Home > First State Bank Central Texas > Income and Expense
First State Bank Central Texas, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $53,395,000 | 538 |
| Total interest expense | $4,197,000 | 810 |
| Net interest income | $49,198,000 | 517 |
| Provision for loan and lease losses | $-218,000 | 5,446 |
| Total noninterest income | $8,051,000 | 810 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $3,367,000 | 400 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $4,684,000 | 860 |
| Total noninterest expense | $30,189,000 | 729 |
| Salaries and employee benefits | $18,751,000 | 651 |
| Premises and equipment expense | $3,887,000 | 632 |
| Additional noninterest expense | $7,551,000 | 865 |
| Pre-tax net operating income | $27,278,000 | 425 |
| Securities gains (losses) | $997,000 | 144 |
| Applicable income taxes | $9,647,000 | 421 |
| Income before extraordinary items | $18,628,000 | 424 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $18,628,000 | 424 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $18,628,000 | 424 |
| Net charge-offs | $-394,000 | 5,542 |
| Cash dividends | $40,750,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $17,969,980 | 435 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $39,582,000 | 546 |
| Total interest expense | $3,075,000 | 807 |
| Net interest income | $36,507,000 | 521 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $5,366,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $2,573,000 | 398 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,793,000 | 1,031 |
| Total noninterest expense | $22,150,000 | 741 |
| Salaries and employee benefits | $13,437,000 | 684 |
| Premises and equipment expense | $2,936,000 | 637 |
| Additional noninterest expense | $5,777,000 | 852 |
| Pre-tax net operating income | $19,723,000 | 447 |
| Securities gains (losses) | $603,000 | 180 |
| Applicable income taxes | $6,620,000 | 399 |
| Income before extraordinary items | $13,706,000 | 469 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $13,706,000 | 467 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $13,706,000 | 469 |
| Net charge-offs | $-360,000 | 5,603 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $13,301,990 | 484 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $25,731,000 | 554 |
| Total interest expense | $1,988,000 | 806 |
| Net interest income | $23,743,000 | 531 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $3,571,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $1,717,000 | 394 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,854,000 | 1,026 |
| Total noninterest expense | $15,167,000 | 723 |
| Salaries and employee benefits | $9,038,000 | 680 |
| Premises and equipment expense | $1,954,000 | 634 |
| Additional noninterest expense | $4,175,000 | 790 |
| Pre-tax net operating income | $12,147,000 | 474 |
| Securities gains (losses) | $463,000 | 163 |
| Applicable income taxes | $4,053,000 | 418 |
| Income before extraordinary items | $8,557,000 | 496 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,557,000 | 494 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,557,000 | 496 |
| Net charge-offs | $-295,000 | 5,659 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $8,242,160 | 502 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $12,409,000 | 566 |
| Total interest expense | $928,000 | 826 |
| Net interest income | $11,481,000 | 543 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,824,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $874,000 | 396 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $950,000 | 999 |
| Total noninterest expense | $7,665,000 | 719 |
| Salaries and employee benefits | $4,592,000 | 679 |
| Premises and equipment expense | $942,000 | 675 |
| Additional noninterest expense | $2,131,000 | 767 |
| Pre-tax net operating income | $5,640,000 | 482 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,762,000 | 454 |
| Income before extraordinary items | $3,878,000 | 535 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,878,000 | 534 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,878,000 | 535 |
| Net charge-offs | $-193,000 | 5,719 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $3,878,000 | 525 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $48,061,000 | 560 |
| Total interest expense | $3,690,000 | 798 |
| Net interest income | $44,371,000 | 539 |
| Provision for loan and lease losses | $-3,000,000 | 5,883 |
| Total noninterest income | $7,773,000 | 833 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $3,616,000 | 388 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,157,000 | 962 |
| Total noninterest expense | $29,907,000 | 716 |
| Salaries and employee benefits | $17,412,000 | 679 |
| Premises and equipment expense | $3,748,000 | 665 |
| Additional noninterest expense | $8,747,000 | 758 |
| Pre-tax net operating income | $25,237,000 | 422 |
| Securities gains (losses) | $2,513,000 | 103 |
| Applicable income taxes | $8,981,000 | 362 |
| Income before extraordinary items | $18,769,000 | 432 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $18,769,000 | 428 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $18,769,000 | 431 |
| Net charge-offs | $-149,000 | 5,609 |
| Cash dividends | $6,350,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $17,060,160 | 458 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $36,340,000 | 555 |
| Total interest expense | $2,794,000 | 784 |
| Net interest income | $33,546,000 | 532 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $5,662,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $2,674,000 | 390 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,988,000 | 989 |
| Total noninterest expense | $22,419,000 | 714 |
| Salaries and employee benefits | $13,000,000 | 683 |
| Premises and equipment expense | $2,816,000 | 660 |
| Additional noninterest expense | $6,603,000 | 752 |
| Pre-tax net operating income | $16,789,000 | 470 |
| Securities gains (losses) | $2,475,000 | 83 |
| Applicable income taxes | $6,166,000 | 393 |
| Income before extraordinary items | $13,098,000 | 463 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,098,000 | 461 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $13,098,000 | 463 |
| Net charge-offs | $-345,000 | 5,816 |
| Cash dividends | $2,000,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $11,415,000 | 510 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $24,588,000 | 548 |
| Total interest expense | $1,877,000 | 775 |
| Net interest income | $22,711,000 | 528 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $3,399,000 | 915 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,775,000 | 391 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,624,000 | 1,124 |
| Total noninterest expense | $15,145,000 | 704 |
| Salaries and employee benefits | $8,729,000 | 679 |
| Premises and equipment expense | $1,847,000 | 668 |
| Additional noninterest expense | $4,569,000 | 732 |
| Pre-tax net operating income | $10,965,000 | 473 |
| Securities gains (losses) | $1,129,000 | 126 |
| Applicable income taxes | $3,814,000 | 416 |
| Income before extraordinary items | $8,280,000 | 472 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,280,000 | 467 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,280,000 | 471 |
| Net charge-offs | $-891,000 | 6,016 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $7,512,280 | 509 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $12,786,000 | 520 |
| Total interest expense | $962,000 | 758 |
| Net interest income | $11,824,000 | 501 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,561,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $901,000 | 380 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $660,000 | 1,266 |
| Total noninterest expense | $7,616,000 | 705 |
| Salaries and employee benefits | $4,423,000 | 676 |
| Premises and equipment expense | $904,000 | 689 |
| Additional noninterest expense | $2,289,000 | 727 |
| Pre-tax net operating income | $5,769,000 | 432 |
| Securities gains (losses) | $310,000 | 207 |
| Applicable income taxes | $1,964,000 | 396 |
| Income before extraordinary items | $4,115,000 | 452 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $4,115,000 | 451 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $4,115,000 | 452 |
| Net charge-offs | $-825,000 | 6,093 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,904,200 | 470 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $48,082,000 | 530 |
| Total interest expense | $4,234,000 | 663 |
| Net interest income | $43,848,000 | 522 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $6,800,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $3,534,000 | 392 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,266,000 | 1,097 |
| Total noninterest expense | $28,826,000 | 714 |
| Salaries and employee benefits | $16,362,000 | 698 |
| Premises and equipment expense | $3,859,000 | 639 |
| Additional noninterest expense | $8,605,000 | 767 |
