Home > First State Bank > Income and Expense

First State Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$23,919,000	1,664
Total interest expense	$8,190,000	1,475
Net interest income	$15,729,000	1,736
Provision for loan and lease losses	$600,000	1,141
Total noninterest income	$2,342,000	1,857
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$419,000	1,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,923,000	1,649
Total noninterest expense	$10,289,000	2,011
Salaries and employee benefits	$5,461,000	2,080
Premises and equipment expense	$1,222,000	1,782
Additional noninterest expense	$1,923,000	1,649
Pre-tax net operating income	$7,182,000	1,508
Securities gains (losses)	$1,000	952
Applicable income taxes	$1,834,000	1,040
Income before extraordinary items	$5,349,000	1,657
Extraordinary gains, net	$0	54
Net income	$5,349,000	1,677
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,349,000	1,660
Net charge-offs	$21,000	2,187
Cash dividends	$1,200,000	1,981
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,348,210	1,686
2023-09-30 (YTD Data)		Rank
Total interest income	$17,151,000	1,683
Total interest expense	$5,574,000	1,467
Net interest income	$11,577,000	1,774
Provision for loan and lease losses	$450,000	1,058
Total noninterest income	$1,503,000	2,015
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$303,000	1,884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,200,000	1,818
Total noninterest expense	$7,507,000	2,038
Salaries and employee benefits	$4,027,000	2,090
Premises and equipment expense	$914,000	1,799
Additional noninterest expense	$1,200,000	1,818
Pre-tax net operating income	$5,123,000	1,628
Securities gains (losses)	$1,000	805
Applicable income taxes	$1,343,000	1,078
Income before extraordinary items	$3,781,000	1,779
Extraordinary gains, net	$0	52
Net income	$3,781,000	1,794
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,781,000	1,779
Net charge-offs	$4,000	2,363
Cash dividends	$900,000	1,768
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,780,210	1,802
2023-06-30 (YTD Data)		Rank
Total interest income	$10,845,000	1,728
Total interest expense	$3,219,000	1,500
Net interest income	$7,626,000	1,808
Provision for loan and lease losses	$300,000	1,014
Total noninterest income	$966,000	1,986
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$199,000	1,891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$767,000	1,783
Total noninterest expense	$4,932,000	2,052
Salaries and employee benefits	$2,658,000	2,100
Premises and equipment expense	$590,000	1,819
Additional noninterest expense	$767,000	1,781
Pre-tax net operating income	$3,360,000	1,634
Securities gains (losses)	$1,000	881
Applicable income taxes	$925,000	1,065
Income before extraordinary items	$2,436,000	1,807
Extraordinary gains, net	$0	51
Net income	$2,436,000	1,827
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,436,000	1,807
Net charge-offs	$2,000	2,220
Cash dividends	$600,000	1,788
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,435,210	1,822
2023-03-31 (YTD Data)		Rank
Total interest income	$5,198,000	1,754
Total interest expense	$1,296,000	1,562
Net interest income	$3,902,000	1,789
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$498,000	1,956
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$108,000	1,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$390,000	1,762
Total noninterest expense	$2,471,000	2,083
Salaries and employee benefits	$1,333,000	2,130
Premises and equipment expense	$298,000	1,837
Additional noninterest expense	$390,000	1,762
Pre-tax net operating income	$1,779,000	1,592
Securities gains (losses)	$0	950
Applicable income taxes	$432,000	1,127
Income before extraordinary items	$1,347,000	1,714
Extraordinary gains, net	$0	4
Net income	$1,347,000	1,713
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,347,000	1,714
Net charge-offs	$-2,000	3,519
Cash dividends	$300,000	1,564
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,347,000	1,736
2022-12-31 (YTD Data)		Rank
Total interest income	$17,040,000	1,769
Total interest expense	$2,199,000	1,497
Net interest income	$14,841,000	1,810
Provision for loan and lease losses	$180,000	1,851
Total noninterest income	$2,196,000	1,947
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$443,000	1,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,753,000	1,754
Total noninterest expense	$9,272,000	2,103
Salaries and employee benefits	$4,918,000	2,207
Premises and equipment expense	$1,141,000	1,877
Additional noninterest expense	$1,753,000	1,754
Pre-tax net operating income	$7,585,000	1,543
Securities gains (losses)	$-63,000	3,799
Applicable income taxes	$1,836,000	1,141
Income before extraordinary items	$5,686,000	1,674
Extraordinary gains, net	$0	5
Net income	$5,686,000	1,672
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,686,000	1,673
Net charge-offs	$-2,000	3,341
Cash dividends	$1,000,000	2,143
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,735,770	1,698
2022-09-30 (YTD Data)		Rank
Total interest income	$11,968,000	1,809
Total interest expense	$1,273,000	1,482
Net interest income	$10,695,000	1,835
Provision for loan and lease losses	$135,000	1,699
Total noninterest income	$1,591,000	2,003
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$337,000	1,818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,254,000	1,824
Total noninterest expense	$6,839,000	2,120
Salaries and employee benefits	$3,611,000	2,237
Premises and equipment expense	$848,000	1,902
Additional noninterest expense	$1,254,000	1,824
Pre-tax net operating income	$5,312,000	1,622
Securities gains (losses)	$0	740
Applicable income taxes	$1,290,000	1,185
Income before extraordinary items	$4,022,000	1,720
Extraordinary gains, net	$0	4
Net income	$4,022,000	1,717
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,022,000	1,719
Net charge-offs	$-1,000	3,079
Cash dividends	$750,000	1,886
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,022,000	1,755
2022-06-30 (YTD Data)		Rank
Total interest income	$7,485,000	1,850
Total interest expense	$722,000	1,478
Net interest income	$6,763,000	1,858
Provision for loan and lease losses	$90,000	1,575
Total noninterest income	$1,162,000	1,904
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$217,000	1,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$945,000	1,731
Total noninterest expense	$4,477,000	2,131
Salaries and employee benefits	$2,358,000	2,265
Premises and equipment expense	$564,000	1,907
Additional noninterest expense	$1,555,000	1,941
Pre-tax net operating income	$3,358,000	1,599
Securities gains (losses)	$0	687
Applicable income taxes	$823,000	1,146
Income before extraordinary items	$2,535,000	1,706
Extraordinary gains, net	$0	4
Net income	$2,535,000	1,703
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,535,000	1,706
Net charge-offs	$1,000	2,041
Cash dividends	$500,000	1,877
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,535,000	1,741
2022-03-31 (YTD Data)		Rank
Total interest income	$3,577,000	1,862
Total interest expense	$346,000	1,483
Net interest income	$3,231,000	1,882
Provision for loan and lease losses	$45,000	1,393
Total noninterest income	$590,000	1,885
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$109,000	1,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$481,000	1,703
Total noninterest expense	$2,197,000	2,154
Salaries and employee benefits	$1,147,000	2,298
Premises and equipment expense	$295,000	1,862
Additional noninterest expense	$755,000	1,967
Pre-tax net operating income	$1,579,000	1,587
Securities gains (losses)	$0	623
Applicable income taxes	$430,000	1,063
Income before extraordinary items	$1,149,000	1,748
Extraordinary gains, net	$0	4
Net income	$1,149,000	1,748
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,149,000	1,748
Net charge-offs	$0	1,838
Cash dividends	$250,000	1,607
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,149,000	1,766
2021-12-31 (YTD Data)		Rank
Total interest income	$14,314,000	1,937
Total interest expense	$1,561,000	1,612
Net interest income	$12,753,000	1,957
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$2,558,000	1,981
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$368,000	1,964
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,190,000	1,825
Total noninterest expense	$8,975,000	2,121
Salaries and employee benefits	$4,581,000	2,283
Premises and equipment expense	$1,209,000	1,811
Additional noninterest expense	$3,185,000	1,892
Pre-tax net operating income	$6,186,000	1,787
Securities gains (losses)	$20,000	1,501
Applicable income taxes	$1,499,000	1,314
Income before extraordinary items	$4,707,000	1,964
Extraordinary gains, net	$0	10
Net income	$4,707,000	1,964
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,707,000	1,965
Net charge-offs	$-61,000	4,197
Cash dividends	$700,000	2,552
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,691,200	1,941
2021-09-30 (YTD Data)		Rank
Total interest income	$10,756,000	1,972
Total interest expense	$1,153,000	1,718
Net interest income	$9,603,000	1,975
Provision for loan and lease losses	$150,000	1,662
Total noninterest income	$1,974,000	1,994
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$259,000	2,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,715,000	1,830
Total noninterest expense	$6,683,000	2,143
Salaries and employee benefits	$3,452,000	2,279
Premises and equipment expense	$869,000	1,891
Additional noninterest expense	$2,362,000	1,905
Pre-tax net operating income	$4,744,000	1,838
Securities gains (losses)	$20,000	1,394
Applicable income taxes	$1,166,000	1,348
Income before extraordinary items	$3,598,000	2,010
Extraordinary gains, net	$0	8
Net income	$3,598,000	2,009
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,598,000	2,010
Net charge-offs	$-61,000	4,289
Cash dividends	$525,000	2,272
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,582,200	1,998
2021-06-30 (YTD Data)		Rank
Total interest income	$7,021,000	1,998
Total interest expense	$761,000	1,786
Net interest income	$6,260,000	1,987
Provision for loan and lease losses	$150,000	1,356
Total noninterest income	$1,326,000	1,930
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$158,000	2,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,168,000	1,761
Total noninterest expense	$4,404,000	2,156
Salaries and employee benefits	$2,308,000	2,282
Premises and equipment expense	$567,000	1,909
Additional noninterest expense	$1,529,000	1,935
Pre-tax net operating income	$3,032,000	1,877
Securities gains (losses)	$0	1,818
Applicable income taxes	$733,000	1,388
Income before extraordinary items	$2,299,000	2,067
Extraordinary gains, net	$0	6
Net income	$2,299,000	2,067
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,299,000	2,067
Net charge-offs	$-10,000	3,814
Cash dividends	$350,000	2,236
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,299,000	2,031
2021-03-31 (YTD Data)		Rank
Total interest income	$3,682,000	1,902
Total interest expense	$375,000	1,879
Net interest income	$3,307,000	1,883
Provision for loan and lease losses	$75,000	1,426
Total noninterest income	$710,000	1,863
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$79,000	2,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$631,000	1,675
Total noninterest expense	$2,129,000	2,183
Salaries and employee benefits	$1,148,000	2,282
Premises and equipment expense	$272,000	1,962
Additional noninterest expense	$709,000	2,020
Pre-tax net operating income	$1,813,000	1,637
Securities gains (losses)	$0	1,392
Applicable income taxes	$453,000	1,210
Income before extraordinary items	$1,360,000	1,835
Extraordinary gains, net	$0	3
Net income	$1,360,000	1,835
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,360,000	1,835
Net charge-offs	$-6,000	3,842
Cash dividends	$175,000	1,882
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,360,000	1,798
2020-12-31 (YTD Data)		Rank
Total interest income	$12,784,000	2,129
Total interest expense	$2,029,000	1,962
Net interest income	$10,755,000	2,138
Provision for loan and lease losses	$720,000	1,915
Total noninterest income	$2,422,000	1,916
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$365,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,057,000	1,760
Total noninterest expense	$8,171,000	2,237
Salaries and employee benefits	$4,371,000	2,347
Premises and equipment expense	$1,007,000	2,029
Additional noninterest expense	$2,793,000	2,036
Pre-tax net operating income	$4,286,000	1,981
Securities gains (losses)	$63,000	1,614
Applicable income taxes	$1,071,000	1,381
Income before extraordinary items	$3,278,000	2,174
Extraordinary gains, net	$0	4
Net income	$3,278,000	2,174
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,278,000	2,174
Net charge-offs	$8,000	3,088
Cash dividends	$175,000	3,448
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,228,230	2,146
2020-09-30 (YTD Data)		Rank
Total interest income	$9,594,000	2,146
Total interest expense	$1,594,000	1,986
Net interest income	$8,000,000	2,140
Provision for loan and lease losses	$420,000	2,103
Total noninterest income	$1,835,000	1,874
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$276,000	1,996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,559,000	1,703
Total noninterest expense	$6,111,000	2,213
Salaries and employee benefits	$3,291,000	2,317
Premises and equipment expense	$752,000	2,030
Additional noninterest expense	$2,068,000	2,028
Pre-tax net operating income	$3,304,000	1,919
Securities gains (losses)	$63,000	1,436
Applicable income taxes	$799,000	1,357
Income before extraordinary items	$2,568,000	2,112
Extraordinary gains, net	$0	4
Net income	$2,568,000	2,112
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,568,000	2,112
Net charge-offs	$6,000	2,872
Cash dividends	$175,000	2,978
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,518,230	2,079
2020-06-30 (YTD Data)		Rank
Total interest income	$6,436,000	2,157
Total interest expense	$1,122,000	2,016
Net interest income	$5,314,000	2,156
Provision for loan and lease losses	$120,000	2,806
Total noninterest income	$1,178,000	1,863
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$193,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$985,000	1,685
Total noninterest expense	$4,064,000	2,228
Salaries and employee benefits	$2,190,000	2,325
Premises and equipment expense	$501,000	2,031
Additional noninterest expense	$1,373,000	2,029
Pre-tax net operating income	$2,308,000	1,803
Securities gains (losses)	$60,000	1,219
Applicable income taxes	$659,000	1,125
Income before extraordinary items	$1,709,000	2,051
Extraordinary gains, net	$0	4
Net income	$1,709,000	2,051
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,709,000	2,051
Net charge-offs	$5,000	2,656
Cash dividends	$175,000	2,746
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,661,600	2,042
2020-03-31 (YTD Data)		Rank
Total interest income	$3,317,000	2,096
Total interest expense	$594,000	2,066
Net interest income	$2,723,000	2,078
Provision for loan and lease losses	$60,000	2,352
Total noninterest income	$521,000	1,900
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$120,000	1,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	1,732
Total noninterest expense	$1,966,000	2,295
Salaries and employee benefits	$1,057,000	2,389
Premises and equipment expense	$248,000	2,065
Additional noninterest expense	$661,000	2,099
Pre-tax net operating income	$1,218,000	1,566
Securities gains (losses)	$48,000	851
Applicable income taxes	$327,000	1,012
Income before extraordinary items	$939,000	1,754
Extraordinary gains, net	$0	4
Net income	$939,000	1,754
Minority interest net income	$0	56
Net income of bank and minority interests.	$939,000	1,754
Net charge-offs	$4,000	2,167
Cash dividends	$175,000	2,021
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$901,080	1,782
2019-12-31 (YTD Data)		Rank
Total interest income	$13,204,000	2,123
Total interest expense	$2,443,000	2,075
Net interest income	$10,761,000	2,106
Provision for loan and lease losses	$240,000	2,172
Total noninterest income	$1,907,000	2,017
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$478,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,429,000	1,847
Total noninterest expense	$7,488,000	2,344
Salaries and employee benefits	$3,877,000	2,509
Premises and equipment expense	$921,000	2,149
Additional noninterest expense	$2,690,000	2,100
Pre-tax net operating income	$4,940,000	1,772
Securities gains (losses)	$25,000	1,556
Applicable income taxes	$1,270,000	1,233
Income before extraordinary items	$3,695,000	1,997
Extraordinary gains, net	$0	11
Net income	$3,695,000	1,999
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,695,000	1,999
Net charge-offs	$10,000	3,318
Cash dividends	$2,050,000	1,549
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,675,250	1,971
2019-09-30 (YTD Data)		Rank
Total interest income	$9,847,000	2,157
Total interest expense	$1,800,000	2,103
Net interest income	$8,047,000	2,136
Provision for loan and lease losses	$180,000	2,065
Total noninterest income	$1,406,000	2,034
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$344,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,062,000	1,849
Total noninterest expense	$5,485,000	2,388
Salaries and employee benefits	$2,898,000	2,523
Premises and equipment expense	$623,000	2,305
Additional noninterest expense	$1,964,000	2,143
Pre-tax net operating income	$3,788,000	1,793
Securities gains (losses)	$17,000	1,491
Applicable income taxes	$922,000	1,299
Income before extraordinary items	$2,883,000	1,992
Extraordinary gains, net	$0	11
Net income	$2,883,000	1,992
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,883,000	1,993
Net charge-offs	$19,000	2,732
Cash dividends	$1,425,000	1,487
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,869,570	1,970
2019-06-30 (YTD Data)		Rank
Total interest income	$6,483,000	2,177
Total interest expense	$1,181,000	2,110
Net interest income	$5,302,000	2,169
Provision for loan and lease losses	$120,000	2,025
Total noninterest income	$911,000	2,062
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$209,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$702,000	1,835
Total noninterest expense	$3,527,000	2,456
Salaries and employee benefits	$1,896,000	2,570
Premises and equipment expense	$356,000	2,533
Additional noninterest expense	$1,275,000	2,189
Pre-tax net operating income	$2,566,000	1,755
Securities gains (losses)	$0	1,702
Applicable income taxes	$619,000	1,278
Income before extraordinary items	$1,947,000	1,962
Extraordinary gains, net	$0	11
Net income	$1,947,000	1,960
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,947,000	1,962
Net charge-offs	$7,000	2,725
Cash dividends	$800,000	1,636
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,947,000	1,935
2019-03-31 (YTD Data)		Rank
Total interest income	$3,138,000	2,233
Total interest expense	$561,000	2,150
Net interest income	$2,577,000	2,214
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$424,000	2,104
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$101,000	2,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	1,890
Total noninterest expense	$1,716,000	2,522
Salaries and employee benefits	$921,000	2,634
Premises and equipment expense	$169,000	2,641
Additional noninterest expense	$626,000	2,215
Pre-tax net operating income	$1,225,000	1,778
Securities gains (losses)	$0	1,087
Applicable income taxes	$289,000	1,279
Income before extraordinary items	$936,000	1,973
Extraordinary gains, net	$0	5
Net income	$936,000	1,971
Minority interest net income	$0	52
Net income of bank and minority interests.	$936,000	1,972
Net charge-offs	$4,000	2,286
Cash dividends	$175,000	2,118
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$936,000	1,957
2018-12-31 (YTD Data)		Rank
Total interest income	$11,186,000	2,336
Total interest expense	$1,158,000	2,725
Net interest income	$10,028,000	2,241
Provision for loan and lease losses	$240,000	2,183
Total noninterest income	$1,713,000	2,167
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$440,000	2,172
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,273,000	1,977
Total noninterest expense	$6,851,000	2,498
Salaries and employee benefits	$3,643,000	2,608
Premises and equipment expense	$698,000	2,581
Additional noninterest expense	$2,510,000	2,216
Pre-tax net operating income	$4,650,000	1,875
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,111,000	1,290
Income before extraordinary items	$3,539,000	2,070
Extraordinary gains, net	$0	6
Net income	$3,539,000	2,068
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,539,000	2,069
Net charge-offs	$-69,000	4,972
Cash dividends	$1,200,000	2,014
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,539,000	2,068
2018-09-30 (YTD Data)		Rank
Total interest income	$8,119,000	2,388
Total interest expense	$765,000	2,819
Net interest income	$7,354,000	2,292
Provision for loan and lease losses	$180,000	2,069
Total noninterest income	$1,311,000	2,159
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$326,000	2,205
Trading account gains and fees	NA	NA
Additional Noninterest Income	$985,000	1,958
Total noninterest expense	$5,051,000	2,535
Salaries and employee benefits	$2,722,000	2,619
Premises and equipment expense	$526,000	2,582
Additional noninterest expense	$1,803,000	2,286
Pre-tax net operating income	$3,434,000	1,920
Securities gains (losses)	$0	1,118
Applicable income taxes	$812,000	1,366
Income before extraordinary items	$2,622,000	2,102
Extraordinary gains, net	$0	5
Net income	$2,622,000	2,100
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,622,000	2,101
Net charge-offs	$-69,000	5,022
Cash dividends	$525,000	2,314
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,622,000	2,101
2018-06-30 (YTD Data)		Rank
Total interest income	$5,303,000	2,405
Total interest expense	$476,000	2,865
Net interest income	$4,827,000	2,315
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$902,000	2,129
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$215,000	2,210
Trading account gains and fees	NA	NA
Additional Noninterest Income	$687,000	1,899
Total noninterest expense	$3,324,000	2,572
Salaries and employee benefits	$1,789,000	2,659
Premises and equipment expense	$349,000	2,614
Additional noninterest expense	$1,186,000	2,312
Pre-tax net operating income	$2,285,000	1,897
Securities gains (losses)	$0	961
Applicable income taxes	$541,000	1,345
Income before extraordinary items	$1,744,000	2,084
Extraordinary gains, net	$0	6
Net income	$1,744,000	2,082
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,744,000	2,083
Net charge-offs	$-56,000	5,050
Cash dividends	$350,000	2,332
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,744,000	2,075
2018-03-31 (YTD Data)		Rank
Total interest income	$2,572,000	2,448
Total interest expense	$223,000	2,918
Net interest income	$2,349,000	2,366
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$367,000	2,368
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$109,000	2,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	2,191
Total noninterest expense	$1,683,000	2,579
Salaries and employee benefits	$851,000	2,780
Premises and equipment expense	$177,000	2,638
Additional noninterest expense	$655,000	2,142
Pre-tax net operating income	$973,000	2,079
Securities gains (losses)	$0	735
Applicable income taxes	$229,000	1,449
Income before extraordinary items	$744,000	2,280
Extraordinary gains, net	$0	7
Net income	$744,000	2,278
Minority interest net income	$0	52
Net income of bank and minority interests.	$744,000	2,280
Net charge-offs	$-19,000	4,967
Cash dividends	$175,000	2,006
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$744,000	2,270
2017-12-31 (YTD Data)		Rank
Total interest income	$9,854,000	2,466
Total interest expense	$757,000	3,012
Net interest income	$9,097,000	2,377
Provision for loan and lease losses	$120,000	2,846
Total noninterest income	$1,775,000	2,186
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$440,000	2,244
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,335,000	1,948
Total noninterest expense	$6,308,000	2,692
Salaries and employee benefits	$3,383,000	2,771
Premises and equipment expense	$724,000	2,608
Additional noninterest expense	$2,201,000	2,486
Pre-tax net operating income	$4,444,000	1,885
Securities gains (losses)	$14,000	1,468
Applicable income taxes	$1,831,000	1,346
Income before extraordinary items	$2,627,000	2,249
Extraordinary gains, net	$0	9
Net income	$2,627,000	2,249
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,627,000	2,249
Net charge-offs	$124,000	2,244
Cash dividends	$700,000	2,607
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,618,040	2,234
2017-09-30 (YTD Data)		Rank
Total interest income	$7,280,000	2,511
Total interest expense	$547,000	3,066
Net interest income	$6,733,000	2,411
Provision for loan and lease losses	$60,000	3,094
Total noninterest income	$1,328,000	2,210
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$325,000	2,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,003,000	1,971
Total noninterest expense	$4,705,000	2,707
Salaries and employee benefits	$2,557,000	2,781
Premises and equipment expense	$527,000	2,669
Additional noninterest expense	$1,621,000	2,526
Pre-tax net operating income	$3,296,000	1,915
Securities gains (losses)	$14,000	1,480
Applicable income taxes	$1,145,000	1,346
Income before extraordinary items	$2,165,000	2,263
Extraordinary gains, net	$0	9
Net income	$2,165,000	2,263
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,165,000	2,264
Net charge-offs	$215,000	1,346
Cash dividends	$525,000	2,343
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,155,900	2,247
2017-06-30 (YTD Data)		Rank
Total interest income	$4,760,000	2,538
Total interest expense	$341,000	3,148
Net interest income	$4,419,000	2,442
Provision for loan and lease losses	$0	3,871
Total noninterest income	$871,000	2,232
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$218,000	2,256
Trading account gains and fees	NA	NA
Additional Noninterest Income	$653,000	2,012
Total noninterest expense	$3,103,000	2,732
Salaries and employee benefits	$1,663,000	2,838
Premises and equipment expense	$348,000	2,694
Additional noninterest expense	$1,092,000	2,511
Pre-tax net operating income	$2,187,000	1,893
Securities gains (losses)	$14,000	1,120
Applicable income taxes	$761,000	1,313
Income before extraordinary items	$1,440,000	2,217
Extraordinary gains, net	$0	11
Net income	$1,440,000	2,218
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,440,000	2,218
Net charge-offs	$214,000	1,013
Cash dividends	$350,000	2,348
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,430,900	2,199
2017-03-31 (YTD Data)		Rank
Total interest income	$2,320,000	2,579
Total interest expense	$162,000	3,218
Net interest income	$2,158,000	2,485
Provision for loan and lease losses	$0	3,537
Total noninterest income	$458,000	2,156
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$107,000	2,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$351,000	1,897
Total noninterest expense	$1,533,000	2,782
Salaries and employee benefits	$833,000	2,864
Premises and equipment expense	$171,000	2,770
Additional noninterest expense	$529,000	2,554
Pre-tax net operating income	$1,083,000	1,865
Securities gains (losses)	$0	1,153
Applicable income taxes	$351,000	1,358
Income before extraordinary items	$732,000	2,126
Extraordinary gains, net	$0	8
Net income	$732,000	2,127
Minority interest net income	$0	55
Net income of bank and minority interests.	$732,000	2,127
Net charge-offs	$20,000	1,889
Cash dividends	$175,000	2,044
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$732,000	2,094
2016-12-31 (YTD Data)		Rank
Total interest income	$8,988,000	2,629
Total interest expense	$644,000	3,193
Net interest income	$8,344,000	2,530
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,882,000	2,197
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$480,000	2,151
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,402,000	1,969
Total noninterest expense	$6,098,000	2,817
Salaries and employee benefits	$3,245,000	2,889
Premises and equipment expense	$707,000	2,710
Additional noninterest expense	$2,146,000	2,630
Pre-tax net operating income	$4,128,000	1,897
Securities gains (losses)	$5,000	2,878
Applicable income taxes	$1,473,000	1,286
Income before extraordinary items	$2,660,000	2,307
Extraordinary gains, net	$0	5
Net income	$2,660,000	2,304
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,660,000	2,306
Net charge-offs	$-1,000	4,661
Cash dividends	$700,000	2,596
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,656,800	2,259
2016-09-30 (YTD Data)		Rank
Total interest income	$6,654,000	2,654
Total interest expense	$470,000	3,249
Net interest income	$6,184,000	2,567
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,441,000	2,173
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$364,000	2,135
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,077,000	1,945
Total noninterest expense	$4,587,000	2,810
Salaries and employee benefits	$2,438,000	2,881
Premises and equipment expense	$519,000	2,766
Additional noninterest expense	$1,630,000	2,608
Pre-tax net operating income	$3,038,000	1,946
Securities gains (losses)	$5,000	2,808
Applicable income taxes	$1,058,000	1,356
Income before extraordinary items	$1,985,000	2,360
Extraordinary gains, net	$0	5
Net income	$1,985,000	2,359
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,985,000	2,360
Net charge-offs	$19,000	3,183
Cash dividends	$525,000	2,324
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,981,750	2,298
2016-06-30 (YTD Data)		Rank
Total interest income	$4,355,000	2,698
Total interest expense	$309,000	3,287
Net interest income	$4,046,000	2,609
Provision for loan and lease losses	$0	4,017
Total noninterest income	$995,000	2,110
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$243,000	2,109
Trading account gains and fees	$0	157
Additional Noninterest Income	$752,000	1,867
Total noninterest expense	$3,043,000	2,832
Salaries and employee benefits	$1,622,000	2,908
Premises and equipment expense	$351,000	2,755
Additional noninterest expense	$1,070,000	2,650
Pre-tax net operating income	$1,998,000	1,943
Securities gains (losses)	$0	2,835
Applicable income taxes	$704,000	1,349
Income before extraordinary items	$1,294,000	2,367
Extraordinary gains, net	$0	16
Net income	$1,294,000	2,365
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,294,000	2,366
Net charge-offs	$12,000	3,019
Cash dividends	$350,000	2,350
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,294,000	2,303
2016-03-31 (YTD Data)		Rank
Total interest income	$2,162,000	2,714
Total interest expense	$154,000	3,323
Net interest income	$2,008,000	2,631
Provision for loan and lease losses	$0	3,656
Total noninterest income	$495,000	2,083
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$121,000	2,104
Trading account gains and fees	$0	142
Additional Noninterest Income	$374,000	1,831
Total noninterest expense	$1,483,000	2,897
Salaries and employee benefits	$814,000	2,917
Premises and equipment expense	$164,000	2,899
Additional noninterest expense	$505,000	2,758
Pre-tax net operating income	$1,020,000	1,892
Securities gains (losses)	$0	2,077
Applicable income taxes	$333,000	1,386
Income before extraordinary items	$687,000	2,227
Extraordinary gains, net	$0	12
Net income	$687,000	2,227
Minority interest net income	$0	62
Net income of bank and minority interests.	$687,000	2,227
Net charge-offs	$9,000	2,377
Cash dividends	$175,000	2,038
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$687,000	2,171
2015-12-31 (YTD Data)		Rank
Total interest income	$8,412,000	2,745
Total interest expense	$620,000	3,317
Net interest income	$7,792,000	2,661
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,588,000	2,418
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$531,000	2,032
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,057,000	2,306
Total noninterest expense	$5,852,000	2,915
Salaries and employee benefits	$3,051,000	3,001
Premises and equipment expense	$699,000	2,822
Additional noninterest expense	$2,102,000	2,694
Pre-tax net operating income	$3,528,000	2,057
Securities gains (losses)	$-14,000	5,899
Applicable income taxes	$1,270,000	1,369
Income before extraordinary items	$2,244,000	2,519
Extraordinary gains, net	$0	23
Net income	$2,244,000	2,521
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,244,000	2,521
Net charge-offs	$64,000	3,065
Cash dividends	$700,000	2,547
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,252,960	2,466
2015-09-30 (YTD Data)		Rank
Total interest income	$6,202,000	2,791
Total interest expense	$463,000	3,371
Net interest income	$5,739,000	2,710
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,196,000	2,430
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$390,000	2,074
Trading account gains and fees	$0	153
Additional Noninterest Income	$806,000	2,306
Total noninterest expense	$4,337,000	2,954
Salaries and employee benefits	$2,288,000	3,025
Premises and equipment expense	$522,000	2,873
Additional noninterest expense	$1,527,000	2,750
Pre-tax net operating income	$2,598,000	2,133
Securities gains (losses)	$-14,000	6,028
Applicable income taxes	$931,000	1,439
Income before extraordinary items	$1,653,000	2,589
Extraordinary gains, net	$0	21
Net income	$1,653,000	2,590
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,653,000	2,590
Net charge-offs	$99,000	2,176
Cash dividends	$525,000	2,254
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,661,960	2,537
2015-06-30 (YTD Data)		Rank
Total interest income	$4,040,000	2,839
Total interest expense	$309,000	3,396
Net interest income	$3,731,000	2,757
Provision for loan and lease losses	$0	4,069
Total noninterest income	$770,000	2,472
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$248,000	2,118
Trading account gains and fees	$0	157
Additional Noninterest Income	$522,000	2,367
Total noninterest expense	$2,823,000	3,023
Salaries and employee benefits	$1,497,000	3,084
Premises and equipment expense	$348,000	2,881
Additional noninterest expense	$978,000	2,852
Pre-tax net operating income	$1,678,000	2,164
Securities gains (losses)	$-14,000	6,142
Applicable income taxes	$575,000	1,494
Income before extraordinary items	$1,089,000	2,603
Extraordinary gains, net	$0	22
Net income	$1,089,000	2,605
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,089,000	2,605
Net charge-offs	$1,000	3,770
Cash dividends	$350,000	2,271
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,098,100	2,529
2015-03-31 (YTD Data)		Rank
Total interest income	$1,956,000	2,903
Total interest expense	$149,000	3,493
Net interest income	$1,807,000	2,819
Provision for loan and lease losses	$0	3,703
Total noninterest income	$392,000	2,423
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$117,000	2,215
Trading account gains and fees	$0	152
Additional Noninterest Income	$275,000	2,234
Total noninterest expense	$1,374,000	3,090
Salaries and employee benefits	$724,000	3,170
Premises and equipment expense	$168,000	2,968
Additional noninterest expense	$482,000	2,868
Pre-tax net operating income	$825,000	2,162
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$275,000	1,532
Income before extraordinary items	$551,000	2,537
Extraordinary gains, net	$0	13
Net income	$551,000	2,540
Minority interest net income	$0	64
Net income of bank and minority interests.	$551,000	2,539
Net charge-offs	$-9,000	5,373
Cash dividends	$175,000	1,950
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$550,330	2,471
2014-12-31 (YTD Data)		Rank
Total interest income	$7,420,000	3,042
Total interest expense	$611,000	3,590
Net interest income	$6,809,000	2,956
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,244,000	2,791
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$480,000	2,341
Trading account gains and fees	$0	180
Additional Noninterest Income	$764,000	2,702
Total noninterest expense	$5,342,000	3,171
Salaries and employee benefits	$2,824,000	3,197
Premises and equipment expense	$683,000	2,967
Additional noninterest expense	$1,835,000	3,076
Pre-tax net operating income	$2,711,000	2,441
Securities gains (losses)	$47,000	1,772
Applicable income taxes	$943,000	1,609
Income before extraordinary items	$1,815,000	2,875
Extraordinary gains, net	$0	17
Net income	$1,815,000	2,874
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,815,000	2,875
Net charge-offs	$-54,000	6,011
Cash dividends	$700,000	2,463
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,783,980	2,864
2014-09-30 (YTD Data)		Rank
Total interest income	$5,459,000	3,118
Total interest expense	$457,000	3,660
Net interest income	$5,002,000	3,014
Provision for loan and lease losses	$0	4,401
Total noninterest income	$889,000	2,876
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$353,000	2,393
Trading account gains and fees	$0	174
Additional Noninterest Income	$536,000	2,813
Total noninterest expense	$3,970,000	3,202
Salaries and employee benefits	$2,097,000	3,255
Premises and equipment expense	$504,000	3,022
Additional noninterest expense	$1,369,000	3,090
Pre-tax net operating income	$1,921,000	2,586
Securities gains (losses)	$43,000	1,534
Applicable income taxes	$689,000	1,664
Income before extraordinary items	$1,275,000	3,026
Extraordinary gains, net	$0	15
Net income	$1,275,000	3,026
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,275,000	3,027
Net charge-offs	$-110,000	6,229
Cash dividends	$700,000	1,871
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,247,050	3,021
2014-06-30 (YTD Data)		Rank
Total interest income	$3,583,000	3,150
Total interest expense	$305,000	3,698
Net interest income	$3,278,000	3,053
Provision for loan and lease losses	$0	4,196
Total noninterest income	$589,000	2,862
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$245,000	2,306
Trading account gains and fees	$0	172
Additional Noninterest Income	$344,000	2,847
Total noninterest expense	$2,628,000	3,230
Salaries and employee benefits	$1,387,000	3,288
Premises and equipment expense	$339,000	3,034
Additional noninterest expense	$902,000	3,131
Pre-tax net operating income	$1,239,000	2,587
Securities gains (losses)	$43,000	1,250
Applicable income taxes	$444,000	1,662
Income before extraordinary items	$838,000	2,993
Extraordinary gains, net	$0	20
Net income	$838,000	2,999
Minority interest net income	$0	80
Net income of bank and minority interests.	$838,000	2,999
Net charge-offs	$-113,000	6,341
Cash dividends	$350,000	2,162
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$810,050	3,011
2014-03-31 (YTD Data)		Rank
Total interest income	$1,784,000	3,174
Total interest expense	$155,000	3,705
Net interest income	$1,629,000	3,078
Provision for loan and lease losses	$0	3,817
Total noninterest income	$290,000	2,853
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$112,000	2,440
Trading account gains and fees	$0	147
Additional Noninterest Income	$178,000	2,732
Total noninterest expense	$1,299,000	3,284
Salaries and employee benefits	$694,000	3,305
Premises and equipment expense	$171,000	3,059
Additional noninterest expense	$434,000	3,221
Pre-tax net operating income	$620,000	2,519
Securities gains (losses)	$3,000	1,458
Applicable income taxes	$215,000	1,644
Income before extraordinary items	$408,000	2,954
Extraordinary gains, net	$0	16
Net income	$408,000	2,957
Minority interest net income	$0	66
Net income of bank and minority interests.	$408,000	2,957
Net charge-offs	$-3,000	5,214
Cash dividends	$175,000	1,870
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$406,050	2,924
2013-12-31 (YTD Data)		Rank
Total interest income	$7,531,000	3,074
Total interest expense	$761,000	3,556
Net interest income	$6,770,000	2,982
Provision for loan and lease losses	$20,000	4,711
Total noninterest income	$1,252,000	2,852
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$494,000	2,399
Trading account gains and fees	$0	184
Additional Noninterest Income	$758,000	2,745
Total noninterest expense	$5,139,000	3,340
Salaries and employee benefits	$2,705,000	3,342
Premises and equipment expense	$681,000	3,021
Additional noninterest expense	$1,753,000	3,270
Pre-tax net operating income	$2,863,000	2,238
Securities gains (losses)	$-2,000	6,101
Applicable income taxes	$985,000	1,477
Income before extraordinary items	$1,876,000	2,734
Extraordinary gains, net	$0	29
Net income	$1,876,000	2,737
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,876,000	2,737
Net charge-offs	$208,000	2,973
Cash dividends	$1,700,000	1,354
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,877,320	2,671
2013-09-30 (YTD Data)		Rank
Total interest income	$5,624,000	3,109
Total interest expense	$596,000	3,550
Net interest income	$5,028,000	3,021
Provision for loan and lease losses	$20,000	4,484
Total noninterest income	$970,000	2,864
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$360,000	2,474
Trading account gains and fees	$0	180
Additional Noninterest Income	$610,000	2,716
Total noninterest expense	$3,843,000	3,358
Salaries and employee benefits	$2,000,000	3,393
Premises and equipment expense	$505,000	3,082
Additional noninterest expense	$1,338,000	3,238
Pre-tax net operating income	$2,135,000	2,309
Securities gains (losses)	$-2,000	6,351
Applicable income taxes	$754,000	1,511
Income before extraordinary items	$1,379,000	2,815
Extraordinary gains, net	$0	25
Net income	$1,379,000	2,819
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,379,000	2,819
Net charge-offs	$234,000	2,395
Cash dividends	$525,000	2,050
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,380,300	2,739
2013-06-30 (YTD Data)		Rank
Total interest income	$3,772,000	3,107
Total interest expense	$415,000	3,513
Net interest income	$3,357,000	3,017
Provision for loan and lease losses	$20,000	4,231
Total noninterest income	$643,000	2,905
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$227,000	2,556
Trading account gains and fees	$0	157
Additional Noninterest Income	$416,000	2,747
Total noninterest expense	$2,528,000	3,388
Salaries and employee benefits	$1,323,000	3,433
Premises and equipment expense	$342,000	3,038
Additional noninterest expense	$863,000	3,317
Pre-tax net operating income	$1,452,000	2,254
Securities gains (losses)	$-2,000	6,527
Applicable income taxes	$510,000	1,495
Income before extraordinary items	$940,000	2,763
Extraordinary gains, net	$0	22
Net income	$940,000	2,768
Minority interest net income	$0	82
Net income of bank and minority interests.	$940,000	2,768
Net charge-offs	$-77,000	6,632
Cash dividends	$350,000	2,046
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$941,300	2,655
2013-03-31 (YTD Data)		Rank
Total interest income	$1,918,000	3,093
Total interest expense	$214,000	3,528
Net interest income	$1,704,000	2,987
Provision for loan and lease losses	$20,000	3,573
Total noninterest income	$331,000	2,862
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$109,000	2,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$222,000	2,627
Total noninterest expense	$1,260,000	3,433
Salaries and employee benefits	$648,000	3,521
Premises and equipment expense	$177,000	2,994
Additional noninterest expense	$435,000	3,309
Pre-tax net operating income	$755,000	2,133
Securities gains (losses)	$-2,000	6,691
Applicable income taxes	$266,000	1,453
Income before extraordinary items	$487,000	2,643
Extraordinary gains, net	$0	10
Net income	$487,000	2,646
Minority interest net income	$0	76
Net income of bank and minority interests.	$487,000	2,645
Net charge-offs	$-77,000	6,794
Cash dividends	$175,000	1,710
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$488,300	2,560
2012-12-31 (YTD Data)		Rank
Total interest income	$7,713,000	3,203
Total interest expense	$998,000	3,611
Net interest income	$6,715,000	3,091
Provision for loan and lease losses	$1,237,000	1,521
Total noninterest income	$2,499,000	1,873
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$529,000	2,378
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,970,000	1,536
Total noninterest expense	$5,096,000	3,415
Salaries and employee benefits	$2,545,000	3,530
Premises and equipment expense	$693,000	3,050
Additional noninterest expense	$1,858,000	3,256
Pre-tax net operating income	$2,881,000	2,167
Securities gains (losses)	$37,000	2,896
Applicable income taxes	$400,000	2,397
Income before extraordinary items	$2,518,000	2,161
Extraordinary gains, net	$0	29
Net income	$2,518,000	2,160
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,518,000	2,162
Net charge-offs	$822,000	2,030
Cash dividends	$700,000	2,380
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,486,180	2,059
2012-09-30 (YTD Data)		Rank
Total interest income	$5,764,000	3,277
Total interest expense	$767,000	3,677
Net interest income	$4,997,000	3,159
Provision for loan and lease losses	$935,000	1,513
Total noninterest income	$2,188,000	1,670
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$402,000	2,379
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,786,000	1,378
Total noninterest expense	$3,839,000	3,433
Salaries and employee benefits	$1,897,000	3,555
Premises and equipment expense	$523,000	3,063
Additional noninterest expense	$1,419,000	3,249
Pre-tax net operating income	$2,411,000	2,043
Securities gains (losses)	$37,000	2,600
Applicable income taxes	$238,000	2,681
Income before extraordinary items	$2,210,000	1,929
Extraordinary gains, net	$0	20
Net income	$2,210,000	1,928
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,210,000	1,930
Net charge-offs	$128,000	3,736
Cash dividends	$525,000	1,973
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,176,700	1,840
2012-06-30 (YTD Data)		Rank
Total interest income	$3,817,000	3,324
Total interest expense	$515,000	3,750
Net interest income	$3,302,000	3,190
Provision for loan and lease losses	$240,000	2,731
Total noninterest income	$519,000	3,176
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$265,000	2,382
Trading account gains and fees	$0	153
Additional Noninterest Income	$254,000	3,313
Total noninterest expense	$2,543,000	3,459
Salaries and employee benefits	$1,271,000	3,558
Premises and equipment expense	$342,000	3,111
Additional noninterest expense	$930,000	3,314
Pre-tax net operating income	$1,038,000	2,776
Securities gains (losses)	$37,000	2,229
Applicable income taxes	$391,000	1,742
Income before extraordinary items	$684,000	3,378
Extraordinary gains, net	$0	19
Net income	$684,000	3,378
Minority interest net income	$0	84
Net income of bank and minority interests.	$684,000	3,379
Net charge-offs	$139,000	3,123
Cash dividends	$350,000	1,976
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$660,320	3,259
2012-03-31 (YTD Data)		Rank
Total interest income	$1,884,000	3,377
Total interest expense	$256,000	3,880
Net interest income	$1,628,000	3,230
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$288,000	3,004
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$131,000	2,388
Trading account gains and fees	$0	148
Additional Noninterest Income	$157,000	3,007
Total noninterest expense	$1,276,000	3,481
Salaries and employee benefits	$629,000	3,615
Premises and equipment expense	$175,000	3,083
Additional noninterest expense	$472,000	3,235
Pre-tax net operating income	$520,000	2,799
Securities gains (losses)	$37,000	1,357
Applicable income taxes	$193,000	1,768
Income before extraordinary items	$364,000	3,262
Extraordinary gains, net	$0	19
Net income	$364,000	3,266
Minority interest net income	$0	78
Net income of bank and minority interests.	$364,000	3,266
Net charge-offs	$5,000	4,286
Cash dividends	$175,000	1,694
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$339,950	3,241
2011-12-31 (YTD Data)		Rank
Total interest income	$7,973,000	3,338
Total interest expense	$1,319,000	3,744
Net interest income	$6,654,000	3,199
Provision for loan and lease losses	$480,000	3,503
Total noninterest income	$901,000	3,300
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$537,000	2,431
Trading account gains and fees	$0	146
Additional Noninterest Income	$364,000	3,562
Total noninterest expense	$5,134,000	3,461
Salaries and employee benefits	$2,401,000	3,677
Premises and equipment expense	$694,000	3,226
Additional noninterest expense	$2,039,000	3,086
Pre-tax net operating income	$1,941,000	2,570
Securities gains (losses)	$40,000	2,721
Applicable income taxes	$745,000	1,622
Income before extraordinary items	$1,236,000	3,152
Extraordinary gains, net	$0	29
Net income	$1,236,000	3,155
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,236,000	3,155
Net charge-offs	$364,000	3,565
Cash dividends	$620,000	2,170
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,210,400	3,099
2011-09-30 (YTD Data)		Rank
Total interest income	$6,050,000	3,346
Total interest expense	$1,054,000	3,708
Net interest income	$4,996,000	3,210
Provision for loan and lease losses	$360,000	3,361
Total noninterest income	$659,000	3,354
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$395,000	2,472
Trading account gains and fees	$0	145
Additional Noninterest Income	$264,000	3,657
Total noninterest expense	$3,885,000	3,447
Salaries and employee benefits	$1,785,000	3,699
Premises and equipment expense	$532,000	3,209
Additional noninterest expense	$1,568,000	3,025
Pre-tax net operating income	$1,410,000	2,696
Securities gains (losses)	$11,000	3,028
Applicable income taxes	$514,000	1,714
Income before extraordinary items	$907,000	3,262
Extraordinary gains, net	$0	21
Net income	$907,000	3,263
Minority interest net income	$0	87
Net income of bank and minority interests.	$907,000	3,263
Net charge-offs	$356,000	3,049
Cash dividends	$620,000	1,584
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$899,960	3,173
2011-06-30 (YTD Data)		Rank
Total interest income	$4,065,000	3,348
Total interest expense	$757,000	3,635
Net interest income	$3,308,000	3,247
Provision for loan and lease losses	$240,000	3,291
Total noninterest income	$453,000	3,318
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$252,000	2,545
Trading account gains and fees	$0	153
Additional Noninterest Income	$201,000	3,482
Total noninterest expense	$2,537,000	3,547
Salaries and employee benefits	$1,170,000	3,785
Premises and equipment expense	$356,000	3,214
Additional noninterest expense	$1,011,000	3,185
Pre-tax net operating income	$984,000	2,574
Securities gains (losses)	$0	2,914
Applicable income taxes	$346,000	1,652
Income before extraordinary items	$638,000	3,079
Extraordinary gains, net	$0	15
Net income	$638,000	3,082
Minority interest net income	$0	89
Net income of bank and minority interests.	$638,000	3,082
Net charge-offs	$-2,000	6,677
Cash dividends	$620,000	1,216
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$638,000	2,985
2011-03-31 (YTD Data)		Rank
Total interest income	$2,037,000	3,358
Total interest expense	$404,000	3,584
Net interest income	$1,633,000	3,263
Provision for loan and lease losses	$120,000	3,114
Total noninterest income	$181,000	3,790
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$118,000	2,645
Trading account gains and fees	$0	158
Additional Noninterest Income	$63,000	4,308
Total noninterest expense	$1,275,000	3,520
Salaries and employee benefits	$572,000	3,865
Premises and equipment expense	$192,000	3,092
Additional noninterest expense	$511,000	3,121
Pre-tax net operating income	$419,000	2,874
Securities gains (losses)	$0	1,772
Applicable income taxes	$171,000	1,662
Income before extraordinary items	$248,000	3,605
Extraordinary gains, net	$0	9
Net income	$248,000	3,604
Minority interest net income	$0	86
Net income of bank and minority interests.	$248,000	3,604
Net charge-offs	$-4,000	6,688
Cash dividends	$620,000	604
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$248,000	3,541
2010-12-31 (YTD Data)		Rank
Total interest income	$8,948,000	3,233
Total interest expense	$2,043,000	3,499
Net interest income	$6,905,000	3,099
Provision for loan and lease losses	$660,000	3,694
Total noninterest income	$754,000	3,767
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$603,000	2,280
Trading account gains and fees	$0	175
Additional Noninterest Income	$151,000	4,968
Total noninterest expense	$5,220,000	3,484
Salaries and employee benefits	$2,417,000	3,673
Premises and equipment expense	$630,000	3,587
Additional noninterest expense	$2,173,000	3,023
Pre-tax net operating income	$1,779,000	2,453
Securities gains (losses)	$6,000	3,427
Applicable income taxes	$600,000	1,723
Income before extraordinary items	$1,185,000	2,940
Extraordinary gains, net	$0	29
Net income	$1,185,000	2,936
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,185,000	2,940
Net charge-offs	$266,000	4,457
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,181,040	2,819
2010-09-30 (YTD Data)		Rank
Total interest income	$6,685,000	3,312
Total interest expense	$1,586,000	3,551
Net interest income	$5,099,000	3,189
Provision for loan and lease losses	$460,000	3,676
Total noninterest income	$620,000	3,611
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$465,000	2,283
Trading account gains and fees	$0	165
Additional Noninterest Income	$155,000	4,606
Total noninterest expense	$3,963,000	3,445
Salaries and employee benefits	$1,842,000	3,668
Premises and equipment expense	$463,000	3,707
Additional noninterest expense	$1,658,000	2,935
Pre-tax net operating income	$1,296,000	2,646
Securities gains (losses)	$0	3,651
Applicable income taxes	$402,000	1,873
Income before extraordinary items	$894,000	3,091
Extraordinary gains, net	$0	23
Net income	$894,000	3,089
Minority interest net income	$0	110
Net income of bank and minority interests.	$894,000	3,091
Net charge-offs	$-7,000	7,429
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$894,000	2,961
2010-06-30 (YTD Data)		Rank
Total interest income	$4,445,000	3,354
Total interest expense	$1,088,000	3,578
Net interest income	$3,357,000	3,209
Provision for loan and lease losses	$340,000	3,434
Total noninterest income	$524,000	3,129
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$318,000	2,241
Trading account gains and fees	$0	152
Additional Noninterest Income	$206,000	3,466
Total noninterest expense	$2,626,000	3,478
Salaries and employee benefits	$1,246,000	3,649
Premises and equipment expense	$297,000	3,833
Additional noninterest expense	$1,083,000	2,992
Pre-tax net operating income	$915,000	2,550
Securities gains (losses)	$0	3,184
Applicable income taxes	$300,000	1,742
Income before extraordinary items	$615,000	3,021
Extraordinary gains, net	$0	19
Net income	$615,000	3,016
Minority interest net income	$0	105
Net income of bank and minority interests.	$615,000	3,019
Net charge-offs	$34,000	5,177
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$615,000	2,911
2010-03-31 (YTD Data)		Rank
Total interest income	$2,203,000	3,450
Total interest expense	$567,000	3,584
Net interest income	$1,636,000	3,312
Provision for loan and lease losses	$120,000	3,696
Total noninterest income	$238,000	3,298
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$156,000	2,271
Trading account gains and fees	$0	175
Additional Noninterest Income	$82,000	3,862
Total noninterest expense	$1,249,000	3,649
Salaries and employee benefits	$619,000	3,727
Premises and equipment expense	$150,000	3,885
Additional noninterest expense	$480,000	3,299
Pre-tax net operating income	$505,000	2,394
Securities gains (losses)	$0	2,284
Applicable income taxes	$179,000	1,540
Income before extraordinary items	$326,000	2,974
Extraordinary gains, net	$0	16
Net income	$326,000	2,970
Minority interest net income	$0	91
Net income of bank and minority interests.	$326,000	2,974
Net charge-offs	$32,000	4,097
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$326,000	2,867
2009-12-31 (YTD Data)		Rank
Total interest income	$9,954,000	3,245
Total interest expense	$3,521,000	3,037
Net interest income	$6,433,000	3,261
Provision for loan and lease losses	$756,000	3,923
Total noninterest income	$614,000	4,320
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$653,000	2,388
Trading account gains and fees	$0	211
Additional Noninterest Income	$-39,000	7,521
Total noninterest expense	$5,654,000	3,329
Salaries and employee benefits	$2,626,000	3,559
Premises and equipment expense	$877,000	2,885
Additional noninterest expense	$2,151,000	3,135
Pre-tax net operating income	$637,000	3,693
Securities gains (losses)	$-5,172,000	7,893
Applicable income taxes	$-1,780,000	7,484
Income before extraordinary items	$-2,755,000	6,940
Extraordinary gains, net	$0	34
Net income	$-2,755,000	6,939
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,755,000	6,939
Net charge-offs	$504,000	3,777
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$555,080	3,630
2009-09-30 (YTD Data)		Rank
Total interest income	$7,633,000	3,244
Total interest expense	$2,830,000	2,989
Net interest income	$4,803,000	3,279
Provision for loan and lease losses	$636,000	3,437
Total noninterest income	$686,000	3,566
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$484,000	2,426
Trading account gains and fees	$0	212
Additional Noninterest Income	$202,000	4,268
Total noninterest expense	$4,358,000	3,262
Salaries and employee benefits	$2,039,000	3,488
Premises and equipment expense	$684,000	2,827
Additional noninterest expense	$1,635,000	3,073
Pre-tax net operating income	$495,000	3,910
Securities gains (losses)	$-5,173,000	8,006
Applicable income taxes	$-1,647,000	7,677
Income before extraordinary items	$-3,031,000	7,383
Extraordinary gains, net	$0	27
Net income	$-3,031,000	7,383
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,031,000	7,383
Net charge-offs	$508,000	3,027
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$331,450	4,232
2009-06-30 (YTD Data)		Rank
Total interest income	$5,220,000	3,203
Total interest expense	$1,978,000	2,994
Net interest income	$3,242,000	3,246
Provision for loan and lease losses	$240,000	4,070
Total noninterest income	$523,000	3,314
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$314,000	2,451
Trading account gains and fees	$0	193
Additional Noninterest Income	$209,000	3,593
Total noninterest expense	$2,915,000	3,293
Salaries and employee benefits	$1,355,000	3,546
Premises and equipment expense	$499,000	2,643
Additional noninterest expense	$1,061,000	3,150
Pre-tax net operating income	$610,000	2,987
Securities gains (losses)	$-1,483,000	8,037
Applicable income taxes	$-383,000	7,502
Income before extraordinary items	$-490,000	6,763
Extraordinary gains, net	$0	21
Net income	$-490,000	6,764
Minority interest net income	$0	112
Net income of bank and minority interests.	$-490,000	6,764
Net charge-offs	$255,000	3,134
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$459,120	3,139
2009-03-31 (YTD Data)		Rank
Total interest income	$2,684,000	3,152
Total interest expense	$1,052,000	2,937
Net interest income	$1,632,000	3,211
Provision for loan and lease losses	$120,000	3,591
Total noninterest income	$229,000	3,552
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$155,000	2,392
Trading account gains and fees	$0	171
Additional Noninterest Income	$74,000	4,148
Total noninterest expense	$1,384,000	3,354
Salaries and employee benefits	$668,000	3,609
Premises and equipment expense	$253,000	2,652
Additional noninterest expense	$463,000	3,205
Pre-tax net operating income	$357,000	3,027
Securities gains (losses)	$0	2,434
Applicable income taxes	$126,000	1,949
Income before extraordinary items	$231,000	3,611
Extraordinary gains, net	$0	15
Net income	$231,000	3,611
Minority interest net income	$0	102
Net income of bank and minority interests.	$231,000	3,612
Net charge-offs	$-1,000	7,151
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$231,000	3,470
2008-12-31 (YTD Data)		Rank
Total interest income	$12,433,000	2,943
Total interest expense	$5,656,000	2,649
Net interest income	$6,777,000	3,154
Provision for loan and lease losses	$581,000	3,570
Total noninterest income	$1,038,000	3,332
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$705,000	2,332
Trading account gains and fees	$0	154
Additional Noninterest Income	$333,000	3,914
Total noninterest expense	$5,444,000	3,331
Salaries and employee benefits	$2,563,000	3,716
Premises and equipment expense	$1,062,000	2,491
Additional noninterest expense	$1,819,000	3,119
Pre-tax net operating income	$1,790,000	2,684
Securities gains (losses)	$-2,534,000	7,948
Applicable income taxes	$-346,000	7,367
Income before extraordinary items	$-398,000	6,646
Extraordinary gains, net	$0	39
Net income	$-398,000	6,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$283,000	3,617
Cash dividends	$800,000	2,638
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,223,760	3,023
2008-09-30 (YTD Data)		Rank
Total interest income	$9,536,000	2,940
Total interest expense	$4,344,000	2,691
Net interest income	$5,192,000	3,104
Provision for loan and lease losses	$466,000	2,829
Total noninterest income	$783,000	3,388
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$523,000	2,367
Trading account gains and fees	$0	148
Additional Noninterest Income	$260,000	3,951
Total noninterest expense	$4,078,000	3,332
Salaries and employee benefits	$1,950,000	3,692
Premises and equipment expense	$781,000	2,547
Additional noninterest expense	$1,347,000	3,043
Pre-tax net operating income	$1,431,000	2,941
Securities gains (losses)	$4,000	2,700
Applicable income taxes	$543,000	1,802
Income before extraordinary items	$892,000	3,338
Extraordinary gains, net	$0	31
Net income	$892,000	3,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,653
Cash dividends	$800,000	2,095
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$889,440	3,478
2008-06-30 (YTD Data)		Rank
Total interest income	$6,440,000	2,948
Total interest expense	$3,002,000	2,706
Net interest income	$3,438,000	3,110
Provision for loan and lease losses	$220,000	3,001
Total noninterest income	$510,000	3,455
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$341,000	2,397
Trading account gains and fees	$0	149
Additional Noninterest Income	$169,000	4,096
Total noninterest expense	$2,725,000	3,339
Salaries and employee benefits	$1,291,000	3,750
Premises and equipment expense	$522,000	2,542
Additional noninterest expense	$912,000	2,977
Pre-tax net operating income	$1,003,000	2,942
Securities gains (losses)	$4,000	2,798
Applicable income taxes	$381,000	1,923
Income before extraordinary items	$626,000	3,548
Extraordinary gains, net	$0	21
Net income	$626,000	3,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,091
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$623,440	3,507
2008-03-31 (YTD Data)		Rank
Total interest income	$3,268,000	2,980
Total interest expense	$1,617,000	2,690
Net interest income	$1,651,000	3,237
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$258,000	3,445
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$168,000	2,389
Trading account gains and fees	$0	158
Additional Noninterest Income	$90,000	3,968
Total noninterest expense	$1,414,000	3,238
Salaries and employee benefits	$684,000	3,612
Premises and equipment expense	$264,000	2,549
Additional noninterest expense	$466,000	2,887
Pre-tax net operating income	$435,000	3,349
Securities gains (losses)	$4,000	2,294
Applicable income taxes	$157,000	2,267
Income before extraordinary items	$282,000	3,944
Extraordinary gains, net	$0	15
Net income	$282,000	3,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$279,440	3,887
2007-12-31 (YTD Data)		Rank
Total interest income	$14,852,000	2,702
Total interest expense	$8,492,000	2,215
Net interest income	$6,360,000	3,361
Provision for loan and lease losses	$317,000	3,092
Total noninterest income	$1,346,000	2,896
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$782,000	2,179
Trading account gains and fees	$0	178
Additional Noninterest Income	$564,000	3,113
Total noninterest expense	$5,790,000	3,066
Salaries and employee benefits	$2,821,000	3,396
Premises and equipment expense	$1,068,000	2,429
Additional noninterest expense	$1,901,000	2,786
Pre-tax net operating income	$1,599,000	3,794
Securities gains (losses)	$-97,000	8,137
Applicable income taxes	$438,000	2,914
Income before extraordinary items	$1,064,000	4,178
Extraordinary gains, net	$0	39
Net income	$1,064,000	4,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	2,412
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,132,870	4,045
2007-09-30 (YTD Data)		Rank
Total interest income	$11,210,000	2,691
Total interest expense	$6,546,000	2,161
Net interest income	$4,664,000	3,415
Provision for loan and lease losses	$180,000	3,151
Total noninterest income	$1,040,000	2,836
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$581,000	2,179
Trading account gains and fees	$0	184
Additional Noninterest Income	$459,000	2,982
Total noninterest expense	$4,398,000	3,011
Salaries and employee benefits	$2,104,000	3,391
Premises and equipment expense	$792,000	2,436
Additional noninterest expense	$1,502,000	2,620
Pre-tax net operating income	$1,126,000	4,091
Securities gains (losses)	$-97,000	8,281
Applicable income taxes	$327,000	3,082
Income before extraordinary items	$702,000	4,658
Extraordinary gains, net	$0	33
Net income	$702,000	4,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,520
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$767,960	4,429
2007-06-30 (YTD Data)		Rank
Total interest income	$7,493,000	2,702
Total interest expense	$4,471,000	2,130
Net interest income	$3,022,000	3,510
Provision for loan and lease losses	$120,000	2,960
Total noninterest income	$654,000	2,962
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$388,000	2,180
Trading account gains and fees	$0	168
Additional Noninterest Income	$266,000	3,224
Total noninterest expense	$2,953,000	3,005
Salaries and employee benefits	$1,403,000	3,420
Premises and equipment expense	$520,000	2,485
Additional noninterest expense	$1,030,000	2,561
Pre-tax net operating income	$603,000	4,647
Securities gains (losses)	$-97,000	8,390
Applicable income taxes	$178,000	3,417
Income before extraordinary items	$328,000	5,469
Extraordinary gains, net	$0	29
Net income	$328,000	5,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	2,201
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$391,050	5,118
2007-03-31 (YTD Data)		Rank
Total interest income	$3,720,000	2,711
Total interest expense	$2,284,000	2,075
Net interest income	$1,436,000	3,663
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$286,000	3,212
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$195,000	2,093
Trading account gains and fees	$0	195
Additional Noninterest Income	$91,000	3,941
Total noninterest expense	$1,414,000	3,128
Salaries and employee benefits	$696,000	3,473
Premises and equipment expense	$269,000	2,422
Additional noninterest expense	$449,000	2,862
Pre-tax net operating income	$248,000	5,075
Securities gains (losses)	$-97,000	8,546
Applicable income taxes	$71,000	3,732
Income before extraordinary items	$80,000	6,711
Extraordinary gains, net	$0	22
Net income	$80,000	6,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	1,608
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$142,080	5,738
2006-12-31 (YTD Data)		Rank
Total interest income	$15,337,000	2,507
Total interest expense	$9,760,000	1,719
Net interest income	$5,577,000	3,720
Provision for loan and lease losses	$150,000	4,039
Total noninterest income	$1,270,000	3,016
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$881,000	1,953
Trading account gains and fees	$0	130
Additional Noninterest Income	$389,000	3,782
Total noninterest expense	$5,880,000	2,920
Salaries and employee benefits	$2,890,000	3,236
Premises and equipment expense	$1,122,000	2,219
Additional noninterest expense	$1,868,000	2,725
Pre-tax net operating income	$817,000	5,613
Securities gains (losses)	$-2,056,000	8,616
Applicable income taxes	$-714,000	8,610
Income before extraordinary items	$-525,000	8,303
Extraordinary gains, net	$0	51
Net income	$-525,000	8,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$356,000	1,471
Cash dividends	$250,000	4,686
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$790,840	5,245
2006-09-30 (YTD Data)		Rank
Total interest income	$11,415,000	2,512
Total interest expense	$7,254,000	1,692
Net interest income	$4,161,000	3,756
Provision for loan and lease losses	$75,000	4,564
Total noninterest income	$959,000	3,017
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$672,000	1,916
Trading account gains and fees	$0	126
Additional Noninterest Income	$287,000	3,816
Total noninterest expense	$4,373,000	2,937
Salaries and employee benefits	$2,167,000	3,238
Premises and equipment expense	$830,000	2,239
Additional noninterest expense	$1,376,000	2,753
Pre-tax net operating income	$672,000	5,621
Securities gains (losses)	$-822,000	8,664
Applicable income taxes	$-267,000	8,645
Income before extraordinary items	$117,000	7,640
Extraordinary gains, net	$0	45
Net income	$117,000	7,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$281,000	1,205
Cash dividends	$250,000	3,894
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$643,080	5,186
2006-06-30 (YTD Data)		Rank
Total interest income	$7,507,000	2,503
Total interest expense	$4,793,000	1,625
Net interest income	$2,714,000	3,819
Provision for loan and lease losses	$0	6,419
Total noninterest income	$619,000	3,057
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$440,000	1,937
Trading account gains and fees	$0	126
Additional Noninterest Income	$179,000	3,952
Total noninterest expense	$2,902,000	2,963
Salaries and employee benefits	$1,446,000	3,236
Premises and equipment expense	$536,000	2,316
Additional noninterest expense	$920,000	2,762
Pre-tax net operating income	$431,000	5,733
Securities gains (losses)	$-820,000	8,723
Applicable income taxes	$-291,000	8,716
Income before extraordinary items	$-98,000	8,344
Extraordinary gains, net	$0	39
Net income	$-98,000	8,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	912
Cash dividends	$250,000	3,368
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$426,800	5,248
2006-03-31 (YTD Data)		Rank
Total interest income	$3,719,000	2,483
Total interest expense	$2,344,000	1,565
Net interest income	$1,375,000	3,785
Provision for loan and lease losses	$0	6,013
Total noninterest income	$265,000	3,342
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$211,000	1,952
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	4,969
Total noninterest expense	$1,430,000	3,004
Salaries and employee benefits	$717,000	3,266
Premises and equipment expense	$268,000	2,325
Additional noninterest expense	$445,000	2,831
Pre-tax net operating income	$210,000	5,741
Securities gains (losses)	$-42,000	8,532
Applicable income taxes	$-8,000	8,510
Income before extraordinary items	$176,000	5,600
Extraordinary gains, net	$0	21
Net income	$176,000	5,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,248
Cash dividends	$250,000	2,135
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$218,000	5,138
2005-12-31 (YTD Data)		Rank
Total interest income	$13,074,000	2,521
Total interest expense	$7,185,000	1,579
Net interest income	$5,889,000	3,479
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,269,000	3,008
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$860,000	1,986
Trading account gains and fees	$0	138
Additional Noninterest Income	$409,000	3,750
Total noninterest expense	$5,795,000	2,836
Salaries and employee benefits	$2,716,000	3,246
Premises and equipment expense	$1,100,000	2,176
Additional noninterest expense	$1,979,000	2,521
Pre-tax net operating income	$1,363,000	4,612
Securities gains (losses)	$95,000	720
Applicable income taxes	$137,000	5,090
Income before extraordinary items	$1,321,000	4,108
Extraordinary gains, net	$0	46
Net income	$1,321,000	4,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$325,000	1,623
Cash dividends	$715,000	3,035
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,234,550	4,252
2005-09-30 (YTD Data)		Rank
Total interest income	$9,562,000	2,525
Total interest expense	$5,073,000	1,587
Net interest income	$4,489,000	3,420
Provision for loan and lease losses	$50,000	5,172
Total noninterest income	$955,000	3,005
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$641,000	1,993
Trading account gains and fees	$0	126
Additional Noninterest Income	$314,000	3,726
Total noninterest expense	$4,465,000	2,749
Salaries and employee benefits	$2,152,000	3,060
Premises and equipment expense	$765,000	2,315
Additional noninterest expense	$1,548,000	2,369
Pre-tax net operating income	$929,000	4,954
Securities gains (losses)	$95,000	680
Applicable income taxes	$59,000	5,676
Income before extraordinary items	$965,000	4,260
Extraordinary gains, net	$0	35
Net income	$965,000	4,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	2,454
Cash dividends	$605,000	2,494
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$875,700	4,486
2005-06-30 (YTD Data)		Rank
Total interest income	$6,272,000	2,500
Total interest expense	$3,226,000	1,559
Net interest income	$3,046,000	3,363
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$599,000	3,097
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$410,000	2,028
Trading account gains and fees	$0	116
Additional Noninterest Income	$189,000	3,861
Total noninterest expense	$2,947,000	2,746
Salaries and employee benefits	$1,398,000	3,118
Premises and equipment expense	$524,000	2,247
Additional noninterest expense	$1,025,000	2,366
Pre-tax net operating income	$648,000	4,806
Securities gains (losses)	$24,000	1,040
Applicable income taxes	$26,000	5,957
Income before extraordinary items	$646,000	4,224
Extraordinary gains, net	$0	30
Net income	$646,000	4,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	1,251
Cash dividends	$495,000	2,242
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$622,960	4,266
2005-03-31 (YTD Data)		Rank
Total interest income	$3,089,000	2,505
Total interest expense	$1,535,000	1,557
Net interest income	$1,554,000	3,308
Provision for loan and lease losses	$50,000	3,171
Total noninterest income	$313,000	2,972
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$194,000	2,057
Trading account gains and fees	$0	115
Additional Noninterest Income	$119,000	3,420
Total noninterest expense	$1,456,000	2,796
Salaries and employee benefits	$651,000	3,315
Premises and equipment expense	$262,000	2,255
Additional noninterest expense	$543,000	2,245
Pre-tax net operating income	$361,000	4,524
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$14,000	5,897
Income before extraordinary items	$352,000	3,943
Extraordinary gains, net	$0	24
Net income	$352,000	3,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,351
Cash dividends	$335,000	1,630
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$347,200	3,935
2004-12-31 (YTD Data)		Rank
Total interest income	$12,023,000	2,386
Total interest expense	$5,161,000	1,598
Net interest income	$6,862,000	2,943
Provision for loan and lease losses	$525,000	1,881
Total noninterest income	$1,247,000	3,041
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$891,000	1,949
Trading account gains and fees	$0	138
Additional Noninterest Income	$356,000	3,932
Total noninterest expense	$5,776,000	2,746
Salaries and employee benefits	$2,629,000	3,211
Premises and equipment expense	$993,000	2,305
Additional noninterest expense	$2,154,000	2,258
Pre-tax net operating income	$1,808,000	3,779
Securities gains (losses)	$225,000	773
Applicable income taxes	$388,000	3,770
Income before extraordinary items	$1,645,000	3,405
Extraordinary gains, net	$0	34
Net income	$1,645,000	3,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$591,000	1,168
Cash dividends	$657,000	3,069
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,462,750	3,639
2004-09-30 (YTD Data)		Rank
Total interest income	$9,009,000	2,358
Total interest expense	$3,720,000	1,624
Net interest income	$5,289,000	2,836
Provision for loan and lease losses	$400,000	1,766
Total noninterest income	$959,000	3,018
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$673,000	1,950
Trading account gains and fees	$0	134
Additional Noninterest Income	$286,000	3,822
Total noninterest expense	$4,223,000	2,778
Salaries and employee benefits	$1,938,000	3,225
Premises and equipment expense	$750,000	2,293
Additional noninterest expense	$1,535,000	2,343
Pre-tax net operating income	$1,625,000	3,402
Securities gains (losses)	$187,000	792
Applicable income taxes	$391,000	3,345
Income before extraordinary items	$1,421,000	3,095
Extraordinary gains, net	$0	26
Net income	$1,421,000	3,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$522,000	909
Cash dividends	$517,000	2,626
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,275,140	3,308
2004-06-30 (YTD Data)		Rank
Total interest income	$6,058,000	2,326
Total interest expense	$2,418,000	1,642
Net interest income	$3,640,000	2,732
Provision for loan and lease losses	$250,000	1,820
Total noninterest income	$631,000	3,056
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$442,000	1,951
Trading account gains and fees	$0	130
Additional Noninterest Income	$189,000	3,848
Total noninterest expense	$2,812,000	2,784
Salaries and employee benefits	$1,265,000	3,299
Premises and equipment expense	$496,000	2,310
Additional noninterest expense	$1,051,000	2,291
Pre-tax net operating income	$1,209,000	3,092
Securities gains (losses)	$178,000	704
Applicable income taxes	$338,000	2,865
Income before extraordinary items	$1,049,000	2,816
Extraordinary gains, net	$0	21
Net income	$1,049,000	2,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$360,000	917
Cash dividends	$440,000	2,336
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$913,720	3,080
2004-03-31 (YTD Data)		Rank
Total interest income	$3,010,000	2,344
Total interest expense	$1,205,000	1,671
Net interest income	$1,805,000	2,747
Provision for loan and lease losses	$100,000	2,105
Total noninterest income	$256,000	3,469
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$211,000	1,979
Trading account gains and fees	$0	121
Additional Noninterest Income	$45,000	5,324
Total noninterest expense	$1,342,000	2,906
Salaries and employee benefits	$642,000	3,266
Premises and equipment expense	$247,000	2,338
Additional noninterest expense	$453,000	2,592
Pre-tax net operating income	$619,000	3,003
Securities gains (losses)	$195,000	511
Applicable income taxes	$218,000	2,428
Income before extraordinary items	$596,000	2,509
Extraordinary gains, net	$0	16
Net income	$596,000	2,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	1,530
Cash dividends	$360,000	1,528
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$453,650	3,064
2003-12-31 (YTD Data)		Rank
Total interest income	$12,488,000	2,300
Total interest expense	$5,497,000	1,648
Net interest income	$6,991,000	2,754
Provision for loan and lease losses	$1,084,000	1,102
Total noninterest income	$1,126,000	3,445
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$973,000	1,772
Trading account gains and fees	$0	160
Additional Noninterest Income	$153,000	5,794
Total noninterest expense	$5,369,000	2,878
Salaries and employee benefits	$2,525,000	3,247
Premises and equipment expense	$971,000	2,314
Additional noninterest expense	$1,873,000	2,549
Pre-tax net operating income	$1,664,000	3,843
Securities gains (losses)	$140,000	1,609
Applicable income taxes	$372,000	3,924
Income before extraordinary items	$1,432,000	3,667
Extraordinary gains, net	$0	54
Net income	$1,432,000	3,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,371,000	716
Cash dividends	$360,000	4,097
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,321,400	3,705
2003-09-30 (YTD Data)		Rank
Total interest income	$9,357,000	2,343
Total interest expense	$4,232,000	1,671
Net interest income	$5,125,000	2,829
Provision for loan and lease losses	$675,000	1,261
Total noninterest income	$841,000	3,526
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$730,000	1,771
Trading account gains and fees	$0	153
Additional Noninterest Income	$111,000	5,889
Total noninterest expense	$4,040,000	2,878
Salaries and employee benefits	$1,974,000	3,124
Premises and equipment expense	$698,000	2,415
Additional noninterest expense	$1,368,000	2,592
Pre-tax net operating income	$1,251,000	3,963
Securities gains (losses)	$102,000	1,734
Applicable income taxes	$283,000	4,024
Income before extraordinary items	$1,070,000	3,823
Extraordinary gains, net	$0	40
Net income	$1,070,000	3,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$730,000	870
Cash dividends	$200,000	4,010
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$989,420	3,842
2003-06-30 (YTD Data)		Rank
Total interest income	$6,326,000	2,319
Total interest expense	$2,980,000	1,625
Net interest income	$3,346,000	2,888
Provision for loan and lease losses	$478,000	1,199
Total noninterest income	$558,000	3,512
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$465,000	1,817
Trading account gains and fees	$0	150
Additional Noninterest Income	$93,000	5,446
Total noninterest expense	$2,550,000	2,999
Salaries and employee benefits	$1,267,000	3,237
Premises and equipment expense	$458,000	2,431
Additional noninterest expense	$825,000	2,809
Pre-tax net operating income	$876,000	3,823
Securities gains (losses)	$87,000	1,615
Applicable income taxes	$240,000	3,624
Income before extraordinary items	$723,000	3,774
Extraordinary gains, net	$0	30
Net income	$723,000	3,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$673,000	690
Cash dividends	$100,000	4,223
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$657,750	3,867
2003-03-31 (YTD Data)		Rank
Total interest income	$3,103,000	2,374
Total interest expense	$1,547,000	1,595
Net interest income	$1,556,000	3,070
Provision for loan and lease losses	$253,000	1,105
Total noninterest income	$252,000	3,623
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$202,000	2,001
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,000	5,268
Total noninterest expense	$1,200,000	3,146
Salaries and employee benefits	$596,000	3,389
Premises and equipment expense	$222,000	2,521
Additional noninterest expense	$382,000	2,971
Pre-tax net operating income	$355,000	4,354
Securities gains (losses)	$58,000	1,308
Applicable income taxes	$73,000	4,528
Income before extraordinary items	$340,000	3,883
Extraordinary gains, net	$0	21
Net income	$340,000	3,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	1,118
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$292,440	4,128
2002-12-31 (YTD Data)		Rank
Total interest income	$12,778,000	2,421
Total interest expense	$6,356,000	1,796
Net interest income	$6,422,000	2,965
Provision for loan and lease losses	$1,132,000	1,206
Total noninterest income	$2,058,000	2,078
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$967,000	1,667
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,091,000	2,061
Total noninterest expense	$4,651,000	3,125
Salaries and employee benefits	$2,338,000	3,307
Premises and equipment expense	$716,000	2,945
Additional noninterest expense	$1,597,000	2,815
Pre-tax net operating income	$2,697,000	2,727
Securities gains (losses)	$27,000	2,929
Applicable income taxes	$866,000	2,455
Income before extraordinary items	$1,858,000	2,961
Extraordinary gains, net	$0	70
Net income	$1,858,000	2,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$959,000	1,007
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$2,950,000	239
Net operating income	$1,839,640	2,892
2001-12-31 (YTD Data)		Rank
Total interest income	$13,347,000	2,567
Total interest expense	$8,583,000	1,890
Net interest income	$4,764,000	3,579
Provision for loan and lease losses	$392,000	2,663
Total noninterest income	$1,155,000	3,008
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$916,000	1,647
Trading account gains and fees	$0	177
Additional Noninterest Income	$239,000	4,574
Total noninterest expense	$4,301,000	3,208
Salaries and employee benefits	$2,146,000	3,388
Premises and equipment expense	$600,000	3,349
Additional noninterest expense	$1,555,000	2,782
Pre-tax net operating income	$1,226,000	4,370
Securities gains (losses)	$28,000	2,876
Applicable income taxes	$352,000	3,972
Income before extraordinary items	$902,000	4,561
Extraordinary gains, net	$0	105
Net income	$902,000	4,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$367,000	1,951
Cash dividends	$135,000	5,458
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$881,840	4,516
2000-12-31 (YTD Data)		Rank
Total interest income	$10,395,000	3,295
Total interest expense	$6,649,000	2,525
Net interest income	$3,746,000	4,401
Provision for loan and lease losses	$1,916,000	632
Total noninterest income	$631,000	4,281
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$435,000	3,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	4,850
Total noninterest expense	$3,946,000	3,368
Salaries and employee benefits	$2,093,000	3,338
Premises and equipment expense	$406,000	4,463
Additional noninterest expense	$1,447,000	2,906
Pre-tax net operating income	$-1,485,000	9,785
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$-892,000	9,839
Income before extraordinary items	$-592,000	9,618
Extraordinary gains, net	$0	38
Net income	$-592,000	9,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$914,000	799
Cash dividends	$10,000	6,768
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-592,640	9,616
1999-12-31 (YTD Data)		Rank
Total interest income	$6,084,000	4,898
Total interest expense	$3,228,000	4,329
Net interest income	$2,856,000	5,353
Provision for loan and lease losses	$2,472,000	475
Total noninterest income	$573,000	4,565
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$401,000	3,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$172,000	5,286
Total noninterest expense	$2,967,000	4,249
Salaries and employee benefits	$1,463,000	4,424
Premises and equipment expense	$258,000	5,933
Additional noninterest expense	$1,246,000	3,314
Pre-tax net operating income	$-2,010,000	10,155
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-2,010,000	10,158
Extraordinary gains, net	$0	35
Net income	$-2,010,000	10,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,801,000	486
Cash dividends	$895,000	2,484
Sale, conversion, retirement of capital stock, net	$6,475,000	180
Net operating income	$-2,010,000	10,152
1998-12-31 (YTD Data)		Rank
Total interest income	$3,214,000	7,264
Total interest expense	$1,393,000	7,436
Net interest income	$1,821,000	7,008
Provision for loan and lease losses	$150,000	4,136
Total noninterest income	$453,000	5,227
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$325,000	3,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	6,053
Total noninterest expense	$1,432,000	6,877
Salaries and employee benefits	$644,000	7,503
Premises and equipment expense	$137,000	7,934
Additional noninterest expense	$651,000	5,441
Pre-tax net operating income	$692,000	6,518
Securities gains (losses)	$5,000	3,437
Applicable income taxes	$0	9,340
Income before extraordinary items	$697,000	5,632
Extraordinary gains, net	$0	32
Net income	$697,000	5,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	2,685
Cash dividends	$301,000	4,524
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$692,000	5,545
1997-12-31 (YTD Data)		Rank
Total interest income	$3,058,000	7,688
Total interest expense	$1,239,000	8,010
Net interest income	$1,819,000	7,275
Provision for loan and lease losses	$185,000	3,603
Total noninterest income	$448,000	5,342
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	4,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	5,821
Total noninterest expense	$1,219,000	7,606
Salaries and employee benefits	$616,000	7,812
Premises and equipment expense	$122,000	8,446
Additional noninterest expense	$481,000	6,666
Pre-tax net operating income	$863,000	6,275
Securities gains (losses)	$0	3,944
Applicable income taxes	$138,000	7,787
Income before extraordinary items	$725,000	5,789
Extraordinary gains, net	$0	44
Net income	$725,000	5,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,318
Cash dividends	$549,000	3,288
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$725,000	5,743
1996-12-31 (YTD Data)		Rank
Total interest income	$2,712,000	8,403
Total interest expense	$1,099,000	8,700
Net interest income	$1,613,000	8,000
Provision for loan and lease losses	$125,000	4,497
Total noninterest income	$424,000	5,762
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	8,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	3,623
Total noninterest expense	$1,168,000	8,075
Salaries and employee benefits	$598,000	8,145
Premises and equipment expense	$113,000	8,958
Additional noninterest expense	$457,000	7,407
Pre-tax net operating income	$744,000	6,734
Securities gains (losses)	$-8,000	10,177
Applicable income taxes	$233,000	6,668
Income before extraordinary items	$506,000	6,862
Extraordinary gains, net	$0	53
Net income	$506,000	6,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	3,129
Cash dividends	$205,000	5,357
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$511,440	6,761
1995-12-31 (YTD Data)		Rank
Total interest income	$2,477,000	9,011
Total interest expense	$948,000	9,434
Net interest income	$1,529,000	8,454
Provision for loan and lease losses	$250,000	2,552
Total noninterest income	$408,000	5,914
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$286,000	4,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	6,598
Total noninterest expense	$1,003,000	8,941
Salaries and employee benefits	$520,000	8,946
Premises and equipment expense	$105,000	9,481
Additional noninterest expense	$378,000	8,419
Pre-tax net operating income	$684,000	7,407
Securities gains (losses)	$10,000	2,384
Applicable income taxes	$220,000	7,096
Income before extraordinary items	$474,000	7,449
Extraordinary gains, net	$0	65
Net income	$474,000	7,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,278
Cash dividends	$240,000	5,079
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$467,200	7,470
1994-12-31 (YTD Data)		Rank
Total interest income	$2,017,000	9,776
Total interest expense	$724,000	9,969
Net interest income	$1,293,000	9,480
Provision for loan and lease losses	$105,000	4,433
Total noninterest income	$413,000	6,021
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$275,000	4,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	6,471
Total noninterest expense	$984,000	9,414
Salaries and employee benefits	$491,000	9,478
Premises and equipment expense	$93,000	10,249
Additional noninterest expense	$400,000	8,832
Pre-tax net operating income	$617,000	7,909
Securities gains (losses)	$0	3,600
Applicable income taxes	$182,000	7,671
Income before extraordinary items	$435,000	7,843
Extraordinary gains, net	$0	249
Net income	$435,000	7,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,686
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$435,000	7,905
1993-12-31 (YTD Data)		Rank
Total interest income	$1,938,000	10,301
Total interest expense	$691,000	10,636
Net interest income	$1,247,000	9,917
Provision for loan and lease losses	$51,000	7,396
Total noninterest income	$405,000	6,414
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$284,000	4,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	7,282
Total noninterest expense	$955,000	9,951
Salaries and employee benefits	$499,000	9,680
Premises and equipment expense	$96,000	10,570
Additional noninterest expense	$360,000	9,731
Pre-tax net operating income	$646,000	7,644
Securities gains (losses)	$18,000	4,806
Applicable income taxes	$218,000	7,290
Income before extraordinary items	$446,000	8,006
Extraordinary gains, net	$32,000	2,460
Net income	$478,000	7,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	7,819
Cash dividends	$202,000	5,352
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$433,940	7,847
1992-12-31 (YTD Data)		Rank
Total interest income	$2,069,000	10,759
Total interest expense	$813,000	11,265
Net interest income	$1,256,000	10,111
Provision for loan and lease losses	$110,000	7,010
Total noninterest income	$393,000	6,620
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$237,000	5,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$156,000	6,504
Total noninterest expense	$915,000	10,391
Salaries and employee benefits	$448,000	10,327
Premises and equipment expense	$111,000	10,343
Additional noninterest expense	$356,000	10,116
Pre-tax net operating income	$624,000	7,554
Securities gains (losses)	$29,000	5,046
Applicable income taxes	$205,000	7,460
Income before extraordinary items	$448,000	7,758
Extraordinary gains, net	$0	1,422
Net income	$448,000	7,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	5,743
Cash dividends	$471,000	2,946
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$427,990	7,590

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.