Home > First State Bank of St. Robert > Income and Expense
First State Bank of St. Robert, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 4,514 |
| Total interest expense | $95,000 | 4,387 |
| Net interest income | $852,000 | 4,482 |
| Provision for loan and lease losses | $24,000 | 2,747 |
| Total noninterest income | $153,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $45,000 | 3,870 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 3,481 |
| Total noninterest expense | $791,000 | 4,318 |
| Salaries and employee benefits | $478,000 | 4,079 |
| Premises and equipment expense | $108,000 | 3,873 |
| Additional noninterest expense | $205,000 | 4,764 |
| Pre-tax net operating income | $190,000 | 4,509 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $38,000 | 3,188 |
| Income before extraordinary items | $152,000 | 4,666 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $152,000 | 4,668 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $152,000 | 4,670 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $152,000 | 4,595 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 4,569 |
| Total interest expense | $438,000 | 4,277 |
| Net interest income | $3,375,000 | 4,561 |
| Provision for loan and lease losses | $68,000 | 3,544 |
| Total noninterest income | $341,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $218,000 | 3,782 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 5,063 |
| Total noninterest expense | $3,137,000 | 4,381 |
| Salaries and employee benefits | $1,848,000 | 4,158 |
| Premises and equipment expense | $369,000 | 4,251 |
| Additional noninterest expense | $920,000 | 4,631 |
| Pre-tax net operating income | $511,000 | 5,019 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $93,000 | 3,434 |
| Income before extraordinary items | $418,000 | 5,118 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $418,000 | 5,117 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $418,000 | 5,118 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $418,000 | 5,065 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 4,623 |
| Total interest expense | $341,000 | 4,244 |
| Net interest income | $2,506,000 | 4,623 |
| Provision for loan and lease losses | $68,000 | 3,192 |
| Total noninterest income | $173,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $163,000 | 3,830 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $10,000 | 6,199 |
| Total noninterest expense | $2,332,000 | 4,410 |
| Salaries and employee benefits | $1,379,000 | 4,189 |
| Premises and equipment expense | $260,000 | 4,437 |
| Additional noninterest expense | $693,000 | 4,638 |
| Pre-tax net operating income | $279,000 | 5,412 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $30,000 | 3,865 |
| Income before extraordinary items | $249,000 | 5,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $249,000 | 5,400 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $249,000 | 5,402 |
| Net charge-offs | $-9,000 | 5,598 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $249,000 | 5,361 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 4,648 |
| Total interest expense | $238,000 | 4,211 |
| Net interest income | $1,653,000 | 4,660 |
| Provision for loan and lease losses | $45,000 | 3,110 |
| Total noninterest income | $31,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $104,000 | 3,872 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-73,000 | 6,567 |
| Total noninterest expense | $1,558,000 | 4,453 |
| Salaries and employee benefits | $926,000 | 4,202 |
| Premises and equipment expense | $164,000 | 4,603 |
| Additional noninterest expense | $468,000 | 4,628 |
| Pre-tax net operating income | $81,000 | 5,853 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-21,000 | 6,412 |
| Income before extraordinary items | $102,000 | 5,738 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $102,000 | 5,740 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $102,000 | 5,740 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $102,000 | 5,699 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 4,699 |
| Total interest expense | $119,000 | 4,278 |
| Net interest income | $825,000 | 4,700 |
| Provision for loan and lease losses | $22,000 | 2,919 |
| Total noninterest income | $136,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $49,000 | 3,960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $87,000 | 3,774 |
| Total noninterest expense | $767,000 | 4,529 |
| Salaries and employee benefits | $476,000 | 4,168 |
| Premises and equipment expense | $61,000 | 5,205 |
| Additional noninterest expense | $230,000 | 4,678 |
| Pre-tax net operating income | $172,000 | 4,695 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $38,000 | 3,144 |
| Income before extraordinary items | $134,000 | 4,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 4,830 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $134,000 | 4,829 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $134,000 | 4,782 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 4,570 |
| Total interest expense | $576,000 | 4,160 |
| Net interest income | $3,499,000 | 4,589 |
| Provision for loan and lease losses | $130,000 | 3,405 |
| Total noninterest income | $668,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $235,000 | 3,820 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $433,000 | 3,546 |
| Total noninterest expense | $3,157,000 | 4,492 |
| Salaries and employee benefits | $1,871,000 | 4,226 |
| Premises and equipment expense | $264,000 | 5,092 |
| Additional noninterest expense | $1,022,000 | 4,535 |
| Pre-tax net operating income | $880,000 | 4,269 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $239,000 | 2,817 |
| Income before extraordinary items | $641,000 | 4,570 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $641,000 | 4,574 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $641,000 | 4,574 |
| Net charge-offs | $90,000 | 3,853 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $641,000 | 4,523 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 4,601 |
| Total interest expense | $448,000 | 4,167 |
| Net interest income | $2,636,000 | 4,618 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $509,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $177,000 | 3,844 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $332,000 | 3,594 |
| Total noninterest expense | $2,412,000 | 4,471 |
| Salaries and employee benefits | $1,432,000 | 4,195 |
| Premises and equipment expense | $197,000 | 5,131 |
| Additional noninterest expense | $783,000 | 4,522 |
| Pre-tax net operating income | $633,000 | 4,417 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $176,000 | 2,895 |
| Income before extraordinary items | $457,000 | 4,725 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $457,000 | 4,727 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $457,000 | 4,728 |
| Net charge-offs | $82,000 | 3,435 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $457,000 | 4,646 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 4,602 |
| Total interest expense | $306,000 | 4,182 |
| Net interest income | $1,760,000 | 4,628 |
| Provision for loan and lease losses | $70,000 | 3,283 |
| Total noninterest income | $329,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $120,000 | 3,780 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 3,721 |
| Total noninterest expense | $1,602,000 | 4,495 |
| Salaries and employee benefits | $948,000 | 4,242 |
| Premises and equipment expense | $135,000 | 5,107 |
| Additional noninterest expense | $519,000 | 4,550 |
| Pre-tax net operating income | $417,000 | 4,429 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $113,000 | 2,925 |
| Income before extraordinary items | $304,000 | 4,721 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $304,000 | 4,724 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $304,000 | 4,725 |
| Net charge-offs | $68,000 | 3,099 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $304,000 | 4,604 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 4,601 |
| Total interest expense | $157,000 | 4,221 |
| Net interest income | $886,000 | 4,632 |
| Provision for loan and lease losses | $40,000 | 3,034 |
| Total noninterest income | $150,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,920 |
| Total noninterest expense | $780,000 | 4,599 |
| Salaries and employee benefits | $471,000 | 4,295 |
| Premises and equipment expense | $66,000 | 5,171 |
| Additional noninterest expense | $243,000 | 4,712 |
| Pre-tax net operating income | $216,000 | 4,361 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $56,000 | 2,917 |
| Income before extraordinary items | $160,000 | 4,644 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $160,000 | 4,645 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $160,000 | 4,646 |
| Net charge-offs | $57,000 | 2,329 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $160,000 | 4,542 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 4,564 |
| Total interest expense | $749,000 | 4,256 |
| Net interest income | $3,757,000 | 4,570 |
| Provision for loan and lease losses | $150,000 | 4,271 |
| Total noninterest income | $672,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $253,000 | 3,819 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $419,000 | 3,579 |
| Total noninterest expense | $3,198,000 | 4,584 |
| Salaries and employee benefits | $1,856,000 | 4,316 |
| Premises and equipment expense | $302,000 | 4,950 |
| Additional noninterest expense | $1,040,000 | 4,704 |
| Pre-tax net operating income | $1,081,000 | 3,892 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $290,000 | 2,684 |
| Income before extraordinary items | $791,000 | 4,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $791,000 | 4,279 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $791,000 | 4,281 |
| Net charge-offs | $119,000 | 4,272 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $791,000 | 4,117 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 4,617 |
| Total interest expense | $584,000 | 4,295 |
| Net interest income | $2,831,000 | 4,622 |
| Provision for loan and lease losses | $110,000 | 4,250 |
| Total noninterest income | $525,000 | 3,920 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $185,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $340,000 | 3,504 |
| Total noninterest expense | $2,434,000 | 4,575 |
| Salaries and employee benefits | $1,432,000 | 4,259 |
| Premises and equipment expense | $220,000 | 5,089 |
| Additional noninterest expense | $782,000 | 4,725 |
| Pre-tax net operating income | $812,000 | 4,003 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $217,000 | 2,758 |
| Income before extraordinary items | $595,000 | 4,387 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $595,000 | 4,386 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $595,000 | 4,385 |
| Net charge-offs | $51,000 | 4,492 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $595,000 | 4,203 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 4,622 |
| Total interest expense | $402,000 | 4,319 |
| Net interest income | $1,898,000 | 4,638 |
| Provision for loan and lease losses | $80,000 | 4,103 |
| Total noninterest income | $359,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $120,000 | 3,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,411 |
| Total noninterest expense | $1,625,000 | 4,605 |
| Salaries and employee benefits | $950,000 | 4,305 |
| Premises and equipment expense | $146,000 | 5,107 |
| Additional noninterest expense | $529,000 | 4,700 |
| Pre-tax net operating income | $552,000 | 3,957 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $150,000 | 2,714 |
| Income before extraordinary items | $402,000 | 4,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $402,000 | 4,354 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $402,000 | 4,353 |
| Net charge-offs | $32,000 | 4,361 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $402,000 | 4,171 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 4,632 |
| Total interest expense | $212,000 | 4,315 |
| Net interest income | $956,000 | 4,661 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $176,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $64,000 | 3,833 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 3,533 |
| Total noninterest expense | $800,000 | 4,658 |
| Salaries and employee benefits | $472,000 | 4,355 |
| Premises and equipment expense | $74,000 | 5,127 |
| Additional noninterest expense | $254,000 | 4,825 |
| Pre-tax net operating income | $282,000 | 3,950 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $77,000 | 2,676 |
| Income before extraordinary items | $205,000 | 4,333 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $205,000 | 4,335 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $205,000 | 4,336 |
| Net charge-offs | $12,000 | 3,957 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $205,000 | 4,176 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,815,000 | 4,664 |
| Total interest expense | $1,010,000 | 4,369 |
| Net interest income | $3,805,000 | 4,674 |
| Provision for loan and lease losses | $210,000 | 4,576 |
| Total noninterest income | $688,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $279,000 | 3,743 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $409,000 | 3,405 |
| Total noninterest expense | $3,186,000 | 4,713 |
| Salaries and employee benefits | $1,828,000 | 4,402 |
| Premises and equipment expense | $332,000 | 5,011 |
| Additional noninterest expense | $1,026,000 | 4,839 |
| Pre-tax net operating income | $1,097,000 | 3,534 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $296,000 | 2,545 |
| Income before extraordinary items | $801,000 | 3,938 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $801,000 | 3,943 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $801,000 | 3,942 |
| Net charge-offs | $104,000 | 4,935 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $801,000 | 3,812 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 4,718 |
| Total interest expense | $788,000 | 4,402 |
| Net interest income | $2,826,000 | 4,722 |
| Provision for loan and lease losses | $120,000 | 4,772 |
| Total noninterest income | $525,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $217,000 | 3,674 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $308,000 | 3,426 |
| Total noninterest expense | $2,418,000 | 4,686 |
| Salaries and employee benefits | $1,384,000 | 4,378 |
| Premises and equipment expense | $256,000 | 4,986 |
| Additional noninterest expense | $778,000 | 4,837 |
| Pre-tax net operating income | $813,000 | 3,689 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $209,000 | 2,623 |
| Income before extraordinary items | $604,000 | 4,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $604,000 | 4,021 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $604,000 | 4,021 |
| Net charge-offs | $7,000 | 5,861 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $604,000 | 3,902 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 4,784 |
| Total interest expense | $542,000 | 4,443 |
| Net interest income | $1,847,000 | 4,800 |
| Provision for loan and lease losses | $80,000 | 4,642 |
| Total noninterest income | $366,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $155,000 | 3,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 3,410 |
| Total noninterest expense | $1,594,000 | 4,778 |
| Salaries and employee benefits | $912,000 | 4,444 |
| Premises and equipment expense | $166,000 | 5,102 |
| Additional noninterest expense | $516,000 | 4,917 |
| Pre-tax net operating income | $539,000 | 3,667 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $148,000 | 2,518 |
| Income before extraordinary items | $391,000 | 4,020 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $391,000 | 4,020 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $391,000 | 4,022 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $391,000 | 3,925 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 4,847 |
| Total interest expense | $272,000 | 4,541 |
| Net interest income | $910,000 | 4,831 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $179,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,535 |
| Total noninterest expense | $788,000 | 4,832 |
| Salaries and employee benefits | $446,000 | 4,524 |
| Premises and equipment expense | $82,000 | 5,167 |
| Additional noninterest expense | $260,000 | 4,910 |
| Pre-tax net operating income | $261,000 | 3,754 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $72,000 | 2,534 |
| Income before extraordinary items | $189,000 | 4,081 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $189,000 | 4,080 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $189,000 | 4,081 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $189,000 | 4,025 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 4,878 |
| Total interest expense | $1,320,000 | 4,573 |
| Net interest income | $3,565,000 | 4,897 |
| Provision for loan and lease losses | $190,000 | 5,407 |
| Total noninterest income | $647,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $361,000 | 3,270 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $286,000 | 4,023 |
| Total noninterest expense | $3,110,000 | 4,933 |
| Salaries and employee benefits | $1,691,000 | 4,709 |
| Premises and equipment expense | $373,000 | 4,918 |
| Additional noninterest expense | $1,046,000 | 4,969 |
| Pre-tax net operating income | $912,000 | 3,541 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $241,000 | 2,565 |
| Income before extraordinary items | $674,000 | 3,902 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $674,000 | 3,901 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $674,000 | 3,903 |
| Net charge-offs | $253,000 | 4,513 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $671,780 | 3,776 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 4,949 |
| Total interest expense | $1,023,000 | 4,638 |
| Net interest income | $2,675,000 | 4,953 |
| Provision for loan and lease losses | $150,000 | 5,242 |
| Total noninterest income | $462,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $274,000 | 3,323 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $188,000 | 4,276 |
| Total noninterest expense | $2,356,000 | 4,904 |
| Salaries and employee benefits | $1,293,000 | 4,682 |
| Premises and equipment expense | $284,000 | 4,959 |
| Additional noninterest expense | $779,000 | 4,991 |
| Pre-tax net operating income | $631,000 | 3,885 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $159,000 | 2,745 |
| Income before extraordinary items | $475,000 | 4,207 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $475,000 | 4,208 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $475,000 | 4,208 |
| Net charge-offs | $223,000 | 4,105 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $472,750 | 4,067 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 4,976 |
| Total interest expense | $703,000 | 4,678 |
| Net interest income | $1,775,000 | 4,983 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $350,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $174,000 | 3,426 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $176,000 | 3,717 |
| Total noninterest expense | $1,559,000 | 4,948 |
| Salaries and employee benefits | $865,000 | 4,701 |
| Premises and equipment expense | $188,000 | 5,023 |
| Additional noninterest expense | $506,000 | 5,050 |
| Pre-tax net operating income | $446,000 | 3,816 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $114,000 | 2,670 |
| Income before extraordinary items | $336,000 | 4,092 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $336,000 | 4,092 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $336,000 | 4,091 |
| Net charge-offs | $208,000 | 3,494 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $333,000 | 3,987 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 5,034 |
| Total interest expense | $362,000 | 4,730 |
| Net interest income | $881,000 | 5,036 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $156,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $76,000 | 3,674 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 3,909 |
| Total noninterest expense | $778,000 | 5,006 |
| Salaries and employee benefits | $440,000 | 4,715 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $240,000 | 5,232 |
| Pre-tax net operating income | $229,000 | 3,839 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $54,000 | 2,732 |
| Income before extraordinary items | $179,000 | 4,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 4,077 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $179,000 | 4,077 |
| Net charge-offs | $37,000 | 3,979 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $175,920 | 4,019 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 5,067 |
| Total interest expense | $1,676,000 | 4,896 |
| Net interest income | $3,438,000 | 5,010 |
| Provision for loan and lease losses | $155,000 | 6,030 |
| Total noninterest income | $728,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $382,000 | 3,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $346,000 | 3,751 |
| Total noninterest expense | $3,144,000 | 5,041 |
| Salaries and employee benefits | $1,724,000 | 4,784 |
| Premises and equipment expense | $384,000 | 5,096 |
| Additional noninterest expense | $1,036,000 | 5,154 |
| Pre-tax net operating income | $867,000 | 3,215 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $228,000 | 2,270 |
| Income before extraordinary items | $639,000 | 3,510 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $639,000 | 3,509 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $639,000 | 3,509 |
| Net charge-offs | $57,000 | 6,126 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $639,000 | 3,444 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 5,135 |
| Total interest expense | $1,274,000 | 5,010 |
| Net interest income | $2,551,000 | 5,046 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $574,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $284,000 | 3,438 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $290,000 | 3,678 |
| Total noninterest expense | $2,355,000 | 5,048 |
| Salaries and employee benefits | $1,296,000 | 4,809 |
| Premises and equipment expense | $291,000 | 5,109 |
| Additional noninterest expense | $768,000 | 5,172 |
| Pre-tax net operating income | $670,000 | 3,421 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $177,000 | 2,434 |
| Income before extraordinary items | $493,000 | 3,712 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $493,000 | 3,710 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $493,000 | 3,711 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $493,000 | 3,621 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 5,196 |
| Total interest expense | $845,000 | 5,134 |
| Net interest income | $1,688,000 | 5,062 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $388,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $186,000 | 3,448 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $202,000 | 3,637 |
| Total noninterest expense | $1,568,000 | 5,115 |
| Salaries and employee benefits | $861,000 | 4,884 |
| Premises and equipment expense | $191,000 | 5,198 |
| Additional noninterest expense | $516,000 | 5,164 |
| Pre-tax net operating income | $438,000 | 3,529 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $123,000 | 2,458 |
| Income before extraordinary items | $315,000 | 3,893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 3,892 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $315,000 | 3,892 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $315,000 | 3,770 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,279 |
| Total interest expense | $422,000 | 5,257 |
| Net interest income | $825,000 | 5,118 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $205,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $88,000 | 3,501 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $117,000 | 3,405 |
| Total noninterest expense | $740,000 | 5,219 |
| Salaries and employee benefits | $429,000 | 4,935 |
| Premises and equipment expense | $93,000 | 5,299 |
| Additional noninterest expense | $218,000 | 5,367 |
| Pre-tax net operating income | $250,000 | 3,641 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $73,000 | 2,506 |
| Income before extraordinary items | $177,000 | 4,067 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $177,000 | 4,070 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $177,000 | 4,070 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $177,000 | 3,914 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,251,000 | 5,322 |
| Total interest expense | $2,057,000 | 5,223 |
| Net interest income | $3,194,000 | 5,243 |
| Provision for loan and lease losses | $134,000 | 5,701 |
| Total noninterest income | $697,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $408,000 | 3,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $289,000 | 4,171 |
| Total noninterest expense | $2,995,000 | 5,115 |
| Salaries and employee benefits | $1,685,000 | 4,994 |
| Premises and equipment expense | $381,000 | 5,220 |
| Additional noninterest expense | $929,000 | 5,057 |
| Pre-tax net operating income | $762,000 | 4,253 |
| Securities gains (losses) | $-260,000 | 7,397 |
| Applicable income taxes | $95,000 | 3,418 |
| Income before extraordinary items | $407,000 | 4,730 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $407,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 5,167 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $617,600 | 4,278 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 5,366 |
| Total interest expense | $1,598,000 | 5,278 |
| Net interest income | $2,370,000 | 5,312 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $528,000 | 4,219 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $312,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $216,000 | 4,276 |
| Total noninterest expense | $2,243,000 | 5,112 |
| Salaries and employee benefits | $1,285,000 | 4,969 |
| Premises and equipment expense | $284,000 | 5,247 |
| Additional noninterest expense | $674,000 | 5,074 |
| Pre-tax net operating income | $565,000 | 4,741 |
| Securities gains (losses) | $-260,000 | 7,645 |
| Applicable income taxes | $41,000 | 4,235 |
| Income before extraordinary items | $264,000 | 5,378 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $264,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,019 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $490,200 | 4,633 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 5,427 |
| Total interest expense | $1,111,000 | 5,320 |
| Net interest income | $1,543,000 | 5,380 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $362,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $204,000 | 3,442 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $158,000 | 4,216 |
| Total noninterest expense | $1,471,000 | 5,193 |
| Salaries and employee benefits | $853,000 | 5,018 |
| Premises and equipment expense | $190,000 | 5,284 |
| Additional noninterest expense | $428,000 | 5,212 |
| Pre-tax net operating income | $374,000 | 4,907 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $104,000 | 3,414 |
| Income before extraordinary items | $270,000 | 5,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $270,000 | 5,101 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 5,470 |
| Total interest expense | $580,000 | 5,383 |
| Net interest income | $771,000 | 5,408 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $166,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $113,000 | 3,189 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $719,000 | 5,277 |
| Salaries and employee benefits | $428,000 | 5,039 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $192,000 | 5,487 |
| Pre-tax net operating income | $188,000 | 5,068 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $53,000 | 3,501 |
| Income before extraordinary items | $135,000 | 5,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $135,000 | 5,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 5,544 |
| Total interest expense | $2,344,000 | 5,440 |
| Net interest income | $2,982,000 | 5,516 |
| Provision for loan and lease losses | $130,000 | 4,513 |
| Total noninterest income | $651,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $447,000 | 3,303 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $204,000 | 5,019 |
| Total noninterest expense | $2,937,000 | 5,067 |
| Salaries and employee benefits | $1,576,000 | 5,145 |
| Premises and equipment expense | $384,000 | 5,147 |
| Additional noninterest expense | $977,000 | 4,732 |
| Pre-tax net operating income | $566,000 | 5,778 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $143,000 | 4,175 |
| Income before extraordinary items | $423,000 | 5,972 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $423,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,543 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $423,000 | 5,966 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 5,605 |
| Total interest expense | $1,751,000 | 5,459 |
| Net interest income | $2,193,000 | 5,601 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $483,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $323,000 | 3,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $2,232,000 | 5,007 |
| Salaries and employee benefits | $1,188,000 | 5,125 |
| Premises and equipment expense | $288,000 | 5,124 |
| Additional noninterest expense | $756,000 | 4,571 |
| Pre-tax net operating income | $344,000 | 6,387 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $75,000 | 4,666 |
| Income before extraordinary items | $269,000 | 6,483 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $269,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,780 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $269,000 | 6,466 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 5,678 |
| Total interest expense | $1,153,000 | 5,496 |
| Net interest income | $1,435,000 | 5,690 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $331,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $219,000 | 3,318 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $112,000 | 4,907 |
| Total noninterest expense | $1,536,000 | 4,940 |
| Salaries and employee benefits | $795,000 | 5,158 |
| Premises and equipment expense | $201,000 | 5,023 |
| Additional noninterest expense | $540,000 | 4,332 |
| Pre-tax net operating income | $160,000 | 6,895 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $32,000 | 5,076 |
| Income before extraordinary items | $128,000 | 6,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $128,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $128,000 | 6,897 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 5,739 |
| Total interest expense | $563,000 | 5,556 |
| Net interest income | $706,000 | 5,737 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $189,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $117,000 | 3,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $72,000 | 4,403 |
| Total noninterest expense | $752,000 | 5,006 |
| Salaries and employee benefits | $417,000 | 5,029 |
| Premises and equipment expense | $90,000 | 5,373 |
| Additional noninterest expense | $245,000 | 4,603 |
| Pre-tax net operating income | $113,000 | 6,503 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $31,000 | 4,589 |
| Income before extraordinary items | $82,000 | 6,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $82,000 | 6,665 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 5,764 |
| Total interest expense | $1,733,000 | 5,783 |
| Net interest income | $2,897,000 | 5,629 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $599,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $441,000 | 3,340 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $158,000 | 5,525 |
| Total noninterest expense | $2,728,000 | 5,196 |
| Salaries and employee benefits | $1,506,000 | 5,178 |
| Premises and equipment expense | $348,000 | 5,342 |
| Additional noninterest expense | $874,000 | 4,956 |
| Pre-tax net operating income | $648,000 | 6,059 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $187,000 | 4,360 |
| Income before extraordinary items | $461,000 | 6,293 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $461,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,824 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $461,000 | 6,300 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 5,809 |
| Total interest expense | $1,220,000 | 5,879 |
| Net interest income | $2,190,000 | 5,660 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $449,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $336,000 | 3,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,618 |
| Total noninterest expense | $1,973,000 | 5,308 |
| Salaries and employee benefits | $1,088,000 | 5,280 |
| Premises and equipment expense | $239,000 | 5,613 |
| Additional noninterest expense | $646,000 | 4,982 |
| Pre-tax net operating income | $576,000 | 5,947 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $172,000 | 4,330 |
| Income before extraordinary items | $404,000 | 6,211 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $404,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,987 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $404,000 | 6,214 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 5,831 |
| Total interest expense | $774,000 | 5,895 |
| Net interest income | $1,467,000 | 5,672 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $287,000 | 4,856 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $1,258,000 | 5,459 |
| Salaries and employee benefits | $699,000 | 5,433 |
| Premises and equipment expense | $151,000 | 5,755 |
| Additional noninterest expense | $408,000 | 5,142 |
| Pre-tax net operating income | $448,000 | 5,653 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $136,000 | 4,138 |
| Income before extraordinary items | $312,000 | 5,924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $312,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $312,000 | 5,930 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,822 |
| Total interest expense | $367,000 | 5,916 |
| Net interest income | $742,000 | 5,622 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $131,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $88,000 | 3,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $617,000 | 5,529 |
| Salaries and employee benefits | $350,000 | 5,440 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $203,000 | 5,132 |
| Pre-tax net operating income | $231,000 | 5,530 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $76,000 | 3,933 |
| Income before extraordinary items | $155,000 | 5,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $155,000 | 5,892 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 5,739 |
| Total interest expense | $1,224,000 | 5,762 |
| Net interest income | $2,892,000 | 5,623 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $571,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $409,000 | 3,500 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $162,000 | 5,591 |
| Total noninterest expense | $2,316,000 | 5,614 |
| Salaries and employee benefits | $1,278,000 | 5,576 |
| Premises and equipment expense | $252,000 | 6,191 |
| Additional noninterest expense | $786,000 | 5,222 |
| Pre-tax net operating income | $1,027,000 | 5,285 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $336,000 | 3,972 |
| Income before extraordinary items | $691,000 | 5,700 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $691,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,872 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $691,000 | 5,678 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 5,774 |
| Total interest expense | $876,000 | 5,783 |
| Net interest income | $2,143,000 | 5,668 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $444,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $304,000 | 3,529 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,313 |
| Total noninterest expense | $1,710,000 | 5,634 |
| Salaries and employee benefits | $951,000 | 5,594 |
| Premises and equipment expense | $187,000 | 6,196 |
| Additional noninterest expense | $572,000 | 5,265 |
| Pre-tax net operating income | $787,000 | 5,366 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $256,000 | 4,055 |
| Income before extraordinary items | $531,000 | 5,760 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $531,000 | 5,727 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 5,807 |
| Total interest expense | $559,000 | 5,757 |
| Net interest income | $1,398,000 | 5,724 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $300,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $196,000 | 3,550 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $104,000 | 5,107 |
| Total noninterest expense | $1,129,000 | 5,668 |
| Salaries and employee benefits | $638,000 | 5,544 |
| Premises and equipment expense | $127,000 | 6,165 |
| Additional noninterest expense | $364,000 | 5,403 |
| Pre-tax net operating income | $524,000 | 5,362 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $182,000 | 3,953 |
| Income before extraordinary items | $342,000 | 5,851 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $342,000 | 5,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $342,000 | 5,795 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 5,872 |
| Total interest expense | $263,000 | 5,834 |
| Net interest income | $691,000 | 5,769 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $158,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,776 |
| Total noninterest expense | $567,000 | 5,681 |
| Salaries and employee benefits | $321,000 | 5,578 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $183,000 | 5,373 |
| Pre-tax net operating income | $259,000 | 5,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $169,000 | 5,821 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $169,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $169,000 | 5,785 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 5,779 |
| Total interest expense | $1,031,000 | 5,566 |
| Net interest income | $2,702,000 | 5,754 |
| Provision for loan and lease losses | $128,000 | 4,513 |
| Total noninterest income | $614,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $394,000 | 3,684 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $220,000 | 4,913 |
| Total noninterest expense | $2,132,000 | 5,806 |
| Salaries and employee benefits | $1,174,000 | 5,755 |
| Premises and equipment expense | $258,000 | 6,114 |
| Additional noninterest expense | $700,000 | 5,529 |
| Pre-tax net operating income | $1,056,000 | 5,100 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $349,000 | 3,940 |
| Income before extraordinary items | $714,000 | 5,530 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $714,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,718 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $709,310 | 5,468 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 5,815 |
| Total interest expense | $764,000 | 5,575 |
| Net interest income | $1,998,000 | 5,799 |
| Provision for loan and lease losses | $85,000 | 4,653 |
| Total noninterest income | $407,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $286,000 | 3,777 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 5,552 |
| Total noninterest expense | $1,581,000 | 5,803 |
| Salaries and employee benefits | $863,000 | 5,788 |
| Premises and equipment expense | $198,000 | 6,006 |
| Additional noninterest expense | $520,000 | 5,522 |
| Pre-tax net operating income | $739,000 | 5,384 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $254,000 | 4,055 |
| Income before extraordinary items | $490,000 | 5,855 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $490,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $486,700 | 5,805 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 5,851 |
| Total interest expense | $508,000 | 5,603 |
| Net interest income | $1,312,000 | 5,847 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $271,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $188,000 | 3,792 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 5,537 |
| Total noninterest expense | $1,018,000 | 5,938 |
| Salaries and employee benefits | $562,000 | 5,899 |
| Premises and equipment expense | $118,000 | 6,364 |
| Additional noninterest expense | $338,000 | 5,609 |
| Pre-tax net operating income | $515,000 | 5,233 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $191,000 | 3,862 |
| Income before extraordinary items | $323,000 | 5,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $323,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $323,640 | 5,785 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 5,942 |
| Total interest expense | $251,000 | 5,695 |
| Net interest income | $642,000 | 5,917 |
| Provision for loan and lease losses | $22,000 | 4,718 |
| Total noninterest income | $140,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 3,798 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $506,000 | 6,005 |
| Salaries and employee benefits | $279,000 | 5,956 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $168,000 | 5,640 |
| Pre-tax net operating income | $254,000 | 5,245 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $94,000 | 3,887 |
| Income before extraordinary items | $159,000 | 5,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $159,640 | 5,745 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 6,061 |
| Total interest expense | $1,178,000 | 5,619 |
| Net interest income | $2,298,000 | 6,181 |
| Provision for loan and lease losses | $110,000 | 5,170 |
| Total noninterest income | $461,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $344,000 | 4,001 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $117,000 | 6,265 |
| Total noninterest expense | $1,930,000 | 6,103 |
| Salaries and employee benefits | $1,017,000 | 6,204 |
| Premises and equipment expense | $228,000 | 6,454 |
| Additional noninterest expense | $685,000 | 5,575 |
| Pre-tax net operating income | $719,000 | 5,946 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $244,000 | 4,618 |
| Income before extraordinary items | $492,000 | 6,371 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $492,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $480,610 | 6,264 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,201 |
| Total interest expense | $908,000 | 5,679 |
| Net interest income | $1,637,000 | 6,377 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $351,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $252,000 | 4,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,099 |
| Total noninterest expense | $1,370,000 | 6,256 |
| Salaries and employee benefits | $725,000 | 6,363 |
| Premises and equipment expense | $175,000 | 6,385 |
| Additional noninterest expense | $470,000 | 5,833 |
| Pre-tax net operating income | $513,000 | 6,226 |
| Securities gains (losses) | $17,000 | 3,051 |
| Applicable income taxes | $170,000 | 4,917 |
| Income before extraordinary items | $360,000 | 6,592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $360,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $348,440 | 6,489 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 6,322 |
| Total interest expense | $621,000 | 5,726 |
| Net interest income | $1,033,000 | 6,550 |
| Provision for loan and lease losses | $58,000 | 4,973 |
| Total noninterest income | $245,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $170,000 | 4,008 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $891,000 | 6,366 |
| Salaries and employee benefits | $458,000 | 6,547 |
| Premises and equipment expense | $118,000 | 6,318 |
| Additional noninterest expense | $315,000 | 5,814 |
| Pre-tax net operating income | $329,000 | 6,306 |
| Securities gains (losses) | $17,000 | 2,697 |
| Applicable income taxes | $121,000 | 4,846 |
| Income before extraordinary items | $225,000 | 6,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $225,000 | 6,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $213,950 | 6,658 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 6,421 |
| Total interest expense | $319,000 | 5,748 |
| Net interest income | $490,000 | 6,705 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $124,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $452,000 | 6,326 |
| Salaries and employee benefits | $229,000 | 6,563 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $159,000 | 5,740 |
| Pre-tax net operating income | $140,000 | 6,602 |
| Securities gains (losses) | $14,000 | 2,056 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,760 | 6,908 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 6,334 |
| Total interest expense | $1,634,000 | 5,461 |
| Net interest income | $1,874,000 | 6,827 |
| Provision for loan and lease losses | $195,000 | 4,416 |
| Total noninterest income | $374,000 | 5,945 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $291,000 | 4,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,810 |
| Total noninterest expense | $1,758,000 | 6,338 |
| Salaries and employee benefits | $868,000 | 6,623 |
| Premises and equipment expense | $234,000 | 6,344 |
| Additional noninterest expense | $656,000 | 5,626 |
| Pre-tax net operating income | $295,000 | 7,562 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $80,000 | 6,164 |
| Income before extraordinary items | $235,000 | 7,648 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $235,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,119 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $220,000 | 7,643 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 6,415 |
| Total interest expense | $2,054,000 | 6,014 |
| Net interest income | $1,876,000 | 6,647 |
| Provision for loan and lease losses | $181,000 | 4,336 |
| Total noninterest income | $349,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $271,000 | 4,431 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $1,639,000 | 6,489 |
| Salaries and employee benefits | $783,000 | 6,865 |
| Premises and equipment expense | $253,000 | 6,053 |
| Additional noninterest expense | $603,000 | 5,817 |
| Pre-tax net operating income | $405,000 | 6,958 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $123,000 | 5,738 |
| Income before extraordinary items | $299,000 | 7,155 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $299,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $286,930 | 7,101 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 6,734 |
| Total interest expense | $1,770,000 | 6,657 |
| Net interest income | $1,926,000 | 6,688 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $243,000 | 6,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $1,704,000 | 6,263 |
| Salaries and employee benefits | $800,000 | 6,727 |
| Premises and equipment expense | $207,000 | 6,651 |
| Additional noninterest expense | $697,000 | 5,198 |
| Pre-tax net operating income | $395,000 | 7,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $125,000 | 6,224 |
| Income before extraordinary items | $270,000 | 7,650 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $270,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $35,000 | 6,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $270,000 | 7,656 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 6,803 |
| Total interest expense | $1,647,000 | 6,642 |
| Net interest income | $1,874,000 | 6,861 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $227,000 | 7,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $1,689,000 | 6,327 |
| Salaries and employee benefits | $880,000 | 6,400 |
| Premises and equipment expense | $217,000 | 6,545 |
| Additional noninterest expense | $592,000 | 5,880 |
| Pre-tax net operating income | $282,000 | 8,193 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $78,000 | 7,215 |
| Income before extraordinary items | $204,000 | 8,278 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $204,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $116,000 | 5,942 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 675 |
| Net operating income | $204,000 | 8,242 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 7,275 |
| Total interest expense | $1,494,000 | 7,202 |
| Net interest income | $1,714,000 | 7,262 |
| Provision for loan and lease losses | $79,000 | 5,632 |
| Total noninterest income | $257,000 | 6,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,189 |
| Total noninterest expense | $1,599,000 | 6,430 |
| Salaries and employee benefits | $855,000 | 6,444 |
| Premises and equipment expense | $235,000 | 6,188 |
| Additional noninterest expense | $509,000 | 6,367 |
| Pre-tax net operating income | $293,000 | 8,434 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $83,000 | 7,783 |
| Income before extraordinary items | $215,000 | 8,513 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $215,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 634 |
| Net operating income | $211,400 | 8,458 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 8,348 |
| Total interest expense | $1,091,000 | 8,431 |
| Net interest income | $1,431,000 | 8,156 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $199,000 | 7,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,362,000 | 7,142 |
| Salaries and employee benefits | $733,000 | 7,124 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $452,000 | 6,902 |
| Pre-tax net operating income | $221,000 | 9,458 |
| Securities gains (losses) | $62,000 | 1,215 |
| Applicable income taxes | $61,000 | 9,066 |
| Income before extraordinary items | $222,000 | 8,967 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $222,000 | 8,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $173,640 | 9,335 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 9,236 |
| Total interest expense | $916,000 | 9,277 |
| Net interest income | $1,196,000 | 9,039 |
| Provision for loan and lease losses | $29,000 | 7,529 |
| Total noninterest income | $172,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $1,088,000 | 8,367 |
| Salaries and employee benefits | $585,000 | 8,225 |
| Premises and equipment expense | $154,000 | 7,965 |
| Additional noninterest expense | $349,000 | 8,368 |
| Pre-tax net operating income | $251,000 | 9,478 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $60,000 | 9,509 |
| Income before extraordinary items | $221,000 | 9,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $221,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,684 |
| Cash dividends | $121,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $197,300 | 9,267 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 9,624 |
| Total interest expense | $846,000 | 9,807 |
| Net interest income | $1,210,000 | 9,302 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $162,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $1,139,000 | 8,431 |
| Salaries and employee benefits | $653,000 | 8,041 |
| Premises and equipment expense | $145,000 | 8,397 |
| Additional noninterest expense | $341,000 | 8,784 |
| Pre-tax net operating income | $179,000 | 10,589 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $42,000 | 10,333 |
| Income before extraordinary items | $158,000 | 10,392 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $158,000 | 10,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $138,000 | 6,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $141,410 | 10,511 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 9,611 |
| Total interest expense | $776,000 | 9,729 |
| Net interest income | $1,322,000 | 9,390 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $157,000 | 9,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $1,070,000 | 9,082 |
| Salaries and employee benefits | $587,000 | 8,708 |
| Premises and equipment expense | $116,000 | 9,514 |
| Additional noninterest expense | $367,000 | 9,154 |
| Pre-tax net operating income | $329,000 | 9,921 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $82,000 | 9,759 |
| Income before extraordinary items | $267,000 | 9,524 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $267,000 | 9,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $173,000 | 5,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $251,600 | 9,749 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 9,963 |
| Total interest expense | $813,000 | 9,978 |
| Net interest income | $1,301,000 | 9,725 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $1,128,000 | 9,212 |
| Salaries and employee benefits | $511,000 | 9,565 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $497,000 | 8,245 |
| Pre-tax net operating income | $338,000 | 9,908 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $82,000 | 10,157 |
| Income before extraordinary items | $256,000 | 9,975 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $256,000 | 10,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $128,000 | 6,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $256,000 | 9,720 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 10,548 |
| Total interest expense | $853,000 | 11,079 |
| Net interest income | $1,312,000 | 9,944 |
| Provision for loan and lease losses | $106,000 | 7,118 |
| Total noninterest income | $143,000 | 10,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $1,037,000 | 9,821 |
| Salaries and employee benefits | $476,000 | 10,031 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $444,000 | 9,041 |
| Pre-tax net operating income | $312,000 | 10,014 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $250,000 | 9,923 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $250,000 | 10,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $59,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $242,980 | 9,652 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.