| Pre-tax net operating income | $21,822,000 | 449 |
| Securities gains (losses) | $1,031,000 | 203 |
| Applicable income taxes | $7,196,000 | 412 |
| Income before extraordinary items | $15,657,000 | 475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $15,657,000 | 474 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $15,657,000 | 476 |
| Net charge-offs | $-315,000 | 5,939 |
| Cash dividends | $6,000,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $14,945,610 | 486 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $35,849,000 | 540 |
| Total interest expense | $3,241,000 | 654 |
| Net interest income | $32,608,000 | 531 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $5,058,000 | 919 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $2,646,000 | 395 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,412,000 | 1,127 |
| Total noninterest expense | $21,689,000 | 724 |
| Salaries and employee benefits | $12,267,000 | 711 |
| Premises and equipment expense | $2,936,000 | 651 |
| Additional noninterest expense | $6,486,000 | 761 |
| Pre-tax net operating income | $15,977,000 | 472 |
| Securities gains (losses) | $668,000 | 246 |
| Applicable income taxes | $5,189,000 | 439 |
| Income before extraordinary items | $11,456,000 | 491 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,456,000 | 489 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,456,000 | 491 |
| Net charge-offs | $-441,000 | 6,089 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $10,995,080 | 505 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $23,879,000 | 539 |
| Total interest expense | $2,208,000 | 639 |
| Net interest income | $21,671,000 | 528 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $3,392,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,741,000 | 398 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,651,000 | 1,112 |
| Total noninterest expense | $14,264,000 | 732 |
| Salaries and employee benefits | $8,201,000 | 709 |
| Premises and equipment expense | $1,960,000 | 653 |
| Additional noninterest expense | $4,103,000 | 804 |
| Pre-tax net operating income | $10,799,000 | 466 |
| Securities gains (losses) | $309,000 | 370 |
| Applicable income taxes | $3,404,000 | 445 |
| Income before extraordinary items | $7,704,000 | 492 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,704,000 | 491 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,704,000 | 492 |
| Net charge-offs | $-151,000 | 6,016 |
| Cash dividends | $1,500,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $7,490,790 | 489 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $11,953,000 | 527 |
| Total interest expense | $1,120,000 | 625 |
| Net interest income | $10,833,000 | 523 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,639,000 | 911 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $853,000 | 400 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $786,000 | 1,107 |
| Total noninterest expense | $7,323,000 | 710 |
| Salaries and employee benefits | $4,198,000 | 697 |
| Premises and equipment expense | $999,000 | 636 |
| Additional noninterest expense | $2,126,000 | 775 |
| Pre-tax net operating income | $5,149,000 | 474 |
| Securities gains (losses) | $47,000 | 873 |
| Applicable income taxes | $1,634,000 | 445 |
| Income before extraordinary items | $3,562,000 | 521 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,562,000 | 521 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,562,000 | 521 |
| Net charge-offs | $-81,000 | 6,074 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $3,529,570 | 511 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $48,811,000 | 507 |
| Total interest expense | $4,919,000 | 576 |
| Net interest income | $43,892,000 | 500 |
| Provision for loan and lease losses | $-6,000,000 | 6,477 |
| Total noninterest income | $6,956,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $3,617,000 | 401 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,339,000 | 1,022 |
| Total noninterest expense | $32,361,000 | 636 |
| Salaries and employee benefits | $16,379,000 | 674 |
| Premises and equipment expense | $4,122,000 | 598 |
| Additional noninterest expense | $11,860,000 | 578 |
| Pre-tax net operating income | $24,487,000 | 392 |
| Securities gains (losses) | $5,296,000 | 50 |
| Applicable income taxes | $9,389,000 | 313 |
| Income before extraordinary items | $20,394,000 | 366 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $20,394,000 | 366 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $20,394,000 | 366 |
| Net charge-offs | $-341,000 | 6,339 |
| Cash dividends | $12,000,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $16,792,720 | 427 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $36,966,000 | 503 |
| Total interest expense | $3,760,000 | 576 |
| Net interest income | $33,206,000 | 492 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $5,311,000 | 852 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,726,000 | 403 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,585,000 | 1,009 |
| Total noninterest expense | $21,292,000 | 718 |
| Salaries and employee benefits | $12,301,000 | 674 |
| Premises and equipment expense | $3,124,000 | 592 |
| Additional noninterest expense | $5,867,000 | 836 |
| Pre-tax net operating income | $17,225,000 | 404 |
| Securities gains (losses) | $4,699,000 | 48 |
| Applicable income taxes | $6,830,000 | 320 |
| Income before extraordinary items | $15,094,000 | 369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,094,000 | 369 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $15,094,000 | 369 |
| Net charge-offs | $-309,000 | 6,413 |
| Cash dividends | $6,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $11,851,690 | 444 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $25,164,000 | 490 |
| Total interest expense | $2,556,000 | 574 |
| Net interest income | $22,608,000 | 479 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $3,515,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,830,000 | 394 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,685,000 | 1,009 |
| Total noninterest expense | $14,242,000 | 707 |
| Salaries and employee benefits | $8,324,000 | 660 |
| Premises and equipment expense | $2,072,000 | 594 |
| Additional noninterest expense | $3,846,000 | 840 |
| Pre-tax net operating income | $11,881,000 | 393 |
| Securities gains (losses) | $4,690,000 | 41 |
| Applicable income taxes | $5,161,000 | 292 |
| Income before extraordinary items | $11,410,000 | 322 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $11,410,000 | 322 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $11,410,000 | 322 |
| Net charge-offs | $-197,000 | 6,452 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $8,173,900 | 421 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $12,283,000 | 498 |
| Total interest expense | $1,292,000 | 577 |
| Net interest income | $10,991,000 | 492 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,858,000 | 775 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $942,000 | 376 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $916,000 | 913 |
| Total noninterest expense | $7,322,000 | 699 |
| Salaries and employee benefits | $4,107,000 | 675 |
| Premises and equipment expense | $1,033,000 | 610 |
| Additional noninterest expense | $2,182,000 | 744 |
| Pre-tax net operating income | $5,527,000 | 398 |
| Securities gains (losses) | $3,398,000 | 40 |
| Applicable income taxes | $2,708,000 | 270 |
| Income before extraordinary items | $6,217,000 | 292 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,217,000 | 292 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,217,000 | 292 |
| Net charge-offs | $-187,000 | 6,583 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $3,838,400 | 419 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $47,076,000 | 524 |
| Total interest expense | $5,144,000 | 643 |
| Net interest income | $41,932,000 | 504 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $7,404,000 | 846 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,673,000 | 404 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,731,000 | 988 |
| Total noninterest expense | $30,179,000 | 680 |
| Salaries and employee benefits | $16,488,000 | 659 |
| Premises and equipment expense | $4,129,000 | 590 |
| Additional noninterest expense | $9,562,000 | 731 |
| Pre-tax net operating income | $19,157,000 | 452 |
| Securities gains (losses) | $1,521,000 | 164 |
| Applicable income taxes | $5,970,000 | 409 |
| Income before extraordinary items | $14,708,000 | 467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,708,000 | 466 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $14,708,000 | 468 |
| Net charge-offs | $466,000 | 2,085 |
| Cash dividends | $5,000,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $13,628,090 | 490 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $34,835,000 | 529 |
| Total interest expense | $3,869,000 | 655 |
| Net interest income | $30,966,000 | 510 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $5,344,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,761,000 | 402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,583,000 | 1,081 |
| Total noninterest expense | $22,551,000 | 687 |
| Salaries and employee benefits | $12,187,000 | 670 |
| Premises and equipment expense | $3,095,000 | 595 |
| Additional noninterest expense | $7,269,000 | 722 |
| Pre-tax net operating income | $13,759,000 | 475 |
| Securities gains (losses) | $44,000 | 1,763 |
| Applicable income taxes | $3,860,000 | 464 |
| Income before extraordinary items | $9,943,000 | 523 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $9,943,000 | 521 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,943,000 | 525 |
| Net charge-offs | $495,000 | 1,598 |
| Cash dividends | $5,000,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,911,320 | 509 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $22,610,000 | 549 |
| Total interest expense | $2,610,000 | 672 |
| Net interest income | $20,000,000 | 532 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $3,365,000 | 930 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,834,000 | 396 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,531,000 | 1,187 |
| Total noninterest expense | $14,881,000 | 693 |
| Salaries and employee benefits | $7,948,000 | 696 |
| Premises and equipment expense | $2,061,000 | 601 |
| Additional noninterest expense | $4,872,000 | 706 |
| Pre-tax net operating income | $8,484,000 | 497 |
| Securities gains (losses) | $44,000 | 1,609 |
| Applicable income taxes | $2,293,000 | 495 |
| Income before extraordinary items | $6,235,000 | 546 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,235,000 | 546 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,235,000 | 548 |
| Net charge-offs | $108,000 | 2,678 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $6,202,880 | 527 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $11,147,000 | 566 |
| Total interest expense | $1,341,000 | 681 |
| Net interest income | $9,806,000 | 550 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,760,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $920,000 | 385 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $840,000 | 1,113 |
| Total noninterest expense | $7,381,000 | 700 |
| Salaries and employee benefits | $4,038,000 | 690 |
| Premises and equipment expense | $1,038,000 | 607 |
| Additional noninterest expense | $2,305,000 | 740 |
| Pre-tax net operating income | $4,185,000 | 499 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $1,159,000 | 492 |
| Income before extraordinary items | $3,027,000 | 542 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,027,000 | 541 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,027,000 | 543 |
| Net charge-offs | $111,000 | 1,804 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $3,026,280 | 523 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $43,896,000 | 593 |
| Total interest expense | $6,382,000 | 667 |
| Net interest income | $37,514,000 | 582 |
| Provision for loan and lease losses | $225,000 | 3,781 |
| Total noninterest income | $7,404,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,670,000 | 403 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,734,000 | 1,014 |
| Total noninterest expense | $30,533,000 | 675 |
| Salaries and employee benefits | $15,220,000 | 687 |
| Premises and equipment expense | $4,076,000 | 586 |
| Additional noninterest expense | $11,237,000 | 632 |
| Pre-tax net operating income | $14,160,000 | 543 |
| Securities gains (losses) | $-185,000 | 6,957 |
| Applicable income taxes | $3,643,000 | 531 |
| Income before extraordinary items | $10,332,000 | 599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,332,000 | 598 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $10,332,000 | 599 |
| Net charge-offs | $1,778,000 | 1,269 |
| Cash dividends | $5,000,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $10,468,900 | 576 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $32,950,000 | 598 |
| Total interest expense | $4,933,000 | 682 |
| Net interest income | $28,017,000 | 587 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $5,624,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,737,000 | 405 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,887,000 | 964 |
| Total noninterest expense | $23,240,000 | 665 |
| Salaries and employee benefits | $11,452,000 | 682 |
| Premises and equipment expense | $3,055,000 | 593 |
| Additional noninterest expense | $8,733,000 | 618 |
| Pre-tax net operating income | $10,176,000 | 580 |
| Securities gains (losses) | $473,000 | 776 |
| Applicable income taxes | $2,785,000 | 544 |
| Income before extraordinary items | $7,864,000 | 618 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,864,000 | 617 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,864,000 | 618 |
| Net charge-offs | $1,536,000 | 1,097 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $7,513,980 | 609 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $22,042,000 | 599 |
| Total interest expense | $3,397,000 | 682 |
| Net interest income | $18,645,000 | 588 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $3,292,000 | 910 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,777,000 | 415 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,515,000 | 1,129 |
| Total noninterest expense | $15,824,000 | 654 |
| Salaries and employee benefits | $7,669,000 | 678 |
| Premises and equipment expense | $2,013,000 | 595 |
| Additional noninterest expense | $6,142,000 | 588 |
| Pre-tax net operating income | $5,888,000 | 632 |
| Securities gains (losses) | $7,000 | 2,812 |
| Applicable income taxes | $1,420,000 | 672 |
| Income before extraordinary items | $4,475,000 | 682 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,475,000 | 681 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,475,000 | 682 |
| Net charge-offs | $1,442,000 | 879 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,469,680 | 655 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,055,000 | 604 |
| Total interest expense | $1,768,000 | 676 |
| Net interest income | $9,287,000 | 590 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,732,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $889,000 | 414 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $843,000 | 1,033 |
| Total noninterest expense | $7,930,000 | 647 |
| Salaries and employee benefits | $3,880,000 | 675 |
| Premises and equipment expense | $1,021,000 | 591 |
| Additional noninterest expense | $3,029,000 | 580 |
| Pre-tax net operating income | $3,089,000 | 613 |
| Securities gains (losses) | $-15,000 | 7,084 |
| Applicable income taxes | $771,000 | 615 |
| Income before extraordinary items | $2,303,000 | 662 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,303,000 | 663 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,303,000 | 663 |
| Net charge-offs | $164,000 | 2,009 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,314,250 | 638 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $46,001,000 | 603 |
| Total interest expense | $8,245,000 | 701 |
| Net interest income | $37,756,000 | 578 |
| Provision for loan and lease losses | $3,320,000 | 1,094 |
| Total noninterest income | $7,717,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,004,000 | 384 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,713,000 | 882 |
| Total noninterest expense | $29,828,000 | 663 |
| Salaries and employee benefits | $14,971,000 | 655 |
| Premises and equipment expense | $4,108,000 | 611 |
| Additional noninterest expense | $10,749,000 | 668 |
| Pre-tax net operating income | $12,325,000 | 520 |
| Securities gains (losses) | $-2,983,000 | 7,320 |
| Applicable income taxes | $1,902,000 | 822 |
| Income before extraordinary items | $7,440,000 | 689 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,440,000 | 689 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,440,000 | 689 |
| Net charge-offs | $3,208,000 | 1,141 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $9,826,400 | 533 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $35,109,000 | 598 |
| Total interest expense | $6,329,000 | 714 |
| Net interest income | $28,780,000 | 566 |
| Provision for loan and lease losses | $3,172,000 | 896 |
| Total noninterest income | $5,807,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,049,000 | 382 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,758,000 | 889 |
| Total noninterest expense | $22,048,000 | 675 |
| Salaries and employee benefits | $11,326,000 | 653 |
| Premises and equipment expense | $3,100,000 | 615 |
| Additional noninterest expense | $7,622,000 | 701 |
| Pre-tax net operating income | $9,367,000 | 528 |
| Securities gains (losses) | $-22,000 | 7,061 |
| Applicable income taxes | $2,219,000 | 579 |
| Income before extraordinary items | $7,126,000 | 576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,126,000 | 574 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,126,000 | 576 |
