Home > First State Bank of Heyworth > Income and Expense
First State Bank of Heyworth, Income and Expense
2003-03-31 (YTD Data) | Rank | |
Total interest income | $261,000 | 8,747 |
Total interest expense | $71,000 | 8,769 |
Net interest income | $190,000 | 8,633 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $39,000 | 7,793 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $25,000 | 6,543 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $14,000 | 7,447 |
Total noninterest expense | $132,000 | 8,878 |
Salaries and employee benefits | $56,000 | 9,064 |
Premises and equipment expense | $16,000 | 8,615 |
Additional noninterest expense | $60,000 | 8,208 |
Pre-tax net operating income | $97,000 | 7,240 |
Securities gains (losses) | $32,000 | 1,647 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $129,000 | 6,386 |
Extraordinary gains, net | $0 | 21 |
Net income | $129,000 | 6,385 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $89,000 | 3,069 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $97,000 | 6,803 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $1,111,000 | 8,758 |
Total interest expense | $369,000 | 8,739 |
Net interest income | $742,000 | 8,676 |
Provision for loan and lease losses | $7,000 | 7,905 |
Total noninterest income | $162,000 | 7,693 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $98,000 | 6,612 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $64,000 | 7,231 |
Total noninterest expense | $521,000 | 8,951 |
Salaries and employee benefits | $227,000 | 9,105 |
Premises and equipment expense | $73,000 | 8,549 |
Additional noninterest expense | $221,000 | 8,404 |
Pre-tax net operating income | $376,000 | 7,265 |
Securities gains (losses) | $8,000 | 3,732 |
Applicable income taxes | $0 | 7,681 |
Income before extraordinary items | $384,000 | 6,913 |
Extraordinary gains, net | $0 | 70 |
Net income | $384,000 | 6,913 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 6,433 |
Cash dividends | $158,000 | 5,157 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $376,000 | 6,825 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,243,000 | 8,959 |
Total interest expense | $518,000 | 8,987 |
Net interest income | $725,000 | 8,808 |
Provision for loan and lease losses | $6,000 | 8,054 |
Total noninterest income | $134,000 | 8,049 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $97,000 | 6,631 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $37,000 | 8,124 |
Total noninterest expense | $501,000 | 9,175 |
Salaries and employee benefits | $219,000 | 9,350 |
Premises and equipment expense | $74,000 | 8,724 |
Additional noninterest expense | $208,000 | 8,592 |
Pre-tax net operating income | $352,000 | 7,178 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $352,000 | 6,822 |
Extraordinary gains, net | $0 | 105 |
Net income | $352,000 | 6,823 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,344 |
Cash dividends | $177,000 | 5,160 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $352,000 | 6,705 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,255,000 | 9,191 |
Total interest expense | $567,000 | 9,115 |
Net interest income | $688,000 | 9,154 |
Provision for loan and lease losses | $5,000 | 8,144 |
Total noninterest income | $119,000 | 8,319 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $43,000 | 7,793 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $76,000 | 7,011 |
Total noninterest expense | $466,000 | 9,459 |
Salaries and employee benefits | $218,000 | 9,576 |
Premises and equipment expense | $65,000 | 9,086 |
Additional noninterest expense | $183,000 | 8,949 |
Pre-tax net operating income | $336,000 | 7,753 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $336,000 | 7,251 |
Extraordinary gains, net | $0 | 38 |
Net income | $336,000 | 7,249 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 8,699 |
Cash dividends | $254,000 | 4,740 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $336,000 | 7,241 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,142,000 | 9,481 |
Total interest expense | $517,000 | 9,405 |
Net interest income | $625,000 | 9,461 |
Provision for loan and lease losses | $6,000 | 8,268 |
Total noninterest income | $108,000 | 8,699 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $40,000 | 8,070 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $68,000 | 7,482 |
Total noninterest expense | $440,000 | 9,774 |
Salaries and employee benefits | $207,000 | 9,890 |
Premises and equipment expense | $58,000 | 9,477 |
Additional noninterest expense | $175,000 | 9,281 |
Pre-tax net operating income | $287,000 | 8,166 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $287,000 | 7,677 |
Extraordinary gains, net | $0 | 35 |
Net income | $287,000 | 7,676 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,010 |
Cash dividends | $262,000 | 4,793 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $287,000 | 7,657 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,128,000 | 9,729 |
Total interest expense | $507,000 | 9,679 |
Net interest income | $621,000 | 9,684 |
Provision for loan and lease losses | $17,000 | 7,887 |
Total noninterest income | $109,000 | 8,860 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $80,000 | 7,296 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 9,064 |
Total noninterest expense | $429,000 | 9,976 |
Salaries and employee benefits | $196,000 | 10,124 |
Premises and equipment expense | $58,000 | 9,619 |
Additional noninterest expense | $175,000 | 9,400 |
Pre-tax net operating income | $284,000 | 8,497 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $10,000 | 9,075 |
Income before extraordinary items | $274,000 | 8,087 |
Extraordinary gains, net | $0 | 32 |
Net income | $274,000 | 8,086 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,524 |
Cash dividends | $120,000 | 6,059 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $274,000 | 8,010 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,058,000 | 10,244 |
Total interest expense | $467,000 | 10,177 |
Net interest income | $591,000 | 10,205 |
Provision for loan and lease losses | $2,000 | 8,765 |
Total noninterest income | $105,000 | 9,314 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $69,000 | 7,917 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,000 | 9,049 |
Total noninterest expense | $431,000 | 10,387 |
Salaries and employee benefits | $190,000 | 10,583 |
Premises and equipment expense | $73,000 | 9,616 |
Additional noninterest expense | $168,000 | 9,797 |
Pre-tax net operating income | $263,000 | 9,221 |
Securities gains (losses) | $17,000 | 2,006 |
Applicable income taxes | $87,000 | 8,619 |
Income before extraordinary items | $193,000 | 9,220 |
Extraordinary gains, net | $0 | 44 |
Net income | $193,000 | 9,223 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $181,270 | 9,282 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,002,000 | 10,812 |
Total interest expense | $460,000 | 10,717 |
Net interest income | $542,000 | 10,794 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $94,000 | 9,994 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $63,000 | 8,465 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 9,793 |
Total noninterest expense | $409,000 | 10,941 |
Salaries and employee benefits | $180,000 | 11,119 |
Premises and equipment expense | $65,000 | 10,223 |
Additional noninterest expense | $164,000 | 10,381 |
Pre-tax net operating income | $227,000 | 9,617 |
Securities gains (losses) | $2,000 | 3,501 |
Applicable income taxes | $75,000 | 9,249 |
Income before extraordinary items | $154,000 | 9,753 |
Extraordinary gains, net | $0 | 53 |
Net income | $154,000 | 9,753 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,767 |
Cash dividends | $70,000 | 7,217 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $152,660 | 9,709 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $977,000 | 11,320 |
Total interest expense | $391,000 | 11,356 |
Net interest income | $586,000 | 11,163 |
Provision for loan and lease losses | $3,000 | 8,797 |
Total noninterest income | $83,000 | 10,670 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $24,000 | 9,923 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $59,000 | 8,803 |
Total noninterest expense | $387,000 | 11,469 |
Salaries and employee benefits | $175,000 | 11,623 |
Premises and equipment expense | $52,000 | 11,019 |
Additional noninterest expense | $160,000 | 10,934 |
Pre-tax net operating income | $279,000 | 9,911 |
Securities gains (losses) | $31,000 | 1,605 |
Applicable income taxes | $109,000 | 9,000 |
Income before extraordinary items | $201,000 | 9,910 |
Extraordinary gains, net | $0 | 65 |
Net income | $201,000 | 9,915 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,657 |
Cash dividends | $150,000 | 6,032 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $180,850 | 10,134 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $780,000 | 12,087 |
Total interest expense | $274,000 | 12,125 |
Net interest income | $506,000 | 11,994 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $87,000 | 11,062 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $59,000 | 9,379 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 10,920 |
Total noninterest expense | $404,000 | 12,020 |
Salaries and employee benefits | $166,000 | 12,277 |
Premises and equipment expense | $62,000 | 11,231 |
Additional noninterest expense | $176,000 | 11,454 |
Pre-tax net operating income | $189,000 | 10,976 |
Securities gains (losses) | $-152,000 | 11,798 |
Applicable income taxes | $13,000 | 11,303 |
Income before extraordinary items | $24,000 | 11,951 |
Extraordinary gains, net | $0 | 249 |
Net income | $24,000 | 11,952 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,184 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $122,800 | 11,179 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $716,000 | 12,786 |
Total interest expense | $317,000 | 12,599 |
Net interest income | $399,000 | 12,816 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $77,000 | 11,876 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $49,000 | 10,111 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 11,437 |
Total noninterest expense | $386,000 | 12,705 |
Salaries and employee benefits | $159,000 | 12,924 |
Premises and equipment expense | $60,000 | 11,855 |
Additional noninterest expense | $167,000 | 12,191 |
Pre-tax net operating income | $90,000 | 11,926 |
Securities gains (losses) | $53,000 | 3,314 |
Applicable income taxes | $53,000 | 10,868 |
Income before extraordinary items | $90,000 | 11,901 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $90,000 | 11,944 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 10,864 |
Cash dividends | $125,000 | 6,440 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $56,080 | 12,057 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $838,000 | 13,293 |
Total interest expense | $418,000 | 13,119 |
Net interest income | $420,000 | 13,333 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $80,000 | 12,281 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $46,000 | 10,479 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 11,488 |
Total noninterest expense | $374,000 | 13,288 |
Salaries and employee benefits | $154,000 | 13,525 |
Premises and equipment expense | $60,000 | 12,283 |
Additional noninterest expense | $160,000 | 12,788 |
Pre-tax net operating income | $126,000 | 11,752 |
Securities gains (losses) | $148,000 | 2,429 |
Applicable income taxes | $97,000 | 10,000 |
Income before extraordinary items | $177,000 | 10,906 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $177,000 | 11,002 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 12,286 |
Cash dividends | $50,000 | 7,650 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $80,800 | 11,916 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.