Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 5,244 |
| Total interest expense | $153,000 | 4,397 |
| Net interest income | $753,000 | 5,319 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $39,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $33,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,539 |
| Total noninterest expense | $568,000 | 5,373 |
| Salaries and employee benefits | $339,000 | 5,309 |
| Premises and equipment expense | $48,000 | 5,389 |
| Additional noninterest expense | $181,000 | 5,347 |
| Pre-tax net operating income | $224,000 | 4,902 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $11,000 | 3,790 |
| Income before extraordinary items | $213,000 | 4,834 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $213,000 | 4,833 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $213,000 | 4,834 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $245,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $213,000 | 4,818 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 5,318 |
| Total interest expense | $75,000 | 4,419 |
| Net interest income | $365,000 | 5,381 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $21,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,580 |
| Total noninterest expense | $290,000 | 5,417 |
| Salaries and employee benefits | $181,000 | 5,311 |
| Premises and equipment expense | $24,000 | 5,440 |
| Additional noninterest expense | $85,000 | 5,451 |
| Pre-tax net operating income | $96,000 | 4,992 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $4,000 | 3,816 |
| Income before extraordinary items | $92,000 | 4,930 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $92,000 | 4,930 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $92,000 | 4,930 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $170,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $92,000 | 4,919 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 5,352 |
| Total interest expense | $350,000 | 4,251 |
| Net interest income | $1,443,000 | 5,440 |
| Provision for loan and lease losses | $-75,000 | 5,563 |
| Total noninterest income | $84,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $72,000 | 4,878 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $12,000 | 5,664 |
| Total noninterest expense | $1,169,000 | 5,474 |
| Salaries and employee benefits | $710,000 | 5,395 |
| Premises and equipment expense | $105,000 | 5,465 |
| Additional noninterest expense | $354,000 | 5,503 |
| Pre-tax net operating income | $433,000 | 4,932 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $22,000 | 3,834 |
| Income before extraordinary items | $411,000 | 4,900 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $411,000 | 4,899 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $411,000 | 4,899 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $325,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $411,000 | 4,855 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 5,405 |
| Total interest expense | $268,000 | 4,250 |
| Net interest income | $1,080,000 | 5,497 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $63,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $54,000 | 4,921 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $9,000 | 5,738 |
| Total noninterest expense | $854,000 | 5,527 |
| Salaries and employee benefits | $506,000 | 5,465 |
| Premises and equipment expense | $79,000 | 5,510 |
| Additional noninterest expense | $269,000 | 5,541 |
| Pre-tax net operating income | $289,000 | 5,086 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $13,000 | 3,961 |
| Income before extraordinary items | $276,000 | 5,046 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $276,000 | 5,046 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $276,000 | 5,046 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $250,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $276,000 | 4,992 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 5,460 |
| Total interest expense | $184,000 | 4,216 |
| Net interest income | $714,000 | 5,568 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $42,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $35,000 | 4,975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 5,789 |
| Total noninterest expense | $559,000 | 5,608 |
| Salaries and employee benefits | $333,000 | 5,545 |
| Premises and equipment expense | $53,000 | 5,558 |
| Additional noninterest expense | $173,000 | 5,631 |
| Pre-tax net operating income | $197,000 | 5,096 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $9,000 | 3,977 |
| Income before extraordinary items | $188,000 | 5,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 5,052 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $188,000 | 5,052 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $250,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $188,000 | 4,997 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $456,000 | 5,487 |
| Total interest expense | $96,000 | 4,173 |
| Net interest income | $360,000 | 5,612 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $20,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,856 |
| Total noninterest expense | $286,000 | 5,654 |
| Salaries and employee benefits | $166,000 | 5,592 |
| Premises and equipment expense | $28,000 | 5,550 |
| Additional noninterest expense | $92,000 | 5,645 |
| Pre-tax net operating income | $94,000 | 5,121 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $4,000 | 3,979 |
| Income before extraordinary items | $90,000 | 5,105 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $90,000 | 5,105 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $90,000 | 5,105 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $90,000 | 5,044 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 5,387 |
| Total interest expense | $393,000 | 4,182 |
| Net interest income | $1,626,000 | 5,518 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $90,000 | 5,746 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $77,000 | 4,997 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $13,000 | 5,882 |
| Total noninterest expense | $1,160,000 | 5,689 |
| Salaries and employee benefits | $710,000 | 5,582 |
| Premises and equipment expense | $103,000 | 5,717 |
| Additional noninterest expense | $347,000 | 5,744 |
| Pre-tax net operating income | $556,000 | 4,832 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $28,000 | 3,828 |
| Income before extraordinary items | $528,000 | 4,759 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $528,000 | 4,760 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $528,000 | 4,760 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $417,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $528,000 | 4,717 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 5,443 |
| Total interest expense | $299,000 | 4,206 |
| Net interest income | $1,240,000 | 5,568 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $68,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $58,000 | 5,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 5,954 |
| Total noninterest expense | $865,000 | 5,754 |
| Salaries and employee benefits | $523,000 | 5,650 |
| Premises and equipment expense | $72,000 | 5,831 |
| Additional noninterest expense | $270,000 | 5,788 |
| Pre-tax net operating income | $443,000 | 4,870 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $21,000 | 3,945 |
| Income before extraordinary items | $422,000 | 4,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $422,000 | 4,792 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $422,000 | 4,794 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $337,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $422,000 | 4,732 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,472 |
| Total interest expense | $203,000 | 4,209 |
| Net interest income | $830,000 | 5,602 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $45,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $38,000 | 5,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,008 |
| Total noninterest expense | $581,000 | 5,805 |
| Salaries and employee benefits | $350,000 | 5,701 |
| Premises and equipment expense | $49,000 | 5,877 |
| Additional noninterest expense | $182,000 | 5,822 |
| Pre-tax net operating income | $294,000 | 4,880 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $14,000 | 3,964 |
| Income before extraordinary items | $280,000 | 4,784 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $280,000 | 4,786 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $280,000 | 4,787 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $242,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $280,000 | 4,716 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 5,516 |
| Total interest expense | $105,000 | 4,202 |
| Net interest income | $410,000 | 5,660 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $21,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 6,064 |
| Total noninterest expense | $296,000 | 5,844 |
| Salaries and employee benefits | $174,000 | 5,761 |
| Premises and equipment expense | $25,000 | 5,901 |
| Additional noninterest expense | $97,000 | 5,816 |
| Pre-tax net operating income | $135,000 | 4,947 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $129,000 | 4,859 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $129,000 | 4,861 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $129,000 | 4,863 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $127,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $129,000 | 4,796 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 5,567 |
| Total interest expense | $441,000 | 4,263 |
| Net interest income | $1,690,000 | 5,709 |
| Provision for loan and lease losses | $195,000 | 2,523 |
| Total noninterest income | $155,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $80,000 | 5,249 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $75,000 | 5,476 |
| Total noninterest expense | $1,208,000 | 5,923 |
| Salaries and employee benefits | $710,000 | 5,840 |
| Premises and equipment expense | $103,000 | 6,029 |
| Additional noninterest expense | $395,000 | 5,905 |
| Pre-tax net operating income | $442,000 | 5,169 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $22,000 | 3,989 |
| Income before extraordinary items | $420,000 | 5,110 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $420,000 | 5,109 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $420,000 | 5,110 |
| Net charge-offs | $22,000 | 4,242 |
| Cash dividends | $146,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $420,000 | 5,058 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 5,651 |
| Total interest expense | $337,000 | 4,275 |
| Net interest income | $1,242,000 | 5,799 |
| Provision for loan and lease losses | $140,000 | 2,452 |
| Total noninterest income | $99,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $61,000 | 5,306 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $38,000 | 5,792 |
| Total noninterest expense | $892,000 | 5,979 |
| Salaries and employee benefits | $527,000 | 5,889 |
| Premises and equipment expense | $76,000 | 6,081 |
| Additional noninterest expense | $289,000 | 5,985 |
| Pre-tax net operating income | $309,000 | 5,311 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $15,000 | 4,081 |
| Income before extraordinary items | $294,000 | 5,252 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $294,000 | 5,252 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $294,000 | 5,254 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $62,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $294,000 | 5,215 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 5,713 |
| Total interest expense | $226,000 | 4,309 |
| Net interest income | $802,000 | 5,873 |
| Provision for loan and lease losses | $80,000 | 2,568 |
| Total noninterest income | $51,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $40,000 | 5,343 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $11,000 | 6,166 |
| Total noninterest expense | $588,000 | 6,044 |
| Salaries and employee benefits | $348,000 | 5,943 |
| Premises and equipment expense | $52,000 | 6,115 |
| Additional noninterest expense | $188,000 | 6,045 |
| Pre-tax net operating income | $185,000 | 5,388 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $10,000 | 4,090 |
| Income before extraordinary items | $175,000 | 5,347 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $175,000 | 5,349 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $175,000 | 5,350 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $30,000 | 3,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $175,000 | 5,299 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $507,000 | 5,784 |
| Total interest expense | $109,000 | 4,454 |
| Net interest income | $398,000 | 5,938 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $28,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $301,000 | 6,094 |
| Salaries and employee benefits | $172,000 | 6,021 |
| Premises and equipment expense | $26,000 | 6,172 |
| Additional noninterest expense | $103,000 | 6,016 |
| Pre-tax net operating income | $95,000 | 5,310 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $5,000 | 4,041 |
| Income before extraordinary items | $90,000 | 5,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 5,262 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $90,000 | 5,262 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $90,000 | 5,215 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 5,862 |
| Total interest expense | $477,000 | 4,569 |
| Net interest income | $1,553,000 | 6,019 |
| Provision for loan and lease losses | $32,000 | 4,515 |
| Total noninterest income | $157,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $89,000 | 5,402 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $68,000 | 5,687 |
| Total noninterest expense | $1,183,000 | 6,193 |
| Salaries and employee benefits | $667,000 | 6,139 |
| Premises and equipment expense | $96,000 | 6,315 |
| Additional noninterest expense | $420,000 | 6,063 |
| Pre-tax net operating income | $495,000 | 5,015 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $24,000 | 4,040 |
| Income before extraordinary items | $471,000 | 4,963 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $471,000 | 4,966 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $471,000 | 4,966 |
| Net charge-offs | $16,000 | 4,930 |
| Cash dividends | $200,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $471,000 | 4,900 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 5,943 |
| Total interest expense | $356,000 | 4,668 |
| Net interest income | $1,147,000 | 6,094 |
| Provision for loan and lease losses | $12,000 | 4,680 |
| Total noninterest income | $100,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $68,000 | 5,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $32,000 | 6,033 |
| Total noninterest expense | $827,000 | 6,300 |
| Salaries and employee benefits | $479,000 | 6,209 |
| Premises and equipment expense | $73,000 | 6,348 |
| Additional noninterest expense | $275,000 | 6,235 |
| Pre-tax net operating income | $408,000 | 4,999 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $19,000 | 4,120 |
| Income before extraordinary items | $389,000 | 4,943 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $389,000 | 4,943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $389,000 | 4,944 |
| Net charge-offs | $46,000 | 3,927 |
| Cash dividends | $200,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $389,000 | 4,858 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 6,021 |
| Total interest expense | $230,000 | 4,792 |
| Net interest income | $735,000 | 6,168 |
| Provision for loan and lease losses | $12,000 | 4,449 |
| Total noninterest income | $52,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $43,000 | 5,507 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,388 |
| Total noninterest expense | $536,000 | 6,361 |
| Salaries and employee benefits | $315,000 | 6,269 |
| Premises and equipment expense | $48,000 | 6,402 |
| Additional noninterest expense | $173,000 | 6,315 |
| Pre-tax net operating income | $239,000 | 5,115 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $11,000 | 4,162 |
| Income before extraordinary items | $228,000 | 5,121 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $228,000 | 5,123 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $228,000 | 5,124 |
| Net charge-offs | $46,000 | 3,420 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $228,000 | 4,995 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 6,108 |
| Total interest expense | $108,000 | 5,002 |
| Net interest income | $357,000 | 6,255 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $27,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $262,000 | 6,452 |
| Salaries and employee benefits | $157,000 | 6,329 |
| Premises and equipment expense | $24,000 | 6,452 |
| Additional noninterest expense | $81,000 | 6,449 |
| Pre-tax net operating income | $122,000 | 5,100 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $116,000 | 5,058 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $116,000 | 5,060 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $116,000 | 5,060 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $116,000 | 4,953 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 6,152 |
| Total interest expense | $496,000 | 5,133 |
| Net interest income | $1,491,000 | 6,292 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $154,000 | 5,952 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $86,000 | 5,638 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $68,000 | 5,643 |
| Total noninterest expense | $1,146,000 | 6,450 |
| Salaries and employee benefits | $655,000 | 6,355 |
| Premises and equipment expense | $89,000 | 6,613 |
| Additional noninterest expense | $402,000 | 6,344 |
| Pre-tax net operating income | $499,000 | 4,921 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $475,000 | 5,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $475,000 | 5,001 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $475,000 | 5,002 |
| Net charge-offs | $33,000 | 5,163 |
| Cash dividends | $454,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $475,000 | 4,805 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 6,243 |
| Total interest expense | $382,000 | 5,212 |
| Net interest income | $1,116,000 | 6,392 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $97,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $63,000 | 5,739 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,000 | 6,036 |
| Total noninterest expense | $834,000 | 6,547 |
| Salaries and employee benefits | $474,000 | 6,457 |
| Premises and equipment expense | $60,000 | 6,761 |
| Additional noninterest expense | $300,000 | 6,403 |
| Pre-tax net operating income | $379,000 | 5,050 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $361,000 | 5,118 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $361,000 | 5,116 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $361,000 | 5,116 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $241,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $361,000 | 4,928 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $983,000 | 6,316 |
| Total interest expense | $255,000 | 5,308 |
| Net interest income | $728,000 | 6,461 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $48,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $40,000 | 5,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,504 |
| Total noninterest expense | $557,000 | 6,600 |
| Salaries and employee benefits | $312,000 | 6,525 |
| Premises and equipment expense | $39,000 | 6,820 |
| Additional noninterest expense | $206,000 | 6,415 |
| Pre-tax net operating income | $219,000 | 5,195 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $10,000 | 4,237 |
| Income before extraordinary items | $209,000 | 5,285 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $209,000 | 5,284 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $209,000 | 5,284 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $241,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $209,000 | 5,080 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 6,377 |
| Total interest expense | $126,000 | 5,433 |
| Net interest income | $364,000 | 6,509 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $283,000 | 6,635 |
| Salaries and employee benefits | $154,000 | 6,596 |
| Premises and equipment expense | $19,000 | 6,878 |
| Additional noninterest expense | $110,000 | 6,377 |
| Pre-tax net operating income | $105,000 | 5,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $100,000 | 5,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $100,000 | 5,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $100,000 | 5,359 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $100,000 | 5,208 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 6,405 |
| Total interest expense | $557,000 | 5,652 |
| Net interest income | $1,493,000 | 6,538 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $150,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $87,000 | 5,714 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $63,000 | 5,748 |
| Total noninterest expense | $1,001,000 | 6,832 |
| Salaries and employee benefits | $611,000 | 6,671 |
| Premises and equipment expense | $87,000 | 6,919 |
| Additional noninterest expense | $303,000 | 6,845 |
| Pre-tax net operating income | $630,000 | 4,444 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $30,000 | 3,960 |
| Income before extraordinary items | $600,000 | 4,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $600,000 | 4,411 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $600,000 | 4,411 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $540,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $600,000 | 4,281 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 6,463 |
| Total interest expense | $429,000 | 5,714 |
| Net interest income | $1,112,000 | 6,599 |
| Provision for loan and lease losses | $12,000 | 6,156 |
| Total noninterest income | $105,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $67,000 | 5,681 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $38,000 | 6,022 |