| Net charge-offs | $3,081,000 | 937 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $7,142,720 | 564 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $23,446,000 | 606 |
| Total interest expense | $4,290,000 | 737 |
| Net interest income | $19,156,000 | 571 |
| Provision for loan and lease losses | $1,930,000 | 936 |
| Total noninterest income | $4,093,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,070,000 | 373 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,023,000 | 827 |
| Total noninterest expense | $14,728,000 | 681 |
| Salaries and employee benefits | $7,617,000 | 642 |
| Premises and equipment expense | $2,066,000 | 616 |
| Additional noninterest expense | $5,045,000 | 715 |
| Pre-tax net operating income | $6,591,000 | 502 |
| Securities gains (losses) | $-391,000 | 7,421 |
| Applicable income taxes | $1,416,000 | 572 |
| Income before extraordinary items | $4,784,000 | 557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,784,000 | 554 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,784,000 | 557 |
| Net charge-offs | $1,211,000 | 1,313 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $5,085,070 | 514 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,610,000 | 620 |
| Total interest expense | $2,205,000 | 752 |
| Net interest income | $9,405,000 | 581 |
| Provision for loan and lease losses | $752,000 | 1,061 |
| Total noninterest income | $1,952,000 | 754 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,190,000 | 327 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $762,000 | 1,010 |
| Total noninterest expense | $7,600,000 | 667 |
| Salaries and employee benefits | $3,878,000 | 639 |
| Premises and equipment expense | $1,035,000 | 636 |
| Additional noninterest expense | $2,687,000 | 674 |
| Pre-tax net operating income | $3,005,000 | 553 |
| Securities gains (losses) | $89,000 | 567 |
| Applicable income taxes | $827,000 | 518 |
| Income before extraordinary items | $2,267,000 | 580 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,267,000 | 580 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,267,000 | 580 |
| Net charge-offs | $524,000 | 1,301 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,202,030 | 578 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $48,624,000 | 613 |
| Total interest expense | $9,997,000 | 820 |
| Net interest income | $38,627,000 | 563 |
| Provision for loan and lease losses | $5,517,000 | 1,060 |
| Total noninterest income | $7,269,000 | 811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,916,000 | 317 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,353,000 | 1,258 |
| Total noninterest expense | $30,924,000 | 655 |
| Salaries and employee benefits | $15,392,000 | 624 |
| Premises and equipment expense | $4,043,000 | 631 |
| Additional noninterest expense | $11,489,000 | 670 |
| Pre-tax net operating income | $9,455,000 | 584 |
| Securities gains (losses) | $1,160,000 | 434 |
| Applicable income taxes | $2,959,000 | 549 |
| Income before extraordinary items | $7,656,000 | 584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,656,000 | 583 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,656,000 | 584 |
| Net charge-offs | $2,162,000 | 1,775 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,820,800 | 631 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $36,531,000 | 616 |
| Total interest expense | $7,675,000 | 831 |
| Net interest income | $28,856,000 | 556 |
| Provision for loan and lease losses | $4,707,000 | 918 |
| Total noninterest income | $5,460,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,756,000 | 312 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,704,000 | 1,238 |
| Total noninterest expense | $23,020,000 | 655 |
| Salaries and employee benefits | $11,580,000 | 612 |
| Premises and equipment expense | $3,048,000 | 631 |
| Additional noninterest expense | $8,392,000 | 657 |
| Pre-tax net operating income | $6,589,000 | 649 |
| Securities gains (losses) | $715,000 | 550 |
| Applicable income taxes | $1,903,000 | 610 |
| Income before extraordinary items | $5,401,000 | 644 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,401,000 | 642 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,401,000 | 644 |
| Net charge-offs | $2,014,000 | 1,501 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,871,900 | 678 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $24,406,000 | 622 |
| Total interest expense | $5,217,000 | 844 |
| Net interest income | $19,189,000 | 559 |
| Provision for loan and lease losses | $2,872,000 | 974 |
| Total noninterest income | $3,720,000 | 764 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,494,000 | 317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,226,000 | 1,127 |
| Total noninterest expense | $15,535,000 | 645 |
| Salaries and employee benefits | $7,728,000 | 612 |
| Premises and equipment expense | $2,019,000 | 645 |
| Additional noninterest expense | $5,788,000 | 628 |
| Pre-tax net operating income | $4,502,000 | 615 |
| Securities gains (losses) | $898,000 | 289 |
| Applicable income taxes | $1,480,000 | 504 |
| Income before extraordinary items | $3,920,000 | 565 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,920,000 | 566 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,920,000 | 566 |
| Net charge-offs | $402,000 | 2,699 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,264,460 | 669 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,169,000 | 636 |
| Total interest expense | $2,706,000 | 858 |
| Net interest income | $9,463,000 | 580 |
| Provision for loan and lease losses | $1,325,000 | 965 |
| Total noninterest income | $1,890,000 | 754 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,218,000 | 323 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $672,000 | 1,045 |
| Total noninterest expense | $7,409,000 | 676 |
| Salaries and employee benefits | $3,906,000 | 615 |
| Premises and equipment expense | $1,000,000 | 672 |
| Additional noninterest expense | $2,503,000 | 729 |
| Pre-tax net operating income | $2,619,000 | 521 |
| Securities gains (losses) | $859,000 | 146 |
| Applicable income taxes | $987,000 | 387 |
| Income before extraordinary items | $2,491,000 | 434 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,491,000 | 435 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,491,000 | 436 |
| Net charge-offs | $7,000 | 5,008 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,872,520 | 576 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $49,503,000 | 665 |
| Total interest expense | $13,589,000 | 866 |
| Net interest income | $35,914,000 | 600 |
| Provision for loan and lease losses | $5,160,000 | 1,410 |
| Total noninterest income | $6,307,000 | 907 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $4,962,000 | 344 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,345,000 | 1,776 |
| Total noninterest expense | $29,799,000 | 706 |
| Salaries and employee benefits | $15,336,000 | 619 |
| Premises and equipment expense | $4,131,000 | 642 |
| Additional noninterest expense | $10,332,000 | 768 |
| Pre-tax net operating income | $7,262,000 | 592 |
| Securities gains (losses) | $1,510,000 | 344 |
| Applicable income taxes | $2,054,000 | 553 |
| Income before extraordinary items | $6,718,000 | 508 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,718,000 | 508 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,718,000 | 510 |
| Net charge-offs | $1,806,000 | 2,152 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,555,300 | 604 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $37,121,000 | 676 |
| Total interest expense | $10,624,000 | 872 |
| Net interest income | $26,497,000 | 613 |
| Provision for loan and lease losses | $3,260,000 | 1,408 |
| Total noninterest income | $4,866,000 | 896 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,731,000 | 345 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,135,000 | 1,668 |
| Total noninterest expense | $22,327,000 | 703 |
| Salaries and employee benefits | $11,606,000 | 631 |
| Premises and equipment expense | $3,098,000 | 659 |
| Additional noninterest expense | $7,623,000 | 747 |
| Pre-tax net operating income | $5,776,000 | 594 |
| Securities gains (losses) | $1,204,000 | 319 |
| Applicable income taxes | $1,668,000 | 544 |
| Income before extraordinary items | $5,312,000 | 500 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,312,000 | 499 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,312,000 | 501 |
| Net charge-offs | $1,393,000 | 1,840 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,396,960 | 609 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,672,000 | 696 |
| Total interest expense | $7,374,000 | 885 |
| Net interest income | $17,298,000 | 629 |
| Provision for loan and lease losses | $1,875,000 | 1,454 |
| Total noninterest income | $3,516,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,491,000 | 341 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,025,000 | 1,413 |
| Total noninterest expense | $15,275,000 | 704 |
| Salaries and employee benefits | $7,832,000 | 630 |
| Premises and equipment expense | $1,902,000 | 735 |
| Additional noninterest expense | $5,541,000 | 702 |
| Pre-tax net operating income | $3,664,000 | 621 |
| Securities gains (losses) | $678,000 | 397 |
| Applicable income taxes | $956,000 | 642 |
| Income before extraordinary items | $3,386,000 | 521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,386,000 | 519 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,386,000 | 521 |
| Net charge-offs | $899,000 | 1,725 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,857,160 | 619 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,211,000 | 704 |
| Total interest expense | $3,850,000 | 879 |
| Net interest income | $8,361,000 | 639 |
| Provision for loan and lease losses | $780,000 | 1,364 |
| Total noninterest income | $1,772,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,237,000 | 335 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $535,000 | 1,334 |
| Total noninterest expense | $7,483,000 | 678 |
| Salaries and employee benefits | $3,982,000 | 618 |
| Premises and equipment expense | $1,006,000 | 709 |
| Additional noninterest expense | $2,495,000 | 680 |
| Pre-tax net operating income | $1,870,000 | 661 |
| Securities gains (losses) | $236,000 | 597 |
| Applicable income taxes | $568,000 | 592 |
| Income before extraordinary items | $1,538,000 | 665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,538,000 | 663 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,538,000 | 667 |
| Net charge-offs | $694,000 | 1,163 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,365,720 | 704 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $57,751,000 | 640 |
| Total interest expense | $19,699,000 | 795 |
| Net interest income | $38,052,000 | 576 |
| Provision for loan and lease losses | $6,050,000 | 879 |
| Total noninterest income | $4,830,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,862,000 | 355 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-32,000 | 8,072 |
| Total noninterest expense | $27,335,000 | 733 |
| Salaries and employee benefits | $14,592,000 | 672 |
| Premises and equipment expense | $3,797,000 | 725 |
| Additional noninterest expense | $8,946,000 | 743 |
| Pre-tax net operating income | $9,497,000 | 579 |
| Securities gains (losses) | $-492,000 | 7,551 |
| Applicable income taxes | $2,566,000 | 536 |
| Income before extraordinary items | $6,439,000 | 619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,439,000 | 619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,813,000 | 843 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,793,240 | 619 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $43,996,000 | 656 |
| Total interest expense | $15,390,000 | 797 |
| Net interest income | $28,606,000 | 589 |
| Provision for loan and lease losses | $5,800,000 | 587 |
| Total noninterest income | $5,012,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,560,000 | 373 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,452,000 | 1,396 |
| Total noninterest expense | $20,710,000 | 717 |
| Salaries and employee benefits | $11,443,000 | 653 |
| Premises and equipment expense | $2,776,000 | 755 |
| Additional noninterest expense | $6,491,000 | 724 |
| Pre-tax net operating income | $7,108,000 | 706 |
| Securities gains (losses) | $-496,000 | 7,779 |
| Applicable income taxes | $1,884,000 | 688 |
| Income before extraordinary items | $4,728,000 | 775 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,728,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,851,000 | 865 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,085,120 | 755 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $29,275,000 | 664 |
| Total interest expense | $10,628,000 | 800 |
| Net interest income | $18,647,000 | 593 |
| Provision for loan and lease losses | $2,400,000 | 689 |
| Total noninterest income | $3,149,000 | 929 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,249,000 | 388 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $900,000 | 1,511 |
| Total noninterest expense | $13,488,000 | 725 |
| Salaries and employee benefits | $7,441,000 | 673 |
| Premises and equipment expense | $1,731,000 | 802 |
| Additional noninterest expense | $4,316,000 | 697 |
| Pre-tax net operating income | $5,908,000 | 596 |
| Securities gains (losses) | $349,000 | 404 |
| Applicable income taxes | $1,915,000 | 537 |
| Income before extraordinary items | $4,342,000 | 639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,342,000 | 638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,788,000 | 598 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,101,190 | 654 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $15,079,000 | 663 |
| Total interest expense | $5,861,000 | 781 |
| Net interest income | $9,218,000 | 600 |
| Provision for loan and lease losses | $900,000 | 661 |
| Total noninterest income | $1,500,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,022,000 | 414 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $478,000 | 1,463 |
| Total noninterest expense | $6,543,000 | 730 |
| Salaries and employee benefits | $3,681,000 | 682 |
| Premises and equipment expense | $828,000 | 840 |
| Additional noninterest expense | $2,034,000 | 714 |
| Pre-tax net operating income | $3,275,000 | 600 |
| Securities gains (losses) | $276,000 | 353 |
| Applicable income taxes | $1,094,000 | 544 |
| Income before extraordinary items | $2,457,000 | 615 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,457,000 | 616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $840,000 | 515 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,266,560 | 655 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $64,358,000 | 656 |
| Total interest expense | $24,833,000 | 795 |
| Net interest income | $39,525,000 | 577 |
| Provision for loan and lease losses | $750,000 | 1,744 |
| Total noninterest income | $5,591,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,096,000 | 422 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,495,000 | 1,673 |
| Total noninterest expense | $24,337,000 | 760 |
| Salaries and employee benefits | $13,237,000 | 735 |
| Premises and equipment expense | $3,139,000 | 843 |
| Additional noninterest expense | $7,961,000 | 721 |
| Pre-tax net operating income | $20,029,000 | 465 |
| Securities gains (losses) | $29,000 | 982 |
| Applicable income taxes | $6,811,000 | 432 |
| Income before extraordinary items | $13,247,000 | 500 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,247,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $13,227,860 | 495 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $47,905,000 | 652 |
| Total interest expense | $18,259,000 | 808 |
| Net interest income | $29,646,000 | 573 |
| Provision for loan and lease losses | $750,000 | 1,146 |
| Total noninterest income | $4,305,000 | 987 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,036,000 | 418 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,269,000 | 1,537 |
| Total noninterest expense | $18,580,000 | 745 |
| Salaries and employee benefits | $10,337,000 | 701 |
| Premises and equipment expense | $2,344,000 | 840 |
| Additional noninterest expense | $5,899,000 | 719 |
| Pre-tax net operating income | $14,621,000 | 511 |
| Securities gains (losses) | $25,000 | 777 |
| Applicable income taxes | $4,991,000 | 471 |
| Income before extraordinary items | $9,655,000 | 553 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,655,000 | 551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-180,000 | 8,455 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $9,638,500 | 547 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $31,529,000 | 674 |
| Total interest expense | $11,806,000 | 836 |
| Net interest income | $19,723,000 | 589 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $2,698,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,945,000 | 447 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $753,000 | 1,678 |
| Total noninterest expense | $12,465,000 | 758 |
| Salaries and employee benefits | $6,819,000 | 725 |
| Premises and equipment expense | $1,550,000 | 861 |
| Additional noninterest expense | $4,096,000 | 691 |
| Pre-tax net operating income | $9,856,000 | 538 |
| Securities gains (losses) | $-31,000 | 8,221 |
| Applicable income taxes | $3,368,000 | 500 |
| Income before extraordinary items | $6,457,000 | 579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,457,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-246,000 | 8,542 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,477,460 | 570 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,268,000 | 689 |
| Total interest expense | $5,766,000 | 853 |
| Net interest income | $9,502,000 | 605 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $1,228,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $945,000 | 442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $283,000 | 2,034 |
