Home > First State Bank of the Florida Keys > Net charge- offs to loans
First State Bank of the Florida Keys, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0697% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1112% | 4,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0604% | 4,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3682% | 4,578 |
| Percentage Net Loans Charged-off: Home equity loans | -3.6975% | 4,559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2986% | 4,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3250% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9380% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9380% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0970% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1359% | 4,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0649% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4760% | 4,612 |
| Percentage Net Loans Charged-off: Home equity loans | -3.6243% | 4,588 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3930% | 4,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2834% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7972% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7972% | 670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1396% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1794% | 4,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0654% | 4,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6887% | 4,649 |
| Percentage Net Loans Charged-off: Home equity loans | -5.8201% | 4,614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5732% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3155% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3155% | 461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2418% | 4,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3082% | 4,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 4,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3205% | 4,683 |
| Percentage Net Loans Charged-off: Home equity loans | -9.9287% | 4,687 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1199% | 4,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4570% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4352% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4352% | 372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0383% | 4,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0787% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0876% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1178% | 4,553 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2760% | 4,707 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0672% | 4,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1999% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3499% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3499% | 187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0353% | 4,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0796% | 4,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0852% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1263% | 4,573 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0264% | 4,745 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0813% | 4,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1788% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8939% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8939% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0409% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0899% | 4,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0868% | 4,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1617% | 4,504 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3453% | 3,571 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1088% | 4,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1497% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3131% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3131% | 105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0563% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0799% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0913% | 4,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1126% | 4,495 |
| Percentage Net Loans Charged-off: Home equity loans | -3.9429% | 3,577 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0575% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9479% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9479% | 478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2470% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3512% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0969% | 4,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0412% | 4,719 |
| Percentage Net Loans Charged-off: Home equity loans | -17.7010% | 3,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5708% | 4,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2593% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4217% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4217% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2311% | 4,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3296% | 4,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1062% | 4,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9428% | 4,783 |
| Percentage Net Loans Charged-off: Home equity loans | -8.6813% | 3,685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7182% | 4,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3940% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3940% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2799% | 4,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3562% | 4,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0824% | 4,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0718% | 4,822 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4123% | 3,666 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0616% | 4,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0220% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2407% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2407% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1826% | 4,772 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2144% | 4,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1455% | 4,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4889% | 4,814 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5329% | 3,676 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4562% | 4,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0578% | 4,204 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1349% | 4,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1349% | 4,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 4,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1616% | 4,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0837% | 4,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3884% | 4,858 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9335% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3681% | 4,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7042% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7853% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7853% | 281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0503% | 4,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1880% | 4,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1092% | 4,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4292% | 4,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9247% | 3,745 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4102% | 4,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7155% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0605% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0605% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1197% | 4,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2691% | 4,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1599% | 4,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6064% | 4,924 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0750% | 3,761 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5882% | 4,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7229% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9948% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9948% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1834% | 4,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3140% | 4,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1197% | 4,827 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1854% | 3,772 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0777% | 4,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1266% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5287% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5287% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 3,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1853% | 5,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 4,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5215% | 5,039 |
| Percentage Net Loans Charged-off: Home equity loans | -3.7351% | 3,869 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3852% | 5,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2316% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9686% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9686% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 4,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2156% | 5,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6133% | 5,120 |
| Percentage Net Loans Charged-off: Home equity loans | -3.7043% | 3,915 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4813% | 5,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3572% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7039% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7039% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1287% | 5,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 4,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3519% | 5,131 |
| Percentage Net Loans Charged-off: Home equity loans | -5.8514% | 3,939 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1141% | 4,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8826% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4923% | 1,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1444% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0541% | 4,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 4,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1321% | 5,077 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8202% | 3,964 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0582% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4183% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7289% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7289% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1575% | 5,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 4,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4106% | 5,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9978% | 4,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3812% | 5,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6048% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4429% | 5,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4429% | 5,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0636% | 5,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1502% | 5,188 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0551% | 4,056 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1041% | 5,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5224% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2445% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2445% | 1,980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 4,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0991% | 5,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6770% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0685% | 5,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8565% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1380% | 2,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1380% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0448% | 5,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1007% | 5,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6809% | 4,102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0693% | 5,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2746% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1633% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1633% | 1,902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1323% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3353% | 5,548 |
| Percentage Net Loans Charged-off:Construction & development | -0.3616% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 4,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7955% | 5,550 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7118% | 4,223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7481% | 5,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7194% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3309% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3309% | 2,070 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3578% | 5,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4161% | 5,618 |
| Percentage Net Loans Charged-off:Construction & development | -0.2016% | 4,948 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0336% | 5,623 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8598% | 4,262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9913% | 5,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3328% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3328% | 1,928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3117% | 5,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3577% | 5,642 |
| Percentage Net Loans Charged-off:Construction & development | -0.2854% | 5,023 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8607% | 5,657 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4833% | 4,284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7791% | 5,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 4,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0495% | 5,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0541% | 5,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 5,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1276% | 5,491 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4497% | 4,317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0627% | 5,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 4,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1805% | 5,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2069% | 5,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5054% | 5,757 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4333% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4083% | 5,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0663% | 4,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5991% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5991% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1796% | 5,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2062% | 5,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5032% | 5,812 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7568% | 4,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4388% | 5,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0766% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7349% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7349% | 1,048 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2304% | 5,835 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2656% | 5,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6480% | 5,899 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2145% | 4,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5655% | 5,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0838% | 4,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0283% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0283% | 680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4427% | 5,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4898% | 5,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1956% | 5,989 |
| Percentage Net Loans Charged-off: Home equity loans | -6.3025% | 4,502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9273% | 5,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0914% | 5,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1384% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1384% | 2,014 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0370% | 5,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9465% | 4,906 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1166% | 5,808 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0608% | 4,567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0620% | 5,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1377% | 5,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1146% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1146% | 2,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8367% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 5,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4977% | 4,962 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0989% | 5,830 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0963% | 4,607 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 5,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1523% | 5,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0994% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0994% | 2,791 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1282% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 2,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0525% | 5,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2260% | 5,000 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1015% | 5,888 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2204% | 4,642 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0322% | 5,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1853% | 5,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1065% | 2,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1065% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7259% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0671% | 5,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1456% | 6,021 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0484% | 4,657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0865% | 5,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1643% | 5,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1101% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1101% | 2,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7420% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1351% | 1,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.3035% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1811% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0601% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0654% | 4,779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2638% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2627% | 2,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2627% | 2,431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3525% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2294% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.3652% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3088% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0801% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1454% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1121% | 4,819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2400% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4641% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0919% | 3,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0919% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4826% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3476% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3451% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.5358% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3306% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1207% | 218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3533% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1558% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3682% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3829% | 5,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2261% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2261% | 2,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7609% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2411% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2418% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.2767% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4146% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2463% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5063% | 4,878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1860% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3741% | 5,964 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3697% | 5,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3697% | 5,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6093% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0749% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1316% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.4712% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4879% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1527% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8580% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0002% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7557% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2953% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5893% | 6,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5893% | 6,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3963% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4957% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.6124% | 922 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0114% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6500% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1186% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9964% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0374% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8380% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7110% | 6,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7110% | 6,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5290% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5771% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.8180% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2859% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8540% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0560% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6436% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3283% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8349% | 6,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8349% | 6,657 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4925% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5399% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6030% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5547% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7395% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5363% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1604% | 5,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3120% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3120% | 1,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8098% | 1,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8310% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0110% | 2,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4542% | 1,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5664% | 548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2602% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7465% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2010% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0165% | 3,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3723% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3723% | 118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7436% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7401% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0151% | 2,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3670% | 1,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1616% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3418% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1390% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1228% | 2,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4542% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4542% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7796% | 1,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7403% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0224% | 1,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5609% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9855% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4773% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9210% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3237% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.0297% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 14.0297% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4319% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3560% | 1,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 6,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7087% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4823% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7392% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2119% | 6,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.1348% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 17.1348% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3292% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2553% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.2448% | 2,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5160% | 1,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9790% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4763% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6084% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3443% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4086% | 3,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3934% | 2,881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4566% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3051% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 0.2073% | 2,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6928% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9322% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8308% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6453% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2731% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4458% | 2,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4265% | 2,499 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5623% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3135% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3308% | 1,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2797% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9400% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1801% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3781% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5823% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5524% | 1,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2660% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6295% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2425% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 8.5747% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4927% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 21.5864% | 53 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8304% | 1,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8270% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7375% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4464% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 7.0383% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8787% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 33.9146% | 14 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7815% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9856% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6330% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2365% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6142% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8520% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 40.8642% | 12 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3175% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0161% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2879% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5628% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2440% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4488% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 21.8464% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5191% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5168% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8728% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7506% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2547% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9747% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.4038% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7554% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9691% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7896% | 2,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6518% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5698% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2686% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5654% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7536% | 3,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8759% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7206% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5210% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3419% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9423% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9969% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7024% | 3,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9704% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8092% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7234% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0553% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2311% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3512% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6446% | 3,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7831% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4791% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0203% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7142% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4459% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.9818% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2307% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2629% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 3,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3206% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8121% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2097% | 2,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7081% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4193% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2858% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 2,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3361% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0507% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4201% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3679% | 3,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3172% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3011% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5860% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4012% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0379% | 4,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4045% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2161% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5067% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6646% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6614% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7199% | 7,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8476% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 2,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1863% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2352% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5154% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3512% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6775% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2460% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.9795% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0460% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 5,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 3,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6523% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0595% | 2,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9821% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 4,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1055% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6592% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0346% | 6,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7240% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 6,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1861% | 7,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5465% | 3,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0178% | 7,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7306% | 8,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2626% | 4,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 5,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2390% | 3,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 4,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1911% | 3,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 5,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8460% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3379% | 4,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1294% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2373% | 4,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2014% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2286% | 4,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 4,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3774% | 3,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 6,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,953 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 8,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1853% | 8,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8737% | 2,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 6,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,945 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 8,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1880% | 8,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6116% | 3,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 8,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 8,017 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 8,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0434% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6704% | 8,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3470% | 4,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0381% | 8,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 8,232 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 8,439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1043% | 5,911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5330% | 8,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3441% | 3,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 4,086 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 3,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3692% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2961% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6254% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4756% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 7,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3467% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3165% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6159% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 4,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 277 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1678% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1723% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2611% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2766% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 5,613 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 7,754 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 5,385 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 8,657 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 8,092 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5245% | 4,089 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |