements$14,005,000588
Net loans & leases$1,183,913,000398
Loan loss allowance$18,573,000494
Trading account assets$0224
Bank premises and fixed assets$48,881,000188
Other real estate owned$5,592,000286
Goodwill and other intangibles$29,718,000251
All other assets$48,814,000516
Life insurance assets$22,676,000296
Total liabilities and capital$1,575,163,000442
Total liabilities$1,425,175,000444
Total deposits$1,327,100,000412
Interest-bearing deposits$1,068,799,000437
Deposits held in domestic offices$1,327,100,000410
% insured69.31%7,338
Federal funds purchased & repurchase agreements$3,900,0001,571
Trading liabilities$0104
Other borrowed funds$87,448,000547
Subordinated debt$0258
All other liabilities$6,727,000808
Total equity capital$149,988,000450
Total bank equity capital$149,988,000450
Perpetual preferred stock$0219
Common stock$5,932,000861
Surplus$59,885,000593
Undivided profits$84,171,000348
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$14,683,0001,100
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$71,000994
Income earned, not collected on loans$7,835,000371
Earning assets$1,401,983,000450
Long-term assets (5+ years)$462,609,000286
Average Assets, year-to-date$1,502,910,400455
Average Assets, quarterly$1,565,829,500448
Volatile liabilities$331,053,000460
Insider loans$6,616,0001,166
FHLB advances$87,448,000485
Loans and leases held for sale$01,814
Unused loan commitments$292,986,000340
Tier 1 (core) risk-based capital$118,881,000506
Tier 2 risk-based capital$15,435,000426
Total risk weighted assets$1,230,482,000420
Total unused commitments$292,986,000340
Derivatives$01,139
2009-09-30Rank
# of Employees:500295
Assets and Liabilities
Total Assets:$1,556,496,000465
Cash and due from depository institutions$38,787,000295
Interest-bearing balances$512,0005,484
Securities$225,419,000570
Federal funds sold & reverse repurchase agreements$10,973,000841
Net loans & leases$1,147,367,000432
Loan loss allowance$15,714,000566
Trading account assets$5,023,000129
Bank premises and fixed assets$48,013,000198
Other real estate owned$7,534,000295
Goodwill and other intangibles$29,878,000263
All other assets$43,502,000533
Life insurance assets$22,471,000303
Total liabilities and capital$1,556,496,000465
Total liabilities$1,406,422,000462
Total deposits$1,281,420,000432
Interest-bearing deposits$1,031,854,000461
Deposits held in domestic offices$1,281,420,000430
% insured69.36%7,459
Federal funds purchased & repurchase agreements$3,900,0001,629
Trading liabilities$0103
Other borrowed funds$112,526,000478
Subordinated debt$0269
All other liabilities$8,576,000731
Total equity capital$150,074,000471
Total bank equity capital$150,074,000471
Perpetual preferred stock$0212
Common stock$5,932,000874
Surplus$60,086,000596
Undivided profits$84,056,000366
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$11,967,0001,304
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$9,061,000344
Earning assets$1,389,294,000467
Long-term assets (5+ years)$465,058,000286
Average Assets, year-to-date$1,484,847,250472
Average Assets, quarterly$1,515,285,000472
Volatile liabilities$352,768,000462
Insider loans$7,346,0001,056
FHLB advances$112,526,000416
Loans and leases held for sale$01,823
Unused loan commitments$332,558,000325
Tier 1 (core) risk-based capital$117,918,000527
Tier 2 risk-based capital$15,167,000455
Total risk weighted assets$1,210,128,000443
Total unused commitments$332,558,000326
Derivatives$01,183
2009-06-30Rank
# of Employees:493305
Assets and Liabilities
Total Assets:$1,474,074,000489
Cash and due from depository institutions$36,209,000305
Interest-bearing balances$542,0005,251
Securities$191,673,000665
Federal funds sold & reverse repurchase agreements$1,146,0003,897
Net loans & leases$1,119,568,000458
Loan loss allowance$14,505,000569
Trading account assets$5,070,000139
Bank premises and fixed assets$47,315,000209
Other real estate owned$1,761,000305
Goodwill and other intangibles$30,036,000277
All other assets$41,296,000568
Life insurance assets$22,292,000311
Total liabilities and capital$1,474,074,000489
Total liabilities$1,329,920,000492
Total deposits$1,269,706,000442
Interest-bearing deposits$1,017,941,000474
Deposits held in domestic offices$1,269,706,000440
% insured57.73%7,393
Federal funds purchased & repurchase agreements$6,900,0001,320
Trading liabilities$0100
Other borrowed funds$44,588,0001,100
Subordinated debt$0276
All other liabilities$8,726,000740
Total equity capital$144,154,000490
Total bank equity capital$144,154,000490
Perpetual preferred stock$0213
Common stock$5,932,000878
Surplus$59,883,000610
Undivided profits$78,339,000387
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$15,683,000997
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$8,801,000349
Earning assets$1,317,999,000493
Long-term assets (5+ years)$428,059,000309
Average Assets, year-to-date$1,460,964,330492
Average Assets, quarterly$1,468,658,000491
Volatile liabilities$295,247,000556
Insider loans$8,168,000956
FHLB advances$44,588,0001,013
Loans and leases held for sale$01,961
Unused loan commitments$326,767,000351
Tier 1 (core) risk-based capital$114,769,000553
Tier 2 risk-based capital$14,655,000477
Total risk weighted assets$1,178,480,000472
Total unused commitments$326,767,000351
Derivatives$01,221
2009-03-31Rank
# of Employees:483305
Assets and Liabilities
Total Assets:$1,463,242,000499
Cash and due from depository institutions$28,679,000305
Interest-bearing balances$537,0004,915
Securities$195,827,000632
Federal funds sold & reverse repurchase agreements$10,280,0001,184
Net loans & leases$1,096,494,000473
Loan loss allowance$13,306,000582
Trading account assets$14,259,000109
Bank premises and fixed assets$45,690,000220
Other real estate owned$734,000305
Goodwill and other intangibles$30,195,000286
All other assets$41,084,000552
Life insurance assets$22,129,000314
Total liabilities and capital$1,463,242,000499
Total liabilities$1,320,477,000495
Total deposits$1,252,451,000439
Interest-bearing deposits$997,240,000483
Deposits held in domestic offices$1,252,451,000437
% insured57.36%7,449
Federal funds purchased & repurchase agreements$500,0002,595
Trading liabilities$092
Other borrowed funds$57,078,000953
Subordinated debt$0271
All other liabilities$10,448,000649
Total equity capital$142,765,000495
Total bank equity capital$142,765,000495
Perpetual preferred stock$0193
Common stock$5,932,000881
Surplus$59,072,000614
Undivided profits$77,761,000406
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$8,359,0001,491
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$8,456,000376
Earning assets$1,317,397,000497
Long-term assets (5+ years)$421,456,000322
Average Assets, year-to-date$1,454,409,500498
Average Assets, quarterly$1,454,409,500498
Volatile liabilities$305,080,000548
Insider loans$5,631,0001,386
FHLB advances$57,078,000857
Loans and leases held for sale$01,892
Unused loan commitments$347,720,000360
Tier 1 (core) risk-based capital$111,678,000563
Tier 2 risk-based capital$13,456,000509
Total risk weighted assets$1,162,345,000483
Total unused commitments$347,720,000360
Derivatives$01,177
2008-12-31Rank
# of Employees:480316
Assets and Liabilities
Total Assets:$1,445,577,000498
Cash and due from depository institutions$33,636,000316
Interest-bearing balances$70,0005,973
Securities$187,436,000654
Federal funds sold & reverse repurchase agreements$4,251,0002,107
Net loans & leases$1,088,302,000473
Loan loss allowance$13,267,000570
Trading account assets$14,368,000107
Bank premises and fixed assets$44,969,000226
Other real estate owned$734,000316
Goodwill and other intangibles$30,354,000297
All other assets$41,527,000556
Life insurance assets$21,959,000312
Total liabilities and capital$1,445,577,000498
Total liabilities$1,306,660,000494
Total deposits$1,200,337,000448
Interest-bearing deposits$964,843,000493
Deposits held in domestic offices$1,200,337,000446
% insured0.00%1
Federal funds purchased & repurchase agreements$500,0003,000
Trading liabilities$088
Other borrowed funds$92,304,000697
Subordinated debt$0278
All other liabilities$13,519,000532
Total equity capital$138,917,000504
Total bank equity capital$138,917,000504
Perpetual preferred stock$0141
Common stock$5,932,000876
Surplus$58,876,000597
Undivided profits$74,109,000424
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,012,0001,460
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$8,473,000388
Earning assets$1,294,427,000502
Long-term assets (5+ years)$410,911,000333
Average Assets, year-to-date$1,387,354,600501
Average Assets, quarterly$1,439,205,000496
Volatile liabilities$265,993,000602
Insider loans$6,054,0001,327
FHLB advances$57,304,000939
Loans and leases held for sale$01,663
Unused loan commitments$337,280,000377
Tier 1 (core) risk-based capital$110,386,000557
Tier 2 risk-based capital$13,418,000497
Total risk weighted assets$1,157,004,000475
Total unused commitments$337,280,000377
Derivatives$01,109
2008-09-30Rank
# of Employees:470326
Assets and Liabilities
Total Assets:$1,432,833,000499
Cash and due from depository institutions$30,817,000326
Interest-bearing balances$38,0005,874
Securities$184,619,000655
Federal funds sold & reverse repurchase agreements$4,292,0002,528
Net loans & leases$1,063,845,000485
Loan loss allowance$12,757,000539
Trading account assets$30,157,00085
Bank premises and fixed assets$42,964,000241
Other real estate owned$359,000326
Goodwill and other intangibles$30,512,000329
All other assets$45,268,000490
Life insurance assets$21,739,000313
Total liabilities and capital$1,432,833,000499
Total liabilities$1,299,433,000493
Total deposits$1,197,464,000442
Interest-bearing deposits$952,233,000484
Deposits held in domestic offices$1,197,464,000440
% insured0.00%1
Federal funds purchased & repurchase agreements$14,275,0001,036
Trading liabilities$091
Other borrowed funds$76,475,000826
Subordinated debt$0276
All other liabilities$11,219,000600
Total equity capital$133,400,000528
Total bank equity capital$133,400,000528
Perpetual preferred stock$0110
Common stock$5,932,000876
Surplus$58,679,000590
Undivided profits$68,789,000493
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,070,0001,262
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$9,651,000355
Earning assets$1,282,951,000506
Long-term assets (5+ years)$356,777,000371
Average Assets, year-to-date$1,372,799,000507
Average Assets, quarterly$1,404,136,500504
Volatile liabilities$306,170,000527
Insider loans$7,582,0001,034
FHLB advances$76,475,000751
Loans and leases held for sale$01,623
Unused loan commitments$352,108,000380
Tier 1 (core) risk-based capital$106,325,000583
Tier 2 risk-based capital$12,907,000499
Total risk weighted assets$1,136,971,000482
Total unused commitments$352,108,000380
Derivatives$01,077
2008-06-30Rank
# of Employees:450341
Assets and Liabilities
Total Assets:$1,375,440,000514
Cash and due from depository institutions$33,078,000341
Interest-bearing balances$254,0004,147
Securities$151,804,000789
Federal funds sold & reverse repurchase agreements$2,257,0003,668
Net loans & leases$1,042,516,000484
Loan loss allowance$12,612,000515
Trading account assets$30,136,00090
Bank premises and fixed assets$41,776,000243
Other real estate owned$0341
Goodwill and other intangibles$30,674,000334
All other assets$43,199,000500
Life insurance assets$21,502,000319
Total liabilities and capital$1,375,440,000514
Total liabilities$1,244,106,000510
Total deposits$1,174,353,000446
Interest-bearing deposits$944,284,000481
Deposits held in domestic offices$1,174,353,000444
% insured0.00%1
Federal funds purchased & repurchase agreements$1,275,0002,783
Trading liabilities$094
Other borrowed funds$57,437,0001,031
Subordinated debt$0257
All other liabilities$11,041,000614
Total equity capital$131,334,000544
Total bank equity capital$131,334,000544
Perpetual preferred stock$0107
Common stock$5,932,000867
Surplus$58,620,000584
Undivided profits$66,782,000523
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,296,0001,985
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$10,376,000330
Earning assets$1,226,967,000524
Long-term assets (5+ years)$341,246,000387
Average Assets, year-to-date$1,352,787,670513
Average Assets, quarterly$1,368,776,000514
Volatile liabilities$207,032,000742
Insider loans$7,566,0001,037
FHLB advances$51,437,0001,052
Loans and leases held for sale$01,725
Unused loan commitments$336,344,000403
Tier 1 (core) risk-based capital$102,454,000606
Tier 2 risk-based capital$12,761,000495
Total risk weighted assets$1,101,552,000492
Total unused commitments$336,344,000403
Derivatives$01,075
2008-03-31Rank
# of Employees:439347
Assets and Liabilities
Total Assets:$1,362,112,000517
Cash and due from depository institutions$63,564,000347
Interest-bearing balances$30,011,000242
Securities$140,989,000859
Federal funds sold & reverse repurchase agreements$14,891,0001,159
Net loans & leases$989,477,000499
Loan loss allowance$11,892,000494
Trading account assets$40,587,00086
Bank premises and fixed assets$40,601,000252
Other real estate owned$0347
Goodwill and other intangibles$30,832,000341
All other assets$41,171,000510
Life insurance assets$21,278,000317
Total liabilities and capital$1,362,112,000517
Total liabilities$1,228,111,000508
Total deposits$1,136,127,000461
Interest-bearing deposits$911,376,000503
Deposits held in domestic offices$1,136,127,000459
% insured0.00%1
Federal funds purchased & repurchase agreements$2,176,0002,183
Trading liabilities$086
Other borrowed funds$76,078,000764
Subordinated debt$0251
All other liabilities$13,730,000553
Total equity capital$134,001,000546
Total bank equity capital$134,001,000546
Perpetual preferred stock$0108
Common stock$5,932,000859
Surplus$58,387,000582
Undivided profits$69,682,000524
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,161,0001,853
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$9,350,000380
Earning assets$1,215,955,000521
Long-term assets (5+ years)$298,792,000429
Average Assets, year-to-date$1,341,461,500518
Average Assets, quarterly$1,341,461,500518
Volatile liabilities$202,103,000728
Insider loans$7,443,0001,036
FHLB advances$76,078,000702
Loans and leases held for sale$01,797
Unused loan commitments$259,646,000501
Tier 1 (core) risk-based capital$103,028,000604
Tier 2 risk-based capital$12,042,000497
Total risk weighted assets$1,058,255,000507
Total unused commitments$259,646,000502
Derivatives$01,109
2007-12-31Rank
# of Employees:442350
Assets and Liabilities
Total Assets:$1,320,811,000526
Cash and due from depository institutions$48,091,000350
Interest-bearing balances$10,015,000595
Securities$122,814,000981
Federal funds sold & reverse repurchase agreements$6,401,0002,077
Net loans & leases$978,752,000505
Loan loss allowance$11,163,000507
Trading account assets$55,089,00078
Bank premises and fixed assets$37,384,000273
Other real estate owned$0350
Goodwill and other intangibles$30,991,000337
All other assets$41,289,000504
Life insurance assets$22,042,000306
Total liabilities and capital$1,320,811,000526
Total liabilities$1,190,529,000519
Total deposits$1,113,808,000462
Interest-bearing deposits$888,034,000512
Deposits held in domestic offices$1,113,808,000459
% insured0.00%1
Federal funds purchased & repurchase agreements$975,0002,785
Trading liabilities$078
Other borrowed funds$61,740,000856
Subordinated debt$0248
All other liabilities$14,006,000521
Total equity capital$130,282,000554
Total bank equity capital$130,282,000554
Perpetual preferred stock$0111
Common stock$5,932,000844
Surplus$57,962,000578
Undivided profits$66,388,000553
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,003,0002,210
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$9,744,000396
Earning assets$1,173,071,000536
Long-term assets (5+ years)$247,677,000505
Average Assets, year-to-date$1,228,174,400542
Average Assets, quarterly$1,286,859,500536
Volatile liabilities$192,876,000772
Insider loans$8,802,000835
FHLB advances$61,740,000791
Loans and leases held for sale$01,738
Unused loan commitments$281,406,000475
Tier 1 (core) risk-based capital$99,174,000625
Tier 2 risk-based capital$11,314,000511
Total risk weighted assets$1,039,200,000514
Total unused commitments$281,406,000475
Derivatives$01,052
2007-09-30Rank
# of Employees:437355
Assets and Liabilities
Total Assets:$1,252,908,000543
Cash and due from depository institutions$32,290,000355
Interest-bearing balances$31,0005,642
Securities$156,083,000757
Federal funds sold & reverse repurchase agreements$17,708,000789
Net loans & leases$916,092,000525
Loan loss allowance$10,617,000513
Trading account assets$28,656,00090
Bank premises and fixed assets$35,292,000287
Other real estate owned$27,000355
Goodwill and other intangibles$31,150,000325
All other assets$35,610,000571
Life insurance assets$13,393,000466
Total liabilities and capital$1,252,908,000543
Total liabilities$1,127,308,000534
Total deposits$1,077,718,000467
Interest-bearing deposits$852,148,000517
Deposits held in domestic offices$1,077,718,000465
% insured0.00%1
Federal funds purchased & repurchase agreements$976,0002,758
Trading liabilities$078
Other borrowed funds$34,645,0001,216
Subordinated debt$0244
All other liabilities$13,969,000521
Total equity capital$125,600,000557
Total bank equity capital$125,600,000557
Perpetual preferred stock$0113
Common stock$5,932,000818
Surplus$57,656,000567
Undivided profits$62,012,000606
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,646,0001,626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$11,367,000360
Earning assets$1,118,570,000551