| Total noninterest expense | $5,936,000 | 787 |
| Salaries and employee benefits | $3,384,000 | 741 |
| Premises and equipment expense | $737,000 | 903 |
| Additional noninterest expense | $1,815,000 | 763 |
| Pre-tax net operating income | $4,694,000 | 547 |
| Securities gains (losses) | $-33,000 | 8,444 |
| Applicable income taxes | $1,651,000 | 507 |
| Income before extraordinary items | $3,010,000 | 605 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,010,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-243,000 | 8,591 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,031,450 | 591 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $56,702,000 | 683 |
| Total interest expense | $19,077,000 | 874 |
| Net interest income | $37,625,000 | 607 |
| Provision for loan and lease losses | $700,000 | 1,414 |
| Total noninterest income | $6,141,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,209,000 | 404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,932,000 | 1,399 |
| Total noninterest expense | $23,336,000 | 759 |
| Salaries and employee benefits | $12,413,000 | 760 |
| Premises and equipment expense | $2,965,000 | 853 |
| Additional noninterest expense | $7,958,000 | 685 |
| Pre-tax net operating income | $19,730,000 | 542 |
| Securities gains (losses) | $66,000 | 625 |
| Applicable income taxes | $6,741,000 | 515 |
| Income before extraordinary items | $13,055,000 | 579 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,055,000 | 578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,008 |
| Cash dividends | $663,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $13,011,440 | 574 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $41,527,000 | 701 |
| Total interest expense | $13,633,000 | 894 |
| Net interest income | $27,894,000 | 627 |
| Provision for loan and lease losses | $700,000 | 1,050 |
| Total noninterest income | $4,499,000 | 955 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,227,000 | 399 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,272,000 | 1,526 |
| Total noninterest expense | $17,108,000 | 785 |
| Salaries and employee benefits | $8,907,000 | 814 |
| Premises and equipment expense | $2,181,000 | 875 |
| Additional noninterest expense | $6,020,000 | 693 |
| Pre-tax net operating income | $14,585,000 | 574 |
| Securities gains (losses) | $65,000 | 508 |
| Applicable income taxes | $4,984,000 | 543 |
| Income before extraordinary items | $9,666,000 | 617 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,666,000 | 616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,074 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,623,100 | 609 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $26,628,000 | 712 |
| Total interest expense | $8,496,000 | 909 |
| Net interest income | $18,132,000 | 638 |
| Provision for loan and lease losses | $600,000 | 813 |
| Total noninterest income | $2,913,000 | 969 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,140,000 | 398 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $773,000 | 1,630 |
| Total noninterest expense | $11,321,000 | 789 |
| Salaries and employee benefits | $5,962,000 | 814 |
| Premises and equipment expense | $1,443,000 | 881 |
| Additional noninterest expense | $3,916,000 | 710 |
| Pre-tax net operating income | $9,124,000 | 607 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $3,109,000 | 576 |
| Income before extraordinary items | $6,020,000 | 665 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,020,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 810 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,016,700 | 652 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,668,000 | 730 |
| Total interest expense | $3,782,000 | 965 |
| Net interest income | $8,886,000 | 636 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $1,359,000 | 1,017 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,047,000 | 395 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $312,000 | 1,884 |
| Total noninterest expense | $5,478,000 | 815 |
| Salaries and employee benefits | $2,942,000 | 828 |
| Premises and equipment expense | $704,000 | 900 |
| Additional noninterest expense | $1,832,000 | 739 |
| Pre-tax net operating income | $4,467,000 | 598 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $1,522,000 | 582 |
| Income before extraordinary items | $2,947,000 | 662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,947,000 | 661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,247 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,945,680 | 647 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $42,562,000 | 754 |
| Total interest expense | $10,751,000 | 1,040 |
| Net interest income | $31,811,000 | 663 |
| Provision for loan and lease losses | $301,000 | 2,795 |
| Total noninterest income | $5,705,000 | 981 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,014,000 | 425 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,691,000 | 1,521 |
| Total noninterest expense | $18,163,000 | 933 |
| Salaries and employee benefits | $9,991,000 | 913 |
| Premises and equipment expense | $2,637,000 | 908 |
| Additional noninterest expense | $5,535,000 | 936 |
| Pre-tax net operating income | $19,052,000 | 555 |
| Securities gains (losses) | $79,000 | 781 |
| Applicable income taxes | $6,203,000 | 550 |
| Income before extraordinary items | $12,928,000 | 581 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,928,000 | 582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-206,000 | 8,733 |
| Cash dividends | $660,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,874,280 | 571 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $30,453,000 | 771 |
| Total interest expense | $7,478,000 | 1,061 |
| Net interest income | $22,975,000 | 681 |
| Provision for loan and lease losses | $121,000 | 3,862 |
| Total noninterest income | $4,199,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,922,000 | 435 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,277,000 | 1,516 |
| Total noninterest expense | $13,266,000 | 950 |
| Salaries and employee benefits | $7,378,000 | 916 |
| Premises and equipment expense | $1,971,000 | 893 |
| Additional noninterest expense | $3,917,000 | 979 |
| Pre-tax net operating income | $13,787,000 | 566 |
| Securities gains (losses) | $87,000 | 696 |
| Applicable income taxes | $4,386,000 | 578 |
| Income before extraordinary items | $9,488,000 | 593 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,488,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-309,000 | 8,784 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,428,840 | 580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,501,000 | 787 |
| Total interest expense | $4,635,000 | 1,077 |
| Net interest income | $14,866,000 | 690 |
| Provision for loan and lease losses | $61,000 | 4,100 |
| Total noninterest income | $2,667,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,939,000 | 429 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $728,000 | 1,694 |
| Total noninterest expense | $8,812,000 | 949 |
| Salaries and employee benefits | $4,850,000 | 924 |
| Premises and equipment expense | $1,179,000 | 1,000 |
| Additional noninterest expense | $2,783,000 | 903 |
| Pre-tax net operating income | $8,660,000 | 582 |
| Securities gains (losses) | $61,000 | 730 |
| Applicable income taxes | $2,536,000 | 638 |
| Income before extraordinary items | $6,185,000 | 594 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,185,000 | 594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,534 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,141,690 | 582 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,320,000 | 807 |
| Total interest expense | $2,185,000 | 1,073 |
| Net interest income | $7,135,000 | 710 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $1,260,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $996,000 | 404 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $264,000 | 2,066 |
| Total noninterest expense | $4,355,000 | 960 |
| Salaries and employee benefits | $2,388,000 | 936 |
| Premises and equipment expense | $612,000 | 968 |
| Additional noninterest expense | $1,355,000 | 923 |
| Pre-tax net operating income | $3,860,000 | 642 |
| Securities gains (losses) | $45,000 | 572 |
| Applicable income taxes | $959,000 | 789 |
| Income before extraordinary items | $2,946,000 | 615 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,946,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,912,250 | 600 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,247,000 | 894 |
| Total interest expense | $6,756,000 | 1,215 |
| Net interest income | $24,491,000 | 816 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $5,022,000 | 1,074 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,927,000 | 451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,095,000 | 2,037 |
| Total noninterest expense | $15,910,000 | 1,019 |
