Home > First State Bank > Income and Expense

First State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,648,000968
Total interest expense$9,756,0001,316
Net interest income$37,892,000841
Provision for loan and lease losses$03,275
Total noninterest income$8,877,000801
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,602,000689
Trading account gains and fees$0123
Additional Noninterest Income$7,275,000685
Total noninterest expense$29,710,000898
Salaries and employee benefits$17,482,000857
Premises and equipment expense$3,120,000830
Additional noninterest expense$7,275,000685
Pre-tax net operating income$17,059,000771
Securities gains (losses)$0988
Applicable income taxes$3,280,000708
Income before extraordinary items$13,779,000786
Extraordinary gains, net$054
Net income$13,779,000798
Minority interest net income$088
Net income of bank and minority interests.$13,779,000789
Net charge-offs$-4,0003,689
Cash dividends$3,917,000980
Sale, conversion, retirement of capital stock, net$168,000375
Net operating income$13,779,000796
2023-09-30 (YTD Data)Rank
Total interest income$34,114,000982
Total interest expense$5,836,0001,434
Net interest income$28,278,000849
Provision for loan and lease losses$03,085
Total noninterest income$6,831,000796
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,182,000699
Trading account gains and fees$0125
Additional Noninterest Income$5,649,000676
Total noninterest expense$21,678,000923
Salaries and employee benefits$12,826,000879
Premises and equipment expense$2,350,000830
Additional noninterest expense$5,649,000676
Pre-tax net operating income$13,431,000774
Securities gains (losses)$0849
Applicable income taxes$2,590,000710
Income before extraordinary items$10,841,000772
Extraordinary gains, net$052
Net income$10,841,000776
Minority interest net income$081
Net income of bank and minority interests.$10,841,000772
Net charge-offs$-5,0003,673
Cash dividends$2,352,0001,059
Sale, conversion, retirement of capital stock, net$119,000366
Net operating income$10,841,000789
2023-06-30 (YTD Data)Rank
Total interest income$21,482,0001,012
Total interest expense$2,641,0001,696
Net interest income$18,841,000856
Provision for loan and lease losses$02,940
Total noninterest income$3,698,000883
Gross Fiduciary activities income$0931
Service charges on deposit accounts$769,000704
Trading account gains and fees$0112
Additional Noninterest Income$2,929,000758
Total noninterest expense$13,964,000931
Salaries and employee benefits$8,375,000885
Premises and equipment expense$1,515,000846
Additional noninterest expense$2,929,000758
Pre-tax net operating income$8,575,000797
Securities gains (losses)$0938
Applicable income taxes$1,645,000743
Income before extraordinary items$6,930,000808
Extraordinary gains, net$051
Net income$6,930,000819
Minority interest net income$081
Net income of bank and minority interests.$6,930,000808
Net charge-offs$-2,0003,491
Cash dividends$1,572,0001,042
Sale, conversion, retirement of capital stock, net$67,000368
Net operating income$6,930,000821
2023-03-31 (YTD Data)Rank
Total interest income$10,097,0001,047
Total interest expense$591,0002,439
Net interest income$9,506,000860
Provision for loan and lease losses$02,612
Total noninterest income$1,346,0001,087
Gross Fiduciary activities income$0913
Service charges on deposit accounts$382,000729
Trading account gains and fees$097
Additional Noninterest Income$964,000992
Total noninterest expense$6,566,000992
Salaries and employee benefits$3,817,000973
Premises and equipment expense$754,000876
Additional noninterest expense$964,000992
Pre-tax net operating income$4,286,000842
Securities gains (losses)$-6,0003,990
Applicable income taxes$820,000764
Income before extraordinary items$3,460,000833
Extraordinary gains, net$04
Net income$3,460,000832
Minority interest net income$048
Net income of bank and minority interests.$3,460,000832
Net charge-offs$25,0001,032
Cash dividends$780,000963
Sale, conversion, retirement of capital stock, net$17,000380
Net operating income$3,464,860845
2022-12-31 (YTD Data)Rank
Total interest income$30,855,0001,122
Total interest expense$403,0003,476
Net interest income$30,452,0001,020
Provision for loan and lease losses$03,012
Total noninterest income$8,419,000848
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,528,000727
Trading account gains and fees$0116
Additional Noninterest Income$6,891,000718
Total noninterest expense$26,594,000958
Salaries and employee benefits$15,253,000939
Premises and equipment expense$3,284,000788
Additional noninterest expense$6,891,000718
Pre-tax net operating income$12,277,0001,093
Securities gains (losses)$0691
Applicable income taxes$2,230,000993
Income before extraordinary items$10,047,0001,099
Extraordinary gains, net$05
Net income$10,047,0001,098
Minority interest net income$063
Net income of bank and minority interests.$10,047,0001,099
Net charge-offs$-248,0004,476
Cash dividends$3,119,0001,108
Sale, conversion, retirement of capital stock, net$80,000483
Net operating income$10,047,0001,119
2022-09-30 (YTD Data)Rank
Total interest income$20,956,0001,172
Total interest expense$308,0003,262
Net interest income$20,648,0001,095
Provision for loan and lease losses$02,835
Total noninterest income$6,920,000816
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,136,000739
Trading account gains and fees$0111
Additional Noninterest Income$5,784,000680
Total noninterest expense$19,745,000963
Salaries and employee benefits$11,478,000936
Premises and equipment expense$2,504,000769
Additional noninterest expense$5,784,000680
Pre-tax net operating income$7,823,0001,227
Securities gains (losses)$0740
Applicable income taxes$1,410,0001,118
Income before extraordinary items$6,413,0001,223
Extraordinary gains, net$04
Net income$6,413,0001,222
Minority interest net income$057
Net income of bank and minority interests.$6,413,0001,223
Net charge-offs$-236,0004,505
Cash dividends$2,342,0001,009
Sale, conversion, retirement of capital stock, net$24,000476
Net operating income$6,413,0001,249
2022-06-30 (YTD Data)Rank
Total interest income$12,435,0001,226
Total interest expense$208,0003,154
Net interest income$12,227,0001,167
Provision for loan and lease losses$02,599
Total noninterest income$4,099,000869
Gross Fiduciary activities income$0925
Service charges on deposit accounts$735,000752
Trading account gains and fees$0108
Additional Noninterest Income$3,364,000759
Total noninterest expense$13,196,000938
Salaries and employee benefits$7,658,000922
Premises and equipment expense$1,673,000763
Additional noninterest expense$3,865,000959
Pre-tax net operating income$3,130,0001,684
Securities gains (losses)$0687
Applicable income taxes$470,0001,528
Income before extraordinary items$2,660,0001,658
Extraordinary gains, net$04
Net income$2,660,0001,657
Minority interest net income$060
Net income of bank and minority interests.$2,660,0001,658
Net charge-offs$-235,0004,580
Cash dividends$1,565,0001,005
Sale, conversion, retirement of capital stock, net$-33,0004,725
Net operating income$2,660,0001,693
2022-03-31 (YTD Data)Rank
Total interest income$5,663,0001,298
Total interest expense$104,0003,128
Net interest income$5,559,0001,223
Provision for loan and lease losses$02,285
Total noninterest income$2,358,000796
Gross Fiduciary activities income$0892
Service charges on deposit accounts$363,000753
Trading account gains and fees$0103
Additional Noninterest Income$1,995,000691
Total noninterest expense$6,499,000950
Salaries and employee benefits$3,806,000934
Premises and equipment expense$823,000789
Additional noninterest expense$1,870,000972
Pre-tax net operating income$1,418,0001,706
Securities gains (losses)$0623
Applicable income taxes$207,0001,589
Income before extraordinary items$1,211,0001,687
Extraordinary gains, net$04
Net income$1,211,0001,688
Minority interest net income$050
Net income of bank and minority interests.$1,211,0001,687
Net charge-offs$18,000995
Cash dividends$777,000903
Sale, conversion, retirement of capital stock, net$-45,0004,764
Net operating income$1,211,0001,703
2021-12-31 (YTD Data)Rank
Total interest income$24,661,0001,244
Total interest expense$853,0002,443
Net interest income$23,808,0001,177
Provision for loan and lease losses$1,250,000474
Total noninterest income$11,273,000771
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,215,000824
Trading account gains and fees$0132
Additional Noninterest Income$10,058,000673
Total noninterest expense$27,477,000909
Salaries and employee benefits$16,496,000871
Premises and equipment expense$3,533,000744
Additional noninterest expense$7,448,000990
Pre-tax net operating income$6,354,0001,755
Securities gains (losses)$02,062
Applicable income taxes$943,0001,640
Income before extraordinary items$5,411,0001,785
Extraordinary gains, net$010
Net income$5,411,0001,785
Minority interest net income$074
Net income of bank and minority interests.$5,411,0001,786
Net charge-offs$-305,0004,641
Cash dividends$3,110,0001,138
Sale, conversion, retirement of capital stock, net$256,000384
Net operating income$5,411,0001,750
2021-09-30 (YTD Data)Rank
Total interest income$18,520,0001,268
Total interest expense$718,0002,371
Net interest income$17,802,0001,201
Provision for loan and lease losses$2,250,000183
Total noninterest income$8,759,000765
Gross Fiduciary activities income$0957
Service charges on deposit accounts$863,000864
Trading account gains and fees$0132
Additional Noninterest Income$7,896,000664
Total noninterest expense$20,391,000925
Salaries and employee benefits$12,330,000878
Premises and equipment expense$2,699,000747
Additional noninterest expense$5,362,0001,015
Pre-tax net operating income$3,920,0002,077
Securities gains (losses)$02,015
Applicable income taxes$482,0002,003
Income before extraordinary items$3,438,0002,071
Extraordinary gains, net$08
Net income$3,438,0002,071
Minority interest net income$069
Net income of bank and minority interests.$3,438,0002,072
Net charge-offs$-304,0004,749
Cash dividends$2,335,0001,043
Sale, conversion, retirement of capital stock, net$199,000342
Net operating income$3,438,0002,049
2021-06-30 (YTD Data)Rank
Total interest income$12,388,0001,264
Total interest expense$566,0002,177
Net interest income$11,822,0001,198
Provision for loan and lease losses$1,500,000193
Total noninterest income$5,893,000761
Gross Fiduciary activities income$0951
Service charges on deposit accounts$547,000872
Trading account gains and fees$0133
Additional Noninterest Income$5,346,000671
Total noninterest expense$13,544,000923
Salaries and employee benefits$8,324,000871
Premises and equipment expense$1,790,000748
Additional noninterest expense$3,430,0001,041
Pre-tax net operating income$2,671,0002,027
Securities gains (losses)$01,818
Applicable income taxes$336,0001,945
Income before extraordinary items$2,335,0002,042
Extraordinary gains, net$06
Net income$2,335,0002,042
Minority interest net income$067
Net income of bank and minority interests.$2,335,0002,042
Net charge-offs$-248,0004,790
Cash dividends$1,560,0001,022
Sale, conversion, retirement of capital stock, net$131,000320
Net operating income$2,335,0002,007
2021-03-31 (YTD Data)Rank
Total interest income$6,366,0001,237
Total interest expense$358,0001,948
Net interest income$6,008,0001,177
Provision for loan and lease losses$750,000237
Total noninterest income$3,422,000690
Gross Fiduciary activities income$0922
Service charges on deposit accounts$310,000772
Trading account gains and fees$0127
Additional Noninterest Income$3,112,000610
Total noninterest expense$6,964,000894
Salaries and employee benefits$4,384,000823
Premises and equipment expense$861,000786
Additional noninterest expense$1,719,0001,015
Pre-tax net operating income$1,716,0001,695
Securities gains (losses)$01,392
Applicable income taxes$249,0001,651
Income before extraordinary items$1,467,0001,746
Extraordinary gains, net$03
Net income$1,467,0001,746
Minority interest net income$055
Net income of bank and minority interests.$1,467,0001,746
Net charge-offs$-131,0004,810
Cash dividends$776,000905
Sale, conversion, retirement of capital stock, net$72,000293
Net operating income$1,467,0001,711
2020-12-31 (YTD Data)Rank
Total interest income$28,112,0001,128
Total interest expense$2,811,0001,571
Net interest income$25,301,0001,060
Provision for loan and lease losses$2,625,000882
Total noninterest income$13,711,000648
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,310,000753
Trading account gains and fees$0133
Additional Noninterest Income$12,401,000565
Total noninterest expense$27,022,000891
Salaries and employee benefits$16,234,000849
Premises and equipment expense$3,596,000724
Additional noninterest expense$7,192,000968
Pre-tax net operating income$9,365,0001,118
Securities gains (losses)$02,675
Applicable income taxes$1,717,0001,030
Income before extraordinary items$7,648,0001,176
Extraordinary gains, net$04
Net income$7,648,0001,176
Minority interest net income$072
Net income of bank and minority interests.$7,648,0001,176
Net charge-offs$128,0001,836
Cash dividends$3,101,0001,087
Sale, conversion, retirement of capital stock, net$208,000367
Net operating income$7,648,0001,147
2020-09-30 (YTD Data)Rank
Total interest income$21,204,0001,116
Total interest expense$2,355,0001,509
Net interest income$18,849,0001,055
Provision for loan and lease losses$1,375,0001,130
Total noninterest income$9,945,000643
Gross Fiduciary activities income$0981
Service charges on deposit accounts$979,000755
Trading account gains and fees$0125
Additional Noninterest Income$8,966,000550
Total noninterest expense$19,743,000895
Salaries and employee benefits$11,929,000847
Premises and equipment expense$2,603,000738
Additional noninterest expense$5,211,000977
Pre-tax net operating income$7,676,0001,007
Securities gains (losses)$-2,0004,673
Applicable income taxes$1,437,000934
Income before extraordinary items$6,237,0001,068
Extraordinary gains, net$04
Net income$6,237,0001,068
Minority interest net income$065
Net income of bank and minority interests.$6,237,0001,068
Net charge-offs$290,0001,040
Cash dividends$2,328,000982
Sale, conversion, retirement of capital stock, net$157,000343
Net operating income$6,238,6201,045
2020-06-30 (YTD Data)Rank
Total interest income$14,160,0001,122
Total interest expense$1,728,0001,479
Net interest income$12,432,0001,069
Provision for loan and lease losses$750,0001,265
Total noninterest income$6,163,000640
Gross Fiduciary activities income$0970
Service charges on deposit accounts$658,000759
Trading account gains and fees$0123
Additional Noninterest Income$5,505,000536
Total noninterest expense$12,845,000909
Salaries and employee benefits$7,698,000855
Premises and equipment expense$1,649,000772
Additional noninterest expense$3,498,000973
Pre-tax net operating income$5,000,000956
Securities gains (losses)$02,249
Applicable income taxes$955,000864
Income before extraordinary items$4,045,0001,035
Extraordinary gains, net$04
Net income$4,045,0001,034
Minority interest net income$065
Net income of bank and minority interests.$4,045,0001,035
Net charge-offs$-212,0004,977
Cash dividends$1,555,000963
Sale, conversion, retirement of capital stock, net$106,000323
Net operating income$4,045,0001,009
2020-03-31 (YTD Data)Rank
Total interest income$7,381,0001,083
Total interest expense$902,0001,536
Net interest income$6,479,0001,014
Provision for loan and lease losses$375,0001,053
Total noninterest income$3,263,000574
Gross Fiduciary activities income$0941
Service charges on deposit accounts$397,000748
Trading account gains and fees$0106
Additional Noninterest Income$2,866,000467
Total noninterest expense$6,681,000883
Salaries and employee benefits$4,108,000821
Premises and equipment expense$803,000794
Additional noninterest expense$1,770,000971
Pre-tax net operating income$2,686,000822
Securities gains (losses)$01,705
Applicable income taxes$480,000763
Income before extraordinary items$2,206,000859
Extraordinary gains, net$04
Net income$2,206,000859
Minority interest net income$056
Net income of bank and minority interests.$2,206,000859
Net charge-offs$-195,0005,030
Cash dividends$773,000976
Sale, conversion, retirement of capital stock, net$54,000307
Net operating income$2,206,000844
2019-12-31 (YTD Data)Rank
Total interest income$31,417,0001,044
Total interest expense$3,633,0001,590
Net interest income$27,784,000963
Provision for loan and lease losses$1,500,000655
Total noninterest income$7,482,000864
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,714,000723
Trading account gains and fees$0135
Additional Noninterest Income$5,768,000750
Total noninterest expense$24,143,000938
Salaries and employee benefits$14,353,000895
Premises and equipment expense$3,239,000782
Additional noninterest expense$6,551,0001,023
Pre-tax net operating income$9,623,0001,085
Securities gains (losses)$02,379
Applicable income taxes$1,535,0001,097
Income before extraordinary items$8,088,0001,104
Extraordinary gains, net$011
Net income$8,088,0001,106
Minority interest net income$076
Net income of bank and minority interests.$8,088,0001,106
Net charge-offs$-396,0005,088
Cash dividends$3,092,0001,164
Sale, conversion, retirement of capital stock, net$100,000479
Net operating income$8,088,0001,083
2019-09-30 (YTD Data)Rank
Total interest income$23,925,0001,035
Total interest expense$2,711,0001,601
Net interest income$21,214,000952
Provision for loan and lease losses$1,125,000624
Total noninterest income$4,989,000928
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,276,000726
Trading account gains and fees$0129
Additional Noninterest Income$3,713,000833
Total noninterest expense$18,058,000934
Salaries and employee benefits$10,601,000904
Premises and equipment expense$2,422,000783
Additional noninterest expense$5,035,000997
Pre-tax net operating income$7,020,0001,127
Securities gains (losses)$02,167
Applicable income taxes$1,125,0001,139
Income before extraordinary items$5,895,0001,151
Extraordinary gains, net$011
Net income$5,895,0001,152
Minority interest net income$072
Net income of bank and minority interests.$5,895,0001,152
Net charge-offs$-315,0005,137
Cash dividends$2,322,0001,067
Sale, conversion, retirement of capital stock, net$59,000468
Net operating income$5,895,0001,130
2019-06-30 (YTD Data)Rank
Total interest income$15,962,0001,026
Total interest expense$1,787,0001,592
Net interest income$14,175,000947
Provision for loan and lease losses$750,000613
Total noninterest income$3,073,000956
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$827,000741
Trading account gains and fees$0131
Additional Noninterest Income$2,246,000851
Total noninterest expense$11,991,000934
Salaries and employee benefits$6,917,000916
Premises and equipment expense$1,578,000811
Additional noninterest expense$3,496,000969
Pre-tax net operating income$4,507,0001,134
Securities gains (losses)$01,702
Applicable income taxes$705,0001,166
Income before extraordinary items$3,802,0001,154
Extraordinary gains, net$011
Net income$3,802,0001,154
Minority interest net income$069
Net income of bank and minority interests.$3,802,0001,154
Net charge-offs$-174,0005,146
Cash dividends$1,542,0001,078
Sale, conversion, retirement of capital stock, net$40,000457
Net operating income$3,802,0001,134
2019-03-31 (YTD Data)Rank
Total interest income$7,638,0001,060
Total interest expense$783,0001,703
Net interest income$6,855,000979
Provision for loan and lease losses$375,000582
Total noninterest income$1,548,000922
Gross Fiduciary activities income$0972
Service charges on deposit accounts$405,000738
Trading account gains and fees$0126
Additional Noninterest Income$1,143,000819
Total noninterest expense$5,897,000939
Salaries and employee benefits$3,419,000931
Premises and equipment expense$806,000805
Additional noninterest expense$1,672,000985
Pre-tax net operating income$2,131,0001,157
Securities gains (losses)$01,087
Applicable income taxes$260,0001,372
Income before extraordinary items$1,871,0001,148
Extraordinary gains, net$05
Net income$1,871,0001,147
Minority interest net income$052
Net income of bank and minority interests.$1,871,0001,147
Net charge-offs$-170,0005,260
Cash dividends$771,0001,005
Sale, conversion, retirement of capital stock, net$29,000386
Net operating income$1,871,0001,127
2018-12-31 (YTD Data)Rank
Total interest income$28,304,0001,063
Total interest expense$1,983,0001,945
Net interest income$26,321,000990
Provision for loan and lease losses$750,0001,096
Total noninterest income$5,918,000984
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,739,000730
Trading account gains and fees$0126
Additional Noninterest Income$4,179,000895
Total noninterest expense$22,308,000974
Salaries and employee benefits$13,166,000938
Premises and equipment expense$2,919,000853
Additional noninterest expense$6,223,0001,063
Pre-tax net operating income$9,181,0001,113
Securities gains (losses)$-2,0004,086
Applicable income taxes$1,462,0001,069
Income before extraordinary items$7,717,0001,119
Extraordinary gains, net$06
Net income$7,717,0001,118
Minority interest net income$072
Net income of bank and minority interests.$7,717,0001,118
Net charge-offs$-454,0005,290
Cash dividends$3,085,0001,059
Sale, conversion, retirement of capital stock, net$134,000453
Net operating income$7,718,6801,116
2018-09-30 (YTD Data)Rank
Total interest income$20,910,0001,064
Total interest expense$1,412,0001,944
Net interest income$19,498,000997
Provision for loan and lease losses$525,0001,098
Total noninterest income$4,707,000954
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,204,000769
Trading account gains and fees$0138
Additional Noninterest Income$3,503,000845
Total noninterest expense$16,698,000973
Salaries and employee benefits$9,758,000949
Premises and equipment expense$2,095,000893
Additional noninterest expense$4,845,0001,023
Pre-tax net operating income$6,982,0001,101
Securities gains (losses)$-2,0004,476
Applicable income taxes$1,147,0001,068
Income before extraordinary items$5,833,0001,122
Extraordinary gains, net$05
Net income$5,833,0001,121
Minority interest net income$066
Net income of bank and minority interests.$5,833,0001,121
Net charge-offs$-452,0005,374
Cash dividends$2,316,000951
Sale, conversion, retirement of capital stock, net$99,000431
Net operating income$5,834,6801,114
2018-06-30 (YTD Data)Rank
Total interest income$13,495,0001,084
Total interest expense$845,0002,011
Net interest income$12,650,0001,018
Provision for loan and lease losses$300,0001,165
Total noninterest income$2,969,000985
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$782,000783
Trading account gains and fees$0130
Additional Noninterest Income$2,187,000888
Total noninterest expense$11,109,000976
Salaries and employee benefits$6,437,000952
Premises and equipment expense$1,336,000926
Additional noninterest expense$3,336,000989
Pre-tax net operating income$4,210,0001,166
Securities gains (losses)$0961
Applicable income taxes$637,0001,191
Income before extraordinary items$3,573,0001,159
Extraordinary gains, net$06
