Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 4,348 |
| Total interest expense | $196,000 | 4,113 |
| Net interest income | $1,722,000 | 4,333 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $261,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $89,000 | 3,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $172,000 | 3,808 |
| Total noninterest expense | $1,455,000 | 4,349 |
| Salaries and employee benefits | $953,000 | 3,952 |
| Premises and equipment expense | $147,000 | 4,386 |
| Additional noninterest expense | $355,000 | 4,842 |
| Pre-tax net operating income | $468,000 | 4,252 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $16,000 | 3,837 |
| Income before extraordinary items | $452,000 | 4,111 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $452,000 | 4,108 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $452,000 | 4,110 |
| Net charge-offs | $23,000 | 2,683 |
| Cash dividends | $430,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $452,000 | 4,035 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 4,388 |
| Total interest expense | $98,000 | 4,131 |
| Net interest income | $854,000 | 4,382 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $149,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $106,000 | 3,472 |
| Total noninterest expense | $721,000 | 4,387 |
| Salaries and employee benefits | $480,000 | 3,976 |
| Premises and equipment expense | $80,000 | 4,285 |
| Additional noninterest expense | $161,000 | 5,022 |
| Pre-tax net operating income | $252,000 | 4,130 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $10,000 | 3,751 |
| Income before extraordinary items | $242,000 | 3,972 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $242,000 | 3,969 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $242,000 | 3,970 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $242,000 | 3,908 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 4,440 |
| Total interest expense | $403,000 | 4,124 |
| Net interest income | $3,338,000 | 4,430 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $1,123,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $169,000 | 3,963 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $954,000 | 2,439 |
| Total noninterest expense | $2,918,000 | 4,395 |
| Salaries and employee benefits | $2,016,000 | 3,879 |
| Premises and equipment expense | $313,000 | 4,403 |
| Additional noninterest expense | $589,000 | 5,194 |
| Pre-tax net operating income | $1,483,000 | 3,511 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $70,000 | 3,500 |
| Income before extraordinary items | $1,412,000 | 3,337 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,412,000 | 3,336 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,412,000 | 3,338 |
| Net charge-offs | $55,000 | 3,176 |
| Cash dividends | $1,150,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,412,950 | 3,285 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 4,485 |
| Total interest expense | $303,000 | 4,183 |
| Net interest income | $2,502,000 | 4,477 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $695,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $124,000 | 4,038 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $571,000 | 2,737 |
| Total noninterest expense | $2,111,000 | 4,489 |
| Salaries and employee benefits | $1,457,000 | 3,980 |
| Premises and equipment expense | $224,000 | 4,524 |
| Additional noninterest expense | $430,000 | 5,270 |
| Pre-tax net operating income | $1,041,000 | 3,671 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $45,000 | 3,675 |
| Income before extraordinary items | $996,000 | 3,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $996,000 | 3,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $996,000 | 3,506 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $700,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $996,000 | 3,453 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 4,514 |
| Total interest expense | $200,000 | 4,234 |
| Net interest income | $1,670,000 | 4,512 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $290,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $80,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $210,000 | 3,560 |
| Total noninterest expense | $1,395,000 | 4,551 |
| Salaries and employee benefits | $961,000 | 4,038 |
| Premises and equipment expense | $142,000 | 4,653 |
| Additional noninterest expense | $292,000 | 5,287 |
| Pre-tax net operating income | $535,000 | 4,082 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $22,000 | 3,825 |
| Income before extraordinary items | $513,000 | 3,924 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $513,000 | 3,924 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $513,000 | 3,926 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $450,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $513,000 | 3,861 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 4,565 |
| Total interest expense | $98,000 | 4,326 |
| Net interest income | $830,000 | 4,537 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $160,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $37,000 | 4,194 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 3,302 |
| Total noninterest expense | $711,000 | 4,532 |
| Salaries and employee benefits | $482,000 | 4,060 |
| Premises and equipment expense | $77,000 | 4,543 |
| Additional noninterest expense | $152,000 | 5,260 |
| Pre-tax net operating income | $264,000 | 4,066 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $253,000 | 3,937 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $253,000 | 3,940 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $253,000 | 3,941 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $253,000 | 3,859 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 4,659 |
| Total interest expense | $394,000 | 4,481 |
| Net interest income | $3,265,000 | 4,635 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,031,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $168,000 | 4,202 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $863,000 | 2,538 |
| Total noninterest expense | $2,812,000 | 4,631 |
| Salaries and employee benefits | $1,949,000 | 4,036 |
| Premises and equipment expense | $308,000 | 4,623 |
| Additional noninterest expense | $555,000 | 5,503 |
| Pre-tax net operating income | $1,484,000 | 3,498 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $60,000 | 3,639 |
| Income before extraordinary items | $1,424,000 | 3,329 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,424,000 | 3,330 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,424,000 | 3,330 |
| Net charge-offs | $32,000 | 4,070 |
| Cash dividends | $1,150,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,424,000 | 3,278 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 4,735 |
| Total interest expense | $296,000 | 4,547 |
| Net interest income | $2,408,000 | 4,717 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $678,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $128,000 | 4,231 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $550,000 | 2,772 |
| Total noninterest expense | $2,039,000 | 4,741 |
| Salaries and employee benefits | $1,406,000 | 4,139 |
| Premises and equipment expense | $225,000 | 4,726 |
| Additional noninterest expense | $408,000 | 5,562 |
| Pre-tax net operating income | $1,047,000 | 3,676 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $44,000 | 3,709 |
| Income before extraordinary items | $1,003,000 | 3,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,003,000 | 3,498 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,003,000 | 3,499 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,003,000 | 3,437 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 4,777 |
| Total interest expense | $197,000 | 4,603 |
| Net interest income | $1,592,000 | 4,749 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $303,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $83,000 | 4,261 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $220,000 | 3,485 |
| Total noninterest expense | $1,349,000 | 4,794 |
| Salaries and employee benefits | $919,000 | 4,222 |
| Premises and equipment expense | $156,000 | 4,682 |
| Additional noninterest expense | $274,000 | 5,594 |
| Pre-tax net operating income | $546,000 | 4,027 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $23,000 | 3,790 |
| Income before extraordinary items | $523,000 | 3,864 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $523,000 | 3,869 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $523,000 | 3,870 |
| Net charge-offs | $9,000 | 3,772 |
| Cash dividends | $450,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $523,000 | 3,817 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 4,834 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $790,000 | 4,800 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $164,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $125,000 | 3,244 |
| Total noninterest expense | $671,000 | 4,844 |
| Salaries and employee benefits | $462,000 | 4,248 |
| Premises and equipment expense | $79,000 | 4,719 |
| Additional noninterest expense | $130,000 | 5,733 |
| Pre-tax net operating income | $283,000 | 3,906 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $271,000 | 3,723 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 3,726 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $271,000 | 3,726 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $271,000 | 3,666 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 4,924 |
| Total interest expense | $436,000 | 4,742 |
| Net interest income | $3,079,000 | 4,876 |
| Provision for loan and lease losses | $-200,000 | 6,461 |
| Total noninterest income | $912,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $167,000 | 4,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $745,000 | 2,776 |
| Total noninterest expense | $2,603,000 | 4,948 |
| Salaries and employee benefits | $1,795,000 | 4,325 |
| Premises and equipment expense | $300,000 | 4,858 |
| Additional noninterest expense | $508,000 | 5,838 |
| Pre-tax net operating income | $1,588,000 | 3,304 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $69,000 | 3,621 |
| Income before extraordinary items | $1,519,000 | 3,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,519,000 | 3,140 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,519,000 | 3,141 |
| Net charge-offs | $22,000 | 4,804 |
| Cash dividends | $1,150,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,519,000 | 3,077 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 4,998 |
| Total interest expense | $331,000 | 4,809 |
| Net interest income | $2,281,000 | 4,944 |
| Provision for loan and lease losses | $-200,000 | 6,628 |
| Total noninterest income | $658,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $128,000 | 4,402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $530,000 | 2,931 |
| Total noninterest expense | $1,905,000 | 5,025 |
| Salaries and employee benefits | $1,340,000 | 4,350 |
| Premises and equipment expense | $220,000 | 4,945 |
| Additional noninterest expense | $345,000 | 5,988 |
| Pre-tax net operating income | $1,234,000 | 3,308 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $53,000 | 3,695 |
| Income before extraordinary items | $1,181,000 | 3,104 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,181,000 | 3,108 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,181,000 | 3,108 |
| Net charge-offs | $18,000 | 4,458 |
| Cash dividends | $800,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,181,000 | 3,029 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 4,995 |
| Total interest expense | $223,000 | 4,850 |
| Net interest income | $1,528,000 | 4,932 |
| Provision for loan and lease losses | $-200,000 | 6,732 |
| Total noninterest income | $292,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $84,000 | 4,418 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 3,726 |
| Total noninterest expense | $1,216,000 | 5,139 |
| Salaries and employee benefits | $892,000 | 4,388 |
| Premises and equipment expense | $147,000 | 4,943 |
| Additional noninterest expense | $177,000 | 6,298 |
| Pre-tax net operating income | $804,000 | 3,325 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $28,000 | 3,789 |
| Income before extraordinary items | $776,000 | 3,132 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $776,000 | 3,134 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $776,000 | 3,135 |
| Net charge-offs | $21,000 | 3,979 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $776,000 | 3,038 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 5,011 |
| Total interest expense | $114,000 | 4,892 |
| Net interest income | $767,000 | 4,952 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $163,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 3,420 |
| Total noninterest expense | $682,000 | 4,916 |
| Salaries and employee benefits | $451,000 | 4,395 |
| Premises and equipment expense | $73,000 | 4,984 |
| Additional noninterest expense | $158,000 | 5,599 |
| Pre-tax net operating income | $248,000 | 4,135 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $238,000 | 3,970 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $238,000 | 3,973 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $238,000 | 3,973 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $238,000 | 3,886 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 4,917 |
| Total interest expense | $523,000 | 5,031 |
| Net interest income | $3,399,000 | 4,825 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $920,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $736,000 | 2,823 |
| Total noninterest expense | $2,819,000 | 4,887 |
| Salaries and employee benefits | $1,830,000 | 4,361 |
| Premises and equipment expense | $283,000 | 5,092 |
| Additional noninterest expense | $706,000 | 5,522 |
| Pre-tax net operating income | $1,500,000 | 3,337 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $63,000 | 3,778 |
| Income before extraordinary items | $1,437,000 | 3,208 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,437,000 | 3,208 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,437,000 | 3,208 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $1,150,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,437,000 | 3,074 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 4,959 |
| Total interest expense | $402,000 | 5,112 |
| Net interest income | $2,594,000 | 4,861 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $567,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $144,000 | 4,393 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $423,000 | 3,189 |
| Total noninterest expense | $2,055,000 | 4,994 |
| Salaries and employee benefits | $1,342,000 | 4,435 |
| Premises and equipment expense | $209,000 | 5,182 |
| Additional noninterest expense | $504,000 | 5,662 |
| Pre-tax net operating income | $1,106,000 | 3,461 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $46,000 | 3,826 |
| Income before extraordinary items | $1,060,000 | 3,314 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,060,000 | 3,316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,060,000 | 3,316 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $700,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,060,000 | 3,173 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 4,952 |
| Total interest expense | $276,000 | 5,165 |
| Net interest income | $1,760,000 | 4,837 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $276,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $91,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 3,787 |
| Total noninterest expense | $1,360,000 | 5,046 |
| Salaries and employee benefits | $889,000 | 4,474 |
| Premises and equipment expense | $133,000 | 5,279 |
| Additional noninterest expense | $338,000 | 5,704 |
| Pre-tax net operating income | $676,000 | 3,597 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $28,000 | 3,865 |
| Income before extraordinary items | $648,000 | 3,484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $648,000 | 3,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $648,000 | 3,485 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $648,000 | 3,294 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 4,905 |
| Total interest expense | $145,000 | 5,166 |
| Net interest income | $911,000 | 4,776 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $132,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 3,877 |
| Total noninterest expense | $687,000 | 5,047 |
| Salaries and employee benefits | $452,000 | 4,460 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $172,000 | 5,681 |
| Pre-tax net operating income | $356,000 | 3,523 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $14,000 | 3,852 |
| Income before extraordinary items | $342,000 | 3,393 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $342,000 | 3,396 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $342,000 | 3,396 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $342,000 | 3,228 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 5,064 |
| Total interest expense | $723,000 | 5,132 |
| Net interest income | $3,418,000 | 4,961 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $786,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $193,000 | 4,443 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $593,000 | 2,870 |
| Total noninterest expense | $2,739,000 | 5,117 |
| Salaries and employee benefits | $1,798,000 | 4,448 |
| Premises and equipment expense | $239,000 | 5,702 |
| Additional noninterest expense | $702,000 | 5,684 |
| Pre-tax net operating income | $1,465,000 | 3,071 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $60,000 | 3,666 |
| Income before extraordinary items | $1,405,000 | 2,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,405,000 | 2,912 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,405,000 | 2,912 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $1,100,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,405,000 | 2,813 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 5,130 |
| Total interest expense | $566,000 | 5,159 |
| Net interest income | $2,521,000 | 5,036 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $573,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $143,000 | 4,482 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $430,000 | 2,924 |
| Total noninterest expense | $2,037,000 | 5,147 |
| Salaries and employee benefits | $1,334,000 | 4,483 |
| Premises and equipment expense | $197,000 | 5,550 |
| Additional noninterest expense | $506,000 | 5,802 |
| Pre-tax net operating income | $1,057,000 | 3,211 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $44,000 | 3,695 |
| Income before extraordinary items | $1,013,000 | 3,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,013,000 | 3,039 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,013,000 | 3,039 |
| Net charge-offs | $-10,000 | 7,005 |
| Cash dividends | $650,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,013,000 | 2,938 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 5,200 |
| Total interest expense | $384,000 | 5,230 |
| Net interest income | $1,654,000 | 5,088 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $268,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,719 |
| Total noninterest expense | $1,347,000 | 5,223 |
| Salaries and employee benefits | $883,000 | 4,543 |
| Premises and equipment expense | $134,000 | 5,548 |
| Additional noninterest expense | $330,000 | 5,925 |
| Pre-tax net operating income | $575,000 | 3,551 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $24,000 | 3,756 |
| Income before extraordinary items | $551,000 | 3,378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $551,000 | 3,379 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $551,000 | 3,379 |
| Net charge-offs | $-11,000 | 7,038 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $551,000 | 3,286 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 5,186 |
| Total interest expense | $198,000 | 5,263 |
| Net interest income | $834,000 | 5,055 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 3,764 |
| Total noninterest expense | $686,000 | 5,207 |
| Salaries and employee benefits | $443,000 | 4,554 |
| Premises and equipment expense | $70,000 | 5,511 |
| Additional noninterest expense | $173,000 | 5,866 |
| Pre-tax net operating income | $282,000 | 3,632 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $270,000 | 3,441 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $270,000 | 3,438 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $270,000 | 3,439 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $270,000 | 3,380 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 5,109 |
| Total interest expense | $945,000 | 5,351 |
| Net interest income | $3,544,000 | 4,913 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $855,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $204,000 | 4,366 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $651,000 | 2,803 |
| Total noninterest expense | $2,705,000 | 5,304 |
| Salaries and employee benefits | $1,761,000 | 4,590 |
| Premises and equipment expense | $267,000 | 5,668 |
| Additional noninterest expense | $677,000 | 5,971 |
| Pre-tax net operating income | $1,694,000 | 2,536 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $71,000 | 3,441 |
| Income before extraordinary items | $1,623,000 | 2,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,623,000 | 2,375 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,623,000 | 2,378 |
| Net charge-offs | $24,000 | 6,307 |
| Cash dividends | $1,400,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,623,000 | 2,274 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 5,177 |
| Total interest expense | $729,000 | 5,443 |
| Net interest income | $2,679,000 | 4,950 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $639,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $158,000 | 4,390 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $481,000 | 2,817 |
| Total noninterest expense | $1,955,000 | 5,427 |
| Salaries and employee benefits | $1,264,000 | 4,761 |
| Premises and equipment expense | $195,000 | 5,778 |
| Additional noninterest expense | $496,000 | 6,057 |
| Pre-tax net operating income | $1,363,000 | 2,562 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $57,000 | 3,496 |
| Income before extraordinary items | $1,306,000 | 2,392 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,306,000 | 2,390 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,306,000 | 2,394 |
| Net charge-offs | $23,000 | 5,964 |
| Cash dividends | $900,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,306,000 | 2,276 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 5,187 |
| Total interest expense | $491,000 | 5,527 |
| Net interest income | $1,798,000 | 4,953 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $232,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $110,000 | 4,316 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 4,316 |
| Total noninterest expense | $1,308,000 | 5,444 |
| Salaries and employee benefits | $847,000 | 4,770 |
| Premises and equipment expense | $134,000 | 5,746 |
| Additional noninterest expense | $327,000 | 6,111 |
| Pre-tax net operating income | $722,000 | 2,978 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $31,000 | 3,560 |
| Income before extraordinary items | $691,000 | 2,793 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $691,000 | 2,789 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $691,000 | 2,792 |
| Net charge-offs | $26,000 | 5,353 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $691,000 | 2,695 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 5,285 |
| Total interest expense | $247,000 | 5,624 |
| Net interest income | $885,000 | 5,024 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $123,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $647,000 | 5,535 |
| Salaries and employee benefits | $423,000 | 4,832 |
| Premises and equipment expense | $63,000 | 5,953 |
| Additional noninterest expense | $161,000 | 6,198 |
| Pre-tax net operating income | $361,000 | 3,013 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $346,000 | 2,846 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $346,000 | 2,843 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $346,000 | 2,846 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $346,000 | 2,723 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,642,000 | 5,336 |
| Total interest expense | $1,298,000 | 5,492 |
| Net interest income | $3,344,000 | 5,086 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $908,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $192,000 | 4,728 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $716,000 | 2,621 |
| Total noninterest expense | $2,750,000 | 5,421 |
| Salaries and employee benefits | $1,741,000 | 4,753 |
| Premises and equipment expense | $272,000 | 5,866 |
| Additional noninterest expense | $737,000 | 6,013 |
| Pre-tax net operating income | $1,502,000 | 2,344 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $64,000 | 3,131 |
| Income before extraordinary items | $1,438,000 | 2,181 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,438,000 | 2,178 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,438,000 | 2,180 |
| Net charge-offs | $-4,000 | 7,803 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,438,000 | 2,153 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 5,386 |
| Total interest expense | $1,019,000 | 5,515 |
| Net interest income | $2,486,000 | 5,112 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $672,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $146,000 | 4,726 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $526,000 | 2,727 |
| Total noninterest expense | $1,941,000 | 5,606 |
| Salaries and employee benefits | $1,193,000 | 5,061 |
| Premises and equipment expense | $200,000 | 5,962 |
| Additional noninterest expense | $548,000 | 6,041 |
| Pre-tax net operating income | $1,217,000 | 2,412 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $52,000 | 3,300 |
| Income before extraordinary items | $1,165,000 | 2,229 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,165,000 | 2,226 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,165,000 | 2,229 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,165,000 | 2,180 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 5,417 |
| Total interest expense | $672,000 | 5,667 |
| Net interest income | $1,681,000 | 5,076 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $281,000 | 4,561 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $184,000 | 3,774 |
| Total noninterest expense | $1,254,000 | 5,734 |
| Salaries and employee benefits | $780,000 | 5,180 |
| Premises and equipment expense | $131,000 | 6,051 |
| Additional noninterest expense | $343,000 | 6,205 |
| Pre-tax net operating income | $708,000 | 2,740 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $678,000 | 2,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $678,000 | 2,553 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $678,000 | 2,555 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $678,000 | 2,477 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 5,502 |
| Total interest expense | $342,000 | 5,728 |
| Net interest income | $823,000 | 5,129 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $171,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $126,000 | 3,262 |
| Total noninterest expense | $625,000 | 5,687 |
| Salaries and employee benefits | $397,000 | 5,166 |
| Premises and equipment expense | $69,000 | 5,979 |
| Additional noninterest expense | $159,000 | 6,169 |
| Pre-tax net operating income | $369,000 | 2,969 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $353,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $353,000 | 2,796 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $353,000 | 2,798 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $353,000 | 2,665 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,759,000 | 5,601 |
| Total interest expense | $1,693,000 | 5,708 |
| Net interest income | $3,066,000 | 5,358 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,019,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $194,000 | 4,852 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $825,000 | 2,419 |
| Total noninterest expense | $2,559,000 | 5,592 |
| Salaries and employee benefits | $1,728,000 | 4,916 |
| Premises and equipment expense | $230,000 | 6,417 |
| Additional noninterest expense | $601,000 | 6,219 |
| Pre-tax net operating income | $1,526,000 | 2,997 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $66,000 | 3,683 |
| Income before extraordinary items | $1,460,000 | 2,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,460,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $1,500,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,460,000 | 2,710 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 5,647 |
