Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 4,775 |
| Total interest expense | $265,000 | 4,310 |
| Net interest income | $1,530,000 | 4,806 |
| Provision for loan and lease losses | $70,000 | 2,956 |
| Total noninterest income | $86,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $53,000 | 4,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 5,016 |
| Total noninterest expense | $737,000 | 5,197 |
| Salaries and employee benefits | $439,000 | 5,154 |
| Premises and equipment expense | $129,000 | 4,719 |
| Additional noninterest expense | $169,000 | 5,308 |
| Pre-tax net operating income | $809,000 | 4,022 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $32,000 | 3,487 |
| Income before extraordinary items | $777,000 | 3,925 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $777,000 | 3,923 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $777,000 | 3,924 |
| Net charge-offs | $118,000 | 1,608 |
| Cash dividends | $600,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $777,000 | 3,927 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 4,824 |
| Total interest expense | $164,000 | 4,368 |
| Net interest income | $1,014,000 | 4,854 |
| Provision for loan and lease losses | $70,000 | 2,477 |
| Total noninterest income | $70,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $38,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,922 |
| Total noninterest expense | $494,000 | 5,255 |
| Salaries and employee benefits | $294,000 | 5,214 |
| Premises and equipment expense | $88,000 | 4,733 |
| Additional noninterest expense | $112,000 | 5,368 |
| Pre-tax net operating income | $520,000 | 4,060 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $18,000 | 3,549 |
| Income before extraordinary items | $502,000 | 3,954 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $502,000 | 3,953 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $502,000 | 3,953 |
| Net charge-offs | $116,000 | 1,234 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $502,000 | 3,956 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 4,878 |
| Total interest expense | $76,000 | 4,433 |
| Net interest income | $507,000 | 4,903 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $38,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $22,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,942 |
| Total noninterest expense | $252,000 | 5,307 |
| Salaries and employee benefits | $147,000 | 5,271 |
| Premises and equipment expense | $45,000 | 4,761 |
| Additional noninterest expense | $60,000 | 5,412 |
| Pre-tax net operating income | $243,000 | 4,115 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $9,000 | 3,531 |
| Income before extraordinary items | $234,000 | 4,009 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $234,000 | 4,009 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $234,000 | 4,009 |
| Net charge-offs | $120,000 | 767 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $234,000 | 4,011 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 4,997 |
| Total interest expense | $282,000 | 4,466 |
| Net interest income | $1,852,000 | 5,020 |
| Provision for loan and lease losses | $80,000 | 3,246 |
| Total noninterest income | $164,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $86,000 | 4,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 4,929 |
| Total noninterest expense | $983,000 | 5,383 |
| Salaries and employee benefits | $562,000 | 5,356 |
| Premises and equipment expense | $187,000 | 4,804 |
| Additional noninterest expense | $234,000 | 5,482 |
| Pre-tax net operating income | $953,000 | 4,119 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $39,000 | 3,605 |
| Income before extraordinary items | $914,000 | 3,831 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $914,000 | 3,830 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $914,000 | 3,831 |
| Net charge-offs | $-16,000 | 4,907 |
| Cash dividends | $625,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $914,000 | 3,816 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 5,041 |
| Total interest expense | $211,000 | 4,505 |
| Net interest income | $1,392,000 | 5,073 |
| Provision for loan and lease losses | $80,000 | 2,896 |
| Total noninterest income | $131,000 | 5,002 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $65,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 4,914 |
| Total noninterest expense | $737,000 | 5,427 |
| Salaries and employee benefits | $426,000 | 5,398 |
| Premises and equipment expense | $143,000 | 4,810 |
| Additional noninterest expense | $168,000 | 5,561 |
| Pre-tax net operating income | $706,000 | 4,214 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $27,000 | 3,642 |
| Income before extraordinary items | $679,000 | 4,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $679,000 | 4,041 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $679,000 | 4,042 |
| Net charge-offs | $-43,000 | 5,125 |
| Cash dividends | $425,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $679,000 | 4,032 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,113 |
| Total interest expense | $134,000 | 4,564 |
| Net interest income | $899,000 | 5,135 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $90,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $39,000 | 4,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,857 |
| Total noninterest expense | $493,000 | 5,472 |
| Salaries and employee benefits | $285,000 | 5,443 |
| Premises and equipment expense | $97,000 | 4,824 |
| Additional noninterest expense | $111,000 | 5,608 |
| Pre-tax net operating income | $436,000 | 4,291 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $18,000 | 3,663 |
| Income before extraordinary items | $418,000 | 4,102 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $418,000 | 4,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $418,000 | 4,102 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $325,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $418,000 | 4,086 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 5,182 |
| Total interest expense | $63,000 | 4,663 |
| Net interest income | $437,000 | 5,200 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $46,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $14,000 | 4,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,723 |
| Total noninterest expense | $248,000 | 5,532 |
| Salaries and employee benefits | $141,000 | 5,503 |
| Premises and equipment expense | $46,000 | 4,924 |
| Additional noninterest expense | $61,000 | 5,639 |
| Pre-tax net operating income | $205,000 | 4,322 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $9,000 | 3,633 |
| Income before extraordinary items | $196,000 | 4,156 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $196,000 | 4,156 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $196,000 | 4,156 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $125,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $196,000 | 4,137 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 5,272 |
| Total interest expense | $211,000 | 4,911 |
| Net interest income | $1,721,000 | 5,271 |
| Provision for loan and lease losses | $110,000 | 3,038 |
| Total noninterest income | $151,000 | 5,262 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $87,000 | 4,667 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $64,000 | 5,214 |
| Total noninterest expense | $986,000 | 5,598 |
| Salaries and employee benefits | $534,000 | 5,603 |
| Premises and equipment expense | $189,000 | 4,955 |
| Additional noninterest expense | $263,000 | 5,674 |
| Pre-tax net operating income | $776,000 | 4,384 |
| Securities gains (losses) | $28,000 | 2,207 |
| Applicable income taxes | $33,000 | 3,729 |
| Income before extraordinary items | $771,000 | 4,227 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $771,000 | 4,224 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $771,000 | 4,226 |
| Net charge-offs | $87,000 | 2,719 |
| Cash dividends | $475,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $744,120 | 4,227 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 5,324 |
| Total interest expense | $160,000 | 4,940 |
| Net interest income | $1,287,000 | 5,332 |
| Provision for loan and lease losses | $80,000 | 2,967 |
| Total noninterest income | $128,000 | 5,232 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $69,000 | 4,641 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $59,000 | 5,165 |
| Total noninterest expense | $752,000 | 5,628 |
| Salaries and employee benefits | $406,000 | 5,633 |
| Premises and equipment expense | $150,000 | 4,916 |
| Additional noninterest expense | $196,000 | 5,735 |
| Pre-tax net operating income | $583,000 | 4,466 |
| Securities gains (losses) | $8,000 | 2,659 |
| Applicable income taxes | $27,000 | 3,775 |
| Income before extraordinary items | $564,000 | 4,345 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $564,000 | 4,344 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $564,000 | 4,345 |
| Net charge-offs | $82,000 | 2,230 |
| Cash dividends | $375,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $556,400 | 4,292 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,384 |
| Total interest expense | $99,000 | 5,079 |
| Net interest income | $864,000 | 5,379 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $83,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $42,000 | 4,778 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,180 |
| Total noninterest expense | $503,000 | 5,693 |
| Salaries and employee benefits | $270,000 | 5,701 |
| Premises and equipment expense | $103,000 | 4,929 |
| Additional noninterest expense | $130,000 | 5,798 |
| Pre-tax net operating income | $394,000 | 4,457 |
| Securities gains (losses) | $8,000 | 2,318 |
| Applicable income taxes | $18,000 | 3,794 |
| Income before extraordinary items | $384,000 | 4,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 4,320 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $384,000 | 4,321 |
| Net charge-offs | $82,000 | 1,800 |
| Cash dividends | $200,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $376,320 | 4,280 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 5,455 |
| Total interest expense | $48,000 | 5,149 |
| Net interest income | $422,000 | 5,451 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $44,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $20,000 | 4,839 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $24,000 | 5,115 |
| Total noninterest expense | $256,000 | 5,740 |
| Salaries and employee benefits | $135,000 | 5,752 |
| Premises and equipment expense | $56,000 | 4,851 |
| Additional noninterest expense | $65,000 | 5,859 |
| Pre-tax net operating income | $160,000 | 4,681 |
| Securities gains (losses) | $8,000 | 1,573 |
| Applicable income taxes | $9,000 | 3,786 |
| Income before extraordinary items | $159,000 | 4,552 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $159,000 | 4,551 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $159,000 | 4,553 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $200,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $151,400 | 4,551 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 5,517 |
| Total interest expense | $170,000 | 5,337 |
| Net interest income | $1,649,000 | 5,501 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $151,000 | 5,427 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $89,000 | 4,850 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $62,000 | 5,404 |
| Total noninterest expense | $941,000 | 5,857 |
| Salaries and employee benefits | $516,000 | 5,839 |
| Premises and equipment expense | $177,000 | 5,226 |
| Additional noninterest expense | $248,000 | 5,931 |
| Pre-tax net operating income | $859,000 | 4,305 |
| Securities gains (losses) | $-2,000 | 5,708 |
| Applicable income taxes | $37,000 | 3,737 |
| Income before extraordinary items | $820,000 | 4,227 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $820,000 | 4,225 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $820,000 | 4,227 |
| Net charge-offs | $-2,000 | 4,930 |
| Cash dividends | $700,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $821,920 | 4,171 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 5,596 |
| Total interest expense | $130,000 | 5,390 |
| Net interest income | $1,219,000 | 5,589 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $119,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $65,000 | 4,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,368 |
| Total noninterest expense | $694,000 | 5,928 |
| Salaries and employee benefits | $376,000 | 5,920 |
| Premises and equipment expense | $142,000 | 5,210 |
| Additional noninterest expense | $176,000 | 6,045 |
| Pre-tax net operating income | $644,000 | 4,410 |
| Securities gains (losses) | $-2,000 | 5,864 |
| Applicable income taxes | $9,000 | 4,172 |
| Income before extraordinary items | $633,000 | 4,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $633,000 | 4,250 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $633,000 | 4,252 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $634,980 | 4,183 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 5,650 |
| Total interest expense | $80,000 | 5,526 |
| Net interest income | $810,000 | 5,637 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $79,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $38,000 | 5,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,321 |
| Total noninterest expense | $458,000 | 6,008 |
| Salaries and employee benefits | $255,000 | 5,972 |
| Premises and equipment expense | $85,000 | 5,367 |
| Additional noninterest expense | $118,000 | 6,103 |
| Pre-tax net operating income | $431,000 | 4,376 |
| Securities gains (losses) | $-3,000 | 5,992 |
| Applicable income taxes | $6,000 | 4,204 |
| Income before extraordinary items | $422,000 | 4,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $422,000 | 4,231 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $422,000 | 4,232 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $400,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $424,970 | 4,156 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 5,719 |
| Total interest expense | $39,000 | 5,606 |
| Net interest income | $399,000 | 5,695 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $30,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 5,610 |
| Total noninterest expense | $229,000 | 6,067 |
| Salaries and employee benefits | $130,000 | 6,024 |
| Premises and equipment expense | $43,000 | 5,406 |
| Additional noninterest expense | $56,000 | 6,189 |
| Pre-tax net operating income | $200,000 | 4,436 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $195,000 | 4,323 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $195,000 | 4,325 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $195,000 | 4,326 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $300,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $196,960 | 4,238 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 5,836 |
| Total interest expense | $153,000 | 5,760 |
| Net interest income | $1,557,000 | 5,806 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $216,000 | 5,351 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $77,000 | 5,285 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $139,000 | 4,931 |
| Total noninterest expense | $887,000 | 6,187 |
| Salaries and employee benefits | $469,000 | 6,195 |
| Premises and equipment expense | $157,000 | 5,633 |
| Additional noninterest expense | $261,000 | 6,220 |
| Pre-tax net operating income | $886,000 | 4,333 |
| Securities gains (losses) | $19,000 | 2,350 |
| Applicable income taxes | $39,000 | 3,812 |
| Income before extraordinary items | $866,000 | 4,194 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $866,000 | 4,194 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $866,000 | 4,195 |
| Net charge-offs | $73,000 | 3,459 |
| Cash dividends | $450,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $847,760 | 4,170 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 5,902 |
| Total interest expense | $112,000 | 5,859 |
| Net interest income | $1,172,000 | 5,873 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $107,000 | 5,788 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $60,000 | 5,329 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $47,000 | 5,673 |
| Total noninterest expense | $649,000 | 6,256 |
| Salaries and employee benefits | $329,000 | 6,283 |
| Premises and equipment expense | $116,000 | 5,712 |
| Additional noninterest expense | $204,000 | 6,255 |
| Pre-tax net operating income | $630,000 | 4,506 |
| Securities gains (losses) | $-7,000 | 6,105 |
| Applicable income taxes | $9,000 | 4,218 |
| Income before extraordinary items | $614,000 | 4,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $614,000 | 4,317 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $614,000 | 4,317 |
| Net charge-offs | $-8,000 | 5,577 |
| Cash dividends | $250,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $620,930 | 4,256 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 5,950 |
| Total interest expense | $73,000 | 5,932 |
| Net interest income | $780,000 | 5,911 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $106,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $70,000 | 4,993 |
| Total noninterest expense | $434,000 | 6,313 |
| Salaries and employee benefits | $224,000 | 6,335 |
| Premises and equipment expense | $77,000 | 5,774 |
| Additional noninterest expense | $133,000 | 6,320 |
| Pre-tax net operating income | $452,000 | 4,335 |
| Securities gains (losses) | $-10,000 | 6,291 |
| Applicable income taxes | $6,000 | 4,225 |
| Income before extraordinary items | $436,000 | 4,179 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $436,000 | 4,185 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $436,000 | 4,184 |
| Net charge-offs | $-16,000 | 5,809 |
| Cash dividends | $125,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $445,900 | 4,087 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 5,974 |
| Total interest expense | $37,000 | 5,997 |
| Net interest income | $405,000 | 5,913 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $26,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $218,000 | 6,383 |
| Salaries and employee benefits | $117,000 | 6,379 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $62,000 | 6,438 |
| Pre-tax net operating income | $213,000 | 4,373 |
| Securities gains (losses) | $-10,000 | 6,435 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $200,000 | 4,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $200,000 | 4,260 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $200,000 | 4,261 |
| Net charge-offs | $-17,000 | 5,973 |
| Cash dividends | $125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $209,900 | 4,120 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 6,238 |
| Total interest expense | $165,000 | 6,103 |
| Net interest income | $1,307,000 | 6,216 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $69,000 | 6,371 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $74,000 | 5,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-5,000 | 6,488 |
| Total noninterest expense | $948,000 | 6,396 |
| Salaries and employee benefits | $494,000 | 6,424 |
| Premises and equipment expense | $149,000 | 5,928 |
| Additional noninterest expense | $305,000 | 6,339 |
| Pre-tax net operating income | $428,000 | 5,156 |
| Securities gains (losses) | $-54,000 | 6,460 |
| Applicable income taxes | $17,000 | 4,154 |
| Income before extraordinary items | $357,000 | 5,264 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $357,000 | 5,268 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $357,000 | 5,268 |
| Net charge-offs | $-3,000 | 5,962 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $408,300 | 5,067 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 6,312 |
| Total interest expense | $128,000 | 6,158 |
| Net interest income | $969,000 | 6,291 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $101,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $56,000 | 5,662 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $45,000 | 5,834 |
| Total noninterest expense | $729,000 | 6,414 |
| Salaries and employee benefits | $363,000 | 6,482 |
| Premises and equipment expense | $127,000 | 5,822 |
| Additional noninterest expense | $239,000 | 6,355 |
| Pre-tax net operating income | $341,000 | 5,197 |
| Securities gains (losses) | $-53,000 | 6,662 |
| Applicable income taxes | $9,000 | 4,349 |
| Income before extraordinary items | $279,000 | 5,350 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $279,000 | 5,352 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $279,000 | 5,353 |
| Net charge-offs | $-3,000 | 5,867 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $330,410 | 5,072 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,360 |
| Total interest expense | $92,000 | 6,159 |
| Net interest income | $633,000 | 6,334 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $69,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $37,000 | 5,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,823 |
| Total noninterest expense | $487,000 | 6,458 |
| Salaries and employee benefits | $237,000 | 6,542 |
| Premises and equipment expense | $81,000 | 5,904 |
| Additional noninterest expense | $169,000 | 6,337 |
| Pre-tax net operating income | $215,000 | 5,238 |
| Securities gains (losses) | $-53,000 | 6,802 |
| Applicable income taxes | $6,000 | 4,328 |
| Income before extraordinary items | $156,000 | 5,521 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $156,000 | 5,524 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $156,000 | 5,524 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $206,880 | 5,101 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 6,407 |
| Total interest expense | $48,000 | 6,196 |
| Net interest income | $315,000 | 6,393 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $30,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $243,000 | 6,525 |
| Salaries and employee benefits | $118,000 | 6,612 |
| Premises and equipment expense | $40,000 | 5,967 |
| Additional noninterest expense | $85,000 | 6,410 |
| Pre-tax net operating income | $102,000 | 5,300 |
| Securities gains (losses) | $-53,000 | 6,927 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $46,000 | 5,906 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $46,000 | 5,908 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $46,000 | 5,908 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $95,820 | 5,209 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 6,395 |
| Total interest expense | $281,000 | 6,061 |
| Net interest income | $1,349,000 | 6,396 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $358,000 | 4,981 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $99,000 | 5,455 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $259,000 | 4,256 |
| Total noninterest expense | $1,048,000 | 6,532 |
| Salaries and employee benefits | $481,000 | 6,662 |
| Premises and equipment expense | $144,000 | 6,166 |
| Additional noninterest expense | $423,000 | 6,278 |
| Pre-tax net operating income | $359,000 | 5,257 |
| Securities gains (losses) | $-103,000 | 6,896 |
| Applicable income taxes | $10,000 | 4,385 |
| Income before extraordinary items | $246,000 | 5,636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $246,000 | 5,633 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $246,000 | 5,634 |
| Net charge-offs | $286,000 | 3,356 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $344,880 | 5,150 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 6,480 |
| Total interest expense | $220,000 | 6,142 |
| Net interest income | $1,016,000 | 6,498 |
| Provision for loan and lease losses | $300,000 | 2,961 |
| Total noninterest income | $250,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $76,000 | 5,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 4,430 |
| Total noninterest expense | $799,000 | 6,591 |
| Salaries and employee benefits | $357,000 | 6,740 |
| Premises and equipment expense | $118,000 | 6,124 |
| Additional noninterest expense | $324,000 | 6,313 |
| Pre-tax net operating income | $167,000 | 5,797 |
| Securities gains (losses) | $-20,000 | 6,905 |
| Applicable income taxes | $9,000 | 4,404 |
| Income before extraordinary items | $138,000 | 5,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $138,000 | 5,973 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $138,000 | 5,973 |
| Net charge-offs | $273,000 | 2,951 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $156,800 | 5,741 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,505 |
| Total interest expense | $153,000 | 6,176 |
| Net interest income | $691,000 | 6,521 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $167,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 4,398 |
| Total noninterest expense | $531,000 | 6,645 |
| Salaries and employee benefits | $238,000 | 6,800 |
| Premises and equipment expense | $78,000 | 6,174 |
| Additional noninterest expense | $215,000 | 6,358 |
| Pre-tax net operating income | $27,000 | 6,205 |
| Securities gains (losses) | $-16,000 | 6,969 |
| Applicable income taxes | $6,000 | 4,385 |
| Income before extraordinary items | $5,000 | 6,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,000 | 6,440 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,000 | 6,440 |
| Net charge-offs | $381,000 | 2,050 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $15,240 | 6,263 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 6,556 |
| Total interest expense | $84,000 | 6,146 |
| Net interest income | $340,000 | 6,588 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $70,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,943 |
| Total noninterest expense | $255,000 | 6,739 |
| Salaries and employee benefits | $121,000 | 6,849 |
| Premises and equipment expense | $40,000 | 6,187 |
| Additional noninterest expense | $94,000 | 6,572 |
| Pre-tax net operating income | $-145,000 | 6,793 |
| Securities gains (losses) | $-10,000 | 7,044 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $-158,000 | 6,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-158,000 | 6,877 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-158,000 | 6,877 |
| Net charge-offs | $288,000 | 1,530 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-148,000 | 6,811 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 6,585 |
| Total interest expense | $422,000 | 6,127 |
| Net interest income | $1,372,000 | 6,623 |
| Provision for loan and lease losses | $50,000 | 5,824 |
| Total noninterest income | $165,000 | 5,953 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $157,000 | 4,813 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $8,000 | 6,571 |
| Total noninterest expense | $1,100,000 | 6,736 |
| Salaries and employee benefits | $518,000 | 6,867 |
| Premises and equipment expense | $173,000 | 6,228 |
| Additional noninterest expense | $409,000 | 6,524 |
| Pre-tax net operating income | $387,000 | 5,002 |
| Securities gains (losses) | $-90,000 | 7,077 |
| Applicable income taxes | $18,000 | 4,149 |
| Income before extraordinary items | $279,000 | 5,315 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,317 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $279,000 | 5,317 |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $363,600 | 4,924 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 6,630 |
| Total interest expense | $328,000 | 6,178 |
| Net interest income | $1,034,000 | 6,677 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $137,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $121,000 | 4,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $827,000 | 6,772 |
| Salaries and employee benefits | $387,000 | 6,897 |
| Premises and equipment expense | $136,000 | 6,202 |
| Additional noninterest expense | $304,000 | 6,579 |
| Pre-tax net operating income | $344,000 | 4,953 |
| Securities gains (losses) | $-74,000 | 7,194 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $261,000 | 5,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 5,228 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $261,000 | 5,228 |
| Net charge-offs | $-20,000 | 7,115 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $332,780 | 4,804 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $904,000 | 6,694 |
| Total interest expense | $225,000 | 6,246 |
| Net interest income | $679,000 | 6,753 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $80,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $565,000 | 6,815 |
| Salaries and employee benefits | $265,000 | 6,942 |
| Premises and equipment expense | $78,000 | 6,455 |
| Additional noninterest expense | $222,000 | 6,546 |
| Pre-tax net operating income | $194,000 | 5,141 |
| Securities gains (losses) | $-79,000 | 7,289 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $109,000 | 5,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,630 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $109,000 | 5,631 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $184,050 | 5,041 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 6,711 |
| Total interest expense | $113,000 | 6,333 |
| Net interest income | $351,000 | 6,745 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $42,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $272,000 | 6,903 |
| Salaries and employee benefits | $131,000 | 6,994 |
| Premises and equipment expense | $42,000 | 6,408 |
| Additional noninterest expense | $99,000 | 6,729 |
| Pre-tax net operating income | $121,000 | 4,923 |
| Securities gains (losses) | $-60,000 | 7,351 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $58,000 | 5,586 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $58,000 | 5,584 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $58,000 | 5,585 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $115,000 | 4,760 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 6,794 |
| Total interest expense | $567,000 | 6,335 |
| Net interest income | $1,314,000 | 6,873 |
| Provision for loan and lease losses | $405,000 | 4,428 |
| Total noninterest income | $82,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 4,724 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-86,000 | 7,174 |
| Total noninterest expense | $1,090,000 | 6,978 |
| Salaries and employee benefits | $550,000 | 7,030 |
| Premises and equipment expense | $154,000 | 6,594 |
| Additional noninterest expense | $386,000 | 6,836 |
| Pre-tax net operating income | $-99,000 | 5,933 |
| Securities gains (losses) | $-173,000 | 7,286 |
| Applicable income taxes | $-6,000 | 6,534 |
| Income before extraordinary items | $-266,000 | 6,221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-266,000 | 6,223 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-266,000 | 6,222 |
| Net charge-offs | $397,000 | 3,938 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-96,460 | 5,996 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 6,890 |
| Total interest expense | $444,000 | 6,415 |
| Net interest income | $979,000 | 6,977 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $225,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $123,000 | 4,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $102,000 | 5,180 |
| Total noninterest expense | $806,000 | 7,057 |
| Salaries and employee benefits | $413,000 | 7,096 |
| Premises and equipment expense | $119,000 | 6,639 |
| Additional noninterest expense | $274,000 | 6,962 |
| Pre-tax net operating income | $263,000 | 5,000 |
| Securities gains (losses) | $-254,000 | 7,517 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $0 | 6,123 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $0 | 6,124 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $0 | 6,124 |
| Net charge-offs | $120,000 | 4,722 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $162,560 | 5,304 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 6,990 |
| Total interest expense | $307,000 | 6,450 |
| Net interest income | $617,000 | 7,090 |
| Provision for loan and lease losses | $75,000 | 5,435 |
| Total noninterest income | $65,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $77,000 | 4,938 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-12,000 | 7,353 |
| Total noninterest expense | $551,000 | 7,092 |
| Salaries and employee benefits | $276,000 | 7,147 |
| Premises and equipment expense | $82,000 | 6,631 |
| Additional noninterest expense | $193,000 | 6,954 |
| Pre-tax net operating income | $56,000 | 5,774 |
| Securities gains (losses) | $-43,000 | 7,425 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $7,000 | 6,149 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,000 | 6,151 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $7,000 | 6,150 |
| Net charge-offs | $69,000 | 4,604 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $34,520 | 5,906 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,055 |
| Total interest expense | $158,000 | 6,517 |
| Net interest income | $310,000 | 7,170 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $73,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $284,000 | 7,150 |
| Salaries and employee benefits | $140,000 | 7,226 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $101,000 | 6,979 |
| Pre-tax net operating income | $24,000 | 5,984 |
| Securities gains (losses) | $-7,000 | 7,474 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $14,000 | 6,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 6,196 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $14,000 | 6,196 |
| Net charge-offs | $70,000 | 3,438 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $19,740 | 6,038 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 7,070 |
| Total interest expense | $899,000 | 6,246 |
| Net interest income | $1,082,000 | 7,363 |
| Provision for loan and lease losses | $495,000 | 4,562 |
| Total noninterest income | $-267,000 | 7,844 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $119,000 | 5,512 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-386,000 | 7,774 |
| Total noninterest expense | $1,170,000 | 7,187 |
| Salaries and employee benefits | $537,000 | 7,353 |
| Premises and equipment expense | $160,000 | 6,838 |
| Additional noninterest expense | $473,000 | 6,871 |
| Pre-tax net operating income | $-850,000 | 6,197 |
| Securities gains (losses) | $-127,000 | 7,326 |
| Applicable income taxes | $-50,000 | 6,443 |
| Income before extraordinary items | $-927,000 | 6,330 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-927,000 | 6,330 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-927,000 | 6,330 |
| Net charge-offs | $855,000 | 3,078 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-806,350 | 6,271 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 7,115 |
| Total interest expense | $716,000 | 6,250 |
| Net interest income | $808,000 | 7,421 |
| Provision for loan and lease losses | $355,000 | 4,354 |
| Total noninterest income | $168,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $87,000 | 5,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $876,000 | 7,235 |
| Salaries and employee benefits | $408,000 | 7,384 |
| Premises and equipment expense | $125,000 | 6,826 |
| Additional noninterest expense | $343,000 | 6,952 |
| Pre-tax net operating income | $-255,000 | 6,089 |
| Securities gains (losses) | $-206,000 | 7,591 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-461,000 | 6,397 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-461,000 | 6,398 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-461,000 | 6,397 |
| Net charge-offs | $200,000 | 4,244 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-255,000 | 6,166 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 7,149 |
| Total interest expense | $501,000 | 6,271 |
| Net interest income | $535,000 | 7,474 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $101,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $54,000 | 5,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $573,000 | 7,325 |
| Salaries and employee benefits | $275,000 | 7,446 |
| Premises and equipment expense | $79,000 | 6,963 |
| Additional noninterest expense | $219,000 | 7,052 |
| Pre-tax net operating income | $-37,000 | 5,923 |
| Securities gains (losses) | $-149,000 | 7,745 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-186,000 | 6,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-186,000 | 6,355 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-186,000 | 6,355 |
| Net charge-offs | $154,000 | 3,741 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-37,000 | 5,973 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 7,200 |
| Total interest expense | $265,000 | 6,261 |
| Net interest income | $256,000 | 7,559 |
| Provision for loan and lease losses | $68,000 | 4,513 |
| Total noninterest income | $47,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $306,000 | 7,241 |
| Salaries and employee benefits | $140,000 | 7,470 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $127,000 | 6,685 |
| Pre-tax net operating income | $-71,000 | 6,557 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-71,000 | 6,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-71,000 | 6,733 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-71,000 | 6,733 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-71,000 | 6,629 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 6,953 |
| Total interest expense | $1,269,000 | 6,322 |
| Net interest income | $1,256,000 | 7,300 |
| Provision for loan and lease losses | $511,000 | 3,766 |
| Total noninterest income | $253,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $132,000 | 5,522 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $121,000 | 5,664 |
| Total noninterest expense | $1,191,000 | 7,278 |
| Salaries and employee benefits | $517,000 | 7,619 |
| Premises and equipment expense | $130,000 | 7,330 |
| Additional noninterest expense | $544,000 | 6,442 |
| Pre-tax net operating income | $-193,000 | 6,548 |
| Securities gains (losses) | $-227,000 | 7,376 |
| Applicable income taxes | $-22,000 | 6,856 |
| Income before extraordinary items | $-398,000 | 6,646 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-398,000 | 6,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 4,395 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-182,350 | 6,612 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 6,947 |
| Total interest expense | $980,000 | 6,379 |
| Net interest income | $996,000 | 7,269 |
| Provision for loan and lease losses | $124,000 | 4,900 |
| Total noninterest income | $196,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $100,000 | 5,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 5,695 |
| Total noninterest expense | $903,000 | 7,274 |
| Salaries and employee benefits | $406,000 | 7,597 |
| Premises and equipment expense | $101,000 | 7,341 |
| Additional noninterest expense | $396,000 | 6,489 |
| Pre-tax net operating income | $165,000 | 6,172 |
| Securities gains (losses) | $-222,000 | 7,623 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $-63,000 | 6,718 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-63,000 | 6,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,098 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $159,000 | 6,067 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 6,924 |
| Total interest expense | $673,000 | 6,443 |
| Net interest income | $705,000 | 7,189 |
| Provision for loan and lease losses | $76,000 | 4,638 |
| Total noninterest income | $128,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $69,000 | 5,503 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $59,000 | 5,884 |
| Total noninterest expense | $483,000 | 7,679 |
| Salaries and employee benefits | $270,000 | 7,654 |
| Premises and equipment expense | $70,000 | 7,346 |
| Additional noninterest expense | $143,000 | 7,579 |
| Pre-tax net operating income | $274,000 | 5,395 |
| Securities gains (losses) | $-171,000 | 8,293 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $85,000 | 6,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,262 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $226,930 | 5,361 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $718,000 | 6,925 |
| Total interest expense | $351,000 | 6,506 |
| Net interest income | $367,000 | 7,165 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $65,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $33,000 | 5,550 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $236,000 | 7,736 |
| Salaries and employee benefits | $135,000 | 7,699 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $65,000 | 7,717 |
| Pre-tax net operating income | $178,000 | 5,168 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $169,000 | 5,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $169,000 | 4,909 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 6,940 |
| Total interest expense | $1,454,000 | 6,496 |
| Net interest income | $1,411,000 | 7,237 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $301,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $153,000 | 5,385 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $148,000 | 5,594 |
| Total noninterest expense | $846,000 | 7,869 |
| Salaries and employee benefits | $484,000 | 7,845 |
| Premises and equipment expense | $120,000 | 7,549 |
| Additional noninterest expense | $242,000 | 7,817 |
| Pre-tax net operating income | $791,000 | 5,198 |
| Securities gains (losses) | $10,000 | 1,349 |
| Applicable income taxes | $35,000 | 5,131 |
| Income before extraordinary items | $766,000 | 4,874 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $766,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,896 |
| Cash dividends | $325,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $756,400 | 4,882 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 6,996 |
| Total interest expense | $1,072,000 | 6,555 |
| Net interest income | $1,060,000 | 7,282 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $234,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 5,331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $114,000 | 5,578 |
| Total noninterest expense | $642,000 | 7,839 |
| Salaries and employee benefits | $353,000 | 7,857 |
| Premises and equipment expense | $119,000 | 7,144 |
| Additional noninterest expense | $170,000 | 7,876 |
| Pre-tax net operating income | $616,000 | 5,393 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $27,000 | 5,314 |
| Income before extraordinary items | $589,000 | 5,029 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $589,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,982 |
| Cash dividends | $245,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $589,000 | 5,017 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 7,014 |
| Total interest expense | $698,000 | 6,626 |
| Net interest income | $737,000 | 7,249 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $165,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $84,000 | 5,265 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $81,000 | 5,499 |
| Total noninterest expense | $422,000 | 7,898 |
| Salaries and employee benefits | $231,000 | 7,933 |
| Premises and equipment expense | $79,000 | 7,185 |
| Additional noninterest expense | $112,000 | 7,928 |
| Pre-tax net operating income | $456,000 | 5,241 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $18,000 | 5,393 |
| Income before extraordinary items | $438,000 | 4,863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $438,000 | 4,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $185,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $438,000 | 4,863 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 7,055 |
| Total interest expense | $340,000 | 6,698 |
| Net interest income | $372,000 | 7,277 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $91,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $37,000 | 5,442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $201,000 | 8,002 |
| Salaries and employee benefits | $116,000 | 7,969 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $45,000 | 8,184 |
| Pre-tax net operating income | $250,000 | 5,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $241,000 | 4,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $241,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $241,000 | 4,636 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 7,065 |
| Total interest expense | $1,197,000 | 6,597 |
| Net interest income | $1,400,000 | 7,310 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $247,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $135,000 | 5,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 6,140 |
| Total noninterest expense | $902,000 | 7,860 |
| Salaries and employee benefits | $460,000 | 7,980 |
| Premises and equipment expense | $142,000 | 7,347 |
| Additional noninterest expense | $300,000 | 7,592 |
| Pre-tax net operating income | $685,000 | 5,954 |
| Securities gains (losses) | $23,000 | 872 |
| Applicable income taxes | $32,000 | 5,723 |
| Income before extraordinary items | $676,000 | 5,584 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $676,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $260,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $654,150 | 5,617 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,148 |
| Total interest expense | $853,000 | 6,668 |
| Net interest income | $1,052,000 | 7,369 |
| Provision for loan and lease losses | $44,000 | 5,319 |
| Total noninterest income | $181,000 | 6,649 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $96,000 | 5,861 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,123 |
| Total noninterest expense | $686,000 | 7,845 |
| Salaries and employee benefits | $330,000 | 8,037 |
| Premises and equipment expense | $119,000 | 7,179 |
| Additional noninterest expense | $237,000 | 7,498 |
| Pre-tax net operating income | $503,000 | 6,207 |
| Securities gains (losses) | $19,000 | 755 |
| Applicable income taxes | $18,000 | 6,008 |
| Income before extraordinary items | $504,000 | 5,743 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $504,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $210,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $485,570 | 5,823 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 7,236 |
| Total interest expense | $529,000 | 6,736 |
| Net interest income | $690,000 | 7,450 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $118,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,028 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,084 |
| Total noninterest expense | $475,000 | 7,815 |
| Salaries and employee benefits | $222,000 | 8,070 |
| Premises and equipment expense | $79,000 | 7,202 |
| Additional noninterest expense | $174,000 | 7,354 |
| Pre-tax net operating income | $327,000 | 6,288 |
| Securities gains (losses) | $19,000 | 610 |
| Applicable income taxes | $12,000 | 6,049 |
| Income before extraordinary items | $334,000 | 5,789 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $334,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $315,570 | 5,907 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 7,329 |
| Total interest expense | $250,000 | 6,780 |
| Net interest income | $332,000 | 7,546 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $63,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $243,000 | 7,797 |
| Salaries and employee benefits | $114,000 | 8,052 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $91,000 | 7,270 |
| Pre-tax net operating income | $149,000 | 6,432 |
| Securities gains (losses) | $19,000 | 485 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $162,000 | 5,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $143,760 | 6,058 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 7,419 |
| Total interest expense | $848,000 | 6,651 |
| Net interest income | $1,192,000 | 7,695 |
| Provision for loan and lease losses | $-73,000 | 8,606 |
| Total noninterest income | $229,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $100,000 | 6,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $129,000 | 5,992 |
| Total noninterest expense | $772,000 | 8,113 |
| Salaries and employee benefits | $383,000 | 8,262 |
| Premises and equipment expense | $184,000 | 6,901 |
| Additional noninterest expense | $205,000 | 8,202 |
| Pre-tax net operating income | $722,000 | 6,096 |
| Securities gains (losses) | $-115,000 | 8,460 |
| Applicable income taxes | $26,000 | 6,215 |
| Income before extraordinary items | $581,000 | 6,074 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $581,000 | 6,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,399 |
| Cash dividends | $210,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $691,400 | 5,677 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 7,519 |
| Total interest expense | $610,000 | 6,677 |
| Net interest income | $852,000 | 7,807 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $179,000 | 6,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 6,328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,876 |
| Total noninterest expense | $524,000 | 8,235 |
| Salaries and employee benefits | $278,000 | 8,272 |
| Premises and equipment expense | $99,000 | 7,491 |
| Additional noninterest expense | $147,000 | 8,236 |
| Pre-tax net operating income | $498,000 | 6,415 |
| Securities gains (losses) | $-21,000 | 8,193 |
| Applicable income taxes | $18,000 | 6,335 |
| Income before extraordinary items | $459,000 | 6,084 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $459,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,335 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $479,160 | 5,962 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $933,000 | 7,591 |
| Total interest expense | $390,000 | 6,658 |
| Net interest income | $543,000 | 7,886 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $125,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $48,000 | 6,369 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $77,000 | 5,690 |
| Total noninterest expense | $344,000 | 8,250 |
| Salaries and employee benefits | $185,000 | 8,284 |
| Premises and equipment expense | $66,000 | 7,484 |
| Additional noninterest expense | $93,000 | 8,287 |
| Pre-tax net operating income | $318,000 | 6,476 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $306,000 | 6,076 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $306,000 | 6,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,316 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $306,000 | 6,027 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $459,000 | 7,664 |
| Total interest expense | $186,000 | 6,720 |
| Net interest income | $273,000 | 7,950 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $167,000 | 8,360 |
| Salaries and employee benefits | $89,000 | 8,411 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $45,000 | 8,379 |
| Pre-tax net operating income | $186,000 | 6,112 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $180,000 | 5,667 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $180,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $180,000 | 5,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 7,877 |
| Total interest expense | $650,000 | 6,768 |
| Net interest income | $863,000 | 8,221 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $173,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $101,000 | 6,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $604,000 | 8,514 |
| Salaries and employee benefits | $304,000 | 8,593 |
| Premises and equipment expense | $102,000 | 7,949 |
| Additional noninterest expense | $198,000 | 8,316 |
| Pre-tax net operating income | $420,000 | 6,986 |
| Securities gains (losses) | $29,000 | 2,137 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $429,000 | 6,630 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $429,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $325,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $401,160 | 6,702 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 7,932 |
| Total interest expense | $483,000 | 6,787 |
| Net interest income | $628,000 | 8,286 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $127,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $429,000 | 8,571 |
| Salaries and employee benefits | $221,000 | 8,638 |
| Premises and equipment expense | $72,000 | 8,015 |
| Additional noninterest expense | $136,000 | 8,413 |
| Pre-tax net operating income | $317,000 | 7,120 |
| Securities gains (losses) | $30,000 | 2,041 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $329,000 | 6,733 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $329,000 | 6,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $300,500 | 6,822 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,071 |
| Total interest expense | $315,000 | 6,874 |
| Net interest income | $394,000 | 8,405 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $98,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $276,000 | 8,667 |
| Salaries and employee benefits | $146,000 | 8,706 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $82,000 | 8,563 |
| Pre-tax net operating income | $210,000 | 7,109 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $207,000 | 6,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $175,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $198,450 | 6,833 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $341,000 | 8,181 |
| Total interest expense | $148,000 | 7,064 |
| Net interest income | $193,000 | 8,474 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $52,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $141,000 | 8,677 |
| Salaries and employee benefits | $74,000 | 8,726 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $101,000 | 7,133 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $101,000 | 6,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $95,360 | 6,870 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 8,166 |
| Total interest expense | $649,000 | 7,225 |
| Net interest income | $760,000 | 8,472 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $215,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $82,000 | 6,865 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $133,000 | 6,043 |
| Total noninterest expense | $540,000 | 8,778 |
| Salaries and employee benefits | $276,000 | 8,824 |
| Premises and equipment expense | $90,000 | 8,193 |
| Additional noninterest expense | $174,000 | 8,607 |
| Pre-tax net operating income | $423,000 | 6,941 |
| Securities gains (losses) | $86,000 | 2,025 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $487,000 | 6,391 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $487,000 | 6,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $360,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $404,440 | 6,638 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 8,263 |
| Total interest expense | $496,000 | 7,333 |
| Net interest income | $553,000 | 8,570 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $134,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $62,000 | 6,909 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 6,652 |
| Total noninterest expense | $408,000 | 8,796 |
| Salaries and employee benefits | $208,000 | 8,858 |
| Premises and equipment expense | $67,000 | 8,235 |
| Additional noninterest expense | $133,000 | 8,600 |
| Pre-tax net operating income | $270,000 | 7,331 |
| Securities gains (losses) | $59,000 | 2,177 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $311,000 | 6,890 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $311,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $280,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $254,950 | 7,064 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $707,000 | 8,307 |
| Total interest expense | $337,000 | 7,412 |
| Net interest income | $370,000 | 8,607 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $90,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $273,000 | 8,808 |
| Salaries and employee benefits | $140,000 | 8,874 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $91,000 | 8,578 |
| Pre-tax net operating income | $181,000 | 7,374 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $191,000 | 7,048 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $191,000 | 7,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $180,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $170,320 | 7,070 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 8,348 |
| Total interest expense | $170,000 | 7,484 |
| Net interest income | $189,000 | 8,637 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $138,000 | 8,840 |
| Salaries and employee benefits | $70,000 | 8,910 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $46,000 | 8,601 |
| Pre-tax net operating income | $89,000 | 7,372 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $100,000 | 6,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $84,020 | 7,045 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 8,323 |
| Total interest expense | $731,000 | 7,723 |
| Net interest income | $814,000 | 8,560 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $184,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,629 |
| Total noninterest expense | $557,000 | 8,874 |
| Salaries and employee benefits | $289,000 | 8,932 |
| Premises and equipment expense | $68,000 | 8,631 |
| Additional noninterest expense | $200,000 | 8,557 |
| Pre-tax net operating income | $401,000 | 7,157 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $374,000 | 6,966 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $374,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 9,127 |
| Cash dividends | $140,000 | 5,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $376,820 | 6,824 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 8,699 |
| Total interest expense | $807,000 | 8,417 |
| Net interest income | $725,000 | 8,808 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $199,000 | 7,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $87,000 | 6,834 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $112,000 | 6,154 |
| Total noninterest expense | $550,000 | 9,063 |
| Salaries and employee benefits | $307,000 | 9,029 |
| Premises and equipment expense | $66,000 | 8,862 |
| Additional noninterest expense | $177,000 | 8,844 |
| Pre-tax net operating income | $284,000 | 7,491 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $16,000 | 7,411 |
| Income before extraordinary items | $268,000 | 7,327 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $268,000 | 7,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,802 |
| Cash dividends | $290,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $268,000 | 7,206 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 8,830 |
| Total interest expense | $776,000 | 8,694 |
| Net interest income | $837,000 | 8,821 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $243,000 | 6,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 4,940 |
| Total noninterest expense | $670,000 | 8,904 |
| Salaries and employee benefits | $380,000 | 8,856 |
| Premises and equipment expense | $66,000 | 9,056 |
| Additional noninterest expense | $224,000 | 8,572 |
| Pre-tax net operating income | $409,000 | 7,423 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $21,000 | 7,823 |
| Income before extraordinary items | $388,000 | 6,926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $388,000 | 6,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,920 |
| Cash dividends | $505,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $388,000 | 6,925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 9,012 |
| Total interest expense | $691,000 | 8,966 |
| Net interest income | $852,000 | 8,949 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $193,000 | 7,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,232 |
| Total noninterest expense | $621,000 | 9,262 |
| Salaries and employee benefits | $310,000 | 9,412 |
| Premises and equipment expense | $65,000 | 9,335 |
| Additional noninterest expense | $246,000 | 8,593 |
| Pre-tax net operating income | $424,000 | 7,475 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $23,000 | 8,160 |
| Income before extraordinary items | $401,000 | 6,986 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $401,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $460,000 | 3,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $401,000 | 6,958 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 9,219 |
| Total interest expense | $701,000 | 9,193 |
| Net interest income | $852,000 | 9,132 |
| Provision for loan and lease losses | $-200,000 | 10,376 |
| Total noninterest income | $357,000 | 5,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,757 |
| Total noninterest expense | $576,000 | 9,527 |
| Salaries and employee benefits | $332,000 | 9,406 |
| Premises and equipment expense | $64,000 | 9,489 |
| Additional noninterest expense | $180,000 | 9,337 |
| Pre-tax net operating income | $833,000 | 5,965 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $57,000 | 8,208 |
| Income before extraordinary items | $776,000 | 5,280 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $776,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,791 |
| Cash dividends | $505,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $776,000 | 5,183 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 9,656 |
| Total interest expense | $663,000 | 9,643 |
| Net interest income | $845,000 | 9,554 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $457,000 | 5,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 9,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 3,105 |
| Total noninterest expense | $590,000 | 9,789 |
| Salaries and employee benefits | $345,000 | 9,635 |
| Premises and equipment expense | $63,000 | 9,881 |
| Additional noninterest expense | $182,000 | 9,643 |
| Pre-tax net operating income | $712,000 | 6,928 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $149,000 | 7,627 |
| Income before extraordinary items | $563,000 | 6,574 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $563,000 | 6,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,327 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $563,000 | 6,523 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 10,278 |
| Total interest expense | $595,000 | 10,291 |
| Net interest income | $783,000 | 10,151 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $428,000 | 5,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,369 |
| Total noninterest expense | $521,000 | 10,494 |
| Salaries and employee benefits | $319,000 | 10,193 |
| Premises and equipment expense | $69,000 | 10,108 |
| Additional noninterest expense | $133,000 | 10,756 |
| Pre-tax net operating income | $690,000 | 6,979 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $143,000 | 7,982 |
| Income before extraordinary items | $547,000 | 6,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $547,000 | 6,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $285,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $547,000 | 6,510 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 10,825 |
| Total interest expense | $554,000 | 10,837 |
| Net interest income | $755,000 | 10,674 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $422,000 | 5,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 3,303 |
| Total noninterest expense | $621,000 | 10,485 |
| Salaries and employee benefits | $326,000 | 10,537 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $229,000 | 10,080 |
| Pre-tax net operating income | $556,000 | 8,146 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $95,000 | 9,268 |
| Income before extraordinary items | $461,000 | 7,550 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $461,000 | 7,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,972 |
| Cash dividends | $252,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $461,000 | 7,522 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 11,433 |
| Total interest expense | $451,000 | 11,333 |
| Net interest income | $703,000 | 11,371 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $396,000 | 6,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 10,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,515 |
| Total noninterest expense | $646,000 | 10,921 |
| Salaries and employee benefits | $352,000 | 10,712 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $242,000 | 10,626 |
| Pre-tax net operating income | $452,000 | 8,982 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $372,000 | 8,440 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $372,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $372,000 | 8,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 13,149 |
| Total interest expense | $160,000 | 13,093 |
| Net interest income | $200,000 | 13,129 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $144,000 | 10,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $195,000 | 13,187 |
| Salaries and employee benefits | $120,000 | 13,120 |
| Premises and equipment expense | $14,000 | 13,170 |
| Additional noninterest expense | $61,000 | 13,178 |
| Pre-tax net operating income | $148,000 | 11,491 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $19,000 | 11,624 |
| Income before extraordinary items | $129,000 | 11,471 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $129,000 | 11,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $129,000 | 11,255 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 12,228 |
| Total interest expense | $665,000 | 11,988 |
| Net interest income | $715,000 | 12,261 |
| Provision for loan and lease losses | $34,000 | 9,820 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $609,000 | 12,006 |
| Salaries and employee benefits | $323,000 | 11,754 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $212,000 | 12,073 |
| Pre-tax net operating income | $238,000 | 10,723 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $172,000 | 10,960 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $172,000 | 11,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $171,270 | 10,647 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.