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First State Bank, Net charge- offs to loans

2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0701%5,663
Percentage Net Loans Charged-off: Total real estate loans-0.1469%5,927
Percentage Net Loans Charged-off:Construction & development-0.0027%4,767
Percentage Net Loans Charged-off: Commercial real estate-0.0032%5,172
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.3625%6,105
Percentage Net Loans Charged-off: Home equity loans0.0339%657
All other 1-4 family - Percent of loans charged-off, net-0.4262%6,124
Percentage Net Loans Charged-off: Commercial and industrial0.1580%1,207
Percentage Net Loans Charged-off: Loans to individuals0.1582%2,423
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1582%2,291
Percentage Net Loans Charged-off: All other loans and lease0.0219%1,042
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1400%5,958
Percentage Net Loans Charged-off: Total real estate loans-0.2938%6,135
Percentage Net Loans Charged-off:Construction & development-0.0052%4,922
Percentage Net Loans Charged-off: Commercial real estate-0.0065%5,376
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.7281%6,236
Percentage Net Loans Charged-off: Home equity loans0.0678%433
All other 1-4 family - Percent of loans charged-off, net-0.8565%6,241
Percentage Net Loans Charged-off: Commercial and industrial0.3062%679
Percentage Net Loans Charged-off: Loans to individuals0.3219%1,654
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3219%1,533
Percentage Net Loans Charged-off: All other loans and lease0.0464%787
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2022%2,048
Percentage Net Loans Charged-off: Total real estate loans0.1990%1,500
Percentage Net Loans Charged-off:Construction & development-0.0447%5,126
Percentage Net Loans Charged-off: Commercial real estate0.3362%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1255%2,143
Percentage Net Loans Charged-off: Home equity loans0.0637%1,006
All other 1-4 family - Percent of loans charged-off, net0.1354%1,992
Percentage Net Loans Charged-off: Commercial and industrial-0.0581%5,159
Percentage Net Loans Charged-off: Loans to individuals0.4724%1,872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4724%1,728
Percentage Net Loans Charged-off: All other loans and lease0.3594%713
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1880%1,962
Percentage Net Loans Charged-off: Total real estate loans0.1887%1,426
Percentage Net Loans Charged-off:Construction & development-0.0623%5,232
Percentage Net Loans Charged-off: Commercial real estate0.2784%870
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1698%1,676
Percentage Net Loans Charged-off: Home equity loans0.0889%869
All other 1-4 family - Percent of loans charged-off, net0.1828%1,524
Percentage Net Loans Charged-off: Commercial and industrial-0.0117%4,646
Percentage Net Loans Charged-off: Loans to individuals0.3570%2,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3570%1,885
Percentage Net Loans Charged-off: All other loans and lease0.4714%568
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1362%2,306
Percentage Net Loans Charged-off: Total real estate loans0.1462%1,674
Percentage Net Loans Charged-off:Construction & development-0.0957%5,394
Percentage Net Loans Charged-off: Commercial real estate0.2160%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1384%1,772
Percentage Net Loans Charged-off: Home equity loans0.0719%765
All other 1-4 family - Percent of loans charged-off, net0.1491%1,638
Percentage Net Loans Charged-off: Commercial and industrial-0.0826%5,240
Percentage Net Loans Charged-off: Loans to individuals0.2951%2,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2951%1,903
Percentage Net Loans Charged-off: All other loans and lease0.2655%647
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0782%2,368
Percentage Net Loans Charged-off: Total real estate loans0.0900%1,692
Percentage Net Loans Charged-off:Construction & development-0.0070%5,200
Percentage Net Loans Charged-off: Commercial real estate0.0198%966
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2240%1,110
Percentage Net Loans Charged-off: Home equity loans0.1528%490
All other 1-4 family - Percent of loans charged-off, net0.2356%1,033
Percentage Net Loans Charged-off: Commercial and industrial-0.0343%4,930
Percentage Net Loans Charged-off: Loans to individuals0.2435%2,047
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2435%1,925
Percentage Net Loans Charged-off: All other loans and lease-0.7841%5,888
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0650%4,300
Percentage Net Loans Charged-off: Total real estate loans0.1245%2,943
Percentage Net Loans Charged-off:Construction & development-0.9874%5,980
Percentage Net Loans Charged-off: Commercial real estate0.2364%1,583
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2011%2,219
Percentage Net Loans Charged-off: Home equity loans0.1494%1,144
All other 1-4 family - Percent of loans charged-off, net0.2100%2,107