| Total interest expense | $1,310,000 | 5,751 |
| Net interest income | $2,287,000 | 5,409 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $823,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $147,000 | 4,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $676,000 | 2,370 |
| Total noninterest expense | $1,792,000 | 5,763 |
| Salaries and employee benefits | $1,210,000 | 5,125 |
| Premises and equipment expense | $127,000 | 7,015 |
| Additional noninterest expense | $455,000 | 6,152 |
| Pre-tax net operating income | $1,318,000 | 3,116 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $53,000 | 4,068 |
| Income before extraordinary items | $1,265,000 | 2,657 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,265,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,863 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,265,000 | 2,788 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 5,668 |
| Total interest expense | $923,000 | 5,766 |
| Net interest income | $1,525,000 | 5,425 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $242,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $96,000 | 4,903 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $1,176,000 | 5,842 |
| Salaries and employee benefits | $807,000 | 5,183 |
| Premises and equipment expense | $87,000 | 6,979 |
| Additional noninterest expense | $282,000 | 6,338 |
| Pre-tax net operating income | $591,000 | 4,056 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $25,000 | 4,536 |
| Income before extraordinary items | $566,000 | 3,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $566,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $566,000 | 3,706 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 5,639 |
| Total interest expense | $494,000 | 5,795 |
| Net interest income | $780,000 | 5,381 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $137,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $598,000 | 5,821 |
| Salaries and employee benefits | $406,000 | 5,185 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $144,000 | 6,284 |
| Pre-tax net operating income | $319,000 | 4,006 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $306,000 | 3,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $306,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $306,000 | 3,676 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 5,660 |
| Total interest expense | $1,794,000 | 6,062 |
| Net interest income | $3,327,000 | 5,208 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $792,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $168,000 | 5,227 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $624,000 | 2,946 |
| Total noninterest expense | $2,371,000 | 5,761 |
| Salaries and employee benefits | $1,627,000 | 5,045 |
| Premises and equipment expense | $166,000 | 7,090 |
| Additional noninterest expense | $578,000 | 6,231 |
| Pre-tax net operating income | $1,748,000 | 3,603 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $74,000 | 4,684 |
| Income before extraordinary items | $1,674,000 | 3,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,674,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,306 |
| Cash dividends | $1,850,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,674,000 | 3,183 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 5,718 |
| Total interest expense | $1,307,000 | 6,163 |
| Net interest income | $2,480,000 | 5,245 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $618,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $131,000 | 5,182 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $487,000 | 2,899 |
| Total noninterest expense | $1,669,000 | 5,900 |
| Salaries and employee benefits | $1,138,000 | 5,259 |
| Premises and equipment expense | $118,000 | 7,158 |
| Additional noninterest expense | $413,000 | 6,311 |
| Pre-tax net operating income | $1,429,000 | 3,577 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $61,000 | 4,819 |
| Income before extraordinary items | $1,368,000 | 3,161 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,368,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,278 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,368,000 | 3,146 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 5,749 |
| Total interest expense | $853,000 | 6,240 |
| Net interest income | $1,672,000 | 5,237 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $268,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $84,000 | 5,265 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $184,000 | 3,937 |
| Total noninterest expense | $1,108,000 | 5,957 |
| Salaries and employee benefits | $759,000 | 5,294 |
| Premises and equipment expense | $82,000 | 7,105 |
| Additional noninterest expense | $267,000 | 6,423 |
| Pre-tax net operating income | $832,000 | 3,925 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $35,000 | 5,013 |
| Income before extraordinary items | $797,000 | 3,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $797,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,315 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $797,000 | 3,501 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 5,803 |
| Total interest expense | $415,000 | 6,302 |
| Net interest income | $822,000 | 5,300 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $147,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $109,000 | 3,600 |
| Total noninterest expense | $553,000 | 6,001 |
| Salaries and employee benefits | $379,000 | 5,335 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $131,000 | 6,472 |
| Pre-tax net operating income | $416,000 | 3,903 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $399,000 | 3,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $399,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,429 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $399,000 | 3,486 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,639,000 | 5,758 |
| Total interest expense | $1,474,000 | 6,154 |
| Net interest income | $3,165,000 | 5,354 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $682,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $179,000 | 5,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $503,000 | 3,326 |
| Total noninterest expense | $2,263,000 | 5,795 |
| Salaries and employee benefits | $1,460,000 | 5,293 |
| Premises and equipment expense | $172,000 | 7,010 |
| Additional noninterest expense | $631,000 | 5,917 |
| Pre-tax net operating income | $1,584,000 | 4,176 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $70,000 | 5,227 |
| Income before extraordinary items | $1,514,000 | 3,750 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,514,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $1,180,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,514,000 | 3,732 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 5,805 |
| Total interest expense | $1,065,000 | 6,186 |
| Net interest income | $2,355,000 | 5,426 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $479,000 | 4,595 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $133,000 | 5,265 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $346,000 | 3,466 |
| Total noninterest expense | $1,629,000 | 5,905 |
| Salaries and employee benefits | $1,034,000 | 5,439 |
| Premises and equipment expense | $128,000 | 7,039 |
| Additional noninterest expense | $467,000 | 5,963 |
| Pre-tax net operating income | $1,205,000 | 4,286 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $51,000 | 5,434 |
| Income before extraordinary items | $1,154,000 | 3,830 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,154,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,745 |
| Cash dividends | $760,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,154,000 | 3,815 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 5,820 |
| Total interest expense | $680,000 | 6,196 |
| Net interest income | $1,565,000 | 5,463 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $218,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $1,077,000 | 5,941 |
| Salaries and employee benefits | $679,000 | 5,526 |
| Premises and equipment expense | $88,000 | 7,009 |
| Additional noninterest expense | $310,000 | 5,972 |
| Pre-tax net operating income | $706,000 | 4,614 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $29,000 | 5,593 |
| Income before extraordinary items | $677,000 | 4,152 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $677,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $677,000 | 4,143 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 5,845 |
| Total interest expense | $326,000 | 6,204 |
| Net interest income | $772,000 | 5,507 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $108,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 5,553 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,406 |
| Total noninterest expense | $540,000 | 5,949 |
| Salaries and employee benefits | $339,000 | 5,537 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $157,000 | 5,932 |
| Pre-tax net operating income | $340,000 | 4,654 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $326,000 | 4,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $326,000 | 4,189 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 5,815 |
| Total interest expense | $1,051,000 | 6,156 |
| Net interest income | $2,967,000 | 5,549 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $640,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $184,000 | 5,211 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $456,000 | 3,536 |
| Total noninterest expense | $2,303,000 | 5,636 |
| Salaries and employee benefits | $1,440,000 | 5,192 |
| Premises and equipment expense | $187,000 | 6,861 |
| Additional noninterest expense | $676,000 | 5,695 |
| Pre-tax net operating income | $1,304,000 | 4,717 |
| Securities gains (losses) | $-44,000 | 8,135 |
| Applicable income taxes | $54,000 | 5,822 |
| Income before extraordinary items | $1,206,000 | 4,339 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,206,000 | 4,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $1,100,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,248,240 | 4,229 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 5,833 |
| Total interest expense | $762,000 | 6,136 |
| Net interest income | $2,212,000 | 5,569 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $501,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $142,000 | 5,192 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $359,000 | 3,481 |
| Total noninterest expense | $1,660,000 | 5,727 |
| Salaries and employee benefits | $1,030,000 | 5,324 |
| Premises and equipment expense | $139,000 | 6,876 |
| Additional noninterest expense | $491,000 | 5,759 |
| Pre-tax net operating income | $1,053,000 | 4,634 |
| Securities gains (losses) | $-44,000 | 8,431 |
| Applicable income taxes | $43,000 | 5,893 |
| Income before extraordinary items | $966,000 | 4,256 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $966,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $650,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,008,240 | 4,094 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 5,864 |
| Total interest expense | $473,000 | 6,181 |
| Net interest income | $1,446,000 | 5,612 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $257,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $94,000 | 5,172 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $163,000 | 4,136 |
| Total noninterest expense | $1,103,000 | 5,737 |
| Salaries and employee benefits | $690,000 | 5,290 |
| Premises and equipment expense | $92,000 | 6,876 |
| Additional noninterest expense | $321,000 | 5,795 |
| Pre-tax net operating income | $600,000 | 5,008 |
| Securities gains (losses) | $-44,000 | 8,561 |
| Applicable income taxes | $24,000 | 5,993 |
| Income before extraordinary items | $532,000 | 4,729 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $532,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,991 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $574,240 | 4,479 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 6,019 |
| Total interest expense | $222,000 | 6,271 |
| Net interest income | $687,000 | 5,794 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $113,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $555,000 | 5,750 |
| Salaries and employee benefits | $350,000 | 5,290 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $159,000 | 5,817 |
| Pre-tax net operating income | $245,000 | 5,488 |
| Securities gains (losses) | $-44,000 | 8,770 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $192,000 | 5,518 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $192,000 | 5,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $234,240 | 5,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 5,924 |
| Total interest expense | $838,000 | 6,130 |
| Net interest income | $2,711,000 | 5,741 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $652,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $178,000 | 5,459 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $474,000 | 3,414 |
| Total noninterest expense | $2,257,000 | 5,616 |
| Salaries and employee benefits | $1,351,000 | 5,308 |
| Premises and equipment expense | $211,000 | 6,623 |
| Additional noninterest expense | $695,000 | 5,550 |
| Pre-tax net operating income | $1,106,000 | 4,987 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $49,000 | 6,046 |
| Income before extraordinary items | $1,056,000 | 4,548 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,056,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,056,960 | 4,473 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 5,932 |
| Total interest expense | $624,000 | 6,156 |
| Net interest income | $2,032,000 | 5,743 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $466,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $131,000 | 5,538 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $335,000 | 3,523 |
| Total noninterest expense | $1,673,000 | 5,634 |
| Salaries and employee benefits | $985,000 | 5,375 |
| Premises and equipment expense | $157,000 | 6,634 |
| Additional noninterest expense | $531,000 | 5,456 |
| Pre-tax net operating income | $825,000 | 5,108 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $788,000 | 4,665 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $788,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $650,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $788,960 | 4,578 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 5,919 |
| Total interest expense | $420,000 | 6,152 |
| Net interest income | $1,360,000 | 5,721 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $203,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $83,000 | 5,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 4,788 |
| Total noninterest expense | $1,117,000 | 5,661 |
| Salaries and employee benefits | $656,000 | 5,411 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $352,000 | 5,498 |
| Pre-tax net operating income | $416,000 | 5,769 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $398,000 | 5,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $398,000 | 5,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 5,924 |
| Total interest expense | $215,000 | 6,147 |
| Net interest income | $684,000 | 5,712 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $97,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $57,000 | 4,851 |
| Total noninterest expense | $551,000 | 5,720 |
| Salaries and employee benefits | $328,000 | 5,435 |
| Premises and equipment expense | $54,000 | 6,592 |
| Additional noninterest expense | $169,000 | 5,625 |
| Pre-tax net operating income | $215,000 | 5,652 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $206,000 | 5,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $206,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $206,000 | 5,144 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 5,725 |
| Total interest expense | $1,108,000 | 5,821 |
| Net interest income | $2,801,000 | 5,530 |
| Provision for loan and lease losses | $175,000 | 4,313 |
| Total noninterest income | $549,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $135,000 | 6,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $414,000 | 3,916 |
| Total noninterest expense | $2,230,000 | 5,629 |
| Salaries and employee benefits | $1,407,000 | 5,077 |
| Premises and equipment expense | $206,000 | 6,707 |
| Additional noninterest expense | $617,000 | 5,901 |
| Pre-tax net operating income | $945,000 | 5,315 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $40,000 | 6,430 |
| Income before extraordinary items | $910,000 | 4,909 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $910,000 | 4,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,268 |
| Cash dividends | $290,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $905,200 | 4,763 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 5,739 |
| Total interest expense | $871,000 | 5,822 |
| Net interest income | $2,100,000 | 5,561 |
| Provision for loan and lease losses | $70,000 | 5,319 |
| Total noninterest income | $384,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 6,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $289,000 | 4,103 |
| Total noninterest expense | $1,637,000 | 5,679 |
| Salaries and employee benefits | $1,022,000 | 5,177 |
| Premises and equipment expense | $155,000 | 6,699 |
| Additional noninterest expense | $460,000 | 5,906 |
| Pre-tax net operating income | $777,000 | 5,216 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $34,000 | 6,492 |
| Income before extraordinary items | $748,000 | 4,778 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $748,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $145,000 | 4,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $743,200 | 4,614 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 5,688 |
| Total interest expense | $605,000 | 5,811 |
| Net interest income | $1,423,000 | 5,498 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $166,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $62,000 | 6,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $104,000 | 5,264 |
| Total noninterest expense | $1,088,000 | 5,696 |
| Salaries and employee benefits | $685,000 | 5,162 |
| Premises and equipment expense | $101,000 | 6,739 |
| Additional noninterest expense | $302,000 | 5,958 |
| Pre-tax net operating income | $461,000 | 5,523 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $442,000 | 5,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $442,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $442,000 | 4,931 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 5,699 |
| Total interest expense | $316,000 | 5,776 |
| Net interest income | $706,000 | 5,524 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $538,000 | 5,726 |
| Salaries and employee benefits | $345,000 | 5,143 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $140,000 | 6,173 |
| Pre-tax net operating income | $234,000 | 5,451 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $224,000 | 5,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $224,000 | 4,811 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 5,652 |
| Total interest expense | $1,542,000 | 5,640 |
| Net interest income | $2,799,000 | 5,529 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $507,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $136,000 | 6,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $371,000 | 3,831 |
| Total noninterest expense | $2,283,000 | 5,406 |
| Salaries and employee benefits | $1,447,000 | 4,827 |
| Premises and equipment expense | $207,000 | 6,700 |
| Additional noninterest expense | $629,000 | 5,768 |
| Pre-tax net operating income | $953,000 | 5,331 |
| Securities gains (losses) | $-13,000 | 8,943 |
| Applicable income taxes | $33,000 | 6,789 |
| Income before extraordinary items | $907,000 | 4,860 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $907,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $865,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $919,480 | 4,697 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 5,572 |
| Total interest expense | $2,335,000 | 5,609 |
| Net interest income | $2,730,000 | 5,405 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $554,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $131,000 | 6,066 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $423,000 | 3,431 |
| Total noninterest expense | $2,364,000 | 5,151 |
| Salaries and employee benefits | $1,414,000 | 4,718 |
| Premises and equipment expense | $201,000 | 6,776 |
| Additional noninterest expense | $749,000 | 5,015 |
| Pre-tax net operating income | $900,000 | 5,198 |
| Securities gains (losses) | $-3,000 | 9,140 |
| Applicable income taxes | $43,000 | 6,831 |
| Income before extraordinary items | $854,000 | 4,707 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $854,000 | 4,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $760,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $856,850 | 4,577 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 5,632 |
| Total interest expense | $2,533,000 | 5,512 |
| Net interest income | $2,620,000 | 5,636 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $525,000 | 4,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 5,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,416 |
| Total noninterest expense | $2,180,000 | 5,367 |
| Salaries and employee benefits | $1,323,000 | 4,838 |
| Premises and equipment expense | $183,000 | 7,030 |
| Additional noninterest expense | $674,000 | 5,325 |
| Pre-tax net operating income | $880,000 | 5,616 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $38,000 | 7,440 |
| Income before extraordinary items | $814,000 | 4,996 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $814,000 | 4,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $745,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $840,880 | 4,902 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 5,721 |
| Total interest expense | $2,262,000 | 5,546 |
| Net interest income | $2,523,000 | 5,771 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $549,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,368 |
| Total noninterest expense | $2,029,000 | 5,639 |
| Salaries and employee benefits | $1,254,000 | 5,007 |
| Premises and equipment expense | $199,000 | 6,828 |
| Additional noninterest expense | $576,000 | 5,977 |
| Pre-tax net operating income | $968,000 | 5,405 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $26,000 | 8,103 |
| Income before extraordinary items | $929,000 | 4,653 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $929,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $921,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $941,610 | 4,569 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 5,819 |
| Total interest expense | $2,295,000 | 5,665 |
| Net interest income | $2,531,000 | 5,810 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $571,000 | 4,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,396 |
| Total noninterest expense | $2,014,000 | 5,569 |
| Salaries and employee benefits | $1,209,000 | 5,046 |
| Premises and equipment expense | $218,000 | 6,462 |
| Additional noninterest expense | $587,000 | 5,839 |
| Pre-tax net operating income | $980,000 | 5,477 |
| Securities gains (losses) | $-10,000 | 10,190 |
| Applicable income taxes | $62,000 | 8,116 |
| Income before extraordinary items | $908,000 | 4,793 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $908,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $771,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $917,400 | 4,677 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 6,214 |
| Total interest expense | $2,091,000 | 6,098 |
| Net interest income | $2,425,000 | 6,169 |
| Provision for loan and lease losses | $64,000 | 6,078 |
| Total noninterest income | $541,000 | 4,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 5,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,436 |
| Total noninterest expense | $1,878,000 | 5,902 |
| Salaries and employee benefits | $1,116,000 | 5,404 |
| Premises and equipment expense | $206,000 | 6,745 |
| Additional noninterest expense | $556,000 | 6,081 |
| Pre-tax net operating income | $1,024,000 | 5,760 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $135,000 | 7,832 |
| Income before extraordinary items | $886,000 | 5,104 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $886,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $645,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $888,610 | 5,046 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 6,725 |
| Total interest expense | $1,908,000 | 6,603 |
| Net interest income | $2,235,000 | 6,694 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $568,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,503 |
| Total noninterest expense | $1,783,000 | 6,427 |
| Salaries and employee benefits | $1,054,000 | 5,775 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $562,000 | 6,599 |
| Pre-tax net operating income | $964,000 | 5,862 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $328,000 | 5,538 |
| Income before extraordinary items | $648,000 | 6,002 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $648,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,582 |
| Cash dividends | $465,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $640,080 | 5,977 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 7,081 |
| Total interest expense | $1,772,000 | 6,964 |
| Net interest income | $2,155,000 | 6,973 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $523,000 | 5,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 3,915 |
| Total noninterest expense | $1,677,000 | 6,782 |
| Salaries and employee benefits | $958,000 | 6,256 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $552,000 | 6,853 |
| Pre-tax net operating income | $935,000 | 6,266 |
| Securities gains (losses) | $-55,000 | 11,225 |
| Applicable income taxes | $309,000 | 5,889 |
| Income before extraordinary items | $571,000 | 6,778 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $571,000 | 6,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $617,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $606,750 | 6,562 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 7,222 |
| Total interest expense | $1,438,000 | 7,079 |
| Net interest income | $2,144,000 | 7,213 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $491,000 | 5,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,225 |
| Total noninterest expense | $1,739,000 | 6,872 |
| Salaries and employee benefits | $961,000 | 6,293 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $626,000 | 6,842 |
| Pre-tax net operating income | $854,000 | 6,615 |
| Securities gains (losses) | $-129,000 | 11,706 |
| Applicable income taxes | $198,000 | 7,372 |
| Income before extraordinary items | $527,000 | 7,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $527,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $555,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $621,170 | 6,455 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 7,265 |
| Total interest expense | $1,564,000 | 7,003 |
| Net interest income | $2,134,000 | 7,344 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $479,000 | 5,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,801 |
| Total noninterest expense | $1,704,000 | 7,176 |
| Salaries and employee benefits | $954,000 | 6,395 |
| Premises and equipment expense | $182,000 | 8,093 |
| Additional noninterest expense | $568,000 | 7,614 |
| Pre-tax net operating income | $865,000 | 6,491 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $285,000 | 6,264 |
| Income before extraordinary items | $588,000 | 6,874 |
| Extraordinary gains, net | $61,000 | 2,018 |
| Net income | $649,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $582,640 | 6,666 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 7,340 |
| Total interest expense | $1,969,000 | 7,177 |
| Net interest income | $2,166,000 | 7,327 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $589,000 | 5,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,829 |
| Total noninterest expense | $1,727,000 | 7,192 |
| Salaries and employee benefits | $931,000 | 6,448 |
| Premises and equipment expense | $149,000 | 9,148 |
| Additional noninterest expense | $647,000 | 7,125 |
| Pre-tax net operating income | $985,000 | 5,691 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $769,000 | 5,522 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $769,000 | 5,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 3,760 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $769,000 | 5,198 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.