Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 3,195 |
| Total interest expense | $374,000 | 2,699 |
| Net interest income | $1,317,000 | 3,274 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $396,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $109,000 | 2,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,050 |
| Total noninterest expense | $1,353,000 | 2,879 |
| Salaries and employee benefits | $688,000 | 3,091 |
| Premises and equipment expense | $169,000 | 2,594 |
| Additional noninterest expense | $496,000 | 2,550 |
| Pre-tax net operating income | $360,000 | 3,191 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $360,000 | 3,066 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $360,000 | 3,066 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $360,000 | 3,067 |
| Net charge-offs | $-245,000 | 5,051 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $360,000 | 3,038 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,455,000 | 3,309 |
| Total interest expense | $1,432,000 | 2,794 |
| Net interest income | $5,023,000 | 3,397 |
| Provision for loan and lease losses | $-500,000 | 5,099 |
| Total noninterest income | $1,620,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $420,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,200,000 | 2,046 |
| Total noninterest expense | $5,907,000 | 2,724 |
| Salaries and employee benefits | $3,118,000 | 2,869 |
| Premises and equipment expense | $629,000 | 2,722 |
| Additional noninterest expense | $2,160,000 | 2,434 |
| Pre-tax net operating income | $1,236,000 | 3,637 |
| Securities gains (losses) | $-2,000 | 4,594 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,234,000 | 3,525 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,234,000 | 3,526 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,234,000 | 3,526 |
| Net charge-offs | $-75,000 | 4,844 |
| Cash dividends | $1,300,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,236,000 | 3,490 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 3,385 |
| Total interest expense | $1,057,000 | 2,845 |
| Net interest income | $3,684,000 | 3,483 |
| Provision for loan and lease losses | $-500,000 | 5,188 |
| Total noninterest income | $1,204,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $306,000 | 2,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $898,000 | 2,044 |
| Total noninterest expense | $4,455,000 | 2,732 |
| Salaries and employee benefits | $2,345,000 | 2,868 |
| Premises and equipment expense | $513,000 | 2,592 |
| Additional noninterest expense | $1,597,000 | 2,457 |
| Pre-tax net operating income | $933,000 | 3,722 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $931,000 | 3,603 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $931,000 | 3,603 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $931,000 | 3,603 |
| Net charge-offs | $-51,000 | 4,827 |
| Cash dividends | $800,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $933,000 | 3,567 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 3,430 |
| Total interest expense | $682,000 | 2,878 |
| Net interest income | $2,426,000 | 3,520 |
| Provision for loan and lease losses | $-500,000 | 5,251 |
| Total noninterest income | $794,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $195,000 | 2,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 2,010 |
| Total noninterest expense | $3,034,000 | 2,711 |
| Salaries and employee benefits | $1,580,000 | 2,871 |
| Premises and equipment expense | $343,000 | 2,587 |
| Additional noninterest expense | $1,111,000 | 2,410 |
| Pre-tax net operating income | $686,000 | 3,599 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $688,000 | 3,457 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $688,000 | 3,454 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $688,000 | 3,456 |
| Net charge-offs | $-51,000 | 4,918 |
| Cash dividends | $800,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $686,000 | 3,441 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 3,464 |
| Total interest expense | $328,000 | 2,909 |
| Net interest income | $1,212,000 | 3,555 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $358,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $101,000 | 2,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 2,119 |
| Total noninterest expense | $1,519,000 | 2,726 |
| Salaries and employee benefits | $788,000 | 2,886 |
| Premises and equipment expense | $169,000 | 2,641 |
| Additional noninterest expense | $562,000 | 2,382 |
| Pre-tax net operating income | $51,000 | 4,946 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $53,000 | 4,914 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $53,000 | 4,913 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $53,000 | 4,913 |
| Net charge-offs | $-30,000 | 4,969 |
| Cash dividends | $800,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $51,000 | 4,919 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 3,519 |
| Total interest expense | $974,000 | 2,970 |
| Net interest income | $4,757,000 | 3,583 |
| Provision for loan and lease losses | $-500,000 | 5,294 |
| Total noninterest income | $1,476,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $454,000 | 2,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,022,000 | 2,218 |
| Total noninterest expense | $5,856,000 | 2,761 |
| Salaries and employee benefits | $3,093,000 | 2,898 |
| Premises and equipment expense | $673,000 | 2,641 |
| Additional noninterest expense | $2,090,000 | 2,524 |
| Pre-tax net operating income | $877,000 | 4,168 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $878,000 | 4,043 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $878,000 | 4,042 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $878,000 | 4,042 |
| Net charge-offs | $-455,000 | 5,292 |
| Cash dividends | $100,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $877,000 | 4,051 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 3,564 |
| Total interest expense | $666,000 | 3,042 |
| Net interest income | $3,552,000 | 3,622 |
| Provision for loan and lease losses | $-500,000 | 5,380 |
| Total noninterest income | $1,096,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $335,000 | 2,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $761,000 | 2,239 |
| Total noninterest expense | $4,443,000 | 2,751 |
| Salaries and employee benefits | $2,346,000 | 2,888 |
| Premises and equipment expense | $499,000 | 2,674 |
| Additional noninterest expense | $1,598,000 | 2,494 |
| Pre-tax net operating income | $705,000 | 4,176 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $705,000 | 4,041 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $705,000 | 4,040 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $705,000 | 4,040 |
| Net charge-offs | $-324,000 | 5,331 |
| Cash dividends | $100,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $705,000 | 4,038 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 3,583 |
| Total interest expense | $413,000 | 3,072 |
| Net interest income | $2,359,000 | 3,631 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $743,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $224,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,233 |
| Total noninterest expense | $2,897,000 | 2,812 |
| Salaries and employee benefits | $1,485,000 | 3,012 |
| Premises and equipment expense | $334,000 | 2,675 |
| Additional noninterest expense | $1,078,000 | 2,470 |
| Pre-tax net operating income | $205,000 | 4,859 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $205,000 | 4,786 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $205,000 | 4,785 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $205,000 | 4,785 |
| Net charge-offs | $-296,000 | 5,410 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $205,000 | 4,791 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 3,658 |
| Total interest expense | $203,000 | 3,056 |
| Net interest income | $1,134,000 | 3,721 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $382,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $115,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,153 |
| Total noninterest expense | $1,425,000 | 2,875 |
| Salaries and employee benefits | $737,000 | 3,037 |
| Premises and equipment expense | $172,000 | 2,684 |
| Additional noninterest expense | $516,000 | 2,569 |
| Pre-tax net operating income | $91,000 | 4,924 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $91,000 | 4,863 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $91,000 | 4,862 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $91,000 | 4,863 |
| Net charge-offs | $91,000 | 898 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $91,000 | 4,866 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 3,616 |
| Total interest expense | $808,000 | 2,905 |
| Net interest income | $4,591,000 | 3,688 |
| Provision for loan and lease losses | $225,000 | 2,262 |
| Total noninterest income | $1,745,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $478,000 | 2,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,267,000 | 2,005 |
| Total noninterest expense | $5,950,000 | 2,786 |
| Salaries and employee benefits | $3,038,000 | 2,949 |
| Premises and equipment expense | $740,000 | 2,572 |
| Additional noninterest expense | $2,172,000 | 2,509 |
| Pre-tax net operating income | $161,000 | 5,229 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $161,000 | 5,104 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $161,000 | 5,103 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $161,000 | 5,104 |
| Net charge-offs | $608,000 | 977 |
| Cash dividends | $100,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $161,000 | 5,096 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 3,640 |
| Total interest expense | $606,000 | 2,901 |
| Net interest income | $3,454,000 | 3,715 |
| Provision for loan and lease losses | $225,000 | 1,898 |
| Total noninterest income | $1,464,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $353,000 | 2,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,111,000 | 1,857 |
| Total noninterest expense | $4,509,000 | 2,785 |
| Salaries and employee benefits | $2,305,000 | 2,952 |
| Premises and equipment expense | $570,000 | 2,550 |
| Additional noninterest expense | $1,634,000 | 2,510 |
| Pre-tax net operating income | $184,000 | 5,208 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $183,000 | 5,165 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $183,000 | 5,164 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $183,000 | 5,165 |
| Net charge-offs | $590,000 | 707 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $184,000 | 5,146 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 3,584 |
| Total interest expense | $405,000 | 2,857 |
| Net interest income | $2,381,000 | 3,659 |
| Provision for loan and lease losses | $225,000 | 1,464 |
| Total noninterest income | $1,089,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $239,000 | 2,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 1,709 |
| Total noninterest expense | $3,068,000 | 2,759 |
| Salaries and employee benefits | $1,559,000 | 2,954 |
| Premises and equipment expense | $380,000 | 2,559 |
| Additional noninterest expense | $1,129,000 | 2,455 |
| Pre-tax net operating income | $177,000 | 5,052 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $180,000 | 4,953 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $180,000 | 4,953 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $180,000 | 4,953 |
| Net charge-offs | $625,000 | 483 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $177,000 | 4,948 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 3,526 |
| Total interest expense | $206,000 | 2,801 |
| Net interest income | $1,235,000 | 3,600 |
| Provision for loan and lease losses | $165,000 | 1,062 |
| Total noninterest income | $375,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $125,000 | 2,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 2,313 |
| Total noninterest expense | $1,527,000 | 2,790 |
| Salaries and employee benefits | $804,000 | 2,939 |
| Premises and equipment expense | $187,000 | 2,624 |
| Additional noninterest expense | $536,000 | 2,536 |
| Pre-tax net operating income | $-82,000 | 5,718 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-82,000 | 5,719 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-82,000 | 5,718 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-82,000 | 5,719 |
| Net charge-offs | $584,000 | 304 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-82,000 | 5,720 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 3,281 |
| Total interest expense | $747,000 | 2,910 |
| Net interest income | $5,686,000 | 3,295 |
| Provision for loan and lease losses | $705,000 | 1,186 |
| Total noninterest income | $1,469,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $556,000 | 1,918 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $913,000 | 2,504 |
| Total noninterest expense | $6,446,000 | 2,709 |
| Salaries and employee benefits | $3,380,000 | 2,821 |
| Premises and equipment expense | $805,000 | 2,488 |
| Additional noninterest expense | $2,261,000 | 2,514 |
| Pre-tax net operating income | $4,000 | 5,630 |
| Securities gains (losses) | $21,000 | 2,341 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $25,000 | 5,635 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $25,000 | 5,633 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $25,000 | 5,634 |
| Net charge-offs | $1,017,000 | 654 |
| Cash dividends | $140,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,000 | 5,638 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,934,000 | 3,253 |
| Total interest expense | $542,000 | 2,984 |
| Net interest income | $4,392,000 | 3,256 |
| Provision for loan and lease losses | $605,000 | 1,005 |
| Total noninterest income | $1,119,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $427,000 | 1,878 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $692,000 | 2,504 |
| Total noninterest expense | $5,025,000 | 2,632 |
| Salaries and employee benefits | $2,633,000 | 2,741 |
| Premises and equipment expense | $590,000 | 2,532 |
| Additional noninterest expense | $1,802,000 | 2,390 |
| Pre-tax net operating income | $-119,000 | 5,791 |
| Securities gains (losses) | $21,000 | 2,282 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-98,000 | 5,795 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-98,000 | 5,795 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-98,000 | 5,795 |
| Net charge-offs | $1,031,000 | 472 |
| Cash dividends | $140,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-119,000 | 5,792 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 3,250 |
| Total interest expense | $353,000 | 3,043 |
| Net interest income | $2,962,000 | 3,247 |
| Provision for loan and lease losses | $475,000 | 893 |
| Total noninterest income | $764,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $285,000 | 1,862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $479,000 | 2,433 |
| Total noninterest expense | $3,371,000 | 2,636 |
| Salaries and employee benefits | $1,778,000 | 2,744 |
| Premises and equipment expense | $389,000 | 2,561 |
| Additional noninterest expense | $1,204,000 | 2,395 |
| Pre-tax net operating income | $-120,000 | 5,882 |
| Securities gains (losses) | $8,000 | 2,318 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-112,000 | 5,892 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-112,000 | 5,892 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-112,000 | 5,892 |
| Net charge-offs | $646,000 | 482 |
| Cash dividends | $140,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-120,000 | 5,883 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 3,220 |
| Total interest expense | $167,000 | 3,158 |
| Net interest income | $1,523,000 | 3,191 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $394,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $145,000 | 1,845 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $249,000 | 2,343 |
| Total noninterest expense | $1,725,000 | 2,592 |
| Salaries and employee benefits | $910,000 | 2,696 |
| Premises and equipment expense | $206,000 | 2,492 |
| Additional noninterest expense | $609,000 | 2,359 |
| Pre-tax net operating income | $192,000 | 4,489 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $192,000 | 4,292 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $192,000 | 4,289 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $192,000 | 4,291 |
| Net charge-offs | $62,000 | 1,303 |
| Cash dividends | $140,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $192,000 | 4,244 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 2,993 |
| Total interest expense | $586,000 | 3,434 |
| Net interest income | $6,804,000 | 2,924 |
| Provision for loan and lease losses | $25,000 | 3,944 |
| Total noninterest income | $1,405,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $605,000 | 1,828 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $800,000 | 2,657 |
| Total noninterest expense | $7,030,000 | 2,556 |
| Salaries and employee benefits | $3,804,000 | 2,577 |
| Premises and equipment expense | $766,000 | 2,644 |
| Additional noninterest expense | $2,460,000 | 2,374 |
| Pre-tax net operating income | $1,154,000 | 3,896 |
| Securities gains (losses) | $-16,000 | 5,916 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,138,000 | 3,718 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,138,000 | 3,718 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,138,000 | 3,719 |
| Net charge-offs | $620,000 | 977 |
| Cash dividends | $789,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,154,000 | 3,644 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 2,962 |
| Total interest expense | $444,000 | 3,463 |
| Net interest income | $5,242,000 | 2,883 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $977,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $446,000 | 1,865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $531,000 | 2,835 |
| Total noninterest expense | $5,249,000 | 2,577 |
| Salaries and employee benefits | $2,904,000 | 2,568 |
| Premises and equipment expense | $576,000 | 2,672 |
| Additional noninterest expense | $1,769,000 | 2,448 |
| Pre-tax net operating income | $970,000 | 3,788 |
| Securities gains (losses) | $14,000 | 2,190 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $984,000 | 3,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 3,526 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $984,000 | 3,527 |
| Net charge-offs | $635,000 | 728 |
| Cash dividends | $789,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $970,000 | 3,500 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 2,918 |
| Total interest expense | $307,000 | 3,407 |
| Net interest income | $3,573,000 | 2,838 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $562,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $282,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,150 |
| Total noninterest expense | $3,453,000 | 2,623 |
| Salaries and employee benefits | $1,939,000 | 2,582 |
| Premises and equipment expense | $397,000 | 2,618 |
| Additional noninterest expense | $1,117,000 | 2,570 |
| Pre-tax net operating income | $682,000 | 3,694 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $690,000 | 3,437 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $690,000 | 3,437 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $690,000 | 3,438 |
| Net charge-offs | $555,000 | 585 |
| Cash dividends | $619,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $682,000 | 3,392 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 2,853 |
| Total interest expense | $168,000 | 3,240 |
| Net interest income | $1,844,000 | 2,771 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $216,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $129,000 | 2,040 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 3,810 |
| Total noninterest expense | $1,685,000 | 2,674 |
| Salaries and employee benefits | $957,000 | 2,615 |
| Premises and equipment expense | $208,000 | 2,569 |
| Additional noninterest expense | $520,000 | 2,704 |
| Pre-tax net operating income | $375,000 | 3,489 |
| Securities gains (losses) | $8,000 | 1,548 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $383,000 | 3,205 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $383,000 | 3,208 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $383,000 | 3,208 |
| Net charge-offs | $548,000 | 325 |
| Cash dividends | $283,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $375,000 | 3,169 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,922,000 | 2,661 |
| Total interest expense | $669,000 | 3,400 |
| Net interest income | $8,253,000 | 2,552 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,327,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $514,000 | 2,238 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $813,000 | 2,615 |
| Total noninterest expense | $7,431,000 | 2,471 |
| Salaries and employee benefits | $3,757,000 | 2,631 |
| Premises and equipment expense | $808,000 | 2,643 |
| Additional noninterest expense | $2,866,000 | 2,116 |
| Pre-tax net operating income | $2,149,000 | 2,857 |
| Securities gains (losses) | $-28,000 | 6,172 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,121,000 | 2,589 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,121,000 | 2,589 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,121,000 | 2,589 |
| Net charge-offs | $199,000 | 2,465 |
| Cash dividends | $884,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,149,000 | 2,524 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 2,668 |
| Total interest expense | $508,000 | 3,422 |
| Net interest income | $6,215,000 | 2,561 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,003,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $385,000 | 2,253 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $618,000 | 2,603 |
| Total noninterest expense | $5,689,000 | 2,426 |
| Salaries and employee benefits | $2,861,000 | 2,601 |
| Premises and equipment expense | $598,000 | 2,695 |
| Additional noninterest expense | $2,230,000 | 2,046 |
| Pre-tax net operating income | $1,529,000 | 2,999 |
| Securities gains (losses) | $-25,000 | 6,275 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,504,000 | 2,717 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,504,000 | 2,717 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,504,000 | 2,717 |
| Net charge-offs | $233,000 | 1,840 |
| Cash dividends | $679,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,529,000 | 2,648 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 2,636 |
| Total interest expense | $343,000 | 3,433 |
| Net interest income | $4,204,000 | 2,518 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $670,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $249,000 | 2,272 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $421,000 | 2,551 |
| Total noninterest expense | $3,802,000 | 2,432 |
| Salaries and employee benefits | $1,932,000 | 2,589 |
| Premises and equipment expense | $369,000 | 2,865 |
| Additional noninterest expense | $1,501,000 | 2,024 |
| Pre-tax net operating income | $1,072,000 | 2,840 |
| Securities gains (losses) | $-27,000 | 6,418 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,045,000 | 2,569 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,045,000 | 2,572 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,045,000 | 2,573 |
| Net charge-offs | $111,000 | 2,088 |
| Cash dividends | $484,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,072,000 | 2,475 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 2,614 |
| Total interest expense | $177,000 | 3,418 |
| Net interest income | $2,106,000 | 2,509 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $378,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $124,000 | 2,253 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $254,000 | 2,233 |
| Total noninterest expense | $1,905,000 | 2,447 |
| Salaries and employee benefits | $941,000 | 2,659 |
| Premises and equipment expense | $404,000 | 1,505 |
| Additional noninterest expense | $560,000 | 2,643 |
| Pre-tax net operating income | $579,000 | 2,636 |
| Securities gains (losses) | $32,000 | 800 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $611,000 | 2,241 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $611,000 | 2,243 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $611,000 | 2,243 |
| Net charge-offs | $97,000 | 1,393 |
| Cash dividends | $210,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $579,000 | 2,288 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,620,000 | 2,509 |
| Total interest expense | $951,000 | 3,065 |
| Net interest income | $8,669,000 | 2,425 |
| Provision for loan and lease losses | $1,143,000 | 989 |
| Total noninterest income | $1,029,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $537,000 | 2,261 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $492,000 | 3,376 |
| Total noninterest expense | $7,602,000 | 2,453 |
| Salaries and employee benefits | $4,305,000 | 2,328 |
| Premises and equipment expense | $1,365,000 | 1,718 |
| Additional noninterest expense | $1,932,000 | 3,060 |
| Pre-tax net operating income | $953,000 | 4,158 |
| Securities gains (losses) | $103,000 | 1,306 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,056,000 | 3,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,056,000 | 3,794 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,056,000 | 3,794 |
| Net charge-offs | $685,000 | 1,670 |
| Cash dividends | $597,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $953,000 | 3,932 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 2,477 |
| Total interest expense | $759,000 | 2,994 |
| Net interest income | $6,633,000 | 2,387 |
| Provision for loan and lease losses | $1,093,000 | 826 |
| Total noninterest income | $753,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $398,000 | 2,289 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $355,000 | 3,495 |
| Total noninterest expense | $5,720,000 | 2,442 |
| Salaries and employee benefits | $3,264,000 | 2,318 |
| Premises and equipment expense | $984,000 | 1,791 |
| Additional noninterest expense | $1,472,000 | 3,018 |
| Pre-tax net operating income | $573,000 | 4,572 |
| Securities gains (losses) | $71,000 | 1,436 |
| Applicable income taxes | $20,000 | 4,099 |
| Income before extraordinary items | $624,000 | 4,241 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $624,000 | 4,243 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $624,000 | 4,245 |
| Net charge-offs | $701,000 | 1,290 |
| Cash dividends | $567,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $555,130 | 4,361 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 2,380 |
| Total interest expense | $533,000 | 2,928 |
| Net interest income | $4,590,000 | 2,269 |
| Provision for loan and lease losses | $248,000 | 1,884 |
| Total noninterest income | $521,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $260,000 | 2,294 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $261,000 | 3,402 |
| Total noninterest expense | $3,829,000 | 2,436 |
| Salaries and employee benefits | $2,177,000 | 2,325 |
| Premises and equipment expense | $608,000 | 1,903 |
| Additional noninterest expense | $1,044,000 | 2,871 |
| Pre-tax net operating income | $1,034,000 | 2,831 |
| Securities gains (losses) | $71,000 | 1,313 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,105,000 | 2,429 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,105,000 | 2,437 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,105,000 | 2,435 |
| Net charge-offs | $464,000 | 1,311 |
| Cash dividends | $537,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,034,000 | 2,474 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 2,372 |
| Total interest expense | $282,000 | 2,918 |
| Net interest income | $2,323,000 | 2,259 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $150,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $141,000 | 2,133 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $1,941,000 | 2,437 |
| Salaries and employee benefits | $1,065,000 | 2,383 |
| Premises and equipment expense | $316,000 | 1,875 |
| Additional noninterest expense | $560,000 | 2,706 |
| Pre-tax net operating income | $532,000 | 2,761 |
| Securities gains (losses) | $31,000 | 1,120 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $563,000 | 2,362 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $563,000 | 2,364 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $563,000 | 2,364 |
| Net charge-offs | $197,000 | 1,369 |
| Cash dividends | $119,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $532,000 | 2,379 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,748,000 | 2,220 |
| Total interest expense | $1,726,000 | 2,430 |
| Net interest income | $10,022,000 | 2,148 |
| Provision for loan and lease losses | $2,254,000 | 979 |
| Total noninterest income | $17,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $659,000 | 1,995 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-642,000 | 6,960 |
| Total noninterest expense | $6,961,000 | 2,667 |
| Salaries and employee benefits | $3,653,000 | 2,675 |
| Premises and equipment expense | $1,153,000 | 2,014 |
| Additional noninterest expense | $2,155,000 | 2,918 |
| Pre-tax net operating income | $824,000 | 4,306 |
| Securities gains (losses) | $241,000 | 1,536 |
| Applicable income taxes | $30,000 | 4,058 |
| Income before extraordinary items | $1,035,000 | 3,837 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,035,000 | 3,837 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,035,000 | 3,839 |
| Net charge-offs | $1,696,000 | 1,304 |
| Cash dividends | $440,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $801,230 | 4,099 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,960,000 | 2,231 |
| Total interest expense | $1,360,000 | 2,416 |
| Net interest income | $7,600,000 | 2,161 |
| Provision for loan and lease losses | $1,081,000 | 1,355 |
| Total noninterest income | $-243,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $499,000 | 2,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-742,000 | 7,112 |
| Total noninterest expense | $4,986,000 | 2,795 |
| Salaries and employee benefits | $2,670,000 | 2,758 |
| Premises and equipment expense | $847,000 | 2,076 |
| Additional noninterest expense | $1,469,000 | 3,166 |
| Pre-tax net operating income | $1,290,000 | 3,161 |
| Securities gains (losses) | $241,000 | 1,285 |
| Applicable income taxes | $32,000 | 3,997 |
| Income before extraordinary items | $1,499,000 | 2,649 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,499,000 | 2,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,499,000 | 2,650 |
| Net charge-offs | $742,000 | 1,754 |
| Cash dividends | $250,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,262,820 | 2,820 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 2,204 |
| Total interest expense | $926,000 | 2,451 |
| Net interest income | $5,132,000 | 2,131 |
| Provision for loan and lease losses | $376,000 | 2,146 |
| Total noninterest income | $-506,000 | 7,190 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $347,000 | 1,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-853,000 | 7,196 |
| Total noninterest expense | $3,257,000 | 2,847 |
| Salaries and employee benefits | $1,798,000 | 2,734 |
| Premises and equipment expense | $537,000 | 2,150 |
| Additional noninterest expense | $922,000 | 3,335 |
| Pre-tax net operating income | $993,000 | 2,857 |
| Securities gains (losses) | $177,000 | 1,193 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $1,161,000 | 2,333 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,161,000 | 2,332 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,161,000 | 2,333 |
| Net charge-offs | $487,000 | 1,800 |
| Cash dividends | $250,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $985,770 | 2,506 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,219 |
| Total interest expense | $478,000 | 2,468 |
| Net interest income | $2,570,000 | 2,134 |
| Provision for loan and lease losses | $311,000 | 1,470 |
| Total noninterest income | $176,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $175,000 | 1,902 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $1,627,000 | 2,856 |
| Salaries and employee benefits | $883,000 | 2,790 |
| Premises and equipment expense | $265,000 | 2,178 |
| Additional noninterest expense | $479,000 | 3,207 |
| Pre-tax net operating income | $808,000 | 2,014 |
| Securities gains (losses) | $102,000 | 899 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $905,000 | 1,609 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $905,000 | 1,610 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $905,000 | 1,610 |
| Net charge-offs | $196,000 | 1,870 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $804,020 | 1,687 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,251,000 | 2,278 |
| Total interest expense | $2,437,000 | 2,368 |
| Net interest income | $9,814,000 | 2,232 |
| Provision for loan and lease losses | $2,277,000 | 1,431 |
| Total noninterest income | $61,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $816,000 | 1,759 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-755,000 | 7,160 |
| Total noninterest expense | $6,420,000 | 2,889 |
| Salaries and employee benefits | $3,165,000 | 2,977 |
| Premises and equipment expense | $994,000 | 2,419 |
| Additional noninterest expense | $2,261,000 | 2,796 |
| Pre-tax net operating income | $1,178,000 | 3,427 |
| Securities gains (losses) | $160,000 | 1,648 |
| Applicable income taxes | $-40,000 | 6,712 |
| Income before extraordinary items | $1,378,000 | 2,957 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,378,000 | 2,959 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,378,000 | 2,959 |
| Net charge-offs | $1,670,000 | 1,745 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,218,000 | 3,084 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,221,000 | 2,293 |
| Total interest expense | $1,910,000 | 2,367 |
| Net interest income | $7,311,000 | 2,256 |
| Provision for loan and lease losses | $1,171,000 | 1,782 |
| Total noninterest income | $-111,000 | 7,208 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $616,000 | 1,757 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-727,000 | 7,284 |
| Total noninterest expense | $4,732,000 | 2,930 |
| Salaries and employee benefits | $2,357,000 | 3,008 |
| Premises and equipment expense | $800,000 | 2,310 |
| Additional noninterest expense | $1,575,000 | 3,009 |
| Pre-tax net operating income | $1,297,000 | 2,855 |
| Securities gains (losses) | $160,000 | 1,375 |
| Applicable income taxes | $-43,000 | 6,915 |
| Income before extraordinary items | $1,500,000 | 2,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,500,000 | 2,315 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,500,000 | 2,316 |
| Net charge-offs | $752,000 | 2,209 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,340,000 | 2,427 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 2,344 |
| Total interest expense | $1,323,000 | 2,369 |
| Net interest income | $4,753,000 | 2,308 |
| Provision for loan and lease losses | $915,000 | 1,569 |
| Total noninterest income | $-109,000 | 7,305 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $419,000 | 1,698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-528,000 | 7,389 |
| Total noninterest expense | $3,250,000 | 2,881 |
| Salaries and employee benefits | $1,584,000 | 3,001 |
| Premises and equipment expense | $546,000 | 2,264 |
| Additional noninterest expense | $1,120,000 | 2,902 |
| Pre-tax net operating income | $479,000 | 3,893 |
| Securities gains (losses) | $163,000 | 838 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $634,000 | 3,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $634,000 | 3,096 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $634,000 | 3,096 |
| Net charge-offs | $475,000 | 2,206 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $472,630 | 3,586 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 2,411 |
| Total interest expense | $678,000 | 2,378 |
| Net interest income | $2,278,000 | 2,413 |
| Provision for loan and lease losses | $130,000 | 3,035 |
| Total noninterest income | $345,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $212,000 | 1,660 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,102 |
| Total noninterest expense | $1,673,000 | 2,805 |
| Salaries and employee benefits | $799,000 | 3,008 |
| Premises and equipment expense | $255,000 | 2,450 |
| Additional noninterest expense | $619,000 | 2,661 |
| Pre-tax net operating income | $820,000 | 1,747 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $22,000 | 3,387 |
| Income before extraordinary items | $798,000 | 1,488 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $798,000 | 1,488 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $798,000 | 1,488 |
| Net charge-offs | $130,000 | 2,484 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $798,000 | 1,441 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 2,480 |
| Total interest expense | $3,052,000 | 2,576 |
| Net interest income | $9,019,000 | 2,427 |
| Provision for loan and lease losses | $2,734,000 | 1,719 |
| Total noninterest income | $1,311,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,117,000 | 1,366 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 4,633 |
| Total noninterest expense | $5,926,000 | 3,142 |
| Salaries and employee benefits | $3,007,000 | 3,114 |
| Premises and equipment expense | $984,000 | 2,510 |
| Additional noninterest expense | $1,935,000 | 3,351 |
| Pre-tax net operating income | $1,670,000 | 2,562 |
| Securities gains (losses) | $256,000 | 1,392 |
| Applicable income taxes | $59,000 | 3,551 |
| Income before extraordinary items | $1,867,000 | 2,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,867,000 | 2,145 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,867,000 | 2,146 |
| Net charge-offs | $2,609,000 | 1,588 |
| Cash dividends | $1,745,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,618,680 | 2,278 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 2,556 |
| Total interest expense | $2,316,000 | 2,637 |
| Net interest income | $6,669,000 | 2,490 |
| Provision for loan and lease losses | $1,460,000 | 2,011 |
| Total noninterest income | $1,233,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $870,000 | 1,346 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $363,000 | 3,252 |
| Total noninterest expense | $4,013,000 | 3,404 |
| Salaries and employee benefits | $2,255,000 | 3,132 |
| Premises and equipment expense | $751,000 | 2,517 |
| Additional noninterest expense | $1,007,000 | 4,282 |
| Pre-tax net operating income | $2,429,000 | 1,624 |
| Securities gains (losses) | $255,000 | 1,187 |
| Applicable income taxes | $51,000 | 3,562 |
| Income before extraordinary items | $2,633,000 | 1,263 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,633,000 | 1,267 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,633,000 | 1,267 |
| Net charge-offs | $1,100,000 | 2,081 |
| Cash dividends | $1,745,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,383,100 | 1,337 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 2,577 |
| Total interest expense | $1,538,000 | 2,729 |
| Net interest income | $4,484,000 | 2,476 |
| Provision for loan and lease losses | $676,000 | 2,420 |
| Total noninterest income | $770,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $572,000 | 1,376 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $198,000 | 3,518 |
| Total noninterest expense | $2,565,000 | 3,553 |
| Salaries and employee benefits | $1,481,000 | 3,177 |
| Premises and equipment expense | $490,000 | 2,577 |
| Additional noninterest expense | $594,000 | 4,612 |
| Pre-tax net operating income | $2,013,000 | 1,297 |
| Securities gains (losses) | $182,000 | 995 |
| Applicable income taxes | $33,000 | 3,533 |
| Income before extraordinary items | $2,162,000 | 1,049 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,162,000 | 1,050 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,162,000 | 1,050 |
| Net charge-offs | $334,000 | 2,921 |
| Cash dividends | $1,095,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,983,640 | 1,077 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 2,611 |
| Total interest expense | $783,000 | 2,803 |
| Net interest income | $2,249,000 | 2,499 |
| Provision for loan and lease losses | $127,000 | 3,648 |
| Total noninterest income | $359,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $269,000 | 1,454 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $90,000 | 3,709 |
| Total noninterest expense | $1,253,000 | 3,641 |
| Salaries and employee benefits | $720,000 | 3,311 |
| Premises and equipment expense | $250,000 | 2,599 |
| Additional noninterest expense | $283,000 | 4,747 |
| Pre-tax net operating income | $1,228,000 | 1,077 |
| Securities gains (losses) | $69,000 | 978 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $1,272,000 | 861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,272,000 | 864 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,272,000 | 865 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $440,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,204,380 | 881 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,709,000 | 2,826 |
| Total interest expense | $3,494,000 | 3,062 |
| Net interest income | $8,215,000 | 2,655 |
| Provision for loan and lease losses | $1,976,000 | 2,493 |
| Total noninterest income | $1,437,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,060,000 | 1,590 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $377,000 | 3,639 |
| Total noninterest expense | $5,293,000 | 3,508 |
| Salaries and employee benefits | $3,077,000 | 3,097 |
| Premises and equipment expense | $905,000 | 2,804 |
| Additional noninterest expense | $1,311,000 | 4,480 |
| Pre-tax net operating income | $2,383,000 | 1,645 |
| Securities gains (losses) | $331,000 | 1,154 |
| Applicable income taxes | $79,000 | 3,008 |
| Income before extraordinary items | $2,635,000 | 1,273 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,635,000 | 1,273 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,635,000 | 1,272 |
| Net charge-offs | $1,003,000 | 2,854 |
| Cash dividends | $1,307,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,313,930 | 1,414 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,659,000 | 2,897 |
| Total interest expense | $2,645,000 | 3,160 |
| Net interest income | $6,014,000 | 2,725 |
| Provision for loan and lease losses | $635,000 | 3,440 |
| Total noninterest income | $1,061,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $776,000 | 1,636 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $285,000 | 3,698 |
| Total noninterest expense | $3,951,000 | 3,522 |
| Salaries and employee benefits | $2,316,000 | 3,120 |
| Premises and equipment expense | $675,000 | 2,860 |
| Additional noninterest expense | $960,000 | 4,523 |
| Pre-tax net operating income | $2,489,000 | 1,299 |
| Securities gains (losses) | $180,000 | 1,369 |
| Applicable income taxes | $62,000 | 3,194 |
| Income before extraordinary items | $2,607,000 | 1,042 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,607,000 | 1,040 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,607,000 | 1,042 |
| Net charge-offs | $105,000 | 5,020 |
| Cash dividends | $1,307,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,430,600 | 1,103 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 2,983 |
| Total interest expense | $1,798,000 | 3,226 |
| Net interest income | $3,846,000 | 2,822 |
| Provision for loan and lease losses | $149,000 | 4,812 |
| Total noninterest income | $767,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $496,000 | 1,678 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $271,000 | 3,159 |
| Total noninterest expense | $2,628,000 | 3,574 |
| Salaries and employee benefits | $1,558,000 | 3,128 |
| Premises and equipment expense | $450,000 | 2,899 |
| Additional noninterest expense | $620,000 | 4,628 |
| Pre-tax net operating income | $1,836,000 | 1,247 |
| Securities gains (losses) | $159,000 | 1,171 |
| Applicable income taxes | $39,000 | 3,325 |
| Income before extraordinary items | $1,956,000 | 972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,956,000 | 972 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,956,000 | 972 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $807,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,800,180 | 1,031 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 3,121 |
| Total interest expense | $912,000 | 3,296 |
| Net interest income | $1,797,000 | 2,978 |
| Provision for loan and lease losses | $94,000 | 4,003 |
| Total noninterest income | $367,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $231,000 | 1,751 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $136,000 | 3,130 |
| Total noninterest expense | $1,304,000 | 3,517 |
| Salaries and employee benefits | $753,000 | 3,266 |
| Premises and equipment expense | $232,000 | 2,858 |
| Additional noninterest expense | $319,000 | 4,213 |
| Pre-tax net operating income | $766,000 | 1,673 |
| Securities gains (losses) | $157,000 | 777 |
| Applicable income taxes | $22,000 | 3,499 |
| Income before extraordinary items | $901,000 | 1,212 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $901,000 | 1,213 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $901,000 | 1,214 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $407,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $747,140 | 1,380 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,719,000 | 3,348 |
| Total interest expense | $4,113,000 | 3,453 |
| Net interest income | $6,606,000 | 3,216 |
| Provision for loan and lease losses | $426,000 | 4,042 |
| Total noninterest income | $1,441,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,061,000 | 1,678 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $380,000 | 3,667 |
| Total noninterest expense | $4,776,000 | 3,697 |
| Salaries and employee benefits | $2,828,000 | 3,421 |
| Premises and equipment expense | $798,000 | 3,191 |
| Additional noninterest expense | $1,150,000 | 4,420 |
| Pre-tax net operating income | $2,845,000 | 1,892 |
| Securities gains (losses) | $190,000 | 740 |
| Applicable income taxes | $36,000 | 4,023 |
| Income before extraordinary items | $2,999,000 | 1,370 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,999,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 3,831 |
| Cash dividends | $1,421,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,810,900 | 1,553 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,994,000 | 3,424 |
| Total interest expense | $3,195,000 | 3,464 |
| Net interest income | $4,799,000 | 3,330 |
| Provision for loan and lease losses | $299,000 | 3,574 |
| Total noninterest income | $1,048,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $798,000 | 1,674 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $250,000 | 4,027 |
| Total noninterest expense | $3,538,000 | 3,721 |
| Salaries and employee benefits | $2,066,000 | 3,511 |
| Premises and equipment expense | $615,000 | 3,127 |
| Additional noninterest expense | $857,000 | 4,355 |
| Pre-tax net operating income | $2,010,000 | 2,306 |
| Securities gains (losses) | $183,000 | 666 |
| Applicable income taxes | $51,000 | 4,091 |
| Income before extraordinary items | $2,142,000 | 1,670 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,142,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,887 |
| Cash dividends | $1,070,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,962,660 | 1,905 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,207,000 | 3,539 |
| Total interest expense | $2,242,000 | 3,453 |
| Net interest income | $2,965,000 | 3,523 |
| Provision for loan and lease losses | $260,000 | 2,752 |
| Total noninterest income | $679,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $525,000 | 1,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $154,000 | 4,270 |
| Total noninterest expense | $2,144,000 | 4,035 |
| Salaries and employee benefits | $1,301,000 | 3,722 |
| Premises and equipment expense | $374,000 | 3,393 |
| Additional noninterest expense | $469,000 | 4,935 |
| Pre-tax net operating income | $1,240,000 | 2,533 |
| Securities gains (losses) | $153,000 | 724 |
| Applicable income taxes | $33,000 | 4,364 |
| Income before extraordinary items | $1,360,000 | 1,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,360,000 | 1,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,018 |
| Cash dividends | $945,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,210,060 | 2,133 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 3,696 |
| Total interest expense | $1,159,000 | 3,543 |
| Net interest income | $1,370,000 | 3,716 |
| Provision for loan and lease losses | $166,000 | 2,017 |
| Total noninterest income | $378,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $274,000 | 1,594 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $104,000 | 3,698 |
| Total noninterest expense | $1,037,000 | 4,134 |
| Salaries and employee benefits | $657,000 | 3,718 |
| Premises and equipment expense | $165,000 | 3,711 |
| Additional noninterest expense | $215,000 | 5,153 |
| Pre-tax net operating income | $545,000 | 2,899 |
| Securities gains (losses) | $153,000 | 534 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $679,000 | 2,081 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $679,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $325,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $530,590 | 2,486 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,353,000 | 3,944 |
| Total interest expense | $4,450,000 | 3,742 |
| Net interest income | $4,903,000 | 4,063 |
| Provision for loan and lease losses | $127,000 | 4,537 |
| Total noninterest income | $1,455,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,164,000 | 1,546 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $291,000 | 4,295 |
| Total noninterest expense | $3,608,000 | 4,428 |
| Salaries and employee benefits | $2,214,000 | 4,057 |
| Premises and equipment expense | $591,000 | 3,877 |
| Additional noninterest expense | $803,000 | 5,332 |
| Pre-tax net operating income | $2,623,000 | 2,718 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $73,000 | 4,697 |
| Income before extraordinary items | $2,550,000 | 2,312 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,550,000 | 2,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,203 |
| Cash dividends | $1,418,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,550,000 | 2,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,850,000 | 4,010 |
| Total interest expense | $3,250,000 | 3,825 |
| Net interest income | $3,600,000 | 4,135 |
| Provision for loan and lease losses | $61,000 | 4,820 |
| Total noninterest income | $1,045,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $851,000 | 1,549 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $194,000 | 4,539 |
| Total noninterest expense | $2,667,000 | 4,451 |
| Salaries and employee benefits | $1,627,000 | 4,114 |
| Premises and equipment expense | $465,000 | 3,743 |
| Additional noninterest expense | $575,000 | 5,432 |
| Pre-tax net operating income | $1,917,000 | 2,936 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $54,000 | 4,895 |
| Income before extraordinary items | $1,863,000 | 2,532 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,863,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $1,243,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,863,000 | 2,503 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 4,119 |
| Total interest expense | $2,100,000 | 3,902 |
| Net interest income | $2,322,000 | 4,262 |
| Provision for loan and lease losses | $42,000 | 4,587 |
| Total noninterest income | $647,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $522,000 | 1,686 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $1,772,000 | 4,483 |
| Salaries and employee benefits | $1,076,000 | 4,181 |
| Premises and equipment expense | $297,000 | 3,874 |
| Additional noninterest expense | $399,000 | 5,308 |
| Pre-tax net operating income | $1,155,000 | 3,184 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $1,122,000 | 2,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,122,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $878,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,122,000 | 2,772 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 4,180 |
| Total interest expense | $1,020,000 | 3,960 |
| Net interest income | $1,132,000 | 4,334 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $292,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $241,000 | 1,760 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $881,000 | 4,502 |
| Salaries and employee benefits | $534,000 | 4,229 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $203,000 | 5,214 |
| Pre-tax net operating income | $519,000 | 3,437 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $36,000 | 4,461 |
| Income before extraordinary items | $483,000 | 3,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $483,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $346,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $483,000 | 3,088 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,628,000 | 4,330 |
| Total interest expense | $3,168,000 | 4,176 |
| Net interest income | $4,460,000 | 4,367 |
| Provision for loan and lease losses | $62,000 | 5,291 |
| Total noninterest income | $1,129,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $939,000 | 1,844 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $190,000 | 5,213 |
| Total noninterest expense | $3,087,000 | 4,793 |
| Salaries and employee benefits | $1,821,000 | 4,576 |
| Premises and equipment expense | $561,000 | 3,961 |
| Additional noninterest expense | $705,000 | 5,619 |
| Pre-tax net operating income | $2,440,000 | 3,180 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $89,000 | 5,061 |
| Income before extraordinary items | $2,351,000 | 2,751 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,351,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,864 |
| Cash dividends | $1,387,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,351,000 | 2,740 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 4,396 |
| Total interest expense | $2,170,000 | 4,323 |
| Net interest income | $3,375,000 | 4,372 |
| Provision for loan and lease losses | $62,000 | 4,829 |
| Total noninterest income | $831,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $697,000 | 1,866 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,331 |
| Total noninterest expense | $2,267,000 | 4,844 |
| Salaries and employee benefits | $1,348,000 | 4,595 |
| Premises and equipment expense | $429,000 | 3,914 |
| Additional noninterest expense | $490,000 | 5,823 |
| Pre-tax net operating income | $1,877,000 | 3,246 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $53,000 | 5,414 |
| Income before extraordinary items | $1,824,000 | 2,765 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,824,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $1,205,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,824,000 | 2,751 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 4,470 |
| Total interest expense | $1,328,000 | 4,421 |
| Net interest income | $2,222,000 | 4,412 |
| Provision for loan and lease losses | $22,000 | 5,468 |
| Total noninterest income | $537,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $453,000 | 1,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 5,489 |
| Total noninterest expense | $1,455,000 | 4,985 |
| Salaries and employee benefits | $868,000 | 4,735 |
| Premises and equipment expense | $277,000 | 4,017 |
| Additional noninterest expense | $310,000 | 5,972 |
| Pre-tax net operating income | $1,282,000 | 3,210 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $47,000 | 5,266 |
| Income before extraordinary items | $1,235,000 | 2,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,235,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $847,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,235,000 | 2,714 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 4,520 |
| Total interest expense | $622,000 | 4,483 |
| Net interest income | $1,093,000 | 4,448 |
| Provision for loan and lease losses | $22,000 | 4,442 |
| Total noninterest income | $262,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $215,000 | 1,922 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $753,000 | 4,877 |
| Salaries and employee benefits | $439,000 | 4,726 |
| Premises and equipment expense | $139,000 | 4,008 |
| Additional noninterest expense | $175,000 | 5,592 |
| Pre-tax net operating income | $580,000 | 3,388 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $17,000 | 5,467 |
| Income before extraordinary items | $563,000 | 2,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $563,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $285,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $563,000 | 2,865 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 4,763 |
| Total interest expense | $1,710,000 | 4,887 |
| Net interest income | $3,963,000 | 4,651 |
| Provision for loan and lease losses | $105,000 | 4,737 |
| Total noninterest income | $1,001,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $870,000 | 1,966 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,961 |
| Total noninterest expense | $2,688,000 | 5,137 |
| Salaries and employee benefits | $1,668,000 | 4,726 |
| Premises and equipment expense | $508,000 | 4,130 |
| Additional noninterest expense | $512,000 | 6,501 |
| Pre-tax net operating income | $2,171,000 | 3,494 |
| Securities gains (losses) | $-7,000 | 7,410 |
| Applicable income taxes | $85,000 | 5,503 |
| Income before extraordinary items | $2,079,000 | 2,995 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,079,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,433 |
| Cash dividends | $1,189,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,085,720 | 2,957 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 4,842 |
| Total interest expense | $1,150,000 | 5,051 |
| Net interest income | $2,947,000 | 4,701 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $738,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $640,000 | 1,999 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,978 |
| Total noninterest expense | $1,944,000 | 5,233 |
| Salaries and employee benefits | $1,203,000 | 4,822 |
| Premises and equipment expense | $384,000 | 4,087 |
| Additional noninterest expense | $357,000 | 6,683 |
| Pre-tax net operating income | $1,741,000 | 3,384 |
| Securities gains (losses) | $-7,000 | 7,795 |
| Applicable income taxes | $75,000 | 5,494 |
| Income before extraordinary items | $1,659,000 | 2,894 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,659,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,883 |
| Cash dividends | $1,074,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,665,720 | 2,843 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 4,899 |
| Total interest expense | $691,000 | 5,188 |
| Net interest income | $1,944,000 | 4,711 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $488,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $420,000 | 1,985 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $68,000 | 5,929 |
| Total noninterest expense | $1,282,000 | 5,252 |
| Salaries and employee benefits | $800,000 | 4,807 |
| Premises and equipment expense | $252,000 | 4,125 |
| Additional noninterest expense | $230,000 | 6,772 |
| Pre-tax net operating income | $1,150,000 | 3,364 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $51,000 | 5,503 |
| Income before extraordinary items | $1,092,000 | 2,893 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,092,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $764,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,098,720 | 2,836 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 5,029 |
| Total interest expense | $316,000 | 5,330 |
| Net interest income | $945,000 | 4,807 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $227,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $197,000 | 2,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $632,000 | 5,336 |
| Salaries and employee benefits | $394,000 | 4,896 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $540,000 | 3,474 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $516,000 | 2,980 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $516,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $304,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $516,000 | 2,937 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 5,125 |
| Total interest expense | $1,075,000 | 5,457 |
| Net interest income | $3,493,000 | 4,908 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $917,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $826,000 | 2,084 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,570 |
| Total noninterest expense | $2,543,000 | 5,245 |
| Salaries and employee benefits | $1,496,000 | 4,960 |
| Premises and equipment expense | $464,000 | 4,316 |
| Additional noninterest expense | $583,000 | 6,087 |
| Pre-tax net operating income | $1,717,000 | 3,896 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $47,000 | 6,074 |
| Income before extraordinary items | $1,681,000 | 3,348 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,681,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,368 |
| Cash dividends | $1,172,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,670,330 | 3,296 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 5,175 |
| Total interest expense | $774,000 | 5,539 |
| Net interest income | $2,589,000 | 4,934 |
| Provision for loan and lease losses | $122,000 | 3,958 |
| Total noninterest income | $687,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $617,000 | 2,108 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 6,544 |
| Total noninterest expense | $1,898,000 | 5,222 |
| Salaries and employee benefits | $1,117,000 | 4,927 |
| Premises and equipment expense | $348,000 | 4,304 |
| Additional noninterest expense | $433,000 | 6,059 |
| Pre-tax net operating income | $1,256,000 | 4,038 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $41,000 | 6,091 |
| Income before extraordinary items | $1,228,000 | 3,485 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,228,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,698 |
| Cash dividends | $1,070,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,215,390 | 3,428 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 5,279 |
| Total interest expense | $494,000 | 5,685 |
| Net interest income | $1,682,000 | 5,028 |
| Provision for loan and lease losses | $64,000 | 4,212 |
| Total noninterest income | $445,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $397,000 | 2,157 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $1,282,000 | 5,192 |
| Salaries and employee benefits | $745,000 | 4,952 |
| Premises and equipment expense | $230,000 | 4,340 |
| Additional noninterest expense | $307,000 | 5,910 |
| Pre-tax net operating income | $781,000 | 4,179 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $794,000 | 3,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $794,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $735,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $781,000 | 3,500 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,317 |
| Total interest expense | $241,000 | 5,809 |
| Net interest income | $844,000 | 5,013 |
| Provision for loan and lease losses | $26,000 | 4,484 |
| Total noninterest income | $214,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $186,000 | 2,230 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $659,000 | 5,124 |
| Salaries and employee benefits | $373,000 | 4,959 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $173,000 | 5,550 |
| Pre-tax net operating income | $373,000 | 4,266 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $379,000 | 3,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $285,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $373,000 | 3,574 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 5,532 |
| Total interest expense | $1,111,000 | 5,814 |
| Net interest income | $3,010,000 | 5,298 |
| Provision for loan and lease losses | $142,000 | 4,682 |
| Total noninterest income | $868,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $765,000 | 2,195 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $103,000 | 6,482 |
| Total noninterest expense | $2,225,000 | 5,638 |
| Salaries and employee benefits | $1,286,000 | 5,392 |
| Premises and equipment expense | $439,000 | 4,436 |
| Additional noninterest expense | $500,000 | 6,557 |
| Pre-tax net operating income | $1,511,000 | 4,111 |
| Securities gains (losses) | $53,000 | 2,465 |
| Applicable income taxes | $9,000 | 7,067 |
| Income before extraordinary items | $1,555,000 | 3,477 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,555,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,475 |
| Cash dividends | $994,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 273 |
| Net operating income | $1,502,530 | 3,402 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 5,626 |
| Total interest expense | $862,000 | 5,856 |
| Net interest income | $2,207,000 | 5,378 |
| Provision for loan and lease losses | $123,000 | 4,315 |
| Total noninterest income | $627,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $564,000 | 2,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 6,866 |
| Total noninterest expense | $1,634,000 | 5,683 |
| Salaries and employee benefits | $954,000 | 5,410 |
| Premises and equipment expense | $326,000 | 4,476 |
| Additional noninterest expense | $354,000 | 6,682 |
| Pre-tax net operating income | $1,077,000 | 4,358 |
| Securities gains (losses) | $48,000 | 2,347 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $1,119,000 | 3,690 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,119,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $892,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 184 |
| Net operating income | $1,071,480 | 3,656 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 5,814 |
| Total interest expense | $596,000 | 5,863 |
| Net interest income | $1,365,000 | 5,630 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $410,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $367,000 | 2,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $1,083,000 | 5,715 |
| Salaries and employee benefits | $633,000 | 5,439 |
| Premises and equipment expense | $216,000 | 4,484 |
| Additional noninterest expense | $234,000 | 6,720 |
| Pre-tax net operating income | $620,000 | 4,743 |
| Securities gains (losses) | $47,000 | 2,063 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $663,000 | 4,016 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $663,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $667,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 112 |
| Net operating income | $616,470 | 4,010 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $946,000 | 5,948 |
| Total interest expense | $304,000 | 5,901 |
| Net interest income | $642,000 | 5,836 |
| Provision for loan and lease losses | $47,000 | 3,775 |
| Total noninterest income | $195,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $175,000 | 2,269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $539,000 | 5,716 |
| Salaries and employee benefits | $308,000 | 5,537 |
| Premises and equipment expense | $110,000 | 4,431 |
| Additional noninterest expense | $121,000 | 6,630 |
| Pre-tax net operating income | $251,000 | 5,270 |
| Securities gains (losses) | $39,000 | 1,535 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $290,000 | 4,340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $260,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $251,000 | 4,502 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 6,101 |
| Total interest expense | $1,235,000 | 6,341 |
| Net interest income | $2,531,000 | 5,861 |
| Provision for loan and lease losses | $114,000 | 5,508 |
| Total noninterest income | $711,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $656,000 | 2,382 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,472 |
| Total noninterest expense | $1,961,000 | 5,937 |
| Salaries and employee benefits | $1,128,000 | 5,720 |
| Premises and equipment expense | $406,000 | 4,596 |
| Additional noninterest expense | $427,000 | 6,956 |
| Pre-tax net operating income | $1,167,000 | 4,793 |
| Securities gains (losses) | $48,000 | 2,442 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $1,206,000 | 4,075 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,206,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $861,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,158,480 | 4,087 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 6,124 |
| Total interest expense | $1,976,000 | 6,133 |
| Net interest income | $2,299,000 | 5,998 |
| Provision for loan and lease losses | $148,000 | 4,830 |
| Total noninterest income | $601,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $618,000 | 2,379 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-17,000 | 9,583 |
| Total noninterest expense | $1,958,000 | 5,813 |
| Salaries and employee benefits | $1,064,000 | 5,770 |
| Premises and equipment expense | $393,000 | 4,650 |
| Additional noninterest expense | $501,000 | 6,429 |
| Pre-tax net operating income | $794,000 | 5,503 |
| Securities gains (losses) | $169,000 | 1,330 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $954,000 | 4,404 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $954,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,067 |
| Cash dividends | $502,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $786,690 | 4,797 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 6,567 |
| Total interest expense | $1,890,000 | 6,441 |
| Net interest income | $2,004,000 | 6,550 |
| Provision for loan and lease losses | $39,000 | 6,919 |
| Total noninterest income | $536,000 | 4,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $498,000 | 2,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $1,756,000 | 6,145 |
| Salaries and employee benefits | $906,000 | 6,299 |
| Premises and equipment expense | $358,000 | 4,860 |
| Additional noninterest expense | $492,000 | 6,484 |
| Pre-tax net operating income | $745,000 | 6,058 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $-32,000 | 9,429 |
| Income before extraordinary items | $774,000 | 5,136 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $774,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $480,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $777,000 | 5,128 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 7,197 |
| Total interest expense | $1,382,000 | 7,231 |
| Net interest income | $1,773,000 | 7,060 |
| Provision for loan and lease losses | $22,000 | 7,597 |
| Total noninterest income | $407,000 | 5,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $1,533,000 | 6,693 |
| Salaries and employee benefits | $778,000 | 6,847 |
| Premises and equipment expense | $338,000 | 5,088 |
| Additional noninterest expense | $417,000 | 7,132 |
| Pre-tax net operating income | $625,000 | 6,625 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $212,000 | 5,584 |
| Income before extraordinary items | $413,000 | 6,914 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $413,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $155,000 | 5,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $413,000 | 6,894 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 7,498 |
| Total interest expense | $1,383,000 | 7,465 |
| Net interest income | $1,649,000 | 7,378 |
| Provision for loan and lease losses | $114,000 | 4,857 |
| Total noninterest income | $357,000 | 5,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $1,430,000 | 6,885 |
| Salaries and employee benefits | $732,000 | 7,015 |
| Premises and equipment expense | $307,000 | 5,321 |
| Additional noninterest expense | $391,000 | 7,289 |
| Pre-tax net operating income | $462,000 | 7,572 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $152,000 | 6,807 |
| Income before extraordinary items | $313,000 | 7,779 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $313,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,946 |
| Cash dividends | $140,000 | 5,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $310,990 | 7,718 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 7,969 |
| Total interest expense | $1,299,000 | 7,849 |
| Net interest income | $1,525,000 | 7,923 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $326,000 | 6,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,104 |
| Total noninterest expense | $1,296,000 | 7,345 |
| Salaries and employee benefits | $636,000 | 7,688 |
| Premises and equipment expense | $263,000 | 5,883 |
| Additional noninterest expense | $397,000 | 7,376 |
| Pre-tax net operating income | $483,000 | 8,019 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $160,000 | 7,457 |
| Income before extraordinary items | $331,000 | 8,145 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $331,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $185,000 | 5,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $325,640 | 8,139 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 8,799 |
| Total interest expense | $1,131,000 | 8,595 |
| Net interest income | $1,289,000 | 8,795 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $319,000 | 6,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $1,110,000 | 8,297 |
| Salaries and employee benefits | $551,000 | 8,475 |
| Premises and equipment expense | $223,000 | 6,642 |
| Additional noninterest expense | $336,000 | 8,505 |
| Pre-tax net operating income | $475,000 | 8,089 |
| Securities gains (losses) | $25,000 | 1,832 |
| Applicable income taxes | $173,000 | 7,544 |
| Income before extraordinary items | $327,000 | 8,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $327,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $135,000 | 6,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $310,750 | 8,276 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 9,832 |
| Total interest expense | $927,000 | 9,512 |
| Net interest income | $1,006,000 | 9,928 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $241,000 | 7,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $981,000 | 9,036 |
| Salaries and employee benefits | $467,000 | 9,391 |
| Premises and equipment expense | $177,000 | 7,669 |
| Additional noninterest expense | $338,000 | 8,818 |
| Pre-tax net operating income | $270,000 | 9,972 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $81,000 | 9,559 |
| Income before extraordinary items | $196,000 | 9,972 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $196,000 | 9,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $110,000 | 6,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $191,030 | 10,002 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 10,954 |
| Total interest expense | $569,000 | 10,748 |
| Net interest income | $822,000 | 10,976 |
| Provision for loan and lease losses | $-106,000 | 12,190 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $816,000 | 10,166 |
| Salaries and employee benefits | $391,000 | 10,362 |
| Premises and equipment expense | $142,000 | 8,775 |
| Additional noninterest expense | $283,000 | 10,151 |
| Pre-tax net operating income | $324,000 | 9,954 |
| Securities gains (losses) | $-61,000 | 11,190 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $183,000 | 10,464 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $183,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 12,278 |
| Cash dividends | $141,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $225,700 | 10,039 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 11,643 |
| Total interest expense | $527,000 | 11,552 |
| Net interest income | $793,000 | 11,532 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $192,000 | 9,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $707,000 | 11,121 |
| Salaries and employee benefits | $313,000 | 11,521 |
| Premises and equipment expense | $103,000 | 10,359 |
| Additional noninterest expense | $291,000 | 10,559 |
| Pre-tax net operating income | $231,000 | 10,779 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $83,000 | 10,142 |
| Income before extraordinary items | $160,000 | 11,078 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $160,000 | 11,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,951 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $152,080 | 10,966 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 12,173 |
| Total interest expense | $642,000 | 12,103 |
| Net interest income | $763,000 | 12,059 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $203,000 | 9,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $668,000 | 11,693 |
| Salaries and employee benefits | $265,000 | 12,430 |
| Premises and equipment expense | $99,000 | 10,778 |
| Additional noninterest expense | $304,000 | 10,774 |
| Pre-tax net operating income | $166,000 | 11,365 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $144,000 | 11,361 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $144,000 | 11,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 4,894 |
| Cash dividends | $103,000 | 6,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $127,060 | 11,261 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.