Home > First Priority Bank > Income and Expense
First Priority Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,685,000 | 2,853 |
| Total interest expense | $5,427,000 | 1,606 |
| Net interest income | $1,258,000 | 5,949 |
| Provision for loan and lease losses | $7,991,000 | 322 |
| Total noninterest income | $79,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $58,000 | 5,909 |
| Total noninterest expense | $5,908,000 | 1,645 |
| Salaries and employee benefits | $2,081,000 | 2,473 |
| Premises and equipment expense | $1,597,000 | 867 |
| Additional noninterest expense | $2,230,000 | 1,330 |
| Pre-tax net operating income | $-12,562,000 | 8,369 |
| Securities gains (losses) | $114,000 | 875 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-12,448,000 | 8,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,448,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,391,000 | 219 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-12,562,000 | 8,373 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 2,771 |
| Total interest expense | $2,727,000 | 1,723 |
| Net interest income | $794,000 | 5,340 |
| Provision for loan and lease losses | $1,436,000 | 497 |
| Total noninterest income | $72,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,635 |
| Total noninterest expense | $2,434,000 | 1,970 |
| Salaries and employee benefits | $1,067,000 | 2,440 |
| Premises and equipment expense | $789,000 | 873 |
| Additional noninterest expense | $578,000 | 2,392 |
| Pre-tax net operating income | $-3,004,000 | 8,402 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-3,006,000 | 8,415 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,006,000 | 8,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,276,000 | 181 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,004,000 | 8,413 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,886,000 | 2,297 |
| Total interest expense | $11,324,000 | 1,767 |
| Net interest income | $6,562,000 | 3,268 |
| Provision for loan and lease losses | $14,063,000 | 200 |
| Total noninterest income | $-1,021,000 | 8,518 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $41,000 | 6,888 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-1,062,000 | 8,532 |
| Total noninterest expense | $9,395,000 | 1,973 |
| Salaries and employee benefits | $4,635,000 | 2,168 |
| Premises and equipment expense | $2,246,000 | 1,168 |
| Additional noninterest expense | $2,514,000 | 2,171 |
| Pre-tax net operating income | $-17,917,000 | 8,499 |
| Securities gains (losses) | $19,000 | 1,121 |
| Applicable income taxes | $1,099,000 | 1,748 |
| Income before extraordinary items | $-18,997,000 | 8,503 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-18,997,000 | 8,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,736,000 | 284 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-19,016,000 | 8,501 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,820,000 | 2,243 |
| Total interest expense | $8,384,000 | 1,789 |
| Net interest income | $5,436,000 | 3,009 |
| Provision for loan and lease losses | $6,426,000 | 213 |
| Total noninterest income | $-63,000 | 8,536 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-94,000 | 8,538 |
| Total noninterest expense | $6,658,000 | 2,051 |
| Salaries and employee benefits | $3,404,000 | 2,215 |
| Premises and equipment expense | $1,515,000 | 1,305 |
| Additional noninterest expense | $1,739,000 | 2,283 |
| Pre-tax net operating income | $-7,711,000 | 8,539 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-2,888,000 | 8,534 |
| Income before extraordinary items | $-4,823,000 | 8,529 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-4,823,000 | 8,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 972 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-4,823,000 | 8,521 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,262,000 | 2,250 |
| Total interest expense | $5,480,000 | 1,819 |
| Net interest income | $3,782,000 | 2,900 |
| Provision for loan and lease losses | $920,000 | 624 |
| Total noninterest income | $-109,000 | 8,596 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $22,000 | 6,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-131,000 | 8,609 |
| Total noninterest expense | $4,064,000 | 2,244 |
| Salaries and employee benefits | $2,131,000 | 2,397 |
| Premises and equipment expense | $822,000 | 1,626 |
| Additional noninterest expense | $1,111,000 | 2,387 |
| Pre-tax net operating income | $-1,311,000 | 8,506 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-486,000 | 8,546 |
| Income before extraordinary items | $-825,000 | 8,446 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-825,000 | 8,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,039 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-825,000 | 8,437 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 2,267 |
| Total interest expense | $2,668,000 | 1,845 |
| Net interest income | $1,911,000 | 2,868 |
| Provision for loan and lease losses | $696,000 | 394 |
| Total noninterest income | $71,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $57,000 | 4,859 |
| Total noninterest expense | $1,760,000 | 2,599 |
| Salaries and employee benefits | $1,020,000 | 2,508 |
| Premises and equipment expense | $307,000 | 2,128 |
| Additional noninterest expense | $433,000 | 2,961 |
| Pre-tax net operating income | $-474,000 | 8,507 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-182,000 | 8,558 |
| Income before extraordinary items | $-292,000 | 8,429 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-292,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,207 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-292,000 | 8,416 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,477,000 | 2,628 |
| Total interest expense | $7,552,000 | 2,147 |
| Net interest income | $6,925,000 | 3,132 |
| Provision for loan and lease losses | $2,682,000 | 424 |
| Total noninterest income | $495,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $45,000 | 6,969 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $450,000 | 3,532 |
| Total noninterest expense | $5,584,000 | 3,049 |
| Salaries and employee benefits | $3,251,000 | 2,908 |
| Premises and equipment expense | $882,000 | 2,759 |
| Additional noninterest expense | $1,451,000 | 3,380 |
| Pre-tax net operating income | $-846,000 | 8,379 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-300,000 | 8,515 |
| Income before extraordinary items | $-546,000 | 8,314 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-546,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,061,000 | 647 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $18,345,000 | 93 |
| Net operating income | $-546,000 | 8,308 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,044,000 | 2,789 |
| Total interest expense | $5,089,000 | 2,285 |
| Net interest income | $4,955,000 | 3,300 |
| Provision for loan and lease losses | $1,279,000 | 614 |
| Total noninterest income | $387,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $33,000 | 7,063 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $354,000 | 3,421 |
| Total noninterest expense | $3,943,000 | 3,210 |
| Salaries and employee benefits | $2,359,000 | 2,993 |
| Premises and equipment expense | $592,000 | 3,043 |
| Additional noninterest expense | $992,000 | 3,638 |
| Pre-tax net operating income | $120,000 | 7,739 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $59,000 | 5,330 |
| Income before extraordinary items | $61,000 | 7,911 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $61,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $18,345,000 | 68 |
| Net operating income | $61,000 | 7,904 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 3,037 |
| Total interest expense | $2,938,000 | 2,478 |
| Net interest income | $3,044,000 | 3,508 |
| Provision for loan and lease losses | $1,195,000 | 433 |
| Total noninterest income | $291,000 | 4,820 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $270,000 | 3,197 |
| Total noninterest expense | $2,370,000 | 3,485 |
| Salaries and employee benefits | $1,473,000 | 3,171 |
| Premises and equipment expense | $316,000 | 3,622 |
| Additional noninterest expense | $581,000 | 4,011 |
| Pre-tax net operating income | $-230,000 | 8,430 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-79,000 | 8,615 |
| Income before extraordinary items | $-151,000 | 8,389 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-151,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $18,119,000 | 38 |
| Net operating income | $-151,000 | 8,388 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 3,267 |
| Total interest expense | $1,301,000 | 2,637 |
| Net interest income | $1,376,000 | 3,780 |
| Provision for loan and lease losses | $288,000 | 831 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $1,108,000 | 3,701 |
| Salaries and employee benefits | $693,000 | 3,370 |
| Premises and equipment expense | $144,000 | 3,911 |
| Additional noninterest expense | $271,000 | 4,222 |
| Pre-tax net operating income | $52,000 | 7,674 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $23,000 | 5,255 |
| Income before extraordinary items | $29,000 | 7,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $10,225,000 | 44 |
| Net operating income | $29,000 | 7,850 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 4,397 |
| Total interest expense | $3,021,000 | 3,311 |
| Net interest income | $3,448,000 | 5,067 |
| Provision for loan and lease losses | $801,000 | 1,259 |
| Total noninterest income | $886,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $25,000 | 7,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $861,000 | 2,431 |
| Total noninterest expense | $3,467,000 | 4,314 |
| Salaries and employee benefits | $2,160,000 | 3,900 |
| Premises and equipment expense | $505,000 | 4,153 |
| Additional noninterest expense | $802,000 | 5,161 |
| Pre-tax net operating income | $66,000 | 8,087 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $47,000 | 5,910 |
| Income before extraordinary items | $19,000 | 8,227 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $19,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $8,192,000 | 225 |
| Net operating income | $19,000 | 8,199 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 4,791 |
| Total interest expense | $1,887,000 | 3,662 |
| Net interest income | $2,276,000 | 5,484 |
| Provision for loan and lease losses | $641,000 | 1,154 |
| Total noninterest income | $622,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $606,000 | 2,539 |
| Total noninterest expense | $2,465,000 | 4,464 |
| Salaries and employee benefits | $1,558,000 | 3,973 |
| Premises and equipment expense | $366,000 | 4,238 |
| Additional noninterest expense | $541,000 | 5,468 |
| Pre-tax net operating income | $-208,000 | 8,492 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-60,000 | 8,691 |
| Income before extraordinary items | $-148,000 | 8,487 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-148,000 | 8,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $8,192,000 | 157 |
| Net operating income | $-148,000 | 8,458 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 5,295 |
| Total interest expense | $1,021,000 | 4,070 |
| Net interest income | $1,300,000 | 5,951 |
| Provision for loan and lease losses | $356,000 | 1,317 |
| Total noninterest income | $423,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $11,000 | 7,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $412,000 | 2,487 |
| Total noninterest expense | $1,587,000 | 4,556 |
| Salaries and employee benefits | $1,007,000 | 4,050 |
| Premises and equipment expense | $240,000 | 4,265 |
| Additional noninterest expense | $340,000 | 5,625 |
| Pre-tax net operating income | $-220,000 | 8,566 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-68,000 | 8,726 |
| Income before extraordinary items | $-152,000 | 8,551 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-152,000 | 8,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $8,192,000 | 101 |
| Net operating income | $-152,000 | 8,527 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,938 |
| Total interest expense | $400,000 | 4,686 |
| Net interest income | $531,000 | 6,550 |
| Provision for loan and lease losses | $91,000 | 2,175 |
| Total noninterest income | $220,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $216,000 | 2,370 |
| Total noninterest expense | $779,000 | 4,638 |
| Salaries and employee benefits | $504,000 | 4,068 |
| Premises and equipment expense | $123,000 | 4,245 |
| Additional noninterest expense | $152,000 | 5,961 |
| Pre-tax net operating income | $-119,000 | 8,662 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-34,000 | 8,778 |
| Income before extraordinary items | $-85,000 | 8,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-85,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $7,001,000 | 57 |
| Net operating income | $-85,000 | 8,623 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 7,773 |
| Total interest expense | $883,000 | 5,995 |
| Net interest income | $727,000 | 8,402 |
| Provision for loan and lease losses | $557,000 | 1,791 |
| Total noninterest income | $317,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $14,000 | 7,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $303,000 | 4,247 |
| Total noninterest expense | $2,038,000 | 5,938 |
| Salaries and employee benefits | $1,161,000 | 5,795 |
| Premises and equipment expense | $312,000 | 5,570 |
| Additional noninterest expense | $565,000 | 6,176 |
| Pre-tax net operating income | $-1,551,000 | 8,872 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-590,000 | 8,910 |
| Income before extraordinary items | $-961,000 | 8,831 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-961,000 | 8,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 618 |
| Net operating income | $-961,000 | 8,808 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 8,235 |
| Total interest expense | $565,000 | 6,385 |
| Net interest income | $348,000 | 8,731 |
| Provision for loan and lease losses | $396,000 | 1,799 |
| Total noninterest income | $218,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $9,000 | 7,795 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $209,000 | 4,407 |
| Total noninterest expense | $1,422,000 | 6,143 |
| Salaries and employee benefits | $792,000 | 6,046 |
| Premises and equipment expense | $242,000 | 5,452 |
| Additional noninterest expense | $388,000 | 6,404 |
| Pre-tax net operating income | $-1,252,000 | 8,932 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-476,000 | 8,976 |
| Income before extraordinary items | $-776,000 | 8,890 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-776,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 483 |
| Net operating income | $-776,000 | 8,871 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $423,000 | 8,635 |
| Total interest expense | $332,000 | 6,746 |
| Net interest income | $91,000 | 8,983 |
| Provision for loan and lease losses | $280,000 | 1,675 |
| Total noninterest income | $23,000 | 8,724 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $4,000 | 7,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $873,000 | 6,468 |
| Salaries and employee benefits | $470,000 | 6,493 |
| Premises and equipment expense | $148,000 | 5,701 |
| Additional noninterest expense | $255,000 | 6,470 |
| Pre-tax net operating income | $-1,039,000 | 8,996 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-398,000 | 9,024 |
| Income before extraordinary items | $-641,000 | 8,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-641,000 | 8,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 374 |
| Net operating income | $-641,000 | 8,950 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $128,000 | 8,920 |
| Total interest expense | $133,000 | 7,308 |
| Net interest income | $-5,000 | 9,109 |
| Provision for loan and lease losses | $78,000 | 2,514 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $417,000 | 6,641 |
| Salaries and employee benefits | $212,000 | 6,833 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $-495,000 | 9,034 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-185,000 | 9,063 |
| Income before extraordinary items | $-310,000 | 9,001 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-310,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 377 |
| Net operating income | $-310,000 | 8,973 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,000 | 9,172 |
| Total interest expense | $1,000 | 9,157 |
| Net interest income | $10,000 | 9,165 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $0 | 9,134 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $696,000 | 8,462 |
| Salaries and employee benefits | $147,000 | 9,077 |
| Premises and equipment expense | $7,000 | 9,132 |
| Additional noninterest expense | $542,000 | 6,298 |
| Pre-tax net operating income | $-688,000 | 8,891 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-256,000 | 9,043 |
| Income before extraordinary items | $-432,000 | 8,881 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-432,000 | 8,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $8,616,000 | 107 |
| Net operating income | $-432,000 | 8,817 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.