Home > First State Bank of Heyworth > Income and Expense

First State Bank of Heyworth, Income and Expense

2003-03-31 (YTD Data)Rank
Total interest income$261,0008,747
Total interest expense$71,0008,769
Net interest income$190,0008,633
Provision for loan and lease losses$06,934
Total noninterest income$39,0007,793
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$25,0006,543
Trading account gains and fees$0134
Additional Noninterest Income$14,0007,447
Total noninterest expense$132,0008,878
Salaries and employee benefits$56,0009,064
Premises and equipment expense$16,0008,615
Additional noninterest expense$60,0008,208
Pre-tax net operating income$97,0007,240
Securities gains (losses)$32,0001,647
Applicable income taxes$07,403
Income before extraordinary items$129,0006,386
Extraordinary gains, net$021
Net income$129,0006,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$89,0003,069
Sale, conversion, retirement of capital stock, net$0419
Net operating income$97,0006,803
2002-12-31 (YTD Data)Rank
Total interest income$1,111,0008,758
Total interest expense$369,0008,739
Net interest income$742,0008,676
Provision for loan and lease losses$7,0007,905
Total noninterest income$162,0007,693
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$98,0006,612
Trading account gains and fees$0153
Additional Noninterest Income$64,0007,231
Total noninterest expense$521,0008,951
Salaries and employee benefits$227,0009,105
Premises and equipment expense$73,0008,549
Additional noninterest expense$221,0008,404
Pre-tax net operating income$376,0007,265
Securities gains (losses)$8,0003,732
Applicable income taxes$07,681
Income before extraordinary items$384,0006,913
Extraordinary gains, net$070
Net income$384,0006,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,433
Cash dividends$158,0005,157
Sale, conversion, retirement of capital stock, net$0862
Net operating income$376,0006,825
2001-12-31 (YTD Data)Rank
Total interest income$1,243,0008,959
Total interest expense$518,0008,987
Net interest income$725,0008,808
Provision for loan and lease losses$6,0008,054
Total noninterest income$134,0008,049
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$97,0006,631
Trading account gains and fees$0177
Additional Noninterest Income$37,0008,124
Total noninterest expense$501,0009,175
Salaries and employee benefits$219,0009,350
Premises and equipment expense$74,0008,724
Additional noninterest expense$208,0008,592
Pre-tax net operating income$352,0007,178
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$352,0006,822
Extraordinary gains, net$0105
Net income$352,0006,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$177,0005,160
Sale, conversion, retirement of capital stock, net$0922
Net operating income$352,0006,705
2000-12-31 (YTD Data)Rank
Total interest income$1,255,0009,191
Total interest expense$567,0009,115
Net interest income$688,0009,154
Provision for loan and lease losses$5,0008,144
Total noninterest income$119,0008,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$43,0007,793
Trading account gains and feesNANA
Additional Noninterest Income$76,0007,011
Total noninterest expense$466,0009,459
Salaries and employee benefits$218,0009,576
Premises and equipment expense$65,0009,086
Additional noninterest expense$183,0008,949
Pre-tax net operating income$336,0007,753
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$336,0007,251
Extraordinary gains, net$038
Net income$336,0007,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,699
Cash dividends$254,0004,740
Sale, conversion, retirement of capital stock, net$0969
Net operating income$336,0007,241
1999-12-31 (YTD Data)Rank
Total interest income$1,142,0009,481
Total interest expense$517,0009,405
Net interest income$625,0009,461
Provision for loan and lease losses$6,0008,268
Total noninterest income$108,0008,699
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,0008,070
Trading account gains and feesNANA
Additional Noninterest Income$68,0007,482
Total noninterest expense$440,0009,774
Salaries and employee benefits$207,0009,890
Premises and equipment expense$58,0009,477
Additional noninterest expense$175,0009,281
Pre-tax net operating income$287,0008,166
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$287,0007,677
Extraordinary gains, net$035
Net income$287,0007,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,010
Cash dividends$262,0004,793
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$287,0007,657
1998-12-31 (YTD Data)Rank
Total interest income$1,128,0009,729
Total interest expense$507,0009,679
Net interest income$621,0009,684
Provision for loan and lease losses$17,0007,887
Total noninterest income$109,0008,860
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0007,296
Trading account gains and feesNANA
Additional Noninterest Income$29,0009,064
Total noninterest expense$429,0009,976
Salaries and employee benefits$196,00010,124
Premises and equipment expense$58,0009,619
Additional noninterest expense$175,0009,400
Pre-tax net operating income$284,0008,497
Securities gains (losses)$04,449
Applicable income taxes$10,0009,075
Income before extraordinary items$274,0008,087
Extraordinary gains, net$032
Net income$274,0008,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,524
Cash dividends$120,0006,059
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$274,0008,010
1997-12-31 (YTD Data)Rank
Total interest income$1,058,00010,244
Total interest expense$467,00010,177
Net interest income$591,00010,205
Provision for loan and lease losses$2,0008,765
Total noninterest income$105,0009,314
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$69,0007,917
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,049
Total noninterest expense$431,00010,387
Salaries and employee benefits$190,00010,583
Premises and equipment expense$73,0009,616
Additional noninterest expense$168,0009,797
Pre-tax net operating income$263,0009,221
Securities gains (losses)$17,0002,006
Applicable income taxes$87,0008,619
Income before extraordinary items$193,0009,220
Extraordinary gains, net$044
Net income$193,0009,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$181,2709,282
1996-12-31 (YTD Data)Rank
Total interest income$1,002,00010,812
Total interest expense$460,00010,717
Net interest income$542,00010,794
Provision for loan and lease losses$09,041
Total noninterest income$94,0009,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0008,465
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,793
Total noninterest expense$409,00010,941
Salaries and employee benefits$180,00011,119
Premises and equipment expense$65,00010,223
Additional noninterest expense$164,00010,381
Pre-tax net operating income$227,0009,617
Securities gains (losses)$2,0003,501
Applicable income taxes$75,0009,249
Income before extraordinary items$154,0009,753
Extraordinary gains, net$053
Net income$154,0009,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$70,0007,217
Sale, conversion, retirement of capital stock, net$0953
Net operating income$152,6609,709
1995-12-31 (YTD Data)Rank
Total interest income$977,00011,320
Total interest expense$391,00011,356
Net interest income$586,00011,163
Provision for loan and lease losses$3,0008,797
Total noninterest income$83,00010,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,0009,923
Trading account gains and feesNANA
Additional Noninterest Income$59,0008,803
Total noninterest expense$387,00011,469
Salaries and employee benefits$175,00011,623
Premises and equipment expense$52,00011,019
Additional noninterest expense$160,00010,934
Pre-tax net operating income$279,0009,911
Securities gains (losses)$31,0001,605
Applicable income taxes$109,0009,000
Income before extraordinary items$201,0009,910
Extraordinary gains, net$065
Net income$201,0009,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$150,0006,032
Sale, conversion, retirement of capital stock, net$0809
Net operating income$180,85010,134
1994-12-31 (YTD Data)Rank
Total interest income$780,00012,087
Total interest expense$274,00012,125
Net interest income$506,00011,994
Provision for loan and lease losses$09,146
Total noninterest income$87,00011,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0009,379
Trading account gains and feesNANA
Additional Noninterest Income$28,00010,920
Total noninterest expense$404,00012,020
Salaries and employee benefits$166,00012,277
Premises and equipment expense$62,00011,231
Additional noninterest expense$176,00011,454
Pre-tax net operating income$189,00010,976
Securities gains (losses)$-152,00011,798
Applicable income taxes$13,00011,303
Income before extraordinary items$24,00011,951
Extraordinary gains, net$0249
Net income$24,00011,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,184
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$122,80011,179
1993-12-31 (YTD Data)Rank
Total interest income$716,00012,786
Total interest expense$317,00012,599
Net interest income$399,00012,816
Provision for loan and lease losses$010,371
Total noninterest income$77,00011,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,00010,111
Trading account gains and feesNANA
Additional Noninterest Income$28,00011,437
Total noninterest expense$386,00012,705
Salaries and employee benefits$159,00012,924
Premises and equipment expense$60,00011,855
Additional noninterest expense$167,00012,191
Pre-tax net operating income$90,00011,926
Securities gains (losses)$53,0003,314
Applicable income taxes$53,00010,868
Income before extraordinary items$90,00011,901
Extraordinary gains, net$03,149
Net income$90,00011,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$125,0006,440
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$56,08012,057
1992-12-31 (YTD Data)Rank
Total interest income$838,00013,293
Total interest expense$418,00013,119
Net interest income$420,00013,333
Provision for loan and lease losses$011,756
Total noninterest income$80,00012,281
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,00010,479
Trading account gains and feesNANA
Additional Noninterest Income$34,00011,488
Total noninterest expense$374,00013,288
Salaries and employee benefits$154,00013,525
Premises and equipment expense$60,00012,283
Additional noninterest expense$160,00012,788
Pre-tax net operating income$126,00011,752
Securities gains (losses)$148,0002,429
Applicable income taxes$97,00010,000
Income before extraordinary items$177,00010,906
Extraordinary gains, net$01,422
Net income$177,00011,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00012,286
Cash dividends$50,0007,650
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$80,80011,916

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.