Home > First Northern Bank of Dixon > Net charge- offs to loans
First Northern Bank of Dixon, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1359% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0222% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0222% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3535% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1597% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0193% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0193% | 265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5210% | 158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0882% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4209% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6861% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6861% | 719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1513% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0201% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9641% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9641% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2071% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6960% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6960% | 134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 3,224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4740% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2250% | 197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2250% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 3,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4665% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4665% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1063% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3179% | 3,552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0582% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0486% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0486% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 3,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0715% | 4,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 3,233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0865% | 4,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 3,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4078% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4078% | 237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3399% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3399% | 882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0276% | 4,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 3,342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0333% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 2,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6962% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6962% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 4,475 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 3,345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0447% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1078% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7092% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7092% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 1,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1961% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0426% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0426% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5225% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5424% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5424% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0609% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0774% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0851% | 4,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0615% | 3,654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0966% | 4,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4109% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9770% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9770% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0967% | 4,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1138% | 4,972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0797% | 3,730 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1317% | 4,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6441% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1470% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1470% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 4,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.1482% | 4,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1668% | 5,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1033% | 3,788 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2023% | 5,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1238% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0513% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0513% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 4,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2640% | 5,169 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,607 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4134% | 5,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4763% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7572% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7572% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0344% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0800% | 5,028 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,527 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1349% | 5,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3706% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8550% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8550% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0903% | 5,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1597% | 5,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4588% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1284% | 4,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1284% | 4,816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1215% | 5,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2177% | 5,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6855% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3970% | 5,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3970% | 5,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 4,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 4,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 4,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2256% | 5,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4096% | 5,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 4,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4186% | 5,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4186% | 5,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 2,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 4,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 3,717 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3195% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2576% | 2,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2576% | 2,361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 5,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 4,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2052% | 5,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,754 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3784% | 5,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2191% | 5,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2183% | 5,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0651% | 5,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 5,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2242% | 5,536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,742 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4179% | 5,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2140% | 5,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3327% | 5,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3327% | 5,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0120% | 4,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4085% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4085% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 5,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2472% | 5,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5082% | 4,348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 5,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3379% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8812% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8812% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1709% | 5,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 1,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0443% | 5,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 4,042 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0570% | 5,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4189% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8408% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8408% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2375% | 5,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 4,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0572% | 5,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0446% | 4,125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0680% | 5,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3285% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5263% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5263% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3717% | 5,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0457% | 5,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0783% | 4,232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 5,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2632% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4353% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4353% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.4007% | 5,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 2,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1769% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0589% | 5,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 4,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2659% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2659% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0297% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 5,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.6009% | 5,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 5,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2341% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2589% | 6,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0911% | 5,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3025% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3025% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0619% | 5,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 5,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.7170% | 5,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0923% | 5,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2052% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3354% | 6,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1602% | 5,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5996% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5996% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 2,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0214% | 5,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1788% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4012% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0455% | 4,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7327% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7327% | 377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4858% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 2,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.5346% | 5,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 1,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3348% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1906% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4550% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1803% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7202% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7202% | 1,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6485% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1043% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.3648% | 5,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0428% | 1,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3566% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2547% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4417% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9501% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5101% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5101% | 1,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9129% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1687% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 5,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4923% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2354% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7058% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0746% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4266% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4266% | 1,561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0131% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2650% | 996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0456% | 5,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9646% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4664% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3790% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2847% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8288% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8288% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 4,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1708% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.3879% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 6,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5097% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1073% | 1,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8531% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2551% | 5,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9880% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9880% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 5,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1583% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2271% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.5018% | 980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 6,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6762% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0735% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1927% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 5,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7794% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7794% | 1,219 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0072% | 5,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3759% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.7752% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0537% | 6,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0929% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9368% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 5,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6574% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0111% | 5,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.7746% | 6,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 6,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3995% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2695% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5118% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1800% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6474% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6474% | 1,258 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0226% | 5,682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1446% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5694% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | -1.0638% | 6,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2213% | 2,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3535% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3346% | 1,228 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2874% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9416% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8242% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8242% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 5,798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7883% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7136% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.8840% | 6,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2726% | 1,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6112% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1282% | 1,372 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9851% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3436% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4915% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4915% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8366% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5908% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | -0.9411% | 6,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4097% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9765% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2125% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6938% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0477% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0742% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0742% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0176% | 5,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5489% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3235% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8978% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7382% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6272% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1437% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1437% | 924 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0248% | 5,978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2978% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9931% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.7894% | 2,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0219% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8510% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4197% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2710% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8218% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0322% | 4,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0308% | 4,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8777% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1676% | 80 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9822% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8838% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 1.0566% | 1,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9043% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8298% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5582% | 1,040 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0960% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3468% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0844% | 6,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0794% | 6,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2353% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9582% | 61 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2304% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2507% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | 1.3603% | 1,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5214% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8421% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5043% | 986 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1748% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6199% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6876% | 7,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6367% | 7,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2145% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4526% | 53 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2847% | 2,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2291% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 1,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6272% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9522% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3110% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8473% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4362% | 7,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.9501% | 7,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6964% | 30 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2372% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0496% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 2.3771% | 1,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8620% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6606% | 566 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1072% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4258% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7370% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7202% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8662% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7605% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7964% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8774% | 1,928 |
| Percentage Net Loans Charged-off:Construction & development | 2.7475% | 1,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1282% | 2,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1724% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4965% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5721% | 1,039 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3398% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7437% | 2,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1873% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1618% | 6,611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9309% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8143% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 1.9239% | 1,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1912% | 2,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1834% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4289% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3504% | 1,078 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4089% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0566% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2536% | 3,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8994% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7279% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2071% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 3.6128% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1186% | 1,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1131% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0421% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8693% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8631% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1010% | 3,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4219% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5745% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0050% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 3.6776% | 1,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6663% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1376% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2404% | 3,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1866% | 1,629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2886% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2312% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5177% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.4311% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0947% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0476% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 3.5670% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8355% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3050% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2518% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3526% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5831% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9741% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0180% | 6,654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9847% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9932% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 3.6423% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6891% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2194% | 2,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3842% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 2,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2451% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8989% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8342% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8706% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 4.9762% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9167% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0226% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4143% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8713% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 12.3687% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1800% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2458% | 969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 2,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7300% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6994% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2063% | 1,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9254% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6537% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 11.0365% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1724% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4389% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0809% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1721% | 7,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0359% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8514% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 11.0614% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2697% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3712% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2071% | 3,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2757% | 7,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2929% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1280% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 11.6494% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2380% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5628% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6319% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0168% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5764% | 7,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4571% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2241% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.5284% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2951% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4825% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1412% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8222% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2856% | 7,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 2,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0219% | 986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3421% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5543% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1132% | 2,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7055% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4806% | 7,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2843% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4564% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1662% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4118% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7461% | 7,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1381% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5625% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9054% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1708% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5847% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 4,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0124% | 3,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2914% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1382% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1228% | 7,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0296% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0964% | 8,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7623% | 8,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8424% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3863% | 8,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2835% | 8,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4434% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 5,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7828% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0247% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6320% | 7,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1470% | 8,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1412% | 2,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2938% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1447% | 7,696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2471% | 8,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6690% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.0028% | 7,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0867% | 8,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1902% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0342% | 7,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0568% | 8,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 7,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6682% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4595% | 7,663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0872% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1237% | 7,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0293% | 6,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6038% | 7,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0785% | 8,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1048% | 7,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3519% | 3,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5895% | 7,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3014% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4715% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5248% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9966% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4774% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0512% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6406% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3604% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1086% | 7,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6660% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9647% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2815% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1455% | 7,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6789% | 2,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0355% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 8,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2216% | 8,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6159% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0459% | 7,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 6,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 8,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 8,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2322% | 6,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0611% | 8,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3914% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4489% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 8,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0940% | 8,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3448% | 5,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0846% | 1,605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3050% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0927% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0215% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3167% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4197% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6082% | 12 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2847% | 10,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3863% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1538% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8492% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 1,303 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9488% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3845% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4789% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6361% | 1,304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3026% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4252% | 487 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 9,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2521% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4257% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1613% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0626% | 459 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1291% | 221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9045% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1891% | 5 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2106% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3819% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0760% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6716% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4238% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1289% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6778% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6958% | 1,098 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8755% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 6,457 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5559% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |