First Southern Bank

Status:Inactive as of 2014-06-02
 Merger - Without Assistance
Successor Bank:CenterState Bank of Florida
Headquarters:First Southern Bank
7301 West Palmetto Park Road
Boca Raton, FL 33434
Established:1987-09-14
FDIC Insurance:1987-09-14
FDIC Cert:#27044
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:17
Total Assets:$1,042,140,000
Total Deposits:$882,020,000

History

1987-09-14Institution established: Original name:First Southern Bank
2010-09-24Acquired Haven Trust Bank Florida (58308) in PONTE VEDRA BEACH, FL as part of a government assisted transaction.
2011-01-07Acquired First Commercial Bank of Florida (34965) in ORLANDO, FL as part of a government assisted transaction.
2014-06-02Merged into and subsequently operated as part of CenterState Bank of Florida, National Association (33555) in WINTER HAVEN, FL

Historical Financial Information

2014-03-31Rank
# of Employees:179815
Assets and Liabilities
Total Assets:$1,042,140,000647
Cash and due from depository institutions$121,607,000815
Interest-bearing balances$111,861,000331
Securities$214,509,000714
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$619,839,000687
Loan loss allowance$11,077,000594
Trading account assets$0247
Bank premises and fixed assets$13,193,000885
Other real estate owned$31,297,000815
Goodwill and other intangibles$24,198,000288
All other assets$17,497,0001,156
Life insurance assets$2,544,0002,405
Total liabilities and capital$1,042,140,000647
Total liabilities$884,960,000688
Total deposits$882,020,000635
Interest-bearing deposits$652,394,000695
Deposits held in domestic offices$882,020,000632
% insured80.01%4,693
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$2,940,0001,450
Total equity capital$157,180,000486
Total bank equity capital$157,180,000485
Perpetual preferred stock$0201
Common stock$98,283,00040
Surplus$96,136,000418
Undivided profits$-37,239,0006,658
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$20,559,000376
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$2,141,0001,137
Earning assets$946,209,000651
Long-term assets (5+ years)$417,390,000572
Average Assets, year-to-date$1,043,135,000643
Average Assets, quarterly$1,043,135,000643
Volatile liabilities$34,094,0001,277
Insider loans$750,0003,925
FHLB advances$03,598
Loans and leases held for sale$01,833
Unused loan commitments$46,943,0001,514
Tier 1 (core) risk-based capital$137,514,000512
Tier 2 risk-based capital$9,017,000587
Total risk weighted assets$719,319,000643
Total unused commitments$46,943,0001,514
Derivatives$01,405
2013-12-31Rank
# of Employees:192758
Assets and Liabilities
Total Assets:$1,044,130,000639
Cash and due from depository institutions$105,934,000758
Interest-bearing balances$97,276,000360
Securities$229,535,000667
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$622,616,000679
Loan loss allowance$12,876,000517
Trading account assets$0247
Bank premises and fixed assets$11,519,0001,028
Other real estate owned$32,546,000758
Goodwill and other intangibles$24,235,000285
All other assets$17,745,0001,168
Life insurance assets$2,529,0002,398
Total liabilities and capital$1,044,130,000639
Total liabilities$890,470,000671
Total deposits$887,000,000625
Interest-bearing deposits$682,343,000646
Deposits held in domestic offices$887,000,000624
% insured79.24%4,840
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$3,470,0001,296
Total equity capital$153,660,000485
Total bank equity capital$153,660,000485
Perpetual preferred stock$0206
Common stock$98,283,00040
Surplus$96,136,000417
Undivided profits$-40,759,0006,735
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$22,788,000365
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$2,003,0001,282
Earning assets$949,427,000637
Long-term assets (5+ years)$343,908,000678
Average Assets, year-to-date$1,021,043,200645
Average Assets, quarterly$1,041,476,000637
Volatile liabilities$35,951,0001,226
Insider loans$1,200,0003,266
FHLB advances$03,709
Loans and leases held for sale$01,902
Unused loan commitments$53,149,0001,333
Tier 1 (core) risk-based capital$135,481,000516
Tier 2 risk-based capital$9,122,000574
Total risk weighted assets$726,039,000626
Total unused commitments$53,149,0001,333
Derivatives$01,395
2013-09-30Rank
# of Employees:190776
Assets and Liabilities
Total Assets:$1,038,822,000644
Cash and due from depository institutions$140,199,000776
Interest-bearing balances$130,315,000278
Securities$262,985,000592
Federal funds sold & reverse repurchase agreements$211,0002,564
Net loans & leases$543,765,000780
Loan loss allowance$14,415,000485
Trading account assets$0248
Bank premises and fixed assets$9,388,0001,254
Other real estate owned$35,780,000776
Goodwill and other intangibles$24,293,000282
All other assets$22,201,000951
Life insurance assets$2,512,0002,367
Total liabilities and capital$1,038,822,000644
Total liabilities$884,859,000680
Total deposits$881,406,000630
Interest-bearing deposits$669,041,000655
Deposits held in domestic offices$881,406,000629
% insured79.52%5,029
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$3,453,0001,374
Total equity capital$153,963,000485
Total bank equity capital$153,963,000485
Perpetual preferred stock$0217
Common stock$98,283,00039
Surplus$96,136,000418
Undivided profits$-40,456,0006,811
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$46,681,000203
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$6,378,000380
Earning assets$937,276,000646
Long-term assets (5+ years)$379,591,000610
Average Assets, year-to-date$1,015,271,500652
Average Assets, quarterly$1,028,953,000646
Volatile liabilities$39,208,0001,123
Insider loans$1,200,0003,278
FHLB advances$03,717
Loans and leases held for sale$02,008
Unused loan commitments$47,234,0001,478
Tier 1 (core) risk-based capital$134,421,000519
Tier 2 risk-based capital$8,541,000617
Total risk weighted assets$677,390,000661
Total unused commitments$47,234,0001,478
Derivatives$01,430
2013-06-30Rank
# of Employees:188785
Assets and Liabilities
Total Assets:$1,019,084,000654
Cash and due from depository institutions$125,282,000785
Interest-bearing balances$116,774,000302
Securities$263,482,000591
Federal funds sold & reverse repurchase agreements$2,000,0001,601
Net loans & leases$536,843,000775
Loan loss allowance$15,486,000470
Trading account assets$0250
Bank premises and fixed assets$9,660,0001,218
Other real estate owned$33,245,000785
Goodwill and other intangibles$24,353,000278
All other assets$24,219,000873
Life insurance assets$2,496,0002,340
Total liabilities and capital$1,019,084,000654
Total liabilities$866,782,000680
Total deposits$864,124,000627
Interest-bearing deposits$668,371,000650
Deposits held in domestic offices$864,124,000625
% insured65.51%6,450
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$2,658,0001,618
Total equity capital$152,302,000488
Total bank equity capital$152,302,000488
Perpetual preferred stock$0228
Common stock$98,283,00039
Surplus$96,137,000419
Undivided profits$-42,118,0006,859
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$58,585,000178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$6,506,000360
Earning assets$919,099,000652
Long-term assets (5+ years)$329,159,000664
Average Assets, year-to-date$1,007,421,330655
Average Assets, quarterly$1,007,284,000653
Volatile liabilities$39,667,0001,079
Insider loans$1,200,0003,313
FHLB advances$03,718
Loans and leases held for sale$02,138
Unused loan commitments$39,779,0001,655
Tier 1 (core) risk-based capital$132,936,000517
Tier 2 risk-based capital$8,376,000628
Total risk weighted assets$662,988,000669
Total unused commitments$39,779,0001,655
Derivatives$01,417
2013-03-31Rank
# of Employees:186798
Assets and Liabilities
Total Assets:$995,484,000671
Cash and due from depository institutions$156,562,000798
Interest-bearing balances$149,369,000276
Securities$225,855,000690
Federal funds sold & reverse repurchase agreements$1,240,0002,328
Net loans & leases$513,996,000801
Loan loss allowance$19,698,000388
Trading account assets$0242
Bank premises and fixed assets$9,789,0001,209
Other real estate owned$37,686,000798
Goodwill and other intangibles$24,413,000278
All other assets$25,943,000816
Life insurance assets$2,479,0002,319
Total liabilities and capital$995,484,000671
Total liabilities$838,692,000706
Total deposits$835,935,000646
Interest-bearing deposits$654,079,000672
Deposits held in domestic offices$835,935,000645
% insured66.85%6,448
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$2,757,0001,606
Total equity capital$156,792,000485
Total bank equity capital$156,792,000485
Perpetual preferred stock$0239
Common stock$98,283,00038
Surplus$96,137,000420
Undivided profits$-37,628,0006,933
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$72,007,000176
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$7,161,000332
Earning assets$890,460,000679
Long-term assets (5+ years)$280,587,000765
Average Assets, year-to-date$1,001,590,000667
Average Assets, quarterly$1,001,590,000667
Volatile liabilities$37,833,0001,122
Insider loans$1,200,0003,332
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$36,735,0001,740
Tier 1 (core) risk-based capital$132,762,000519
Tier 2 risk-based capital$8,004,000655
Total risk weighted assets$628,623,000693
Total unused commitments$36,735,0001,740
Derivatives$01,405
2012-12-31Rank
# of Employees:171871
Assets and Liabilities
Total Assets:$1,007,696,000666
Cash and due from depository institutions$133,029,000871
Interest-bearing balances$122,957,000318
Securities$247,383,000620
Federal funds sold & reverse repurchase agreements$1,251,0002,189
Net loans & leases$520,252,000795
Loan loss allowance$20,174,000383
Trading account assets$0243
Bank premises and fixed assets$9,765,0001,202
Other real estate owned$42,910,000871
Goodwill and other intangibles$24,472,000280
All other assets$28,634,000752
Life insurance assets$2,463,0002,293
Total liabilities and capital$1,007,696,000666
Total liabilities$850,766,000696
Total deposits$847,824,000643
Interest-bearing deposits$660,688,000665
Deposits held in domestic offices$847,824,000643
% insured72.34%6,583
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$2,942,0001,560
Total equity capital$156,930,000485
Total bank equity capital$156,930,000484
Perpetual preferred stock$0246
Common stock$98,283,00038
Surplus$96,137,000422
Undivided profits$-37,490,0006,994
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$82,289,000164
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$7,501,000320
Earning assets$891,843,000676
Long-term assets (5+ years)$291,490,000723
Average Assets, year-to-date$983,599,400668
Average Assets, quarterly$1,001,814,500661
Volatile liabilities$37,192,0001,190
Insider loans$1,200,0003,366
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$35,932,0001,699
Tier 1 (core) risk-based capital$132,203,000515
Tier 2 risk-based capital$8,232,000647
Total risk weighted assets$646,657,000685
Total unused commitments$35,932,0001,699
Derivatives$01,366
2012-09-30Rank
# of Employees:171872
Assets and Liabilities
Total Assets:$995,933,000667
Cash and due from depository institutions$143,252,000872
Interest-bearing balances$132,035,000294
Securities$233,722,000667
Federal funds sold & reverse repurchase agreements$10,0003,366
Net loans & leases$518,034,000801
Loan loss allowance$18,009,000435
Trading account assets$0231
Bank premises and fixed assets$9,896,0001,189
Other real estate owned$38,052,000872
Goodwill and other intangibles$24,554,000279
All other assets$28,413,000766
Life insurance assets$2,446,0002,251
Total liabilities and capital$995,933,000667
Total liabilities$835,715,000704
Total deposits$829,995,000651
Interest-bearing deposits$665,312,000657
Deposits held in domestic offices$829,995,000649
% insured75.07%6,560
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$5,720,000989
Total equity capital$160,218,000475
Total bank equity capital$160,218,000475
Perpetual preferred stock$0250
Common stock$98,283,00039
Surplus$96,137,000420
Undivided profits$-34,202,0007,085
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$101,840,000150
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$8,076,000312
Earning assets$883,801,000682
Long-term assets (5+ years)$237,532,000853
Average Assets, year-to-date$977,575,250676
Average Assets, quarterly$987,406,500671
Volatile liabilities$35,147,0001,289
Insider loans$1,200,0003,442
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$32,979,0001,817
Tier 1 (core) risk-based capital$134,104,000508
Tier 2 risk-based capital$8,054,000653
Total risk weighted assets$634,384,000686
Total unused commitments$32,979,0001,817
Derivatives$01,366
2012-06-30Rank
# of Employees:168900
Assets and Liabilities
Total Assets:$978,880,000677
Cash and due from depository institutions$125,512,000900
Interest-bearing balances$115,364,000337
Securities$219,637,000699
Federal funds sold & reverse repurchase agreements$10,0003,491
Net loans & leases$530,603,000775
Loan loss allowance$18,361,000423
Trading account assets$0211
Bank premises and fixed assets$10,060,0001,158
Other real estate owned$33,057,000900
Goodwill and other intangibles$24,637,000275
All other assets$35,364,000635
Life insurance assets$2,430,0002,222
Total liabilities and capital$978,880,000677
Total liabilities$819,099,000724
Total deposits$815,324,000663
Interest-bearing deposits$657,064,000667
Deposits held in domestic offices$815,324,000660
% insured76.93%6,466
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$3,775,0001,314
Total equity capital$159,781,000470
Total bank equity capital$159,781,000470
Perpetual preferred stock$0254
Common stock$98,283,00038
Surplus$96,137,000413
Undivided profits$-34,639,0007,151
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$110,690,000153
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$7,368,000323
Earning assets$865,614,000698
Long-term assets (5+ years)$222,161,000895
Average Assets, year-to-date$971,456,000683
Average Assets, quarterly$977,418,500679
Volatile liabilities$33,813,0001,333
Insider loans$1,200,0003,452
FHLB advances$03,987
Loans and leases held for sale$02,185
Unused loan commitments$29,860,0001,924
Tier 1 (core) risk-based capital$133,565,000504
Tier 2 risk-based capital$8,123,000656
Total risk weighted assets$639,565,000680
Total unused commitments$29,860,0001,924
Derivatives$01,332
2012-03-31Rank
# of Employees:172862
Assets and Liabilities
Total Assets:$975,957,000683
Cash and due from depository institutions$73,046,000862
Interest-bearing balances$64,965,000681
Securities$236,505,000670
Federal funds sold & reverse repurchase agreements$40,0003,657
Net loans & leases$556,575,000723
Loan loss allowance$13,205,000598
Trading account assets$0215
Bank premises and fixed assets$10,115,0001,152
Other real estate owned$32,916,000862
Goodwill and other intangibles$24,721,000271
All other assets$42,039,000530
Life insurance assets$2,412,0002,210
Total liabilities and capital$975,957,000683
Total liabilities$810,224,000731
Total deposits$808,470,000665
Interest-bearing deposits$654,188,000671
Deposits held in domestic offices$808,470,000663
% insured76.92%6,516
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$1,754,0002,255
Total equity capital$165,733,000449
Total bank equity capital$165,733,000449
Perpetual preferred stock$0259
Common stock$98,283,00039
Surplus$96,137,000408
Undivided profits$-28,687,0007,188
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$113,625,000159
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$7,728,000315
Earning assets$858,085,000704
Long-term assets (5+ years)$286,352,000707
Average Assets, year-to-date$967,744,000686
Average Assets, quarterly$967,744,000686
Volatile liabilities$32,652,0001,389
Insider loans$1,200,0003,490
FHLB advances$04,028
Loans and leases held for sale$02,171
Unused loan commitments$24,075,0002,321
Tier 1 (core) risk-based capital$139,444,000469
Tier 2 risk-based capital$8,385,000625
Total risk weighted assets$665,995,000649
Total unused commitments$24,075,0002,321
Derivatives$01,297
2011-12-31Rank
# of Employees:174859
Assets and Liabilities
Total Assets:$959,531,000689
Cash and due from depository institutions$115,264,000859
Interest-bearing balances$106,106,000371
Securities$142,797,0001,050
Federal funds sold & reverse repurchase agreements$10,0003,606
Net loans & leases$583,925,000706
Loan loss allowance$13,679,000586
Trading account assets$0205
Bank premises and fixed assets$10,193,0001,140
Other real estate owned$36,354,000859
Goodwill and other intangibles$24,805,000273
All other assets$46,183,000503
Life insurance assets$2,397,0002,173
Total liabilities and capital$959,531,000689
Total liabilities$792,858,000746
Total deposits$791,534,000670
Interest-bearing deposits$659,495,000668
Deposits held in domestic offices$791,534,000667
% insured77.63%6,499
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$1,324,0002,717
Total equity capital$166,673,000442
Total bank equity capital$166,673,000442
Perpetual preferred stock$0263
Common stock$98,283,00042
Surplus$96,137,000411
Undivided profits$-27,747,0007,226
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$119,073,000155
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$6,745,000368
Earning assets$832,838,000720
Long-term assets (5+ years)$176,935,000916
Average Assets, year-to-date$897,701,400726
Average Assets, quarterly$962,739,500687
Volatile liabilities$33,927,0001,462
Insider loans$1,200,0003,531
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$25,568,0002,135
Tier 1 (core) risk-based capital$140,426,000464
Tier 2 risk-based capital$8,493,000626
Total risk weighted assets$674,286,000645
Total unused commitments$25,568,0002,136
Derivatives$01,191
2011-09-30Rank
# of Employees:175854
Assets and Liabilities
Total Assets:$965,948,000691
Cash and due from depository institutions$70,915,000854
Interest-bearing balances$58,634,000733
Securities$175,494,000837
Federal funds sold & reverse repurchase agreements$9,0003,827
Net loans & leases$605,157,000686
Loan loss allowance$11,887,000698
Trading account assets$0209
Bank premises and fixed assets$10,429,0001,117
Other real estate owned$28,788,000854
Goodwill and other intangibles$24,919,000275
All other assets$50,237,000481
Life insurance assets$2,381,0002,152
Total liabilities and capital$965,948,000691
Total liabilities$794,183,000745
Total deposits$791,060,000679
Interest-bearing deposits$670,617,000669
Deposits held in domestic offices$791,060,000675
% insured79.19%6,434
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$1,750,0003,792
Subordinated debt$0206
All other liabilities$1,373,0002,772
Total equity capital$171,765,000437
Total bank equity capital$171,765,000437
Perpetual preferred stock$0266
Common stock$98,283,00043
Surplus$96,137,000417
Undivided profits$-22,655,0007,277
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$122,487,000162
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$5,956,000424
Earning assets$839,294,000726
Long-term assets (5+ years)$179,842,000860
Average Assets, year-to-date$882,244,000750
Average Assets, quarterly$983,388,500679
Volatile liabilities$29,759,0001,664
Insider loans$1,200,0003,597
FHLB advances$1,750,0003,649
Loans and leases held for sale$01,904
Unused loan commitments$25,393,0002,139
Tier 1 (core) risk-based capital$144,843,000462
Tier 2 risk-based capital$8,751,000611
Total risk weighted assets$696,949,000628
Total unused commitments$25,393,0002,147
Derivatives$01,195
2011-06-30Rank
# of Employees:180830
Assets and Liabilities
Total Assets:$1,000,829,000673
Cash and due from depository institutions$25,482,000830
Interest-bearing balances$18,465,0001,871
Securities$183,096,000799
Federal funds sold & reverse repurchase agreements$25,0003,920
Net loans & leases$625,636,000664
Loan loss allowance$11,687,000723
Trading account assets$0213
Bank premises and fixed assets$10,334,0001,129
Other real estate owned$27,163,000830
Goodwill and other intangibles$25,036,000275
All other assets$104,057,000271
Life insurance assets$2,363,0002,135
Total liabilities and capital$1,000,829,000673
Total liabilities$831,474,000720
Total deposits$817,727,000658
Interest-bearing deposits$696,568,000648
Deposits held in domestic offices$817,727,000654
% insured81.39%6,176
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$6,750,0002,548
Subordinated debt$0212
All other liabilities$6,997,000765
Total equity capital$169,355,000437
Total bank equity capital$169,355,000437
Perpetual preferred stock$0222
Common stock$98,283,00045
Surplus$96,137,000419
Undivided profits$-25,065,0007,367
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$106,792,000195
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$4,904,000524
Earning assets$827,222,000731
Long-term assets (5+ years)$222,172,000685
Average Assets, year-to-date$854,342,670776
Average Assets, quarterly$1,008,187,000668
Volatile liabilities$29,980,0001,672
Insider loans$1,200,0003,632
FHLB advances$6,750,0002,449
Loans and leases held for sale$01,752
Unused loan commitments$26,670,0002,061
Tier 1 (core) risk-based capital$143,023,000468
Tier 2 risk-based capital$9,104,000601
Total risk weighted assets$725,714,000605
Total unused commitments$26,670,0002,063
Derivatives$01,174
2011-03-31Rank
# of Employees:185806
Assets and Liabilities
Total Assets:$1,015,545,000669
Cash and due from depository institutions$63,189,000806
Interest-bearing balances$57,102,000684
Securities$144,492,000986
Federal funds sold & reverse repurchase agreements$2,006,0002,575
Net loans & leases$640,022,000649
Loan loss allowance$11,915,000723
Trading account assets$0208
Bank premises and fixed assets$4,431,0002,613
Other real estate owned$32,639,000806
Goodwill and other intangibles$25,153,000277
All other assets$103,613,000275
Life insurance assets$2,344,0002,141
Total liabilities and capital$1,015,545,000669
Total liabilities$849,714,000720
Total deposits$838,000,000651
Interest-bearing deposits$721,648,000632
Deposits held in domestic offices$838,000,000647
% insured78.00%6,644
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$6,750,0002,579
Subordinated debt$0214
All other liabilities$4,964,0001,021
Total equity capital$165,831,000437
Total bank equity capital$165,831,000437
Perpetual preferred stock$0224
Common stock$98,283,00045
Surplus$96,137,000420
Undivided profits$-28,589,0007,434
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$118,060,000181
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$3,475,000782
Earning assets$843,622,000726
Long-term assets (5+ years)$158,736,000931
Average Assets, year-to-date$781,099,500864
Average Assets, quarterly$781,099,500864
Volatile liabilities$36,427,0001,442
Insider loans$1,200,0003,660
FHLB advances$6,750,0002,472
Loans and leases held for sale$01,676
Unused loan commitments$42,658,0001,452
Tier 1 (core) risk-based capital$140,103,000470
Tier 2 risk-based capital$9,110,000606
Total risk weighted assets$726,029,000620
Total unused commitments$42,658,0001,454
Derivatives$01,153
2010-12-31Rank
# of Employees:1001,518
Assets and Liabilities
Total Assets:$546,654,0001,235
Cash and due from depository institutions$31,333,0001,518
Interest-bearing balances$26,533,0001,298
Securities$126,349,0001,094
Federal funds sold & reverse repurchase agreements$113,0003,966
Net loans & leases$335,641,0001,297
Loan loss allowance$12,046,000707
Trading account assets$0207
Bank premises and fixed assets$4,402,0002,660
Other real estate owned$17,529,0001,518
Goodwill and other intangibles$139,0002,560
All other assets$31,148,000753
Life insurance assets$2,326,0002,128
Total liabilities and capital$546,654,0001,235
Total liabilities$465,564,0001,297
Total deposits$440,854,0001,233
Interest-bearing deposits$375,829,0001,260
Deposits held in domestic offices$440,854,0001,231
% insured80.11%6,415
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$19,250,0001,523
Subordinated debt$0220
All other liabilities$5,460,000941
Total equity capital$81,090,000820
Total bank equity capital$81,090,000820
Perpetual preferred stock$0224
Common stock$48,786,00089
Surplus$63,634,000591
Undivided profits$-31,330,0007,523
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$49,314,000366
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$22,975,00092
Income earned, not collected on loans$1,795,0001,699
Earning assets$488,636,0001,266
Long-term assets (5+ years)$150,516,000952
Average Assets, year-to-date$481,594,2001,395
Average Assets, quarterly$557,283,0001,219
Volatile liabilities$125,797,0001,081
Insider loans$1,200,0003,723
FHLB advances$19,250,0001,437
Loans and leases held for sale$01,952
Unused loan commitments$29,072,0001,946
Tier 1 (core) risk-based capital$80,345,000772
Tier 2 risk-based capital$5,091,0001,108
Total risk weighted assets$400,313,0001,151
Total unused commitments$29,072,0001,947
Derivatives$01,176
2010-09-30Rank
# of Employees:951,608
Assets and Liabilities
Total Assets:$567,912,0001,209
Cash and due from depository institutions$61,942,0001,608
Interest-bearing balances$56,713,000642
Securities$90,485,0001,451
Federal funds sold & reverse repurchase agreements$18,250,000400
Net loans & leases$345,825,0001,281
Loan loss allowance$11,961,000710
Trading account assets$0210
Bank premises and fixed assets$1,840,0004,420
Other real estate owned$14,670,0001,608
Goodwill and other intangibles$150,0002,519
All other assets$34,750,000677
Life insurance assets$2,308,0002,135
Total liabilities and capital$567,912,0001,209
Total liabilities$480,698,0001,272
Total deposits$455,511,0001,206
Interest-bearing deposits$389,884,0001,226
Deposits held in domestic offices$455,511,0001,204
% insured80.76%5,988
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$22,762,0001,428
Subordinated debt$0233
All other liabilities$2,425,0001,909
Total equity capital$87,214,000784
Total bank equity capital$87,214,000782
Perpetual preferred stock$0229
Common stock$48,786,00089
Surplus$63,634,000581
Undivided profits$-25,206,0007,624
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$44,160,000428
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$21,787,00086
Income earned, not collected on loans$1,720,0001,893
Earning assets$511,273,0001,224
Long-term assets (5+ years)$89,813,0001,534
Average Assets, year-to-date$465,329,2501,453
Average Assets, quarterly$508,043,5001,334
Volatile liabilities$153,687,000899
Insider loans$1,215,0003,761
FHLB advances$22,762,0001,342
Loans and leases held for sale$01,963
Unused loan commitments$30,730,0001,886
Tier 1 (core) risk-based capital$85,496,000725
Tier 2 risk-based capital$5,331,0001,080
Total risk weighted assets$419,856,0001,121
Total unused commitments$30,730,0001,888
Derivatives$01,218
2010-06-30Rank
# of Employees:811,940
Assets and Liabilities
Total Assets:$448,175,0001,535
Cash and due from depository institutions$14,503,0001,940
Interest-bearing balances$10,321,0002,625
Securities$94,279,0001,402
Federal funds sold & reverse repurchase agreements$18,058,000382
Net loans & leases$279,563,0001,603
Loan loss allowance$12,056,000697
Trading account assets$0210
Bank premises and fixed assets$1,832,0004,462
Other real estate owned$13,599,0001,940
Goodwill and other intangibles$03,062
All other assets$26,341,000895
Life insurance assets$2,290,0002,142
Total liabilities and capital$448,175,0001,535
Total liabilities$357,787,0001,705
Total deposits$343,828,0001,622
Interest-bearing deposits$286,661,0001,680
Deposits held in domestic offices$343,828,0001,621
% insured74.82%6,841
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$11,750,0002,282
Subordinated debt$0241
All other liabilities$2,209,0001,972
Total equity capital$90,388,000745
Total bank equity capital$90,388,000743
Perpetual preferred stock$0222
Common stock$41,662,00097
Surplus$57,757,000617
Undivided profits$-9,031,0007,459
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$21,467,000821
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$1,250,0002,527
Earning assets$402,221,0001,552
Long-term assets (5+ years)$84,357,0001,592
Average Assets, year-to-date$431,135,0001,587
Average Assets, quarterly$450,677,0001,522
Volatile liabilities$94,525,0001,519
Insider loans$1,200,0003,834
FHLB advances$11,750,0002,184
Loans and leases held for sale$01,852
Unused loan commitments$33,040,0001,816
Tier 1 (core) risk-based capital$75,102,000803
Tier 2 risk-based capital$4,241,0001,344
Total risk weighted assets$331,429,0001,422
Total unused commitments$33,040,0001,818
Derivatives$01,168
2010-03-31Rank
# of Employees:712,259
Assets and Liabilities
Total Assets:$453,179,0001,555
Cash and due from depository institutions$43,984,0002,259
Interest-bearing balances$39,806,000874
Securities$45,703,0002,582
Federal funds sold & reverse repurchase agreements$30,100,000276
Net loans & leases$302,625,0001,526
Loan loss allowance$10,450,000837
Trading account assets$0227
Bank premises and fixed assets$1,933,0004,421
Other real estate owned$10,259,0002,259
Goodwill and other intangibles$03,074
All other assets$18,575,0001,234
Life insurance assets$2,272,0002,159
Total liabilities and capital$453,179,0001,555
Total liabilities$354,739,0001,756
Total deposits$341,796,0001,675
Interest-bearing deposits$286,717,0001,727
Deposits held in domestic offices$341,796,0001,673
% insured76.41%6,776
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$11,750,0002,400
Subordinated debt$0248
All other liabilities$1,193,0003,040
Total equity capital$98,440,000686
Total bank equity capital$98,440,000684
Perpetual preferred stock$0220
Common stock$41,662,00092
Surplus$57,757,000622
Undivided profits$-979,0006,747
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$12,716,0001,275
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$1,233,0002,637
Earning assets$418,234,0001,533
Long-term assets (5+ years)$83,345,0001,601
Average Assets, year-to-date$422,615,0001,650
Average Assets, quarterly$422,615,0001,650
Volatile liabilities$109,247,0001,354
Insider loans$1,200,0003,922
FHLB advances$11,750,0002,296
Loans and leases held for sale$01,823
Unused loan commitments$19,495,0002,799
Tier 1 (core) risk-based capital$89,627,000683
Tier 2 risk-based capital$4,340,0001,354
Total risk weighted assets$341,113,0001,436
Total unused commitments$19,495,0002,804
Derivatives$01,155
2009-12-31Rank
# of Employees:702,315
Assets and Liabilities
Total Assets:$392,051,0001,776
Cash and due from depository institutions$3,565,0002,315
Interest-bearing balances$75,0006,623
Securities$49,290,0002,400
Federal funds sold & reverse repurchase agreements$706,0003,783
Net loans & leases$311,745,0001,510
Loan loss allowance$7,723,0001,111
Trading account assets$0224
Bank premises and fixed assets$1,971,0004,422
Other real estate owned$9,999,0002,315
Goodwill and other intangibles$03,096
All other assets$14,775,0001,543
Life insurance assets$2,254,0002,165
Total liabilities and capital$392,051,0001,776
Total liabilities$347,310,0001,805
Total deposits$327,817,0001,734
Interest-bearing deposits$278,880,0001,777
Deposits held in domestic offices$327,817,0001,732
% insured73.58%7,062
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$18,750,0001,937
Subordinated debt$0258
All other liabilities$743,0004,047
Total equity capital$44,741,0001,492
Total bank equity capital$44,741,0001,492
Perpetual preferred stock$0219
Common stock$18,153,000255
Surplus$21,267,0001,499
Undivided profits$5,321,0004,132
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$11,004,0001,395
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$1,299,0002,610
Earning assets$361,816,0001,743
Long-term assets (5+ years)$89,117,0001,531
Average Assets, year-to-date$397,418,2001,730
Average Assets, quarterly$394,082,5001,765
Volatile liabilities$113,861,0001,310
Insider loans$1,200,0003,955
FHLB advances$18,750,0001,830
Loans and leases held for sale$01,814
Unused loan commitments$22,080,0002,563
Tier 1 (core) risk-based capital$40,016,0001,566
Tier 2 risk-based capital$4,356,0001,369
Total risk weighted assets$345,153,0001,451
Total unused commitments$22,080,0002,563
Derivatives$01,139
2009-09-30Rank
# of Employees:692,372
Assets and Liabilities
Total Assets:$396,114,0001,766
Cash and due from depository institutions$4,455,0002,372
Interest-bearing balances$75,0006,549
Securities$53,376,0002,260
Federal funds sold & reverse repurchase agreements$2,530,0002,657
Net loans & leases$312,982,0001,537
Loan loss allowance$5,259,0001,482
Trading account assets$0238
Bank premises and fixed assets$2,097,0004,349
Other real estate owned$9,568,0002,372
Goodwill and other intangibles$03,142
All other assets$11,106,0001,727
Life insurance assets$2,237,0002,165
Total liabilities and capital$396,114,0001,766
Total liabilities$348,528,0001,806
Total deposits$334,061,0001,704
Interest-bearing deposits$281,304,0001,763
Deposits held in domestic offices$334,061,0001,702
% insured70.81%7,387
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$13,250,0002,486
Subordinated debt$0269
All other liabilities$1,217,0003,335
Total equity capital$47,586,0001,453
Total bank equity capital$47,586,0001,452
Perpetual preferred stock$0212
Common stock$18,153,000253
Surplus$21,267,0001,506
Undivided profits$8,166,0003,445
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$16,326,0001,010
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$1,203,0002,999
Earning assets$368,963,0001,737
Long-term assets (5+ years)$86,440,0001,549
Average Assets, year-to-date$398,760,0001,740
Average Assets, quarterly$403,284,0001,731
Volatile liabilities$116,390,0001,309
Insider loans$1,200,0003,969
FHLB advances$13,250,0002,368
Loans and leases held for sale$01,823
Unused loan commitments$22,413,0002,623
Tier 1 (core) risk-based capital$44,088,0001,448
Tier 2 risk-based capital$4,337,0001,384
Total risk weighted assets$346,024,0001,471
Total unused commitments$22,413,0002,624
Derivatives$01,183
2009-06-30Rank
# of Employees:702,382
Assets and Liabilities
Total Assets:$410,454,0001,729
Cash and due from depository institutions$4,182,0002,382
Interest-bearing balances$75,0006,480
Securities$50,763,0002,300
Federal funds sold & reverse repurchase agreements$15,167,000636
Net loans & leases$317,553,0001,544
Loan loss allowance$3,657,0001,913
Trading account assets$0240
Bank premises and fixed assets$2,229,0004,269
Other real estate owned$10,475,0002,382
Goodwill and other intangibles$03,161
All other assets$10,085,0001,880
Life insurance assets$2,217,0002,187
Total liabilities and capital$410,454,0001,729
Total liabilities$362,771,0001,759
Total deposits$324,739,0001,767
Interest-bearing deposits$274,562,0001,801
Deposits held in domestic offices$324,739,0001,764
% insured54.10%7,586
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$36,750,0001,290
Subordinated debt$0276
All other liabilities$1,282,0003,270
Total equity capital$47,683,0001,447
Total bank equity capital$47,683,0001,447
Perpetual preferred stock$0213
Common stock$17,784,000256
Surplus$20,636,0001,548
Undivided profits$9,263,0003,114
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$4,731,0002,325
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$1,227,0002,851
Earning assets$383,558,0001,697
Long-term assets (5+ years)$76,731,0001,687
Average Assets, year-to-date$399,642,0001,760
Average Assets, quarterly$408,729,0001,734
Volatile liabilities$140,118,0001,095
Insider loans$1,200,0004,008
FHLB advances$36,750,0001,208
Loans and leases held for sale$01,961
Unused loan commitments$21,780,0002,789
Tier 1 (core) risk-based capital$47,418,0001,370
Tier 2 risk-based capital$3,657,0001,598
Total risk weighted assets$354,021,0001,470
Total unused commitments$21,780,0002,792
Derivatives$01,221
2009-03-31Rank
# of Employees:712,359
Assets and Liabilities
Total Assets:$407,004,0001,752
Cash and due from depository institutions$5,440,0002,359
Interest-bearing balances$75,0006,276
Securities$55,009,0002,142
Federal funds sold & reverse repurchase agreements$569,0004,825
Net loans & leases$327,330,0001,514
Loan loss allowance$3,652,0001,848
Trading account assets$0234
Bank premises and fixed assets$2,365,0004,187
Other real estate owned$7,495,0002,359
Goodwill and other intangibles$03,204
All other assets$8,796,0002,087
Life insurance assets$2,200,0002,200
Total liabilities and capital$407,004,0001,752
Total liabilities$359,487,0001,790
Total deposits$329,625,0001,738
Interest-bearing deposits$282,250,0001,769
Deposits held in domestic offices$329,625,0001,735
% insured55.07%7,580
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$28,750,0001,590
Subordinated debt$0271
All other liabilities$1,112,0003,493
Total equity capital$47,517,0001,467
Total bank equity capital$47,517,0001,467
Perpetual preferred stock$0193
Common stock$17,169,000258
Surplus$19,550,0001,611
Undivided profits$10,798,0002,863
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$6,070,0001,842
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$1,222,0002,872
Earning assets$382,983,0001,716
Long-term assets (5+ years)$79,930,0001,595
Average Assets, year-to-date$394,236,0001,786
Average Assets, quarterly$394,236,0001,786
Volatile liabilities$144,915,0001,065
Insider loans$1,200,0004,035
FHLB advances$28,750,0001,501
Loans and leases held for sale$01,892
Unused loan commitments$23,086,0002,792
Tier 1 (core) risk-based capital$46,977,0001,396
Tier 2 risk-based capital$3,652,0001,587
Total risk weighted assets$358,878,0001,459
Total unused commitments$23,086,0002,796
Derivatives$01,177
2008-12-31Rank
# of Employees:732,318
Assets and Liabilities
Total Assets:$381,468,0001,834
Cash and due from depository institutions$3,054,0002,318
Interest-bearing balances$75,0005,931
Securities$26,568,0003,736
Federal funds sold & reverse repurchase agreements$9,827,0001,009
Net loans & leases$332,516,0001,506
Loan loss allowance$4,817,0001,432
Trading account assets$0236
Bank premises and fixed assets$2,482,0004,107
Other real estate owned$88,0002,318
Goodwill and other intangibles$03,219
All other assets$6,933,0002,506
Life insurance assets$2,181,0002,216
Total liabilities and capital$381,468,0001,834
Total liabilities$338,059,0001,860
Total deposits$325,581,0001,704
Interest-bearing deposits$284,352,0001,706
Deposits held in domestic offices$325,581,0001,701
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$11,750,0002,966
Subordinated debt$0278
All other liabilities$728,0004,438
Total equity capital$43,409,0001,559
Total bank equity capital$43,409,0001,559
Perpetual preferred stock$0141
Common stock$15,396,000298
Surplus$16,323,0001,830
Undivided profits$11,690,0002,686
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,920,000807
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$1,141,0003,242
Earning assets$368,986,0001,746
Long-term assets (5+ years)$46,162,0002,448
Average Assets, year-to-date$380,120,0001,777
Average Assets, quarterly$388,052,5001,784
Volatile liabilities$130,676,0001,180
Insider loans$1,200,0004,062
FHLB advances$11,750,0002,856
Loans and leases held for sale$01,663
Unused loan commitments$25,468,0002,634
Tier 1 (core) risk-based capital$43,146,0001,477
Tier 2 risk-based capital$4,417,0001,326
Total risk weighted assets$352,944,0001,477
Total unused commitments$25,468,0002,635
Derivatives$01,109
2008-09-30Rank
# of Employees:732,348
Assets and Liabilities
Total Assets:$394,637,0001,759
Cash and due from depository institutions$5,112,0002,348
Interest-bearing balances$75,0005,405
Securities$26,672,0003,665
Federal funds sold & reverse repurchase agreements$12,848,000931
Net loans & leases$340,138,0001,460
Loan loss allowance$3,628,0001,669
Trading account assets$0251
Bank premises and fixed assets$2,602,0004,016
Other real estate owned$88,0002,348
Goodwill and other intangibles$03,276
All other assets$7,177,0002,452
Life insurance assets$2,164,0002,228
Total liabilities and capital$394,637,0001,759
Total liabilities$351,733,0001,781
Total deposits$337,999,0001,612
Interest-bearing deposits$295,621,0001,632
Deposits held in domestic offices$337,999,0001,608
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$11,750,0002,972
Subordinated debt$0276
All other liabilities$1,984,0002,349
Total equity capital$42,904,0001,587
Total bank equity capital$42,904,0001,587
Perpetual preferred stock$0110
Common stock$15,221,000294
Surplus$15,998,0001,835
Undivided profits$11,685,0002,736
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,966,0002,359
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$1,312,0002,990
Earning assets$379,733,0001,683
Long-term assets (5+ years)$40,062,0002,632
Average Assets, year-to-date$379,783,0001,789
Average Assets, quarterly$393,453,5001,756
Volatile liabilities$130,411,0001,147
Insider loans$1,200,0004,080
FHLB advances$11,750,0002,861
Loans and leases held for sale$01,623
Unused loan commitments$33,107,0002,285
Tier 1 (core) risk-based capital$43,238,0001,503
Tier 2 risk-based capital$3,628,0001,550
Total risk weighted assets$363,793,0001,434
Total unused commitments$33,107,0002,287
Derivatives$01,077
2008-06-30Rank
# of Employees:722,398
Assets and Liabilities
Total Assets:$392,270,0001,767
Cash and due from depository institutions$4,730,0002,398
Interest-bearing balances$76,0005,344
Securities$27,522,0003,663
Federal funds sold & reverse repurchase agreements$9,971,0001,234
Net loans & leases$340,214,0001,455
Loan loss allowance$3,628,0001,604
Trading account assets$0267
Bank premises and fixed assets$2,640,0003,992
Other real estate owned$88,0002,398
Goodwill and other intangibles$03,301
All other assets$7,105,0002,429
Life insurance assets$2,147,0002,245
Total liabilities and capital$392,270,0001,767
Total liabilities$350,056,0001,782
Total deposits$336,423,0001,611
Interest-bearing deposits$291,622,0001,636
Deposits held in domestic offices$336,423,0001,606
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$11,750,0002,857
Subordinated debt$0257
All other liabilities$1,883,0002,410
Total equity capital$42,214,0001,628
Total bank equity capital$42,214,0001,628
Perpetual preferred stock$0107
Common stock$15,221,000289
Surplus$15,998,0001,821
Undivided profits$10,995,0002,877
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$181,0006,187
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$1,215,0003,132
Earning assets$377,783,0001,687
Long-term assets (5+ years)$36,482,0002,820
Average Assets, year-to-date$374,831,6701,813
Average Assets, quarterly$382,408,0001,791
Volatile liabilities$111,066,0001,333
Insider loans$1,200,0004,089
FHLB advances$11,750,0002,757
Loans and leases held for sale$01,725
Unused loan commitments$36,219,0002,207
Tier 1 (core) risk-based capital$42,675,0001,536
Tier 2 risk-based capital$3,628,0001,513
Total risk weighted assets$364,739,0001,439
Total unused commitments$36,219,0002,208
Derivatives$01,075
2008-03-31Rank
# of Employees:792,197
Assets and Liabilities
Total Assets:$372,546,0001,836
Cash and due from depository institutions$6,220,0002,197
Interest-bearing balances$75,0005,336
Securities$14,013,0005,245
Federal funds sold & reverse repurchase agreements$19,770,000819
Net loans & leases$322,856,0001,497
Loan loss allowance$3,628,0001,565
Trading account assets$0252
Bank premises and fixed assets$2,768,0003,865
Other real estate owned$88,0002,197
Goodwill and other intangibles$03,304
All other assets$6,831,0002,430
Life insurance assets$2,131,0002,252
Total liabilities and capital$372,546,0001,836
Total liabilities$331,448,0001,849
Total deposits$317,970,0001,695
Interest-bearing deposits$268,324,0001,756
Deposits held in domestic offices$317,970,0001,690
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$11,750,0002,677
Subordinated debt$0251
All other liabilities$1,728,0002,774
Total equity capital$41,098,0001,721
Total bank equity capital$41,098,0001,721
Perpetual preferred stock$0108
Common stock$14,859,000311
Surplus$15,361,0001,857
Undivided profits$10,878,0003,014
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$181,0006,087
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$1,258,0003,072
Earning assets$356,714,0001,766
Long-term assets (5+ years)$21,071,0003,763
Average Assets, year-to-date$366,112,5001,852
Average Assets, quarterly$366,112,5001,852
Volatile liabilities$95,392,0001,506
Insider loans$1,200,0004,042
FHLB advances$11,750,0002,577
Loans and leases held for sale$01,797
Unused loan commitments$36,966,0002,237
Tier 1 (core) risk-based capital$41,149,0001,584
Tier 2 risk-based capital$3,628,0001,482
Total risk weighted assets$347,845,0001,483
Total unused commitments$36,966,0002,239
Derivatives$01,109
2007-12-31Rank
# of Employees:871,987
Assets and Liabilities
Total Assets:$359,679,0001,889
Cash and due from depository institutions$5,688,0001,987
Interest-bearing balances$75,0005,098
Securities$16,821,0004,899
Federal funds sold & reverse repurchase agreements$11,465,0001,183
Net loans & leases$315,630,0001,521
Loan loss allowance$3,630,0001,531
Trading account assets$0237
Bank premises and fixed assets$3,011,0003,669
Other real estate owned$01,987
Goodwill and other intangibles$03,293
All other assets$7,064,0002,404
Life insurance assets$2,114,0002,253
Total liabilities and capital$359,679,0001,889
Total liabilities$319,050,0001,898
Total deposits$305,806,0001,753
Interest-bearing deposits$258,399,0001,800
Deposits held in domestic offices$305,806,0001,747
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$11,750,0002,516
Subordinated debt$0248
All other liabilities$1,494,0003,053
Total equity capital$40,629,0001,725
Total bank equity capital$40,629,0001,725
Perpetual preferred stock$0111
Common stock$14,678,000316
Surplus$15,042,0001,867
Undivided profits$10,909,0002,965
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$131,0006,167
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$1,297,0003,213
Earning assets$343,991,0001,810
Long-term assets (5+ years)$19,335,0003,709
Average Assets, year-to-date$388,351,2001,688
Average Assets, quarterly$378,005,5001,780
Volatile liabilities$86,820,0001,638
Insider loans$1,200,0004,039
FHLB advances$11,750,0002,407
Loans and leases held for sale$01,738
Unused loan commitments$42,893,0002,003
Tier 1 (core) risk-based capital$40,883,0001,594
Tier 2 risk-based capital$3,630,0001,472
Total risk weighted assets$341,596,0001,491
Total unused commitments$42,893,0002,004
Derivatives$01,052
2007-09-30Rank
# of Employees:911,884
Assets and Liabilities
Total Assets:$396,332,0001,696
Cash and due from depository institutions$6,269,0001,884
Interest-bearing balances$75,0004,957
Securities$17,388,0004,835
Federal funds sold & reverse repurchase agreements$33,817,000405
Net loans & leases$328,182,0001,430
Loan loss allowance$3,630,0001,485
Trading account assets$0244
Bank premises and fixed assets$3,054,0003,599
Other real estate owned$01,884
Goodwill and other intangibles$03,301
All other assets$7,622,0002,240
Life insurance assets$2,099,0002,219
Total liabilities and capital$396,332,0001,696
Total liabilities$356,158,0001,686
Total deposits$336,858,0001,575
Interest-bearing deposits$285,101,0001,626
Deposits held in domestic offices$336,858,0001,571
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$17,750,0001,893
Subordinated debt$0244
All other liabilities$1,550,0003,028
Total equity capital$40,174,0001,713
Total bank equity capital$40,174,0001,713
Perpetual preferred stock$0113
Common stock$14,678,000301
Surplus$15,042,0001,829
Undivided profits$10,454,0003,064
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$140,0005,996
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$1,517,0002,949
Earning assets$379,462,0001,634
Long-term assets (5+ years)$23,411,0003,260
Average Assets, year-to-date$395,519,2501,661
Average Assets, quarterly$401,529,5001,661
Volatile liabilities$88,940,0001,590
Insider loans$1,200,0003,984
FHLB advances$17,750,0001,797
Loans and leases held for sale$01,751
Unused loan commitments$38,816,0002,174
Tier 1 (core) risk-based capital$40,562,0001,591
Tier 2 risk-based capital$3,630,0001,451
Total risk weighted assets$357,590,0001,406
Total unused commitments$38,816,0002,174
Derivatives$01,033
2007-06-30Rank
# of Employees:931,874
Assets and Liabilities
Total Assets:$406,727,0001,668
Cash and due from depository institutions$6,172,0001,874
Interest-bearing balances$75,0005,059
Securities$18,047,0004,737
Federal funds sold & reverse repurchase agreements$45,102,000343
Net loans & leases$326,365,0001,451
Loan loss allowance$3,630,0001,478
Trading account assets$0245
Bank premises and fixed assets$3,159,0003,507
Other real estate owned$01,874
Goodwill and other intangibles$03,329
All other assets$7,882,0002,165
Life insurance assets$2,082,0002,227
Total liabilities and capital$406,727,0001,668
Total liabilities$367,012,0001,661
Total deposits$344,546,0001,558
Interest-bearing deposits$288,316,0001,617
Deposits held in domestic offices$344,546,0001,555
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$21,000,0001,636
Subordinated debt$0258
All other liabilities$1,466,0002,969
Total equity capital$39,715,0001,715
Total bank equity capital$39,715,0001,715
Perpetual preferred stock$0111
Common stock$14,678,000301
Surplus$15,042,0001,833
Undivided profits$9,995,0003,110
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$145,0005,885
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$1,447,0002,883
Earning assets$389,589,0001,598
Long-term assets (5+ years)$30,017,0002,723
Average Assets, year-to-date$395,248,3301,682
Average Assets, quarterly$402,851,5001,673
Volatile liabilities$88,289,0001,572
Insider loans$1,200,0003,977
FHLB advances$21,000,0001,538
Loans and leases held for sale$01,802
Unused loan commitments$45,504,0001,966
Tier 1 (core) risk-based capital$40,274,0001,608
Tier 2 risk-based capital$3,630,0001,471
Total risk weighted assets$361,642,0001,385
Total unused commitments$45,504,0001,966
Derivatives$01,067
2007-03-31Rank
# of Employees:941,852
Assets and Liabilities
Total Assets:$398,976,0001,690
Cash and due from depository institutions$6,562,0001,852
Interest-bearing balances$75,0005,124
Securities$19,211,0004,599
Federal funds sold & reverse repurchase agreements$39,099,000474
Net loans & leases$323,291,0001,438
Loan loss allowance$3,629,0001,468
Trading account assets$0267
Bank premises and fixed assets$3,003,0003,566
Other real estate owned$01,852
Goodwill and other intangibles$03,322
All other assets$7,810,0002,117
Life insurance assets$2,066,0002,229
Total liabilities and capital$398,976,0001,690
Total liabilities$359,436,0001,678
Total deposits$336,240,0001,599
Interest-bearing deposits$281,444,0001,657
Deposits held in domestic offices$336,240,0001,595
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$21,000,0001,566
Subordinated debt$0262
All other liabilities$2,196,0002,249
Total equity capital$39,540,0001,725
Total bank equity capital$39,540,0001,725
Perpetual preferred stock$0113
Common stock$14,678,000287
Surplus$15,042,0001,809
Undivided profits$9,820,0003,207
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$93,0006,224
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$1,447,0002,763
Earning assets$381,676,0001,628
Long-term assets (5+ years)$29,507,0002,724
Average Assets, year-to-date$389,509,0001,712
Average Assets, quarterly$389,509,0001,712
Volatile liabilities$84,807,0001,602
Insider loans$1,200,0003,939
FHLB advances$21,000,0001,483
Loans and leases held for sale$01,800
Unused loan commitments$43,645,0002,028
Tier 1 (core) risk-based capital$39,966,0001,603
Tier 2 risk-based capital$3,629,0001,458
Total risk weighted assets$354,768,0001,395
Total unused commitments$43,645,0002,028
Derivatives$01,065
2006-12-31Rank
# of Employees:981,764
Assets and Liabilities
Total Assets:$380,042,0001,759
Cash and due from depository institutions$8,009,0001,764
Interest-bearing balances$75,0005,129
Securities$19,915,0004,563
Federal funds sold & reverse repurchase agreements$32,738,000460
Net loans & leases$308,793,0001,500
Loan loss allowance$3,629,0001,440
Trading account assets$0156
Bank premises and fixed assets$2,714,0003,759
Other real estate owned$01,764
Goodwill and other intangibles$03,315
All other assets$7,873,0002,109
Life insurance assets$2,051,0002,206
Total liabilities and capital$380,042,0001,759
Total liabilities$340,709,0001,747
Total deposits$317,031,0001,667
Interest-bearing deposits$263,706,0001,727
Deposits held in domestic offices$317,031,0001,662
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$21,000,0001,649
Subordinated debt$0264
All other liabilities$2,678,0001,903
Total equity capital$39,333,0001,692
Total bank equity capital$39,333,0001,692
Perpetual preferred stock$0112
Common stock$14,678,000279
Surplus$15,042,0001,762
Undivided profits$9,613,0003,218
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$56,0006,517
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$1,409,0002,949
Earning assets$361,521,0001,692
Long-term assets (5+ years)$29,623,0002,682
Average Assets, year-to-date$382,225,4001,675
Average Assets, quarterly$375,739,0001,747
Volatile liabilities$77,190,0001,887
Insider loans$1,200,0003,905
FHLB advances$21,000,0001,549
Loans and leases held for sale$01,760
Unused loan commitments$44,583,0001,984
Tier 1 (core) risk-based capital$39,826,0001,586
Tier 2 risk-based capital$3,629,0001,435
Total risk weighted assets$342,612,0001,421
Total unused commitments$44,583,0001,984
Derivatives$01,023
2006-09-30Rank
# of Employees:1021,704
Assets and Liabilities
Total Assets:$371,436,0001,768
Cash and due from depository institutions$8,943,0001,704
Interest-bearing balances$75,0005,162
Securities$21,794,0004,334
Federal funds sold & reverse repurchase agreements$21,084,000638
Net loans & leases$308,842,0001,488
Loan loss allowance$3,592,0001,462
Trading account assets$0154
Bank premises and fixed assets$2,654,0003,774
Other real estate owned$01,704
Goodwill and other intangibles$03,332
All other assets$8,119,0002,054
Life insurance assets$2,035,0002,179
Total liabilities and capital$371,436,0001,768
Total liabilities$332,663,0001,775
Total deposits$307,388,0001,698
Interest-bearing deposits$245,051,0001,832
Deposits held in domestic offices$307,388,0001,695
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$21,000,0001,721
Subordinated debt$0269
All other liabilities$4,275,0001,282
Total equity capital$38,773,0001,703
Total bank equity capital$38,773,0001,703
Perpetual preferred stock$0118
Common stock$14,678,000268
Surplus$15,042,0001,741
Undivided profits$9,053,0003,355
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$59,0006,537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$1,532,0002,736
Earning assets$351,795,0001,724
Long-term assets (5+ years)$30,875,0002,577
Average Assets, year-to-date$382,771,2501,684
Average Assets, quarterly$373,521,5001,742
Volatile liabilities$78,406,0001,839
Insider loans$1,200,0003,885
FHLB advances$21,000,0001,612
Loans and leases held for sale$01,773
Unused loan commitments$49,440,0001,869
Tier 1 (core) risk-based capital$39,324,0001,608
Tier 2 risk-based capital$3,592,0001,450
Total risk weighted assets$343,876,0001,407
Total unused commitments$49,440,0001,869
Derivatives$01,023
2006-06-30Rank
# of Employees:1071,638
Assets and Liabilities
Total Assets:$375,607,0001,738
Cash and due from depository institutions$9,300,0001,638
Interest-bearing balances$53,0005,466
Securities$22,443,0004,246
Federal funds sold & reverse repurchase agreements$33,013,000366
Net loans & leases$300,785,0001,500
Loan loss allowance$3,522,0001,461
Trading account assets$0157
Bank premises and fixed assets$2,700,0003,718
Other real estate owned$01,638
Goodwill and other intangibles$03,333
All other assets$7,366,0002,203
Life insurance assets$2,020,0002,148
Total liabilities and capital$375,607,0001,738
Total liabilities$337,923,0001,737
Total deposits$319,325,0001,629
Interest-bearing deposits$250,642,0001,771
Deposits held in domestic offices$319,325,0001,625
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$16,000,0002,042
Subordinated debt$0265
All other liabilities$2,598,0001,778
Total equity capital$37,684,0001,692
Total bank equity capital$37,684,0001,692
Perpetual preferred stock$0119
Common stock$14,678,000256
Surplus$15,042,0001,699
Undivided profits$7,964,0003,495
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$61,0006,464
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$1,167,0003,164
Earning assets$356,294,0001,686
Long-term assets (5+ years)$31,759,0002,504
Average Assets, year-to-date$386,549,6701,666
Average Assets, quarterly$388,828,0001,675
Volatile liabilities$73,748,0001,899
Insider loans$1,200,0003,882
FHLB advances$16,000,0001,930
Loans and leases held for sale$01,763
Unused loan commitments$51,699,0001,812
Tier 1 (core) risk-based capital$38,524,0001,610
Tier 2 risk-based capital$3,522,0001,448
Total risk weighted assets$337,762,0001,410
Total unused commitments$51,699,0001,812
Derivatives$01,000
2006-03-31Rank
# of Employees:1001,729
Assets and Liabilities
Total Assets:$402,049,0001,596
Cash and due from depository institutions$9,808,0001,729
Interest-bearing balances$75,0005,316
Securities$24,685,0004,065
Federal funds sold & reverse repurchase agreements$48,072,000288
Net loans & leases$309,713,0001,410
Loan loss allowance$3,622,0001,404
Trading account assets$0154
Bank premises and fixed assets$2,446,0003,926
Other real estate owned$01,729
Goodwill and other intangibles$03,321
All other assets$7,325,0002,177
Life insurance assets$2,005,0002,115
Total liabilities and capital$402,049,0001,596
Total liabilities$365,012,0001,576
Total deposits$346,521,0001,450
Interest-bearing deposits$271,892,0001,600
Deposits held in domestic offices$346,521,0001,447
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$16,000,0001,949
Subordinated debt$0259
All other liabilities$2,491,0001,853
Total equity capital$37,037,0001,697
Total bank equity capital$37,037,0001,697
Perpetual preferred stock$0120
Common stock$14,678,000251
Surplus$15,042,0001,636
Undivided profits$7,317,0003,722
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$63,0006,430
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$1,277,0002,790
Earning assets$382,545,0001,527
Long-term assets (5+ years)$31,113,0002,511
Average Assets, year-to-date$392,021,0001,628
Average Assets, quarterly$392,021,0001,628
Volatile liabilities$78,448,0001,725
Insider loans$1,200,0003,842
FHLB advances$16,000,0001,855
Loans and leases held for sale$378,0001,208
Unused loan commitments$45,416,0001,960
Tier 1 (core) risk-based capital$37,776,0001,597
Tier 2 risk-based capital$3,622,0001,377
Total risk weighted assets$350,471,0001,320
Total unused commitments$45,416,0001,961
Derivatives$0990
2005-12-31Rank
# of Employees:1001,723
Assets and Liabilities
Total Assets:$381,993,0001,674
Cash and due from depository institutions$7,349,0001,723
Interest-bearing balances$75,0005,369
Securities$25,880,0003,969
Federal funds sold & reverse repurchase agreements$37,361,000343
Net loans & leases$301,836,0001,425
Loan loss allowance$3,621,0001,380
Trading account assets$0155
Bank premises and fixed assets$2,495,0003,860
Other real estate owned$01,723
Goodwill and other intangibles$03,315
All other assets$7,072,0002,230
Life insurance assets$0351
Total liabilities and capital$381,993,0001,674
Total liabilities$345,550,0001,659
Total deposits$326,634,0001,523
Interest-bearing deposits$265,564,0001,616
Deposits held in domestic offices$326,634,0001,519
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$16,000,0002,015
Subordinated debt$0258
All other liabilities$2,916,0001,578
Total equity capital$36,443,0001,696
Total bank equity capital$36,443,0001,696
Perpetual preferred stock$0122
Common stock$14,678,000245
Surplus$15,042,0001,603
Undivided profits$6,723,0003,924
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$65,0006,538
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$1,291,0002,751
Earning assets$365,152,0001,584
Long-term assets (5+ years)$32,527,0002,413
Average Assets, year-to-date$339,679,6001,764
Average Assets, quarterly$373,808,5001,679
Volatile liabilities$76,912,0001,714
Insider loans$1,200,0003,828
FHLB advances$16,000,0001,900
Loans and leases held for sale$471,0001,174
Unused loan commitments$29,014,0002,592
Tier 1 (core) risk-based capital$37,035,0001,590
Tier 2 risk-based capital$3,622,0001,349
Total risk weighted assets$329,421,0001,380
Total unused commitments$29,014,0002,592
Derivatives$0930
2005-09-30Rank
# of Employees:1021,681
Assets and Liabilities
Total Assets:$365,624,0001,701
Cash and due from depository institutions$6,919,0001,681
Interest-bearing balances$75,0005,368
Securities$27,293,0003,783
Federal funds sold & reverse repurchase agreements$33,575,000389
Net loans & leases$288,568,0001,460
Loan loss allowance$3,361,0001,450
Trading account assets$0146
Bank premises and fixed assets$2,180,0004,173
Other real estate owned$01,681
Goodwill and other intangibles$03,310
All other assets$7,089,0002,150
Life insurance assets$0341
Total liabilities and capital$365,624,0001,701
Total liabilities$329,803,0001,700
Total deposits$311,329,0001,574
Interest-bearing deposits$245,880,0001,699
Deposits held in domestic offices$311,329,0001,570
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$16,000,0002,034
Subordinated debt$0251
All other liabilities$2,474,0001,756
Total equity capital$35,821,0001,707
Total bank equity capital$35,821,0001,707
Perpetual preferred stock$0120
Common stock$14,678,000232
Surplus$15,042,0001,559
Undivided profits$6,101,0004,174
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$67,0006,637
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,098,0003,154
Earning assets$349,511,0001,634
Long-term assets (5+ years)$38,477,0002,145
Average Assets, year-to-date$329,101,2501,798
Average Assets, quarterly$349,444,0001,747
Volatile liabilities$74,594,0001,700
Insider loans$1,200,0003,787
FHLB advances$16,000,0001,918
Loans and leases held for sale$173,0001,593
Unused loan commitments$28,335,0002,613
Tier 1 (core) risk-based capital$36,309,0001,583
Tier 2 risk-based capital$3,362,0001,422
Total risk weighted assets$314,131,0001,412
Total unused commitments$28,335,0002,615
Derivatives$0909
2005-06-30Rank
# of Employees:971,772
Assets and Liabilities
Total Assets:$333,264,0001,807
Cash and due from depository institutions$4,396,0001,772
Interest-bearing balances$75,0005,401
Securities$29,313,0003,642
Federal funds sold & reverse repurchase agreements$13,544,000890
Net loans & leases$277,443,0001,479
Loan loss allowance$3,238,0001,489
Trading account assets$0148
Bank premises and fixed assets$1,711,0004,682
Other real estate owned$01,772
Goodwill and other intangibles$03,307
All other assets$6,857,0002,135
Life insurance assets$0339
Total liabilities and capital$333,264,0001,807
Total liabilities$297,847,0001,812
Total deposits$279,941,0001,728
Interest-bearing deposits$221,890,0001,829
Deposits held in domestic offices$279,941,0001,723
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$16,000,0002,004
Subordinated debt$0251
All other liabilities$1,906,0002,039
Total equity capital$35,417,0001,685
Total bank equity capital$35,417,0001,685
Perpetual preferred stock$0118
Common stock$14,678,000222
Surplus$15,042,0001,526
Undivided profits$5,697,0004,290
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$91,0006,333
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,024,0003,085
Earning assets$320,375,0001,734
Long-term assets (5+ years)$47,736,0001,848
Average Assets, year-to-date$316,927,0001,842
Average Assets, quarterly$329,039,0001,805
Volatile liabilities$59,831,0001,970
Insider loans$955,0004,252
FHLB advances$16,000,0001,901
Loans and leases held for sale$01,818
Unused loan commitments$20,903,0003,098
Tier 1 (core) risk-based capital$35,686,0001,555
Tier 2 risk-based capital$3,238,0001,450
Total risk weighted assets$297,788,0001,448
Total unused commitments$20,903,0003,099
Derivatives$0866
2005-03-31Rank
# of Employees:961,778
Assets and Liabilities
Total Assets:$324,814,0001,828
Cash and due from depository institutions$5,347,0001,778
Interest-bearing balances$88,0005,352
Securities$30,423,0003,580
Federal funds sold & reverse repurchase agreements$25,726,000475
Net loans & leases$255,138,0001,566
Loan loss allowance$2,968,0001,595
Trading account assets$0148
Bank premises and fixed assets$1,552,0004,950
Other real estate owned$01,778
Goodwill and other intangibles$03,297
All other assets$6,628,0002,179
Life insurance assets$0333
Total liabilities and capital$324,814,0001,828
Total liabilities$290,035,0001,839
Total deposits$272,763,0001,746
Interest-bearing deposits$214,653,0001,881
Deposits held in domestic offices$272,763,0001,742
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$16,000,0001,927
Subordinated debt$0265
All other liabilities$1,272,0002,710
Total equity capital$34,779,0001,658
Total bank equity capital$34,779,0001,658
Perpetual preferred stock$0120
Common stock$14,678,000213
Surplus$15,042,0001,492
Undivided profits$5,059,0004,504
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$73,0006,596
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$977,0003,120
Earning assets$311,375,0001,754
Long-term assets (5+ years)$47,331,0001,914
Average Assets, year-to-date$308,758,5001,890
Average Assets, quarterly$308,758,5001,890
Volatile liabilities$52,804,0002,078
Insider loans$955,0004,243
FHLB advances$16,000,0001,820
Loans and leases held for sale$240,0001,407
Unused loan commitments$22,586,0002,883
Tier 1 (core) risk-based capital$35,305,0001,540
Tier 2 risk-based capital$2,968,0001,550
Total risk weighted assets$279,450,0001,515
Total unused commitments$22,586,0002,888
Derivatives$0790
2004-12-31Rank
# of Employees:941,815
Assets and Liabilities
Total Assets:$292,703,0002,000
Cash and due from depository institutions$6,975,0001,815
Interest-bearing balances$278,0004,061
Securities$32,160,0003,446
Federal funds sold & reverse repurchase agreements$6,482,0001,755
Net loans & leases$239,969,0001,639
Loan loss allowance$2,683,0001,742
Trading account assets$0153
Bank premises and fixed assets$1,540,0004,949
Other real estate owned$01,815
Goodwill and other intangibles$03,293
All other assets$5,577,0002,438
Life insurance assets$0334
Total liabilities and capital$292,703,0002,000
Total liabilities$268,803,0001,962
Total deposits$256,919,0001,832
Interest-bearing deposits$208,531,0001,907
Deposits held in domestic offices$256,919,0001,826
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$11,000,0002,450
Subordinated debt$0272
All other liabilities$884,0003,377
Total equity capital$23,900,0002,414
Total bank equity capital$23,900,0002,414
Perpetual preferred stock$0118
Common stock$10,049,000321
Surplus$8,670,0002,337
Undivided profits$5,181,0004,528
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$75,0006,650
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$880,0003,417
Earning assets$278,889,0001,923
Long-term assets (5+ years)$50,586,0001,853
Average Assets, year-to-date$280,287,6001,987
Average Assets, quarterly$288,064,0002,008
Volatile liabilities$46,663,0002,230
Insider loans$600,0005,131
FHLB advances$11,000,0002,314
Loans and leases held for sale$01,753
Unused loan commitments$19,365,0003,107
Tier 1 (core) risk-based capital$24,132,0002,285
Tier 2 risk-based capital$2,683,0001,693
Total risk weighted assets$260,054,0001,604
Total unused commitments$19,365,0003,107
Derivatives$0774
2004-09-30Rank
# of Employees:832,053
Assets and Liabilities
Total Assets:$283,425,0002,030
Cash and due from depository institutions$8,505,0002,053
Interest-bearing balances$208,0004,367
Securities$38,574,0002,975
Federal funds sold & reverse repurchase agreements$6,008,0001,807
Net loans & leases$222,177,0001,734
Loan loss allowance$2,502,0001,869
Trading account assets$0149
Bank premises and fixed assets$1,447,0005,058
Other real estate owned$02,053
Goodwill and other intangibles$03,268
All other assets$6,714,0002,076
Life insurance assets$0330
Total liabilities and capital$283,425,0002,030
Total liabilities$259,979,0001,996
Total deposits$239,905,0001,928
Interest-bearing deposits$196,388,0002,003
Deposits held in domestic offices$239,905,0001,921
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$19,000,0001,782
Subordinated debt$0276
All other liabilities$1,074,0003,041
Total equity capital$23,446,0002,442
Total bank equity capital$23,446,0002,442
Perpetual preferred stock$0124
Common stock$9,939,000332
Surplus$8,520,0002,324
Undivided profits$4,987,0004,676
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$198,0005,651
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$948,0003,302
Earning assets$266,967,0001,981
Long-term assets (5+ years)$61,342,0001,614
Average Assets, year-to-date$277,183,7502,008
Average Assets, quarterly$279,250,5002,041
Volatile liabilities$56,207,0001,896
Insider loans$640,0004,973
FHLB advances$19,000,0001,670
Loans and leases held for sale$01,808
Unused loan commitments$19,447,0003,055
Tier 1 (core) risk-based capital$23,648,0002,306
Tier 2 risk-based capital$2,502,0001,778
Total risk weighted assets$244,372,0001,655
Total unused commitments$19,447,0003,058
Derivatives$0770
2004-06-30Rank
# of Employees:832,057
Assets and Liabilities
Total Assets:$275,076,0002,065
Cash and due from depository institutions$9,963,0002,057
Interest-bearing balances$208,0004,453
Securities$40,908,0002,888
Federal funds sold & reverse repurchase agreements$3,464,0002,597
Net loans & leases$213,581,0001,762
Loan loss allowance$2,747,0001,675
Trading account assets$0153
Bank premises and fixed assets$1,442,0005,052
Other real estate owned$02,057
Goodwill and other intangibles$03,275
All other assets$5,718,0002,348
Life insurance assets$0323
Total liabilities and capital$275,076,0002,065
Total liabilities$252,773,0002,033
Total deposits$238,026,0001,924
Interest-bearing deposits$178,801,0002,178
Deposits held in domestic offices$238,026,0001,917
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$14,000,0002,125
Subordinated debt$0288
All other liabilities$747,0003,595
Total equity capital$22,303,0002,466
Total bank equity capital$22,303,0002,466
Perpetual preferred stock$0126
Common stock$9,754,000337
Surplus$8,263,0002,344
Undivided profits$4,286,0004,877
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,186,0001,292
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$570,0004,795
Earning assets$258,161,0002,027
Long-term assets (5+ years)$71,649,0001,459
Average Assets, year-to-date$275,103,3302,022
Average Assets, quarterly$276,866,0002,026
Volatile liabilities$36,556,0002,611
Insider loans$645,0004,960
FHLB advances$14,000,0001,991
Loans and leases held for sale$01,820
Unused loan commitments$12,639,0003,937
Tier 1 (core) risk-based capital$22,892,0002,331
Tier 2 risk-based capital$2,747,0001,599
Total risk weighted assets$230,971,0001,705
Total unused commitments$12,639,0003,937
Derivatives$0740
2004-03-31Rank
# of Employees:842,036
Assets and Liabilities
Total Assets:$278,656,0002,021
Cash and due from depository institutions$6,513,0002,036
Interest-bearing balances$689,0003,446
Securities$46,219,0002,625
Federal funds sold & reverse repurchase agreements$17,659,000821
Net loans & leases$201,568,0001,811
Loan loss allowance$2,691,0001,703
Trading account assets$0144
Bank premises and fixed assets$1,479,0004,975
Other real estate owned$02,036
Goodwill and other intangibles$03,256
All other assets$5,218,0002,402
Life insurance assets$0322
Total liabilities and capital$278,656,0002,021
Total liabilities$256,117,0001,995
Total deposits$244,556,0001,865
Interest-bearing deposits$183,896,0002,097
Deposits held in domestic offices$244,556,0001,860
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$11,000,0002,276
Subordinated debt$0287
All other liabilities$561,0004,598
Total equity capital$22,539,0002,497
Total bank equity capital$22,539,0002,497
Perpetual preferred stock$0129
Common stock$9,754,000329
Surplus$8,263,0002,317
Undivided profits$4,522,0004,923
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,799,0001,068
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$915,0003,139
Earning assets$266,135,0001,959
Long-term assets (5+ years)$63,378,0001,585
Average Assets, year-to-date$275,117,0002,026
Average Assets, quarterly$275,117,0002,026
Volatile liabilities$36,941,0002,516
Insider loans$633,0004,987
FHLB advances$11,000,0002,154
Loans and leases held for sale$01,884
Unused loan commitments$9,256,0004,572
Tier 1 (core) risk-based capital$22,442,0002,340
Tier 2 risk-based capital$2,543,0001,696
Total risk weighted assets$203,321,0001,873
Total unused commitments$9,256,0004,578
Derivatives$0699
2003-12-31Rank
# of Employees:832,088
Assets and Liabilities
Total Assets:$271,578,0002,065
Cash and due from depository institutions$8,902,0002,088
Interest-bearing balances$480,0003,721
Securities$31,829,0003,551
Federal funds sold & reverse repurchase agreements$13,974,000839
Net loans & leases$210,491,0001,714
Loan loss allowance$2,579,0001,761
Trading account assets$0168
Bank premises and fixed assets$1,529,0004,891
Other real estate owned$02,088
Goodwill and other intangibles$03,237
All other assets$4,853,0002,559
Life insurance assets$01
Total liabilities and capital$271,578,0002,065
Total liabilities$251,141,0002,011
Total deposits$239,402,0001,894
Interest-bearing deposits$196,119,0001,963
Deposits held in domestic offices$239,402,0001,889
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$11,000,0002,307
Subordinated debt$0293
All other liabilities$739,0003,764
Total equity capital$20,437,0002,666
Total bank equity capital$20,437,0002,666
Perpetual preferred stock$0131
Common stock$9,031,000358
Surplus$7,336,0002,542
Undivided profits$4,070,0005,119
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,793,0001,103
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$820,0003,596
Earning assets$256,774,0002,007
Long-term assets (5+ years)$59,414,0001,664
Average Assets, year-to-date$251,465,6002,141
Average Assets, quarterly$271,272,5002,046
Volatile liabilities$38,187,0002,444
Insider loans$52,0007,738
FHLB advances$11,000,0002,174
Loans and leases held for sale$290,0001,365
Unused loan commitments$9,350,0004,422
Tier 1 (core) risk-based capital$20,399,0002,523
Tier 2 risk-based capital$2,579,0001,668
Total risk weighted assets$210,601,0001,803
Total unused commitments$9,350,0004,425
Derivatives$0665
2003-09-30Rank
# of Employees:931,882
Assets and Liabilities
Total Assets:$270,967,0002,064
Cash and due from depository institutions$9,472,0001,882
Interest-bearing balances$275,0004,397
Securities$31,318,0003,526
Federal funds sold & reverse repurchase agreements$25,401,000569
Net loans & leases$198,476,0001,797
Loan loss allowance$2,425,0001,880
Trading account assets$0165
Bank premises and fixed assets$1,652,0004,690
Other real estate owned$01,882
Goodwill and other intangibles$03,226
All other assets$4,648,0002,639
Life insurance assets$01
Total liabilities and capital$270,967,0002,064
Total liabilities$252,829,0001,997
Total deposits$240,737,0001,889
Interest-bearing deposits$186,993,0002,078
Deposits held in domestic offices$240,737,0001,886
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$11,000,0002,235
Subordinated debt$0293
All other liabilities$1,092,0003,047
Total equity capital$18,138,0002,957
Total bank equity capital$18,138,0002,957
Perpetual preferred stock$0137
Common stock$8,131,000397
Surplus$6,224,0002,833
Undivided profits$3,783,0005,335
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,360,0001,385
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$724,0004,202
Earning assets$255,470,0002,009
Long-term assets (5+ years)$48,947,0001,933
Average Assets, year-to-date$246,437,5002,202
Average Assets, quarterly$259,702,5002,136
Volatile liabilities$32,233,0002,737
Insider loans$53,0007,788
FHLB advances$11,000,0002,098
Loans and leases held for sale$8,314,000378
Unused loan commitments$11,430,0003,987
Tier 1 (core) risk-based capital$18,124,0002,828
Tier 2 risk-based capital$2,410,0001,767
Total risk weighted assets$196,279,0001,923
Total unused commitments$11,430,0003,991
Derivatives$0666
2003-06-30Rank
# of Employees:981,778
Assets and Liabilities
Total Assets:$248,438,0002,220
Cash and due from depository institutions$15,591,0001,778
Interest-bearing balances$945,0003,297
Securities$20,794,0004,582
Federal funds sold & reverse repurchase agreements$21,932,000689
Net loans & leases$184,535,0001,890
Loan loss allowance$2,426,0001,848
Trading account assets$0170
Bank premises and fixed assets$1,780,0004,470
Other real estate owned$01,778
Goodwill and other intangibles$03,182
All other assets$3,806,0002,955
Life insurance assets$01
Total liabilities and capital$248,438,0002,220
Total liabilities$231,740,0002,139
Total deposits$219,705,0002,042
Interest-bearing deposits$169,918,0002,246
Deposits held in domestic offices$219,705,0002,037
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$11,000,0002,200
Subordinated debt$0266
All other liabilities$1,035,0003,230
Total equity capital$16,698,0003,182
Total bank equity capital$16,698,0003,182
Perpetual preferred stock$0140
Common stock$7,628,000425
Surplus$5,610,0003,028
Undivided profits$3,460,0005,581
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,475,0001,335
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$750,0003,917
Earning assets$228,206,0002,220
Long-term assets (5+ years)$28,675,0002,730
Average Assets, year-to-date$238,261,0002,273
Average Assets, quarterly$242,098,5002,262
Volatile liabilities$26,867,0003,105
Insider loans$54,0007,854
FHLB advances$11,000,0002,054
Loans and leases held for sale$02,044
Unused loan commitments$13,273,0003,603
Tier 1 (core) risk-based capital$16,634,0002,997
Tier 2 risk-based capital$2,308,0001,800
Total risk weighted assets$184,495,0001,993
Total unused commitments$13,273,0003,617
Derivatives$0623
2003-03-31Rank
# of Employees:901,915
Assets and Liabilities
Total Assets:$235,759,0002,318
Cash and due from depository institutions$11,601,0001,915
Interest-bearing balances$203,0004,627
Securities$25,261,0003,983
Federal funds sold & reverse repurchase agreements$13,468,0001,206
Net loans & leases$178,732,0001,922
Loan loss allowance$2,271,0001,920
Trading account assets$0169
Bank premises and fixed assets$1,904,0004,233
Other real estate owned$01,915
Goodwill and other intangibles$03,151
All other assets$4,793,0002,444
Life insurance assets$01
Total liabilities and capital$235,759,0002,318
Total liabilities$220,280,0002,238
Total deposits$206,701,0002,149
Interest-bearing deposits$151,330,0002,530
Deposits held in domestic offices$206,701,0002,145
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$11,000,0002,155
Subordinated debt$0265
All other liabilities$2,579,0001,698
Total equity capital$15,479,0003,346
Total bank equity capital$15,479,0003,346
Perpetual preferred stock$0141
Common stock$7,203,000455
Surplus$5,115,0003,164
Undivided profits$3,161,0005,724
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,485,0001,323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$859,0003,496
Earning assets$217,664,0002,312
Long-term assets (5+ years)$29,986,0002,571
Average Assets, year-to-date$233,172,5002,313
Average Assets, quarterly$233,172,5002,313
Volatile liabilities$19,131,0003,867
Insider loans$55,0007,838
FHLB advances$11,000,0002,023
Loans and leases held for sale$01,961
Unused loan commitments$14,205,0003,399
Tier 1 (core) risk-based capital$15,387,0003,177
Tier 2 risk-based capital$2,193,0001,843
Total risk weighted assets$175,340,0002,040
Total unused commitments$14,205,0003,410
Derivatives$0578
2002-12-31Rank
# of Employees:871,980
Assets and Liabilities
Total Assets:$230,586,0002,334
Cash and due from depository institutions$11,050,0001,980
Interest-bearing balances$298,0004,226
Securities$29,101,0003,596
Federal funds sold & reverse repurchase agreements$11,610,0001,237
Net loans & leases$172,001,0001,984
Loan loss allowance$2,146,0001,988
Trading account assets$0170
Bank premises and fixed assets$2,011,0004,078
Other real estate owned$01,980
Goodwill and other intangibles$03,122
All other assets$4,813,0002,405
Life insurance assets$01
Total liabilities and capital$230,586,0002,334
Total liabilities$215,891,0002,226
Total deposits$204,002,0002,126
Interest-bearing deposits$156,783,0002,369
Deposits held in domestic offices$204,002,0002,123
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$11,000,0002,180
Subordinated debt$0258
All other liabilities$889,0003,673
Total equity capital$14,695,0003,488
Total bank equity capital$14,695,0003,488
Perpetual preferred stock$0142
Common stock$6,967,000476
Surplus$4,850,0003,282
Undivided profits$2,878,0005,933
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,065,0001,480
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,097,0002,935
Earning assets$213,010,0002,303
Long-term assets (5+ years)$33,366,0002,345
Average Assets, year-to-date$206,466,8002,479
Average Assets, quarterly$214,240,5002,484
Volatile liabilities$19,314,0003,847
Insider loans$56,0007,876
FHLB advances$11,000,0002,034
Loans and leases held for sale$01,889
Unused loan commitments$11,255,0003,814
Tier 1 (core) risk-based capital$14,560,0003,309
Tier 2 risk-based capital$2,098,0001,894
Total risk weighted assets$167,757,0002,097
Total unused commitments$11,255,0003,820
Derivatives$0527
2001-12-31Rank
# of Employees:812,117
Assets and Liabilities
Total Assets:$187,030,0002,696
Cash and due from depository institutions$8,795,0002,117
Interest-bearing balances$52,0005,685
Securities$12,044,0006,012
Federal funds sold & reverse repurchase agreements$11,875,0001,236
Net loans & leases$145,376,0002,233
Loan loss allowance$1,660,0002,367
Trading account assets$0182
Bank premises and fixed assets$3,870,0002,335
Other real estate owned$02,117
Goodwill and other intangibles$03,095
All other assets$5,070,0002,173
Life insurance assets$01
Total liabilities and capital$187,030,0002,696
Total liabilities$173,661,0002,627
Total deposits$166,647,0002,461
Interest-bearing deposits$125,693,0002,792
Deposits held in domestic offices$166,647,0002,455
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$5,000,0002,996
Subordinated debt$0241
All other liabilities$2,014,0002,000
Total equity capital$13,369,0003,553
Total bank equity capital$13,369,0003,553
Perpetual preferred stock$0158
Common stock$6,816,000482
Surplus$4,702,0003,271
Undivided profits$1,851,0006,710
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$634,0003,642
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$662,0004,917
Earning assets$169,347,0002,717
Long-term assets (5+ years)$24,416,0002,890
Average Assets, year-to-date$189,837,6002,558
Average Assets, quarterly$184,536,0002,698
Volatile liabilities$21,408,0003,485
Insider loans$839,0004,292
FHLB advances$5,000,0002,803
Loans and leases held for sale$01,749
Unused loan commitments$9,181,0004,116
Tier 1 (core) risk-based capital$13,346,0003,390
Tier 2 risk-based capital$1,660,0002,193
Total risk weighted assets$144,327,0002,311
Total unused commitments$9,181,0004,124
Derivatives$0450
2000-12-31Rank
# of Employees:851,985
Assets and Liabilities
Total Assets:$200,671,0002,429
Cash and due from depository institutions$11,558,0001,985
Interest-bearing balances$340,0003,370
Securities$26,419,0003,792
Federal funds sold & reverse repurchase agreements$15,444,000785
Net loans & leases$138,585,0002,266
Loan loss allowance$1,781,0002,115
Trading account assets$0175
Bank premises and fixed assets$4,031,0002,187
Other real estate owned$01,985
Goodwill and other intangibles$03,145
All other assets$4,634,0001,936
Life insurance assets$01
Total liabilities and capital$200,671,0002,429
Total liabilities$188,842,0002,326
Total deposits$187,897,0002,096
Interest-bearing deposits$154,007,0002,202
Deposits held in domestic offices$187,897,0002,093
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$945,0003,750
Total equity capital$11,829,0003,841
Total bank equity capital$11,829,0003,841
Perpetual preferred stock$0178
Common stock$5,784,000583
Surplus$3,598,0003,887
Undivided profits$2,447,0006,126
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$172,0005,973
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$757,0003,593
Earning assets$180,788,0002,469
Long-term assets (5+ years)$34,624,0002,157
Average Assets, year-to-date$206,375,6002,233
Average Assets, quarterly$204,987,0002,355
Volatile liabilities$25,315,0003,050
Insider loans$1,844,0002,490
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$10,107,0003,717
Tier 1 (core) risk-based capital$11,963,0003,654
Tier 2 risk-based capital$1,781,0001,986
Total risk weighted assets$142,921,9002,234
Total unused commitments$10,107,0003,718
Derivatives$0481
1999-12-31Rank
# of Employees:692,557
Assets and Liabilities
Total Assets:$193,014,0002,461
Cash and due from depository institutions$10,180,0002,557
Interest-bearing balances$06,854
Securities$26,633,0003,949
Federal funds sold & reverse repurchase agreements$605,0005,548
Net loans & leases$148,032,0002,026
Loan loss allowance$1,395,0002,547
Trading account assets$0165
Bank premises and fixed assets$2,455,0003,416
Other real estate owned$02,557
Goodwill and other intangibles$03,276
All other assets$5,109,0001,754
Life insurance assets$01
Total liabilities and capital$193,014,0002,461
Total liabilities$180,670,0002,379
Total deposits$166,946,0002,282
Interest-bearing deposits$131,292,0002,490
Deposits held in domestic offices$166,946,0002,278
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$12,000,0001,782
Subordinated debt$0242
All other liabilities$1,724,0002,126
Total equity capital$12,344,0003,548
Total bank equity capital$12,344,0003,548
Perpetual preferred stock$0193
Common stock$5,783,000617
Surplus$3,598,0003,861
Undivided profits$2,963,0005,553
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$145,0006,296
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$70,000984
Income earned, not collected on loans$676,0003,467
Earning assets$175,270,0002,480
Long-term assets (5+ years)$43,365,0001,930
Average Assets, year-to-date$160,426,6002,799
Average Assets, quarterly$185,746,5002,512
Volatile liabilities$26,609,0002,784
Insider loans$2,293,0001,985
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$11,594,0003,400
Tier 1 (core) risk-based capital$13,133,0003,357
Tier 2 risk-based capital$1,395,0002,325
Total risk weighted assets$149,763,8002,052
Total unused commitments$11,594,0003,404
Derivatives$0488
1998-12-31Rank
# of Employees:593,010
Assets and Liabilities
Total Assets:$129,555,0003,467
Cash and due from depository institutions$7,819,0003,010
Interest-bearing balances$06,728
Securities$22,856,0004,419
Federal funds sold & reverse repurchase agreements$11,540,0001,505
Net loans & leases$82,473,0003,283
Loan loss allowance$1,246,0002,743
Trading account assets$0197
Bank premises and fixed assets$1,724,0004,353
Other real estate owned$218,0003,010
Goodwill and other intangibles$03,445
All other assets$2,925,0002,524
Life insurance assets$01
Total liabilities and capital$129,555,0003,467
Total liabilities$121,476,0003,333
Total deposits$108,077,0003,467
Interest-bearing deposits$78,091,0004,049
Deposits held in domestic offices$108,077,0003,462
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$12,000,0001,399
Subordinated debt$0255
All other liabilities$1,399,0002,680
Total equity capital$8,079,0005,170
Total bank equity capital$8,079,0005,170
Perpetual preferred stock$0199
Common stock$4,069,000890
Surplus$1,593,0006,071
Undivided profits$2,417,0006,460
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$220,0005,923
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$394,0005,547
Earning assets$116,869,0003,543
Long-term assets (5+ years)$28,256,0002,474
Average Assets, year-to-date$115,829,6003,637
Average Assets, quarterly$129,266,0003,418
Volatile liabilities$9,144,0005,250
Insider loans$471,0005,445
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$11,631,0003,291
Tier 1 (core) risk-based capital$8,066,0004,984
Tier 2 risk-based capital$1,105,0502,793
Total risk weighted assets$88,263,1503,151
Total unused commitments$11,631,0003,295
Derivatives$0527
1997-12-31Rank
# of Employees:483,726
Assets and Liabilities
Total Assets:$101,187,0004,279
Cash and due from depository institutions$7,546,0003,726
Interest-bearing balances$06,604
Securities$18,826,0005,139
Federal funds sold & reverse repurchase agreements$5,483,0002,502
Net loans & leases$66,139,0004,014
Loan loss allowance$1,066,0003,182
Trading account assets$0203
Bank premises and fixed assets$1,673,0004,379
Other real estate owned$03,726
Goodwill and other intangibles$03,571
All other assets$1,520,0004,414
Life insurance assets$01
Total liabilities and capital$101,187,0004,279
Total liabilities$94,205,0004,148
Total deposits$88,938,0004,111
Interest-bearing deposits$57,367,0005,234
Deposits held in domestic offices$88,938,0004,102
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$4,500,0002,063
Subordinated debt$0260
All other liabilities$767,0004,400
Total equity capital$6,982,0005,773
Total bank equity capital$6,982,0005,773
Perpetual preferred stock$0223
Common stock$4,069,000890
Surplus$1,593,0006,138
Undivided profits$1,320,0008,099
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$415,0004,522
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$373,0005,948
Earning assets$90,448,0004,394
Long-term assets (5+ years)$12,790,0003,724
Average Assets, year-to-date$98,596,0004,203
Average Assets, quarterly$98,350,0004,338
Volatile liabilities$14,234,0003,897
Insider loans$466,0005,605
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$8,651,0003,787
Tier 1 (core) risk-based capital$6,951,0005,630
Tier 2 risk-based capital$857,6703,375
Total risk weighted assets$68,405,1703,908
Total unused commitments$8,651,0003,790
Derivatives$0533
1996-12-31Rank
# of Employees:424,378
Assets and Liabilities
Total Assets:$94,136,0004,656
Cash and due from depository institutions$6,611,0004,378
Interest-bearing balances$06,640
Securities$21,585,0005,046
Federal funds sold & reverse repurchase agreements$10,334,0001,259
Net loans & leases$52,658,0004,844
Loan loss allowance$961,0003,635
Trading account assets$0240
Bank premises and fixed assets$1,292,0005,191
Other real estate owned$283,0004,378
Goodwill and other intangibles$03,437
All other assets$1,373,0004,944
Life insurance assets$01
Total liabilities and capital$94,136,0004,656
Total liabilities$88,201,0004,482
Total deposits$83,088,0004,489
Interest-bearing deposits$60,956,0005,127
Deposits held in domestic offices$83,088,0004,479
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$4,500,0001,955
Subordinated debt$0298
All other liabilities$613,0005,187
Total equity capital$5,935,0006,499
Total bank equity capital$5,935,0006,499
Perpetual preferred stock$0250
Common stock$4,069,000941
Surplus$1,593,0006,284
Undivided profits$273,00010,261
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$226,0006,377
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$287,0007,095
Earning assets$84,577,0004,761
Long-term assets (5+ years)$10,394,0004,132
Average Assets, year-to-date$81,989,8005,043
Average Assets, quarterly$91,300,0004,734
Volatile liabilities$14,428,0003,716
Insider loans$124,0008,496
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$7,169,0004,172
Tier 1 (core) risk-based capital$6,088,0006,308
Tier 2 risk-based capital$773,2703,752
Total risk weighted assets$61,673,5704,281
Total unused commitments$7,169,0004,186
Derivatives$0549
1995-12-31Rank
# of Employees:345,419
Assets and Liabilities
Total Assets:$68,735,0006,036
Cash and due from depository institutions$4,566,0005,419
Interest-bearing balances$06,853
Securities$13,552,0007,104
Federal funds sold & reverse repurchase agreements$9,032,0001,607
Net loans & leases$39,178,0005,935
Loan loss allowance$982,0003,605
Trading account assets$0261
Bank premises and fixed assets$948,0006,235
Other real estate owned$335,0005,419
Goodwill and other intangibles$03,181
All other assets$1,124,0005,860
Life insurance assets$01
Total liabilities and capital$68,735,0006,036
Total liabilities$63,225,0005,918
Total deposits$62,940,0005,730
Interest-bearing deposits$47,158,0006,335
Deposits held in domestic offices$62,940,0005,720
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$285,0008,488
Total equity capital$5,510,0006,924
Total bank equity capital$5,510,0006,924
Perpetual preferred stock$0288
Common stock$4,069,000947
Surplus$1,593,0006,357
Undivided profits$-152,00011,483
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$247,0007,966
Earning assets$61,762,0006,113
Long-term assets (5+ years)$220,00010,051
Average Assets, year-to-date$59,180,0006,518
Average Assets, quarterly$66,487,5006,115
Volatile liabilities$8,237,0005,195
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$2,767,0006,596
Tier 1 (core) risk-based capital$5,457,0006,848
Tier 2 risk-based capital$505,7105,219
Total risk weighted assets$39,980,5105,945
Total unused commitments$2,767,0006,610
Derivatives$0628
1994-12-31Rank
# of Employees:296,346
Assets and Liabilities
Total Assets:$53,256,0007,201
Cash and due from depository institutions$3,288,0006,346
Interest-bearing balances$07,034
Securities$7,723,0009,645
Federal funds sold & reverse repurchase agreements$5,159,0001,759
Net loans & leases$35,518,0006,292
Loan loss allowance$684,0004,911
Trading account assets$0286
Bank premises and fixed assets$440,0008,867
Other real estate owned$390,0006,346
Goodwill and other intangibles$03,133
All other assets$738,0008,046
Life insurance assets$01
Total liabilities and capital$53,256,0007,201
Total liabilities$48,516,0007,162
Total deposits$48,376,0006,963
Interest-bearing deposits$35,262,0007,686
Deposits held in domestic offices$48,376,0006,955
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$140,00010,218
Total equity capital$4,740,0007,390
Total bank equity capital$4,740,0007,390
Perpetual preferred stock$0310
Common stock$4,068,000933
Surplus$1,200,0007,357
Undivided profits$-528,00012,017
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$20,00010,573
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$214,0008,191
Earning assets$48,400,0007,220
Long-term assets (5+ years)$216,00010,552
Average Assets, year-to-date$46,430,6007,711
Average Assets, quarterly$51,362,0007,352
Volatile liabilities$6,653,0005,742
Insider loans$011,229
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$4,272,0005,365
Tier 1 (core) risk-based capital$4,740,0007,496
Tier 2 risk-based capital$460,2805,646
Total risk weighted assets$36,598,8806,302
Total unused commitments$4,272,0005,372
Derivatives$0687
1993-12-31Rank
# of Employees:208,423
Assets and Liabilities
Total Assets:$40,988,0008,699
Cash and due from depository institutions$2,875,0008,423
Interest-bearing balances$07,655
Securities$1,633,00012,699
Federal funds sold & reverse repurchase agreements$4,125,0003,333
Net loans & leases$31,091,0006,828
Loan loss allowance$620,0005,453
Trading account assets$0330
Bank premises and fixed assets$476,0008,873
Other real estate owned$534,0008,423
Goodwill and other intangibles$03,091
All other assets$254,00011,736
Life insurance assets$01
Total liabilities and capital$40,988,0008,699
Total liabilities$38,098,0008,565
Total deposits$38,008,0008,398
Interest-bearing deposits$27,359,0009,245
Deposits held in domestic offices$38,008,0008,391
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$90,00011,805
Total equity capital$2,890,0009,958
Total bank equity capital$2,890,0009,958
Perpetual preferred stock$0343
Common stock$2,869,0001,400
Surplus$1,200,0007,431
Undivided profits$-1,179,00012,862
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$174,0007,922
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$173,0008,833
Earning assets$36,849,0008,783
Long-term assets (5+ years)$57,00011,323
Average Assets, year-to-date$40,450,6008,609
Average Assets, quarterly$39,608,5008,828
Volatile liabilities$5,211,0006,377
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,748,0007,889
Tier 1 (core) risk-based capital$2,890,0009,904
Tier 2 risk-based capital$389,4006,422
Total risk weighted assets$30,921,5007,142
Total unused commitments$1,748,0007,915
Derivatives$0714
1992-12-31Rank
# of Employees:198,886
Assets and Liabilities
Total Assets:$44,387,0008,466
Cash and due from depository institutions$2,434,0008,886
Interest-bearing balances$164,0006,469
Securities$1,476,00013,292
Federal funds sold & reverse repurchase agreements$8,413,0001,961
Net loans & leases$30,656,0006,950
Loan loss allowance$522,0006,243
Trading account assets$0344
Bank premises and fixed assets$573,0008,406
Other real estate owned$534,0008,886
Goodwill and other intangibles$03,106
All other assets$301,00011,734
Life insurance assets$01
Total liabilities and capital$44,387,0008,466
Total liabilities$42,105,0008,268
Total deposits$41,737,0008,144
Interest-bearing deposits$31,998,0008,719
Deposits held in domestic offices$41,737,0008,138
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$368,0007,234
Total equity capital$2,282,00010,956
Total bank equity capital$2,282,00010,956
Perpetual preferred stock$0346
Common stock$2,869,0001,436
Surplus$1,200,0007,411
Undivided profits$-1,787,00013,507
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$927,0003,883
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$174,0009,354
Earning assets$40,709,0008,421
Long-term assets (5+ years)$68,00011,682
Average Assets, year-to-date$44,563,6008,294
Average Assets, quarterly$43,451,0008,510
Volatile liabilities$6,106,0005,817
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$2,517,0006,661
Tier 1 (core) risk-based capital$2,282,00010,911
Tier 2 risk-based capital$408,2306,159
Total risk weighted assets$32,544,5306,934
Total unused commitments$2,517,0006,690
Derivatives$0651