Home > First Star Bank, S.S.B. > Income and Expense
First Star Bank, S.S.B., Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,624,000 | 2,483 |
| Total interest expense | $680,000 | 3,372 |
| Net interest income | $8,944,000 | 2,370 |
| Provision for loan and lease losses | $40,000 | 3,914 |
| Total noninterest income | $1,231,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $539,000 | 2,160 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $692,000 | 2,840 |
| Total noninterest expense | $7,270,000 | 2,525 |
| Salaries and employee benefits | $3,796,000 | 2,612 |
| Premises and equipment expense | $1,433,000 | 1,633 |
| Additional noninterest expense | $2,041,000 | 2,839 |
| Pre-tax net operating income | $2,865,000 | 2,345 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $954,000 | 1,596 |
| Income before extraordinary items | $1,911,000 | 2,788 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,911,000 | 2,786 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,911,000 | 2,788 |
| Net charge-offs | $80,000 | 3,394 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,911,000 | 2,739 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,192,000 | 2,513 |
| Total interest expense | $509,000 | 3,415 |
| Net interest income | $6,683,000 | 2,393 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $865,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $406,000 | 2,159 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $459,000 | 3,026 |
| Total noninterest expense | $5,250,000 | 2,609 |
| Salaries and employee benefits | $2,633,000 | 2,765 |
| Premises and equipment expense | $1,074,000 | 1,649 |
| Additional noninterest expense | $1,543,000 | 2,819 |
| Pre-tax net operating income | $2,288,000 | 2,290 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $781,000 | 1,537 |
| Income before extraordinary items | $1,507,000 | 2,714 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,507,000 | 2,714 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,507,000 | 2,714 |
| Net charge-offs | $76,000 | 2,939 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,507,000 | 2,674 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,694,000 | 2,559 |
| Total interest expense | $342,000 | 3,438 |
| Net interest income | $4,352,000 | 2,438 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $619,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $267,000 | 2,155 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $352,000 | 2,822 |
| Total noninterest expense | $3,492,000 | 2,623 |
| Salaries and employee benefits | $1,795,000 | 2,739 |
| Premises and equipment expense | $692,000 | 1,724 |
| Additional noninterest expense | $1,005,000 | 2,873 |
| Pre-tax net operating income | $1,479,000 | 2,296 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $506,000 | 1,531 |
| Income before extraordinary items | $973,000 | 2,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $973,000 | 2,702 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $973,000 | 2,702 |
| Net charge-offs | $36,000 | 3,036 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $973,000 | 2,655 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 2,617 |
| Total interest expense | $170,000 | 3,504 |
| Net interest income | $2,109,000 | 2,506 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $283,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $131,000 | 2,169 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $152,000 | 2,951 |
| Total noninterest expense | $1,801,000 | 2,570 |
| Salaries and employee benefits | $916,000 | 2,716 |
| Premises and equipment expense | $361,000 | 1,665 |
| Additional noninterest expense | $524,000 | 2,780 |
| Pre-tax net operating income | $591,000 | 2,595 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $201,000 | 1,706 |
| Income before extraordinary items | $390,000 | 3,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $390,000 | 3,056 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $390,000 | 3,056 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $390,000 | 3,012 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,295,000 | 2,160 |
| Total interest expense | $869,000 | 3,263 |
| Net interest income | $10,426,000 | 2,022 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $2,037,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $587,000 | 2,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,450,000 | 1,889 |
| Total noninterest expense | $7,524,000 | 2,473 |
| Salaries and employee benefits | $3,963,000 | 2,498 |
| Premises and equipment expense | $1,277,000 | 1,815 |
| Additional noninterest expense | $2,284,000 | 2,684 |
| Pre-tax net operating income | $4,889,000 | 1,454 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,699,000 | 1,020 |
| Income before extraordinary items | $3,190,000 | 1,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,190,000 | 1,808 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,190,000 | 1,808 |
| Net charge-offs | $64,000 | 4,161 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,190,000 | 1,783 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,988,000 | 2,064 |
| Total interest expense | $681,000 | 3,233 |
| Net interest income | $8,307,000 | 1,926 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $1,719,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $435,000 | 2,131 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,284,000 | 1,739 |
| Total noninterest expense | $5,597,000 | 2,490 |
| Salaries and employee benefits | $2,852,000 | 2,593 |
| Premises and equipment expense | $971,000 | 1,812 |
| Additional noninterest expense | $1,774,000 | 2,584 |
| Pre-tax net operating income | $4,379,000 | 1,288 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,502,000 | 933 |
| Income before extraordinary items | $2,877,000 | 1,560 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,877,000 | 1,563 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,877,000 | 1,564 |
| Net charge-offs | $49,000 | 3,878 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,877,000 | 1,524 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 1,982 |
| Total interest expense | $463,000 | 3,252 |
| Net interest income | $5,806,000 | 1,835 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $1,199,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $279,000 | 2,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $920,000 | 1,684 |
| Total noninterest expense | $3,702,000 | 2,506 |
| Salaries and employee benefits | $1,894,000 | 2,620 |
| Premises and equipment expense | $634,000 | 1,834 |
| Additional noninterest expense | $1,174,000 | 2,591 |
| Pre-tax net operating income | $3,253,000 | 1,145 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,107,000 | 864 |
| Income before extraordinary items | $2,146,000 | 1,410 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,146,000 | 1,414 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,146,000 | 1,413 |
| Net charge-offs | $28,000 | 3,801 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,146,000 | 1,354 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 1,951 |
| Total interest expense | $238,000 | 3,280 |
| Net interest income | $2,981,000 | 1,796 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $491,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $140,000 | 2,146 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $351,000 | 2,009 |
| Total noninterest expense | $1,907,000 | 2,471 |
| Salaries and employee benefits | $917,000 | 2,721 |
| Premises and equipment expense | $302,000 | 1,958 |
| Additional noninterest expense | $688,000 | 2,262 |
| Pre-tax net operating income | $1,515,000 | 1,200 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $515,000 | 889 |
| Income before extraordinary items | $1,000,000 | 1,491 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,000,000 | 1,494 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,000,000 | 1,493 |
| Net charge-offs | $47,000 | 2,457 |
| Cash dividends | $150,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,000,000 | 1,431 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,036,000 | 2,174 |
| Total interest expense | $1,102,000 | 3,381 |
| Net interest income | $10,934,000 | 1,992 |
| Provision for loan and lease losses | $225,000 | 3,781 |
| Total noninterest income | $2,057,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $652,000 | 2,012 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,405,000 | 1,935 |
| Total noninterest expense | $6,834,000 | 2,714 |
| Salaries and employee benefits | $3,704,000 | 2,638 |
| Premises and equipment expense | $1,150,000 | 2,019 |
| Additional noninterest expense | $1,980,000 | 3,119 |
| Pre-tax net operating income | $5,932,000 | 1,193 |
| Securities gains (losses) | $402,000 | 1,109 |
| Applicable income taxes | $2,163,000 | 817 |
| Income before extraordinary items | $4,171,000 | 1,405 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,171,000 | 1,406 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,171,000 | 1,406 |
| Net charge-offs | $137,000 | 4,145 |
| Cash dividends | $400,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,905,680 | 1,397 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 2,316 |
| Total interest expense | $842,000 | 3,465 |
| Net interest income | $7,770,000 | 2,115 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $1,558,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $488,000 | 2,047 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,070,000 | 1,908 |
| Total noninterest expense | $4,729,000 | 2,926 |
| Salaries and employee benefits | $2,486,000 | 2,927 |
| Premises and equipment expense | $817,000 | 2,129 |
| Additional noninterest expense | $1,426,000 | 3,239 |
| Pre-tax net operating income | $4,449,000 | 1,206 |
| Securities gains (losses) | $401,000 | 894 |
| Applicable income taxes | $1,651,000 | 832 |
| Income before extraordinary items | $3,199,000 | 1,406 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,199,000 | 1,407 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,199,000 | 1,407 |
| Net charge-offs | $84,000 | 4,133 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,934,340 | 1,424 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 2,364 |
| Total interest expense | $576,000 | 3,495 |
| Net interest income | $5,065,000 | 2,156 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $1,042,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $307,000 | 2,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $735,000 | 1,859 |
| Total noninterest expense | $3,137,000 | 2,950 |
| Salaries and employee benefits | $1,659,000 | 2,937 |
| Premises and equipment expense | $515,000 | 2,238 |
| Additional noninterest expense | $963,000 | 3,220 |
| Pre-tax net operating income | $2,820,000 | 1,265 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $959,000 | 924 |
| Income before extraordinary items | $1,861,000 | 1,572 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,861,000 | 1,571 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,861,000 | 1,572 |
| Net charge-offs | $77,000 | 3,658 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,861,000 | 1,487 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 2,297 |
| Total interest expense | $313,000 | 3,425 |
| Net interest income | $2,636,000 | 2,085 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $501,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $150,000 | 2,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $351,000 | 1,920 |
| Total noninterest expense | $1,518,000 | 3,022 |
| Salaries and employee benefits | $820,000 | 2,976 |
| Premises and equipment expense | $247,000 | 2,313 |
| Additional noninterest expense | $451,000 | 3,344 |
| Pre-tax net operating income | $1,544,000 | 1,138 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $525,000 | 843 |
| Income before extraordinary items | $1,019,000 | 1,432 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,019,000 | 1,432 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,019,000 | 1,433 |
| Net charge-offs | $48,000 | 3,050 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,019,000 | 1,356 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,786,000 | 2,804 |
| Total interest expense | $1,418,000 | 3,580 |
| Net interest income | $8,368,000 | 2,616 |
| Provision for loan and lease losses | $25,000 | 6,126 |
| Total noninterest income | $1,538,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $744,000 | 1,889 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $794,000 | 2,459 |
| Total noninterest expense | $6,240,000 | 2,961 |
| Salaries and employee benefits | $3,264,000 | 2,916 |
| Premises and equipment expense | $973,000 | 2,460 |
| Additional noninterest expense | $2,003,000 | 3,142 |
| Pre-tax net operating income | $3,641,000 | 1,546 |
| Securities gains (losses) | $985,000 | 451 |
| Applicable income taxes | $1,652,000 | 922 |
| Income before extraordinary items | $2,974,000 | 1,628 |
| Extraordinary gains, net | $201,000 | 16 |
| Net income | $3,175,000 | 1,533 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,175,000 | 1,533 |
| Net charge-offs | $122,000 | 4,801 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,343,600 | 1,890 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 3,065 |
| Total interest expense | $1,070,000 | 3,669 |
| Net interest income | $5,686,000 | 2,883 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,174,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $586,000 | 1,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $588,000 | 2,455 |
| Total noninterest expense | $4,524,000 | 3,043 |
| Salaries and employee benefits | $2,262,000 | 3,117 |
| Premises and equipment expense | $742,000 | 2,453 |
| Additional noninterest expense | $1,520,000 | 3,117 |
| Pre-tax net operating income | $2,336,000 | 1,838 |
| Securities gains (losses) | $985,000 | 364 |
| Applicable income taxes | $1,201,000 | 946 |
| Income before extraordinary items | $2,120,000 | 1,755 |
| Extraordinary gains, net | $201,000 | 12 |
| Net income | $2,321,000 | 1,631 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,321,000 | 1,631 |
| Net charge-offs | $60,000 | 4,847 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,489,600 | 2,227 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 3,195 |
| Total interest expense | $735,000 | 3,698 |
| Net interest income | $3,579,000 | 3,026 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $754,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $398,000 | 1,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $356,000 | 2,618 |
| Total noninterest expense | $3,058,000 | 3,049 |
| Salaries and employee benefits | $1,549,000 | 3,068 |
| Premises and equipment expense | $483,000 | 2,517 |
| Additional noninterest expense | $1,026,000 | 3,144 |
| Pre-tax net operating income | $1,275,000 | 2,132 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $436,000 | 1,452 |
| Income before extraordinary items | $839,000 | 2,595 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $839,000 | 2,595 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $839,000 | 2,595 |
| Net charge-offs | $15,000 | 5,199 |
| Cash dividends | $100,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $839,000 | 2,509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 3,250 |
| Total interest expense | $381,000 | 3,711 |
| Net interest income | $1,747,000 | 3,093 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $359,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $202,000 | 1,736 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $157,000 | 2,827 |
| Total noninterest expense | $1,475,000 | 3,145 |
| Salaries and employee benefits | $800,000 | 3,000 |
| Premises and equipment expense | $227,000 | 2,691 |
| Additional noninterest expense | $448,000 | 3,463 |
| Pre-tax net operating income | $631,000 | 2,130 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $215,000 | 1,436 |
| Income before extraordinary items | $416,000 | 2,579 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $416,000 | 2,578 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $416,000 | 2,579 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $416,000 | 2,523 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,561,000 | 3,066 |
| Total interest expense | $1,725,000 | 3,949 |
| Net interest income | $7,836,000 | 2,779 |
| Provision for loan and lease losses | $350,000 | 4,639 |
| Total noninterest income | $1,602,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $854,000 | 1,723 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $748,000 | 2,587 |
| Total noninterest expense | $5,610,000 | 3,281 |
| Salaries and employee benefits | $3,111,000 | 3,014 |
| Premises and equipment expense | $842,000 | 2,865 |
| Additional noninterest expense | $1,657,000 | 3,741 |
| Pre-tax net operating income | $3,478,000 | 1,434 |
| Securities gains (losses) | $1,246,000 | 409 |
| Applicable income taxes | $1,612,000 | 860 |
| Income before extraordinary items | $3,112,000 | 1,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,112,000 | 1,362 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,112,000 | 1,363 |
| Net charge-offs | $80,000 | 5,598 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,289,640 | 1,724 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 3,211 |
| Total interest expense | $1,293,000 | 4,076 |
| Net interest income | $5,644,000 | 2,923 |
| Provision for loan and lease losses | $275,000 | 4,429 |
| Total noninterest income | $1,095,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $638,000 | 1,773 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $457,000 | 2,897 |
| Total noninterest expense | $3,943,000 | 3,466 |
| Salaries and employee benefits | $2,094,000 | 3,326 |
| Premises and equipment expense | $631,000 | 2,908 |
| Additional noninterest expense | $1,218,000 | 3,767 |
| Pre-tax net operating income | $2,521,000 | 1,562 |
| Securities gains (losses) | $1,233,000 | 341 |
| Applicable income taxes | $1,277,000 | 852 |
| Income before extraordinary items | $2,477,000 | 1,344 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,477,000 | 1,347 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,477,000 | 1,348 |
| Net charge-offs | $91,000 | 5,003 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,663,220 | 1,877 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 3,290 |
| Total interest expense | $874,000 | 4,139 |
| Net interest income | $3,682,000 | 2,981 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $684,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $430,000 | 1,766 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $254,000 | 3,104 |
| Total noninterest expense | $2,616,000 | 3,496 |
| Salaries and employee benefits | $1,408,000 | 3,323 |
| Premises and equipment expense | $420,000 | 2,934 |
| Additional noninterest expense | $788,000 | 3,829 |
| Pre-tax net operating income | $1,550,000 | 1,681 |
| Securities gains (losses) | $410,000 | 560 |
| Applicable income taxes | $668,000 | 973 |
| Income before extraordinary items | $1,292,000 | 1,686 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,292,000 | 1,685 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,292,000 | 1,686 |
| Net charge-offs | $77,000 | 4,511 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,021,400 | 1,993 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,417 |
| Total interest expense | $443,000 | 4,229 |
| Net interest income | $1,781,000 | 3,096 |
| Provision for loan and lease losses | $125,000 | 3,660 |
| Total noninterest income | $337,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $221,000 | 1,733 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $116,000 | 3,249 |
| Total noninterest expense | $1,319,000 | 3,505 |
| Salaries and employee benefits | $713,000 | 3,350 |
| Premises and equipment expense | $210,000 | 3,012 |
| Additional noninterest expense | $396,000 | 3,821 |
| Pre-tax net operating income | $674,000 | 1,890 |
| Securities gains (losses) | $237,000 | 462 |
| Applicable income taxes | $310,000 | 1,027 |
| Income before extraordinary items | $601,000 | 1,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $601,000 | 1,824 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $601,000 | 1,826 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $444,580 | 2,284 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 3,286 |
| Total interest expense | $2,301,000 | 4,098 |
| Net interest income | $7,494,000 | 2,883 |
| Provision for loan and lease losses | $490,000 | 4,578 |
| Total noninterest income | $1,205,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $881,000 | 1,888 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $324,000 | 3,872 |
| Total noninterest expense | $5,424,000 | 3,445 |
| Salaries and employee benefits | $3,144,000 | 3,045 |
| Premises and equipment expense | $830,000 | 3,029 |
| Additional noninterest expense | $1,450,000 | 4,179 |
| Pre-tax net operating income | $2,785,000 | 1,435 |
| Securities gains (losses) | $1,212,000 | 416 |
| Applicable income taxes | $1,371,000 | 754 |
| Income before extraordinary items | $2,626,000 | 1,278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,626,000 | 1,278 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,626,000 | 1,277 |
| Net charge-offs | $371,000 | 4,198 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,826,080 | 1,778 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,393,000 | 3,319 |
| Total interest expense | $1,824,000 | 4,091 |
| Net interest income | $5,569,000 | 2,910 |
| Provision for loan and lease losses | $340,000 | 4,414 |
| Total noninterest income | $880,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $648,000 | 1,923 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $232,000 | 4,032 |
| Total noninterest expense | $3,891,000 | 3,571 |
| Salaries and employee benefits | $2,216,000 | 3,244 |
| Premises and equipment expense | $606,000 | 3,132 |
| Additional noninterest expense | $1,069,000 | 4,204 |
| Pre-tax net operating income | $2,218,000 | 1,469 |
| Securities gains (losses) | $1,066,000 | 358 |
| Applicable income taxes | $1,153,000 | 757 |
| Income before extraordinary items | $2,131,000 | 1,256 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,131,000 | 1,254 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,131,000 | 1,256 |
| Net charge-offs | $170,000 | 4,449 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,438,100 | 1,805 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 3,339 |
| Total interest expense | $1,295,000 | 4,047 |
| Net interest income | $3,659,000 | 2,933 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $639,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $419,000 | 1,948 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $220,000 | 3,509 |
| Total noninterest expense | $2,514,000 | 3,700 |
| Salaries and employee benefits | $1,475,000 | 3,286 |
| Premises and equipment expense | $387,000 | 3,271 |
| Additional noninterest expense | $652,000 | 4,475 |
| Pre-tax net operating income | $1,594,000 | 1,440 |
| Securities gains (losses) | $719,000 | 381 |
| Applicable income taxes | $793,000 | 755 |
| Income before extraordinary items | $1,520,000 | 1,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,520,000 | 1,237 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,520,000 | 1,238 |
| Net charge-offs | $137,000 | 3,877 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,045,460 | 1,725 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 3,394 |
| Total interest expense | $683,000 | 4,014 |
| Net interest income | $1,769,000 | 3,014 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $316,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $191,000 | 2,043 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $125,000 | 3,277 |
| Total noninterest expense | $1,221,000 | 3,717 |
| Salaries and employee benefits | $734,000 | 3,334 |
| Premises and equipment expense | $180,000 | 3,497 |
| Additional noninterest expense | $307,000 | 4,346 |
| Pre-tax net operating income | $799,000 | 1,599 |
| Securities gains (losses) | $719,000 | 244 |
| Applicable income taxes | $519,000 | 648 |
| Income before extraordinary items | $999,000 | 1,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $999,000 | 1,088 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $999,000 | 1,088 |
| Net charge-offs | $43,000 | 3,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $524,460 | 1,926 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,726,000 | 3,606 |
| Total interest expense | $3,224,000 | 4,042 |
| Net interest income | $6,502,000 | 3,265 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $1,108,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $784,000 | 2,163 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $324,000 | 3,967 |
| Total noninterest expense | $4,826,000 | 3,664 |
| Salaries and employee benefits | $2,794,000 | 3,451 |
| Premises and equipment expense | $758,000 | 3,316 |
| Additional noninterest expense | $1,274,000 | 4,092 |
| Pre-tax net operating income | $2,664,000 | 1,994 |
| Securities gains (losses) | $318,000 | 524 |
| Applicable income taxes | $1,054,000 | 1,156 |
| Income before extraordinary items | $1,928,000 | 2,061 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,928,000 | 2,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 5,174 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,721,300 | 2,410 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 3,671 |
| Total interest expense | $2,457,000 | 4,127 |
| Net interest income | $4,824,000 | 3,318 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $788,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $595,000 | 2,157 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $193,000 | 4,490 |
| Total noninterest expense | $3,499,000 | 3,757 |
| Salaries and employee benefits | $2,050,000 | 3,537 |
| Premises and equipment expense | $558,000 | 3,385 |
| Additional noninterest expense | $891,000 | 4,241 |
| Pre-tax net operating income | $2,053,000 | 2,266 |
| Securities gains (losses) | $318,000 | 443 |
| Applicable income taxes | $806,000 | 1,365 |
| Income before extraordinary items | $1,565,000 | 2,247 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,565,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,232 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,355,120 | 2,644 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 3,845 |
| Total interest expense | $1,628,000 | 4,277 |
| Net interest income | $3,007,000 | 3,485 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $498,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $397,000 | 2,132 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $101,000 | 5,037 |
| Total noninterest expense | $2,227,000 | 3,922 |
| Salaries and employee benefits | $1,324,000 | 3,669 |
| Premises and equipment expense | $378,000 | 3,358 |
| Additional noninterest expense | $525,000 | 4,590 |
| Pre-tax net operating income | $1,278,000 | 2,488 |
| Securities gains (losses) | $318,000 | 432 |
| Applicable income taxes | $543,000 | 1,499 |
| Income before extraordinary items | $1,053,000 | 2,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,053,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,059 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $843,120 | 2,893 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 3,984 |
| Total interest expense | $808,000 | 4,482 |
| Net interest income | $1,457,000 | 3,558 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $248,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $202,000 | 2,063 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $1,125,000 | 3,893 |
| Salaries and employee benefits | $652,000 | 3,740 |
| Premises and equipment expense | $191,000 | 3,362 |
| Additional noninterest expense | $282,000 | 4,304 |
| Pre-tax net operating income | $580,000 | 2,784 |
| Securities gains (losses) | $138,000 | 571 |
| Applicable income taxes | $244,000 | 1,708 |
| Income before extraordinary items | $474,000 | 2,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $474,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $382,920 | 3,200 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,338,000 | 4,257 |
| Total interest expense | $2,919,000 | 4,875 |
| Net interest income | $5,419,000 | 3,766 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $1,000,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $812,000 | 2,111 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $188,000 | 5,191 |
| Total noninterest expense | $3,916,000 | 4,189 |
| Salaries and employee benefits | $2,307,000 | 3,940 |
| Premises and equipment expense | $550,000 | 4,084 |
| Additional noninterest expense | $1,059,000 | 4,457 |
| Pre-tax net operating income | $2,403,000 | 2,918 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $799,000 | 2,142 |
| Income before extraordinary items | $1,604,000 | 3,288 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,604,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,637 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,604,000 | 3,273 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 4,328 |
| Total interest expense | $2,117,000 | 4,968 |
| Net interest income | $3,995,000 | 3,828 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $743,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $600,000 | 2,110 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $143,000 | 5,190 |
| Total noninterest expense | $2,863,000 | 4,229 |
| Salaries and employee benefits | $1,662,000 | 4,046 |
| Premises and equipment expense | $401,000 | 4,167 |
| Additional noninterest expense | $800,000 | 4,362 |
| Pre-tax net operating income | $1,775,000 | 3,098 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $601,000 | 2,287 |
| Income before extraordinary items | $1,174,000 | 3,519 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,174,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,893 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,174,000 | 3,505 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 4,423 |
| Total interest expense | $1,344,000 | 5,097 |
| Net interest income | $2,615,000 | 3,893 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $512,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $406,000 | 2,087 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $106,000 | 5,014 |
| Total noninterest expense | $1,909,000 | 4,255 |
| Salaries and employee benefits | $1,096,000 | 4,118 |
| Premises and equipment expense | $273,000 | 4,124 |
| Additional noninterest expense | $540,000 | 4,332 |
| Pre-tax net operating income | $1,118,000 | 3,272 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $378,000 | 2,443 |
| Income before extraordinary items | $740,000 | 3,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $740,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,747 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $740,000 | 3,671 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 4,566 |
| Total interest expense | $621,000 | 5,291 |
| Net interest income | $1,266,000 | 3,991 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $254,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $194,000 | 2,101 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $940,000 | 4,320 |
| Salaries and employee benefits | $563,000 | 4,057 |
| Premises and equipment expense | $131,000 | 4,247 |
| Additional noninterest expense | $246,000 | 4,596 |
| Pre-tax net operating income | $520,000 | 3,434 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $177,000 | 2,563 |
| Income before extraordinary items | $343,000 | 3,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $343,000 | 3,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,654 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $343,000 | 3,851 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,827,000 | 4,641 |
| Total interest expense | $2,034,000 | 5,357 |
| Net interest income | $4,793,000 | 4,134 |
| Provision for loan and lease losses | $190,000 | 3,623 |
| Total noninterest income | $811,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $691,000 | 2,397 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 6,013 |
| Total noninterest expense | $3,635,000 | 4,278 |
| Salaries and employee benefits | $2,134,000 | 4,078 |
| Premises and equipment expense | $542,000 | 4,043 |
| Additional noninterest expense | $959,000 | 4,646 |
| Pre-tax net operating income | $1,779,000 | 3,921 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $612,000 | 2,860 |
| Income before extraordinary items | $1,167,000 | 4,337 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,167,000 | 4,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,090 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,167,000 | 4,316 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,004,000 | 4,689 |
| Total interest expense | $1,478,000 | 5,376 |
| Net interest income | $3,526,000 | 4,224 |
| Provision for loan and lease losses | $190,000 | 2,962 |
| Total noninterest income | $577,000 | 4,156 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $513,000 | 2,428 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,583 |
| Total noninterest expense | $2,717,000 | 4,270 |
| Salaries and employee benefits | $1,595,000 | 4,066 |
| Premises and equipment expense | $421,000 | 3,973 |
| Additional noninterest expense | $701,000 | 4,690 |
| Pre-tax net operating income | $1,196,000 | 4,308 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $407,000 | 3,154 |
| Income before extraordinary items | $789,000 | 4,732 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $789,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,597 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $789,000 | 4,725 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 4,726 |
| Total interest expense | $953,000 | 5,354 |
| Net interest income | $2,298,000 | 4,295 |
| Provision for loan and lease losses | $170,000 | 2,399 |
| Total noninterest income | $384,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $323,000 | 2,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,057 |
| Total noninterest expense | $1,805,000 | 4,292 |
| Salaries and employee benefits | $1,055,000 | 4,105 |
| Premises and equipment expense | $283,000 | 3,946 |
| Additional noninterest expense | $467,000 | 4,688 |
| Pre-tax net operating income | $707,000 | 4,611 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $241,000 | 3,365 |
| Income before extraordinary items | $466,000 | 5,060 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $466,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,468 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $466,000 | 5,045 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,777 |
| Total interest expense | $462,000 | 5,333 |
| Net interest income | $1,101,000 | 4,427 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $176,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $150,000 | 2,603 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $852,000 | 4,495 |
| Salaries and employee benefits | $515,000 | 4,197 |
| Premises and equipment expense | $128,000 | 4,229 |
| Additional noninterest expense | $209,000 | 5,045 |
| Pre-tax net operating income | $335,000 | 4,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $221,000 | 5,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $221,000 | 5,104 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 4,772 |
| Total interest expense | $1,317,000 | 5,592 |
| Net interest income | $4,340,000 | 4,376 |
| Provision for loan and lease losses | $415,000 | 2,215 |
| Total noninterest income | $711,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $539,000 | 2,901 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $172,000 | 5,473 |
| Total noninterest expense | $3,053,000 | 4,709 |
| Salaries and employee benefits | $1,819,000 | 4,443 |
| Premises and equipment expense | $411,000 | 4,769 |
| Additional noninterest expense | $823,000 | 5,073 |
| Pre-tax net operating income | $1,583,000 | 4,248 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $544,000 | 3,230 |
| Income before extraordinary items | $1,039,000 | 4,727 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,039,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,495 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,039,000 | 4,699 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 4,754 |
| Total interest expense | $919,000 | 5,676 |
| Net interest income | $3,300,000 | 4,341 |
| Provision for loan and lease losses | $325,000 | 2,053 |
| Total noninterest income | $545,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $397,000 | 2,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 5,207 |
| Total noninterest expense | $2,224,000 | 4,768 |
| Salaries and employee benefits | $1,371,000 | 4,387 |
| Premises and equipment expense | $283,000 | 5,031 |
| Additional noninterest expense | $570,000 | 5,274 |
| Pre-tax net operating income | $1,296,000 | 4,127 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $444,000 | 3,144 |
| Income before extraordinary items | $852,000 | 4,590 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $852,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,505 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $852,000 | 4,549 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 4,709 |
| Total interest expense | $590,000 | 5,606 |
| Net interest income | $2,215,000 | 4,282 |
| Provision for loan and lease losses | $235,000 | 1,900 |
| Total noninterest income | $359,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $255,000 | 2,976 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $104,000 | 5,107 |
| Total noninterest expense | $1,478,000 | 4,773 |
| Salaries and employee benefits | $916,000 | 4,355 |
| Premises and equipment expense | $193,000 | 4,940 |
| Additional noninterest expense | $369,000 | 5,361 |
| Pre-tax net operating income | $861,000 | 4,102 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $294,000 | 3,139 |
| Income before extraordinary items | $567,000 | 4,568 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $567,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,627 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $567,000 | 4,512 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 4,767 |
| Total interest expense | $277,000 | 5,696 |
| Net interest income | $1,093,000 | 4,337 |
| Provision for loan and lease losses | $130,000 | 1,632 |
| Total noninterest income | $187,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $130,000 | 2,849 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $735,000 | 4,819 |
| Salaries and employee benefits | $465,000 | 4,323 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $173,000 | 5,535 |
| Pre-tax net operating income | $415,000 | 4,163 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $141,000 | 3,203 |
| Income before extraordinary items | $274,000 | 4,620 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $274,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $274,000 | 4,577 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 4,920 |
| Total interest expense | $809,000 | 6,225 |
| Net interest income | $4,087,000 | 4,414 |
| Provision for loan and lease losses | $435,000 | 2,215 |
| Total noninterest income | $881,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $597,000 | 2,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $284,000 | 4,365 |
| Total noninterest expense | $3,035,000 | 4,617 |
| Salaries and employee benefits | $1,707,000 | 4,507 |
| Premises and equipment expense | $452,000 | 4,387 |
| Additional noninterest expense | $876,000 | 4,788 |
| Pre-tax net operating income | $1,498,000 | 4,250 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $515,000 | 3,299 |
| Income before extraordinary items | $983,000 | 4,751 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $983,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,470 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $983,000 | 4,669 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 4,980 |
| Total interest expense | $566,000 | 6,383 |
| Net interest income | $3,019,000 | 4,446 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $685,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $453,000 | 2,702 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $232,000 | 4,208 |
| Total noninterest expense | $2,255,000 | 4,620 |
| Salaries and employee benefits | $1,251,000 | 4,546 |
| Premises and equipment expense | $339,000 | 4,382 |
| Additional noninterest expense | $665,000 | 4,711 |
| Pre-tax net operating income | $1,179,000 | 4,200 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $408,000 | 3,267 |
| Income before extraordinary items | $771,000 | 4,723 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $771,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,105 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $771,000 | 4,630 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 5,066 |
| Total interest expense | $376,000 | 6,435 |
| Net interest income | $1,957,000 | 4,542 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $475,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $303,000 | 2,690 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $172,000 | 4,044 |
| Total noninterest expense | $1,516,000 | 4,631 |
| Salaries and employee benefits | $836,000 | 4,565 |
| Premises and equipment expense | $218,000 | 4,496 |
| Additional noninterest expense | $462,000 | 4,590 |
| Pre-tax net operating income | $736,000 | 4,335 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $253,000 | 3,373 |
| Income before extraordinary items | $483,000 | 4,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $483,000 | 4,729 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 5,188 |
| Total interest expense | $191,000 | 6,459 |
| Net interest income | $936,000 | 4,688 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $213,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $147,000 | 2,717 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $66,000 | 4,555 |
| Total noninterest expense | $772,000 | 4,590 |
| Salaries and employee benefits | $401,000 | 4,728 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $258,000 | 4,212 |
| Pre-tax net operating income | $287,000 | 4,913 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $189,000 | 5,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,486 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $189,000 | 5,357 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 5,028 |
| Total interest expense | $1,167,000 | 5,655 |
| Net interest income | $3,639,000 | 4,668 |
| Provision for loan and lease losses | $303,000 | 3,132 |
| Total noninterest income | $882,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $641,000 | 2,553 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $241,000 | 4,918 |
| Total noninterest expense | $3,030,000 | 4,580 |
| Salaries and employee benefits | $1,690,000 | 4,463 |
| Premises and equipment expense | $435,000 | 4,462 |
| Additional noninterest expense | $905,000 | 4,606 |
| Pre-tax net operating income | $1,188,000 | 4,711 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $410,000 | 3,728 |
| Income before extraordinary items | $778,000 | 5,308 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $778,000 | 5,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,682 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $778,000 | 5,161 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 4,986 |
| Total interest expense | $956,000 | 5,518 |
| Net interest income | $2,760,000 | 4,653 |
| Provision for loan and lease losses | $243,000 | 2,906 |
| Total noninterest income | $719,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $497,000 | 2,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,590 |
| Total noninterest expense | $2,259,000 | 4,579 |
| Salaries and employee benefits | $1,247,000 | 4,485 |
| Premises and equipment expense | $328,000 | 4,456 |
| Additional noninterest expense | $684,000 | 4,540 |
| Pre-tax net operating income | $977,000 | 4,604 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $333,000 | 3,742 |
| Income before extraordinary items | $644,000 | 5,203 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $644,000 | 5,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,374 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $644,000 | 5,026 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 5,035 |
| Total interest expense | $668,000 | 5,489 |
| Net interest income | $1,795,000 | 4,720 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $452,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $339,000 | 2,407 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $113,000 | 5,110 |
| Total noninterest expense | $1,499,000 | 4,592 |
| Salaries and employee benefits | $840,000 | 4,460 |
| Premises and equipment expense | $211,000 | 4,557 |
| Additional noninterest expense | $448,000 | 4,612 |
| Pre-tax net operating income | $663,000 | 4,572 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $227,000 | 3,717 |
| Income before extraordinary items | $436,000 | 5,179 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $436,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,718 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $436,000 | 4,973 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 5,173 |
| Total interest expense | $334,000 | 5,590 |
| Net interest income | $861,000 | 4,839 |
| Provision for loan and lease losses | $54,000 | 3,580 |
| Total noninterest income | $184,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $163,000 | 2,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $739,000 | 4,627 |
| Salaries and employee benefits | $438,000 | 4,336 |
| Premises and equipment expense | $104,000 | 4,580 |
| Additional noninterest expense | $197,000 | 5,007 |
| Pre-tax net operating income | $252,000 | 5,262 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $86,000 | 4,218 |
| Income before extraordinary items | $166,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,327 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $166,000 | 5,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 4,957 |
| Total interest expense | $1,910,000 | 4,956 |
| Net interest income | $3,413,000 | 4,835 |
| Provision for loan and lease losses | $635,000 | 1,966 |
| Total noninterest income | $946,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $750,000 | 2,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 5,074 |
| Total noninterest expense | $2,862,000 | 4,616 |
| Salaries and employee benefits | $1,627,000 | 4,405 |
| Premises and equipment expense | $434,000 | 4,369 |
| Additional noninterest expense | $801,000 | 4,919 |
| Pre-tax net operating income | $862,000 | 5,586 |
| Securities gains (losses) | $169,000 | 1,285 |
| Applicable income taxes | $355,000 | 4,124 |
| Income before extraordinary items | $676,000 | 5,640 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $676,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,713 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $564,460 | 5,970 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 5,190 |
| Total interest expense | $2,894,000 | 4,862 |
| Net interest income | $2,769,000 | 5,353 |
| Provision for loan and lease losses | $117,000 | 5,349 |
| Total noninterest income | $545,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $525,000 | 2,735 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $2,352,000 | 5,168 |
| Salaries and employee benefits | $1,355,000 | 4,877 |
| Premises and equipment expense | $413,000 | 4,502 |
| Additional noninterest expense | $584,000 | 5,939 |
| Pre-tax net operating income | $845,000 | 5,347 |
| Securities gains (losses) | $202,000 | 1,184 |
| Applicable income taxes | $370,000 | 3,878 |
| Income before extraordinary items | $677,000 | 5,308 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $677,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,410 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $545,700 | 5,749 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 5,558 |
| Total interest expense | $2,512,000 | 5,542 |
| Net interest income | $2,749,000 | 5,469 |
| Provision for loan and lease losses | $-81,000 | 9,798 |
| Total noninterest income | $519,000 | 4,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $2,276,000 | 5,202 |
| Salaries and employee benefits | $1,252,000 | 5,039 |
| Premises and equipment expense | $431,000 | 4,268 |
| Additional noninterest expense | $593,000 | 5,841 |
| Pre-tax net operating income | $1,073,000 | 5,078 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $335,000 | 4,351 |
| Income before extraordinary items | $738,000 | 5,267 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $738,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,831 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $738,000 | 5,271 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 5,358 |
| Total interest expense | $2,522,000 | 5,168 |
| Net interest income | $2,786,000 | 5,445 |
| Provision for loan and lease losses | $511,000 | 1,732 |
| Total noninterest income | $500,000 | 4,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,886 |
| Total noninterest expense | $2,202,000 | 5,325 |
| Salaries and employee benefits | $1,250,000 | 5,021 |
| Premises and equipment expense | $326,000 | 5,213 |
| Additional noninterest expense | $626,000 | 5,669 |
| Pre-tax net operating income | $573,000 | 6,819 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $261,000 | 5,107 |
| Income before extraordinary items | $312,000 | 7,525 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $312,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,405 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $312,000 | 7,498 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 5,572 |
| Total interest expense | $2,511,000 | 5,350 |
| Net interest income | $2,637,000 | 5,640 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $354,000 | 5,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,804,000 | 5,988 |
| Salaries and employee benefits | $1,140,000 | 5,263 |
| Premises and equipment expense | $212,000 | 6,540 |
| Additional noninterest expense | $452,000 | 6,786 |
| Pre-tax net operating income | $1,087,000 | 5,168 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $372,000 | 4,610 |
| Income before extraordinary items | $715,000 | 5,541 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $715,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $715,000 | 5,436 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 6,462 |
| Total interest expense | $1,868,000 | 6,530 |
| Net interest income | $2,343,000 | 6,303 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $278,000 | 6,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $1,578,000 | 6,584 |
| Salaries and employee benefits | $957,000 | 6,015 |
| Premises and equipment expense | $193,000 | 6,970 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $983,000 | 5,885 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $341,000 | 5,384 |
| Income before extraordinary items | $659,000 | 6,072 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $659,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $647,780 | 6,081 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 6,925 |
| Total interest expense | $1,625,000 | 7,269 |
| Net interest income | $2,313,000 | 6,545 |
| Provision for loan and lease losses | $161,000 | 3,912 |
| Total noninterest income | $317,000 | 6,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $1,534,000 | 7,014 |
| Salaries and employee benefits | $899,000 | 6,471 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $478,000 | 7,223 |
| Pre-tax net operating income | $935,000 | 5,971 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $318,000 | 5,629 |
| Income before extraordinary items | $617,000 | 6,169 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $617,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,811 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $617,000 | 6,108 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 7,549 |
| Total interest expense | $1,403,000 | 7,971 |
| Net interest income | $2,097,000 | 7,089 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $318,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $1,454,000 | 7,419 |
| Salaries and employee benefits | $852,000 | 6,807 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $479,000 | 7,436 |
| Pre-tax net operating income | $915,000 | 6,345 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $311,000 | 5,867 |
| Income before extraordinary items | $604,000 | 6,596 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $604,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,529 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $604,000 | 6,579 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 8,427 |
| Total interest expense | $1,034,000 | 8,544 |
| Net interest income | $1,737,000 | 8,209 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $327,000 | 6,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $1,364,000 | 8,025 |
| Salaries and employee benefits | $759,000 | 7,452 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $492,000 | 7,927 |
| Pre-tax net operating income | $656,000 | 7,669 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $216,000 | 7,080 |
| Income before extraordinary items | $440,000 | 7,808 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $440,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $440,000 | 7,859 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 8,332 |
| Total interest expense | $1,071,000 | 8,795 |
| Net interest income | $1,931,000 | 7,893 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $375,000 | 6,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,963 |
| Total noninterest expense | $1,427,000 | 8,084 |
| Salaries and employee benefits | $765,000 | 7,537 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $533,000 | 7,925 |
| Pre-tax net operating income | $865,000 | 6,491 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $300,000 | 6,085 |
| Income before extraordinary items | $565,000 | 7,040 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $565,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $565,000 | 6,783 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 8,696 |
| Total interest expense | $1,405,000 | 8,831 |
| Net interest income | $1,758,000 | 8,474 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $381,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,066 |
| Total noninterest expense | $1,359,000 | 8,442 |
| Salaries and employee benefits | $676,000 | 8,174 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $581,000 | 7,681 |
| Pre-tax net operating income | $722,000 | 6,980 |
| Securities gains (losses) | $102,000 | 2,973 |
| Applicable income taxes | $281,000 | 6,199 |
| Income before extraordinary items | $543,000 | 6,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $543,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $475,680 | 7,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.