Home > First State Bank > Income and Expense

First State Bank, Income and Expense

2015-06-30 (YTD Data)Rank
Total interest income$39,221,000363
Total interest expense$3,773,000363
Net interest income$35,448,000356
Provision for loan and lease losses$2,196,000227
Total noninterest income$10,460,000406
Gross Fiduciary activities income$23,000915
Service charges on deposit accounts$2,633,000280
Trading account gains and fees$0157
Additional Noninterest Income$7,804,000372
Total noninterest expense$26,757,000428
Salaries and employee benefits$16,143,000382
Premises and equipment expense$4,735,000288
Additional noninterest expense$5,879,000578
Pre-tax net operating income$16,955,000326
Securities gains (losses)$2,832,00055
Applicable income taxes$7,041,000264
Income before extraordinary items$12,746,000325
Extraordinary gains, net$022
Net income$12,746,000325
Minority interest net income$075
Net income of bank and minority interests.$12,746,000325
Net charge-offs$-402,0006,185
Cash dividends$25,000,000119
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,933,520357
2015-03-31 (YTD Data)Rank
Total interest income$18,153,000377
Total interest expense$2,085,000331
Net interest income$16,068,000387
Provision for loan and lease losses$967,000233
Total noninterest income$4,934,000413
Gross Fiduciary activities income$5,000974
Service charges on deposit accounts$1,246,000294
Trading account gains and fees$0152
Additional Noninterest Income$3,683,000373
Total noninterest expense$12,772,000441
Salaries and employee benefits$7,632,000402
Premises and equipment expense$2,413,000284
Additional noninterest expense$2,727,000616
Pre-tax net operating income$7,263,000363
Securities gains (losses)$2,832,00035
Applicable income taxes$3,608,000255
Income before extraordinary items$6,487,000315
Extraordinary gains, net$013
Net income$6,487,000314
Minority interest net income$064
Net income of bank and minority interests.$6,487,000314
Net charge-offs$-402,0006,322
Cash dividends$25,000,00066
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,674,520397
2014-12-31 (YTD Data)Rank
Total interest income$76,236,000356
Total interest expense$9,704,000292
Net interest income$66,532,000367
Provision for loan and lease losses$1,513,000602
Total noninterest income$20,451,000386
Gross Fiduciary activities income$65,000902
Service charges on deposit accounts$5,839,000269
Trading account gains and fees$0180
Additional Noninterest Income$14,547,000340
Total noninterest expense$52,183,000426
Salaries and employee benefits$33,646,000358
Premises and equipment expense$9,373,000284
Additional noninterest expense$9,164,000725
Pre-tax net operating income$33,287,000308
Securities gains (losses)$824,000252
Applicable income taxes$11,763,000274
Income before extraordinary items$22,348,000329
Extraordinary gains, net$017
Net income$22,348,000327
Minority interest net income$084
Net income of bank and minority interests.$22,348,000328
Net charge-offs$2,308,000443
Cash dividends$12,000,000293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$21,804,160335
2014-09-30 (YTD Data)Rank
Total interest income$57,377,000349
Total interest expense$7,388,000287
Net interest income$49,989,000366
Provision for loan and lease losses$1,073,000625
Total noninterest income$16,013,000363
Gross Fiduciary activities income$43,000914
Service charges on deposit accounts$4,405,000266
Trading account gains and fees$0174
Additional Noninterest Income$11,565,000322
Total noninterest expense$38,937,000424
Salaries and employee benefits$25,285,000353
Premises and equipment expense$7,002,000280
Additional noninterest expense$6,650,000741
Pre-tax net operating income$25,992,000294
Securities gains (losses)$797,000191
Applicable income taxes$9,434,000266
Income before extraordinary items$17,355,000322
Extraordinary gains, net$015
Net income$17,355,000322
Minority interest net income$081
Net income of bank and minority interests.$17,355,000322
Net charge-offs$1,604,000467
Cash dividends$10,000,000252
Sale, conversion, retirement of capital stock, net$0819
Net operating income$16,836,950326
2014-06-30 (YTD Data)Rank
Total interest income$38,098,000348
Total interest expense$4,955,000283
Net interest income$33,143,000365
Provision for loan and lease losses$571,000756
Total noninterest income$10,427,000363
Gross Fiduciary activities income$5,0001,057
Service charges on deposit accounts$2,881,000267
Trading account gains and fees$0172
Additional Noninterest Income$7,541,000327
Total noninterest expense$25,508,000427
Salaries and employee benefits$16,902,000351
Premises and equipment expense$4,526,000289
Additional noninterest expense$4,080,000799
Pre-tax net operating income$17,491,000294
Securities gains (losses)$788,000150
Applicable income taxes$6,447,000256
Income before extraordinary items$11,832,000314
Extraordinary gains, net$020
Net income$11,832,000314
Minority interest net income$080
Net income of bank and minority interests.$11,832,000314
Net charge-offs$770,000622
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$0794
Net operating income$11,319,800321
2014-03-31 (YTD Data)Rank
Total interest income$18,850,000350
Total interest expense$2,516,000283
Net interest income$16,334,000371
Provision for loan and lease losses$166,0001,129
Total noninterest income$4,864,000378
Gross Fiduciary activities income$4,0001,019
Service charges on deposit accounts$1,375,000274
Trading account gains and fees$0147
Additional Noninterest Income$3,485,000337
Total noninterest expense$12,303,000446
Salaries and employee benefits$8,238,000357
Premises and equipment expense$2,301,000296
Additional noninterest expense$1,764,000907
Pre-tax net operating income$8,729,000289
Securities gains (losses)$723,000101
Applicable income taxes$3,394,000240
Income before extraordinary items$6,058,000300
Extraordinary gains, net$016
Net income$6,058,000300
Minority interest net income$066
Net income of bank and minority interests.$6,058,000300
Net charge-offs$219,000891
Cash dividends$3,000,000235
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,595,280312
2013-12-31 (YTD Data)Rank
Total interest income$72,123,000363
Total interest expense$11,782,000267
Net interest income$60,341,000381
Provision for loan and lease losses$977,0001,126
Total noninterest income$20,206,000407
Gross Fiduciary activities income$40,000968
Service charges on deposit accounts$6,280,000261
Trading account gains and fees$0184
Additional Noninterest Income$13,886,000378
Total noninterest expense$52,255,000424
Salaries and employee benefits$32,791,000349
Premises and equipment expense$8,734,000301
Additional noninterest expense$10,730,000648
Pre-tax net operating income$27,315,000337
Securities gains (losses)$572,000403
Applicable income taxes$9,301,000286
Income before extraordinary items$18,586,000384
Extraordinary gains, net$029
Net income$18,586,000383
Minority interest net income$090
Net income of bank and minority interests.$18,586,000384
Net charge-offs$673,0001,683
Cash dividends$4,000,000686
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,202,760385
2013-09-30 (YTD Data)Rank
Total interest income$53,098,000372
Total interest expense$9,031,000263
Net interest income$44,067,000386
Provision for loan and lease losses$1,229,000759
Total noninterest income$15,771,000404
Gross Fiduciary activities income$38,000931
Service charges on deposit accounts$4,699,000259
Trading account gains and fees$0180
Additional Noninterest Income$11,034,000375
Total noninterest expense$38,925,000426
Salaries and employee benefits$24,116,000358
Premises and equipment expense$6,534,000296
Additional noninterest expense$8,275,000629
Pre-tax net operating income$19,684,000358
Securities gains (losses)$510,000401
Applicable income taxes$6,719,000310
Income before extraordinary items$13,475,000391
Extraordinary gains, net$025
Net income$13,475,000393
Minority interest net income$084
Net income of bank and minority interests.$13,475,000393
Net charge-offs$957,0001,032
Cash dividends$4,000,000502
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,133,300400
2013-06-30 (YTD Data)Rank
Total interest income$34,842,000373
Total interest expense$6,209,000262
Net interest income$28,633,000392
Provision for loan and lease losses$462,0001,232
Total noninterest income$10,549,000411
Gross Fiduciary activities income$5,0001,085
Service charges on deposit accounts$3,041,000263
Trading account gains and fees$0157
Additional Noninterest Income$7,503,000383
Total noninterest expense$25,552,000425
Salaries and employee benefits$15,827,000363
Premises and equipment expense$4,338,000300
Additional noninterest expense$5,387,000634
Pre-tax net operating income$13,168,000350
Securities gains (losses)$408,000437
Applicable income taxes$4,501,000302
Income before extraordinary items$9,075,000385
Extraordinary gains, net$022
Net income$9,075,000386
Minority interest net income$082
Net income of bank and minority interests.$9,075,000387
Net charge-offs$448,0001,339
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,801,640380
2013-03-31 (YTD Data)Rank
Total interest income$17,128,000378
Total interest expense$3,157,000264
Net interest income$13,971,000402
Provision for loan and lease losses$247,0001,169
Total noninterest income$5,089,000419
Gross Fiduciary activities income$3,0001,052
Service charges on deposit accounts$1,458,000268
Trading account gains and fees$0148
Additional Noninterest Income$3,628,000390
Total noninterest expense$12,737,000432
Salaries and employee benefits$7,765,000374
Premises and equipment expense$2,122,000308
Additional noninterest expense$2,850,000612
Pre-tax net operating income$6,076,000372
Securities gains (losses)$138,000586
Applicable income taxes$2,046,000332
Income before extraordinary items$4,168,000405
Extraordinary gains, net$010
Net income$4,168,000405
Minority interest net income$076
Net income of bank and minority interests.$4,168,000406
Net charge-offs$269,0001,143
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,075,540401
2012-12-31 (YTD Data)Rank
Total interest income$71,761,000380
Total interest expense$15,822,000257
Net interest income$55,939,000406
Provision for loan and lease losses$1,545,0001,294
Total noninterest income$18,081,000456
Gross Fiduciary activities income$29,0001,030
Service charges on deposit accounts$6,126,000263
Trading account gains and fees$0166
Additional Noninterest Income$11,926,000433
Total noninterest expense$49,333,000453
Salaries and employee benefits$30,303,000366
Premises and equipment expense$8,172,000304
Additional noninterest expense$10,858,000657
Pre-tax net operating income$23,142,000387
Securities gains (losses)$431,0001,057
Applicable income taxes$5,841,000394
Income before extraordinary items$17,732,000389
Extraordinary gains, net$029
Net income$17,732,000389
Minority interest net income$093
Net income of bank and minority interests.$17,732,000389
Net charge-offs$4,739,000597
Cash dividends$2,500,0001,005
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$17,408,750383
2012-09-30 (YTD Data)Rank
Total interest income$54,181,000380
Total interest expense$12,414,000259
Net interest income$41,767,000412
Provision for loan and lease losses$1,111,0001,323
Total noninterest income$13,482,000452
Gross Fiduciary activities income$23,0001,008
Service charges on deposit accounts$4,355,000272
Trading account gains and fees$0157
Additional Noninterest Income$9,104,000424
Total noninterest expense$36,258,000450
Salaries and employee benefits$22,183,000368
Premises and equipment expense$6,085,000306
Additional noninterest expense$7,990,000659
Pre-tax net operating income$17,880,000380
Securities gains (losses)$288,0001,155
Applicable income taxes$5,715,000341
Income before extraordinary items$12,453,000426
Extraordinary gains, net$020
Net income$12,453,000424
Minority interest net income$086
Net income of bank and minority interests.$12,453,000425
Net charge-offs$2,420,000796
Cash dividends$2,500,000637
Sale, conversion, retirement of capital stock, net$0952
Net operating income$12,254,280409
2012-06-30 (YTD Data)Rank
Total interest income$36,425,000379
Total interest expense$8,641,000259
Net interest income$27,784,000412
Provision for loan and lease losses$564,0001,680
Total noninterest income$8,231,000463
Gross Fiduciary activities income$5,0001,115
Service charges on deposit accounts$2,719,000289
Trading account gains and fees$0153
Additional Noninterest Income$5,507,000446
Total noninterest expense$23,683,000456
Salaries and employee benefits$14,348,000384
Premises and equipment expense$3,980,000313
Additional noninterest expense$5,355,000656
Pre-tax net operating income$11,768,000371
Securities gains (losses)$198,0001,110
Applicable income taxes$3,736,000341
Income before extraordinary items$8,230,000406
Extraordinary gains, net$019
Net income$8,230,000404
Minority interest net income$084
Net income of bank and minority interests.$8,230,000405
Net charge-offs$1,474,000865
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,093,380390
2012-03-31 (YTD Data)Rank
Total interest income$18,410,000380
Total interest expense$4,645,000244
Net interest income$13,765,000411
Provision for loan and lease losses$88,0003,071
Total noninterest income$3,933,000474
Gross Fiduciary activities income$2,0001,093
Service charges on deposit accounts$1,237,000302
Trading account gains and fees$0148
Additional Noninterest Income$2,694,000447
Total noninterest expense$11,584,000454
Salaries and employee benefits$6,984,000383
Premises and equipment expense$1,950,000319
Additional noninterest expense$2,650,000650
Pre-tax net operating income$6,026,000365
Securities gains (losses)$138,000766
Applicable income taxes$1,905,000334
Income before extraordinary items$4,259,000390
Extraordinary gains, net$019
Net income$4,259,000391
Minority interest net income$078
Net income of bank and minority interests.$4,259,000391
Net charge-offs$618,000951
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,163,780382
2011-12-31 (YTD Data)Rank
Total interest income$75,613,000369
Total interest expense$20,315,000272
Net interest income$55,298,000400
Provision for loan and lease losses$7,073,000588
Total noninterest income$14,359,000475
Gross Fiduciary activities income$29,000984
Service charges on deposit accounts$5,432,000296
Trading account gains and fees$0146
Additional Noninterest Income$8,898,000472
Total noninterest expense$44,298,000469
Salaries and employee benefits$26,214,000391
Premises and equipment expense$7,650,000341
Additional noninterest expense$10,434,000688
Pre-tax net operating income$18,286,000393
Securities gains (losses)$230,0001,346
Applicable income taxes$5,751,000374
Income before extraordinary items$12,765,000430
Extraordinary gains, net$029
Net income$12,765,000430
Minority interest net income$096
Net income of bank and minority interests.$12,765,000431
Net charge-offs$6,145,000675
Cash dividends$16,0004,139
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,606,300423
2011-09-30 (YTD Data)Rank
Total interest income$56,944,000372
Total interest expense$15,604,000278
Net interest income$41,340,000402
Provision for loan and lease losses$6,559,000485
Total noninterest income$10,177,000487
Gross Fiduciary activities income$27,000935
Service charges on deposit accounts$4,154,000291
Trading account gains and fees$0145
Additional Noninterest Income$5,996,000512
Total noninterest expense$32,808,000469
Salaries and employee benefits$19,264,000392
Premises and equipment expense$5,835,000341
Additional noninterest expense$7,709,000692
Pre-tax net operating income$12,150,000435
Securities gains (losses)$282,000957
Applicable income taxes$3,844,000395
Income before extraordinary items$8,588,000482
Extraordinary gains, net$021
Net income$8,588,000482
Minority interest net income$087
Net income of bank and minority interests.$8,588,000482
Net charge-offs$5,116,000615
Cash dividends$16,0003,541
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,393,420484
2011-06-30 (YTD Data)Rank
Total interest income$37,711,000381
Total interest expense$10,516,000293
Net interest income$27,195,000411
Provision for loan and lease losses$3,665,000575
Total noninterest income$6,387,000522
Gross Fiduciary activities income$25,000921
Service charges on deposit accounts$2,604,000308
Trading account gains and fees$0153
Additional Noninterest Income$3,758,000536
Total noninterest expense$21,549,000482
Salaries and employee benefits$12,527,000401
Premises and equipment expense$3,867,000350
Additional noninterest expense$5,155,000703
Pre-tax net operating income$8,368,000426
Securities gains (losses)$12,0002,290
Applicable income taxes$2,554,000392
Income before extraordinary items$5,826,000466
Extraordinary gains, net$015
Net income$5,826,000466
Minority interest net income$089
Net income of bank and minority interests.$5,826,000466
Net charge-offs$1,687,0001,027
Cash dividends$16,0003,293
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,817,600450
2011-03-31 (YTD Data)Rank
Total interest income$18,508,000387
Total interest expense$5,322,000300
Net interest income$13,186,000427
Provision for loan and lease losses$1,333,000707
Total noninterest income$3,274,000511
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$1,248,000317
Trading account gains and fees$0158
Additional Noninterest Income$2,024,000508
Total noninterest expense$11,061,000470
Salaries and employee benefits$6,235,000406
Premises and equipment expense$2,005,000344
Additional noninterest expense$2,821,000639
Pre-tax net operating income$4,066,000437
Securities gains (losses)$01,772
Applicable income taxes$1,222,000400
Income before extraordinary items$2,844,000476
Extraordinary gains, net$09
Net income$2,844,000474
Minority interest net income$086
Net income of bank and minority interests.$2,844,000476
Net charge-offs$370,0001,583
Cash dividends$16,0002,493
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,844,000454
2010-12-31 (YTD Data)Rank
Total interest income$76,314,000398
Total interest expense$24,168,000319
Net interest income$52,146,000425
Provision for loan and lease losses$9,081,000721
Total noninterest income$10,457,000618
Gross Fiduciary activities income$20,0001,064
Service charges on deposit accounts$5,277,000295
Trading account gains and fees$0175
Additional Noninterest Income$5,160,000721
Total noninterest expense$44,348,000469
Salaries and employee benefits$24,526,000394
Premises and equipment expense$7,884,000346
Additional noninterest expense$11,938,000641
Pre-tax net operating income$9,174,000590
Securities gains (losses)$2,212,000242
Applicable income taxes$3,361,000496
Income before extraordinary items$8,025,000566
Extraordinary gains, net$029
Net income$8,025,000565
Minority interest net income$0111
Net income of bank and minority interests.$8,025,000566
Net charge-offs$12,651,000502
Cash dividends$16,0004,124
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,476,600668
2010-09-30 (YTD Data)Rank
Total interest income$57,526,000394
Total interest expense$18,525,000323
Net interest income$39,001,000423
Provision for loan and lease losses$6,788,000693
Total noninterest income$6,346,000698
Gross Fiduciary activities income$10,0001,095
Service charges on deposit accounts$3,886,000299
Trading account gains and fees$0165
Additional Noninterest Income$2,450,000962
Total noninterest expense$32,472,000467
Salaries and employee benefits$18,282,000390
Premises and equipment expense$5,797,000350
Additional noninterest expense$8,393,000656
Pre-tax net operating income$6,087,000698
Securities gains (losses)$2,250,000194
Applicable income taxes$2,434,000512
Income before extraordinary items$5,903,000584
Extraordinary gains, net$023
Net income$5,903,000583
Minority interest net income$0110
Net income of bank and minority interests.$5,903,000584
Net charge-offs$9,934,000462
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,305,500762
2010-06-30 (YTD Data)Rank
Total interest income$38,149,000397
Total interest expense$12,462,000332
Net interest income$25,687,000431
Provision for loan and lease losses$4,260,000729
Total noninterest income$3,036,000888
Gross Fiduciary activities income$5,0001,142
Service charges on deposit accounts$2,472,000322
Trading account gains and fees$0152
Additional Noninterest Income$559,0001,962
Total noninterest expense$21,680,000471
Salaries and employee benefits$12,085,000391
Premises and equipment expense$3,793,000353
Additional noninterest expense$5,802,000625
Pre-tax net operating income$2,783,000971
Securities gains (losses)$1,071,000247
Applicable income taxes$1,092,000671
Income before extraordinary items$2,762,000807
Extraordinary gains, net$019
Net income$2,762,000806
Minority interest net income$0105
Net income of bank and minority interests.$2,762,000807
Net charge-offs$6,314,000482
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,990,8801,073
2010-03-31 (YTD Data)Rank
Total interest income$18,850,000417
Total interest expense$6,240,000354
Net interest income$12,610,000444
Provision for loan and lease losses$2,778,000586
Total noninterest income$3,144,000505
Gross Fiduciary activities income$4,0001,077
Service charges on deposit accounts$1,145,000340
Trading account gains and fees$0175
Additional Noninterest Income$1,995,000490
Total noninterest expense$10,791,000480
Salaries and employee benefits$6,041,000399
Premises and equipment expense$1,714,000394
Additional noninterest expense$3,036,000599
Pre-tax net operating income$2,185,000625
Securities gains (losses)$-31,0007,592
Applicable income taxes$619,000592
Income before extraordinary items$1,535,000718
Extraordinary gains, net$016
Net income$1,535,000721
Minority interest net income$091
Net income of bank and minority interests.$1,535,000722
Net charge-offs$5,716,000301
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,557,010682
2009-12-31 (YTD Data)Rank
Total interest income$79,838,000421
Total interest expense$29,154,000388
Net interest income$50,684,000424
Provision for loan and lease losses$30,149,000372
Total noninterest income$11,750,000579
Gross Fiduciary activities income$23,0001,077
Service charges on deposit accounts$5,094,000337
Trading account gains and fees$0211
Additional Noninterest Income$6,633,000579
Total noninterest expense$47,813,000447
Salaries and employee benefits$26,922,000360
Premises and equipment expense$7,034,000384
Additional noninterest expense$13,857,000586
Pre-tax net operating income$-15,528,0007,638
Securities gains (losses)$-64,0007,217
Applicable income taxes$-6,152,0007,806
Income before extraordinary items$-9,440,0007,533
Extraordinary gains, net$034
Net income$-9,440,0007,532
Minority interest net income$0115
Net income of bank and minority interests.$-9,440,0007,532
Net charge-offs$22,720,000374
Cash dividends$500,0002,521
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-9,399,0407,538
2009-09-30 (YTD Data)Rank
Total interest income$60,117,000432
Total interest expense$22,430,000402
Net interest income$37,687,000438
Provision for loan and lease losses$19,522,000391
Total noninterest income$8,683,000587
Gross Fiduciary activities income$14,0001,073
Service charges on deposit accounts$3,723,000346
Trading account gains and fees$0212
Additional Noninterest Income$4,946,000598
Total noninterest expense$35,343,000458
Salaries and employee benefits$20,470,000367
Premises and equipment expense$5,384,000386
Additional noninterest expense$9,489,000609
Pre-tax net operating income$-8,495,0007,691
Securities gains (losses)$-1,775,0007,918
Applicable income taxes$-4,143,0007,875
Income before extraordinary items$-6,127,0007,656
Extraordinary gains, net$027
Net income$-6,134,0007,657
Minority interest net income$7,000109
Net income of bank and minority interests.$-6,127,0007,656
Net charge-offs$17,879,000334
Cash dividends$500,0001,982
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,991,0007,584
2009-06-30 (YTD Data)Rank
Total interest income$39,954,000441
Total interest expense$15,230,000420
Net interest income$24,724,000445
Provision for loan and lease losses$15,373,000357
Total noninterest income$5,107,000647
Gross Fiduciary activities income$5,0001,161
Service charges on deposit accounts$2,388,000354
Trading account gains and fees$0193
Additional Noninterest Income$2,714,000691
Total noninterest expense$24,525,000453
Salaries and employee benefits$14,375,000353
Premises and equipment expense$3,615,000384
Additional noninterest expense$6,535,000609
Pre-tax net operating income$-10,067,0007,922
Securities gains (losses)$-1,783,0008,053
Applicable income taxes$-4,465,0008,022
Income before extraordinary items$-7,385,0007,892
Extraordinary gains, net$021
Net income$-7,389,0007,891
Minority interest net income$4,000104
Net income of bank and minority interests.$-7,385,0007,891
Net charge-offs$9,014,000407
Cash dividends$500,0001,607
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-6,243,8807,863
2009-03-31 (YTD Data)Rank
Total interest income$19,092,000466
Total interest expense$7,703,000437
Net interest income$11,389,000473
Provision for loan and lease losses$5,218,000392
Total noninterest income$3,438,000500
Gross Fiduciary activities income$3,0001,122
Service charges on deposit accounts$1,049,000383
Trading account gains and fees$0171
Additional Noninterest Income$2,386,000452
Total noninterest expense$11,493,000449
Salaries and employee benefits$7,186,000350
Premises and equipment expense$1,830,000387
Additional noninterest expense$2,477,000687
Pre-tax net operating income$-1,884,0007,812
Securities gains (losses)$-67,0007,965
Applicable income taxes$-796,0007,955
Income before extraordinary items$-1,155,0007,742
Extraordinary gains, net$015
Net income$-1,155,0007,745
Minority interest net income$0102
Net income of bank and minority interests.$-1,155,0007,744
Net charge-offs$1,035,000941
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,112,1207,733
2008-12-31 (YTD Data)Rank
Total interest income$78,461,000488
Total interest expense$33,045,000482
Net interest income$45,416,000488
Provision for loan and lease losses$15,879,000432
Total noninterest income$15,418,000426
Gross Fiduciary activities income$32,0001,042
Service charges on deposit accounts$4,859,000356
Trading account gains and fees$0154
Additional Noninterest Income$10,527,000379
Total noninterest expense$45,356,000461
Salaries and employee benefits$26,653,000361
Premises and equipment expense$6,964,000395
Additional noninterest expense$11,739,000597
Pre-tax net operating income$-401,0006,705
Securities gains (losses)$-787,0007,660
Applicable income taxes$-1,027,0007,715
Income before extraordinary items$-161,0006,434
Extraordinary gains, net$039
Net income$-161,0006,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,179,000474
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$342,6805,112
2008-09-30 (YTD Data)Rank
Total interest income$58,695,000507
Total interest expense$25,174,000501
Net interest income$33,521,000504
Provision for loan and lease losses$7,503,000489
Total noninterest income$11,988,000444
Gross Fiduciary activities income$8,0001,192
Service charges on deposit accounts$3,521,000379
Trading account gains and fees$0148
Additional Noninterest Income$8,459,000386
Total noninterest expense$33,723,000455
Salaries and employee benefits$19,940,000381
Premises and equipment expense$5,092,000416
Additional noninterest expense$8,691,000560
Pre-tax net operating income$4,283,0001,182
Securities gains (losses)$-796,0007,863
Applicable income taxes$728,0001,485
Income before extraordinary items$2,759,0001,346
Extraordinary gains, net$031
Net income$2,759,0001,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,910,000655
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,387,8401,160
2008-06-30 (YTD Data)Rank
Total interest income$38,683,000515
Total interest expense$16,968,000517
Net interest income$21,715,000515
Provision for loan and lease losses$4,341,000479
Total noninterest income$8,192,000451
Gross Fiduciary activities income$5,0001,218
Service charges on deposit accounts$2,251,000387
Trading account gains and fees$0149
Additional Noninterest Income$5,936,000391
Total noninterest expense$21,916,000464
Salaries and employee benefits$13,095,000387
Premises and equipment expense$3,323,000424
Additional noninterest expense$5,498,000571
Pre-tax net operating income$3,650,000971
Securities gains (losses)$109,000907
Applicable income taxes$1,005,000936
Income before extraordinary items$2,754,000995
Extraordinary gains, net$021
Net income$2,754,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,066,000827
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,674,4301,013
2008-03-31 (YTD Data)Rank
Total interest income$19,296,000527
Total interest expense$8,913,000529
Net interest income$10,383,000529
Provision for loan and lease losses$1,095,000592
Total noninterest income$3,753,000488
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$1,044,000406
Trading account gains and fees$0158
Additional Noninterest Income$2,707,000423
Total noninterest expense$10,674,000470
Salaries and employee benefits$6,342,000399
Premises and equipment expense$1,653,000429
Additional noninterest expense$2,679,000562
Pre-tax net operating income$2,367,000807
Securities gains (losses)$104,000700
Applicable income taxes$682,000809
Income before extraordinary items$1,789,000837
Extraordinary gains, net$015
Net income$1,789,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,000766
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,714,120834
2007-12-31 (YTD Data)Rank
Total interest income$74,461,000566
Total interest expense$36,135,000557
Net interest income$38,326,000588
Provision for loan and lease losses$3,543,000556
Total noninterest income$12,761,000525
Gross Fiduciary activities income$13,0001,218
Service charges on deposit accounts$4,302,000403
Trading account gains and fees$0178
Additional Noninterest Income$8,446,000460
Total noninterest expense$39,777,000489
Salaries and employee benefits$24,178,000408
Premises and equipment expense$6,299,000421
Additional noninterest expense$9,300,000619
Pre-tax net operating income$7,767,0001,083
Securities gains (losses)$-84,0008,112
Applicable income taxes$1,964,0001,151
Income before extraordinary items$5,719,0001,125
Extraordinary gains, net$039
Net income$5,719,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,016,000368
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,781,1601,102
2007-09-30 (YTD Data)Rank
Total interest income$55,218,000565
Total interest expense$26,795,000563
Net interest income$28,423,000592
Provision for loan and lease losses$965,000929
Total noninterest income$9,551,000524
Gross Fiduciary activities income$9,0001,194
Service charges on deposit accounts$3,144,000408
Trading account gains and fees$0184
Additional Noninterest Income$6,398,000463
Total noninterest expense$29,856,000480
Salaries and employee benefits$18,247,000408
Premises and equipment expense$4,776,000416
Additional noninterest expense$6,833,000612
Pre-tax net operating income$7,153,000971
Securities gains (losses)$-84,0008,265
Applicable income taxes$1,890,0001,008
Income before extraordinary items$5,179,0001,012
Extraordinary gains, net$033
Net income$5,179,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,086,000615
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,240,320985
2007-06-30 (YTD Data)Rank
Total interest income$36,087,000588
Total interest expense$17,458,000588
Net interest income$18,629,000618
Provision for loan and lease losses$800,000693
Total noninterest income$6,099,000553
Gross Fiduciary activities income$5,0001,236
Service charges on deposit accounts$2,029,000430
Trading account gains and fees$0168
Additional Noninterest Income$4,065,000497
Total noninterest expense$19,480,000507
Salaries and employee benefits$11,990,000425
Premises and equipment expense$3,081,000445
Additional noninterest expense$4,409,000639
Pre-tax net operating income$4,448,0001,077
Securities gains (losses)$-84,0008,380
Applicable income taxes$1,146,0001,155
Income before extraordinary items$3,218,0001,115
Extraordinary gains, net$029
Net income$3,218,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$619,000624
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,280,1601,077
2007-03-31 (YTD Data)Rank
Total interest income$17,436,000610
Total interest expense$8,616,000587
Net interest income$8,820,000642
Provision for loan and lease losses$578,000480
Total noninterest income$2,765,000583
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$932,000449
Trading account gains and fees$0195
Additional Noninterest Income$1,831,000531
Total noninterest expense$9,458,000517
Salaries and employee benefits$5,753,000444
Premises and equipment expense$1,558,000443
Additional noninterest expense$2,147,000649
Pre-tax net operating income$1,549,0001,499
Securities gains (losses)$-84,0008,537
Applicable income taxes$373,0001,600
Income before extraordinary items$1,092,0001,582
Extraordinary gains, net$022
Net income$1,092,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,000560
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,155,0001,489
2006-12-31 (YTD Data)Rank
Total interest income$64,886,000613
Total interest expense$29,629,000579
Net interest income$35,257,000638
Provision for loan and lease losses$1,116,000947
Total noninterest income$8,298,000713
Gross Fiduciary activities income$17,0001,199
Service charges on deposit accounts$3,989,000432
Trading account gains and fees$0130
Additional Noninterest Income$4,292,000763
Total noninterest expense$33,063,000553
Salaries and employee benefits$20,289,000467
Premises and equipment expense$4,813,000526
Additional noninterest expense$7,961,000684
Pre-tax net operating income$9,376,0001,046
Securities gains (losses)$-4,0007,017
Applicable income taxes$2,434,0001,127
Income before extraordinary items$6,938,0001,076
Extraordinary gains, net$051
Net income$6,938,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$770,000862
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,940,9601,062
2006-09-30 (YTD Data)Rank
Total interest income$47,351,000635
Total interest expense$21,069,000600
Net interest income$26,282,000660
Provision for loan and lease losses$1,001,000757
Total noninterest income$6,545,000699
Gross Fiduciary activities income$8,0001,232
Service charges on deposit accounts$3,001,000435
Trading account gains and fees$0126
Additional Noninterest Income$3,536,000710
Total noninterest expense$24,014,000579
Salaries and employee benefits$15,077,000490
Premises and equipment expense$3,437,000563
Additional noninterest expense$5,500,000741
Pre-tax net operating income$7,812,000990
Securities gains (losses)$-4,0007,334
Applicable income taxes$2,220,0001,008
Income before extraordinary items$5,588,0001,041
Extraordinary gains, net$045
Net income$5,588,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,175
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,590,8801,022
2006-06-30 (YTD Data)Rank
Total interest income$30,400,000645
Total interest expense$13,037,000617
Net interest income$17,363,000664
Provision for loan and lease losses$654,000755
Total noninterest income$4,116,000736
Gross Fiduciary activities income$6,0001,233
Service charges on deposit accounts$1,961,000442
Trading account gains and fees$0126
Additional Noninterest Income$2,149,000769
Total noninterest expense$15,284,000615
Salaries and employee benefits$9,679,000512
Premises and equipment expense$2,220,000584
Additional noninterest expense$3,385,000803
Pre-tax net operating income$5,541,000927
Securities gains (losses)$-4,0007,633
Applicable income taxes$1,664,000912
Income before extraordinary items$3,873,0001,000
Extraordinary gains, net$039
Net income$3,873,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,009
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,875,800982
2006-03-31 (YTD Data)Rank
Total interest income$14,752,000644
Total interest expense$6,109,000617
Net interest income$8,643,000656
Provision for loan and lease losses$323,000735
Total noninterest income$1,915,000765
Gross Fiduciary activities income$4,0001,187
Service charges on deposit accounts$882,000470
Trading account gains and fees$0115
Additional Noninterest Income$1,029,000786
Total noninterest expense$7,383,000623
Salaries and employee benefits$4,686,000529
Premises and equipment expense$1,119,000575
Additional noninterest expense$1,578,000847
Pre-tax net operating income$2,852,000893
Securities gains (losses)$-4,0008,056
Applicable income taxes$875,000871
Income before extraordinary items$1,973,000967
Extraordinary gains, net$021
Net income$1,973,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,977
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,975,760946
2005-12-31 (YTD Data)Rank
Total interest income$49,947,000655
Total interest expense$18,010,000636
Net interest income$31,937,000658
Provision for loan and lease losses$1,758,000608
Total noninterest income$6,769,000842
Gross Fiduciary activities income$11,0001,287
Service charges on deposit accounts$3,787,000451
Trading account gains and fees$0138
Additional Noninterest Income$2,971,0001,020
Total noninterest expense$28,373,000617
Salaries and employee benefits$17,269,000540
Premises and equipment expense$4,131,000593
Additional noninterest expense$6,973,000756
Pre-tax net operating income$8,575,0001,128
Securities gains (losses)$3,0001,899
Applicable income taxes$2,392,0001,177
Income before extraordinary items$6,186,0001,170
Extraordinary gains, net$046
Net income$6,186,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,0001,118
Cash dividends$1,171,0002,199
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,183,8401,146
2005-09-30 (YTD Data)Rank
Total interest income$36,200,000654
Total interest expense$12,684,000635
Net interest income$23,516,000659
Provision for loan and lease losses$1,396,000549
Total noninterest income$6,372,000705
Gross Fiduciary activities income$5,0001,304
Service charges on deposit accounts$2,779,000460
Trading account gains and fees$0126
Additional Noninterest Income$3,588,000707
Total noninterest expense$22,444,000596
Salaries and employee benefits$12,628,000546
Premises and equipment expense$3,151,000574
Additional noninterest expense$6,665,000615
Pre-tax net operating income$6,048,0001,184
Securities gains (losses)$3,0001,906
Applicable income taxes$1,670,0001,264
Income before extraordinary items$4,381,0001,242
Extraordinary gains, net$035
Net income$4,381,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,101
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,378,8401,215
2005-06-30 (YTD Data)Rank
Total interest income$22,594,000678
Total interest expense$7,659,000663
Net interest income$14,935,000686
Provision for loan and lease losses$944,000547
Total noninterest income$4,127,000712
Gross Fiduciary activities income$4,0001,282
Service charges on deposit accounts$1,773,000470
Trading account gains and fees$0116
Additional Noninterest Income$2,350,000718
Total noninterest expense$14,797,000597
Salaries and employee benefits$8,294,000549
Premises and equipment expense$2,076,000574
Additional noninterest expense$4,427,000616
Pre-tax net operating income$3,321,0001,410
Securities gains (losses)$02,146
Applicable income taxes$860,0001,529
Income before extraordinary items$2,461,0001,423
Extraordinary gains, net$030
Net income$2,461,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0001,144
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,461,0001,397
2005-03-31 (YTD Data)Rank
Total interest income$10,700,000701
Total interest expense$3,486,000692
Net interest income$7,214,000704
Provision for loan and lease losses$252,000913
Total noninterest income$1,493,000901
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$838,000476
Trading account gains and fees$0115
Additional Noninterest Income$653,0001,102
Total noninterest expense$6,646,000641
Salaries and employee benefits$4,008,000563
Premises and equipment expense$963,000615
Additional noninterest expense$1,675,000758
Pre-tax net operating income$1,809,0001,266
Securities gains (losses)$01,685
Applicable income taxes$481,0001,402
Income before extraordinary items$1,328,0001,303
Extraordinary gains, net$024
Net income$1,328,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,554
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,328,0001,274
2004-12-31 (YTD Data)Rank
Total interest income$38,427,000721
Total interest expense$11,450,000728
Net interest income$26,977,000715
Provision for loan and lease losses$564,0001,768
Total noninterest income$5,581,000990
Gross Fiduciary activities income$12,0001,285
Service charges on deposit accounts$3,664,000491
Trading account gains and fees$0138
Additional Noninterest Income$1,905,0001,372
Total noninterest expense$24,255,000673
Salaries and employee benefits$14,440,000595
Premises and equipment expense$4,034,000562
Additional noninterest expense$5,781,000865
Pre-tax net operating income$7,739,0001,135
Securities gains (losses)$36,0001,984
Applicable income taxes$2,241,0001,149
Income before extraordinary items$5,534,0001,183
Extraordinary gains, net$034
Net income$5,534,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$970,000800
Cash dividends$1,125,0002,132
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,508,4401,153
2004-09-30 (YTD Data)Rank
Total interest income$28,159,000734
Total interest expense$8,364,000729
Net interest income$19,795,000733
Provision for loan and lease losses$262,0002,506
Total noninterest income$4,119,0001,015
Gross Fiduciary activities income$4,0001,368
Service charges on deposit accounts$2,757,000499
Trading account gains and fees$0134
Additional Noninterest Income$1,358,0001,436
Total noninterest expense$18,056,000675
Salaries and employee benefits$10,762,000594
Premises and equipment expense$3,144,000546
Additional noninterest expense$4,150,000887
Pre-tax net operating income$5,596,0001,178
Securities gains (losses)$03,710
Applicable income taxes$1,555,0001,246
Income before extraordinary items$4,041,0001,218
Extraordinary gains, net$026
Net income$4,041,0001,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$806,000671
Cash dividends$625,0002,348
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,041,0001,182
2004-06-30 (YTD Data)Rank
Total interest income$18,388,000745
Total interest expense$5,479,000724
Net interest income$12,909,000742
Provision for loan and lease losses$83,0003,874
Total noninterest income$2,771,000995
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$1,826,000495
Trading account gains and fees$0130
Additional Noninterest Income$943,0001,383
Total noninterest expense$12,106,000676
Salaries and employee benefits$7,169,000594
Premises and equipment expense$2,059,000550
Additional noninterest expense$2,878,000863
Pre-tax net operating income$3,491,0001,228
Securities gains (losses)$03,413
Applicable income taxes$1,004,0001,278
Income before extraordinary items$2,487,0001,306
Extraordinary gains, net$021
Net income$2,487,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,000945
Cash dividends$624,0001,830
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,487,0001,262
2004-03-31 (YTD Data)Rank
Total interest income$9,023,000776
Total interest expense$2,705,000745
Net interest income$6,318,000771
Provision for loan and lease losses$25,0004,502
Total noninterest income$1,500,000909
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$888,000498
Trading account gains and fees$0121
Additional Noninterest Income$611,0001,123
Total noninterest expense$6,092,000670
Salaries and employee benefits$3,619,000603
Premises and equipment expense$1,028,000567
Additional noninterest expense$1,445,000855
Pre-tax net operating income$1,701,0001,244
Securities gains (losses)$02,934
Applicable income taxes$476,0001,349
Income before extraordinary items$1,225,0001,317
Extraordinary gains, net$016
Net income$1,225,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,000788
Cash dividends$625,000987
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,225,0001,257
2003-12-31 (YTD Data)Rank
Total interest income$38,297,000740
Total interest expense$11,392,000774
Net interest income$26,905,000705
Provision for loan and lease losses$1,674,000745
Total noninterest income$6,086,000959
Gross Fiduciary activities income$14,0001,304
Service charges on deposit accounts$3,225,000539
Trading account gains and fees$0160
Additional Noninterest Income$2,847,0001,129
Total noninterest expense$25,409,000654
Salaries and employee benefits$14,410,000602
Premises and equipment expense$4,310,000540
Additional noninterest expense$6,689,000776
Pre-tax net operating income$5,908,0001,396
Securities gains (losses)$72,0002,185
Applicable income taxes$1,439,0001,678
Income before extraordinary items$4,541,0001,394
Extraordinary gains, net$054
Net income$4,541,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,747,000433
Cash dividends$3,700,000836
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,486,2801,346
2003-09-30 (YTD Data)Rank
Total interest income$28,831,000755
Total interest expense$9,003,000765
Net interest income$19,828,000722
Provision for loan and lease losses$1,497,000653
Total noninterest income$4,689,000978
Gross Fiduciary activities income$3,0001,448
Service charges on deposit accounts$2,360,000561
Trading account gains and fees$0153
Additional Noninterest Income$2,326,0001,110
Total noninterest expense$19,042,000672
Salaries and employee benefits$10,912,000608
Premises and equipment expense$3,177,000555
Additional noninterest expense$4,953,000786
Pre-tax net operating income$3,978,0001,589
Securities gains (losses)$72,0002,017
Applicable income taxes$1,270,0001,534
Income before extraordinary items$2,780,0001,729
Extraordinary gains, net$040
Net income$2,780,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,864,000461
Cash dividends$3,000,000723
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,730,3201,673
2003-06-30 (YTD Data)Rank
Total interest income$18,908,000770
Total interest expense$5,995,000802
Net interest income$12,913,000739
Provision for loan and lease losses$605,000967
Total noninterest income$3,220,000950
Gross Fiduciary activities income$2,0001,432
Service charges on deposit accounts$1,571,000549
Trading account gains and fees$0150
Additional Noninterest Income$1,647,0001,054
Total noninterest expense$12,627,000670
Salaries and employee benefits$6,721,000654
Premises and equipment expense$2,097,000566
Additional noninterest expense$3,809,000701
Pre-tax net operating income$2,901,0001,460
Securities gains (losses)$03,782
Applicable income taxes$854,0001,541
Income before extraordinary items$2,047,0001,583
Extraordinary gains, net$030
Net income$2,047,0001,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,046,000509
Cash dividends$3,000,000508
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,047,0001,479
2003-03-31 (YTD Data)Rank
Total interest income$9,318,000796
Total interest expense$3,079,000796
Net interest income$6,239,000774
Provision for loan and lease losses$223,0001,263
Total noninterest income$1,731,000872
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$753,000558
Trading account gains and fees$0134
Additional Noninterest Income$977,000905
Total noninterest expense$6,049,000693
Salaries and employee benefits$3,368,000646
Premises and equipment expense$995,000587
Additional noninterest expense$1,686,000753
Pre-tax net operating income$1,698,0001,268
Securities gains (losses)$02,891
Applicable income taxes$490,0001,395
Income before extraordinary items$1,208,0001,369
Extraordinary gains, net$021
Net income$1,208,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,051
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,208,0001,282
2002-12-31 (YTD Data)Rank
Total interest income$2,707,0007,153
Total interest expense$1,302,0006,172
Net interest income$1,405,0007,586
Provision for loan and lease losses$13,0007,714
Total noninterest income$1,331,0002,852
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$390,0003,589
Trading account gains and fees$0153
Additional Noninterest Income$941,0002,268
Total noninterest expense$1,858,0006,136
Salaries and employee benefits$786,0006,930
Premises and equipment expense$290,0005,685
Additional noninterest expense$782,0005,008
Pre-tax net operating income$865,0005,578
Securities gains (losses)$197,0001,186
Applicable income taxes$319,0004,337
Income before extraordinary items$743,0005,391
Extraordinary gains, net$070
Net income$743,0005,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,091
Cash dividends$500,0003,434
Sale, conversion, retirement of capital stock, net$0862
Net operating income$605,1005,803
2001-12-31 (YTD Data)Rank
Total interest income$3,260,0006,970
Total interest expense$2,170,0005,847
Net interest income$1,090,0008,101
Provision for loan and lease losses$11,0007,912
Total noninterest income$1,327,0002,743
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$318,0004,018
Trading account gains and fees$0177
Additional Noninterest Income$1,009,0002,029
Total noninterest expense$1,791,0006,145
Salaries and employee benefits$741,0007,018
Premises and equipment expense$178,0007,095
Additional noninterest expense$872,0004,498
Pre-tax net operating income$615,0006,118
Securities gains (losses)$21,0003,115
Applicable income taxes$160,0005,355
Income before extraordinary items$476,0006,193
Extraordinary gains, net$0105
Net income$476,0006,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,826
Cash dividends$500,0003,435
Sale, conversion, retirement of capital stock, net$0922
Net operating income$460,2506,135
2000-12-31 (YTD Data)Rank
Total interest income$3,592,0006,831
Total interest expense$2,334,0005,785
Net interest income$1,258,0007,944
Provision for loan and lease losses$60,0006,179
Total noninterest income$1,218,0002,727
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$270,0004,326
Trading account gains and feesNANA
Additional Noninterest Income$948,0001,925
Total noninterest expense$1,573,0006,553
Salaries and employee benefits$664,0007,369
Premises and equipment expense$147,0007,640
Additional noninterest expense$762,0004,891
Pre-tax net operating income$843,0005,725
Securities gains (losses)$-6,0008,044
Applicable income taxes$245,0005,026
Income before extraordinary items$592,0005,886
Extraordinary gains, net$038
Net income$592,0005,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0009,566
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$596,2605,880
1999-12-31 (YTD Data)Rank
Total interest income$3,917,0006,437
Total interest expense$2,040,0005,934
Net interest income$1,877,0006,857
Provision for loan and lease losses$120,0004,720
Total noninterest income$318,0006,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0004,702
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,013
Total noninterest expense$1,450,0006,904
Salaries and employee benefits$643,0007,526
Premises and equipment expense$151,0007,646
Additional noninterest expense$656,0005,492
Pre-tax net operating income$625,0006,625
Securities gains (losses)$4,0002,267
Applicable income taxes$175,0005,972
Income before extraordinary items$454,0006,671
Extraordinary gains, net$035
Net income$454,0006,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,193
Cash dividends$300,0004,494
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$451,1206,672
1998-12-31 (YTD Data)Rank
Total interest income$3,810,0006,652
Total interest expense$1,948,0006,271
Net interest income$1,862,0006,919
Provision for loan and lease losses$150,0004,136
Total noninterest income$374,0005,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$250,0004,489
Trading account gains and feesNANA
Additional Noninterest Income$124,0006,121
Total noninterest expense$1,392,0006,982
Salaries and employee benefits$589,0007,822
Premises and equipment expense$129,0008,085
Additional noninterest expense$674,0005,313
Pre-tax net operating income$694,0006,506
Securities gains (losses)$40,0001,906
Applicable income taxes$224,0005,903
Income before extraordinary items$510,0006,555
Extraordinary gains, net$032
Net income$510,0006,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,690
Cash dividends$150,0005,770
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$482,4006,607
1997-12-31 (YTD Data)Rank
Total interest income$3,625,0007,033
Total interest expense$1,777,0006,731
Net interest income$1,848,0007,213
Provision for loan and lease losses$135,0004,360
Total noninterest income$301,0006,634
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0005,188
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,074
Total noninterest expense$1,306,0007,318
Salaries and employee benefits$592,0007,970
Premises and equipment expense$132,0008,186
Additional noninterest expense$582,0005,924
Pre-tax net operating income$708,0006,948
Securities gains (losses)$03,944
Applicable income taxes$255,0006,207
Income before extraordinary items$453,0007,283
Extraordinary gains, net$044
Net income$453,0007,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,872
Cash dividends$160,0005,769
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$453,0007,234
1996-12-31 (YTD Data)Rank
Total interest income$3,111,0007,867
Total interest expense$1,471,0007,642
Net interest income$1,640,0007,927
Provision for loan and lease losses$48,0006,700
Total noninterest income$250,0007,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,563
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,888
Total noninterest expense$1,194,0008,005
Salaries and employee benefits$571,0008,315
Premises and equipment expense$130,0008,532
Additional noninterest expense$493,0007,118
Pre-tax net operating income$648,0007,188
Securities gains (losses)$1,0003,760
Applicable income taxes$221,0006,822
Income before extraordinary items$428,0007,395
Extraordinary gains, net$053
Net income$428,0007,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,737
Cash dividends$210,0005,303
Sale, conversion, retirement of capital stock, net$0953
Net operating income$427,3407,347
1995-12-31 (YTD Data)Rank
Total interest income$2,966,0008,259
Total interest expense$1,399,0007,977
Net interest income$1,567,0008,347
Provision for loan and lease losses$48,0006,309
Total noninterest income$213,0008,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0006,347
Trading account gains and feesNANA
Additional Noninterest Income$48,0009,325
Total noninterest expense$1,209,0008,178
Salaries and employee benefits$597,0008,372
Premises and equipment expense$188,0007,429
Additional noninterest expense$424,0007,966
Pre-tax net operating income$523,0008,307
Securities gains (losses)$-2,0009,253
Applicable income taxes$184,0007,711
Income before extraordinary items$337,0008,593
Extraordinary gains, net$065
Net income$337,0008,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,662
Cash dividends$74,0007,334
Sale, conversion, retirement of capital stock, net$0809
Net operating income$338,3008,558
1994-12-31 (YTD Data)Rank
Total interest income$2,723,0008,510
Total interest expense$1,138,0008,151
Net interest income$1,585,0008,625
Provision for loan and lease losses$48,0006,241
Total noninterest income$196,0008,796
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$144,0007,032
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,512
Total noninterest expense$1,212,0008,560
Salaries and employee benefits$574,0008,798
Premises and equipment expense$206,0007,296
Additional noninterest expense$432,0008,508
Pre-tax net operating income$521,0008,514
Securities gains (losses)$03,600
Applicable income taxes$179,0007,729
Income before extraordinary items$342,0008,698
Extraordinary gains, net$0249
Net income$342,0008,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,348
Cash dividends$76,0007,394
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$342,0008,764
1993-12-31 (YTD Data)Rank
Total interest income$2,698,0008,827
Total interest expense$1,125,0008,581
Net interest income$1,573,0008,889
Provision for loan and lease losses$48,0007,582
Total noninterest income$182,0009,559
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$151,0007,067
Trading account gains and feesNANA
Additional Noninterest Income$31,00011,240
Total noninterest expense$1,148,0009,114
Salaries and employee benefits$557,0009,152
Premises and equipment expense$186,0007,988
Additional noninterest expense$405,0009,219
Pre-tax net operating income$559,0008,236
Securities gains (losses)$5,0006,132
Applicable income taxes$180,0008,011
Income before extraordinary items$384,0008,591
Extraordinary gains, net$03,149
Net income$384,0008,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0004,272
Cash dividends$75,0007,397
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$380,6008,374
1992-12-31 (YTD Data)Rank
Total interest income$2,743,0009,452
Total interest expense$1,294,0009,257
Net interest income$1,449,0009,456
Provision for loan and lease losses$80,0007,886
Total noninterest income$200,0009,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0007,235
Trading account gains and feesNANA
Additional Noninterest Income$55,00010,088
Total noninterest expense$1,019,0009,889
Salaries and employee benefits$497,0009,808
Premises and equipment expense$157,0008,918
Additional noninterest expense$365,00010,012
Pre-tax net operating income$550,0008,068
Securities gains (losses)$10,0006,439
Applicable income taxes$190,0007,757
Income before extraordinary items$370,0008,507
Extraordinary gains, net$01,422
Net income$370,0008,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0005,442
Cash dividends$73,0007,190
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$363,4008,214

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.