| Total noninterest expense | $686,000 | 6,957 |
| Salaries and employee benefits | $396,000 | 6,873 |
| Premises and equipment expense | $65,000 | 6,967 |
| Additional noninterest expense | $225,000 | 6,914 |
| Pre-tax net operating income | $519,000 | 4,417 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $26,000 | 3,940 |
| Income before extraordinary items | $493,000 | 4,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 4,349 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $493,000 | 4,349 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $420,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $493,000 | 4,218 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 6,563 |
| Total interest expense | $287,000 | 5,817 |
| Net interest income | $717,000 | 6,689 |
| Provision for loan and lease losses | $12,000 | 5,900 |
| Total noninterest income | $61,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $446,000 | 7,058 |
| Salaries and employee benefits | $259,000 | 6,967 |
| Premises and equipment expense | $42,000 | 7,049 |
| Additional noninterest expense | $145,000 | 7,015 |
| Pre-tax net operating income | $320,000 | 4,527 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $16,000 | 3,930 |
| Income before extraordinary items | $304,000 | 4,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $304,000 | 4,425 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $304,000 | 4,427 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $211,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $304,000 | 4,346 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 6,623 |
| Total interest expense | $151,000 | 5,828 |
| Net interest income | $345,000 | 6,775 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $22,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $219,000 | 7,123 |
| Salaries and employee benefits | $124,000 | 7,051 |
| Premises and equipment expense | $22,000 | 7,060 |
| Additional noninterest expense | $73,000 | 7,064 |
| Pre-tax net operating income | $136,000 | 4,762 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $129,000 | 4,671 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $129,000 | 4,670 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $129,000 | 4,671 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $129,000 | 4,612 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 6,574 |
| Total interest expense | $738,000 | 5,874 |
| Net interest income | $1,480,000 | 6,728 |
| Provision for loan and lease losses | $48,000 | 6,523 |
| Total noninterest income | $149,000 | 6,292 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 5,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 5,801 |
| Total noninterest expense | $1,101,000 | 6,972 |
| Salaries and employee benefits | $689,000 | 6,721 |
| Premises and equipment expense | $87,000 | 7,157 |
| Additional noninterest expense | $325,000 | 7,041 |
| Pre-tax net operating income | $480,000 | 4,423 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $462,000 | 4,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $462,000 | 4,414 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $462,000 | 4,414 |
| Net charge-offs | $-10,000 | 7,437 |
| Cash dividends | $353,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $462,000 | 4,284 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 6,661 |
| Total interest expense | $578,000 | 5,933 |
| Net interest income | $1,108,000 | 6,835 |
| Provision for loan and lease losses | $36,000 | 6,452 |
| Total noninterest income | $98,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $59,000 | 5,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $743,000 | 7,160 |
| Salaries and employee benefits | $429,000 | 7,047 |
| Premises and equipment expense | $67,000 | 7,234 |
| Additional noninterest expense | $247,000 | 7,082 |
| Pre-tax net operating income | $427,000 | 4,425 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $22,000 | 3,956 |
| Income before extraordinary items | $405,000 | 4,448 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $405,000 | 4,451 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $405,000 | 4,451 |
| Net charge-offs | $-8,000 | 7,443 |
| Cash dividends | $287,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $405,000 | 4,270 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 6,713 |
| Total interest expense | $394,000 | 5,998 |
| Net interest income | $727,000 | 6,890 |
| Provision for loan and lease losses | $24,000 | 6,332 |
| Total noninterest income | $57,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 6,502 |
| Total noninterest expense | $487,000 | 7,236 |
| Salaries and employee benefits | $282,000 | 7,123 |
| Premises and equipment expense | $44,000 | 7,300 |
| Additional noninterest expense | $161,000 | 7,165 |
| Pre-tax net operating income | $273,000 | 4,536 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $259,000 | 4,543 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $259,000 | 4,543 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $259,000 | 4,543 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $173,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $259,000 | 4,394 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 6,886 |
| Total interest expense | $170,000 | 6,397 |
| Net interest income | $360,000 | 6,963 |
| Provision for loan and lease losses | $12,000 | 6,061 |
| Total noninterest income | $20,000 | 7,107 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $242,000 | 7,331 |
| Salaries and employee benefits | $138,000 | 7,241 |
| Premises and equipment expense | $22,000 | 7,387 |
| Additional noninterest expense | $82,000 | 7,234 |
| Pre-tax net operating income | $126,000 | 4,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $119,000 | 4,738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 4,738 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $119,000 | 4,737 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $108,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $119,000 | 4,627 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 6,981 |
| Total interest expense | $760,000 | 6,565 |
| Net interest income | $1,345,000 | 7,074 |
| Provision for loan and lease losses | $36,000 | 6,995 |
| Total noninterest income | $159,000 | 6,510 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $86,000 | 5,946 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $73,000 | 6,011 |
| Total noninterest expense | $1,012,000 | 7,372 |
| Salaries and employee benefits | $595,000 | 7,210 |
| Premises and equipment expense | $80,000 | 7,548 |
| Additional noninterest expense | $337,000 | 7,304 |
| Pre-tax net operating income | $456,000 | 4,090 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $20,000 | 3,659 |
| Income before extraordinary items | $436,000 | 4,056 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $436,000 | 4,055 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $436,000 | 4,055 |
| Net charge-offs | $-7,000 | 7,842 |
| Cash dividends | $302,000 | 3,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $436,000 | 3,981 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 7,062 |
| Total interest expense | $575,000 | 6,681 |
| Net interest income | $998,000 | 7,144 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $97,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $62,000 | 6,042 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $35,000 | 6,592 |
| Total noninterest expense | $710,000 | 7,495 |
| Salaries and employee benefits | $392,000 | 7,431 |
| Premises and equipment expense | $58,000 | 7,647 |
| Additional noninterest expense | $260,000 | 7,300 |
| Pre-tax net operating income | $358,000 | 4,328 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $18,000 | 3,828 |
| Income before extraordinary items | $340,000 | 4,262 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $340,000 | 4,257 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $340,000 | 4,260 |
| Net charge-offs | $-8,000 | 7,848 |
| Cash dividends | $208,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $340,000 | 4,191 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 7,156 |
| Total interest expense | $384,000 | 6,798 |
| Net interest income | $650,000 | 7,219 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $46,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $37,000 | 6,182 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,000 | 7,286 |
| Total noninterest expense | $471,000 | 7,567 |
| Salaries and employee benefits | $256,000 | 7,531 |
| Premises and equipment expense | $37,000 | 7,753 |
| Additional noninterest expense | $178,000 | 7,324 |
| Pre-tax net operating income | $207,000 | 4,606 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $196,000 | 4,561 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 4,559 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $196,000 | 4,559 |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $116,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $196,000 | 4,468 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,230 |
| Total interest expense | $190,000 | 6,901 |
| Net interest income | $322,000 | 7,262 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $224,000 | 7,644 |
| Salaries and employee benefits | $125,000 | 7,609 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $82,000 | 7,359 |
| Pre-tax net operating income | $111,000 | 4,910 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $105,000 | 4,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 4,884 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $105,000 | 4,883 |
| Net charge-offs | $-8,000 | 7,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,000 | 4,712 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 7,277 |
| Total interest expense | $868,000 | 7,009 |
| Net interest income | $1,217,000 | 7,343 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $162,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 6,142 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $78,000 | 6,249 |
| Total noninterest expense | $959,000 | 7,599 |
| Salaries and employee benefits | $574,000 | 7,478 |
| Premises and equipment expense | $80,000 | 7,797 |
| Additional noninterest expense | $305,000 | 7,441 |
| Pre-tax net operating income | $384,000 | 5,178 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $11,000 | 4,508 |
| Income before extraordinary items | $373,000 | 4,841 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $373,000 | 4,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,752 |
| Cash dividends | $297,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $373,000 | 5,013 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 7,351 |
| Total interest expense | $673,000 | 7,068 |
| Net interest income | $894,000 | 7,435 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $103,000 | 7,089 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 6,819 |
| Total noninterest expense | $670,000 | 7,712 |
| Salaries and employee benefits | $386,000 | 7,657 |
| Premises and equipment expense | $54,000 | 7,920 |
| Additional noninterest expense | $230,000 | 7,443 |
| Pre-tax net operating income | $300,000 | 5,641 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $15,000 | 4,720 |
| Income before extraordinary items | $285,000 | 5,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $285,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $231,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 655 |
| Net operating income | $285,000 | 5,456 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 7,426 |
| Total interest expense | $462,000 | 7,141 |
| Net interest income | $587,000 | 7,493 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $45,000 | 7,589 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $437,000 | 7,796 |
| Salaries and employee benefits | $250,000 | 7,759 |
| Premises and equipment expense | $34,000 | 8,018 |
| Additional noninterest expense | $153,000 | 7,474 |
| Pre-tax net operating income | $177,000 | 5,966 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $168,000 | 5,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,443 |
| Cash dividends | $68,000 | 4,348 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 470 |
| Net operating income | $168,000 | 5,785 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 7,456 |
| Total interest expense | $249,000 | 7,147 |
| Net interest income | $288,000 | 7,560 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $218,000 | 7,837 |
| Salaries and employee benefits | $121,000 | 7,840 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $80,000 | 7,424 |
| Pre-tax net operating income | $83,000 | 6,214 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $80,000 | 6,121 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 253 |
| Net operating income | $80,000 | 6,026 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 7,385 |
| Total interest expense | $1,024,000 | 7,131 |
| Net interest income | $1,209,000 | 7,486 |
| Provision for loan and lease losses | $6,000 | 6,695 |
| Total noninterest income | $156,000 | 7,075 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $94,000 | 6,098 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $62,000 | 6,871 |
| Total noninterest expense | $845,000 | 7,872 |
| Salaries and employee benefits | $520,000 | 7,751 |
| Premises and equipment expense | $66,000 | 8,110 |
| Additional noninterest expense | $259,000 | 7,740 |
| Pre-tax net operating income | $514,000 | 5,942 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $26,000 | 5,300 |
| Income before extraordinary items | $488,000 | 5,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $488,000 | 5,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $369,000 | 4,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $488,000 | 5,705 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 7,429 |
| Total interest expense | $768,000 | 7,160 |
| Net interest income | $902,000 | 7,539 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $99,000 | 7,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $73,000 | 6,084 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $580,000 | 7,961 |
| Salaries and employee benefits | $331,000 | 7,936 |
| Premises and equipment expense | $57,000 | 7,989 |
| Additional noninterest expense | $192,000 | 7,718 |
| Pre-tax net operating income | $394,000 | 6,195 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $20,000 | 5,469 |
| Income before extraordinary items | $374,000 | 5,950 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $374,000 | 5,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $176,000 | 4,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $374,000 | 5,939 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 7,499 |
| Total interest expense | $511,000 | 7,195 |
| Net interest income | $586,000 | 7,641 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $52,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $376,000 | 8,043 |
| Salaries and employee benefits | $218,000 | 8,001 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $121,000 | 7,836 |
| Pre-tax net operating income | $244,000 | 6,389 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,000 | 5,584 |
| Income before extraordinary items | $232,000 | 6,139 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $232,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $118,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $232,000 | 6,128 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 7,554 |
| Total interest expense | $252,000 | 7,236 |
| Net interest income | $289,000 | 7,697 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $182,000 | 8,114 |
| Salaries and employee benefits | $106,000 | 8,074 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $122,000 | 6,395 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $116,000 | 6,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $116,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $116,000 | 6,126 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 7,498 |
| Total interest expense | $930,000 | 7,073 |
| Net interest income | $1,120,000 | 7,681 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $135,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $97,000 | 6,193 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 7,516 |
| Total noninterest expense | $798,000 | 8,010 |
| Salaries and employee benefits | $473,000 | 7,943 |
| Premises and equipment expense | $81,000 | 8,024 |
| Additional noninterest expense | $244,000 | 7,886 |
| Pre-tax net operating income | $442,000 | 6,661 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $21,000 | 5,907 |
| Income before extraordinary items | $421,000 | 6,437 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $421,000 | 6,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $241,000 | 4,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $421,000 | 6,440 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 7,571 |
| Total interest expense | $673,000 | 7,129 |
| Net interest income | $840,000 | 7,749 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $95,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $71,000 | 6,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $560,000 | 8,104 |
| Salaries and employee benefits | $317,000 | 8,102 |
| Premises and equipment expense | $59,000 | 8,085 |
| Additional noninterest expense | $184,000 | 7,900 |
| Pre-tax net operating income | $348,000 | 6,789 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $339,000 | 6,509 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $339,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $183,000 | 4,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $339,000 | 6,513 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $982,000 | 7,630 |
| Total interest expense | $427,000 | 7,182 |
| Net interest income | $555,000 | 7,816 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $57,000 | 7,729 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $370,000 | 8,145 |
| Salaries and employee benefits | $210,000 | 8,143 |
| Premises and equipment expense | $39,000 | 8,105 |
| Additional noninterest expense | $121,000 | 7,942 |
| Pre-tax net operating income | $224,000 | 6,913 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $216,000 | 6,629 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $216,000 | 6,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $108,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $216,000 | 6,625 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,696 |
| Total interest expense | $205,000 | 7,190 |
| Net interest income | $271,000 | 7,874 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $183,000 | 8,183 |
| Salaries and employee benefits | $105,000 | 8,159 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $106,000 | 6,982 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $101,000 | 6,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $101,000 | 6,722 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 7,672 |
| Total interest expense | $650,000 | 7,188 |
| Net interest income | $1,112,000 | 7,799 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $144,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $99,000 | 6,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $812,000 | 8,053 |
| Salaries and employee benefits | $465,000 | 8,008 |
| Premises and equipment expense | $106,000 | 7,798 |
| Additional noninterest expense | $241,000 | 7,978 |
| Pre-tax net operating income | $424,000 | 6,991 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $190,000 | 4,730 |
| Income before extraordinary items | $233,000 | 7,453 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $233,000 | 7,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $233,640 | 7,427 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 7,735 |
| Total interest expense | $457,000 | 7,249 |
| Net interest income | $822,000 | 7,862 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $105,000 | 7,616 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 6,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,617 |
| Total noninterest expense | $556,000 | 8,162 |
| Salaries and employee benefits | $305,000 | 8,174 |
| Premises and equipment expense | $76,000 | 7,863 |
| Additional noninterest expense | $175,000 | 8,025 |
| Pre-tax net operating income | $344,000 | 7,014 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $113,000 | 5,118 |
| Income before extraordinary items | $230,000 | 7,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $230,000 | 7,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $298,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $230,670 | 7,263 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 7,798 |
| Total interest expense | $283,000 | 7,298 |
| Net interest income | $526,000 | 7,932 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $46,000 | 6,418 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $366,000 | 8,189 |
| Salaries and employee benefits | $200,000 | 8,200 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $116,000 | 8,028 |
| Pre-tax net operating income | $200,000 | 7,223 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $64,000 | 5,295 |
| Income before extraordinary items | $135,000 | 7,473 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $135,000 | 7,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $251,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $135,680 | 7,427 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 7,940 |
| Total interest expense | $131,000 | 7,400 |
| Net interest income | $249,000 | 8,073 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $179,000 | 8,282 |
| Salaries and employee benefits | $96,000 | 8,315 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $59,000 | 8,074 |
| Pre-tax net operating income | $87,000 | 7,413 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $61,000 | 7,571 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $61,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $61,000 | 7,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 7,794 |
| Total interest expense | $524,000 | 7,217 |
| Net interest income | $1,064,000 | 7,929 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $154,000 | 7,574 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $96,000 | 6,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $58,000 | 7,229 |
| Total noninterest expense | $832,000 | 8,098 |
| Salaries and employee benefits | $483,000 | 8,031 |
| Premises and equipment expense | $107,000 | 7,879 |
| Additional noninterest expense | $242,000 | 8,038 |
| Pre-tax net operating income | $371,000 | 7,197 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $100,000 | 5,504 |
| Income before extraordinary items | $271,000 | 7,341 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $271,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $296,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $271,000 | 7,296 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 7,820 |
| Total interest expense | $392,000 | 7,242 |
| Net interest income | $805,000 | 7,955 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $115,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $596,000 | 8,163 |
| Salaries and employee benefits | $335,000 | 8,136 |
| Premises and equipment expense | $77,000 | 7,932 |
| Additional noninterest expense | $184,000 | 8,013 |
| Pre-tax net operating income | $297,000 | 7,229 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $85,000 | 5,522 |
| Income before extraordinary items | $212,000 | 7,409 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $212,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $245,000 | 3,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $212,000 | 7,345 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $797,000 | 7,878 |
| Total interest expense | $256,000 | 7,347 |
| Net interest income | $541,000 | 7,988 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $61,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $45,000 | 6,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $399,000 | 8,204 |
| Salaries and employee benefits | $226,000 | 8,172 |
| Premises and equipment expense | $50,000 | 7,993 |
| Additional noninterest expense | $123,000 | 8,054 |
| Pre-tax net operating income | $185,000 | 7,295 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $51,000 | 5,621 |
| Income before extraordinary items | $134,000 | 7,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $195,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $134,000 | 7,400 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $392,000 | 7,935 |
| Total interest expense | $128,000 | 7,392 |
| Net interest income | $264,000 | 8,056 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $197,000 | 8,271 |
| Salaries and employee benefits | $111,000 | 8,233 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $83,000 | 7,426 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $14,000 | 6,056 |
| Income before extraordinary items | $69,000 | 7,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $69,000 | 7,349 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 7,827 |
| Total interest expense | $625,000 | 7,320 |
| Net interest income | $1,119,000 | 7,924 |
| Provision for loan and lease losses | $-1,000 | 8,877 |
| Total noninterest income | $129,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $96,000 | 6,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $33,000 | 8,018 |
| Total noninterest expense | $854,000 | 8,166 |
| Salaries and employee benefits | $503,000 | 8,067 |
| Premises and equipment expense | $106,000 | 7,994 |
| Additional noninterest expense | $245,000 | 8,120 |
| Pre-tax net operating income | $395,000 | 7,066 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $93,000 | 5,795 |
| Income before extraordinary items | $302,000 | 7,272 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $302,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,630 |
| Cash dividends | $186,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $302,000 | 7,125 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 7,884 |
| Total interest expense | $490,000 | 7,364 |
| Net interest income | $844,000 | 7,996 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $86,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $75,000 | 6,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $607,000 | 8,257 |
| Salaries and employee benefits | $340,000 | 8,244 |
| Premises and equipment expense | $82,000 | 7,964 |
| Additional noninterest expense | $185,000 | 8,138 |
| Pre-tax net operating income | $296,000 | 7,196 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $75,000 | 5,865 |
| Income before extraordinary items | $221,000 | 7,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $221,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,535 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $221,000 | 7,292 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 7,914 |
| Total interest expense | $340,000 | 7,396 |
| Net interest income | $558,000 | 8,037 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $51,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $407,000 | 8,260 |
| Salaries and employee benefits | $226,000 | 8,289 |
| Premises and equipment expense | $55,000 | 7,952 |
| Additional noninterest expense | $126,000 | 8,097 |
| Pre-tax net operating income | $184,000 | 7,344 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $44,000 | 6,023 |
| Income before extraordinary items | $140,000 | 7,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $140,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $140,000 | 7,362 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,936 |
| Total interest expense | $174,000 | 7,437 |
| Net interest income | $280,000 | 8,074 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $205,000 | 8,297 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $66,000 | 8,054 |
| Pre-tax net operating income | $91,000 | 7,328 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $69,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,000 | 7,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 7,871 |
| Total interest expense | $820,000 | 7,453 |
| Net interest income | $1,157,000 | 8,023 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $186,000 | 7,458 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $81,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 6,345 |
| Total noninterest expense | $837,000 | 8,269 |
| Salaries and employee benefits | $493,000 | 8,169 |
| Premises and equipment expense | $111,000 | 8,018 |
| Additional noninterest expense | $233,000 | 8,301 |
| Pre-tax net operating income | $476,000 | 6,859 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $135,000 | 5,645 |
| Income before extraordinary items | $342,000 | 7,118 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $342,000 | 7,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $426,000 | 3,716 |
| Sale, conversion, retirement of capital stock, net | $-34,000 | 9,230 |
| Net operating income | $341,280 | 7,007 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 8,003 |
| Total interest expense | $1,134,000 | 7,735 |
| Net interest income | $1,094,000 | 8,098 |
| Provision for loan and lease losses | $81,000 | 5,963 |
| Total noninterest income | $153,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $100,000 | 6,572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $767,000 | 8,531 |
| Salaries and employee benefits | $440,000 | 8,456 |
| Premises and equipment expense | $94,000 | 8,393 |
| Additional noninterest expense | $233,000 | 8,384 |
| Pre-tax net operating income | $399,000 | 6,992 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $109,000 | 5,902 |
| Income before extraordinary items | $298,000 | 7,163 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $298,000 | 7,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $249,000 | 4,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $292,160 | 7,067 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 8,069 |
| Total interest expense | $1,371,000 | 7,420 |
| Net interest income | $981,000 | 8,519 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $129,000 | 8,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $714,000 | 8,787 |
| Salaries and employee benefits | $389,000 | 8,806 |
| Premises and equipment expense | $75,000 | 8,889 |
| Additional noninterest expense | $250,000 | 8,338 |
| Pre-tax net operating income | $360,000 | 7,642 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $95,000 | 6,574 |
| Income before extraordinary items | $263,000 | 7,706 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $263,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $177,000 | 5,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $264,460 | 7,692 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 8,396 |
| Total interest expense | $1,172,000 | 7,718 |
| Net interest income | $919,000 | 8,813 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $122,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $681,000 | 9,083 |
| Salaries and employee benefits | $351,000 | 9,185 |
| Premises and equipment expense | $88,000 | 8,858 |
| Additional noninterest expense | $242,000 | 8,638 |
| Pre-tax net operating income | $342,000 | 7,873 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $98,000 | 6,945 |
| Income before extraordinary items | $242,000 | 7,988 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $160,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $243,420 | 7,958 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 9,069 |
| Total interest expense | $887,000 | 8,723 |
| Net interest income | $798,000 | 9,258 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $190,000 | 7,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,233 |
| Total noninterest expense | $722,000 | 9,044 |
| Salaries and employee benefits | $342,000 | 9,346 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $230,000 | 8,792 |
| Pre-tax net operating income | $242,000 | 8,705 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $173,000 | 8,817 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $173,000 | 8,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $102,000 | 6,222 |
| Sale, conversion, retirement of capital stock, net | $902,000 | 484 |
| Net operating income | $173,000 | 8,754 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 9,635 |
| Total interest expense | $703,000 | 9,530 |
| Net interest income | $823,000 | 9,610 |
| Provision for loan and lease losses | $-32,000 | 10,686 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $619,000 | 9,679 |
| Salaries and employee benefits | $346,000 | 9,628 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $216,000 | 9,212 |
| Pre-tax net operating income | $339,000 | 8,782 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $105,000 | 8,323 |
| Income before extraordinary items | $234,000 | 8,878 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $234,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 10,486 |
| Cash dividends | $119,000 | 6,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $234,000 | 8,847 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 10,251 |
| Total interest expense | $618,000 | 10,219 |
| Net interest income | $781,000 | 10,159 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $190,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $681,000 | 9,868 |
| Salaries and employee benefits | $385,000 | 9,714 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $213,000 | 9,784 |
| Pre-tax net operating income | $286,000 | 9,225 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $203,000 | 9,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $203,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $144,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $203,000 | 9,209 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 10,719 |
| Total interest expense | $591,000 | 10,699 |
| Net interest income | $789,000 | 10,559 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $206,000 | 8,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $778,000 | 9,873 |
| Salaries and employee benefits | $386,000 | 10,046 |
| Premises and equipment expense | $104,000 | 9,513 |
| Additional noninterest expense | $288,000 | 9,369 |
| Pre-tax net operating income | $193,000 | 10,506 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $50,000 | 10,190 |
| Income before extraordinary items | $143,000 | 10,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $143,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,194 |
| Cash dividends | $128,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $143,000 | 10,496 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 11,259 |
| Total interest expense | $491,000 | 11,145 |
| Net interest income | $753,000 | 11,211 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $180,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $743,000 | 10,507 |
| Salaries and employee benefits | $357,000 | 10,669 |
| Premises and equipment expense | $96,000 | 10,152 |
| Additional noninterest expense | $290,000 | 10,070 |
| Pre-tax net operating income | $166,000 | 11,154 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $121,000 | 11,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $121,000 | 11,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $17,000 | 8,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $121,000 | 11,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 11,925 |
| Total interest expense | $480,000 | 11,776 |
| Net interest income | $703,000 | 11,866 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $108,000 | 11,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $589,000 | 11,707 |
| Salaries and employee benefits | $275,000 | 11,927 |
| Premises and equipment expense | $82,000 | 11,085 |
| Additional noninterest expense | $232,000 | 11,292 |
| Pre-tax net operating income | $220,000 | 10,871 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $159,000 | 11,091 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $159,000 | 11,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 12,247 |
| Cash dividends | $124,000 | 6,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $159,730 | 10,886 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 12,356 |
| Total interest expense | $586,000 | 12,351 |
| Net interest income | $737,000 | 12,165 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $125,000 | 11,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $609,000 | 12,006 |
| Salaries and employee benefits | $288,000 | 12,154 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $259,000 | 11,418 |
| Pre-tax net operating income | $217,000 | 10,906 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $59,000 | 11,011 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $158,000 | 10,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.