Percentage Net Loans Charged-off: Commercial and industrial-0.9030%6,347
Percentage Net Loans Charged-off: Loans to individuals0.4016%2,352
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4016%2,220
Percentage Net Loans Charged-off: All other loans and lease2.5701%290
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1255%3,272
Percentage Net Loans Charged-off: Total real estate loans0.0634%3,281
Percentage Net Loans Charged-off:Construction & development-1.3604%6,080
Percentage Net Loans Charged-off: Commercial real estate0.1800%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1697%2,256
Percentage Net Loans Charged-off: Home equity loans0.1382%1,047
All other 1-4 family - Percent of loans charged-off, net0.1753%2,146
Percentage Net Loans Charged-off: Commercial and industrial0.0576%2,441
Percentage Net Loans Charged-off: Loans to individuals0.4263%2,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4263%1,910
Percentage Net Loans Charged-off: All other loans and lease1.5508%353
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0901%3,467
Percentage Net Loans Charged-off: Total real estate loans0.0355%3,376
Percentage Net Loans Charged-off:Construction & development-1.9086%6,155
Percentage Net Loans Charged-off: Commercial real estate0.1013%1,604
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2810%1,654
Percentage Net Loans Charged-off: Home equity loans0.4668%624
All other 1-4 family - Percent of loans charged-off, net0.2479%1,734
Percentage Net Loans Charged-off: Commercial and industrial0.0702%2,092
Percentage Net Loans Charged-off: Loans to individuals0.3692%2,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3692%1,961
Percentage Net Loans Charged-off: All other loans and lease1.0027%411
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1094%2,782
Percentage Net Loans Charged-off: Total real estate loans0.0593%2,543
Percentage Net Loans Charged-off:Construction & development-2.3751%6,186
Percentage Net Loans Charged-off: Commercial real estate0.3331%820
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1265%1,960
Percentage Net Loans Charged-off: Home equity loans-0.0826%4,811
All other 1-4 family - Percent of loans charged-off, net0.1638%1,706
Percentage Net Loans Charged-off: Commercial and industrial0.1547%1,344
Percentage Net Loans Charged-off: Loans to individuals0.3122%2,020
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3122%1,881
Percentage Net Loans Charged-off: All other loans and lease0.8463%378
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4955%2,257
Percentage Net Loans Charged-off: Total real estate loans0.5032%1,966
Percentage Net Loans Charged-off:Construction & development0.4490%1,835
Percentage Net Loans Charged-off: Commercial real estate0.6564%1,281
Percentage Net Loans Charged-off: Multi-family residential0.3930%599
Percentage Net Loans Charged-off: 1-4 family residential0.3883%2,163
Percentage Net Loans Charged-off: Home equity loans0.2800%1,290
All other 1-4 family - Percent of loans charged-off, net0.4075%2,011
Percentage Net Loans Charged-off: Commercial and industrial0.2344%2,676
Percentage Net Loans Charged-off: Loans to individuals0.5311%2,290
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5311%2,135
Percentage Net Loans Charged-off: All other loans and lease1.1218%516
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3402%2,753
Percentage Net Loans Charged-off: Total real estate loans0.3051%2,561
Percentage Net Loans Charged-off:Construction & development0.8980%1,423
Percentage Net Loans Charged-off: Commercial real estate0.1048%2,360
Percentage Net Loans Charged-off: Multi-family residential0.8966%422
Percentage Net Loans Charged-off: 1-4 family residential0.4394%1,899
Percentage Net Loans Charged-off: Home equity loans0.3848%1,042
All other 1-4 family - Percent of loans charged-off, net0.4491%1,784
Percentage Net Loans Charged-off: Commercial and industrial0.3058%2,211
Percentage Net Loans Charged-off: Loans to individuals0.4452%2,301
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4452%2,146
Percentage Net Loans Charged-off: All other loans and lease1.0062%498
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3130%2,778
Percentage Net Loans Charged-off: Total real estate loans0.3399%2,306
Percentage Net Loans Charged-off:Construction & development0.4928%1,522
Percentage Net Loans Charged-off: Commercial real estate0.0760%2,124
Percentage Net Loans Charged-off: Multi-family residential1.3947%302
Percentage Net Loans Charged-off: 1-4 family residential0.5768%1,489
Percentage Net Loans Charged-off: Home equity loans0.5892%780
All other 1-4 family - Percent of loans charged-off, net0.5746%1,432
Percentage Net Loans Charged-off: Commercial and industrial0.0879%2,533
Percentage Net Loans Charged-off: Loans to individuals0.3741%2,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3741%2,186
Percentage Net Loans Charged-off: All other loans and lease-0.0388%5,995
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2643%2,608
Percentage Net Loans Charged-off: Total real estate loans0.2656%2,259