| Salaries and employee benefits | $8,491,000 | 1,016 |
| Premises and equipment expense | $2,365,000 | 968 |
| Additional noninterest expense | $5,054,000 | 997 |
| Pre-tax net operating income | $13,603,000 | 668 |
| Securities gains (losses) | $269,000 | 690 |
| Applicable income taxes | $5,069,000 | 596 |
| Income before extraordinary items | $8,803,000 | 751 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,803,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,041,000 | 8,966 |
| Cash dividends | $330,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,630,840 | 732 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,581,000 | 917 |
| Total interest expense | $4,871,000 | 1,234 |
| Net interest income | $17,710,000 | 839 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $3,842,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,976,000 | 453 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $866,000 | 1,971 |
| Total noninterest expense | $11,594,000 | 1,048 |
| Salaries and employee benefits | $6,202,000 | 1,036 |
| Premises and equipment expense | $1,771,000 | 961 |
| Additional noninterest expense | $3,621,000 | 1,023 |
| Pre-tax net operating income | $9,958,000 | 687 |
| Securities gains (losses) | $223,000 | 724 |
| Applicable income taxes | $3,873,000 | 599 |
| Income before extraordinary items | $6,308,000 | 794 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,308,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,231,000 | 9,016 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,165,280 | 778 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,501,000 | 944 |
| Total interest expense | $3,146,000 | 1,257 |
| Net interest income | $11,355,000 | 857 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,481,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,957,000 | 454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $524,000 | 2,116 |
| Total noninterest expense | $7,531,000 | 1,068 |
| Salaries and employee benefits | $4,099,000 | 1,047 |
| Premises and equipment expense | $1,160,000 | 988 |
| Additional noninterest expense | $2,272,000 | 1,080 |
| Pre-tax net operating income | $6,305,000 | 712 |
| Securities gains (losses) | $194,000 | 658 |
| Applicable income taxes | $2,683,000 | 577 |
| Income before extraordinary items | $3,816,000 | 852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,816,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,410,000 | 9,072 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,691,840 | 848 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 1,006 |
| Total interest expense | $1,544,000 | 1,288 |
| Net interest income | $5,300,000 | 932 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $1,180,000 | 1,105 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $948,000 | 457 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $232,000 | 2,245 |
| Total noninterest expense | $3,749,000 | 1,084 |
| Salaries and employee benefits | $1,987,000 | 1,089 |
| Premises and equipment expense | $584,000 | 1,000 |
| Additional noninterest expense | $1,178,000 | 1,042 |
| Pre-tax net operating income | $2,431,000 | 885 |
| Securities gains (losses) | $182,000 | 538 |
| Applicable income taxes | $850,000 | 849 |
| Income before extraordinary items | $1,763,000 | 921 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,763,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 901 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,641,060 | 945 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,333,000 | 1,127 |
| Total interest expense | $6,874,000 | 1,287 |
| Net interest income | $18,459,000 | 1,042 |
| Provision for loan and lease losses | $1,200,000 | 979 |
| Total noninterest income | $4,763,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,517,000 | 490 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,246,000 | 2,069 |
| Total noninterest expense | $14,091,000 | 1,148 |
| Salaries and employee benefits | $7,125,000 | 1,199 |
| Premises and equipment expense | $2,200,000 | 1,042 |
| Additional noninterest expense | $4,766,000 | 1,069 |
| Pre-tax net operating income | $7,931,000 | 1,056 |
| Securities gains (losses) | $845,000 | 532 |
| Applicable income taxes | $2,698,000 | 1,000 |
| Income before extraordinary items | $6,078,000 | 1,062 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,078,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,874 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,494,950 | 1,109 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,682,000 | 1,165 |
| Total interest expense | $5,345,000 | 1,294 |
| Net interest income | $13,337,000 | 1,096 |
| Provision for loan and lease losses | $900,000 | 969 |
| Total noninterest income | $3,605,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,619,000 | 496 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $986,000 | 2,071 |
| Total noninterest expense | $10,497,000 | 1,168 |
| Salaries and employee benefits | $5,187,000 | 1,254 |
| Premises and equipment expense | $1,647,000 | 1,052 |
| Additional noninterest expense | $3,663,000 | 1,051 |
| Pre-tax net operating income | $5,545,000 | 1,166 |
| Securities gains (losses) | $664,000 | 576 |
| Applicable income taxes | $1,941,000 | 1,086 |
| Income before extraordinary items | $4,268,000 | 1,169 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,268,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,948 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,809,840 | 1,221 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,400,000 | 1,193 |
| Total interest expense | $3,719,000 | 1,290 |
| Net interest income | $8,681,000 | 1,127 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $2,105,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,728,000 | 502 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $377,000 | 2,883 |
| Total noninterest expense | $6,488,000 | 1,252 |
| Salaries and employee benefits | $3,426,000 | 1,263 |
| Premises and equipment expense | $1,079,000 | 1,069 |
| Additional noninterest expense | $1,983,000 | 1,252 |
| Pre-tax net operating income | $3,698,000 | 1,158 |
| Securities gains (losses) | $604,000 | 510 |
| Applicable income taxes | $1,358,000 | 1,075 |
| Income before extraordinary items | $2,944,000 | 1,149 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,944,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-186,000 | 9,198 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,533,280 | 1,214 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 1,204 |
| Total interest expense | $1,922,000 | 1,273 |
| Net interest income | $4,227,000 | 1,161 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $1,001,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $817,000 | 512 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $184,000 | 2,869 |
| Total noninterest expense | $3,262,000 | 1,235 |
| Salaries and employee benefits | $1,704,000 | 1,268 |
| Premises and equipment expense | $547,000 | 1,059 |
| Additional noninterest expense | $1,011,000 | 1,213 |
| Pre-tax net operating income | $1,666,000 | 1,290 |
| Securities gains (losses) | $106,000 | 966 |
| Applicable income taxes | $555,000 | 1,249 |
| Income before extraordinary items | $1,217,000 | 1,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,217,000 | 1,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-165,000 | 9,257 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,143,860 | 1,336 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,209,000 | 1,318 |
| Total interest expense | $7,920,000 | 1,421 |
| Net interest income | $15,289,000 | 1,256 |
| Provision for loan and lease losses | $1,200,000 | 1,132 |
| Total noninterest income | $3,968,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,450,000 | 668 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,518,000 | 1,633 |
| Total noninterest expense | $10,427,000 | 1,474 |
| Salaries and employee benefits | $5,783,000 | 1,408 |
| Premises and equipment expense | $1,760,000 | 1,249 |
| Additional noninterest expense | $2,884,000 | 1,634 |
| Pre-tax net operating income | $7,630,000 | 1,107 |
| Securities gains (losses) | $-473,000 | 9,255 |
| Applicable income taxes | $2,282,000 | 1,158 |
| Income before extraordinary items | $4,875,000 | 1,293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,875,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,650 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,196,640 | 1,155 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,417,000 | 1,391 |
| Total interest expense | $10,948,000 | 1,478 |
| Net interest income | $13,469,000 | 1,314 |
| Provision for loan and lease losses | $2,750,000 | 547 |
| Total noninterest income | $2,516,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,257,000 | 656 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $259,000 | 4,419 |
| Total noninterest expense | $8,613,000 | 1,684 |
| Salaries and employee benefits | $4,686,000 | 1,601 |
| Premises and equipment expense | $1,325,000 | 1,628 |
| Additional noninterest expense | $2,602,000 | 1,762 |
| Pre-tax net operating income | $4,622,000 | 1,564 |
| Securities gains (losses) | $325,000 | 853 |
| Applicable income taxes | $1,439,000 | 1,547 |
| Income before extraordinary items | $3,508,000 | 1,528 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,508,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,727,000 | 456 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,277,250 | 1,548 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,829,000 | 1,456 |
| Total interest expense | $10,124,000 | 1,694 |
| Net interest income | $13,705,000 | 1,278 |
| Provision for loan and lease losses | $1,220,000 | 896 |
| Total noninterest income | $2,578,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,077,000 | 647 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $501,000 | 2,945 |
| Total noninterest expense | $7,972,000 | 1,753 |
| Salaries and employee benefits | $4,325,000 | 1,650 |
| Premises and equipment expense | $1,168,000 | 1,796 |
| Additional noninterest expense | $2,479,000 | 1,788 |
| Pre-tax net operating income | $7,091,000 | 1,069 |
| Securities gains (losses) | $43,000 | 751 |
| Applicable income taxes | $2,021,000 | 1,142 |
| Income before extraordinary items | $5,113,000 | 1,051 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,113,000 | 1,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,241 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,082,040 | 1,047 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,965,000 | 1,925 |
| Total interest expense | $6,884,000 | 2,152 |
| Net interest income | $10,081,000 | 1,731 |
| Provision for loan and lease losses | $955,000 | 1,017 |
| Total noninterest income | $2,432,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,895,000 | 700 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $537,000 | 2,830 |
| Total noninterest expense | $6,545,000 | 2,079 |
| Salaries and employee benefits | $3,481,000 | 2,013 |
| Premises and equipment expense | $1,011,000 | 2,032 |
| Additional noninterest expense | $2,053,000 | 2,122 |
| Pre-tax net operating income | $5,013,000 | 1,508 |
| Securities gains (losses) | $121,000 | 666 |
| Applicable income taxes | $1,414,000 | 1,669 |
| Income before extraordinary items | $3,720,000 | 1,440 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,720,000 | 1,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 1,011 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,632,880 | 1,461 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,127,000 | 2,158 |
| Total interest expense | $6,461,000 | 2,331 |
| Net interest income | $8,666,000 | 1,971 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $1,816,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,468,000 | 841 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $348,000 | 3,715 |
| Total noninterest expense | $6,088,000 | 2,141 |
| Salaries and employee benefits | $2,994,000 | 2,250 |
| Premises and equipment expense | $883,000 | 2,208 |
| Additional noninterest expense | $2,211,000 | 1,914 |
| Pre-tax net operating income | $3,914,000 | 1,859 |
| Securities gains (losses) | $502,000 | 557 |
| Applicable income taxes | $1,246,000 | 1,928 |
| Income before extraordinary items | $3,170,000 | 1,668 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,170,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 10,211 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,808,560 | 1,791 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,475,000 | 2,426 |
| Total interest expense | $5,375,000 | 2,785 |
| Net interest income | $8,100,000 | 2,161 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $1,815,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,504,000 | 852 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $311,000 | 3,838 |
| Total noninterest expense | $5,200,000 | 2,475 |
| Salaries and employee benefits | $2,563,000 | 2,585 |
| Premises and equipment expense | $811,000 | 2,390 |
| Additional noninterest expense | $1,826,000 | 2,280 |
| Pre-tax net operating income | $4,295,000 | 1,778 |
| Securities gains (losses) | $108,000 | 954 |
| Applicable income taxes | $1,476,000 | 1,734 |
| Income before extraordinary items | $2,927,000 | 1,805 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,927,000 | 1,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,208 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,855,720 | 1,807 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,610,000 | 3,397 |
| Total interest expense | $3,587,000 | 4,101 |
| Net interest income | $6,023,000 | 2,946 |
| Provision for loan and lease losses | $260,000 | 2,872 |
| Total noninterest income | $1,361,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,096,000 | 1,218 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $265,000 | 4,389 |
| Total noninterest expense | $3,908,000 | 3,418 |
| Salaries and employee benefits | $2,118,000 | 3,159 |
| Premises and equipment expense | $623,000 | 3,097 |
| Additional noninterest expense | $1,167,000 | 3,870 |
| Pre-tax net operating income | $3,216,000 | 2,225 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $23,000 | 10,151 |
| Income before extraordinary items | $3,179,000 | 1,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,179,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,762 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,192,860 | 1,525 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,626,000 | 3,758 |
| Total interest expense | $3,058,000 | 4,673 |
| Net interest income | $5,568,000 | 3,190 |
| Provision for loan and lease losses | $175,000 | 3,337 |
| Total noninterest income | $1,117,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $879,000 | 1,546 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $3,503,000 | 3,748 |
| Salaries and employee benefits | $1,804,000 | 3,636 |
| Premises and equipment expense | $493,000 | 3,802 |
| Additional noninterest expense | $1,206,000 | 3,721 |
| Pre-tax net operating income | $3,007,000 | 2,427 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $1,012,000 | 2,353 |
| Income before extraordinary items | $1,969,000 | 2,548 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,969,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,529 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,986,160 | 2,502 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,931,000 | 4,912 |
| Total interest expense | $1,868,000 | 5,909 |
| Net interest income | $4,063,000 | 4,315 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $910,000 | 3,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $711,000 | 1,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $2,800,000 | 4,679 |
| Salaries and employee benefits | $1,476,000 | 4,337 |
| Premises and equipment expense | $268,000 | 6,210 |
| Additional noninterest expense | $1,056,000 | 4,500 |
| Pre-tax net operating income | $2,053,000 | 3,351 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $639,000 | 3,331 |
| Income before extraordinary items | $1,400,000 | 3,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,400,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,409,660 | 3,377 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 6,996 |
| Total interest expense | $1,410,000 | 7,508 |
| Net interest income | $2,482,000 | 6,580 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $697,000 | 4,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $600,000 | 2,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $1,852,000 | 6,753 |
| Salaries and employee benefits | $900,000 | 6,712 |
| Premises and equipment expense | $195,000 | 7,784 |
| Additional noninterest expense | $757,000 | 6,193 |
| Pre-tax net operating income | $1,207,000 | 5,160 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $352,000 | 5,472 |
| Income before extraordinary items | $875,000 | 5,198 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $875,000 | 5,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $860,800 | 5,045 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 8,696 |
| Total interest expense | $1,411,000 | 8,811 |
| Net interest income | $1,752,000 | 8,497 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $515,000 | 5,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $466,000 | 2,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,263,000 | 8,796 |
| Salaries and employee benefits | $654,000 | 8,357 |
| Premises and equipment expense | $145,000 | 9,267 |
| Additional noninterest expense | $464,000 | 8,819 |
| Pre-tax net operating income | $884,000 | 6,180 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $283,000 | 6,176 |
| Income before extraordinary items | $601,000 | 6,572 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $601,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 5,042 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $601,000 | 6,199 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.