Net income$3,573,0001,157
Minority interest net income$065
Net income of bank and minority interests.$3,573,0001,158
Net charge-offs$-111,0005,223
Cash dividends$1,548,000930
Sale, conversion, retirement of capital stock, net$64,000418
Net operating income$3,573,0001,158
2018-03-31 (YTD Data)Rank
Total interest income$6,521,0001,115
Total interest expense$373,0002,119
Net interest income$6,148,0001,044
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,508,000965
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$399,000776
Trading account gains and fees$0123
Additional Noninterest Income$1,109,000861
Total noninterest expense$5,470,000995
Salaries and employee benefits$3,192,000968
Premises and equipment expense$639,000968
Additional noninterest expense$1,639,000991
Pre-tax net operating income$2,036,0001,178
Securities gains (losses)$1,000666
Applicable income taxes$295,0001,239
Income before extraordinary items$1,742,0001,167
Extraordinary gains, net$07
Net income$1,742,0001,166
Minority interest net income$052
Net income of bank and minority interests.$1,742,0001,167
Net charge-offs$-14,0004,864
Cash dividends$769,000883
Sale, conversion, retirement of capital stock, net$40,000360
Net operating income$1,741,1401,159
2017-12-31 (YTD Data)Rank
Total interest income$25,057,0001,118
Total interest expense$1,194,0002,245
Net interest income$23,863,0001,047
Provision for loan and lease losses$600,0001,276
Total noninterest income$5,886,000995
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,629,000762
Trading account gains and fees$0151
Additional Noninterest Income$4,257,000914
Total noninterest expense$21,021,0001,013
Salaries and employee benefits$12,272,000979
Premises and equipment expense$2,725,000899
Additional noninterest expense$6,024,0001,073
Pre-tax net operating income$8,128,0001,166
Securities gains (losses)$31,0001,125
Applicable income taxes$2,800,0001,010
Income before extraordinary items$5,359,0001,278
Extraordinary gains, net$09
Net income$5,359,0001,278
Minority interest net income$076
Net income of bank and minority interests.$5,359,0001,278
Net charge-offs$416,0001,221
Cash dividends$3,078,0001,004
Sale, conversion, retirement of capital stock, net$-97,0005,620
Net operating income$5,338,5401,269
2017-09-30 (YTD Data)Rank
Total interest income$18,550,0001,130
Total interest expense$862,0002,293
Net interest income$17,688,0001,064
Provision for loan and lease losses$450,0001,230
Total noninterest income$4,302,0001,035
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,233,000765
Trading account gains and fees$0145
Additional Noninterest Income$3,069,000952
Total noninterest expense$16,273,000987
Salaries and employee benefits$9,600,000940
Premises and equipment expense$1,931,000952
Additional noninterest expense$4,742,0001,022
Pre-tax net operating income$5,267,0001,326
Securities gains (losses)$30,0001,110
Applicable income taxes$1,295,0001,243
Income before extraordinary items$4,002,0001,373
Extraordinary gains, net$09
Net income$4,002,0001,373
Minority interest net income$071
Net income of bank and minority interests.$4,002,0001,373
Net charge-offs$-174,0005,463
Cash dividends$2,312,000925
Sale, conversion, retirement of capital stock, net$-125,0005,692
Net operating income$3,979,2001,362
2017-06-30 (YTD Data)Rank
Total interest income$12,158,0001,136
Total interest expense$562,0002,281
Net interest income$11,596,0001,073
Provision for loan and lease losses$300,0001,177
Total noninterest income$2,806,0001,054
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$810,000764
Trading account gains and fees$0139
Additional Noninterest Income$1,996,000972
Total noninterest expense$10,765,0001,005
Salaries and employee benefits$6,312,000954
Premises and equipment expense$1,243,000971
Additional noninterest expense$3,210,0001,005
Pre-tax net operating income$3,337,0001,350
Securities gains (losses)$01,906
Applicable income taxes$765,0001,307
Income before extraordinary items$2,572,0001,396
Extraordinary gains, net$011
Net income$2,572,0001,396
Minority interest net income$071
Net income of bank and minority interests.$2,572,0001,397
Net charge-offs$-153,0005,524
Cash dividends$1,545,000928
Sale, conversion, retirement of capital stock, net$-153,0005,752
Net operating income$2,572,0001,379
2017-03-31 (YTD Data)Rank
Total interest income$5,950,0001,147
Total interest expense$286,0002,250
Net interest income$5,664,0001,089
Provision for loan and lease losses$150,0001,115
Total noninterest income$1,488,000981
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$392,000784
Trading account gains and fees$0142
Additional Noninterest Income$1,096,000896
Total noninterest expense$5,395,000999
Salaries and employee benefits$3,203,000950
Premises and equipment expense$633,000965
Additional noninterest expense$1,559,0001,027
Pre-tax net operating income$1,607,0001,375
Securities gains (losses)$01,153
Applicable income taxes$375,0001,302
Income before extraordinary items$1,232,0001,435
Extraordinary gains, net$08
Net income$1,232,0001,435
Minority interest net income$055
Net income of bank and minority interests.$1,232,0001,435
Net charge-offs$4,0002,506
Cash dividends$769,000896
Sale, conversion, retirement of capital stock, net$-185,0005,838
Net operating income$1,232,0001,418
2016-12-31 (YTD Data)Rank
Total interest income$24,414,0001,086
Total interest expense$1,113,0002,251
Net interest income$23,301,0001,030
Provision for loan and lease losses$04,332
Total noninterest income$6,818,000925
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,840,000707
Trading account gains and fees$0170
Additional Noninterest Income$4,978,000847
Total noninterest expense$22,025,000967
Salaries and employee benefits$12,634,000947
Premises and equipment expense$2,698,000911
Additional noninterest expense$6,693,000982
Pre-tax net operating income$8,094,0001,092
Securities gains (losses)$03,212
Applicable income taxes$2,185,000979
Income before extraordinary items$5,909,0001,217
Extraordinary gains, net$05
Net income$5,909,0001,216
Minority interest net income$082
Net income of bank and minority interests.$5,909,0001,216
Net charge-offs$377,0001,316
Cash dividends$3,060,0001,000
Sale, conversion, retirement of capital stock, net$-8,0005,809
Net operating income$5,909,0001,186
2016-09-30 (YTD Data)Rank
Total interest income$18,350,0001,095
Total interest expense$824,0002,276
Net interest income$17,526,0001,031
Provision for loan and lease losses$04,186
Total noninterest income$4,930,000947
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,411,000692
Trading account gains and fees$0169
Additional Noninterest Income$3,519,000875
Total noninterest expense$16,181,000982
Salaries and employee benefits$9,343,000952
Premises and equipment expense$2,028,000912
Additional noninterest expense$4,810,0001,024
Pre-tax net operating income$6,275,0001,072
Securities gains (losses)$03,160
Applicable income taxes$1,730,000971
Income before extraordinary items$4,545,0001,199
Extraordinary gains, net$05
Net income$4,545,0001,199
Minority interest net income$071
Net income of bank and minority interests.$4,545,0001,199
Net charge-offs$264,0001,244
Cash dividends$2,297,000913
Sale, conversion, retirement of capital stock, net$-8,0005,897
Net operating income$4,545,0001,164
2016-06-30 (YTD Data)Rank
Total interest income$12,237,0001,096
Total interest expense$540,0002,304
Net interest income$11,697,0001,032
Provision for loan and lease losses$04,017
Total noninterest income$3,138,000965
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$896,000711
Trading account gains and fees$0157
Additional Noninterest Income$2,242,000897
Total noninterest expense$10,657,000990
Salaries and employee benefits$6,194,000953
Premises and equipment expense$1,323,000929
Additional noninterest expense$3,140,0001,043
Pre-tax net operating income$4,178,0001,071
Securities gains (losses)$02,835
Applicable income taxes$1,105,0001,007
Income before extraordinary items$3,073,0001,176
Extraordinary gains, net$016
Net income$3,073,0001,176
Minority interest net income$071
Net income of bank and minority interests.$3,073,0001,176
Net charge-offs$243,0001,002
Cash dividends$1,525,000937
Sale, conversion, retirement of capital stock, net$-8,0005,979
Net operating income$3,073,0001,137
2016-03-31 (YTD Data)Rank
Total interest income$6,152,0001,089
Total interest expense$271,0002,308
Net interest income$5,881,0001,023
Provision for loan and lease losses$03,656
Total noninterest income$1,359,0001,033
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$405,000774
Trading account gains and fees$0142
Additional Noninterest Income$954,000965
Total noninterest expense$5,302,000993
Salaries and employee benefits$3,117,000953
Premises and equipment expense$676,000917
Additional noninterest expense$1,509,0001,083
Pre-tax net operating income$1,938,0001,113
Securities gains (losses)$02,077
Applicable income taxes$525,0001,024
Income before extraordinary items$1,413,0001,243
Extraordinary gains, net$012
Net income$1,413,0001,244
Minority interest net income$062
Net income of bank and minority interests.$1,413,0001,244
Net charge-offs$316,000471
Cash dividends$763,000905
Sale, conversion, retirement of capital stock, net$-8,0006,066
Net operating income$1,413,0001,210
2015-12-31 (YTD Data)Rank
Total interest income$24,601,0001,056
Total interest expense$1,100,0002,265
Net interest income$23,501,000981
Provision for loan and lease losses$04,380
Total noninterest income$7,167,000870
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,828,000724
Trading account gains and fees$0159
Additional Noninterest Income$5,339,000780
Total noninterest expense$23,337,000886
Salaries and employee benefits$13,286,000854
Premises and equipment expense$2,897,000851
Additional noninterest expense$7,154,000912
Pre-tax net operating income$7,331,0001,156
Securities gains (losses)$38,0001,841
Applicable income taxes$2,015,000999
Income before extraordinary items$5,354,0001,286
Extraordinary gains, net$023
Net income$5,354,0001,286
Minority interest net income$081
Net income of bank and minority interests.$5,354,0001,286
Net charge-offs$1,147,000615
Cash dividends$3,057,000954
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,326,2601,266
2015-09-30 (YTD Data)Rank
Total interest income$18,304,0001,069
Total interest expense$824,0002,293
Net interest income$17,480,000995
Provision for loan and lease losses$04,232
Total noninterest income$5,782,000842
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,383,000720
Trading account gains and fees$0153
Additional Noninterest Income$4,399,000730
Total noninterest expense$17,607,000891
Salaries and employee benefits$9,866,000865
Premises and equipment expense$2,108,000887
Additional noninterest expense$5,633,000869
Pre-tax net operating income$5,655,0001,143
Securities gains (losses)$28,0001,833
Applicable income taxes$1,555,0001,008
Income before extraordinary items$4,128,0001,263
Extraordinary gains, net$021
Net income$4,128,0001,263
Minority interest net income$078
Net income of bank and minority interests.$4,128,0001,263
Net charge-offs$1,054,000483
Cash dividends$2,296,000876
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,107,5601,234
2015-06-30 (YTD Data)Rank
Total interest income$12,042,0001,082
Total interest expense$546,0002,309
Net interest income$11,496,0001,003
Provision for loan and lease losses$04,069
Total noninterest income$3,649,000877
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$925,000696
Trading account gains and fees$0157
Additional Noninterest Income$2,724,000770
Total noninterest expense$11,951,000883
Salaries and employee benefits$6,568,000870
Premises and equipment expense$1,362,000905
Additional noninterest expense$4,021,000823
Pre-tax net operating income$3,194,0001,303
Securities gains (losses)$28,0001,532
Applicable income taxes$860,0001,139
Income before extraordinary items$2,362,0001,408
Extraordinary gains, net$022
Net income$2,362,0001,408
Minority interest net income$075
Net income of bank and minority interests.$2,362,0001,409
Net charge-offs$1,203,000311
Cash dividends$1,533,000879
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,341,5601,382
2015-03-31 (YTD Data)Rank
Total interest income$5,995,0001,086
Total interest expense$271,0002,349
Net interest income$5,724,0001,003
Provision for loan and lease losses$03,703
Total noninterest income$1,766,000865
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$438,000728
Trading account gains and fees$0152
Additional Noninterest Income$1,328,000744
Total noninterest expense$5,766,000907
Salaries and employee benefits$3,210,000889
Premises and equipment expense$689,000910
Additional noninterest expense$1,867,000860
Pre-tax net operating income$1,724,0001,184
Securities gains (losses)$02,027
Applicable income taxes$470,0001,062
Income before extraordinary items$1,254,0001,318
Extraordinary gains, net$013
Net income$1,254,0001,320
Minority interest net income$064
Net income of bank and minority interests.$1,254,0001,320
Net charge-offs$-62,0006,012
Cash dividends$763,000820
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,254,0001,279
2014-12-31 (YTD Data)Rank
Total interest income$23,951,0001,067
Total interest expense$969,0002,632
Net interest income$22,982,000972
Provision for loan and lease losses$04,603
Total noninterest income$7,205,000845
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,952,000701
Trading account gains and fees$0180
Additional Noninterest Income$5,253,000723
Total noninterest expense$22,023,000917
Salaries and employee benefits$12,461,000881
Premises and equipment expense$2,699,000904
Additional noninterest expense$6,863,000947
Pre-tax net operating income$8,164,0001,007
Securities gains (losses)$03,259
Applicable income taxes$2,420,000854
Income before extraordinary items$5,744,0001,147
Extraordinary gains, net$017
Net income$5,744,0001,145
Minority interest net income$084
Net income of bank and minority interests.$5,744,0001,146
Net charge-offs$-18,0005,772
Cash dividends$3,056,000894
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,744,0001,119
2014-09-30 (YTD Data)Rank
Total interest income$17,966,0001,073
Total interest expense$703,0002,742
Net interest income$17,263,000968
Provision for loan and lease losses$188,0002,151
Total noninterest income$5,227,000864
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,460,000696
Trading account gains and fees$0174
Additional Noninterest Income$3,767,000752
Total noninterest expense$16,443,000914
Salaries and employee benefits$9,242,000894
Premises and equipment expense$1,967,000928
Additional noninterest expense$5,234,000925
Pre-tax net operating income$5,859,0001,066
Securities gains (losses)$02,980
Applicable income taxes$1,770,000881
Income before extraordinary items$4,089,0001,201
Extraordinary gains, net$015
Net income$4,089,0001,199
Minority interest net income$081
Net income of bank and minority interests.$4,089,0001,200
Net charge-offs$-60,0006,092
Cash dividends$2,294,000833
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,089,0001,183
2014-06-30 (YTD Data)Rank
Total interest income$11,840,0001,083
Total interest expense$438,0002,927
Net interest income$11,402,000977
Provision for loan and lease losses$173,0001,787
Total noninterest income$3,224,000895
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$951,000701
Trading account gains and fees$0172
Additional Noninterest Income$2,273,000798
Total noninterest expense$10,791,000925
Salaries and employee benefits$6,087,000898
Premises and equipment expense$1,280,000960
Additional noninterest expense$3,424,000942
Pre-tax net operating income$3,662,0001,094
Securities gains (losses)$02,580
Applicable income taxes$1,125,000887
Income before extraordinary items$2,537,0001,244
Extraordinary gains, net$020
Net income$2,537,0001,243
Minority interest net income$080
Net income of bank and minority interests.$2,537,0001,245
Net charge-offs$246,0001,418
Cash dividends$1,533,000809
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,537,0001,222
2014-03-31 (YTD Data)Rank
Total interest income$5,757,0001,110
Total interest expense$197,0003,210
Net interest income$5,560,000998
Provision for loan and lease losses$161,0001,145
Total noninterest income$1,408,000963
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$451,000726
Trading account gains and fees$0147
Additional Noninterest Income$957,000874
Total noninterest expense$5,462,000922
Salaries and employee benefits$3,063,000905
Premises and equipment expense$663,000956
Additional noninterest expense$1,736,000924
Pre-tax net operating income$1,345,0001,383
Securities gains (losses)$01,715
Applicable income taxes$425,0001,041
Income before extraordinary items$920,0001,597
Extraordinary gains, net$016
Net income$920,0001,600
Minority interest net income$066
Net income of bank and minority interests.$920,0001,600
Net charge-offs$244,000823
Cash dividends$761,000759
Sale, conversion, retirement of capital stock, net$0747
Net operating income$920,0001,565
2013-12-31 (YTD Data)Rank
Total interest income$22,624,0001,144
Total interest expense$914,0003,145
Net interest income$21,710,0001,012
Provision for loan and lease losses$1,247,000914
Total noninterest income$7,483,000841
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,101,000659
Trading account gains and fees$0184
Additional Noninterest Income$5,382,000759
Total noninterest expense$21,075,000972
Salaries and employee benefits$12,104,000891
Premises and equipment expense$2,588,000938
Additional noninterest expense$6,383,0001,056
Pre-tax net operating income$6,871,0001,089
Securities gains (losses)$03,182
Applicable income taxes$2,180,000848
Income before extraordinary items$4,691,0001,300
Extraordinary gains, net$029
Net income$4,691,0001,301
Minority interest net income$090
Net income of bank and minority interests.$4,691,0001,303
Net charge-offs$1,083,0001,193
Cash dividends$2,293,0001,073
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,691,0001,275
2013-09-30 (YTD Data)Rank
Total interest income$16,893,0001,145
Total interest expense$709,0003,144
Net interest income$16,184,0001,021
Provision for loan and lease losses$1,237,000756
Total noninterest income$5,756,000836
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,573,000660
Trading account gains and fees$0180
Additional Noninterest Income$4,183,000761
Total noninterest expense$15,873,000961
Salaries and employee benefits$9,256,000881
Premises and equipment expense$1,909,000959
Additional noninterest expense$4,708,0001,071
Pre-tax net operating income$4,830,0001,178
Securities gains (losses)$03,040
Applicable income taxes$1,530,000913
Income before extraordinary items$3,300,0001,376
Extraordinary gains, net$025
Net income$3,300,0001,378
Minority interest net income$084
Net income of bank and minority interests.$3,300,0001,378
Net charge-offs$1,032,000973
Cash dividends$1,542,0001,078
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,300,0001,349
2013-06-30 (YTD Data)Rank
Total interest income$11,241,0001,139
Total interest expense$485,0003,141
Net interest income$10,756,0001,010
Provision for loan and lease losses$1,220,000568
Total noninterest income$3,774,000854
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,033,000655
Trading account gains and fees$0157
Additional Noninterest Income$2,741,000783
Total noninterest expense$10,445,000969
Salaries and employee benefits$6,015,000899
Premises and equipment expense$1,259,000961
Additional noninterest expense$3,171,0001,061
Pre-tax net operating income$2,865,0001,284
Securities gains (losses)$02,791
Applicable income taxes$855,0001,050
Income before extraordinary items$2,010,0001,494
Extraordinary gains, net$022
Net income$2,010,0001,497
Minority interest net income$082
Net income of bank and minority interests.$2,010,0001,499
Net charge-offs$973,000781
Cash dividends$771,0001,325
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,010,0001,439
2013-03-31 (YTD Data)Rank
Total interest income$5,616,0001,145
Total interest expense$249,0003,159
Net interest income$5,367,0001,010
Provision for loan and lease losses$607,000590
Total noninterest income$1,699,000930
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$502,000661
Trading account gains and fees$0148
Additional Noninterest Income$1,197,000863
Total noninterest expense$5,085,0001,010
Salaries and employee benefits$2,961,000924
Premises and equipment expense$660,000930
Additional noninterest expense$1,464,0001,132
Pre-tax net operating income$1,374,0001,315
Securities gains (losses)$01,966
Applicable income taxes$435,0001,026
Income before extraordinary items$939,0001,574
Extraordinary gains, net$010
Net income$939,0001,577
Minority interest net income$076
Net income of bank and minority interests.$939,0001,576
Net charge-offs$1,047,000457
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$939,0001,515
2012-12-31 (YTD Data)Rank
Total interest income$23,029,0001,158
Total interest expense$1,519,0002,692
Net interest income$21,510,0001,027
Provision for loan and lease losses$2,982,000776
Total noninterest income$6,206,000978
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,288,000622
Trading account gains and fees$0166
Additional Noninterest Income$3,918,000976
Total noninterest expense$19,576,0001,018
Salaries and employee benefits$11,361,000914
Premises and equipment expense$2,698,000894
Additional noninterest expense$5,517,0001,235
Pre-tax net operating income$5,158,0001,334
Securities gains (losses)$03,810
Applicable income taxes$1,850,000933
Income before extraordinary items$3,308,0001,711
Extraordinary gains, net$029
Net income$3,308,0001,713
Minority interest net income$093
Net income of bank and minority interests.$3,308,0001,712
Net charge-offs$3,194,000813
Cash dividends$2,282,0001,097
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,308,0001,619
2012-09-30 (YTD Data)Rank
Total interest income$17,236,0001,179
Total interest expense$1,227,0002,636
Net interest income$16,009,0001,039
Provision for loan and lease losses$1,842,000908
Total noninterest income$4,351,0001,029
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,711,000630
Trading account gains and fees$0157
Additional Noninterest Income$2,640,0001,042
Total noninterest expense$14,306,0001,044
Salaries and employee benefits$8,170,000953
Premises and equipment expense$1,997,000911
Additional noninterest expense$4,139,0001,232
Pre-tax net operating income$4,212,0001,274
Securities gains (losses)$03,575
Applicable income taxes$1,500,000913
Income before extraordinary items$2,712,0001,622
Extraordinary gains, net$020
Net income$2,712,0001,623
Minority interest net income$086
Net income of bank and minority interests.$2,712,0001,623
Net charge-offs$2,164,000875
Cash dividends$1,141,0001,209
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,712,0001,537
2012-06-30 (YTD Data)Rank
Total interest income$11,468,0001,193
Total interest expense$877,0002,586
Net interest income$10,591,0001,047
Provision for loan and lease losses$1,222,000932
Total noninterest income$2,822,0001,034
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,137,000623
Trading account gains and fees$0153
Additional Noninterest Income$1,685,0001,051
Total noninterest expense$10,065,000991
Salaries and employee benefits$6,038,000863
Premises and equipment expense$1,293,000936
Additional noninterest expense$2,734,0001,242
Pre-tax net operating income$2,126,0001,606
Securities gains (losses)$03,178
Applicable income taxes$705,0001,168
Income before extraordinary items$1,421,0001,970
Extraordinary gains, net$019
Net income$1,421,0001,968
Minority interest net income$084
Net income of bank and minority interests.$1,421,0001,970
Net charge-offs$1,375,000914
Cash dividends$1,141,000871
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,421,0001,875
2012-03-31 (YTD Data)Rank
Total interest income$5,666,0001,219
Total interest expense$474,0002,488
Net interest income$5,192,0001,067
Provision for loan and lease losses$610,000909
Total noninterest income$1,313,0001,080
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$560,000638
Trading account gains and fees$0148
Additional Noninterest Income$753,0001,127
Total noninterest expense$5,071,000981
Salaries and employee benefits$3,077,000839
Premises and equipment expense$667,000915
Additional noninterest expense$1,327,0001,260
Pre-tax net operating income$824,0001,982
Securities gains (losses)$02,210
Applicable income taxes$280,0001,361
Income before extraordinary items$544,0002,444
Extraordinary gains, net$019
Net income$544,0002,445
Minority interest net income$078
Net income of bank and minority interests.$544,0002,447
Net charge-offs$566,0001,010
Cash dividends$1,140,000420
Sale, conversion, retirement of capital stock, net$0861
Net operating income$544,0002,321
2011-12-31 (YTD Data)Rank
Total interest income$23,207,0001,232
Total interest expense$3,017,0001,950
Net interest income$20,190,0001,102
Provision for loan and lease losses$3,650,0001,017
Total noninterest income$4,826,0001,075
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,303,000638
Trading account gains and fees$0146
Additional Noninterest Income$2,523,0001,163
Total noninterest expense$18,870,0001,034
Salaries and employee benefits$10,465,000935
Premises and equipment expense$2,742,000921
Additional noninterest expense$5,663,0001,231
Pre-tax net operating income$2,496,0002,136
Securities gains (losses)$-322,0007,195
Applicable income taxes$615,0001,821
Income before extraordinary items$1,559,0002,702
Extraordinary gains, net$029
Net income$1,559,0002,703
Minority interest net income$096
Net income of bank and minority interests.$1,559,0002,703
Net charge-offs$4,674,000853
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,790,8402,385
2011-09-30 (YTD Data)Rank
Total interest income$17,348,0001,251
Total interest expense$2,437,0001,898
Net interest income$14,911,0001,126
Provision for loan and lease losses$2,075,0001,210
Total noninterest income$3,498,0001,110
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,738,000641
Trading account gains and fees$0145
Additional Noninterest Income$1,760,0001,217
Total noninterest expense$14,877,000998
Salaries and employee benefits$8,516,000868
Premises and equipment expense$2,023,000940
Additional noninterest expense$4,338,0001,196
Pre-tax net operating income$1,457,0002,636
Securities gains (losses)$-22,0007,061
Applicable income taxes$320,0002,198
Income before extraordinary items$1,115,0002,848
Extraordinary gains, net$021
Net income$1,115,0002,851
Minority interest net income$087
Net income of bank and minority interests.$1,115,0002,851
Net charge-offs$3,696,000799
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,132,1602,727
2011-06-30 (YTD Data)Rank
Total interest income$11,741,0001,237
Total interest expense$1,726,0001,850
Net interest income$10,015,0001,117
Provision for loan and lease losses$1,380,0001,208
Total noninterest income$2,324,0001,098
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,128,000652
Trading account gains and fees$0153
Additional Noninterest Income$1,196,0001,186
Total noninterest expense$10,137,000984
Salaries and employee benefits$5,634,000881
Premises and equipment expense$1,338,000961
Additional noninterest expense$3,165,0001,119
Pre-tax net operating income$822,0002,888
Securities gains (losses)$-22,0007,138
Applicable income taxes$235,0002,050
Income before extraordinary items$565,0003,316
Extraordinary gains, net$015
Net income$565,0003,317
Minority interest net income$089
Net income of bank and minority interests.$565,0003,317
Net charge-offs$2,114,000890
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$580,6203,163
2011-03-31 (YTD Data)Rank
Total interest income$5,850,0001,247
Total interest expense$907,0001,819
Net interest income$4,943,0001,132
Provision for loan and lease losses$675,0001,168
Total noninterest income$1,122,0001,117
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$541,000664
Trading account gains and fees$0158
Additional Noninterest Income$581,0001,210
Total noninterest expense$4,985,000997
Salaries and employee benefits$2,810,000895
Premises and equipment expense$732,000903
Additional noninterest expense$1,443,0001,232
Pre-tax net operating income$405,0002,940
Securities gains (losses)$-22,0007,251
Applicable income taxes$105,0002,124
Income before extraordinary items$278,0003,380
Extraordinary gains, net$09
Net income$278,0003,377
Minority interest net income$086
Net income of bank and minority interests.$278,0003,378
Net charge-offs$746,0001,033
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$294,0603,228
2010-12-31 (YTD Data)Rank
Total interest income$25,908,0001,196
Total interest expense$5,047,0001,647
Net interest income$20,861,0001,062
Provision for loan and lease losses$4,100,0001,317
Total noninterest income$5,523,0001,002
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,641,000567
Trading account gains and fees$0175
Additional Noninterest Income$2,882,0001,096
Total noninterest expense$18,160,0001,098
Salaries and employee benefits$9,962,000984
Premises and equipment expense$2,647,000972
Additional noninterest expense$5,551,0001,318
Pre-tax net operating income$4,124,0001,229
Securities gains (losses)$-3,255,0007,598
Applicable income taxes$195,0002,737
Income before extraordinary items$674,0003,902
Extraordinary gains, net$029
Net income$674,0003,901
Minority interest net income$0111
Net income of bank and minority interests.$674,0003,903
Net charge-offs$5,454,000943
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-195,0007,610
Net operating income$3,212,9001,278
2010-09-30 (YTD Data)Rank
Total interest income$19,772,0001,195
Total interest expense$4,013,0001,615
Net interest income$15,759,0001,057
Provision for loan and lease losses$3,900,0001,064
Total noninterest income$2,745,0001,329
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,998,000576
Trading account gains and fees$0165
Additional Noninterest Income$747,0002,168
Total noninterest expense$14,748,0001,001
Salaries and employee benefits$8,214,000885
Premises and equipment expense$1,914,0001,028
Additional noninterest expense$4,620,0001,172
Pre-tax net operating income$-144,0006,235
Securities gains (losses)$-3,255,0007,714
Applicable income taxes$-1,180,0007,526
Income before extraordinary items$-2,219,0007,170
Extraordinary gains, net$023
Net income$-2,219,0007,168
Minority interest net income$0110
Net income of bank and minority interests.$-2,219,0007,170
Net charge-offs$3,795,000945
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-198,0007,722
Net operating income$-103,2506,213
2010-06-30 (YTD Data)Rank
Total interest income$13,258,0001,202
Total interest expense$2,751,0001,644
Net interest income$10,507,0001,058
Provision for loan and lease losses$3,700,000804
Total noninterest income$1,612,0001,439
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,265,000605
Trading account gains and fees$0152
Additional Noninterest Income$347,0002,624
Total noninterest expense$9,581,0001,025
Salaries and employee benefits$5,471,000893
Premises and equipment expense$1,232,0001,082
Additional noninterest expense$2,878,0001,242
Pre-tax net operating income$-1,162,0007,067
Securities gains (losses)$-3,255,0007,793
Applicable income taxes$-1,460,0007,657
Income before extraordinary items$-2,957,0007,441
Extraordinary gains, net$019
Net income$-2,957,0007,441
Minority interest net income$0105
Net income of bank and minority interests.$-2,957,0007,441
Net charge-offs$2,644,000917
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-30,0007,772
Net operating income$-776,1506,967
2010-03-31 (YTD Data)Rank
Total interest income$6,522,0001,249
Total interest expense$1,517,0001,562
Net interest income$5,005,0001,126
Provision for loan and lease losses$3,100,000534
Total noninterest income$622,0001,739
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$644,000598
Trading account gains and fees$0175
Additional Noninterest Income$-22,0007,614
Total noninterest expense$4,697,0001,061
Salaries and employee benefits$2,748,000899
Premises and equipment expense$610,0001,120
Additional noninterest expense$1,339,0001,323
Pre-tax net operating income$-2,170,0007,620
Securities gains (losses)$02,284
Applicable income taxes$-710,0007,750
Income before extraordinary items$-1,460,0007,567
Extraordinary gains, net$016
Net income$-1,460,0007,568
Minority interest net income$091
Net income of bank and minority interests.$-1,460,0007,568
Net charge-offs$1,611,000754
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$-30,0007,891
Net operating income$-1,460,0007,561
2009-12-31 (YTD Data)Rank
Total interest income$30,132,0001,137
Total interest expense$9,279,0001,281
Net interest income$20,853,0001,052
Provision for loan and lease losses$12,800,000699
Total noninterest income$3,127,0001,562
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,663,000624
Trading account gains and fees$0211
Additional Noninterest Income$464,0003,331
Total noninterest expense$18,441,0001,127
Salaries and employee benefits$9,802,0001,003
Premises and equipment expense$2,602,0001,043
Additional noninterest expense$6,037,0001,252
Pre-tax net operating income$-7,261,0007,366
Securities gains (losses)$-130,0007,330
Applicable income taxes$-2,400,0007,565
Income before extraordinary items$-4,991,0007,262
Extraordinary gains, net$034
Net income$-4,991,0007,262
Minority interest net income$0115
Net income of bank and minority interests.$-4,991,0007,262
Net charge-offs$11,365,000621
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$-53,0007,929
Net operating income$-4,902,6007,276
2009-09-30 (YTD Data)Rank
Total interest income$23,094,0001,136
Total interest expense$7,490,0001,255
Net interest income$15,604,0001,058
Provision for loan and lease losses$6,400,000878
Total noninterest income$2,363,0001,575
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,993,000624
Trading account gains and fees$0212
Additional Noninterest Income$370,0003,315
Total noninterest expense$14,563,0001,055
Salaries and employee benefits$8,045,000930
Premises and equipment expense$1,955,0001,053
Additional noninterest expense$4,563,0001,229
Pre-tax net operating income$-2,996,0007,288
Securities gains (losses)$03,497
Applicable income taxes$-1,005,0007,560
Income before extraordinary items$-1,991,0007,165
Extraordinary gains, net$027
Net income$-1,991,0007,165
Minority interest net income$0118
Net income of bank and minority interests.$-1,991,0007,164
Net charge-offs$6,444,000690
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$-1,0008,000
Net operating income$-1,991,0007,161
2009-06-30 (YTD Data)Rank
Total interest income$15,779,0001,133
Total interest expense$5,365,0001,227
Net interest income$10,414,0001,053
Provision for loan and lease losses$3,600,000957
Total noninterest income$1,383,0001,745
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,326,000630
Trading account gains and fees$0193
Additional Noninterest Income$57,0005,652
Total noninterest expense$9,941,0001,056
Salaries and employee benefits$5,461,000929
Premises and equipment expense$1,337,0001,058
Additional noninterest expense$3,143,0001,211
Pre-tax net operating income$-1,744,0007,318
Securities gains (losses)$03,136
Applicable income taxes$-600,0007,628
Income before extraordinary items$-1,144,0007,198
Extraordinary gains, net$021
Net income$-1,144,0007,197
Minority interest net income$0112
Net income of bank and minority interests.$-1,144,0007,198
Net charge-offs$3,574,000737
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$34,000901
Net operating income$-1,144,0007,195
2009-03-31 (YTD Data)Rank
Total interest income$8,046,0001,119
Total interest expense$2,907,0001,182
Net interest income$5,139,0001,059
Provision for loan and lease losses$1,800,000803
Total noninterest income$433,0002,364
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$644,000628
Trading account gains and fees$0171
Additional Noninterest Income$-211,0008,161
Total noninterest expense$4,967,0001,017
Salaries and employee benefits$2,756,000933
Premises and equipment expense$719,000998
Additional noninterest expense$1,492,0001,127
Pre-tax net operating income$-1,195,0007,688
Securities gains (losses)$02,434
Applicable income taxes$-350,0007,833
Income before extraordinary items$-845,0007,654
Extraordinary gains, net$015
Net income$-845,0007,655
Minority interest net income$0102
Net income of bank and minority interests.$-845,0007,655
Net charge-offs$1,298,000813
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$110,000350
Net operating income$-845,0007,653
2008-12-31 (YTD Data)Rank
Total interest income$37,354,0001,013
Total interest expense$16,712,000956
Net interest income$20,642,0001,047
Provision for loan and lease losses$9,000,000647
Total noninterest income$4,009,0001,273
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,011,000573
Trading account gains and fees$0154
Additional Noninterest Income$998,0002,121
Total noninterest expense$24,059,000823
Salaries and employee benefits$15,710,000620
Premises and equipment expense$2,887,000959
Additional noninterest expense$5,462,0001,173
Pre-tax net operating income$-8,408,0007,951
Securities gains (losses)$03,220
Applicable income taxes$-2,938,0008,011
Income before extraordinary items$-5,470,0007,844
Extraordinary gains, net$039
Net income$-5,470,0007,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,621,000425
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$-30,0008,214
Net operating income$-5,470,0007,890
2008-09-30 (YTD Data)Rank
Total interest income$28,616,0001,016
Total interest expense$13,311,000936
Net interest income$15,305,0001,082
Provision for loan and lease losses$4,900,000650
Total noninterest income$3,119,0001,273
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,273,000577
Trading account gains and fees$0148
Additional Noninterest Income$846,0002,042
Total noninterest expense$14,727,0001,006
Salaries and employee benefits$8,906,000866
Premises and equipment expense$2,070,0001,007
Additional noninterest expense$3,751,0001,223
Pre-tax net operating income$-1,203,0007,632
Securities gains (losses)$03,106
Applicable income taxes$-425,0007,839
Income before extraordinary items$-778,0007,390
Extraordinary gains, net$031
Net income$-778,0007,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,789,000402
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$-46,0008,313
Net operating income$-778,0007,507
2008-06-30 (YTD Data)Rank
Total interest income$19,447,0001,009
Total interest expense$9,566,000897
Net interest income$9,881,0001,108
Provision for loan and lease losses$4,300,000482
Total noninterest income$2,002,0001,327
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,495,000573
Trading account gains and fees$0149
Additional Noninterest Income$507,0002,217
Total noninterest expense$9,849,0001,000
Salaries and employee benefits$6,030,000857
Premises and equipment expense$1,380,0001,008
Additional noninterest expense$2,439,0001,220
Pre-tax net operating income$-2,266,0008,187
Securities gains (losses)$03,233
Applicable income taxes$-800,0008,250
Income before extraordinary items$-1,466,0008,141
Extraordinary gains, net$021
Net income$-1,466,0008,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,998,000359
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$-46,0008,394
Net operating income$-1,466,0008,131
2008-03-31 (YTD Data)Rank
Total interest income$9,980,0001,004
Total interest expense$5,272,000862
Net interest income$4,708,0001,162
Provision for loan and lease losses$600,000895
Total noninterest income$959,0001,376
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$753,000564
Trading account gains and fees$0158
Additional Noninterest Income$206,0002,524
Total noninterest expense$4,835,0001,008
Salaries and employee benefits$2,957,000876
Premises and equipment expense$689,0001,008
Additional noninterest expense$1,189,0001,204
Pre-tax net operating income$232,0004,680
Securities gains (losses)$02,688
Applicable income taxes$85,0002,981
Income before extraordinary items$147,0005,232
Extraordinary gains, net$015
Net income$147,0005,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,294
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-46,0008,442
Net operating income$147,0005,127
2007-12-31 (YTD Data)Rank
Total interest income$42,693,000990
Total interest expense$21,969,000895
Net interest income$20,724,0001,069
Provision for loan and lease losses$19,050,000165
Total noninterest income$4,635,0001,161
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,207,000540
Trading account gains and fees$0178
Additional Noninterest Income$1,428,0001,735
Total noninterest expense$19,530,000963
Salaries and employee benefits$11,144,000886
Premises and equipment expense$2,818,000922
Additional noninterest expense$5,568,0001,018
Pre-tax net operating income$-13,221,0008,490
Securities gains (losses)$02,146
Applicable income taxes$-4,500,0008,494
Income before extraordinary items$-8,721,0008,481
Extraordinary gains, net$039
Net income$-8,721,0008,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,445,000121
Cash dividends$1,071,0002,516
Sale, conversion, retirement of capital stock, net$-342,0008,470
Net operating income$-8,721,0008,475
2007-09-30 (YTD Data)Rank
Total interest income$32,116,000988
Total interest expense$16,373,000900
Net interest income$15,743,0001,064
Provision for loan and lease losses$7,450,000189
Total noninterest income$3,815,0001,083
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,404,000532
Trading account gains and fees$0184
Additional Noninterest Income$1,411,0001,437
Total noninterest expense$15,307,000902
Salaries and employee benefits$9,173,000807
Premises and equipment expense$2,109,000921
Additional noninterest expense$4,025,0001,026
Pre-tax net operating income$-3,199,0008,497
Securities gains (losses)$01,655
Applicable income taxes$-1,100,0008,500
Income before extraordinary items$-2,099,0008,470
Extraordinary gains, net$033
Net income$-2,099,0008,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,198,000189
Cash dividends$804,0002,287
Sale, conversion, retirement of capital stock, net$-366,0008,512
Net operating income$-2,099,0008,460
2007-06-30 (YTD Data)Rank
Total interest income$21,549,000992
Total interest expense$10,755,000925
Net interest income$10,794,0001,038
Provision for loan and lease losses$1,850,000341
Total noninterest income$2,593,0001,087
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,583,000551
Trading account gains and fees$0168
Additional Noninterest Income$1,010,0001,389
Total noninterest expense$10,153,000927
Salaries and employee benefits$6,079,000830
Premises and equipment expense$1,434,000921
Additional noninterest expense$2,640,0001,052
Pre-tax net operating income$1,384,0002,820
Securities gains (losses)$01,444
Applicable income taxes$500,0002,069
Income before extraordinary items$884,0003,299
Extraordinary gains, net$029
Net income$884,0003,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,043,000199
Cash dividends$537,0002,351
Sale, conversion, retirement of capital stock, net$-111,0008,561
Net operating income$884,0003,277
2007-03-31 (YTD Data)Rank
Total interest income$10,767,000986
Total interest expense$5,264,000933
Net interest income$5,503,0001,014
Provision for loan and lease losses$600,000449
Total noninterest income$1,295,0001,072
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$761,000546
Trading account gains and fees$0195
Additional Noninterest Income$534,0001,296
Total noninterest expense$5,136,000903
Salaries and employee benefits$3,058,000829
Premises and equipment expense$750,000891
Additional noninterest expense$1,328,0001,032
Pre-tax net operating income$1,062,0002,063
Securities gains (losses)$01,187
Applicable income taxes$375,0001,590
Income before extraordinary items$687,0002,360
Extraordinary gains, net$022
Net income$687,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,039,000238
Cash dividends$269,0002,120
Sale, conversion, retirement of capital stock, net$-79,0008,603
Net operating income$687,0002,344
2006-12-31 (YTD Data)Rank
Total interest income$40,540,000963
Total interest expense$18,164,000922
Net interest income$22,376,000994
Provision for loan and lease losses$4,583,000260
Total noninterest income$4,712,0001,148
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,318,000519
Trading account gains and fees$0130
Additional Noninterest Income$1,394,0001,757
Total noninterest expense$20,084,000883
Salaries and employee benefits$12,258,000772
Premises and equipment expense$3,084,000809
Additional noninterest expense$4,742,0001,131
Pre-tax net operating income$2,421,0003,197
Securities gains (losses)$01,687
Applicable income taxes$850,0002,397
Income before extraordinary items$1,571,0003,671
Extraordinary gains, net$051
Net income$1,571,0003,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,809,000292
Cash dividends$1,834,0001,663
Sale, conversion, retirement of capital stock, net$-236,0008,618
Net operating income$1,571,0003,648
2006-09-30 (YTD Data)Rank
Total interest income$29,667,000992
Total interest expense$12,864,000946
Net interest income$16,803,0001,010
Provision for loan and lease losses$3,058,000268
Total noninterest income$3,601,0001,134
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,471,000520
Trading account gains and fees$0126
Additional Noninterest Income$1,130,0001,660
Total noninterest expense$15,244,000876
Salaries and employee benefits$9,413,000773
Premises and equipment expense$2,361,000813
Additional noninterest expense$3,470,0001,168
Pre-tax net operating income$2,102,0003,014
Securities gains (losses)$01,388
Applicable income taxes$1,350,0001,506
Income before extraordinary items$752,0004,846
Extraordinary gains, net$045
Net income$752,0004,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,070
Cash dividends$803,0002,236
Sale, conversion, retirement of capital stock, net$-269,0008,707
Net operating income$752,0004,835
2006-06-30 (YTD Data)Rank
Total interest income$18,996,0001,006
Total interest expense$7,846,000979
Net interest income$11,150,0001,020
Provision for loan and lease losses$750,000670
Total noninterest income$2,554,0001,085
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,623,000523
Trading account gains and fees$0126
Additional Noninterest Income$931,0001,433
Total noninterest expense$10,130,000882
Salaries and employee benefits$6,305,000765
Premises and equipment expense$1,575,000818
Additional noninterest expense$2,250,0001,206
Pre-tax net operating income$2,824,0001,746
Securities gains (losses)$01,185
Applicable income taxes$900,0001,521
Income before extraordinary items$1,924,0001,903
Extraordinary gains, net$039
Net income$1,924,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,000872
Cash dividends$536,0002,269
Sale, conversion, retirement of capital stock, net$-44,0008,721
Net operating income$1,924,0001,886
2006-03-31 (YTD Data)Rank
Total interest income$9,088,0001,028
Total interest expense$3,488,0001,043
Net interest income$5,600,0001,014
Provision for loan and lease losses$375,000640
Total noninterest income$1,280,0001,063
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$818,000503
Trading account gains and fees$0115
Additional Noninterest Income$462,0001,421
Total noninterest expense$5,043,000890
Salaries and employee benefits$3,186,000758
Premises and equipment expense$778,000823
Additional noninterest expense$1,079,0001,230
Pre-tax net operating income$1,462,0001,655
Securities gains (losses)$0955
Applicable income taxes$450,0001,512
Income before extraordinary items$1,012,0001,769
Extraordinary gains, net$021
Net income$1,012,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,000708
Cash dividends$268,0002,086
Sale, conversion, retirement of capital stock, net$-1,0008,720
Net operating income$1,012,0001,753
2005-12-31 (YTD Data)Rank
Total interest income$35,404,000928
Total interest expense$11,368,000982
Net interest income$24,036,000894
Provision for loan and lease losses$2,750,000387
Total noninterest income$5,726,000977
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,796,000450
Trading account gains and fees$0138
Additional Noninterest Income$1,930,0001,395
Total noninterest expense$20,631,000817
Salaries and employee benefits$12,783,000709
Premises and equipment expense$3,161,000767
Additional noninterest expense$4,687,0001,091
Pre-tax net operating income$6,381,0001,505
Securities gains (losses)$-95,0008,410
Applicable income taxes$2,150,0001,275
Income before extraordinary items$4,136,0001,698
Extraordinary gains, net$046
Net income$4,136,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$940,000708
Cash dividends$2,027,0001,432
Sale, conversion, retirement of capital stock, net$11,000877
Net operating income$4,198,7001,650
2005-09-30 (YTD Data)Rank
Total interest income$26,170,000921
Total interest expense$8,270,000955
Net interest income$17,900,000892
Provision for loan and lease losses$1,775,000423
Total noninterest income$4,566,000925
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,884,000443
Trading account gains and fees$0126
Additional Noninterest Income$1,682,0001,246
Total noninterest expense$15,532,000811
Salaries and employee benefits$9,271,000722
Premises and equipment expense$2,474,000732
Additional noninterest expense$3,787,0001,016
Pre-tax net operating income$5,159,0001,395
Securities gains (losses)$-81,0008,594
Applicable income taxes$1,750,0001,213
Income before extraordinary items$3,328,0001,583
Extraordinary gains, net$035
Net income$3,328,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,628
Cash dividends$802,0002,108
Sale, conversion, retirement of capital stock, net$-11,0008,786
Net operating income$3,381,4601,532
2005-06-30 (YTD Data)Rank
Total interest income$17,288,000905
Total interest expense$5,419,000914
Net interest income$11,869,000882
Provision for loan and lease losses$600,000816
Total noninterest income$2,656,0001,035
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,814,000452
Trading account gains and fees$0116
Additional Noninterest Income$842,0001,517
Total noninterest expense$10,254,000816
Salaries and employee benefits$6,217,000712
Premises and equipment expense$1,645,000728
Additional noninterest expense$2,392,0001,050
Pre-tax net operating income$3,671,0001,269
Securities gains (losses)$-81,0008,673
Applicable income taxes$1,150,0001,212
Income before extraordinary items$2,440,0001,432
Extraordinary gains, net$030
Net income$2,440,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,247
Cash dividends$535,0002,099
Sale, conversion, retirement of capital stock, net$-11,0008,811
Net operating income$2,495,0801,376
2005-03-31 (YTD Data)Rank
Total interest income$8,552,000892
Total interest expense$2,635,000896
Net interest income$5,917,000879
Provision for loan and lease losses$225,0001,003
Total noninterest income$1,289,0001,020
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$855,000464
Trading account gains and fees$0115
Additional Noninterest Income$434,0001,460
Total noninterest expense$5,183,000800
Salaries and employee benefits$3,182,000693
Premises and equipment expense$814,000733
Additional noninterest expense$1,187,0001,037
Pre-tax net operating income$1,798,0001,276
Securities gains (losses)$-27,0008,705
Applicable income taxes$550,0001,236
Income before extraordinary items$1,221,0001,395
Extraordinary gains, net$024
Net income$1,221,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,785
Cash dividends$267,0001,897
Sale, conversion, retirement of capital stock, net$-11,0008,890
Net operating income$1,239,6301,349
2004-12-31 (YTD Data)Rank
Total interest income$33,172,000834
Total interest expense$9,144,000879
Net interest income$24,028,000831
Provision for loan and lease losses$1,681,000641
Total noninterest income$5,409,0001,018
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,420,000510
Trading account gains and fees$0138
Additional Noninterest Income$1,989,0001,325
Total noninterest expense$18,551,000878
Salaries and employee benefits$11,973,000712
Premises and equipment expense$2,534,000881
Additional noninterest expense$4,044,0001,219
Pre-tax net operating income$9,205,000953
Securities gains (losses)$107,0001,193
Applicable income taxes$3,159,000866
Income before extraordinary items$6,153,0001,066
Extraordinary gains, net$034
Net income$6,153,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,432,000401
Cash dividends$2,022,0001,336
Sale, conversion, retirement of capital stock, net$8,000830
Net operating income$6,082,3801,044
2004-09-30 (YTD Data)Rank
Total interest income$24,513,000839
Total interest expense$6,689,000887
Net interest income$17,824,000834
Provision for loan and lease losses$321,0002,137
Total noninterest income$4,053,0001,025
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,553,000520
Trading account gains and fees$0134
Additional Noninterest Income$1,500,0001,333
Total noninterest expense$13,539,000903
Salaries and employee benefits$8,623,000736
Premises and equipment expense$1,798,000946
Additional noninterest expense$3,118,0001,175
Pre-tax net operating income$8,017,000828
Securities gains (losses)$107,0001,125
Applicable income taxes$2,650,000805
Income before extraordinary items$5,474,000905
Extraordinary gains, net$026
Net income$5,474,000906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,372
Cash dividends$800,0002,011
Sale, conversion, retirement of capital stock, net$-19,0008,955
Net operating income$5,402,310879
2004-06-30 (YTD Data)Rank
Total interest income$16,175,000843
Total interest expense$4,399,000886
Net interest income$11,776,000832
Provision for loan and lease losses$171,0002,503
Total noninterest income$2,628,0001,042
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,658,000530
Trading account gains and fees$0130
Additional Noninterest Income$970,0001,355
Total noninterest expense$8,760,000923
Salaries and employee benefits$5,649,000747
Premises and equipment expense$1,151,000995
Additional noninterest expense$1,960,0001,236
Pre-tax net operating income$5,473,000800
Securities gains (losses)$98,0001,040
Applicable income taxes$1,744,000810
Income before extraordinary items$3,827,000848
Extraordinary gains, net$021
Net income$3,827,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,512
Cash dividends$533,0002,048
Sale, conversion, retirement of capital stock, net$-19,0009,027
Net operating income$3,759,380836
2004-03-31 (YTD Data)Rank
Total interest income$8,170,000855
Total interest expense$2,229,000896
Net interest income$5,941,000829
Provision for loan and lease losses$141,0001,609
Total noninterest income$1,079,0001,190
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$783,000549
Trading account gains and fees$0121
Additional Noninterest Income$296,0001,903
Total noninterest expense$4,312,000946
Salaries and employee benefits$2,825,000757
Premises and equipment expense$570,0001,030
Additional noninterest expense$917,0001,314
Pre-tax net operating income$2,567,000844
Securities gains (losses)$02,934
Applicable income taxes$773,000922
Income before extraordinary items$1,794,000906
Extraordinary gains, net$016
Net income$1,794,000906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0001,561
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,794,000861
2003-12-31 (YTD Data)Rank
Total interest income$35,195,000810
Total interest expense$8,914,0001,000
Net interest income$26,281,000717
Provision for loan and lease losses$320,0003,013
Total noninterest income$3,671,0001,435
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,754,000621
Trading account gains and fees$0160
Additional Noninterest Income$917,0002,522
Total noninterest expense$19,639,000824
Salaries and employee benefits$12,515,000679
Premises and equipment expense$2,527,000885
Additional noninterest expense$4,597,0001,102
Pre-tax net operating income$9,993,000860
Securities gains (losses)$04,500
Applicable income taxes$3,100,000893
Income before extraordinary items$6,893,000933
Extraordinary gains, net$054
Net income$6,893,000935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,0001,258
Cash dividends$4,089,000770
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,893,000877
2003-09-30 (YTD Data)Rank
Total interest income$26,871,000809
Total interest expense$6,744,0001,034
Net interest income$20,127,000715
Provision for loan and lease losses$90,0004,812
Total noninterest income$2,675,0001,503
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,983,000657
Trading account gains and fees$0153
Additional Noninterest Income$692,0002,579
Total noninterest expense$14,872,000824
Salaries and employee benefits$8,850,000737
Premises and equipment expense$2,252,000771
Additional noninterest expense$3,770,0001,018
Pre-tax net operating income$7,840,000854
Securities gains (losses)$04,204
Applicable income taxes$2,550,000883
Income before extraordinary items$5,290,000951
Extraordinary gains, net$040
Net income$5,290,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,152
Cash dividends$2,870,000761
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,290,000886
2003-06-30 (YTD Data)Rank
Total interest income$18,063,000813
Total interest expense$4,606,0001,040
Net interest income$13,457,000708
Provision for loan and lease losses$60,0004,687
Total noninterest income$1,692,0001,555
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,258,000677
Trading account gains and fees$0150
Additional Noninterest Income$434,0002,663
Total noninterest expense$9,733,000845
Salaries and employee benefits$5,678,000765
Premises and equipment expense$1,540,000757
Additional noninterest expense$2,515,0001,007
Pre-tax net operating income$5,356,000834
Securities gains (losses)$03,782
Applicable income taxes$1,700,000889
Income before extraordinary items$3,656,000926
Extraordinary gains, net$030
Net income$3,656,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,008
Cash dividends$2,604,000588
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,656,000857
2003-03-31 (YTD Data)Rank
Total interest income$8,864,000830
Total interest expense$2,336,0001,054
Net interest income$6,528,000732
Provision for loan and lease losses$30,0004,429
Total noninterest income$812,0001,564
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$592,000702
Trading account gains and fees$0134
Additional Noninterest Income$220,0002,555
Total noninterest expense$4,741,000860
Salaries and employee benefits$2,623,000817
Premises and equipment expense$828,000709
Additional noninterest expense$1,290,000955
Pre-tax net operating income$2,569,000883
Securities gains (losses)$02,891
Applicable income taxes$875,000892
Income before extraordinary items$1,694,000990
Extraordinary gains, net$021
Net income$1,694,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,174
Cash dividends$276,0001,863
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,694,000916
2002-12-31 (YTD Data)Rank
Total interest income$36,760,000814
Total interest expense$11,431,000979
Net interest income$25,329,000746
Provision for loan and lease losses$570,0002,158
Total noninterest income$3,419,0001,410
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,832,000882
Trading account gains and fees$0153
Additional Noninterest Income$1,587,0001,577
Total noninterest expense$18,238,000863
Salaries and employee benefits$10,843,000747
Premises and equipment expense$2,979,000742
Additional noninterest expense$4,416,0001,121
Pre-tax net operating income$9,940,000877
Securities gains (losses)$04,537
Applicable income taxes$3,370,000838
Income before extraordinary items$6,570,000949
Extraordinary gains, net$070
Net income$6,570,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,0001,352
Cash dividends$1,892,0001,376
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,570,000905
2001-12-31 (YTD Data)Rank
Total interest income$41,927,000813
Total interest expense$18,450,000893
Net interest income$23,477,000752
Provision for loan and lease losses$755,0001,566
Total noninterest income$2,245,0001,836
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,512,000982
Trading account gains and fees$0177
Additional Noninterest Income$733,0002,512
Total noninterest expense$14,457,0001,026
Salaries and employee benefits$8,867,000836
Premises and equipment expense$2,663,000795
Additional noninterest expense$2,927,0001,584
Pre-tax net operating income$10,510,000736
Securities gains (losses)$-1,0009,012
Applicable income taxes$3,530,000732
Income before extraordinary items$6,979,000795
Extraordinary gains, net$0105
Net income$6,979,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,802
Cash dividends$2,071,0001,283
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,979,660761
2000-12-31 (YTD Data)Rank
Total interest income$41,229,000862
Total interest expense$20,757,000856
Net interest income$20,472,000849
Provision for loan and lease losses$349,0002,583
Total noninterest income$2,722,0001,469
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,382,000977
Trading account gains and fees$0180
Additional Noninterest Income$1,340,0001,514
Total noninterest expense$13,673,0001,026
Salaries and employee benefits$8,185,000853
Premises and equipment expense$1,901,0001,052
Additional noninterest expense$3,587,0001,265
Pre-tax net operating income$9,172,000836
Securities gains (losses)$01,956
Applicable income taxes$2,832,000873
Income before extraordinary items$6,340,000837
Extraordinary gains, net$038
Net income$6,340,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,135
Cash dividends$2,871,0001,007
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,340,000837
1999-12-31 (YTD Data)Rank
Total interest income$35,767,000937
Total interest expense$16,679,000934
Net interest income$19,088,000924
Provision for loan and lease losses$220,0003,352
Total noninterest income$2,095,0001,802
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,509,000877
Trading account gains and fees$0173
Additional Noninterest Income$586,0002,670
Total noninterest expense$12,802,0001,091
Salaries and employee benefits$7,669,000898
Premises and equipment expense$2,644,000773
Additional noninterest expense$2,489,0001,781
Pre-tax net operating income$8,161,000982
Securities gains (losses)$-1,0008,592
Applicable income taxes$2,250,0001,108
Income before extraordinary items$5,910,000941
Extraordinary gains, net$035
Net income$5,910,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0001,917
Cash dividends$5,729,000597
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,910,720930
1998-12-31 (YTD Data)Rank
Total interest income$34,018,000968
Total interest expense$16,543,000957
Net interest income$17,475,000965
Provision for loan and lease losses$570,0001,556
Total noninterest income$1,990,0001,842
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,418,000866
Trading account gains and fees$0224
Additional Noninterest Income$572,0002,726
Total noninterest expense$11,198,0001,172
Salaries and employee benefits$6,663,000982
Premises and equipment expense$2,199,000888
Additional noninterest expense$2,336,0001,811
Pre-tax net operating income$7,697,000996
Securities gains (losses)$04,449
Applicable income taxes$2,130,0001,186
Income before extraordinary items$5,567,000970
Extraordinary gains, net$032
Net income$5,567,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,129
Cash dividends$1,703,0001,498
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,567,000940
1997-12-31 (YTD Data)Rank
Total interest income$31,719,0001,076
Total interest expense$15,329,0001,069
Net interest income$16,390,0001,074
Provision for loan and lease losses$485,0001,816
Total noninterest income$1,919,0001,833
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,393,000911
Trading account gains and fees$0239
Additional Noninterest Income$526,0002,721
Total noninterest expense$10,830,0001,227
Salaries and employee benefits$6,612,0001,003
Premises and equipment expense$2,092,000956
Additional noninterest expense$2,126,0001,988
Pre-tax net operating income$6,994,0001,143
Securities gains (losses)$03,944
Applicable income taxes$2,030,0001,310
Income before extraordinary items$4,964,0001,122
Extraordinary gains, net$044
Net income$4,964,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,684
Cash dividends$1,314,0001,769
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,964,0001,089
1996-12-31 (YTD Data)Rank
Total interest income$29,751,0001,156
Total interest expense$14,458,0001,130
Net interest income$15,293,0001,181
Provision for loan and lease losses$300,0002,555
Total noninterest income$1,701,0002,091
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,346,000985
Trading account gains and fees$0262
Additional Noninterest Income$355,0003,662
Total noninterest expense$10,318,0001,388
Salaries and employee benefits$6,264,0001,071
Premises and equipment expense$1,999,0001,054
Additional noninterest expense$2,055,0002,396
Pre-tax net operating income$6,376,0001,152
Securities gains (losses)$04,148
Applicable income taxes$1,635,0001,477
Income before extraordinary items$4,741,0001,090
Extraordinary gains, net$053
Net income$4,741,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,619
Cash dividends$1,236,0001,826
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,741,0001,072
1995-12-31 (YTD Data)Rank
Total interest income$27,218,0001,266
Total interest expense$12,184,0001,350
Net interest income$15,034,0001,195
Provision for loan and lease losses$700,0001,215
Total noninterest income$1,767,0002,032
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,290,0001,037
Trading account gains and fees$0522
Additional Noninterest Income$477,0002,967
Total noninterest expense$9,832,0001,443
Salaries and employee benefits$5,680,0001,181
Premises and equipment expense$1,724,0001,206
Additional noninterest expense$2,428,0002,049
Pre-tax net operating income$6,269,0001,219
Securities gains (losses)$-1,0009,017
Applicable income taxes$2,055,0001,246
Income before extraordinary items$4,213,0001,259
Extraordinary gains, net$065
Net income$4,213,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,00011,766
Cash dividends$1,002,0002,007
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,213,6701,235
1994-12-31 (YTD Data)Rank
Total interest income$22,060,0001,406
Total interest expense$8,474,0001,521
Net interest income$13,586,0001,329
Provision for loan and lease losses$570,0001,400
Total noninterest income$1,786,0001,995
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,323,0001,002
Trading account gains and fees$0475
Additional Noninterest Income$463,0003,103
Total noninterest expense$9,574,0001,541
Salaries and employee benefits$5,233,0001,283
Premises and equipment expense$1,731,0001,213
Additional noninterest expense$2,610,0002,064
Pre-tax net operating income$5,228,0001,408
Securities gains (losses)$03,600
Applicable income taxes$1,610,0001,457
Income before extraordinary items$3,618,0001,379
Extraordinary gains, net$0249
Net income$3,618,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,394
Cash dividends$1,002,0001,876
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,618,0001,393
1993-12-31 (YTD Data)Rank
Total interest income$21,675,0001,453
Total interest expense$8,824,0001,512
Net interest income$12,851,0001,411
Provision for loan and lease losses$620,0001,802
Total noninterest income$1,556,0002,374
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,081,0001,249
Trading account gains and fees$0532
Additional Noninterest Income$475,0003,369
Total noninterest expense$9,944,0001,534
Salaries and employee benefits$5,177,0001,294
Premises and equipment expense$1,955,0001,094
Additional noninterest expense$2,812,0002,013
Pre-tax net operating income$3,843,0001,795
Securities gains (losses)$100,0002,512
Applicable income taxes$836,0002,662
Income before extraordinary items$3,107,0001,636
Extraordinary gains, net$03,149
Net income$3,107,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,0001,815
Cash dividends$808,0002,131
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,028,0001,578
1992-12-31 (YTD Data)Rank
Total interest income$24,623,0001,483
Total interest expense$11,641,0001,517
Net interest income$12,982,0001,426
Provision for loan and lease losses$787,0002,170
Total noninterest income$1,318,0002,655
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$962,0001,394
Trading account gains and fees$0504
Additional Noninterest Income$356,0003,995
Total noninterest expense$9,607,0001,593
Salaries and employee benefits$4,886,0001,372
Premises and equipment expense$2,084,0001,078
Additional noninterest expense$2,637,0002,229
Pre-tax net operating income$3,906,0001,588
Securities gains (losses)$151,0002,405
Applicable income taxes$949,0002,208
Income before extraordinary items$3,108,0001,497
Extraordinary gains, net$01,422
Net income$3,108,0001,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$761,0001,876
Cash dividends$906,0001,680
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,991,7301,434

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.