Home > First Pacific National Bank > Loan Charge- Offs and Recoveries
First Pacific National Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,438,000 | 772 |
| Loans secured by real estate, total | $767,000 | 361 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $767,000 | 359 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $266,000 | 447 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $501,000 | 210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $533,000 | 574 |
| Loans to individuals | $138,000 | 2,046 |
| Credit card loan charge offs | $65,000 | 838 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $73,000 | 2,754 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $247,000 | 1,141 |
| Loans secured by real estate, total | $35,000 | 1,350 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $35,000 | 1,350 |
| Construction and land development | $8,000 | 331 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,559 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $17,000 | 850 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $194,000 | 543 |
| Loans to individuals | $18,000 | 3,300 |
| Credit card loan recoveries | $8,000 | 909 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $10,000 | 4,066 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $1,191,000 | 711 |
| Loans secured by real estate, total | $732,000 | 263 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $732,000 | 262 |
| Construction and land development | $-8,000 | 10,674 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $256,000 | 376 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $484,000 | 133 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $339,000 | 686 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $120,000 | 1,802 |
| Credit card loan net charge offs | $57,000 | 832 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $63,000 | 2,415 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,418,000 | 893 |
| Loans secured by real estate, total | $518,000 | 605 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $518,000 | 605 |
| Construction and land development | $58,000 | 306 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $338,000 | 430 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $122,000 | 656 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $834,000 | 415 |
| Loans to individuals | $66,000 | 3,326 |
| Credit card loan charge offs | $49,000 | 1,007 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $17,000 | 5,509 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $536,000 | 730 |
| Loans secured by real estate, total | $222,000 | 492 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $222,000 | 492 |
| Construction and land development | $11,000 | 353 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $142,000 | 290 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $69,000 | 571 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $278,000 | 480 |
| Loans to individuals | $36,000 | 2,212 |
| Credit card loan recoveries | $11,000 | 846 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $25,000 | 2,567 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $882,000 | 971 |
| Loans secured by real estate, total | $296,000 | 663 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $296,000 | 662 |
| Construction and land development | $47,000 | 284 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $196,000 | 528 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $53,000 | 737 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $556,000 | 436 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $30,000 | 4,040 |
| Credit card loan net charge offs | $38,000 | 1,065 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-8,000 | 11,110 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,453,000 | 638 |
| Loans secured by real estate, total | $1,838,000 | 314 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,838,000 | 313 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,065,000 | 195 |
| Secured by multifamily residential properties | $234,000 | 211 |
| Secured by nonfarm nonresidential properties | $539,000 | 361 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $501,000 | 619 |
| Loans to individuals | $114,000 | 2,098 |
| Credit card loan charge offs | $59,000 | 879 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $55,000 | 2,973 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $397,000 | 906 |
| Loans secured by real estate, total | $115,000 | 792 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $115,000 | 790 |
| Construction and land development | $101,000 | 165 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,640 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,843 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $238,000 | 566 |
| Loans to individuals | $44,000 | 1,936 |
| Credit card loan recoveries | $9,000 | 958 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $35,000 | 2,060 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $2,056,000 | 558 |
| Loans secured by real estate, total | $1,723,000 | 259 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,723,000 | 258 |
| Construction and land development | $-101,000 | 11,876 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,053,000 | 163 |
| Secured by multifamily residential properties | $234,000 | 193 |
| Secured by nonfarm nonresidential properties | $537,000 | 301 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $263,000 | 788 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $70,000 | 2,244 |
| Credit card loan net charge offs | $50,000 | 857 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $20,000 | 3,887 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,461,000 | 899 |
| Loans secured by real estate, total | $853,000 | 592 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $853,000 | 592 |
| Construction and land development | $280,000 | 222 |
| Secured by farmland | $83,000 | 75 |
| Total charge-offs secured by 1-4 family residential properties | $311,000 | 555 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $179,000 | 751 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $510,000 | 692 |
| Loans to individuals | $98,000 | 2,248 |
| Credit card loan charge offs | $50,000 | 934 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $48,000 | 3,189 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $297,000 | 1,247 |
| Loans secured by real estate, total | $96,000 | 1,017 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $96,000 | 1,017 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $67,000 | 583 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $29,000 | 1,030 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $154,000 | 964 |
| Loans to individuals | $47,000 | 1,918 |
| Credit card loan recoveries | $18,000 | 714 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $29,000 | 2,511 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $1,164,000 | 790 |
| Loans secured by real estate, total | $757,000 | 518 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $757,000 | 518 |
| Construction and land development | $280,000 | 186 |
| Secured by farmland | $83,000 | 62 |
| Secured by 1-4 family residential properties- net charge-offs | $244,000 | 552 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $150,000 | 676 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $356,000 | 627 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $51,000 | 2,495 |
| Credit card loan net charge offs | $32,000 | 1,009 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $19,000 | 3,765 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,485,000 | 526 |
| Loans secured by real estate, total | $3,225,000 | 329 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,225,000 | 329 |
| Construction and land development | $220,000 | 427 |
| Secured by farmland | $133,000 | 69 |
| Total charge-offs secured by 1-4 family residential properties | $2,394,000 | 127 |
| Secured by multifamily residential properties | $208,000 | 294 |
| Secured by nonfarm nonresidential properties | $270,000 | 795 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $993,000 | 558 |
| Loans to individuals | $267,000 | 1,229 |
| Credit card loan charge offs | $162,000 | 614 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $105,000 | 2,067 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $416,000 | 1,034 |
| Loans secured by real estate, total | $27,000 | 2,238 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $27,000 | 2,238 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $27,000 | 1,224 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $347,000 | 526 |
| Loans to individuals | $42,000 | 2,232 |
| Credit card loan recoveries | $9,000 | 1,044 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $33,000 | 2,444 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $4,069,000 | 464 |
| Loans secured by real estate, total | $3,198,000 | 294 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,198,000 | 294 |
| Construction and land development | $220,000 | 386 |
| Secured by farmland | $133,000 | 54 |
| Secured by 1-4 family residential properties- net charge-offs | $2,367,000 | 117 |
| Secured by multifamily residential properties | $208,000 | 260 |
| Secured by nonfarm nonresidential properties | $270,000 | 691 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $646,000 | 621 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $225,000 | 1,037 |
| Credit card loan net charge offs | $153,000 | 580 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $72,000 | 1,870 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,231,000 | 1,039 |
| Loans secured by real estate, total | $866,000 | 940 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $866,000 | 940 |
| Construction and land development | $480,000 | 399 |
| Secured by farmland | $119,000 | 103 |
| Total charge-offs secured by 1-4 family residential properties | $178,000 | 1,111 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $89,000 | 1,770 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $874,000 | 877 |
| Loans to individuals | $491,000 | 1,003 |
| Credit card loan charge offs | $201,000 | 633 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $290,000 | 1,158 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $71,000 | 4,162 |
| Loans secured by real estate, total | $1,000 | 5,629 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,000 | 5,622 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,105 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $56,000 | 2,591 |
| Loans to individuals | $14,000 | 4,719 |
| Credit card loan recoveries | $2,000 | 1,892 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,832 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $2,160,000 | 919 |
| Loans secured by real estate, total | $865,000 | 870 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $865,000 | 870 |
| Construction and land development | $480,000 | 384 |
| Secured by farmland | $119,000 | 88 |
| Secured by 1-4 family residential properties- net charge-offs | $177,000 | 991 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $89,000 | 1,642 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $818,000 | 786 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $477,000 | 822 |
| Credit card loan net charge offs | $199,000 | 577 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $278,000 | 860 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.