Home > First South Bank > Income and Expense
First South Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $30,424,000 | 708 |
| Total interest expense | $2,619,000 | 917 |
| Net interest income | $27,805,000 | 686 |
| Provision for loan and lease losses | $850,000 | 803 |
| Total noninterest income | $10,034,000 | 572 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $3,066,000 | 358 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,968,000 | 548 |
| Total noninterest expense | $26,442,000 | 623 |
| Salaries and employee benefits | $14,702,000 | 619 |
| Premises and equipment expense | $3,365,000 | 561 |
| Additional noninterest expense | $8,375,000 | 607 |
| Pre-tax net operating income | $10,547,000 | 725 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $3,272,000 | 639 |
| Income before extraordinary items | $7,275,000 | 828 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,275,000 | 828 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,275,000 | 828 |
| Net charge-offs | $-39,000 | 5,105 |
| Cash dividends | $1,873,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 381 |
| Net operating income | $7,275,000 | 817 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $19,730,000 | 719 |
| Total interest expense | $1,706,000 | 922 |
| Net interest income | $18,024,000 | 705 |
| Provision for loan and lease losses | $750,000 | 615 |
| Total noninterest income | $6,639,000 | 566 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $2,038,000 | 352 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $4,601,000 | 552 |
| Total noninterest expense | $17,906,000 | 611 |
| Salaries and employee benefits | $9,748,000 | 624 |
| Premises and equipment expense | $2,299,000 | 542 |
| Additional noninterest expense | $5,859,000 | 579 |
| Pre-tax net operating income | $6,007,000 | 839 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,801,000 | 720 |
| Income before extraordinary items | $4,206,000 | 924 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,206,000 | 925 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,206,000 | 924 |
| Net charge-offs | $56,000 | 1,916 |
| Cash dividends | $1,341,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 464 |
| Net operating income | $4,206,000 | 913 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $9,618,000 | 731 |
| Total interest expense | $816,000 | 942 |
| Net interest income | $8,802,000 | 716 |
| Provision for loan and lease losses | $265,000 | 760 |
| Total noninterest income | $3,193,000 | 572 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $998,000 | 358 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,195,000 | 551 |
| Total noninterest expense | $8,878,000 | 626 |
| Salaries and employee benefits | $4,917,000 | 627 |
| Premises and equipment expense | $1,191,000 | 546 |
| Additional noninterest expense | $2,770,000 | 619 |
| Pre-tax net operating income | $2,852,000 | 853 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $847,000 | 738 |
| Income before extraordinary items | $2,005,000 | 937 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,005,000 | 938 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,005,000 | 937 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $333,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 422 |
| Net operating income | $2,005,000 | 925 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $36,311,000 | 740 |
| Total interest expense | $3,077,000 | 944 |
| Net interest income | $33,234,000 | 717 |
| Provision for loan and lease losses | $970,000 | 930 |
| Total noninterest income | $13,323,000 | 562 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $4,177,000 | 344 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $9,146,000 | 543 |
| Total noninterest expense | $35,393,000 | 611 |
| Salaries and employee benefits | $18,880,000 | 619 |
| Premises and equipment expense | $4,669,000 | 535 |
| Additional noninterest expense | $11,844,000 | 586 |
| Pre-tax net operating income | $10,194,000 | 914 |
| Securities gains (losses) | $467,000 | 451 |
| Applicable income taxes | $3,212,000 | 744 |
| Income before extraordinary items | $7,449,000 | 1,003 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,449,000 | 1,002 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,449,000 | 1,002 |
| Net charge-offs | $164,000 | 2,144 |
| Cash dividends | $1,918,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 521 |
| Net operating income | $7,122,100 | 1,012 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $26,952,000 | 742 |
| Total interest expense | $2,282,000 | 954 |
| Net interest income | $24,670,000 | 716 |
| Provision for loan and lease losses | $770,000 | 840 |
| Total noninterest income | $10,075,000 | 561 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $3,166,000 | 340 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $6,909,000 | 548 |
| Total noninterest expense | $26,741,000 | 609 |
| Salaries and employee benefits | $14,243,000 | 616 |
| Premises and equipment expense | $4,097,000 | 466 |
| Additional noninterest expense | $8,401,000 | 617 |
| Pre-tax net operating income | $7,234,000 | 965 |
| Securities gains (losses) | $467,000 | 408 |
| Applicable income taxes | $2,372,000 | 777 |
| Income before extraordinary items | $5,329,000 | 1,053 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,329,000 | 1,053 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,329,000 | 1,053 |
| Net charge-offs | $139,000 | 1,758 |
| Cash dividends | $1,533,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 483 |
| Net operating income | $5,006,770 | 1,087 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $17,719,000 | 753 |
| Total interest expense | $1,498,000 | 964 |
| Net interest income | $16,221,000 | 724 |
| Provision for loan and lease losses | $550,000 | 785 |
| Total noninterest income | $6,477,000 | 568 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $2,092,000 | 339 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,385,000 | 550 |
| Total noninterest expense | $17,930,000 | 605 |
| Salaries and employee benefits | $9,506,000 | 621 |
| Premises and equipment expense | $2,750,000 | 472 |
| Additional noninterest expense | $5,674,000 | 602 |
| Pre-tax net operating income | $4,218,000 | 1,063 |
| Securities gains (losses) | $467,000 | 294 |
| Applicable income taxes | $1,365,000 | 849 |
| Income before extraordinary items | $3,320,000 | 1,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,320,000 | 1,110 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,320,000 | 1,110 |
| Net charge-offs | $79,000 | 1,834 |
| Cash dividends | $973,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 466 |
| Net operating income | $2,988,430 | 1,164 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 767 |
| Total interest expense | $742,000 | 972 |
| Net interest income | $7,953,000 | 741 |
| Provision for loan and lease losses | $225,000 | 871 |
| Total noninterest income | $3,204,000 | 551 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,033,000 | 337 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,171,000 | 535 |
| Total noninterest expense | $9,018,000 | 601 |
| Salaries and employee benefits | $4,815,000 | 616 |
| Premises and equipment expense | $1,372,000 | 475 |
| Additional noninterest expense | $2,831,000 | 595 |
| Pre-tax net operating income | $1,914,000 | 1,129 |
| Securities gains (losses) | $284,000 | 221 |
| Applicable income taxes | $629,000 | 884 |
| Income before extraordinary items | $1,569,000 | 1,141 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,569,000 | 1,142 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,569,000 | 1,142 |
| Net charge-offs | $-43,000 | 5,691 |
| Cash dividends | $488,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 431 |
| Net operating income | $1,367,360 | 1,233 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $32,520,000 | 793 |
| Total interest expense | $2,493,000 | 1,122 |
| Net interest income | $30,027,000 | 749 |
| Provision for loan and lease losses | $800,000 | 973 |
| Total noninterest income | $12,568,000 | 578 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $4,674,000 | 314 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $7,894,000 | 594 |
| Total noninterest expense | $36,062,000 | 591 |
| Salaries and employee benefits | $18,430,000 | 619 |
| Premises and equipment expense | $5,323,000 | 477 |
| Additional noninterest expense | $12,309,000 | 545 |
| Pre-tax net operating income | $5,733,000 | 1,410 |
| Securities gains (losses) | $1,418,000 | 150 |
| Applicable income taxes | $2,052,000 | 987 |
| Income before extraordinary items | $5,099,000 | 1,331 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,099,000 | 1,331 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,099,000 | 1,331 |
| Net charge-offs | $453,000 | 1,261 |
| Cash dividends | $2,129,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 565 |
| Net operating income | $4,092,220 | 1,538 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $23,932,000 | 807 |
| Total interest expense | $1,792,000 | 1,179 |
| Net interest income | $22,140,000 | 770 |
| Provision for loan and lease losses | $475,000 | 1,079 |
| Total noninterest income | $9,375,000 | 585 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $3,530,000 | 313 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,845,000 | 605 |
| Total noninterest expense | $27,053,000 | 593 |
| Salaries and employee benefits | $13,748,000 | 632 |
| Premises and equipment expense | $3,970,000 | 490 |
| Additional noninterest expense | $9,335,000 | 548 |
| Pre-tax net operating income | $3,987,000 | 1,522 |
| Securities gains (losses) | $955,000 | 192 |
| Applicable income taxes | $1,514,000 | 1,028 |
| Income before extraordinary items | $3,428,000 | 1,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,428,000 | 1,472 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,428,000 | 1,472 |
| Net charge-offs | $425,000 | 964 |
| Cash dividends | $1,891,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 529 |
| Net operating income | $2,769,050 | 1,707 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $15,704,000 | 817 |
| Total interest expense | $1,139,000 | 1,232 |
| Net interest income | $14,565,000 | 778 |
| Provision for loan and lease losses | $140,000 | 1,885 |
| Total noninterest income | $6,183,000 | 594 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $2,282,000 | 321 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,901,000 | 613 |
| Total noninterest expense | $18,125,000 | 585 |
| Salaries and employee benefits | $9,065,000 | 637 |
| Premises and equipment expense | $2,660,000 | 496 |
| Additional noninterest expense | $6,400,000 | 538 |
| Pre-tax net operating income | $2,483,000 | 1,588 |
| Securities gains (losses) | $452,000 | 271 |
| Applicable income taxes | $849,000 | 1,153 |
| Income before extraordinary items | $2,086,000 | 1,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,086,000 | 1,565 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,086,000 | 1,565 |
| Net charge-offs | $296,000 | 911 |
| Cash dividends | $1,453,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 510 |
| Net operating income | $1,765,080 | 1,756 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 819 |
| Total interest expense | $570,000 | 1,236 |
| Net interest income | $7,229,000 | 780 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $2,835,000 | 615 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,047,000 | 340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,788,000 | 624 |
| Total noninterest expense | $9,178,000 | 575 |
| Salaries and employee benefits | $4,506,000 | 640 |
| Premises and equipment expense | $1,372,000 | 486 |
| Additional noninterest expense | $3,300,000 | 504 |
| Pre-tax net operating income | $886,000 | 2,049 |
| Securities gains (losses) | $251,000 | 294 |
| Applicable income taxes | $309,000 | 1,413 |
| Income before extraordinary items | $828,000 | 1,878 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $828,000 | 1,880 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $828,000 | 1,880 |
| Net charge-offs | $317,000 | 516 |
| Cash dividends | $940,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 487 |
| Net operating income | $644,770 | 2,215 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $29,221,000 | 858 |
| Total interest expense | $2,428,000 | 1,201 |
| Net interest income | $26,793,000 | 821 |
| Provision for loan and lease losses | $1,100,000 | 810 |
| Total noninterest income | $8,293,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,430,000 | 565 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,863,000 | 683 |
| Total noninterest expense | $28,170,000 | 724 |
| Salaries and employee benefits | $14,887,000 | 745 |
| Premises and equipment expense | $3,576,000 | 690 |
| Additional noninterest expense | $9,707,000 | 686 |
| Pre-tax net operating income | $5,816,000 | 1,348 |
| Securities gains (losses) | $14,000 | 2,497 |
| Applicable income taxes | $1,699,000 | 1,106 |
| Income before extraordinary items | $4,131,000 | 1,544 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,131,000 | 1,541 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,131,000 | 1,543 |
| Net charge-offs | $1,189,000 | 777 |
| Cash dividends | $1,690,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 607 |
| Net operating income | $4,121,060 | 1,515 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $21,635,000 | 874 |
| Total interest expense | $1,766,000 | 1,251 |
| Net interest income | $19,869,000 | 836 |
| Provision for loan and lease losses | $1,100,000 | 612 |
| Total noninterest income | $6,120,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,745,000 | 588 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,375,000 | 683 |
| Total noninterest expense | $19,354,000 | 781 |
| Salaries and employee benefits | $10,780,000 | 771 |
| Premises and equipment expense | $2,523,000 | 736 |
| Additional noninterest expense | $6,051,000 | 801 |
| Pre-tax net operating income | $5,535,000 | 1,111 |
| Securities gains (losses) | $14,000 | 2,191 |
| Applicable income taxes | $1,625,000 | 939 |
| Income before extraordinary items | $3,924,000 | 1,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,924,000 | 1,234 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,924,000 | 1,236 |
| Net charge-offs | $1,205,000 | 586 |
| Cash dividends | $1,450,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 575 |
| Net operating income | $3,914,060 | 1,226 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,305,000 | 879 |
| Total interest expense | $1,131,000 | 1,307 |
| Net interest income | $13,174,000 | 831 |
| Provision for loan and lease losses | $700,000 | 642 |
| Total noninterest income | $3,950,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,118,000 | 601 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,832,000 | 680 |
| Total noninterest expense | $12,895,000 | 784 |
| Salaries and employee benefits | $7,192,000 | 763 |
| Premises and equipment expense | $1,649,000 | 760 |
| Additional noninterest expense | $4,054,000 | 800 |
| Pre-tax net operating income | $3,529,000 | 1,125 |
| Securities gains (losses) | $14,000 | 1,800 |
| Applicable income taxes | $1,026,000 | 957 |
| Income before extraordinary items | $2,517,000 | 1,250 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,517,000 | 1,249 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,517,000 | 1,251 |
| Net charge-offs | $383,000 | 1,071 |
| Cash dividends | $1,200,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 552 |
| Net operating income | $2,507,060 | 1,232 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,081,000 | 888 |
| Total interest expense | $560,000 | 1,347 |
| Net interest income | $6,521,000 | 839 |
| Provision for loan and lease losses | $250,000 | 826 |
| Total noninterest income | $1,777,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $476,000 | 675 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,301,000 | 692 |
| Total noninterest expense | $6,445,000 | 793 |
| Salaries and employee benefits | $3,602,000 | 773 |
| Premises and equipment expense | $822,000 | 777 |
| Additional noninterest expense | $2,021,000 | 797 |
| Pre-tax net operating income | $1,603,000 | 1,183 |
| Securities gains (losses) | $14,000 | 1,064 |
| Applicable income taxes | $451,000 | 1,004 |
| Income before extraordinary items | $1,166,000 | 1,297 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,166,000 | 1,298 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,166,000 | 1,298 |
| Net charge-offs | $55,000 | 1,793 |
| Cash dividends | $450,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 529 |
| Net operating income | $1,155,920 | 1,282 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $29,700,000 | 842 |
| Total interest expense | $2,507,000 | 1,353 |
| Net interest income | $27,193,000 | 786 |
| Provision for loan and lease losses | $1,085,000 | 1,028 |
| Total noninterest income | $9,372,000 | 716 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,285,000 | 607 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,087,000 | 619 |
| Total noninterest expense | $26,504,000 | 766 |
| Salaries and employee benefits | $14,169,000 | 768 |
| Premises and equipment expense | $2,980,000 | 821 |
| Additional noninterest expense | $9,355,000 | 744 |
| Pre-tax net operating income | $8,976,000 | 861 |
| Securities gains (losses) | $548,000 | 419 |
| Applicable income taxes | $3,240,000 | 628 |
| Income before extraordinary items | $6,284,000 | 988 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,284,000 | 991 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,284,000 | 991 |
| Net charge-offs | $1,336,000 | 1,024 |
| Cash dividends | $675,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 6,698 |
| Net operating income | $5,922,320 | 1,019 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $22,574,000 | 834 |
| Total interest expense | $1,916,000 | 1,370 |
| Net interest income | $20,658,000 | 774 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $7,187,000 | 712 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,714,000 | 598 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,473,000 | 624 |
| Total noninterest expense | $20,197,000 | 759 |
| Salaries and employee benefits | $10,824,000 | 755 |
| Premises and equipment expense | $2,237,000 | 822 |
| Additional noninterest expense | $7,136,000 | 735 |
| Pre-tax net operating income | $7,248,000 | 807 |
| Securities gains (losses) | $548,000 | 376 |
| Applicable income taxes | $2,721,000 | 593 |
| Income before extraordinary items | $5,075,000 | 923 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,075,000 | 925 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,075,000 | 925 |
| Net charge-offs | $553,000 | 1,491 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 6,809 |
| Net operating income | $4,718,800 | 961 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $15,350,000 | 805 |
| Total interest expense | $1,304,000 | 1,370 |
| Net interest income | $14,046,000 | 751 |
| Provision for loan and lease losses | $400,000 | 1,362 |
| Total noninterest income | $4,867,000 | 709 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,130,000 | 593 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,737,000 | 614 |
| Total noninterest expense | $13,402,000 | 764 |
| Salaries and employee benefits | $7,200,000 | 756 |
| Premises and equipment expense | $1,481,000 | 830 |
| Additional noninterest expense | $4,721,000 | 724 |
| Pre-tax net operating income | $5,111,000 | 758 |
| Securities gains (losses) | $281,000 | 588 |
| Applicable income taxes | $1,920,000 | 555 |
| Income before extraordinary items | $3,472,000 | 887 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,472,000 | 887 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,472,000 | 889 |
| Net charge-offs | $-344,000 | 6,860 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 6,877 |
| Net operating income | $3,292,160 | 894 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 774 |
| Total interest expense | $677,000 | 1,374 |
| Net interest income | $7,342,000 | 727 |
| Provision for loan and lease losses | $400,000 | 791 |
| Total noninterest income | $2,238,000 | 748 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $558,000 | 596 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,680,000 | 678 |
| Total noninterest expense | $6,625,000 | 779 |
| Salaries and employee benefits | $3,594,000 | 766 |
| Premises and equipment expense | $734,000 | 856 |
| Additional noninterest expense | $2,297,000 | 744 |
| Pre-tax net operating income | $2,555,000 | 747 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $919,000 | 578 |
| Income before extraordinary items | $1,636,000 | 931 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,636,000 | 932 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,636,000 | 933 |
| Net charge-offs | $-307,000 | 6,948 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 578 |
| Net operating income | $1,636,000 | 888 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $35,146,000 | 741 |
| Total interest expense | $4,336,000 | 1,049 |
| Net interest income | $30,810,000 | 701 |
| Provision for loan and lease losses | $23,252,000 | 143 |
| Total noninterest income | $8,193,000 | 783 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,369,000 | 600 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,824,000 | 735 |
| Total noninterest expense | $34,973,000 | 600 |
| Salaries and employee benefits | $15,344,000 | 681 |
| Premises and equipment expense | $2,785,000 | 866 |
| Additional noninterest expense | $16,844,000 | 460 |
| Pre-tax net operating income | $-19,222,000 | 7,053 |
| Securities gains (losses) | $1,547,000 | 344 |
| Applicable income taxes | $-6,988,000 | 7,052 |
| Income before extraordinary items | $-10,687,000 | 7,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,687,000 | 7,030 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-10,687,000 | 7,030 |
| Net charge-offs | $30,586,000 | 130 |
| Cash dividends | $75,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-11,677,080 | 7,029 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $26,706,000 | 742 |
| Total interest expense | $3,577,000 | 994 |
| Net interest income | $23,129,000 | 705 |
| Provision for loan and lease losses | $4,577,000 | 436 |
| Total noninterest income | $5,933,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,737,000 | 617 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,196,000 | 732 |
| Total noninterest expense | $22,767,000 | 671 |
| Salaries and employee benefits | $11,703,000 | 667 |
| Premises and equipment expense | $2,123,000 | 853 |
| Additional noninterest expense | $8,941,000 | 601 |
| Pre-tax net operating income | $1,718,000 | 2,640 |
| Securities gains (losses) | $1,547,000 | 265 |
| Applicable income taxes | $1,138,000 | 1,111 |
| Income before extraordinary items | $2,127,000 | 1,998 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,127,000 | 1,997 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,127,000 | 1,999 |
| Net charge-offs | $4,764,000 | 481 |
| Cash dividends | $75,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,121,450 | 3,059 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $18,191,000 | 742 |
| Total interest expense | $2,573,000 | 952 |
| Net interest income | $15,618,000 | 697 |
| Provision for loan and lease losses | $2,615,000 | 519 |
| Total noninterest income | $3,626,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,147,000 | 621 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,479,000 | 798 |
| Total noninterest expense | $16,512,000 | 630 |
| Salaries and employee benefits | $8,196,000 | 633 |
| Premises and equipment expense | $1,381,000 | 880 |
| Additional noninterest expense | $6,935,000 | 535 |
| Pre-tax net operating income | $117,000 | 5,780 |
| Securities gains (losses) | $1,519,000 | 177 |
| Applicable income taxes | $548,000 | 1,404 |
| Income before extraordinary items | $1,088,000 | 2,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,088,000 | 2,456 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,088,000 | 2,456 |
| Net charge-offs | $3,806,000 | 423 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $70,270 | 5,973 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,143,000 | 739 |
| Total interest expense | $1,322,000 | 959 |
| Net interest income | $7,821,000 | 695 |
| Provision for loan and lease losses | $1,840,000 | 381 |
| Total noninterest income | $1,814,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $629,000 | 562 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,185,000 | 803 |
| Total noninterest expense | $8,055,000 | 640 |
| Salaries and employee benefits | $4,019,000 | 650 |
| Premises and equipment expense | $638,000 | 953 |
| Additional noninterest expense | $3,398,000 | 531 |
| Pre-tax net operating income | $-260,000 | 6,913 |
| Securities gains (losses) | $1,034,000 | 138 |
| Applicable income taxes | $239,000 | 1,533 |
| Income before extraordinary items | $535,000 | 2,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $535,000 | 2,471 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $535,000 | 2,473 |
| Net charge-offs | $2,638,000 | 320 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-178,460 | 6,849 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $40,025,000 | 698 |
| Total interest expense | $7,222,000 | 822 |
| Net interest income | $32,803,000 | 655 |
| Provision for loan and lease losses | $10,813,000 | 392 |
| Total noninterest income | $6,209,000 | 881 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,796,000 | 538 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,413,000 | 951 |
| Total noninterest expense | $25,904,000 | 763 |
| Salaries and employee benefits | $14,964,000 | 656 |
| Premises and equipment expense | $2,535,000 | 979 |
| Additional noninterest expense | $8,405,000 | 849 |
| Pre-tax net operating income | $2,295,000 | 2,255 |
| Securities gains (losses) | $519,000 | 776 |
| Applicable income taxes | $988,000 | 1,352 |
| Income before extraordinary items | $1,826,000 | 2,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,826,000 | 2,435 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,826,000 | 2,436 |
| Net charge-offs | $14,449,000 | 330 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,488,650 | 2,695 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $30,419,000 | 706 |
| Total interest expense | $5,700,000 | 820 |
| Net interest income | $24,719,000 | 659 |
| Provision for loan and lease losses | $8,173,000 | 382 |
| Total noninterest income | $5,095,000 | 830 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,129,000 | 532 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,966,000 | 836 |
| Total noninterest expense | $19,771,000 | 748 |
| Salaries and employee benefits | $11,500,000 | 637 |
| Premises and equipment expense | $1,868,000 | 1,016 |
| Additional noninterest expense | $6,403,000 | 833 |
| Pre-tax net operating income | $1,870,000 | 2,193 |
| Securities gains (losses) | $256,000 | 1,025 |
| Applicable income taxes | $811,000 | 1,280 |
| Income before extraordinary items | $1,315,000 | 2,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,315,000 | 2,561 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,315,000 | 2,561 |
| Net charge-offs | $8,696,000 | 392 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,151,160 | 2,693 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $20,367,000 | 714 |
| Total interest expense | $3,931,000 | 824 |
| Net interest income | $16,436,000 | 666 |
| Provision for loan and lease losses | $5,516,000 | 392 |
| Total noninterest income | $3,841,000 | 758 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,478,000 | 512 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,363,000 | 744 |
| Total noninterest expense | $13,448,000 | 734 |
| Salaries and employee benefits | $7,844,000 | 623 |
| Premises and equipment expense | $1,250,000 | 1,021 |
| Additional noninterest expense | $4,354,000 | 833 |
| Pre-tax net operating income | $1,313,000 | 2,078 |
| Securities gains (losses) | $52,000 | 1,570 |
| Applicable income taxes | $520,000 | 1,283 |
| Income before extraordinary items | $845,000 | 2,588 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $845,000 | 2,588 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $845,000 | 2,588 |
| Net charge-offs | $5,679,000 | 419 |
| Cash dividends | $50,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $811,720 | 2,569 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,030,000 | 732 |
| Total interest expense | $2,004,000 | 842 |
| Net interest income | $8,026,000 | 682 |
| Provision for loan and lease losses | $2,457,000 | 438 |
| Total noninterest income | $1,643,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $701,000 | 525 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $942,000 | 861 |
| Total noninterest expense | $6,609,000 | 759 |
| Salaries and employee benefits | $3,879,000 | 637 |
| Premises and equipment expense | $626,000 | 1,041 |
| Additional noninterest expense | $2,104,000 | 844 |
| Pre-tax net operating income | $603,000 | 2,213 |
| Securities gains (losses) | $52,000 | 746 |
| Applicable income taxes | $260,000 | 1,249 |
| Income before extraordinary items | $395,000 | 2,699 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $395,000 | 2,698 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $395,000 | 2,699 |
| Net charge-offs | $1,966,000 | 547 |
| Cash dividends | $50,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $361,720 | 2,821 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $43,556,000 | 690 |
| Total interest expense | $8,686,000 | 962 |
| Net interest income | $34,870,000 | 619 |
| Provision for loan and lease losses | $22,152,000 | 335 |
| Total noninterest income | $7,939,000 | 757 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,531,000 | 437 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,408,000 | 811 |
| Total noninterest expense | $26,038,000 | 766 |
| Salaries and employee benefits | $15,665,000 | 608 |
| Premises and equipment expense | $2,502,000 | 1,035 |
| Additional noninterest expense | $7,871,000 | 944 |
| Pre-tax net operating income | $-5,381,000 | 7,137 |
| Securities gains (losses) | $1,685,000 | 314 |
| Applicable income taxes | $-1,656,000 | 7,418 |
| Income before extraordinary items | $-2,040,000 | 6,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,040,000 | 6,853 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,040,000 | 6,854 |
| Net charge-offs | $16,826,000 | 388 |
| Cash dividends | $5,133,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,118,400 | 6,992 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $33,030,000 | 686 |
| Total interest expense | $6,601,000 | 985 |
| Net interest income | $26,429,000 | 610 |
| Provision for loan and lease losses | $8,528,000 | 573 |
| Total noninterest income | $6,495,000 | 687 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,743,000 | 414 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,752,000 | 701 |
| Total noninterest expense | $19,489,000 | 752 |
| Salaries and employee benefits | $11,890,000 | 594 |
| Premises and equipment expense | $1,896,000 | 1,037 |
| Additional noninterest expense | $5,703,000 | 937 |
| Pre-tax net operating income | $4,907,000 | 854 |
| Securities gains (losses) | $1,634,000 | 270 |
| Applicable income taxes | $2,399,000 | 516 |
| Income before extraordinary items | $4,142,000 | 835 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,142,000 | 836 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,142,000 | 836 |
| Net charge-offs | $13,819,000 | 359 |
| Cash dividends | $5,051,000 | 215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,096,240 | 1,052 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $22,037,000 | 692 |
| Total interest expense | $4,468,000 | 1,001 |
| Net interest income | $17,569,000 | 612 |
| Provision for loan and lease losses | $4,559,000 | 681 |
| Total noninterest income | $4,010,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,855,000 | 411 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,155,000 | 759 |
| Total noninterest expense | $12,845,000 | 762 |
| Salaries and employee benefits | $7,880,000 | 600 |
| Premises and equipment expense | $1,277,000 | 1,044 |
| Additional noninterest expense | $3,688,000 | 963 |
| Pre-tax net operating income | $4,175,000 | 669 |
| Securities gains (losses) | $938,000 | 277 |
| Applicable income taxes | $1,993,000 | 403 |
| Income before extraordinary items | $3,120,000 | 721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,120,000 | 720 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,120,000 | 721 |
| Net charge-offs | $10,162,000 | 330 |
| Cash dividends | $4,086,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,519,680 | 857 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,207,000 | 698 |
| Total interest expense | $2,293,000 | 1,025 |
| Net interest income | $8,914,000 | 613 |
| Provision for loan and lease losses | $2,482,000 | 633 |
| Total noninterest income | $1,962,000 | 729 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $908,000 | 417 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,054,000 | 762 |
| Total noninterest expense | $6,309,000 | 785 |
| Salaries and employee benefits | $3,757,000 | 645 |
| Premises and equipment expense | $653,000 | 1,043 |
| Additional noninterest expense | $1,899,000 | 942 |
| Pre-tax net operating income | $2,085,000 | 657 |
| Securities gains (losses) | $480,000 | 263 |
| Applicable income taxes | $995,000 | 381 |
| Income before extraordinary items | $1,570,000 | 703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,570,000 | 705 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,570,000 | 707 |
| Net charge-offs | $2,765,000 | 513 |
| Cash dividends | $2,054,000 | 166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,262,800 | 838 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $49,950,000 | 655 |
| Total interest expense | $15,704,000 | 736 |
| Net interest income | $34,246,000 | 624 |
| Provision for loan and lease losses | $7,180,000 | 1,108 |
| Total noninterest income | $8,652,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,940,000 | 421 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,712,000 | 752 |
| Total noninterest expense | $24,798,000 | 848 |
| Salaries and employee benefits | $14,341,000 | 664 |
| Premises and equipment expense | $2,536,000 | 1,075 |
| Additional noninterest expense | $7,921,000 | 991 |
| Pre-tax net operating income | $10,920,000 | 376 |
| Securities gains (losses) | $918,000 | 534 |
| Applicable income taxes | $4,515,000 | 286 |
| Income before extraordinary items | $7,323,000 | 449 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,323,000 | 449 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,323,000 | 451 |
| Net charge-offs | $5,393,000 | 1,079 |
| Cash dividends | $7,792,000 | 236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,735,480 | 503 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $37,849,000 | 660 |
| Total interest expense | $12,789,000 | 719 |
| Net interest income | $25,060,000 | 642 |
| Provision for loan and lease losses | $4,480,000 | 1,133 |
| Total noninterest income | $6,492,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,917,000 | 426 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,575,000 | 752 |
| Total noninterest expense | $18,671,000 | 835 |
| Salaries and employee benefits | $10,730,000 | 683 |
| Premises and equipment expense | $1,914,000 | 1,077 |
| Additional noninterest expense | $6,027,000 | 930 |
| Pre-tax net operating income | $8,401,000 | 392 |
| Securities gains (losses) | $918,000 | 416 |
| Applicable income taxes | $3,602,000 | 283 |
| Income before extraordinary items | $5,717,000 | 461 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,717,000 | 459 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,717,000 | 461 |
| Net charge-offs | $3,851,000 | 1,003 |
| Cash dividends | $5,843,000 | 220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,129,480 | 517 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $25,474,000 | 664 |
| Total interest expense | $8,958,000 | 722 |
| Net interest income | $16,516,000 | 653 |
| Provision for loan and lease losses | $3,220,000 | 1,037 |
| Total noninterest income | $4,393,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,899,000 | 434 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,494,000 | 740 |
| Total noninterest expense | $12,202,000 | 872 |
| Salaries and employee benefits | $7,086,000 | 707 |
| Premises and equipment expense | $1,273,000 | 1,104 |
| Additional noninterest expense | $3,843,000 | 998 |
| Pre-tax net operating income | $5,487,000 | 400 |
| Securities gains (losses) | $918,000 | 310 |
| Applicable income taxes | $2,455,000 | 289 |
| Income before extraordinary items | $3,950,000 | 445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,950,000 | 443 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,950,000 | 445 |
| Net charge-offs | $3,182,000 | 823 |
| Cash dividends | $3,895,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,362,480 | 506 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,806,000 | 671 |
| Total interest expense | $4,519,000 | 738 |
| Net interest income | $8,287,000 | 646 |
| Provision for loan and lease losses | $1,520,000 | 904 |
| Total noninterest income | $2,000,000 | 742 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $913,000 | 446 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,087,000 | 794 |
| Total noninterest expense | $5,860,000 | 863 |
| Salaries and employee benefits | $3,470,000 | 726 |
| Premises and equipment expense | $647,000 | 1,104 |
| Additional noninterest expense | $1,743,000 | 968 |
| Pre-tax net operating income | $2,907,000 | 412 |
| Securities gains (losses) | $466,000 | 359 |
| Applicable income taxes | $1,278,000 | 297 |
| Income before extraordinary items | $2,095,000 | 466 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,095,000 | 467 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,095,000 | 468 |
| Net charge-offs | $2,288,000 | 551 |
| Cash dividends | $1,948,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,796,760 | 512 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $60,066,000 | 616 |
| Total interest expense | $22,659,000 | 702 |
| Net interest income | $37,407,000 | 587 |
| Provision for loan and lease losses | $4,044,000 | 1,167 |
| Total noninterest income | $8,832,000 | 662 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,302,000 | 406 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,530,000 | 712 |
| Total noninterest expense | $23,612,000 | 842 |
| Salaries and employee benefits | $13,809,000 | 717 |
| Premises and equipment expense | $2,637,000 | 1,058 |
| Additional noninterest expense | $7,166,000 | 903 |
| Pre-tax net operating income | $18,583,000 | 315 |
| Securities gains (losses) | $98,000 | 1,139 |
| Applicable income taxes | $7,200,000 | 239 |
| Income before extraordinary items | $11,481,000 | 345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,481,000 | 345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,975,000 | 1,301 |
| Cash dividends | $7,799,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $11,418,280 | 359 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $46,522,000 | 622 |
| Total interest expense | $17,751,000 | 701 |
| Net interest income | $28,771,000 | 581 |
| Provision for loan and lease losses | $2,894,000 | 926 |
| Total noninterest income | $6,955,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,211,000 | 414 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,744,000 | 700 |
| Total noninterest expense | $17,746,000 | 827 |
| Salaries and employee benefits | $10,505,000 | 720 |
| Premises and equipment expense | $2,022,000 | 1,036 |
| Additional noninterest expense | $5,219,000 | 879 |
| Pre-tax net operating income | $15,086,000 | 351 |
| Securities gains (losses) | $98,000 | 981 |
| Applicable income taxes | $5,846,000 | 277 |
| Income before extraordinary items | $9,338,000 | 398 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,338,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 1,205 |
| Cash dividends | $5,851,000 | 395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,275,280 | 419 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,972,000 | 613 |
| Total interest expense | $12,487,000 | 685 |
| Net interest income | $19,485,000 | 573 |
| Provision for loan and lease losses | $1,149,000 | 1,130 |
| Total noninterest income | $4,806,000 | 656 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,078,000 | 412 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,728,000 | 659 |
| Total noninterest expense | $11,548,000 | 843 |
| Salaries and employee benefits | $7,092,000 | 714 |
| Premises and equipment expense | $1,366,000 | 1,021 |
| Additional noninterest expense | $3,090,000 | 962 |
| Pre-tax net operating income | $11,594,000 | 324 |
| Securities gains (losses) | $70,000 | 1,202 |
| Applicable income taxes | $4,491,000 | 278 |
| Income before extraordinary items | $7,173,000 | 380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,173,000 | 379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,077 |
| Cash dividends | $3,904,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $7,128,200 | 377 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,568,000 | 613 |
| Total interest expense | $6,586,000 | 695 |
| Net interest income | $9,982,000 | 560 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $2,359,000 | 667 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $966,000 | 438 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,393,000 | 648 |
| Total noninterest expense | $5,799,000 | 824 |
| Salaries and employee benefits | $3,640,000 | 694 |
| Premises and equipment expense | $675,000 | 1,031 |
| Additional noninterest expense | $1,484,000 | 980 |
| Pre-tax net operating income | $6,542,000 | 323 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,493,000 | 282 |
| Income before extraordinary items | $4,049,000 | 379 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,049,000 | 380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,791 |
| Cash dividends | $1,953,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $4,049,000 | 366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $70,769,000 | 600 |
| Total interest expense | $28,272,000 | 690 |
| Net interest income | $42,497,000 | 538 |
| Provision for loan and lease losses | $350,000 | 2,914 |
| Total noninterest income | $9,035,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,256,000 | 410 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,779,000 | 708 |
| Total noninterest expense | $22,352,000 | 829 |
| Salaries and employee benefits | $13,952,000 | 694 |
| Premises and equipment expense | $2,617,000 | 996 |
| Additional noninterest expense | $5,783,000 | 977 |
| Pre-tax net operating income | $28,830,000 | 359 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,169,000 | 302 |
| Income before extraordinary items | $17,661,000 | 395 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,661,000 | 392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,994 |
| Cash dividends | $7,526,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $17,661,000 | 388 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $52,968,000 | 594 |
| Total interest expense | $21,170,000 | 694 |
| Net interest income | $31,798,000 | 535 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $6,617,000 | 682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,144,000 | 408 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,473,000 | 741 |
| Total noninterest expense | $16,397,000 | 840 |
| Salaries and employee benefits | $10,198,000 | 713 |
| Premises and equipment expense | $1,952,000 | 997 |
| Additional noninterest expense | $4,247,000 | 970 |
| Pre-tax net operating income | $21,818,000 | 386 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,450,000 | 331 |
| Income before extraordinary items | $13,368,000 | 428 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $13,368,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,498 |
| Cash dividends | $5,662,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $13,368,000 | 419 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $35,167,000 | 611 |
| Total interest expense | $14,087,000 | 707 |
| Net interest income | $21,080,000 | 553 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $4,354,000 | 708 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,042,000 | 425 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,312,000 | 759 |
| Total noninterest expense | $10,741,000 | 866 |
| Salaries and employee benefits | $6,674,000 | 748 |
| Premises and equipment expense | $1,272,000 | 1,031 |
| Additional noninterest expense | $2,795,000 | 1,000 |
| Pre-tax net operating income | $14,593,000 | 413 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,654,000 | 358 |
| Income before extraordinary items | $8,939,000 | 460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,939,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,277 |
| Cash dividends | $3,781,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $8,939,000 | 450 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,495,000 | 606 |
| Total interest expense | $7,012,000 | 697 |
| Net interest income | $10,483,000 | 553 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,216,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $966,000 | 431 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,250,000 | 690 |
| Total noninterest expense | $5,387,000 | 858 |
| Salaries and employee benefits | $3,332,000 | 752 |
| Premises and equipment expense | $642,000 | 1,033 |
| Additional noninterest expense | $1,413,000 | 958 |
| Pre-tax net operating income | $7,312,000 | 411 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,850,000 | 352 |
| Income before extraordinary items | $4,462,000 | 458 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,462,000 | 457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,965 |
| Cash dividends | $1,892,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,462,000 | 449 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $68,329,000 | 591 |
| Total interest expense | $24,791,000 | 685 |
| Net interest income | $43,538,000 | 524 |
| Provision for loan and lease losses | $933,000 | 1,110 |
| Total noninterest income | $8,290,000 | 715 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,052,000 | 424 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,238,000 | 775 |
| Total noninterest expense | $21,627,000 | 817 |
| Salaries and employee benefits | $13,608,000 | 683 |
| Premises and equipment expense | $2,419,000 | 1,038 |
| Additional noninterest expense | $5,600,000 | 952 |
| Pre-tax net operating income | $29,268,000 | 421 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $11,421,000 | 354 |
| Income before extraordinary items | $17,847,000 | 464 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $17,847,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 1,993 |
| Cash dividends | $12,075,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $17,847,000 | 452 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $50,330,000 | 606 |
| Total interest expense | $17,658,000 | 706 |
| Net interest income | $32,672,000 | 538 |
| Provision for loan and lease losses | $933,000 | 809 |
| Total noninterest income | $6,344,000 | 715 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,036,000 | 430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,308,000 | 756 |
| Total noninterest expense | $16,238,000 | 825 |
| Salaries and employee benefits | $10,146,000 | 698 |
| Premises and equipment expense | $1,812,000 | 1,049 |
| Additional noninterest expense | $4,280,000 | 929 |
| Pre-tax net operating income | $21,845,000 | 441 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,539,000 | 380 |
| Income before extraordinary items | $13,306,000 | 487 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $13,306,000 | 486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,462 |
| Cash dividends | $10,101,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $13,306,000 | 475 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $32,647,000 | 611 |
| Total interest expense | $10,914,000 | 727 |
| Net interest income | $21,733,000 | 540 |
| Provision for loan and lease losses | $783,000 | 657 |
| Total noninterest income | $4,096,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,983,000 | 433 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,113,000 | 781 |
| Total noninterest expense | $10,643,000 | 840 |
| Salaries and employee benefits | $6,746,000 | 705 |
| Premises and equipment expense | $1,188,000 | 1,074 |
| Additional noninterest expense | $2,709,000 | 994 |
| Pre-tax net operating income | $14,403,000 | 444 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,585,000 | 386 |
| Income before extraordinary items | $8,818,000 | 488 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,818,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,677 |
| Cash dividends | $8,038,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,818,000 | 475 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,709,000 | 611 |
| Total interest expense | $5,034,000 | 737 |
| Net interest income | $10,675,000 | 544 |
| Provision for loan and lease losses | $346,000 | 695 |
| Total noninterest income | $2,021,000 | 735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $905,000 | 458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,116,000 | 740 |
| Total noninterest expense | $5,221,000 | 856 |
| Salaries and employee benefits | $3,336,000 | 710 |
| Premises and equipment expense | $584,000 | 1,101 |
| Additional noninterest expense | $1,301,000 | 1,029 |
| Pre-tax net operating income | $7,129,000 | 431 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,759,000 | 383 |
| Income before extraordinary items | $4,370,000 | 485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,370,000 | 484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $2,898,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,370,000 | 477 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $53,631,000 | 620 |
| Total interest expense | $14,830,000 | 770 |
| Net interest income | $38,801,000 | 572 |
| Provision for loan and lease losses | $1,711,000 | 623 |
| Total noninterest income | $7,285,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,522,000 | 488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,763,000 | 846 |
| Total noninterest expense | $20,576,000 | 819 |
| Salaries and employee benefits | $12,754,000 | 711 |
| Premises and equipment expense | $2,356,000 | 1,019 |
| Additional noninterest expense | $5,466,000 | 950 |
| Pre-tax net operating income | $23,799,000 | 469 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,202,000 | 420 |
| Income before extraordinary items | $14,597,000 | 530 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $14,597,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $832,000 | 783 |
| Cash dividends | $5,896,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $14,597,000 | 519 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $38,578,000 | 628 |
| Total interest expense | $10,447,000 | 766 |
| Net interest income | $28,131,000 | 585 |
| Provision for loan and lease losses | $1,445,000 | 527 |
| Total noninterest income | $5,376,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,518,000 | 509 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,858,000 | 845 |
| Total noninterest expense | $15,189,000 | 829 |
| Salaries and employee benefits | $9,337,000 | 715 |
| Premises and equipment expense | $1,772,000 | 1,004 |
| Additional noninterest expense | $4,080,000 | 938 |
| Pre-tax net operating income | $16,873,000 | 490 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $6,518,000 | 439 |
| Income before extraordinary items | $10,355,000 | 547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,355,000 | 547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 656 |
| Cash dividends | $3,998,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,355,000 | 535 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $24,524,000 | 635 |
| Total interest expense | $6,261,000 | 797 |
| Net interest income | $18,263,000 | 593 |
| Provision for loan and lease losses | $1,051,000 | 480 |
| Total noninterest income | $3,404,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,542,000 | 537 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,862,000 | 854 |
| Total noninterest expense | $9,930,000 | 841 |
| Salaries and employee benefits | $6,085,000 | 727 |
| Premises and equipment expense | $1,170,000 | 1,012 |
| Additional noninterest expense | $2,675,000 | 944 |
| Pre-tax net operating income | $10,686,000 | 502 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,127,000 | 449 |
| Income before extraordinary items | $6,559,000 | 566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,559,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 497 |
| Cash dividends | $2,730,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,559,000 | 549 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,828,000 | 639 |
| Total interest expense | $2,828,000 | 840 |
| Net interest income | $9,000,000 | 586 |
| Provision for loan and lease losses | $638,000 | 385 |
| Total noninterest income | $1,719,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $757,000 | 528 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $962,000 | 809 |
| Total noninterest expense | $4,859,000 | 858 |
| Salaries and employee benefits | $2,988,000 | 742 |
| Premises and equipment expense | $572,000 | 1,044 |
| Additional noninterest expense | $1,299,000 | 964 |
| Pre-tax net operating income | $5,222,000 | 501 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,008,000 | 461 |
| Income before extraordinary items | $3,214,000 | 575 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,214,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $1,465,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,214,000 | 556 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $40,664,000 | 684 |
| Total interest expense | $9,244,000 | 867 |
| Net interest income | $31,420,000 | 639 |
| Provision for loan and lease losses | $968,000 | 1,067 |
| Total noninterest income | $7,848,000 | 730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,742,000 | 481 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,106,000 | 771 |
| Total noninterest expense | $19,124,000 | 848 |
| Salaries and employee benefits | $11,976,000 | 711 |
| Premises and equipment expense | $2,174,000 | 1,064 |
| Additional noninterest expense | $4,974,000 | 1,009 |
| Pre-tax net operating income | $19,176,000 | 506 |
| Securities gains (losses) | $89,000 | 1,324 |
| Applicable income taxes | $7,191,000 | 461 |
| Income before extraordinary items | $12,074,000 | 571 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,074,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,198 |
| Cash dividends | $6,747,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,017,040 | 554 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,722,000 | 700 |
| Total interest expense | $6,710,000 | 882 |
| Net interest income | $23,012,000 | 642 |
| Provision for loan and lease losses | $668,000 | 1,144 |
| Total noninterest income | $5,972,000 | 735 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,834,000 | 479 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,138,000 | 768 |
| Total noninterest expense | $14,187,000 | 859 |
| Salaries and employee benefits | $8,816,000 | 715 |
| Premises and equipment expense | $1,626,000 | 1,066 |
| Additional noninterest expense | $3,745,000 | 997 |
| Pre-tax net operating income | $14,129,000 | 515 |
| Securities gains (losses) | $89,000 | 1,258 |
| Applicable income taxes | $5,282,000 | 464 |
| Income before extraordinary items | $8,936,000 | 584 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,936,000 | 585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,955 |
| Cash dividends | $5,634,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,879,040 | 562 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,442,000 | 707 |
| Total interest expense | $4,345,000 | 900 |
| Net interest income | $15,097,000 | 643 |
| Provision for loan and lease losses | $400,000 | 1,225 |
| Total noninterest income | $3,916,000 | 742 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,860,000 | 485 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,056,000 | 781 |
| Total noninterest expense | $9,416,000 | 867 |
| Salaries and employee benefits | $5,829,000 | 721 |
| Premises and equipment expense | $1,088,000 | 1,067 |
| Additional noninterest expense | $2,499,000 | 993 |
| Pre-tax net operating income | $9,197,000 | 522 |
| Securities gains (losses) | $89,000 | 1,108 |
| Applicable income taxes | $3,434,000 | 478 |
| Income before extraordinary items | $5,852,000 | 588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,852,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,867 |
| Cash dividends | $4,547,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,795,040 | 564 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,501,000 | 738 |
| Total interest expense | $2,159,000 | 927 |
| Net interest income | $7,342,000 | 668 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,899,000 | 744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $880,000 | 500 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,019,000 | 776 |
| Total noninterest expense | $4,761,000 | 860 |
| Salaries and employee benefits | $2,984,000 | 722 |
| Premises and equipment expense | $552,000 | 1,076 |
| Additional noninterest expense | $1,225,000 | 1,004 |
| Pre-tax net operating income | $4,480,000 | 529 |
| Securities gains (losses) | $46,000 | 1,247 |
| Applicable income taxes | $1,663,000 | 493 |
| Income before extraordinary items | $2,863,000 | 603 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,863,000 | 602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,783 |
| Cash dividends | $1,350,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,833,560 | 569 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $37,680,000 | 754 |
| Total interest expense | $10,079,000 | 875 |
| Net interest income | $27,601,000 | 681 |
| Provision for loan and lease losses | $988,000 | 1,209 |
| Total noninterest income | $9,146,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,311,000 | 523 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,835,000 | 682 |
| Total noninterest expense | $17,587,000 | 918 |
| Salaries and employee benefits | $10,555,000 | 801 |
| Premises and equipment expense | $2,064,000 | 1,105 |
| Additional noninterest expense | $4,968,000 | 1,028 |
| Pre-tax net operating income | $18,172,000 | 522 |
| Securities gains (losses) | $292,000 | 1,066 |
| Applicable income taxes | $6,909,000 | 483 |
| Income before extraordinary items | $11,555,000 | 591 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,555,000 | 592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,197 |
| Cash dividends | $5,742,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,368,120 | 560 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,278,000 | 773 |
| Total interest expense | $7,847,000 | 884 |
| Net interest income | $20,431,000 | 699 |
| Provision for loan and lease losses | $851,000 | 1,032 |
| Total noninterest income | $7,408,000 | 688 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,464,000 | 528 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,944,000 | 646 |
| Total noninterest expense | $13,233,000 | 931 |
| Salaries and employee benefits | $7,917,000 | 812 |
| Premises and equipment expense | $1,548,000 | 1,111 |
| Additional noninterest expense | $3,768,000 | 1,020 |
| Pre-tax net operating income | $13,755,000 | 521 |
| Securities gains (losses) | $292,000 | 976 |
| Applicable income taxes | $5,270,000 | 488 |
| Income before extraordinary items | $8,777,000 | 599 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,777,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,761 |
| Cash dividends | $5,742,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,590,120 | 563 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,849,000 | 776 |
| Total interest expense | $5,426,000 | 877 |
| Net interest income | $13,423,000 | 711 |
| Provision for loan and lease losses | $456,000 | 1,242 |
| Total noninterest income | $4,834,000 | 689 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,590,000 | 543 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,244,000 | 640 |
| Total noninterest expense | $8,741,000 | 936 |
| Salaries and employee benefits | $5,274,000 | 816 |
| Premises and equipment expense | $1,013,000 | 1,128 |
| Additional noninterest expense | $2,454,000 | 1,038 |
| Pre-tax net operating income | $9,060,000 | 524 |
| Securities gains (losses) | $169,000 | 1,149 |
| Applicable income taxes | $3,475,000 | 499 |
| Income before extraordinary items | $5,754,000 | 611 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,754,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $4,911,000 | 366 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,645,840 | 569 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 791 |
| Total interest expense | $2,742,000 | 894 |
| Net interest income | $6,623,000 | 720 |
| Provision for loan and lease losses | $334,000 | 845 |
| Total noninterest income | $2,460,000 | 677 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $763,000 | 550 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,697,000 | 604 |
| Total noninterest expense | $4,339,000 | 940 |
| Salaries and employee benefits | $2,642,000 | 814 |
| Premises and equipment expense | $505,000 | 1,145 |
| Additional noninterest expense | $1,192,000 | 1,037 |
| Pre-tax net operating income | $4,410,000 | 542 |
| Securities gains (losses) | $169,000 | 723 |
| Applicable income taxes | $1,728,000 | 507 |
| Income before extraordinary items | $2,851,000 | 612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,851,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $3,059,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,742,840 | 587 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $37,398,000 | 801 |
| Total interest expense | $12,474,000 | 904 |
| Net interest income | $24,924,000 | 757 |
| Provision for loan and lease losses | $1,756,000 | 833 |
| Total noninterest income | $7,318,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,942,000 | 551 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,376,000 | 762 |
| Total noninterest expense | $15,968,000 | 985 |
| Salaries and employee benefits | $9,116,000 | 885 |
| Premises and equipment expense | $1,827,000 | 1,210 |
| Additional noninterest expense | $5,025,000 | 992 |
| Pre-tax net operating income | $14,518,000 | 609 |
| Securities gains (losses) | $302,000 | 892 |
| Applicable income taxes | $5,247,000 | 571 |
| Income before extraordinary items | $9,573,000 | 655 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,573,000 | 657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,303 |
| Cash dividends | $7,450,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,376,700 | 642 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $40,723,000 | 840 |
| Total interest expense | $20,063,000 | 814 |
| Net interest income | $20,660,000 | 850 |
| Provision for loan and lease losses | $590,000 | 1,932 |
| Total noninterest income | $6,124,000 | 846 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,278,000 | 648 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,846,000 | 792 |
| Total noninterest expense | $19,049,000 | 793 |
| Salaries and employee benefits | $12,603,000 | 611 |
| Premises and equipment expense | $1,513,000 | 1,416 |
| Additional noninterest expense | $4,933,000 | 988 |
| Pre-tax net operating income | $7,145,000 | 1,042 |
| Securities gains (losses) | $411,000 | 700 |
| Applicable income taxes | $4,255,000 | 616 |
| Income before extraordinary items | $3,301,000 | 1,608 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,301,000 | 1,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,390 |
| Cash dividends | $4,141,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,037,960 | 1,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $41,846,000 | 852 |
| Total interest expense | $22,379,000 | 815 |
| Net interest income | $19,467,000 | 891 |
| Provision for loan and lease losses | $990,000 | 1,077 |
| Total noninterest income | $3,536,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,680,000 | 806 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,856,000 | 1,200 |
| Total noninterest expense | $15,020,000 | 945 |
| Salaries and employee benefits | $8,918,000 | 784 |
| Premises and equipment expense | $1,712,000 | 1,175 |
| Additional noninterest expense | $4,390,000 | 1,073 |
| Pre-tax net operating income | $6,993,000 | 1,084 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,982,000 | 829 |
| Income before extraordinary items | $4,011,000 | 1,312 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,011,000 | 1,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $3,005,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,011,000 | 1,299 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,585,000 | 1,322 |
| Total interest expense | $10,957,000 | 1,369 |
| Net interest income | $13,628,000 | 1,281 |
| Provision for loan and lease losses | $297,000 | 2,712 |
| Total noninterest income | $2,199,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $852,000 | 1,544 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,347,000 | 1,507 |
| Total noninterest expense | $10,134,000 | 1,376 |
| Salaries and employee benefits | $6,798,000 | 1,016 |
| Premises and equipment expense | $817,000 | 2,484 |
| Additional noninterest expense | $2,519,000 | 1,761 |
| Pre-tax net operating income | $5,396,000 | 1,409 |
| Securities gains (losses) | $121,000 | 666 |
| Applicable income taxes | $2,410,000 | 1,047 |
| Income before extraordinary items | $3,107,000 | 1,715 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,107,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,388 |
| Cash dividends | $1,203,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,029,560 | 1,723 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,474,000 | 1,432 |
| Total interest expense | $9,733,000 | 1,579 |
| Net interest income | $12,741,000 | 1,333 |
| Provision for loan and lease losses | $260,000 | 2,922 |
| Total noninterest income | $2,282,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $700,000 | 1,826 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,582,000 | 1,353 |
| Total noninterest expense | $9,931,000 | 1,323 |
| Salaries and employee benefits | $7,105,000 | 924 |
| Premises and equipment expense | $606,000 | 3,136 |
| Additional noninterest expense | $2,220,000 | 1,904 |
| Pre-tax net operating income | $4,832,000 | 1,529 |
| Securities gains (losses) | $285,000 | 761 |
| Applicable income taxes | $2,022,000 | 1,253 |
| Income before extraordinary items | $3,095,000 | 1,699 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,095,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,558 |
| Cash dividends | $1,169,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,912,600 | 1,736 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,786,000 | 1,669 |
| Total interest expense | $8,696,000 | 1,785 |
| Net interest income | $11,090,000 | 1,553 |
| Provision for loan and lease losses | $925,000 | 1,046 |
| Total noninterest income | $1,705,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $555,000 | 2,365 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,150,000 | 1,605 |
| Total noninterest expense | $7,387,000 | 1,762 |
| Salaries and employee benefits | $4,929,000 | 1,338 |
| Premises and equipment expense | $572,000 | 3,291 |
| Additional noninterest expense | $1,886,000 | 2,211 |
| Pre-tax net operating income | $4,483,000 | 1,711 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,812,000 | 1,447 |
| Income before extraordinary items | $2,671,000 | 1,976 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,671,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $872,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $19,480,000 | 47 |
| Net operating income | $2,671,000 | 1,919 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,748,000 | 2,143 |
| Total interest expense | $8,123,000 | 1,927 |
| Net interest income | $7,625,000 | 2,367 |
| Provision for loan and lease losses | $430,000 | 1,967 |
| Total noninterest income | $1,419,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $353,000 | 3,724 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,066,000 | 1,732 |
| Total noninterest expense | $7,163,000 | 1,958 |
| Salaries and employee benefits | $3,331,000 | 1,991 |
| Premises and equipment expense | $995,000 | 2,011 |
| Additional noninterest expense | $2,837,000 | 1,827 |
| Pre-tax net operating income | $1,451,000 | 4,463 |
| Securities gains (losses) | $36,000 | 1,560 |
| Applicable income taxes | $587,000 | 3,657 |
| Income before extraordinary items | $900,000 | 4,873 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $900,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,511 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $876,960 | 4,912 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,011,000 | 2,248 |
| Total interest expense | $7,936,000 | 1,973 |
| Net interest income | $7,075,000 | 2,536 |
| Provision for loan and lease losses | $233,000 | 2,741 |
| Total noninterest income | $1,569,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $266,000 | 4,717 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,303,000 | 1,506 |
| Total noninterest expense | $5,618,000 | 2,418 |
| Salaries and employee benefits | $3,038,000 | 2,188 |
| Premises and equipment expense | $771,000 | 2,579 |
| Additional noninterest expense | $1,809,000 | 2,620 |
| Pre-tax net operating income | $2,793,000 | 2,588 |
| Securities gains (losses) | $112,000 | 907 |
| Applicable income taxes | $1,025,000 | 2,328 |
| Income before extraordinary items | $1,880,000 | 2,642 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,880,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,470 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,807,200 | 2,699 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,361,000 | 2,459 |
| Total interest expense | $5,503,000 | 2,260 |
| Net interest income | $6,858,000 | 2,631 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $1,024,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $218,000 | 5,548 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $806,000 | 2,125 |
| Total noninterest expense | $5,019,000 | 2,777 |
| Salaries and employee benefits | $2,751,000 | 2,435 |
| Premises and equipment expense | $627,000 | 3,143 |
| Additional noninterest expense | $1,641,000 | 3,064 |
| Pre-tax net operating income | $2,703,000 | 2,619 |
| Securities gains (losses) | $70,000 | 960 |
| Applicable income taxes | $1,125,000 | 2,002 |
| Income before extraordinary items | $1,648,000 | 2,923 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,648,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,603,200 | 3,025 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,862,000 | 2,855 |
| Total interest expense | $4,657,000 | 2,766 |
| Net interest income | $6,205,000 | 2,935 |
| Provision for loan and lease losses | $531,000 | 2,013 |
| Total noninterest income | $2,823,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,645,000 | 1,053 |
| Total noninterest expense | $3,858,000 | 3,604 |
| Salaries and employee benefits | $1,773,000 | 3,662 |
| Premises and equipment expense | $518,000 | 3,742 |
| Additional noninterest expense | $1,567,000 | 3,376 |
| Pre-tax net operating income | $4,639,000 | 1,512 |
| Securities gains (losses) | $143,000 | 2,032 |
| Applicable income taxes | $2,095,000 | 1,157 |
| Income before extraordinary items | $2,687,000 | 1,855 |
| Extraordinary gains, net | $250,000 | 838 |
| Net income | $2,937,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,595,480 | 1,816 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,354,000 | 3,376 |
| Total interest expense | $5,009,000 | 3,306 |
| Net interest income | $5,345,000 | 3,416 |
| Provision for loan and lease losses | $726,000 | 2,301 |
| Total noninterest income | $1,659,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,532,000 | 1,493 |
| Total noninterest expense | $2,982,000 | 4,561 |
| Salaries and employee benefits | $1,443,000 | 4,373 |
| Premises and equipment expense | $375,000 | 5,057 |
| Additional noninterest expense | $1,164,000 | 4,464 |
| Pre-tax net operating income | $3,296,000 | 1,881 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $1,505,000 | 1,448 |
| Income before extraordinary items | $1,868,000 | 2,451 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,868,000 | 2,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,818,720 | 2,342 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.