First Security Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$23,482,0001,686
Total interest expense$7,106,0001,622
Net interest income$16,376,0001,693
Provision for loan and lease losses$2,920,000454
Total noninterest income$3,255,0001,555
Gross Fiduciary activities income$275,000653
Service charges on deposit accounts$540,0001,564
Trading account gains and feesNANA
Additional Noninterest Income$2,440,0001,439
Total noninterest expense$17,181,0001,370
Salaries and employee benefits$8,510,0001,523
Premises and equipment expense$1,617,0001,448
Additional noninterest expense$2,440,0001,439
Pre-tax net operating income$-470,0004,470
Securities gains (losses)$85,000286
Applicable income taxes$-29,0004,370
Income before extraordinary items$-356,0004,429
Extraordinary gains, net$054
Net income$-356,0004,428
Minority interest net income$088
Net income of bank and minority interests.$-356,0004,429
Net charge-offs$2,143,000370
Cash dividends$515,0002,714
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-434,2004,448
2023-09-30 (YTD Data)Rank
Total interest income$17,590,0001,651
Total interest expense$5,070,0001,563
Net interest income$12,520,0001,675
Provision for loan and lease losses$2,799,000378
Total noninterest income$2,460,0001,548
Gross Fiduciary activities income$194,000653
Service charges on deposit accounts$404,0001,568
Trading account gains and feesNANA
Additional Noninterest Income$1,862,0001,415
Total noninterest expense$12,940,0001,357
Salaries and employee benefits$6,575,0001,484
Premises and equipment expense$1,190,0001,473
Additional noninterest expense$1,862,0001,415
Pre-tax net operating income$-759,0004,507
Securities gains (losses)$48,000263
Applicable income taxes$-41,0004,465
Income before extraordinary items$-670,0004,516
Extraordinary gains, net$052
Net income$-670,0004,514
Minority interest net income$081
Net income of bank and minority interests.$-670,0004,516
Net charge-offs$2,236,000286
Cash dividends$390,0002,425
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-715,1204,530
2023-06-30 (YTD Data)Rank
Total interest income$11,760,0001,625
Total interest expense$3,181,0001,508
Net interest income$8,579,0001,659
Provision for loan and lease losses$2,403,000317
Total noninterest income$1,667,0001,456
Gross Fiduciary activities income$129,000649
Service charges on deposit accounts$268,0001,560
Trading account gains and feesNANA
Additional Noninterest Income$1,270,0001,321
Total noninterest expense$8,412,0001,371
Salaries and employee benefits$4,306,0001,497
Premises and equipment expense$772,0001,496
Additional noninterest expense$1,270,0001,320
Pre-tax net operating income$-569,0004,544
Securities gains (losses)$40,000308
Applicable income taxes$-30,0004,510
Income before extraordinary items$-499,0004,560
Extraordinary gains, net$051
Net income$-499,0004,558
Minority interest net income$081
Net income of bank and minority interests.$-499,0004,559
Net charge-offs$860,000327
Cash dividends$290,0002,337
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-536,6004,567
2023-03-31 (YTD Data)Rank
Total interest income$5,858,0001,609
Total interest expense$1,357,0001,534
Net interest income$4,501,0001,608
Provision for loan and lease losses$2,466,000204
Total noninterest income$819,0001,464
Gross Fiduciary activities income$71,000668
Service charges on deposit accounts$131,0001,586
Trading account gains and feesNANA
Additional Noninterest Income$617,0001,337
Total noninterest expense$4,399,0001,341
Salaries and employee benefits$2,395,0001,409
Premises and equipment expense$389,0001,515
Additional noninterest expense$617,0001,337
Pre-tax net operating income$-1,545,0004,655
Securities gains (losses)$23,000407
Applicable income taxes$-77,0004,578
Income before extraordinary items$-1,445,0004,633
Extraordinary gains, net$04
Net income$-1,445,0004,632
Minority interest net income$048
Net income of bank and minority interests.$-1,445,0004,633
Net charge-offs$693,000234
Cash dividends$200,0001,791
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-1,466,8504,640
2022-12-31 (YTD Data)Rank
Total interest income$20,638,0001,532
Total interest expense$2,310,0001,454
Net interest income$18,328,0001,545
Provision for loan and lease losses$240,0001,681
Total noninterest income$3,300,0001,543
Gross Fiduciary activities income$287,000676
Service charges on deposit accounts$500,0001,681
Trading account gains and feesNANA
Additional Noninterest Income$2,513,0001,408
Total noninterest expense$16,204,0001,389
Salaries and employee benefits$8,456,0001,497
Premises and equipment expense$1,502,0001,531
Additional noninterest expense$2,513,0001,408
Pre-tax net operating income$5,184,0002,002
Securities gains (losses)$-130,0003,989
Applicable income taxes$237,0002,550
Income before extraordinary items$4,817,0001,867
Extraordinary gains, net$05
Net income$4,817,0001,865
Minority interest net income$063
Net income of bank and minority interests.$4,817,0001,866
Net charge-offs$-265,0004,494
Cash dividends$7,582,000570
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,940,5001,868
2022-09-30 (YTD Data)Rank
Total interest income$14,948,0001,526
Total interest expense$1,333,0001,434
Net interest income$13,615,0001,537
Provision for loan and lease losses$180,0001,523
Total noninterest income$2,560,0001,534
Gross Fiduciary activities income$231,000664
Service charges on deposit accounts$388,0001,663
Trading account gains and feesNANA
Additional Noninterest Income$1,941,0001,400
Total noninterest expense$12,237,0001,374
Salaries and employee benefits$6,468,0001,486
Premises and equipment expense$1,097,0001,567
Additional noninterest expense$1,941,0001,400
Pre-tax net operating income$3,758,0002,005
Securities gains (losses)$-31,0004,030
Applicable income taxes$175,0002,559
Income before extraordinary items$3,552,0001,874
Extraordinary gains, net$04
Net income$3,552,0001,873
Minority interest net income$057
Net income of bank and minority interests.$3,552,0001,873
Net charge-offs$-260,0004,528
Cash dividends$4,482,000631
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,581,4501,897
2022-06-30 (YTD Data)Rank
Total interest income$9,537,0001,532
Total interest expense$824,0001,329
Net interest income$8,713,0001,540
Provision for loan and lease losses$120,0001,426
Total noninterest income$1,825,0001,451
Gross Fiduciary activities income$170,000616
Service charges on deposit accounts$247,0001,707
Trading account gains and feesNANA
Additional Noninterest Income$1,408,0001,367
Total noninterest expense$8,084,0001,378
Salaries and employee benefits$4,242,0001,498
Premises and equipment expense$735,0001,572
Additional noninterest expense$3,107,0001,122
Pre-tax net operating income$2,334,0002,013
Securities gains (losses)$-30,0004,161
Applicable income taxes$108,0002,533
Income before extraordinary items$2,196,0001,877
Extraordinary gains, net$04
Net income$2,196,0001,878
Minority interest net income$060
Net income of bank and minority interests.$2,196,0001,877
Net charge-offs$-102,0004,391
Cash dividends$1,400,0001,108
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,224,5001,903
2022-03-31 (YTD Data)Rank
Total interest income$4,576,0001,536
Total interest expense$400,0001,316
Net interest income$4,176,0001,550
Provision for loan and lease losses$60,0001,235
Total noninterest income$939,0001,432
Gross Fiduciary activities income$53,000663
Service charges on deposit accounts$121,0001,711
Trading account gains and feesNANA
Additional Noninterest Income$765,0001,289
Total noninterest expense$3,943,0001,406
Salaries and employee benefits$1,981,0001,578
Premises and equipment expense$372,0001,575
Additional noninterest expense$1,590,0001,096
Pre-tax net operating income$1,112,0001,978
Securities gains (losses)$-10,0004,260
Applicable income taxes$51,0002,497
Income before extraordinary items$1,051,0001,857
Extraordinary gains, net$04
Net income$1,051,0001,856
Minority interest net income$050
Net income of bank and minority interests.$1,051,0001,857
Net charge-offs$-17,0004,092
Cash dividends$350,0001,401
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,060,5001,873
2021-12-31 (YTD Data)Rank
Total interest income$21,329,0001,393
Total interest expense$1,914,0001,377
Net interest income$19,415,0001,405
Provision for loan and lease losses$50,0002,549
Total noninterest income$3,684,0001,586
Gross Fiduciary activities income$266,000644
Service charges on deposit accounts$414,0001,822
Trading account gains and feesNANA
Additional Noninterest Income$3,004,0001,487
Total noninterest expense$15,965,0001,379
Salaries and employee benefits$8,371,0001,514
Premises and equipment expense$1,562,0001,475
Additional noninterest expense$6,032,0001,133
Pre-tax net operating income$7,084,0001,623
Securities gains (losses)$61,0001,044
Applicable income taxes$340,0002,374
Income before extraordinary items$6,805,0001,536
Extraordinary gains, net$010
Net income$6,805,0001,535
Minority interest net income$074
Net income of bank and minority interests.$6,805,0001,536
Net charge-offs$-402,0004,687
Cash dividends$3,475,0001,064
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,747,0501,513
2021-09-30 (YTD Data)Rank
Total interest income$16,506,0001,393
Total interest expense$1,499,0001,398
Net interest income$15,007,0001,384
Provision for loan and lease losses$50,0002,340
Total noninterest income$2,622,0001,676
Gross Fiduciary activities income$216,000637
Service charges on deposit accounts$302,0001,851
Trading account gains and feesNANA
Additional Noninterest Income$2,104,0001,616
Total noninterest expense$11,475,0001,431
Salaries and employee benefits$6,102,0001,548
Premises and equipment expense$1,116,0001,557
Additional noninterest expense$4,257,0001,186
Pre-tax net operating income$6,104,0001,528
Securities gains (losses)$50,0001,056
Applicable income taxes$294,0002,323
Income before extraordinary items$5,860,0001,441
Extraordinary gains, net$08
Net income$5,860,0001,440
Minority interest net income$069
Net income of bank and minority interests.$5,860,0001,441
Net charge-offs$-176,0004,627
Cash dividends$2,425,0001,019
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,812,5001,420
2021-06-30 (YTD Data)Rank
Total interest income$10,150,0001,489
Total interest expense$1,066,0001,394
Net interest income$9,084,0001,484
Provision for loan and lease losses$50,0002,139
Total noninterest income$1,739,0001,653
Gross Fiduciary activities income$163,000626
Service charges on deposit accounts$188,0001,880
Trading account gains and feesNANA
Additional Noninterest Income$1,388,0001,583
Total noninterest expense$7,607,0001,433
Salaries and employee benefits$4,057,0001,547
Premises and equipment expense$761,0001,526
Additional noninterest expense$2,789,0001,193
Pre-tax net operating income$3,166,0001,808
Securities gains (losses)$28,0001,082
Applicable income taxes$151,0002,496
Income before extraordinary items$3,043,0001,702
Extraordinary gains, net$06
Net income$3,043,0001,702
Minority interest net income$067
Net income of bank and minority interests.$3,043,0001,702
Net charge-offs$-175,0004,724
Cash dividends$1,175,0001,251
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,016,4001,675
2021-03-31 (YTD Data)Rank
Total interest income$4,758,0001,567
Total interest expense$588,0001,335
Net interest income$4,170,0001,594
Provision for loan and lease losses$50,0001,719
Total noninterest income$827,0001,701
Gross Fiduciary activities income$54,000668
Service charges on deposit accounts$95,0001,855
Trading account gains and feesNANA
Additional Noninterest Income$678,0001,614
Total noninterest expense$3,514,0001,518
Salaries and employee benefits$1,868,0001,638
Premises and equipment expense$360,0001,609
Additional noninterest expense$1,286,0001,266
Pre-tax net operating income$1,433,0001,924
Securities gains (losses)$25,000828
Applicable income taxes$69,0002,520
Income before extraordinary items$1,389,0001,807
Extraordinary gains, net$03
Net income$1,389,0001,807
Minority interest net income$055
Net income of bank and minority interests.$1,389,0001,807
Net charge-offs$-7,0003,920
Cash dividends$240,0001,717
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,365,2501,794
2020-12-31 (YTD Data)Rank
Total interest income$18,975,0001,564
Total interest expense$3,403,0001,343
Net interest income$15,572,0001,600
Provision for loan and lease losses$840,0001,789
Total noninterest income$3,582,0001,564
Gross Fiduciary activities income$294,000639
Service charges on deposit accounts$422,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$2,866,0001,468
Total noninterest expense$14,908,0001,416
Salaries and employee benefits$7,854,0001,541
Premises and equipment expense$1,657,0001,404
Additional noninterest expense$5,397,0001,195
Pre-tax net operating income$3,406,0002,272
Securities gains (losses)$870,000414
Applicable income taxes$199,0002,565
Income before extraordinary items$4,077,0001,896
Extraordinary gains, net$04
Net income$4,077,0001,895
Minority interest net income$072
Net income of bank and minority interests.$4,077,0001,896
Net charge-offs$2,928,000322
Cash dividends$3,056,0001,099
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,250,5002,140
2020-09-30 (YTD Data)Rank
Total interest income$14,385,0001,560
Total interest expense$2,674,0001,354
Net interest income$11,711,0001,581
Provision for loan and lease losses$480,0002,006
Total noninterest income$2,720,0001,509
Gross Fiduciary activities income$178,000648
Service charges on deposit accounts$317,0001,808
Trading account gains and feesNANA
Additional Noninterest Income$2,225,0001,399
Total noninterest expense$10,824,0001,430
Salaries and employee benefits$5,763,0001,547
Premises and equipment expense$1,212,0001,433
Additional noninterest expense$3,849,0001,220
Pre-tax net operating income$3,127,0001,992
Securities gains (losses)$516,000480
Applicable income taxes$171,0002,481
Income before extraordinary items$3,472,0001,716
Extraordinary gains, net$04
Net income$3,472,0001,716
Minority interest net income$065
Net income of bank and minority interests.$3,472,0001,716
Net charge-offs$2,891,000258
Cash dividends$2,500,000915
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,981,8001,861
2020-06-30 (YTD Data)Rank
Total interest income$9,519,0001,575
Total interest expense$1,873,0001,385
Net interest income$7,646,0001,606
Provision for loan and lease losses$20,0003,842
Total noninterest income$1,728,0001,486
Gross Fiduciary activities income$123,000654
Service charges on deposit accounts$207,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$1,398,0001,369
Total noninterest expense$7,283,0001,415
Salaries and employee benefits$3,981,0001,490
Premises and equipment expense$782,0001,459
Additional noninterest expense$2,520,0001,243
Pre-tax net operating income$2,071,0001,953
Securities gains (losses)$12,0001,821
Applicable income taxes$97,0002,548
Income before extraordinary items$1,986,0001,861
Extraordinary gains, net$04
Net income$1,986,0001,862
Minority interest net income$065
Net income of bank and minority interests.$1,986,0001,862
Net charge-offs$73,0001,514
Cash dividends$2,250,000736
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,974,6001,826
2020-03-31 (YTD Data)Rank
Total interest income$4,794,0001,563
Total interest expense$1,014,0001,402
Net interest income$3,780,0001,584
Provision for loan and lease losses$03,711
Total noninterest income$697,0001,611
Gross Fiduciary activities income$67,000646
Service charges on deposit accounts$125,0001,863
Trading account gains and feesNANA
Additional Noninterest Income$505,0001,509
Total noninterest expense$3,407,0001,508
Salaries and employee benefits$1,818,0001,624
Premises and equipment expense$400,0001,441
Additional noninterest expense$1,189,0001,317
Pre-tax net operating income$1,070,0001,738
Securities gains (losses)$42,000901
Applicable income taxes$52,0002,374
Income before extraordinary items$1,060,0001,588
Extraordinary gains, net$04
Net income$1,060,0001,587
Minority interest net income$056
Net income of bank and minority interests.$1,060,0001,588
Net charge-offs$-11,0004,487
Cash dividends$250,0001,776
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,020,1001,614
2019-12-31 (YTD Data)Rank
Total interest income$19,526,0001,549
Total interest expense$4,113,0001,450
Net interest income$15,413,0001,553
Provision for loan and lease losses$03,973
Total noninterest income$2,934,0001,590
Gross Fiduciary activities income$337,000623
Service charges on deposit accounts$531,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$2,066,0001,506
Total noninterest expense$14,541,0001,397
Salaries and employee benefits$7,882,0001,472
Premises and equipment expense$1,611,0001,421
Additional noninterest expense$5,048,0001,230
Pre-tax net operating income$3,806,0002,125
Securities gains (losses)$164,000705
Applicable income taxes$184,0002,684
Income before extraordinary items$3,786,0001,964
Extraordinary gains, net$011
Net income$3,786,0001,965
Minority interest net income$076
Net income of bank and minority interests.$3,786,0001,966
Net charge-offs$320,0001,315
Cash dividends$1,726,0001,731
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,630,2001,990
2019-09-30 (YTD Data)Rank
Total interest income$14,668,0001,561
Total interest expense$3,073,0001,459
Net interest income$11,595,0001,568
Provision for loan and lease losses$03,836
Total noninterest income$2,183,0001,592
Gross Fiduciary activities income$198,000651
Service charges on deposit accounts$398,0001,839
Trading account gains and feesNANA
Additional Noninterest Income$1,587,0001,484
Total noninterest expense$10,710,0001,426
Salaries and employee benefits$5,786,0001,501
Premises and equipment expense$1,203,0001,432
Additional noninterest expense$3,721,0001,262
Pre-tax net operating income$3,068,0002,084
Securities gains (losses)$83,000870
Applicable income taxes$146,0002,707
Income before extraordinary items$3,005,0001,934
Extraordinary gains, net$011
Net income$3,005,0001,934
Minority interest net income$072
Net income of bank and minority interests.$3,005,0001,935
Net charge-offs$181,0001,370
Cash dividends$1,476,0001,467
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,926,1501,940
2019-06-30 (YTD Data)Rank
Total interest income$9,743,0001,570
Total interest expense$2,031,0001,440
Net interest income$7,712,0001,577
Provision for loan and lease losses$03,685
Total noninterest income$1,416,0001,584
Gross Fiduciary activities income$121,000670
Service charges on deposit accounts$266,0001,828
Trading account gains and feesNANA
Additional Noninterest Income$1,029,0001,466
Total noninterest expense$7,195,0001,417
Salaries and employee benefits$3,963,0001,476
Premises and equipment expense$778,0001,476
Additional noninterest expense$2,454,0001,287
Pre-tax net operating income$1,933,0002,141
Securities gains (losses)$34,000860
Applicable income taxes$91,0002,743
Income before extraordinary items$1,876,0002,003
Extraordinary gains, net$011
Net income$1,876,0002,001
Minority interest net income$069
Net income of bank and minority interests.$1,876,0002,003
Net charge-offs$174,0001,077
Cash dividends$761,0001,694
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,843,7002,013
2019-03-31 (YTD Data)Rank
Total interest income$4,843,0001,571
Total interest expense$974,0001,458
Net interest income$3,869,0001,579
Provision for loan and lease losses$03,406
Total noninterest income$670,0001,617
Gross Fiduciary activities income$48,000701
Service charges on deposit accounts$129,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$493,0001,457
Total noninterest expense$3,446,0001,482
Salaries and employee benefits$1,877,0001,555
Premises and equipment expense$400,0001,453
Additional noninterest expense$1,169,0001,318
Pre-tax net operating income$1,093,0001,939
Securities gains (losses)$-1,0004,848
Applicable income taxes$51,0002,622
Income before extraordinary items$1,041,0001,811
Extraordinary gains, net$05
Net income$1,041,0001,809
Minority interest net income$052
Net income of bank and minority interests.$1,041,0001,810
Net charge-offs$214,000596
Cash dividends$270,0001,819
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,041,9501,793
2018-12-31 (YTD Data)Rank
Total interest income$18,801,0001,524
Total interest expense$3,088,0001,399
Net interest income$15,713,0001,528
Provision for loan and lease losses$700,0001,152
Total noninterest income$3,912,0001,290
Gross Fiduciary activities income$316,000653
Service charges on deposit accounts$597,0001,742
Trading account gains and feesNANA
Additional Noninterest Income$2,999,0001,143
Total noninterest expense$14,365,0001,408
Salaries and employee benefits$7,968,0001,428
Premises and equipment expense$1,568,0001,437
Additional noninterest expense$4,829,0001,276
Pre-tax net operating income$4,560,0001,907
Securities gains (losses)$01,125
Applicable income taxes$213,0002,642
Income before extraordinary items$4,347,0001,784
Extraordinary gains, net$06
Net income$4,347,0001,783
Minority interest net income$072
Net income of bank and minority interests.$4,347,0001,783
Net charge-offs$537,000907
Cash dividends$4,400,000813
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,347,0001,776
2018-09-30 (YTD Data)Rank
Total interest income$13,997,0001,512
Total interest expense$2,207,0001,385
Net interest income$11,790,0001,524
Provision for loan and lease losses$700,000861
Total noninterest income$3,270,0001,198
Gross Fiduciary activities income$237,000649
Service charges on deposit accounts$443,0001,770
Trading account gains and feesNANA
Additional Noninterest Income$2,590,0001,039
Total noninterest expense$10,505,0001,438
Salaries and employee benefits$5,877,0001,446
Premises and equipment expense$1,163,0001,462
Additional noninterest expense$3,465,0001,336
Pre-tax net operating income$3,855,0001,761
Securities gains (losses)$01,118
Applicable income taxes$181,0002,615
Income before extraordinary items$3,674,0001,626
Extraordinary gains, net$05
Net income$3,674,0001,624
Minority interest net income$066
Net income of bank and minority interests.$3,674,0001,625
Net charge-offs$499,000711
Cash dividends$2,270,000968
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,674,0001,611
2018-06-30 (YTD Data)Rank
Total interest income$9,207,0001,521
Total interest expense$1,442,0001,336
Net interest income$7,765,0001,536
Provision for loan and lease losses$550,000760
Total noninterest income$2,498,0001,097
Gross Fiduciary activities income$136,000674
Service charges on deposit accounts$284,0001,825
Trading account gains and feesNANA
Additional Noninterest Income$2,078,000917
Total noninterest expense$7,130,0001,421
Salaries and employee benefits$4,039,0001,414
Premises and equipment expense$792,0001,445
Additional noninterest expense$2,299,0001,344
Pre-tax net operating income$2,583,0001,719
Securities gains (losses)$0961
Applicable income taxes$121,0002,584
Income before extraordinary items$2,462,0001,598
Extraordinary gains, net$06
Net income$2,462,0001,597
Minority interest net income$065
Net income of bank and minority interests.$2,462,0001,597
Net charge-offs$487,000530
Cash dividends$1,750,000855
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,462,0001,581
2018-03-31 (YTD Data)Rank
Total interest income$4,564,0001,522
Total interest expense$698,0001,313
Net interest income$3,866,0001,544
Provision for loan and lease losses$325,000637
Total noninterest income$727,0001,588
Gross Fiduciary activities income$67,000680
Service charges on deposit accounts$145,0001,792
Trading account gains and feesNANA
Additional Noninterest Income$515,0001,458
Total noninterest expense$3,479,0001,461
Salaries and employee benefits$1,907,0001,495
Premises and equipment expense$406,0001,434
Additional noninterest expense$1,166,0001,324
Pre-tax net operating income$789,0002,406
Securities gains (losses)$0735
Applicable income taxes$36,0002,911
Income before extraordinary items$753,0002,259
Extraordinary gains, net$07
Net income$753,0002,258
Minority interest net income$052
Net income of bank and minority interests.$753,0002,259
Net charge-offs$4,0002,263
Cash dividends$300,0001,579
Sale, conversion, retirement of capital stock, net$0580
Net operating income$753,0002,248
2017-12-31 (YTD Data)Rank
Total interest income$18,637,0001,441
Total interest expense$2,701,0001,196
Net interest income$15,936,0001,477
Provision for loan and lease losses$1,250,000746
Total noninterest income$3,067,0001,564
Gross Fiduciary activities income$244,000694
Service charges on deposit accounts$629,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$2,194,0001,446
Total noninterest expense$13,820,0001,451
Salaries and employee benefits$7,768,0001,442
Premises and equipment expense$1,593,0001,432
Additional noninterest expense$4,459,0001,372
Pre-tax net operating income$3,933,0002,063
Securities gains (losses)$02,243
Applicable income taxes$182,0003,015
Income before extraordinary items$3,751,0001,696
Extraordinary gains, net$09
Net income$3,751,0001,696
Minority interest net income$076
Net income of bank and minority interests.$3,751,0001,696
Net charge-offs$907,000742
Cash dividends$1,849,0001,511
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,751,0001,668
2017-09-30 (YTD Data)Rank
Total interest income$13,986,0001,438
Total interest expense$2,012,0001,181
Net interest income$11,974,0001,465
Provision for loan and lease losses$875,000783
Total noninterest income$1,942,0001,756
Gross Fiduciary activities income$150,000717
Service charges on deposit accounts$465,0001,730
Trading account gains and feesNANA
Additional Noninterest Income$1,327,0001,664
Total noninterest expense$10,171,0001,479
Salaries and employee benefits$5,723,0001,469
Premises and equipment expense$1,195,0001,438
Additional noninterest expense$3,253,0001,397
Pre-tax net operating income$2,870,0002,137
Securities gains (losses)$02,274
Applicable income taxes$133,0003,009
Income before extraordinary items$2,737,0001,875
Extraordinary gains, net$09
Net income$2,737,0001,875
Minority interest net income$071
Net income of bank and minority interests.$2,737,0001,875
Net charge-offs$1,496,000372
Cash dividends$989,0001,727
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,737,0001,845
2017-06-30 (YTD Data)Rank
Total interest income$9,279,0001,431
Total interest expense$1,329,0001,148
Net interest income$7,950,0001,459
Provision for loan and lease losses$750,000615
Total noninterest income$1,263,0001,779
Gross Fiduciary activities income$92,000727
Service charges on deposit accounts$303,0001,752
Trading account gains and feesNANA
Additional Noninterest Income$868,0001,684
Total noninterest expense$6,873,0001,464
Salaries and employee benefits$3,936,0001,430
Premises and equipment expense$799,0001,439
Additional noninterest expense$2,138,0001,421
Pre-tax net operating income$1,590,0002,400
Securities gains (losses)$01,906
Applicable income taxes$72,0003,124
Income before extraordinary items$1,518,0002,136
Extraordinary gains, net$011
Net income$1,518,0002,136
Minority interest net income$071
Net income of bank and minority interests.$1,518,0002,137
Net charge-offs$1,392,000283
Cash dividends$614,0001,768
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,518,0002,102
2017-03-31 (YTD Data)Rank
Total interest income$4,596,0001,430
Total interest expense$646,0001,153
Net interest income$3,950,0001,462
Provision for loan and lease losses$375,000558
Total noninterest income$545,0001,942
Gross Fiduciary activities income$44,000742
Service charges on deposit accounts$141,0001,850
Trading account gains and feesNANA
Additional Noninterest Income$360,0001,859
Total noninterest expense$3,325,0001,512
Salaries and employee benefits$1,861,0001,521
Premises and equipment expense$411,0001,410
Additional noninterest expense$1,053,0001,429
Pre-tax net operating income$795,0002,295
Securities gains (losses)$01,153
Applicable income taxes$36,0003,067
Income before extraordinary items$759,0002,063
Extraordinary gains, net$08
Net income$759,0002,064
Minority interest net income$055
Net income of bank and minority interests.$759,0002,064
Net charge-offs$684,000274
Cash dividends$364,0001,476
Sale, conversion, retirement of capital stock, net$0632
Net operating income$759,0002,037
2016-12-31 (YTD Data)Rank
Total interest income$19,777,0001,307
Total interest expense$2,749,0001,051
Net interest income$17,028,0001,342
Provision for loan and lease losses$4,296,000291
Total noninterest income$2,776,0001,735
Gross Fiduciary activities income$222,000723
Service charges on deposit accounts$665,0001,685
Trading account gains and fees$0170
Additional Noninterest Income$1,889,0001,646
Total noninterest expense$14,368,0001,363
Salaries and employee benefits$7,856,0001,389
Premises and equipment expense$1,752,0001,323
Additional noninterest expense$4,760,0001,318
Pre-tax net operating income$1,140,0003,903
Securities gains (losses)$68,0001,631
Applicable income taxes$55,0003,568
Income before extraordinary items$1,153,0003,700
Extraordinary gains, net$05
Net income$1,153,0003,698
Minority interest net income$082
Net income of bank and minority interests.$1,153,0003,699
Net charge-offs$4,177,000239
Cash dividends$2,013,0001,388
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,088,4003,729
2016-09-30 (YTD Data)Rank
Total interest income$15,096,0001,297
Total interest expense$2,082,0001,042
Net interest income$13,014,0001,328
Provision for loan and lease losses$1,965,000414
Total noninterest income$2,165,0001,684
Gross Fiduciary activities income$151,000728
Service charges on deposit accounts$504,0001,671
Trading account gains and fees$0169
Additional Noninterest Income$1,510,0001,586
Total noninterest expense$10,874,0001,352
Salaries and employee benefits$5,939,0001,380
Premises and equipment expense$1,320,0001,329
Additional noninterest expense$3,615,0001,304
Pre-tax net operating income$2,340,0002,361
Securities gains (losses)$03,160
Applicable income taxes$112,0003,174
Income before extraordinary items$2,228,0002,160
Extraordinary gains, net$05
Net income$2,228,0002,159
Minority interest net income$071
Net income of bank and minority interests.$2,228,0002,160
Net charge-offs$1,113,000443
Cash dividends$1,793,0001,141
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,228,0002,095
2016-06-30 (YTD Data)Rank
Total interest income$10,221,0001,289
Total interest expense$1,411,0001,018
Net interest income$8,810,0001,324
Provision for loan and lease losses$1,500,000363
Total noninterest income$1,315,0001,783
Gross Fiduciary activities income$81,000760
Service charges on deposit accounts$322,0001,712
Trading account gains and fees$0157
Additional Noninterest Income$912,0001,659
Total noninterest expense$7,131,0001,378
Salaries and employee benefits$3,815,0001,425
Premises and equipment expense$899,0001,304
Additional noninterest expense$2,417,0001,309
Pre-tax net operating income$1,494,0002,404
Securities gains (losses)$02,835
Applicable income taxes$71,0003,200
Income before extraordinary items$1,423,0002,217
Extraordinary gains, net$016
Net income$1,423,0002,216
Minority interest net income$071
Net income of bank and minority interests.$1,423,0002,216
Net charge-offs$1,070,000338
Cash dividends$1,295,0001,093
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,423,0002,146
2016-03-31 (YTD Data)Rank
Total interest income$5,138,0001,275
Total interest expense$705,0001,012
Net interest income$4,433,0001,310
Provision for loan and lease losses$300,000670
Total noninterest income$616,0001,812
Gross Fiduciary activities income$36,000780
Service charges on deposit accounts$157,0001,739
Trading account gains and fees$0142
Additional Noninterest Income$423,0001,681
Total noninterest expense$3,611,0001,367
Salaries and employee benefits$1,949,0001,405
Premises and equipment expense$459,0001,271
Additional noninterest expense$1,203,0001,304
Pre-tax net operating income$1,138,0001,753
Securities gains (losses)$02,077
Applicable income taxes$55,0002,918
Income before extraordinary items$1,083,0001,517
Extraordinary gains, net$012
Net income$1,083,0001,518
Minority interest net income$062
Net income of bank and minority interests.$1,083,0001,518
Net charge-offs$1,075,000214
Cash dividends$495,0001,230
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,083,0001,484
2015-12-31 (YTD Data)Rank
Total interest income$21,350,0001,201
Total interest expense$2,558,0001,097
Net interest income$18,792,0001,216
Provision for loan and lease losses$3,655,000272
Total noninterest income$2,864,0001,656
Gross Fiduciary activities income$249,000720
Service charges on deposit accounts$825,0001,435
Trading account gains and fees$0159
Additional Noninterest Income$1,790,0001,653
Total noninterest expense$14,659,0001,338
Salaries and employee benefits$7,972,0001,364
Premises and equipment expense$1,679,0001,379
Additional noninterest expense$5,008,0001,267
Pre-tax net operating income$3,342,0002,141
Securities gains (losses)$21,0002,208
Applicable income taxes$162,0003,063
Income before extraordinary items$3,201,0001,942
Extraordinary gains, net$023
Net income$3,201,0001,943
Minority interest net income$081
Net income of bank and minority interests.$3,201,0001,944
Net charge-offs$2,711,000295
Cash dividends$4,457,000724
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,181,0501,910
2015-09-30 (YTD Data)Rank
Total interest income$14,092,0001,354
Total interest expense$1,647,0001,275
Net interest income$12,445,0001,359
Provision for loan and lease losses$720,000774
Total noninterest income$1,937,0001,795
Gross Fiduciary activities income$169,000739
Service charges on deposit accounts$489,0001,759
Trading account gains and fees$0153
Additional Noninterest Income$1,279,0001,716
Total noninterest expense$9,544,0001,529
Salaries and employee benefits$5,462,0001,464
Premises and equipment expense$1,044,0001,657
Additional noninterest expense$3,038,0001,508
Pre-tax net operating income$4,118,0001,487
Securities gains (losses)$22,0001,962
Applicable income taxes$202,0002,813
Income before extraordinary items$3,938,0001,317
Extraordinary gains, net$021
Net income$3,938,0001,317
Minority interest net income$078
Net income of bank and minority interests.$3,938,0001,317
Net charge-offs$761,000627
Cash dividends$2,877,000753
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,917,1001,292
2015-06-30 (YTD Data)Rank
Total interest income$9,483,0001,351
Total interest expense$1,087,0001,291
Net interest income$8,396,0001,345
Provision for loan and lease losses$480,000798
Total noninterest income$1,277,0001,816
Gross Fiduciary activities income$111,000752
Service charges on deposit accounts$314,0001,782
Trading account gains and fees$0157
Additional Noninterest Income$852,0001,735
Total noninterest expense$6,235,0001,562
Salaries and employee benefits$3,560,0001,501
Premises and equipment expense$680,0001,706
Additional noninterest expense$1,995,0001,541
Pre-tax net operating income$2,958,0001,394
Securities gains (losses)$22,0001,669
Applicable income taxes$145,0002,750
Income before extraordinary items$2,835,0001,229
Extraordinary gains, net$022
Net income$2,835,0001,231
Minority interest net income$075
Net income of bank and minority interests.$2,835,0001,230
Net charge-offs$205,0001,174
Cash dividends$1,801,000778
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,814,1001,209
2015-03-31 (YTD Data)Rank
Total interest income$4,767,0001,341
Total interest expense$537,0001,316
Net interest income$4,230,0001,335
Provision for loan and lease losses$240,000785
Total noninterest income$617,0001,839
Gross Fiduciary activities income$49,000771
Service charges on deposit accounts$150,0001,824
Trading account gains and fees$0152
Additional Noninterest Income$418,0001,716
Total noninterest expense$3,285,0001,496
Salaries and employee benefits$1,893,0001,425
Premises and equipment expense$335,0001,754
Additional noninterest expense$1,057,0001,457
Pre-tax net operating income$1,322,0001,490
Securities gains (losses)$22,0001,194
Applicable income taxes$65,0002,801
Income before extraordinary items$1,279,0001,294
Extraordinary gains, net$013
Net income$1,279,0001,295
Minority interest net income$064
Net income of bank and minority interests.$1,279,0001,296
Net charge-offs$-7,0005,272
Cash dividends$786,000809
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,258,1001,275
2014-12-31 (YTD Data)Rank
Total interest income$19,203,0001,324
Total interest expense$2,228,0001,305
Net interest income$16,975,0001,320
Provision for loan and lease losses$1,075,000822
Total noninterest income$2,734,0001,670
Gross Fiduciary activities income$265,000726
Service charges on deposit accounts$738,0001,684
Trading account gains and fees$0180
Additional Noninterest Income$1,731,0001,627
Total noninterest expense$12,303,0001,558
Salaries and employee benefits$6,877,0001,516
Premises and equipment expense$1,295,0001,787
Additional noninterest expense$4,131,0001,517
Pre-tax net operating income$6,331,0001,256
Securities gains (losses)$-5,0005,949
Applicable income taxes$309,0002,615
Income before extraordinary items$6,017,0001,098
Extraordinary gains, net$017
Net income$6,017,0001,096
Minority interest net income$084
Net income of bank and minority interests.$6,017,0001,097
Net charge-offs$591,0001,312
Cash dividends$10,717,000318
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,021,7501,069
2014-09-30 (YTD Data)Rank
Total interest income$14,412,0001,332
Total interest expense$1,687,0001,301
Net interest income$12,725,0001,319
Provision for loan and lease losses$675,000911
Total noninterest income$2,060,0001,679
Gross Fiduciary activities income$215,000709
Service charges on deposit accounts$553,0001,693
Trading account gains and fees$0174
Additional Noninterest Income$1,292,0001,628
Total noninterest expense$9,143,0001,573
Salaries and employee benefits$5,207,0001,500
Premises and equipment expense$931,0001,874
Additional noninterest expense$3,005,0001,558
Pre-tax net operating income$4,967,0001,228
Securities gains (losses)$-8,0006,123
Applicable income taxes$242,0002,654
Income before extraordinary items$4,717,0001,057
Extraordinary gains, net$015
Net income$4,717,0001,056
Minority interest net income$081
Net income of bank and minority interests.$4,717,0001,056
Net charge-offs$59,0003,132
Cash dividends$9,193,000273
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,724,6001,036
2014-06-30 (YTD Data)Rank
Total interest income$9,570,0001,331
Total interest expense$1,146,0001,292
Net interest income$8,424,0001,322
Provision for loan and lease losses$450,000910
Total noninterest income$1,353,0001,666
Gross Fiduciary activities income$147,000708
Service charges on deposit accounts$364,0001,690
Trading account gains and fees$0172
Additional Noninterest Income$842,0001,643
Total noninterest expense$6,039,0001,580
Salaries and employee benefits$3,397,0001,536
Premises and equipment expense$604,0001,935
Additional noninterest expense$2,038,0001,540
Pre-tax net operating income$3,288,0001,204
Securities gains (losses)$02,580
Applicable income taxes$161,0002,625
Income before extraordinary items$3,127,0001,029
Extraordinary gains, net$020
Net income$3,127,0001,028
Minority interest net income$080
Net income of bank and minority interests.$3,127,0001,030
Net charge-offs$75,0002,447
Cash dividends$1,935,000684
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,127,0001,009
2014-03-31 (YTD Data)Rank
Total interest income$4,704,0001,347
Total interest expense$580,0001,292
Net interest income$4,124,0001,339
Provision for loan and lease losses$225,000909
Total noninterest income$614,0001,774
Gross Fiduciary activities income$41,000810
Service charges on deposit accounts$175,0001,734
Trading account gains and fees$0147
Additional Noninterest Income$398,0001,664
Total noninterest expense$3,079,0001,562
Salaries and employee benefits$1,796,0001,465
Premises and equipment expense$274,0002,147
Additional noninterest expense$1,009,0001,543
Pre-tax net operating income$1,434,0001,303
Securities gains (losses)$01,715
Applicable income taxes$70,0002,675
Income before extraordinary items$1,364,0001,134
Extraordinary gains, net$016
Net income$1,364,0001,135
Minority interest net income$066
Net income of bank and minority interests.$1,364,0001,135
Net charge-offs$-4,0005,342
Cash dividends$931,000651
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,364,0001,118
2013-12-31 (YTD Data)Rank
Total interest income$18,864,0001,347
Total interest expense$2,605,0001,291
Net interest income$16,259,0001,340
Provision for loan and lease losses$960,0001,135
Total noninterest income$2,760,0001,717
Gross Fiduciary activities income$210,000772
Service charges on deposit accounts$798,0001,648
Trading account gains and fees$0184
Additional Noninterest Income$1,752,0001,674
Total noninterest expense$11,713,0001,642
Salaries and employee benefits$6,549,0001,584
Premises and equipment expense$1,068,0002,123
Additional noninterest expense$4,096,0001,594
Pre-tax net operating income$6,346,0001,164
Securities gains (losses)$66,0001,605
Applicable income taxes$313,0002,587
Income before extraordinary items$6,099,0001,016
Extraordinary gains, net$029
Net income$6,099,0001,018
Minority interest net income$090
Net income of bank and minority interests.$6,099,0001,019
Net charge-offs$707,0001,633
Cash dividends$3,710,000741
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,036,300999
2013-09-30 (YTD Data)Rank
Total interest income$14,153,0001,351
Total interest expense$1,982,0001,317
Net interest income$12,171,0001,342
Provision for loan and lease losses$720,0001,158
Total noninterest income$2,093,0001,731
Gross Fiduciary activities income$166,000753
Service charges on deposit accounts$588,0001,671
Trading account gains and fees$0180
Additional Noninterest Income$1,339,0001,686
Total noninterest expense$8,871,0001,635
Salaries and employee benefits$5,000,0001,565
Premises and equipment expense$788,0002,179
Additional noninterest expense$3,083,0001,579
Pre-tax net operating income$4,673,0001,220
Securities gains (losses)$26,0002,077
Applicable income taxes$229,0002,662
Income before extraordinary items$4,470,0001,050
Extraordinary gains, net$025
Net income$4,470,0001,053
Minority interest net income$084
Net income of bank and minority interests.$4,470,0001,053
Net charge-offs$184,0002,663
Cash dividends$2,760,000682
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,445,3001,028
2013-06-30 (YTD Data)Rank
Total interest income$9,444,0001,341
Total interest expense$1,337,0001,343
Net interest income$8,107,0001,331
Provision for loan and lease losses$480,0001,203
Total noninterest income$1,373,0001,765
Gross Fiduciary activities income$119,000746
Service charges on deposit accounts$373,0001,720
Trading account gains and fees$0157
Additional Noninterest Income$881,0001,741
Total noninterest expense$5,988,0001,609
Salaries and employee benefits$3,342,0001,555
Premises and equipment expense$525,0002,179
Additional noninterest expense$2,121,0001,542
Pre-tax net operating income$3,012,0001,234
Securities gains (losses)$24,0001,918
Applicable income taxes$148,0002,703
Income before extraordinary items$2,888,0001,079
Extraordinary gains, net$022
Net income$2,888,0001,080
Minority interest net income$082
Net income of bank and minority interests.$2,888,0001,082
Net charge-offs$161,0002,305
Cash dividends$1,809,000682
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,865,2001,042
2013-03-31 (YTD Data)Rank
Total interest income$4,681,0001,360
Total interest expense$683,0001,357
Net interest income$3,998,0001,348
Provision for loan and lease losses$240,0001,184
Total noninterest income$652,0001,842
Gross Fiduciary activities income$36,000834
Service charges on deposit accounts$177,0001,781
Trading account gains and fees$0148
Additional Noninterest Income$439,0001,729
Total noninterest expense$2,981,0001,628
Salaries and employee benefits$1,780,0001,488
Premises and equipment expense$273,0002,143
Additional noninterest expense$928,0001,721
Pre-tax net operating income$1,429,0001,273
Securities gains (losses)$6,0001,600
Applicable income taxes$70,0002,737
Income before extraordinary items$1,365,0001,113
Extraordinary gains, net$010
Net income$1,365,0001,115
Minority interest net income$076
Net income of bank and minority interests.$1,365,0001,115
Net charge-offs$22,0003,012
Cash dividends$931,000589
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,359,3001,059
2012-12-31 (YTD Data)Rank
Total interest income$19,835,0001,350
Total interest expense$3,521,0001,270
Net interest income$16,314,0001,342
Provision for loan and lease losses$1,380,0001,405
Total noninterest income$2,750,0001,752
Gross Fiduciary activities income$226,000768
Service charges on deposit accounts$876,0001,576
Trading account gains and fees$0166
Additional Noninterest Income$1,648,0001,750
Total noninterest expense$11,378,0001,698
Salaries and employee benefits$6,450,0001,570
Premises and equipment expense$1,475,0001,601
Additional noninterest expense$3,453,0001,902
Pre-tax net operating income$6,306,0001,133
Securities gains (losses)$-12,0006,749
Applicable income taxes$307,0002,642
Income before extraordinary items$5,987,0001,008
Extraordinary gains, net$029
Net income$5,987,0001,008
Minority interest net income$093
Net income of bank and minority interests.$5,987,0001,008
Net charge-offs$1,445,0001,436
Cash dividends$3,957,000704
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,998,400947
2012-09-30 (YTD Data)Rank
Total interest income$15,004,0001,360
Total interest expense$2,742,0001,283
Net interest income$12,262,0001,347
Provision for loan and lease losses$1,050,0001,390
Total noninterest income$2,017,0001,778
Gross Fiduciary activities income$163,000769
Service charges on deposit accounts$651,0001,604
Trading account gains and fees$0157
Additional Noninterest Income$1,203,0001,767
Total noninterest expense$8,472,0001,710
Salaries and employee benefits$4,893,0001,542
Premises and equipment expense$1,095,0001,622
Additional noninterest expense$2,484,0001,983
Pre-tax net operating income$4,757,0001,131
Securities gains (losses)$-12,0006,877
Applicable income taxes$231,0002,710
Income before extraordinary items$4,514,0001,027
Extraordinary gains, net$020
Net income$4,514,0001,027
Minority interest net income$086
Net income of bank and minority interests.$4,514,0001,027
Net charge-offs$571,0002,028
Cash dividends$3,100,000539
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,525,400966
2012-06-30 (YTD Data)Rank
Total interest income$10,093,0001,355
Total interest expense$1,896,0001,278
Net interest income$8,197,0001,353
Provision for loan and lease losses$720,0001,393
Total noninterest income$1,338,0001,770
Gross Fiduciary activities income$119,000758
Service charges on deposit accounts$419,0001,635
Trading account gains and fees$0153
Additional Noninterest Income$800,0001,753
Total noninterest expense$5,572,0001,743
Salaries and employee benefits$3,217,0001,563
Premises and equipment expense$721,0001,647
Additional noninterest expense$1,634,0001,997
Pre-tax net operating income$3,243,0001,101
Securities gains (losses)$-6,0006,915
Applicable income taxes$158,0002,664
Income before extraordinary items$3,079,000991
Extraordinary gains, net$019
Net income$3,079,000991
Minority interest net income$084
Net income of bank and minority interests.$3,079,000991
Net charge-offs$151,0003,031
Cash dividends$2,018,000518
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,084,700927
2012-03-31 (YTD Data)Rank
Total interest income$5,033,0001,368
Total interest expense$978,0001,290
Net interest income$4,055,0001,363
Provision for loan and lease losses$360,0001,338
Total noninterest income$626,0001,851
Gross Fiduciary activities income$30,000872
Service charges on deposit accounts$202,0001,676
Trading account gains and fees$0148
Additional Noninterest Income$394,0001,771
Total noninterest expense$2,886,0001,673
Salaries and employee benefits$1,702,0001,502
Premises and equipment expense$368,0001,620
Additional noninterest expense$816,0001,997
Pre-tax net operating income$1,435,0001,225
Securities gains (losses)$-2,0006,941
Applicable income taxes$70,0002,762
Income before extraordinary items$1,363,0001,086
Extraordinary gains, net$019
Net income$1,363,0001,088
Minority interest net income$078
Net income of bank and minority interests.$1,363,0001,087
Net charge-offs$46,0003,075
Cash dividends$936,000508
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,364,9001,021
2011-12-31 (YTD Data)Rank
Total interest income$21,061,0001,363
Total interest expense$4,760,0001,281
Net interest income$16,301,0001,365
Provision for loan and lease losses$2,115,0001,511
Total noninterest income$2,534,0001,700
Gross Fiduciary activities income$256,000688
Service charges on deposit accounts$935,0001,555
Trading account gains and fees$0146
Additional Noninterest Income$1,343,0001,763
Total noninterest expense$10,731,0001,800
Salaries and employee benefits$6,428,0001,535
Premises and equipment expense$1,479,0001,675
Additional noninterest expense$2,824,0002,320
Pre-tax net operating income$5,989,0001,001
Securities gains (losses)$-94,0007,080
Applicable income taxes$284,0002,591
Income before extraordinary items$5,611,000891
Extraordinary gains, net$029
Net income$5,611,000889
Minority interest net income$096
Net income of bank and minority interests.$5,611,000891
Net charge-offs$1,635,0001,765
Cash dividends$3,820,000544
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,700,300850
2011-09-30 (YTD Data)Rank
Total interest income$15,934,0001,364
Total interest expense$3,676,0001,298
Net interest income$12,258,0001,363
Provision for loan and lease losses$1,625,0001,433
Total noninterest income$1,917,0001,656
Gross Fiduciary activities income$193,000676
Service charges on deposit accounts$715,0001,542
Trading account gains and fees$0145
Additional Noninterest Income$1,009,0001,756
Total noninterest expense$8,132,0001,784
Salaries and employee benefits$5,018,0001,481
Premises and equipment expense$1,075,0001,753
Additional noninterest expense$2,039,0002,416
Pre-tax net operating income$4,418,0001,048
Securities gains (losses)$-32,0007,105
Applicable income taxes$211,0002,613
Income before extraordinary items$4,175,000910
Extraordinary gains, net$021
Net income$4,175,000909
Minority interest net income$087
Net income of bank and minority interests.$4,175,000910
Net charge-offs$241,0003,496
Cash dividends$2,955,000458
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,205,400865
2011-06-30 (YTD Data)Rank
Total interest income$10,581,0001,380
Total interest expense$2,521,0001,305
Net interest income$8,060,0001,377
Provision for loan and lease losses$960,0001,524
Total noninterest income$1,186,0001,764
Gross Fiduciary activities income$125,000696
Service charges on deposit accounts$467,0001,548
Trading account gains and fees$0153
Additional Noninterest Income$594,0001,882
Total noninterest expense$5,383,0001,810
Salaries and employee benefits$3,274,0001,535
Premises and equipment expense$708,0001,787
Additional noninterest expense$1,401,0002,398
Pre-tax net operating income$2,903,0001,038
Securities gains (losses)$02,914
Applicable income taxes$140,0002,574
Income before extraordinary items$2,763,000893
Extraordinary gains, net$015
Net income$2,763,000892
Minority interest net income$089
Net income of bank and minority interests.$2,763,000893
Net charge-offs$228,0002,980
Cash dividends$1,799,000478
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,763,000865
2011-03-31 (YTD Data)Rank
Total interest income$5,270,0001,393
Total interest expense$1,305,0001,306
Net interest income$3,965,0001,400
Provision for loan and lease losses$480,0001,455
Total noninterest income$550,0001,861
Gross Fiduciary activities income$39,000800
Service charges on deposit accounts$228,0001,555
Trading account gains and fees$0158
Additional Noninterest Income$283,0001,979
Total noninterest expense$2,617,0001,872
Salaries and employee benefits$1,541,0001,618
Premises and equipment expense$366,0001,766
Additional noninterest expense$710,0002,339
Pre-tax net operating income$1,418,0001,056
Securities gains (losses)$01,772
Applicable income taxes$68,0002,582
Income before extraordinary items$1,350,000904
Extraordinary gains, net$09
Net income$1,350,000903
Minority interest net income$086
Net income of bank and minority interests.$1,350,000904
Net charge-offs$209,0002,091
Cash dividends$936,000421
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,350,000880
2010-12-31 (YTD Data)Rank
Total interest income$22,490,0001,365
Total interest expense$6,246,0001,325
Net interest income$16,244,0001,377
Provision for loan and lease losses$2,108,0002,003
Total noninterest income$2,544,0001,740
Gross Fiduciary activities income$228,000734
Service charges on deposit accounts$1,043,0001,460
Trading account gains and fees$0175
Additional Noninterest Income$1,273,0001,886
Total noninterest expense$10,510,0001,867
Salaries and employee benefits$6,472,0001,520
Premises and equipment expense$1,386,0001,858
Additional noninterest expense$2,652,0002,541
Pre-tax net operating income$6,170,000855
Securities gains (losses)$23,0003,038
Applicable income taxes$290,0002,388
Income before extraordinary items$5,903,000751
Extraordinary gains, net$029
Net income$5,903,000751
Minority interest net income$0111
Net income of bank and minority interests.$5,903,000752
Net charge-offs$1,925,0001,905
Cash dividends$4,270,000388
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,881,150721
2010-09-30 (YTD Data)Rank
Total interest income$16,956,0001,381
Total interest expense$4,820,0001,334
Net interest income$12,136,0001,399
Provision for loan and lease losses$1,108,0002,376
Total noninterest income$1,864,0001,788
Gross Fiduciary activities income$166,000729
Service charges on deposit accounts$783,0001,504
Trading account gains and fees$0165
Additional Noninterest Income$915,0001,906
Total noninterest expense$7,670,0001,903
Salaries and employee benefits$4,707,0001,566
Premises and equipment expense$1,020,0001,906
Additional noninterest expense$1,943,0002,545
Pre-tax net operating income$5,222,000802
Securities gains (losses)$-34,0007,305
Applicable income taxes$245,0002,355
Income before extraordinary items$4,943,000708
Extraordinary gains, net$023
Net income$4,943,000708
Minority interest net income$0110
Net income of bank and minority interests.$4,943,000708
Net charge-offs$1,260,0001,948
Cash dividends$2,822,000392
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,975,300666
2010-06-30 (YTD Data)Rank
Total interest income$11,311,0001,395
Total interest expense$3,239,0001,383
Net interest income$8,072,0001,402
Provision for loan and lease losses$958,0001,990
Total noninterest income$1,193,0001,771
Gross Fiduciary activities income$111,000733
Service charges on deposit accounts$510,0001,542
Trading account gains and fees$0152
Additional Noninterest Income$572,0001,924
Total noninterest expense$5,153,0001,909
Salaries and employee benefits$3,195,0001,545
Premises and equipment expense$667,0001,949
Additional noninterest expense$1,291,0002,559
Pre-tax net operating income$3,154,000870
Securities gains (losses)$-40,0007,418
Applicable income taxes$147,0002,424
Income before extraordinary items$2,967,000755
Extraordinary gains, net$019
Net income$2,967,000751
Minority interest net income$0105
Net income of bank and minority interests.$2,967,000755
Net charge-offs$1,219,0001,541
Cash dividends$1,752,000398
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,005,000720
2010-03-31 (YTD Data)Rank
Total interest income$5,587,0001,449
Total interest expense$1,625,0001,451
Net interest income$3,962,0001,447
Provision for loan and lease losses$255,0002,638
Total noninterest income$557,0001,871
Gross Fiduciary activities income$29,000861
Service charges on deposit accounts$246,0001,585
Trading account gains and fees$0175
Additional Noninterest Income$282,0001,911
Total noninterest expense$2,472,0001,995
Salaries and employee benefits$1,482,0001,687
Premises and equipment expense$343,0001,965
Additional noninterest expense$647,0002,538
Pre-tax net operating income$1,792,000760
Securities gains (losses)$-1,0007,364
Applicable income taxes$85,0002,275
Income before extraordinary items$1,706,000654
Extraordinary gains, net$016
Net income$1,706,000657
Minority interest net income$091
Net income of bank and minority interests.$1,706,000658
Net charge-offs$-3,0007,154
Cash dividends$963,000358
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,706,950636
2009-12-31 (YTD Data)Rank
Total interest income$22,366,0001,531
Total interest expense$7,033,0001,680
Net interest income$15,333,0001,457
Provision for loan and lease losses$1,211,0003,197
Total noninterest income$2,366,0001,897
Gross Fiduciary activities income$270,000688
Service charges on deposit accounts$1,157,0001,480
Trading account gains and fees$0211
Additional Noninterest Income$939,0002,229
Total noninterest expense$10,242,0001,974
Salaries and employee benefits$5,954,0001,664
Premises and equipment expense$1,319,0002,024
Additional noninterest expense$2,969,0002,369
Pre-tax net operating income$6,246,000695
Securities gains (losses)$5,0003,451
Applicable income taxes$307,0002,009
Income before extraordinary items$5,944,000572
Extraordinary gains, net$034
Net income$5,944,000571
Minority interest net income$0115
Net income of bank and minority interests.$5,944,000573
Net charge-offs$663,0003,422
Cash dividends$4,133,000422
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,939,250571
2009-09-30 (YTD Data)Rank
Total interest income$11,188,0002,271
Total interest expense$3,602,0002,446
Net interest income$7,586,0002,169
Provision for loan and lease losses$670,0003,355
Total noninterest income$1,534,0002,134
Gross Fiduciary activities income$222,000669
Service charges on deposit accounts$503,0002,346
Trading account gains and fees$0212
Additional Noninterest Income$809,0002,112
Total noninterest expense$5,142,0002,838
Salaries and employee benefits$2,963,0002,503
Premises and equipment expense$681,0002,839
Additional noninterest expense$1,498,0003,288
Pre-tax net operating income$3,308,000995
Securities gains (losses)$03,497
Applicable income taxes$163,0002,503
Income before extraordinary items$3,145,000866
Extraordinary gains, net$027
Net income$3,145,000867
Minority interest net income$0118
Net income of bank and minority interests.$3,145,000867
Net charge-offs$421,0003,273
Cash dividends$1,886,000679
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,145,000855
2009-06-30 (YTD Data)Rank
Total interest income$7,496,0002,292
Total interest expense$2,433,0002,515
Net interest income$5,063,0002,156
Provision for loan and lease losses$245,0004,047
Total noninterest income$1,036,0002,122
Gross Fiduciary activities income$160,000655
Service charges on deposit accounts$322,0002,393
Trading account gains and fees$0193
Additional Noninterest Income$554,0002,087
Total noninterest expense$3,491,0002,835
Salaries and employee benefits$2,005,0002,502
Premises and equipment expense$458,0002,853
Additional noninterest expense$1,028,0003,227
Pre-tax net operating income$2,363,000963
Securities gains (losses)$03,136
Applicable income taxes$117,0002,493
Income before extraordinary items$2,246,000835
Extraordinary gains, net$021
Net income$2,246,000834
Minority interest net income$0112
Net income of bank and minority interests.$2,246,000835
Net charge-offs$77,0004,509
Cash dividends$1,377,000662
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,246,000806
2009-03-31 (YTD Data)Rank
Total interest income$3,738,0002,326
Total interest expense$1,246,0002,536
Net interest income$2,492,0002,208
Provision for loan and lease losses$120,0003,591
Total noninterest income$483,0002,196
Gross Fiduciary activities income$58,000743
Service charges on deposit accounts$149,0002,488
Trading account gains and fees$0171
Additional Noninterest Income$276,0002,065
Total noninterest expense$1,593,0002,977
Salaries and employee benefits$940,0002,685
Premises and equipment expense$222,0002,986
Additional noninterest expense$431,0003,373
Pre-tax net operating income$1,262,0001,008
Securities gains (losses)$02,434
Applicable income taxes$63,0002,683
Income before extraordinary items$1,199,000884
Extraordinary gains, net$015
Net income$1,199,000884
Minority interest net income$0102
Net income of bank and minority interests.$1,199,000886
Net charge-offs$-9,0007,845
Cash dividends$619,000701
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,199,000817
2008-12-31 (YTD Data)Rank
Total interest income$14,910,0002,477
Total interest expense$5,845,0002,574
Net interest income$9,065,0002,407
Provision for loan and lease losses$348,0004,379
Total noninterest income$1,925,0002,201
Gross Fiduciary activities income$196,000783
Service charges on deposit accounts$684,0002,386
Trading account gains and fees$0154
Additional Noninterest Income$1,045,0002,061
Total noninterest expense$6,228,0002,969
Salaries and employee benefits$3,826,0002,609
Premises and equipment expense$985,0002,667
Additional noninterest expense$1,417,0003,776
Pre-tax net operating income$4,414,0001,237
Securities gains (losses)$03,220
Applicable income taxes$218,0002,728
Income before extraordinary items$4,196,000978
Extraordinary gains, net$039
Net income$4,196,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0005,227
Cash dividends$4,984,000573
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,196,0001,053
2008-09-30 (YTD Data)Rank
Total interest income$11,202,0002,524
Total interest expense$4,536,0002,595
Net interest income$6,666,0002,477
Provision for loan and lease losses$225,0004,003
Total noninterest income$1,398,0002,323
Gross Fiduciary activities income$118,000826
Service charges on deposit accounts$517,0002,389
Trading account gains and fees$0148
Additional Noninterest Income$763,0002,177
Total noninterest expense$4,616,0002,975
Salaries and employee benefits$2,819,0002,687
Premises and equipment expense$754,0002,626
Additional noninterest expense$1,043,0003,745
Pre-tax net operating income$3,223,0001,512
Securities gains (losses)$03,106
Applicable income taxes$159,0003,176
Income before extraordinary items$3,064,0001,209
Extraordinary gains, net$031
Net income$3,064,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,531
Cash dividends$4,141,000538
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,064,0001,279
2008-06-30 (YTD Data)Rank
Total interest income$7,495,0002,549
Total interest expense$3,127,0002,610
Net interest income$4,368,0002,509
Provision for loan and lease losses$135,0003,809
Total noninterest income$979,0002,271
Gross Fiduciary activities income$97,000808
Service charges on deposit accounts$342,0002,390
Trading account gains and fees$0149
Additional Noninterest Income$540,0002,125
Total noninterest expense$3,237,0002,851
Salaries and employee benefits$1,948,0002,631
Premises and equipment expense$514,0002,577
Additional noninterest expense$775,0003,443
Pre-tax net operating income$1,975,0001,704
Securities gains (losses)$03,233
Applicable income taxes$98,0003,474
Income before extraordinary items$1,877,0001,470
Extraordinary gains, net$021
Net income$1,877,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,622
Cash dividends$3,530,000477
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,877,0001,434
2008-03-31 (YTD Data)Rank
Total interest income$3,765,0002,605
Total interest expense$1,631,0002,670
Net interest income$2,134,0002,550
Provision for loan and lease losses$55,0003,686
Total noninterest income$423,0002,509
Gross Fiduciary activities income$61,000766
Service charges on deposit accounts$161,0002,467
Trading account gains and fees$0158
Additional Noninterest Income$201,0002,570
Total noninterest expense$1,499,0003,065
Salaries and employee benefits$910,0002,801
Premises and equipment expense$265,0002,538
Additional noninterest expense$324,0003,896
Pre-tax net operating income$1,003,0001,780
Securities gains (losses)$02,688
Applicable income taxes$50,0003,552
Income before extraordinary items$953,0001,571
Extraordinary gains, net$015
Net income$953,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$3,011,000286
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$953,0001,515
2007-12-31 (YTD Data)Rank
Total interest income$14,469,0002,784
Total interest expense$6,698,0002,733
Net interest income$7,771,0002,805
Provision for loan and lease losses$180,0004,023
Total noninterest income$1,711,0002,476
Gross Fiduciary activities income$190,000814
Service charges on deposit accounts$680,0002,424
Trading account gains and fees$0178
Additional Noninterest Income$841,0002,494
Total noninterest expense$6,109,0002,920
Salaries and employee benefits$3,774,0002,627
Premises and equipment expense$1,000,0002,567
Additional noninterest expense$1,335,0003,757
Pre-tax net operating income$3,193,0002,351
Securities gains (losses)$3,0001,730
Applicable income taxes$145,0004,162
Income before extraordinary items$3,051,0002,015
Extraordinary gains, net$039
Net income$3,051,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,859
Cash dividends$1,656,0001,862
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,048,1502,002
2007-09-30 (YTD Data)Rank
Total interest income$10,721,0002,810
Total interest expense$5,008,0002,738
Net interest income$5,713,0002,863
Provision for loan and lease losses$135,0003,624
Total noninterest income$1,250,0002,523
Gross Fiduciary activities income$126,000835
Service charges on deposit accounts$503,0002,437
Trading account gains and fees$0184
Additional Noninterest Income$621,0002,508
Total noninterest expense$4,598,0002,891
Salaries and employee benefits$2,887,0002,572
Premises and equipment expense$765,0002,514
Additional noninterest expense$946,0003,880
Pre-tax net operating income$2,230,0002,650
Securities gains (losses)$3,0001,317
Applicable income taxes$101,0004,429
Income before extraordinary items$2,132,0002,263
Extraordinary gains, net$033
Net income$2,132,0002,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$443,0001,185
Cash dividends$1,101,0001,853
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,129,1502,246
2007-06-30 (YTD Data)Rank
Total interest income$7,013,0002,876
Total interest expense$3,285,0002,774
Net interest income$3,728,0002,950
Provision for loan and lease losses$90,0003,429
Total noninterest income$827,0002,548
Gross Fiduciary activities income$102,000811
Service charges on deposit accounts$325,0002,491
Trading account gains and fees$0168
Additional Noninterest Income$400,0002,578
Total noninterest expense$3,176,0002,817
Salaries and employee benefits$1,996,0002,532
Premises and equipment expense$521,0002,481
Additional noninterest expense$659,0003,734
Pre-tax net operating income$1,289,0002,961
Securities gains (losses)$01,444
Applicable income taxes$59,0004,625
Income before extraordinary items$1,230,0002,584
Extraordinary gains, net$029
Net income$1,230,0002,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,000819
Cash dividends$653,0002,056
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,230,0002,563
2007-03-31 (YTD Data)Rank
Total interest income$3,422,0002,927
Total interest expense$1,584,0002,852
Net interest income$1,838,0002,986
Provision for loan and lease losses$45,0003,197
Total noninterest income$369,0002,708
Gross Fiduciary activities income$33,000893
Service charges on deposit accounts$153,0002,568
Trading account gains and fees$0195
Additional Noninterest Income$183,0002,683
Total noninterest expense$1,541,0002,908
Salaries and employee benefits$964,0002,627
Premises and equipment expense$262,0002,475
Additional noninterest expense$315,0003,827
Pre-tax net operating income$621,0003,046
Securities gains (losses)$01,187
Applicable income taxes$28,0004,668
Income before extraordinary items$593,0002,655
Extraordinary gains, net$022
Net income$593,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,000474
Cash dividends$333,0001,875
Sale, conversion, retirement of capital stock, net$0885
Net operating income$593,0002,640
2006-12-31 (YTD Data)Rank
Total interest income$13,404,0002,806
Total interest expense$5,754,0002,679
Net interest income$7,650,0002,870
Provision for loan and lease losses$135,0004,209
Total noninterest income$1,607,0002,586
Gross Fiduciary activities income$218,000780
Service charges on deposit accounts$629,0002,593
Trading account gains and fees$0130
Additional Noninterest Income$760,0002,656
Total noninterest expense$6,435,0002,710
Salaries and employee benefits$4,104,0002,386
Premises and equipment expense$1,028,0002,408
Additional noninterest expense$1,303,0003,697
Pre-tax net operating income$2,687,0002,983
Securities gains (losses)$01,687
Applicable income taxes$128,0004,770
Income before extraordinary items$2,559,0002,568
Extraordinary gains, net$051
Net income$2,559,0002,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,140
Cash dividends$1,495,0001,952
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,559,0002,548
2006-09-30 (YTD Data)Rank
Total interest income$9,933,0002,808
Total interest expense$4,174,0002,678
Net interest income$5,759,0002,886
Provision for loan and lease losses$90,0004,225
Total noninterest income$1,172,0002,633
Gross Fiduciary activities income$163,000773
Service charges on deposit accounts$456,0002,657
Trading account gains and fees$0126
Additional Noninterest Income$553,0002,704
Total noninterest expense$4,658,0002,792
Salaries and employee benefits$2,956,0002,467
Premises and equipment expense$757,0002,454
Additional noninterest expense$945,0003,781
Pre-tax net operating income$2,183,0002,943
Securities gains (losses)$01,388
Applicable income taxes$104,0004,888
Income before extraordinary items$2,079,0002,483
Extraordinary gains, net$045
Net income$2,079,0002,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,133
Cash dividends$1,169,0001,736
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,079,0002,471
2006-06-30 (YTD Data)Rank
Total interest income$6,483,0002,828
Total interest expense$2,660,0002,681
Net interest income$3,823,0002,899
Provision for loan and lease losses$60,0004,062
Total noninterest income$779,0002,639
Gross Fiduciary activities income$121,000763
Service charges on deposit accounts$288,0002,747
Trading account gains and fees$0126
Additional Noninterest Income$370,0002,675
Total noninterest expense$3,141,0002,784
Salaries and employee benefits$2,017,0002,426
Premises and equipment expense$511,0002,423
Additional noninterest expense$613,0003,844
Pre-tax net operating income$1,401,0003,018
Securities gains (losses)$01,185
Applicable income taxes$67,0004,971
Income before extraordinary items$1,334,0002,567
Extraordinary gains, net$039
Net income$1,334,0002,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$760,0001,780
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,334,0002,548
2006-03-31 (YTD Data)Rank
Total interest income$3,115,0002,880
Total interest expense$1,245,0002,722
Net interest income$1,870,0002,948
Provision for loan and lease losses$30,0003,822
Total noninterest income$338,0002,851
Gross Fiduciary activities income$50,000810
Service charges on deposit accounts$123,0003,035
Trading account gains and fees$0115
Additional Noninterest Income$165,0002,797
Total noninterest expense$1,522,0002,841
Salaries and employee benefits$951,0002,556
Premises and equipment expense$254,0002,440
Additional noninterest expense$317,0003,738
Pre-tax net operating income$656,0003,115
Securities gains (losses)$0955
Applicable income taxes$31,0004,987
Income before extraordinary items$625,0002,658
Extraordinary gains, net$021
Net income$625,0002,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,367
Cash dividends$309,0001,894
Sale, conversion, retirement of capital stock, net$0648
Net operating income$625,0002,638
2005-12-31 (YTD Data)Rank
Total interest income$12,236,0002,666
Total interest expense$4,230,0002,534
Net interest income$8,006,0002,697
Provision for loan and lease losses$145,0004,203
Total noninterest income$1,443,0002,755
Gross Fiduciary activities income$197,000803
Service charges on deposit accounts$568,0002,783
Trading account gains and fees$0138
Additional Noninterest Income$678,0002,833
Total noninterest expense$6,288,0002,632
Salaries and employee benefits$3,983,0002,295
Premises and equipment expense$961,0002,454
Additional noninterest expense$1,344,0003,523
Pre-tax net operating income$3,016,0002,741
Securities gains (losses)$-12,0007,607
Applicable income taxes$143,0005,049
Income before extraordinary items$2,861,0002,344
Extraordinary gains, net$046
Net income$2,861,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,038
Cash dividends$2,205,0001,357
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,872,4002,302
2005-09-30 (YTD Data)Rank
Total interest income$9,072,0002,633
Total interest expense$3,076,0002,489
Net interest income$5,996,0002,679
Provision for loan and lease losses$115,0003,957
Total noninterest income$1,074,0002,770
Gross Fiduciary activities income$139,000803
Service charges on deposit accounts$423,0002,792
Trading account gains and fees$0126
Additional Noninterest Income$512,0002,841
Total noninterest expense$4,577,0002,672
Salaries and employee benefits$2,905,0002,333
Premises and equipment expense$665,0002,619
Additional noninterest expense$1,007,0003,481
Pre-tax net operating income$2,378,0002,672
Securities gains (losses)$1,0002,135
Applicable income taxes$113,0005,118
Income before extraordinary items$2,266,0002,246
Extraordinary gains, net$035
Net income$2,266,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,740
Cash dividends$1,285,0001,498
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,265,0502,211
2005-06-30 (YTD Data)Rank
Total interest income$5,987,0002,605
Total interest expense$1,982,0002,436
Net interest income$4,005,0002,651
Provision for loan and lease losses$85,0003,670
Total noninterest income$680,0002,825
Gross Fiduciary activities income$57,000918
Service charges on deposit accounts$271,0002,825
Trading account gains and fees$0116
Additional Noninterest Income$352,0002,761
Total noninterest expense$2,951,0002,741
Salaries and employee benefits$1,852,0002,403
Premises and equipment expense$451,0002,574
Additional noninterest expense$648,0003,571
Pre-tax net operating income$1,649,0002,550
Securities gains (losses)$1,0001,973
Applicable income taxes$79,0005,088
Income before extraordinary items$1,571,0002,148
Extraordinary gains, net$030
Net income$1,571,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,846
Cash dividends$768,0001,632
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,570,0502,115
2005-03-31 (YTD Data)Rank
Total interest income$2,936,0002,619
Total interest expense$936,0002,469
Net interest income$2,000,0002,637
Provision for loan and lease losses$45,0003,327
Total noninterest income$284,0003,179
Gross Fiduciary activities income$20,000983
Service charges on deposit accounts$128,0002,879
Trading account gains and fees$0115
Additional Noninterest Income$136,0003,156
Total noninterest expense$1,523,0002,674
Salaries and employee benefits$935,0002,418
Premises and equipment expense$244,0002,404
Additional noninterest expense$344,0003,411
Pre-tax net operating income$716,0002,801
Securities gains (losses)$1,0001,514
Applicable income taxes$34,0005,190
Income before extraordinary items$683,0002,375
Extraordinary gains, net$024
Net income$683,0002,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,504
Cash dividends$420,0001,406
Sale, conversion, retirement of capital stock, net$0491
Net operating income$682,0502,342
2004-12-31 (YTD Data)Rank
Total interest income$11,717,0002,456
Total interest expense$3,567,0002,265
Net interest income$8,150,0002,500
Provision for loan and lease losses$325,0002,753
Total noninterest income$1,450,0002,745
Gross Fiduciary activities income$166,000829
Service charges on deposit accounts$596,0002,717
Trading account gains and fees$0138
Additional Noninterest Income$688,0002,730
Total noninterest expense$6,246,0002,547
Salaries and employee benefits$3,944,0002,209
Premises and equipment expense$973,0002,346
Additional noninterest expense$1,329,0003,465
Pre-tax net operating income$3,029,0002,569
Securities gains (losses)$-51,0008,599
Applicable income taxes$145,0005,146
Income before extraordinary items$2,833,0002,180
Extraordinary gains, net$034
Net income$2,833,0002,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,787
Cash dividends$1,985,0001,387
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,881,4502,110
2004-09-30 (YTD Data)Rank
Total interest income$8,759,0002,429
Total interest expense$2,658,0002,229
Net interest income$6,101,0002,479
Provision for loan and lease losses$265,0002,488
Total noninterest income$1,070,0002,786
Gross Fiduciary activities income$116,000842
Service charges on deposit accounts$446,0002,744
Trading account gains and fees$0134
Additional Noninterest Income$508,0002,772
Total noninterest expense$4,717,0002,502
Salaries and employee benefits$2,996,0002,173
Premises and equipment expense$735,0002,332
Additional noninterest expense$986,0003,470
Pre-tax net operating income$2,189,0002,669
Securities gains (losses)$1,0003,538
Applicable income taxes$107,0005,267
Income before extraordinary items$2,083,0002,237
Extraordinary gains, net$026
Net income$2,083,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,698
Cash dividends$1,116,0001,581
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,082,0502,181
2004-06-30 (YTD Data)Rank
Total interest income$5,810,0002,418
Total interest expense$1,762,0002,225
Net interest income$4,048,0002,464
Provision for loan and lease losses$195,0002,252
Total noninterest income$716,0002,795
Gross Fiduciary activities income$99,000798
Service charges on deposit accounts$288,0002,804
Trading account gains and fees$0130
Additional Noninterest Income$329,0002,826
Total noninterest expense$3,128,0002,527
Salaries and employee benefits$1,960,0002,210
Premises and equipment expense$499,0002,294
Additional noninterest expense$669,0003,428
Pre-tax net operating income$1,441,0002,669
Securities gains (losses)$1,0003,212
Applicable income taxes$70,0005,279
Income before extraordinary items$1,372,0002,241
Extraordinary gains, net$021
Net income$1,372,0002,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,384
Cash dividends$801,0001,512
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,371,0502,179
2004-03-31 (YTD Data)Rank
Total interest income$2,905,0002,423
Total interest expense$884,0002,235
Net interest income$2,021,0002,470
Provision for loan and lease losses$110,0001,956
Total noninterest income$356,0002,760
Gross Fiduciary activities income$55,000779
Service charges on deposit accounts$146,0002,732
Trading account gains and fees$0121
Additional Noninterest Income$155,0002,890
Total noninterest expense$1,628,0002,454
Salaries and employee benefits$1,042,0002,116
Premises and equipment expense$253,0002,277
Additional noninterest expense$333,0003,437
Pre-tax net operating income$639,0002,919
Securities gains (losses)$1,0002,756
Applicable income taxes$31,0005,362
Income before extraordinary items$609,0002,460
Extraordinary gains, net$016
Net income$609,0002,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,046
Cash dividends$361,0001,526
Sale, conversion, retirement of capital stock, net$0464
Net operating income$608,0502,385
2003-12-31 (YTD Data)Rank
Total interest income$12,448,0002,310
Total interest expense$4,187,0002,125
Net interest income$8,261,0002,360
Provision for loan and lease losses$550,0002,001
Total noninterest income$1,375,0003,014
Gross Fiduciary activities income$165,000850
Service charges on deposit accounts$633,0002,593
Trading account gains and fees$0160
Additional Noninterest Income$577,0003,338
Total noninterest expense$6,054,0002,581
Salaries and employee benefits$3,729,0002,279
Premises and equipment expense$940,0002,395
Additional noninterest expense$1,385,0003,310
Pre-tax net operating income$3,032,0002,485
Securities gains (losses)$-21,0008,875
Applicable income taxes$151,0005,268
Income before extraordinary items$2,860,0002,121
Extraordinary gains, net$054
Net income$2,860,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0001,436
Cash dividends$2,276,0001,248
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,879,9502,014
2003-09-30 (YTD Data)Rank
Total interest income$9,518,0002,302
Total interest expense$3,262,0002,130
Net interest income$6,256,0002,335
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,055,0003,023
Gross Fiduciary activities income$137,000826
Service charges on deposit accounts$477,0002,583
Trading account gains and fees$0153
Additional Noninterest Income$441,0003,363
Total noninterest expense$4,581,0002,569
Salaries and employee benefits$2,856,0002,224
Premises and equipment expense$687,0002,460
Additional noninterest expense$1,038,0003,285
Pre-tax net operating income$2,280,0002,569
Securities gains (losses)$-19,0009,008
Applicable income taxes$113,0005,441
Income before extraordinary items$2,148,0002,184
Extraordinary gains, net$040
Net income$2,148,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,344
Cash dividends$1,396,0001,357
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,166,0502,062
2003-06-30 (YTD Data)Rank
Total interest income$6,480,0002,257
Total interest expense$2,261,0002,119
Net interest income$4,219,0002,298
Provision for loan and lease losses$300,0001,769
Total noninterest income$719,0002,953
Gross Fiduciary activities income$115,000775
Service charges on deposit accounts$314,0002,558
Trading account gains and fees$0150
Additional Noninterest Income$290,0003,363
Total noninterest expense$2,973,0002,624
Salaries and employee benefits$1,846,0002,289
Premises and equipment expense$453,0002,460
Additional noninterest expense$674,0003,352
Pre-tax net operating income$1,665,0002,380