Percentage Net Loans Charged-off:Construction & development-1.2561%6,408
Percentage Net Loans Charged-off: Commercial real estate0.0322%1,619
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.8091%1,045
Percentage Net Loans Charged-off: Home equity loans0.7131%597
All other 1-4 family - Percent of loans charged-off, net0.8260%985
Percentage Net Loans Charged-off: Commercial and industrial0.0956%1,785
Percentage Net Loans Charged-off: Loans to individuals0.4980%1,832
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4980%1,667
Percentage Net Loans Charged-off: All other loans and lease-0.4137%6,329
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6339%2,556
Percentage Net Loans Charged-off: Total real estate loans0.5829%2,429
Percentage Net Loans Charged-off:Construction & development-0.1943%6,486
Percentage Net Loans Charged-off: Commercial real estate0.5693%1,856
Percentage Net Loans Charged-off: Multi-family residential0.7466%674
Percentage Net Loans Charged-off: 1-4 family residential0.7635%1,600
Percentage Net Loans Charged-off: Home equity loans0.2183%1,597
All other 1-4 family - Percent of loans charged-off, net0.8655%1,402
Percentage Net Loans Charged-off: Commercial and industrial0.8340%2,190
Percentage Net Loans Charged-off: Loans to individuals0.7617%2,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6566%2,070
Percentage Net Loans Charged-off: All other loans and lease0.2596%1,043
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6987%2,162
Percentage Net Loans Charged-off: Total real estate loans0.6205%2,104
Percentage Net Loans Charged-off:Construction & development0.0282%2,602
Percentage Net Loans Charged-off: Commercial real estate0.7434%1,322
Percentage Net Loans Charged-off: Multi-family residential0.6749%587
Percentage Net Loans Charged-off: 1-4 family residential0.6071%1,770
Percentage Net Loans Charged-off: Home equity loans0.2467%1,361
All other 1-4 family - Percent of loans charged-off, net0.6754%1,595
Percentage Net Loans Charged-off: Commercial and industrial1.2035%1,572
Percentage Net Loans Charged-off: Loans to individuals0.7633%1,918
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6346%1,916
Percentage Net Loans Charged-off: All other loans and lease0.0694%1,278
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3445%3,182
Percentage Net Loans Charged-off: Total real estate loans0.3386%2,764
Percentage Net Loans Charged-off:Construction & development0.0629%2,242
Percentage Net Loans Charged-off: Commercial real estate0.3990%1,643
Percentage Net Loans Charged-off: Multi-family residential1.0601%415
Percentage Net Loans Charged-off: 1-4 family residential0.2767%2,566
Percentage Net Loans Charged-off: Home equity loans0.3064%1,139
All other 1-4 family - Percent of loans charged-off, net0.2711%2,439
Percentage Net Loans Charged-off: Commercial and industrial0.0605%3,097
Percentage Net Loans Charged-off: Loans to individuals0.6704%2,007
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5258%2,020
Percentage Net Loans Charged-off: All other loans and lease-0.0573%6,140
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1507%3,584
Percentage Net Loans Charged-off: Total real estate loans0.1461%2,980
Percentage Net Loans Charged-off:Construction & development0.2183%1,530
Percentage Net Loans Charged-off: Commercial real estate0.1224%1,618
Percentage Net Loans Charged-off: Multi-family residential2.3280%207
Percentage Net Loans Charged-off: 1-4 family residential0.0233%3,008
Percentage Net Loans Charged-off: Home equity loans0.2329%881
All other 1-4 family - Percent of loans charged-off, net-0.0174%6,878
Percentage Net Loans Charged-off: Commercial and industrial-0.0877%6,307
Percentage Net Loans Charged-off: Loans to individuals0.5371%2,000
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3756%2,048
Percentage Net Loans Charged-off: All other loans and lease-0.7623%6,452
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2748%1,760
Percentage Net Loans Charged-off: Total real estate loans1.1828%1,636
Percentage Net Loans Charged-off:Construction & development8.5357%717
Percentage Net Loans Charged-off: Commercial real estate0.3772%2,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.0166%1,367
Percentage Net Loans Charged-off: Home equity loans0.7982%1,006
All other 1-4 family - Percent of loans charged-off, net1.0602%1,304
Percentage Net Loans Charged-off: Commercial and industrial1.9566%1,665
Percentage Net Loans Charged-off: Loans to individuals1.2638%1,760
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3311%1,527
Percentage Net Loans Charged-off: Total real estate loans1.2378%1,457
Percentage Net Loans Charged-off:Construction & development10.6820%481
Percentage Net Loans Charged-off: Commercial real estate0.0352%3,023
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.0760%1,170
Percentage Net Loans Charged-off: Home equity loans1.0621%752
All other 1-4 family - Percent of loans charged-off, net1.0788%1,160
Percentage Net Loans Charged-off: Commercial and industrial2.0753%1,419
Percentage Net Loans Charged-off: Loans to individuals1.2788%1,599
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2697%1,499
Percentage Net Loans Charged-off: Total real estate loans1.1734%1,404
Percentage Net Loans Charged-off:Construction & development8.5765%597
Percentage Net Loans Charged-off: Commercial real estate0.0553%2,429
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.2576%954
Percentage Net Loans Charged-off: Home equity loans0.9764%723
All other 1-4 family - Percent of loans charged-off, net1.3147%912
Percentage Net Loans Charged-off: Commercial and industrial2.0297%1,325
Percentage Net Loans Charged-off: Loans to individuals1.2209%1,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2984%733
Percentage Net Loans Charged-off: Total real estate loans2.1354%692
Percentage Net Loans Charged-off:Construction & development16.1135%239
Percentage Net Loans Charged-off: Commercial real estate0.1025%1,622
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.8415%607
Percentage Net Loans Charged-off: Home equity loans1.5025%456
All other 1-4 family - Percent of loans charged-off, net1.9090%584
Percentage Net Loans Charged-off: Commercial and industrial3.9822%626
Percentage Net Loans Charged-off: Loans to individuals1.8358%1,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2060%1,080
Percentage Net Loans Charged-off: Total real estate loans1.9617%1,069
Percentage Net Loans Charged-off:Construction & development7.8101%798
Percentage Net Loans Charged-off: Commercial real estate0.6696%1,504
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.0821%1,225
Percentage Net Loans Charged-off: Home equity loans0.6253%1,110
All other 1-4 family - Percent of loans charged-off, net1.1736%1,097
Percentage Net Loans Charged-off: Commercial and industrial4.1446%954
Percentage Net Loans Charged-off: Loans to individuals2.1137%1,257
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2988%819
Percentage Net Loans Charged-off: Total real estate loans2.1907%752
Percentage Net Loans Charged-off:Construction & development9.9801%480
Percentage Net Loans Charged-off: Commercial real estate0.1167%2,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.2282%897
Percentage Net Loans Charged-off: Home equity loans0.9212%749
All other 1-4 family - Percent of loans charged-off, net1.2902%849
Percentage Net Loans Charged-off: Commercial and industrial3.4337%940
Percentage Net Loans Charged-off: Loans to individuals2.0489%1,209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7282%1,098
Percentage Net Loans Charged-off: Total real estate loans1.8752%819
Percentage Net Loans Charged-off:Construction & development5.9920%722
Percentage Net Loans Charged-off: Commercial real estate0.1762%1,602
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.9243%1,041
Percentage Net Loans Charged-off: Home equity loans1.4775%460
All other 1-4 family - Percent of loans charged-off, net0.8120%1,072
Percentage Net Loans Charged-off: Commercial and industrial0.6100%2,485
Percentage Net Loans Charged-off: Loans to individuals1.7238%1,404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3944%2,517
Percentage Net Loans Charged-off: Total real estate loans0.2067%2,382
Percentage Net Loans Charged-off:Construction & development0.0568%1,785
Percentage Net Loans Charged-off: Commercial real estate0.1518%1,017
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3854%1,433
Percentage Net Loans Charged-off: Home equity loans0.2654%691
All other 1-4 family - Percent of loans charged-off, net0.4101%1,287
Percentage Net Loans Charged-off: Commercial and industrial0.1060%2,516
Percentage Net Loans Charged-off: Loans to individuals1.7070%1,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8562%1,465
Percentage Net Loans Charged-off: Total real estate loans0.8065%1,135
Percentage Net Loans Charged-off:Construction & development3.2332%773
Percentage Net Loans Charged-off: Commercial real estate0.1051%1,730
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.5075%1,187
Percentage Net Loans Charged-off: Home equity loans0.6245%618
All other 1-4 family - Percent of loans charged-off, net0.4815%1,172
Percentage Net Loans Charged-off: Commercial and industrial0.0958%4,048
Percentage Net Loans Charged-off: Loans to individuals1.7522%1,211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4162%1,983
Percentage Net Loans Charged-off: Total real estate loans0.2953%1,704
Percentage Net Loans Charged-off:Construction & development1.1357%1,007
Percentage Net Loans Charged-off: Commercial real estate0.0151%1,634
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2123%1,664
Percentage Net Loans Charged-off: Home equity loans-0.0031%5,932
All other 1-4 family - Percent of loans charged-off, net0.2612%1,352
Percentage Net Loans Charged-off: Commercial and industrial0.1241%3,154
Percentage Net Loans Charged-off: Loans to individuals1.3620%1,343
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2354%2,495
Percentage Net Loans Charged-off: Total real estate loans0.1154%2,236
Percentage Net Loans Charged-off:Construction & development0.3987%1,086
Percentage Net Loans Charged-off: Commercial real estate-0.0725%8,001
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1944%1,463
Percentage Net Loans Charged-off: Home equity loans-0.0048%5,931
All other 1-4 family - Percent of loans charged-off, net0.2413%1,203
Percentage Net Loans Charged-off: Commercial and industrial0.1247%2,575
Percentage Net Loans Charged-off: Loans to individuals1.0438%1,622
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0138%1,382
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2024%2,137
Percentage Net Loans Charged-off: Total real estate loans0.0994%1,696
Percentage Net Loans Charged-off:Construction & development0.1725%873
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1966%1,055
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2441%881
Percentage Net Loans Charged-off: Commercial and industrial0.0655%1,972
Percentage Net Loans Charged-off: Loans to individuals0.9537%1,599
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4960%1,106
Percentage Net Loans Charged-off: Total real estate loans0.4693%597
Percentage Net Loans Charged-off:Construction & development1.4631%305
Percentage Net Loans Charged-off: Commercial real estate0.1277%983
Percentage Net Loans Charged-off: Multi-family residential0.4016%179
Percentage Net Loans Charged-off: 1-4 family residential0.2168%1,177
Percentage Net Loans Charged-off: Home equity loans0.7259%230
All other 1-4 family - Percent of loans charged-off, net0.0938%1,846
Percentage Net Loans Charged-off: Commercial and industrial0.1427%3,007
Percentage Net Loans Charged-off: Loans to individuals1.0497%1,525
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1088%7,183
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1819%2,155
Percentage Net Loans Charged-off: Total real estate loans0.0793%1,698
Percentage Net Loans Charged-off:Construction & development0.0675%824
Percentage Net Loans Charged-off: Commercial real estate0.0870%745
Percentage Net Loans Charged-off: Multi-family residential0.0057%191
Percentage Net Loans Charged-off: 1-4 family residential0.1103%1,347
Percentage Net Loans Charged-off: Home equity loans0.1513%463
All other 1-4 family - Percent of loans charged-off, net0.1004%1,319
Percentage Net Loans Charged-off: Commercial and industrial0.1206%2,525
Percentage Net Loans Charged-off: Loans to individuals0.9549%1,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1455%7,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1577%2,057
Percentage Net Loans Charged-off: Total real estate loans0.0666%1,500
Percentage Net Loans Charged-off:Construction & development0.0897%538
Percentage Net Loans Charged-off: Commercial real estate0.0103%825
Percentage Net Loans Charged-off: Multi-family residential0.0086%138
Percentage Net Loans Charged-off: 1-4 family residential0.1547%930
Percentage Net Loans Charged-off: Home equity loans0.2317%310
All other 1-4 family - Percent of loans charged-off, net0.1363%931
Percentage Net Loans Charged-off: Commercial and industrial0.0275%2,556
Percentage Net Loans Charged-off: Loans to individuals0.9495%1,368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1615%7,203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1621%1,641
Percentage Net Loans Charged-off: Total real estate loans0.0614%1,124
Percentage Net Loans Charged-off:Construction & development-0.0087%7,610
Percentage Net Loans Charged-off: Commercial real estate0.0227%460
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2158%604
Percentage Net Loans Charged-off: Home equity loans0.4746%152
All other 1-4 family - Percent of loans charged-off, net0.1550%688
Percentage Net Loans Charged-off: Commercial and industrial0.0582%1,653
Percentage Net Loans Charged-off: Loans to individuals1.0294%1,230
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3486%7,265
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1079%3,099
Percentage Net Loans Charged-off: Total real estate loans0.0434%2,098
Percentage Net Loans Charged-off:Construction & development0.0404%645
Percentage Net Loans Charged-off: Commercial real estate0.0392%1,010
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0652%1,792
Percentage Net Loans Charged-off: Home equity loans-0.0029%5,974
All other 1-4 family - Percent of loans charged-off, net0.0814%1,536
Percentage Net Loans Charged-off: Commercial and industrial0.0468%3,311
Percentage Net Loans Charged-off: Loans to individuals0.7005%2,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0178%6,914
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%3,636
Percentage Net Loans Charged-off: Total real estate loans0.0094%2,556
Percentage Net Loans Charged-off:Construction & development0.0021%606
Percentage Net Loans Charged-off: Commercial real estate0.0051%972
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0226%2,019
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0281%1,813
Percentage Net Loans Charged-off: Commercial and industrial-0.0127%6,802
Percentage Net Loans Charged-off: Loans to individuals0.5203%2,444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0356%7,047
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0223%4,245
Percentage Net Loans Charged-off: Total real estate loans0.0051%2,279
Percentage Net Loans Charged-off:Construction & development0.0032%450
Percentage Net Loans Charged-off: Commercial real estate0.0105%760
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0023%1,988
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0028%1,845
Percentage Net Loans Charged-off: Commercial and industrial-0.0144%6,745
Percentage Net Loans Charged-off: Loans to individuals0.2263%3,516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0386%7,026
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0076%6,766
Percentage Net Loans Charged-off: Total real estate loans-0.0037%7,660
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0117%7,962
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0145%7,986
Percentage Net Loans Charged-off: Commercial and industrial-0.0145%6,692
Percentage Net Loans Charged-off: Loans to individuals-0.0202%6,771
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0859%7,124
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0866%3,915
Percentage Net Loans Charged-off: Total real estate loans0.0376%2,214
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0192%1,177
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1103%1,340
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1350%1,158
Percentage Net Loans Charged-off: Commercial and industrial0.1080%3,270
Percentage Net Loans Charged-off: Loans to individuals0.5805%3,216
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1526%7,377
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0799%3,511
Percentage Net Loans Charged-off: Total real estate loans0.0366%1,960
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0178%933
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1093%1,172
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1330%1,019
Percentage Net Loans Charged-off: Commercial and industrial0.1179%2,683
Percentage Net Loans Charged-off: Loans to individuals0.5015%3,105
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1332%7,374
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0744%3,357
Percentage Net Loans Charged-off: Total real estate loans0.0421%1,612
Percentage Net Loans Charged-off:Construction & development0.0025%418
Percentage Net Loans Charged-off: Commercial real estate0.0209%707
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1306%950
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1577%829
Percentage Net Loans Charged-off: Commercial and industrial0.1668%2,122
Percentage Net Loans Charged-off: Loans to individuals0.3289%3,570
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1642%7,376
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0428%3,424
Percentage Net Loans Charged-off: Total real estate loans0.0458%1,190
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0515%8,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1950%628
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.2334%552
Percentage Net Loans Charged-off: Commercial and industrial-0.0209%6,916
Percentage Net Loans Charged-off: Loans to individuals0.1545%3,759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2332%7,433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1924%2,831
Percentage Net Loans Charged-off: Total real estate loans0.1378%1,286
Percentage Net Loans Charged-off:Construction & development0.0094%702
Percentage Net Loans Charged-off: Commercial real estate0.0099%1,458
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.3492%555
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.4103%483
Percentage Net Loans Charged-off: Commercial and industrial0.2959%2,739
Percentage Net Loans Charged-off: Loans to individuals0.7731%2,725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0885%7,381
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2178%2,172
Percentage Net Loans Charged-off: Total real estate loans0.1653%932
Percentage Net Loans Charged-off:Construction & development0.0136%558
Percentage Net Loans Charged-off: Commercial real estate0.0143%1,114
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3934%434
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.4612%386
Percentage Net Loans Charged-off: Commercial and industrial0.3116%2,221
Percentage Net Loans Charged-off: Loans to individuals0.8019%2,378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0762%7,326
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1422%2,819
Percentage Net Loans Charged-off: Total real estate loans0.1010%1,249
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0265%835
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1970%790
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.2306%710
Percentage Net Loans Charged-off: Commercial and industrial0.0478%2,819
Percentage Net Loans Charged-off: Loans to individuals0.8591%2,169
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0798%7,328
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1775%2,107
Percentage Net Loans Charged-off: Total real estate loans0.1176%928
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0024%8,352
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2807%526
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.3278%443
Percentage Net Loans Charged-off: Commercial and industrial-0.0727%7,412
Percentage Net Loans Charged-off: Loans to individuals1.3437%1,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0899%7,333
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7397%888
Percentage Net Loans Charged-off: Total real estate loans0.5911%319
Percentage Net Loans Charged-off:Construction & development0.1167%572
Percentage Net Loans Charged-off: Commercial real estate0.1913%844
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.9018%207
Percentage Net Loans Charged-off: Home equity loans0.1038%401
All other 1-4 family - Percent of loans charged-off, net1.0060%183
Percentage Net Loans Charged-off: Commercial and industrial1.5418%1,172
Percentage Net Loans Charged-off: Loans to individuals0.5901%3,817
Percentage Net Loans Charged-off: Credit card loans12.6013%95
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3395%390
Percentage Net Loans Charged-off:Coml. RE not secured by RE-102.5641%1,398
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7225%790
Percentage Net Loans Charged-off: Total real estate loans0.5269%321
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2121%659
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential1.0033%156
Percentage Net Loans Charged-off: Home equity loans0.1546%281
All other 1-4 family - Percent of loans charged-off, net1.1065%147
Percentage Net Loans Charged-off: Commercial and industrial1.9640%763
Percentage Net Loans Charged-off: Loans to individuals0.9256%2,341
Percentage Net Loans Charged-off: Credit card loans11.5212%113
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7372%740
Percentage Net Loans Charged-off:Coml. RE not secured by RE-109.3846%1,376
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6888%874
Percentage Net Loans Charged-off: Total real estate loans0.6360%254
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.3997%395
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential1.0355%153
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net1.1517%139
Percentage Net Loans Charged-off: Commercial and industrial0.4701%2,019
Percentage Net Loans Charged-off: Loans to individuals1.6184%1,136
Percentage Net Loans Charged-off: Credit card loans9.7211%149
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1708%7,682
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2943%1,802
Percentage Net Loans Charged-off: Total real estate loans0.3122%510
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.1419%8,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.8452%191
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.9320%173
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.6080%2,859
Percentage Net Loans Charged-off: Credit card loans0.7360%1,164
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2937%7,743
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1042%5,065
Percentage Net Loans Charged-off: Total real estate loans0.0158%3,462
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0527%8,748
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1247%1,461
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1271%1,429
Percentage Net Loans Charged-off: Commercial and industrial1.1089%1,747
Percentage Net Loans Charged-off: Loans to individuals-0.5426%9,066
Percentage Net Loans Charged-off: Credit card loans-0.3743%2,887
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.3948%284
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2636%2,983
Percentage Net Loans Charged-off: Total real estate loans0.0213%3,068
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0161%8,816
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1478%1,181
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1478%1,158
Percentage Net Loans Charged-off: Commercial and industrial0.6519%2,346
Percentage Net Loans Charged-off: Loans to individuals1.7684%983
Percentage Net Loans Charged-off: Credit card loans5.1405%426
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6687%882
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1529%9,619
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2614%2,589
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6139%1,141
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3673%2,222
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5244%1,675
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0508%10,749
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3962%2,316
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6921%1,981
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7397%2,972
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA