Home > First Savings Bank of Hegewisch > Income and Expense

First Savings Bank of Hegewisch, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$25,193,0001,597
Total interest expense$10,646,0001,231
Net interest income$14,547,0001,854
Provision for loan and lease losses$03,275
Total noninterest income$1,328,0002,419
Gross Fiduciary activities income$8,000868
Service charges on deposit accounts$153,0002,971
Trading account gains and feesNANA
Additional Noninterest Income$1,167,0002,129
Total noninterest expense$13,533,0001,655
Salaries and employee benefits$7,275,0001,725
Premises and equipment expense$2,641,000963
Additional noninterest expense$1,167,0002,129
Pre-tax net operating income$2,342,0002,777
Securities gains (losses)$0988
Applicable income taxes$564,0001,820
Income before extraordinary items$1,778,0002,902
Extraordinary gains, net$054
Net income$1,778,0002,931
Minority interest net income$088
Net income of bank and minority interests.$1,778,0002,904
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,778,0002,942
2023-09-30 (YTD Data)Rank
Total interest income$18,763,0001,573
Total interest expense$7,378,0001,228
Net interest income$11,385,0001,803
Provision for loan and lease losses$03,085
Total noninterest income$980,0002,438
Gross Fiduciary activities income$7,000844
Service charges on deposit accounts$104,0003,085
Trading account gains and feesNANA
Additional Noninterest Income$869,0002,131
Total noninterest expense$10,182,0001,647
Salaries and employee benefits$5,466,0001,718
Premises and equipment expense$1,995,000967
Additional noninterest expense$869,0002,131
Pre-tax net operating income$2,183,0002,602
Securities gains (losses)$0849
Applicable income taxes$542,0001,699
Income before extraordinary items$1,641,0002,743
Extraordinary gains, net$052
Net income$1,641,0002,773
Minority interest net income$081
Net income of bank and minority interests.$1,641,0002,744
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,641,0002,773
2023-06-30 (YTD Data)Rank
Total interest income$12,440,0001,556
Total interest expense$4,377,0001,233
Net interest income$8,063,0001,731
Provision for loan and lease losses$02,940
Total noninterest income$698,0002,322
Gross Fiduciary activities income$5,000831
Service charges on deposit accounts$108,0002,601
Trading account gains and feesNANA
Additional Noninterest Income$585,0002,036
Total noninterest expense$6,868,0001,616
Salaries and employee benefits$3,740,0001,681
Premises and equipment expense$1,302,000971
Additional noninterest expense$585,0002,033
Pre-tax net operating income$1,893,0002,317
Securities gains (losses)$0938
Applicable income taxes$483,0001,519
Income before extraordinary items$1,410,0002,468
Extraordinary gains, net$051
Net income$1,410,0002,497
Minority interest net income$081
Net income of bank and minority interests.$1,410,0002,468
Net charge-offs$30,0001,381
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,410,0002,485
2023-03-31 (YTD Data)Rank
Total interest income$6,061,0001,558
Total interest expense$1,839,0001,266
Net interest income$4,222,0001,695
Provision for loan and lease losses$02,612
Total noninterest income$342,0002,341
Gross Fiduciary activities income$2,000858
Service charges on deposit accounts$64,0002,399
Trading account gains and feesNANA
Additional Noninterest Income$276,0002,093
Total noninterest expense$3,266,0001,710
Salaries and employee benefits$1,755,0001,787
Premises and equipment expense$635,0001,016
Additional noninterest expense$276,0002,093
Pre-tax net operating income$1,298,0001,967
Securities gains (losses)$0950
Applicable income taxes$337,0001,291
Income before extraordinary items$961,0002,151
Extraordinary gains, net$04
Net income$961,0002,151
Minority interest net income$048
Net income of bank and minority interests.$961,0002,151
Net charge-offs$30,000971
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$961,0002,172
2022-12-31 (YTD Data)Rank
Total interest income$19,920,0001,576
Total interest expense$2,596,0001,318
Net interest income$17,324,0001,612
Provision for loan and lease losses$40,0002,615
Total noninterest income$1,575,0002,283
Gross Fiduciary activities income$8,000905
Service charges on deposit accounts$248,0002,495
Trading account gains and feesNANA
Additional Noninterest Income$1,319,0002,031
Total noninterest expense$13,143,0001,653
Salaries and employee benefits$6,802,0001,787
Premises and equipment expense$2,742,000934
Additional noninterest expense$1,319,0002,031
Pre-tax net operating income$5,716,0001,884
Securities gains (losses)$0691
Applicable income taxes$1,516,0001,254
Income before extraordinary items$4,200,0002,036
Extraordinary gains, net$05
Net income$4,200,0002,035
Minority interest net income$063
Net income of bank and minority interests.$4,200,0002,035
Net charge-offs$23,0001,881
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,200,0002,064
2022-09-30 (YTD Data)Rank
Total interest income$14,145,0001,598
Total interest expense$1,469,0001,336
Net interest income$12,676,0001,624
Provision for loan and lease losses$40,0002,362
Total noninterest income$1,100,0002,383
Gross Fiduciary activities income$6,000893
Service charges on deposit accounts$181,0002,543
Trading account gains and feesNANA
Additional Noninterest Income$913,0002,157
Total noninterest expense$9,720,0001,660
Salaries and employee benefits$4,940,0001,825
Premises and equipment expense$2,100,000914
Additional noninterest expense$913,0002,157
Pre-tax net operating income$4,016,0001,935
Securities gains (losses)$0740
Applicable income taxes$1,063,0001,302
Income before extraordinary items$2,953,0002,103
Extraordinary gains, net$04
Net income$2,953,0002,103
Minority interest net income$057
Net income of bank and minority interests.$2,953,0002,102
Net charge-offs$-16,0003,742
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,953,0002,132
2022-06-30 (YTD Data)Rank
Total interest income$9,039,0001,602
Total interest expense$937,0001,201
Net interest income$8,102,0001,648
Provision for loan and lease losses$40,0001,997
Total noninterest income$757,0002,356
Gross Fiduciary activities income$4,000852
Service charges on deposit accounts$117,0002,580
Trading account gains and feesNANA
Additional Noninterest Income$636,0002,131
Total noninterest expense$6,425,0001,655
Salaries and employee benefits$3,258,0001,832
Premises and equipment expense$1,339,000936
Additional noninterest expense$1,828,0001,719
Pre-tax net operating income$2,394,0001,979
Securities gains (losses)$0687
Applicable income taxes$635,0001,309
Income before extraordinary items$1,759,0002,148
Extraordinary gains, net$04
Net income$1,759,0002,148
Minority interest net income$060
Net income of bank and minority interests.$1,759,0002,148
Net charge-offs$-16,0003,814
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,759,0002,187
2022-03-31 (YTD Data)Rank
Total interest income$4,323,0001,620
Total interest expense$482,0001,137
Net interest income$3,841,0001,674
Provision for loan and lease losses$10,0001,994
Total noninterest income$419,0002,249
Gross Fiduciary activities income$2,000841
Service charges on deposit accounts$62,0002,471
Trading account gains and feesNANA
Additional Noninterest Income$355,0002,015
Total noninterest expense$3,152,0001,676
Salaries and employee benefits$1,543,0001,904
Premises and equipment expense$671,000941
Additional noninterest expense$938,0001,652
Pre-tax net operating income$1,098,0001,992
Securities gains (losses)$0623
Applicable income taxes$288,0001,340
Income before extraordinary items$810,0002,175
Extraordinary gains, net$04
Net income$810,0002,175
Minority interest net income$050
Net income of bank and minority interests.$810,0002,175
Net charge-offs$-16,0004,073
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$810,0002,196
2021-12-31 (YTD Data)Rank
Total interest income$16,591,0001,726
Total interest expense$2,804,000980
Net interest income$13,787,0001,849
Provision for loan and lease losses$03,064
Total noninterest income$1,512,0002,532
Gross Fiduciary activities income$13,000856
Service charges on deposit accounts$232,0002,494
Trading account gains and feesNANA
Additional Noninterest Income$1,267,0002,395
Total noninterest expense$12,747,0001,669
Salaries and employee benefits$6,287,0001,867
Premises and equipment expense$2,446,0001,001
Additional noninterest expense$4,014,0001,585
Pre-tax net operating income$2,552,0002,877
Securities gains (losses)$02,062
Applicable income taxes$644,0001,930
Income before extraordinary items$1,908,0003,085
Extraordinary gains, net$010
Net income$1,908,0003,085
Minority interest net income$074
Net income of bank and minority interests.$1,908,0003,085
Net charge-offs$72,0001,489
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,908,0003,062
2021-09-30 (YTD Data)Rank
Total interest income$12,380,0001,761
Total interest expense$2,251,000957
Net interest income$10,129,0001,904
Provision for loan and lease losses$02,963
Total noninterest income$1,142,0002,564
Gross Fiduciary activities income$10,000846
Service charges on deposit accounts$168,0002,535
Trading account gains and feesNANA
Additional Noninterest Income$964,0002,429
Total noninterest expense$9,392,0001,688
Salaries and employee benefits$4,605,0001,905
Premises and equipment expense$1,814,0001,025
Additional noninterest expense$2,973,0001,601
Pre-tax net operating income$1,879,0003,003
Securities gains (losses)$02,015
Applicable income taxes$475,0002,013
Income before extraordinary items$1,404,0003,223
Extraordinary gains, net$08
Net income$1,404,0003,222
Minority interest net income$069
Net income of bank and minority interests.$1,404,0003,223
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,404,0003,198
2021-06-30 (YTD Data)Rank
Total interest income$8,220,0001,769
Total interest expense$1,573,000949
Net interest income$6,647,0001,909
Provision for loan and lease losses$02,862
Total noninterest income$718,0002,591
Gross Fiduciary activities income$6,000845
Service charges on deposit accounts$108,0002,535
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,453
Total noninterest expense$6,288,0001,676
Salaries and employee benefits$3,080,0001,887
Premises and equipment expense$1,237,0001,010
Additional noninterest expense$1,971,0001,589
Pre-tax net operating income$1,077,0003,166
Securities gains (losses)$01,818
Applicable income taxes$269,0002,104
Income before extraordinary items$808,0003,381
Extraordinary gains, net$06
Net income$808,0003,380
Minority interest net income$067
Net income of bank and minority interests.$808,0003,381
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$808,0003,352
2021-03-31 (YTD Data)Rank
Total interest income$4,104,0001,774
Total interest expense$824,000962
Net interest income$3,280,0001,894
Provision for loan and lease losses$02,741
Total noninterest income$336,0002,673
Gross Fiduciary activities income$2,000863
Service charges on deposit accounts$55,0002,509
Trading account gains and feesNANA
Additional Noninterest Income$279,0002,525
Total noninterest expense$3,097,0001,676
Salaries and employee benefits$1,490,0001,916
Premises and equipment expense$622,0001,007
Additional noninterest expense$985,0001,563
Pre-tax net operating income$519,0003,196
Securities gains (losses)$01,392
Applicable income taxes$128,0002,116
Income before extraordinary items$391,0003,407
Extraordinary gains, net$03
Net income$391,0003,408
Minority interest net income$055
Net income of bank and minority interests.$391,0003,407
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$391,0003,374
2020-12-31 (YTD Data)Rank
Total interest income$17,672,0001,657
Total interest expense$4,712,0001,008
Net interest income$12,960,0001,846
Provision for loan and lease losses$224,0002,952
Total noninterest income$1,359,0002,541
Gross Fiduciary activities income$11,000887
Service charges on deposit accounts$252,0002,453
Trading account gains and feesNANA
Additional Noninterest Income$1,096,0002,390
Total noninterest expense$12,434,0001,659
Salaries and employee benefits$6,472,0001,780
Premises and equipment expense$2,348,0001,031
Additional noninterest expense$3,614,0001,664
Pre-tax net operating income$1,661,0003,166
Securities gains (losses)$02,675
Applicable income taxes$390,0002,114
Income before extraordinary items$1,271,0003,390
Extraordinary gains, net$04
Net income$1,271,0003,390
Minority interest net income$072
Net income of bank and minority interests.$1,271,0003,390
Net charge-offs$46,0002,442
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,271,0003,330
2020-09-30 (YTD Data)Rank
Total interest income$13,646,0001,618
Total interest expense$3,712,0001,023
Net interest income$9,934,0001,821
Provision for loan and lease losses$224,0002,682
Total noninterest income$992,0002,531
Gross Fiduciary activities income$9,000862
Service charges on deposit accounts$186,0002,481
Trading account gains and feesNANA
Additional Noninterest Income$797,0002,379
Total noninterest expense$9,278,0001,646
Salaries and employee benefits$4,886,0001,762
Premises and equipment expense$1,745,0001,035
Additional noninterest expense$2,647,0001,667
Pre-tax net operating income$1,424,0003,019
Securities gains (losses)$02,494
Applicable income taxes$340,0002,000
Income before extraordinary items$1,084,0003,254
Extraordinary gains, net$04
Net income$1,084,0003,254
Minority interest net income$065
Net income of bank and minority interests.$1,084,0003,254
Net charge-offs$46,0002,098
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,084,0003,205
2020-06-30 (YTD Data)Rank
Total interest income$9,436,0001,592
Total interest expense$2,643,0001,035
Net interest income$6,793,0001,794
Provision for loan and lease losses$224,0002,314
Total noninterest income$648,0002,507
Gross Fiduciary activities income$5,000874
Service charges on deposit accounts$132,0002,437
Trading account gains and feesNANA
Additional Noninterest Income$511,0002,351
Total noninterest expense$6,227,0001,627
Salaries and employee benefits$3,350,0001,717
Premises and equipment expense$1,179,0001,018
Additional noninterest expense$1,698,0001,718
Pre-tax net operating income$990,0002,944
Securities gains (losses)$02,249
Applicable income taxes$236,0001,923
Income before extraordinary items$754,0003,184
Extraordinary gains, net$04
Net income$754,0003,183
Minority interest net income$065
Net income of bank and minority interests.$754,0003,184
Net charge-offs$46,0001,781
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$754,0003,129
2020-03-31 (YTD Data)Rank
Total interest income$5,009,0001,511
Total interest expense$1,428,0001,050
Net interest income$3,581,0001,672
Provision for loan and lease losses$184,0001,507
Total noninterest income$349,0002,329
Gross Fiduciary activities income$2,000874
Service charges on deposit accounts$90,0002,287
Trading account gains and feesNANA
Additional Noninterest Income$257,0002,166
Total noninterest expense$3,182,0001,608
Salaries and employee benefits$1,751,0001,676
Premises and equipment expense$609,0001,008
Additional noninterest expense$822,0001,786
Pre-tax net operating income$564,0002,627
Securities gains (losses)$01,705
Applicable income taxes$134,0001,713
Income before extraordinary items$430,0002,821
Extraordinary gains, net$04
Net income$430,0002,820
Minority interest net income$056
Net income of bank and minority interests.$430,0002,822
Net charge-offs$46,0001,238
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$430,0002,811
2019-12-31 (YTD Data)Rank
Total interest income$21,123,0001,454
Total interest expense$5,407,0001,168
Net interest income$15,716,0001,532
Provision for loan and lease losses$204,0002,328
Total noninterest income$1,420,0002,372
Gross Fiduciary activities income$10,000919
Service charges on deposit accounts$346,0002,398
Trading account gains and feesNANA
Additional Noninterest Income$1,064,0002,173
Total noninterest expense$13,041,0001,534
Salaries and employee benefits$6,931,0001,647
Premises and equipment expense$2,364,0001,024
Additional noninterest expense$3,746,0001,594
Pre-tax net operating income$3,891,0002,091
Securities gains (losses)$02,379
Applicable income taxes$999,0001,433
Income before extraordinary items$2,892,0002,344
Extraordinary gains, net$011
Net income$2,892,0002,346
Minority interest net income$076
Net income of bank and minority interests.$2,892,0002,346
Net charge-offs$152,0001,913
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,892,0002,311
2019-09-30 (YTD Data)Rank
Total interest income$16,000,0001,455
Total interest expense$3,891,0001,208
Net interest income$12,109,0001,513
Provision for loan and lease losses$194,0002,013
Total noninterest income$1,044,0002,404
Gross Fiduciary activities income$7,000911
Service charges on deposit accounts$254,0002,453
Trading account gains and feesNANA
Additional Noninterest Income$783,0002,195
Total noninterest expense$9,876,0001,522
Salaries and employee benefits$5,247,0001,633
Premises and equipment expense$1,775,0001,025
Additional noninterest expense$2,854,0001,571
Pre-tax net operating income$3,083,0002,078
Securities gains (losses)$02,167
Applicable income taxes$794,0001,426
Income before extraordinary items$2,289,0002,324
Extraordinary gains, net$011
Net income$2,289,0002,324
Minority interest net income$072
Net income of bank and minority interests.$2,289,0002,325
Net charge-offs$190,0001,338
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,289,0002,290
2019-06-30 (YTD Data)Rank
Total interest income$10,690,0001,450
Total interest expense$2,480,0001,228
Net interest income$8,210,0001,484
Provision for loan and lease losses$124,0002,003
Total noninterest income$691,0002,366
Gross Fiduciary activities income$5,000905
Service charges on deposit accounts$167,0002,457
Trading account gains and feesNANA
Additional Noninterest Income$519,0002,170
Total noninterest expense$6,594,0001,518
Salaries and employee benefits$3,478,0001,648
Premises and equipment expense$1,193,0001,024
Additional noninterest expense$1,923,0001,566
Pre-tax net operating income$2,183,0001,983
Securities gains (losses)$01,702
Applicable income taxes$567,0001,338
Income before extraordinary items$1,616,0002,230
Extraordinary gains, net$011
Net income$1,616,0002,229
Minority interest net income$069
Net income of bank and minority interests.$1,616,0002,230
Net charge-offs$190,0001,020
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,616,0002,202
2019-03-31 (YTD Data)Rank
Total interest income$5,396,0001,428
Total interest expense$1,183,0001,249
Net interest income$4,213,0001,448
Provision for loan and lease losses$03,406
Total noninterest income$324,0002,435
Gross Fiduciary activities income$2,000906
Service charges on deposit accounts$77,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$245,0002,177
Total noninterest expense$3,408,0001,491
Salaries and employee benefits$1,817,0001,602
Premises and equipment expense$583,0001,051
Additional noninterest expense$1,008,0001,505
Pre-tax net operating income$1,129,0001,895
Securities gains (losses)$01,087
Applicable income taxes$294,0001,269
Income before extraordinary items$835,0002,141
Extraordinary gains, net$05
Net income$835,0002,140
Minority interest net income$052
Net income of bank and minority interests.$835,0002,140
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$835,0002,126
2018-12-31 (YTD Data)Rank
Total interest income$20,566,0001,405
Total interest expense$3,812,0001,190
Net interest income$16,754,0001,442
Provision for loan and lease losses$202,0002,347
Total noninterest income$1,292,0002,514
Gross Fiduciary activities income$10,000946
Service charges on deposit accounts$382,0002,348
Trading account gains and feesNANA
Additional Noninterest Income$900,0002,357
Total noninterest expense$12,700,0001,536
Salaries and employee benefits$6,806,0001,642
Premises and equipment expense$2,212,0001,081
Additional noninterest expense$3,682,0001,616
Pre-tax net operating income$5,144,0001,747
Securities gains (losses)$01,125
Applicable income taxes$1,526,0001,035
Income before extraordinary items$3,618,0002,037
Extraordinary gains, net$06
Net income$3,618,0002,035
Minority interest net income$072
Net income of bank and minority interests.$3,618,0002,036
Net charge-offs$211,0001,609
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,618,0002,034
2018-09-30 (YTD Data)Rank
Total interest income$15,302,0001,394
Total interest expense$2,685,0001,190
Net interest income$12,617,0001,437
Provision for loan and lease losses$133,0002,389
Total noninterest income$937,0002,596
Gross Fiduciary activities income$7,000934
Service charges on deposit accounts$284,0002,386
Trading account gains and feesNANA
Additional Noninterest Income$646,0002,431
Total noninterest expense$9,506,0001,538
Salaries and employee benefits$5,157,0001,624
Premises and equipment expense$1,648,0001,085
Additional noninterest expense$2,701,0001,644
Pre-tax net operating income$3,915,0001,737
Securities gains (losses)$01,118
Applicable income taxes$1,204,0001,029
Income before extraordinary items$2,711,0002,050
Extraordinary gains, net$05
Net income$2,711,0002,048
Minority interest net income$066
Net income of bank and minority interests.$2,711,0002,049
Net charge-offs$24,0002,616
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,711,0002,043
2018-06-30 (YTD Data)Rank
Total interest income$10,123,0001,394
Total interest expense$1,696,0001,171
Net interest income$8,427,0001,429
Provision for loan and lease losses$90,0002,265
Total noninterest income$613,0002,614
Gross Fiduciary activities income$5,000939
Service charges on deposit accounts$187,0002,397
Trading account gains and feesNANA
Additional Noninterest Income$421,0002,459
Total noninterest expense$6,279,0001,560
Salaries and employee benefits$3,387,0001,662
Premises and equipment expense$1,110,0001,075
Additional noninterest expense$1,782,0001,666
Pre-tax net operating income$2,671,0001,663
Securities gains (losses)$0961
Applicable income taxes$876,000957
Income before extraordinary items$1,795,0002,038
Extraordinary gains, net$06
Net income$1,795,0002,036
Minority interest net income$065
Net income of bank and minority interests.$1,795,0002,037
Net charge-offs$12,0002,509
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,795,0002,030
2018-03-31 (YTD Data)Rank
Total interest income$5,037,0001,389
Total interest expense$817,0001,153
Net interest income$4,220,0001,431
Provision for loan and lease losses$30,0002,415
Total noninterest income$302,0002,618
Gross Fiduciary activities income$2,000930
Service charges on deposit accounts$95,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$205,0002,447
Total noninterest expense$3,226,0001,542
Salaries and employee benefits$1,729,0001,650
Premises and equipment expense$562,0001,073
Additional noninterest expense$935,0001,606
Pre-tax net operating income$1,266,0001,714
Securities gains (losses)$0735
Applicable income taxes$414,000983
Income before extraordinary items$852,0002,075
Extraordinary gains, net$07
Net income$852,0002,074
Minority interest net income$052
Net income of bank and minority interests.$852,0002,075
Net charge-offs$12,0001,889
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$852,0002,062
2017-12-31 (YTD Data)Rank
Total interest income$19,248,0001,392
Total interest expense$3,024,0001,078
Net interest income$16,224,0001,440
Provision for loan and lease losses$150,0002,647
Total noninterest income$1,406,0002,485
Gross Fiduciary activities income$11,000971
Service charges on deposit accounts$408,0002,361
Trading account gains and feesNANA
Additional Noninterest Income$987,0002,311
Total noninterest expense$12,587,0001,565
Salaries and employee benefits$6,743,0001,645
Premises and equipment expense$2,266,0001,051
Additional noninterest expense$3,578,0001,680
Pre-tax net operating income$4,893,0001,751
Securities gains (losses)$02,243
Applicable income taxes$1,486,0001,552
Income before extraordinary items$3,407,0001,842
Extraordinary gains, net$09
Net income$3,407,0001,841
Minority interest net income$076
Net income of bank and minority interests.$3,407,0001,842
Net charge-offs$167,0001,982
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,407,0001,818
2017-09-30 (YTD Data)Rank
Total interest income$14,405,0001,397
Total interest expense$2,182,0001,095
Net interest income$12,223,0001,433
Provision for loan and lease losses$105,0002,606
Total noninterest income$1,091,0002,463
Gross Fiduciary activities income$8,000962
Service charges on deposit accounts$297,0002,421
Trading account gains and feesNANA
Additional Noninterest Income$786,0002,273
Total noninterest expense$9,569,0001,550
Salaries and employee benefits$5,448,0001,531
Premises and equipment expense$1,699,0001,055
Additional noninterest expense$2,422,0001,827
Pre-tax net operating income$3,640,0001,777
Securities gains (losses)$02,274
Applicable income taxes$1,351,0001,203
Income before extraordinary items$2,289,0002,176
Extraordinary gains, net$09
Net income$2,289,0002,177
Minority interest net income$071
Net income of bank and minority interests.$2,289,0002,177
Net charge-offs$167,0001,534
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,289,0002,147
2017-06-30 (YTD Data)Rank
Total interest income$9,518,0001,395
Total interest expense$1,416,0001,099
Net interest income$8,102,0001,433
Provision for loan and lease losses$90,0002,313
Total noninterest income$740,0002,441
Gross Fiduciary activities income$6,000958
Service charges on deposit accounts$188,0002,485
Trading account gains and feesNANA
Additional Noninterest Income$546,0002,217
Total noninterest expense$6,461,0001,539
Salaries and employee benefits$3,539,0001,580
Premises and equipment expense$1,128,0001,057
Additional noninterest expense$1,794,0001,659
Pre-tax net operating income$2,291,0001,829
Securities gains (losses)$01,906
Applicable income taxes$827,0001,250
Income before extraordinary items$1,464,0002,191
Extraordinary gains, net$011
Net income$1,464,0002,192
Minority interest net income$071
Net income of bank and minority interests.$1,464,0002,192
Net charge-offs$167,0001,173
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,464,0002,164
2017-03-31 (YTD Data)Rank
Total interest income$4,707,0001,403
Total interest expense$698,0001,085
Net interest income$4,009,0001,442
Provision for loan and lease losses$40,0002,253
Total noninterest income$306,0002,685
Gross Fiduciary activities income$2,000961
Service charges on deposit accounts$94,0002,488
Trading account gains and feesNANA
Additional Noninterest Income$210,0002,520
Total noninterest expense$3,262,0001,535
Salaries and employee benefits$1,715,0001,646
Premises and equipment expense$575,0001,044
Additional noninterest expense$972,0001,549
Pre-tax net operating income$1,013,0001,945
Securities gains (losses)$01,153
Applicable income taxes$380,0001,293
Income before extraordinary items$633,0002,353
Extraordinary gains, net$08
Net income$633,0002,352
Minority interest net income$055
Net income of bank and minority interests.$633,0002,353
Net charge-offs$-9,0004,951
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$633,0002,329
2016-12-31 (YTD Data)Rank
Total interest income$18,286,0001,396
Total interest expense$2,772,0001,040
Net interest income$15,514,0001,452
Provision for loan and lease losses$253,0002,169
Total noninterest income$1,310,0002,654
Gross Fiduciary activities income$9,0001,021
Service charges on deposit accounts$401,0002,466
Trading account gains and fees$0170
Additional Noninterest Income$900,0002,521
Total noninterest expense$12,062,0001,610
Salaries and employee benefits$6,120,0001,750
Premises and equipment expense$2,173,0001,095
Additional noninterest expense$3,769,0001,621
Pre-tax net operating income$4,509,0001,755
Securities gains (losses)$03,212
Applicable income taxes$1,725,0001,170
Income before extraordinary items$2,784,0002,229
Extraordinary gains, net$05
Net income$2,784,0002,227
Minority interest net income$082
Net income of bank and minority interests.$2,784,0002,228
Net charge-offs$524,0001,051
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,784,0002,170
2016-09-30 (YTD Data)Rank
Total interest income$13,697,0001,396
Total interest expense$2,019,0001,069
Net interest income$11,678,0001,448
Provision for loan and lease losses$185,0002,113
Total noninterest income$932,0002,723
Gross Fiduciary activities income$7,000999
Service charges on deposit accounts$305,0002,441
Trading account gains and fees$0169
Additional Noninterest Income$620,0002,622
Total noninterest expense$8,977,0001,613
Salaries and employee benefits$4,583,0001,760
Premises and equipment expense$1,597,0001,115
Additional noninterest expense$2,797,0001,627
Pre-tax net operating income$3,448,0001,757
Securities gains (losses)$03,160
Applicable income taxes$1,318,0001,182
Income before extraordinary items$2,130,0002,234
Extraordinary gains, net$05
Net income$2,130,0002,233
Minority interest net income$071
Net income of bank and minority interests.$2,130,0002,234
Net charge-offs$383,000963
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,130,0002,167
2016-06-30 (YTD Data)Rank
Total interest income$8,956,0001,420
Total interest expense$1,319,0001,091
Net interest income$7,637,0001,482
Provision for loan and lease losses$155,0001,864
Total noninterest income$604,0002,741
Gross Fiduciary activities income$5,0001,003
Service charges on deposit accounts$189,0002,532
Trading account gains and fees$0157
Additional Noninterest Income$410,0002,627
Total noninterest expense$5,814,0001,666
Salaries and employee benefits$2,961,0001,806
Premises and equipment expense$1,010,0001,169
Additional noninterest expense$1,843,0001,646
Pre-tax net operating income$2,272,0001,768
Securities gains (losses)$02,835
Applicable income taxes$868,0001,197
Income before extraordinary items$1,404,0002,239
Extraordinary gains, net$016
Net income$1,404,0002,238
Minority interest net income$071
Net income of bank and minority interests.$1,404,0002,238
Net charge-offs$128,0001,428
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,404,0002,169
2016-03-31 (YTD Data)Rank
Total interest income$4,413,0001,434
Total interest expense$655,0001,099
Net interest income$3,758,0001,499
Provision for loan and lease losses$03,656
Total noninterest income$289,0002,777
Gross Fiduciary activities income$2,000992
Service charges on deposit accounts$95,0002,502
Trading account gains and fees$0142
Additional Noninterest Income$192,0002,660
Total noninterest expense$2,864,0001,691
Salaries and employee benefits$1,444,0001,861
Premises and equipment expense$505,0001,181
Additional noninterest expense$915,0001,655
Pre-tax net operating income$1,183,0001,700
Securities gains (losses)$02,077
Applicable income taxes$450,0001,136
Income before extraordinary items$733,0002,135
Extraordinary gains, net$012
Net income$733,0002,135
Minority interest net income$062
Net income of bank and minority interests.$733,0002,135
Net charge-offs$71,0001,213
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$733,0002,079
2015-12-31 (YTD Data)Rank
Total interest income$17,063,0001,452
Total interest expense$2,640,0001,069
Net interest income$14,423,0001,531
Provision for loan and lease losses$205,0002,293
Total noninterest income$1,448,0002,528
Gross Fiduciary activities income$12,0001,026
Service charges on deposit accounts$413,0002,464
Trading account gains and fees$0159
Additional Noninterest Income$1,023,0002,350
Total noninterest expense$10,715,0001,774
Salaries and employee benefits$5,553,0001,876
Premises and equipment expense$1,920,0001,224
Additional noninterest expense$3,242,0001,863
Pre-tax net operating income$4,951,0001,578
Securities gains (losses)$03,216
Applicable income taxes$1,817,0001,072
Income before extraordinary items$3,134,0001,974
Extraordinary gains, net$023
Net income$3,134,0001,975
Minority interest net income$081
Net income of bank and minority interests.$3,134,0001,976
Net charge-offs$195,0002,012
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,134,0001,931
2015-09-30 (YTD Data)Rank
Total interest income$12,712,0001,469
Total interest expense$1,948,0001,092
Net interest income$10,764,0001,548
Provision for loan and lease losses$95,0002,711
Total noninterest income$891,0002,812
Gross Fiduciary activities income$19,000951
Service charges on deposit accounts$300,0002,524
Trading account gains and fees$0153
Additional Noninterest Income$572,0002,734
Total noninterest expense$7,856,0001,817
Salaries and employee benefits$4,054,0001,928
Premises and equipment expense$1,406,0001,276
Additional noninterest expense$2,396,0001,876
Pre-tax net operating income$3,704,0001,619
Securities gains (losses)$03,031
Applicable income taxes$1,444,0001,064
Income before extraordinary items$2,260,0002,060
Extraordinary gains, net$021
Net income$2,260,0002,061
Minority interest net income$078
Net income of bank and minority interests.$2,260,0002,061
Net charge-offs$138,0001,870
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,260,0002,006
2015-06-30 (YTD Data)Rank
Total interest income$8,386,0001,482
Total interest expense$1,293,0001,103
Net interest income$7,093,0001,564
Provision for loan and lease losses$85,0002,433
Total noninterest income$572,0002,885
Gross Fiduciary activities income$6,0001,023
Service charges on deposit accounts$188,0002,612
Trading account gains and fees$0157
Additional Noninterest Income$378,0002,751
Total noninterest expense$5,194,0001,833
Salaries and employee benefits$2,703,0001,940
Premises and equipment expense$922,0001,299
Additional noninterest expense$1,569,0001,922
Pre-tax net operating income$2,386,0001,645
Securities gains (losses)$02,636
Applicable income taxes$932,0001,081
Income before extraordinary items$1,454,0002,098
Extraordinary gains, net$022
Net income$1,454,0002,100
Minority interest net income$075
Net income of bank and minority interests.$1,454,0002,100
Net charge-offs$138,0001,442
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,454,0002,051
2015-03-31 (YTD Data)Rank
Total interest income$4,225,0001,475
Total interest expense$649,0001,101
Net interest income$3,576,0001,539
Provision for loan and lease losses$75,0001,675
Total noninterest income$279,0002,895
Gross Fiduciary activities income$3,0001,013
Service charges on deposit accounts$92,0002,626
Trading account gains and fees$0152
Additional Noninterest Income$184,0002,740
Total noninterest expense$2,580,0001,847
Salaries and employee benefits$1,358,0001,934
Premises and equipment expense$450,0001,331
Additional noninterest expense$772,0001,937
Pre-tax net operating income$1,200,0001,593
Securities gains (losses)$02,027
Applicable income taxes$468,0001,063
Income before extraordinary items$732,0002,060
Extraordinary gains, net$013
Net income$732,0002,061
Minority interest net income$064
Net income of bank and minority interests.$732,0002,061
Net charge-offs$98,0001,134
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$732,0001,996
2014-12-31 (YTD Data)Rank
Total interest income$17,328,0001,453
Total interest expense$2,774,0001,070
Net interest income$14,554,0001,516
Provision for loan and lease losses$470,0001,528
Total noninterest income$1,226,0002,808
Gross Fiduciary activities income$13,0001,052
Service charges on deposit accounts$417,0002,602
Trading account gains and fees$0180
Additional Noninterest Income$796,0002,647
Total noninterest expense$10,079,0001,874
Salaries and employee benefits$5,344,0001,920
Premises and equipment expense$1,632,0001,460
Additional noninterest expense$3,103,0001,981
Pre-tax net operating income$5,231,0001,458
Securities gains (losses)$03,259
Applicable income taxes$2,049,000963
Income before extraordinary items$3,182,0001,913
Extraordinary gains, net$017
Net income$3,182,0001,912
Minority interest net income$084
Net income of bank and minority interests.$3,182,0001,911
Net charge-offs$507,0001,442
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,182,0001,881
2014-09-30 (YTD Data)Rank
Total interest income$13,048,0001,457
Total interest expense$2,071,0001,089
Net interest income$10,977,0001,512
Provision for loan and lease losses$340,0001,513
Total noninterest income$934,0002,799
Gross Fiduciary activities income$10,0001,033
Service charges on deposit accounts$309,0002,659
Trading account gains and fees$0174
Additional Noninterest Income$615,0002,609
Total noninterest expense$7,526,0001,888
Salaries and employee benefits$3,975,0001,941
Premises and equipment expense$1,236,0001,449
Additional noninterest expense$2,315,0001,985
Pre-tax net operating income$4,045,0001,441
Securities gains (losses)$02,980
Applicable income taxes$1,587,000960
Income before extraordinary items$2,458,0001,877
Extraordinary gains, net$015
Net income$2,458,0001,877
Minority interest net income$081
Net income of bank and minority interests.$2,458,0001,876
Net charge-offs$319,0001,548
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,458,0001,837
2014-06-30 (YTD Data)Rank
Total interest income$8,711,0001,450
Total interest expense$1,388,0001,085
Net interest income$7,323,0001,503
Provision for loan and lease losses$205,0001,617
Total noninterest income$633,0002,751
Gross Fiduciary activities income$7,0001,032
Service charges on deposit accounts$198,0002,723
Trading account gains and fees$0172
Additional Noninterest Income$428,0002,527
Total noninterest expense$5,049,0001,873
Salaries and employee benefits$2,677,0001,934
Premises and equipment expense$825,0001,453
Additional noninterest expense$1,547,0001,972
Pre-tax net operating income$2,702,0001,404
Securities gains (losses)$02,580
Applicable income taxes$1,062,000923
Income before extraordinary items$1,640,0001,833
Extraordinary gains, net$020
Net income$1,640,0001,837
Minority interest net income$080
Net income of bank and minority interests.$1,640,0001,836
Net charge-offs$178,0001,701
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,640,0001,785
2014-03-31 (YTD Data)Rank
Total interest income$4,345,0001,458
Total interest expense$701,0001,081
Net interest income$3,644,0001,499
Provision for loan and lease losses$105,0001,539
Total noninterest income$264,0002,980
Gross Fiduciary activities income$3,0001,038
Service charges on deposit accounts$97,0002,725
Trading account gains and fees$0147
Additional Noninterest Income$164,0002,839
Total noninterest expense$2,446,0001,939
Salaries and employee benefits$1,289,0002,013
Premises and equipment expense$420,0001,449
Additional noninterest expense$737,0002,047
Pre-tax net operating income$1,357,0001,370
Securities gains (losses)$01,715
Applicable income taxes$532,000895
Income before extraordinary items$825,0001,770
Extraordinary gains, net$016
Net income$825,0001,774
Minority interest net income$066
Net income of bank and minority interests.$825,0001,773
Net charge-offs$68,0001,622
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$825,0001,740
2013-12-31 (YTD Data)Rank
Total interest income$17,806,0001,428
Total interest expense$3,127,0001,075
Net interest income$14,679,0001,479
Provision for loan and lease losses$86,0003,850
Total noninterest income$1,206,0002,904
Gross Fiduciary activities income$12,0001,093
Service charges on deposit accounts$435,0002,649
Trading account gains and fees$0184
Additional Noninterest Income$759,0002,742
Total noninterest expense$9,780,0001,936
Salaries and employee benefits$5,190,0001,963
Premises and equipment expense$1,637,0001,452
Additional noninterest expense$2,953,0002,118
Pre-tax net operating income$6,019,0001,227
Securities gains (losses)$03,182
Applicable income taxes$2,368,000795
Income before extraordinary items$3,651,0001,626
Extraordinary gains, net$029
Net income$3,651,0001,629
Minority interest net income$090
Net income of bank and minority interests.$3,651,0001,630
Net charge-offs$143,0003,387
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,651,0001,586
2013-09-30 (YTD Data)Rank
Total interest income$13,423,0001,429
Total interest expense$2,363,0001,106
Net interest income$11,060,0001,476
Provision for loan and lease losses$31,0004,266
Total noninterest income$902,0002,954
Gross Fiduciary activities income$10,0001,063
Service charges on deposit accounts$326,0002,672
Trading account gains and fees$0180
Additional Noninterest Income$566,0002,832
Total noninterest expense$7,309,0001,944
Salaries and employee benefits$3,866,0001,985
Premises and equipment expense$1,228,0001,463
Additional noninterest expense$2,215,0002,106
Pre-tax net operating income$4,622,0001,229
Securities gains (losses)$03,040
Applicable income taxes$1,820,000804
Income before extraordinary items$2,802,0001,603
Extraordinary gains, net$025
Net income$2,802,0001,606
Minority interest net income$084
Net income of bank and minority interests.$2,802,0001,606
Net charge-offs$112,0003,147
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,802,0001,560
2013-06-30 (YTD Data)Rank
Total interest income$9,023,0001,417
Total interest expense$1,598,0001,119
Net interest income$7,425,0001,448
Provision for loan and lease losses$16,0004,336
Total noninterest income$595,0003,008
Gross Fiduciary activities income$7,0001,057
Service charges on deposit accounts$207,0002,723
Trading account gains and fees$0157
Additional Noninterest Income$381,0002,868
Total noninterest expense$4,921,0001,934
Salaries and employee benefits$2,610,0001,973
Premises and equipment expense$842,0001,431
Additional noninterest expense$1,469,0002,113
Pre-tax net operating income$3,083,0001,202
Securities gains (losses)$02,791
Applicable income taxes$1,216,000792
Income before extraordinary items$1,867,0001,628
Extraordinary gains, net$022
Net income$1,867,0001,630
Minority interest net income$082
Net income of bank and minority interests.$1,867,0001,633
Net charge-offs$35,0003,632
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,867,0001,553
2013-03-31 (YTD Data)Rank
Total interest income$4,547,0001,400
Total interest expense$816,0001,131
Net interest income$3,731,0001,440
Provision for loan and lease losses$04,409
Total noninterest income$278,0003,103
Gross Fiduciary activities income$3,0001,052
Service charges on deposit accounts$104,0002,709
Trading account gains and fees$0148
Additional Noninterest Income$171,0002,996
Total noninterest expense$2,389,0002,003
Salaries and employee benefits$1,232,0002,094
Premises and equipment expense$417,0001,459
Additional noninterest expense$740,0002,099
Pre-tax net operating income$1,620,0001,132
Securities gains (losses)$01,966
Applicable income taxes$638,000747
Income before extraordinary items$982,0001,513
Extraordinary gains, net$010
Net income$982,0001,516
Minority interest net income$076
Net income of bank and minority interests.$982,0001,515
Net charge-offs$35,0002,690
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$982,0001,453
2012-12-31 (YTD Data)Rank
Total interest income$19,895,0001,347
Total interest expense$3,890,0001,148
Net interest income$16,005,0001,362
Provision for loan and lease losses$408,0002,997
Total noninterest income$1,232,0002,918
Gross Fiduciary activities income$13,0001,098
Service charges on deposit accounts$490,0002,533
Trading account gains and fees$0166
Additional Noninterest Income$729,0002,832
Total noninterest expense$9,686,0001,976
Salaries and employee benefits$5,081,0001,985
Premises and equipment expense$1,720,0001,379
Additional noninterest expense$2,885,0002,247
Pre-tax net operating income$7,143,000991
Securities gains (losses)$03,810
Applicable income taxes$2,810,000642
Income before extraordinary items$4,333,0001,360
Extraordinary gains, net$029
Net income$4,333,0001,361
Minority interest net income$093
Net income of bank and minority interests.$4,333,0001,361
Net charge-offs$324,0003,208
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,333,0001,293
2012-09-30 (YTD Data)Rank
Total interest income$15,186,0001,344
Total interest expense$2,989,0001,187
Net interest income$12,197,0001,357
Provision for loan and lease losses$398,0002,608
Total noninterest income$940,0002,896
Gross Fiduciary activities income$10,0001,078
Service charges on deposit accounts$374,0002,519
Trading account gains and fees$0157
Additional Noninterest Income$556,0002,779
Total noninterest expense$7,257,0001,967
Salaries and employee benefits$3,801,0001,990
Premises and equipment expense$1,319,0001,363
Additional noninterest expense$2,137,0002,269
Pre-tax net operating income$5,482,000987
Securities gains (losses)$03,575
Applicable income taxes$2,158,000657
Income before extraordinary items$3,324,0001,364
Extraordinary gains, net$020
Net income$3,324,0001,365
Minority interest net income$086
Net income of bank and minority interests.$3,324,0001,365
Net charge-offs$289,0002,876
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,324,0001,285
2012-06-30 (YTD Data)Rank
Total interest income$10,282,0001,337
Total interest expense$2,052,0001,192
Net interest income$8,230,0001,348
Provision for loan and lease losses$298,0002,487
Total noninterest income$631,0002,845
Gross Fiduciary activities income$7,0001,082
Service charges on deposit accounts$242,0002,553
Trading account gains and fees$0153
Additional Noninterest Income$382,0002,708
Total noninterest expense$4,975,0001,935
Salaries and employee benefits$2,601,0001,932
Premises and equipment expense$914,0001,307
Additional noninterest expense$1,460,0002,214
Pre-tax net operating income$3,588,000991
Securities gains (losses)$03,178
Applicable income taxes$1,405,000679
Income before extraordinary items$2,183,0001,356
Extraordinary gains, net$019
Net income$2,183,0001,356
Minority interest net income$084
Net income of bank and minority interests.$2,183,0001,356
Net charge-offs$232,0002,588
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,183,0001,280
2012-03-31 (YTD Data)Rank
Total interest income$5,182,0001,329
Total interest expense$1,052,0001,212
Net interest income$4,130,0001,339
Provision for loan and lease losses$240,0001,789
Total noninterest income$309,0002,900
Gross Fiduciary activities income$3,0001,077
Service charges on deposit accounts$119,0002,560
Trading account gains and fees$0148
Additional Noninterest Income$187,0002,753
Total noninterest expense$2,360,0002,031
Salaries and employee benefits$1,198,0002,093
Premises and equipment expense$468,0001,279
Additional noninterest expense$694,0002,306
Pre-tax net operating income$1,839,000967
Securities gains (losses)$02,210
Applicable income taxes$719,000649
Income before extraordinary items$1,120,0001,293
Extraordinary gains, net$019
Net income$1,120,0001,294
Minority interest net income$078
Net income of bank and minority interests.$1,120,0001,294
Net charge-offs$232,0001,717
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,120,0001,226
2011-12-31 (YTD Data)Rank
Total interest income$21,272,0001,342
Total interest expense$4,770,0001,275
Net interest income$16,502,0001,335
Provision for loan and lease losses$975,0002,452
Total noninterest income$1,273,0002,693
Gross Fiduciary activities income$13,0001,069
Service charges on deposit accounts$518,0002,490
Trading account gains and fees$0146
Additional Noninterest Income$742,0002,563
Total noninterest expense$9,640,0001,980
Salaries and employee benefits$5,158,0001,895
Premises and equipment expense$1,704,0001,459
Additional noninterest expense$2,778,0002,359
Pre-tax net operating income$7,160,000850
Securities gains (losses)$03,838
Applicable income taxes$2,932,000583
Income before extraordinary items$4,228,0001,186
Extraordinary gains, net$029
Net income$4,228,0001,186
Minority interest net income$096
Net income of bank and minority interests.$4,228,0001,186
Net charge-offs$376,0003,526
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,228,0001,117
2011-09-30 (YTD Data)Rank
Total interest income$16,021,0001,355
Total interest expense$3,630,0001,315
Net interest income$12,391,0001,346
Provision for loan and lease losses$650,0002,545
Total noninterest income$948,0002,702
Gross Fiduciary activities income$10,0001,039
Service charges on deposit accounts$378,0002,568
Trading account gains and fees$0145
Additional Noninterest Income$560,0002,524
Total noninterest expense$7,252,0001,979
Salaries and employee benefits$3,858,0001,898
Premises and equipment expense$1,296,0001,455
Additional noninterest expense$2,098,0002,359
Pre-tax net operating income$5,437,000856
Securities gains (losses)$03,555
Applicable income taxes$2,249,000573
Income before extraordinary items$3,188,0001,213
Extraordinary gains, net$021
Net income$3,188,0001,213
Minority interest net income$087
Net income of bank and minority interests.$3,188,0001,213
Net charge-offs$179,0003,839
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,188,0001,144
2011-06-30 (YTD Data)Rank
Total interest income$10,704,0001,360
Total interest expense$2,465,0001,334
Net interest income$8,239,0001,349
Provision for loan and lease losses$415,0002,552
Total noninterest income$604,0002,796
Gross Fiduciary activities income$7,0001,047
Service charges on deposit accounts$242,0002,635
Trading account gains and fees$0153
Additional Noninterest Income$355,0002,627
Total noninterest expense$4,846,0002,000
Salaries and employee benefits$2,546,0001,919
Premises and equipment expense$885,0001,428
Additional noninterest expense$1,415,0002,372
Pre-tax net operating income$3,582,000841
Securities gains (losses)$02,914
Applicable income taxes$1,499,000554
Income before extraordinary items$2,083,0001,192
Extraordinary gains, net$015
Net income$2,083,0001,191
Minority interest net income$089
Net income of bank and minority interests.$2,083,0001,192
Net charge-offs$153,0003,380
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,083,0001,154
2011-03-31 (YTD Data)Rank
Total interest income$5,329,0001,378
Total interest expense$1,278,0001,327
Net interest income$4,051,0001,372
Provision for loan and lease losses$205,0002,401
Total noninterest income$300,0002,828
Gross Fiduciary activities income$3,0001,053
Service charges on deposit accounts$122,0002,582
Trading account gains and fees$0158
Additional Noninterest Income$175,0002,657
Total noninterest expense$2,366,0002,053
Salaries and employee benefits$1,182,0002,068
Premises and equipment expense$440,0001,459
Additional noninterest expense$744,0002,236
Pre-tax net operating income$1,780,000855
Securities gains (losses)$01,772
Applicable income taxes$743,000553
Income before extraordinary items$1,037,0001,183
Extraordinary gains, net$09
Net income$1,037,0001,183
Minority interest net income$086
Net income of bank and minority interests.$1,037,0001,183
Net charge-offs$88,0002,869
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,037,0001,148
2010-12-31 (YTD Data)Rank
Total interest income$22,278,0001,376
Total interest expense$7,130,0001,152
Net interest income$15,148,0001,481
Provision for loan and lease losses$664,0003,688
Total noninterest income$1,399,0002,639
Gross Fiduciary activities income$11,0001,137
Service charges on deposit accounts$584,0002,335
Trading account gains and fees$0175
Additional Noninterest Income$804,0002,490
Total noninterest expense$9,322,0002,069
Salaries and employee benefits$4,855,0001,995
Premises and equipment expense$1,547,0001,665
Additional noninterest expense$2,920,0002,331
Pre-tax net operating income$6,561,000811
Securities gains (losses)$03,793
Applicable income taxes$2,609,000598
Income before extraordinary items$3,952,0001,101
Extraordinary gains, net$029
Net income$3,952,0001,102
Minority interest net income$0111
Net income of bank and minority interests.$3,952,0001,104
Net charge-offs$396,0003,941
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,952,0001,048
2010-09-30 (YTD Data)Rank
Total interest income$16,944,0001,382
Total interest expense$5,694,0001,132
Net interest income$11,250,0001,512
Provision for loan and lease losses$475,0003,632
Total noninterest income$1,049,0002,637
Gross Fiduciary activities income$9,0001,113
Service charges on deposit accounts$440,0002,395
Trading account gains and fees$0165
Additional Noninterest Income$600,0002,482
Total noninterest expense$7,138,0002,031
Salaries and employee benefits$3,636,0001,999
Premises and equipment expense$1,316,0001,477
Additional noninterest expense$2,186,0002,303
Pre-tax net operating income$4,686,000895
Securities gains (losses)$03,651
Applicable income taxes$1,848,000628
Income before extraordinary items$2,838,0001,189
Extraordinary gains, net$023
Net income$2,838,0001,193
Minority interest net income$0110
Net income of bank and minority interests.$2,838,0001,193
Net charge-offs$396,0003,368
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,838,0001,135
2010-06-30 (YTD Data)Rank
Total interest income$11,411,0001,384
Total interest expense$4,057,0001,102
Net interest income$7,354,0001,542
Provision for loan and lease losses$315,0003,528
Total noninterest income$708,0002,571
Gross Fiduciary activities income$7,0001,103
Service charges on deposit accounts$284,0002,464
Trading account gains and fees$0152
Additional Noninterest Income$417,0002,358
Total noninterest expense$4,733,0002,055
Salaries and employee benefits$2,382,0002,040
Premises and equipment expense$891,0001,474
Additional noninterest expense$1,460,0002,309
Pre-tax net operating income$3,014,000901
Securities gains (losses)$03,184
Applicable income taxes$1,182,000623
Income before extraordinary items$1,832,0001,214
Extraordinary gains, net$019
Net income$1,832,0001,215
Minority interest net income$0105
Net income of bank and minority interests.$1,832,0001,215
Net charge-offs$260,0003,224
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,832,0001,170
2010-03-31 (YTD Data)Rank
Total interest income$5,778,0001,405
Total interest expense$2,135,0001,100
Net interest income$3,643,0001,578
Provision for loan and lease losses$185,0003,103
Total noninterest income$308,0002,808
Gross Fiduciary activities income$3,0001,105
Service charges on deposit accounts$139,0002,481
Trading account gains and fees$0175
Additional Noninterest Income$166,0002,669
Total noninterest expense$2,316,0002,102
Salaries and employee benefits$1,162,0002,126
Premises and equipment expense$451,0001,500
Additional noninterest expense$703,0002,364
Pre-tax net operating income$1,450,000933
Securities gains (losses)$02,284
Applicable income taxes$574,000638
Income before extraordinary items$876,0001,246
Extraordinary gains, net$016
Net income$876,0001,249
Minority interest net income$091
Net income of bank and minority interests.$876,0001,248
Net charge-offs$176,0002,574
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$876,0001,215
2009-12-31 (YTD Data)Rank
Total interest income$24,245,0001,423
Total interest expense$10,563,0001,121
Net interest income$13,682,0001,642
Provision for loan and lease losses$587,0004,304
Total noninterest income$1,350,0002,742
Gross Fiduciary activities income$11,0001,169
Service charges on deposit accounts$627,0002,462
Trading account gains and fees$0211
Additional Noninterest Income$712,0002,631
Total noninterest expense$9,710,0002,078
Salaries and employee benefits$4,698,0002,090
Premises and equipment expense$1,728,0001,561
Additional noninterest expense$3,284,0002,173
Pre-tax net operating income$4,735,000884
Securities gains (losses)$100,0002,140
Applicable income taxes$1,914,000585
Income before extraordinary items$2,921,0001,160
Extraordinary gains, net$034
Net income$2,921,0001,158
Minority interest net income$0115
Net income of bank and minority interests.$2,921,0001,159
Net charge-offs$71,0005,974
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,857,0001,175
2009-09-30 (YTD Data)Rank
Total interest income$18,285,0001,438
Total interest expense$8,172,0001,142
Net interest income$10,113,0001,667
Provision for loan and lease losses$312,0004,535
Total noninterest income$1,026,0002,772
Gross Fiduciary activities income$9,0001,132
Service charges on deposit accounts$458,0002,524
Trading account gains and fees$0212
Additional Noninterest Income$559,0002,630
Total noninterest expense$7,289,0002,069
Salaries and employee benefits$3,482,0002,136
Premises and equipment expense$1,281,0001,598
Additional noninterest expense$2,526,0002,088
Pre-tax net operating income$3,538,000941
Securities gains (losses)$100,0001,838
Applicable income taxes$1,443,000621
Income before extraordinary items$2,195,0001,222
Extraordinary gains, net$027
Net income$2,195,0001,220
Minority interest net income$0118
Net income of bank and minority interests.$2,195,0001,222
Net charge-offs$56,0005,586
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,131,0001,234
2009-06-30 (YTD Data)Rank
Total interest income$12,268,0001,459
Total interest expense$5,606,0001,175
Net interest income$6,662,0001,684
Provision for loan and lease losses$190,0004,393
Total noninterest income$691,0002,768
Gross Fiduciary activities income$7,0001,124
Service charges on deposit accounts$288,0002,597
Trading account gains and fees$0193
Additional Noninterest Income$396,0002,573
Total noninterest expense$4,956,0002,048
Salaries and employee benefits$2,318,0002,171
Premises and equipment expense$866,0001,610
Additional noninterest expense$1,772,0002,008
Pre-tax net operating income$2,207,0001,030
Securities gains (losses)$100,0001,494
Applicable income taxes$946,000649
Income before extraordinary items$1,361,0001,389
Extraordinary gains, net$021
Net income$1,361,0001,387
Minority interest net income$0112
Net income of bank and minority interests.$1,361,0001,389
Net charge-offs$56,0004,816
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,297,0001,416
2009-03-31 (YTD Data)Rank
Total interest income$6,202,0001,457
Total interest expense$2,902,0001,184
Net interest income$3,300,0001,680
Provision for loan and lease losses$55,0004,803
Total noninterest income$295,0003,055
Gross Fiduciary activities income$3,0001,122
Service charges on deposit accounts$142,0002,582
Trading account gains and fees$0171
Additional Noninterest Income$150,0002,961
Total noninterest expense$2,531,0001,965
Salaries and employee benefits$1,209,0002,108
Premises and equipment expense$449,0001,586
Additional noninterest expense$873,0001,847
Pre-tax net operating income$1,009,0001,273
Securities gains (losses)$02,434
Applicable income taxes$416,000804
Income before extraordinary items$593,0001,823
Extraordinary gains, net$015
Net income$593,0001,824
Minority interest net income$0102
Net income of bank and minority interests.$593,0001,825
Net charge-offs$40,0003,753
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$593,0001,715
2008-12-31 (YTD Data)Rank
Total interest income$25,212,0001,541
Total interest expense$13,576,0001,191
Net interest income$11,636,0001,918
Provision for loan and lease losses$140,0005,648
Total noninterest income$1,286,0002,911
Gross Fiduciary activities income$12,0001,196
Service charges on deposit accounts$637,0002,529
Trading account gains and fees$0154
Additional Noninterest Income$637,0002,802
Total noninterest expense$8,836,0002,170
Salaries and employee benefits$4,504,0002,257
Premises and equipment expense$1,534,0001,784
Additional noninterest expense$2,798,0002,139
Pre-tax net operating income$3,946,0001,383
Securities gains (losses)$03,220
Applicable income taxes$1,579,000837
Income before extraordinary items$2,367,0001,693
Extraordinary gains, net$039
Net income$2,367,0001,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,751
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,367,0001,806
2008-09-30 (YTD Data)Rank
Total interest income$18,847,0001,583
Total interest expense$10,431,0001,213
Net interest income$8,416,0002,000
Provision for loan and lease losses$70,0005,559
Total noninterest income$968,0002,967
Gross Fiduciary activities income$10,0001,153
Service charges on deposit accounts$475,0002,555
Trading account gains and fees$0148
Additional Noninterest Income$483,0002,877
Total noninterest expense$6,544,0002,186
Salaries and employee benefits$3,383,0002,274
Premises and equipment expense$1,132,0001,806
Additional noninterest expense$2,029,0002,139
Pre-tax net operating income$2,770,0001,760
Securities gains (losses)$03,106
Applicable income taxes$1,107,0001,068
Income before extraordinary items$1,663,0002,124
Extraordinary gains, net$031
Net income$1,663,0002,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,663,0002,228
2008-06-30 (YTD Data)Rank
Total interest income$12,506,0001,617
Total interest expense$7,259,0001,214
Net interest income$5,247,0002,113
Provision for loan and lease losses$30,0005,577
Total noninterest income$634,0003,029
Gross Fiduciary activities income$7,0001,174
Service charges on deposit accounts$309,0002,584
Trading account gains and fees$0149
Additional Noninterest Income$318,0002,929
Total noninterest expense$4,312,0002,216
Salaries and employee benefits$2,210,0002,343
Premises and equipment expense$769,0001,783
Additional noninterest expense$1,333,0002,119
Pre-tax net operating income$1,539,0002,144
Securities gains (losses)$03,233
Applicable income taxes$627,0001,348
Income before extraordinary items$912,0002,777
Extraordinary gains, net$021
Net income$912,0002,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$912,0002,720
2008-03-31 (YTD Data)Rank
Total interest income$6,245,0001,659
Total interest expense$3,529,0001,322
Net interest income$2,716,0002,051
Provision for loan and lease losses$10,0005,419
Total noninterest income$309,0003,069
Gross Fiduciary activities income$3,0001,170
Service charges on deposit accounts$148,0002,655
Trading account gains and fees$0158
Additional Noninterest Income$158,0002,952
Total noninterest expense$2,229,0002,150
Salaries and employee benefits$1,152,0002,283
Premises and equipment expense$389,0001,765
Additional noninterest expense$688,0002,040
Pre-tax net operating income$786,0002,188
Securities gains (losses)$02,688
Applicable income taxes$317,0001,421
Income before extraordinary items$469,0002,844
Extraordinary gains, net$015
Net income$469,0002,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$469,0002,765
2007-12-31 (YTD Data)Rank
Total interest income$23,995,0001,776
Total interest expense$13,287,0001,512
Net interest income$10,708,0002,113
Provision for loan and lease losses$06,851
Total noninterest income$1,281,0003,006
Gross Fiduciary activities income$10,0001,256
Service charges on deposit accounts$608,0002,649
Trading account gains and fees$0178
Additional Noninterest Income$663,0002,840
Total noninterest expense$8,505,0002,159
Salaries and employee benefits$4,514,0002,229
Premises and equipment expense$1,469,0001,799
Additional noninterest expense$2,522,0002,165
Pre-tax net operating income$3,484,0002,210
Securities gains (losses)$02,146
Applicable income taxes$1,408,0001,473
Income before extraordinary items$2,076,0002,735
Extraordinary gains, net$039
Net income$2,076,0002,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,076,0002,719
2007-09-30 (YTD Data)Rank
Total interest income$17,764,0001,802
Total interest expense$9,756,0001,546
Net interest income$8,008,0002,130
Provision for loan and lease losses$06,528
Total noninterest income$965,0002,998
Gross Fiduciary activities income$8,0001,213
Service charges on deposit accounts$443,0002,688
Trading account gains and fees$0184
Additional Noninterest Income$514,0002,801
Total noninterest expense$6,387,0002,130
Salaries and employee benefits$3,429,0002,202
Premises and equipment expense$1,095,0001,794
Additional noninterest expense$1,863,0002,140
Pre-tax net operating income$2,586,0002,375
Securities gains (losses)$01,655
Applicable income taxes$1,051,0001,584
Income before extraordinary items$1,535,0002,919
Extraordinary gains, net$033
Net income$1,535,0002,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,535,0002,908
2007-06-30 (YTD Data)Rank
Total interest income$11,682,0001,847
Total interest expense$6,364,0001,586
Net interest income$5,318,0002,170
Provision for loan and lease losses$06,209
Total noninterest income$651,0002,977
Gross Fiduciary activities income$6,0001,205
Service charges on deposit accounts$280,0002,802
Trading account gains and fees$0168
Additional Noninterest Income$365,0002,705
Total noninterest expense$4,269,0002,153
Salaries and employee benefits$2,284,0002,237
Premises and equipment expense$744,0001,778
Additional noninterest expense$1,241,0002,154
Pre-tax net operating income$1,700,0002,452
Securities gains (losses)$01,444
Applicable income taxes$699,0001,659
Income before extraordinary items$1,001,0003,038
Extraordinary gains, net$029
Net income$1,001,0003,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,001,0003,021
2007-03-31 (YTD Data)Rank
Total interest income$5,744,0001,862
Total interest expense$3,077,0001,625
Net interest income$2,667,0002,171
Provision for loan and lease losses$05,779
Total noninterest income$273,0003,326
Gross Fiduciary activities income$3,0001,184
Service charges on deposit accounts$139,0002,749
Trading account gains and fees$0195
Additional Noninterest Income$131,0003,257
Total noninterest expense$2,192,0002,107
Salaries and employee benefits$1,195,0002,149
Premises and equipment expense$381,0001,747
Additional noninterest expense$616,0002,133
Pre-tax net operating income$748,0002,678
Securities gains (losses)$01,187
Applicable income taxes$304,0001,837
Income before extraordinary items$444,0003,266
Extraordinary gains, net$022
Net income$444,0003,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$444,0003,242
2006-12-31 (YTD Data)Rank
Total interest income$20,872,0001,915
Total interest expense$10,405,0001,619
Net interest income$10,467,0002,210
Provision for loan and lease losses$20,0006,291
Total noninterest income$1,127,0003,278
Gross Fiduciary activities income$9,0001,289
Service charges on deposit accounts$573,0002,781
Trading account gains and fees$0130
Additional Noninterest Income$545,0003,189
Total noninterest expense$8,307,0002,132
Salaries and employee benefits$4,400,0002,216
Premises and equipment expense$1,397,0001,809
Additional noninterest expense$2,510,0002,100
Pre-tax net operating income$3,267,0002,627
Securities gains (losses)$01,687
Applicable income taxes$1,334,0001,831
Income before extraordinary items$1,933,0003,175
Extraordinary gains, net$051
Net income$1,933,0003,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,933,0003,160
2006-09-30 (YTD Data)Rank
Total interest income$15,374,0001,934
Total interest expense$7,422,0001,649
Net interest income$7,952,0002,193
Provision for loan and lease losses$20,0005,975
Total noninterest income$841,0003,290
Gross Fiduciary activities income$7,0001,251
Service charges on deposit accounts$422,0002,837
Trading account gains and fees$0126
Additional Noninterest Income$412,0003,170
Total noninterest expense$6,274,0002,114
Salaries and employee benefits$3,320,0002,216
Premises and equipment expense$1,039,0001,827
Additional noninterest expense$1,915,0002,051
Pre-tax net operating income$2,499,0002,648
Securities gains (losses)$01,388
Applicable income taxes$1,008,0001,876
Income before extraordinary items$1,491,0003,224
Extraordinary gains, net$045
Net income$1,491,0003,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,491,0003,217
2006-06-30 (YTD Data)Rank
Total interest income$10,015,0001,942
Total interest expense$4,689,0001,658
Net interest income$5,326,0002,188
Provision for loan and lease losses$20,0005,511
Total noninterest income$545,0003,326
Gross Fiduciary activities income$5,0001,257
Service charges on deposit accounts$262,0002,964
Trading account gains and fees$0126
Additional Noninterest Income$278,0003,155
Total noninterest expense$4,163,0002,121
Salaries and employee benefits$2,178,0002,256
Premises and equipment expense$685,0001,841
Additional noninterest expense$1,300,0002,022
Pre-tax net operating income$1,688,0002,635
Securities gains (losses)$01,185
Applicable income taxes$669,0001,909
Income before extraordinary items$1,019,0003,165
Extraordinary gains, net$039
Net income$1,019,0003,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,019,0003,155
2006-03-31 (YTD Data)Rank
Total interest income$4,867,0001,958
Total interest expense$2,217,0001,669
Net interest income$2,650,0002,204
Provision for loan and lease losses$15,0004,758
Total noninterest income$275,0003,262
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$128,0002,944
Trading account gains and fees$0115
Additional Noninterest Income$145,0003,030
Total noninterest expense$2,052,0002,160
Salaries and employee benefits$1,105,0002,226
Premises and equipment expense$332,0001,908
Additional noninterest expense$615,0002,109
Pre-tax net operating income$858,0002,568
Securities gains (losses)$0955
Applicable income taxes$339,0001,857
Income before extraordinary items$519,0003,073
Extraordinary gains, net$021
Net income$519,0003,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$519,0003,052
2005-12-31 (YTD Data)Rank
Total interest income$17,943,0001,876
Total interest expense$7,581,0001,498
Net interest income$10,362,0002,139
Provision for loan and lease losses$35,0006,101
Total noninterest income$1,022,0003,511
Gross Fiduciary activities income$9,0001,311
Service charges on deposit accounts$539,0002,901
Trading account gains and fees$0138
Additional Noninterest Income$474,0003,470
Total noninterest expense$7,849,0002,123
Salaries and employee benefits$4,038,0002,273
Premises and equipment expense$1,307,0001,841
Additional noninterest expense$2,504,0002,015
Pre-tax net operating income$3,500,0002,452
Securities gains (losses)$02,296
Applicable income taxes$1,333,0001,855
Income before extraordinary items$2,167,0002,889
Extraordinary gains, net$046
Net income$2,167,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,118
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,167,0002,859
2005-09-30 (YTD Data)Rank
Total interest income$13,291,0001,849
Total interest expense$5,483,0001,460
Net interest income$7,808,0002,111
Provision for loan and lease losses$20,0006,139
Total noninterest income$756,0003,545
Gross Fiduciary activities income$7,0001,273
Service charges on deposit accounts$390,0002,978
Trading account gains and fees$0126
Additional Noninterest Income$359,0003,481
Total noninterest expense$5,901,0002,095
Salaries and employee benefits$3,060,0002,230
Premises and equipment expense$977,0001,843
Additional noninterest expense$1,864,0001,991
Pre-tax net operating income$2,643,0002,465
Securities gains (losses)$02,317
Applicable income taxes$1,013,0001,861
Income before extraordinary items$1,630,0002,931
Extraordinary gains, net$035
Net income$1,630,0002,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,516
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,630,0002,888
2005-06-30 (YTD Data)Rank
Total interest income$8,774,0001,816
Total interest expense$3,556,0001,412
Net interest income$5,218,0002,083
Provision for loan and lease losses$3,0006,494
Total noninterest income$486,0003,594
Gross Fiduciary activities income$5,0001,265
Service charges on deposit accounts$240,0003,092
Trading account gains and fees$0116
Additional Noninterest Income$241,0003,431
Total noninterest expense$3,954,0002,072
Salaries and employee benefits$2,018,0002,241
Premises and equipment expense$665,0001,797
Additional noninterest expense$1,271,0001,932
Pre-tax net operating income$1,747,0002,420
Securities gains (losses)$02,146
Applicable income taxes$668,0001,852
Income before extraordinary items$1,079,0002,923
Extraordinary gains, net$030
Net income$1,079,0002,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,079,0002,876
2005-03-31 (YTD Data)Rank
Total interest income$4,334,0001,805
Total interest expense$1,729,0001,386
Net interest income$2,605,0002,069
Provision for loan and lease losses$3,0005,957
Total noninterest income$225,0003,709
Gross Fiduciary activities income$3,0001,221
Service charges on deposit accounts$114,0003,149
Trading account gains and fees$0115
Additional Noninterest Income$108,0003,584
Total noninterest expense$1,953,0002,113
Salaries and employee benefits$982,0002,319
Premises and equipment expense$339,0001,773
Additional noninterest expense$632,0001,943
Pre-tax net operating income$874,0002,397
Securities gains (losses)$01,685
Applicable income taxes$336,0001,833
Income before extraordinary items$538,0002,871
Extraordinary gains, net$024
Net income$538,0002,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$538,0002,824
2004-12-31 (YTD Data)Rank
Total interest income$16,537,0001,729
Total interest expense$6,689,0001,228
Net interest income$9,848,0002,061
Provision for loan and lease losses$8,0007,099
Total noninterest income$966,0003,639
Gross Fiduciary activities income$6,0001,382
Service charges on deposit accounts$530,0003,007
Trading account gains and fees$0138
Additional Noninterest Income$430,0003,585
Total noninterest expense$7,801,0002,047
Salaries and employee benefits$4,104,0002,116
Premises and equipment expense$1,218,0001,882
Additional noninterest expense$2,479,0001,965
Pre-tax net operating income$3,005,0002,593
Securities gains (losses)$322,000604
Applicable income taxes$1,275,0001,826
Income before extraordinary items$2,052,0002,845
Extraordinary gains, net$034
Net income$2,052,0002,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,277
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,845,9203,061
2004-09-30 (YTD Data)Rank
Total interest income$12,301,0001,727
Total interest expense$4,972,0001,210
Net interest income$7,329,0002,061
Provision for loan and lease losses$5,0006,935
Total noninterest income$730,0003,628
Gross Fiduciary activities income$5,0001,342
Service charges on deposit accounts$398,0003,023
Trading account gains and fees$0134
Additional Noninterest Income$327,0003,578
Total noninterest expense$5,703,0002,096
Salaries and employee benefits$3,037,0002,144
Premises and equipment expense$877,0001,975
Additional noninterest expense$1,789,0002,012
Pre-tax net operating income$2,351,0002,522
Securities gains (losses)$322,000568
Applicable income taxes$1,035,0001,725
Income before extraordinary items$1,638,0002,747
Extraordinary gains, net$026
Net income$1,638,0002,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,431,9203,007
2004-06-30 (YTD Data)Rank
Total interest income$8,122,0001,731
Total interest expense$3,321,0001,186
Net interest income$4,801,0002,089
Provision for loan and lease losses$2,0006,819
Total noninterest income$475,0003,695
Gross Fiduciary activities income$4,0001,319
Service charges on deposit accounts$250,0003,153
Trading account gains and fees$0130
Additional Noninterest Income$221,0003,555
Total noninterest expense$3,850,0002,065
Salaries and employee benefits$2,047,0002,132
Premises and equipment expense$584,0001,965
Additional noninterest expense$1,219,0001,963
Pre-tax net operating income$1,424,0002,695
Securities gains (losses)$03,413
Applicable income taxes$561,0002,031
Income before extraordinary items$863,0003,325
Extraordinary gains, net$021
Net income$863,0003,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$863,0003,230
2004-03-31 (YTD Data)Rank
Total interest income$4,158,0001,693
Total interest expense$1,685,0001,183
Net interest income$2,473,0002,016
Provision for loan and lease losses$2,0006,358
Total noninterest income$227,0003,744
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$121,0003,142
Trading account gains and fees$0121
Additional Noninterest Income$104,0003,624
Total noninterest expense$1,847,0002,171
Salaries and employee benefits$989,0002,218
Premises and equipment expense$269,0002,153
Additional noninterest expense$589,0002,008
Pre-tax net operating income$851,0002,309
Securities gains (losses)$02,934
Applicable income taxes$333,0001,788
Income before extraordinary items$518,0002,854
Extraordinary gains, net$016
Net income$518,0002,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$518,0002,760
2003-12-31 (YTD Data)Rank
Total interest income$16,674,0001,712
Total interest expense$7,604,0001,174
Net interest income$9,070,0002,144
Provision for loan and lease losses$07,651
Total noninterest income$1,066,0003,582
Gross Fiduciary activities income$6,0001,429
Service charges on deposit accounts$499,0003,102
Trading account gains and fees$0160
Additional Noninterest Income$561,0003,379
Total noninterest expense$7,431,0002,119
Salaries and employee benefits$3,802,0002,241
Premises and equipment expense$1,163,0001,957
Additional noninterest expense$2,466,0001,950
Pre-tax net operating income$2,705,0002,720
Securities gains (losses)$222,0001,273
Applicable income taxes$1,115,0002,035
Income before extraordinary items$1,812,0003,089
Extraordinary gains, net$054
Net income$1,812,0003,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,669,9203,136
2003-09-30 (YTD Data)Rank
Total interest income$12,675,0001,720
Total interest expense$5,841,0001,193
Net interest income$6,834,0002,148
Provision for loan and lease losses$07,481
Total noninterest income$821,0003,587
Gross Fiduciary activities income$5,0001,384
Service charges on deposit accounts$359,0003,205
Trading account gains and fees$0153
Additional Noninterest Income$457,0003,299
Total noninterest expense$5,539,0002,142
Salaries and employee benefits$2,816,0002,256
Premises and equipment expense$887,0001,930
Additional noninterest expense$1,836,0001,948
Pre-tax net operating income$2,116,0002,724
Securities gains (losses)$222,0001,171
Applicable income taxes$877,0002,063
Income before extraordinary items$1,461,0003,024
Extraordinary gains, net$040
Net income$1,461,0003,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,318,9203,104
2003-06-30 (YTD Data)Rank
Total interest income$8,931,0001,648
Total interest expense$4,000,0001,194
Net interest income$4,931,0001,984
Provision for loan and lease losses$07,324
Total noninterest income$526,0003,639
Gross Fiduciary activities income$4,0001,366
Service charges on deposit accounts$229,0003,286
Trading account gains and fees$0150
Additional Noninterest Income$293,0003,334
Total noninterest expense$3,831,0002,058
Salaries and employee benefits$1,911,0002,214
Premises and equipment expense$630,0001,805
Additional noninterest expense$1,290,0001,863
Pre-tax net operating income$1,626,0002,435
Securities gains (losses)$03,782
Applicable income taxes$600,0002,044
Income before extraordinary items$1,026,0002,923
Extraordinary gains, net$030
Net income$1,026,0002,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,026,0002,767
2003-03-31 (YTD Data)Rank
Total interest income$4,698,0001,577
Total interest expense$2,054,0001,196
Net interest income$2,644,0001,847
Provision for loan and lease losses$06,934
Total noninterest income$209,0004,050
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$110,0003,304
Trading account gains and fees$0134
Additional Noninterest Income$97,0003,987
Total noninterest expense$1,844,0002,125
Salaries and employee benefits$916,0002,289
Premises and equipment expense$328,0001,741
Additional noninterest expense$600,0001,970
Pre-tax net operating income$1,009,0002,025
Securities gains (losses)$02,891
Applicable income taxes$360,0001,772
Income before extraordinary items$649,0002,355
Extraordinary gains, net$021
Net income$649,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$649,0002,226
2002-12-31 (YTD Data)Rank
Total interest income$21,865,0001,406
Total interest expense$10,176,0001,097
Net interest income$11,689,0001,657
Provision for loan and lease losses$57,0006,584
Total noninterest income$824,0003,915
Gross Fiduciary activities income$5,0001,497
Service charges on deposit accounts$451,0003,226
Trading account gains and fees$0153
Additional Noninterest Income$368,0003,840
Total noninterest expense$6,978,0002,153
Salaries and employee benefits$3,508,0002,283
Premises and equipment expense$1,064,0002,058
Additional noninterest expense$2,406,0001,922
Pre-tax net operating income$5,478,0001,500
Securities gains (losses)$133,0001,485
Applicable income taxes$1,950,0001,314
Income before extraordinary items$3,661,0001,633
Extraordinary gains, net$070
Net income$3,661,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,574,5501,621
2001-12-31 (YTD Data)Rank
Total interest income$23,031,0001,480
Total interest expense$12,994,0001,244
Net interest income$10,037,0001,775
Provision for loan and lease losses$18,0007,646
Total noninterest income$820,0003,788
Gross Fiduciary activities income$4,0001,566
Service charges on deposit accounts$443,0003,136
Trading account gains and fees$0177
Additional Noninterest Income$373,0003,689
Total noninterest expense$6,991,0002,056
Salaries and employee benefits$3,280,0002,289
Premises and equipment expense$1,106,0001,944
Additional noninterest expense$2,605,0001,760
Pre-tax net operating income$3,848,0001,830
Securities gains (losses)$190,0001,230
Applicable income taxes$1,397,0001,605
Income before extraordinary items$2,641,0001,984
Extraordinary gains, net$0105
Net income$2,641,0001,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,392
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,517,5002,004
2000-12-31 (YTD Data)Rank
Total interest income$22,604,0001,530
Total interest expense$13,141,0001,323
Net interest income$9,463,0001,862
Provision for loan and lease losses$30,0007,204
Total noninterest income$702,0003,987
Gross Fiduciary activities income$2,0001,298
Service charges on deposit accounts$373,0003,418
Trading account gains and fees$0180
Additional Noninterest Income$327,0003,739
Total noninterest expense$6,734,0002,044
Salaries and employee benefits$3,180,0002,244
Premises and equipment expense$1,001,0002,058
Additional noninterest expense$2,553,0001,737
Pre-tax net operating income$3,401,0002,133
Securities gains (losses)$-153,0009,522
Applicable income taxes$1,192,0001,834
Income before extraordinary items$2,056,0002,500
Extraordinary gains, net$038
Net income$2,056,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,482
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,153,9202,382
1999-12-31 (YTD Data)Rank
Total interest income$20,839,0001,567
Total interest expense$12,743,0001,193
Net interest income$8,096,0002,165
Provision for loan and lease losses$11,0008,085
Total noninterest income$598,0004,439
Gross Fiduciary activities income$1,0001,355
Service charges on deposit accounts$361,0003,490
Trading account gains and fees$0173
Additional Noninterest Income$236,0004,560
Total noninterest expense$6,533,0002,084
Salaries and employee benefits$3,014,0002,334
Premises and equipment expense$954,0002,140
Additional noninterest expense$2,565,0001,733
Pre-tax net operating income$2,150,0003,158
Securities gains (losses)$-68,0009,872
Applicable income taxes$541,0003,466
Income before extraordinary items$1,541,0003,170
Extraordinary gains, net$035
Net income$1,541,0003,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,730
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,591,3203,068
1998-12-31 (YTD Data)Rank
Total interest income$20,489,0001,587
Total interest expense$13,122,0001,185
Net interest income$7,367,0002,320
Provision for loan and lease losses$3,0008,549
Total noninterest income$617,0004,306
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$269,0004,266
Trading account gains and fees$0224
Additional Noninterest Income$348,0003,715
Total noninterest expense$6,100,0002,139
Salaries and employee benefits$2,902,0002,325
Premises and equipment expense$772,0002,533
Additional noninterest expense$2,426,0001,754
Pre-tax net operating income$1,881,0003,501
Securities gains (losses)$42,0001,862
Applicable income taxes$778,0002,803
Income before extraordinary items$1,145,0004,076
Extraordinary gains, net$032
Net income$1,145,0004,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,118,1204,040
1997-12-31 (YTD Data)Rank
Total interest income$20,996,0001,571
Total interest expense$12,841,0001,246
Net interest income$8,155,0002,134
Provision for loan and lease losses$19,0007,970
Total noninterest income$1,656,0002,047
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$268,0004,427
Trading account gains and fees$0239
Additional Noninterest Income$1,388,0001,397
Total noninterest expense$6,527,0001,976
Salaries and employee benefits$2,723,0002,441
Premises and equipment expense$783,0002,470
Additional noninterest expense$3,021,0001,434
Pre-tax net operating income$3,265,0002,306
Securities gains (losses)$03,944
Applicable income taxes$1,052,0002,331
Income before extraordinary items$2,213,0002,355
Extraordinary gains, net$044
Net income$2,213,0002,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,213,0002,300
1996-12-31 (YTD Data)Rank
Total interest income$20,689,0001,620
Total interest expense$13,162,0001,240
Net interest income$7,527,0002,393
Provision for loan and lease losses$120,0004,568
Total noninterest income$478,0005,316
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$163,0006,227
Trading account gains and fees$0262
Additional Noninterest Income$315,0003,960
Total noninterest expense$8,654,0001,641
Salaries and employee benefits$2,655,0002,512
Premises and equipment expense$734,0002,663
Additional noninterest expense$5,265,0001,086
Pre-tax net operating income$-769,00011,306
Securities gains (losses)$04,148
Applicable income taxes$-283,00011,306
Income before extraordinary items$-486,00011,259
Extraordinary gains, net$053
Net income$-486,00011,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,582
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-486,00011,230
1995-12-31 (YTD Data)Rank
Total interest income$20,566,0001,648
Total interest expense$12,598,0001,320
Net interest income$7,968,0002,261
Provision for loan and lease losses$08,958
Total noninterest income$366,0006,307
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$186,0005,948
Trading account gains and fees$0522
Additional Noninterest Income$180,0005,433
Total noninterest expense$6,607,0002,084
Salaries and employee benefits$2,562,0002,615
Premises and equipment expense$665,0002,940
Additional noninterest expense$3,380,0001,530
Pre-tax net operating income$1,727,0003,985
Securities gains (losses)$03,831
Applicable income taxes$718,0003,174
Income before extraordinary items$1,009,0004,580
Extraordinary gains, net$065
Net income$1,009,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,009,0004,557
1994-12-31 (YTD Data)Rank
Total interest income$19,685,0001,569
Total interest expense$11,164,0001,176
Net interest income$8,521,0002,110
Provision for loan and lease losses$100,0004,522
Total noninterest income$762,0003,873
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$180,0006,254
Trading account gains and fees$0475
Additional Noninterest Income$582,0002,646
Total noninterest expense$6,419,0002,193
Salaries and employee benefits$2,648,0002,524
Premises and equipment expense$704,0002,813
Additional noninterest expense$3,067,0001,771
Pre-tax net operating income$2,764,0002,565
Securities gains (losses)$2,0003,070
Applicable income taxes$1,473,0001,583
Income before extraordinary items$1,293,0003,608
Extraordinary gains, net$0249
Net income$1,293,0003,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,291,7203,646
1993-12-31 (YTD Data)Rank
Total interest income$21,503,0001,463
Total interest expense$11,903,0001,137
Net interest income$9,600,0001,881
Provision for loan and lease losses$010,371
Total noninterest income$2,907,0001,503
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$182,0006,334
Trading account gains and fees$0532
Additional Noninterest Income$2,725,0001,030
Total noninterest expense$7,154,0002,050
Salaries and employee benefits$2,291,0002,889
Premises and equipment expense$741,0002,733
Additional noninterest expense$4,122,0001,478
Pre-tax net operating income$5,353,0001,303
Securities gains (losses)$07,477
Applicable income taxes$2,448,0001,029
Income before extraordinary items$2,905,0001,729
Extraordinary gains, net$03,149
Net income$2,905,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,905,0001,631
1992-12-31 (YTD Data)Rank
Total interest income$24,442,0001,494
Total interest expense$15,121,0001,177
Net interest income$9,321,0001,961
Provision for loan and lease losses$116,0006,901
Total noninterest income$478,0005,811
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$478,0003,277
Total noninterest expense$6,121,0002,372
Salaries and employee benefits$2,163,0002,977
Premises and equipment expense$682,0002,985
Additional noninterest expense$3,276,0001,847
Pre-tax net operating income$3,562,0001,735
Securities gains (losses)$30,0004,989
Applicable income taxes$568,0003,589
Income before extraordinary items$3,024,0001,531
Extraordinary gains, net$-1,306,00013,871
Net income$1,718,0002,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,998,8001,429

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.