Long-term assets (5+ years)$251,511,000484
Average Assets, year-to-date$1,205,015,250547
Average Assets, quarterly$1,233,203,500544
Volatile liabilities$185,475,000787
Insider loans$11,735,000605
FHLB advances$34,645,0001,135
Loans and leases held for sale$01,751
Unused loan commitments$263,332,000503
Tier 1 (core) risk-based capital$94,769,000645
Tier 2 risk-based capital$10,693,000525
Total risk weighted assets$965,644,000534
Total unused commitments$263,332,000505
Derivatives$01,033
2007-06-30Rank
# of Employees:434372
Assets and Liabilities
Total Assets:$1,213,499,000564
Cash and due from depository institutions$36,078,000372
Interest-bearing balances$134,0004,363
Securities$166,347,000708
Federal funds sold & reverse repurchase agreements$13,349,0001,179
Net loans & leases$874,308,000551
Loan loss allowance$10,688,000504
Trading account assets$28,299,00091
Bank premises and fixed assets$31,018,000336
Other real estate owned$120,000372
Goodwill and other intangibles$31,309,000337
All other assets$32,671,000610
Life insurance assets$13,257,000462
Total liabilities and capital$1,213,499,000564
Total liabilities$1,092,304,000560
Total deposits$1,056,230,000490
Interest-bearing deposits$829,265,000543
Deposits held in domestic offices$1,056,230,000489
% insured0.00%1
Federal funds purchased & repurchase agreements$550,0002,953
Trading liabilities$087
Other borrowed funds$23,883,0001,503
Subordinated debt$0258
All other liabilities$11,641,000599
Total equity capital$121,195,000584
Total bank equity capital$121,195,000584
Perpetual preferred stock$0111
Common stock$5,932,000810
Surplus$57,646,000584
Undivided profits$57,617,000651
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,765,0001,043
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$10,846,000361
Earning assets$1,082,437,000576
Long-term assets (5+ years)$241,108,000499
Average Assets, year-to-date$1,189,051,000562
Average Assets, quarterly$1,195,347,500567
Volatile liabilities$178,355,000816
Insider loans$11,150,000632
FHLB advances$23,883,0001,419
Loans and leases held for sale$01,802
Unused loan commitments$258,003,000519
Tier 1 (core) risk-based capital$91,058,000682
Tier 2 risk-based capital$10,688,000542
Total risk weighted assets$925,183,000558
Total unused commitments$258,003,000519
Derivatives$01,067
2007-03-31Rank
# of Employees:421380
Assets and Liabilities
Total Assets:$1,177,196,000573
Cash and due from depository institutions$29,181,000380
Interest-bearing balances$111,0004,580
Securities$66,186,0001,773
Federal funds sold & reverse repurchase agreements$4,255,0003,685
Net loans & leases$856,288,000551
Loan loss allowance$10,480,000503
Trading account assets$128,691,00051
Bank premises and fixed assets$30,336,000333
Other real estate owned$289,000380
Goodwill and other intangibles$31,468,000326
All other assets$30,502,000628
Life insurance assets$13,125,000451
Total liabilities and capital$1,177,196,000573
Total liabilities$1,058,619,000568
Total deposits$1,032,399,000498
Interest-bearing deposits$810,075,000552
Deposits held in domestic offices$1,032,399,000496
% insured0.00%1
Federal funds purchased & repurchase agreements$1,250,0002,331
Trading liabilities$089
Other borrowed funds$12,580,0002,152
Subordinated debt$0262
All other liabilities$12,390,000584
Total equity capital$118,577,000587
Total bank equity capital$118,577,000587
Perpetual preferred stock$0113
Common stock$5,932,000791
Surplus$57,646,000564
Undivided profits$54,999,000686
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,332,000667
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$9,188,000415
Earning assets$1,055,531,000582
Long-term assets (5+ years)$227,915,000509
Average Assets, year-to-date$1,176,827,000567
Average Assets, quarterly$1,176,827,000567
Volatile liabilities$165,387,000850
Insider loans$8,502,000826
FHLB advances$12,580,0002,050
Loans and leases held for sale$01,800
Unused loan commitments$249,446,000536
Tier 1 (core) risk-based capital$87,169,000698
Tier 2 risk-based capital$10,480,000539
Total risk weighted assets$904,890,000558
Total unused commitments$249,446,000536
Derivatives$01,065
2006-12-31Rank
# of Employees:405396
Assets and Liabilities
Total Assets:$1,176,458,000569
Cash and due from depository institutions$37,621,000396
Interest-bearing balances$111,0004,596
Securities$197,771,000636
Federal funds sold & reverse repurchase agreements$15,037,0001,063
Net loans & leases$834,643,000559
Loan loss allowance$9,672,000539
Trading account assets$0156
Bank premises and fixed assets$30,627,000317
Other real estate owned$289,000396
Goodwill and other intangibles$31,628,000308
All other assets$28,842,000658
Life insurance assets$12,992,000449
Total liabilities and capital$1,176,458,000569
Total liabilities$1,061,502,000565
Total deposits$1,037,180,000489
Interest-bearing deposits$807,393,000550
Deposits held in domestic offices$1,037,180,000488
% insured0.00%1
Federal funds purchased & repurchase agreements$2,000,0002,228
Trading liabilities$077
Other borrowed funds$9,698,0002,602
Subordinated debt$0264
All other liabilities$12,624,000565
Total equity capital$114,956,000585
Total bank equity capital$114,956,000585
Perpetual preferred stock$0112
Common stock$5,932,000781
Surplus$57,646,000546
Undivided profits$51,378,000715
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,902,000659
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$8,226,000484
Earning assets$1,047,562,000582
Long-term assets (5+ years)$234,405,000489
Average Assets, year-to-date$1,115,450,600568
Average Assets, quarterly$1,152,906,500566
Volatile liabilities$169,113,000933
Insider loans$7,729,000910
FHLB advances$9,698,0002,491
Loans and leases held for sale$01,760
Unused loan commitments$202,655,000604
Tier 1 (core) risk-based capital$85,241,000707
Tier 2 risk-based capital$9,671,000573
Total risk weighted assets$885,206,000562
Total unused commitments$202,655,000604
Derivatives$01,023
2006-09-30Rank
# of Employees:388421
Assets and Liabilities
Total Assets:$1,129,355,000588
Cash and due from depository institutions$31,737,000421
Interest-bearing balances$308,0003,567
Securities$199,410,000643
Federal funds sold & reverse repurchase agreements$4,670,0002,554
Net loans & leases$803,221,000585
Loan loss allowance$9,262,000572
Trading account assets$0154
Bank premises and fixed assets$28,076,000340
Other real estate owned$289,000421
Goodwill and other intangibles$31,787,000311
All other assets$30,165,000648
Life insurance assets$12,853,000432
Total liabilities and capital$1,129,355,000588
Total liabilities$1,018,562,000580
Total deposits$986,224,000513
Interest-bearing deposits$772,920,000562
Deposits held in domestic offices$986,224,000512
% insured0.00%1
Federal funds purchased & repurchase agreements$899,0002,877
Trading liabilities$074
Other borrowed funds$17,797,0001,916
Subordinated debt$0269
All other liabilities$13,642,000538
Total equity capital$110,793,000604
Total bank equity capital$110,793,000604
Perpetual preferred stock$0118
Common stock$5,932,000764
Surplus$57,582,000545
Undivided profits$47,279,000783
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,576,000865
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$8,941,000424
Earning assets$1,007,609,000600
Long-term assets (5+ years)$222,355,000514
Average Assets, year-to-date$1,100,198,750587
Average Assets, quarterly$1,115,692,000590
Volatile liabilities$160,273,000997
Insider loans$7,728,000908
FHLB advances$17,797,0001,811
Loans and leases held for sale$01,773
Unused loan commitments$183,794,000670
Tier 1 (core) risk-based capital$81,457,000751
Tier 2 risk-based capital$9,262,000596
Total risk weighted assets$852,400,000585
Total unused commitments$183,794,000670
Derivatives$01,023
2006-06-30Rank
# of Employees:381428
Assets and Liabilities
Total Assets:$1,102,029,000595
Cash and due from depository institutions$32,880,000428
Interest-bearing balances$507,0003,074
Securities$202,357,000634
Federal funds sold & reverse repurchase agreements$1,044,0004,459
Net loans & leases$776,398,000596
Loan loss allowance$8,863,000583
Trading account assets$0157
Bank premises and fixed assets$27,811,000334
Other real estate owned$289,000428
Goodwill and other intangibles$31,947,000316
All other assets$29,303,000659
Life insurance assets$12,716,000424
Total liabilities and capital$1,102,029,000595
Total liabilities$996,206,000588
Total deposits$957,750,000519
Interest-bearing deposits$742,996,000576
Deposits held in domestic offices$957,750,000518
% insured0.00%1
Federal funds purchased & repurchase agreements$900,0003,012
Trading liabilities$073
Other borrowed funds$24,926,0001,564
Subordinated debt$0265
All other liabilities$12,630,000539
Total equity capital$105,823,000612
Total bank equity capital$105,823,000612
Perpetual preferred stock$0119
Common stock$5,932,000744
Surplus$57,581,000542
Undivided profits$42,310,000825
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,288,000811
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$8,174,000435
Earning assets$980,306,000604
Long-term assets (5+ years)$208,269,000541
Average Assets, year-to-date$1,090,480,000590
Average Assets, quarterly$1,090,949,000596
Volatile liabilities$166,886,000928
Insider loans$6,608,0001,043
FHLB advances$24,926,0001,471
Loans and leases held for sale$01,763
Unused loan commitments$203,614,000620
Tier 1 (core) risk-based capital$77,910,000758
Tier 2 risk-based capital$8,863,000615
Total risk weighted assets$826,480,000597
Total unused commitments$203,614,000620
Derivatives$01,000
2006-03-31Rank
# of Employees:382420
Assets and Liabilities
Total Assets:$1,079,869,000596
Cash and due from depository institutions$29,098,000420
Interest-bearing balances$1,793,0002,028
Securities$201,457,000653
Federal funds sold & reverse repurchase agreements$7,907,0001,878
Net loans & leases$754,370,000589
Loan loss allowance$8,634,000594
Trading account assets$0154
Bank premises and fixed assets$26,680,000330
Other real estate owned$926,000420
Goodwill and other intangibles$32,105,000302
All other assets$27,326,000675
Life insurance assets$12,578,000414
Total liabilities and capital$1,079,869,000596
Total liabilities$975,952,000591
Total deposits$950,664,000519
Interest-bearing deposits$856,384,000494
Deposits held in domestic offices$950,664,000518
% insured0.00%1
Federal funds purchased & repurchase agreements$975,0002,653
Trading liabilities$077
Other borrowed funds$10,022,0002,568
Subordinated debt$0259
All other liabilities$14,291,000491
Total equity capital$103,917,000604
Total bank equity capital$103,917,000604
Perpetual preferred stock$0120
Common stock$5,932,000728
Surplus$57,581,000521
Undivided profits$40,404,000859
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,052,000870
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$7,637,000437
Earning assets$965,527,000604
Long-term assets (5+ years)$191,898,000561
Average Assets, year-to-date$1,084,705,500587
Average Assets, quarterly$1,084,705,500587
Volatile liabilities$146,992,0001,004
Insider loans$7,323,000916
FHLB advances$10,022,0002,452
Loans and leases held for sale$01,721
Unused loan commitments$140,934,000784
Tier 1 (core) risk-based capital$74,530,000773
Tier 2 risk-based capital$8,634,000612
Total risk weighted assets$803,502,000592
Total unused commitments$140,934,000785
Derivatives$0990
2005-12-31Rank
# of Employees:374427
Assets and Liabilities
Total Assets:$1,089,542,000585
Cash and due from depository institutions$40,348,000427
Interest-bearing balances$3,775,0001,366
Securities$208,838,000628
Federal funds sold & reverse repurchase agreements$10,730,0001,283
Net loans & leases$742,945,000581
Loan loss allowance$8,401,000595
Trading account assets$0155
Bank premises and fixed assets$27,136,000320
Other real estate owned$1,426,000427
Goodwill and other intangibles$32,264,000292
All other assets$25,855,000705
Life insurance assets$0351
Total liabilities and capital$1,089,542,000585
Total liabilities$987,207,000580
Total deposits$958,803,000512
Interest-bearing deposits$860,790,000481
Deposits held in domestic offices$958,803,000511
% insured0.00%1
Federal funds purchased & repurchase agreements$2,450,0002,167
Trading liabilities$072
Other borrowed funds$12,768,0002,309
Subordinated debt$0258
All other liabilities$13,186,000512
Total equity capital$102,335,000605
Total bank equity capital$102,335,000605
Perpetual preferred stock$0122
Common stock$5,932,000715
Surplus$57,581,000507
Undivided profits$38,822,000888
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,045,0001,276
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$6,829,000495
Earning assets$966,288,000596
Long-term assets (5+ years)$173,479,000605
Average Assets, year-to-date$945,628,800637
Average Assets, quarterly$1,082,002,500585
Volatile liabilities$157,892,000933
Insider loans$7,634,000851
FHLB advances$10,147,0002,500
Loans and leases held for sale$01,743
Unused loan commitments$214,552,000582
Tier 1 (core) risk-based capital$72,735,000776
Tier 2 risk-based capital$8,401,000616
Total risk weighted assets$799,205,000591
Total unused commitments$214,552,000583
Derivatives$0930
2005-09-30Rank
# of Employees:379413
Assets and Liabilities
Total Assets:$1,074,463,000580
Cash and due from depository institutions$44,211,000413
Interest-bearing balances$4,865,0001,121
Securities$194,137,000665
Federal funds sold & reverse repurchase agreements$41,459,000330
Net loans & leases$720,576,000584
Loan loss allowance$8,041,000611
Trading account assets$0146
Bank premises and fixed assets$27,032,000316
Other real estate owned$289,000413
Goodwill and other intangibles$29,745,000297
All other assets$17,014,0001,010
Life insurance assets$0341
Total liabilities and capital$1,074,463,000580
Total liabilities$974,017,000582
Total deposits$942,963,000504
Interest-bearing deposits$743,380,000540
Deposits held in domestic offices$942,963,000503
% insured0.00%1
Federal funds purchased & repurchase agreements$3,900,0001,840
Trading liabilities$063
Other borrowed funds$13,379,0002,265
Subordinated debt$0251
All other liabilities$13,775,000483
Total equity capital$100,446,000611
Total bank equity capital$100,446,000611
Perpetual preferred stock$0120
Common stock$5,932,000687
Surplus$57,580,000494
Undivided profits$36,934,000935
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,225,000831
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$89,000809
Income earned, not collected on loans$7,084,000423
Earning assets$961,037,000594
Long-term assets (5+ years)$136,296,000754
Average Assets, year-to-date$909,650,500653
Average Assets, quarterly$971,322,500628
Volatile liabilities$155,272,000904
Insider loans$7,790,000801
FHLB advances$10,240,0002,495
Loans and leases held for sale$01,843
Unused loan commitments$187,243,000622
Tier 1 (core) risk-based capital$72,609,000767
Tier 2 risk-based capital$8,041,000621
Total risk weighted assets$787,548,000573
Total unused commitments$187,243,000622
Derivatives$0909
2005-06-30Rank
# of Employees:327476
Assets and Liabilities
Total Assets:$868,182,000686
Cash and due from depository institutions$37,762,000476
Interest-bearing balances$9,0006,470
Securities$160,076,000784
Federal funds sold & reverse repurchase agreements$26,630,000464
Net loans & leases$595,395,000679
Loan loss allowance$6,667,000719
Trading account assets$0148
Bank premises and fixed assets$23,906,000356
Other real estate owned$289,000476
Goodwill and other intangibles$12,317,000484
All other assets$11,807,0001,360
Life insurance assets$0339
Total liabilities and capital$868,182,000686
Total liabilities$786,787,000673
Total deposits$754,928,000597
Interest-bearing deposits$586,540,000654
Deposits held in domestic offices$754,928,000596
% insured0.00%1
Federal funds purchased & repurchase agreements$5,500,0001,561
Trading liabilities$065
Other borrowed funds$14,010,0002,176
Subordinated debt$0251
All other liabilities$12,349,000501
Total equity capital$81,395,000740
Total bank equity capital$81,395,000740
Perpetual preferred stock$0118
Common stock$5,932,000667
Surplus$29,144,000878
Undivided profits$46,319,000740
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,171,000813
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$89,000824
Income earned, not collected on loans$5,532,000517
Earning assets$782,110,000688
Long-term assets (5+ years)$126,230,000808
Average Assets, year-to-date$854,713,000682
Average Assets, quarterly$861,688,000686
Volatile liabilities$118,821,0001,099
Insider loans$6,453,000971
FHLB advances$10,363,0002,456
Loans and leases held for sale$01,818
Unused loan commitments$168,994,000654
Tier 1 (core) risk-based capital$70,644,000770
Tier 2 risk-based capital$6,667,000715
Total risk weighted assets$635,560,000677
Total unused commitments$168,994,000654
Derivatives$0866
2005-03-31Rank
# of Employees:310496
Assets and Liabilities
Total Assets:$855,194,000690
Cash and due from depository institutions$31,455,000496
Interest-bearing balances$11,0006,436
Securities$177,180,000727
Federal funds sold & reverse repurchase agreements$9,210,0001,343
Net loans & leases$588,383,000665
Loan loss allowance$5,983,000800
Trading account assets$0148
Bank premises and fixed assets$24,122,000347
Other real estate owned$289,000496
Goodwill and other intangibles$12,350,000471
All other assets$12,205,0001,304
Life insurance assets$0333
Total liabilities and capital$855,194,000690
Total liabilities$776,321,000679
Total deposits$738,395,000597
Interest-bearing deposits$583,061,000646
Deposits held in domestic offices$738,395,000596
% insured0.00%1
Federal funds purchased & repurchase agreements$1,975,0002,193
Trading liabilities$065
Other borrowed funds$23,501,0001,533
Subordinated debt$0265
All other liabilities$12,450,000501
Total equity capital$78,873,000737
Total bank equity capital$78,873,000737
Perpetual preferred stock$0120
Common stock$5,932,000645
Surplus$29,085,000857
Undivided profits$43,856,000750
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,584,0001,600
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$5,588,000489
Earning assets$774,784,000693
Long-term assets (5+ years)$123,441,000845
Average Assets, year-to-date$847,978,500688
Average Assets, quarterly$847,978,500688
Volatile liabilities$120,548,0001,028
Insider loans$6,081,0001,006
FHLB advances$19,354,0001,658
Loans and leases held for sale$01,762
Unused loan commitments$168,822,000632
Tier 1 (core) risk-based capital$68,638,000777
Tier 2 risk-based capital$5,983,000791
Total risk weighted assets$628,235,000666
Total unused commitments$168,822,000632
Derivatives$0790
2004-12-31Rank
# of Employees:305509
Assets and Liabilities
Total Assets:$840,763,000703
Cash and due from depository institutions$31,747,000509
Interest-bearing balances$10,0006,471
Securities$181,132,000729
Federal funds sold & reverse repurchase agreements$8,887,0001,327
Net loans & leases$571,220,000686
Loan loss allowance$6,156,000775
Trading account assets$0153
Bank premises and fixed assets$24,286,000344
Other real estate owned$289,000509
Goodwill and other intangibles$12,381,000466
All other assets$10,821,0001,433
Life insurance assets$0334
Total liabilities and capital$840,763,000703
Total liabilities$761,863,000694
Total deposits$727,182,000601
Interest-bearing deposits$555,801,000683
Deposits held in domestic offices$727,182,000600
% insured0.00%1
Federal funds purchased & repurchase agreements$4,450,0001,688
Trading liabilities$066
Other borrowed funds$17,210,0001,890
Subordinated debt$0272
All other liabilities$13,021,000488
Total equity capital$78,900,000745
Total bank equity capital$78,900,000745
Perpetual preferred stock$0118
Common stock$5,932,000626
Surplus$29,085,000844
Undivided profits$43,883,000772
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,848,000939
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$4,542,000583
Earning assets$761,249,000708
Long-term assets (5+ years)$117,366,000898
Average Assets, year-to-date$817,916,800693
Average Assets, quarterly$820,947,000710
Volatile liabilities$118,648,0001,030
Insider loans$5,254,0001,163
FHLB advances$12,573,0002,154
Loans and leases held for sale$01,753
Unused loan commitments$145,369,000696
Tier 1 (core) risk-based capital$67,368,000796
Tier 2 risk-based capital$6,156,000775
Total risk weighted assets$610,405,000678
Total unused commitments$145,369,000696
Derivatives$0774
2004-09-30Rank
# of Employees:305510
Assets and Liabilities
Total Assets:$801,131,000724
Cash and due from depository institutions$33,176,000510
Interest-bearing balances$10,0006,545
Securities$138,263,000925
Federal funds sold & reverse repurchase agreements$5,200,0002,032
Net loans & leases$574,234,000666
Loan loss allowance$6,335,000746
Trading account assets$0149
Bank premises and fixed assets$24,842,000323
Other real estate owned$330,000510
Goodwill and other intangibles$12,415,000454
All other assets$12,671,0001,207
Life insurance assets$0330
Total liabilities and capital$801,131,000724
Total liabilities$723,367,000716
Total deposits$684,969,000625
Interest-bearing deposits$534,483,000716
Deposits held in domestic offices$684,969,000621
% insured0.00%1
Federal funds purchased & repurchase agreements$7,398,0001,345
Trading liabilities$068
Other borrowed funds$18,056,0001,822
Subordinated debt$0276
All other liabilities$12,944,000483
Total equity capital$77,764,000743
Total bank equity capital$77,764,000743
Perpetual preferred stock$0124
Common stock$5,932,000619
Surplus$29,085,000819
Undivided profits$42,747,000779
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,240,0001,252
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$89,000845
Income earned, not collected on loans$5,561,000483
Earning assets$717,707,000738
Long-term assets (5+ years)$99,829,0001,058
Average Assets, year-to-date$812,205,250698
Average Assets, quarterly$812,493,500709
Volatile liabilities$126,671,000940
Insider loans$5,151,0001,137
FHLB advances$12,937,0002,118
Loans and leases held for sale$01,808
Unused loan commitments$134,032,000738
Tier 1 (core) risk-based capital$65,657,000804
Tier 2 risk-based capital$6,335,000734
Total risk weighted assets$605,443,000674
Total unused commitments$134,032,000740
Derivatives$0770
2004-06-30Rank
# of Employees:310489
Assets and Liabilities
Total Assets:$823,856,000702
Cash and due from depository institutions$32,545,000489
Interest-bearing balances$8,0006,624
Securities$161,013,000815
Federal funds sold & reverse repurchase agreements$5,005,0001,996
Net loans & leases$575,858,000647
Loan loss allowance$5,859,000797
Trading account assets$0153
Bank premises and fixed assets$24,925,000320
Other real estate owned$572,000489
Goodwill and other intangibles$12,448,000444
All other assets$11,490,0001,321
Life insurance assets$0323
Total liabilities and capital$823,856,000702
Total liabilities$749,301,000691
Total deposits$690,193,000614
Interest-bearing deposits$539,335,000699
Deposits held in domestic offices$690,193,000611
% insured0.00%1
Federal funds purchased & repurchase agreements$3,650,0001,910
Trading liabilities$069
Other borrowed funds$44,314,000977
Subordinated debt$0288
All other liabilities$11,144,000505
Total equity capital$74,555,000744
Total bank equity capital$74,555,000744
Perpetual preferred stock$0126
Common stock$5,932,000608
Surplus$29,059,000804
Undivided profits$39,564,000801
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,786,0001,025
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$89,000871
Income earned, not collected on loans$4,757,000544
Earning assets$741,884,000707
Long-term assets (5+ years)$105,104,0001,042
Average Assets, year-to-date$815,896,670695
Average Assets, quarterly$817,832,500701
Volatile liabilities$153,513,000784
Insider loans$5,620,0001,005
FHLB advances$38,721,000999
Loans and leases held for sale$01,820
Unused loan commitments$131,305,000732
Tier 1 (core) risk-based capital$63,974,000811
Tier 2 risk-based capital$5,859,000794
Total risk weighted assets$609,645,000664
Total unused commitments$131,305,000732
Derivatives$0740
2004-03-31Rank
# of Employees:311495
Assets and Liabilities
Total Assets:$811,809,000711
Cash and due from depository institutions$44,892,000495
Interest-bearing balances$9,0006,665
Securities$154,683,000852
Federal funds sold & reverse repurchase agreements$4,634,0002,960
Net loans & leases$558,721,000656
Loan loss allowance$6,440,000730
Trading account assets$0144
Bank premises and fixed assets$24,955,000316
Other real estate owned$123,000495
Goodwill and other intangibles$12,480,000428
All other assets$11,321,0001,261
Life insurance assets$0322
Total liabilities and capital$811,809,000711
Total liabilities$730,021,000708
Total deposits$694,307,000609
Interest-bearing deposits$551,733,000687
Deposits held in domestic offices$694,307,000606
% insured0.00%1
Federal funds purchased & repurchase agreements$1,650,0002,242
Trading liabilities$070
Other borrowed funds$20,501,0001,578
Subordinated debt$0287
All other liabilities$13,563,000490
Total equity capital$81,788,000685
Total bank equity capital$81,788,000685
Perpetual preferred stock$0129
Common stock$5,932,000603
Surplus$29,059,000794
Undivided profits$46,797,000713
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,726,000267
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$89,000918
Income earned, not collected on loans$4,934,000522
Earning assets$718,047,000730
Long-term assets (5+ years)$107,886,000978
Average Assets, year-to-date$811,917,000701
Average Assets, quarterly$811,917,000701
Volatile liabilities$129,363,000863
Insider loans$4,802,0001,165
FHLB advances$14,443,0001,868
Loans and leases held for sale$01,884
Unused loan commitments$137,857,000683
Tier 1 (core) risk-based capital$68,216,000751
Tier 2 risk-based capital$6,440,000721
Total risk weighted assets$592,332,000671
Total unused commitments$137,857,000683
Derivatives$0699
2003-12-31Rank
# of Employees:302517
Assets and Liabilities
Total Assets:$812,025,000711
Cash and due from depository institutions$47,171,000517
Interest-bearing balances$10,0006,621
Securities$145,985,000917
Federal funds sold & reverse repurchase agreements$18,839,000591
Net loans & leases$552,197,000660
Loan loss allowance$6,121,000763
Trading account assets$0168
Bank premises and fixed assets$24,280,000324
Other real estate owned$633,000517
Goodwill and other intangibles$12,513,000429
All other assets$10,407,0001,386
Life insurance assets$01
Total liabilities and capital$812,025,000711
Total liabilities$732,273,000706
Total deposits$694,812,000613
Interest-bearing deposits$543,916,000690
Deposits held in domestic offices$694,812,000611
% insured0.00%1
Federal funds purchased & repurchase agreements$2,375,0002,139
Trading liabilities$072
Other borrowed funds$22,587,0001,498
Subordinated debt$0293
All other liabilities$12,499,000497
Total equity capital$79,752,000688
Total bank equity capital$79,752,000688
Perpetual preferred stock$0131
Common stock$5,932,000609
Surplus$28,904,000790
Undivided profits$44,916,000711
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,908,000309
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$3,976,000633
Earning assets$717,031,000730
Long-term assets (5+ years)$109,769,000989
Average Assets, year-to-date$809,760,000681
Average Assets, quarterly$813,890,500696
Volatile liabilities$133,091,000847
Insider loans$6,403,000843
FHLB advances$16,071,0001,748
Loans and leases held for sale$01,789
Unused loan commitments$135,661,000673
Tier 1 (core) risk-based capital$66,840,000757
Tier 2 risk-based capital$6,121,000755
Total risk weighted assets$586,961,000675
Total unused commitments$135,661,000673
Derivatives$0665
2003-09-30Rank
# of Employees:242670
Assets and Liabilities
Total Assets:$689,226,000826
Cash and due from depository institutions$47,144,000670
Interest-bearing balances$5,011,0001,357
Securities$148,468,000910
Federal funds sold & reverse repurchase agreements$13,356,0001,091
Net loans & leases$441,194,000802
Loan loss allowance$4,702,000996
Trading account assets$0165
Bank premises and fixed assets$23,322,000342
Other real estate owned$0670
Goodwill and other intangibles$4,800,000728
All other assets$10,942,0001,328
Life insurance assets$01
Total liabilities and capital$689,226,000826
Total liabilities$627,830,000818
Total deposits$589,708,000734
Interest-bearing deposits$468,908,000818
Deposits held in domestic offices$589,708,000730
% insured0.00%1
Federal funds purchased & repurchase agreements$3,025,0001,896
Trading liabilities$072
Other borrowed funds$23,172,0001,437
Subordinated debt$0293
All other liabilities$11,925,000538
Total equity capital$61,396,000917
Total bank equity capital$61,396,000917
Perpetual preferred stock$0137
Common stock$5,933,000600
Surplus$10,066,0001,878
Undivided profits$45,397,000719
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,343,000337
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$157,000744
Income earned, not collected on loans$5,317,000504
Earning assets$608,029,000856
Long-term assets (5+ years)$95,205,0001,148
Average Assets, year-to-date$686,712,000808
Average Assets, quarterly$692,058,000822
Volatile liabilities$107,215,0001,009
Insider loans$5,521,000971
FHLB advances$16,207,0001,666
Loans and leases held for sale$01,962
Unused loan commitments$102,442,000845
Tier 1 (core) risk-based capital$56,258,000905
Tier 2 risk-based capital$4,702,000954
Total risk weighted assets$475,834,000807
Total unused commitments$102,442,000849
Derivatives$0666
2003-06-30Rank
# of Employees:256638
Assets and Liabilities
Total Assets:$694,890,000819
Cash and due from depository institutions$39,998,000638
Interest-bearing balances$5,710,0001,353
Securities$147,129,000898
Federal funds sold & reverse repurchase agreements$19,328,000801
Net loans & leases$450,898,000779
Loan loss allowance$4,555,0001,010
Trading account assets$0170
Bank premises and fixed assets$23,251,000344
Other real estate owned$0638
Goodwill and other intangibles$4,843,000697
All other assets$9,443,0001,463
Life insurance assets$01
Total liabilities and capital$694,890,000819
Total liabilities$630,856,000811
Total deposits$587,115,000731
Interest-bearing deposits$478,403,000787
Deposits held in domestic offices$587,115,000726
% insured0.00%1
Federal funds purchased & repurchase agreements$6,500,0001,301
Trading liabilities$074
Other borrowed funds$23,747,0001,407
Subordinated debt$0266
All other liabilities$13,494,000534
Total equity capital$64,034,000870
Total bank equity capital$64,034,000870
Perpetual preferred stock$0140
Common stock$5,932,000593
Surplus$10,067,0001,836
Undivided profits$48,035,000684
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,317,000293
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$184,000733
Income earned, not collected on loans$4,453,000586
Earning assets$623,065,000828
Long-term assets (5+ years)$98,575,0001,042
Average Assets, year-to-date$685,874,000810
Average Assets, quarterly$687,084,500817
Volatile liabilities$111,780,000963
Insider loans$5,264,000997
FHLB advances$16,341,0001,643
Loans and leases held for sale$02,044
Unused loan commitments$108,201,000807
Tier 1 (core) risk-based capital$56,995,000884
Tier 2 risk-based capital$4,555,000949
Total risk weighted assets$481,792,000783
Total unused commitments$108,201,000811
Derivatives$0623
2003-03-31Rank
# of Employees:242659
Assets and Liabilities
Total Assets:$679,279,000820
Cash and due from depository institutions$31,755,000659
Interest-bearing balances$10,0006,648
Securities$158,766,000816
Federal funds sold & reverse repurchase agreements$9,956,0001,738
Net loans & leases$439,838,000788
Loan loss allowance$4,334,0001,047
Trading account assets$0169
Bank premises and fixed assets$23,667,000343
Other real estate owned$0659
Goodwill and other intangibles$4,865,000692
All other assets$10,432,0001,304
Life insurance assets$01
Total liabilities and capital$679,279,000820
Total liabilities$617,198,000814
Total deposits$568,411,000743
Interest-bearing deposits$463,998,000805
Deposits held in domestic offices$568,411,000740
% insured0.00%1
Federal funds purchased & repurchase agreements$8,825,0001,068
Trading liabilities$079
Other borrowed funds$25,626,0001,276
Subordinated debt$0265
All other liabilities$14,336,000518
Total equity capital$62,081,000873
Total bank equity capital$62,081,000873
Perpetual preferred stock$0141
Common stock$5,932,000587
Surplus$10,067,0001,810
Undivided profits$46,082,000685
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,653,000316
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$278,000568
Income earned, not collected on loans$5,236,000516
Earning assets$608,570,000837
Long-term assets (5+ years)$104,377,000955
Average Assets, year-to-date$681,366,000806
Average Assets, quarterly$681,366,000806
Volatile liabilities$115,681,000914
Insider loans$4,947,0001,066
FHLB advances$17,786,0001,525
Loans and leases held for sale$01,961
Unused loan commitments$113,119,000754
Tier 1 (core) risk-based capital$55,076,000899
Tier 2 risk-based capital$4,334,000968
Total risk weighted assets$469,241,000789
Total unused commitments$113,119,000756
Derivatives$0578
2002-12-31Rank
# of Employees:247646
Assets and Liabilities
Total Assets:$683,453,000795
Cash and due from depository institutions$33,413,000646
Interest-bearing balances$11,0006,598
Securities$175,755,000723
Federal funds sold & reverse repurchase agreements$16,282,000859
Net loans & leases$419,857,000811
Loan loss allowance$3,997,0001,100
Trading account assets$0170
Bank premises and fixed assets$24,125,000332
Other real estate owned$0646
Goodwill and other intangibles$4,897,000666
All other assets$9,124,0001,429
Life insurance assets$01
Total liabilities and capital$683,453,000795
Total liabilities$620,883,000792
Total deposits$570,605,000723
Interest-bearing deposits$465,409,000786
Deposits held in domestic offices$570,605,000720
% insured0.00%1
Federal funds purchased & repurchase agreements$8,425,0001,131
Trading liabilities$075
Other borrowed funds$27,209,0001,246
Subordinated debt$0258
All other liabilities$14,644,000492
Total equity capital$62,570,000854
Total bank equity capital$62,570,000854
Perpetual preferred stock$0142
Common stock$5,932,000582
Surplus$10,067,0001,768
Undivided profits$46,571,000673
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,826,0001,677
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$220,000607
Income earned, not collected on loans$4,116,000669
Earning assets$611,905,000809
Long-term assets (5+ years)$112,201,000866
Average Assets, year-to-date$673,923,400760
Average Assets, quarterly$679,441,000789
Volatile liabilities$116,636,000896
Insider loans$4,602,0001,115
FHLB advances$18,943,0001,470
Loans and leases held for sale$01,889
Unused loan commitments$113,780,000726
Tier 1 (core) risk-based capital$55,187,000874
Tier 2 risk-based capital$3,997,0001,026
Total risk weighted assets$451,608,000801
Total unused commitments$113,780,000726
Derivatives$0527
2001-12-31Rank
# of Employees:256631
Assets and Liabilities
Total Assets:$659,066,000794
Cash and due from depository institutions$34,115,000631
Interest-bearing balances$5,011,0001,259
Securities$127,739,000898
Federal funds sold & reverse repurchase agreements$46,027,000323
Net loans & leases$410,537,000810
Loan loss allowance$3,768,0001,115
Trading account assets$0182
Bank premises and fixed assets$26,421,000307
Other real estate owned$44,000631
Goodwill and other intangibles$5,028,000627
All other assets$9,155,0001,333
Life insurance assets$01
Total liabilities and capital$659,066,000794
Total liabilities$605,945,000779
Total deposits$555,281,000701
Interest-bearing deposits$448,851,000750
Deposits held in domestic offices$555,281,000695
% insured0.00%1
Federal funds purchased & repurchase agreements$14,075,000898
Trading liabilities$069
Other borrowed funds$24,479,0001,241
Subordinated debt$0241
All other liabilities$12,110,000540
Total equity capital$53,121,000922
Total bank equity capital$53,121,000922
Perpetual preferred stock$0158
Common stock$5,932,000577
Surplus$10,067,0001,678
Undivided profits$37,122,000767
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,141,0001,427
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$591,000325
Income earned, not collected on loans$4,110,000733
Earning assets$589,314,000802
Long-term assets (5+ years)$103,834,000923
Average Assets, year-to-date$641,361,600772
Average Assets, quarterly$658,501,000778
Volatile liabilities$114,841,000885
Insider loans$4,531,0001,086
FHLB advances$14,583,0001,597
Loans and leases held for sale$01,749
Unused loan commitments$117,826,000661
Tier 1 (core) risk-based capital$47,325,000963
Tier 2 risk-based capital$3,768,0001,043
Total risk weighted assets$444,236,000781
Total unused commitments$117,826,000661
Derivatives$0450
2000-12-31Rank
# of Employees:266593
Assets and Liabilities
Total Assets:$610,501,000823
Cash and due from depository institutions$27,404,000593
Interest-bearing balances$10,0006,355
Securities$142,334,000808
Federal funds sold & reverse repurchase agreements$15,700,000770
Net loans & leases$385,727,000843
Loan loss allowance$3,941,0001,018
Trading account assets$0175
Bank premises and fixed assets$27,120,000289
Other real estate owned$0593
Goodwill and other intangibles$5,429,000571
All other assets$6,787,0001,399
Life insurance assets$01
Total liabilities and capital$610,501,000823
Total liabilities$561,081,000804
Total deposits$508,210,000754
Interest-bearing deposits$417,150,000806
Deposits held in domestic offices$508,210,000750
% insured0.00%1
Federal funds purchased & repurchase agreements$12,000,000984
Trading liabilities$077
Other borrowed funds$30,271,0001,022
Subordinated debt$0239
All other liabilities$10,600,000594
Total equity capital$49,420,000947
Total bank equity capital$49,420,000947
Perpetual preferred stock$0178
Common stock$5,932,000568
Surplus$10,014,0001,646
Undivided profits$33,474,000798
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,127,0001,200
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$178,000606
Income earned, not collected on loans$3,815,000656
Earning assets$543,771,000840
Long-term assets (5+ years)$105,275,000865
Average Assets, year-to-date$583,186,200819
Average Assets, quarterly$603,571,000821
Volatile liabilities$100,595,000984
Insider loans$5,166,000917
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$120,340,000628
Tier 1 (core) risk-based capital$45,098,000969
Tier 2 risk-based capital$3,941,000967
Total risk weighted assets$406,749,100830
Total unused commitments$120,340,000629
Derivatives$0481
1999-12-31Rank
# of Employees:244694
Assets and Liabilities
Total Assets:$571,139,000867
Cash and due from depository institutions$23,030,000694
Interest-bearing balances$13,0006,238
Securities$155,609,000764
Federal funds sold & reverse repurchase agreements$35,800,000319
Net loans & leases$321,279,000972
Loan loss allowance$3,862,0001,005
Trading account assets$0165
Bank premises and fixed assets$27,537,000292
Other real estate owned$0694
Goodwill and other intangibles$1,690,0001,189
All other assets$6,194,0001,503
Life insurance assets$01
Total liabilities and capital$571,139,000867
Total liabilities$528,280,000851
Total deposits$487,389,000759
Interest-bearing deposits$412,577,000784
Deposits held in domestic offices$487,389,000756
% insured0.00%1
Federal funds purchased & repurchase agreements$5,125,0001,673
Trading liabilities$065
Other borrowed funds$27,827,0001,085
Subordinated debt$0242
All other liabilities$7,939,000691
Total equity capital$42,859,0001,050
Total bank equity capital$42,859,0001,050
Perpetual preferred stock$0193
Common stock$5,932,000602
Surplus$10,014,0001,624
Undivided profits$26,913,000926
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,774,0001,342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$193,000603
Income earned, not collected on loans$2,879,000739
Earning assets$512,701,000884
Long-term assets (5+ years)$80,843,0001,157
Average Assets, year-to-date$549,762,200856
Average Assets, quarterly$558,735,000878
Volatile liabilities$94,355,0001,013
Insider loans$4,293,0001,096
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$121,001,000644
Tier 1 (core) risk-based capital$44,479,000981
Tier 2 risk-based capital$3,862,000957
Total risk weighted assets$361,678,100892
Total unused commitments$121,001,000644
Derivatives$0488
1998-12-31Rank
# of Employees:237716
Assets and Liabilities
Total Assets:$553,012,000856
Cash and due from depository institutions$27,503,000716
Interest-bearing balances$14,0006,181
Securities$211,918,000589
Federal funds sold & reverse repurchase agreements$6,800,0002,549
Net loans & leases$289,554,000993
Loan loss allowance$3,308,0001,123
Trading account assets$0197
Bank premises and fixed assets$9,404,000790
Other real estate owned$70,000716
Goodwill and other intangibles$1,821,0001,100
All other assets$5,942,0001,341
Life insurance assets$01
Total liabilities and capital$553,012,000856
Total liabilities$512,270,000839
Total deposits$472,145,000777
Interest-bearing deposits$377,438,000830
Deposits held in domestic offices$472,145,000772
% insured0.00%1
Federal funds purchased & repurchase agreements$12,225,000955
Trading liabilities$069
Other borrowed funds$19,119,0001,086
Subordinated debt$0255
All other liabilities$8,781,000688
Total equity capital$40,742,0001,102
Total bank equity capital$40,742,0001,102
Perpetual preferred stock$0199
Common stock$5,932,000593
Surplus$10,014,0001,547
Undivided profits$24,796,0001,036
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,134,0001,213
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$55,0001,138
Income earned, not collected on loans$2,928,000698
Earning assets$508,286,000862
Long-term assets (5+ years)$63,251,0001,309
Average Assets, year-to-date$524,135,000874
Average Assets, quarterly$543,395,000861
Volatile liabilities$95,426,000866
Insider loans$3,820,0001,126
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$100,204,000705
Tier 1 (core) risk-based capital$38,869,0001,077
Tier 2 risk-based capital$3,308,0001,035
Total risk weighted assets$320,677,000921
Total unused commitments$100,204,000710
Derivatives$0527
1997-12-31Rank
# of Employees:247710
Assets and Liabilities
Total Assets:$500,272,000955
Cash and due from depository institutions$29,548,000710
Interest-bearing balances$10,0006,144
Securities$170,360,000710
Federal funds sold & reverse repurchase agreements$20,200,000650
Net loans & leases$263,141,0001,134
Loan loss allowance$2,861,0001,301
Trading account assets$0203
Bank premises and fixed assets$9,753,000756
Other real estate owned$13,000710
Goodwill and other intangibles$1,948,0001,007
All other assets$5,309,0001,447
Life insurance assets$01
Total liabilities and capital$500,272,000955
Total liabilities$444,201,000977
Total deposits$416,029,000913
Interest-bearing deposits$347,984,000934
Deposits held in domestic offices$416,029,000908
% insured0.00%1
Federal funds purchased & repurchase agreements$10,300,0001,049
Trading liabilities$080
Other borrowed funds$12,628,0001,221
Subordinated debt$0260
All other liabilities$5,244,000969
Total equity capital$56,071,000825
Total bank equity capital$56,071,000825
Perpetual preferred stock$0223
Common stock$5,932,000607
Surplus$9,774,0001,591
Undivided profits$40,365,000613
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,975,0001,349
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$2,590,000836
Earning assets$453,711,000965
Long-term assets (5+ years)$51,003,0001,342
Average Assets, year-to-date$460,262,600999
Average Assets, quarterly$477,214,500988
Volatile liabilities$80,977,000968
Insider loans$3,882,0001,075
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$93,149,000695
Tier 1 (core) risk-based capital$54,534,000785
Tier 2 risk-based capital$2,861,0001,111
Total risk weighted assets$284,977,0001,043
Total unused commitments$93,149,000697
Derivatives$0533
1996-12-31Rank
# of Employees:235802
Assets and Liabilities
Total Assets:$462,265,0001,062
Cash and due from depository institutions$24,107,000802
Interest-bearing balances$7,0006,306
Securities$201,206,000637
Federal funds sold & reverse repurchase agreements$23,300,000565
Net loans & leases$198,979,0001,479
Loan loss allowance$2,475,0001,570
Trading account assets$0240
Bank premises and fixed assets$9,433,000808
Other real estate owned$0802
Goodwill and other intangibles$03,437
All other assets$5,240,0001,529
Life insurance assets$01
Total liabilities and capital$462,265,0001,062
Total liabilities$409,171,0001,083
Total deposits$383,016,0001,025
Interest-bearing deposits$324,833,0001,040
Deposits held in domestic offices$383,016,0001,016
% insured0.00%1
Federal funds purchased & repurchase agreements$9,700,0001,174
Trading liabilities$097
Other borrowed funds$13,050,0001,147
Subordinated debt$0298
All other liabilities$3,405,0001,339
Total equity capital$53,094,000877
Total bank equity capital$53,094,000877
Perpetual preferred stock$0250
Common stock$5,932,000644
Surplus$9,774,0001,642
Undivided profits$37,388,000676
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,808,0001,651
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$2,005,0001,084
Earning assets$423,492,0001,061
Long-term assets (5+ years)$36,029,0001,701
Average Assets, year-to-date$443,473,4001,061
Average Assets, quarterly$451,584,5001,075
Volatile liabilities$71,868,0001,087
Insider loans$1,631,0002,527
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$81,770,000759
Tier 1 (core) risk-based capital$53,437,000828
Tier 2 risk-based capital$2,475,0001,299
Total risk weighted assets$225,770,8001,286
Total unused commitments$81,770,000765
Derivatives$0549
1995-12-31Rank
# of Employees:227854
Assets and Liabilities
Total Assets:$430,795,0001,141
Cash and due from depository institutions$19,486,000854
Interest-bearing balances$3,0006,704
Securities$203,010,000662
Federal funds sold & reverse repurchase agreements$16,600,000858
Net loans & leases$176,673,0001,622
Loan loss allowance$2,182,0001,788
Trading account assets$0261
Bank premises and fixed assets$9,253,000813
Other real estate owned$207,000854
Goodwill and other intangibles$03,181
All other assets$5,566,0001,491
Life insurance assets$01
Total liabilities and capital$430,795,0001,141
Total liabilities$379,486,0001,168
Total deposits$355,710,0001,120
Interest-bearing deposits$303,959,0001,120
Deposits held in domestic offices$355,710,0001,109
% insured0.00%1
Federal funds purchased & repurchase agreements$6,225,0001,393
Trading liabilities$0110
Other borrowed funds$13,446,0001,032
Subordinated debt$0337
All other liabilities$4,105,0001,199
Total equity capital$51,309,000921
Total bank equity capital$51,309,000921
Perpetual preferred stock$0288
Common stock$5,932,000646
Surplus$9,774,0001,630
Undivided profits$35,603,000739
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,310,0002,112
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,931,0001,173
Earning assets$396,286,0001,130
Long-term assets (5+ years)$18,126,0002,686
Average Assets, year-to-date$422,905,8001,131
Average Assets, quarterly$430,761,0001,131
Volatile liabilities$68,208,0001,047
Insider loans$2,680,0001,632
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$63,459,000904
Tier 1 (core) risk-based capital$50,999,000879
Tier 2 risk-based capital$2,182,0001,463
Total risk weighted assets$205,583,1001,393
Total unused commitments$63,459,000909
Derivatives$0628
1994-12-31Rank
# of Employees:232853
Assets and Liabilities
Total Assets:$415,498,0001,146
Cash and due from depository institutions$16,408,000853
Interest-bearing balances$24,0006,418
Securities$190,978,000718
Federal funds sold & reverse repurchase agreements$27,200,000417
Net loans & leases$164,822,0001,708
Loan loss allowance$2,470,0001,665
Trading account assets$0286
Bank premises and fixed assets$9,402,000779
Other real estate owned$74,000853
Goodwill and other intangibles$03,133
All other assets$6,614,0001,309
Life insurance assets$01
Total liabilities and capital$415,498,0001,146
Total liabilities$370,970,0001,178
Total deposits$334,728,0001,150
Interest-bearing deposits$287,708,0001,150
Deposits held in domestic offices$334,728,0001,139
% insured0.00%1
Federal funds purchased & repurchase agreements$18,550,000915
Trading liabilities$087
Other borrowed funds$14,218,0001,061
Subordinated debt$0372
All other liabilities$3,474,0001,168
Total equity capital$44,528,000949
Total bank equity capital$44,528,000949
Perpetual preferred stock$0310
Common stock$5,932,000630
Surplus$9,774,0001,565
Undivided profits$28,822,000807
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,511,0001,315
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,644,0001,170
Earning assets$383,024,0001,140
Long-term assets (5+ years)$13,273,0003,435
Average Assets, year-to-date$421,249,2001,087
Average Assets, quarterly$413,649,0001,136
Volatile liabilities$77,142,000941
Insider loans$2,406,0001,746
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$61,957,000849
Tier 1 (core) risk-based capital$48,112,000888
Tier 2 risk-based capital$2,426,2001,335
Total risk weighted assets$194,052,0001,439
Total unused commitments$61,957,000857
Derivatives$0687
1993-12-31Rank
# of Employees:232905
Assets and Liabilities
Total Assets:$429,384,0001,119
Cash and due from depository institutions$17,244,000905
Interest-bearing balances$07,655
Securities$229,387,000644
Federal funds sold & reverse repurchase agreements$13,075,0001,010
Net loans & leases$154,628,0001,770
Loan loss allowance$4,504,0001,063
Trading account assets$0330
Bank premises and fixed assets$9,495,000769
Other real estate owned$37,000905
Goodwill and other intangibles$03,091
All other assets$5,518,0001,468
Life insurance assets$01
Total liabilities and capital$429,384,0001,119
Total liabilities$384,387,0001,145
Total deposits$345,697,0001,144
Interest-bearing deposits$296,679,0001,163
Deposits held in domestic offices$345,697,0001,133
% insured0.00%1
Federal funds purchased & repurchase agreements$35,275,000567
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$3,415,0001,224
Total equity capital$44,997,000933
Total bank equity capital$44,997,000933
Perpetual preferred stock$0343
Common stock$5,932,000612
Surplus$9,774,0001,493
Undivided profits$29,291,000788
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,927,0001,161
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,380,0001,234
Earning assets$397,090,0001,107
Long-term assets (5+ years)$10,481,0004,235
Average Assets, year-to-date$446,334,6001,049
Average Assets, quarterly$430,672,5001,105
Volatile liabilities$99,355,000774
Insider loans$1,989,0002,056
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$55,320,000926
Tier 1 (core) risk-based capital$44,997,000895
Tier 2 risk-based capital$2,424,3701,334
Total risk weighted assets$191,869,8701,451
Total unused commitments$55,320,000945
Derivatives$0714
1992-12-31Rank
# of Employees:217983
Assets and Liabilities
Total Assets:$461,318,0001,077
Cash and due from depository institutions$16,672,000983
Interest-bearing balances$08,059
Securities$216,123,000647
Federal funds sold & reverse repurchase agreements$55,000,000389
Net loans & leases$157,831,0001,779
Loan loss allowance$3,771,0001,271
Trading account assets$0344
Bank premises and fixed assets$7,797,000932
Other real estate owned$1,080,000983
Goodwill and other intangibles$03,106
All other assets$6,815,0001,302
Life insurance assets$01
Total liabilities and capital$461,318,0001,077
Total liabilities$419,249,0001,092
Total deposits$370,249,0001,120
Interest-bearing deposits$313,925,0001,177
Deposits held in domestic offices$370,249,0001,110
% insured0.00%1
Federal funds purchased & repurchase agreements$46,300,000450
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$2,700,0001,496
Total equity capital$42,069,000935
Total bank equity capital$42,069,000935
Perpetual preferred stock$0346
Common stock$5,932,000615
Surplus$9,774,0001,443
Undivided profits$26,363,000812
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,745,0002,482
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,621,0001,189
Earning assets$428,954,0001,063
Long-term assets (5+ years)$43,634,0001,329
Average Assets, year-to-date$424,457,0001,139
Average Assets, quarterly$448,763,0001,095
Volatile liabilities$118,041,000669
Insider loans$539,0001,673
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$51,158,000940
Tier 1 (core) risk-based capital$42,069,000911
Tier 2 risk-based capital$2,659,7801,255
Total risk weighted assets$211,670,9801,376
Total unused commitments$51,158,000958
Derivatives$0651