Home > First Place Bank > Net charge- offs to loans
First Place Bank, Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4763% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4559% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | -0.2422% | 5,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5786% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1909% | 462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5138% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5069% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5148% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8837% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4318% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4318% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0859% | 5,783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1360% | 1,386 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2941% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2505% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.1022% | 5,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2107% | 1,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0561% | 452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3275% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4639% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3081% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3486% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1136% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1136% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4242% | 6,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1996% | 1,361 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3392% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3203% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0734% | 1,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1544% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1288% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4421% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5684% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4239% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7606% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3570% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3570% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2654% | 1,335 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3214% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3131% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2460% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2349% | 5,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4197% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7970% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3619% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2850% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2836% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2836% | 261 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2385% | 1,299 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5688% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6318% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0819% | 2,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5481% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8307% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7062% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6159% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7230% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1240% | 6,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.8453% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.8453% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.8720% | 39 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5961% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6420% | 467 |
| Percentage Net Loans Charged-off:Construction & development | -0.7778% | 6,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8940% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7994% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5563% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3763% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5905% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4627% | 6,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.3771% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.3771% | 69 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.3752% | 37 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5418% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6590% | 524 |
| Percentage Net Loans Charged-off:Construction & development | -1.0047% | 6,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8664% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3374% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7476% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4961% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7961% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1710% | 6,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.8521% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.8521% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2456% | 48 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8981% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0679% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 0.2829% | 1,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2377% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7105% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8968% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8852% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8990% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3110% | 6,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8720% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8720% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.5084% | 1,377 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1241% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9618% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 10.7728% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.7049% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6825% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2993% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5766% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2463% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7234% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4732% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1383% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1385% | 54 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9265% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 14.0902% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.4513% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7961% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4184% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2877% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4429% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.9929% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5159% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.0722% | 131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.4689% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.1775% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 21.1449% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 13.3047% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.1222% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9104% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5678% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9751% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.3731% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4838% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.8689% | 144 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 15.2719% | 14 |
| Percentage Net Loans Charged-off: Total real estate loans | 14.7715% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 40.5613% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 25.6797% | 9 |
| Percentage Net Loans Charged-off: Multi-family residential | 28.6853% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4029% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5957% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3675% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 27.1522% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.1671% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.7674% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0301% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7470% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 4.4110% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7581% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4406% | 599 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6655% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5264% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5163% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2730% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3341% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2032% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9554% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 5.1584% | 1,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0660% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3871% | 714 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8558% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0808% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8160% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3963% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9861% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7083% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3858% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 6.7447% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5192% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5259% | 549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1709% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8569% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0493% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0365% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4147% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3319% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3294% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 11.2029% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6380% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | -8.4740% | 6,027 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0397% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4928% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9611% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8732% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.5952% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7178% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6085% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 9.0627% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1466% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5694% | 663 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1186% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3277% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0818% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1146% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5887% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5982% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4827% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 8.4298% | 598 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0213% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8876% | 441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0135% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4686% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9333% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0018% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7231% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6916% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5807% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 10.6671% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7212% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4995% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9821% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8035% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8360% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2803% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3328% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8922% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8917% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.4267% | 7,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1009% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6397% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8663% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4171% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7626% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3562% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7588% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9206% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9567% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 4.2140% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4499% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4277% | 379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7664% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1572% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6962% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4170% | 2,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7365% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7346% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7519% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 1.9499% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2714% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6132% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8274% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3026% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7432% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6082% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2288% | 4,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0611% | 7,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1130% | 7,453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4401% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8004% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1753% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2997% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3167% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3264% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0851% | 5,231 |
| Percentage Net Loans Charged-off: Credit card loans | -500.0000% | 2,012 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2096% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4013% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4275% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4409% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0683% | 4,876 |
| Percentage Net Loans Charged-off: Credit card loans | -592.4444% | 1,997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0299% | 7,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0509% | 7,125 |
| Percentage Net Loans Charged-off: Credit card loans | -858.3691% | 1,983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0900% | 8,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1515% | 7,253 |
| Percentage Net Loans Charged-off: Credit card loans | -1,440.0000% | 1,964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1177% | 4,982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 2,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1417% | 4,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2194% | 3,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3082% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4907% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2077% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3110% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3376% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4577% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1537% | 5,366 |
| Percentage Net Loans Charged-off: Credit card loans | 22.7596% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3093% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4237% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4617% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8673% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2509% | 4,303 |
| Percentage Net Loans Charged-off: Credit card loans | 26.3930% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2524% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3821% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | 30.2666% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5041% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7439% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | 40.4908% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 5,389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0828% | 8,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0904% | 8,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1021% | 8,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1077% | 5,988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7728% | 1,422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 5,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1089% | 8,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1186% | 8,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1344% | 8,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1064% | 5,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 4,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1147% | 8,682 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1250% | 8,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1418% | 8,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1155% | 5,068 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3017% | 2,499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1575% | 8,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1352% | 8,736 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1477% | 8,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1683% | 8,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1702% | 7,797 |
| Percentage Net Loans Charged-off: Credit card loans | -4.1026% | 2,589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 3,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1399% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1500% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1159% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1546% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2444% | 5,620 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5542% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2381% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1773% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1894% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3946% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0075% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 5,342 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0823% | 1,105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4086% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2515% | 711 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2678% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9713% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6596% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4260% | 3,873 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0942% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6181% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.9205% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9085% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4199% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6548% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2872% | 5,477 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8119% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 6,502 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0436% | 1,251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0932% | 4,764 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2626% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 2,784 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |