Home > First State Community Bank > Net charge- offs to loans
First State Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0241% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1941% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1941% | 1,842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0125% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0302% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0812% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2402% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2402% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0190% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 3,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2110% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2110% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0301% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 3,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4233% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 4,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.2128% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 4,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 4,442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0029% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1869% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1869% | 1,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 4,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.3175% | 4,308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 4,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 3,168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2138% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2138% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0606% | 4,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0986% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.6225% | 4,334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0886% | 4,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 3,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2263% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2263% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0755% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0149% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1028% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1028% | 1,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0499% | 3,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0643% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0643% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,048 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 3,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0251% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1153% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1153% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 3,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 4,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 3,332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 4,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1683% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1683% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 3,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1149% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3940% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4014% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 3,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1329% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4325% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4428% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 941 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1145% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4567% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4714% | 1,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1316% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2700% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2961% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0695% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1611% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3966% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4285% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0959% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0434% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2758% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2969% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0482% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3289% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3528% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4349% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4645% | 1,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0872% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 3,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1003% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2942% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3074% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0172% | 3,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0898% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1898% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1975% | 2,168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 1,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 3,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0029% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3860% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4000% | 1,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 3,763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0630% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0649% | 2,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0224% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1185% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0983% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4966% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2149% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4885% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0374% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0810% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2996% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9925% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2841% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0798% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2634% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6681% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2376% | 2,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3608% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | 12.1739% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3061% | 1,657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.2794% | 5,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,529 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1216% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1293% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 1,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8855% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8855% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0119% | 5,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | -0.3893% | 5,233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,798 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,575 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0335% | 4,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0431% | 1,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8737% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8737% | 863 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0127% | 5,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 4,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.5971% | 5,331 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,929 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 4,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1086% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0392% | 4,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1184% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7813% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7823% | 936 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0114% | 5,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0620% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0858% | 5,620 |
| Percentage Net Loans Charged-off:Construction & development | -1.3267% | 5,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,016 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 4,661 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 4,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2736% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2736% | 1,674 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 5,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.4063% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0761% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3584% | 4,879 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0095% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8328% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8328% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0089% | 5,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.5169% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1905% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 1,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0516% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8094% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8094% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0049% | 5,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.5001% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2893% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0330% | 4,281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6088% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6088% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 5,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 1.0234% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5958% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 1,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0420% | 4,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6363% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6363% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 5,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1544% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 1.1692% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 2,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1234% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2415% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 2,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4946% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4946% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 5,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2326% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 1.5775% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2172% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3397% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2104% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4219% | 1,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4219% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0108% | 5,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2890% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3309% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 2.4243% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0548% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2779% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2580% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1295% | 5,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2133% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2133% | 2,228 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0110% | 5,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2228% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 2.2735% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5417% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1353% | 5,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1293% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1293% | 2,273 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1639% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1561% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0804% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1149% | 2,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1193% | 496 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2196% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2312% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0864% | 5,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8756% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8756% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 5,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1767% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0878% | 1,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2369% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1651% | 393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1726% | 2,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1818% | 2,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0905% | 5,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9989% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9989% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0050% | 5,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2450% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3322% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2427% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2555% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2692% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0684% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7783% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7783% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 5,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1733% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1491% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1963% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1756% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1851% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2312% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0502% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0502% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3341% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3443% | 2,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.4367% | 1,845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5924% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1189% | 424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 3,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1303% | 3,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 2,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5253% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5253% | 2,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0624% | 1,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2494% | 3,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2495% | 2,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.1558% | 1,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5867% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 3,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 3,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2354% | 2,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4043% | 2,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4043% | 2,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0838% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 3,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0609% | 1,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3749% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 3,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3694% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3309% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3309% | 2,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1388% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2433% | 2,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.1229% | 1,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7497% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 6,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0400% | 6,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7496% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0156% | 5,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0156% | 5,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3063% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2215% | 4,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 4,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 3,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3137% | 2,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3303% | 2,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3339% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5260% | 2,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4662% | 2,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0099% | 1,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1798% | 3,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 2,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3549% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3735% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4335% | 2,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4676% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4034% | 2,583 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0066% | 5,877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2150% | 3,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2163% | 3,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4482% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4717% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2240% | 2,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3312% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2740% | 2,812 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 5,938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3106% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6431% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6768% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 5,976 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1345% | 6,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1027% | 6,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 5,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 4,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 3,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1352% | 3,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1419% | 3,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5423% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4176% | 3,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0095% | 6,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 5,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 4,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1372% | 3,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1439% | 3,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1886% | 3,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3798% | 3,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0126% | 6,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 5,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 4,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 7,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 3,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 3,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2203% | 3,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1782% | 3,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 6,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 4,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1609% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6571% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1041% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 5,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 4,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.1189% | 3,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 3,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1434% | 3,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1501% | 3,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9237% | 2,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4066% | 4,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 5,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0776% | 2,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 2,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 3,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0996% | 3,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9914% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3704% | 4,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 4,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | -0.0450% | 7,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 2,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 2,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6825% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4007% | 3,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 5,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 3,577 |
| Percentage Net Loans Charged-off:Construction & development | -0.2707% | 7,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 2,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0341% | 2,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3344% | 3,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1913% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1991% | 2,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.2462% | 2,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4007% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 3,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 2,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1154% | 7,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6486% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1749% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.2179% | 1,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4186% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 3,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 3,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1410% | 7,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 5,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 3,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1509% | 7,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3844% | 3,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 7,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0863% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2660% | 7,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2723% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 7,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 7,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 6,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3435% | 3,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 5,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 6,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3314% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 4,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2671% | 3,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0335% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 3,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 2,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2640% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3491% | 3,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 4,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0293% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3766% | 3,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0440% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2824% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 3,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1396% | 7,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 5,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 2,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 3,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2542% | 4,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 5,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 2,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1613% | 4,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 6,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0272% | 7,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 7,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5333% | 8,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4200% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1320% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3601% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2493% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0620% | 8,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4741% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2138% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1026% | 8,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7348% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4648% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0881% | 7,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9713% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.2158% | 65 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1787% | 7,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 7,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 4,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 3,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 3,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0596% | 6,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 7,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 8,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 8,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 8,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0398% | 6,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 7,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 8,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 8,241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1635% | 5,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0201% | 7,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 7,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 8,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 8,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 8,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1427% | 8,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 6,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 3,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 2,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1082% | 6,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 6,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 3,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 2,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2462% | 5,674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 7,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 7,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0142% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 7,164 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0518% | 10,523 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 10,015 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2852% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 9,018 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 9,000 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |