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First Texas Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$27,796,000	1,497
Total interest expense	$3,583,000	2,414
Net interest income	$24,213,000	1,235
Provision for loan and lease losses	$350,000	1,544
Total noninterest income	$2,774,000	1,703
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$393,000	1,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,381,000	1,457
Total noninterest expense	$12,794,000	1,735
Salaries and employee benefits	$7,155,000	1,736
Premises and equipment expense	$1,129,000	1,883
Additional noninterest expense	$2,381,000	1,457
Pre-tax net operating income	$13,843,000	913
Securities gains (losses)	$0	988
Applicable income taxes	$2,874,000	768
Income before extraordinary items	$10,969,000	936
Extraordinary gains, net	$0	54
Net income	$10,969,000	951
Minority interest net income	$0	88
Net income of bank and minority interests.	$10,969,000	939
Net charge-offs	$131,000	1,354
Cash dividends	$6,500,000	654
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$10,969,000	952
2023-09-30 (YTD Data)		Rank
Total interest income	$20,723,000	1,464
Total interest expense	$2,432,000	2,416
Net interest income	$18,291,000	1,230
Provision for loan and lease losses	$192,000	1,689
Total noninterest income	$2,090,000	1,694
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$298,000	1,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,792,000	1,450
Total noninterest expense	$9,486,000	1,739
Salaries and employee benefits	$5,287,000	1,757
Premises and equipment expense	$859,000	1,873
Additional noninterest expense	$1,792,000	1,450
Pre-tax net operating income	$10,703,000	923
Securities gains (losses)	$0	849
Applicable income taxes	$2,223,000	788
Income before extraordinary items	$8,480,000	954
Extraordinary gains, net	$0	52
Net income	$8,480,000	957
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,480,000	954
Net charge-offs	$86,000	1,238
Cash dividends	$4,500,000	650
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,480,000	965
2023-06-30 (YTD Data)		Rank
Total interest income	$13,573,000	1,453
Total interest expense	$1,234,000	2,587
Net interest income	$12,339,000	1,233
Provision for loan and lease losses	$189,000	1,381
Total noninterest income	$1,413,000	1,612
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$196,000	1,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,217,000	1,358
Total noninterest expense	$6,403,000	1,710
Salaries and employee benefits	$3,556,000	1,738
Premises and equipment expense	$569,000	1,862
Additional noninterest expense	$1,217,000	1,357
Pre-tax net operating income	$7,160,000	931
Securities gains (losses)	$0	938
Applicable income taxes	$1,492,000	787
Income before extraordinary items	$5,668,000	961
Extraordinary gains, net	$0	51
Net income	$5,668,000	972
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,668,000	961
Net charge-offs	$88,000	971
Cash dividends	$3,000,000	631
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,668,000	973
2023-03-31 (YTD Data)		Rank
Total interest income	$6,623,000	1,463
Total interest expense	$395,000	2,874
Net interest income	$6,228,000	1,227
Provision for loan and lease losses	$-28,000	4,476
Total noninterest income	$714,000	1,594
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$98,000	1,932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$616,000	1,339
Total noninterest expense	$3,273,000	1,706
Salaries and employee benefits	$1,803,000	1,753
Premises and equipment expense	$282,000	1,895
Additional noninterest expense	$616,000	1,339
Pre-tax net operating income	$3,697,000	941
Securities gains (losses)	$0	950
Applicable income taxes	$768,000	792
Income before extraordinary items	$2,929,000	962
Extraordinary gains, net	$0	4
Net income	$2,929,000	961
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,929,000	961
Net charge-offs	$46,000	830
Cash dividends	$1,500,000	586
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,929,000	977
2022-12-31 (YTD Data)		Rank
Total interest income	$23,634,000	1,370
Total interest expense	$467,000	3,304
Net interest income	$23,167,000	1,277
Provision for loan and lease losses	$11,000	2,893
Total noninterest income	$2,849,000	1,687
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$427,000	1,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,422,000	1,452
Total noninterest expense	$11,795,000	1,794
Salaries and employee benefits	$6,807,000	1,784
Premises and equipment expense	$1,083,000	1,917
Additional noninterest expense	$2,422,000	1,452
Pre-tax net operating income	$14,210,000	988
Securities gains (losses)	$0	691
Applicable income taxes	$2,951,000	838
Income before extraordinary items	$11,259,000	1,008
Extraordinary gains, net	$0	5
Net income	$11,259,000	1,008
Minority interest net income	$0	63
Net income of bank and minority interests.	$11,259,000	1,008
Net charge-offs	$10,000	2,149
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$11,259,000	1,034
2022-09-30 (YTD Data)		Rank
Total interest income	$17,112,000	1,358
Total interest expense	$175,000	3,835
Net interest income	$16,937,000	1,280
Provision for loan and lease losses	$-59,000	4,419
Total noninterest income	$2,175,000	1,688
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$329,000	1,854
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,846,000	1,456
Total noninterest expense	$8,744,000	1,811
Salaries and employee benefits	$5,077,000	1,788
Premises and equipment expense	$800,000	1,957
Additional noninterest expense	$1,846,000	1,456
Pre-tax net operating income	$10,427,000	1,010
Securities gains (losses)	$0	740
Applicable income taxes	$2,165,000	859
Income before extraordinary items	$8,262,000	1,022
Extraordinary gains, net	$0	4
Net income	$8,262,000	1,020
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,262,000	1,022
Net charge-offs	$11,000	1,790
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,262,000	1,043
2022-06-30 (YTD Data)		Rank
Total interest income	$11,076,000	1,353
Total interest expense	$72,000	4,193
Net interest income	$11,004,000	1,273
Provision for loan and lease losses	$-75,000	4,452
Total noninterest income	$1,476,000	1,655
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$231,000	1,774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,245,000	1,467
Total noninterest expense	$5,755,000	1,822
Salaries and employee benefits	$3,354,000	1,794
Premises and equipment expense	$528,000	1,966
Additional noninterest expense	$1,873,000	1,684
Pre-tax net operating income	$6,800,000	968
Securities gains (losses)	$0	687
Applicable income taxes	$1,412,000	822
Income before extraordinary items	$5,388,000	992
Extraordinary gains, net	$0	4
Net income	$5,388,000	991
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,388,000	992
Net charge-offs	$-11,000	3,693
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,388,000	1,013
2022-03-31 (YTD Data)		Rank
Total interest income	$5,419,000	1,345
Total interest expense	$35,000	4,213
Net interest income	$5,384,000	1,261
Provision for loan and lease losses	$-68,000	4,488
Total noninterest income	$737,000	1,662
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$118,000	1,737
Trading account gains and fees	NA	NA
Additional Noninterest Income	$619,000	1,478
Total noninterest expense	$2,885,000	1,800
Salaries and employee benefits	$1,659,000	1,793
Premises and equipment expense	$242,000	2,074
Additional noninterest expense	$984,000	1,592
Pre-tax net operating income	$3,304,000	939
Securities gains (losses)	$0	623
Applicable income taxes	$686,000	812
Income before extraordinary items	$2,618,000	980
Extraordinary gains, net	$0	4
Net income	$2,618,000	979
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,618,000	980
Net charge-offs	$1,000	1,671
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,618,000	991
2021-12-31 (YTD Data)		Rank
Total interest income	$22,704,000	1,330
Total interest expense	$233,000	3,991
Net interest income	$22,471,000	1,232
Provision for loan and lease losses	$224,000	1,665
Total noninterest income	$4,286,000	1,449
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$562,000	1,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,724,000	1,311
Total noninterest expense	$11,450,000	1,800
Salaries and employee benefits	$6,776,000	1,763
Premises and equipment expense	$1,052,000	1,969
Additional noninterest expense	$3,622,000	1,711
Pre-tax net operating income	$15,083,000	931
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,130,000	833
Income before extraordinary items	$11,953,000	998
Extraordinary gains, net	$0	10
Net income	$11,953,000	999
Minority interest net income	$0	74
Net income of bank and minority interests.	$11,953,000	999
Net charge-offs	$25,000	1,981
Cash dividends	$200,000	3,268
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$11,953,000	984
2021-09-30 (YTD Data)		Rank
Total interest income	$16,830,000	1,376
Total interest expense	$194,000	3,994
Net interest income	$16,636,000	1,267
Provision for loan and lease losses	$187,000	1,529
Total noninterest income	$3,460,000	1,414
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$411,000	1,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,049,000	1,276
Total noninterest expense	$8,543,000	1,808
Salaries and employee benefits	$5,120,000	1,751
Premises and equipment expense	$792,000	1,995
Additional noninterest expense	$2,631,000	1,746
Pre-tax net operating income	$11,366,000	965
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,359,000	886
Income before extraordinary items	$9,007,000	1,037
Extraordinary gains, net	$0	8
Net income	$9,007,000	1,038
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,007,000	1,038
Net charge-offs	$24,000	1,666
Cash dividends	$200,000	2,849
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,007,000	1,019
2021-06-30 (YTD Data)		Rank
Total interest income	$11,083,000	1,373
Total interest expense	$150,000	3,918
Net interest income	$10,933,000	1,265
Provision for loan and lease losses	$174,000	1,295
Total noninterest income	$2,671,000	1,267
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$265,000	1,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,406,000	1,137
Total noninterest expense	$5,747,000	1,781
Salaries and employee benefits	$3,469,000	1,727
Premises and equipment expense	$530,000	1,984
Additional noninterest expense	$1,748,000	1,736
Pre-tax net operating income	$7,683,000	951
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,595,000	865
Income before extraordinary items	$6,088,000	1,013
Extraordinary gains, net	$0	6
Net income	$6,088,000	1,013
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,088,000	1,013
Net charge-offs	$17,000	1,565
Cash dividends	$200,000	2,598
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,088,000	991
2021-03-31 (YTD Data)		Rank
Total interest income	$5,466,000	1,387
Total interest expense	$88,000	3,815
Net interest income	$5,378,000	1,276
Provision for loan and lease losses	$38,000	1,906
Total noninterest income	$1,863,000	1,049
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$128,000	1,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,735,000	897
Total noninterest expense	$2,860,000	1,787
Salaries and employee benefits	$1,731,000	1,721
Premises and equipment expense	$260,000	2,025
Additional noninterest expense	$869,000	1,725
Pre-tax net operating income	$4,343,000	865
Securities gains (losses)	$0	1,392
Applicable income taxes	$903,000	800
Income before extraordinary items	$3,440,000	918
Extraordinary gains, net	$0	3
