Home > First Place Bank > Income and Expense
First Place Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $92,220,000 | 248 |
| Total interest expense | $45,865,000 | 223 |
| Net interest income | $46,355,000 | 282 |
| Provision for loan and lease losses | $11,839,000 | 237 |
| Total noninterest income | $7,018,000 | 504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,018,000 | 338 |
| Total noninterest expense | $35,868,000 | 301 |
| Salaries and employee benefits | $18,929,000 | 268 |
| Premises and equipment expense | $5,891,000 | 243 |
| Additional noninterest expense | $11,048,000 | 342 |
| Pre-tax net operating income | $5,666,000 | 631 |
| Securities gains (losses) | $6,348,000 | 51 |
| Applicable income taxes | $3,120,000 | 377 |
| Income before extraordinary items | $8,894,000 | 317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,894,000 | 316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,648,000 | 212 |
| Cash dividends | $3,000,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,196,480 | 631 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $47,384,000 | 249 |
| Total interest expense | $24,705,000 | 222 |
| Net interest income | $22,679,000 | 282 |
| Provision for loan and lease losses | $4,680,000 | 225 |
| Total noninterest income | $3,376,000 | 523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,376,000 | 354 |
| Total noninterest expense | $17,633,000 | 303 |
| Salaries and employee benefits | $9,426,000 | 275 |
| Premises and equipment expense | $2,936,000 | 243 |
| Additional noninterest expense | $5,271,000 | 337 |
| Pre-tax net operating income | $3,742,000 | 524 |
| Securities gains (losses) | $3,946,000 | 63 |
| Applicable income taxes | $2,548,000 | 271 |
| Income before extraordinary items | $5,140,000 | 312 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,140,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,028,000 | 227 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,496,180 | 580 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $51,381,000 | 819 |
| Total interest expense | $28,041,000 | 700 |
| Net interest income | $23,340,000 | 943 |
| Provision for loan and lease losses | $11,091,000 | 234 |
| Total noninterest income | $3,259,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $61,000 | 6,585 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,198,000 | 960 |
| Total noninterest expense | $22,752,000 | 815 |
| Salaries and employee benefits | $10,455,000 | 956 |
| Premises and equipment expense | $2,872,000 | 902 |
| Additional noninterest expense | $9,425,000 | 614 |
| Pre-tax net operating income | $-7,244,000 | 8,462 |
| Securities gains (losses) | $1,034,000 | 170 |
| Applicable income taxes | $-1,652,000 | 8,449 |
| Income before extraordinary items | $-4,558,000 | 8,447 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,558,000 | 8,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,879,000 | 277 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-5,312,820 | 8,451 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,620 |
| Total interest expense | $1,716,000 | 5,514 |
| Net interest income | $829,000 | 7,660 |
| Provision for loan and lease losses | $-4,000 | 8,285 |
| Total noninterest income | $431,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $61,000 | 6,317 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $370,000 | 3,349 |
| Total noninterest expense | $3,756,000 | 3,421 |
| Salaries and employee benefits | $677,000 | 6,674 |
| Premises and equipment expense | $240,000 | 5,610 |
| Additional noninterest expense | $2,839,000 | 1,422 |
| Pre-tax net operating income | $-2,492,000 | 8,467 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,492,000 | 8,485 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,492,000 | 8,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,468 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,492,000 | 8,477 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 6,567 |
| Total interest expense | $1,165,000 | 5,467 |
| Net interest income | $609,000 | 7,581 |
| Provision for loan and lease losses | $231,000 | 1,953 |
| Total noninterest income | $125,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $3,005,000 | 2,972 |
| Salaries and employee benefits | $464,000 | 6,655 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $2,377,000 | 1,175 |
| Pre-tax net operating income | $-2,502,000 | 8,569 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-2,502,000 | 8,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,502,000 | 8,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 808 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-2,502,000 | 8,569 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 6,554 |
| Total interest expense | $620,000 | 5,295 |
| Net interest income | $281,000 | 7,738 |
| Provision for loan and lease losses | $231,000 | 1,037 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $2,421,000 | 1,912 |
| Salaries and employee benefits | $233,000 | 6,704 |
| Premises and equipment expense | $85,000 | 5,524 |
| Additional noninterest expense | $2,103,000 | 660 |
| Pre-tax net operating income | $-2,312,000 | 8,627 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-2,312,000 | 8,626 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,312,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 327 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-2,312,000 | 8,622 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 5,805 |
| Total interest expense | $2,640,000 | 4,680 |
| Net interest income | $1,912,000 | 6,659 |
| Provision for loan and lease losses | $2,969,000 | 381 |
| Total noninterest income | $261,000 | 6,462 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $86,000 | 6,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $175,000 | 5,346 |
| Total noninterest expense | $2,524,000 | 5,453 |
| Salaries and employee benefits | $906,000 | 6,645 |
| Premises and equipment expense | $356,000 | 5,285 |
| Additional noninterest expense | $1,262,000 | 3,795 |
| Pre-tax net operating income | $-3,320,000 | 8,642 |
| Securities gains (losses) | $30,000 | 801 |
| Applicable income taxes | $-1,163,000 | 8,635 |
| Income before extraordinary items | $-2,127,000 | 8,603 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,127,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,462,000 | 324 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-2,146,500 | 8,597 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 5,798 |
| Total interest expense | $1,944,000 | 4,629 |
| Net interest income | $1,481,000 | 6,650 |
| Provision for loan and lease losses | $2,841,000 | 296 |
| Total noninterest income | $199,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $65,000 | 6,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,331 |
| Total noninterest expense | $1,827,000 | 5,547 |
| Salaries and employee benefits | $704,000 | 6,560 |
| Premises and equipment expense | $270,000 | 5,254 |
| Additional noninterest expense | $853,000 | 4,074 |
| Pre-tax net operating income | $-2,988,000 | 8,723 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $-830,000 | 8,714 |
| Income before extraordinary items | $-2,140,000 | 8,706 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,140,000 | 8,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,401 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-2,152,960 | 8,701 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 5,770 |
| Total interest expense | $1,274,000 | 4,531 |
| Net interest income | $1,022,000 | 6,609 |
| Provision for loan and lease losses | $911,000 | 563 |
| Total noninterest income | $127,000 | 6,561 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 5,470 |
| Total noninterest expense | $1,127,000 | 5,813 |
| Salaries and employee benefits | $485,000 | 6,513 |
| Premises and equipment expense | $145,000 | 5,863 |
| Additional noninterest expense | $497,000 | 4,507 |
| Pre-tax net operating income | $-889,000 | 8,666 |
| Securities gains (losses) | $18,000 | 623 |
| Applicable income taxes | $-196,000 | 8,686 |
| Income before extraordinary items | $-675,000 | 8,638 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-675,000 | 8,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,134 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-688,860 | 8,633 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 5,731 |
| Total interest expense | $616,000 | 4,513 |
| Net interest income | $527,000 | 6,548 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $48,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $511,000 | 6,119 |
| Salaries and employee benefits | $255,000 | 6,403 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $181,000 | 5,491 |
| Pre-tax net operating income | $19,000 | 8,041 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-6,000 | 8,499 |
| Income before extraordinary items | $25,000 | 7,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 7,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $25,000 | 7,913 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 5,614 |
| Total interest expense | $2,027,000 | 4,389 |
| Net interest income | $2,270,000 | 6,295 |
| Provision for loan and lease losses | $900,000 | 1,141 |
| Total noninterest income | $264,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $93,000 | 6,387 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,487 |
| Total noninterest expense | $2,280,000 | 5,669 |
| Salaries and employee benefits | $1,042,000 | 6,233 |
| Premises and equipment expense | $243,000 | 6,288 |
| Additional noninterest expense | $995,000 | 4,434 |
| Pre-tax net operating income | $-646,000 | 8,546 |
| Securities gains (losses) | $345,000 | 371 |
| Applicable income taxes | $-158,000 | 8,653 |
| Income before extraordinary items | $-143,000 | 8,393 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-143,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 892 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-363,800 | 8,470 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 5,622 |
| Total interest expense | $1,449,000 | 4,393 |
| Net interest income | $1,739,000 | 6,280 |
| Provision for loan and lease losses | $193,000 | 3,022 |
| Total noninterest income | $195,000 | 6,635 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 6,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 5,547 |
| Total noninterest expense | $1,552,000 | 5,957 |
| Salaries and employee benefits | $768,000 | 6,273 |
| Premises and equipment expense | $163,000 | 6,518 |
| Additional noninterest expense | $621,000 | 5,000 |
| Pre-tax net operating income | $189,000 | 7,677 |
| Securities gains (losses) | $345,000 | 349 |
| Applicable income taxes | $131,000 | 4,973 |
| Income before extraordinary items | $403,000 | 6,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $403,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $144,250 | 7,698 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 5,578 |
| Total interest expense | $935,000 | 4,333 |
| Net interest income | $1,177,000 | 6,241 |
| Provision for loan and lease losses | $170,000 | 2,439 |
| Total noninterest income | $130,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $46,000 | 6,418 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $84,000 | 5,510 |
| Total noninterest expense | $1,015,000 | 6,019 |
| Salaries and employee benefits | $513,000 | 6,257 |
| Premises and equipment expense | $109,000 | 6,513 |
| Additional noninterest expense | $393,000 | 5,153 |
| Pre-tax net operating income | $122,000 | 7,726 |
| Securities gains (losses) | $329,000 | 306 |
| Applicable income taxes | $99,000 | 4,823 |
| Income before extraordinary items | $352,000 | 5,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $352,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $95,380 | 7,729 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 5,544 |
| Total interest expense | $451,000 | 4,337 |
| Net interest income | $612,000 | 6,170 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $496,000 | 6,129 |
| Salaries and employee benefits | $253,000 | 6,347 |
| Premises and equipment expense | $57,000 | 6,461 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $148,000 | 6,599 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $39,000 | 5,067 |
| Income before extraordinary items | $109,000 | 6,743 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $109,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $109,000 | 6,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 5,562 |
| Total interest expense | $1,636,000 | 4,260 |
| Net interest income | $2,357,000 | 6,177 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $289,000 | 6,485 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $101,000 | 6,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $188,000 | 5,230 |
| Total noninterest expense | $1,916,000 | 6,139 |
| Salaries and employee benefits | $940,000 | 6,475 |
| Premises and equipment expense | $222,000 | 6,499 |
| Additional noninterest expense | $754,000 | 5,292 |
| Pre-tax net operating income | $630,000 | 6,307 |
| Securities gains (losses) | $-35,000 | 8,520 |
| Applicable income taxes | $144,000 | 5,152 |
| Income before extraordinary items | $451,000 | 6,544 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $451,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $477,600 | 6,379 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 5,608 |
| Total interest expense | $1,205,000 | 4,267 |
| Net interest income | $1,738,000 | 6,231 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $248,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $101,000 | 6,037 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $147,000 | 5,169 |
| Total noninterest expense | $1,441,000 | 6,095 |
| Salaries and employee benefits | $704,000 | 6,440 |
| Premises and equipment expense | $164,000 | 6,524 |
| Additional noninterest expense | $573,000 | 5,193 |
| Pre-tax net operating income | $485,000 | 6,384 |
| Securities gains (losses) | $-35,000 | 8,754 |
| Applicable income taxes | $106,000 | 5,277 |
| Income before extraordinary items | $344,000 | 6,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $344,000 | 6,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,921 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $370,600 | 6,422 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 5,651 |
| Total interest expense | $795,000 | 4,308 |
| Net interest income | $1,140,000 | 6,304 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $159,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 5,079 |
| Total noninterest expense | $962,000 | 6,132 |
| Salaries and employee benefits | $467,000 | 6,516 |
| Premises and equipment expense | $112,000 | 6,506 |
| Additional noninterest expense | $383,000 | 5,216 |
| Pre-tax net operating income | $327,000 | 6,327 |
| Securities gains (losses) | $-57,000 | 8,918 |
| Applicable income taxes | $63,000 | 5,384 |
| Income before extraordinary items | $207,000 | 6,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $250,890 | 6,350 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 5,777 |
| Total interest expense | $394,000 | 4,384 |
| Net interest income | $547,000 | 6,439 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $96,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $76,000 | 4,277 |
| Total noninterest expense | $468,000 | 6,266 |
| Salaries and employee benefits | $225,000 | 6,655 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $185,000 | 5,342 |
| Pre-tax net operating income | $165,000 | 6,248 |
| Securities gains (losses) | $-53,000 | 9,036 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $88,000 | 7,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $88,000 | 7,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $129,870 | 6,236 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 5,832 |
| Total interest expense | $1,717,000 | 4,495 |
| Net interest income | $2,055,000 | 6,509 |
| Provision for loan and lease losses | $185,000 | 4,159 |
| Total noninterest income | $781,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $106,000 | 6,463 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $675,000 | 3,040 |
| Total noninterest expense | $1,845,000 | 6,268 |
| Salaries and employee benefits | $885,000 | 6,642 |
| Premises and equipment expense | $196,000 | 6,824 |
| Additional noninterest expense | $764,000 | 5,213 |
| Pre-tax net operating income | $806,000 | 5,684 |
| Securities gains (losses) | $-66,000 | 8,985 |
| Applicable income taxes | $197,000 | 4,950 |
| Income before extraordinary items | $543,000 | 6,166 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $543,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $591,180 | 5,806 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 5,914 |
| Total interest expense | $1,301,000 | 4,571 |
| Net interest income | $1,516,000 | 6,607 |
| Provision for loan and lease losses | $175,000 | 3,642 |
| Total noninterest income | $707,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $80,000 | 6,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $627,000 | 2,760 |
| Total noninterest expense | $1,352,000 | 6,315 |
| Salaries and employee benefits | $672,000 | 6,599 |
| Premises and equipment expense | $141,000 | 6,941 |
| Additional noninterest expense | $539,000 | 5,386 |
| Pre-tax net operating income | $696,000 | 5,522 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $193,000 | 4,699 |
| Income before extraordinary items | $505,000 | 5,827 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $505,000 | 5,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $503,560 | 5,667 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 5,887 |
| Total interest expense | $870,000 | 4,675 |
| Net interest income | $1,047,000 | 6,497 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $450,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $396,000 | 2,816 |
| Total noninterest expense | $874,000 | 6,429 |
| Salaries and employee benefits | $429,000 | 6,756 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $353,000 | 5,448 |
| Pre-tax net operating income | $473,000 | 5,455 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $137,000 | 4,645 |
| Income before extraordinary items | $338,000 | 5,819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $338,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $336,580 | 5,616 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 6,015 |
| Total interest expense | $443,000 | 4,718 |
| Net interest income | $481,000 | 6,761 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $181,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $151,000 | 3,200 |
| Total noninterest expense | $427,000 | 6,517 |
| Salaries and employee benefits | $215,000 | 6,751 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $166,000 | 5,612 |
| Pre-tax net operating income | $180,000 | 6,085 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $49,000 | 5,135 |
| Income before extraordinary items | $131,000 | 6,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $131,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $131,000 | 6,170 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 5,990 |
| Total interest expense | $2,052,000 | 4,706 |
| Net interest income | $1,844,000 | 6,873 |
| Provision for loan and lease losses | $222,000 | 4,145 |
| Total noninterest income | $465,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $108,000 | 6,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $357,000 | 3,903 |
| Total noninterest expense | $1,554,000 | 6,741 |
| Salaries and employee benefits | $776,000 | 6,969 |
| Premises and equipment expense | $186,000 | 6,955 |
| Additional noninterest expense | $592,000 | 5,982 |
| Pre-tax net operating income | $533,000 | 6,647 |
| Securities gains (losses) | $25,000 | 2,988 |
| Applicable income taxes | $153,000 | 5,497 |
| Income before extraordinary items | $405,000 | 6,817 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $405,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,928 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $386,750 | 6,777 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 6,279 |
| Total interest expense | $2,571,000 | 5,305 |
| Net interest income | $1,520,000 | 7,289 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $182,000 | 7,504 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $117,000 | 6,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $1,344,000 | 7,137 |
| Salaries and employee benefits | $652,000 | 7,421 |
| Premises and equipment expense | $180,000 | 7,067 |
| Additional noninterest expense | $512,000 | 6,359 |
| Pre-tax net operating income | $208,000 | 7,834 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $20,000 | 7,319 |
| Income before extraordinary items | $187,000 | 7,821 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $187,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $187,900 | 7,702 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 6,701 |
| Total interest expense | $2,272,000 | 5,872 |
| Net interest income | $1,461,000 | 7,521 |
| Provision for loan and lease losses | $107,000 | 5,170 |
| Total noninterest income | $169,000 | 7,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,310,000 | 7,216 |
| Salaries and employee benefits | $573,000 | 7,847 |
| Premises and equipment expense | $168,000 | 7,276 |
| Additional noninterest expense | $569,000 | 5,965 |
| Pre-tax net operating income | $213,000 | 8,316 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $208,000 | 8,024 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $208,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $208,000 | 8,026 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 7,255 |
| Total interest expense | $1,778,000 | 6,395 |
| Net interest income | $1,325,000 | 7,932 |
| Provision for loan and lease losses | $4,000 | 8,376 |
| Total noninterest income | $110,000 | 8,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,711 |
| Total noninterest expense | $1,244,000 | 7,452 |
| Salaries and employee benefits | $560,000 | 7,973 |
| Premises and equipment expense | $183,000 | 7,076 |
| Additional noninterest expense | $501,000 | 6,516 |
| Pre-tax net operating income | $187,000 | 8,644 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $186,000 | 8,397 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $186,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $186,000 | 8,367 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 7,535 |
| Total interest expense | $1,775,000 | 6,595 |
| Net interest income | $1,221,000 | 8,284 |
| Provision for loan and lease losses | $-10,000 | 10,216 |
| Total noninterest income | $105,000 | 8,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,530 |
| Total noninterest expense | $1,055,000 | 7,952 |
| Salaries and employee benefits | $499,000 | 8,365 |
| Premises and equipment expense | $174,000 | 7,165 |
| Additional noninterest expense | $382,000 | 7,375 |
| Pre-tax net operating income | $281,000 | 8,512 |
| Securities gains (losses) | $-34,000 | 10,340 |
| Applicable income taxes | $36,000 | 8,594 |
| Income before extraordinary items | $211,000 | 8,541 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $211,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $239,900 | 8,243 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 7,936 |
| Total interest expense | $1,718,000 | 6,853 |
| Net interest income | $1,132,000 | 8,861 |
| Provision for loan and lease losses | $73,000 | 5,838 |
| Total noninterest income | $92,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $946,000 | 8,532 |
| Salaries and employee benefits | $431,000 | 9,061 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $370,000 | 7,627 |
| Pre-tax net operating income | $205,000 | 9,546 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $55,000 | 9,178 |
| Income before extraordinary items | $151,000 | 9,573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $151,000 | 9,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $150,270 | 9,544 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 8,445 |
| Total interest expense | $1,648,000 | 7,216 |
| Net interest income | $1,041,000 | 9,441 |
| Provision for loan and lease losses | $19,000 | 8,051 |
| Total noninterest income | $75,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,055,000 | 8,488 |
| Salaries and employee benefits | $417,000 | 9,489 |
| Premises and equipment expense | $78,000 | 9,872 |
| Additional noninterest expense | $560,000 | 6,611 |
| Pre-tax net operating income | $42,000 | 10,638 |
| Securities gains (losses) | $-26,000 | 10,772 |
| Applicable income taxes | $-15,000 | 10,968 |
| Income before extraordinary items | $31,000 | 10,675 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $31,000 | 10,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $57,000 | 10,487 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 8,800 |
| Total interest expense | $1,554,000 | 7,550 |
| Net interest income | $1,047,000 | 9,788 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $61,000 | 11,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $770,000 | 9,903 |
| Salaries and employee benefits | $424,000 | 9,745 |
| Premises and equipment expense | $122,000 | 8,993 |
| Additional noninterest expense | $224,000 | 10,145 |
| Pre-tax net operating income | $329,000 | 9,541 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $236,000 | 9,546 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $236,000 | 9,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $236,000 | 9,526 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 9,160 |
| Total interest expense | $1,283,000 | 7,608 |
| Net interest income | $1,072,000 | 10,171 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $57,000 | 11,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $726,000 | 10,583 |
| Salaries and employee benefits | $399,000 | 10,294 |
| Premises and equipment expense | $120,000 | 9,390 |
| Additional noninterest expense | $207,000 | 11,059 |
| Pre-tax net operating income | $399,000 | 9,381 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $124,000 | 8,842 |
| Income before extraordinary items | $275,000 | 9,427 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $275,000 | 9,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $275,000 | 9,478 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 9,278 |
| Total interest expense | $1,335,000 | 7,756 |
| Net interest income | $1,121,000 | 10,329 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $51,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $682,000 | 11,253 |
| Salaries and employee benefits | $399,000 | 10,642 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $173,000 | 12,113 |
| Pre-tax net operating income | $484,000 | 8,759 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $200,000 | 7,620 |
| Income before extraordinary items | $284,000 | 9,645 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $284,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $284,000 | 9,387 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 9,806 |
| Total interest expense | $1,571,000 | 8,296 |
| Net interest income | $984,000 | 11,155 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $41,000 | 13,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $650,000 | 11,778 |
| Salaries and employee benefits | $379,000 | 11,109 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $171,000 | 12,650 |
| Pre-tax net operating income | $374,000 | 9,475 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $117,000 | 9,465 |
| Income before extraordinary items | $257,000 | 9,826 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $257,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $257,000 | 9,462 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.