Home > First South Bank > Net charge- offs to loans
First South Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 4,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.1092% | 4,838 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0138% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0725% | 4,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1929% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2596% | 5,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2596% | 5,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 4,167 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0206% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1004% | 4,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2922% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5083% | 5,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5083% | 5,387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0318% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 5,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0408% | 5,154 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1745% | 4,192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 4,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1362% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2419% | 5,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2419% | 5,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 3,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0465% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 4,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4521% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4521% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 3,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0318% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3802% | 1,735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 1,916 |
| Percentage Net Loans Charged-off:Construction & development | -0.0386% | 4,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 4,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 4,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6411% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6411% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0275% | 5,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 5,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.3411% | 5,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 5,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 4,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1288% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 4,268 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3247% | 5,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3247% | 5,431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1171% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.1558% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2091% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0824% | 4,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2730% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 4,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7000% | 5,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7000% | 5,960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1508% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.2130% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2553% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 4,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3170% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0897% | 5,060 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2177% | 6,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2177% | 6,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1766% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.3543% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 5,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3726% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 4,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4598% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1400% | 5,294 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.4631% | 6,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.4631% | 6,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2937% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.4411% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 5,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6650% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0281% | 4,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8169% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 4,433 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6681% | 5,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6681% | 5,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2519% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2606% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.5825% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3615% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 2,941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 2,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1683% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5309% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5309% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0254% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3428% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3546% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.7891% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4936% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0047% | 1,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 2,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2345% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7246% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7246% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 1,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 1.1087% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 2,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0211% | 831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 2,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3363% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4519% | 6,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4519% | 6,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0184% | 1,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 5,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1131% | 4,681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0506% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7378% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1964% | 5,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1964% | 5,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0404% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2933% | 2,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2352% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.5422% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 2,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3484% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0818% | 1,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4015% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7969% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8187% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8187% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1159% | 2,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.2106% | 1,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 2,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1555% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1154% | 1,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0808% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2293% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2293% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1502% | 6,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1630% | 6,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 5,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 6,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4051% | 6,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1818% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5165% | 6,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4527% | 6,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4527% | 6,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2651% | 6,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2933% | 6,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 5,530 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 6,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7379% | 6,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3747% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9520% | 6,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2025% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1798% | 5,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1798% | 5,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9979% | 15 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.1413% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 10.5944% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.7420% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2539% | 405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6325% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8801% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9727% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9015% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9026% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9026% | 1,394 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2533% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2315% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1159% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 1.0653% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1238% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0871% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4245% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0199% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5793% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4138% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4138% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3223% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4530% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2665% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.7271% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1786% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5163% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1664% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3870% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4346% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5685% | 1,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5685% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9794% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6333% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.6059% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6454% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4424% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1695% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2963% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.9399% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8632% | 6,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8632% | 6,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4522% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4563% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 6.3709% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4241% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3004% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2723% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3065% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0644% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4418% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3340% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3592% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9278% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8634% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 4.3728% | 966 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2891% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0112% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2068% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1861% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5203% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5429% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3622% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1350% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8730% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8942% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 3.2692% | 1,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7270% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3612% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1870% | 1,260 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6273% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9913% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5905% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5048% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4125% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2772% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2448% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 2.9836% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2218% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1522% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 1,019 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4160% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1845% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1374% | 6,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1258% | 6,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5836% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6148% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 3.2268% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1477% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9678% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9705% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6146% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4317% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5499% | 3,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0598% | 1,732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8008% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9569% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 3.7080% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0887% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5864% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3094% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2829% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7087% | 2,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5045% | 3,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0774% | 1,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0783% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2635% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 2.7165% | 1,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3433% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.3131% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2824% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3514% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7508% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0545% | 4,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1120% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6659% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7685% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 2.3481% | 1,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0159% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1235% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2549% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2878% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3974% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0526% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7511% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7278% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.8471% | 2,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6388% | 1,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7420% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1055% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6862% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2470% | 2,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7022% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7039% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6912% | 2,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.7043% | 2,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8498% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6068% | 1,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5709% | 972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6124% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8826% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9030% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8585% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8350% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.6108% | 2,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2733% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8404% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8355% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8412% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2207% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3338% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2164% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2316% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 1.1040% | 1,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4765% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3415% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5569% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7309% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3101% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2565% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1627% | 3,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.1388% | 2,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0881% | 1,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2852% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7825% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 3,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6664% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1838% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1620% | 1,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1932% | 3,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 2,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2450% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6344% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 2,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1077% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3179% | 3,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1625% | 1,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1775% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 1,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3205% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4931% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2833% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4690% | 2,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0989% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 1,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2974% | 1,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4890% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1973% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 4,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8000% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3030% | 4,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0142% | 1,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0605% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2828% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2781% | 3,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 1,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0920% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2847% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1970% | 3,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0287% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 3,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2278% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3452% | 2,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0587% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 4,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6714% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0890% | 7,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 6,829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 4,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3818% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1179% | 7,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7173% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2888% | 7,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3051% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4940% | 7,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 3,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0782% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9806% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5896% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0920% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3454% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3473% | 3,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1230% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4145% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3326% | 3,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 5,915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4612% | 2,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 3,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 2,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1162% | 3,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 4,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0664% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0866% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 3,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4528% | 3,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0894% | 1,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1355% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 2,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2781% | 4,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1697% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1001% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1414% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 5,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 3,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0515% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0784% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2252% | 3,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2634% | 5,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 4,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 2,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0693% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1071% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2761% | 2,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 4,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 2,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 3,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 4,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1073% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 7,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0932% | 4,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 6,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 3,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1213% | 4,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2272% | 5,842 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8326% | 1,333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1530% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0458% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6791% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4798% | 4,244 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4025% | 1,522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 6,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2815% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1878% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2556% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2245% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8184% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 5,422 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 7,701 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 7,048 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 6,166 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 6,592 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 8,268 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |