Home > First State Bank Central Texas > Net charge- offs to loans
First State Bank Central Texas, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0566% | 5,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0361% | 5,028 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 4,569 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0551% | 5,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1532% | 4,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3512% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3512% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0695% | 5,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0474% | 5,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0354% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0716% | 5,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1541% | 4,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4235% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4236% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0863% | 5,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0490% | 5,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 4,767 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0667% | 5,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2334% | 5,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6799% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6799% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1154% | 5,488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 5,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0219% | 4,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1096% | 5,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0972% | 4,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4610% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4610% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 5,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1894% | 5,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.8309% | 5,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8022% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1119% | 3,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1119% | 3,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3122% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0739% | 5,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2521% | 5,782 |
| Percentage Net Loans Charged-off:Construction & development | -1.0941% | 5,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0977% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 2,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1625% | 2,479 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0828% | 5,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2873% | 5,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3373% | 5,872 |
| Percentage Net Loans Charged-off:Construction & development | -1.4732% | 5,439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1926% | 5,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0214% | 5,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5286% | 6,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6671% | 5,998 |
| Percentage Net Loans Charged-off:Construction & development | -3.0229% | 5,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 5,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 4,803 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0401% | 4,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0401% | 4,816 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0211% | 5,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0518% | 5,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0652% | 5,593 |
| Percentage Net Loans Charged-off:Construction & development | -0.0742% | 4,965 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 5,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4897% | 6,011 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.4897% | 6,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0610% | 4,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0098% | 3,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0098% | 3,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0780% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0973% | 5,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0864% | 5,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0998% | 5,103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6515% | 6,100 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.6515% | 6,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3162% | 5,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0260% | 3,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0260% | 3,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1154% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0502% | 5,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 5,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.1476% | 5,239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 5,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 5,420 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 5,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3100% | 5,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0389% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0389% | 2,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1912% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0541% | 5,554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 5,768 |
| Percentage Net Loans Charged-off:Construction & development | -0.2939% | 5,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0355% | 5,621 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 5,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2855% | 5,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4067% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0600% | 5,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0281% | 5,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.1049% | 5,288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 5,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2429% | 5,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1524% | 3,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1524% | 2,959 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0532% | 5,531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0734% | 6,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 5,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.1396% | 5,406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 5,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2888% | 5,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2154% | 2,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2153% | 2,425 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0478% | 5,569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0706% | 6,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0537% | 6,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.2074% | 5,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 5,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1838% | 5,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1509% | 2,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1509% | 2,482 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0483% | 5,603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1344% | 6,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1004% | 6,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.4300% | 5,734 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 5,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3593% | 5,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1509% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1509% | 2,193 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0600% | 5,653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1153% | 3,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 5,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1820% | 1,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1300% | 2,763 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1300% | 2,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 4,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2344% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2344% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0445% | 5,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1595% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 5,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2422% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1448% | 2,419 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1448% | 2,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0390% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 3,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0911% | 3,301 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0485% | 5,738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 2,991 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 5,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1117% | 1,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 3,002 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 5,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0503% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0503% | 3,172 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0498% | 5,739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 5,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2303% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 2,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1305% | 5,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0245% | 5,692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3120% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2002% | 3,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.6881% | 1,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1048% | 2,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9836% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0677% | 6,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0677% | 6,059 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0555% | 6,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3579% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2036% | 3,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.7528% | 1,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0839% | 2,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2047% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1056% | 6,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1056% | 6,122 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0168% | 5,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5011% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3313% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 1.2625% | 1,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1271% | 1,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5248% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4413% | 6,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4413% | 6,581 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0124% | 5,866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 3,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0855% | 1,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4418% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0505% | 5,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0505% | 5,615 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0085% | 5,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5495% | 2,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5207% | 2,578 |
| Percentage Net Loans Charged-off:Construction & development | 1.6903% | 1,819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2571% | 2,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2216% | 3,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2238% | 3,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7171% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1621% | 4,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1493% | 4,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5412% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7001% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6811% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | 2.2254% | 1,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3211% | 2,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2957% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2995% | 2,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8585% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0809% | 4,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0730% | 4,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7261% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4100% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2593% | 3,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.4027% | 1,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2324% | 1,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4385% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4459% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7638% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0683% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0596% | 3,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0741% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3513% | 2,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2350% | 2,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.4543% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2486% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2060% | 2,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1686% | 2,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2950% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3467% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3965% | 3,321 |
| Percentage Net Loans Charged-off:Construction & development | 1.4800% | 2,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 3,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2891% | 3,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3858% | 3,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0502% | 6,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4266% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5025% | 2,702 |
| Percentage Net Loans Charged-off:Construction & development | 1.8244% | 1,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0672% | 2,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3476% | 3,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2551% | 3,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0898% | 6,542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 4,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0411% | 2,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1023% | 2,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4083% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1827% | 3,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0335% | 1,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 5,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1143% | 3,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0695% | 1,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2029% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2639% | 7,109 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2075% | 6,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3469% | 6,718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2708% | 4,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1884% | 4,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.5838% | 2,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,577 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5662% | 3,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2639% | 4,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4085% | 1,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2513% | 3,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.7586% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 7,598 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 7,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3102% | 3,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 4,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4241% | 1,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2951% | 2,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.8820% | 1,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 7,644 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2697% | 3,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2512% | 4,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0460% | 6,762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4098% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4988% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 1.5262% | 1,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,603 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 7,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2222% | 2,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3978% | 3,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0756% | 6,804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5931% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2276% | 2,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.3998% | 2,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0983% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0983% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3891% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5675% | 3,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1148% | 1,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3884% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3044% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.5078% | 1,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5379% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5379% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8530% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4542% | 3,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0804% | 1,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5747% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4502% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.6842% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5085% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.5085% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3010% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4724% | 2,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1134% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5595% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.5345% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 7,838 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 7,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1939% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6357% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0115% | 6,797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 6,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 8,105 |
| Percentage Net Loans Charged-off:Construction & development | -0.0770% | 7,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 7,814 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 3,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1897% | 4,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1854% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0436% | 7,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 8,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.1895% | 7,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 7,675 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 3,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2160% | 3,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0903% | 8,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1085% | 8,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.2985% | 7,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1222% | 7,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3133% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1816% | 8,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2518% | 8,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.6537% | 7,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0556% | 7,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3538% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 4,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1604% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 7,997 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 7,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 3,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4249% | 3,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4923% | 7,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2167% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 7,961 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 7,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0569% | 2,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1525% | 4,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 6,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3268% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 7,831 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 7,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1994% | 3,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0130% | 6,911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0639% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 7,978 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 7,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1247% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2546% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0256% | 6,974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0443% | 8,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 8,017 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 8,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3573% | 7,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4029% | 4,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0561% | 1,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0900% | 8,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 7,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 7,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5240% | 8,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 5,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 5,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 7,996 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 7,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0560% | 2,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0417% | 5,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 8,083 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 8,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0594% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0636% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2619% | 8,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1520% | 8,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3225% | 8,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,942 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6354% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5295% | 3,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.2498% | 7,852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4246% | 8,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2091% | 8,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4461% | 8,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 8,065 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 8,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6323% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2465% | 4,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.7332% | 7,863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7539% | 8,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4019% | 8,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8607% | 8,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 8,183 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 8,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8209% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0553% | 5,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.6025% | 7,871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1942% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 8,243 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 8,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0600% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0454% | 4,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 8,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 8,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.2440% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2231% | 8,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 8,684 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0613% | 8,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 7,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2471% | 5,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0224% | 8,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 8,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.3456% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3085% | 8,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0779% | 8,743 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0779% | 8,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0697% | 7,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3215% | 4,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1297% | 8,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1762% | 8,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.1589% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4517% | 8,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1098% | 8,841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1098% | 8,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1763% | 8,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3760% | 4,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2344% | 8,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3346% | 9,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.3315% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9275% | 8,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 8,496 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 8,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1956% | 8,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4602% | 3,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 2,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2907% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2907% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7162% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0790% | 6,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2668% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2303% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5015% | 366 |
| Percentage Net Loans Charged-off:Construction & development | -0.0558% | 8,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2115% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3292% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3292% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9145% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1744% | 6,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0884% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 0.5035% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6203% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3612% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4441% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0713% | 9,857 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2435% | 3,296 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 3,661 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0488% | 10,891 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0342% | 11,510 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5118% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |