Home > First State Bank Southwest > Income and Expense
First State Bank Southwest, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,436,000 | 2,345 |
| Total interest expense | $5,622,000 | 1,895 |
| Net interest income | $8,814,000 | 2,545 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $2,879,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $426,000 | 1,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,453,000 | 1,434 |
| Total noninterest expense | $8,732,000 | 2,205 |
| Salaries and employee benefits | $5,034,000 | 2,188 |
| Premises and equipment expense | $953,000 | 2,078 |
| Additional noninterest expense | $2,453,000 | 1,434 |
| Pre-tax net operating income | $2,961,000 | 2,530 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $238,000 | 2,359 |
| Income before extraordinary items | $2,723,000 | 2,454 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,723,000 | 2,477 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,723,000 | 2,456 |
| Net charge-offs | $178,000 | 1,224 |
| Cash dividends | $1,580,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,723,000 | 2,468 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,527,000 | 2,347 |
| Total interest expense | $4,030,000 | 1,819 |
| Net interest income | $6,497,000 | 2,580 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $2,164,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $313,000 | 1,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,851,000 | 1,419 |
| Total noninterest expense | $6,613,000 | 2,185 |
| Salaries and employee benefits | $3,806,000 | 2,170 |
| Premises and equipment expense | $727,000 | 2,071 |
| Additional noninterest expense | $1,851,000 | 1,419 |
| Pre-tax net operating income | $2,048,000 | 2,671 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $194,000 | 2,371 |
| Income before extraordinary items | $1,854,000 | 2,597 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,854,000 | 2,624 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,854,000 | 2,598 |
| Net charge-offs | $2,000 | 2,475 |
| Cash dividends | $1,450,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,854,000 | 2,621 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 2,349 |
| Total interest expense | $2,515,000 | 1,746 |
| Net interest income | $4,365,000 | 2,603 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,382,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $200,000 | 1,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,182,000 | 1,384 |
| Total noninterest expense | $4,421,000 | 2,173 |
| Salaries and employee benefits | $2,526,000 | 2,168 |
| Premises and equipment expense | $498,000 | 2,021 |
| Additional noninterest expense | $1,182,000 | 1,383 |
| Pre-tax net operating income | $1,326,000 | 2,726 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $150,000 | 2,315 |
| Income before extraordinary items | $1,176,000 | 2,671 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,176,000 | 2,701 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,176,000 | 2,671 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $1,319,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,176,000 | 2,690 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 2,361 |
| Total interest expense | $1,108,000 | 1,721 |
| Net interest income | $2,268,000 | 2,565 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $616,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $98,000 | 1,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $518,000 | 1,492 |
| Total noninterest expense | $2,284,000 | 2,173 |
| Salaries and employee benefits | $1,322,000 | 2,144 |
| Premises and equipment expense | $266,000 | 1,974 |
| Additional noninterest expense | $518,000 | 1,492 |
| Pre-tax net operating income | $600,000 | 2,896 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $84,000 | 2,268 |
| Income before extraordinary items | $516,000 | 2,878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $516,000 | 2,877 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $516,000 | 2,878 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $1,058,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $516,000 | 2,900 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,149,000 | 2,378 |
| Total interest expense | $1,333,000 | 2,064 |
| Net interest income | $9,816,000 | 2,393 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $3,248,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $383,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,865,000 | 1,288 |
| Total noninterest expense | $8,310,000 | 2,250 |
| Salaries and employee benefits | $4,816,000 | 2,236 |
| Premises and equipment expense | $774,000 | 2,362 |
| Additional noninterest expense | $2,865,000 | 1,288 |
| Pre-tax net operating income | $4,754,000 | 2,096 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $158,000 | 2,768 |
| Income before extraordinary items | $4,596,000 | 1,933 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,596,000 | 1,932 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,596,000 | 1,932 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $2,278,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,596,000 | 1,968 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,891,000 | 2,404 |
| Total interest expense | $629,000 | 2,340 |
| Net interest income | $7,262,000 | 2,391 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,780,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $289,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,491,000 | 1,207 |
| Total noninterest expense | $6,298,000 | 2,224 |
| Salaries and employee benefits | $3,699,000 | 2,198 |
| Premises and equipment expense | $551,000 | 2,439 |
| Additional noninterest expense | $2,491,000 | 1,207 |
| Pre-tax net operating income | $3,744,000 | 2,012 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $306,000 | 2,194 |
| Income before extraordinary items | $3,438,000 | 1,913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,438,000 | 1,912 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,438,000 | 1,912 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $1,977,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,438,000 | 1,948 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 2,466 |
| Total interest expense | $295,000 | 2,675 |
| Net interest income | $4,591,000 | 2,442 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,442,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $187,000 | 2,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,255,000 | 1,464 |
| Total noninterest expense | $4,013,000 | 2,279 |
| Salaries and employee benefits | $2,276,000 | 2,300 |
| Premises and equipment expense | $349,000 | 2,511 |
| Additional noninterest expense | $1,388,000 | 2,107 |
| Pre-tax net operating income | $2,020,000 | 2,184 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $207,000 | 2,103 |
| Income before extraordinary items | $1,813,000 | 2,111 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,813,000 | 2,112 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,813,000 | 2,111 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $1,676,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,813,000 | 2,151 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 2,522 |
| Total interest expense | $135,000 | 2,775 |
| Net interest income | $2,159,000 | 2,480 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $734,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $91,000 | 2,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $643,000 | 1,447 |
| Total noninterest expense | $2,045,000 | 2,253 |
| Salaries and employee benefits | $1,151,000 | 2,295 |
| Premises and equipment expense | $178,000 | 2,486 |
| Additional noninterest expense | $716,000 | 2,065 |
| Pre-tax net operating income | $848,000 | 2,320 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $108,000 | 2,020 |
| Income before extraordinary items | $740,000 | 2,292 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $740,000 | 2,291 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $740,000 | 2,292 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $1,073,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $740,000 | 2,309 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,674,000 | 2,690 |
| Total interest expense | $615,000 | 2,868 |
| Net interest income | $8,059,000 | 2,638 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $5,269,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $362,000 | 1,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,907,000 | 1,083 |
| Total noninterest expense | $7,439,000 | 2,386 |
| Salaries and employee benefits | $4,389,000 | 2,351 |
| Premises and equipment expense | $667,000 | 2,588 |
| Additional noninterest expense | $2,383,000 | 2,313 |
| Pre-tax net operating income | $5,889,000 | 1,846 |
| Securities gains (losses) | $44,000 | 1,189 |
| Applicable income taxes | $490,000 | 2,112 |
| Income before extraordinary items | $5,443,000 | 1,778 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,443,000 | 1,778 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,443,000 | 1,779 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $3,936,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,402,520 | 1,753 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 2,728 |
| Total interest expense | $475,000 | 2,927 |
| Net interest income | $6,042,000 | 2,688 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $4,363,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $267,000 | 2,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,096,000 | 1,037 |
| Total noninterest expense | $5,673,000 | 2,382 |
| Salaries and employee benefits | $3,351,000 | 2,333 |
| Premises and equipment expense | $510,000 | 2,575 |
| Additional noninterest expense | $1,812,000 | 2,307 |
| Pre-tax net operating income | $4,732,000 | 1,842 |
| Securities gains (losses) | $44,000 | 1,101 |
| Applicable income taxes | $8,000 | 3,548 |
| Income before extraordinary items | $4,768,000 | 1,664 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,768,000 | 1,663 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,768,000 | 1,664 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $3,341,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,724,000 | 1,646 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 2,721 |
| Total interest expense | $328,000 | 2,952 |
| Net interest income | $4,044,000 | 2,677 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $3,418,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $174,000 | 1,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,244,000 | 912 |
| Total noninterest expense | $3,792,000 | 2,370 |
| Salaries and employee benefits | $2,252,000 | 2,315 |
| Premises and equipment expense | $327,000 | 2,623 |
| Additional noninterest expense | $1,213,000 | 2,284 |
| Pre-tax net operating income | $3,670,000 | 1,620 |
| Securities gains (losses) | $44,000 | 931 |
| Applicable income taxes | $7,000 | 3,495 |
| Income before extraordinary items | $3,707,000 | 1,481 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,707,000 | 1,481 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,707,000 | 1,481 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $2,745,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,663,000 | 1,455 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 2,702 |
| Total interest expense | $173,000 | 2,967 |
| Net interest income | $2,033,000 | 2,647 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,919,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $85,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,834,000 | 856 |
| Total noninterest expense | $1,925,000 | 2,330 |
| Salaries and employee benefits | $1,154,000 | 2,274 |
| Premises and equipment expense | $170,000 | 2,585 |
| Additional noninterest expense | $601,000 | 2,255 |
| Pre-tax net operating income | $2,027,000 | 1,510 |
| Securities gains (losses) | $44,000 | 693 |
| Applicable income taxes | $5,000 | 3,399 |
| Income before extraordinary items | $2,066,000 | 1,357 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,066,000 | 1,356 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,066,000 | 1,357 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $1,554,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,022,000 | 1,347 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,776,000 | 2,552 |
| Total interest expense | $1,146,000 | 2,734 |
| Net interest income | $8,630,000 | 2,493 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $4,599,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $361,000 | 2,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,238,000 | 1,158 |
| Total noninterest expense | $7,637,000 | 2,342 |
| Salaries and employee benefits | $4,706,000 | 2,234 |
| Premises and equipment expense | $675,000 | 2,581 |
| Additional noninterest expense | $2,256,000 | 2,340 |
| Pre-tax net operating income | $5,592,000 | 1,641 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $9,000 | 3,517 |
| Income before extraordinary items | $5,583,000 | 1,504 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,583,000 | 1,503 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,583,000 | 1,504 |
| Net charge-offs | $9,000 | 3,054 |
| Cash dividends | $3,629,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,583,000 | 1,458 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 2,519 |
| Total interest expense | $924,000 | 2,725 |
| Net interest income | $6,601,000 | 2,453 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $3,461,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $272,000 | 2,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,189,000 | 1,115 |
| Total noninterest expense | $5,717,000 | 2,320 |
| Salaries and employee benefits | $3,466,000 | 2,235 |
| Premises and equipment expense | $516,000 | 2,551 |
| Additional noninterest expense | $1,735,000 | 2,286 |
| Pre-tax net operating income | $4,345,000 | 1,577 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $8,000 | 3,498 |
| Income before extraordinary items | $4,337,000 | 1,416 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,337,000 | 1,417 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,337,000 | 1,417 |
| Net charge-offs | $9,000 | 2,770 |
| Cash dividends | $2,953,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,337,000 | 1,372 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 2,517 |
| Total interest expense | $669,000 | 2,711 |
| Net interest income | $4,489,000 | 2,436 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $2,416,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $182,000 | 2,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,234,000 | 992 |
| Total noninterest expense | $3,862,000 | 2,304 |
| Salaries and employee benefits | $2,316,000 | 2,237 |
| Premises and equipment expense | $350,000 | 2,516 |
| Additional noninterest expense | $1,196,000 | 2,218 |
| Pre-tax net operating income | $3,043,000 | 1,427 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $7,000 | 3,435 |
| Income before extraordinary items | $3,036,000 | 1,295 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,036,000 | 1,295 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,036,000 | 1,295 |
| Net charge-offs | $9,000 | 2,487 |
| Cash dividends | $2,487,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,036,000 | 1,255 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 2,449 |
| Total interest expense | $351,000 | 2,780 |
| Net interest income | $2,324,000 | 2,348 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $682,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $103,000 | 2,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $579,000 | 1,382 |
| Total noninterest expense | $1,865,000 | 2,366 |
| Salaries and employee benefits | $1,048,000 | 2,404 |
| Premises and equipment expense | $187,000 | 2,437 |
| Additional noninterest expense | $630,000 | 2,171 |
| Pre-tax net operating income | $1,141,000 | 1,651 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $5,000 | 3,270 |
| Income before extraordinary items | $1,136,000 | 1,493 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,136,000 | 1,491 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,136,000 | 1,493 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $1,554,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,136,000 | 1,471 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,830,000 | 2,445 |
| Total interest expense | $1,438,000 | 2,785 |
| Net interest income | $9,392,000 | 2,350 |
| Provision for loan and lease losses | $75,000 | 3,120 |
| Total noninterest income | $2,725,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $469,000 | 2,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,256,000 | 1,435 |
| Total noninterest expense | $7,195,000 | 2,400 |
| Salaries and employee benefits | $4,235,000 | 2,343 |
| Premises and equipment expense | $644,000 | 2,685 |
| Additional noninterest expense | $2,316,000 | 2,330 |
| Pre-tax net operating income | $4,847,000 | 1,800 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $9,000 | 3,683 |
| Income before extraordinary items | $4,840,000 | 1,639 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,840,000 | 1,641 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,840,000 | 1,641 |
| Net charge-offs | $-1,000 | 4,163 |
| Cash dividends | $3,330,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,838,000 | 1,603 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 2,471 |
| Total interest expense | $1,078,000 | 2,815 |
| Net interest income | $7,055,000 | 2,385 |
| Provision for loan and lease losses | $45,000 | 3,145 |
| Total noninterest income | $2,069,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $356,000 | 1,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,713,000 | 1,414 |
| Total noninterest expense | $5,506,000 | 2,379 |
| Salaries and employee benefits | $3,187,000 | 2,355 |
| Premises and equipment expense | $486,000 | 2,693 |
| Additional noninterest expense | $1,833,000 | 2,249 |
| Pre-tax net operating income | $3,573,000 | 1,864 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $8,000 | 3,720 |
| Income before extraordinary items | $3,567,000 | 1,687 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,567,000 | 1,689 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,567,000 | 1,689 |
| Net charge-offs | $-2,000 | 4,087 |
| Cash dividends | $2,886,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,565,000 | 1,656 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 2,488 |
| Total interest expense | $691,000 | 2,856 |
| Net interest income | $4,692,000 | 2,402 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,228,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $228,000 | 2,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000,000 | 1,488 |
| Total noninterest expense | $3,699,000 | 2,385 |
| Salaries and employee benefits | $2,074,000 | 2,405 |
| Premises and equipment expense | $333,000 | 2,634 |
| Additional noninterest expense | $1,292,000 | 2,172 |
| Pre-tax net operating income | $2,221,000 | 1,960 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $7,000 | 3,681 |
| Income before extraordinary items | $2,216,000 | 1,762 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,216,000 | 1,761 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,216,000 | 1,762 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $2,441,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,214,000 | 1,733 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 2,503 |
| Total interest expense | $329,000 | 2,903 |
| Net interest income | $2,325,000 | 2,419 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $544,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $103,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 1,571 |
| Total noninterest expense | $1,862,000 | 2,383 |
| Salaries and employee benefits | $1,004,000 | 2,478 |
| Premises and equipment expense | $173,000 | 2,603 |
| Additional noninterest expense | $685,000 | 2,070 |
| Pre-tax net operating income | $1,007,000 | 2,048 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,009,000 | 1,857 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,009,000 | 1,855 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,009,000 | 1,856 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $1,554,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,007,000 | 1,837 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,084,000 | 2,513 |
| Total interest expense | $1,009,000 | 2,906 |
| Net interest income | $9,075,000 | 2,436 |
| Provision for loan and lease losses | $15,000 | 3,894 |
| Total noninterest income | $2,638,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $472,000 | 2,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,166,000 | 1,422 |
| Total noninterest expense | $6,919,000 | 2,488 |
| Salaries and employee benefits | $4,029,000 | 2,445 |
| Premises and equipment expense | $649,000 | 2,701 |
| Additional noninterest expense | $2,241,000 | 2,410 |
| Pre-tax net operating income | $4,779,000 | 1,832 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $4,000 | 3,841 |
| Income before extraordinary items | $4,775,000 | 1,638 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,775,000 | 1,637 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,775,000 | 1,637 |
| Net charge-offs | $21,000 | 3,086 |
| Cash dividends | $3,554,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,775,000 | 1,634 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,462,000 | 2,535 |
| Total interest expense | $692,000 | 2,982 |
| Net interest income | $6,770,000 | 2,449 |
| Provision for loan and lease losses | $15,000 | 3,690 |
| Total noninterest income | $1,992,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $350,000 | 2,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,642,000 | 1,433 |
| Total noninterest expense | $5,289,000 | 2,467 |
| Salaries and employee benefits | $3,084,000 | 2,401 |
| Premises and equipment expense | $502,000 | 2,661 |
| Additional noninterest expense | $1,703,000 | 2,379 |
| Pre-tax net operating income | $3,458,000 | 1,905 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $3,000 | 3,907 |
| Income before extraordinary items | $3,455,000 | 1,704 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,455,000 | 1,703 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,455,000 | 1,703 |
| Net charge-offs | $1,000 | 3,412 |
| Cash dividends | $2,974,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,455,000 | 1,692 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 2,534 |
| Total interest expense | $431,000 | 3,017 |
| Net interest income | $4,504,000 | 2,450 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $1,274,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $226,000 | 2,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,048,000 | 1,476 |
| Total noninterest expense | $3,590,000 | 2,447 |
| Salaries and employee benefits | $2,087,000 | 2,405 |
| Premises and equipment expense | $349,000 | 2,614 |
| Additional noninterest expense | $1,154,000 | 2,367 |
| Pre-tax net operating income | $2,173,000 | 1,973 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $2,000 | 3,899 |
| Income before extraordinary items | $2,171,000 | 1,763 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,171,000 | 1,762 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,171,000 | 1,762 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $2,395,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,171,000 | 1,753 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 2,544 |
| Total interest expense | $201,000 | 3,072 |
| Net interest income | $2,242,000 | 2,446 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $628,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $107,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 1,449 |
| Total noninterest expense | $1,823,000 | 2,435 |
| Salaries and employee benefits | $1,039,000 | 2,437 |
| Premises and equipment expense | $187,000 | 2,547 |
| Additional noninterest expense | $597,000 | 2,284 |
| Pre-tax net operating income | $1,047,000 | 1,976 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $1,046,000 | 1,769 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,046,000 | 1,768 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,046,000 | 1,769 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $1,134,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,046,000 | 1,755 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,175,000 | 2,605 |
| Total interest expense | $712,000 | 3,113 |
| Net interest income | $8,463,000 | 2,533 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,513,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $472,000 | 2,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,041,000 | 1,516 |
| Total noninterest expense | $6,349,000 | 2,678 |
| Salaries and employee benefits | $3,682,000 | 2,610 |
| Premises and equipment expense | $628,000 | 2,843 |
| Additional noninterest expense | $2,039,000 | 2,612 |
| Pre-tax net operating income | $4,627,000 | 1,826 |
| Securities gains (losses) | $46,000 | 933 |
| Applicable income taxes | $4,000 | 3,980 |
| Income before extraordinary items | $4,669,000 | 1,420 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,669,000 | 1,418 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,669,000 | 1,420 |
| Net charge-offs | $3,000 | 3,939 |
| Cash dividends | $3,150,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,623,000 | 1,409 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,766,000 | 2,654 |
| Total interest expense | $522,000 | 3,145 |
| Net interest income | $6,244,000 | 2,577 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,912,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $350,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,562,000 | 1,509 |
| Total noninterest expense | $4,816,000 | 2,661 |
| Salaries and employee benefits | $2,768,000 | 2,631 |
| Premises and equipment expense | $474,000 | 2,861 |
| Additional noninterest expense | $1,574,000 | 2,579 |
| Pre-tax net operating income | $3,340,000 | 1,899 |
| Securities gains (losses) | $46,000 | 914 |
| Applicable income taxes | $3,000 | 4,027 |
| Income before extraordinary items | $3,383,000 | 1,565 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,383,000 | 1,564 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,383,000 | 1,565 |
| Net charge-offs | $-1,000 | 4,281 |
| Cash dividends | $2,646,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,337,000 | 1,568 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 2,672 |
| Total interest expense | $335,000 | 3,173 |
| Net interest income | $4,105,000 | 2,595 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,215,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $224,000 | 2,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $991,000 | 1,550 |
| Total noninterest expense | $3,211,000 | 2,671 |
| Salaries and employee benefits | $1,847,000 | 2,648 |
| Premises and equipment expense | $313,000 | 2,888 |
| Additional noninterest expense | $1,051,000 | 2,575 |
| Pre-tax net operating income | $2,109,000 | 1,950 |
| Securities gains (losses) | $46,000 | 684 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $2,153,000 | 1,603 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,153,000 | 1,603 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,153,000 | 1,603 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $2,142,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,107,000 | 1,609 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 2,687 |
| Total interest expense | $157,000 | 3,281 |
| Net interest income | $2,044,000 | 2,599 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $616,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $103,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 1,506 |
| Total noninterest expense | $1,639,000 | 2,655 |
| Salaries and employee benefits | $945,000 | 2,635 |
| Premises and equipment expense | $163,000 | 2,851 |
| Additional noninterest expense | $531,000 | 2,549 |
| Pre-tax net operating income | $1,021,000 | 1,935 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $1,020,000 | 1,651 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,020,000 | 1,651 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,020,000 | 1,651 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $1,134,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,020,000 | 1,631 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 2,695 |
| Total interest expense | $637,000 | 3,214 |
| Net interest income | $8,007,000 | 2,623 |
| Provision for loan and lease losses | $15,000 | 4,115 |
| Total noninterest income | $2,530,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $469,000 | 2,191 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,061,000 | 1,568 |
| Total noninterest expense | $6,058,000 | 2,837 |
| Salaries and employee benefits | $3,437,000 | 2,795 |
| Premises and equipment expense | $628,000 | 2,937 |
| Additional noninterest expense | $1,993,000 | 2,770 |
| Pre-tax net operating income | $4,464,000 | 1,770 |
| Securities gains (losses) | $42,000 | 1,954 |
| Applicable income taxes | $4,000 | 4,104 |
| Income before extraordinary items | $4,502,000 | 1,508 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,502,000 | 1,507 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,502,000 | 1,507 |
| Net charge-offs | $-3,000 | 4,789 |
| Cash dividends | $3,105,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,460,000 | 1,488 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 2,702 |
| Total interest expense | $475,000 | 3,227 |
| Net interest income | $6,000,000 | 2,631 |
| Provision for loan and lease losses | $15,000 | 3,917 |
| Total noninterest income | $1,919,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $355,000 | 2,182 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,564,000 | 1,551 |
| Total noninterest expense | $4,562,000 | 2,821 |
| Salaries and employee benefits | $2,580,000 | 2,782 |
| Premises and equipment expense | $474,000 | 2,941 |
| Additional noninterest expense | $1,508,000 | 2,750 |
| Pre-tax net operating income | $3,342,000 | 1,805 |
| Securities gains (losses) | $42,000 | 1,893 |
| Applicable income taxes | $3,000 | 4,173 |
| Income before extraordinary items | $3,381,000 | 1,528 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,381,000 | 1,527 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,381,000 | 1,528 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $2,613,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,339,000 | 1,504 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 2,679 |
| Total interest expense | $319,000 | 3,221 |
| Net interest income | $4,067,000 | 2,596 |
| Provision for loan and lease losses | $15,000 | 3,638 |
| Total noninterest income | $1,233,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $233,000 | 2,188 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,000,000 | 1,551 |
| Total noninterest expense | $3,084,000 | 2,803 |
| Salaries and employee benefits | $1,733,000 | 2,793 |
| Premises and equipment expense | $315,000 | 2,947 |
| Additional noninterest expense | $1,036,000 | 2,707 |
| Pre-tax net operating income | $2,201,000 | 1,800 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $2,241,000 | 1,525 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,241,000 | 1,524 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,241,000 | 1,525 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $2,120,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,199,000 | 1,500 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 2,701 |
| Total interest expense | $155,000 | 3,301 |
| Net interest income | $2,026,000 | 2,606 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $577,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $112,000 | 2,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $465,000 | 1,586 |
| Total noninterest expense | $1,551,000 | 2,797 |
| Salaries and employee benefits | $857,000 | 2,814 |
| Premises and equipment expense | $156,000 | 2,995 |
| Additional noninterest expense | $538,000 | 2,623 |
| Pre-tax net operating income | $1,037,000 | 1,871 |
| Securities gains (losses) | $42,000 | 907 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $1,078,000 | 1,524 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,078,000 | 1,525 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,078,000 | 1,525 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $1,134,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,036,000 | 1,528 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,598,000 | 2,704 |
| Total interest expense | $597,000 | 3,395 |
| Net interest income | $8,001,000 | 2,597 |
| Provision for loan and lease losses | $90,000 | 3,155 |
| Total noninterest income | $2,177,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $478,000 | 2,217 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,699,000 | 1,714 |
| Total noninterest expense | $5,787,000 | 2,929 |
| Salaries and employee benefits | $3,357,000 | 2,818 |
| Premises and equipment expense | $628,000 | 3,016 |
| Additional noninterest expense | $1,802,000 | 3,003 |
| Pre-tax net operating income | $4,301,000 | 1,773 |
| Securities gains (losses) | $31,000 | 1,973 |
| Applicable income taxes | $13,000 | 4,040 |
| Income before extraordinary items | $4,319,000 | 1,518 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,319,000 | 1,518 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,319,000 | 1,518 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $3,206,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,288,000 | 1,496 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 2,742 |
| Total interest expense | $449,000 | 3,445 |
| Net interest income | $5,931,000 | 2,644 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $1,672,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $355,000 | 2,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,317,000 | 1,691 |
| Total noninterest expense | $4,319,000 | 2,965 |
| Salaries and employee benefits | $2,486,000 | 2,860 |
| Premises and equipment expense | $470,000 | 3,056 |
| Additional noninterest expense | $1,363,000 | 3,003 |
| Pre-tax net operating income | $3,224,000 | 1,801 |
| Securities gains (losses) | $31,000 | 1,769 |
| Applicable income taxes | $12,000 | 4,095 |
| Income before extraordinary items | $3,243,000 | 1,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,243,000 | 1,530 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,243,000 | 1,530 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $2,702,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,212,000 | 1,506 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 2,776 |
| Total interest expense | $298,000 | 3,474 |
| Net interest income | $3,890,000 | 2,676 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $1,069,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $226,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $843,000 | 1,746 |
| Total noninterest expense | $2,857,000 | 2,991 |
| Salaries and employee benefits | $1,630,000 | 2,903 |
| Premises and equipment expense | $309,000 | 3,096 |
| Additional noninterest expense | $918,000 | 2,996 |
| Pre-tax net operating income | $2,072,000 | 1,847 |
| Securities gains (losses) | $27,000 | 1,561 |
| Applicable income taxes | $11,000 | 4,039 |
| Income before extraordinary items | $2,088,000 | 1,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,088,000 | 1,563 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,088,000 | 1,563 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $2,197,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,061,270 | 1,539 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 2,793 |
| Total interest expense | $147,000 | 3,524 |
| Net interest income | $1,920,000 | 2,691 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $528,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $114,000 | 2,259 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $414,000 | 1,731 |
| Total noninterest expense | $1,430,000 | 2,997 |
| Salaries and employee benefits | $801,000 | 2,969 |
| Premises and equipment expense | $164,000 | 3,020 |
| Additional noninterest expense | $465,000 | 2,947 |
| Pre-tax net operating income | $1,018,000 | 1,825 |
| Securities gains (losses) | $27,000 | 1,105 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $1,035,000 | 1,547 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,035,000 | 1,547 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,035,000 | 1,549 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $1,134,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,008,270 | 1,525 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,334,000 | 2,800 |
| Total interest expense | $620,000 | 3,546 |
| Net interest income | $7,714,000 | 2,709 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,543,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $518,000 | 2,230 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,025,000 | 1,444 |
| Total noninterest expense | $5,708,000 | 3,024 |
| Salaries and employee benefits | $3,196,000 | 2,962 |
| Premises and equipment expense | $665,000 | 3,010 |
| Additional noninterest expense | $1,847,000 | 3,065 |
| Pre-tax net operating income | $4,549,000 | 1,659 |
| Securities gains (losses) | $38,000 | 1,926 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $4,584,000 | 1,409 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,584,000 | 1,407 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,584,000 | 1,408 |
| Net charge-offs | $-4,000 | 5,513 |
| Cash dividends | $2,741,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,546,000 | 1,395 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 2,845 |
| Total interest expense | $468,000 | 3,587 |
| Net interest income | $5,718,000 | 2,749 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,539,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $390,000 | 2,234 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,149,000 | 1,775 |
| Total noninterest expense | $4,252,000 | 3,047 |
| Salaries and employee benefits | $2,336,000 | 3,016 |
| Premises and equipment expense | $514,000 | 2,988 |
| Additional noninterest expense | $1,402,000 | 3,040 |
| Pre-tax net operating income | $3,005,000 | 1,852 |
| Securities gains (losses) | $27,000 | 1,839 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $3,031,000 | 1,563 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,031,000 | 1,563 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,031,000 | 1,563 |
| Net charge-offs | $-4,000 | 5,417 |
| Cash dividends | $2,153,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,004,000 | 1,552 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 2,879 |
| Total interest expense | $312,000 | 3,636 |
| Net interest income | $3,775,000 | 2,757 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $974,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $249,000 | 2,272 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $725,000 | 1,817 |
| Total noninterest expense | $2,852,000 | 3,049 |
| Salaries and employee benefits | $1,547,000 | 3,050 |
| Premises and equipment expense | $349,000 | 2,972 |
| Additional noninterest expense | $956,000 | 2,997 |
| Pre-tax net operating income | $1,897,000 | 1,899 |
| Securities gains (losses) | $27,000 | 1,498 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $1,923,000 | 1,590 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,923,000 | 1,593 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,923,000 | 1,592 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $1,778,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,896,000 | 1,580 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 2,930 |
| Total interest expense | $154,000 | 3,726 |
| Net interest income | $1,841,000 | 2,822 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $462,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $112,000 | 2,440 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $350,000 | 1,814 |
| Total noninterest expense | $1,377,000 | 3,158 |
| Salaries and employee benefits | $761,000 | 3,101 |
| Premises and equipment expense | $169,000 | 3,084 |
| Additional noninterest expense | $447,000 | 3,155 |
| Pre-tax net operating income | $926,000 | 1,875 |
| Securities gains (losses) | $34,000 | 774 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $960,000 | 1,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $960,000 | 1,552 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $960,000 | 1,552 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $1,402,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $926,000 | 1,557 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 3,063 |
| Total interest expense | $765,000 | 3,542 |
| Net interest income | $6,789,000 | 2,974 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $2,172,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $516,000 | 2,319 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,656,000 | 1,737 |
| Total noninterest expense | $5,583,000 | 3,143 |
| Salaries and employee benefits | $3,203,000 | 2,973 |
| Premises and equipment expense | $656,000 | 3,090 |
| Additional noninterest expense | $1,724,000 | 3,308 |
| Pre-tax net operating income | $3,363,000 | 1,975 |
| Securities gains (losses) | $12,000 | 2,573 |
| Applicable income taxes | $8,000 | 4,340 |
| Income before extraordinary items | $3,367,000 | 1,724 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,367,000 | 1,728 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,367,000 | 1,728 |
| Net charge-offs | $-3,000 | 5,962 |
| Cash dividends | $2,264,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,355,000 | 1,695 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 3,133 |
| Total interest expense | $599,000 | 3,539 |
| Net interest income | $4,956,000 | 3,053 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $1,681,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $366,000 | 2,441 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,315,000 | 1,708 |
| Total noninterest expense | $4,230,000 | 3,118 |
| Salaries and employee benefits | $2,435,000 | 2,970 |
| Premises and equipment expense | $496,000 | 3,118 |
| Additional noninterest expense | $1,299,000 | 3,301 |
| Pre-tax net operating income | $2,392,000 | 2,142 |
| Securities gains (losses) | $12,000 | 2,447 |
| Applicable income taxes | $7,000 | 4,397 |
| Income before extraordinary items | $2,397,000 | 1,834 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,397,000 | 1,838 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,397,000 | 1,839 |
| Net charge-offs | $-4,000 | 5,917 |
| Cash dividends | $1,939,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,385,000 | 1,791 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 3,167 |
| Total interest expense | $421,000 | 3,474 |
| Net interest income | $3,245,000 | 3,101 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $1,120,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $240,000 | 2,442 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $880,000 | 1,743 |
| Total noninterest expense | $2,858,000 | 3,104 |
| Salaries and employee benefits | $1,624,000 | 2,985 |
| Premises and equipment expense | $334,000 | 3,110 |
| Additional noninterest expense | $900,000 | 3,203 |
| Pre-tax net operating income | $1,492,000 | 2,199 |
| Securities gains (losses) | $12,000 | 2,226 |
| Applicable income taxes | $5,000 | 4,362 |
| Income before extraordinary items | $1,499,000 | 1,926 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,499,000 | 1,933 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,499,000 | 1,932 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $1,614,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,487,000 | 1,866 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,131 |
| Total interest expense | $215,000 | 3,513 |
| Net interest income | $1,667,000 | 3,041 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $528,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $117,000 | 2,482 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $411,000 | 1,826 |
| Total noninterest expense | $1,439,000 | 3,109 |
| Salaries and employee benefits | $827,000 | 2,966 |
| Premises and equipment expense | $168,000 | 3,127 |
| Additional noninterest expense | $444,000 | 3,259 |
| Pre-tax net operating income | $741,000 | 2,171 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $737,000 | 1,925 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $737,000 | 1,926 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $737,000 | 1,927 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $949,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $737,000 | 1,839 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 3,141 |
| Total interest expense | $1,016,000 | 3,568 |
| Net interest income | $6,899,000 | 3,015 |
| Provision for loan and lease losses | $98,000 | 4,715 |
| Total noninterest income | $3,376,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $532,000 | 2,364 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,844,000 | 1,203 |
| Total noninterest expense | $5,641,000 | 3,173 |
| Salaries and employee benefits | $3,255,000 | 2,957 |
| Premises and equipment expense | $596,000 | 3,398 |
| Additional noninterest expense | $1,790,000 | 3,355 |
| Pre-tax net operating income | $4,536,000 | 1,500 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $4,534,000 | 1,303 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,534,000 | 1,304 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,534,000 | 1,304 |
| Net charge-offs | $-49,000 | 6,851 |
| Cash dividends | $2,120,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,534,000 | 1,240 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 3,184 |
| Total interest expense | $786,000 | 3,618 |
| Net interest income | $5,177,000 | 3,061 |
| Provision for loan and lease losses | $83,000 | 4,565 |
| Total noninterest income | $2,828,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $407,000 | 2,356 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,421,000 | 1,096 |
| Total noninterest expense | $4,218,000 | 3,205 |
| Salaries and employee benefits | $2,438,000 | 2,982 |
| Premises and equipment expense | $442,000 | 3,477 |
| Additional noninterest expense | $1,338,000 | 3,389 |
| Pre-tax net operating income | $3,704,000 | 1,425 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $3,702,000 | 1,214 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,702,000 | 1,215 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,702,000 | 1,215 |
| Net charge-offs | $-50,000 | 6,924 |
| Cash dividends | $1,228,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,702,000 | 1,146 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 3,203 |
| Total interest expense | $542,000 | 3,639 |
| Net interest income | $3,437,000 | 3,090 |
| Provision for loan and lease losses | $68,000 | 4,279 |
| Total noninterest income | $2,135,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $239,000 | 2,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,896,000 | 957 |
| Total noninterest expense | $2,826,000 | 3,203 |
| Salaries and employee benefits | $1,607,000 | 3,007 |
| Premises and equipment expense | $297,000 | 3,458 |
| Additional noninterest expense | $922,000 | 3,335 |
| Pre-tax net operating income | $2,678,000 | 1,320 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $2,676,000 | 1,126 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,676,000 | 1,126 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,676,000 | 1,126 |
| Net charge-offs | $9,000 | 4,968 |
| Cash dividends | $1,088,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,676,000 | 1,052 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 3,267 |
| Total interest expense | $286,000 | 3,616 |
| Net interest income | $1,674,000 | 3,168 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $454,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $339,000 | 1,957 |
| Total noninterest expense | $1,387,000 | 3,258 |
| Salaries and employee benefits | $797,000 | 3,037 |
| Premises and equipment expense | $151,000 | 3,441 |
| Additional noninterest expense | $439,000 | 3,427 |
| Pre-tax net operating income | $696,000 | 2,279 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $694,000 | 2,020 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $694,000 | 2,021 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $694,000 | 2,022 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $949,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $694,000 | 1,916 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,248,000 | 3,240 |
| Total interest expense | $1,364,000 | 3,669 |
| Net interest income | $6,884,000 | 3,114 |
| Provision for loan and lease losses | $190,000 | 4,674 |
| Total noninterest income | $1,817,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $523,000 | 2,471 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,294,000 | 1,808 |
| Total noninterest expense | $5,453,000 | 3,305 |
| Salaries and employee benefits | $3,080,000 | 3,054 |
| Premises and equipment expense | $507,000 | 4,002 |
| Additional noninterest expense | $1,866,000 | 3,328 |
| Pre-tax net operating income | $3,058,000 | 1,801 |
| Securities gains (losses) | $6,000 | 3,464 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $3,062,000 | 1,574 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,062,000 | 1,575 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,062,000 | 1,575 |
| Net charge-offs | $246,000 | 4,041 |
| Cash dividends | $1,582,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,056,000 | 1,506 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 3,269 |
| Total interest expense | $1,061,000 | 3,692 |
| Net interest income | $5,153,000 | 3,135 |
| Provision for loan and lease losses | $145,000 | 4,539 |
| Total noninterest income | $1,306,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $395,000 | 2,472 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $911,000 | 1,869 |
| Total noninterest expense | $4,115,000 | 3,292 |
| Salaries and employee benefits | $2,351,000 | 3,016 |
| Premises and equipment expense | $367,000 | 4,137 |
| Additional noninterest expense | $1,397,000 | 3,330 |
| Pre-tax net operating income | $2,199,000 | 1,938 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $2,203,000 | 1,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,203,000 | 1,694 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,203,000 | 1,694 |
| Net charge-offs | $180,000 | 3,833 |
| Cash dividends | $1,287,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,197,000 | 1,617 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 3,291 |
| Total interest expense | $737,000 | 3,692 |
| Net interest income | $3,399,000 | 3,175 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $854,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $262,000 | 2,466 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $592,000 | 1,886 |
| Total noninterest expense | $2,741,000 | 3,332 |
| Salaries and employee benefits | $1,549,000 | 3,068 |
| Premises and equipment expense | $235,000 | 4,275 |
| Additional noninterest expense | $957,000 | 3,315 |
| Pre-tax net operating income | $1,412,000 | 1,980 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $1,416,000 | 1,702 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,416,000 | 1,702 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,416,000 | 1,702 |
| Net charge-offs | $184,000 | 3,196 |
| Cash dividends | $1,137,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,410,000 | 1,636 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 3,343 |
| Total interest expense | $383,000 | 3,703 |
| Net interest income | $1,664,000 | 3,218 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $401,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $122,000 | 2,582 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $279,000 | 1,996 |
| Total noninterest expense | $1,329,000 | 3,409 |
| Salaries and employee benefits | $773,000 | 3,088 |
| Premises and equipment expense | $114,000 | 4,406 |
| Additional noninterest expense | $442,000 | 3,501 |
| Pre-tax net operating income | $691,000 | 1,991 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $695,000 | 1,687 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $695,000 | 1,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $695,000 | 1,687 |
| Net charge-offs | $-16,000 | 7,143 |
| Cash dividends | $836,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $689,000 | 1,651 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,536,000 | 3,378 |
| Total interest expense | $1,844,000 | 3,771 |
| Net interest income | $6,692,000 | 3,197 |
| Provision for loan and lease losses | $290,000 | 4,906 |
| Total noninterest income | $1,752,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $602,000 | 2,284 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,150,000 | 2,011 |
| Total noninterest expense | $5,257,000 | 3,462 |
| Salaries and employee benefits | $3,012,000 | 3,109 |
| Premises and equipment expense | $477,000 | 4,307 |
| Additional noninterest expense | $1,768,000 | 3,575 |
| Pre-tax net operating income | $2,897,000 | 1,667 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $555,000 | 1,782 |
| Income before extraordinary items | $2,342,000 | 1,761 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,342,000 | 1,762 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,342,000 | 1,763 |
| Net charge-offs | $108,000 | 5,357 |
| Cash dividends | $129,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,342,000 | 1,688 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 3,424 |
| Total interest expense | $1,425,000 | 3,836 |
| Net interest income | $5,011,000 | 3,241 |
| Provision for loan and lease losses | $245,000 | 4,614 |
| Total noninterest income | $1,294,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $462,000 | 2,302 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $832,000 | 2,028 |
| Total noninterest expense | $3,942,000 | 3,467 |
| Salaries and employee benefits | $2,287,000 | 3,088 |
| Premises and equipment expense | $363,000 | 4,334 |
| Additional noninterest expense | $1,292,000 | 3,616 |
| Pre-tax net operating income | $2,118,000 | 1,812 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $653,000 | 1,405 |
| Income before extraordinary items | $1,465,000 | 2,189 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,465,000 | 2,190 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,465,000 | 2,192 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,465,000 | 2,095 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 3,470 |
| Total interest expense | $973,000 | 3,875 |
| Net interest income | $3,311,000 | 3,257 |
| Provision for loan and lease losses | $245,000 | 3,921 |
| Total noninterest income | $860,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $312,000 | 2,280 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $548,000 | 1,978 |
| Total noninterest expense | $2,635,000 | 3,468 |
| Salaries and employee benefits | $1,527,000 | 3,101 |
| Premises and equipment expense | $226,000 | 4,550 |
| Additional noninterest expense | $882,000 | 3,544 |
| Pre-tax net operating income | $1,291,000 | 1,933 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $457,000 | 1,306 |
| Income before extraordinary items | $834,000 | 2,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $834,000 | 2,433 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $834,000 | 2,437 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $834,000 | 2,336 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 3,557 |
| Total interest expense | $503,000 | 3,911 |
| Net interest income | $1,621,000 | 3,339 |
| Provision for loan and lease losses | $190,000 | 3,073 |
| Total noninterest income | $414,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $149,000 | 2,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $265,000 | 1,995 |
| Total noninterest expense | $1,268,000 | 3,606 |
| Salaries and employee benefits | $732,000 | 3,263 |
| Premises and equipment expense | $115,000 | 4,583 |
| Additional noninterest expense | $421,000 | 3,681 |
| Pre-tax net operating income | $577,000 | 2,154 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $457,000 | 760 |
| Income before extraordinary items | $120,000 | 4,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 4,729 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $120,000 | 4,728 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $120,000 | 4,616 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,658,000 | 3,615 |
| Total interest expense | $2,388,000 | 4,015 |
| Net interest income | $6,270,000 | 3,336 |
| Provision for loan and lease losses | $370,000 | 4,972 |
| Total noninterest income | $1,750,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $694,000 | 2,272 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,056,000 | 2,086 |
| Total noninterest expense | $4,978,000 | 3,703 |
| Salaries and employee benefits | $2,793,000 | 3,398 |
| Premises and equipment expense | $462,000 | 4,602 |
| Additional noninterest expense | $1,723,000 | 3,714 |
| Pre-tax net operating income | $2,672,000 | 1,498 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $938,000 | 1,015 |
| Income before extraordinary items | $1,734,000 | 1,891 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,734,000 | 1,888 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,734,000 | 1,890 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $1,193,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,734,000 | 1,848 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 3,683 |
| Total interest expense | $1,822,000 | 4,097 |
| Net interest income | $4,626,000 | 3,394 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $1,302,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $521,000 | 2,276 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $781,000 | 2,152 |
| Total noninterest expense | $3,782,000 | 3,657 |
| Salaries and employee benefits | $2,172,000 | 3,317 |
| Premises and equipment expense | $357,000 | 4,559 |
| Additional noninterest expense | $1,253,000 | 3,763 |
| Pre-tax net operating income | $2,011,000 | 1,615 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $686,000 | 1,106 |
| Income before extraordinary items | $1,325,000 | 2,012 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,325,000 | 2,011 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,325,000 | 2,012 |
| Net charge-offs | $-36,000 | 7,991 |
| Cash dividends | $437,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,325,000 | 1,971 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 3,703 |
| Total interest expense | $1,228,000 | 4,183 |
| Net interest income | $3,090,000 | 3,370 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $834,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $346,000 | 2,261 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $488,000 | 2,261 |
| Total noninterest expense | $2,503,000 | 3,717 |
| Salaries and employee benefits | $1,425,000 | 3,383 |
| Premises and equipment expense | $245,000 | 4,511 |
| Additional noninterest expense | $833,000 | 3,763 |
| Pre-tax net operating income | $1,361,000 | 1,662 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $471,000 | 1,132 |
| Income before extraordinary items | $890,000 | 2,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $890,000 | 2,044 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $890,000 | 2,046 |
| Net charge-offs | $-41,000 | 8,080 |
| Cash dividends | $437,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $890,000 | 1,981 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 3,729 |
| Total interest expense | $625,000 | 4,259 |
| Net interest income | $1,535,000 | 3,386 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $379,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $152,000 | 2,437 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $227,000 | 2,341 |
| Total noninterest expense | $1,200,000 | 3,761 |
| Salaries and employee benefits | $695,000 | 3,490 |
| Premises and equipment expense | $132,000 | 4,337 |
| Additional noninterest expense | $373,000 | 3,775 |
| Pre-tax net operating income | $684,000 | 1,846 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $239,000 | 1,269 |
| Income before extraordinary items | $445,000 | 2,347 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $445,000 | 2,347 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $445,000 | 2,349 |
| Net charge-offs | $-69,000 | 8,166 |
| Cash dividends | $437,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $445,000 | 2,211 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,134,000 | 3,765 |
| Total interest expense | $3,152,000 | 4,114 |
| Net interest income | $5,982,000 | 3,489 |
| Provision for loan and lease losses | $150,000 | 5,553 |
| Total noninterest income | $1,563,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $697,000 | 2,354 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $866,000 | 2,346 |
| Total noninterest expense | $4,680,000 | 3,765 |
| Salaries and employee benefits | $2,742,000 | 3,503 |
| Premises and equipment expense | $453,000 | 4,745 |
| Additional noninterest expense | $1,485,000 | 3,640 |
| Pre-tax net operating income | $2,715,000 | 1,960 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $973,000 | 1,222 |
| Income before extraordinary items | $1,742,000 | 2,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,742,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,110 |
| Cash dividends | $882,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,742,000 | 2,386 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 3,808 |
| Total interest expense | $2,447,000 | 4,140 |
| Net interest income | $4,456,000 | 3,529 |
| Provision for loan and lease losses | $105,000 | 5,094 |
| Total noninterest income | $1,197,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $521,000 | 2,374 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $676,000 | 2,370 |
| Total noninterest expense | $3,519,000 | 3,740 |
| Salaries and employee benefits | $2,055,000 | 3,527 |
| Premises and equipment expense | $341,000 | 4,734 |
| Additional noninterest expense | $1,123,000 | 3,545 |
| Pre-tax net operating income | $2,029,000 | 2,292 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $702,000 | 1,531 |
| Income before extraordinary items | $1,327,000 | 2,567 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,327,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,100 |
| Cash dividends | $882,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,327,000 | 2,690 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 3,833 |
| Total interest expense | $1,715,000 | 4,137 |
| Net interest income | $2,935,000 | 3,553 |
| Provision for loan and lease losses | $45,000 | 5,277 |
| Total noninterest income | $795,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $341,000 | 2,397 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $454,000 | 2,396 |
| Total noninterest expense | $2,361,000 | 3,750 |
| Salaries and employee benefits | $1,358,000 | 3,602 |
| Premises and equipment expense | $231,000 | 4,726 |
| Additional noninterest expense | $772,000 | 3,449 |
| Pre-tax net operating income | $1,324,000 | 2,432 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $456,000 | 1,708 |
| Income before extraordinary items | $868,000 | 2,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,132 |
| Cash dividends | $882,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $868,000 | 2,824 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 3,841 |
| Total interest expense | $919,000 | 4,130 |
| Net interest income | $1,457,000 | 3,558 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $377,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $165,000 | 2,426 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $212,000 | 2,491 |
| Total noninterest expense | $1,147,000 | 3,834 |
| Salaries and employee benefits | $671,000 | 3,659 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $356,000 | 3,626 |
| Pre-tax net operating income | $687,000 | 2,448 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $238,000 | 1,748 |
| Income before extraordinary items | $449,000 | 2,930 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $449,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $882,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $449,000 | 2,847 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,817,000 | 3,811 |
| Total interest expense | $4,041,000 | 3,989 |
| Net interest income | $5,776,000 | 3,605 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $1,496,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $730,000 | 2,291 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $766,000 | 2,619 |
| Total noninterest expense | $4,375,000 | 3,839 |
| Salaries and employee benefits | $2,519,000 | 3,695 |
| Premises and equipment expense | $476,000 | 4,515 |
| Additional noninterest expense | $1,380,000 | 3,660 |
| Pre-tax net operating income | $2,837,000 | 2,572 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $1,037,000 | 1,819 |
| Income before extraordinary items | $1,803,000 | 3,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,803,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,868 |
| Cash dividends | $756,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,801,080 | 3,044 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,308,000 | 3,842 |
| Total interest expense | $3,032,000 | 3,986 |
| Net interest income | $4,276,000 | 3,656 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $1,112,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $530,000 | 2,332 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $582,000 | 2,606 |
| Total noninterest expense | $3,243,000 | 3,868 |
| Salaries and employee benefits | $1,852,000 | 3,755 |
| Premises and equipment expense | $361,000 | 4,455 |
| Additional noninterest expense | $1,030,000 | 3,616 |
| Pre-tax net operating income | $2,085,000 | 2,753 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $737,000 | 2,014 |
| Income before extraordinary items | $1,351,000 | 3,200 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,351,000 | 3,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,021 |
| Cash dividends | $756,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,349,050 | 3,186 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 3,876 |
| Total interest expense | $2,001,000 | 4,024 |
| Net interest income | $2,839,000 | 3,680 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $716,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $346,000 | 2,374 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $370,000 | 2,683 |
| Total noninterest expense | $2,167,000 | 3,882 |
| Salaries and employee benefits | $1,231,000 | 3,804 |
| Premises and equipment expense | $244,000 | 4,449 |
| Additional noninterest expense | $692,000 | 3,593 |
| Pre-tax net operating income | $1,328,000 | 2,910 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $470,000 | 2,155 |
| Income before extraordinary items | $861,000 | 3,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $861,000 | 3,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $756,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $859,050 | 3,338 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 3,869 |
| Total interest expense | $1,004,000 | 4,001 |
| Net interest income | $1,413,000 | 3,708 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $334,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $162,000 | 2,452 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $172,000 | 2,777 |
| Total noninterest expense | $1,052,000 | 3,983 |
| Salaries and employee benefits | $605,000 | 3,866 |
| Premises and equipment expense | $117,000 | 4,586 |
| Additional noninterest expense | $330,000 | 3,681 |
| Pre-tax net operating income | $657,000 | 2,934 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $231,000 | 2,194 |
| Income before extraordinary items | $426,000 | 3,352 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $426,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $756,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $426,000 | 3,332 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,048,000 | 3,850 |
| Total interest expense | $3,493,000 | 3,922 |
| Net interest income | $5,555,000 | 3,729 |
| Provision for loan and lease losses | $290,000 | 2,855 |
| Total noninterest income | $1,433,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $681,000 | 2,433 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $752,000 | 2,669 |
| Total noninterest expense | $4,203,000 | 3,843 |
| Salaries and employee benefits | $2,432,000 | 3,683 |
| Premises and equipment expense | $454,000 | 4,539 |
| Additional noninterest expense | $1,317,000 | 3,668 |
| Pre-tax net operating income | $2,495,000 | 3,132 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $853,000 | 2,390 |
| Income before extraordinary items | $1,642,000 | 3,566 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,642,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,580 |
| Cash dividends | $706,000 | 3,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,642,000 | 3,546 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,619,000 | 3,892 |
| Total interest expense | $2,471,000 | 3,983 |
| Net interest income | $4,148,000 | 3,761 |
| Provision for loan and lease losses | $215,000 | 2,754 |
| Total noninterest income | $1,073,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $501,000 | 2,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $572,000 | 2,660 |
| Total noninterest expense | $3,167,000 | 3,815 |
| Salaries and employee benefits | $1,819,000 | 3,686 |
| Premises and equipment expense | $357,000 | 4,416 |
| Additional noninterest expense | $991,000 | 3,641 |
| Pre-tax net operating income | $1,839,000 | 3,297 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $660,000 | 2,453 |
| Income before extraordinary items | $1,179,000 | 3,791 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,179,000 | 3,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,885 |
| Cash dividends | $706,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,179,000 | 3,771 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 3,913 |
| Total interest expense | $1,530,000 | 4,064 |
| Net interest income | $2,773,000 | 3,758 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $719,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $324,000 | 2,507 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $395,000 | 2,577 |
| Total noninterest expense | $2,126,000 | 3,804 |
| Salaries and employee benefits | $1,208,000 | 3,726 |
| Premises and equipment expense | $242,000 | 4,353 |
| Additional noninterest expense | $676,000 | 3,589 |
| Pre-tax net operating income | $1,306,000 | 3,177 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $475,000 | 2,394 |
| Income before extraordinary items | $831,000 | 3,652 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $831,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $706,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $831,000 | 3,643 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 3,928 |
| Total interest expense | $722,000 | 4,098 |
| Net interest income | $1,377,000 | 3,778 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $360,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $151,000 | 2,587 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $209,000 | 2,427 |
| Total noninterest expense | $1,067,000 | 3,811 |
| Salaries and employee benefits | $602,000 | 3,759 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $341,000 | 3,517 |
| Pre-tax net operating income | $645,000 | 3,156 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $235,000 | 2,365 |
| Income before extraordinary items | $410,000 | 3,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $706,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $410,000 | 3,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 3,922 |
| Total interest expense | $2,345,000 | 3,990 |
| Net interest income | $5,216,000 | 3,831 |
| Provision for loan and lease losses | $95,000 | 4,915 |
| Total noninterest income | $1,397,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $647,000 | 2,506 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $750,000 | 2,648 |
| Total noninterest expense | $4,102,000 | 3,796 |
| Salaries and employee benefits | $2,350,000 | 3,653 |
| Premises and equipment expense | $481,000 | 4,293 |
| Additional noninterest expense | $1,271,000 | 3,694 |
| Pre-tax net operating income | $2,416,000 | 3,228 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $866,000 | 2,483 |
| Income before extraordinary items | $1,555,000 | 3,698 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,555,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,428 |
| Cash dividends | $638,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,551,800 | 3,676 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,542,000 | 3,941 |
| Total interest expense | $1,676,000 | 3,981 |
| Net interest income | $3,866,000 | 3,865 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $1,065,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $473,000 | 2,554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $592,000 | 2,572 |
| Total noninterest expense | $3,126,000 | 3,722 |
| Salaries and employee benefits | $1,773,000 | 3,608 |
| Premises and equipment expense | $372,000 | 4,184 |
| Additional noninterest expense | $981,000 | 3,557 |
| Pre-tax net operating income | $1,725,000 | 3,413 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $598,000 | 2,643 |
| Income before extraordinary items | $1,132,000 | 3,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,132,000 | 3,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,465 |
| Cash dividends | $638,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,128,750 | 3,790 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 3,997 |
| Total interest expense | $1,029,000 | 4,057 |
| Net interest income | $2,523,000 | 3,891 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $677,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $294,000 | 2,659 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $383,000 | 2,619 |
| Total noninterest expense | $2,062,000 | 3,721 |
| Salaries and employee benefits | $1,154,000 | 3,678 |
| Premises and equipment expense | $249,000 | 4,162 |
| Additional noninterest expense | $659,000 | 3,516 |
| Pre-tax net operating income | $1,073,000 | 3,537 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $392,000 | 2,647 |
| Income before extraordinary items | $686,000 | 4,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $686,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $638,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $682,800 | 4,010 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 4,102 |
| Total interest expense | $480,000 | 4,133 |
| Net interest income | $1,219,000 | 4,012 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $333,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $138,000 | 2,721 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $1,015,000 | 3,801 |
| Salaries and employee benefits | $573,000 | 3,699 |
| Premises and equipment expense | $127,000 | 4,141 |
| Additional noninterest expense | $315,000 | 3,652 |
| Pre-tax net operating income | $501,000 | 3,675 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $184,000 | 2,743 |
| Income before extraordinary items | $322,000 | 4,179 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $322,000 | 4,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $638,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $318,800 | 4,156 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 4,115 |
| Total interest expense | $1,525,000 | 4,467 |
| Net interest income | $4,770,000 | 3,946 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $1,316,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $591,000 | 2,737 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $725,000 | 2,661 |
| Total noninterest expense | $3,908,000 | 3,826 |
| Salaries and employee benefits | $2,258,000 | 3,623 |
| Premises and equipment expense | $447,000 | 4,427 |
| Additional noninterest expense | $1,203,000 | 3,735 |
| Pre-tax net operating income | $2,028,000 | 3,469 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $753,000 | 2,626 |
| Income before extraordinary items | $1,287,000 | 4,019 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,287,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $180,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,279,320 | 3,978 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 4,155 |
| Total interest expense | $1,104,000 | 4,529 |
| Net interest income | $3,528,000 | 3,983 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $1,004,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $435,000 | 2,796 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $569,000 | 2,595 |
| Total noninterest expense | $2,915,000 | 3,803 |
| Salaries and employee benefits | $1,653,000 | 3,677 |
| Premises and equipment expense | $339,000 | 4,382 |
| Additional noninterest expense | $923,000 | 3,640 |
| Pre-tax net operating income | $1,497,000 | 3,580 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $552,000 | 2,725 |
| Income before extraordinary items | $957,000 | 4,116 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $957,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,759 |
| Cash dividends | $180,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $949,320 | 4,068 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 4,184 |
| Total interest expense | $737,000 | 4,531 |
| Net interest income | $2,317,000 | 4,026 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $673,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $274,000 | 2,912 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $399,000 | 2,519 |
| Total noninterest expense | $1,909,000 | 3,881 |
| Salaries and employee benefits | $1,072,000 | 3,776 |
| Premises and equipment expense | $226,000 | 4,401 |
| Additional noninterest expense | $611,000 | 3,694 |
| Pre-tax net operating income | $991,000 | 3,557 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $367,000 | 2,720 |
| Income before extraordinary items | $636,000 | 4,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $636,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $180,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $628,320 | 4,031 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 4,249 |
| Total interest expense | $378,000 | 4,484 |
| Net interest income | $1,127,000 | 4,111 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $311,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 3,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $946,000 | 3,927 |
| Salaries and employee benefits | $530,000 | 3,818 |
| Premises and equipment expense | $129,000 | 4,010 |
| Additional noninterest expense | $287,000 | 3,877 |
| Pre-tax net operating income | $447,000 | 3,800 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $163,000 | 2,940 |
| Income before extraordinary items | $284,000 | 4,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $284,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $180,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $284,000 | 4,291 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 4,518 |
| Total interest expense | $1,704,000 | 4,512 |
| Net interest income | $3,879,000 | 4,452 |
| Provision for loan and lease losses | $1,003,000 | 1,179 |
| Total noninterest income | $1,210,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $433,000 | 3,471 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $777,000 | 2,788 |
| Total noninterest expense | $3,588,000 | 4,028 |
| Salaries and employee benefits | $1,897,000 | 4,098 |
| Premises and equipment expense | $415,000 | 4,612 |
| Additional noninterest expense | $1,276,000 | 3,553 |
| Pre-tax net operating income | $498,000 | 6,686 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $126,000 | 5,481 |
| Income before extraordinary items | $364,000 | 6,968 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $364,000 | 6,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,236 |
| Cash dividends | $218,000 | 4,825 |
| Sale, conversion, retirement of capital stock, net | $2,300,000 | 323 |
| Net operating income | $369,920 | 6,798 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 4,675 |
| Total interest expense | $1,298,000 | 4,579 |
| Net interest income | $2,766,000 | 4,646 |
| Provision for loan and lease losses | $820,000 | 1,058 |
| Total noninterest income | $883,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $317,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $566,000 | 2,916 |
| Total noninterest expense | $2,702,000 | 3,995 |
| Salaries and employee benefits | $1,426,000 | 4,088 |
| Premises and equipment expense | $313,000 | 4,584 |
| Additional noninterest expense | $963,000 | 3,502 |
| Pre-tax net operating income | $127,000 | 8,089 |
| Securities gains (losses) | $-8,000 | 8,920 |
| Applicable income taxes | $-2,000 | 8,861 |
| Income before extraordinary items | $121,000 | 8,089 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $121,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $712,000 | 883 |
| Cash dividends | $218,000 | 3,917 |
| Sale, conversion, retirement of capital stock, net | $2,300,000 | 226 |
| Net operating income | $129,000 | 7,914 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 4,915 |
| Total interest expense | $857,000 | 4,718 |
| Net interest income | $1,697,000 | 4,907 |
| Provision for loan and lease losses | $760,000 | 801 |
| Total noninterest income | $576,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $199,000 | 3,639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $377,000 | 2,883 |
| Total noninterest expense | $1,694,000 | 4,203 |
| Salaries and employee benefits | $905,000 | 4,241 |
| Premises and equipment expense | $204,000 | 4,643 |
| Additional noninterest expense | $585,000 | 3,773 |
| Pre-tax net operating income | $-181,000 | 8,908 |
| Securities gains (losses) | $-8,000 | 9,027 |
| Applicable income taxes | $-109,000 | 9,145 |
| Income before extraordinary items | $-80,000 | 8,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-80,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $574,000 | 779 |
| Cash dividends | $218,000 | 3,354 |
| Sale, conversion, retirement of capital stock, net | $2,300,000 | 141 |
| Net operating income | $-74,880 | 8,803 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 5,017 |
| Total interest expense | $431,000 | 4,806 |
| Net interest income | $818,000 | 5,009 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $289,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $195,000 | 2,764 |
| Total noninterest expense | $848,000 | 4,190 |
| Salaries and employee benefits | $441,000 | 4,307 |
| Premises and equipment expense | $104,000 | 4,580 |
| Additional noninterest expense | $303,000 | 3,631 |
| Pre-tax net operating income | $229,000 | 5,511 |
| Securities gains (losses) | $-3,000 | 9,080 |
| Applicable income taxes | $76,000 | 4,452 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,867 |
| Cash dividends | $218,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $151,980 | 5,820 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 5,040 |
| Total interest expense | $1,864,000 | 5,042 |
| Net interest income | $3,339,000 | 4,923 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $954,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $368,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $586,000 | 3,012 |
| Total noninterest expense | $3,018,000 | 4,437 |
| Salaries and employee benefits | $1,610,000 | 4,439 |
| Premises and equipment expense | $377,000 | 4,849 |
| Additional noninterest expense | $1,031,000 | 4,080 |
| Pre-tax net operating income | $1,095,000 | 4,968 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $375,000 | 4,026 |
| Income before extraordinary items | $720,000 | 5,484 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $720,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,116 |
| Cash dividends | $218,000 | 4,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $720,000 | 5,347 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,828,000 | 5,068 |
| Total interest expense | $2,846,000 | 4,926 |
| Net interest income | $2,982,000 | 5,100 |
| Provision for loan and lease losses | $238,000 | 3,783 |
| Total noninterest income | $997,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $351,000 | 3,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $646,000 | 2,701 |
| Total noninterest expense | $2,828,000 | 4,542 |
| Salaries and employee benefits | $1,503,000 | 4,504 |
| Premises and equipment expense | $376,000 | 4,795 |
| Additional noninterest expense | $949,000 | 4,240 |
| Pre-tax net operating income | $913,000 | 5,148 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $300,000 | 4,267 |
| Income before extraordinary items | $614,000 | 5,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $614,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,274 |
| Cash dividends | $218,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $613,330 | 5,434 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 5,205 |
| Total interest expense | $2,911,000 | 5,039 |
| Net interest income | $2,890,000 | 5,284 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $854,000 | 3,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 2,857 |
| Total noninterest expense | $2,702,000 | 4,591 |
| Salaries and employee benefits | $1,510,000 | 4,345 |
| Premises and equipment expense | $383,000 | 4,639 |
| Additional noninterest expense | $809,000 | 4,698 |
| Pre-tax net operating income | $951,000 | 5,394 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $313,000 | 4,507 |
| Income before extraordinary items | $637,000 | 5,677 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $637,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $218,000 | 5,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $637,670 | 5,689 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 5,659 |
| Total interest expense | $2,362,000 | 5,404 |
| Net interest income | $2,513,000 | 5,783 |
| Provision for loan and lease losses | $107,000 | 5,099 |
| Total noninterest income | $687,000 | 4,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,279 |
| Total noninterest expense | $2,244,000 | 5,257 |
| Salaries and employee benefits | $1,195,000 | 5,174 |
| Premises and equipment expense | $339,000 | 5,072 |
| Additional noninterest expense | $710,000 | 5,197 |
| Pre-tax net operating income | $849,000 | 5,758 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $290,000 | 4,892 |
| Income before extraordinary items | $556,000 | 6,126 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $556,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $252,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $557,980 | 6,093 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 5,699 |
| Total interest expense | $2,407,000 | 5,511 |
| Net interest income | $2,565,000 | 5,740 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $488,000 | 5,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,630 |
| Total noninterest expense | $1,906,000 | 5,782 |
| Salaries and employee benefits | $1,074,000 | 5,504 |
| Premises and equipment expense | $314,000 | 5,245 |
| Additional noninterest expense | $518,000 | 6,311 |
| Pre-tax net operating income | $1,027,000 | 5,332 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $368,000 | 4,637 |
| Income before extraordinary items | $664,000 | 5,751 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $664,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $218,000 | 5,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $660,800 | 5,661 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 6,211 |
| Total interest expense | $2,170,000 | 5,938 |
| Net interest income | $2,351,000 | 6,291 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $386,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $1,880,000 | 5,895 |
| Salaries and employee benefits | $1,088,000 | 5,525 |
| Premises and equipment expense | $348,000 | 4,919 |
| Additional noninterest expense | $444,000 | 6,977 |
| Pre-tax net operating income | $772,000 | 6,671 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $265,000 | 6,106 |
| Income before extraordinary items | $508,000 | 6,915 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $508,000 | 6,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $219,000 | 5,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $507,340 | 6,863 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 6,614 |
| Total interest expense | $2,034,000 | 6,348 |
| Net interest income | $2,233,000 | 6,700 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $499,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 4,008 |
| Total noninterest expense | $1,738,000 | 6,524 |
| Salaries and employee benefits | $915,000 | 6,395 |
| Premises and equipment expense | $345,000 | 5,056 |
| Additional noninterest expense | $478,000 | 7,223 |
| Pre-tax net operating income | $914,000 | 6,038 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $374,000 | 5,106 |
| Income before extraordinary items | $552,000 | 6,549 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $552,000 | 6,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $193,000 | 5,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $544,320 | 6,534 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 7,107 |
| Total interest expense | $1,823,000 | 6,842 |
| Net interest income | $2,078,000 | 7,129 |
| Provision for loan and lease losses | $82,000 | 5,048 |
| Total noninterest income | $570,000 | 4,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,362 |
| Total noninterest expense | $1,780,000 | 6,515 |
| Salaries and employee benefits | $1,021,000 | 5,956 |
| Premises and equipment expense | $290,000 | 5,781 |
| Additional noninterest expense | $469,000 | 7,527 |
| Pre-tax net operating income | $786,000 | 6,891 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $256,000 | 6,556 |
| Income before extraordinary items | $530,000 | 7,030 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $530,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,152 |
| Cash dividends | $172,000 | 5,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $530,000 | 7,010 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 7,626 |
| Total interest expense | $1,385,000 | 7,252 |
| Net interest income | $1,909,000 | 7,776 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $343,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $1,760,000 | 6,797 |
| Salaries and employee benefits | $964,000 | 6,270 |
| Premises and equipment expense | $306,000 | 5,631 |
| Additional noninterest expense | $490,000 | 7,947 |
| Pre-tax net operating income | $492,000 | 8,712 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $345,000 | 8,672 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $345,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $193,000 | 5,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $344,300 | 8,743 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 8,352 |
| Total interest expense | $1,313,000 | 7,823 |
| Net interest income | $1,678,000 | 8,559 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $358,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,394 |
| Total noninterest expense | $1,616,000 | 7,458 |
| Salaries and employee benefits | $876,000 | 6,860 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $492,000 | 8,298 |
| Pre-tax net operating income | $390,000 | 9,485 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $284,000 | 9,645 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $284,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 12,272 |
| Cash dividends | $176,000 | 5,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $276,190 | 9,488 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 8,581 |
| Total interest expense | $1,596,000 | 8,215 |
| Net interest income | $1,639,000 | 8,842 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $383,000 | 6,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $1,407,000 | 8,260 |
| Salaries and employee benefits | $813,000 | 7,186 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $410,000 | 9,438 |
| Pre-tax net operating income | $555,000 | 8,029 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $187,000 | 7,817 |
| Income before extraordinary items | $384,000 | 8,378 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $384,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $96,000 | 6,732 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 597 |
| Net operating income | $373,280 | 8,122 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.