Net income	$3,440,000	918
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,440,000	918
Net charge-offs	$-18,000	4,295
Cash dividends	$100,000	2,102
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,440,000	899
2020-12-31 (YTD Data)		Rank
Total interest income	$21,036,000	1,437
Total interest expense	$628,000	3,575
Net interest income	$20,408,000	1,260
Provision for loan and lease losses	$322,000	2,619
Total noninterest income	$2,872,000	1,767
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$579,000	1,458
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,293,000	1,665
Total noninterest expense	$11,559,000	1,748
Salaries and employee benefits	$7,089,000	1,672
Premises and equipment expense	$1,131,000	1,872
Additional noninterest expense	$3,339,000	1,768
Pre-tax net operating income	$11,399,000	950
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,283,000	859
Income before extraordinary items	$9,116,000	1,039
Extraordinary gains, net	$0	4
Net income	$9,116,000	1,039
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,116,000	1,039
Net charge-offs	$59,000	2,309
Cash dividends	$3,850,000	937
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,116,000	1,004
2020-09-30 (YTD Data)		Rank
Total interest income	$15,520,000	1,457
Total interest expense	$524,000	3,537
Net interest income	$14,996,000	1,267
Provision for loan and lease losses	$206,000	2,734
Total noninterest income	$2,103,000	1,759
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$442,000	1,431
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,661,000	1,658
Total noninterest expense	$8,695,000	1,731
Salaries and employee benefits	$5,365,000	1,644
Premises and equipment expense	$883,000	1,819
Additional noninterest expense	$2,447,000	1,768
Pre-tax net operating income	$8,198,000	950
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,621,000	852
Income before extraordinary items	$6,577,000	1,030
Extraordinary gains, net	$0	4
Net income	$6,577,000	1,029
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,577,000	1,030
Net charge-offs	$18,000	2,545
Cash dividends	$3,750,000	697
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,577,000	1,002
2020-06-30 (YTD Data)		Rank
Total interest income	$10,310,000	1,479
Total interest expense	$387,000	3,494
Net interest income	$9,923,000	1,276
Provision for loan and lease losses	$174,000	2,546
Total noninterest income	$1,356,000	1,721
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$306,000	1,387
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,050,000	1,623
Total noninterest expense	$5,846,000	1,717
Salaries and employee benefits	$3,592,000	1,635
Premises and equipment expense	$588,000	1,815
Additional noninterest expense	$1,666,000	1,740
Pre-tax net operating income	$5,259,000	912
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,012,000	824
Income before extraordinary items	$4,247,000	992
Extraordinary gains, net	$0	4
Net income	$4,247,000	992
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,247,000	992
Net charge-offs	$27,000	2,053
Cash dividends	$2,750,000	634
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,247,000	964
2020-03-31 (YTD Data)		Rank
Total interest income	$5,093,000	1,490
Total interest expense	$226,000	3,427
Net interest income	$4,867,000	1,291
Provision for loan and lease losses	$144,000	1,713
Total noninterest income	$726,000	1,558
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$173,000	1,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$553,000	1,424
Total noninterest expense	$2,937,000	1,725
Salaries and employee benefits	$1,778,000	1,656
Premises and equipment expense	$291,000	1,848
Additional noninterest expense	$868,000	1,703
Pre-tax net operating income	$2,512,000	878
Securities gains (losses)	$0	1,705
Applicable income taxes	$550,000	689
Income before extraordinary items	$1,962,000	947
Extraordinary gains, net	$0	4
Net income	$1,962,000	947
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,962,000	947
Net charge-offs	$12,000	1,803
Cash dividends	$1,375,000	655
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,962,000	942
2019-12-31 (YTD Data)		Rank
Total interest income	$20,374,000	1,500
Total interest expense	$942,000	3,389
Net interest income	$19,432,000	1,289
Provision for loan and lease losses	$103,000	2,917
Total noninterest income	$3,385,000	1,455
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$698,000	1,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,687,000	1,289
Total noninterest expense	$11,939,000	1,656
Salaries and employee benefits	$7,409,000	1,556
Premises and equipment expense	$1,127,000	1,872
Additional noninterest expense	$3,403,000	1,708
Pre-tax net operating income	$10,775,000	1,000
Securities gains (losses)	$0	2,379
Applicable income taxes	$2,309,000	822
Income before extraordinary items	$8,466,000	1,069
Extraordinary gains, net	$0	11
Net income	$8,466,000	1,071
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,466,000	1,071
Net charge-offs	$-4,000	4,311
Cash dividends	$5,250,000	761
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,466,000	1,046
2019-09-30 (YTD Data)		Rank
Total interest income	$15,093,000	1,526
Total interest expense	$702,000	3,420
Net interest income	$14,391,000	1,310
Provision for loan and lease losses	$24,000	3,479
Total noninterest income	$2,664,000	1,423
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$512,000	1,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,152,000	1,229
Total noninterest expense	$9,115,000	1,641
Salaries and employee benefits	$5,680,000	1,528
Premises and equipment expense	$888,000	1,828
Additional noninterest expense	$2,547,000	1,721
Pre-tax net operating income	$7,916,000	1,029
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,562,000	918
Income before extraordinary items	$6,354,000	1,093
Extraordinary gains, net	$0	11
Net income	$6,354,000	1,094
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,354,000	1,094
Net charge-offs	$5,000	3,150
Cash dividends	$3,937,000	725
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,354,000	1,068
2019-06-30 (YTD Data)		Rank
Total interest income	$9,960,000	1,540
Total interest expense	$461,000	3,430
Net interest income	$9,499,000	1,316
Provision for loan and lease losses	$-67,000	5,165
Total noninterest income	$1,736,000	1,416
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$342,000	1,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,394,000	1,224
Total noninterest expense	$6,154,000	1,618
Salaries and employee benefits	$3,810,000	1,523
Premises and equipment expense	$589,000	1,843
Additional noninterest expense	$1,755,000	1,683
Pre-tax net operating income	$5,148,000	1,022
Securities gains (losses)	$0	1,702
Applicable income taxes	$989,000	917
Income before extraordinary items	$4,159,000	1,075
Extraordinary gains, net	$0	11
Net income	$4,159,000	1,075
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,159,000	1,075
Net charge-offs	$3,000	2,936
Cash dividends	$2,625,000	721
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,159,000	1,060
2019-03-31 (YTD Data)		Rank
Total interest income	$4,959,000	1,532
Total interest expense	$227,000	3,428
Net interest income	$4,732,000	1,325
Provision for loan and lease losses	$-26,000	5,229
Total noninterest income	$674,000	1,608
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$173,000	1,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$501,000	1,440
Total noninterest expense	$3,151,000	1,590
Salaries and employee benefits	$1,943,000	1,505
Premises and equipment expense	$294,000	1,865
Additional noninterest expense	$914,000	1,633
Pre-tax net operating income	$2,281,000	1,106
Securities gains (losses)	$0	1,087
Applicable income taxes	$470,000	942
Income before extraordinary items	$1,811,000	1,181
Extraordinary gains, net	$0	5
Net income	$1,811,000	1,180
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,811,000	1,180
Net charge-offs	$11,000	1,939
Cash dividends	$1,313,000	693
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,811,000	1,158
2018-12-31 (YTD Data)		Rank
Total interest income	$18,772,000	1,530
Total interest expense	$719,000	3,413
Net interest income	$18,053,000	1,350
Provision for loan and lease losses	$142,000	2,698
Total noninterest income	$2,789,000	1,627
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$677,000	1,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,112,000	1,447
Total noninterest expense	$12,319,000	1,571
Salaries and employee benefits	$7,804,000	1,450
Premises and equipment expense	$1,186,000	1,825
Additional noninterest expense	$3,329,000	1,747
Pre-tax net operating income	$8,381,000	1,190
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,719,000	964
Income before extraordinary items	$6,662,000	1,273
Extraordinary gains, net	$0	6
Net income	$6,662,000	1,272
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,662,000	1,272
Net charge-offs	$97,000	2,166
Cash dividends	$5,000,000	730
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,662,000	1,262
2018-09-30 (YTD Data)		Rank
Total interest income	$13,857,000	1,531
Total interest expense	$500,000	3,462
Net interest income	$13,357,000	1,365
Provision for loan and lease losses	$161,000	2,202
Total noninterest income	$2,085,000	1,646
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$501,000	1,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,584,000	1,468
Total noninterest expense	$9,120,000	1,589
Salaries and employee benefits	$5,779,000	1,456
Premises and equipment expense	$888,000	1,840
Additional noninterest expense	$2,453,000	1,783
Pre-tax net operating income	$6,161,000	1,213
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,266,000	1,005
Income before extraordinary items	$4,895,000	1,300
Extraordinary gains, net	$0	5
Net income	$4,895,000	1,299
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,895,000	1,299
Net charge-offs	$101,000	1,722
Cash dividends	$3,750,000	680
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,895,000	1,288
2018-06-30 (YTD Data)		Rank
Total interest income	$9,007,000	1,555
Total interest expense	$293,000	3,603
Net interest income	$8,714,000	1,386
Provision for loan and lease losses	$31,000	3,092
Total noninterest income	$1,385,000	1,642
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$329,000	1,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,056,000	1,467
Total noninterest expense	$6,055,000	1,602
Salaries and employee benefits	$3,833,000	1,469
Premises and equipment expense	$593,000	1,847
Additional noninterest expense	$1,629,000	1,786
Pre-tax net operating income	$4,013,000	1,217
Securities gains (losses)	$0	961
Applicable income taxes	$824,000	999
Income before extraordinary items	$3,189,000	1,299
Extraordinary gains, net	$0	6
Net income	$3,189,000	1,298
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,189,000	1,298
Net charge-offs	$-10,000	4,519
Cash dividends	$2,500,000	632
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,189,000	1,288
2018-03-31 (YTD Data)		Rank
Total interest income	$4,364,000	1,583
Total interest expense	$118,000	3,886
Net interest income	$4,246,000	1,423
Provision for loan and lease losses	$62,000	1,867
Total noninterest income	$682,000	1,657
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$167,000	1,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$515,000	1,458
Total noninterest expense	$3,047,000	1,609
Salaries and employee benefits	$1,932,000	1,478
Premises and equipment expense	$298,000	1,876
Additional noninterest expense	$817,000	1,784
Pre-tax net operating income	$1,819,000	1,284
Securities gains (losses)	$0	735
Applicable income taxes	$373,000	1,055
Income before extraordinary items	$1,446,000	1,363
Extraordinary gains, net	$0	7
Net income	$1,446,000	1,363
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,446,000	1,363
Net charge-offs	$-8,000	4,650
Cash dividends	$1,250,000	605
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,446,000	1,356
2017-12-31 (YTD Data)		Rank
Total interest income	$16,407,000	1,626
Total interest expense	$464,000	3,798
Net interest income	$15,943,000	1,474
Provision for loan and lease losses	$-127,000	5,392
Total noninterest income	$2,769,000	1,674
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$705,000	1,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,064,000	1,501
Total noninterest expense	$11,741,000	1,642
Salaries and employee benefits	$7,290,000	1,525
Premises and equipment expense	$1,214,000	1,829
Additional noninterest expense	$3,237,000	1,830
Pre-tax net operating income	$7,098,000	1,297
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,780,000	1,016
Income before extraordinary items	$4,318,000	1,524
Extraordinary gains, net	$0	9
Net income	$4,318,000	1,524
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,318,000	1,524
Net charge-offs	$-50,000	5,136
Cash dividends	$3,000,000	1,019
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,318,000	1,510
2017-09-30 (YTD Data)		Rank
Total interest income	$12,050,000	1,650
Total interest expense	$348,000	3,810
Net interest income	$11,702,000	1,501
Provision for loan and lease losses	$-150,000	5,549
Total noninterest income	$2,091,000	1,683
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$529,000	1,567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,562,000	1,509
Total noninterest expense	$8,837,000	1,652
Salaries and employee benefits	$5,498,000	1,516
Premises and equipment expense	$913,000	1,837
Additional noninterest expense	$2,426,000	1,825
Pre-tax net operating income	$5,106,000	1,349
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,696,000	1,023
Income before extraordinary items	$3,410,000	1,547
Extraordinary gains, net	$0	9
Net income	$3,410,000	1,547
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,410,000	1,547
Net charge-offs	$-39,000	5,105
Cash dividends	$2,250,000	949
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,410,000	1,530
2017-06-30 (YTD Data)		Rank
Total interest income	$7,901,000	1,661
Total interest expense	$231,000	3,795
Net interest income	$7,670,000	1,511
Provision for loan and lease losses	$-38,000	5,577
Total noninterest income	$1,371,000	1,683
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$329,000	1,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,042,000	1,507
Total noninterest expense	$5,932,000	1,654
Salaries and employee benefits	$3,705,000	1,510
Premises and equipment expense	$614,000	1,836
Additional noninterest expense	$1,613,000	1,819
Pre-tax net operating income	$3,147,000	1,408
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,045,000	1,074
Income before extraordinary items	$2,102,000	1,632
Extraordinary gains, net	$0	11
Net income	$2,102,000	1,632
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,102,000	1,632
Net charge-offs	$-10,000	4,795
Cash dividends	$1,500,000	954
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,102,000	1,613
2017-03-31 (YTD Data)		Rank
Total interest income	$3,901,000	1,671
Total interest expense	$116,000	3,788
Net interest income	$3,785,000	1,520
Provision for loan and lease losses	$-25,000	5,684
Total noninterest income	$733,000	1,620
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$169,000	1,601
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	1,417
Total noninterest expense	$3,005,000	1,653
Salaries and employee benefits	$1,875,000	1,512
Premises and equipment expense	$316,000	1,812
Additional noninterest expense	$814,000	1,808
Pre-tax net operating income	$1,538,000	1,413
Securities gains (losses)	$0	1,153
Applicable income taxes	$512,000	1,055
Income before extraordinary items	$1,026,000	1,641
Extraordinary gains, net	$0	8
Net income	$1,026,000	1,641
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,026,000	1,641
Net charge-offs	$12,000	2,133
Cash dividends	$750,000	906
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,026,000	1,621
2016-12-31 (YTD Data)		Rank
Total interest income	$15,124,000	1,665
Total interest expense	$495,000	3,659
Net interest income	$14,629,000	1,532
Provision for loan and lease losses	$-225,000	5,651
Total noninterest income	$2,819,000	1,718
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$717,000	1,582
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,102,000	1,553
Total noninterest expense	$11,402,000	1,697
Salaries and employee benefits	$6,949,000	1,563
Premises and equipment expense	$1,275,000	1,764
Additional noninterest expense	$3,178,000	1,880
Pre-tax net operating income	$6,271,000	1,353
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,069,000	1,022
Income before extraordinary items	$4,202,000	1,585
Extraordinary gains, net	$0	5
Net income	$4,202,000	1,583
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,202,000	1,584
Net charge-offs	$-110,000	5,544
Cash dividends	$3,000,000	1,015
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,202,000	1,561
2016-09-30 (YTD Data)		Rank
Total interest income	$11,282,000	1,678
Total interest expense	$372,000	3,684
Net interest income	$10,910,000	1,540
Provision for loan and lease losses	$-171,000	5,765
Total noninterest income	$2,108,000	1,713
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$528,000	1,609
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,580,000	1,538
Total noninterest expense	$8,513,000	1,700
Salaries and employee benefits	$5,188,000	1,564
Premises and equipment expense	$931,000	1,820
Additional noninterest expense	$2,394,000	1,870
Pre-tax net operating income	$4,676,000	1,378
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,543,000	1,056
Income before extraordinary items	$3,133,000	1,622
Extraordinary gains, net	$0	5
Net income	$3,133,000	1,621
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,133,000	1,622
Net charge-offs	$-57,000	5,410
Cash dividends	$2,250,000	929
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,133,000	1,577
2016-06-30 (YTD Data)		Rank
Total interest income	$7,525,000	1,684
Total interest expense	$251,000	3,677
Net interest income	$7,274,000	1,544
Provision for loan and lease losses	$-168,000	5,883
Total noninterest income	$1,391,000	1,707
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$336,000	1,658
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,055,000	1,495
Total noninterest expense	$5,649,000	1,715
Salaries and employee benefits	$3,442,000	1,579
Premises and equipment expense	$596,000	1,885
Additional noninterest expense	$1,611,000	1,859
Pre-tax net operating income	$3,184,000	1,354
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,051,000	1,041
Income before extraordinary items	$2,133,000	1,565
Extraordinary gains, net	$0	16
Net income	$2,133,000	1,565
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,133,000	1,565
Net charge-offs	$-47,000	5,488
Cash dividends	$1,500,000	943
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,133,000	1,530
2016-03-31 (YTD Data)		Rank
Total interest income	$3,728,000	1,710
Total interest expense	$131,000	3,627
Net interest income	$3,597,000	1,563
Provision for loan and lease losses	$-97,000	5,978
Total noninterest income	$697,000	1,672
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$176,000	1,586
Trading account gains and fees	$0	142
Additional Noninterest Income	$521,000	1,470
Total noninterest expense	$2,834,000	1,709
Salaries and employee benefits	$1,714,000	1,592
Premises and equipment expense	$301,000	1,871
Additional noninterest expense	$819,000	1,809
Pre-tax net operating income	$1,557,000	1,375
Securities gains (losses)	$0	2,077
Applicable income taxes	$514,000	1,039
Income before extraordinary items	$1,043,000	1,564
Extraordinary gains, net	$0	12
Net income	$1,043,000	1,564
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,043,000	1,565
Net charge-offs	$-59,000	5,770
Cash dividends	$750,000	911
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,043,000	1,524
2015-12-31 (YTD Data)		Rank
Total interest income	$14,034,000	1,762
Total interest expense	$455,000	3,905
Net interest income	$13,579,000	1,616
Provision for loan and lease losses	$-57,000	5,689
Total noninterest income	$2,664,000	1,741
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$664,000	1,724
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,000,000	1,519
Total noninterest expense	$10,959,000	1,734
Salaries and employee benefits	$6,606,000	1,589
Premises and equipment expense	$1,258,000	1,811
Additional noninterest expense	$3,095,000	1,949
Pre-tax net operating income	$5,341,000	1,498
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,760,000	1,100
Income before extraordinary items	$3,581,000	1,757
Extraordinary gains, net	$0	23
Net income	$3,581,000	1,757
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,581,000	1,758
Net charge-offs	$-148,000	5,808
Cash dividends	$3,000,000	969
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,581,000	1,723
2015-09-30 (YTD Data)		Rank
Total interest income	$10,336,000	1,814
Total interest expense	$323,000	4,068
Net interest income	$10,013,000	1,656
Provision for loan and lease losses	$6,000	4,115
Total noninterest income	$1,990,000	1,763
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$489,000	1,759
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,501,000	1,535
Total noninterest expense	$8,176,000	1,748
Salaries and employee benefits	$4,955,000	1,600
Premises and equipment expense	$939,000	1,834
Additional noninterest expense	$2,282,000	1,968
Pre-tax net operating income	$3,821,000	1,580
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,252,000	1,186
Income before extraordinary items	$2,569,000	1,853
Extraordinary gains, net	$0	21
Net income	$2,569,000	1,855
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,569,000	1,855
Net charge-offs	$-93,000	5,786
Cash dividends	$2,250,000	891
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,569,000	1,820
2015-06-30 (YTD Data)		Rank
Total interest income	$6,760,000	1,845
Total interest expense	$190,000	4,343
Net interest income	$6,570,000	1,689
Provision for loan and lease losses	$37,000	3,100
Total noninterest income	$1,316,000	1,781
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$327,000	1,731
Trading account gains and fees	$0	157
Additional Noninterest Income	$989,000	1,572
Total noninterest expense	$5,459,000	1,760
Salaries and employee benefits	$3,338,000	1,591
Premises and equipment expense	$616,000	1,870
Additional noninterest expense	$1,505,000	1,993
Pre-tax net operating income	$2,390,000	1,641
Securities gains (losses)	$0	2,636
Applicable income taxes	$781,000	1,243
Income before extraordinary items	$1,609,000	1,920
Extraordinary gains, net	$0	22
Net income	$1,609,000	1,922
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,609,000	1,922
Net charge-offs	$-14,000	5,360
Cash dividends	$1,500,000	890
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,609,000	1,879
2015-03-31 (YTD Data)		Rank
Total interest income	$3,344,000	1,863
Total interest expense	$88,000	4,518
Net interest income	$3,256,000	1,694
Provision for loan and lease losses	$-3,000	6,074
Total noninterest income	$656,000	1,755
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$169,000	1,668
Trading account gains and fees	$0	152
Additional Noninterest Income	$487,000	1,536
Total noninterest expense	$2,748,000	1,746
Salaries and employee benefits	$1,697,000	1,583
Premises and equipment expense	$303,000	1,919
Additional noninterest expense	$748,000	1,986
Pre-tax net operating income	$1,167,000	1,629
Securities gains (losses)	$0	2,027
Applicable income taxes	$381,000	1,227
Income before extraordinary items	$786,000	1,953
Extraordinary gains, net	$0	13
Net income	$786,000	1,956
Minority interest net income	$0	64
Net income of bank and minority interests.	$786,000	1,955
Net charge-offs	$-5,000	5,132
Cash dividends	$750,000	825
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$786,000	1,893
2014-12-31 (YTD Data)		Rank
Total interest income	$14,184,000	1,777
Total interest expense	$398,000	4,457
Net interest income	$13,786,000	1,599
Provision for loan and lease losses	$1,541,000	592
Total noninterest income	$2,628,000	1,731
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$703,000	1,740
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,925,000	1,503
Total noninterest expense	$10,943,000	1,745
Salaries and employee benefits	$6,506,000	1,594
Premises and equipment expense	$1,183,000	1,941
Additional noninterest expense	$3,254,000	1,894
Pre-tax net operating income	$3,930,000	1,865
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,271,000	1,318
Income before extraordinary items	$2,659,000	2,206
Extraordinary gains, net	$0	17
Net income	$2,659,000	2,205
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,659,000	2,205
Net charge-offs	$2,640,000	389
Cash dividends	$2,250,000	1,164
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,659,000	2,153
2014-09-30 (YTD Data)		Rank
Total interest income	$10,590,000	1,792
Total interest expense	$306,000	4,477
Net interest income	$10,284,000	1,613
Provision for loan and lease losses	$1,600,000	420
Total noninterest income	$1,966,000	1,733
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$527,000	1,753
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,439,000	1,499
Total noninterest expense	$8,243,000	1,741
Salaries and employee benefits	$4,900,000	1,590
Premises and equipment expense	$882,000	1,967
Additional noninterest expense	$2,461,000	1,873
Pre-tax net operating income	$2,407,000	2,199
Securities gains (losses)	$0	2,980
Applicable income taxes	$771,000	1,548
Income before extraordinary items	$1,636,000	2,568
Extraordinary gains, net	$0	15
Net income	$1,636,000	2,569
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,636,000	2,568
Net charge-offs	$2,644,000	296
Cash dividends	$1,250,000	1,313
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,636,000	2,528
2014-06-30 (YTD Data)		Rank
Total interest income	$7,049,000	1,784
Total interest expense	$208,000	4,483
Net interest income	$6,841,000	1,605
Provision for loan and lease losses	$2,180,000	231
Total noninterest income	$1,336,000	1,680
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$351,000	1,742
Trading account gains and fees	$0	172
Additional Noninterest Income	$985,000	1,463
Total noninterest expense	$5,517,000	1,721
Salaries and employee benefits	$3,276,000	1,581
Premises and equipment expense	$584,000	1,997
Additional noninterest expense	$1,657,000	1,850
Pre-tax net operating income	$480,000	4,240
Securities gains (losses)	$0	2,580
Applicable income taxes	$132,000	2,782
Income before extraordinary items	$348,000	4,516
Extraordinary gains, net	$0	20
Net income	$348,000	4,520
Minority interest net income	$0	80
Net income of bank and minority interests.	$348,000	4,521
Net charge-offs	$3,234,000	192
Cash dividends	$1,000,000	1,145
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$348,000	4,463
2014-03-31 (YTD Data)		Rank
Total interest income	$3,445,000	1,814
Total interest expense	$108,000	4,476
Net interest income	$3,337,000	1,640
Provision for loan and lease losses	$2,102,000	142
Total noninterest income	$665,000	1,653
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$176,000	1,725
Trading account gains and fees	$0	147
Additional Noninterest Income	$489,000	1,436
Total noninterest expense	$2,769,000	1,724
Salaries and employee benefits	$1,642,000	1,590
Premises and equipment expense	$289,000	2,050
Additional noninterest expense	$838,000	1,815
Pre-tax net operating income	$-869,000	6,678
Securities gains (losses)	$0	1,715
Applicable income taxes	$-311,000	6,684
Income before extraordinary items	$-558,000	6,645
Extraordinary gains, net	$0	16
Net income	$-558,000	6,645
Minority interest net income	$0	66
Net income of bank and minority interests.	$-558,000	6,645
Net charge-offs	$3,252,000	128
Cash dividends	$750,000	763
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-558,000	6,645
2013-12-31 (YTD Data)		Rank
Total interest income	$14,648,000	1,699
Total interest expense	$523,000	4,367
Net interest income	$14,125,000	1,540
Provision for loan and lease losses	$815,000	1,301
Total noninterest income	$2,763,000	1,714
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$829,000	1,605
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,934,000	1,548
Total noninterest expense	$10,821,000	1,779
Salaries and employee benefits	$6,566,000	1,579
Premises and equipment expense	$1,192,000	1,927
Additional noninterest expense	$3,063,000	2,046
Pre-tax net operating income	$5,252,000	1,376
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,712,000	1,012
Income before extraordinary items	$3,540,000	1,662
Extraordinary gains, net	$0	29
Net income	$3,540,000	1,665
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,540,000	1,666
Net charge-offs	$107,000	3,667
Cash dividends	$3,000,000	859
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,540,000	1,626
2013-09-30 (YTD Data)		Rank
Total interest income	$11,102,000	1,694
Total interest expense	$397,000	4,429
Net interest income	$10,705,000	1,525
Provision for loan and lease losses	$-116,000	6,580
Total noninterest income	$2,115,000	1,718
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$628,000	1,594
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,487,000	1,559
Total noninterest expense	$8,162,000	1,770
Salaries and employee benefits	$4,965,000	1,575
Premises and equipment expense	$898,000	1,934
Additional noninterest expense	$2,299,000	2,038
Pre-tax net operating income	$4,774,000	1,189
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,576,000	893
Income before extraordinary items	$3,198,000	1,418
Extraordinary gains, net	$0	25
Net income	$3,198,000	1,420
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,198,000	1,420
Net charge-offs	$123,000	3,064
Cash dividends	$2,250,000	793
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,198,000	1,388
2013-06-30 (YTD Data)		Rank
Total interest income	$7,316,000	1,710
Total interest expense	$269,000	4,454
Net interest income	$7,047,000	1,535
Provision for loan and lease losses	$-100,000	6,679
Total noninterest income	$1,409,000	1,727
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$413,000	1,589
Trading account gains and fees	$0	157
Additional Noninterest Income	$996,000	1,583
Total noninterest expense	$5,540,000	1,740
Salaries and employee benefits	$3,360,000	1,546
Premises and equipment expense	$609,000	1,901
Additional noninterest expense	$1,571,000	1,994
Pre-tax net operating income	$3,016,000	1,231
Securities gains (losses)	$0	2,791
Applicable income taxes	$994,000	944
Income before extraordinary items	$2,022,000	1,485
Extraordinary gains, net	$0	22
Net income	$2,022,000	1,488
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,022,000	1,490
Net charge-offs	$130,000	2,508
Cash dividends	$1,500,000	781
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,022,000	1,431
2013-03-31 (YTD Data)		Rank
Total interest income	$3,706,000	1,703
Total interest expense	$137,000	4,506
Net interest income	$3,569,000	1,521
Provision for loan and lease losses	$-129,000	6,864
Total noninterest income	$698,000	1,732
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$210,000	1,558
Trading account gains and fees	$0	148
Additional Noninterest Income	$488,000	1,607
Total noninterest expense	$2,789,000	1,738
Salaries and employee benefits	$1,715,000	1,534
Premises and equipment expense	$312,000	1,896
Additional noninterest expense	$762,000	2,054
Pre-tax net operating income	$1,607,000	1,141
Securities gains (losses)	$0	1,966
Applicable income taxes	$531,000	861
Income before extraordinary items	$1,076,000	1,375
Extraordinary gains, net	$0	10
Net income	$1,076,000	1,377
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,076,000	1,377
Net charge-offs	$22,000	3,012
Cash dividends	$750,000	684
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,076,000	1,324
2012-12-31 (YTD Data)		Rank
Total interest income	$16,297,000	1,628
Total interest expense	$694,000	4,427
Net interest income	$15,603,000	1,408
Provision for loan and lease losses	$-142,000	6,901
Total noninterest income	$3,108,000	1,602
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$957,000	1,468
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,151,000	1,459
Total noninterest expense	$11,843,000	1,629
Salaries and employee benefits	$7,127,000	1,430
Premises and equipment expense	$1,311,000	1,807
Additional noninterest expense	$3,405,000	1,927
Pre-tax net operating income	$7,010,000	1,009
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,337,000	767
Income before extraordinary items	$4,673,000	1,261
Extraordinary gains, net	$0	29
Net income	$4,673,000	1,262
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,673,000	1,262
Net charge-offs	$61,000	4,795
Cash dividends	$4,125,000	675
Sale, conversion, retirement of capital stock, net	$15,017,000	27
Net operating income	$4,673,000	1,202
2012-09-30 (YTD Data)		Rank
Total interest income	$12,451,000	1,636
Total interest expense	$540,000	4,462
Net interest income	$11,911,000	1,392
Provision for loan and lease losses	$-134,000	7,043
Total noninterest income	$2,381,000	1,581
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$725,000	1,468
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,656,000	1,433
Total noninterest expense	$8,842,000	1,642
Salaries and employee benefits	$5,243,000	1,457
Premises and equipment expense	$988,000	1,809
Additional noninterest expense	$2,611,000	1,900
Pre-tax net operating income	$5,584,000	974
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,851,000	761
Income before extraordinary items	$3,733,000	1,206
Extraordinary gains, net	$0	20
Net income	$3,733,000	1,207
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,733,000	1,207
Net charge-offs	$49,000	4,528
Cash dividends	$3,000,000	553
Sale, conversion, retirement of capital stock, net	$15,017,000	23
Net operating income	$3,733,000	1,137
2012-06-30 (YTD Data)		Rank
Total interest income	$8,414,000	1,629
Total interest expense	$376,000	4,467
Net interest income	$8,038,000	1,375
Provision for loan and lease losses	$-55,000	7,078
Total noninterest income	$1,552,000	1,588
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$492,000	1,439
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,060,000	1,459
Total noninterest expense	$6,057,000	1,607
Salaries and employee benefits	$3,663,000	1,404
Premises and equipment expense	$648,000	1,831
Additional noninterest expense	$1,746,000	1,899
Pre-tax net operating income	$3,588,000	991
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,189,000	768
Income before extraordinary items	$2,399,000	1,250
Extraordinary gains, net	$0	19
Net income	$2,399,000	1,250
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,399,000	1,250
Net charge-offs	$53,000	3,981
Cash dividends	$1,875,000	574
Sale, conversion, retirement of capital stock, net	$15,017,000	18
Net operating income	$2,399,000	1,173
2012-03-31 (YTD Data)		Rank
Total interest income	$2,484,000	2,674
Total interest expense	$115,000	5,610
Net interest income	$2,369,000	2,311
Provision for loan and lease losses	$-22,000	7,134
Total noninterest income	$388,000	2,524
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$105,000	2,825
Trading account gains and fees	$0	148
Additional Noninterest Income	$283,000	2,178
Total noninterest expense	$1,536,000	2,992
Salaries and employee benefits	$933,000	2,660
Premises and equipment expense	$158,000	3,324
Additional noninterest expense	$445,000	3,383
Pre-tax net operating income	$1,243,000	1,405
Securities gains (losses)	$0	2,210
Applicable income taxes	$415,000	1,040
Income before extraordinary items	$828,000	1,747
Extraordinary gains, net	$0	19
Net income	$828,000	1,749
Minority interest net income	$0	78
Net income of bank and minority interests.	$828,000	1,748
Net charge-offs	$-3,000	6,199
Cash dividends	$750,000	607
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$828,000	1,648
2011-12-31 (YTD Data)		Rank
Total interest income	$11,096,000	2,515
Total interest expense	$738,000	5,091
Net interest income	$10,358,000	2,111
Provision for loan and lease losses	$-545,000	7,315
Total noninterest income	$1,537,000	2,410
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$404,000	3,005
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,133,000	1,979
Total noninterest expense	$6,636,000	2,789
Salaries and employee benefits	$3,551,000	2,714
Premises and equipment expense	$663,000	3,319
Additional noninterest expense	$2,422,000	2,646
Pre-tax net operating income	$5,804,000	1,033
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,944,000	805
Income before extraordinary items	$3,860,000	1,288
Extraordinary gains, net	$0	29
Net income	$3,860,000	1,288
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,860,000	1,288
Net charge-offs	$135,000	4,702
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,860,000	1,220
2011-09-30 (YTD Data)		Rank
Total interest income	$8,501,000	2,493
Total interest expense	$603,000	5,033
Net interest income	$7,898,000	2,083
Provision for loan and lease losses	$-542,000	7,396
Total noninterest income	$1,042,000	2,553
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$303,000	3,019
Trading account gains and fees	$0	145
Additional Noninterest Income	$739,000	2,154
Total noninterest expense	$4,949,000	2,800
Salaries and employee benefits	$2,654,000	2,715
Premises and equipment expense	$487,000	3,411
Additional noninterest expense	$1,808,000	2,672
Pre-tax net operating income	$4,533,000	1,024
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,516,000	787
Income before extraordinary items	$3,017,000	1,285
Extraordinary gains, net	$0	21
Net income	$3,017,000	1,285
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,017,000	1,285
Net charge-offs	$19,000	5,564
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,017,000	1,213
2011-06-30 (YTD Data)		Rank
Total interest income	$5,712,000	2,487
Total interest expense	$432,000	4,970
Net interest income	$5,280,000	2,076
Provision for loan and lease losses	$-654,000	7,477
Total noninterest income	$691,000	2,566
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$202,000	2,991
Trading account gains and fees	$0	153
Additional Noninterest Income	$489,000	2,134
Total noninterest expense	$3,299,000	2,835
Salaries and employee benefits	$1,770,000	2,730
Premises and equipment expense	$323,000	3,470
Additional noninterest expense	$1,206,000	2,738
Pre-tax net operating income	$3,326,000	905
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,114,000	694
Income before extraordinary items	$2,212,000	1,120
Extraordinary gains, net	$0	15
Net income	$2,212,000	1,120
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,212,000	1,120
Net charge-offs	$20,000	5,048
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,212,000	1,081
2011-03-31 (YTD Data)		Rank
Total interest income	$2,858,000	2,495
Total interest expense	$228,000	4,966
Net interest income	$2,630,000	2,068
Provision for loan and lease losses	$-192,000	7,520
Total noninterest income	$345,000	2,592
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$96,000	3,056
Trading account gains and fees	$0	158
Additional Noninterest Income	$249,000	2,155
Total noninterest expense	$1,658,000	2,828
Salaries and employee benefits	$888,000	2,733
Premises and equipment expense	$159,000	3,549
Additional noninterest expense	$611,000	2,683
Pre-tax net operating income	$1,509,000	1,001
Securities gains (losses)	$0	1,772
Applicable income taxes	$505,000	748
Income before extraordinary items	$1,004,000	1,229
Extraordinary gains, net	$0	9
Net income	$1,004,000	1,228
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,004,000	1,229
Net charge-offs	$21,000	4,005
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,004,000	1,198
2010-12-31 (YTD Data)		Rank
Total interest income	$12,263,000	2,450
Total interest expense	$1,617,000	4,083
Net interest income	$10,646,000	2,051
Provision for loan and lease losses	$1,959,000	2,107
Total noninterest income	$1,171,000	2,954
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$448,000	2,855
Trading account gains and fees	$0	175
Additional Noninterest Income	$723,000	2,641
Total noninterest expense	$6,350,000	2,970
Salaries and employee benefits	$3,468,000	2,758
Premises and equipment expense	$666,000	3,441
Additional noninterest expense	$2,216,000	2,964
Pre-tax net operating income	$3,508,000	1,419
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,159,000	1,102
Income before extraordinary items	$2,349,000	1,753
Extraordinary gains, net	$0	29
Net income	$2,349,000	1,754
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,349,000	1,755
Net charge-offs	$1,507,000	2,180
Cash dividends	$750,000	1,830
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,349,000	1,684
2010-09-30 (YTD Data)		Rank
Total interest income	$9,437,000	2,450
Total interest expense	$1,329,000	4,014
Net interest income	$8,108,000	2,041
Provision for loan and lease losses	$1,959,000	1,678
Total noninterest income	$1,097,000	2,562
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$348,000	2,840
Trading account gains and fees	$0	165
Additional Noninterest Income	$749,000	2,162
Total noninterest expense	$5,022,000	2,825
Salaries and employee benefits	$2,624,000	2,736
Premises and equipment expense	$507,000	3,450
Additional noninterest expense	$1,891,000	2,616
Pre-tax net operating income	$2,224,000	1,761
Securities gains (losses)	$0	3,651
Applicable income taxes	$732,000	1,290
Income before extraordinary items	$1,492,000	2,149
Extraordinary gains, net	$0	23
Net income	$1,492,000	2,150
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,492,000	2,152
Net charge-offs	$1,504,000	1,776
Cash dividends	$750,000	1,317
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,492,000	2,059
2010-06-30 (YTD Data)		Rank
Total interest income	$6,305,000	2,463
Total interest expense	$893,000	4,083
Net interest income	$5,412,000	2,043
Provision for loan and lease losses	$413,000	3,141
Total noninterest income	$737,000	2,499
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$230,000	2,882
Trading account gains and fees	$0	152
Additional Noninterest Income	$507,000	2,072
Total noninterest expense	$3,421,000	2,778
Salaries and employee benefits	$1,787,000	2,709
Premises and equipment expense	$337,000	3,491
Additional noninterest expense	$1,297,000	2,548
Pre-tax net operating income	$2,315,000	1,143
Securities gains (losses)	$0	3,184
Applicable income taxes	$771,000	868
Income before extraordinary items	$1,544,000	1,425
Extraordinary gains, net	$0	19
Net income	$1,544,000	1,425
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,544,000	1,426
Net charge-offs	$533,000	2,367
Cash dividends	$750,000	928
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,544,000	1,370
2010-03-31 (YTD Data)		Rank
Total interest income	$3,128,000	2,540
Total interest expense	$433,000	4,287
Net interest income	$2,695,000	2,069
Provision for loan and lease losses	$79,000	4,259
Total noninterest income	$379,000	2,465
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$113,000	2,908
Trading account gains and fees	$0	175
Additional Noninterest Income	$266,000	1,992
Total noninterest expense	$1,569,000	3,032
Salaries and employee benefits	$898,000	2,729
Premises and equipment expense	$168,000	3,571
Additional noninterest expense	$503,000	3,166
Pre-tax net operating income	$1,426,000	944
Securities gains (losses)	$0	2,284
Applicable income taxes	$477,000	731
Income before extraordinary items	$949,000	1,152
Extraordinary gains, net	$0	16
Net income	$949,000	1,154
Minority interest net income	$0	91
Net income of bank and minority interests.	$949,000	1,154
Net charge-offs	$-2,000	7,007
Cash dividends	$750,000	451
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$949,000	1,120
2009-12-31 (YTD Data)		Rank
Total interest income	$12,663,000	2,602
Total interest expense	$1,946,000	4,533
Net interest income	$10,717,000	2,040
Provision for loan and lease losses	$2,000	7,408
Total noninterest income	$1,429,000	2,644
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$534,000	2,750
Trading account gains and fees	$0	211
Additional Noninterest Income	$895,000	2,295
Total noninterest expense	$6,466,000	2,993
Salaries and employee benefits	$3,592,000	2,719
Premises and equipment expense	$659,000	3,625
Additional noninterest expense	$2,215,000	3,058
Pre-tax net operating income	$5,678,000	745
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,899,000	589
Income before extraordinary items	$3,779,000	915
Extraordinary gains, net	$0	34
Net income	$3,779,000	914
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,779,000	914
Net charge-offs	$-261,000	8,001
Cash dividends	$3,000,000	573
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,779,000	907
2009-09-30 (YTD Data)		Rank
Total interest income	$9,505,000	2,649
Total interest expense	$1,461,000	4,678
Net interest income	$8,044,000	2,048
Provision for loan and lease losses	$40,000	6,665
Total noninterest income	$1,065,000	2,702
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$396,000	2,788
Trading account gains and fees	$0	212
Additional Noninterest Income	$669,000	2,358
Total noninterest expense	$4,905,000	2,964
Salaries and employee benefits	$2,723,000	2,715
Premises and equipment expense	$489,000	3,678
Additional noninterest expense	$1,693,000	2,982
Pre-tax net operating income	$4,164,000	813
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,393,000	640
Income before extraordinary items	$2,771,000	975
Extraordinary gains, net	$0	27
Net income	$2,771,000	975
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,771,000	976
Net charge-offs	$-274,000	8,086
Cash dividends	$2,250,000	564
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,771,000	963
2009-06-30 (YTD Data)		Rank
Total interest income	$6,313,000	2,690
Total interest expense	$989,000	4,756
Net interest income	$5,324,000	2,062
Provision for loan and lease losses	$237,000	4,111
Total noninterest income	$697,000	2,755
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$261,000	2,768
Trading account gains and fees	$0	193
Additional Noninterest Income	$436,000	2,422
Total noninterest expense	$3,339,000	2,935
Salaries and employee benefits	$1,826,000	2,723
Premises and equipment expense	$321,000	3,737
Additional noninterest expense	$1,192,000	2,850
Pre-tax net operating income	$2,445,000	937
Securities gains (losses)	$0	3,136
Applicable income taxes	$816,000	736
Income before extraordinary items	$1,629,000	1,165
Extraordinary gains, net	$0	21
Net income	$1,629,000	1,164
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,629,000	1,165
Net charge-offs	$185,000	3,518
Cash dividends	$1,500,000	587
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,629,000	1,128
2009-03-31 (YTD Data)		Rank
Total interest income	$3,159,000	2,718
Total interest expense	$506,000	4,808
Net interest income	$2,653,000	2,062
Provision for loan and lease losses	$231,000	2,655
Total noninterest income	$342,000	2,780
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$134,000	2,678
Trading account gains and fees	$0	171
Additional Noninterest Income	$208,000	2,459
Total noninterest expense	$1,610,000	2,946
Salaries and employee benefits	$921,000	2,746
Premises and equipment expense	$161,000	3,778
Additional noninterest expense	$528,000	2,863
Pre-tax net operating income	$1,154,000	1,103
Securities gains (losses)	$0	2,434
Applicable income taxes	$385,000	857
Income before extraordinary items	$769,000	1,428
Extraordinary gains, net	$0	15
Net income	$769,000	1,427
Minority interest net income	$0	102
Net income of bank and minority interests.	$769,000	1,430
Net charge-offs	$109,000	2,775
Cash dividends	$750,000	605
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$769,000	1,343
2008-12-31 (YTD Data)		Rank
Total interest income	$13,916,000	2,653
Total interest expense	$2,724,000	4,519
Net interest income	$11,192,000	1,982
Provision for loan and lease losses	$773,000	3,100
Total noninterest income	$1,240,000	2,977
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$466,000	3,169
Trading account gains and fees	$0	154
Additional Noninterest Income	$774,000	2,488
Total noninterest expense	$6,277,000	2,948
Salaries and employee benefits	$3,661,000	2,714
Premises and equipment expense	$654,000	3,674
Additional noninterest expense	$1,962,000	2,913
Pre-tax net operating income	$5,382,000	1,031
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,805,000	738
Income before extraordinary items	$3,577,000	1,164
Extraordinary gains, net	$0	39
Net income	$3,577,000	1,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$616,000	2,514
Cash dividends	$3,000,000	908
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,577,000	1,236
2008-09-30 (YTD Data)		Rank
Total interest income	$10,570,000	2,683
Total interest expense	$2,146,000	4,504
Net interest income	$8,424,000	1,999
Provision for loan and lease losses	$66,000	5,627
Total noninterest income	$923,000	3,056
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$341,000	3,237
Trading account gains and fees	$0	148
Additional Noninterest Income	$582,000	2,575
Total noninterest expense	$4,705,000	2,931
Salaries and employee benefits	$2,756,000	2,728
Premises and equipment expense	$496,000	3,656
Additional noninterest expense	$1,453,000	2,857
Pre-tax net operating income	$4,576,000	1,104
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,534,000	822
Income before extraordinary items	$3,042,000	1,225
Extraordinary gains, net	$0	31
Net income	$3,042,000	1,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,934
Cash dividends	$2,250,000	927
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,042,000	1,290
2008-06-30 (YTD Data)		Rank
Total interest income	$7,037,000	2,704
Total interest expense	$1,478,000	4,542
Net interest income	$5,559,000	2,004
Provision for loan and lease losses	$34,000	5,522
Total noninterest income	$602,000	3,138
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$218,000	3,313
Trading account gains and fees	$0	149
Additional Noninterest Income	$384,000	2,650
Total noninterest expense	$3,112,000	2,958
Salaries and employee benefits	$1,818,000	2,780
Premises and equipment expense	$321,000	3,757
Additional noninterest expense	$973,000	2,811
Pre-tax net operating income	$3,015,000	1,181
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,011,000	929
Income before extraordinary items	$2,004,000	1,383
Extraordinary gains, net	$0	21
Net income	$2,004,000	1,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,297
Cash dividends	$1,500,000	983
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,004,000	1,351
2008-03-31 (YTD Data)		Rank
Total interest income	$3,556,000	2,749
Total interest expense	$799,000	4,512
Net interest income	$2,757,000	2,023
Provision for loan and lease losses	$34,000	4,273
Total noninterest income	$295,000	3,166
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$102,000	3,412
Trading account gains and fees	$0	158
Additional Noninterest Income	$193,000	2,630
Total noninterest expense	$1,544,000	2,970
Salaries and employee benefits	$926,000	2,755
Premises and equipment expense	$154,000	3,903
Additional noninterest expense	$464,000	2,901
Pre-tax net operating income	$1,474,000	1,280
Securities gains (losses)	$0	2,688
Applicable income taxes	$494,000	1,017
Income before extraordinary items	$980,000	1,526
Extraordinary gains, net	$0	15
Net income	$980,000	1,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$750,000	963
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$980,000	1,463
2007-12-31 (YTD Data)		Rank
Total interest income	$14,840,000	2,705
Total interest expense	$4,154,000	3,925
Net interest income	$10,686,000	2,119
Provision for loan and lease losses	$67,000	5,388
Total noninterest income	$1,092,000	3,365
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$431,000	3,379
Trading account gains and fees	$0	178
Additional Noninterest Income	$661,000	2,846
Total noninterest expense	$5,813,000	3,050
Salaries and employee benefits	$3,481,000	2,815
Premises and equipment expense	$612,000	3,786
Additional noninterest expense	$1,720,000	3,059
Pre-tax net operating income	$5,898,000	1,418
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,977,000	1,144
Income before extraordinary items	$3,921,000	1,632
Extraordinary gains, net	$0	39
Net income	$3,921,000	1,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	4,926
Cash dividends	$3,000,000	1,163
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,921,000	1,616
2007-09-30 (YTD Data)		Rank
Total interest income	$11,033,000	2,726
Total interest expense	$3,148,000	3,899
Net interest income	$7,885,000	2,163
Provision for loan and lease losses	$81,000	4,480
Total noninterest income	$808,000	3,371
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$319,000	3,415
Trading account gains and fees	$0	184
Additional Noninterest Income	$489,000	2,887
Total noninterest expense	$4,373,000	3,025
Salaries and employee benefits	$2,604,000	2,806
Premises and equipment expense	$483,000	3,635
Additional noninterest expense	$1,286,000	3,005
Pre-tax net operating income	$4,239,000	1,592
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,421,000	1,282
Income before extraordinary items	$2,818,000	1,788
Extraordinary gains, net	$0	33
Net income	$2,818,000	1,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	4,063
Cash dividends	$2,250,000	1,112
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,818,000	1,775
2007-06-30 (YTD Data)		Rank
Total interest income	$7,255,000	2,779
Total interest expense	$2,084,000	3,921
Net interest income	$5,171,000	2,220
Provision for loan and lease losses	$54,000	4,290
Total noninterest income	$523,000	3,463
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$204,000	3,476
Trading account gains and fees	$0	168
Additional Noninterest Income	$319,000	2,922
Total noninterest expense	$2,933,000	3,025
Salaries and employee benefits	$1,731,000	2,861
Premises and equipment expense	$331,000	3,589
Additional noninterest expense	$871,000	2,963
Pre-tax net operating income	$2,707,000	1,693
Securities gains (losses)	$0	1,444
Applicable income taxes	$907,000	1,365
Income before extraordinary items	$1,800,000	1,920
Extraordinary gains, net	$0	29
Net income	$1,800,000	1,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$1,500,000	1,106
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,800,000	1,897
2007-03-31 (YTD Data)		Rank
Total interest income	$3,594,000	2,797
Total interest expense	$1,034,000	3,928
Net interest income	$2,560,000	2,248
Provision for loan and lease losses	$27,000	4,065
Total noninterest income	$252,000	3,508
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$97,000	3,514
Trading account gains and fees	$0	195
Additional Noninterest Income	$155,000	2,950
Total noninterest expense	$1,459,000	3,054
Salaries and employee benefits	$852,000	2,914
Premises and equipment expense	$176,000	3,455
Additional noninterest expense	$431,000	2,971
Pre-tax net operating income	$1,326,000	1,717
Securities gains (losses)	$0	1,187
Applicable income taxes	$444,000	1,404
Income before extraordinary items	$882,000	1,905
Extraordinary gains, net	$0	22
Net income	$882,000	1,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,890
Cash dividends	$750,000	1,020
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$882,000	1,896
2006-12-31 (YTD Data)		Rank
Total interest income	$13,514,000	2,790
Total interest expense	$3,612,000	3,835
Net interest income	$9,902,000	2,307
Provision for loan and lease losses	$78,000	5,050
Total noninterest income	$1,009,000	3,525
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$447,000	3,307
Trading account gains and fees	$0	130
Additional Noninterest Income	$562,000	3,136
Total noninterest expense	$5,832,000	2,937
Salaries and employee benefits	$3,483,000	2,743
Premises and equipment expense	$675,000	3,425
Additional noninterest expense	$1,674,000	3,008
Pre-tax net operating income	$5,001,000	1,881
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,675,000	1,517
Income before extraordinary items	$3,326,000	2,096
Extraordinary gains, net	$0	51
Net income	$3,326,000	2,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,703
Cash dividends	$3,000,000	1,116
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,326,000	2,084
2006-09-30 (YTD Data)		Rank
Total interest income	$9,940,000	2,806
Total interest expense	$2,597,000	3,861
Net interest income	$7,343,000	2,351
Provision for loan and lease losses	$126,000	3,745
Total noninterest income	$760,000	3,509
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$339,000	3,303
Trading account gains and fees	$0	126
Additional Noninterest Income	$421,000	3,132
Total noninterest expense	$4,336,000	2,958
Salaries and employee benefits	$2,602,000	2,750
Premises and equipment expense	$506,000	3,436
Additional noninterest expense	$1,228,000	3,062
Pre-tax net operating income	$3,641,000	1,995
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,218,000	1,632
Income before extraordinary items	$2,423,000	2,200
Extraordinary gains, net	$0	45
Net income	$2,423,000	2,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,550
Cash dividends	$2,208,000	1,060
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,423,000	2,189
2006-06-30 (YTD Data)		Rank
Total interest income	$6,581,000	2,790
Total interest expense	$1,666,000	3,849
Net interest income	$4,915,000	2,354
Provision for loan and lease losses	$99,000	3,359
Total noninterest income	$509,000	3,487
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$229,000	3,238
Trading account gains and fees	$0	126
Additional Noninterest Income	$280,000	3,139
Total noninterest expense	$2,896,000	2,972
Salaries and employee benefits	$1,743,000	2,750
Premises and equipment expense	$318,000	3,601
Additional noninterest expense	$835,000	3,012
Pre-tax net operating income	$2,429,000	2,006
Securities gains (losses)	$0	1,185
Applicable income taxes	$813,000	1,644
Income before extraordinary items	$1,616,000	2,202
Extraordinary gains, net	$0	39
Net income	$1,616,000	2,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,236
Cash dividends	$1,417,000	1,097
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,616,000	2,188
2006-03-31 (YTD Data)		Rank
Total interest income	$3,221,000	2,790
Total interest expense	$777,000	3,894
Net interest income	$2,444,000	2,371
Provision for loan and lease losses	$42,000	3,489
Total noninterest income	$255,000	3,414
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$113,000	3,198
Trading account gains and fees	$0	115
Additional Noninterest Income	$142,000	3,070
Total noninterest expense	$1,450,000	2,967
Salaries and employee benefits	$872,000	2,759
Premises and equipment expense	$158,000	3,627
Additional noninterest expense	$420,000	2,987
Pre-tax net operating income	$1,207,000	1,962
Securities gains (losses)	$0	955
Applicable income taxes	$404,000	1,644
Income before extraordinary items	$803,000	2,177
Extraordinary gains, net	$0	21
Net income	$803,000	2,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$625,000	1,112
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$803,000	2,156
2005-12-31 (YTD Data)		Rank
Total interest income	$12,136,000	2,687
Total interest expense	$2,285,000	4,056
Net interest income	$9,851,000	2,250
Provision for loan and lease losses	$108,000	4,712
Total noninterest income	$1,016,000	3,524
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$449,000	3,285
Trading account gains and fees	$0	138
Additional Noninterest Income	$567,000	3,168
Total noninterest expense	$5,856,000	2,811
Salaries and employee benefits	$3,490,000	2,605
Premises and equipment expense	$631,000	3,503
Additional noninterest expense	$1,735,000	2,854
Pre-tax net operating income	$4,903,000	1,899
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,641,000	1,594
Income before extraordinary items	$3,262,000	2,098
Extraordinary gains, net	$0	46
Net income	$3,262,000	2,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	2,966
Cash dividends	$2,500,000	1,197
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,262,000	2,072
2005-09-30 (YTD Data)		Rank
Total interest income	$8,931,000	2,670
Total interest expense	$1,565,000	4,172
Net interest income	$7,366,000	2,225
Provision for loan and lease losses	$72,000	4,758
Total noninterest income	$770,000	3,496
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$336,000	3,293
Trading account gains and fees	$0	126
Additional Noninterest Income	$434,000	3,133
Total noninterest expense	$4,394,000	2,784
Salaries and employee benefits	$2,620,000	2,560
Premises and equipment expense	$473,000	3,501
Additional noninterest expense	$1,301,000	2,826
Pre-tax net operating income	$3,670,000	1,910
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,223,000	1,630
Income before extraordinary items	$2,447,000	2,105
Extraordinary gains, net	$0	35
Net income	$2,447,000	2,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,217
Cash dividends	$1,875,000	1,119
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,447,000	2,067
2005-06-30 (YTD Data)		Rank
Total interest income	$5,809,000	2,672
Total interest expense	$965,000	4,237
Net interest income	$4,844,000	2,232
Provision for loan and lease losses	$48,000	4,636
Total noninterest income	$522,000	3,412
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$221,000	3,281
Trading account gains and fees	$0	116
Additional Noninterest Income	$301,000	3,048
Total noninterest expense	$2,940,000	2,754
Salaries and employee benefits	$1,741,000	2,557
Premises and equipment expense	$312,000	3,512
Additional noninterest expense	$887,000	2,748
Pre-tax net operating income	$2,378,000	1,916
Securities gains (losses)	$0	2,146
Applicable income taxes	$792,000	1,630
Income before extraordinary items	$1,586,000	2,131
Extraordinary gains, net	$0	30
Net income	$1,586,000	2,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	2,083
Cash dividends	$1,250,000	1,079
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,586,000	2,096
2005-03-31 (YTD Data)		Rank
Total interest income	$2,873,000	2,673
Total interest expense	$456,000	4,294
Net interest income	$2,417,000	2,224
Provision for loan and lease losses	$24,000	4,451
Total noninterest income	$274,000	3,258
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$105,000	3,325
Trading account gains and fees	$0	115
Additional Noninterest Income	$169,000	2,768
Total noninterest expense	$1,454,000	2,800
Salaries and employee benefits	$864,000	2,596
Premises and equipment expense	$158,000	3,503
Additional noninterest expense	$432,000	2,809
Pre-tax net operating income	$1,213,000	1,860
Securities gains (losses)	$0	1,685
Applicable income taxes	$404,000	1,591
Income before extraordinary items	$809,000	2,057
Extraordinary gains, net	$0	24
Net income	$809,000	2,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,544
Cash dividends	$625,000	1,002
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$809,000	2,023
2004-12-31 (YTD Data)		Rank
Total interest income	$12,107,000	2,370
Total interest expense	$1,380,000	4,743
Net interest income	$10,727,000	1,890
Provision for loan and lease losses	$135,000	4,427
Total noninterest income	$1,088,000	3,345
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$577,000	2,797
Trading account gains and fees	$0	138
Additional Noninterest Income	$511,000	3,271
Total noninterest expense	$5,753,000	2,760
Salaries and employee benefits	$3,322,000	2,596
Premises and equipment expense	$691,000	3,158
Additional noninterest expense	$1,740,000	2,745
Pre-tax net operating income	$5,927,000	1,455
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,989,000	1,280
Income before extraordinary items	$3,938,000	1,642
Extraordinary gains, net	$0	34
Net income	$3,938,000	1,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,501
Cash dividends	$2,500,000	1,119
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,938,000	1,597
2004-09-30 (YTD Data)		Rank
Total interest income	$9,154,000	2,328
Total interest expense	$1,004,000	4,781
Net interest income	$8,150,000	1,846
Provision for loan and lease losses	$120,000	3,974
Total noninterest income	$841,000	3,304
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$452,000	2,710
Trading account gains and fees	$0	134
Additional Noninterest Income	$389,000	3,245
Total noninterest expense	$4,255,000	2,770
Salaries and employee benefits	$2,477,000	2,590
Premises and equipment expense	$512,000	3,189
Additional noninterest expense	$1,266,000	2,775
Pre-tax net operating income	$4,616,000	1,407
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,541,000	1,251
Income before extraordinary items	$3,075,000	1,580
Extraordinary gains, net	$0	26
Net income	$3,075,000	1,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,051
Cash dividends	$1,875,000	1,048
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,075,000	1,531
2004-06-30 (YTD Data)		Rank
Total interest income	$6,198,000	2,263
Total interest expense	$649,000	4,874
Net interest income	$5,549,000	1,794
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$578,000	3,259
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$311,000	2,634
Trading account gains and fees	$0	130
Additional Noninterest Income	$267,000	3,192
Total noninterest expense	$2,818,000	2,779
Salaries and employee benefits	$1,646,000	2,609
Premises and equipment expense	$341,000	3,203
Additional noninterest expense	$831,000	2,836
Pre-tax net operating income	$3,159,000	1,343
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,054,000	1,228
Income before extraordinary items	$2,105,000	1,524
Extraordinary gains, net	$0	21
Net income	$2,105,000	1,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,243
Cash dividends	$1,250,000	1,042
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,105,000	1,473
2004-03-31 (YTD Data)		Rank
Total interest income	$3,115,000	2,252
Total interest expense	$328,000	4,906
Net interest income	$2,787,000	1,786
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$296,000	3,138
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$157,000	2,581
Trading account gains and fees	$0	121
Additional Noninterest Income	$139,000	3,072
Total noninterest expense	$1,425,000	2,767
Salaries and employee benefits	$846,000	2,556
Premises and equipment expense	$172,000	3,205
Additional noninterest expense	$407,000	2,865
Pre-tax net operating income	$1,583,000	1,322
Securities gains (losses)	$0	2,934
Applicable income taxes	$527,000	1,249
Income before extraordinary items	$1,056,000	1,510
Extraordinary gains, net	$0	16
Net income	$1,056,000	1,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,294
Cash dividends	$625,000	987
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,056,000	1,428
2003-12-31 (YTD Data)		Rank
Total interest income	$11,730,000	2,438
Total interest expense	$1,795,000	4,357
Net interest income	$9,935,000	1,973
Provision for loan and lease losses	$303,000	3,132
Total noninterest income	$1,264,000	3,185
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$707,000	2,337
Trading account gains and fees	$0	160
Additional Noninterest Income	$557,000	3,395
Total noninterest expense	$5,453,000	2,838
Salaries and employee benefits	$3,249,000	2,581
Premises and equipment expense	$649,000	3,299
Additional noninterest expense	$1,555,000	2,978
Pre-tax net operating income	$5,443,000	1,508
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,820,000	1,377
Income before extraordinary items	$3,623,000	1,715
Extraordinary gains, net	$0	54
Net income	$3,623,000	1,717
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,121
Cash dividends	$1,500,000	1,716
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,623,000	1,630
2003-09-30 (YTD Data)		Rank
Total interest income	$8,645,000	2,506
Total interest expense	$1,447,000	4,255
Net interest income	$7,198,000	2,050
Provision for loan and lease losses	$203,000	3,311
Total noninterest income	$963,000	3,214
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$549,000	2,285
Trading account gains and fees	$0	153
Additional Noninterest Income	$414,000	3,466
Total noninterest expense	$4,095,000	2,836
Salaries and employee benefits	$2,456,000	2,569
Premises and equipment expense	$477,000	3,344
Additional noninterest expense	$1,162,000	2,976
Pre-tax net operating income	$3,863,000	1,640
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,285,000	1,517
Income before extraordinary items	$2,578,000	1,867
Extraordinary gains, net	$0	40
Net income	$2,578,000	1,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,621
Cash dividends	$1,125,000	1,594
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,578,000	1,766
2003-06-30 (YTD Data)		Rank
Total interest income	$5,644,000	2,586
Total interest expense	$1,055,000	4,083
Net interest income	$4,589,000	2,124
Provision for loan and lease losses	$130,000	3,332
Total noninterest income	$667,000	3,112
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$385,000	2,163
Trading account gains and fees	$0	150
Additional Noninterest Income	$282,000	3,421
Total noninterest expense	$2,723,000	2,840
Salaries and employee benefits	$1,619,000	2,593
Premises and equipment expense	$316,000	3,337
Additional noninterest expense	$788,000	2,904
Pre-tax net operating income	$2,403,000	1,743
Securities gains (losses)	$0	3,782
Applicable income taxes	$797,000	1,623
Income before extraordinary items	$1,606,000	1,983
Extraordinary gains, net	$0	30
Net income	$1,606,000	1,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	3,597
Cash dividends	$750,000	1,617
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,606,000	1,874
2003-03-31 (YTD Data)		Rank
Total interest income	$2,727,000	2,681
Total interest expense	$560,000	3,983
Net interest income	$2,167,000	2,245
Provision for loan and lease losses	$35,000	4,303
Total noninterest income	$340,000	2,963
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$196,000	2,059
Trading account gains and fees	$0	134
Additional Noninterest Income	$144,000	3,288
Total noninterest expense	$1,378,000	2,790
Salaries and employee benefits	$823,000	2,549
Premises and equipment expense	$160,000	3,310
Additional noninterest expense	$395,000	2,895
Pre-tax net operating income	$1,094,000	1,883
Securities gains (losses)	$0	2,891
Applicable income taxes	$362,000	1,766
Income before extraordinary items	$732,000	2,129
Extraordinary gains, net	$0	21
Net income	$732,000	2,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	2,460
Cash dividends	$375,000	1,517
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$732,000	2,013
2002-12-31 (YTD Data)		Rank
Total interest income	$10,581,000	2,869
Total interest expense	$2,531,000	4,063
Net interest income	$8,050,000	2,383
Provision for loan and lease losses	$60,000	6,444
Total noninterest income	$1,151,000	3,160
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$611,000	2,534
Trading account gains and fees	$0	153
Additional Noninterest Income	$540,000	3,149
Total noninterest expense	$5,039,000	2,908
Salaries and employee benefits	$2,986,000	2,642
Premises and equipment expense	$620,000	3,317
Additional noninterest expense	$1,433,000	3,066
Pre-tax net operating income	$4,102,000	1,948
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,360,000	1,792
Income before extraordinary items	$2,742,000	2,184
Extraordinary gains, net	$0	70
Net income	$2,742,000	2,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,420
Cash dividends	$1,500,000	1,618
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,742,000	2,099
2001-12-31 (YTD Data)		Rank
Total interest income	$9,765,000	3,385
Total interest expense	$3,389,000	4,311
Net interest income	$6,376,000	2,786
Provision for loan and lease losses	$73,000	6,134
Total noninterest income	$1,102,000	3,116
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$471,000	2,973
Trading account gains and fees	$0	177
Additional Noninterest Income	$631,000	2,749
Total noninterest expense	$4,188,000	3,293
Salaries and employee benefits	$2,375,000	3,089
Premises and equipment expense	$548,000	3,620
Additional noninterest expense	$1,265,000	3,334
Pre-tax net operating income	$3,217,000	2,132
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,058,000	1,992
Income before extraordinary items	$2,159,000	2,371
Extraordinary gains, net	$0	105
Net income	$2,159,000	2,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,344
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,159,000	2,296
2000-12-31 (YTD Data)		Rank
Total interest income	$9,145,000	3,681
Total interest expense	$3,388,000	4,490
Net interest income	$5,757,000	3,062
Provision for loan and lease losses	$48,000	6,621
Total noninterest income	$820,000	3,608
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$598,000	2,297
Trading account gains and fees	$0	180
Additional Noninterest Income	$222,000	4,551
Total noninterest expense	$3,763,000	3,495
Salaries and employee benefits	$2,122,000	3,294
Premises and equipment expense	$546,000	3,534
Additional noninterest expense	$1,095,000	3,705
Pre-tax net operating income	$2,766,000	2,552
Securities gains (losses)	$0	1,956
Applicable income taxes	$905,000	2,306
Income before extraordinary items	$1,861,000	2,729
Extraordinary gains, net	$0	38
Net income	$1,861,000	2,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,482
Cash dividends	$1,000,000	2,257
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,861,000	2,728
1999-12-31 (YTD Data)		Rank
Total interest income	$8,109,000	3,861
Total interest expense	$2,923,000	4,697
Net interest income	$5,186,000	3,340
Provision for loan and lease losses	$86,000	5,547
Total noninterest income	$773,000	3,713
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$506,000	2,610
Trading account gains and fees	$0	173
Additional Noninterest Income	$267,000	4,291
Total noninterest expense	$3,427,000	3,766
Salaries and employee benefits	$1,863,000	3,646
Premises and equipment expense	$528,000	3,604
Additional noninterest expense	$1,036,000	3,910
Pre-tax net operating income	$2,446,000	2,843
Securities gains (losses)	$0	3,155
Applicable income taxes	$806,000	2,624
Income before extraordinary items	$1,640,000	3,028
Extraordinary gains, net	$0	35
Net income	$1,640,000	3,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,270
Cash dividends	$700,000	2,895
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,640,000	2,991
1998-12-31 (YTD Data)		Rank
Total interest income	$7,205,000	4,299
Total interest expense	$2,600,000	5,218
Net interest income	$4,605,000	3,667
Provision for loan and lease losses	$36,000	7,078
Total noninterest income	$688,000	4,036
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$460,000	2,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	4,641
Total noninterest expense	$3,115,000	3,983
Salaries and employee benefits	$1,662,000	3,915
Premises and equipment expense	$511,000	3,632
Additional noninterest expense	$942,000	4,151
Pre-tax net operating income	$2,142,000	3,156
Securities gains (losses)	$0	4,449
Applicable income taxes	$727,000	2,945
Income before extraordinary items	$1,415,000	3,408
Extraordinary gains, net	$0	32
Net income	$1,415,000	3,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$700,000	2,837
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,415,000	3,320
1997-12-31 (YTD Data)		Rank
Total interest income	$6,366,000	4,842
Total interest expense	$2,443,000	5,505
Net interest income	$3,923,000	4,303
Provision for loan and lease losses	$18,000	7,986
Total noninterest income	$548,000	4,708
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$460,000	2,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	7,136
Total noninterest expense	$2,937,000	4,171
Salaries and employee benefits	$1,513,000	4,226
Premises and equipment expense	$466,000	3,932
Additional noninterest expense	$958,000	4,061
Pre-tax net operating income	$1,516,000	4,463
Securities gains (losses)	$0	3,944
Applicable income taxes	$514,000	4,132
Income before extraordinary items	$1,002,000	4,705
Extraordinary gains, net	$0	44
Net income	$1,002,000	4,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,728
Cash dividends	$500,000	3,451
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,002,000	4,635
1996-12-31 (YTD Data)		Rank
Total interest income	$6,193,000	5,061
Total interest expense	$2,462,000	5,569
Net interest income	$3,731,000	4,574
Provision for loan and lease losses	$0	9,041
Total noninterest income	$471,000	5,369
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$385,000	3,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,551
Total noninterest expense	$2,387,000	5,200
Salaries and employee benefits	$1,286,000	4,895
Premises and equipment expense	$304,000	5,535
Additional noninterest expense	$797,000	5,218
Pre-tax net operating income	$1,815,000	3,695
Securities gains (losses)	$0	4,148
Applicable income taxes	$610,000	3,535
Income before extraordinary items	$1,205,000	3,861
Extraordinary gains, net	$0	53
Net income	$1,205,000	3,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$500,000	3,368
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,205,000	3,812
1995-12-31 (YTD Data)		Rank
Total interest income	$5,775,000	5,369
Total interest expense	$2,381,000	5,768
Net interest income	$3,394,000	4,990
Provision for loan and lease losses	$0	8,958
Total noninterest income	$504,000	5,150
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$329,000	3,972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	5,531
Total noninterest expense	$2,114,000	5,752
Salaries and employee benefits	$1,126,000	5,493
Premises and equipment expense	$214,000	6,939
Additional noninterest expense	$774,000	5,401
Pre-tax net operating income	$1,784,000	3,869
Securities gains (losses)	$0	3,831
Applicable income taxes	$583,000	3,730
Income before extraordinary items	$1,201,000	3,956
Extraordinary gains, net	$0	65
Net income	$1,201,000	3,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$500,000	3,291
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,201,000	3,941
1994-12-31 (YTD Data)		Rank
Total interest income	$5,032,000	5,647
Total interest expense	$1,820,000	6,015
Net interest income	$3,212,000	5,304
Provision for loan and lease losses	$-75,000	12,082
Total noninterest income	$360,000	6,552
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$298,000	4,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	9,009
Total noninterest expense	$1,989,000	6,232
Salaries and employee benefits	$1,048,000	5,861
Premises and equipment expense	$187,000	7,705
Additional noninterest expense	$754,000	5,974
Pre-tax net operating income	$1,658,000	4,044
Securities gains (losses)	$0	3,600
Applicable income taxes	$495,000	4,080
Income before extraordinary items	$1,163,000	3,975
Extraordinary gains, net	$0	249
Net income	$1,163,000	3,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-61,000	11,990
Cash dividends	$250,000	4,888
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,163,000	4,017
1993-12-31 (YTD Data)		Rank
Total interest income	$4,702,000	6,090
Total interest expense	$1,809,000	6,313
Net interest income	$2,893,000	5,814
Provision for loan and lease losses	$0	10,371
Total noninterest income	$469,000	5,834
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$329,000	4,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	6,785
Total noninterest expense	$2,238,000	5,781
Salaries and employee benefits	$1,050,000	5,876
Premises and equipment expense	$178,000	8,187
Additional noninterest expense	$1,010,000	4,879
Pre-tax net operating income	$1,124,000	5,428
Securities gains (losses)	$3,000	6,505
Applicable income taxes	$272,000	6,460
Income before extraordinary items	$855,000	5,286
Extraordinary gains, net	$0	3,149
Net income	$855,000	5,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$417,000	2,003
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$852,720	5,082
1992-12-31 (YTD Data)		Rank
Total interest income	$4,808,000	6,565
Total interest expense	$2,356,000	6,274
Net interest income	$2,452,000	6,690
Provision for loan and lease losses	$150,000	6,067
Total noninterest income	$624,000	4,828
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$340,000	4,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	4,582
Total noninterest expense	$2,287,000	5,714
Salaries and employee benefits	$1,011,000	5,965
Premises and equipment expense	$193,000	8,002
Additional noninterest expense	$1,083,000	4,746
Pre-tax net operating income	$639,000	7,457
Securities gains (losses)	$2,000	7,695
Applicable income taxes	$77,000	10,525
Income before extraordinary items	$564,000	6,821
Extraordinary gains, net	$0	1,422
Net income	$564,000	6,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	8,560
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$562,240	6,484

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.