Securities gains (losses)$-3,0008,957
Applicable income taxes$83,0005,372
Income before extraordinary items$1,579,0002,009
Extraordinary gains, net$030
Net income$1,579,0002,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$382,0001,028
Cash dividends$1,030,0001,261
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,581,8501,901
2003-03-31 (YTD Data)Rank
Total interest income$3,282,0002,242
Total interest expense$1,157,0002,115
Net interest income$2,125,0002,290
Provision for loan and lease losses$150,0001,666
Total noninterest income$328,0003,053
Gross Fiduciary activities income$39,000876
Service charges on deposit accounts$148,0002,606
Trading account gains and fees$0134
Additional Noninterest Income$141,0003,332
Total noninterest expense$1,472,0002,632
Salaries and employee benefits$954,0002,207
Premises and equipment expense$230,0002,414
Additional noninterest expense$288,0003,782
Pre-tax net operating income$831,0002,398
Securities gains (losses)$02,891
Applicable income taxes$41,0005,361
Income before extraordinary items$790,0001,992
Extraordinary gains, net$021
Net income$790,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$485,0001,257
Sale, conversion, retirement of capital stock, net$0419
Net operating income$790,0001,876
2002-12-31 (YTD Data)Rank
Total interest income$14,422,0002,127
Total interest expense$5,950,0001,911
Net interest income$8,472,0002,285
Provision for loan and lease losses$920,0001,449
Total noninterest income$1,042,0003,393
Gross Fiduciary activities income$125,000944
Service charges on deposit accounts$627,0002,487
Trading account gains and fees$0153
Additional Noninterest Income$290,0004,333
Total noninterest expense$5,588,0002,651
Salaries and employee benefits$3,433,0002,322
Premises and equipment expense$877,0002,469
Additional noninterest expense$1,278,0003,431
Pre-tax net operating income$3,006,0002,502
Securities gains (losses)$63,0002,193
Applicable income taxes$191,0005,179
Income before extraordinary items$2,878,0002,084
Extraordinary gains, net$070
Net income$2,878,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$683,0001,319
Cash dividends$2,515,0001,079
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,818,7802,048
2001-12-31 (YTD Data)Rank
Total interest income$14,685,0002,333
Total interest expense$7,415,0002,162
Net interest income$7,270,0002,466
Provision for loan and lease losses$305,0003,160
Total noninterest income$1,276,0002,813
Gross Fiduciary activities income$109,000980
Service charges on deposit accounts$597,0002,443
Trading account gains and fees$0177
Additional Noninterest Income$570,0002,919
Total noninterest expense$4,997,0002,822
Salaries and employee benefits$3,060,0002,465
Premises and equipment expense$740,0002,823
Additional noninterest expense$1,197,0003,505
Pre-tax net operating income$3,244,0002,112
Securities gains (losses)$29,0002,852
Applicable income taxes$181,0005,186
Income before extraordinary items$3,092,0001,701
Extraordinary gains, net$0105
Net income$3,092,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,689
Cash dividends$2,318,0001,161
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,064,7401,643
2000-12-31 (YTD Data)Rank
Total interest income$14,312,0002,430
Total interest expense$7,710,0002,205
Net interest income$6,602,0002,700
Provision for loan and lease losses$360,0002,489
Total noninterest income$1,204,0002,754
Gross Fiduciary activities income$116,000911
Service charges on deposit accounts$577,0002,374
Trading account gains and fees$0180
Additional Noninterest Income$511,0002,915
Total noninterest expense$4,392,0003,065
Salaries and employee benefits$2,731,0002,605
Premises and equipment expense$670,0002,981
Additional noninterest expense$991,0004,028
Pre-tax net operating income$3,054,0002,359
Securities gains (losses)$-3,0007,730
Applicable income taxes$180,0005,605
Income before extraordinary items$2,871,0001,817
Extraordinary gains, net$038
Net income$2,871,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,985
Cash dividends$2,228,0001,239
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,873,8201,816
1999-12-31 (YTD Data)Rank
Total interest income$12,872,0002,544
Total interest expense$6,222,0002,359
Net interest income$6,650,0002,630
Provision for loan and lease losses$360,0002,275
Total noninterest income$1,094,0002,896
Gross Fiduciary activities income$110,000978
Service charges on deposit accounts$556,0002,397
Trading account gains and fees$0173
Additional Noninterest Income$428,0003,262
Total noninterest expense$4,167,0003,193
Salaries and employee benefits$2,670,0002,652
Premises and equipment expense$589,0003,314
Additional noninterest expense$908,0004,354
Pre-tax net operating income$3,217,0002,263
Securities gains (losses)$-62,0009,845
Applicable income taxes$188,0005,838
Income before extraordinary items$2,967,0001,793
Extraordinary gains, net$035
Net income$2,967,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,383
Cash dividends$2,482,0001,154
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,025,2801,724
1998-12-31 (YTD Data)Rank
Total interest income$12,222,0002,663
Total interest expense$5,865,0002,584
Net interest income$6,357,0002,698
Provision for loan and lease losses$360,0002,235
Total noninterest income$1,020,0003,025
Gross Fiduciary activities income$110,000992
Service charges on deposit accounts$524,0002,451
Trading account gains and fees$0224
Additional Noninterest Income$386,0003,503
Total noninterest expense$3,911,0003,272
Salaries and employee benefits$2,436,0002,790
Premises and equipment expense$591,0003,217
Additional noninterest expense$884,0004,352
Pre-tax net operating income$3,106,0002,298
Securities gains (losses)$34,0002,031
Applicable income taxes$164,0006,659
Income before extraordinary items$2,976,0001,770
Extraordinary gains, net$032
Net income$2,976,0001,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,222
Cash dividends$2,264,0001,208
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,943,7001,714
1997-12-31 (YTD Data)Rank
Total interest income$11,556,0002,836
Total interest expense$5,506,0002,719
Net interest income$6,050,0002,888
Provision for loan and lease losses$240,0003,015
Total noninterest income$952,0003,167
Gross Fiduciary activities income$93,0001,067
Service charges on deposit accounts$499,0002,627
Trading account gains and fees$0239
Additional Noninterest Income$360,0003,520
Total noninterest expense$3,716,0003,395
Salaries and employee benefits$2,288,0002,891
Premises and equipment expense$635,0002,999
Additional noninterest expense$793,0004,761
Pre-tax net operating income$3,046,0002,460
Securities gains (losses)$-46,00010,620
Applicable income taxes$282,0005,899
Income before extraordinary items$2,718,0001,942
Extraordinary gains, net$044
Net income$2,718,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,195
Cash dividends$2,001,0001,292
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,759,8601,857
1996-12-31 (YTD Data)Rank
Total interest income$10,706,0003,071
Total interest expense$5,298,0002,860
Net interest income$5,408,0003,275
Provision for loan and lease losses$240,0003,003
Total noninterest income$1,044,0003,025
Gross Fiduciary activities income$97,0001,118
Service charges on deposit accounts$477,0002,838
Trading account gains and fees$0262
Additional Noninterest Income$470,0003,056
Total noninterest expense$3,637,0003,645
Salaries and employee benefits$2,234,0002,984
Premises and equipment expense$572,0003,363
Additional noninterest expense$831,0005,055
Pre-tax net operating income$2,575,0002,706
Securities gains (losses)$-50,00011,034
Applicable income taxes$776,0002,928
Income before extraordinary items$1,749,0002,781
Extraordinary gains, net$053
Net income$1,749,0002,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,947
Cash dividends$575,0003,141
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,783,5002,677
1995-12-31 (YTD Data)Rank
Total interest income$9,682,0003,379
Total interest expense$5,034,0003,011
Net interest income$4,648,0003,778
Provision for loan and lease losses$150,0003,621
Total noninterest income$867,0003,461
Gross Fiduciary activities income$86,0001,193
Service charges on deposit accounts$441,0003,058
Trading account gains and fees$0522
Additional Noninterest Income$340,0003,691
Total noninterest expense$3,491,0003,757
Salaries and employee benefits$2,119,0003,129
Premises and equipment expense$524,0003,613
Additional noninterest expense$848,0005,004
Pre-tax net operating income$1,874,0003,705
Securities gains (losses)$1,0003,512
Applicable income taxes$527,0004,024
Income before extraordinary items$1,348,0003,557
Extraordinary gains, net$065
Net income$1,348,0003,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$362,0004,104
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,347,2803,542
1994-12-31 (YTD Data)Rank
Total interest income$8,527,0003,510
Total interest expense$3,917,0003,109
Net interest income$4,610,0003,829
Provision for loan and lease losses$240,0002,662
Total noninterest income$855,0003,502
Gross Fiduciary activities income$62,0001,271
Service charges on deposit accounts$439,0003,116
Trading account gains and fees$0475
Additional Noninterest Income$354,0003,687
Total noninterest expense$3,473,0003,875
Salaries and employee benefits$1,967,0003,338
Premises and equipment expense$511,0003,731
Additional noninterest expense$995,0004,727
Pre-tax net operating income$1,752,0003,842
Securities gains (losses)$-12,0009,966
Applicable income taxes$468,0004,260
Income before extraordinary items$1,272,0003,660
Extraordinary gains, net$0249
Net income$1,272,0003,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,355
Cash dividends$356,0004,036
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,280,7603,679
1993-12-31 (YTD Data)Rank
Total interest income$9,195,0003,360
Total interest expense$4,585,0002,814
Net interest income$4,610,0003,834
Provision for loan and lease losses$100,0005,727
Total noninterest income$804,0003,976
Gross Fiduciary activities income$72,0001,271
Service charges on deposit accounts$388,0003,542
Trading account gains and fees$0532
Additional Noninterest Income$344,0004,149
Total noninterest expense$3,717,0003,726
Salaries and employee benefits$1,899,0003,434
Premises and equipment expense$497,0003,884
Additional noninterest expense$1,321,0003,884
Pre-tax net operating income$1,597,0004,093
Securities gains (losses)$27,0004,244
Applicable income taxes$455,0004,553
Income before extraordinary items$1,169,0004,115
Extraordinary gains, net$03,149
Net income$1,169,0004,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,00012,783
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,149,5603,970
1992-12-31 (YTD Data)Rank
Total interest income$10,198,0003,422
Total interest expense$5,579,0002,982
Net interest income$4,619,0003,907
Provision for loan and lease losses$546,0002,813
Total noninterest income$667,0004,586
Gross Fiduciary activities income$66,0001,323
Service charges on deposit accounts$372,0003,719
Trading account gains and fees$0504
Additional Noninterest Income$229,0005,251
Total noninterest expense$3,476,0003,953
Salaries and employee benefits$1,688,0003,793
Premises and equipment expense$481,0004,113
Additional noninterest expense$1,307,0004,019
Pre-tax net operating income$1,264,0004,714
Securities gains (losses)$31,0004,927
Applicable income taxes$353,0005,316
Income before extraordinary items$942,0004,749
Extraordinary gains, net$01,422
Net income$942,0004,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$829,0001,772
Cash dividends$250,0004,445
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$919,3704,531

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.